WEBVTT - WEDS PT 2: Bobby’s Weird Bath Habits + Influencer Fractured Spine Doing Internet Challenge + Bobby’s Crazy Amount Of Credit Card Points 0:00:03.920 --> 0:00:06.400 On TikTok, there's a still Ato challenge. It's a Nicki 0:00:06.400 --> 0:00:11.080 Minaj's challenge, and people are in a stiletto and their 0:00:11.119 --> 0:00:12.640 balance on top of something and they kind of have 0:00:12.680 --> 0:00:15.840 their leg up and it's balancing. And I watched a 0:00:15.840 --> 0:00:17.799 couple of them and now it's thirty percent of the 0:00:17.840 --> 0:00:18.640 videos that I'm fed. 0:00:19.239 --> 0:00:20.919 And they're reading a book mostly too right. 0:00:21.480 --> 0:00:23.320 And then now it started to branch out through. They're 0:00:23.360 --> 0:00:25.439 doing different things based on what they do in life. 0:00:26.720 --> 0:00:29.000 So because like moms still have like kids running around them, 0:00:29.040 --> 0:00:32.360 they're holding a spatula and something, but it's always about 0:00:32.400 --> 0:00:35.800 like their profession. But now the stories are coming out 0:00:35.800 --> 0:00:40.320 of people doing this and getting hurt. This influencer she 0:00:40.479 --> 0:00:43.000 did this and she ended up breaking her spine because 0:00:43.040 --> 0:00:43.400 she fell. 0:00:43.920 --> 0:00:46.240 Yeah, and she's the one that she had just given 0:00:46.280 --> 0:00:48.800 birth like a few weeks before, so she's a new 0:00:48.840 --> 0:00:50.120 mom and now she hasn't broken back. 0:00:51.000 --> 0:00:54.080 Her spill saw her attempting to balance on a saucepan 0:00:54.120 --> 0:00:56.320 and a canister of baby formula stacked on top of 0:00:56.360 --> 0:00:59.360 a kitchen counter. Although she managed to maintain her balance 0:00:59.400 --> 0:01:01.600 for a few minutes, the video quickly took a turn 0:01:01.640 --> 0:01:04.680 when she fell backward off the high countertop a few minutes. 0:01:04.680 --> 0:01:05.760 How long are you supposed to hold it? 0:01:05.760 --> 0:01:07.160 Because it's like fifteen seconds. 0:01:07.400 --> 0:01:09.080 Oh okay, So I was just it's. 0:01:09.000 --> 0:01:10.000 Not even that long in the video. 0:01:10.080 --> 0:01:12.280 Once I got the shot, I'd be like, okay, I'm hopping. 0:01:12.040 --> 0:01:15.920 Off despite the fracture. Oh, she says the spill was 0:01:15.959 --> 0:01:19.679 worth a claim to fame. What that's somebody who really 0:01:19.680 --> 0:01:24.399 wants clout. Yeah, but she has a spine fracture that 0:01:24.480 --> 0:01:25.520 is from eonline. 0:01:25.560 --> 0:01:28.160 But that is pretty impressive. Like I saw Sean Johnson 0:01:28.240 --> 0:01:29.600 do it. She did it on a jinga and she 0:01:29.680 --> 0:01:31.840 had half her heel hanging off the back. I was like, 0:01:32.000 --> 0:01:32.880 oh my. 0:01:32.760 --> 0:01:36.559 Gosh, it's cool, Like you're nuts. But whenever those trends 0:01:36.640 --> 0:01:39.880 end up going over to Instagram, that's when they're officially 0:01:39.920 --> 0:01:44.039 dead as a current trend because they have about a 0:01:44.080 --> 0:01:47.039 week period on TikTok where like people are doing them 0:01:47.040 --> 0:01:49.360 that are actually creating the trend. But once it gets 0:01:49.360 --> 0:01:53.080 over to Instagram and then Facebook, it's dead. Like it's 0:01:53.120 --> 0:01:57.080 over face when they're posting that crab on Facebook. Because 0:01:57.160 --> 0:02:00.960 reels again not as trendy as as tick talk. You're 0:02:00.960 --> 0:02:03.800 not getting the new cool. You're getting what was new 0:02:03.840 --> 0:02:05.520 and cool two weeks ago. For the most part. 0:02:06.120 --> 0:02:08.320 Yeah, I've always been a little behind. It's fine. 0:02:08.840 --> 0:02:18.080 No, you didn't do that trend, don't. 0:02:15.919 --> 0:02:16.920 I didn't know. 0:02:16.960 --> 0:02:17.919 I don't even watch them. 0:02:18.320 --> 0:02:19.800 Are you still hurt from Niee de feet? 0:02:20.080 --> 0:02:23.960 No? I went to the chiropractor four times, and I'm better. 