1 00:00:00,320 --> 00:00:04,000 Speaker 1: Hey, Hey, hey guys, It's me Tiffany and it's Mando. 2 00:00:04,160 --> 00:00:06,680 Speaker 1: We just want to say thank you guys. You guys 3 00:00:06,680 --> 00:00:10,040 Speaker 1: are amazing thanks to you. Since we started our podcast, 4 00:00:10,080 --> 00:00:12,920 Speaker 1: it was just me and Mandy listening to ourselves to 5 00:00:13,000 --> 00:00:16,360 Speaker 1: now we get over one hundred thousand downloads a month, 6 00:00:17,320 --> 00:00:20,119 Speaker 1: and I know it seems like that's awesome, but we 7 00:00:20,120 --> 00:00:22,320 Speaker 1: can do even better. And we have a favorite. 8 00:00:22,040 --> 00:00:25,560 Speaker 2: Ass just a tiny favor if you could please share 9 00:00:25,720 --> 00:00:28,560 Speaker 2: our show, share it on your social media. You can 10 00:00:28,600 --> 00:00:32,640 Speaker 2: tag us at Brown Ambition Podcast. Take a screenshot of 11 00:00:32,680 --> 00:00:35,239 Speaker 2: the show that you're listening to and share it on Twitter, 12 00:00:35,560 --> 00:00:38,640 Speaker 2: on Insta, on Facebook, tell a friend to tell a friend. 13 00:00:38,680 --> 00:00:41,200 Speaker 2: You can tag us on social media. We're at Brown 14 00:00:41,200 --> 00:00:44,880 Speaker 2: Ambition Podcast on Insta, at the BA Podcast on Twitter, 15 00:00:44,920 --> 00:00:47,280 Speaker 2: and of course our Facebook group. You can find us 16 00:00:47,360 --> 00:00:51,120 Speaker 2: under Brown Ambition. Don't forget to tag our personal handles too. 17 00:00:51,240 --> 00:00:54,040 Speaker 2: On Insta. I'm at Mandy Money, Mandy with an Eye, 18 00:00:54,480 --> 00:00:57,240 Speaker 2: and Tiffany is at the Budget Nista. When you tag us, 19 00:00:57,240 --> 00:00:59,720 Speaker 2: we will share your post and help amplify it. Even 20 00:00:59,800 --> 00:01:02,480 Speaker 2: for thank y'all for all the love. This is just 21 00:01:02,480 --> 00:01:05,240 Speaker 2: gonna help us give us that little extra brown Boost. 22 00:01:21,560 --> 00:01:28,880 Speaker 1: Hey, Hey, Hey, we're back. We're black, We're brown and 23 00:01:29,360 --> 00:01:31,920 Speaker 1: bit shan. Hey, Mando, do I sound like I'm in 24 00:01:31,920 --> 00:01:33,240 Speaker 1: a different background, Mandy? 25 00:01:34,760 --> 00:01:35,200 Speaker 3: You know? 26 00:01:35,840 --> 00:01:37,839 Speaker 2: No, I mean, are you on the beach or somewhere. 27 00:01:38,440 --> 00:01:40,560 Speaker 2: Are you in some form of paradise that I will 28 00:01:40,600 --> 00:01:41,120 Speaker 2: be jealous of? 29 00:01:41,400 --> 00:01:41,480 Speaker 4: No? 30 00:01:42,160 --> 00:01:46,360 Speaker 1: Well, I mean kind of. I'm in my designer, her office, 31 00:01:47,319 --> 00:01:50,880 Speaker 1: Rihanna of remain home because my internet is trash. The 32 00:01:50,920 --> 00:01:53,440 Speaker 1: storm left me. The storm we had last week left me, 33 00:01:53,600 --> 00:01:56,840 Speaker 1: I don't know, just without a strong internet home. And 34 00:01:56,920 --> 00:01:59,360 Speaker 1: so she's housing me. So I'm in her office right now. 35 00:01:59,400 --> 00:02:02,160 Speaker 1: Her office is everything in a bag of chips. So 36 00:02:02,560 --> 00:02:04,160 Speaker 1: I'm not gonna lie. I'm not mad at it. So 37 00:02:04,240 --> 00:02:06,040 Speaker 1: I like being here. So I live here now. 38 00:02:07,400 --> 00:02:09,200 Speaker 2: Well, that's nice that you have someone close by you 39 00:02:09,240 --> 00:02:12,040 Speaker 2: can go to. Yeah. That storm that came through just 40 00:02:12,080 --> 00:02:14,680 Speaker 2: like knocked everyone on the East Coast power out except 41 00:02:14,720 --> 00:02:17,440 Speaker 2: for my street. We felt really good about ourselves because 42 00:02:17,440 --> 00:02:19,960 Speaker 2: we were the only street in our entire neighborhood slash 43 00:02:20,000 --> 00:02:22,640 Speaker 2: county that seemed like it didn't lose power. And it 44 00:02:22,720 --> 00:02:24,280 Speaker 2: was the same week, like last week, I was going 45 00:02:24,360 --> 00:02:27,360 Speaker 2: to get my first haircut in nearly a year, and 46 00:02:27,400 --> 00:02:29,960 Speaker 2: then also my first head shots and nearly when did 47 00:02:29,960 --> 00:02:32,480 Speaker 2: you and I do our headshots for the show five 48 00:02:32,560 --> 00:02:36,760 Speaker 2: years ago? And of course both of the people who 49 00:02:36,760 --> 00:02:39,000 Speaker 2: were doing you know, those services, their power went out 50 00:02:39,000 --> 00:02:41,280 Speaker 2: and I had to reschedule and all this. But and 51 00:02:41,320 --> 00:02:43,960 Speaker 2: then a little did we like on Friday we lost 52 00:02:43,960 --> 00:02:47,200 Speaker 2: power while they were fixing whatever, we lost power, and I, 53 00:02:47,280 --> 00:02:49,760 Speaker 2: you know, it screwed my whole day up. But I 54 00:02:49,840 --> 00:02:52,840 Speaker 2: just feel like lack of internet should be a crime. Yay, 55 00:02:53,320 --> 00:02:57,239 Speaker 2: it should just but I'm glad that you have a refuge. Okay, 56 00:02:57,280 --> 00:02:59,200 Speaker 2: we've got like weather, it cannot be what we start 57 00:02:59,200 --> 00:03:02,200 Speaker 2: talking about. We have got to talk about Kamalama. 58 00:03:02,440 --> 00:03:08,240 Speaker 1: I was gonna say, yes, that's how do you feel? 59 00:03:06,280 --> 00:03:14,320 Speaker 1: I feel both excited but that also scared because I'm like, 60 00:03:14,360 --> 00:03:17,960 Speaker 1: oh God, like, are people gonna, you know, like, are 61 00:03:17,960 --> 00:03:20,799 Speaker 1: people going to vote like for a black woman? I mean, 62 00:03:20,880 --> 00:03:23,800 Speaker 1: I know they're voting for US president, you know, but 63 00:03:23,960 --> 00:03:25,560 Speaker 1: meaning that is that going to be a reason where 64 00:03:25,560 --> 00:03:27,960 Speaker 1: people say nah? You know, because honestly, I don't know 65 00:03:27,960 --> 00:03:29,800 Speaker 1: I could take four more years. I don't know if 66 00:03:30,200 --> 00:03:32,480 Speaker 1: this country could take four more years of this trash. 67 00:03:32,600 --> 00:03:35,280 Speaker 1: So that's the only guy. I was both excited but 68 00:03:35,320 --> 00:03:37,480 Speaker 1: like I said, also really a little bit worried. 69 00:03:38,640 --> 00:03:42,119 Speaker 2: Yeah, I think the emotions everyone is feeling because it's 70 00:03:42,200 --> 00:03:44,040 Speaker 2: this news came out, you know, maybe a couple of 71 00:03:44,040 --> 00:03:47,880 Speaker 2: hours ago, and I immediately got on Twitter, and it 72 00:03:47,960 --> 00:03:50,880 Speaker 2: was just a fireball of emotions and so many emotions, 73 00:03:50,920 --> 00:03:53,280 Speaker 2: and you know, you get caught up your My initial 74 00:03:53,320 --> 00:03:58,000 Speaker 2: reaction was, I truly felt this sense of relief and 75 00:03:58,080 --> 00:04:02,080 Speaker 2: fear that someone will ruin us for us. It's very 76 00:04:02,120 --> 00:04:04,240 Speaker 2: odd and I'm struggling. I'm not the kind of person 77 00:04:04,320 --> 00:04:08,560 Speaker 2: I usually avoid Twitter because I am afraid that my 78 00:04:08,640 --> 00:04:10,720 Speaker 2: hot takee will get me in trouble, as it has 79 00:04:10,760 --> 00:04:13,320 Speaker 2: given has gotten so many other folks in trouble, And 80 00:04:13,360 --> 00:04:16,280 Speaker 2: I like think a lot slower about some things. But 81 00:04:16,320 --> 00:04:20,000 Speaker 2: I'll try to, you know, I'll try to put a 82 00:04:20,080 --> 00:04:22,120 Speaker 2: name to what I'm feeling. And I guess it's I'm 83 00:04:22,160 --> 00:04:25,800 Speaker 2: super optimistic. I'm so freaking happy that Biden picked a 84 00:04:25,800 --> 00:04:29,200 Speaker 2: woman of color, and such a qualified woman of color 85 00:04:29,240 --> 00:04:32,040 Speaker 2: at that. Kamala Harris is everything that I think conservatives 86 00:04:32,040 --> 00:04:35,720 Speaker 2: are freaking are terrified of. She is strong, she is ambitious, 87 00:04:36,040 --> 00:04:38,360 Speaker 2: and I mean none of these in a negative way. 88 00:04:38,839 --> 00:04:42,920 Speaker 2: She has for me come from such a diverse background 89 00:04:43,160 --> 00:04:45,960 Speaker 2: that I believe she has exactly what it takes and 90 00:04:46,279 --> 00:04:50,080 Speaker 2: those the ability to empathize with people from various backgrounds 91 00:04:50,160 --> 00:04:52,440 Speaker 2: is just something we have sorely been lacking in our 92 00:04:52,440 --> 00:04:55,920 Speaker 2: administration for so long. She stood up to Biden himself, 93 00:04:55,960 --> 00:04:59,640 Speaker 2: and she is known for eviscerating people. You know, her 94 00:04:59,640 --> 00:05:04,560 Speaker 2: back around in law is just you know, Goes is storied, 95 00:05:04,680 --> 00:05:08,680 Speaker 2: and she is known for her ability to use words, 96 00:05:08,920 --> 00:05:12,200 Speaker 2: you know, and use people's actions and really just like 97 00:05:13,440 --> 00:05:15,960 Speaker 2: call you know, speak truth to power. And we saw 98 00:05:16,000 --> 00:05:18,599 Speaker 2: that happen during the debate when she called Biden out 99 00:05:18,920 --> 00:05:23,839 Speaker 2: for his lack of support around bussing what was it 100 00:05:23,839 --> 00:05:27,200 Speaker 2: back in the seventies, sixties, seventies when she was a 101 00:05:27,200 --> 00:05:30,440 Speaker 2: young girl, and that, you know, I immediately thought of 102 00:05:30,480 --> 00:05:33,560 Speaker 2: that when when he when he made the announcement, because 103 00:05:34,160 --> 00:05:37,640 Speaker 2: you know the fact that he could get over himself. 104 00:05:38,200 --> 00:05:41,760 Speaker 2: You know, can you imagine Trump ever like lifting up 105 00:05:41,760 --> 00:05:43,960 Speaker 2: a woman, let alone a woman who deigned to speak 106 00:05:44,839 --> 00:05:47,360 Speaker 2: against anything he had done in the past. But Biden 107 00:05:47,880 --> 00:05:50,520 Speaker 2: no right. So Biden at least could get over himself 108 00:05:50,680 --> 00:05:54,200 Speaker 2: enough to say, you know, forget about this you know 109 00:05:54,520 --> 00:05:57,360 Speaker 2: this sick burn that you levied against me in the debate. 110 00:05:57,720 --> 00:05:59,320 Speaker 2: You're someone that I can learn from who won't be 111 00:05:59,360 --> 00:06:01,479 Speaker 2: afraid to challenge me. And I'm just putting words into 112 00:06:01,480 --> 00:06:03,200 Speaker 2: his mouth, but I imagine all this must have gone 113 00:06:03,200 --> 00:06:05,280 Speaker 2: through his head and I want to rock with you 114 00:06:05,400 --> 00:06:10,479 Speaker 2: and I I'm free. I mean, her nomination is historic, 115 00:06:10,720 --> 00:06:14,440 Speaker 2: yeah it is. But if she's elected first black VP, 116 00:06:15,080 --> 00:06:18,640 Speaker 2: first Asian American VP because her mother was of Indian 117 00:06:18,640 --> 00:06:22,679 Speaker 2: descent and her father I think was from Jamaica, first 118 00:06:22,680 --> 00:06:27,280 Speaker 2: woman VP, like oh, I just I mean, I and 119 00:06:27,320 --> 00:06:29,839 Speaker 2: the fear I feel is just like, please don't dig 120 00:06:29,920 --> 00:06:32,680 Speaker 2: this from I was like, I want to be hopeful 121 00:06:32,680 --> 00:06:36,200 Speaker 2: and I want to you know, I want to believe 122 00:06:36,279 --> 00:06:39,640 Speaker 2: that I have to believe. I guess now that America 123 00:06:39,680 --> 00:06:41,599 Speaker 2: wants someone like this in office. We have got to 124 00:06:41,600 --> 00:06:45,039 Speaker 2: come out, you guys and vote. You've got to, you know, 125 00:06:45,320 --> 00:06:47,040 Speaker 2: come out or vote or mail or whatever. 126 00:06:47,200 --> 00:06:47,400 Speaker 3: You know. 127 00:06:47,480 --> 00:06:51,560 Speaker 1: Yes, even though they're trying to defund the UH. 128 00:06:51,680 --> 00:06:53,920 Speaker 2: I just it's kind of terrifying. 129 00:06:54,080 --> 00:06:58,480 Speaker 1: It is. I just it's like someone I was watching 130 00:06:58,560 --> 00:07:00,839 Speaker 1: like this, like I don't know, some some Instagram like 131 00:07:01,000 --> 00:07:03,719 Speaker 1: video and it was like it was supposed to be funny, 132 00:07:03,800 --> 00:07:05,839 Speaker 1: but it was also terrifying. And like this guy was 133 00:07:05,920 --> 00:07:08,240 Speaker 1: pretending that his friend woke up from a coma and 134 00:07:08,279 --> 00:07:10,800 Speaker 1: he was explaining to him how twenty twenty was going, 135 00:07:11,200 --> 00:07:13,040 Speaker 1: and it sounded so crazy. 136 00:07:13,400 --> 00:07:15,880 Speaker 4: When did he go into the koma like before, like 137 00:07:15,920 --> 00:07:19,200 Speaker 4: you know, like like two years prior or whatever, But like, 138 00:07:19,400 --> 00:07:21,040 Speaker 4: so can you imagine someone waking up and being like 139 00:07:21,080 --> 00:07:23,680 Speaker 4: and then we can't go outside this quarantine. 