1 00:00:00,080 --> 00:00:03,120 Speaker 1: Inflation is at a forty year high. Many high profile 2 00:00:03,160 --> 00:00:07,800 Speaker 1: companies have had recent job layoffs, and several economists believe 3 00:00:07,800 --> 00:00:10,760 Speaker 1: when may be headed towards a recession. I know many 4 00:00:10,800 --> 00:00:13,760 Speaker 1: of us are wondering what's best for our financial portfolios 5 00:00:13,840 --> 00:00:17,079 Speaker 1: right now. I know I am, and joining me is 6 00:00:17,160 --> 00:00:21,799 Speaker 1: Charles Thornton, founder and CEO of Legacy Precious Metals. He's 7 00:00:21,800 --> 00:00:25,400 Speaker 1: been advising people on their personal finances and investments for 8 00:00:25,440 --> 00:00:28,040 Speaker 1: over twenty five years. Charles, it's great to have you 9 00:00:28,080 --> 00:00:29,880 Speaker 1: with us. Oh, it's great to be here. Thanks for 10 00:00:29,920 --> 00:00:32,600 Speaker 1: having me again, dude. And I was watching sixteen Minutes 11 00:00:32,640 --> 00:00:36,600 Speaker 1: Sunday and I saw the interview with Treasury Secretary Janet Yellen. 12 00:00:36,920 --> 00:00:39,400 Speaker 1: Listen to what she said. I believe by the end 13 00:00:39,400 --> 00:00:42,319 Speaker 1: of next year you will see which lower inflation if 14 00:00:42,360 --> 00:00:47,919 Speaker 1: there's not an unanticipated shock. Now notice she said end 15 00:00:47,960 --> 00:00:50,240 Speaker 1: of next year. I'm assuming she means the end of 16 00:00:50,280 --> 00:00:53,599 Speaker 1: twenty three, meaning we could be headed towards a recession. 17 00:00:53,640 --> 00:00:56,080 Speaker 1: Infect She went on to say there are always risks 18 00:00:56,080 --> 00:01:00,680 Speaker 1: of a recession. The economy remains prune to shock. When 19 00:01:00,680 --> 00:01:04,319 Speaker 1: you saw all that, what was your take about her comments? 20 00:01:04,959 --> 00:01:09,280 Speaker 1: It was interesting and I've never in recent history heard 21 00:01:09,360 --> 00:01:13,160 Speaker 1: a economist to someone who's studied and practiced and spend 22 00:01:13,160 --> 00:01:15,880 Speaker 1: a life in an economy and predicting it just skip 23 00:01:15,959 --> 00:01:18,319 Speaker 1: a year to say that by the end of twenty 24 00:01:18,360 --> 00:01:21,880 Speaker 1: twenty three and no forecast for what we see next month, 25 00:01:22,400 --> 00:01:26,120 Speaker 1: three months from now, especially in this kind of an economy, 26 00:01:26,160 --> 00:01:30,839 Speaker 1: when there's so much uncertainty, to just bypass the entire 27 00:01:30,959 --> 00:01:33,600 Speaker 1: year and say, don't worry. By the end of next year, 28 00:01:33,680 --> 00:01:35,880 Speaker 1: we'll start to see things get better. That to me 29 00:01:36,000 --> 00:01:39,000 Speaker 1: is a little telling, and it's also scary. We need 30 00:01:39,080 --> 00:01:42,759 Speaker 1: someone who's working now, We need someone who's fixing problems now, 31 00:01:43,480 --> 00:01:47,680 Speaker 1: not waiting to see what happens. The statement about there's 32 00:01:47,680 --> 00:01:51,040 Speaker 1: always a risk of a recession, that was just really 33 00:01:51,160 --> 00:01:54,240 Speaker 1: a quick way to side step the question. She didn't 34 00:01:54,240 --> 00:01:57,080 Speaker 1: say she doesn't believe there won't be a recession this time. 35 00:01:57,240 --> 00:02:00,640 Speaker 1: She says it could happen. And I think that's because 36 00:02:00,680 --> 00:02:02,920 Speaker 1: we know that there is a recession that's going to happen. 37 00:02:03,480 --> 00:02:06,840 Speaker 1: CEOs across the country are telling you, yes, prepare for 38 00:02:06,840 --> 00:02:10,160 Speaker 1: the recession. We're laying off people. The number is getting 39 00:02:10,200 --> 00:02:14,280 Speaker 1: astronomical now. I think a recession is a foregone conclusion. 