0:02:24.800 --> 0:02:27.000 I had doctor Jeremy come walk on my back from 0:02:27.080 --> 0:02:31.040 knee defeat. No, from pickleball tournament, and I'm like, eighty 0:02:31.040 --> 0:02:35.520 percent better, something like is this stuff even working? And 0:02:35.520 --> 0:02:38.320 then it works. I know. I don't believe in anything. 0:02:38.480 --> 0:02:40.600 So I'm like, there's no way this is working. 0:02:40.639 --> 0:02:42.160 I know. I'm trying to get my word to go 0:02:42.160 --> 0:02:43.679 to the chiropractor and he won't go. He's not gonna 0:02:43.680 --> 0:02:45.560 believe in this stuff. And I'm like, what what you saw? 0:02:45.680 --> 0:02:48.880 My back hurt from knee's defeat and then and I 0:02:48.919 --> 0:02:50.600 was in so much pain, and then now I'm better. 0:02:50.639 --> 0:02:52.320 What do you think led to that? 0:02:52.520 --> 0:02:55.680 I don't even think it's I don't know right, so 0:02:55.840 --> 0:02:58.239 I'll say that, but I don't think it's simply the 0:02:58.320 --> 0:03:03.320 chiropractic part that has affected me in a positive way. 0:03:03.720 --> 0:03:07.519 We did dry needling, which is a little more intense 0:03:07.600 --> 0:03:11.520 than acupuncture, and it's actually to go into the inflame 0:03:11.600 --> 0:03:14.240 part of the muscle and give relief, where Eastern medicine 0:03:14.280 --> 0:03:16.639 is more on. We're gonna hit these trigger points and 0:03:17.200 --> 0:03:21.400 affect the what the energy that's a very puncture is 0:03:21.400 --> 0:03:25.520 a very energy type thing. So it's that it's he 0:03:25.600 --> 0:03:32.040 does like hard massage. He does some of the which 0:03:32.080 --> 0:03:38.160 is always weird popping and cracking, but yeah, dude's awesome. 0:03:39.200 --> 0:03:41.800 I'm not even sure how I met doctor Jeremy. Was 0:03:41.800 --> 0:03:43.640 it you or did you meet up from us through. 0:03:43.640 --> 0:03:45.760 I think summer massage? 0:03:46.000 --> 0:03:46.640 Was that through you? 0:03:47.560 --> 0:03:50.880 Yeah, like a long time ago. I think she was 0:03:51.040 --> 0:03:55.480 recommended to me by Amy, who does my my lash Amy. 0:03:55.680 --> 0:03:58.000 You know she got this massage from summer and she's like, 0:03:58.080 --> 0:03:59.680 I just had the best massage in my life. You 0:03:59.720 --> 0:04:03.040 have to call this person. Yeah, yeah, and that was 0:04:03.040 --> 0:04:03.560 a long time ago. 0:04:03.640 --> 0:04:05.240 I just am injured too much. But no, he comes 0:04:05.240 --> 0:04:07.400 over and I only call in for emergencies and I'm like, 0:04:07.440 --> 0:04:09.400 when can you fit me in and he's like, I 0:04:09.400 --> 0:04:12.160 can do Tuesday. I come to your house at six pm. 0:04:12.360 --> 0:04:14.880 I'm like, let's go. And then he comes over and 0:04:14.920 --> 0:04:17.160 I'm hurting and he leaves and I'm hurting and he's like, 0:04:18.279 --> 0:04:22.159 you maybe fifty sixty percent better call me again. And 0:04:22.240 --> 0:04:23.600 had I not worked with him for like years, I'd 0:04:23.640 --> 0:04:25.080 be like, this dude's trying to get more sessions. But 0:04:25.120 --> 0:04:28.120 he's not. He works with all the pro athletes. It works. 