Speaker 1: An illegal alien from Guatemala charged with raping a child
Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador
Speaker 1: accused of murdering a Texas man of Venezuelan charged with
Speaker 1: filming and selling child pornography in Michigan. These are just
Speaker 1: some of the heinous migrant criminals caught because of President
Speaker 1: Donald J. Trump's leadership. I'm Christy nom the United States
Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border
Speaker 1: crossings are at the lowest levels ever recorded, and over
Speaker 1: one hundred thousand illegal aliens have been arrested. If you
Speaker 1: are here illegally, your next you will be fined nearly
Speaker 1: one thousand dollars a day, imprisoned, and deported. You will
Speaker 1: never return. But if you register using our CBP home
Speaker 1: app and leave now, you could be allowed to return legally.
Speaker 1: Do what's right. Leave now. Under President Trump, America's laws,
Speaker 1: border and families will be protected.
Speaker 2: Sponsored by the United States Department of Homeland Security.
Speaker 3: You said when you spoke to your friend who recommended
Speaker 3: NAKA to you, that you had ten thousand dollars and
Speaker 3: so a lot of times when people here NAKA and
Speaker 3: they had no doubt payment. They think, oh, you need
Speaker 3: no money, that's not just like that's like one of
Speaker 3: these misconceptions like, oh, it's no money down. My credit
Speaker 3: can be six twenty, but you need money to be
Speaker 3: in a program.
Speaker 4: I mean, talk about any any mortgage that you're going
Speaker 4: to get, You're going to have things you have to
Speaker 4: pay for, taxes, insurance.
Speaker 5: Like all of those kind of things.
Speaker 4: In addition to that, NAKA wants you to have a
Speaker 4: specific amount of money saved. Me I personally try to
Speaker 4: tell people save about three and a half percent of
Speaker 4: the loan amount that you're looking for, because that covers
Speaker 4: your taxes, insurance, and it should cover, you know what
Speaker 4: I mean, the cushion of a few months that they
Speaker 4: require you to have as well, because what they don't
Speaker 4: want to happen is for you to be house rich
Speaker 4: and cash poor because a lot of times what tends
Speaker 4: to happen to people is they're you know, pay their
Speaker 4: down payment fees.
Speaker 5: All of those different things you.
Speaker 4: Done came out of twenty twenty five thousand dollars or
Speaker 4: whatever the case. Mark You've just spent thirty years of
Speaker 4: your life saving this money. Now you just gave it away.
Speaker 4: Now you have this house, and when something goes wrong
Speaker 4: with this house a roof issue, of plumbing issue, you
Speaker 4: don't you can't fix it. You don't have the money
Speaker 4: to fix it, and they don't want you to do that.
Speaker 4: So they set you up to whereas you have money,
Speaker 4: they set you up to whereas if you go get
Speaker 4: a multi unit, you got cash flow coming in because
Speaker 4: they make sure the numbers fall right all of those
Speaker 4: different things. And this is why I love them, because
Speaker 4: they protected me throughout the whole process. There were times
Speaker 4: where contractors tried to do food, food shit. They're just
Speaker 4: different stuff, and I could just like ran interference on
Speaker 4: all that, like nah, we're not going for that. At times,
Speaker 4: like somebody try to sell you a four unit building,
Speaker 4: but the building is only zone for three units. In
Speaker 4: the garden unit or the basement unit will be like illegal,
Speaker 4: but na coull you know, they gonna go through their
Speaker 4: due diligence and you know what I mean, like check
Speaker 4: you know, city records and all that make sure all
Speaker 4: of this stuff is zoned and approved correctly, and a
Speaker 4: lot of times like it don't.
Speaker 5: And they protect you from all that.
Speaker 3: Stuff, even in your own personal right. Like I was
Speaker 3: reading that they'll check your patterns, right, Yeah, they'll check
Speaker 3: your rent patterns, they'll check your savings patterns. So it's
Speaker 3: not like, hey, that look at how much you were
Speaker 3: paying how much you make, and they'll say, well, that
Speaker 3: money could be saved. So having that as an important
Speaker 3: like system makes sense, right, because it's like you don't
Speaker 3: want to make sure, like you don't want to have
Speaker 3: it where I say five hundred, then I save nothing
Speaker 3: for three months and I put three thousand. They're watching
Speaker 3: that to make sure that they can making.
