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Speaker 3: What the theory is that with the money that you
Speaker 3: would have put down on the house, the money that
Speaker 3: you would have put for maintenance on the house, the
Speaker 3: money that you would have put for tag, that's going
Speaker 3: to investments. That's not saying that just live an apartment,
Speaker 3: rent an apartment, and then you have money and then
Speaker 3: you just want to just you know, do whatever, go
Speaker 3: to Vegas and just you know, put it on on
Speaker 3: your your favorite money line for the rams. No, that's
Speaker 3: not responsible. So it is very much so is a conversation.
Speaker 3: It's actually even probably more relevant to people that's not
Speaker 3: extremely rich, because the money means more. The money one
Speaker 3: hundred thousand dollars an average person is going to mean
Speaker 3: more than five million dollars.
Speaker 1: To bad money. Right, That's just a fact.
Speaker 3: So it's gonna so every every dollar that you make,
Speaker 3: you got to make sure that you're making the right
Speaker 3: decision because you can't afford to make the wrong decision.
Speaker 3: Sometimes I'm like, you can afford to make the wrong decision,
Speaker 3: be like, Yo, damn, I a million dollars whatever, I'm
Speaker 3: gonna get that back. But no, you make the wrong
Speaker 3: decision sometimes in life, ain't there is no coming back.
Speaker 1: It's no coming back, it's no coming back.
Speaker 4: And controversial take, but in terms of reward ratio and.
Speaker 1: Back to the opportunity costs, you should not.
Speaker 4: Be putting more into a mortgage for a property that
Speaker 4: you don't fully own. That you're doing to the market
Speaker 4: when people give pushback on it. I'm a prime example
Speaker 4: of it. Regardless of whatever else, I stayed a two
Speaker 4: bedroom condo six seven years. I know people that had
Speaker 4: seven and eight thousand dollars mortgages and will put three
Speaker 4: hundred dollars into the market and they always tell me, damn,
Speaker 4: I should have did it your way. It does not
Speaker 4: make sense to be house rich in pocket poor, makes
Speaker 4: no sense at all. It looks glamorous, but when I
Speaker 4: get to move it around and you see me, Troy Rashid,
Speaker 4: we just look stressed through free and all that. That's
Speaker 4: from good decision making. Even my friends Black, Yo, you
Speaker 4: could have done yes. I could have went and bought
Speaker 4: that shit, but its shot, Zanda. I love you dearly
Speaker 4: go a bit so. It feels better to have as
Speaker 4: college paid for at six years old and he's in now.
Speaker 4: And if I want to take off three years of work,
Speaker 4: I can do so because I put the money into
Speaker 4: the market.
Speaker 1: To work for me.
Speaker 4: That's a fact. That's that money away. If my family
Speaker 4: needs anything, it ain't a question. Go ahead, I don't
Speaker 4: care what it is. My dad want to tear a
Speaker 4: doctor for next investments with it attached to whatever you got,
Speaker 4: you got. You pick your struggle, though, Do you have
Speaker 4: to pick your You have to either sacrifice being wealthy
Speaker 4: later or balling now. All the ballers are spending money,
Speaker 4: they end up losing that shit. It's not worth it.
Speaker 4: That's a guarantee.
Speaker 2: That's why I said you're not gonna be able to
Speaker 2: and this is coming from a person that was nine
Speaker 2: to five. You're not gonna be able to work your
Speaker 2: way to wealth. It's just not it's just not doing
Speaker 2: any possible. Don't matter how many jobs you got, You're
Speaker 2: not gonna be able to work your way to wealth.
Speaker 1: You have to invest.
Speaker 2: It's I mean, that is the message that I'm sending
Speaker 2: to every student, every young adult, every adult. Listen to
Speaker 2: this man'speed about how how important investment is to now
Speaker 2: and the future, especially in the in the terms of
Speaker 2: AI and the job replacement and the efficiency that is
Speaker 2: about to happen. Right There was just a study, your
Speaker 2: Harvard study that said thirteen percent of college graduates can't
Speaker 2: find a job because it's been replaced.
