Speaker 1: Hey, Hey, hey guys, It's me Tiffany and it's Mando.
Speaker 1: We just want to say thank you guys. You guys
Speaker 1: are amazing thanks to you. Since we started our podcast,
Speaker 1: it was just me and Mandy listening to ourselves to
Speaker 1: now we get over one hundred thousand downloads a month,
Speaker 1: and I know it seems like that's awesome, but we
Speaker 1: can do even better. And we have a favorite.
Speaker 2: Ass just a tiny favor if you could please share
Speaker 2: our show, share it on your social media. You can
Speaker 2: tag us at Brown Ambition Podcast. Take a screenshot of
Speaker 2: the show that you're listening to and share it on Twitter,
Speaker 2: on Insta, on Facebook, tell a friend to tell a friend.
Speaker 2: You can tag us on social media. We're at Brown
Speaker 2: Ambition Podcast on Insta, at the BA Podcast on Twitter,
Speaker 2: and of course our Facebook group. You can find us
Speaker 2: under Brown Ambition. Don't forget to tag our personal handles too.
Speaker 2: On Insta. I'm at Mandy Money, Mandy with an Eye,
Speaker 2: and Tiffany is at the Budget Nista. When you tag us,
Speaker 2: we will share your post and help amplify it. Even
Speaker 2: for thank y'all for all the love. This is just
Speaker 2: gonna help us give us that little extra brown Boost.
Speaker 1: Hey, Hey, Hey, we're back. We're black, We're brown and
Speaker 1: bit shan. Hey, Mando, do I sound like I'm in
Speaker 1: a different background, Mandy?
Speaker 3: You know?
Speaker 2: No, I mean, are you on the beach or somewhere.
Speaker 2: Are you in some form of paradise that I will
Speaker 2: be jealous of?
Speaker 4: No?
Speaker 1: Well, I mean kind of. I'm in my designer, her office,
Speaker 1: Rihanna of remain home because my internet is trash. The
Speaker 1: storm left me. The storm we had last week left me,
Speaker 1: I don't know, just without a strong internet home. And
Speaker 1: so she's housing me. So I'm in her office right now.
Speaker 1: Her office is everything in a bag of chips. So
Speaker 1: I'm not gonna lie. I'm not mad at it. So
Speaker 1: I like being here. So I live here now.
Speaker 2: Well, that's nice that you have someone close by you
Speaker 2: can go to. Yeah. That storm that came through just
Speaker 2: like knocked everyone on the East Coast power out except
Speaker 2: for my street. We felt really good about ourselves because
Speaker 2: we were the only street in our entire neighborhood slash
Speaker 2: county that seemed like it didn't lose power. And it
Speaker 2: was the same week, like last week, I was going
Speaker 2: to get my first haircut in nearly a year, and
Speaker 2: then also my first head shots and nearly when did
Speaker 2: you and I do our headshots for the show five
Speaker 2: years ago? And of course both of the people who
Speaker 2: were doing you know, those services, their power went out
Speaker 2: and I had to reschedule and all this. But and
Speaker 2: then a little did we like on Friday we lost
Speaker 2: power while they were fixing whatever, we lost power, and I,
Speaker 2: you know, it screwed my whole day up. But I
Speaker 2: just feel like lack of internet should be a crime. Yay,
Speaker 2: it should just but I'm glad that you have a refuge. Okay,
Speaker 2: we've got like weather, it cannot be what we start
Speaker 2: talking about. We have got to talk about Kamalama.
Speaker 1: I was gonna say, yes, that's how do you feel?
Speaker 1: I feel both excited but that also scared because I'm like,
Speaker 1: oh God, like, are people gonna, you know, like, are
Speaker 1: people going to vote like for a black woman? I mean,
Speaker 1: I know they're voting for US president, you know, but
Speaker 1: meaning that is that going to be a reason where
Speaker 1: people say nah? You know, because honestly, I don't know
Speaker 1: I could take four more years. I don't know if
Speaker 1: this country could take four more years of this trash.
Speaker 1: So that's the only guy. I was both excited but
Speaker 1: like I said, also really a little bit worried.
Speaker 2: Yeah, I think the emotions everyone is feeling because it's
Speaker 2: this news came out, you know, maybe a couple of
Speaker 2: hours ago, and I immediately got on Twitter, and it
Speaker 2: was just a fireball of emotions and so many emotions,
Speaker 2: and you know, you get caught up your My initial
Speaker 2: reaction was, I truly felt this sense of relief and
Speaker 2: fear that someone will ruin us for us. It's very
Speaker 2: odd and I'm struggling. I'm not the kind of person
Speaker 2: I usually avoid Twitter because I am afraid that my
Speaker 2: hot takee will get me in trouble, as it has
Speaker 2: given has gotten so many other folks in trouble, And
Speaker 2: I like think a lot slower about some things. But
Speaker 2: I'll try to, you know, I'll try to put a
Speaker 2: name to what I'm feeling. And I guess it's I'm
Speaker 2: super optimistic. I'm so freaking happy that Biden picked a
Speaker 2: woman of color, and such a qualified woman of color
Speaker 2: at that. Kamala Harris is everything that I think conservatives
Speaker 2: are freaking are terrified of. She is strong, she is ambitious,
Speaker 2: and I mean none of these in a negative way.
Speaker 2: She has for me come from such a diverse background
Speaker 2: that I believe she has exactly what it takes and
Speaker 2: those the ability to empathize with people from various backgrounds
Speaker 2: is just something we have sorely been lacking in our
Speaker 2: administration for so long. She stood up to Biden himself,
Speaker 2: and she is known for eviscerating people. You know, her
Speaker 2: back around in law is just you know, Goes is storied,
Speaker 2: and she is known for her ability to use words,
Speaker 2: you know, and use people's actions and really just like
Speaker 2: call you know, speak truth to power. And we saw
Speaker 2: that happen during the debate when she called Biden out
Speaker 2: for his lack of support around bussing what was it
Speaker 2: back in the seventies, sixties, seventies when she was a
Speaker 2: young girl, and that, you know, I immediately thought of
Speaker 2: that when when he when he made the announcement, because
Speaker 2: you know the fact that he could get over himself.
Speaker 2: You know, can you imagine Trump ever like lifting up
Speaker 2: a woman, let alone a woman who deigned to speak
Speaker 2: against anything he had done in the past. But Biden
Speaker 2: no right. So Biden at least could get over himself
Speaker 2: enough to say, you know, forget about this you know
Speaker 2: this sick burn that you levied against me in the debate.
Speaker 2: You're someone that I can learn from who won't be
Speaker 2: afraid to challenge me. And I'm just putting words into
Speaker 2: his mouth, but I imagine all this must have gone
Speaker 2: through his head and I want to rock with you
Speaker 2: and I I'm free. I mean, her nomination is historic,
Speaker 2: yeah it is. But if she's elected first black VP,
Speaker 2: first Asian American VP because her mother was of Indian
Speaker 2: descent and her father I think was from Jamaica, first
Speaker 2: woman VP, like oh, I just I mean, I and
Speaker 2: the fear I feel is just like, please don't dig
Speaker 2: this from I was like, I want to be hopeful
Speaker 2: and I want to you know, I want to believe
Speaker 2: that I have to believe. I guess now that America
Speaker 2: wants someone like this in office. We have got to
Speaker 2: come out, you guys and vote. You've got to, you know,
Speaker 2: come out or vote or mail or whatever.
Speaker 3: You know.
Speaker 1: Yes, even though they're trying to defund the UH.
Speaker 2: I just it's kind of terrifying.
Speaker 1: It is. I just it's like someone I was watching
Speaker 1: like this, like I don't know, some some Instagram like
Speaker 1: video and it was like it was supposed to be funny,
Speaker 1: but it was also terrifying. And like this guy was
Speaker 1: pretending that his friend woke up from a coma and
Speaker 1: he was explaining to him how twenty twenty was going,
Speaker 1: and it sounded so crazy.
Speaker 4: When did he go into the koma like before, like
Speaker 4: you know, like like two years prior or whatever, But like,
Speaker 4: so can you imagine someone waking up and being like
Speaker 4: and then we can't go outside this quarantine.
Speaker 1: Here's a virus going on, it's killing people. People are
Speaker 1: fighting to go outside anywhere, Like can you just imagine all?