Speaker 4: Sure you got good good money spend like good money
Speaker 4: habits like and this is and it's not bad, like
Speaker 4: you should want to have good money happens. You should
Speaker 4: appreciate this kind of training, like, Okay, I need this
Speaker 4: because I've been not disciplined for the longest amount of
Speaker 4: time and now I have somebody challenging me to do better.
Speaker 5: Why wouldn't you want that? So they approve you for
Speaker 5: you come with your information, da da da.
Speaker 4: They put it in the system and they say, okay,
Speaker 4: you're based off of what we think you can get
Speaker 4: a two hundred thousand dollars more if you're going for
Speaker 4: a single family home. Yes, but that's not how it
Speaker 4: works with multi units. Okay, with multi units, how it
Speaker 4: works is even with naka, so they have limits. So
Speaker 4: with a single family home, which just these are examples,
Speaker 4: it depends on what area you're in. They'll give you
Speaker 4: a max. So, let's say a single family home, they
Speaker 4: might give you a max. Two hundre thousand and two unit.
Speaker 4: They might give you a max of three fifty three unit.
Speaker 4: They might give you a max a six hundred. On
Speaker 4: a four unit, they'll give you a max of like
Speaker 4: nine hundred and nine to fifty or something like that.
Speaker 4: So for me, I'm like, why not max out and
Speaker 4: go crazy? If I'm trying to go get me a
Speaker 4: rental property, I'm gonna get four units. The four units
Speaker 4: are gonna make sure I have a place to live
Speaker 4: for free. Is gonna make sure my mortgage is paid.
Speaker 4: On top of steel, having some money at the end
Speaker 4: of the month is cash flow, So I'm gonna do that.
Speaker 4: On top of that, it's gonna allow me to go
Speaker 4: for a bigger mortgage, which is gonna put me in
Speaker 4: a nicer neighborhood, you know what I'm saying. In addition
Speaker 4: to that, if I go find a four unit in
Speaker 4: a nice neighborhood. That means the rents are gonna be high.
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Speaker 1: An illegal alien from Guatemala charged with raping a child
Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador
Speaker 1: accused of murdering a Texas. Man of Venezuelan charged with
Speaker 1: filming and selling child pornography in Michigan. These are just
Speaker 1: some of the heinous migrant criminals caught because of President
Speaker 1: Donald J. Trump's leadership. I'm Christy nom the United States
Speaker 1: Secretary of Homeland Security under President Trump, attempted illegal border
Speaker 1: crossings are at the lowest levels ever recorded. In over
Speaker 1: one hundred thousand illegal aliens have been arrested. If you
Speaker 1: are here illegally, your next you will be fine nearly
Speaker 1: one thousand dollars a day, imprisoned and deported, you will
Speaker 1: never return. But if you register using our CBP home
Speaker 1: app and leave now, you could be allowed to return legally.
Speaker 1: Do what's right. Leave now. Under President Trump, America's laws,
Speaker 1: border and families will.
Speaker 2: Be protected sponsored by the United States Department of Homeland Security.
Speaker 5: You know what I mean, because that's just what it is.
Speaker 4: When you live in nice neighborhoods, you got higher rents
Speaker 4: and apartments are nice. So how NACA qualifies you or
Speaker 4: lenders qualify you in general for multi units is totally
Speaker 4: different than they do for single family homes. A single
Speaker 4: family home, you're qualified strictly using your income. When it
Speaker 4: comes to multifamilies, and this is why I tell people,
Speaker 4: go find you a multifamily that has people living in
Speaker 4: it already, because what they do is they'll take seventy
Speaker 4: five percent of the income that the property is generating
Speaker 4: already added to yours, and that is what makes the
Speaker 4: property more than affordable. For example, this is what I
Speaker 4: like to tell people. So let's say you make two
Speaker 4: thousand dollars a month at your job, right, and the
Speaker 4: mortgage on this property you're looking at is three thousand dollars.
Speaker 4: Of course you can afford it. You're a thousand dollars short.
Speaker 4: But let's say the property that you're looking at also
Speaker 4: generates four thousand dollars a month in rent. They'll take
Speaker 4: three thousand dollars of dock add it to your two thousand.
Speaker 5: Now that's five thousand. Subtract three thousand from that.
Speaker 4: Now you have two thousand dollars left over at the
Speaker 4: end of the month, which makes this property way more
Speaker 4: than affordable. On top of they only used seventy five
Speaker 4: percent of the rent, they're still twenty five percent.
