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Speaker 1: I was reading about this thing, Adulting one o one courses.

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Speaker 1: This is how it was written, the story gen Z

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Speaker 1: Young Adults gen Z Young Adults gens are that is

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Speaker 1: what it says. It kind of sounds like a redundant,

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Speaker 1: but a gen Z young adult. That's like saying six

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Speaker 1: fourteen am in the morning. In case we're unclear about that,

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Speaker 1: gen Z Young adults are enrolling in Adulting one oh

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Speaker 1: one courses to learn basic life skills like budgeting, cooking,

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Speaker 1: doing laundry, and navigating everyday responsibilities. Unlike previous generations, many

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Speaker 1: gen Z members lack these practical skills, which is attributed

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Speaker 1: to over protective parenting, prolonged financial dependency on parents, and

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Speaker 1: educational gaps where economics classes have become obsolete. One teacher notes,

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Speaker 1: this is a psychology professor rather, I shouldn't say just

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Speaker 1: a teacher, that these young adults often enter university without

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Speaker 1: fundamental decision making skills, making the transition to independence challenging.

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Speaker 1: Whether you're a parent, it might be more interesting to hear, like,

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Speaker 1: if you're a parent and you think about your kids

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Speaker 1: and what they don't know how to do, you probably

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Speaker 1: should teach them.

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Speaker 2: If you're driving to work.

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Speaker 1: Right now, you're like, oh, my kid is not gonna

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Speaker 1: survive then, I mean, maybe we should think about that

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Speaker 1: a little bit. But I'm curious, like in kind of

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Speaker 1: a tongue in cheek funny way, but like, what is

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Speaker 1: something that they are not teaching kids these days that

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Speaker 1: they definitely need to know if they're gonna go out

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Speaker 1: in the real world. You know, you can teach them

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Speaker 1: all kinds of other fancy stuff, common core math and

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Speaker 1: whatever else.

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Speaker 2: I don't know.

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Speaker 1: I guess you got to. You have to know math,

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Speaker 1: Believe it or not. Kids, math will come in handy someday.

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Speaker 1: Maybe not Geometry, Yeah, not all that X y Z

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Speaker 1: that that was such a waste of time that I

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Speaker 1: will never get back.

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Speaker 2: Never. What is that considered?

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Speaker 1: Uh? Not? Statistics? Is trigonometry? Algebra algebra? Excuse my dear

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Speaker 1: and sally algebra?

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Speaker 2: Algebra algebra?

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Speaker 1: So you don't use the pasagoramic THR theory.

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Speaker 2: You don't use that? Yeah that one? Never? I mean

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Speaker 2: I do you don't blow out your.

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Speaker 1: Ti whatever whatever number we're on now, t I one thousand,

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Speaker 1: and I know.

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Speaker 2: How to spell things upside down.

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Speaker 1: Yeah right right? Eight five five five three five. But

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Speaker 1: what comes to mind? You think about your kid, or

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Speaker 1: maybe you're the kid, and you're like, you.

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Speaker 2: Know what, Well, I don't know what.

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Speaker 1: I'm gonna do when this time happens in my life

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Speaker 1: because I don't know how to do it, Like I

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Speaker 1: don't know how I'm gonna serve out. Do you remember

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Speaker 1: do you remember anything like that it happens in your

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Speaker 1: every day, every day life.

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Speaker 2: Can I talk today? I don't know. Let me just

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Speaker 2: ship my coffee while you guys talk.

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Speaker 1: Can you think of anything that's just like I didn't

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Speaker 1: know how to do that, and I wish somebody had

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Speaker 1: taught me.

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Speaker 3: Yes, Jason, I until I moved in with Mike, I

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Speaker 3: moved out of my parents.

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Speaker 2: I was moved in with Mike. I didn't know how

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Speaker 2: to do laundry. I didn't either. I didn't either. He

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Speaker 2: had to show me.

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Speaker 3: I didn't know how to like fold like towels or

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Speaker 3: like I mean, I could probably figure it out, but

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Speaker 3: like I never had to do it, so like he

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Speaker 3: had to like teach me.

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Speaker 2: But that was post college, right, yeah, oh yeah, yeah, yeah?