Speaker 1: But it just sounded so crazy. So yeah, I just
Speaker 1: I'm trying to temper my hope because I was hopeful
Speaker 1: last time and we see where that got us. So yeah,
Speaker 1: it's just but it's at the very least it was
Speaker 1: very this. You know, we're celebary. That was going to
Speaker 1: be actually my wien for today, like Colala Camela, Camela,
Speaker 1: and I.
Speaker 2: Can't wait till the end of the show to talk
Speaker 2: about this. What I mean, I get it. You know,
Speaker 2: there may be whenever you said hope, I thought about
Speaker 2: memoir the audacity of Hope, and I have I you know,
Speaker 2: it's just I don't know what it's been. Maybe it's
Speaker 2: because the world is so dark and everyone is so
Speaker 2: cynical lately, but I have felt more hopeful and optimistic.
Speaker 2: Or maybe I just survived that crazy few months at
Speaker 2: the beginning of the year with the newborn, and I'm
Speaker 2: just like, nothing can kill me, you know, I can
Speaker 2: do anything. I choose optimism, I choose hope. I think
Speaker 2: it really is a choice. And I don't not saying
Speaker 2: that if that's not where you're at right now, not
Speaker 2: you personally, but anyone listening. If today is not the
Speaker 2: day when you can feel optimistic and hopeful, and that's okay.
Speaker 2: But lately I've just felt this. I've felt grateful in
Speaker 2: a lot of ways for the changes that I've seen
Speaker 2: the last few months in our country, the way that
Speaker 2: we're talking about systemic racism, the seismic shift I think
Speaker 2: in those conversations, the fact that my mother for my
Speaker 2: birthday got me a gift card to a black owned
Speaker 2: business out of Chicago, owned by a black woman called Glamorina.
Speaker 2: And is it Chicago now now I'm not sure, but anyway,
Speaker 2: it's called Glamorina. Like my mom did that, she went
Speaker 2: out of her own way to find a business owned
Speaker 2: by a black woman, because she knew that was would
Speaker 2: be meaningful to me, Like who is my mother? My
Speaker 2: mother voted for and I know she listens to the
Speaker 2: first of all, she also listens to the show. Now
Speaker 2: also another change, and she listens to it and doesn't
Speaker 2: like get angry. I think at what she hears, you know,
Speaker 2: when she's she voted for Trump in twenty sixteen, and
Speaker 2: I choose to you know, I think that I have examples,
Speaker 2: you know, just too many little, too many little signs
Speaker 2: that the weather is shifting, that there is a change coming,
Speaker 2: and you know, I hate I mean, it would destroy me,
Speaker 2: devastate me, I think, maybe even more than the first
Speaker 2: time around, if he who must not be named were
Speaker 2: to win this election again. But I can at least
Speaker 2: say change, Like, there has been good that has come
Speaker 2: out of this last four years. There has been great
Speaker 2: there have been great moments, there have been conversations that
Speaker 2: never would have happened. There's been you know, for all
Speaker 2: of the devastation that he has wrought, I think that
Speaker 2: there has been there has been goodness. And that's just
Speaker 2: kind of what I'm trying to focus on. And I
Speaker 2: think we and whatever you need to hear. I just
Speaker 2: want to like motivate anyone to you know, just try
Speaker 2: to be hopeful and encourage people that you know who
Speaker 2: are cynical to who don't think their votes count, or
Speaker 2: who yes, they absolutely do, or people who don't think
Speaker 2: that there's a point in voting because oh, Trump's just
Speaker 2: going to win. Like we can't. We can't let those
Speaker 2: thoughts get in the way. Just choose hope, because I
Speaker 2: think that that is what it's going to take. It
Speaker 2: will be a tight race. I'd be shocked if it weren't.
Speaker 2: Every vote is going to count. There's too much on
Speaker 2: the line. That's how I feel here. I mean, not you,
Speaker 2: I'm just imagining.
Speaker 1: I'm usually Sydney, and I'm not like saying I guess
Speaker 1: I'm just like just the emotion of it all. I'm like,
Speaker 1: I'm just gonna I'm just gonna live somewhere in the
Speaker 1: middle so I can manage my emotions. But no, no,
Speaker 1: but I can understand honestly, to your point, the the
Speaker 1: fact that Black Lives Matter has become quote unquote mainstream
Speaker 1: is like tremendous enough. Like Patrice, one of the Black
Speaker 1: Lives Matter founders and she I remember when she came
Speaker 1: up with her book. I actually went with her to Sydney
Speaker 1: when she got well, when Black Lives Matter got the
Speaker 1: Sydney Peace Prize, and so she came to represent the
Speaker 1: organization and I went with her because Drina was one
Speaker 1: of her clients. So we went and she's just awesome.
Speaker 1: But I remember her book was literally called when they
Speaker 1: call you a terrorist, Like that's that's that's like where
Speaker 1: Black Lives Matter were was just a few years ago,
Speaker 1: and now it's like this mainstream thing that that companies
Speaker 1: are like posting, you know much the disagree and of
Speaker 1: you know, of certain people. But I just think that,
Speaker 1: like to your point, there's definitely a shift that we're
Speaker 1: seeing and feeling, and I just pray that the shift continues, Yeah,
Speaker 1: because honestly, we need something because this ain't it. This
Speaker 1: ain't it? Other than that, what else is happening in
Speaker 1: your life?
Speaker 2: Oh other than that? Well, we had a huge response
Speaker 2: to our last episode where we had Christina and Aman
Speaker 2: from our Rich Journey, the YouTube channel that you need
Speaker 2: to put into your rotation if you have been asleep
Speaker 2: all this time and aren't aware of them. We had
Speaker 2: a huge response. People love them, and I feel like
Speaker 2: we had a lot of new fans too, maybe who
Speaker 2: listened to who watched their show but hadn't heard of
Speaker 2: our podcast. That was a great conversation. I'm still feeling,
Speaker 2: you know, actually discovering their channel. And then that led
Speaker 2: me down this like beautiful rabbit hole of other Brown
Speaker 2: voices on YouTube. There's not a lot of but there
Speaker 2: we're out there sharing wealth building strategies, and I got
Speaker 2: I started to feel more optimistic watching them and watching others,
Speaker 2: and it just felt like the right time to have
Speaker 2: their voices on our show. How did you feel about
Speaker 2: our Rich Journey folks? And I actually want to get
Speaker 2: to some listeners responses.
Speaker 1: No, I thought I was mad that my internet was
Speaker 1: like nothaky for you, Tippy, I was like, ah, but
Speaker 1: I will say that they were really inspiring. You know
Speaker 1: what really struck me most about a Moan and his
Speaker 1: wife Christina is that there was a sense of peace
Speaker 1: and joy that I felt that it wasn't all see
Speaker 1: look right on cue Rio's like joy.
Speaker 2: I love my little joy nugget. Seriously, He's making up
Speaker 2: for all the pain and exhaustion.
Speaker 1: Right, So that's I think That's what actually moved me
Speaker 1: the most. The financial component. Obviously that was like super
Speaker 1: like you know, inspirational and things like that, but lots
Speaker 1: of people get to have money. What they have is
Speaker 1: greater than money. They have wealth, like true wealth. They
Speaker 1: seem healthy, they seem happy, they seem whole. It resonates
Speaker 1: with them in their videos, It resonates with them like
Speaker 1: just like from conversation. It just I felt it from them,
Speaker 1: and I was just like, wow, like I want to
Speaker 1: reach that level of like not that I'm not joyful,
Speaker 1: but there was a level of peace. Y'all know, I'll
Speaker 1: be stressed down and anxious by everything. So there was
Speaker 1: a level of peace, and I was like, I want
Speaker 1: some of that. That seems real cute.
Speaker 2: Thanks for putting a name to that. That's what I
Speaker 2: felt there was. There was something magnetic about them, and
Speaker 2: maybe yeah, it is that. It's that sense of there's
Speaker 2: no bullshit there. It's just two happy people and not
Speaker 2: just happy with their wealth and their financially secure security
Speaker 2: and financial security and god, I can't talk either, but
Speaker 2: their relationship, I mean, twenty years together. I continue to
Speaker 2: I have to stop comparing my marriage to every other
Speaker 2: marriage out there because immediately I'm like, well, men, Enrique,
Speaker 2: we can't sit down and talk about money, like we
Speaker 2: still end up fighting about it. We can't even agree
Speaker 2: on like what to order for dinner sometimes. But like
Speaker 2: they've had twenty years together and you can tell that
Speaker 2: they've they they have such a mature relationship, matures respect
Speaker 2: for each other. They i mean, their daughters if you
Speaker 2: haven't checked out, there are Rich Journey Junior channel. I
Speaker 2: think that's also a really that their daughters are amazing too. Yeah,
Speaker 2: it's just it's a and it's a positive voice out there.