Speaker 1: That's twenty twenty five. That number is only going to increase.
Speaker 2: And you have to figure out alternative ways to make
Speaker 2: money legally, and investing is at the paramount of that.
Speaker 1: So you have to have your money to make money.
Speaker 1: I don't care how much money you have. It has
Speaker 1: to make money. And and here's and this is it.
Speaker 3: Okay, let's let's let's let's coust some Internet nonsense reaction
Speaker 3: videos investing in stocks is a better investment investing in real.
Speaker 4: Estate a thousand percent combination. If you can do both,
Speaker 4: great office said it.
Speaker 1: And lived it.
Speaker 3: If you have a million dollars you invested in stocks,
Speaker 3: ninety percent of the time, you're gonna you're gonna make
Speaker 3: more money than if you if you invested it in
Speaker 3: real estate.
Speaker 4: Especially if you listen to me, if I made you money,
Speaker 4: please but he doesn't chet for what, Listen and think
Speaker 4: about this. If you black and brown, listen, I've turned
Speaker 4: turned to speakers up real lout. For the first time
Speaker 4: in history. You have the greatest entrepreneurs on the face
Speaker 4: of the earth who are white telling black and brown people, yo,
Speaker 4: you gotta invest. Before they didn't even want to have
Speaker 4: a seated at the table. Now it's like, no pull
Speaker 4: up here it some have some water. Vlad Sam Auman,
Speaker 4: fucking Jeff Bezis, everybody at Scale is on TV every
Speaker 4: week saying if you don't invest, I don't know what
Speaker 4: the economy's gonna look like. They're saying, AI right now
Speaker 4: is responsible for thirteen percent of layoffs and could be
Speaker 4: twenty six percent by twenty twenty seven.
Speaker 1: That's not the magic. Just told you got three years.
Speaker 1: You got three We've got three years, bro.
Speaker 4: So if he tell you three that to adjust for
Speaker 4: the media and the real seventeen months.
Speaker 1: And here's the reality.
Speaker 2: The things that we see and we have prev to
Speaker 2: get information about we can't say at all. But like, yo,
Speaker 2: I'm telling you, Like.
Speaker 4: The United States government bought a percentage into Intel and
Speaker 4: said last week they may do with Palenteer.
Speaker 2: Yeah, amongst other amongst other companies as well, bro. Like
Speaker 2: and you only that's the crazy part, Like you are
Speaker 2: the people that they talk about in that type of
Speaker 2: cent Like, that's your money.
Speaker 1: So if they're doing it, hello and not hiding it.
Speaker 3: So just just be mindful. Like I said, investing in
Speaker 3: real estate definitely can be helpful and beneficial. I personally
Speaker 3: have invested in real estate. I believe in real estate.
Speaker 3: I just think that a lot of times people make
Speaker 3: bad decision when it comes to real estate. Buy homes
Speaker 3: that you can afford, don't over extend yourself. Understand that
Speaker 3: the mortgage benefits to bank more than anybody else. I
Speaker 3: understand opportunity costs can't come back once it's going. And
Speaker 3: you know, just think that's the point the matrix try
Speaker 3: to make you not think. Everybody just want to do
Speaker 3: the same thing. If you're a free thinker, then you're
Speaker 3: you're you're labeled as somebody that's a misfit or a destructionist.
Speaker 3: Just think you don't have to every every shoe doesn't
Speaker 3: fit every single foot. Never feel that, never feel ashamed
Speaker 3: because of society's standard is telling you to do something.
Speaker 3: Your goal is to get to what your number is.
Speaker 3: If your numbers a million, that's your number, five million,
Speaker 3: ten However you do it, I don't care how you
Speaker 3: do it. If you're living in a one bedroom apartment,
Speaker 3: if you if you get to ten million, you want
Speaker 3: hello Hello.
Speaker 4: And then for those of you who have money, the
Speaker 4: battle between you to get a large house to celebrate
Speaker 4: or a modest house which everyone allows you the most freedom,
Speaker 4: where your money is not stressed too.
Speaker 1: There be your tager be organized at all times.
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