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Speaker 2: So how did you get that far?

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Speaker 3: I just I only lived out of my parents' house

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Speaker 3: for a semester. And I would bring my laundry home.

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Speaker 2: It. Yeah, see all your parents loved you, guys.

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Speaker 1: The laundry happened for me when I got to I

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Speaker 1: got to college. My parents moved me in. They gave

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Speaker 1: me detergent and everything. Like my mom would like set

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Speaker 1: me up. Like she left and I had snacks and

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Speaker 1: detergent and you know, a bad you know, I don't know.

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Speaker 1: She made the bed nice and like she got me

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Speaker 1: a little yeah right, that was nice summer. You know

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Speaker 1: the door the dorm happened to have a bed. She

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Speaker 1: let me keep it this time.

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Speaker 2: I'm like, I'm like it home. When I wasn't allowed

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Speaker 2: to have a bed, bring on the floor.

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Speaker 4: You know.

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Speaker 1: My parents they're like, if you have a bed, then

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Speaker 1: you're gonna do it, you know, so sleep on the floor.

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Speaker 1: Get no, still do it on the floor. But she

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Speaker 1: set me up all nights whatever. And then I like

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Speaker 1: a week later, I'm out of clothes, and I'm like,

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Speaker 1: oh my god. Because because my mom did the laundry.

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Speaker 1: I think because she thought either one you're gonna screw

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Speaker 1: it up, or two it's just kind of more efficient

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Speaker 1: because the house is full of people and it's like

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Speaker 1: just put it all in and just whatever.

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Speaker 2: That's laundry day. Get it out together right right.

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Speaker 1: And even now when I go back, she's like, don't

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Speaker 1: just because it got a big, gigantic washing machine, I

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Speaker 1: just put it in there.

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Speaker 2: Whatever.

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Speaker 1: So I had to call her like, well, how do

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Speaker 1: I do this? Like what am I supposed to do?

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Speaker 2: You know?

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Speaker 1: And this wasn't like they didn't have little pods, you know.

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Speaker 1: It's like, well, you gotta pour this much in. And

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Speaker 1: then she's explaining this to me over the phone. I'm like, okay, well,

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Speaker 1: I'm eighteen years old. I was embarrassed. I'm a little

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Speaker 1: less embarrassed now I'm a little bit less embarrassed. Now,

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Speaker 1: what about you, I'd.

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Speaker 5: Say for me to be like cooking, I know my

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Speaker 5: mom tried to teach me as a kid. I had

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Speaker 5: no interest and no care to do it. But if

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Speaker 5: they enforced it in school or something, I probably would

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Speaker 5: have taken it more serious. Like my poor husband hasn't

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Speaker 5: had a good meal in five years. Like it's not

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Speaker 5: great over here, but I'm learning and I'm trying. And

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Speaker 5: I have a kid now, so I have to feed

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Speaker 5: her and a husband and a dog.

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Speaker 1: And I know you don't have to be emeral Leagasi

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Speaker 1: over here, like you know, bammit it up.

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Speaker 2: No, it's bad.

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Speaker 5: So Jason actually inspires me a lot because he'll teach

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Speaker 5: me some quick recipes that are legit, like some pastaff.

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Speaker 2: I mean, it's basic. We're not, you know, Michelin star.

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Speaker 5: I'm still learning though, but that's my basic training right there. Yeah, yeah,

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Speaker 5: so I do that honestly. Any financial I wish I

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Speaker 5: took more serious or I was taught more serious.

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Speaker 2: My mom did a really good job.

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Speaker 5: I'll give her that, but I didn't listen, like I'm

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Speaker 5: maxed out credit cards.

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Speaker 2: I've done it all, you know what I mean, even.

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Speaker 1: Though she A financial aspect is that most will probably

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Speaker 1: move number one. Oh yeah, I mean yes, feeding yourself

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Speaker 1: and you know, cleaning your clothing. Yeah, sure, but like

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Speaker 1: finding some sort of financial literacy, you know, I don't

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Speaker 1: have it, but I don't.

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Speaker 2: Know that a lot of people's parents have.