140 00:07:24,000 --> 00:07:27,240 Speaker 1: Here's a virus going on, it's killing people. People are 141 00:07:27,240 --> 00:07:30,000 Speaker 1: fighting to go outside anywhere, Like can you just imagine all? 142 00:07:30,040 --> 00:07:33,680 Speaker 1: But it just sounded so crazy. So yeah, I just 143 00:07:34,640 --> 00:07:40,400 Speaker 1: I'm trying to temper my hope because I was hopeful 144 00:07:40,440 --> 00:07:43,120 Speaker 1: last time and we see where that got us. So yeah, 145 00:07:43,360 --> 00:07:45,640 Speaker 1: it's just but it's at the very least it was 146 00:07:45,800 --> 00:07:47,880 Speaker 1: very this. You know, we're celebary. That was going to 147 00:07:47,920 --> 00:07:51,160 Speaker 1: be actually my wien for today, like Colala Camela, Camela, 148 00:07:51,200 --> 00:07:51,360 Speaker 1: and I. 149 00:07:51,600 --> 00:07:53,120 Speaker 2: Can't wait till the end of the show to talk 150 00:07:53,160 --> 00:07:56,960 Speaker 2: about this. What I mean, I get it. You know, 151 00:07:57,400 --> 00:07:59,559 Speaker 2: there may be whenever you said hope, I thought about 152 00:08:00,480 --> 00:08:04,560 Speaker 2: memoir the audacity of Hope, and I have I you know, 153 00:08:04,600 --> 00:08:07,000 Speaker 2: it's just I don't know what it's been. Maybe it's 154 00:08:07,040 --> 00:08:09,120 Speaker 2: because the world is so dark and everyone is so 155 00:08:09,160 --> 00:08:14,480 Speaker 2: cynical lately, but I have felt more hopeful and optimistic. 156 00:08:15,240 --> 00:08:18,200 Speaker 2: Or maybe I just survived that crazy few months at 157 00:08:18,200 --> 00:08:20,320 Speaker 2: the beginning of the year with the newborn, and I'm 158 00:08:20,360 --> 00:08:22,960 Speaker 2: just like, nothing can kill me, you know, I can 159 00:08:23,040 --> 00:08:26,320 Speaker 2: do anything. I choose optimism, I choose hope. I think 160 00:08:26,320 --> 00:08:29,000 Speaker 2: it really is a choice. And I don't not saying 161 00:08:29,040 --> 00:08:30,880 Speaker 2: that if that's not where you're at right now, not 162 00:08:30,960 --> 00:08:34,240 Speaker 2: you personally, but anyone listening. If today is not the 163 00:08:34,320 --> 00:08:36,800 Speaker 2: day when you can feel optimistic and hopeful, and that's okay. 164 00:08:36,840 --> 00:08:43,240 Speaker 2: But lately I've just felt this. I've felt grateful in 165 00:08:43,280 --> 00:08:45,480 Speaker 2: a lot of ways for the changes that I've seen 166 00:08:45,520 --> 00:08:47,800 Speaker 2: the last few months in our country, the way that 167 00:08:47,800 --> 00:08:51,199 Speaker 2: we're talking about systemic racism, the seismic shift I think 168 00:08:51,200 --> 00:08:53,800 Speaker 2: in those conversations, the fact that my mother for my 169 00:08:53,840 --> 00:08:56,880 Speaker 2: birthday got me a gift card to a black owned 170 00:08:56,960 --> 00:09:01,079 Speaker 2: business out of Chicago, owned by a black woman called Glamorina. 171 00:09:01,400 --> 00:09:04,400 Speaker 2: And is it Chicago now now I'm not sure, but anyway, 172 00:09:04,440 --> 00:09:07,760 Speaker 2: it's called Glamorina. Like my mom did that, she went 173 00:09:07,840 --> 00:09:10,280 Speaker 2: out of her own way to find a business owned 174 00:09:10,320 --> 00:09:12,320 Speaker 2: by a black woman, because she knew that was would 175 00:09:12,320 --> 00:09:15,760 Speaker 2: be meaningful to me, Like who is my mother? My 176 00:09:15,800 --> 00:09:17,520 Speaker 2: mother voted for and I know she listens to the 177 00:09:17,720 --> 00:09:19,400 Speaker 2: first of all, she also listens to the show. Now 178 00:09:19,920 --> 00:09:23,160 Speaker 2: also another change, and she listens to it and doesn't 179 00:09:23,200 --> 00:09:26,840 Speaker 2: like get angry. I think at what she hears, you know, 180 00:09:26,880 --> 00:09:30,319 Speaker 2: when she's she voted for Trump in twenty sixteen, and 181 00:09:31,240 --> 00:09:34,600 Speaker 2: I choose to you know, I think that I have examples, 182 00:09:34,800 --> 00:09:37,960 Speaker 2: you know, just too many little, too many little signs 183 00:09:38,000 --> 00:09:40,480 Speaker 2: that the weather is shifting, that there is a change coming, 184 00:09:40,640 --> 00:09:45,640 Speaker 2: and you know, I hate I mean, it would destroy me, 185 00:09:45,720 --> 00:09:47,840 Speaker 2: devastate me, I think, maybe even more than the first 186 00:09:47,880 --> 00:09:50,480 Speaker 2: time around, if he who must not be named were 187 00:09:50,520 --> 00:09:55,080 Speaker 2: to win this election again. But I can at least 188 00:09:55,160 --> 00:09:58,480 Speaker 2: say change, Like, there has been good that has come 189 00:09:58,520 --> 00:10:02,719 Speaker 2: out of this last four years. There has been great 190 00:10:03,200 --> 00:10:05,959 Speaker 2: there have been great moments, there have been conversations that 191 00:10:06,080 --> 00:10:08,719 Speaker 2: never would have happened. There's been you know, for all 192 00:10:08,760 --> 00:10:11,360 Speaker 2: of the devastation that he has wrought, I think that 193 00:10:11,640 --> 00:10:14,280 Speaker 2: there has been there has been goodness. And that's just 194 00:10:14,400 --> 00:10:17,200 Speaker 2: kind of what I'm trying to focus on. And I 195 00:10:17,200 --> 00:10:19,920 Speaker 2: think we and whatever you need to hear. I just 196 00:10:20,000 --> 00:10:23,080 Speaker 2: want to like motivate anyone to you know, just try 197 00:10:23,200 --> 00:10:25,319 Speaker 2: to be hopeful and encourage people that you know who 198 00:10:25,360 --> 00:10:29,960 Speaker 2: are cynical to who don't think their votes count, or 199 00:10:29,960 --> 00:10:33,000 Speaker 2: who yes, they absolutely do, or people who don't think 200 00:10:33,040 --> 00:10:35,560 Speaker 2: that there's a point in voting because oh, Trump's just 201 00:10:35,600 --> 00:10:38,240 Speaker 2: going to win. Like we can't. We can't let those 202 00:10:38,240 --> 00:10:41,040 Speaker 2: thoughts get in the way. Just choose hope, because I 203 00:10:41,080 --> 00:10:44,360 Speaker 2: think that that is what it's going to take. It 204 00:10:44,400 --> 00:10:47,120 Speaker 2: will be a tight race. I'd be shocked if it weren't. 205 00:10:47,440 --> 00:10:50,040 Speaker 2: Every vote is going to count. There's too much on 206 00:10:50,080 --> 00:10:57,000 Speaker 2: the line. That's how I feel here. I mean, not you, 207 00:10:57,120 --> 00:10:57,959 Speaker 2: I'm just imagining. 208 00:10:58,400 --> 00:11:01,960 Speaker 1: I'm usually Sydney, and I'm not like saying I guess 209 00:11:02,000 --> 00:11:04,480 Speaker 1: I'm just like just the emotion of it all. I'm like, 210 00:11:04,520 --> 00:11:06,560 Speaker 1: I'm just gonna I'm just gonna live somewhere in the 211 00:11:06,559 --> 00:11:10,880 Speaker 1: middle so I can manage my emotions. But no, no, 212 00:11:10,920 --> 00:11:13,640 Speaker 1: but I can understand honestly, to your point, the the 213 00:11:13,720 --> 00:11:18,319 Speaker 1: fact that Black Lives Matter has become quote unquote mainstream 214 00:11:18,640 --> 00:11:23,840 Speaker 1: is like tremendous enough. Like Patrice, one of the Black 215 00:11:23,880 --> 00:11:28,800 Speaker 1: Lives Matter founders and she I remember when she came 216 00:11:28,840 --> 00:11:30,480 Speaker 1: up with her book. I actually went with her to Sydney 217 00:11:30,520 --> 00:11:33,240 Speaker 1: when she got well, when Black Lives Matter got the 218 00:11:33,280 --> 00:11:35,920 Speaker 1: Sydney Peace Prize, and so she came to represent the 219 00:11:36,040 --> 00:11:39,160 Speaker 1: organization and I went with her because Drina was one 220 00:11:39,200 --> 00:11:41,199 Speaker 1: of her clients. So we went and she's just awesome. 221 00:11:41,480 --> 00:11:44,120 Speaker 1: But I remember her book was literally called when they 222 00:11:44,200 --> 00:11:49,400 Speaker 1: call you a terrorist, Like that's that's that's like where 223 00:11:49,440 --> 00:11:51,480 Speaker 1: Black Lives Matter were was just a few years ago, 224 00:11:51,600 --> 00:11:55,120 Speaker 1: and now it's like this mainstream thing that that companies 225 00:11:55,720 --> 00:11:58,920 Speaker 1: are like posting, you know much the disagree and of 226 00:11:59,240 --> 00:12:02,400 Speaker 1: you know, of certain people. But I just think that, 227 00:12:02,520 --> 00:12:04,800 Speaker 1: like to your point, there's definitely a shift that we're 228 00:12:04,840 --> 00:12:10,680 Speaker 1: seeing and feeling, and I just pray that the shift continues, Yeah, 229 00:12:10,720 --> 00:12:15,640 Speaker 1: because honestly, we need something because this ain't it. This 230 00:12:15,920 --> 00:12:20,040 Speaker 1: ain't it? Other than that, what else is happening in 231 00:12:20,080 --> 00:12:20,520 Speaker 1: your life? 232 00:12:21,120 --> 00:12:23,560 Speaker 2: Oh other than that? Well, we had a huge response 233 00:12:23,600 --> 00:12:26,680 Speaker 2: to our last episode where we had Christina and Aman 234 00:12:26,800 --> 00:12:29,440 Speaker 2: from our Rich Journey, the YouTube channel that you need 235 00:12:29,480 --> 00:12:32,800 Speaker 2: to put into your rotation if you have been asleep 236 00:12:32,960 --> 00:12:35,280 Speaker 2: all this time and aren't aware of them. We had 237 00:12:35,280 --> 00:12:37,800 Speaker 2: a huge response. People love them, and I feel like 238 00:12:37,800 --> 00:12:39,439 Speaker 2: we had a lot of new fans too, maybe who 239 00:12:39,520 --> 00:12:41,720 Speaker 2: listened to who watched their show but hadn't heard of 240 00:12:41,720 --> 00:12:45,640 Speaker 2: our podcast. That was a great conversation. I'm still feeling, 241 00:12:46,320 --> 00:12:49,800 Speaker 2: you know, actually discovering their channel. And then that led 242 00:12:49,840 --> 00:12:54,800 Speaker 2: me down this like beautiful rabbit hole of other Brown 243 00:12:54,920 --> 00:12:56,760 Speaker 2: voices on YouTube. There's not a lot of but there 244 00:12:56,800 --> 00:13:00,360 Speaker 2: we're out there sharing wealth building strategies, and I got 245 00:13:00,440 --> 00:13:03,520 Speaker 2: I started to feel more optimistic watching them and watching others, 246 00:13:03,520 --> 00:13:05,480 Speaker 2: and it just felt like the right time to have 247 00:13:06,280 --> 00:13:09,600 Speaker 2: their voices on our show. How did you feel about 248 00:13:10,080 --> 00:13:12,080 Speaker 2: our Rich Journey folks? And I actually want to get 249 00:13:12,120 --> 00:13:14,160 Speaker 2: to some listeners responses. 250 00:13:14,000 --> 00:13:16,160 Speaker 1: No, I thought I was mad that my internet was 251 00:13:16,200 --> 00:13:18,840 Speaker 1: like nothaky for you, Tippy, I was like, ah, but 252 00:13:19,600 --> 00:13:21,920 Speaker 1: I will say that they were really inspiring. You know 253 00:13:21,960 --> 00:13:25,280 Speaker 1: what really struck me most about a Moan and his 254 00:13:25,320 --> 00:13:29,160 Speaker 1: wife Christina is that there was a sense of peace 255 00:13:29,280 --> 00:13:33,680 Speaker 1: and joy that I felt that it wasn't all see 256 00:13:33,760 --> 00:13:38,240 Speaker 1: look right on cue Rio's like joy. 257 00:13:38,160 --> 00:13:41,400 Speaker 2: I love my little joy nugget. Seriously, He's making up 258 00:13:41,400 --> 00:13:45,400 Speaker 2: for all the pain and exhaustion. 259 00:13:45,520 --> 00:13:49,160 Speaker 1: Right, So that's I think That's what actually moved me 260 00:13:49,240 --> 00:13:52,679 Speaker 1: the most. The financial component. Obviously that was like super 261 00:13:53,000 --> 00:13:56,160 Speaker 1: like you know, inspirational and things like that, but lots 262 00:13:56,200 --> 00:13:59,480 Speaker 1: of people get to have money. What they have is 263 00:13:59,559 --> 00:14:03,120 Speaker 1: greater than money. They have wealth, like true wealth. They 264 00:14:03,160 --> 00:14:06,280 Speaker 1: seem healthy, they seem happy, they seem whole. It resonates 265 00:14:06,320 --> 00:14:09,320 Speaker 1: with them in their videos, It resonates with them like 266 00:14:09,800 --> 00:14:13,920 Speaker 1: just like from conversation. It just I felt it from them, 267 00:14:13,920 --> 00:14:16,480 Speaker 1: and I was just like, wow, like I want to 268 00:14:16,520 --> 00:14:18,960 Speaker 1: reach that level of like not that I'm not joyful, 269 00:14:19,000 --> 00:14:21,200 Speaker 1: but there was a level of peace. Y'all know, I'll 270 00:14:21,200 --> 00:14:24,480 Speaker 1: be stressed down and anxious by everything. So there was 271 00:14:24,520 --> 00:14:26,240 Speaker 1: a level of peace, and I was like, I want 272 00:14:26,280 --> 00:14:28,360 Speaker 1: some of that. That seems real cute. 273 00:14:29,400 --> 00:14:31,160 Speaker 2: Thanks for putting a name to that. That's what I 274 00:14:31,200 --> 00:14:33,760 Speaker 2: felt there was. There was something magnetic about them, and 275 00:14:33,800 --> 00:14:36,720 Speaker 2: maybe yeah, it is that. It's that sense of there's 276 00:14:36,760 --> 00:14:40,320 Speaker 2: no bullshit there. It's just two happy people and not 277 00:14:40,400 --> 00:14:44,080 Speaker 2: just happy with their wealth and their financially secure security 278 00:14:44,080 --> 00:14:47,280 Speaker 2: and financial security and god, I can't talk either, but 279 00:14:47,560 --> 00:14:51,400 Speaker 2: their relationship, I mean, twenty years together. I continue to 280 00:14:51,440 --> 00:14:53,360 Speaker 2: I have to stop comparing my marriage to every other 281 00:14:53,400 --> 00:14:56,360 Speaker 2: marriage out there because immediately I'm like, well, men, Enrique, 282 00:14:56,440 --> 00:14:58,000 Speaker 2: we can't sit down and talk about money, like we 283 00:14:58,040 --> 00:14:59,880 Speaker 2: still end up fighting about it. We can't even agree 284 00:14:59,880 --> 00:15:02,280 Speaker 2: on like what to order for dinner sometimes. But like 285 00:15:02,320 --> 00:15:04,200 Speaker 2: they've had twenty years together and you can tell that 286 00:15:04,280 --> 00:15:07,920 Speaker 2: they've they they have such a mature relationship, matures respect 287 00:15:07,960 --> 00:15:10,840 Speaker 2: for each other. They i mean, their daughters if you 288 00:15:10,840 --> 00:15:13,320 Speaker 2: haven't checked out, there are Rich Journey Junior channel. I 289 00:15:13,520 --> 00:15:17,200 Speaker 2: think that's also a really that their daughters are amazing too. Yeah, 290 00:15:17,240 --> 00:15:19,680 Speaker 2: it's just it's a and it's a positive voice out there. 