Speaker 2: It's a positive voice out there that is saying you
Speaker 2: can do this too, Like we got here and we
Speaker 2: are generously going to share, you know, our strategies, and
Speaker 2: there's nothing in it for them. I mean, yes, of course,
Speaker 2: like any other popular YouTube channel, they have ads and
Speaker 2: they have affiliates and all that jazz, but that's not
Speaker 2: where they came from with it. And and you know
Speaker 2: that is what I'm choosing to. There's so many options
Speaker 2: we have to you know, screen like shows we can
Speaker 2: watch and content we can consume, and so little time
Speaker 2: to do it all. But you know, I'm I'm trying
Speaker 2: to choose more voices like theirs to fill my you know,
Speaker 2: brainwth or whatever, fill my world with because I feel
Speaker 2: good watching watching them talk about even things that already
Speaker 2: know about. I don't care, just it's nice to have,
Speaker 2: you know. They're like the friends in my head. Like
Speaker 2: you guys say, we're your friends.
Speaker 1: Yes, And the educator in me is just really impressed
Speaker 1: because like watching their videos, I've been binging them. They're
Speaker 1: really good teachers, you know. So I'm like kind of
Speaker 1: a teacher snob. I don't know if you guys know that,
Speaker 1: but like there are certain things that I look for
Speaker 1: that I don't even I can't even articulate. Like it's
Speaker 1: like if you're a really good painter or really good
Speaker 1: at playing a sport, you know, there's certain footing. Like
Speaker 1: when I used to play tennis, I could tell the
Speaker 1: way you walked on the court whether or not you
Speaker 1: really played tennis or you were just playing playing for fun,
Speaker 1: which is fine, you know, but like there's certain stances
Speaker 1: and so the way like watching them on their on
Speaker 1: their you know, their YouTube channel, I was like, Wow,
Speaker 1: they're really good teachers. They explain things in a way
Speaker 1: that even if you've never heard these terms before, they
Speaker 1: intrinsically knew that they would explain something. So let's say,
Speaker 1: for example, I was watching a video they had today
Speaker 1: about tax efficiency when it comes to your investing right,
Speaker 1: and so they, you know, they didn't just try to
Speaker 1: like fly into it, like they would say a thing
Speaker 1: and'd be like, let me tell you what the what
Speaker 1: the term tax efficiency means taxable account? What does that
Speaker 1: really mean? So they would say a thing and then
Speaker 1: recognize that there are terms there they need to be explained,
Speaker 1: and they would explain them. That's a mark or a
Speaker 1: really good teacher of anticipating where the learner is going
Speaker 1: to be, like, wait, I have a question. In answering
Speaker 1: that question before it's asked, that's a really like a
Speaker 1: really strong mark of being a really good teacher. So
Speaker 1: I just am impressed with them overall. But you said
Speaker 1: we had some listener letters or listener comments.
Speaker 2: Yeah, I'm not going to put I'm not going to
Speaker 2: share names, but one of the one of the comments
Speaker 2: I was kind of prepared for. And I guess I'm
Speaker 2: grateful we only got one of these, But I can
Speaker 2: imagine that maybe other people were thinking this. Christina and
Speaker 2: Iman and you guys should go back to the last
Speaker 2: episode and listen to our interview with them if you
Speaker 2: haven't yet. It's episode two twenty eight from just last week.
Speaker 2: But I even mentioned this on the show. I personally
Speaker 2: have had some cynicism around the whole fire movement financial
Speaker 2: independence retire early. It's often people who have, you know,
Speaker 2: really either they have and inherited something, or they have
Speaker 2: they live in such a crazy minimalistic way that it's
Speaker 2: not realistic for most people that kind of sucks the
Speaker 2: joy out of all their life, or you know, they
Speaker 2: can you can point to their financial independence by looking
Speaker 2: at Okay, they had a really high earning job, and
Speaker 2: you know, I had a little bit of centizon about that.
Speaker 2: But I had to acknowledge too that I think part
Speaker 2: of me didn't want to like I guess and I'm
Speaker 2: trying to like articulate this part of me felt some
Speaker 2: type of way about these types of stories because I
Speaker 2: guess I was a little insecure that I hadn't achieved
Speaker 2: that kind of independence yet, like insecure in myself and
Speaker 2: also like that is not my life. I work nine
Speaker 2: to five. Yeah, Like, what do you mean I don't
Speaker 2: have to have this job? What do you mean that
Speaker 2: in eight years I should I should be not working.
Speaker 2: But my identity is my job. How does that work?
Speaker 2: And finally like when I and it's true, you know,
Speaker 2: to my own point, yeah, those stories, you know, there
Speaker 2: weren't people of color in those stories. It did feel like, oh,
Speaker 2: this is only something that like privileged, someone who already
Speaker 2: has inherent privileges could accomplish. Christina and Aman kind of
Speaker 2: forced me to look at that and say that ain't true.
Speaker 2: They did it. And one of the comments that we
Speaker 2: got from a listener was, well, you know, because both
Speaker 2: of them they are they do say that they work
Speaker 2: in public government and you don't have like my husband
Speaker 2: works for the government too, and their salaries are public,
Speaker 2: and you can easily find out not easily, but you
Speaker 2: can generally find out what someone might make depending on
Speaker 2: their job. And someone did a little bit slewth thing,
Speaker 2: I guess, and had responded to me about the show
Speaker 2: and said, well, they make X amount of dollars. They
Speaker 2: made X amount of dollars, you know, through their jobs,
Speaker 2: and I kind of felt and then that comment was
Speaker 2: sort of discounting their success and kind of saying well, like,
Speaker 2: of course they were able to retire early. They earned
Speaker 2: X y Z at their jobs, and I kind of
Speaker 2: I understood where this person was coming from. But I
Speaker 2: also think listening to their story, like, yes, they achieved wealth,
Speaker 2: and one way they did it was by gaining the
Speaker 2: education and choosing careers that would help them go in
Speaker 2: that direction. But that's okay for us to talk about. Yes,
Speaker 2: there's nothing wrong with that. Like, don't you feel like
Speaker 2: there's this sense of negativity around anyone who acknowledges that
Speaker 2: it takes work and you have to be you have to, like,
Speaker 2: you have to reach out for wealth. You know, it's
Speaker 2: not just going to find its way too. You have to,
Speaker 2: especially if you're coming at it from a disadvantage like
Speaker 2: so many people of color art, Like, you've got to
Speaker 2: be intentional. You've got to you know, there's there's steps
Speaker 2: that you can take, getting that higher education degree, you know,
Speaker 2: being really ambitious in your career, you know, getting a sponsor,
Speaker 2: a mentor, you know, these things that anyway, and and
Speaker 2: Christina and a mom prove that if you take these steps,
Speaker 2: you too can build wealth and it is attainable. And
Speaker 2: I think personally having like I'll speak to my feelings
Speaker 2: in the past, I have felt a little like, yeah,
Speaker 2: like I said, just a little insecure when I see
Speaker 2: those messages because I'm like, well, but I don't have that,
Speaker 2: so what's wrong with me? And I'm definitely in a
Speaker 2: whole different place today. I'm excited. I'm optimistic. Their story
Speaker 2: lit a fire under me more than it ever has
Speaker 2: no pun intended.
Speaker 1: I just realized.
Speaker 2: Maybe a little bit of pun intended. But I choose,
Speaker 2: like I said, I choose to be optimistic. I choose
Speaker 2: to see them be so proud of them, even though
Speaker 2: I just met them virtually. I'm so proud of them,
Speaker 2: and there is more of that for all of you
Speaker 2: guys listening. It does not mean that they could. They
Speaker 2: did it, and there's no room for you to achieve it.
Speaker 2: Like that's the beauty of their story. It shows you
Speaker 2: that there is a way. It shows me that there
Speaker 2: is a different lifestyle than the one that I have
Speaker 2: been heads down, you know, building for myself.