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Speaker 1: Like I don't know that it's necessarily just inherent in

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Speaker 1: people to know or are quite frankly, to have enough

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Speaker 1: money to know what to do with extra money. Right,

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Speaker 1: But you know, stuff like the credit card will catch

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Speaker 1: up with you. You know, stuff like I don't know

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Speaker 1: if you don't have Like I heard one the other

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Speaker 1: day it was pretty good, if you don't have twice

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Speaker 1: as much money than the item that you're buying, then

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Speaker 1: you can't have it now.

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Speaker 2: And granted if that's well, I think that's.

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Speaker 1: A luxury item, was what they're talking about, like, don't

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Speaker 1: go buy you know, you're looking at a hat in

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Speaker 1: the store and you're like, I want that. It's like, well,

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Speaker 1: if you don't have it, if you don't have double

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Speaker 1: the money, then you shouldn't buy that because it's like

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Speaker 1: then you have no money, yep.

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Speaker 2: Kind of thing.

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Speaker 1: And I think a lot of people, if you think

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Speaker 1: about your spending, there's a lot in excess of what

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Speaker 1: you actually need. I'm not talking about a place to

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Speaker 1: live or food or you know, the stuff that's like

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Speaker 1: sadly people don't make enough to pay for a lot

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Speaker 1: of that either. But I mean, if you're talking about

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Speaker 1: I'm going to the mall and I'm going to buy

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Speaker 1: a bunch of crap, if you don't have double the money,

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Speaker 1: then you probably can't afford to have it, you know.

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Speaker 1: I mean, but now people don't want to hear that,

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Speaker 1: you know, because they want they're like, oh, that's entitled,

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Speaker 1: that's elitist. It's like, no, I think if you talk

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Speaker 1: to a lot of people who are very wealthy, many

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Speaker 1: of them came from nothing, and one of the reasons

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Speaker 1: they're wealthy is because they didn't spend all their money

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Speaker 1: on crap, you know what I mean. Like, then think

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Speaker 1: about him, Think about how much stuff you have and

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Speaker 1: how much stuff you actually use. Another good one I

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Speaker 1: heard the other day was like, and I feel like,

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Speaker 1: now I'm that not Gordon Ramsey, Dave Ramsey.

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Speaker 2: I'm Dave Ramsey. You can't ford it live in a hole,

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Speaker 2: he screaming me. He really is.

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Speaker 1: He is. He's not wrong about some stuff, but he's

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Speaker 1: also very out of touch.

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Speaker 2: Out of touch. He's like, you know, wildly wealthy. What

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Speaker 2: was the other one I heard?

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Speaker 1: If you want to buy a luxury item and wait

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Speaker 1: one week and if you're not thinking about the item

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Speaker 1: a week later.

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Speaker 2: Then you didn't need it. I started doing that, Yeah,

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Speaker 2: and it works.

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Speaker 5: I did.

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Speaker 1: It works because in the moment, you know, on Amazon

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Speaker 1: or whatever, you're like, I got to have that, and

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Speaker 1: then you realize you didn't need to have that, and

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Speaker 1: then a week later you'll remember what it was you

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Speaker 1: thought you had to have.

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Speaker 2: What was it for you, Kiki that you wish you knew?

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Speaker 2: Oh definitely.

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Speaker 6: And they're saying it's on the text taxes and four

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Speaker 6: h one k and in that type of stuff. Because

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Speaker 6: I got into the workforce early. You know, I was

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Speaker 6: a manager. You know this business woman? Yes, no, I

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Speaker 6: know you used to wear a business suit. You were

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Speaker 6: the only one in KFC history that would make chicken

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Speaker 6: in a business suit.

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Speaker 2: But you took it very.

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Speaker 6: Seriously, like I didn't. I didn't know any of that.

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Speaker 6: I still don't know. So it's like, you know, if

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Speaker 6: somebody could have taught me that piece but life skills

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Speaker 6: massage out my sister heley Man, she made sure I

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Speaker 6: knew how to clean iron, laundry, cook.

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Speaker 2: Well, that's because she was taking you guys in left

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Speaker 2: and right. She was like, you know what you right?

