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Speaker 1: Earners. What's up.

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Speaker 2: You ever walk into a small business and everything just

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Speaker 2: works like The checkout is fast, the receipts are digital,

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Speaker 2: tipping is a breeze, and you're out the door before

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Speaker 2: the line even builds. Odds are they're using Square. We

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Speaker 2: love supporting businesses that run on Square because it just

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Speaker 2: feels seamless. Whether it's a local coffee shop, a vendor

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Speaker 2: at a pop up market, or even one of our

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Speaker 2: merch partners, Square makes it easy for them to take payments,

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Speaker 2: manage inventory, and run their business with confidence, all from

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Speaker 2: one simple system. If you're a business owner or even

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Speaker 2: just thinking about launching something soon, Square is hands down

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Speaker 2: one of the best tools out there to help you start, run,

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Speaker 2: and grow. It's not just about payments, it's about giving

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Speaker 2: you time back so you can focus on what matters

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Speaker 2: most Ready. To see how Square can transform your business,

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Speaker 2: visit Square dot com backslash go backslash eyl to learn

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Speaker 2: more that Square dot com backslash, go backslash eyl. Don't wait,

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Speaker 2: don't hesitate. Let's Square handle the back end so you

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Speaker 2: can keep pushing your vision forward. This episode is brought

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Speaker 2: to you by P and C Bank, a lot of

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Speaker 2: people think podcasts about work are boring, and sure, they

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Speaker 2: definitely can be, but understanding of professional's routine shows us

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Speaker 2: how they achieve their success little by little, day after day.

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Speaker 2: It's like banking with P and C Bank. It might

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Speaker 2: seem boring to save, plan and make calculated decisions with

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Speaker 2: your bank, but keeping your money boring is what helps

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Speaker 2: you live or more happily fulfilled life. P and C

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Speaker 2: Bank Brilliantly Boring since eighteen sixty five. Brilliantly Boring since

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Speaker 2: eighteen sixty five is a service mark of the PNC

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Speaker 2: Financial Service Group, Inc. P and C Bank National Association

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Speaker 2: Member FDIC.

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Speaker 1: If you had to restart today from scratch, knowing everything

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Speaker 1: you know now, what will be the first three money

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Speaker 1: moves for me? I'll answer this question first. Yeah, for

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Speaker 1: me personally, I wouldn't. I don't. You're starting from scratch.

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Speaker 1: Investment is not a top priority for me. Not to

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Speaker 1: say that that's not something that you know, but I

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Speaker 1: feel like, if you have no money, your priority how

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Speaker 1: you're gonna invest mine? If you don't have money starting

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Speaker 1: from scratch, I would figure out a low overhead service

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Speaker 1: based business. I'm just speaking from personal experience. I can

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Speaker 1: only give you my personal experience. So like when I

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Speaker 1: was when I was in the financial services industry, selling insurance,

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Speaker 1: there's a lot of different stuff that you could do

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Speaker 1: like this, like car insurance, life insurance, different type of

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Speaker 1: you know, service based industry. Because I feel like there's

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Speaker 1: always an opportunity to make money on commissions. And if

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Speaker 1: I was dead broke, I would call my friends. Now

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Speaker 1: this is important. I wouldn't call my friends to ask

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Speaker 1: them for money. I would call my friends to tell

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Speaker 1: them what I'm doing. So when I started in financial services,

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Speaker 1: used to have a p it's called Project one hundred

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Speaker 1: where you have you listen one hundred people that you know. Everybody,

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Speaker 1: your friend, your friend's parents, your kid, you went to

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Speaker 1: college with, somebody, you play basketball with, everybody. This is

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Speaker 1: your network of people, right. So I would reach out

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Speaker 1: to every single person that I know and tell them

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Speaker 1: what I'm doing and try to actually sell them products.