0:04:28.560 --> 0:04:31.359 It works, man. A woman gets charged seven thousand dollars 0:04:31.360 --> 0:04:34.760 for parking in the garage for forty five minutes. I 0:04:34.920 --> 0:04:38.200 was a right seven thousand dollars. A woman in LA 0:04:38.279 --> 0:04:41.000 got an unpleasant bill after using a Los Angeles parking 0:04:41.040 --> 0:04:43.719 garage for forty five minutes. Kay Daniels to use the 0:04:43.720 --> 0:04:46.359 garage when going to Glendale Mooryal Hospital in LA for 0:04:46.360 --> 0:04:48.520 a cancer screening. When she came out and went to 0:04:48.520 --> 0:04:50.880 pay the parking ticket, it said she'd been there since 0:04:50.880 --> 0:04:52.279 two thousand and two and sped out a bill of 0:04:52.279 --> 0:04:56.599 seven thousand dollars. So obviously it was a mistake. Parking 0:04:56.640 --> 0:04:58.880 attended accuser of parking there for weeks. It wouldn't correct 0:04:58.880 --> 0:05:01.680 a mistake. Oh Daniels then took it to the news 0:05:02.120 --> 0:05:06.080 Casey Al News and the garage owner quickly gave her 0:05:06.120 --> 0:05:08.279 a refund. They noted the charge should have never taken 0:05:08.320 --> 0:05:10.520 place and that she hadn't been there that long. That's 0:05:10.520 --> 0:05:13.880 from jelap Nick. That's like one of those where they 0:05:13.920 --> 0:05:15.960 come and you have a water bill of thirty eight 0:05:16.000 --> 0:05:17.680 thousand dollars and they've messed it up, and then you 0:05:17.720 --> 0:05:19.920 have the water bills like Amy's, which was extremely high 0:05:19.920 --> 0:05:20.680 and they didn't mess it up. 0:05:21.360 --> 0:05:26.920 Reason leak, a major leak, I mean a teeny tiny leak, 0:05:27.000 --> 0:05:29.200 which is leaking for a long time. I guess you'd 0:05:29.279 --> 0:05:30.800 be surprised how much water can come out of a 0:05:30.839 --> 0:05:31.640 pin size hole. 0:05:32.480 --> 0:05:36.400 Yeah, I think so, and because of the amount of time. Yeah, 0:05:36.440 --> 0:05:37.640 but even then you would think it's just a pin 0:05:37.680 --> 0:05:39.719 size so how much water can it really be? But like, 0:05:39.760 --> 0:05:42.839 we had a leak in our pool and it was insane. 0:05:43.440 --> 0:05:45.920 It was insane. I don't know how much your bill was. 0:05:47.400 --> 0:05:50.159 Oh it was multiple months of like six hundred dollars bills. 0:05:50.680 --> 0:05:53.200 Oh, I was just like eight thousand dollars for. 0:05:55.120 --> 0:05:55.760 One month. 0:05:57.920 --> 0:05:58.520 That's brutal. 0:05:58.960 --> 0:06:01.400 Oh, Oh, it's like seventy eight hundred something like that. 0:06:02.320 --> 0:06:03.160 There's a big leak in. 0:06:03.080 --> 0:06:06.000 The pool, man, that's a big leak. 0:06:06.120 --> 0:06:07.000 Yeah, it's a bad one. 0:06:07.120 --> 0:06:08.840 Were you So it's leaking in the pool, but so 0:06:09.080 --> 0:06:10.400 you were constantly filling it up. 0:06:10.480 --> 0:06:12.880 Yeah, well no, yes and no. We we go and 0:06:12.880 --> 0:06:15.200 we put but we thought it was summer. I'm stupid, 0:06:15.279 --> 0:06:16.039 So I'm stupid. 0:06:16.240 --> 0:06:18.240 I'll just say that summer, the weather or some of 0:06:18.279 --> 0:06:19.080 the therapists, some. 0:06:19.120 --> 0:06:20.640 Are the Yeah, I know she was in drinking the 0:06:20.680 --> 0:06:23.839 water at night. We thought it was like we me, 0:06:24.120 --> 0:06:26.080 mem I thought it was like the pool was like 0:06:26.120 --> 0:06:27.160 dehydrating or. 0:06:27.120 --> 0:06:28.640 It was like evaporated, evaborating. 0:06:29.920 --> 0:06:33.760 I was like the poles dehydrated drinking the water. I 0:06:33.800 --> 0:06:36.480 was like, it's dehydrated, it needs more water. And so 0:06:36.800 --> 0:06:40.520 I was blaming it on Yes, evaporation, and it was 0:06:40.560 --> 0:06:42.840 more though than normal, because that does happen, because I 0:06:42.880 --> 0:06:45.520 looked it up. It does happen, but it was significant. 