291 00:15:19,720 --> 00:15:22,880 Speaker 2: It's a positive voice out there that is saying you 292 00:15:23,000 --> 00:15:26,080 Speaker 2: can do this too, Like we got here and we 293 00:15:26,120 --> 00:15:29,600 Speaker 2: are generously going to share, you know, our strategies, and 294 00:15:30,000 --> 00:15:32,040 Speaker 2: there's nothing in it for them. I mean, yes, of course, 295 00:15:32,120 --> 00:15:34,360 Speaker 2: like any other popular YouTube channel, they have ads and 296 00:15:34,360 --> 00:15:36,840 Speaker 2: they have affiliates and all that jazz, but that's not 297 00:15:36,880 --> 00:15:40,200 Speaker 2: where they came from with it. And and you know 298 00:15:40,320 --> 00:15:42,600 Speaker 2: that is what I'm choosing to. There's so many options 299 00:15:42,600 --> 00:15:47,080 Speaker 2: we have to you know, screen like shows we can 300 00:15:47,160 --> 00:15:49,560 Speaker 2: watch and content we can consume, and so little time 301 00:15:49,600 --> 00:15:52,560 Speaker 2: to do it all. But you know, I'm I'm trying 302 00:15:52,600 --> 00:15:56,120 Speaker 2: to choose more voices like theirs to fill my you know, 303 00:15:56,920 --> 00:16:00,720 Speaker 2: brainwth or whatever, fill my world with because I feel 304 00:16:00,800 --> 00:16:03,720 Speaker 2: good watching watching them talk about even things that already 305 00:16:03,720 --> 00:16:05,360 Speaker 2: know about. I don't care, just it's nice to have, 306 00:16:05,960 --> 00:16:07,800 Speaker 2: you know. They're like the friends in my head. Like 307 00:16:07,800 --> 00:16:09,240 Speaker 2: you guys say, we're your friends. 308 00:16:09,320 --> 00:16:12,600 Speaker 1: Yes, And the educator in me is just really impressed 309 00:16:12,640 --> 00:16:15,040 Speaker 1: because like watching their videos, I've been binging them. They're 310 00:16:15,040 --> 00:16:16,840 Speaker 1: really good teachers, you know. So I'm like kind of 311 00:16:16,840 --> 00:16:18,880 Speaker 1: a teacher snob. I don't know if you guys know that, 312 00:16:19,520 --> 00:16:21,560 Speaker 1: but like there are certain things that I look for 313 00:16:21,680 --> 00:16:24,200 Speaker 1: that I don't even I can't even articulate. Like it's 314 00:16:24,240 --> 00:16:25,960 Speaker 1: like if you're a really good painter or really good 315 00:16:26,000 --> 00:16:28,440 Speaker 1: at playing a sport, you know, there's certain footing. Like 316 00:16:28,440 --> 00:16:30,000 Speaker 1: when I used to play tennis, I could tell the 317 00:16:30,040 --> 00:16:32,200 Speaker 1: way you walked on the court whether or not you 318 00:16:32,280 --> 00:16:34,600 Speaker 1: really played tennis or you were just playing playing for fun, 319 00:16:34,600 --> 00:16:37,680 Speaker 1: which is fine, you know, but like there's certain stances 320 00:16:37,760 --> 00:16:42,200 Speaker 1: and so the way like watching them on their on 321 00:16:42,280 --> 00:16:44,640 Speaker 1: their you know, their YouTube channel, I was like, Wow, 322 00:16:44,680 --> 00:16:47,560 Speaker 1: they're really good teachers. They explain things in a way 323 00:16:47,560 --> 00:16:50,040 Speaker 1: that even if you've never heard these terms before, they 324 00:16:50,080 --> 00:16:53,400 Speaker 1: intrinsically knew that they would explain something. So let's say, 325 00:16:53,440 --> 00:16:55,240 Speaker 1: for example, I was watching a video they had today 326 00:16:55,280 --> 00:16:59,240 Speaker 1: about tax efficiency when it comes to your investing right, 327 00:16:59,680 --> 00:17:03,040 Speaker 1: and so they, you know, they didn't just try to 328 00:17:03,120 --> 00:17:04,919 Speaker 1: like fly into it, like they would say a thing 329 00:17:04,960 --> 00:17:06,560 Speaker 1: and'd be like, let me tell you what the what 330 00:17:06,600 --> 00:17:10,359 Speaker 1: the term tax efficiency means taxable account? What does that 331 00:17:10,400 --> 00:17:13,000 Speaker 1: really mean? So they would say a thing and then 332 00:17:13,080 --> 00:17:15,320 Speaker 1: recognize that there are terms there they need to be explained, 333 00:17:15,320 --> 00:17:17,080 Speaker 1: and they would explain them. That's a mark or a 334 00:17:17,119 --> 00:17:21,560 Speaker 1: really good teacher of anticipating where the learner is going 335 00:17:21,600 --> 00:17:23,719 Speaker 1: to be, like, wait, I have a question. In answering 336 00:17:23,760 --> 00:17:26,520 Speaker 1: that question before it's asked, that's a really like a 337 00:17:26,560 --> 00:17:29,000 Speaker 1: really strong mark of being a really good teacher. So 338 00:17:29,119 --> 00:17:31,120 Speaker 1: I just am impressed with them overall. But you said 339 00:17:31,160 --> 00:17:34,080 Speaker 1: we had some listener letters or listener comments. 340 00:17:34,400 --> 00:17:36,080 Speaker 2: Yeah, I'm not going to put I'm not going to 341 00:17:36,160 --> 00:17:40,040 Speaker 2: share names, but one of the one of the comments 342 00:17:40,040 --> 00:17:42,440 Speaker 2: I was kind of prepared for. And I guess I'm 343 00:17:42,440 --> 00:17:44,320 Speaker 2: grateful we only got one of these, But I can 344 00:17:44,359 --> 00:17:47,240 Speaker 2: imagine that maybe other people were thinking this. Christina and 345 00:17:47,280 --> 00:17:48,840 Speaker 2: Iman and you guys should go back to the last 346 00:17:48,840 --> 00:17:50,919 Speaker 2: episode and listen to our interview with them if you 347 00:17:50,920 --> 00:17:54,560 Speaker 2: haven't yet. It's episode two twenty eight from just last week. 348 00:17:54,800 --> 00:17:57,760 Speaker 2: But I even mentioned this on the show. I personally 349 00:17:57,840 --> 00:18:00,720 Speaker 2: have had some cynicism around the whole fire movement financial 350 00:18:00,720 --> 00:18:04,439 Speaker 2: independence retire early. It's often people who have, you know, 351 00:18:04,600 --> 00:18:07,919 Speaker 2: really either they have and inherited something, or they have 352 00:18:08,320 --> 00:18:10,920 Speaker 2: they live in such a crazy minimalistic way that it's 353 00:18:10,960 --> 00:18:13,399 Speaker 2: not realistic for most people that kind of sucks the 354 00:18:13,480 --> 00:18:15,960 Speaker 2: joy out of all their life, or you know, they 355 00:18:16,320 --> 00:18:19,120 Speaker 2: can you can point to their financial independence by looking 356 00:18:19,160 --> 00:18:21,680 Speaker 2: at Okay, they had a really high earning job, and 357 00:18:22,040 --> 00:18:23,679 Speaker 2: you know, I had a little bit of centizon about that. 358 00:18:23,720 --> 00:18:27,160 Speaker 2: But I had to acknowledge too that I think part 359 00:18:27,200 --> 00:18:30,160 Speaker 2: of me didn't want to like I guess and I'm 360 00:18:30,160 --> 00:18:33,159 Speaker 2: trying to like articulate this part of me felt some 361 00:18:33,200 --> 00:18:36,240 Speaker 2: type of way about these types of stories because I 362 00:18:36,240 --> 00:18:39,560 Speaker 2: guess I was a little insecure that I hadn't achieved 363 00:18:39,600 --> 00:18:42,479 Speaker 2: that kind of independence yet, like insecure in myself and 364 00:18:42,520 --> 00:18:44,920 Speaker 2: also like that is not my life. I work nine 365 00:18:44,960 --> 00:18:46,800 Speaker 2: to five. Yeah, Like, what do you mean I don't 366 00:18:46,800 --> 00:18:49,200 Speaker 2: have to have this job? What do you mean that 367 00:18:49,240 --> 00:18:51,520 Speaker 2: in eight years I should I should be not working. 368 00:18:51,720 --> 00:18:54,520 Speaker 2: But my identity is my job. How does that work? 369 00:18:55,160 --> 00:18:58,080 Speaker 2: And finally like when I and it's true, you know, 370 00:18:58,160 --> 00:19:01,480 Speaker 2: to my own point, yeah, those stories, you know, there 371 00:19:01,480 --> 00:19:04,400 Speaker 2: weren't people of color in those stories. It did feel like, oh, 372 00:19:04,440 --> 00:19:08,320 Speaker 2: this is only something that like privileged, someone who already 373 00:19:08,359 --> 00:19:11,679 Speaker 2: has inherent privileges could accomplish. Christina and Aman kind of 374 00:19:11,680 --> 00:19:13,800 Speaker 2: forced me to look at that and say that ain't true. 375 00:19:14,400 --> 00:19:16,960 Speaker 2: They did it. And one of the comments that we 376 00:19:17,000 --> 00:19:19,280 Speaker 2: got from a listener was, well, you know, because both 377 00:19:19,280 --> 00:19:21,200 Speaker 2: of them they are they do say that they work 378 00:19:21,200 --> 00:19:23,399 Speaker 2: in public government and you don't have like my husband 379 00:19:23,440 --> 00:19:25,480 Speaker 2: works for the government too, and their salaries are public, 380 00:19:25,480 --> 00:19:27,680 Speaker 2: and you can easily find out not easily, but you 381 00:19:27,720 --> 00:19:29,840 Speaker 2: can generally find out what someone might make depending on 382 00:19:29,880 --> 00:19:31,600 Speaker 2: their job. And someone did a little bit slewth thing, 383 00:19:31,640 --> 00:19:35,359 Speaker 2: I guess, and had responded to me about the show 384 00:19:35,359 --> 00:19:37,399 Speaker 2: and said, well, they make X amount of dollars. They 385 00:19:37,440 --> 00:19:39,520 Speaker 2: made X amount of dollars, you know, through their jobs, 386 00:19:40,160 --> 00:19:43,480 Speaker 2: and I kind of felt and then that comment was 387 00:19:43,520 --> 00:19:46,720 Speaker 2: sort of discounting their success and kind of saying well, like, 388 00:19:46,800 --> 00:19:49,119 Speaker 2: of course they were able to retire early. They earned 389 00:19:49,240 --> 00:19:53,159 Speaker 2: X y Z at their jobs, and I kind of 390 00:19:53,240 --> 00:19:55,560 Speaker 2: I understood where this person was coming from. But I 391 00:19:55,600 --> 00:20:01,520 Speaker 2: also think listening to their story, like, yes, they achieved wealth, 392 00:20:01,560 --> 00:20:04,119 Speaker 2: and one way they did it was by gaining the 393 00:20:04,280 --> 00:20:07,879 Speaker 2: education and choosing careers that would help them go in 394 00:20:07,920 --> 00:20:11,359 Speaker 2: that direction. But that's okay for us to talk about. Yes, 395 00:20:11,880 --> 00:20:14,439 Speaker 2: there's nothing wrong with that. Like, don't you feel like 396 00:20:14,480 --> 00:20:18,120 Speaker 2: there's this sense of negativity around anyone who acknowledges that 397 00:20:18,240 --> 00:20:22,000 Speaker 2: it takes work and you have to be you have to, like, 398 00:20:22,040 --> 00:20:24,080 Speaker 2: you have to reach out for wealth. You know, it's 399 00:20:24,119 --> 00:20:25,720 Speaker 2: not just going to find its way too. You have to, 400 00:20:26,000 --> 00:20:28,600 Speaker 2: especially if you're coming at it from a disadvantage like 401 00:20:28,640 --> 00:20:30,960 Speaker 2: so many people of color art, Like, you've got to 402 00:20:31,000 --> 00:20:33,959 Speaker 2: be intentional. You've got to you know, there's there's steps 403 00:20:33,960 --> 00:20:36,879 Speaker 2: that you can take, getting that higher education degree, you know, 404 00:20:37,160 --> 00:20:40,200 Speaker 2: being really ambitious in your career, you know, getting a sponsor, 405 00:20:40,240 --> 00:20:42,880 Speaker 2: a mentor, you know, these things that anyway, and and 406 00:20:43,200 --> 00:20:45,639 Speaker 2: Christina and a mom prove that if you take these steps, 407 00:20:45,720 --> 00:20:47,919 Speaker 2: you too can build wealth and it is attainable. And 408 00:20:47,960 --> 00:20:51,199 Speaker 2: I think personally having like I'll speak to my feelings 409 00:20:51,240 --> 00:20:55,000 Speaker 2: in the past, I have felt a little like, yeah, 410 00:20:55,040 --> 00:20:56,720 Speaker 2: like I said, just a little insecure when I see 411 00:20:56,720 --> 00:20:59,159 Speaker 2: those messages because I'm like, well, but I don't have that, 412 00:20:59,200 --> 00:21:02,760 Speaker 2: so what's wrong with me? And I'm definitely in a 413 00:21:02,760 --> 00:21:07,000 Speaker 2: whole different place today. I'm excited. I'm optimistic. Their story 414 00:21:07,080 --> 00:21:09,120 Speaker 2: lit a fire under me more than it ever has 415 00:21:09,200 --> 00:21:10,040 Speaker 2: no pun intended. 416 00:21:11,280 --> 00:21:12,320 Speaker 1: I just realized. 417 00:21:13,480 --> 00:21:16,080 Speaker 2: Maybe a little bit of pun intended. But I choose, 418 00:21:16,119 --> 00:21:18,080 Speaker 2: like I said, I choose to be optimistic. I choose 419 00:21:18,119 --> 00:21:20,600 Speaker 2: to see them be so proud of them, even though 420 00:21:20,640 --> 00:21:23,880 Speaker 2: I just met them virtually. I'm so proud of them, 421 00:21:23,880 --> 00:21:26,159 Speaker 2: and there is more of that for all of you 422 00:21:26,200 --> 00:21:28,880 Speaker 2: guys listening. It does not mean that they could. They 423 00:21:28,920 --> 00:21:30,960 Speaker 2: did it, and there's no room for you to achieve it. 424 00:21:31,000 --> 00:21:34,000 Speaker 2: Like that's the beauty of their story. It shows you 425 00:21:34,080 --> 00:21:36,040 Speaker 2: that there is a way. It shows me that there 426 00:21:36,080 --> 00:21:38,479 Speaker 2: is a different lifestyle than the one that I have 427 00:21:39,200 --> 00:21:43,000 Speaker 2: been heads down, you know, building for myself. 