40 00:02:14,400 --> 00:02:17,120 Speaker 1: In fact, I believe if we really looked at the numbers, 41 00:02:17,160 --> 00:02:19,680 Speaker 1: we would say that we're in a recession currently. You know, 42 00:02:19,680 --> 00:02:22,000 Speaker 1: it's inter Paul Krugman at the New York Times, just 43 00:02:22,160 --> 00:02:26,800 Speaker 1: a series of Twitter links where he basically said all 44 00:02:26,800 --> 00:02:29,959 Speaker 1: the models he's been following may have been wrong. He's 45 00:02:29,960 --> 00:02:33,840 Speaker 1: a very famous liberal economist. But it's just sort of 46 00:02:33,840 --> 00:02:37,480 Speaker 1: like the world turned upside down. If even people this 47 00:02:37,680 --> 00:02:41,280 Speaker 1: sophisticated and with this level of information, and certainly the 48 00:02:41,280 --> 00:02:44,760 Speaker 1: sector of the Treasury has a huge volume of information 49 00:02:44,800 --> 00:02:47,000 Speaker 1: that the rest of us don't have, if they don't 50 00:02:47,040 --> 00:02:50,840 Speaker 1: really quite know what's going on, how do you build 51 00:02:50,840 --> 00:02:56,000 Speaker 1: a diversified investment strategy in that kind of almost unknowable world. 52 00:02:56,680 --> 00:02:59,160 Speaker 1: That's a great question. That's really the question, isn't it. 53 00:02:59,560 --> 00:03:01,760 Speaker 1: If you don't know what's going on, if you don't 54 00:03:01,800 --> 00:03:04,120 Speaker 1: know what's to come, the best thing that you can 55 00:03:04,200 --> 00:03:08,000 Speaker 1: do is take the time now to get safety added 56 00:03:08,040 --> 00:03:11,360 Speaker 1: to your portfolio, to diversify, to make sure you're not 57 00:03:11,440 --> 00:03:15,000 Speaker 1: overexposed in one area over another, because that's what's going 58 00:03:15,040 --> 00:03:17,600 Speaker 1: to see us through a recession. That's what's going to 59 00:03:17,639 --> 00:03:20,079 Speaker 1: see us through, what's going to happen in the equities 60 00:03:20,120 --> 00:03:23,600 Speaker 1: markets and in the bond markets. Is that diversification? You 61 00:03:23,680 --> 00:03:26,000 Speaker 1: want to take that step now too, rather than waiting 62 00:03:26,120 --> 00:03:29,040 Speaker 1: till it's too late. Don't allow more damage to get 63 00:03:29,080 --> 00:03:32,440 Speaker 1: done to your portfolio. And this is where we take 64 00:03:32,520 --> 00:03:34,920 Speaker 1: that approach and say, you know, not all your eggs 65 00:03:34,920 --> 00:03:37,440 Speaker 1: in one basket. And when we have that conversation, we 66 00:03:37,480 --> 00:03:40,120 Speaker 1: have to talk about precious metals. It's something that belongs 67 00:03:40,320 --> 00:03:44,000 Speaker 1: in that portfolio to give you that balance in that protection. 68 00:03:44,400 --> 00:03:47,600 Speaker 1: So what do you think about that kind of diversification. 69 00:03:48,240 --> 00:03:51,400 Speaker 1: One of my questions I guess always is where in 70 00:03:51,480 --> 00:03:55,080 Speaker 1: your judgment, you've got stocks, you've got bonds, but you've 71 00:03:55,120 --> 00:03:59,840 Speaker 1: also got physical investments. Where do you see you invest 72 00:04:00,120 --> 00:04:03,880 Speaker 1: in gold and silver in this kind of a market environment, 73 00:04:04,120 --> 00:04:06,280 Speaker 1: and this kind of a market environment, I'd say you 74 00:04:06,400 --> 00:04:09,840 Speaker 1: have to have some precious metals. We know that there 75 00:04:09,880 --> 00:04:12,760 Speaker 1: will be more interest rate races, we know that there'll 76 00:04:12,760 --> 00:04:16,120 Speaker 1: be a continued breakdown of the purchasing power of the dollar, 77 00:04:16,560 --> 00:04:19,400 Speaker 1: and we know that the equities and your other assets 78 00:04:19,400 --> 00:04:22,360 Speaker 1: are going to suffer. This is what happens. Not many 79 00:04:22,400 --> 00:04:24,119 Speaker 1: people are talking about it the way that they should, 80 00:04:24,160 --> 00:04:26,640 Speaker 1: but this is what always happens when you have this scenario, 81 00:04:27,200 --> 00:04:32,120 Speaker 1: and this is exactly why we need precious metals. You 82 00:04:32,240 --> 00:04:35,240 Speaker 1: have gold and silver in your portfolio, it gives you 83 00:04:36,000 --> 00:04:40,279 Speaker 1: that hedge, that protection against a stock market collapse or 84 00:04:40,640 --> 00:04:43,760 Speaker 1: the continuing weakening of the dollar. You know, that purchasing power. 85 00:04:44,080 --> 00:04:46,560 Speaker 1: So that's what precious metals gives you. That's what that 86 00:04:46,640 --> 00:04:49,320 Speaker 1: investment is meant to do. It seems to me as 87 00:04:49,360 --> 00:04:52,799 Speaker 1: a historian that gold is a store of value literally 88 00:04:52,800 --> 00:04:55,400 Speaker 1: goes back to the earliest times we know about it. 89 00:04:55,960 --> 00:05:01,080 Speaker 1: It has consistently been used as a way to an 90 00:05:01,160 --> 00:05:06,280 Speaker 1: ultimate resource that is not subject to the king deciding 91 00:05:06,320 --> 00:05:10,120 Speaker 1: to repudiate the debt or the government deciding to print 92 00:05:10,200 --> 00:05:12,720 Speaker 1: huge volumes of paper money. Do you think of the 93 00:05:12,720 --> 00:05:17,600 Speaker 1: modern world that that kind of inherent value has remained. 94 00:05:18,360 --> 00:05:20,640 Speaker 1: I do believe that. I think we see it even 95 00:05:20,680 --> 00:05:23,200 Speaker 1: around the world. We see the amount of gold purchases 96 00:05:23,279 --> 00:05:27,360 Speaker 1: by central banks is increasing. They understand this. They understand 97 00:05:27,400 --> 00:05:30,200 Speaker 1: that we have a time now where we're not afraid 98 00:05:30,320 --> 00:05:32,760 Speaker 1: to just print trillions of dollars out of thin air. 99 00:05:33,240 --> 00:05:36,359 Speaker 1: We've seen it, we see more of it coming. We've 100 00:05:36,360 --> 00:05:39,479 Speaker 1: seen steps being taken to just say that debt. Forget 101 00:05:39,480 --> 00:05:42,320 Speaker 1: about it. We're going to wipe it out. Government's going 102 00:05:42,320 --> 00:05:44,799 Speaker 1: to cover that cost for you. These are the type 103 00:05:44,800 --> 00:05:51,000 Speaker 1: of things that will really determine how bad the economy gets. 104 00:05:51,600 --> 00:05:53,880 Speaker 1: We have all this additional debt, we're adding all this 105 00:05:53,960 --> 00:05:57,360 Speaker 1: additional responsibility from the government, and this is why that 106 00:05:57,440 --> 00:06:00,400 Speaker 1: dollar needs to be protected. And this is exactly gold 107 00:06:00,400 --> 00:06:02,720 Speaker 1: and silver come in. One of the real breakthroughs has 108 00:06:02,760 --> 00:06:06,200 Speaker 1: been you can both have physical gold or physical silver 109 00:06:06,880 --> 00:06:09,760 Speaker 1: close and I have a small amount that's physical, but 110 00:06:10,000 --> 00:06:15,080 Speaker 1: in fact there's now been really an evolution into gold 111 00:06:15,120 --> 00:06:19,359 Speaker 1: iras and silver iras, which allows you without having to 112 00:06:19,480 --> 00:06:23,760 Speaker 1: personally worry about the security, to nonetheless know that it's 113 00:06:23,800 --> 00:06:26,240 Speaker 1: being kept in a secure place. Can you describe a 114 00:06:26,279 --> 00:06:30,920 Speaker 1: little bit about how these new innovations work. Absolutely, and 115 00:06:30,960 --> 00:06:33,280 Speaker 1: it's a great difference. I'm glad you brought it up. 116 00:06:33,760 --> 00:06:35,520 Speaker 1: When we look at gold and silver, we know