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Speaker 1: Like I said, I mean, I can only speak personal

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Speaker 1: experience is what I actually did in real life. And

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Speaker 1: then from there I would hone in on my referrals

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Speaker 1: and get referred to those people that they know, all

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Speaker 1: while reinvesting the profits living in as low cost environment

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Speaker 1: as possible. If living with your parents is an option,

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Speaker 1: and as that's a good option, if whatever, rent in

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Speaker 1: a room, whatever you gotta do, not spending the money

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Speaker 1: on overhead, reinvesting the money social media would come, but

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Speaker 1: I would do I would focus on social media afterwards.

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Speaker 1: But I feel that the business aspect is the most

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Speaker 1: important aspect first, because you have to generate money to

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Speaker 1: actually get into the groove of actually being able to invest.

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Speaker 1: And a lot of people are like, well, what kind

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Speaker 1: of business should I start? Like I said, there's always

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Speaker 1: room for a service based business. There's always going to

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Speaker 1: be somebody that's gonna have to sell you car insurance.

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Speaker 1: There's always gonna be somebody that's gonna have to sell

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Speaker 1: life insurance. There's always going to be somebody that's, you know,

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Speaker 1: in that type of vein health insurance, whatever it is.

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Speaker 1: There's always money. There's always money to be made in

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Speaker 1: a very short period of time. You don't have to

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Speaker 1: go to college for these type of situations. And that's

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Speaker 1: what I would do. So, but what would you do?

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Speaker 3: Same as you? I can only talk from personal experience. First,

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Speaker 3: you have to build a business because the highest returns

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Speaker 3: that you're going to get that are going to outpace

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Speaker 3: the market for sure. It's by starting your own business.

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Speaker 3: After that, you got to take You got to pick

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Speaker 3: a number fifty percent, sixty percent, put it into long

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Speaker 3: term and that takes in of your future number so

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Speaker 3: important caveat is that too. And I know people hear

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Speaker 3: when I say this. You have to stay your ass

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Speaker 3: inside doors. Costs a lot of money to be outside

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Speaker 3: and people don't want to do it. And I get

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Speaker 3: it because you're thinking about now. But I look back

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Speaker 3: at all those seasons that I missed of going to games.

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Speaker 3: Oh I get that, have a ball and do with

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Speaker 3: it how I want to now. And then third, you

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Speaker 3: got to hit that features market. You got to pick

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Speaker 3: a target that if your life is on the line,

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Speaker 3: this is the target that I'm going to use to

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Speaker 3: be able to hit the red panda. You know what

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Speaker 3: that target is. But the three for me is start

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Speaker 3: a business. Two, puts fifty or sixty percent of the

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Speaker 3: money into stocks long term. Third, trade futures, and if

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Speaker 3: I can add a fourth, find a way to help

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Speaker 3: other people first and get them a result so they

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Speaker 3: can then come back and then pay me. The reason

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Speaker 3: why I started with the Yes and Chad and started

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Speaker 3: on social media back in twenty sixteen twenty seventeen.

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Speaker 1: It's given away for free.

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Speaker 3: If I help you make money first, I'll be able

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Speaker 3: to call that favor back upon you later. So I

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Speaker 3: wouldn't do anything different. But it's really important too. The

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Speaker 3: other part of this question is to never get back

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Speaker 3: to the point where you're started from scratch. Timing is

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Speaker 3: important to some of this, like Intel never thought they

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Speaker 3: would lose that lead, and because they didn't keep reinvesting

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Speaker 3: into the business and keep innovating, and now you have

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Speaker 3: five other players that are light years ahead of you.

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Speaker 3: Just because you are able to do it one time

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Speaker 3: does not mean that you are able to do it again. Sometimes, Timing,

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Speaker 3: luck and market fit is really important. When we first

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Speaker 3: started doing the show, nobody Black was talking about investing.

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Speaker 3: Now as for sore Cool, That's why what Mav is doing,

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Speaker 3: it's so smart.

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Speaker 1: MAV just.

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Speaker 3: I want to tell you a thing. Run the billy up,

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Speaker 3: then I'll tell you about it once that eight billion

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Speaker 3: the book come out. That's my new move for twenty

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Speaker 3: five thirty five. The next couple of players y'all see

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Speaker 3: publicly decoys never tell you the real play. They're gonna

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Speaker 3: see me snowboarding cool, Sean White on this on the hills. Cool, y'all,

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Speaker 3: never tell.