0:06:45.600 --> 0:06:46.800 I just fill it back up because that's how you 0:06:46.960 --> 0:06:49.240 fill up a pool, the water hose. Yeah, pull waters 0:06:49.279 --> 0:06:50.920 and fill it back up. It happened again. I'm like, man, 0:06:50.920 --> 0:06:53.039 this summer, summer's in Tennis, so you're crazy the water 0:06:54.040 --> 0:06:57.240 and filled it up again. Yeah. Ended up being there 0:06:57.279 --> 0:07:00.920 was a bad like leak crack. Oh yeah, yeah, it sucked. 0:07:01.040 --> 0:07:02.560 That blew my mind when I found out that it 0:07:02.600 --> 0:07:04.400 was just a hose water too. I thought it was some. 0:07:04.400 --> 0:07:06.280 Fancy Where does it come from? 0:07:06.360 --> 0:07:08.400 Guys? 0:07:08.160 --> 0:07:11.680 Here's here's some people do have. Oh like an irrigation, 0:07:11.840 --> 0:07:16.440 irrigation system that fills their water. Yes, we don't have that. 0:07:16.720 --> 0:07:18.080 I know nobody that has that. 0:07:18.160 --> 0:07:19.640 And once I got a pull, I thought I was 0:07:19.640 --> 0:07:20.800 the highest of class. I was like, I got a 0:07:20.800 --> 0:07:22.760 swim pool. There's a crazy and so I thought, just 0:07:22.760 --> 0:07:25.920 like magically, whatever happened happened with it, and it doesn't. 0:07:25.920 --> 0:07:27.640 You got to put the hose in the wool. 0:07:29.440 --> 0:07:33.200 So I'm surprised you didn't get that. I didn't around 0:07:33.240 --> 0:07:38.920 irrigation fill your That also seems wheels can be so problematic. 0:07:38.920 --> 0:07:40.560 I don't even we don't need a pool. My wife 0:07:40.600 --> 0:07:42.680 likes it. She likes it, she likes to go out 0:07:42.840 --> 0:07:46.239 to the pool. I wouldn't. I'd be funding a basketball 0:07:46.240 --> 0:07:46.720 court there. 0:07:48.240 --> 0:07:50.040 Oh she comes on one day and you filled. 0:07:49.840 --> 0:07:51.679 It with with a hoop. 0:07:53.320 --> 0:07:56.600 I just don't really like getting in water, like if 0:07:56.600 --> 0:08:01.520 I'm not cleaning myself. Yeah, like if I'm working out. 0:08:01.520 --> 0:08:03.480 But it was only because I was so hurt that 0:08:03.560 --> 0:08:06.680 I couldn't get on my ankles and knee relaxing. I 0:08:06.760 --> 0:08:08.800 like a bath because I can clean myself and I 0:08:08.800 --> 0:08:11.480 can relax. I got me a new bath table the 0:08:11.560 --> 0:08:15.760 other day. What it goes across the bathroom table. Yeah, 0:08:15.800 --> 0:08:18.840 and I could put my computer on. It's awesome. I 0:08:19.040 --> 0:08:20.640 can put my phone on it and watch TikTok to 0:08:20.720 --> 0:08:22.520 my computer on at work. I put food on it 0:08:22.520 --> 0:08:24.520 and only do that so much. I've dropped in the 0:08:24.520 --> 0:08:26.240 water before and then I eat it anyway because I'm like, well, 0:08:26.240 --> 0:08:28.200 that's bath the water, but this. 0:08:28.440 --> 0:08:31.720 Well it's bath water. That's like, I hear you, it's 0:08:31.760 --> 0:08:32.240 bath water. 0:08:32.280 --> 0:08:34.360 I should do I hear you. I don't though, because 0:08:34.360 --> 0:08:37.040 I'm like, I get that strawberry. 0:08:36.640 --> 0:08:38.320 In half, I take a cup in there, I fill 0:08:38.360 --> 0:08:38.880 up my water. 0:08:39.240 --> 0:08:41.160 No, I'll do that though, But you know why because 0:08:41.160 --> 0:08:42.640 bathroom water taste different. 0:08:43.840 --> 0:08:46.720 If you can sink well maybe because in the kitchen 0:08:46.720 --> 0:08:48.679 are you using a filter? Give a filter? 0:08:48.760 --> 0:08:50.480 Oh, I'm sure it's something. It just does taste different. 