Speaker 1: And I'll say for so long that like, even if,
Speaker 1: because I do believe there are some obstacles that will
Speaker 1: prevent some people from achieving that lifestyle, that's just life.
Speaker 1: But what I will say is that even if it's
Speaker 1: not eight years to retirement. Even if it's not, you know,
Speaker 1: like being able to move to Portugal. What I will
Speaker 1: say is that there is better available to everyone. And
Speaker 1: that's what I hope that you take away from Eman
Speaker 1: and Christina, that like, because I mean, look at me,
Speaker 1: I mean I in the last I mean totally in
Speaker 1: total over the last ten years, I mean, my business
Speaker 1: has grossed, I don't know, will be fifteen million dollars.
Speaker 1: And although I guess I am financially free, I guess
Speaker 1: you know, I still work like a damn dog, you
Speaker 1: know who, like building a bunch of these, because I
Speaker 1: have other things I want to accomplish, you know. And
Speaker 1: so certainly it helped me look at myself and say, huh,
Speaker 1: you know, like what is the desired outcome? That's what
Speaker 1: it helped me look at because you have enough, I guess,
Speaker 1: Tiffany technically, but I'm not working for the money. But anyway,
Speaker 1: I just wanted to share that that the for me,
Speaker 1: what I hope listeners got from their story is not
Speaker 1: that hey be like me. It's more so that better
Speaker 1: is available and here is an here's an avenue, one
Speaker 1: of the avenues that you can take. And so I
Speaker 1: hope you just internalize that because you know, like Mandy's
Speaker 1: story to success is one that I mean, you didn't
Speaker 1: grow up with money, Mandy. You know, your mom raised
Speaker 1: you and your your siblings and it was hard, you know,
Speaker 1: and from what we know, you were a rebellious young woman.
Speaker 2: I mean, you know, I stood up for myself. I
Speaker 2: don't know what you're talking about.
Speaker 1: Specifically, and so right, and then but then look where
Speaker 1: Mandy is now despite you know, not growing up with
Speaker 1: a silver spoon. And then look at me two immigrant parents,
Speaker 1: and you know, yes, I grew up in a two
Speaker 1: parent household. But my dad was an accountant, my mom
Speaker 1: was a nurse. These are professions that you know, make
Speaker 1: decent money. But my dad worked for a nonprofit. So
Speaker 1: let's be real, like my mom made more, quite honestly.
Speaker 1: And I'm one of five girls, and I was a
Speaker 1: preschool teacher and that was my plan up until age
Speaker 1: twenty nine. And now look, so there is there are
Speaker 1: so many different paths, so to me, the destinations are
Speaker 1: not the same, but the path should be always to
Speaker 1: better and that's what we hope to illustrate with our show.
Speaker 2: Could not have said it better myself.
Speaker 1: Thank you tell me now, look, we're trying to we're
Speaker 1: starting to trade.
Speaker 3: Y.
Speaker 2: Yeah, and then again, go check out our show, our
Speaker 2: interview with Christina and Iman. And if you listen to
Speaker 2: it first and you felt some type of way about
Speaker 2: it and you didn't leave there feeling excited, listen to
Speaker 2: it again after hearing us, because you know, it's like
Speaker 2: Tiffany said, there's not just one verse. You have to
Speaker 2: They inspired me to find my own version of freedom,
Speaker 2: whatever that looks like. And I feel like I'm at
Speaker 2: the point now where I've ticked off some boxes and
Speaker 2: now you know, they it just they came at the
Speaker 2: right time. One of the listeners who message just said
Speaker 2: one of the things that was most apparent was that
Speaker 2: Nandy really needed to hear this story, and you need
Speaker 2: to hear from Christina and Iman. And I guess I did,
Speaker 2: you know? I think when you know there's there's this
Speaker 2: point now where okay, it's level up. It's like level
Speaker 2: up your money and really start to grow wealth and
Speaker 2: decide how you want to do that. And am I
Speaker 2: going to you know Christina and im on they're transparent
Speaker 2: about how they built their wealth. They side hustled, but
Speaker 2: they had great careers in government, Christina went back to
Speaker 2: law school. They flipped houses in the Bay Area. I'm
Speaker 2: not I have decided like real estate's not my way
Speaker 2: to wealth. I don't have the tolerant, like the risk
Speaker 2: tolerance for it. But but I'm excited to find my
Speaker 2: own way there. And and you know, hearing their story
Speaker 2: has given me, of course has given some ideas. But
Speaker 2: if you look at people's story and say, well, they're
Speaker 2: just saying that I have to do it that way,
Speaker 2: then you're not really listening. Yeah, and you've got to
Speaker 2: you know, take your inspiration, but then be just be
Speaker 2: excited to find your own way to to to wealth
Speaker 2: and wellness. And you know, Tiffany and I I can
Speaker 2: feel like with this show. We are talking about wealth
Speaker 2: building a lot more on this show, and it's something
Speaker 2: that I think we should really be intentional about because
Speaker 2: look how far we've come in the five years since
Speaker 2: we've done this show, and we have to acknowledge our
Speaker 2: longtime listeners. They've grown too. Yeah, Like the questions we
Speaker 2: got back then are a little bit you know, are
Speaker 2: different than the ones we're getting now. And if y'all
Speaker 2: have specific questions, you know, scary technical investing wealth building questions.
Speaker 2: I'm ready to tackle them. I think we should, you know, really,
Speaker 2: you know, embrace those types of conversations. So you know,
Speaker 2: what is y'all's plan to build wealth? What questions do
Speaker 2: you have around stock market investing, investing outside your four
Speaker 2: to one k and if you know, and for those
Speaker 2: of you who may think, well, I can hardly imagine
Speaker 2: investing outside my four to one K because that's all
Speaker 2: I've gotten so far, and I'm not ready for that.
Speaker 2: Like listen anyway, because the hope is that one day
Speaker 2: you will be ready to invest beyond and to grow
Speaker 2: your wealth, you know, beyond those standard those standard wealth
Speaker 2: building practices. And I hope that we can help y'all
Speaker 2: think bigger, bigger than even we have on the show
Speaker 2: so far.
Speaker 3: Yeah, well that was good.
Speaker 4: You know.
Speaker 1: Usually I'm not really a super fan of guests, not
Speaker 1: to say all of our guests are great. That's what.
Speaker 1: We don't have a ton of guests because or what
Speaker 1: not be you know, well, just because I like our
Speaker 1: conversations together and sometimes you guys are like, I don't
Speaker 1: need a guess, But we're fortunate that all of our
Speaker 1: guests have been amazing. That's because we pick you know
Speaker 1: wisely and we don't overwhelm y'all with guests. But no,
Speaker 1: that was honestly one of my babe bab baits. And
Speaker 1: like I said, now I'm tessively stalking them on YouTube.
Speaker 1: So they're my new besties.
Speaker 2: New besties, And we were just real quick for people
Speaker 2: who were looking for because I wasn't. I had dabbled
Speaker 2: in YouTube, but I usually was looking at recipes. Not dabbled,
Speaker 2: but I watched a lot of YouTube, but it was
Speaker 2: usually a recipes or I don't know just how to
Speaker 2: train your dog not to bark at the mailman. I
Speaker 2: wasn't looking for financial advice there. But now that I
Speaker 2: have started looking, there's a lot of great content out there.
Speaker 2: So Tiff and I we share some faves. Do you
Speaker 2: want to for anyone who's looking for like some YouTube channel?
Speaker 2: What do you call them? People I don't chan to watch?
Speaker 1: Yeah t channels to subscribe to. So we actually have
Speaker 1: two of our new paves. Like, I didn't realize that
Speaker 1: you watch my fave all time fave is Minority Mindset
Speaker 1: with Jos brit sing he is. It's not sex, it's
Speaker 1: not seek I Alush. I always say sek, but he's like, no,
Speaker 1: it's called sex. I think it's sex. I think that's
Speaker 1: the way you're supposed to say it. But yeah, he
Speaker 1: is awesome sauce. First of all, he is fun, he's engaging.
