WEBVTT - Ep. 94 — Hump Day Goals

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<v Speaker 1>Holiday holiday is Monday?

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<v Speaker 2>Is that okay?

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<v Speaker 3>That's a holiday, Madonna? Come on, I was.

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<v Speaker 2>Gonna say it would be it would be so nice.

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<v Speaker 3>That's the right, that's the right song. Y'all got us

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<v Speaker 3>working on a holiday.

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<v Speaker 2>Yes see, the love that love.

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<v Speaker 3>You are laboring, it's the labor of love. On this

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<v Speaker 3>labor day, I.

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<v Speaker 2>Have to come to my old echoey office just to

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<v Speaker 2>get away from all the bumping sounds of Newark, of

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<v Speaker 2>people playing their amazing music and cooking their delicious food refuge.

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<v Speaker 2>I know. I mean, I'm not even gonna lie. I'm like,

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<v Speaker 2>I'm all right, but I'm like, I'm not. I mean,

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<v Speaker 2>I put on like two pounds from the ten that

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<v Speaker 2>I lost, and I'm like, but why I'm eating grass?

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<v Speaker 3>Listen? I was. I almost was glad to tell you

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<v Speaker 3>the story of the ribs that I had this weekend.

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<v Speaker 3>And then I remember who I was talking to.

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<v Speaker 2>And I love watching the Food Channel. You should just

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<v Speaker 2>see me looking mouth a gape, like, oh it looks

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<v Speaker 2>so good. Oh, but I'm holding on. I'm holding on,

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<v Speaker 2>Oh holding on. I mean, I do have way more energy.

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<v Speaker 2>My skin is on fleak. My sister's like, what is

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<v Speaker 2>going on? With your skin. It looks amazing. I'm like,

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<v Speaker 2>I know, but like gaining the two pounds was very

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<v Speaker 2>discouraging because I'm like, why, I'm literally not eating anything.

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<v Speaker 2>I mean I'm eating, but you know, like I'm not,

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<v Speaker 2>and I'm I don't know. Maybe it's the carves I don't.

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<v Speaker 2>I mean, well, I'm carving out.

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<v Speaker 3>You can weigh two pounds less in the morning, and

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<v Speaker 3>the end of the day you'll like gain four pounds,

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<v Speaker 3>like the body just just maybe you just need to

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<v Speaker 3>go to the bathroom and then like it'll be down

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<v Speaker 3>like two two rounds. I feel like, I feel like

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<v Speaker 3>weighing yourself is almost like googling yourself. Like if you're

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<v Speaker 3>gonna weigh yourself and you see the good news, you

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<v Speaker 3>have to always be prepared for like the bad news too,

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<v Speaker 3>Like for every good headline about yourself, you're gonna read

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<v Speaker 3>something terrible and it's just like the gamble, the risk

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<v Speaker 3>you take when you get on that scale.

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<v Speaker 2>No, you're right though, because every day I'm like, come on,

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<v Speaker 2>come on, come on, scale, and I'm like, they get

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<v Speaker 2>off the scale.

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<v Speaker 3>I mean really, like for me, it's more about can

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<v Speaker 3>I get in these pants? Can I get in those pants.

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<v Speaker 3>This is a good day. I certainly can't get into

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<v Speaker 3>any pants because this Labor Day weekend. We came back early,

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<v Speaker 3>but we went to a friend's place who has this

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<v Speaker 3>really nice, really nice home on a lake like upstate

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<v Speaker 3>close to Syracuse, and they had been talking about going

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<v Speaker 3>to this fair and I wasn't really paying attention because

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<v Speaker 3>work was kind of all over the place, and I

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<v Speaker 3>was like, yeah, yeah, yeah, I'll be there, I'll be

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<v Speaker 3>there whatever. I had no idea. It was like the

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<v Speaker 3>New York State Fair. This thing was massive. It was

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<v Speaker 3>like three football fields wide. There wasn't just one ferris wheel,

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<v Speaker 3>that were three ferris wheels. There were giraffes. I fed.

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<v Speaker 3>I fed a giraffe at the fair. It was the

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<v Speaker 3>coolest thing ever. Yeah you could. I felt really bad, Okay,

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<v Speaker 3>I felt I stole some kids. Joy It's just a

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<v Speaker 3>little bit because I had an advantage being a tall

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<v Speaker 3>person in a crowd of children and children I can't

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<v Speaker 3>and you know, you spend your two dollars, you get

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<v Speaker 3>a little bag of corn, I mean a little bag

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<v Speaker 3>of carrot sticks, and everyone else seemed to get the

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<v Speaker 3>bag with like the big carrot sticks, the long ones

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<v Speaker 3>and I got the little like the baby carrot sticks

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<v Speaker 3>and I was like, damn, I gotta get really close

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<v Speaker 3>to this giraffe now. But yeah, the giraffe he leaned

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<v Speaker 3>over and their tongues are so long and yeah there

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<v Speaker 3>so long and they're like black and anyway, it was awesome.