it 117 00:06:35,560 --> 00:06:38,440 Speaker 1: makes sense right, and we're talking physical We're talking about 118 00:06:38,440 --> 00:06:42,120 Speaker 1: those funds you have in a savings account or extra 119 00:06:42,160 --> 00:06:44,240 Speaker 1: money you have in a checking account, and you can 120 00:06:44,320 --> 00:06:47,279 Speaker 1: use that and have metals delivered to you. The other 121 00:06:47,400 --> 00:06:50,680 Speaker 1: most important, I think thing is that ira having the 122 00:06:50,720 --> 00:06:54,280 Speaker 1: ability to take a percentage of your IRA and put 123 00:06:54,320 --> 00:06:57,880 Speaker 1: that into gold and silver too. For most people, their 124 00:06:57,880 --> 00:07:00,960 Speaker 1: IRA is the place where they have most of their assets. 125 00:07:01,000 --> 00:07:04,520 Speaker 1: This is their retirement. We've worked all our life. We 126 00:07:04,560 --> 00:07:07,080 Speaker 1: want to be able to retire, enjoy the things that 127 00:07:07,080 --> 00:07:09,320 Speaker 1: we've always planned on doing, the things we saved and 128 00:07:09,400 --> 00:07:12,840 Speaker 1: sacrifice to do when we retire. And that's that money. 129 00:07:12,960 --> 00:07:15,720 Speaker 1: We want to make sure that's safe and outside of 130 00:07:15,760 --> 00:07:18,560 Speaker 1: someone's home. This is typically the largest amount of an 131 00:07:18,560 --> 00:07:21,560 Speaker 1: investment that they have, so there's no need for that 132 00:07:21,640 --> 00:07:25,040 Speaker 1: to be at risk as well. And what is allowed 133 00:07:25,160 --> 00:07:27,440 Speaker 1: is when you take a portion of that IRA and 134 00:07:27,520 --> 00:07:29,920 Speaker 1: you invest it in the physical metals much like you 135 00:07:29,960 --> 00:07:34,120 Speaker 1: do in person, except it's held in the IRA, so 136 00:07:34,160 --> 00:07:36,640 Speaker 1: you don't give up the tax break for it. You 137 00:07:36,640 --> 00:07:39,600 Speaker 1: don't impose yourself a tax penalty by removing it from 138 00:07:39,640 --> 00:07:42,080 Speaker 1: an IRA. You can keep it there and you have 139 00:07:42,200 --> 00:07:45,800 Speaker 1: the same benefits of all that growth without taxability until 140 00:07:45,840 --> 00:07:49,360 Speaker 1: you retire, which is an amazing thing. You know. The 141 00:07:49,440 --> 00:07:52,200 Speaker 1: IRA system is a great system and it's really set 142 00:07:52,240 --> 00:07:55,600 Speaker 1: to benefit people if they use it correctly. We say, 143 00:07:55,880 --> 00:07:58,520 Speaker 1: don't just hope that that works out. Take the steps 144 00:07:58,560 --> 00:08:00,800 Speaker 1: just like you would your personal finance and get that 145 00:08:00,920 --> 00:08:03,280 Speaker 1: protected from the ups and downs of the stock market 146 00:08:03,320 --> 00:08:06,320 Speaker 1: and the things of that nature, while still keeping all 147 00:08:06,320 --> 00:08:08,840 Speaker 1: of the tax breaks and all the tax benefits of 148 00:08:08,880 --> 00:08:12,080 Speaker 1: the account. It seems to me, based on conversations you 149 00:08:12,120 --> 00:08:14,920 Speaker 1: and I have had before, that this kind of a 150 00:08:14,960 --> 00:08:21,000 Speaker 1: period of uncertainty is almost exactly why you founded Legacy 151 00:08:21,080 --> 00:08:23,200 Speaker 1: Precious Medals. Could you take to some one and talk 152 00:08:23,240 --> 00:08:26,480 Speaker 1: about your commitment in terms of education and the way 153 00:08:26,520 --> 00:08:30,520 Speaker 1: you approach thinking about the public and thinking about their 154 00:08:30,600 --> 00:08:35,680 Speaker 1: financial future. Legacy Really it was created so that people 155 00:08:36,160 --> 00:08:38,840 Speaker 1: could be protected. And we've talked many times, and you 156 00:08:38,880 --> 00:08:42,640 