428 00:21:43,040 --> 00:21:46,200 Speaker 1: And I'll say for so long that like, even if, 429 00:21:46,320 --> 00:21:50,600 Speaker 1: because I do believe there are some obstacles that will 430 00:21:50,640 --> 00:21:54,080 Speaker 1: prevent some people from achieving that lifestyle, that's just life. 431 00:21:54,400 --> 00:21:58,200 Speaker 1: But what I will say is that even if it's 432 00:21:58,240 --> 00:22:03,199 Speaker 1: not eight years to retirement. Even if it's not, you know, 433 00:22:03,440 --> 00:22:06,080 Speaker 1: like being able to move to Portugal. What I will 434 00:22:06,119 --> 00:22:10,360 Speaker 1: say is that there is better available to everyone. And 435 00:22:10,400 --> 00:22:13,240 Speaker 1: that's what I hope that you take away from Eman 436 00:22:13,320 --> 00:22:15,800 Speaker 1: and Christina, that like, because I mean, look at me, 437 00:22:16,040 --> 00:22:20,199 Speaker 1: I mean I in the last I mean totally in 438 00:22:20,200 --> 00:22:22,640 Speaker 1: total over the last ten years, I mean, my business 439 00:22:22,640 --> 00:22:25,399 Speaker 1: has grossed, I don't know, will be fifteen million dollars. 440 00:22:25,840 --> 00:22:30,160 Speaker 1: And although I guess I am financially free, I guess 441 00:22:30,440 --> 00:22:32,399 Speaker 1: you know, I still work like a damn dog, you 442 00:22:32,440 --> 00:22:34,280 Speaker 1: know who, like building a bunch of these, because I 443 00:22:34,280 --> 00:22:36,520 Speaker 1: have other things I want to accomplish, you know. And 444 00:22:36,560 --> 00:22:39,640 Speaker 1: so certainly it helped me look at myself and say, huh, 445 00:22:39,800 --> 00:22:42,520 Speaker 1: you know, like what is the desired outcome? That's what 446 00:22:42,560 --> 00:22:44,800 Speaker 1: it helped me look at because you have enough, I guess, 447 00:22:44,840 --> 00:22:47,719 Speaker 1: Tiffany technically, but I'm not working for the money. But anyway, 448 00:22:47,960 --> 00:22:51,240 Speaker 1: I just wanted to share that that the for me, 449 00:22:51,400 --> 00:22:53,639 Speaker 1: what I hope listeners got from their story is not 450 00:22:53,880 --> 00:22:57,680 Speaker 1: that hey be like me. It's more so that better 451 00:22:57,760 --> 00:23:01,760 Speaker 1: is available and here is an here's an avenue, one 452 00:23:01,800 --> 00:23:03,800 Speaker 1: of the avenues that you can take. And so I 453 00:23:03,840 --> 00:23:08,680 Speaker 1: hope you just internalize that because you know, like Mandy's 454 00:23:08,680 --> 00:23:11,600 Speaker 1: story to success is one that I mean, you didn't 455 00:23:11,600 --> 00:23:14,439 Speaker 1: grow up with money, Mandy. You know, your mom raised 456 00:23:14,480 --> 00:23:17,560 Speaker 1: you and your your siblings and it was hard, you know, 457 00:23:17,680 --> 00:23:20,720 Speaker 1: and from what we know, you were a rebellious young woman. 458 00:23:22,560 --> 00:23:24,320 Speaker 2: I mean, you know, I stood up for myself. I 459 00:23:24,320 --> 00:23:25,680 Speaker 2: don't know what you're talking about. 460 00:23:25,440 --> 00:23:30,760 Speaker 1: Specifically, and so right, and then but then look where 461 00:23:30,800 --> 00:23:34,119 Speaker 1: Mandy is now despite you know, not growing up with 462 00:23:34,160 --> 00:23:37,959 Speaker 1: a silver spoon. And then look at me two immigrant parents, 463 00:23:38,000 --> 00:23:40,080 Speaker 1: and you know, yes, I grew up in a two 464 00:23:40,280 --> 00:23:42,240 Speaker 1: parent household. But my dad was an accountant, my mom 465 00:23:42,280 --> 00:23:44,680 Speaker 1: was a nurse. These are professions that you know, make 466 00:23:44,680 --> 00:23:46,600 Speaker 1: decent money. But my dad worked for a nonprofit. So 467 00:23:46,800 --> 00:23:49,520 Speaker 1: let's be real, like my mom made more, quite honestly. 468 00:23:49,600 --> 00:23:53,159 Speaker 1: And I'm one of five girls, and I was a 469 00:23:53,200 --> 00:23:55,680 Speaker 1: preschool teacher and that was my plan up until age 470 00:23:55,720 --> 00:23:59,439 Speaker 1: twenty nine. And now look, so there is there are 471 00:23:59,480 --> 00:24:03,239 Speaker 1: so many different paths, so to me, the destinations are 472 00:24:03,240 --> 00:24:06,159 Speaker 1: not the same, but the path should be always to 473 00:24:06,280 --> 00:24:08,400 Speaker 1: better and that's what we hope to illustrate with our show. 474 00:24:08,520 --> 00:24:10,000 Speaker 2: Could not have said it better myself. 475 00:24:10,680 --> 00:24:14,879 Speaker 1: Thank you tell me now, look, we're trying to we're 476 00:24:14,880 --> 00:24:15,680 Speaker 1: starting to trade. 477 00:24:18,720 --> 00:24:18,760 Speaker 3: Y. 478 00:24:20,040 --> 00:24:22,359 Speaker 2: Yeah, and then again, go check out our show, our 479 00:24:22,359 --> 00:24:24,679 Speaker 2: interview with Christina and Iman. And if you listen to 480 00:24:24,760 --> 00:24:26,400 Speaker 2: it first and you felt some type of way about 481 00:24:26,440 --> 00:24:29,000 Speaker 2: it and you didn't leave there feeling excited, listen to 482 00:24:29,040 --> 00:24:31,520 Speaker 2: it again after hearing us, because you know, it's like 483 00:24:31,560 --> 00:24:33,960 Speaker 2: Tiffany said, there's not just one verse. You have to 484 00:24:34,160 --> 00:24:36,840 Speaker 2: They inspired me to find my own version of freedom, 485 00:24:36,880 --> 00:24:39,680 Speaker 2: whatever that looks like. And I feel like I'm at 486 00:24:39,720 --> 00:24:42,639 Speaker 2: the point now where I've ticked off some boxes and 487 00:24:42,680 --> 00:24:44,600 Speaker 2: now you know, they it just they came at the 488 00:24:44,680 --> 00:24:48,000 Speaker 2: right time. One of the listeners who message just said 489 00:24:48,359 --> 00:24:50,159 Speaker 2: one of the things that was most apparent was that 490 00:24:50,280 --> 00:24:52,960 Speaker 2: Nandy really needed to hear this story, and you need 491 00:24:52,960 --> 00:24:55,040 Speaker 2: to hear from Christina and Iman. And I guess I did, 492 00:24:55,080 --> 00:24:57,919 Speaker 2: you know? I think when you know there's there's this 493 00:24:58,000 --> 00:25:00,920 Speaker 2: point now where okay, it's level up. It's like level 494 00:25:01,000 --> 00:25:03,360 Speaker 2: up your money and really start to grow wealth and 495 00:25:03,560 --> 00:25:05,679 Speaker 2: decide how you want to do that. And am I 496 00:25:05,720 --> 00:25:08,320 Speaker 2: going to you know Christina and im on they're transparent 497 00:25:08,359 --> 00:25:11,320 Speaker 2: about how they built their wealth. They side hustled, but 498 00:25:11,359 --> 00:25:13,560 Speaker 2: they had great careers in government, Christina went back to 499 00:25:13,600 --> 00:25:17,840 Speaker 2: law school. They flipped houses in the Bay Area. I'm 500 00:25:17,840 --> 00:25:20,440 Speaker 2: not I have decided like real estate's not my way 501 00:25:20,440 --> 00:25:22,200 Speaker 2: to wealth. I don't have the tolerant, like the risk 502 00:25:22,240 --> 00:25:25,119 Speaker 2: tolerance for it. But but I'm excited to find my 503 00:25:25,160 --> 00:25:28,639 Speaker 2: own way there. And and you know, hearing their story 504 00:25:28,840 --> 00:25:32,080 Speaker 2: has given me, of course has given some ideas. But 505 00:25:32,800 --> 00:25:35,320 Speaker 2: if you look at people's story and say, well, they're 506 00:25:35,359 --> 00:25:36,800 Speaker 2: just saying that I have to do it that way, 507 00:25:36,840 --> 00:25:39,760 Speaker 2: then you're not really listening. Yeah, and you've got to 508 00:25:40,400 --> 00:25:43,199 Speaker 2: you know, take your inspiration, but then be just be 509 00:25:43,359 --> 00:25:46,440 Speaker 2: excited to find your own way to to to wealth 510 00:25:46,480 --> 00:25:48,600 Speaker 2: and wellness. And you know, Tiffany and I I can 511 00:25:48,640 --> 00:25:51,800 Speaker 2: feel like with this show. We are talking about wealth 512 00:25:51,800 --> 00:25:54,479 Speaker 2: building a lot more on this show, and it's something 513 00:25:54,520 --> 00:25:56,840 Speaker 2: that I think we should really be intentional about because 514 00:25:57,440 --> 00:25:59,240 Speaker 2: look how far we've come in the five years since 515 00:25:59,240 --> 00:26:02,200 Speaker 2: we've done this show, and we have to acknowledge our 516 00:26:02,240 --> 00:26:05,119 Speaker 2: longtime listeners. They've grown too. Yeah, Like the questions we 517 00:26:05,200 --> 00:26:07,119 Speaker 2: got back then are a little bit you know, are 518 00:26:07,160 --> 00:26:09,640 Speaker 2: different than the ones we're getting now. And if y'all 519 00:26:09,680 --> 00:26:14,760 Speaker 2: have specific questions, you know, scary technical investing wealth building questions. 520 00:26:15,080 --> 00:26:18,679 Speaker 2: I'm ready to tackle them. I think we should, you know, really, 521 00:26:18,920 --> 00:26:22,240 Speaker 2: you know, embrace those types of conversations. So you know, 522 00:26:22,280 --> 00:26:24,560 Speaker 2: what is y'all's plan to build wealth? What questions do 523 00:26:24,600 --> 00:26:28,560 Speaker 2: you have around stock market investing, investing outside your four 524 00:26:28,560 --> 00:26:32,160 Speaker 2: to one k and if you know, and for those 525 00:26:32,200 --> 00:26:34,560 Speaker 2: of you who may think, well, I can hardly imagine 526 00:26:34,800 --> 00:26:37,520 Speaker 2: investing outside my four to one K because that's all 527 00:26:37,560 --> 00:26:40,399 Speaker 2: I've gotten so far, and I'm not ready for that. 528 00:26:40,560 --> 00:26:43,920 Speaker 2: Like listen anyway, because the hope is that one day 529 00:26:43,920 --> 00:26:47,040 Speaker 2: you will be ready to invest beyond and to grow 530 00:26:47,080 --> 00:26:50,560 Speaker 2: your wealth, you know, beyond those standard those standard wealth 531 00:26:50,560 --> 00:26:53,359 Speaker 2: building practices. And I hope that we can help y'all 532 00:26:53,359 --> 00:26:56,160 Speaker 2: think bigger, bigger than even we have on the show 533 00:26:56,240 --> 00:26:56,560 Speaker 2: so far. 534 00:26:57,720 --> 00:26:58,920 Speaker 3: Yeah, well that was good. 535 00:26:58,960 --> 00:26:59,040 Speaker 4: You know. 536 00:26:59,160 --> 00:27:01,239 Speaker 1: Usually I'm not really a super fan of guests, not 537 00:27:01,240 --> 00:27:02,679 Speaker 1: to say all of our guests are great. That's what. 538 00:27:02,760 --> 00:27:04,760 Speaker 1: We don't have a ton of guests because or what 539 00:27:05,040 --> 00:27:06,760 Speaker 1: not be you know, well, just because I like our 540 00:27:06,800 --> 00:27:10,840 Speaker 1: conversations together and sometimes you guys are like, I don't 541 00:27:10,880 --> 00:27:13,600 Speaker 1: need a guess, But we're fortunate that all of our 542 00:27:13,600 --> 00:27:17,480 Speaker 1: guests have been amazing. That's because we pick you know 543 00:27:17,560 --> 00:27:20,640 Speaker 1: wisely and we don't overwhelm y'all with guests. But no, 544 00:27:20,720 --> 00:27:22,800 Speaker 1: that was honestly one of my babe bab baits. And 545 00:27:22,840 --> 00:27:25,680 Speaker 1: like I said, now I'm tessively stalking them on YouTube. 546 00:27:25,720 --> 00:27:27,600 Speaker 1: So they're my new besties. 547 00:27:27,640 --> 00:27:29,800 Speaker 2: New besties, And we were just real quick for people 548 00:27:29,800 --> 00:27:32,840 Speaker 2: who were looking for because I wasn't. I had dabbled 549 00:27:32,840 --> 00:27:36,640 Speaker 2: in YouTube, but I usually was looking at recipes. Not dabbled, 550 00:27:36,680 --> 00:27:38,480 Speaker 2: but I watched a lot of YouTube, but it was 551 00:27:38,520 --> 00:27:41,560 Speaker 2: usually a recipes or I don't know just how to 552 00:27:41,600 --> 00:27:43,479 Speaker 2: train your dog not to bark at the mailman. I 553 00:27:43,560 --> 00:27:46,360 Speaker 2: wasn't looking for financial advice there. But now that I 554 00:27:46,440 --> 00:27:49,480 Speaker 2: have started looking, there's a lot of great content out there. 555 00:27:49,520 --> 00:27:51,840 Speaker 2: So Tiff and I we share some faves. Do you 556 00:27:51,880 --> 00:27:56,080 Speaker 2: want to for anyone who's looking for like some YouTube channel? 557 00:27:56,160 --> 00:27:59,520 Speaker 2: What do you call them? People I don't chan to watch? 558 00:27:59,600 --> 00:28:02,320 Speaker 1: Yeah t channels to subscribe to. So we actually have 559 00:28:02,400 --> 00:28:04,040 Speaker 1: two of our new paves. Like, I didn't realize that 560 00:28:04,080 --> 00:28:09,240 Speaker 1: you watch my fave all time fave is Minority Mindset 561 00:28:09,320 --> 00:28:13,840 Speaker 1: with Jos brit sing he is. It's not sex, it's 562 00:28:13,840 --> 00:28:15,679 Speaker 1: not seek I Alush. I always say sek, but he's like, no, 563 00:28:15,720 --> 00:28:17,520 Speaker 1: it's called sex. I think it's sex. I think that's 564 00:28:17,560 --> 00:28:20,000 Speaker 1: the way you're supposed to say it. But yeah, he 565 00:28:20,320 --> 00:28:23,680 Speaker 1: is awesome sauce. First of all, he is fun, he's engaging. 