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<v Speaker 3>But I guess after I finished my bag of carrots,

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<v Speaker 3>he got really full and he just like sat down and.

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<v Speaker 2>Was not I'm good. I know they're like, I hate

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<v Speaker 2>that girl.

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<v Speaker 3>No, it was the best. We were the rides and

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<v Speaker 3>ate the funnel cake and got dinosaur barbecue and it

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<v Speaker 3>was just like a It was like a six hour,

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<v Speaker 3>eight hour day at the which I haven't done that ever.

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<v Speaker 2>Like country fairs, they're really big. Like we were talking about.

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<v Speaker 3>The was it Montana, Minnesota?

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<v Speaker 2>Minnesota. I know it's an m but like they have

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<v Speaker 2>a huge fair and people are like it's an event

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<v Speaker 2>I've always wanted to go to, like you know, like

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<v Speaker 2>one of the fingers that you see on TV where

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<v Speaker 2>it's like this huge event.

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<v Speaker 3>They had butter sculptures, They had a dare there was

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<v Speaker 3>like one hole. Yeah, there was like a butter sculpture

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<v Speaker 3>exhibit where they had the butter. It was a scene

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<v Speaker 3>all carved out of butter life sized men. They were

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<v Speaker 3>like dairy farmers. Yeah I'm not kidding. And that was

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<v Speaker 3>in the middle of a giant like expo for milk.

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<v Speaker 3>So they had like all the ice cream. There's like

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<v Speaker 3>a chocolate milk bar, like they literally had chocolate milk

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<v Speaker 3>on tap and then you can go from there to

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<v Speaker 3>the real dairy bar in which was like all these

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<v Speaker 3>prize winning cows. I know, you think of like cows

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<v Speaker 3>being like the stinky like spotted cows you see on

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<v Speaker 3>the side of the road or whatever. I want. Beautiful

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<v Speaker 3>cows exist and they were in this. They were like gorgeous.

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<v Speaker 3>They all had nice like reddish brown coats and they

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<v Speaker 3>were just like, oh.

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<v Speaker 2>These are the the supermata cows.

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<v Speaker 3>Yeah, theah Victoria's secret counts.

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<v Speaker 2>Wow, just walk up these cows out like you could

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<v Speaker 2>never your cow could never.

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<v Speaker 3>And it didn't even smell that bad. They were like

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<v Speaker 3>being groomed and like all their you know, their droppings

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<v Speaker 3>were being carted away because.

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<v Speaker 2>Wow, these cows are live in a live These are

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<v Speaker 2>those privileged cows that talk about cow lives matter. We're like,

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<v Speaker 2>we do cow lives matter.

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<v Speaker 3>This is the one percent. You came to brand ambition

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<v Speaker 3>to learn about uh both big phones and dairy cows. No,

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<v Speaker 3>it was. It was a great time at a good time.

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<v Speaker 3>And now I'm so worn out. I don't have any

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<v Speaker 3>plans for the actual Labor Day holiday.

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<v Speaker 2>I don't know me either, really, honestly, my plans are

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<v Speaker 2>too I guess I'll make myself a veggie burger because

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<v Speaker 2>everybody else is going to be eating delicious charred meat

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<v Speaker 2>that I had to buy from the supermarket, but in exchange,

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<v Speaker 2>Superman did all the cleaning. I hate cleaning, honestly. One

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<v Speaker 2>of the things when I finally get this house, I'll

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<v Speaker 2>give you guys an update soon. But when I finally

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<v Speaker 2>get this house, man, one of the first things I'm

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<v Speaker 2>gonna do is get myself a not a housekeeper, but

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<v Speaker 2>like a cleaning service at least twice a month.

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<v Speaker 3>That's a nice treat for yourself.

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<v Speaker 2>I am because honestly, I hate I mean, I don't

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<v Speaker 2>the dishes are but I hate. I'm not gonna mop,

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<v Speaker 2>It's not gonna happen. I don't like sweeping. I hate

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<v Speaker 2>doing the bathroom like I hate cleaning, So I'm always

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<v Speaker 2>like switching off with Superman, because yeah, he actually is,

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<v Speaker 2>like he enjoys like cleaning. Well, I mean it's like therapeutic,

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<v Speaker 2>Like I like cooking, And although I don't like food shopping,

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<v Speaker 2>I will exchange food shopping for cleaning. I'm like, well

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<v Speaker 2>I'll food shop. He's like all right, because he hates

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<v Speaker 2>food shopping. So you know, we're trying to make it

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<v Speaker 2>work over here at the Super's house.