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Speaker 1: Honestly, I was out here living my life care free

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Speaker 1: and I got all these kids. You need to take

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Speaker 1: care of your own self. Yeah, no, I mean yeah,

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Speaker 1: I mean being able to cook basic meals, being able

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Speaker 1: to take care of your body and self. That also

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Speaker 1: amazes me, by the way, not that we don't have

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Speaker 1: to get too much into this, but the number of

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Speaker 1: people men and women, and the one that always blows

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Speaker 1: me away is the female component, the number of women

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Speaker 1: whose parents' moms or whatever. And I'm not trying to

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Speaker 1: be rude, but it's like they didn't really tell them

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Speaker 1: anything about anything, and stuff just kind of started happening

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Speaker 1: and they were like, oh, And I don't know if

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Speaker 1: there was just no communication or if it's because there

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Speaker 1: was embarrassment. They didn't They never went and asked the question.

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Speaker 1: But like I know, people who were coddled in that department,

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Speaker 1: like prepared for what was coming, and other people who

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Speaker 1: it was like it happened and went and has been happening,

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Speaker 1: and we never discussed it. Nobody ever knew And it's

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Speaker 1: just like, why is it? Why is no one helping

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Speaker 1: you with that? Hey, Ricky, Ricky, your parents didn't teach

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Speaker 1: you how to save money?

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Speaker 2: No, No, not at all.

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Speaker 4: And I mean I filed for bankruptcy at a very

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Speaker 4: early age. I mean to just bad financial decisions, you know,

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Speaker 4: so you just you just sent money you didn't have, correct, yeah, correct,

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Speaker 4: and think they didn't need things they didn't need. So

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Speaker 4: I wi financial literacy is a big one that my

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Speaker 4: parents didn't teach me that I paid the ultimate price

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Speaker 4: growing up.

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Speaker 1: So and so, what would you like, just in a

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Speaker 1: few sentences, what if you have kids, or if you're

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Speaker 1: going to have kids, Ricky, Like, what are some things

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Speaker 1: that so you would teach them specifically, like no high

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Speaker 1: interest rate credit cards, like no spending money on stuff

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Speaker 1: you don't have the cash for kind of thing.

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Speaker 4: Right, And I do have three kids. I have a

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Speaker 4: seventeen year old of my own. I had a child

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Speaker 4: at a very young age.

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Speaker 2: He's bankrupt already. Was just sad. But I mean it's.

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Speaker 1: Ricky forgot to tell him, you know, but he'll never

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Speaker 1: make that mistake again, Willie.

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Speaker 2: Right right, right, No, that kind.

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Speaker 4: Of stuff, like, yes, absolutely, So I taught my daughter.

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Speaker 4: She's seventeen now. I mean, she's got a savings account

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Speaker 4: she got I explained to her, like what a five

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Speaker 4: to two nine college savings account is?

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Speaker 2: I love it? How doing bad?

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Speaker 4: Wow?

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Speaker 1: You know?

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Speaker 4: So, so those are some of the things that you know,

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Speaker 4: I had to learn myself and literally find people to hey,

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Speaker 4: can you please sit down and like walk me through

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Speaker 4: how like I want to retire at an early age,

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Speaker 4: whether it's sixty five, sixty five whatever it is, how

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Speaker 4: do I do that?

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Speaker 6: You know?

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Speaker 4: And people took the time to sit with me and

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Speaker 4: educate me, and they loved on me in the way

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Speaker 4: that I didn't like I wasn't taught, you know. So

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Speaker 4: those are the things that I'm like, it's critical that

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Speaker 4: my kids know that because I want them to be successful,

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Speaker 4: like life skills man, man, Like my parents didn't teach

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Speaker 4: me a lot, and I had to learn the hard

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Speaker 4: way through life. But being able to like learn through

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Speaker 4: that and then teach that to the next generation, like man,

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Speaker 4: that's crucial for me, and I'm trying to do my

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Speaker 4: best to do that.

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Speaker 2: For my kids. Good for you, Ricky, I like it.

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Speaker 2: Have a good day YouTube.

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Speaker 1: Thanks? Did you call me someone's in the female parts cultural?

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Speaker 1: It's definitely cultural.

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Speaker 5: I was to say, it can be absolutely it could

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Speaker 5: be like you should I mean as a woman, as

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Speaker 5: a mom, like you should talk to your daughter about

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Speaker 5: certain parts your kids are not going to learn they

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Speaker 5: live from their friends.