Speaker 1: He's in an attorney but like so like he's super smart,
Speaker 1: but he knows how to explain it's he literally explains
Speaker 1: the economy, so it's almost like taking an economics class
Speaker 1: with him. It's not so much like there's personal finance
Speaker 1: things there, but especially his more recent things are really like,
Speaker 1: this is what's happening in the economy, and let me
Speaker 1: explain it to you in a way that you're gonna
Speaker 1: understand when I tell you, I listen. I watch his
Speaker 1: videos every single morning. It's one of my go tos.
Speaker 1: He posts a video about six days a week, and
Speaker 1: you can sign up for his free emails, which I
Speaker 1: don't get a chance to read as much. But I
Speaker 1: watch his videos every day. And then you and I
Speaker 1: both like investing with Rose Light.
Speaker 2: Yeah, investing with Rose. She's super I love her. She's
Speaker 2: you're talking about being a good teacher. She has a
Speaker 2: really nice Yes, she has a I don't know, I
Speaker 2: just something about her tone and her approach to talking
Speaker 2: about finance. She's someone that my husband and I could
Speaker 2: both look at and listen to and get educated. And
Speaker 2: he and I were we were bickering back and forth
Speaker 2: because he was like, no, you're defining index fund wrong. No,
Speaker 2: I you know, I was like, no, you and index
Speaker 2: when it's a type of mutual fun. He's like, but
Speaker 2: it's also an exchange change of fund and I was like, no,
Speaker 2: it's not. So we watched Investing with Rose and settled
Speaker 2: the argument, and I think I forget now who was right.
Speaker 2: I think we're both a little bit right. But she
Speaker 2: really helps, you know, explain things to you in a
Speaker 2: way that makes it, you know, easy to understand. And
Speaker 2: one note about just just Bree and minority mindset. I
Speaker 2: signed Enrique up for his newsletter yesterday and without asking
Speaker 2: him because I knew his newsletter is great. I love it.
Speaker 2: It is between that and he's got a whole I mean,
Speaker 2: he's kind of like building a whole brand in a
Speaker 2: whole mediacast. He has a whole team, you know, like.
Speaker 1: Yes, the they have a free curriculum like a kid
Speaker 1: could full out, Like if you want to teach your
Speaker 1: kids financial literacy curriculum just be had a curriculum need
Speaker 1: And I was just like, I mean, he I don't
Speaker 1: even know. He's like such a sleeper. I'm like, why
Speaker 1: hasn't anybody picked up on this dude. He's amazing, funny,
Speaker 1: like just super intelligent, but like bracings down in a
Speaker 1: way in full fledged. Like you said, he's a straight
Speaker 1: media company, So.
Speaker 2: Watch out for him. And I love and his show
Speaker 2: Minority Mindset. When I first because I'm in brown ambition mode,
Speaker 2: I was like, oh, you know, minorities like brown people.
Speaker 2: But he means I love about it. When he says
Speaker 2: minority mindset, he means, you know, building true wealth, the
Speaker 2: minority of people are able to achieve it, and here
Speaker 2: are the skills, and here's what they understand about the
Speaker 2: world and how it works to achieve that type of success.
Speaker 2: And yeah, it's a great channel. Investing with Rose is
Speaker 2: the other one. Who else are you? Are you loving?
Speaker 2: I know our friends his and her money. They have
Speaker 2: a really successful channel on YouTube a Lot and I
Speaker 2: forget now tal and Tie into a Lot. Talent, Tie
Speaker 2: into a Lot. Thank you to have them on the show.
Speaker 2: We're supposed to have them on the show a while back,
Speaker 2: but that never happened.
Speaker 1: It. Who else is my listening to? That's yeah, I
Speaker 1: think that is. Yeah, that's like my go to right now.
Speaker 1: There's a few things like sometimes things will pop up
Speaker 1: and I'll watch like but as far as like who
Speaker 1: I like my go to to actually go and watch
Speaker 1: on purpose? Those are my on purpose watchers.
Speaker 2: You guys, tell us send us an email, Brown Ambition
Speaker 2: Podcast at gmail dot com. Hit us up. We never
Speaker 2: talk about Twitter anymore, but that's the thing. Hit us
Speaker 2: up at the BA podcast on Twitter, or of course
Speaker 2: our beloved home Instagram at Brand Ambition Podcast on the Gram.
Speaker 2: Who are y'all listening to or watching on YouTube? Like?
Speaker 2: What channels do you binge on the weekends? Like the
Speaker 2: money nerds that we know and love, let us know,
Speaker 2: maybe we'll shout them on the show. Maybe we'll have
Speaker 2: more of them on as our guests or vice versa.
Speaker 1: Yeah, that would be awesome, awesome sace.
Speaker 2: Well, let's take a quick break, shall we and come
Speaker 2: back and dive into some questions.
Speaker 3: Yes, let's do so.
Speaker 2: All right, we are back again. Y'all can hit us
Speaker 2: up with your questions. Hey, we have a website, Brandhambisson
Speaker 2: podcast dot Com with the ask us anything tab, y'all
Speaker 2: can check that out. And if you're looking for but
Speaker 2: yond iTunes a place to find old episodes or you know,
Speaker 2: check out our social handles in one place. You go
Speaker 2: to our go to our website Brandission podcast dot com.
Speaker 2: You can also send us emails via email, snail mail, snale, Gmail, whatever,
Speaker 2: Brand Ambission Podcast at gmail dot com, or Instagram at
Speaker 2: Brandanbision Podcast. Let's Die Then, this question is near and
Speaker 2: dear to my heart because I recently decided to cut
Speaker 2: this expense from my budget and I want to talk
Speaker 2: about why. So this question comes from listener Ranata. She says,
Speaker 2: what are y'all thoughts on pet insurance? I've had insurance
Speaker 2: for my nine year old dog for the past three years.
Speaker 2: It started out at thirty dollars and every year the
Speaker 2: price increases. It's now at forty five dollars and I'm
Speaker 2: beginning to question if it's worth it. It doesn't cover
Speaker 2: any routine visits, only emergency visits, with which we rarely use.
Speaker 2: Knock on wood, I've had four months of emergency savings
Speaker 2: saved up. Working your way up to six months. I'm
Speaker 2: contemplating canceling the insurance and putting that forty five dollars
Speaker 2: per month into a separate bank account instead to save
Speaker 2: up for any of her medical emergencies. What are your thoughts, Well.
Speaker 1: I will say, I mean, I don't know how long
Speaker 1: dogs usually live for, but I know that my friend
Speaker 1: Cabral has a little shit to Bentley, and Bentley is
Speaker 1: like death now. He's like half blind, and he's been
Speaker 1: in and out kind of like I know he's been
Speaker 1: in and out of the hospital for just because he's
Speaker 1: at that age. And one of the things Cabrel said
Speaker 1: that he wished he'd gotten was pet insurance. So I
Speaker 1: guess it. I don't. I mean, I don't. I've never
Speaker 1: had I mean I had a cat, but she ran away.
Speaker 1: But whatever, we know the way the cat who lived across.
Speaker 2: Who lived across the street went on to a better life.
Speaker 2: But it's just like they feed me on the regulars exactly.
Speaker 1: Not that cheap stuff that that high school or next
Speaker 1: door feeds these They feed me real food. So yeah,
Speaker 1: so that's one thing that he said. He was like,
Speaker 1: I guess with all of bet news, like you know,
Speaker 1: medical conditions, he kind of wishes he because he's like
Speaker 1: some of the things he knows that's his baby, so
Speaker 1: he's like some of the you know, that's his last
Speaker 1: bill was like three hundred dollars, and so he's like,
Speaker 1: I wish I would have had insurance for Bentley. So
Speaker 1: I can only speak from someone who you know, who's
Speaker 1: going through it now with their pet and trying to
Speaker 1: figure out I think I think I think Bentley's like
Speaker 1: twelve or twelve or thirteen years old. So yeah, that's
Speaker 1: that's that can only speak to that. But I know
Speaker 1: you have do you have insurance or you had it? Yeah?
Speaker 2: So with Mollie, yes, we got her when she was
Speaker 2: just over a year old, and I forget when maybe
Speaker 2: a few months in. I mean we probably had a
Speaker 2: few hundred dollars of vet expenses right out the gate
Speaker 2: for her. You know, she had to have an annual
Speaker 2: Even though they come when you get them through a shelter,
Speaker 2: they become neutered or spade or whatnot when they have
Speaker 2: some of their shots, but you know, there's additional things
Speaker 2: that you have to go. All of a sudden, it
Speaker 2: was like she needs a blood test and a fecal
Speaker 2: exam and I walked out of that that, you know,
Speaker 2: hundreds of dollars poorer and feeling like, what just happened
Speaker 2: to me? What is this dog costing me? And I
Speaker 2: actually did. I shopped around and I got pet insurance.