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<v Speaker 3>Do you feel like you're supposed to get You feel

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<v Speaker 3>like by the time you get married, you're supposed to

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<v Speaker 3>have the rhythm in place over who does what, and

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<v Speaker 3>like how the chores are divided. I don't really have

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<v Speaker 3>a blueprint for this because my parents flit when I

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<v Speaker 3>was so young. But like, and I am being married now,

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<v Speaker 3>Like I'm like, why are we bickering over the dishes?

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<v Speaker 3>It's your turn? No, it's your turn, Like we're literally

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<v Speaker 3>having but I did it this week, but the trash

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<v Speaker 3>is stinky. But I didn't put the I didn't put

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<v Speaker 3>I didn't through the food in the trash. That was you, Like,

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<v Speaker 3>why can't you put your shoes on the shoe rack? Waddy?

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<v Speaker 3>You know, like those ridiculous conversations.

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<v Speaker 2>Yes, yeah, no, you're right. That's why I was like,

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<v Speaker 2>I'm getting myself well and not that every two weeks

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<v Speaker 2>it's going to be, but at least it'll take care

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<v Speaker 2>of like the heavy lifting, you know, like the day

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<v Speaker 2>to day stuff, Like I don't mind straightening up, like

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<v Speaker 2>he always says, like whenever it's my time to clean,

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<v Speaker 2>he's like, you don't clean, you straighten up, And I.

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<v Speaker 3>Do, like you put all the pile of mail in

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<v Speaker 3>a little smaller pile.

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<v Speaker 2>Yes, I straighten everything up. Everything looks all. So if

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<v Speaker 2>at first you're like, oh, what's me down here, then

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<v Speaker 2>you realize, wait, it's still the same stuff. It's just

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<v Speaker 2>well organized. And I'm like, really, well, maybe you could

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<v Speaker 2>show me how again.

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<v Speaker 3>As I watched were you a messy? I feel like

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<v Speaker 3>the big lie of adulthood as well is that you'll

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<v Speaker 3>get better at stuff as you get older. I've always

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<v Speaker 3>been a messy kid, and I'm a messy grown up

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<v Speaker 3>and I am and I.

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<v Speaker 2>Swear like like my dad is like like Superman, and

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<v Speaker 2>I'm like my mom, Like my dad used to always

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<v Speaker 2>fuss with My mom had so much stuff and it

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<v Speaker 2>was everywhere. My dad was just secretly like throwing stuff

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<v Speaker 2>away that she wouldn't even miss anywhere until ten years later.

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<v Speaker 2>She's like, have you seen my lipstick? You know? Ten

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<v Speaker 2>years later He's like, whatever, I threw that away ten

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<v Speaker 2>years ago, you didn't even need it. And so that's

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<v Speaker 2>him now because I'm like, where's my book bag, where's

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<v Speaker 2>my this? He's like, Tiffany, I like, do those things away?

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<v Speaker 2>Like three months ago, I'm like, you're doing away? That

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<v Speaker 2>was my favorite, peeling, skunky book bag. I was gonna

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<v Speaker 2>wash it. And so I'm trying to do bad. That's

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<v Speaker 2>so I'm like, you know what if I hire help, like,

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<v Speaker 2>for example, laundry, I refuse. I hate doing laundry. Not

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<v Speaker 2>gonna do it, not gonna fold it, no, no, no.

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<v Speaker 2>The most you can get me to do is put

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<v Speaker 2>it away. So I've invested, and even though we have

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<v Speaker 2>a washer dryer, when it's my turn to do the

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<v Speaker 2>mounds of laundry that three people mysteriously produce, I take

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<v Speaker 2>it right to the washing fold and I pay my

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<v Speaker 2>little thirty dollars and kidding me.

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<v Speaker 3>Yo, I know, oh, I remember you said you you

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<v Speaker 3>like you had your grand plan to make your sister

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<v Speaker 3>your personal assistant, and she was gonna do.