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Speaker 2: Is that the best source to go to?

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Speaker 4: Really?

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Speaker 2: Not or YouTube or YouTube now?

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Speaker 6: Yeah, which is some good information out.

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Speaker 2: There on TikTok.

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Speaker 5: I think now they have access to a lot more

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Speaker 5: than we did. But I mean for you're a mom.

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Speaker 5: I think it's you know, you should talk to your

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Speaker 5: daughter about certain things.

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Speaker 1: I've built a new home on YouTube. You should see it.

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Speaker 1: It's great, eighty four thousand square feet. I built it

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Speaker 1: myself with my own answer. Every time I was like,

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Speaker 1: is this is this a load bearing structure?

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Speaker 2: I don't know?

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Speaker 1: And then I have looked on YouTube and they told

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Speaker 1: me it was fine. Jeb and I know there are

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Speaker 1: teachers that listen a lot of teachers who listen to

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Speaker 1: us are driving and to work, and they're probably like

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Speaker 1: rolling their eyes because it's like, well, I'm supposed to

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Speaker 1: teach all the stuff they tell me to teach, and

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Speaker 1: then you're telling me that no, I'm not sure it's

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Speaker 1: not the teacher's responsibility, but I'm a lot of teachers.

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Speaker 2: Are doing that work too. Oh yeah, you know.

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Speaker 1: It's like, well, so I'm supposed to teach to this

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Speaker 1: test they have to take to see if I'm a

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Speaker 1: good teacher. But then also you're telling me that I

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Speaker 1: got to teach them life skills too. That shouldn't be

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Speaker 1: the expectation, but it probably is. The Other thing is

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Speaker 1: I somehow got on car salesman TikTok algorithm.

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Speaker 2: Yes, have you been on there?

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Speaker 1: Oh, yes, there's a few guys Russ flips whips, there's

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Speaker 1: a bow tie guy's and they do. Now they're doing

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Speaker 1: little skits for brand deals and it's like cheesy. But

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Speaker 1: before it was like behind the scenes of car deals.

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Speaker 1: It is amazing. And I know that the industry has

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Speaker 1: changed a lot with all the Internet and all the

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Speaker 1: availability of information whatever else, But like you don't know

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Speaker 1: how to buy a car, no, and like they don't

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Speaker 1: realize that the tricks and like this number looks good,

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Speaker 1: but do you know what the numbers behind all that are?

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Speaker 6: Ye?

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Speaker 1: You know, it's okay, you know what do you want

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Speaker 1: your payment to be? That's the worst game you can

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Speaker 1: play because they'll make your payment whatever you want. Oh

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Speaker 1: you want one hundred and fifty dollars payment, Okay, you're

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Speaker 1: going to be paying for this car in twenty eighty seven,

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Speaker 1: you know. But people don't. They don't care. It's like

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Speaker 1: I want it now, and they appeal to that. But

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Speaker 1: like I didn't know then, I didn't know the questions

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Speaker 1: to ask. I probably got unscrewed on one hundred card

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Speaker 1: deals because I don't I don't know the numbers look fine,

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Speaker 1: and the interest rate looks fine, and the terms look fine.

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Speaker 1: I'm like, okay, but maybe they sold me some sort

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Speaker 1: of under undercarriage ice wax protection from my car that

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Speaker 1: you know in Arizona or whatever.

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Speaker 2: You know what I mean?

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Speaker 1: Like, I don't, I don't know. I didn't know what

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Speaker 1: to look for. But this is all the kind of

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Speaker 1: stuff that people they're not being taught. We'll do headlines next.

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Speaker 1: The entertainment reportant blogs. This our Fred show is It's

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Speaker 1: Friday back game too.

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Speaker 2: These are the radio blogs on a friend like you're.

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Speaker 1: Running in our diaryes, except we said him aloud. We

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Speaker 1: call him blogs Jason Brown. Yes, go, thank you, dear blog.

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Speaker 3: So I reached a point in my relationship recently which

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Speaker 3: I never thought I would be in. So Mike and

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Speaker 3: I have been together. It'll be fifteen years this year,

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Speaker 3: which is nuts for me to think of fifteen years. Yes,

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Speaker 3: that crazy.