566 00:28:23,720 --> 00:28:27,960 Speaker 1: He's in an attorney but like so like he's super smart, 567 00:28:28,320 --> 00:28:33,760 Speaker 1: but he knows how to explain it's he literally explains 568 00:28:33,800 --> 00:28:36,480 Speaker 1: the economy, so it's almost like taking an economics class 569 00:28:36,480 --> 00:28:39,520 Speaker 1: with him. It's not so much like there's personal finance 570 00:28:39,560 --> 00:28:42,240 Speaker 1: things there, but especially his more recent things are really like, 571 00:28:42,480 --> 00:28:44,400 Speaker 1: this is what's happening in the economy, and let me 572 00:28:44,440 --> 00:28:45,960 Speaker 1: explain it to you in a way that you're gonna 573 00:28:46,040 --> 00:28:47,960 Speaker 1: understand when I tell you, I listen. I watch his 574 00:28:48,040 --> 00:28:50,920 Speaker 1: videos every single morning. It's one of my go tos. 575 00:28:51,120 --> 00:28:53,240 Speaker 1: He posts a video about six days a week, and 576 00:28:53,400 --> 00:28:55,080 Speaker 1: you can sign up for his free emails, which I 577 00:28:55,120 --> 00:28:56,800 Speaker 1: don't get a chance to read as much. But I 578 00:28:56,840 --> 00:28:58,760 Speaker 1: watch his videos every day. And then you and I 579 00:28:58,800 --> 00:29:00,480 Speaker 1: both like investing with Rose Light. 580 00:29:01,040 --> 00:29:03,680 Speaker 2: Yeah, investing with Rose. She's super I love her. She's 581 00:29:03,840 --> 00:29:05,760 Speaker 2: you're talking about being a good teacher. She has a 582 00:29:05,760 --> 00:29:08,680 Speaker 2: really nice Yes, she has a I don't know, I 583 00:29:08,800 --> 00:29:11,600 Speaker 2: just something about her tone and her approach to talking 584 00:29:11,600 --> 00:29:14,320 Speaker 2: about finance. She's someone that my husband and I could 585 00:29:14,320 --> 00:29:17,040 Speaker 2: both look at and listen to and get educated. And 586 00:29:17,080 --> 00:29:19,560 Speaker 2: he and I were we were bickering back and forth 587 00:29:19,600 --> 00:29:22,240 Speaker 2: because he was like, no, you're defining index fund wrong. No, 588 00:29:22,360 --> 00:29:24,240 Speaker 2: I you know, I was like, no, you and index 589 00:29:24,280 --> 00:29:25,760 Speaker 2: when it's a type of mutual fun. He's like, but 590 00:29:25,760 --> 00:29:27,520 Speaker 2: it's also an exchange change of fund and I was like, no, 591 00:29:27,600 --> 00:29:29,560 Speaker 2: it's not. So we watched Investing with Rose and settled 592 00:29:29,560 --> 00:29:31,720 Speaker 2: the argument, and I think I forget now who was right. 593 00:29:31,760 --> 00:29:33,600 Speaker 2: I think we're both a little bit right. But she 594 00:29:34,200 --> 00:29:36,280 Speaker 2: really helps, you know, explain things to you in a 595 00:29:36,280 --> 00:29:38,640 Speaker 2: way that makes it, you know, easy to understand. And 596 00:29:38,800 --> 00:29:41,760 Speaker 2: one note about just just Bree and minority mindset. I 597 00:29:41,880 --> 00:29:44,960 Speaker 2: signed Enrique up for his newsletter yesterday and without asking 598 00:29:45,040 --> 00:29:48,640 Speaker 2: him because I knew his newsletter is great. I love it. 599 00:29:48,640 --> 00:29:51,719 Speaker 2: It is between that and he's got a whole I mean, 600 00:29:51,760 --> 00:29:53,760 Speaker 2: he's kind of like building a whole brand in a 601 00:29:53,760 --> 00:29:58,000 Speaker 2: whole mediacast. He has a whole team, you know, like. 602 00:29:58,080 --> 00:30:03,240 Speaker 1: Yes, the they have a free curriculum like a kid 603 00:30:03,240 --> 00:30:05,200 Speaker 1: could full out, Like if you want to teach your 604 00:30:05,240 --> 00:30:08,880 Speaker 1: kids financial literacy curriculum just be had a curriculum need 605 00:30:09,360 --> 00:30:11,080 Speaker 1: And I was just like, I mean, he I don't 606 00:30:11,080 --> 00:30:12,760 Speaker 1: even know. He's like such a sleeper. I'm like, why 607 00:30:12,840 --> 00:30:16,400 Speaker 1: hasn't anybody picked up on this dude. He's amazing, funny, 608 00:30:17,200 --> 00:30:20,200 Speaker 1: like just super intelligent, but like bracings down in a 609 00:30:20,240 --> 00:30:22,640 Speaker 1: way in full fledged. Like you said, he's a straight 610 00:30:22,680 --> 00:30:23,920 Speaker 1: media company, So. 611 00:30:24,040 --> 00:30:26,400 Speaker 2: Watch out for him. And I love and his show 612 00:30:26,480 --> 00:30:28,960 Speaker 2: Minority Mindset. When I first because I'm in brown ambition mode, 613 00:30:28,960 --> 00:30:31,120 Speaker 2: I was like, oh, you know, minorities like brown people. 614 00:30:31,360 --> 00:30:34,000 Speaker 2: But he means I love about it. When he says 615 00:30:34,000 --> 00:30:37,040 Speaker 2: minority mindset, he means, you know, building true wealth, the 616 00:30:37,040 --> 00:30:39,280 Speaker 2: minority of people are able to achieve it, and here 617 00:30:39,280 --> 00:30:41,240 Speaker 2: are the skills, and here's what they understand about the 618 00:30:41,240 --> 00:30:43,600 Speaker 2: world and how it works to achieve that type of success. 619 00:30:43,640 --> 00:30:46,640 Speaker 2: And yeah, it's a great channel. Investing with Rose is 620 00:30:46,680 --> 00:30:49,360 Speaker 2: the other one. Who else are you? Are you loving? 621 00:30:49,440 --> 00:30:51,160 Speaker 2: I know our friends his and her money. They have 622 00:30:51,240 --> 00:30:55,880 Speaker 2: a really successful channel on YouTube a Lot and I 623 00:30:55,920 --> 00:30:58,920 Speaker 2: forget now tal and Tie into a Lot. Talent, Tie 624 00:30:58,920 --> 00:31:00,800 Speaker 2: into a Lot. Thank you to have them on the show. 625 00:31:00,800 --> 00:31:02,400 Speaker 2: We're supposed to have them on the show a while back, 626 00:31:02,400 --> 00:31:03,640 Speaker 2: but that never happened. 627 00:31:04,880 --> 00:31:07,320 Speaker 1: It. Who else is my listening to? That's yeah, I 628 00:31:07,360 --> 00:31:12,320 Speaker 1: think that is. Yeah, that's like my go to right now. 629 00:31:12,320 --> 00:31:14,920 Speaker 1: There's a few things like sometimes things will pop up 630 00:31:14,920 --> 00:31:16,600 Speaker 1: and I'll watch like but as far as like who 631 00:31:16,640 --> 00:31:18,600 Speaker 1: I like my go to to actually go and watch 632 00:31:18,600 --> 00:31:21,000 Speaker 1: on purpose? Those are my on purpose watchers. 633 00:31:21,560 --> 00:31:23,920 Speaker 2: You guys, tell us send us an email, Brown Ambition 634 00:31:24,000 --> 00:31:26,320 Speaker 2: Podcast at gmail dot com. Hit us up. We never 635 00:31:26,360 --> 00:31:28,800 Speaker 2: talk about Twitter anymore, but that's the thing. Hit us 636 00:31:28,880 --> 00:31:31,520 Speaker 2: up at the BA podcast on Twitter, or of course 637 00:31:31,640 --> 00:31:35,120 Speaker 2: our beloved home Instagram at Brand Ambition Podcast on the Gram. 638 00:31:35,360 --> 00:31:38,120 Speaker 2: Who are y'all listening to or watching on YouTube? Like? 639 00:31:38,200 --> 00:31:41,120 Speaker 2: What channels do you binge on the weekends? Like the 640 00:31:41,120 --> 00:31:43,479 Speaker 2: money nerds that we know and love, let us know, 641 00:31:43,560 --> 00:31:45,320 Speaker 2: maybe we'll shout them on the show. Maybe we'll have 642 00:31:45,720 --> 00:31:48,040 Speaker 2: more of them on as our guests or vice versa. 643 00:31:48,680 --> 00:31:50,920 Speaker 1: Yeah, that would be awesome, awesome sace. 644 00:31:52,120 --> 00:31:54,120 Speaker 2: Well, let's take a quick break, shall we and come 645 00:31:54,120 --> 00:31:56,200 Speaker 2: back and dive into some questions. 646 00:31:56,560 --> 00:32:29,120 Speaker 3: Yes, let's do so. 647 00:32:30,120 --> 00:32:32,520 Speaker 2: All right, we are back again. Y'all can hit us 648 00:32:32,600 --> 00:32:35,640 Speaker 2: up with your questions. Hey, we have a website, Brandhambisson 649 00:32:35,640 --> 00:32:37,960 Speaker 2: podcast dot Com with the ask us anything tab, y'all 650 00:32:37,960 --> 00:32:40,400 Speaker 2: can check that out. And if you're looking for but 651 00:32:40,520 --> 00:32:44,320 Speaker 2: yond iTunes a place to find old episodes or you know, 652 00:32:44,680 --> 00:32:46,440 Speaker 2: check out our social handles in one place. You go 653 00:32:46,480 --> 00:32:49,480 Speaker 2: to our go to our website Brandission podcast dot com. 654 00:32:49,560 --> 00:32:53,640 Speaker 2: You can also send us emails via email, snail mail, snale, Gmail, whatever, 655 00:32:53,960 --> 00:32:57,280 Speaker 2: Brand Ambission Podcast at gmail dot com, or Instagram at 656 00:32:57,400 --> 00:33:02,480 Speaker 2: Brandanbision Podcast. Let's Die Then, this question is near and 657 00:33:02,560 --> 00:33:05,240 Speaker 2: dear to my heart because I recently decided to cut 658 00:33:05,240 --> 00:33:07,640 Speaker 2: this expense from my budget and I want to talk 659 00:33:07,640 --> 00:33:10,880 Speaker 2: about why. So this question comes from listener Ranata. She says, 660 00:33:10,880 --> 00:33:14,000 Speaker 2: what are y'all thoughts on pet insurance? I've had insurance 661 00:33:14,000 --> 00:33:16,000 Speaker 2: for my nine year old dog for the past three years. 662 00:33:16,120 --> 00:33:18,400 Speaker 2: It started out at thirty dollars and every year the 663 00:33:18,440 --> 00:33:21,400 Speaker 2: price increases. It's now at forty five dollars and I'm 664 00:33:21,400 --> 00:33:23,920 Speaker 2: beginning to question if it's worth it. It doesn't cover 665 00:33:24,000 --> 00:33:27,720 Speaker 2: any routine visits, only emergency visits, with which we rarely use. 666 00:33:27,840 --> 00:33:32,080 Speaker 2: Knock on wood, I've had four months of emergency savings 667 00:33:32,200 --> 00:33:34,520 Speaker 2: saved up. Working your way up to six months. I'm 668 00:33:34,520 --> 00:33:37,560 Speaker 2: contemplating canceling the insurance and putting that forty five dollars 669 00:33:37,640 --> 00:33:40,600 Speaker 2: per month into a separate bank account instead to save 670 00:33:40,680 --> 00:33:45,280 Speaker 2: up for any of her medical emergencies. What are your thoughts, Well. 671 00:33:45,000 --> 00:33:48,520 Speaker 1: I will say, I mean, I don't know how long 672 00:33:48,600 --> 00:33:51,440 Speaker 1: dogs usually live for, but I know that my friend 673 00:33:51,440 --> 00:33:56,360 Speaker 1: Cabral has a little shit to Bentley, and Bentley is 674 00:33:56,400 --> 00:34:00,920 Speaker 1: like death now. He's like half blind, and he's been 675 00:34:01,360 --> 00:34:03,800 Speaker 1: in and out kind of like I know he's been 676 00:34:03,840 --> 00:34:06,360 Speaker 1: in and out of the hospital for just because he's 677 00:34:06,400 --> 00:34:08,919 Speaker 1: at that age. And one of the things Cabrel said 678 00:34:08,920 --> 00:34:12,319 Speaker 1: that he wished he'd gotten was pet insurance. So I 679 00:34:12,320 --> 00:34:13,879 Speaker 1: guess it. I don't. I mean, I don't. I've never 680 00:34:13,920 --> 00:34:15,839 Speaker 1: had I mean I had a cat, but she ran away. 681 00:34:15,880 --> 00:34:19,799 Speaker 1: But whatever, we know the way the cat who lived across. 682 00:34:19,719 --> 00:34:24,480 Speaker 2: Who lived across the street went on to a better life. 683 00:34:24,520 --> 00:34:27,200 Speaker 2: But it's just like they feed me on the regulars exactly. 684 00:34:26,920 --> 00:34:29,279 Speaker 1: Not that cheap stuff that that high school or next 685 00:34:29,280 --> 00:34:31,879 Speaker 1: door feeds these They feed me real food. So yeah, 686 00:34:31,920 --> 00:34:33,560 Speaker 1: so that's one thing that he said. He was like, 687 00:34:33,600 --> 00:34:35,000 Speaker 1: I guess with all of bet news, like you know, 688 00:34:35,080 --> 00:34:38,080 Speaker 1: medical conditions, he kind of wishes he because he's like 689 00:34:38,120 --> 00:34:40,480 Speaker 1: some of the things he knows that's his baby, so 690 00:34:40,600 --> 00:34:42,479 Speaker 1: he's like some of the you know, that's his last 691 00:34:42,480 --> 00:34:45,440 Speaker 1: bill was like three hundred dollars, and so he's like, 692 00:34:45,440 --> 00:34:48,880 Speaker 1: I wish I would have had insurance for Bentley. So 693 00:34:49,040 --> 00:34:51,400 Speaker 1: I can only speak from someone who you know, who's 694 00:34:51,440 --> 00:34:53,200 Speaker 1: going through it now with their pet and trying to 695 00:34:53,200 --> 00:34:55,360 Speaker 1: figure out I think I think I think Bentley's like 696 00:34:55,360 --> 00:34:57,800 Speaker 1: twelve or twelve or thirteen years old. So yeah, that's 697 00:34:57,840 --> 00:34:59,520 Speaker 1: that's that can only speak to that. But I know 698 00:34:59,560 --> 00:35:02,640 Speaker 1: you have do you have insurance or you had it? Yeah? 699 00:35:02,680 --> 00:35:05,279 Speaker 2: So with Mollie, yes, we got her when she was 700 00:35:05,400 --> 00:35:09,279 Speaker 2: just over a year old, and I forget when maybe 701 00:35:09,320 --> 00:35:11,400 Speaker 2: a few months in. I mean we probably had a 702 00:35:11,400 --> 00:35:13,719 Speaker 2: few hundred dollars of vet expenses right out the gate 703 00:35:14,080 --> 00:35:16,000 Speaker 2: for her. You know, she had to have an annual 704 00:35:16,080 --> 00:35:18,200 Speaker 2: Even though they come when you get them through a shelter, 705 00:35:18,280 --> 00:35:20,920 Speaker 2: they become neutered or spade or whatnot when they have 706 00:35:21,040 --> 00:35:23,759 Speaker 2: some of their shots, but you know, there's additional things 707 00:35:23,760 --> 00:35:25,120 Speaker 2: that you have to go. All of a sudden, it 708 00:35:25,160 --> 00:35:27,000 Speaker 2: was like she needs a blood test and a fecal 709 00:35:27,000 --> 00:35:29,239 Speaker 2: exam and I walked out of that that, you know, 710 00:35:29,480 --> 00:35:32,160 Speaker 2: hundreds of dollars poorer and feeling like, what just happened 711 00:35:32,200 --> 00:35:35,040 Speaker 2: to me? What is this dog costing me? And I 712 00:35:35,080 --> 00:35:38,080 Speaker 2: actually did. I shopped around and I got pet insurance. 