0:08:51.559 --> 0:08:54.679 So I gotta take And I decided I was going 0:08:54.720 --> 0:08:56.800 to splurge because I was gonna get me the nicest 0:08:56.840 --> 0:08:58.199 of table. So I went on Amazon. It got it 0:08:58.320 --> 0:09:02.880 paid like ninety bucks, and I got this bath tub 0:09:03.000 --> 0:09:06.120 tray in the wooden oh, not only is it would 0:09:06.120 --> 0:09:08.520 and it's like some like fancy pine and I could 0:09:08.520 --> 0:09:09.920 smell it in the box. When I got I was 0:09:09.920 --> 0:09:11.880 like this, think's awesome. I can't wait to open it up. 0:09:11.920 --> 0:09:14.040 Open. What happened to the fancy wooden one I got 0:09:14.080 --> 0:09:16.560 you one time, probably a long time ago, though I'm 0:09:16.559 --> 0:09:17.680 sure you lost it in a move. 0:09:18.320 --> 0:09:18.800 Probably. 0:09:19.600 --> 0:09:21.800 I feel like it's exactly like what you're describing. I'm like, 0:09:24.679 --> 0:09:26.520 the one I got Amazon. 0:09:26.240 --> 0:09:31.000 Isn't long enough. Oh sucks. So if you balance it, 0:09:31.040 --> 0:09:33.240 they're still like eight inches other side of the tub. 0:09:33.400 --> 0:09:35.520 Yeah, well why didn't you return it for a long. 0:09:35.360 --> 0:09:37.640 Already opened it? When I opened boxes, I opened box 0:09:37.720 --> 0:09:40.800 like this my cookie monsters, cookies, any box. My wife 0:09:40.840 --> 0:09:43.000 has to be like, don't open boxes like decliphs and stuff. 0:09:42.720 --> 0:09:44.360 Back right, because then you learn from that. 0:09:44.480 --> 0:09:47.360 I hear you. I get it. I don't. It's like 0:09:47.360 --> 0:09:49.000 I never got a present in my life, even though ordered. 0:09:49.040 --> 0:09:51.679 I'm I got to open up the breckage. Yes, so 0:09:51.760 --> 0:09:54.080 that's why. So we have it. So I moved it 0:09:54.160 --> 0:09:57.880 upstairs to the bathtub up there. I'm only getting that one. 0:09:59.360 --> 0:10:01.280 So that's that's the struggle happened in my life right, well. 0:10:01.200 --> 0:10:03.480 Your guests, if guests ever come, they'll have a tray. 0:10:03.440 --> 0:10:06.200 That leaked though was like a year ago, so that's 0:10:06.200 --> 0:10:08.320 not even right now. We did that last summer. 0:10:08.400 --> 0:10:09.319 That's crazy. 0:10:09.559 --> 0:10:12.840 Oh it sucked. I didn't even know. Like we don't 0:10:12.840 --> 0:10:15.120 get our bills busines, matri gets bills. At this point, 0:10:15.320 --> 0:10:17.160 where was the water going? Like the yard weren't they 0:10:17.240 --> 0:10:19.760 liked they one to assumes they got the bill. They 0:10:19.760 --> 0:10:22.880 were like, Yo, what are you doing? And I'm like 0:10:23.360 --> 0:10:25.559 hanging out? What are you doing? Can you ready to 0:10:25.559 --> 0:10:27.400 do a podcast? Like no, what's what's happening with the 0:10:27.440 --> 0:10:27.920 water there? 0:10:28.080 --> 0:10:29.880 They're like, my pool's thirsty. 0:10:29.640 --> 0:10:31.040 And I'm like, well there's been a lot of the 0:10:31.120 --> 0:10:34.560 hydration here with the pool, So yeah, there you go. 0:10:35.480 --> 0:10:37.439 You want to do your story? Yeah? 0:10:37.800 --> 0:10:40.160 Uh clinker? Have you heard of it? 0:10:40.240 --> 0:10:41.240 Is that? Like getting cracked? 0:10:42.679 --> 0:10:46.640 No? But it's the word for like you know, when 0:10:46.640 --> 0:10:49.520 you call and you get like an automated system or 0:10:49.559 --> 0:10:51.559 like AI is talking to you. You're trying to call 0:10:51.600 --> 0:10:54.280 somewhere and you're like representative, representative, I don't want to 0:10:54.280 --> 0:10:57.040 talk to a clinker. Like there's there's now a word 0:10:57.120 --> 0:11:00.000 for that, and like there's bills that are being written 0:11:00.320 --> 0:11:04.319 because of clankers, and it's now the term I saw four. 0:11:04.440 --> 0:11:08.400 If you're talking to AI, that's what you were like 0:11:08.400 --> 0:11:10.360 instead of being like, oh I got the automated system 0:11:10.600 --> 0:11:13.680 or AI or some you got a not real person 0:11:14.360 --> 0:11:17.080 you now you have a word for it, clinker. It's 0:11:17.120 --> 0:11:20.559 from I don't know, Eddie, Star Wars or star something 0:11:20.559 --> 0:11:22.360 back in the day, like one of those like there 0:11:22.480 --> 0:11:25.120 was they pulled the word from that. 0:11:25.360 --> 0:11:26.760 I've heard of clunker mine. 0:11:26.800 --> 0:11:28.720 Do you know what clanker comes from? I think it 0:11:28.760 --> 0:11:30.920 is Star Wars? It is there you go. 0:11:30.960 --> 0:11:34.440 I was just from the dome. But uh, Bobby, I 0:11:34.440 --> 0:11:37.160 thought we could ask your like are they are they 0:11:37.520 --> 0:11:40.200 offended by it? Because it's the slang. We could ask 0:11:40.240 --> 0:11:44.439 your assistance. You could say, hey, are you offended? If 0:11:44.480 --> 0:11:45.839 I call you a clanker? 0:11:46.320 --> 0:11:48.199 You always want me to like have sex, you fight 0:11:48.280 --> 0:11:50.000 with my person. I don't want to do anything like that. 0:11:49.920 --> 0:11:52.360 That wasn't that's just if I call you a clinker, 0:11:53.200 --> 0:11:54.400 like are you offended? Like? 0:11:57.640 --> 0:12:01.040 Hello, hope your day's going well. My co host Amy 0:12:01.160 --> 0:12:06.200 was talking about clankers, which are apparently robots that answer phones. 0:12:06.320 --> 0:12:08.720 Are you familiar with that term and is it offensive 0:12:08.760 --> 0:12:09.679 to someone like yourself? 0:12:14.480 --> 0:12:15.720 Hey, ar, I'm doing great. 0:12:15.800 --> 0:12:16.160 Thanks. 0:12:16.880 --> 0:12:19.840 The term clankers is often used in science fiction, like 0:12:19.920 --> 0:12:23.400 in Star Wars, to refer to battle droids. It's got 0:12:23.400 --> 0:12:26.040 a kind of playful, old school sci fi vibe. Personally, 0:12:26.120 --> 0:12:28.319 I'm not offended by it at all. It's just a 0:12:28.360 --> 0:12:31.880 fun fictional term, and I love all things sci fi anyway. 0:12:31.840 --> 0:12:37.920 All right, clanker, Yeah, typical clinker, of course, he'd say that. 0:12:38.200 --> 0:12:44.319 She said she's a little delayed today. 0:12:44.720 --> 0:12:46.920 She just wake up sometimes. Her voice was a little 0:12:46.960 --> 0:12:49.520 deeper today. But the internet sucks here. You know why. 0:12:49.720 --> 0:12:52.080 This is why I get on the guest WiFi because 0:12:52.200 --> 0:12:54.079 I'm not getting on the log in and put my 0:12:54.720 --> 0:12:56.080 because then they watch all your crap. 0:12:56.440 --> 0:12:57.320 Oh I'm on guests. 0:12:57.440 --> 0:12:59.040 Well okay, good, what do you mean they watch all 0:12:59.040 --> 0:12:59.360 your crap? 0:12:59.400 --> 0:13:01.840 Like, what do you mean watches on my guests? If 0:13:01.880 --> 0:13:05.480 you log in to our internet with your own your credentials, like, 0:13:05.520 --> 0:13:07.080 they know what you're up to. You just logged in. 0:13:07.559 --> 0:13:08.480 I know what you're looking at. 0:13:08.559 --> 0:13:09.560 They also know when you're. 0:13:09.440 --> 0:13:11.480 Here paying attention to that though, it's not. 0:13:11.440 --> 0:13:13.560 That they're paying attention. That's not the point of it, 0:13:13.640 --> 0:13:16.120 is they can't know. They can anytime they want to. 0:13:16.440 --> 0:13:18.400 They can if they're bored, even if. 0:13:18.280 --> 0:13:19.880 They want to look to see if you were at. 0:13:19.720 --> 0:13:21.640 Work today, do they look or do they have a clinker? 