Speaker 2: It's about thirty bucks a month, thirty five something like that.
Speaker 2: And you definitely should shop around, you know, the same
Speaker 2: way we've talked about shopping for life insurance policy sites
Speaker 2: like policy Genius and Value Penguin. You can compare pet
Speaker 2: insurance policies pretty easily online these days. And she's right.
Speaker 2: I mean, they don't cover a lot of that routine
Speaker 2: healthcare because that's actually what comes up in the first
Speaker 2: few years of their life. And that's the shitty thing
Speaker 2: about it. I'm not gonna lie, but to Tiffany's point,
Speaker 2: you have to think about the breed of dog that
Speaker 2: you have and what are the you know, what health
Speaker 2: issues complications do they tend to deal with later in age,
Speaker 2: and do some research and find out what maybe some
Speaker 2: of the treatments might cost for something like that, and
Speaker 2: see if you'd be willing to come out of pocket
Speaker 2: for those expenses. Pet insurance, unfortunately, it is one of
Speaker 2: those types of insurance you know it does. It's not
Speaker 2: covered in Obamacare sadly, so that means that pre existing
Speaker 2: conditions can sometimes exclude coverage. So like your dog can
Speaker 2: be denied coverage because they might even just be a
Speaker 2: type of breed that you know tends to have certain conditions,
Speaker 2: or you know, if you get insurance later in life,
Speaker 2: they can they can deny you a policy or charge
Speaker 2: a lot more depending on like what types of issues
Speaker 2: a dog has already had. If you've got the space
Speaker 2: in your budget, it could make sense to have pet insurance.
Speaker 2: But really what they'll cover is treatment that are accidents,
Speaker 2: like accidents. Why am I talking like that? Accidents or
Speaker 2: you know, unexpected like injuries, you know, hippick. I hate
Speaker 2: to say these things. I don't want to put that
Speaker 2: energy out of the universe, but you know, anyway, they
Speaker 2: get really sick, they have a virus, whatever. I recently
Speaker 2: decided to stop putting or stop paying for help or
Speaker 2: pet insurance. And I decided it for the same reasons.
Speaker 2: It sounds like you're you're thinking about renata, which is,
Speaker 2: you know, I could just put money aside and have
Speaker 2: some money set aside for if something were to happen
Speaker 2: and at least then the money is staying in your
Speaker 2: bank account and not going to some insurance company. So
Speaker 2: I came up with a number that I felt comfortable with,
Speaker 2: and it's a few thousand dollars, which is just and
Speaker 2: you know, and I have it in a savings account,
Speaker 2: and I have it, you know, earmarked for Molly should
Speaker 2: anything ever happen to her. And I'm continuing to contribute
Speaker 2: a little bit to it each month, and you know,
Speaker 2: I hope I never have to use it, but I'm
Speaker 2: okay with that. But to your point, or to your question,
Speaker 2: you say that you have three to four months of
Speaker 2: emergency savings already saved up with you yourself and your partner,
Speaker 2: and it sounds like you would be potentially dipping into
Speaker 2: that savings fund if something were to happen to your dog.
Speaker 2: And in that case, I don't know, I would caution
Speaker 2: you because you don't want your dog to bankrupt your
Speaker 2: emergency savings. You know that you don't want to like
Speaker 2: put your financial security at risk like that. So maybe
Speaker 2: pet insurance, you know, makes sense for now, And and
Speaker 2: once you get once you get more comfortable with where
Speaker 2: your emergency savings is at, you can start a separate fund,
Speaker 2: you know, for your pet as well. It took me
Speaker 2: a while to get here to where I had a
Speaker 2: separate savings account for my dog. And I waited until
Speaker 2: I got a dog, you know, for a reason, not
Speaker 2: just because of the yard that I wanted to have
Speaker 2: for the dog, but also I wanted to have you know.
Speaker 1: Yeah, that's so.
Speaker 2: Yeah, it's difficult. I don't think anyone ever regrets having insurance,
Speaker 2: but yeah, it's that's how insurance works. Then that's the
Speaker 2: dumb realization I had about life insurance. And I asked
Speaker 2: my financial advisor. I was like, so, I just spend
Speaker 2: one hundred dollars a month and like, if I don't die,
Speaker 2: it just goes away. I don't get the money. She's like, yeah,
Speaker 2: that's how insurance works.
Speaker 1: Like, guess what on the side, you get to live
Speaker 1: if you do die.
Speaker 2: You know, your family will love the money, Like I
Speaker 2: don't get to enjoy it because I'll be dead. Yeah
Speaker 2: that hm. Anyway, so it's a I'm sorry, I can't
Speaker 2: give you like a straight yes or no, but I
Speaker 2: could see the argument either way, and yeah, it's all
Speaker 2: I got. Tiffany, why don't you have a pet what's
Speaker 2: what's happening? Doesn't Supergirl want a dog?
Speaker 1: She wanted one first, hot second. But if you know Supergirl,
Speaker 1: like I know Supergirl, she doesn't like outside, she doesn't
Speaker 1: like bugs, she doesn't like this, she does I'm my girl,
Speaker 1: do you know, like if that's a whole animal, she's
Speaker 1: not prepared. And so she wanted one, just like as
Speaker 1: a little kid when she was like steven or eight,
Speaker 1: for like a good three months, and then she realized, wait,
Speaker 1: I don't like any of the things that go along
Speaker 1: with an animal. So yeah, I don't see her ever
Speaker 1: getting an animal. And I wouldn't mind necessarily a cat,
Speaker 1: I guess. But to me, dogs are a lot of work.
Speaker 1: I mean, my Rihanna, Who's house I'm taking over right now?
Speaker 1: She's got a dog, a big French bulldog named Henry. Henry.
Speaker 2: Wait, French bulldogs are a little.
Speaker 1: Oh well, maybe it's a.
Speaker 2: The library ones like an English bulldog.
Speaker 1: Yeah, English bulldog, that's what it is. I got my
Speaker 1: regions mixed up.
Speaker 2: Yeah, it's like all the frenchy lovers are like, how daring.
Speaker 1: I know he's huge and we call him Handhand and
Speaker 1: I'm like, yeah, I love Hanhand from Afar and it's
Speaker 1: a lot. So yeah, like I said, I could see
Speaker 1: myself maybe with the pet I don't know, cat scratch
Speaker 1: things up. I don't have the patience for the scratchy
Speaker 1: scratchy so.
Speaker 2: Catch Yeah, just wondering. All right, awesome, Well, thank you
Speaker 2: for that question. Let's get to another one. How much
Speaker 2: time do we have to When is your free office expired?
Speaker 2: We could take one more, all right, sabulus. This one
Speaker 2: is from someone in wants remain anonymous. Mysterious. All right,
Speaker 2: but this is an interesting question. This listener says, I'm
Speaker 2: currently struggling with contentment. My fiancee and I were going
Speaker 2: to quit our jobs and move out of state after
Speaker 2: we got married this summer, but then our wedding was
Speaker 2: canceled due to the COVID situation. Now we'll be in
Speaker 2: our current place for another year, and I don't really
Speaker 2: want to stay at my job, but they've been so
Speaker 2: great to me. Back in March, they laid off twenty
Speaker 2: percent of the company, and my boss asked me if
Speaker 2: I could scale back in my current role and work
Speaker 2: in a different one. At the time, I didn't mind
Speaker 2: because I was so gracious to even have a job,
Speaker 2: especially when we initially plan on moving in a few months.
Speaker 2: But now it's six months later and I'm still working
Speaker 2: in the other role, and I feel like I'm not
Speaker 2: advancing in my career skill wise or financially. Would it
Speaker 2: be crazy to get another job knowing I'd be there
Speaker 2: for only a year? Or should I just tough it
Speaker 2: out at my current place and be grateful? So many
Speaker 2: people don't even have jobs right now.
Speaker 3: There's a lot of.