713 00:35:38,080 --> 00:35:41,120 Speaker 2: It's about thirty bucks a month, thirty five something like that. 714 00:35:41,200 --> 00:35:43,279 Speaker 2: And you definitely should shop around, you know, the same 715 00:35:43,280 --> 00:35:46,600 Speaker 2: way we've talked about shopping for life insurance policy sites 716 00:35:46,719 --> 00:35:51,840 Speaker 2: like policy Genius and Value Penguin. You can compare pet 717 00:35:52,040 --> 00:35:56,359 Speaker 2: insurance policies pretty easily online these days. And she's right. 718 00:35:56,440 --> 00:35:59,040 Speaker 2: I mean, they don't cover a lot of that routine 719 00:35:59,080 --> 00:36:01,759 Speaker 2: healthcare because that's actually what comes up in the first 720 00:36:01,800 --> 00:36:04,200 Speaker 2: few years of their life. And that's the shitty thing 721 00:36:04,200 --> 00:36:07,040 Speaker 2: about it. I'm not gonna lie, but to Tiffany's point, 722 00:36:07,400 --> 00:36:09,200 Speaker 2: you have to think about the breed of dog that 723 00:36:09,280 --> 00:36:12,400 Speaker 2: you have and what are the you know, what health 724 00:36:12,719 --> 00:36:16,080 Speaker 2: issues complications do they tend to deal with later in age, 725 00:36:16,480 --> 00:36:19,120 Speaker 2: and do some research and find out what maybe some 726 00:36:19,160 --> 00:36:21,600 Speaker 2: of the treatments might cost for something like that, and 727 00:36:21,719 --> 00:36:23,800 Speaker 2: see if you'd be willing to come out of pocket 728 00:36:23,800 --> 00:36:27,279 Speaker 2: for those expenses. Pet insurance, unfortunately, it is one of 729 00:36:27,320 --> 00:36:29,279 Speaker 2: those types of insurance you know it does. It's not 730 00:36:29,320 --> 00:36:32,480 Speaker 2: covered in Obamacare sadly, so that means that pre existing 731 00:36:32,520 --> 00:36:37,279 Speaker 2: conditions can sometimes exclude coverage. So like your dog can 732 00:36:37,280 --> 00:36:39,719 Speaker 2: be denied coverage because they might even just be a 733 00:36:39,800 --> 00:36:42,799 Speaker 2: type of breed that you know tends to have certain conditions, 734 00:36:43,320 --> 00:36:46,000 Speaker 2: or you know, if you get insurance later in life, 735 00:36:46,040 --> 00:36:49,040 Speaker 2: they can they can deny you a policy or charge 736 00:36:49,040 --> 00:36:51,080 Speaker 2: a lot more depending on like what types of issues 737 00:36:51,120 --> 00:36:53,480 Speaker 2: a dog has already had. If you've got the space 738 00:36:53,480 --> 00:36:55,840 Speaker 2: in your budget, it could make sense to have pet insurance. 739 00:36:56,520 --> 00:37:01,919 Speaker 2: But really what they'll cover is treatment that are accidents, 740 00:37:02,040 --> 00:37:04,880 Speaker 2: like accidents. Why am I talking like that? Accidents or 741 00:37:06,120 --> 00:37:10,239 Speaker 2: you know, unexpected like injuries, you know, hippick. I hate 742 00:37:10,239 --> 00:37:11,360 Speaker 2: to say these things. I don't want to put that 743 00:37:11,440 --> 00:37:13,960 Speaker 2: energy out of the universe, but you know, anyway, they 744 00:37:13,960 --> 00:37:17,920 Speaker 2: get really sick, they have a virus, whatever. I recently 745 00:37:17,920 --> 00:37:22,640 Speaker 2: decided to stop putting or stop paying for help or 746 00:37:22,640 --> 00:37:25,800 Speaker 2: pet insurance. And I decided it for the same reasons. 747 00:37:25,800 --> 00:37:29,120 Speaker 2: It sounds like you're you're thinking about renata, which is, 748 00:37:29,480 --> 00:37:32,120 Speaker 2: you know, I could just put money aside and have 749 00:37:32,280 --> 00:37:34,600 Speaker 2: some money set aside for if something were to happen 750 00:37:34,680 --> 00:37:36,120 Speaker 2: and at least then the money is staying in your 751 00:37:36,160 --> 00:37:38,840 Speaker 2: bank account and not going to some insurance company. So 752 00:37:39,080 --> 00:37:41,359 Speaker 2: I came up with a number that I felt comfortable with, 753 00:37:41,520 --> 00:37:45,160 Speaker 2: and it's a few thousand dollars, which is just and 754 00:37:45,200 --> 00:37:47,600 Speaker 2: you know, and I have it in a savings account, 755 00:37:47,600 --> 00:37:50,080 Speaker 2: and I have it, you know, earmarked for Molly should 756 00:37:50,080 --> 00:37:54,000 Speaker 2: anything ever happen to her. And I'm continuing to contribute 757 00:37:54,040 --> 00:37:56,480 Speaker 2: a little bit to it each month, and you know, 758 00:37:56,520 --> 00:37:58,040 Speaker 2: I hope I never have to use it, but I'm 759 00:37:58,040 --> 00:38:01,120 Speaker 2: okay with that. But to your point, or to your question, 760 00:38:01,200 --> 00:38:03,120 Speaker 2: you say that you have three to four months of 761 00:38:03,160 --> 00:38:07,560 Speaker 2: emergency savings already saved up with you yourself and your partner, 762 00:38:07,640 --> 00:38:12,040 Speaker 2: and it sounds like you would be potentially dipping into 763 00:38:12,120 --> 00:38:15,160 Speaker 2: that savings fund if something were to happen to your dog. 764 00:38:15,680 --> 00:38:18,240 Speaker 2: And in that case, I don't know, I would caution 765 00:38:18,360 --> 00:38:20,839 Speaker 2: you because you don't want your dog to bankrupt your 766 00:38:20,840 --> 00:38:24,440 Speaker 2: emergency savings. You know that you don't want to like 767 00:38:24,480 --> 00:38:26,719 Speaker 2: put your financial security at risk like that. So maybe 768 00:38:26,760 --> 00:38:29,879 Speaker 2: pet insurance, you know, makes sense for now, And and 769 00:38:29,960 --> 00:38:32,799 Speaker 2: once you get once you get more comfortable with where 770 00:38:32,800 --> 00:38:35,400 Speaker 2: your emergency savings is at, you can start a separate fund, 771 00:38:35,800 --> 00:38:38,440 Speaker 2: you know, for your pet as well. It took me 772 00:38:38,480 --> 00:38:39,719 Speaker 2: a while to get here to where I had a 773 00:38:39,719 --> 00:38:43,080 Speaker 2: separate savings account for my dog. And I waited until 774 00:38:43,080 --> 00:38:45,400 Speaker 2: I got a dog, you know, for a reason, not 775 00:38:45,480 --> 00:38:47,279 Speaker 2: just because of the yard that I wanted to have 776 00:38:47,360 --> 00:38:51,120 Speaker 2: for the dog, but also I wanted to have you know. 777 00:38:52,680 --> 00:38:54,000 Speaker 1: Yeah, that's so. 778 00:38:55,120 --> 00:38:59,400 Speaker 2: Yeah, it's difficult. I don't think anyone ever regrets having insurance, 779 00:38:59,560 --> 00:39:03,080 Speaker 2: but yeah, it's that's how insurance works. Then that's the 780 00:39:03,200 --> 00:39:06,120 Speaker 2: dumb realization I had about life insurance. And I asked 781 00:39:06,160 --> 00:39:08,080 Speaker 2: my financial advisor. I was like, so, I just spend 782 00:39:08,080 --> 00:39:10,520 Speaker 2: one hundred dollars a month and like, if I don't die, 783 00:39:10,719 --> 00:39:14,120 Speaker 2: it just goes away. I don't get the money. She's like, yeah, 784 00:39:14,320 --> 00:39:15,880 Speaker 2: that's how insurance works. 785 00:39:16,440 --> 00:39:18,479 Speaker 1: Like, guess what on the side, you get to live 786 00:39:19,280 --> 00:39:20,240 Speaker 1: if you do die. 787 00:39:20,400 --> 00:39:22,880 Speaker 2: You know, your family will love the money, Like I 788 00:39:22,880 --> 00:39:25,280 Speaker 2: don't get to enjoy it because I'll be dead. Yeah 789 00:39:25,320 --> 00:39:28,839 Speaker 2: that hm. Anyway, so it's a I'm sorry, I can't 790 00:39:28,840 --> 00:39:30,960 Speaker 2: give you like a straight yes or no, but I 791 00:39:30,960 --> 00:39:34,839 Speaker 2: could see the argument either way, and yeah, it's all 792 00:39:34,840 --> 00:39:36,839 Speaker 2: I got. Tiffany, why don't you have a pet what's 793 00:39:36,880 --> 00:39:38,719 Speaker 2: what's happening? Doesn't Supergirl want a dog? 794 00:39:39,120 --> 00:39:41,719 Speaker 1: She wanted one first, hot second. But if you know Supergirl, 795 00:39:41,719 --> 00:39:43,840 Speaker 1: like I know Supergirl, she doesn't like outside, she doesn't 796 00:39:43,920 --> 00:39:46,600 Speaker 1: like bugs, she doesn't like this, she does I'm my girl, 797 00:39:46,800 --> 00:39:48,919 Speaker 1: do you know, like if that's a whole animal, she's 798 00:39:49,000 --> 00:39:52,200 Speaker 1: not prepared. And so she wanted one, just like as 799 00:39:52,200 --> 00:39:53,680 Speaker 1: a little kid when she was like steven or eight, 800 00:39:53,760 --> 00:39:56,239 Speaker 1: for like a good three months, and then she realized, wait, 801 00:39:56,840 --> 00:39:58,399 Speaker 1: I don't like any of the things that go along 802 00:39:58,440 --> 00:40:01,640 Speaker 1: with an animal. So yeah, I don't see her ever 803 00:40:01,760 --> 00:40:04,640 Speaker 1: getting an animal. And I wouldn't mind necessarily a cat, 804 00:40:04,880 --> 00:40:07,880 Speaker 1: I guess. But to me, dogs are a lot of work. 805 00:40:08,000 --> 00:40:11,600 Speaker 1: I mean, my Rihanna, Who's house I'm taking over right now? 806 00:40:11,680 --> 00:40:16,080 Speaker 1: She's got a dog, a big French bulldog named Henry. Henry. 807 00:40:16,440 --> 00:40:18,480 Speaker 2: Wait, French bulldogs are a little. 808 00:40:18,400 --> 00:40:21,719 Speaker 1: Oh well, maybe it's a. 809 00:40:20,760 --> 00:40:22,440 Speaker 2: The library ones like an English bulldog. 810 00:40:22,520 --> 00:40:25,000 Speaker 1: Yeah, English bulldog, that's what it is. I got my 811 00:40:25,239 --> 00:40:26,200 Speaker 1: regions mixed up. 812 00:40:26,920 --> 00:40:29,359 Speaker 2: Yeah, it's like all the frenchy lovers are like, how daring. 813 00:40:29,440 --> 00:40:33,719 Speaker 1: I know he's huge and we call him Handhand and 814 00:40:34,160 --> 00:40:37,560 Speaker 1: I'm like, yeah, I love Hanhand from Afar and it's 815 00:40:37,600 --> 00:40:39,759 Speaker 1: a lot. So yeah, like I said, I could see 816 00:40:39,760 --> 00:40:41,840 Speaker 1: myself maybe with the pet I don't know, cat scratch 817 00:40:41,920 --> 00:40:44,040 Speaker 1: things up. I don't have the patience for the scratchy 818 00:40:44,040 --> 00:40:45,399 Speaker 1: scratchy so. 819 00:40:45,440 --> 00:40:50,160 Speaker 2: Catch Yeah, just wondering. All right, awesome, Well, thank you 820 00:40:50,200 --> 00:40:52,400 Speaker 2: for that question. Let's get to another one. How much 821 00:40:52,440 --> 00:40:55,360 Speaker 2: time do we have to When is your free office expired? 822 00:40:56,440 --> 00:40:59,080 Speaker 2: We could take one more, all right, sabulus. This one 823 00:40:59,160 --> 00:41:02,319 Speaker 2: is from someone in wants remain anonymous. Mysterious. All right, 824 00:41:02,320 --> 00:41:05,120 Speaker 2: but this is an interesting question. This listener says, I'm 825 00:41:05,160 --> 00:41:08,319 Speaker 2: currently struggling with contentment. My fiancee and I were going 826 00:41:08,360 --> 00:41:10,279 Speaker 2: to quit our jobs and move out of state after 827 00:41:10,320 --> 00:41:12,400 Speaker 2: we got married this summer, but then our wedding was 828 00:41:12,440 --> 00:41:16,200 Speaker 2: canceled due to the COVID situation. Now we'll be in 829 00:41:16,239 --> 00:41:18,439 Speaker 2: our current place for another year, and I don't really 830 00:41:18,440 --> 00:41:20,120 Speaker 2: want to stay at my job, but they've been so 831 00:41:20,200 --> 00:41:22,600 Speaker 2: great to me. Back in March, they laid off twenty 832 00:41:22,680 --> 00:41:24,799 Speaker 2: percent of the company, and my boss asked me if 833 00:41:24,840 --> 00:41:26,839 Speaker 2: I could scale back in my current role and work 834 00:41:26,840 --> 00:41:29,040 Speaker 2: in a different one. At the time, I didn't mind 835 00:41:29,040 --> 00:41:31,120 Speaker 2: because I was so gracious to even have a job, 836 00:41:31,480 --> 00:41:33,920 Speaker 2: especially when we initially plan on moving in a few months. 