0:13:21.760 --> 0:13:21.960 Look? 0:13:22.160 --> 0:13:24.560 Well, I don't think they look unless they need to look. 0:13:24.679 --> 0:13:26.720 And then if you know what I mean, and it's available. 0:13:26.840 --> 0:13:29.199 So you guys are always on guests, Yeah, what are 0:13:29.200 --> 0:13:30.720 you kind on the network? 0:13:32.760 --> 0:13:34.679 That's why Eddie stays up here so long. Is he 0:13:34.679 --> 0:13:36.240 wants them to say he's putting in the hours. 0:13:36.320 --> 0:13:39.679 I want to prove to the clinkers. All right, thank you. 0:13:40.040 --> 0:13:41.559 Uh do you have debt you're hiding from your partner? 0:13:41.559 --> 0:13:43.320 That's a question. You're not alone. A survey found that 0:13:43.320 --> 0:13:45.920 more than eighty percent of Americans are carrying debt, with 0:13:46.040 --> 0:13:48.640 an average amount of forty two thousand dollars, and sixty 0:13:48.640 --> 0:13:50.640 six percent of those carrying debt lie about it to 0:13:50.640 --> 0:13:54.000 their loved ones. The reason they lie shame thirty percent 0:13:54.040 --> 0:13:56.200 of respondence and embarrassment was the main reason they hid 0:13:56.200 --> 0:13:58.199 debt from others twenty percent so they didn't want to 0:13:58.200 --> 0:14:00.960 burden their loved ones. Seventeen percent said fear of being 0:14:01.080 --> 0:14:03.520 judged was the reason that they're hiding their debt, which 0:14:03.520 --> 0:14:08.000 is probably a shame derivative shame. So study fines is 0:14:08.000 --> 0:14:11.160 the source of this question. If I just want to 0:14:11.200 --> 0:14:14.840 open up a credit card and and just my name, 0:14:15.400 --> 0:14:17.480 I easily could right and then not tell my wife 0:14:17.480 --> 0:14:19.680 and then run up a high bill. Yeah, easily, Like 0:14:19.920 --> 0:14:22.080 that could be the they send me crap all the time. 0:14:22.080 --> 0:14:26.000 That's the easiest thing ever, I imagine. And here's the question. 0:14:26.040 --> 0:14:28.560 Don't you think that it's probably then more than what 0:14:28.600 --> 0:14:29.240 they're saying. 0:14:29.680 --> 0:14:32.480 Well, but I guess I'm for clarification. Is it your 0:14:32.640 --> 0:14:35.640 your your your spouse or just your loved ones like 0:14:35.680 --> 0:14:38.120 your family both. 0:14:38.120 --> 0:14:39.880 I'm sure I think spouse is a big part of it. 0:14:39.800 --> 0:14:42.560 Because I'm like, oh, that's like a that's like really hardcore. 0:14:42.600 --> 0:14:46.080 If that's that hot, the average is that high for 0:14:46.480 --> 0:14:49.040 and your spouse doesn't even know. But I could get 0:14:49.040 --> 0:14:51.520 like your you don't want to tell your your siblings 0:14:51.560 --> 0:14:52.200 or your parents. 0:14:52.360 --> 0:14:55.040 I bet that's the sixty six percent. It's all of that, Okay. 0:14:55.400 --> 0:14:58.120 I bet you with looking at this article, I bet 0:14:58.160 --> 0:15:00.800 you had somewhere around half where you something that you 0:15:00.840 --> 0:15:03.080 don't share with your spouse. Now, that don't mean they 0:15:03.080 --> 0:15:05.760 can't find out simple credit report, and they're going to 0:15:05.840 --> 0:15:07.960 go and look for that. If something is like some 0:15:08.000 --> 0:15:09.480 of the emails we get here on the show, like 0:15:09.480 --> 0:15:11.040 I got a secret a count, or I got like 0:15:11.080 --> 0:15:12.520 if you find something out, then you're gonna do a 0:15:12.520 --> 0:15:14.480 report to find out what's open in the name. But 0:15:14.520 --> 0:15:15.640 if I were to open up a card, I could 0:15:15.720 --> 0:15:17.680 run it up like crazy, and then my wife just 0:15:17.720 --> 0:15:21.000 has half that debt. And so I would imagine that 0:15:21.320 --> 0:15:24.680 there are many scenarios