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Speaker 1: You the real place. Sorry, you fucked it up. Sorry, granny, Damn.

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Speaker 1: We gotta talk. We gotta talk about the snowboarding play too.

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Speaker 1: Your conference was going crazy. They wasn't happy about that.

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Speaker 1: They wouldn't happen. They're a little surprised with you. A

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Speaker 1: little surprised.

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Speaker 2: I'll go with the why surprised.

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Speaker 1: Yeah, yeah, I'm I'm happy. I'm I was happy for you.

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Speaker 2: My brother shout, shout me and Edwin was both happy.

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Speaker 1: Shouted. That's I'll take the.

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Speaker 3: On top of that. Then speed matters in excuse you,

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Speaker 3: that's what we talked about the hero on Black Eye.

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Speaker 1: But which speed mat What you mean in a good investment?

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Speaker 1: You mean like the locks? What do you mean? What

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Speaker 1: you mean? That's crazy? No, I'm I'm just we'll go

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Speaker 1: further in detailed back right.

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Speaker 2: If we're telling personal stories like yeah, yeah, mine would

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Speaker 2: be like find a job that you can create multiple

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Speaker 2: streams from, and so like yeah, everybody hears the story

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Speaker 2: of like yo, I was a physa teacher, but before

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Speaker 2: I was ever that I was a hall monitor bro.

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Speaker 2: Like I was a guy sitting in the hallway reading

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Speaker 2: books telling kids to go to class, checking for hall passes.

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Speaker 2: While I was doing that, I was a tutor. Right,

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Speaker 2: I'm trying to find another stream. While I was doing that,

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Speaker 2: I was coaching. Right while I was doing that, I

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Speaker 2: was running after school programs. While I was doing that,

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Speaker 2: I was running summer programs. And so I had like

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Speaker 2: different streams of incomes. So like, not only was I

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Speaker 2: getting paid for doing like I don't even it wasn't

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Speaker 2: even much, but to be working in a school because

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Speaker 2: I just wanted to have experience working in schools. I

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Speaker 2: created multiple streams from from just that, which allowed me

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Speaker 2: to put some money into investment. Obviously, as my career

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Speaker 2: change and I became a then obviously, I mean I

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Speaker 2: still had those streams, but it was like, all right,

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Speaker 2: now there's more money invest then creating a business, because

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Speaker 2: I had enough to say, all right, well, I have

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Speaker 2: this career, I can go venture off in the world

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Speaker 2: of entrepreneurism.

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Speaker 1: That helped swell.

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Speaker 2: But like, figure out how you're going to create multiple

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Speaker 2: streams from where you're at, right, sure, and it could

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Speaker 2: be like I said, hall monitor no joke and no

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Speaker 2: suspect anybody as a whole monitor. How was that you

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Speaker 2: can create multiple streams?

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Speaker 1: Yeah?

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Speaker 4: An illegal alien from Guatemala charged with raping a child

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Speaker 4: in Massachusetts. An MS thirteen gang member from Al Salvador

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Speaker 4: accused of murdering a Texas man of Venezuelan charged with

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Speaker 4: filming and selling child pornography in Michigan. These are just

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Speaker 4: some of the heinous migrant criminals caught because of President

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Speaker 4: Donald J. Trump's leadership. I'm Christy Nohm, the United States

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Speaker 4: Secretary of Homeland Security. Under President Trump, attempted illegal border

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Speaker 4: crossings are at the lowest levels ever recorded, and over

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Speaker 4: one hundred thousand illegal aliens have been arrested. If you

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Speaker 4: are here illegally, your next you will be fine nearly

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Speaker 4: one thousand dollars a day, imprisoned and deported, you will

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Speaker 4: never return. But if you register using our CBP home

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Speaker 4: app and leave now, you could be allowed to return legally.

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Speaker 4: Do what's right. Leave now. Under President Trump, America's laws,

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Speaker 4: border and families will be protected.

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Speaker 1: Sponsored by the United States Department of Homeland Security,