837 00:41:34,160 --> 00:41:36,440 Speaker 2: But now it's six months later and I'm still working 838 00:41:36,520 --> 00:41:38,040 Speaker 2: in the other role, and I feel like I'm not 839 00:41:38,120 --> 00:41:41,440 Speaker 2: advancing in my career skill wise or financially. Would it 840 00:41:41,520 --> 00:41:43,960 Speaker 2: be crazy to get another job knowing I'd be there 841 00:41:43,960 --> 00:41:46,239 Speaker 2: for only a year? Or should I just tough it 842 00:41:46,239 --> 00:41:48,640 Speaker 2: out at my current place and be grateful? So many 843 00:41:48,719 --> 00:41:51,040 Speaker 2: people don't even have jobs right now. 844 00:41:51,800 --> 00:41:52,440 Speaker 3: There's a lot of. 845 00:41:52,400 --> 00:41:56,240 Speaker 2: Emotions yet it is good quote, but this is probably 846 00:41:56,239 --> 00:41:57,920 Speaker 2: this is a great question because a lot of people 847 00:41:57,960 --> 00:42:00,480 Speaker 2: probably like, if you weren't at a it's kind of 848 00:42:00,560 --> 00:42:03,040 Speaker 2: like you're stuck. Even people who like broke up right 849 00:42:03,080 --> 00:42:05,480 Speaker 2: before the COVID pandemic and ended up still living together 850 00:42:05,800 --> 00:42:08,840 Speaker 2: because you know, they couldn't just like leave during a pandemic, 851 00:42:08,880 --> 00:42:10,319 Speaker 2: and they're like, oh, man, I hate you, but I'm 852 00:42:10,400 --> 00:42:13,200 Speaker 2: just stuck with you in this apartment or whatever. You're 853 00:42:13,239 --> 00:42:14,960 Speaker 2: like stuck in a job that you don't like, but 854 00:42:15,000 --> 00:42:18,359 Speaker 2: it's a job that you feel grateful to have, and 855 00:42:18,400 --> 00:42:21,600 Speaker 2: you're wondering, should I just be grateful and stay here, 856 00:42:21,680 --> 00:42:23,520 Speaker 2: or you know, would it be crazy for me to 857 00:42:23,560 --> 00:42:25,200 Speaker 2: move on despite how good they've been to. 858 00:42:25,160 --> 00:42:30,759 Speaker 1: Me, I'm learning that. I mean, it's a job, and 859 00:42:30,840 --> 00:42:33,319 Speaker 1: so I think that you should do what's best for you. 860 00:42:34,400 --> 00:42:36,080 Speaker 1: I know it's hard. I mean I don't think that 861 00:42:36,160 --> 00:42:38,880 Speaker 1: you should not think about, you know, the company they 862 00:42:38,960 --> 00:42:41,400 Speaker 1: work for, especially if they've treated you well. But I 863 00:42:41,480 --> 00:42:45,600 Speaker 1: do think that ultimately you have to do what's best 864 00:42:45,640 --> 00:42:49,040 Speaker 1: for you and try to lighten the blow as much 865 00:42:49,080 --> 00:42:51,400 Speaker 1: as you can for the company. So you might, you know, 866 00:42:51,440 --> 00:42:53,640 Speaker 1: stay on two weeks to help train somebody or whatever 867 00:42:53,680 --> 00:42:57,360 Speaker 1: that looks like. But I wouldn't. I wouldn't stay in 868 00:42:57,440 --> 00:43:01,759 Speaker 1: a place where I'm unhappy because the company. You know, 869 00:43:02,440 --> 00:43:04,200 Speaker 1: you feel like, oh, you know, they kept me on 870 00:43:04,239 --> 00:43:06,000 Speaker 1: because guess what, there are twenty percent of people that 871 00:43:06,040 --> 00:43:08,439 Speaker 1: they didn't keep on. They did what was best for them. 872 00:43:08,760 --> 00:43:11,040 Speaker 1: As by way, those those twenty percent, you. 873 00:43:11,000 --> 00:43:14,080 Speaker 2: Know, just laughing on the babies are very wild here. 874 00:43:15,320 --> 00:43:18,399 Speaker 2: Socials dinner in that up. So a good point. 875 00:43:18,600 --> 00:43:19,919 Speaker 1: So that's what I just say, like, you know, because 876 00:43:19,960 --> 00:43:21,680 Speaker 1: I mean I've been struggling to have a decision that 877 00:43:21,719 --> 00:43:23,920 Speaker 1: I have to make it I'm like, ah, I'm this closed. 878 00:43:23,920 --> 00:43:25,759 Speaker 1: I was this close to making a decision for what's 879 00:43:25,800 --> 00:43:29,520 Speaker 1: best for the other, like group involved and I was like, well, 880 00:43:29,560 --> 00:43:32,600 Speaker 1: so you're gonna make a choice that could affect you 881 00:43:32,680 --> 00:43:34,320 Speaker 1: for the rest of your life because you're like, I 882 00:43:34,360 --> 00:43:36,920 Speaker 1: don't want somebody to be disappointed in me. I want us, 883 00:43:37,040 --> 00:43:40,360 Speaker 1: especially as women, to like break out of that habit 884 00:43:41,040 --> 00:43:44,359 Speaker 1: because it's not helpful. And the truth is whatever that 885 00:43:44,440 --> 00:43:48,279 Speaker 1: other person or organization will, they will rebalance and they 886 00:43:48,320 --> 00:43:52,040 Speaker 1: will manage. And so it's your responsibility to take care 887 00:43:52,040 --> 00:43:55,239 Speaker 1: of yourself. It's not someone else's responsibility to take care 888 00:43:55,280 --> 00:43:58,720 Speaker 1: of you. And so that's yeah, I think that's really important. 889 00:43:58,719 --> 00:44:00,960 Speaker 1: That's something that's a lesson that we all need to learn. 890 00:44:01,000 --> 00:44:03,279 Speaker 1: They're like, Okay, I have to take care learn to 891 00:44:03,320 --> 00:44:05,360 Speaker 1: take care of myself now, not doing so in a 892 00:44:05,400 --> 00:44:09,440 Speaker 1: way that's purposely harmful to others, you know, but to 893 00:44:09,560 --> 00:44:11,719 Speaker 1: do so, like okay, well, what is it that I 894 00:44:11,840 --> 00:44:15,040 Speaker 1: need to be happy, to be joyful, to be successful 895 00:44:15,080 --> 00:44:17,560 Speaker 1: and work toward that with integrity, and that's all that 896 00:44:17,600 --> 00:44:18,400 Speaker 1: can be asked of you. 897 00:44:19,600 --> 00:44:22,279 Speaker 2: Yeah. Absolutely, And you've given them six months, and I 898 00:44:22,320 --> 00:44:25,359 Speaker 2: think the gratitude goes both ways. You stayed with them, 899 00:44:25,400 --> 00:44:27,319 Speaker 2: they should be grateful for you that you're willing to 900 00:44:27,360 --> 00:44:29,480 Speaker 2: switch jobs. Essentially is what it sounds like and do 901 00:44:29,520 --> 00:44:32,080 Speaker 2: something different to feel the need that they have given 902 00:44:32,080 --> 00:44:34,200 Speaker 2: that they had to lay off a fifth of their company, 903 00:44:34,520 --> 00:44:37,280 Speaker 2: so they should feel gracious toward you. And of course 904 00:44:37,640 --> 00:44:39,600 Speaker 2: I feel the same way. I'm grateful to have a job. 905 00:44:40,040 --> 00:44:43,000 Speaker 2: But at the same time, you should like treat this 906 00:44:43,080 --> 00:44:46,399 Speaker 2: like a relationship, a healthy one anyway. I know there's 907 00:44:46,440 --> 00:44:49,560 Speaker 2: some toxic relationship behaviors, but one of the things you 908 00:44:49,600 --> 00:44:51,279 Speaker 2: have to do is that other person is not a 909 00:44:51,280 --> 00:44:54,160 Speaker 2: mind reader, right, so you know, if you like, I 910 00:44:54,200 --> 00:44:57,520 Speaker 2: would tell your boss in a way that you feel 911 00:44:57,560 --> 00:45:00,319 Speaker 2: comfortable doing. You know, tell them, Hey, it's been six 912 00:45:00,360 --> 00:45:02,919 Speaker 2: months you asked me to kind of pivot and take 913 00:45:02,920 --> 00:45:04,960 Speaker 2: on this different role. Is there any chance you can 914 00:45:04,960 --> 00:45:06,719 Speaker 2: get back to doing what I was doing? Or can 915 00:45:06,760 --> 00:45:09,040 Speaker 2: we Is it now okay for us to talk about 916 00:45:09,280 --> 00:45:11,400 Speaker 2: the next step for me, because I do want to advance, 917 00:45:11,760 --> 00:45:14,080 Speaker 2: and would I would play I would be transparent and 918 00:45:14,120 --> 00:45:16,359 Speaker 2: tell them honestly where you're at and where you want 919 00:45:16,360 --> 00:45:20,040 Speaker 2: to be. And I recently did this and I have 920 00:45:20,120 --> 00:45:23,080 Speaker 2: done at ut jobs before where you have a frank 921 00:45:23,120 --> 00:45:25,560 Speaker 2: discussion and it doesn't have to be you come to 922 00:45:25,560 --> 00:45:27,560 Speaker 2: the table with the perfect vision of what you want 923 00:45:27,600 --> 00:45:30,600 Speaker 2: to achieve written out, but you come to the table 924 00:45:30,640 --> 00:45:34,360 Speaker 2: because you want to express to them, Hey, I want 925 00:45:34,400 --> 00:45:36,960 Speaker 2: to if I'm going to stay here for a while, 926 00:45:37,120 --> 00:45:39,520 Speaker 2: I would like to know that there's opportunities for me 927 00:45:39,560 --> 00:45:42,759 Speaker 2: here that I can continue to advance. And I think 928 00:45:42,800 --> 00:45:45,280 Speaker 2: it's been long enough in the pandemic. Although it probably 929 00:45:45,280 --> 00:45:48,600 Speaker 2: depends on your industry and even where you're at geographically, 930 00:45:49,000 --> 00:45:51,319 Speaker 2: you know how your company like, what the prospect is 931 00:45:51,320 --> 00:45:53,279 Speaker 2: looking like or the future is looking like for them. 932 00:45:53,680 --> 00:45:56,279 Speaker 2: But for a lot of businesses now I feel like 933 00:45:56,320 --> 00:45:58,759 Speaker 2: the light at the end of the tunnel is approaching 934 00:46:00,400 --> 00:46:02,200 Speaker 2: or they can see it, and they're starting to think 935 00:46:02,280 --> 00:46:05,880 Speaker 2: past this crazy time and they may be open to 936 00:46:05,920 --> 00:46:08,960 Speaker 2: having that conversation. And at least at that point you've 937 00:46:09,040 --> 00:46:12,160 Speaker 2: laid your cards on the table, and if you want 938 00:46:12,160 --> 00:46:14,799 Speaker 2: to start looking for another role somewhere else, then you 939 00:46:14,840 --> 00:46:17,640 Speaker 2: can start doing that. The timing of it, because she 940 00:46:17,760 --> 00:46:20,360 Speaker 2: says basically like they'd still want to move out of 941 00:46:20,400 --> 00:46:23,560 Speaker 2: state after they get married, and if she were to 942 00:46:23,600 --> 00:46:25,600 Speaker 2: take a different job right now, she'd only be there 943 00:46:25,640 --> 00:46:27,439 Speaker 2: for a year because their plan is still to move. 944 00:46:27,800 --> 00:46:30,640 Speaker 2: And do we think that's crazy. We actually recently took 945 00:46:30,640 --> 00:46:33,960 Speaker 2: a question about this similar like what happens if I 946 00:46:34,000 --> 00:46:36,680 Speaker 2: start a job and then quit it very quickly after starting? 947 00:46:38,120 --> 00:46:42,040 Speaker 2: That's tricky. Yeah, taking a job knowing that you're about 948 00:46:42,080 --> 00:46:44,480 Speaker 2: to leave within a year, I mean, yang, that's not 949 00:46:44,520 --> 00:46:47,040 Speaker 2: the best. And would it be a job that you 950 00:46:47,080 --> 00:46:48,719 Speaker 2: could work remotely at? I don't know. 951 00:46:48,920 --> 00:46:50,920 Speaker 1: Yes, I would still look because you're right, it might be, 952 00:46:51,040 --> 00:46:54,399 Speaker 1: especially with what's happening now, like the opportunity to get 953 00:46:54,440 --> 00:46:57,960 Speaker 1: a job remote a remote job is way higher. Also, too, 954 00:46:58,040 --> 00:47:00,000 Speaker 1: you might take a job as like a contract job, 955 00:47:00,560 --> 00:47:03,359 Speaker 1: which it is a year, So I wouldn't. Every job 956 00:47:03,480 --> 00:47:05,960 Speaker 1: is not expecting you to stay on for thirty years, 957 00:47:06,040 --> 00:47:09,000 Speaker 1: you know, So I wouldn't take it off the table 958 00:47:09,040 --> 00:47:10,799 Speaker 1: because you're like, I'm only gonna be here for a year. 959 00:47:10,960 --> 00:47:13,320 Speaker 1: But not necessarily because to Mandy's point, it might be 960 00:47:13,360 --> 00:47:15,600 Speaker 1: a job that's really flexible that you can live wherever 961 00:47:15,640 --> 00:47:17,720 Speaker 1: in order to do so. So I would at least 962 00:47:17,800 --> 00:47:20,759 Speaker 1: look and look for something within the parameters. What would 963 00:47:20,840 --> 00:47:22,960 Speaker 1: make you feel like it's fair, Like, Okay, you know what, 964 00:47:22,960 --> 00:47:25,560 Speaker 1: I'm gonna look for a contract work where it is 965 00:47:25,560 --> 00:47:27,440 Speaker 1: a year's worth, and or I'm gonna look for a 966 00:47:27,520 --> 00:47:29,719 Speaker 1: job that I can take with me, so you know, 967 00:47:29,920 --> 00:47:33,240 Speaker 1: just keep your keep your your options open and definitely 968 00:47:33,280 --> 00:47:34,560 Speaker 1: look all. 969 00:47:34,600 --> 00:47:37,680 Speaker 2: Right, Well, thank you very much for your questions, and 970 00:47:37,760 --> 00:47:41,520 Speaker 2: that's a wrap for the question segment. You're gonna boost 971 00:47:41,520 --> 00:47:43,600 Speaker 2: a break? Wait, I saw your intro, you do it? 972 00:47:44,280 --> 00:47:46,560 Speaker 1: Are you gonna boost or are you gonna I'm actually 973 00:47:46,560 --> 00:47:48,239 Speaker 1: going to deferm my my boost to you because my 974 00:47:48,239 --> 00:47:52,680 Speaker 1: boost was gonna be Comela since I'm short on time, 975 00:47:52,840 --> 00:47:55,280 Speaker 1: so that's my boost if I'm Kamala. 