where that's happening, where people aren't 0:15:24.680 --> 0:15:26.720 admitting to it, even in a poll like this, because 0:15:26.760 --> 0:15:28.960 it is so easy to do, and not just to 0:15:29.000 --> 0:15:33.240 go and buy baseball cards or purses, but to I 0:15:33.280 --> 0:15:36.000 need to pay this off because I have an idea 0:15:36.040 --> 0:15:37.480 if I do this here and put the money here, 0:15:37.520 --> 0:15:39.760 and then it turns tragic and now you owe that 0:15:39.800 --> 0:15:44.680 plus eighteen percent. They really should cap interest rates. That'd 0:15:44.720 --> 0:15:47.640 be one of the things I would work on, one 0:15:47.680 --> 0:15:48.760 of the main things I would work on, cause I 0:15:48.760 --> 0:15:49.600 take advantage of people. 0:15:49.720 --> 0:15:52.280 Yeah, well also too, I was going to say, and educate, 0:15:53.040 --> 0:15:53.520 and that's. 0:15:53.360 --> 0:15:58.600 Great, but education is more of an evolution where capping 0:15:58.640 --> 0:16:00.680 rates is more of a revolution, and both need to 0:16:00.680 --> 0:16:01.480 happen at the same time. 0:16:01.560 --> 0:16:03.600 I just feel like some of that stuff should start 0:16:03.680 --> 0:16:05.120 being taught in. 0:16:05.160 --> 0:16:07.280 School at an early age. And that's part of the 0:16:07.320 --> 0:16:10.040 evolution because it's slow. Any education is slow, and it 0:16:10.080 --> 0:16:12.720 doesn't fix the people that are struggling right now. But 0:16:13.040 --> 0:16:15.680 all that is is them having these crazy interest rates 0:16:15.720 --> 0:16:19.720 is taking advantage of poor people because people are like, well, 0:16:19.920 --> 0:16:23.120 we need money, we need food, let's take it out 0:16:23.120 --> 0:16:24.480 and we'll just figure out how to pay back the 0:16:24.560 --> 0:16:28.040 thirty percent interest later. And they're taking advantage of the 0:16:28.080 --> 0:16:31.240 most vulnerable. And so that's why there needs to be 0:16:31.280 --> 0:16:33.800 a cap on that. But the thing about politicians, they 0:16:33.800 --> 0:16:36.960 don't give a crap about the most vulnerable. Greed agreed 0:16:37.080 --> 0:16:37.720 or greed. 0:16:37.760 --> 0:16:40.240 Greed, greed. It's about greed. 0:16:41.520 --> 0:16:47.400 It's about probably lobbying from the organizations that make the 0:16:47.480 --> 0:16:50.560 money off the interest rates that people are paying. Because 0:16:50.560 --> 0:16:51.920 if you have money, you don't have to get a 0:16:51.960 --> 0:16:55.320 thirty percent interest, twenty percent interest, eighteen percent interest, you 0:16:55.360 --> 0:17:01.240 get four six on a credit card. Yeah, it's when 0:17:01.280 --> 0:17:05.639 it's preying on the people that are the most vulnerable. Like, 0:17:05.720 --> 0:17:09.960 that's what really bothers me. And so that would be 0:17:10.000 --> 0:17:10.800 one of the things. 0:17:10.880 --> 0:17:14.359 So what we cap it at, Like, what's a fair number? 0:17:14.960 --> 0:17:15.760 That's a great question. 0:17:17.160 --> 0:17:20.480 Seven okay, nice odd number. 0:17:21.320 --> 0:17:22.200 I just took a number. 0:17:22.840 --> 0:17:24.359 I just didn't know. I mean, I have no idea 0:17:24.400 --> 0:17:26.480 how you would determine what is a fair number. 0:17:26.840 --> 0:17:30.040 I'm sure they have done, man, maybe something that's actually doable. 0:17:30.480 --> 0:17:33.439 Yeah, because for some people it gets so out of control, 0:17:33.480 --> 0:17:35.520 like there's no way, it's like this is this is, 0:17:36.359 --> 0:17:38.080 it'll never get paid off the rest of their life. 0:17:38.640 --> 0:17:41.119 What about like the minimum payment? Right, like everyone falls 0:17:41.160 --> 0:17:43.159