Speaker 5: That's still there. You get what I'm saying to you.
Speaker 4: So like, that's that's how the multi unit math works.
Speaker 4: And people don't understand that, and they're like, I can't
Speaker 4: afford a multi unit. It's so expensive. How do you
Speaker 4: afford a multi unit and you're making twenty six thousand
Speaker 4: dollars a year? Because I understand how multi unit math works,
Speaker 4: and I went and found me property that had high
Speaker 4: rents and cash flowing already, and all I had to
Speaker 4: do was pretty much sign a paperwork and move in.
Speaker 3: So you found the property yourself. Didn't apply for the program, right,
Speaker 3: So does it when you apply for it? Does it
Speaker 3: have to be the primary residents? How does that work?
Speaker 4: Yeah, so you do have to live in a property
Speaker 4: for the life of the loan. But NAKA has a
Speaker 4: five year leaning on a property because they're not designed to,
Speaker 4: you know, create investors. They're designed to balance our neighborhood.
Speaker 4: So they want you to live in a property and
Speaker 4: for the first five years you have a twenty five
Speaker 4: k lean on it. Every year drops off five thousand dollars.
Speaker 4: So after the fifth year, you probably like cleaning free
Speaker 4: to go do whatever you need to do, whether it
Speaker 4: be refinanced or whatever the case may be. And at
Speaker 4: this point, my first one, I've been in there for
Speaker 4: eight years. The second one it's been five years. So
Speaker 4: now I'm kind of like free and clear to Nacolin
Speaker 4: and I can kind of go move around how I
Speaker 4: want to. But it's just like I'm set up to
Speaker 4: the point where now I can pull equity out of
Speaker 4: my properties, not ConA set me up to the point
Speaker 4: in the beginning on my first deal. We ain't even
Speaker 4: talk about this yet, but my first deal was immaculate.
Speaker 4: I got a four unit property I moved in, so
Speaker 4: I lived for free, all three units. You know what
Speaker 4: I mean, we're paying rent already. I they didn't put
Speaker 4: any money down. I walked away from the clothing table
Speaker 4: with a five thousand dollars check. That same day, I
Speaker 4: got paid from my job. In addition to I kept
Speaker 4: all of my money because I was going through the
Speaker 4: process and they required me to keep saving. So that
Speaker 4: ten thousand turned into fifteen thousand. So I went from
Speaker 4: making about twenty six thousand dollars a year at my
Speaker 4: job to having twenty six thousand dollars in cash in
Speaker 4: my account after my first deal, which allowed me to
Speaker 4: go start investing in the stock market, you know what
Speaker 4: I mean, doing more deals, traveling network and building business,
Speaker 4: meeting guys like y'all.
Speaker 5: And that just came from that first deal.
Speaker 4: And this is why I try to encourage people to
Speaker 4: go through NAKA, because they set you up so beautifully.
Speaker 4: After the deal, it's like, damn, I still got all
Speaker 4: this money left. The average person, they out of what
Speaker 4: ten fifteen twenty thousand dollars on the deal with Faha.
Speaker 4: You know what I'm saying, It's not that with Naka. Yeah,
Speaker 4: I had to spend Actually I didn't spend nothing. But
Speaker 4: you may have to spend a little money, like I said,
Speaker 4: your taxes, insurance and little stuff like that. But man,
Speaker 4: it's nowhere near the same. It's what a convention to
Speaker 4: with Faha.
Speaker 1: An illegal alien from Guatemala charged with raping a child
Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador
Speaker 1: accused of murdering a Texas man of Venezuelan charged with
Speaker 1: filming and selling child pornography in Michigan. These are just
Speaker 1: some of the heinous migrant criminals caught because of President
Speaker 1: Donald J. Trump's leadership. I'm Christy Noman, the United States
Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border
Speaker 1: crossings are at the lowest levels ever recorded, and over
Speaker 1: one hundred thousand illegal aliens.
Speaker 2: Have been arrested.
Speaker 1: If you are here illegally, your next you will be
Speaker 1: fined nearly one thousand dollars a day, imprisoned, and deported.
Speaker 1: You will never return. But if you register using our
Speaker 1: CBP home app and leave now, you could be allowed
Speaker 1: to return legally. Do what's right. Leave now. Under President
Speaker 1: Trump America's laws, Border and fam families will be protected.
Speaker 2: Sponsored by the United States Department of Homeland Security,