Speaker 1: know my commitment to making sure that Americans have the 157 00:08:42,679 --> 00:08:45,440 Speaker 1: protection they need. Doing it's right for America. That's how 158 00:08:45,520 --> 00:08:49,360 Speaker 1: America succeeds. And when we created Legacy, we said we 159 00:08:49,400 --> 00:08:51,840 Speaker 1: need to be different. We want to make sure that 160 00:08:51,880 --> 00:08:55,160 Speaker 1: people understand this is where they come to be educated, 161 00:08:55,320 --> 00:08:57,480 Speaker 1: find out if this is right for them, find out 162 00:08:57,520 --> 00:09:01,439 Speaker 1: what is available. And when you do that, you introduce 163 00:09:01,559 --> 00:09:04,120 Speaker 1: the education to them and then you show them how 164 00:09:04,160 --> 00:09:07,280 Speaker 1: they can actually control their money. It makes a big 165 00:09:07,360 --> 00:09:10,040 Speaker 1: difference in how people feel and gives them security in 166 00:09:10,080 --> 00:09:13,360 Speaker 1: their investments. Right, That's the thing that's lacking with so 167 00:09:13,360 --> 00:09:17,000 Speaker 1: many places nowadays. People are invested, but they really don't 168 00:09:17,040 --> 00:09:20,640 Speaker 1: know what they have, and we thought, let's get that changed. 169 00:09:20,840 --> 00:09:24,520 Speaker 1: Let's help people understand how their retirements working for them, 170 00:09:24,520 --> 00:09:26,760 Speaker 1: how their cash is working for them, how their gold 171 00:09:26,800 --> 00:09:29,680 Speaker 1: and sovers working for them. We wanted to give people 172 00:09:29,679 --> 00:09:33,880 Speaker 1: the ability to generate wealth, but also with the iras, 173 00:09:34,200 --> 00:09:37,240 Speaker 1: get the reduced tax liabilities, get the tax benefits from 174 00:09:37,240 --> 00:09:40,840 Speaker 1: that as well. So this is kind of what really 175 00:09:41,559 --> 00:09:44,920 Speaker 1: motivated us to start Legacy Here. We say it a 176 00:09:44,920 --> 00:09:47,079 Speaker 1: lot is we want to take the fear out because 177 00:09:47,160 --> 00:09:50,360 Speaker 1: most people don't understand it, and when they don't understand it, 178 00:09:50,360 --> 00:09:53,440 Speaker 1: they get worried about it. We can ask your questions, 179 00:09:53,559 --> 00:09:56,240 Speaker 1: we can show you the information you need, but more importantly, 180 00:09:56,520 --> 00:09:59,160 Speaker 1: we can remove the fear from your investment. And that's 181 00:09:59,200 --> 00:10:04,280 Speaker 1: the important part. Given your philosophical commitment to educating people 182 00:10:04,320 --> 00:10:07,000 Speaker 1: and having them have a sense of control over their 183 00:10:07,000 --> 00:10:12,480 Speaker 1: financial future. If people come to Legacy Precious Medals just 184 00:10:12,720 --> 00:10:14,520 Speaker 1: to ask questions, even if they're not going to buy 185 00:10:14,520 --> 00:10:17,480 Speaker 1: anything at this point, are you comfortable having that kind 186 00:10:17,520 --> 00:10:20,599 Speaker 1: of a relationship where in a sense you're sort of 187 00:10:20,640 --> 00:10:23,640 Speaker 1: a teacher, not a salesman. Yeah, I'm not a very 188 00:10:23,640 --> 00:10:25,480 Speaker 1: good salesman. I can tell you that right now, nude, 189 00:10:25,760 --> 00:10:28,040 Speaker 1: and that's okay. I don't need to be. I don't 190 00:10:28,040 --> 00:10:29,800 Speaker 1: know if I'm a teacher, but I will say I'm 191 00:10:29,800 --> 00:10:33,080 Speaker 1: an educator. We want to show people what options they have, 192 00:10:33,160 --> 00:10:35,800 Speaker 1: and every phone call that you make to us, it's 193 00:10:35,880 --> 00:10:38,320 Speaker 1: not to generate a sale, right We don't know if 194 00:10:38,360 --> 00:10:40,560 Speaker 1: there's a sale there. We don't know what it is 