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Speaker 1: So you met him right around the time I met you, probably, Yeah,

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Speaker 1: So what could have been? You know what could have

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Speaker 1: been between us? Miss It's said you would have moved

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Speaker 1: You would have moved right into my home? Yes, oh yeah,

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Speaker 1: myself being a way different. Yes, it's true.

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Speaker 3: So we were getting ready to go to dinner, and

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Speaker 3: so he showered and I was, you know, getting dressed

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Speaker 3: and changing my clothes whatever. And he walks in the

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Speaker 3: bedroom and he's like, so what am I wearing. I'm like, oh,

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Speaker 3: I guess like I'm mere stylists now, So like I

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Speaker 3: to go in the closet, like these jeans, go with

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Speaker 3: this shirt, here's a belt. I'm like, wait, I'm like

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Speaker 3: my parents now, like my mom has to dress my dad,

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Speaker 3: Like my mom has to like pull out his you know,

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Speaker 3: nice clothes when they're going out somewhere.

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Speaker 2: You know, yes, you know.

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Speaker 3: I'm like wait, And I know some people probably be

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Speaker 3: annoyed of it, but I was like the fact that

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Speaker 3: you trust me to dress you like kind of nice?

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Speaker 2: Right, Yeah, You've become your parents, I literally have. And

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Speaker 2: it was one of those moments where I'm like, wow,

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Speaker 2: I'm old.

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Speaker 1: Do you guys do this? I mean, I'm not in

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Speaker 1: a relationship. Did you dress you dressim? This is my dream? Actually, Jason,

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Speaker 1: this is my dream.

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Speaker 6: So you wanted I want to do this so bad

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Speaker 6: because I love my man, you know, and he's a

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Speaker 6: great guy, but he has his own sense of fashion.

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Speaker 2: Okay, okay, what is a giveing?

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Speaker 6: It's given, not what I would do. His own sins

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Speaker 6: a fashion, you know, and I will love. I love

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Speaker 6: trying to dress him. He is like, but he's rebellious.

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Speaker 6: So the moment I say look, I got you this

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Speaker 6: nice sweater and here's these jeans, He's like, oh, actually,

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Speaker 6: I'm gonna wear my work boots and my vest.

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Speaker 1: A leather vesta, always the leather vest, taking a Harley somewhere.

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Speaker 1: That's what I've heard about. I never met the guy.

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Speaker 1: Peek hides him from me. But when I see the

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Speaker 1: guy walking.

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Speaker 2: With a leather vest, lots of leather boots, you know.

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Speaker 6: So if he was to come into the house and

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Speaker 6: say what am I wearing? Baby, I would be like,

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Speaker 6: oh honey, let me storry.

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Speaker 2: What do you want?

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Speaker 6: Because I love to dress me and I think it's

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Speaker 6: so okay you have a whole supper closet.

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Speaker 1: He won't.

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Speaker 2: What do you do? Just like you do?

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Speaker 1: Do you try and trick him, like with reverse psychology

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Speaker 1: or something and be like, you know, it would look

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Speaker 1: really ugly.

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Speaker 2: Yep. Is this sweater and these jeans? Yep? That is

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Speaker 2: my entire relationship.

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Speaker 6: And I don't know if because we're the same zodiac sign,

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Speaker 6: it's it's very much. I have to play this game

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Speaker 6: of that's so ugly. I would never want you to

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Speaker 6: wear that. He's coming outside in the full house. Okay,

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Speaker 6: I have to say this restaurant sucks.

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Speaker 2: We should never go to this restaurant. He has a reservation.

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Speaker 6: To do the opposite of what I say.

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Speaker 2: You know what sucks is engagement. Engagement sucks. I don't

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Speaker 2: want to get married one person in the rest of

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Speaker 2: my life. Sounds like the worst idea ever. Diamonds so heavy,

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Speaker 2: I never know what.

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Speaker 1: That sucks are big diamond Yeah it's terrible today. You

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Speaker 1: should Yeah, big diamonds. Marriage all sucks. Waiting, let the

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Speaker 1: phone new and next after Lula Young