Speaker 2: Emotions yet it is good quote, but this is probably
Speaker 2: this is a great question because a lot of people
Speaker 2: probably like, if you weren't at a it's kind of
Speaker 2: like you're stuck. Even people who like broke up right
Speaker 2: before the COVID pandemic and ended up still living together
Speaker 2: because you know, they couldn't just like leave during a pandemic,
Speaker 2: and they're like, oh, man, I hate you, but I'm
Speaker 2: just stuck with you in this apartment or whatever. You're
Speaker 2: like stuck in a job that you don't like, but
Speaker 2: it's a job that you feel grateful to have, and
Speaker 2: you're wondering, should I just be grateful and stay here,
Speaker 2: or you know, would it be crazy for me to
Speaker 2: move on despite how good they've been to.
Speaker 1: Me, I'm learning that. I mean, it's a job, and
Speaker 1: so I think that you should do what's best for you.
Speaker 1: I know it's hard. I mean I don't think that
Speaker 1: you should not think about, you know, the company they
Speaker 1: work for, especially if they've treated you well. But I
Speaker 1: do think that ultimately you have to do what's best
Speaker 1: for you and try to lighten the blow as much
Speaker 1: as you can for the company. So you might, you know,
Speaker 1: stay on two weeks to help train somebody or whatever
Speaker 1: that looks like. But I wouldn't. I wouldn't stay in
Speaker 1: a place where I'm unhappy because the company. You know,
Speaker 1: you feel like, oh, you know, they kept me on
Speaker 1: because guess what, there are twenty percent of people that
Speaker 1: they didn't keep on. They did what was best for them.
Speaker 1: As by way, those those twenty percent, you.
Speaker 2: Know, just laughing on the babies are very wild here.
Speaker 2: Socials dinner in that up. So a good point.
Speaker 1: So that's what I just say, like, you know, because
Speaker 1: I mean I've been struggling to have a decision that
Speaker 1: I have to make it I'm like, ah, I'm this closed.
Speaker 1: I was this close to making a decision for what's
Speaker 1: best for the other, like group involved and I was like, well,
Speaker 1: so you're gonna make a choice that could affect you
Speaker 1: for the rest of your life because you're like, I
Speaker 1: don't want somebody to be disappointed in me. I want us,
Speaker 1: especially as women, to like break out of that habit
Speaker 1: because it's not helpful. And the truth is whatever that
Speaker 1: other person or organization will, they will rebalance and they
Speaker 1: will manage. And so it's your responsibility to take care
Speaker 1: of yourself. It's not someone else's responsibility to take care
Speaker 1: of you. And so that's yeah, I think that's really important.
Speaker 1: That's something that's a lesson that we all need to learn.
Speaker 1: They're like, Okay, I have to take care learn to
Speaker 1: take care of myself now, not doing so in a
Speaker 1: way that's purposely harmful to others, you know, but to
Speaker 1: do so, like okay, well, what is it that I
Speaker 1: need to be happy, to be joyful, to be successful
Speaker 1: and work toward that with integrity, and that's all that
Speaker 1: can be asked of you.
Speaker 2: Yeah. Absolutely, And you've given them six months, and I
Speaker 2: think the gratitude goes both ways. You stayed with them,
Speaker 2: they should be grateful for you that you're willing to
Speaker 2: switch jobs. Essentially is what it sounds like and do
Speaker 2: something different to feel the need that they have given
Speaker 2: that they had to lay off a fifth of their company,
Speaker 2: so they should feel gracious toward you. And of course
Speaker 2: I feel the same way. I'm grateful to have a job.
Speaker 2: But at the same time, you should like treat this
Speaker 2: like a relationship, a healthy one anyway. I know there's
Speaker 2: some toxic relationship behaviors, but one of the things you
Speaker 2: have to do is that other person is not a
Speaker 2: mind reader, right, so you know, if you like, I
Speaker 2: would tell your boss in a way that you feel
Speaker 2: comfortable doing. You know, tell them, Hey, it's been six
Speaker 2: months you asked me to kind of pivot and take
Speaker 2: on this different role. Is there any chance you can
Speaker 2: get back to doing what I was doing? Or can
Speaker 2: we Is it now okay for us to talk about
Speaker 2: the next step for me, because I do want to advance,
Speaker 2: and would I would play I would be transparent and
Speaker 2: tell them honestly where you're at and where you want
Speaker 2: to be. And I recently did this and I have
Speaker 2: done at ut jobs before where you have a frank
Speaker 2: discussion and it doesn't have to be you come to
Speaker 2: the table with the perfect vision of what you want
Speaker 2: to achieve written out, but you come to the table
Speaker 2: because you want to express to them, Hey, I want
Speaker 2: to if I'm going to stay here for a while,
Speaker 2: I would like to know that there's opportunities for me
Speaker 2: here that I can continue to advance. And I think
Speaker 2: it's been long enough in the pandemic. Although it probably
Speaker 2: depends on your industry and even where you're at geographically,
Speaker 2: you know how your company like, what the prospect is
Speaker 2: looking like or the future is looking like for them.
Speaker 2: But for a lot of businesses now I feel like
Speaker 2: the light at the end of the tunnel is approaching
Speaker 2: or they can see it, and they're starting to think
Speaker 2: past this crazy time and they may be open to
Speaker 2: having that conversation. And at least at that point you've
Speaker 2: laid your cards on the table, and if you want
Speaker 2: to start looking for another role somewhere else, then you
Speaker 2: can start doing that. The timing of it, because she
Speaker 2: says basically like they'd still want to move out of
Speaker 2: state after they get married, and if she were to
Speaker 2: take a different job right now, she'd only be there
Speaker 2: for a year because their plan is still to move.
Speaker 2: And do we think that's crazy. We actually recently took
Speaker 2: a question about this similar like what happens if I
Speaker 2: start a job and then quit it very quickly after starting?
Speaker 2: That's tricky. Yeah, taking a job knowing that you're about
Speaker 2: to leave within a year, I mean, yang, that's not
Speaker 2: the best. And would it be a job that you
Speaker 2: could work remotely at? I don't know.
Speaker 1: Yes, I would still look because you're right, it might be,
Speaker 1: especially with what's happening now, like the opportunity to get
Speaker 1: a job remote a remote job is way higher. Also, too,
Speaker 1: you might take a job as like a contract job,
Speaker 1: which it is a year, So I wouldn't. Every job
Speaker 1: is not expecting you to stay on for thirty years,
Speaker 1: you know, So I wouldn't take it off the table
Speaker 1: because you're like, I'm only gonna be here for a year.
Speaker 1: But not necessarily because to Mandy's point, it might be
Speaker 1: a job that's really flexible that you can live wherever
Speaker 1: in order to do so. So I would at least
Speaker 1: look and look for something within the parameters. What would
Speaker 1: make you feel like it's fair, Like, Okay, you know what,
Speaker 1: I'm gonna look for a contract work where it is
Speaker 1: a year's worth, and or I'm gonna look for a
Speaker 1: job that I can take with me, so you know,
Speaker 1: just keep your keep your your options open and definitely
Speaker 1: look all.
Speaker 2: Right, Well, thank you very much for your questions, and
Speaker 2: that's a wrap for the question segment. You're gonna boost
Speaker 2: a break? Wait, I saw your intro, you do it?
Speaker 1: Are you gonna boost or are you gonna I'm actually
Speaker 1: going to deferm my my boost to you because my
Speaker 1: boost was gonna be Comela since I'm short on time,
Speaker 1: so that's my boost if I'm Kamala.
Speaker 2: But okay, that's fine. At least you didn't say kampala,
Speaker 2: which is also trending on Twitter. Do better, y'all. I
Speaker 2: don't know if it's autocorrect or what is happening. Maybe,
Speaker 2: like she, I don't know, people are writing kampala. Yeah,
Speaker 2: I want to do a brown boost for one for
Speaker 2: the Brian Ambish and listener Stacy, who reached out to
Speaker 2: me because she saw I was a woman in need
Speaker 2: and she guessed correctly that she and I live in
Speaker 2: the same neighborhood almost kind of in the same town,
Speaker 2: and she offered to do my hair for me, and
Speaker 2: little did she know, but I was really having a
Speaker 2: hard time finding a natural hair salon where I live.