195 00:10:40,559 --> 00:10:42,360 Speaker 1: you want to do. The first thing we have to 196 00:10:42,400 --> 00:10:46,120 Speaker 1: do is figure out together what's right for you. So 197 00:10:46,280 --> 00:10:49,240 Speaker 1: everyone here takes that role. It's not just me. Everyone 198 00:10:49,280 --> 00:10:52,280 Speaker 1: here is an educator of the phone. Everyone here educates 199 00:10:52,320 --> 00:10:54,200 Speaker 1: every client that comes through the door, so we make 200 00:10:54,240 --> 00:10:57,600 Speaker 1: sure everyone gets what they need. I think that's really 201 00:10:57,640 --> 00:11:00,520 Speaker 1: important in a period like this, because I mean I've 202 00:11:00,559 --> 00:11:05,079 Speaker 1: been studying economic history now for a very very long time. 203 00:11:05,559 --> 00:11:08,400 Speaker 1: I have to say this is one of the most 204 00:11:08,520 --> 00:11:13,000 Speaker 1: unknowable periods. There are more things going on around the 205 00:11:13,040 --> 00:11:15,200 Speaker 1: world that you can't In fact, I was just reading 206 00:11:15,240 --> 00:11:18,199 Speaker 1: this morning about the scale of a crisis in Bangladesh 207 00:11:18,240 --> 00:11:21,600 Speaker 1: and it's potential impact in India, and I'm thinking we're 208 00:11:21,600 --> 00:11:23,959 Speaker 1: seeing all sorts of stuff. Some of it caused by 209 00:11:23,960 --> 00:11:26,920 Speaker 1: the Russian invasion of Ukraine and the impact that has 210 00:11:26,960 --> 00:11:30,120 Speaker 1: been a food around the world, and other things being 211 00:11:30,120 --> 00:11:34,520 Speaker 1: caused by the administration's policy on energy which has artificially 212 00:11:34,520 --> 00:11:38,040 Speaker 1: created problems, and the scale of debt not just here 213 00:11:38,080 --> 00:11:40,960 Speaker 1: but around the world, and the degree to which the 214 00:11:41,040 --> 00:11:44,040 Speaker 1: Chinese are now beginning to see their economy really for 215 00:11:44,080 --> 00:11:47,560 Speaker 1: the first time I think since the nineteen seventies begin 216 00:11:47,640 --> 00:11:50,600 Speaker 1: to have real challenges. So I look at all that 217 00:11:51,400 --> 00:11:54,599 Speaker 1: and I have to tell you that a company like 218 00:11:54,880 --> 00:11:58,760 Speaker 1: Legacy Pressious Metals and having somebody Charles, with the length 219 00:11:58,800 --> 00:12:02,240 Speaker 1: of experience you have, the number of different patterns you've 220 00:12:02,240 --> 00:12:05,640 Speaker 1: been through, I think is very encouraging and very helpful. 221 00:12:06,240 --> 00:12:08,760 Speaker 1: I really want to thank you for your insights and 222 00:12:09,520 --> 00:12:11,640 Speaker 1: sort of put you on notice that as the economy 223 00:12:11,760 --> 00:12:14,000 Speaker 1: keeps evolving, we're probably going to come back to you 224 00:12:14,040 --> 00:12:18,480 Speaker 1: again and ask you to continue doing things. Oh my pleasure. 225 00:12:18,480 --> 00:12:20,240 Speaker 1: You know, I'm always happy to be here Newt Thank you. 226 00:12:20,840 --> 00:12:23,160 Speaker 1: I want to let our listeners know if you'd like 227 00:12:23,280 --> 00:12:26,480 Speaker 1: more information, you can call Charles and his team at 228 00:12:26,559 --> 00:12:32,120 Speaker 1: Legacy Precious Medals directly at eight six six four eight 229 00:12:32,240 --> 00:12:37,520 Speaker 1: four four O four three that's eight six six four 230 00:12:37,679 --> 00:12:41,440 Speaker 1: eight four four o four three. Or you can find 231 00:12:41,480 --> 00:12:45,640 Speaker 1: out more online by going to buy Legacygold dot com 232 00:12:45,720 --> 00:12:51,599 Speaker 1: slash newt. That's buy Legacy goold dot com slash newt 233 00:12:51,640 --> 00:12:55,120 Speaker 1: to find out more and get a free investment guide