976 00:47:55,440 --> 00:47:58,280 Speaker 2: But okay, that's fine. At least you didn't say kampala, 977 00:47:58,719 --> 00:48:03,080 Speaker 2: which is also trending on Twitter. Do better, y'all. I 978 00:48:03,080 --> 00:48:06,160 Speaker 2: don't know if it's autocorrect or what is happening. Maybe, 979 00:48:06,200 --> 00:48:09,560 Speaker 2: like she, I don't know, people are writing kampala. Yeah, 980 00:48:09,600 --> 00:48:12,400 Speaker 2: I want to do a brown boost for one for 981 00:48:12,520 --> 00:48:15,680 Speaker 2: the Brian Ambish and listener Stacy, who reached out to 982 00:48:15,719 --> 00:48:17,680 Speaker 2: me because she saw I was a woman in need 983 00:48:17,800 --> 00:48:20,160 Speaker 2: and she guessed correctly that she and I live in 984 00:48:20,200 --> 00:48:22,440 Speaker 2: the same neighborhood almost kind of in the same town, 985 00:48:22,840 --> 00:48:24,520 Speaker 2: and she offered to do my hair for me, and 986 00:48:24,560 --> 00:48:27,080 Speaker 2: little did she know, but I was really having a 987 00:48:27,120 --> 00:48:29,359 Speaker 2: hard time finding a natural hair salon where I live. 988 00:48:29,760 --> 00:48:32,160 Speaker 2: In the suburbs outside of New York City, and she 989 00:48:32,320 --> 00:48:35,000 Speaker 2: was fantastic, and so Hugh was shout out and thank 990 00:48:35,040 --> 00:48:37,239 Speaker 2: you to Stacy. I paid her. She did not do 991 00:48:37,280 --> 00:48:40,239 Speaker 2: it for free for those who were wondering. And I 992 00:48:40,280 --> 00:48:42,640 Speaker 2: sat there with her, and I had actually been going 993 00:48:42,719 --> 00:48:45,880 Speaker 2: to I had been going. I went one time to 994 00:48:46,000 --> 00:48:48,200 Speaker 2: a hair salon in the last well not even the 995 00:48:48,280 --> 00:48:51,000 Speaker 2: last year. It was before I had the baby, and 996 00:48:51,320 --> 00:48:55,120 Speaker 2: she it's a curly hair salon, but you know, it's 997 00:48:55,120 --> 00:48:57,920 Speaker 2: owned by a white woman, and her clientele is a 998 00:48:57,920 --> 00:49:01,440 Speaker 2: lot of like I saw a lot. I saw several, 999 00:49:02,120 --> 00:49:05,120 Speaker 2: you know, women of color walk through and get their 1000 00:49:05,120 --> 00:49:06,759 Speaker 2: hair done or at least coming through to talk to 1001 00:49:06,800 --> 00:49:09,279 Speaker 2: her while I was there, And honestly, I felt some 1002 00:49:09,400 --> 00:49:11,319 Speaker 2: kind of way, especially in the last few months, thinking 1003 00:49:11,360 --> 00:49:14,200 Speaker 2: about trying to promote or not promote, but like, you know, 1004 00:49:14,600 --> 00:49:17,319 Speaker 2: vote with my dollars and take my money to more 1005 00:49:17,360 --> 00:49:20,040 Speaker 2: black owned businesses. So when I was when I was 1006 00:49:20,120 --> 00:49:23,200 Speaker 2: rebooking an appointment with that salon, I was kind of thinking, like, man, 1007 00:49:23,239 --> 00:49:25,680 Speaker 2: I wish there were a black owned, like a natural 1008 00:49:25,680 --> 00:49:27,160 Speaker 2: hair salon near me that I knew of. And so 1009 00:49:27,280 --> 00:49:29,960 Speaker 2: Stacy's message came at the exact right time, and I 1010 00:49:30,000 --> 00:49:32,080 Speaker 2: was so glad to get to work with her. And 1011 00:49:33,160 --> 00:49:36,680 Speaker 2: also the I found a great photographer out here just 1012 00:49:36,719 --> 00:49:39,640 Speaker 2: by posting in our my local you know, Moms of 1013 00:49:40,800 --> 00:49:43,279 Speaker 2: my town Facebook group looking and I just like asked 1014 00:49:43,280 --> 00:49:44,879 Speaker 2: for what I was looking for. Hey, guys, I really 1015 00:49:44,920 --> 00:49:46,640 Speaker 2: want to get some headshots done. I'd love to work 1016 00:49:46,640 --> 00:49:48,200 Speaker 2: with a woman of color. Do you know anybody? And 1017 00:49:48,719 --> 00:49:51,759 Speaker 2: her name came up and it was a really great experience. 1018 00:49:51,800 --> 00:49:55,120 Speaker 2: So it took a little bit of extra Googles or 1019 00:49:55,239 --> 00:49:58,240 Speaker 2: searching or whatnot. Well, actually none in the case of Stacy. 1020 00:49:58,360 --> 00:50:02,520 Speaker 2: She just fell into my lap. But you know, if 1021 00:50:02,560 --> 00:50:05,080 Speaker 2: y'all are out there wondering, you know, where are the 1022 00:50:05,080 --> 00:50:07,920 Speaker 2: black owned businesses If they're not easy to find for 1023 00:50:07,960 --> 00:50:10,960 Speaker 2: whatever reason, I think just raising a hand, asking your 1024 00:50:11,000 --> 00:50:13,400 Speaker 2: circle and trying to go find them, you know, it 1025 00:50:13,440 --> 00:50:17,160 Speaker 2: matters in some small way. So that made me feel good. 1026 00:50:17,920 --> 00:50:19,879 Speaker 1: But I will pull all the apb out if any 1027 00:50:19,920 --> 00:50:23,080 Speaker 1: of you guys know an illustrator. I want to build 1028 00:50:23,160 --> 00:50:25,760 Speaker 1: up Molly Moore's my children's book. 1029 00:50:26,640 --> 00:50:28,360 Speaker 2: Have we even talked about Molly Moore in a while? 1030 00:50:28,680 --> 00:50:32,120 Speaker 1: Yeah? So we've sold like ten thousand books isn't that crazy? 1031 00:50:32,320 --> 00:50:35,080 Speaker 2: What know, it's not crazy, but that's exciting. 1032 00:50:35,400 --> 00:50:39,000 Speaker 1: Yeah. So it's just so, yeah, we sold I'm printing 1033 00:50:39,080 --> 00:50:44,160 Speaker 1: like another ten thousand a month or so because there's 1034 00:50:44,200 --> 00:50:48,440 Speaker 1: maybe like fifteen hundred if that book's left at the distributor. 1035 00:50:49,440 --> 00:50:51,000 Speaker 1: So for those of you who are new, I wrote 1036 00:50:51,000 --> 00:50:54,200 Speaker 1: a children's book called Happy Birthday Molly Moore. I did 1037 00:50:54,200 --> 00:50:57,440 Speaker 1: a Kickstarter where basically I asked people to purchase a 1038 00:50:57,440 --> 00:50:59,279 Speaker 1: book and put a little extra s thank on it 1039 00:50:59,320 --> 00:51:02,040 Speaker 1: because for every book purchase, I was able to then 1040 00:51:02,120 --> 00:51:05,280 Speaker 1: print a second book to donate. So we were able 1041 00:51:05,400 --> 00:51:08,880 Speaker 1: to get I think just under three thousand books purchased 1042 00:51:08,880 --> 00:51:12,680 Speaker 1: and donated, so the donation unfortunately, they're still sitting at 1043 00:51:12,680 --> 00:51:15,799 Speaker 1: the warehouse separately because the schools have not been opened, 1044 00:51:15,800 --> 00:51:19,799 Speaker 1: because we're donating them to like in mass, to specific schools. 1045 00:51:20,520 --> 00:51:23,440 Speaker 1: But anyway, saying all that said, yeah, we sold like 1046 00:51:23,480 --> 00:51:27,280 Speaker 1: ten thousand books and we're printing another printing. I remember 1047 00:51:27,320 --> 00:51:30,560 Speaker 1: when I was printing ten thousand, the distributor was like, 1048 00:51:30,920 --> 00:51:34,600 Speaker 1: are you sure we don't people don't typically sell that many, 1049 00:51:34,600 --> 00:51:36,640 Speaker 1: and I was nervous, like, I don't know, maybe I'm wrong, 1050 00:51:37,040 --> 00:51:39,240 Speaker 1: but sure enough in like two and a half months gone. 1051 00:51:40,320 --> 00:51:45,680 Speaker 1: So you can find Molly Moore at Mali mollymore dot com. 1052 00:51:45,719 --> 00:51:49,440 Speaker 1: It just teaches age appropriate financial education to your little ones, 1053 00:51:49,800 --> 00:51:52,960 Speaker 1: ideally ages three to seven, but certainly younger and certainly older. 1054 00:51:53,600 --> 00:51:55,359 Speaker 1: It's just about a little girl to her birthday and 1055 00:51:55,840 --> 00:51:59,680 Speaker 1: she has to learn the lesson of like what really 1056 00:51:59,719 --> 00:52:00,920 Speaker 1: mattered most. 1057 00:52:01,040 --> 00:52:04,719 Speaker 4: Family, a lot of very generous friends, yes, family and 1058 00:52:04,760 --> 00:52:06,520 Speaker 4: friends or gifts instead. 1059 00:52:06,800 --> 00:52:08,879 Speaker 1: And so I say all that to say that I 1060 00:52:08,960 --> 00:52:10,680 Speaker 1: like I have. I've been having all these other projects 1061 00:52:10,719 --> 00:52:13,400 Speaker 1: that I've been working on, and I've kind of neglected 1062 00:52:13,560 --> 00:52:16,080 Speaker 1: Molly as far as like what I've been wanting to do. 1063 00:52:16,200 --> 00:52:20,160 Speaker 1: So I want to I have the molly More YouTube channel. 1064 00:52:20,200 --> 00:52:22,480 Speaker 1: There's nothing on it though, but I would love to 1065 00:52:22,560 --> 00:52:25,320 Speaker 1: start to do an animated series that can start teaching 1066 00:52:26,400 --> 00:52:30,680 Speaker 1: specific lessons. And I'm looking for an animator who can help. 1067 00:52:31,480 --> 00:52:34,160 Speaker 1: Obviously I'm paying. So if you know an animator, if 1068 00:52:34,200 --> 00:52:38,960 Speaker 1: you're an animator yourself, if you can go to the 1069 00:52:39,560 --> 00:52:42,560 Speaker 1: budget Lesta dot com and just click contact me and 1070 00:52:42,600 --> 00:52:44,880 Speaker 1: just type in like the subject line like animator and 1071 00:52:44,920 --> 00:52:47,600 Speaker 1: then yeah, or maybe you know someone send me their link. 1072 00:52:47,680 --> 00:52:51,520 Speaker 1: If you're you have like a website, send that or whatever. Like, 1073 00:52:51,520 --> 00:52:53,520 Speaker 1: I don't think you're allowed to attach your portfolio, but 1074 00:52:53,600 --> 00:52:56,000 Speaker 1: you can certainly send a link to things and we 1075 00:52:56,080 --> 00:52:58,640 Speaker 1: might request a portfolio or well, I'm assuming if you're 1076 00:52:58,640 --> 00:53:01,600 Speaker 1: an animator, you'll have a link to your work. Yeah, 1077 00:53:01,640 --> 00:53:04,560 Speaker 1: because I just I'm excited because I feel like there's 1078 00:53:04,640 --> 00:53:08,279 Speaker 1: something special with Molly Moore and I, you know, I 1079 00:53:08,360 --> 00:53:10,160 Speaker 1: just want to see it all the way through. So 1080 00:53:10,480 --> 00:53:13,719 Speaker 1: I just, yeah, that's my app I'm just reaching out for. 1081 00:53:13,840 --> 00:53:16,839 Speaker 1: I would prefer a black or brown animator, but it's 1082 00:53:16,920 --> 00:53:20,880 Speaker 1: not a deal breaker if they're awesome. Like to me, 1083 00:53:20,960 --> 00:53:22,880 Speaker 1: it was a deal breaker. The illustrator had to be 1084 00:53:22,920 --> 00:53:26,040 Speaker 1: black or brown, and he was Jazz is African American, 1085 00:53:26,280 --> 00:53:27,960 Speaker 1: because that was just really important to me that when 1086 00:53:28,000 --> 00:53:30,239 Speaker 1: you open the book and you see my picture, and 1087 00:53:30,280 --> 00:53:32,279 Speaker 1: you see Jazz's picture, and you see Rihanna, who was 1088 00:53:32,280 --> 00:53:35,000 Speaker 1: our art director, when you see their picture, it's animated picture, 1089 00:53:35,040 --> 00:53:37,800 Speaker 1: but still or illustrated picture, but still it was important 1090 00:53:37,800 --> 00:53:40,360 Speaker 1: to me that those pictures were black and brown people, 1091 00:53:41,160 --> 00:53:42,879 Speaker 1: just because I knew those books were being the hand 1092 00:53:42,880 --> 00:53:44,839 Speaker 1: of hands of little children who might not have ever 1093 00:53:44,880 --> 00:53:48,839 Speaker 1: seen that. But for animation, it's different. You don't get 1094 00:53:48,840 --> 00:53:51,640 Speaker 1: to see who's drawing it. So I'm open to receiving 1095 00:53:51,680 --> 00:53:54,799 Speaker 1: animation requests from a wide range of people, although I 1096 00:53:54,840 --> 00:53:58,160 Speaker 1: do have a preference. So yeah, that's it. Get you 1097 00:53:58,200 --> 00:54:00,800 Speaker 1: a book if you haven't already. Molly Moore m A 1098 00:54:00,960 --> 00:54:03,319 Speaker 1: L M R E M. 1099 00:54:03,360 --> 00:54:07,120 Speaker 2: A love it. Okay, Well that's fine. I mean, I've 1100 00:54:07,160 --> 00:54:09,839 Speaker 2: struck my husband always rolls his eyes when I specifically 1101 00:54:09,920 --> 00:54:11,840 Speaker 2: say I would love this person this role to be 1102 00:54:11,840 --> 00:54:13,839 Speaker 2: filled by a person of color. It does not mean 1103 00:54:13,880 --> 00:54:16,120 Speaker 2: that we're taking like it's not like we're saying no 1104 00:54:16,520 --> 00:54:18,880 Speaker 2: to candidates who are not people of color. It is 1105 00:54:18,920 --> 00:54:21,799 Speaker 2: about it is about making sure that the people that 1106 00:54:21,880 --> 00:54:24,920 Speaker 2: you have at the table, in the pool of potential candidates, 1107 00:54:24,960 --> 00:54:28,600 Speaker 2: that you're at least seeing a diverse group of candidates 1108 00:54:28,640 --> 00:54:29,880 Speaker 2: so that people have a chance. 1109 00:54:29,920 --> 00:54:30,239 Speaker 1: That's it. 1110 00:54:31,160 --> 00:54:33,200 Speaker 2: And yeah, it's a little uncomfortable for people to hear 1111 00:54:33,239 --> 00:54:34,920 Speaker 2: that kind of thing, but I don't think there's anything 1112 00:54:35,360 --> 00:54:37,920 Speaker 2: to be shy about when you when you specifically intentionally 1113 00:54:37,960 --> 00:54:40,399 Speaker 2: say you're looking for this type of person. I mean 1114 00:54:40,440 --> 00:54:42,560 Speaker 2: Biden for of reasons that he was going to look 1115 00:54:42,600 --> 00:54:46,080 Speaker 2: for a woman. It's okay, exactly, and I think that 1116 00:54:46,080 --> 00:54:47,719 Speaker 2: that is, we have to dig and we're comfortable with it, 1117 00:54:47,800 --> 00:54:50,760 Speaker 2: or else we're never going to fix, you know, those issues. 1118 00:54:50,760 --> 00:54:52,839 Speaker 2: But that's a whole different I'm just starting a whole 1119 00:54:52,880 --> 00:54:58,600 Speaker 2: new show here. Well, thank y'all for participating in another 1120 00:54:58,600 --> 00:55:01,439 Speaker 2: episode of Brand Ambition. As we said on last week's show, 1121 00:55:01,640 --> 00:55:04,879 Speaker 2: shout us out, Tell a friend, Tell a friend. We've 1122 00:55:04,920 --> 00:55:07,239 Speaker 2: really grown the show over the last few months, even 1123 00:55:07,360 --> 00:55:09,680 Speaker 2: in the time of COVID, which is insane to us. 1124 00:55:10,000 --> 00:55:12,080 Speaker 2: But leave us a comment, leave us a review. It 1125 00:55:12,160 --> 00:55:15,399 Speaker 2: helps us appear more prominently in iTunes if you guys 1126 00:55:15,480 --> 00:55:18,080 Speaker 2: rate us and leave a review, especially a five star 1127 00:55:18,160 --> 00:55:21,960 Speaker 2: review if you you know so choose, that would be fabulous, 1128 00:55:22,200 --> 00:55:25,320 Speaker 2: And then post, you know, tag us on Instagram, on Twitter, 1129 00:55:25,360 --> 00:55:27,919 Speaker 2: on Facebook when you're sharing the show, and just let 1130 00:55:28,000 --> 00:55:30,719 Speaker 2: folks know. Don't let us be a secret, let your 1131 00:55:30,840 --> 00:55:32,759 Speaker 2: let people know, share the love, let them know that 1132 00:55:32,800 --> 00:55:34,680 Speaker 2: we exist and that we are here for them as well. 1133 00:55:34,920 --> 00:55:45,640 Speaker 3: Yes,