Speaker 2: In the suburbs outside of New York City, and she
Speaker 2: was fantastic, and so Hugh was shout out and thank
Speaker 2: you to Stacy. I paid her. She did not do
Speaker 2: it for free for those who were wondering. And I
Speaker 2: sat there with her, and I had actually been going
Speaker 2: to I had been going. I went one time to
Speaker 2: a hair salon in the last well not even the
Speaker 2: last year. It was before I had the baby, and
Speaker 2: she it's a curly hair salon, but you know, it's
Speaker 2: owned by a white woman, and her clientele is a
Speaker 2: lot of like I saw a lot. I saw several,
Speaker 2: you know, women of color walk through and get their
Speaker 2: hair done or at least coming through to talk to
Speaker 2: her while I was there, And honestly, I felt some
Speaker 2: kind of way, especially in the last few months, thinking
Speaker 2: about trying to promote or not promote, but like, you know,
Speaker 2: vote with my dollars and take my money to more
Speaker 2: black owned businesses. So when I was when I was
Speaker 2: rebooking an appointment with that salon, I was kind of thinking, like, man,
Speaker 2: I wish there were a black owned, like a natural
Speaker 2: hair salon near me that I knew of. And so
Speaker 2: Stacy's message came at the exact right time, and I
Speaker 2: was so glad to get to work with her. And
Speaker 2: also the I found a great photographer out here just
Speaker 2: by posting in our my local you know, Moms of
Speaker 2: my town Facebook group looking and I just like asked
Speaker 2: for what I was looking for. Hey, guys, I really
Speaker 2: want to get some headshots done. I'd love to work
Speaker 2: with a woman of color. Do you know anybody? And
Speaker 2: her name came up and it was a really great experience.
Speaker 2: So it took a little bit of extra Googles or
Speaker 2: searching or whatnot. Well, actually none in the case of Stacy.
Speaker 2: She just fell into my lap. But you know, if
Speaker 2: y'all are out there wondering, you know, where are the
Speaker 2: black owned businesses If they're not easy to find for
Speaker 2: whatever reason, I think just raising a hand, asking your
Speaker 2: circle and trying to go find them, you know, it
Speaker 2: matters in some small way. So that made me feel good.
Speaker 1: But I will pull all the apb out if any
Speaker 1: of you guys know an illustrator. I want to build
Speaker 1: up Molly Moore's my children's book.
Speaker 2: Have we even talked about Molly Moore in a while?
Speaker 1: Yeah? So we've sold like ten thousand books isn't that crazy?
Speaker 2: What know, it's not crazy, but that's exciting.
Speaker 1: Yeah. So it's just so, yeah, we sold I'm printing
Speaker 1: like another ten thousand a month or so because there's
Speaker 1: maybe like fifteen hundred if that book's left at the distributor.
Speaker 1: So for those of you who are new, I wrote
Speaker 1: a children's book called Happy Birthday Molly Moore. I did
Speaker 1: a Kickstarter where basically I asked people to purchase a
Speaker 1: book and put a little extra s thank on it
Speaker 1: because for every book purchase, I was able to then
Speaker 1: print a second book to donate. So we were able
Speaker 1: to get I think just under three thousand books purchased
Speaker 1: and donated, so the donation unfortunately, they're still sitting at
Speaker 1: the warehouse separately because the schools have not been opened,
Speaker 1: because we're donating them to like in mass, to specific schools.
Speaker 1: But anyway, saying all that said, yeah, we sold like
Speaker 1: ten thousand books and we're printing another printing. I remember
Speaker 1: when I was printing ten thousand, the distributor was like,
Speaker 1: are you sure we don't people don't typically sell that many,
Speaker 1: and I was nervous, like, I don't know, maybe I'm wrong,
Speaker 1: but sure enough in like two and a half months gone.
Speaker 1: So you can find Molly Moore at Mali mollymore dot com.
Speaker 1: It just teaches age appropriate financial education to your little ones,
Speaker 1: ideally ages three to seven, but certainly younger and certainly older.
Speaker 1: It's just about a little girl to her birthday and
Speaker 1: she has to learn the lesson of like what really
Speaker 1: mattered most.
Speaker 4: Family, a lot of very generous friends, yes, family and
Speaker 4: friends or gifts instead.
Speaker 1: And so I say all that to say that I
Speaker 1: like I have. I've been having all these other projects
Speaker 1: that I've been working on, and I've kind of neglected
Speaker 1: Molly as far as like what I've been wanting to do.
Speaker 1: So I want to I have the molly More YouTube channel.
Speaker 1: There's nothing on it though, but I would love to
Speaker 1: start to do an animated series that can start teaching
Speaker 1: specific lessons. And I'm looking for an animator who can help.
Speaker 1: Obviously I'm paying. So if you know an animator, if
Speaker 1: you're an animator yourself, if you can go to the
Speaker 1: budget Lesta dot com and just click contact me and
Speaker 1: just type in like the subject line like animator and
Speaker 1: then yeah, or maybe you know someone send me their link.
Speaker 1: If you're you have like a website, send that or whatever. Like,
Speaker 1: I don't think you're allowed to attach your portfolio, but
Speaker 1: you can certainly send a link to things and we
Speaker 1: might request a portfolio or well, I'm assuming if you're
Speaker 1: an animator, you'll have a link to your work. Yeah,
Speaker 1: because I just I'm excited because I feel like there's
Speaker 1: something special with Molly Moore and I, you know, I
Speaker 1: just want to see it all the way through. So
Speaker 1: I just, yeah, that's my app I'm just reaching out for.
Speaker 1: I would prefer a black or brown animator, but it's
Speaker 1: not a deal breaker if they're awesome. Like to me,
Speaker 1: it was a deal breaker. The illustrator had to be
Speaker 1: black or brown, and he was Jazz is African American,
Speaker 1: because that was just really important to me that when
Speaker 1: you open the book and you see my picture, and
Speaker 1: you see Jazz's picture, and you see Rihanna, who was
Speaker 1: our art director, when you see their picture, it's animated picture,
Speaker 1: but still or illustrated picture, but still it was important
Speaker 1: to me that those pictures were black and brown people,
Speaker 1: just because I knew those books were being the hand
Speaker 1: of hands of little children who might not have ever
Speaker 1: seen that. But for animation, it's different. You don't get
Speaker 1: to see who's drawing it. So I'm open to receiving
Speaker 1: animation requests from a wide range of people, although I
Speaker 1: do have a preference. So yeah, that's it. Get you
Speaker 1: a book if you haven't already. Molly Moore m A
Speaker 1: L M R E M.
Speaker 2: A love it. Okay, Well that's fine. I mean, I've
Speaker 2: struck my husband always rolls his eyes when I specifically
Speaker 2: say I would love this person this role to be
Speaker 2: filled by a person of color. It does not mean
Speaker 2: that we're taking like it's not like we're saying no
Speaker 2: to candidates who are not people of color. It is
Speaker 2: about it is about making sure that the people that
Speaker 2: you have at the table, in the pool of potential candidates,
Speaker 2: that you're at least seeing a diverse group of candidates
Speaker 2: so that people have a chance.
Speaker 1: That's it.
Speaker 2: And yeah, it's a little uncomfortable for people to hear
Speaker 2: that kind of thing, but I don't think there's anything
Speaker 2: to be shy about when you when you specifically intentionally
Speaker 2: say you're looking for this type of person. I mean
Speaker 2: Biden for of reasons that he was going to look
Speaker 2: for a woman. It's okay, exactly, and I think that
Speaker 2: that is, we have to dig and we're comfortable with it,
Speaker 2: or else we're never going to fix, you know, those issues.
Speaker 2: But that's a whole different I'm just starting a whole
Speaker 2: new show here. Well, thank y'all for participating in another
Speaker 2: episode of Brand Ambition. As we said on last week's show,
Speaker 2: shout us out, Tell a friend, Tell a friend. We've
Speaker 2: really grown the show over the last few months, even
Speaker 2: in the time of COVID, which is insane to us.
Speaker 2: But leave us a comment, leave us a review. It
Speaker 2: helps us appear more prominently in iTunes if you guys
Speaker 2: rate us and leave a review, especially a five star
Speaker 2: review if you you know so choose, that would be fabulous,
Speaker 2: And then post, you know, tag us on Instagram, on Twitter,
Speaker 2: on Facebook when you're sharing the show, and just let
Speaker 2: folks know. Don't let us be a secret, let your
Speaker 2: let people know, share the love, let them know that
Speaker 2: we exist and that we are here for them as well.
Speaker 3: Yes,