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<v Speaker 2>Your weekend and she was like, and I never got

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<v Speaker 2>my money back, Eddie change if I would give her

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<v Speaker 2>like twenty bucks or something and something costs five. I'm like,

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<v Speaker 2>so Lisa my change. She's like what I mean, but gas,

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<v Speaker 2>I'm like, it was down the street. And then she

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<v Speaker 2>wouldn't even bring me my stuff. I'm like, where's my

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<v Speaker 2>dry cleaning? I got tired, so I'm home, so I'm

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<v Speaker 2>going to try to bring about tomorrow. I'm like, literally,

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<v Speaker 2>the dry clean is around the corner, so I could

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<v Speaker 2>have just gone to get it. So she lasted all

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<v Speaker 2>of a weekend. So yeah, no, no personal assistant for me,

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<v Speaker 2>Like I haven't admin for emails, but nobody to run

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<v Speaker 2>Errand's And honestly it's fine because it was actually more

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<v Speaker 2>stressed than to do that myself. But yeah, no, I

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<v Speaker 2>love my They know me. At the washing fold. I'm like,

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<v Speaker 2>she's like, is you're turning again?

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<v Speaker 3>I'm like, sure, is, Well, you have a you have

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<v Speaker 3>a daughter or stepdaughter, and that adds a particular layer

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<v Speaker 3>to the mix that we don't have to deal with

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<v Speaker 3>here because we still do or like I do my laundry.

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<v Speaker 3>He has his hamper, I have my hand. But when

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<v Speaker 3>you have kids. You're right. My mom would literally spend

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<v Speaker 3>weekends just doing laundry. It was a never ending thing.

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<v Speaker 2>It's not even so much her stuff. I find it's

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<v Speaker 2>mostly like his stuff because he, like what he does

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<v Speaker 2>for a living is like physical, you know, like flipping

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<v Speaker 2>apartments and stuff. So it's mostly and I'm usually home

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<v Speaker 2>in my pj's all day working, so when you really

0:10:19.160 --> 0:10:21.320
<v Speaker 2>look at the laundry and that sect like, it's mostly

0:10:21.400 --> 0:10:24.760
<v Speaker 2>his stuff. And like I said, since he does most

0:10:24.800 --> 0:10:26.920
<v Speaker 2>of the cleaning, I'm like, okay, I'll take care of

0:10:26.960 --> 0:10:29.400
<v Speaker 2>the laundry. And for the He's always like, isn't that

0:10:29.440 --> 0:10:32.080
<v Speaker 2>a waste of money? I'm like, uh, for the three

0:10:32.080 --> 0:10:33.800
<v Speaker 2>hours I didn't have to do laundry, you know what,

0:10:33.920 --> 0:10:36.560
<v Speaker 2>thirty dollars I'm willing to pay, and I might. I

0:10:36.640 --> 0:10:40.000
<v Speaker 2>might do that maybe twice a month, so it's not

0:10:40.160 --> 0:10:42.640
<v Speaker 2>to me. The price is worth it, like sixty bucks

0:10:42.679 --> 0:10:45.560
<v Speaker 2>a month to not have to like and they fold

0:10:45.760 --> 0:10:48.800
<v Speaker 2>so well, Like I just picked up today. I was like,

0:10:48.920 --> 0:10:51.520
<v Speaker 2>thank Sylvia, how did you.

0:10:51.600 --> 0:10:54.600
<v Speaker 3>Get it all the same size? And the little bag it's.

0:10:54.480 --> 0:10:58.480
<v Speaker 2>Magical, magical? And then Sylvia knows that there's three but

0:10:58.520 --> 0:11:00.000
<v Speaker 2>I don't even know halfs I know, like I've never

0:11:00.040 --> 0:11:02.280
<v Speaker 2>told her, like I've got a husband and a daughter

0:11:02.760 --> 0:11:05.360
<v Speaker 2>and so but everything she separates all of our things.

0:11:05.600 --> 0:11:07.720
<v Speaker 2>So it's so great. So like her bag, Like I

0:11:07.760 --> 0:11:09.760
<v Speaker 2>give Supergirl her bag, I put it in her room

0:11:10.040 --> 0:11:12.000
<v Speaker 2>so she knows to put her own things away. And

0:11:12.040 --> 0:11:14.680
<v Speaker 2>so typically I'll put away my things and Superman's things,

0:11:14.840 --> 0:11:17.240
<v Speaker 2>and if I'm feeling really lazy, I'll put away my things.

0:11:19.280 --> 0:11:21.640
<v Speaker 2>But it's just it's magical. I look at the bag today,

0:11:21.760 --> 0:11:25.000
<v Speaker 2>I'm like, look at these perfectly rectangular shaped bags. Oh

0:11:26.160 --> 0:11:30.040
<v Speaker 2>but yeah, so yeah, I'm not the I realize I'm

0:11:30.040 --> 0:11:32.320
<v Speaker 2>never going to be super Sussie homemaker. Although I do cook,

0:11:32.320 --> 0:11:34.800
<v Speaker 2>and I enjoy cooking, but other than that, that's the

0:11:34.840 --> 0:11:36.240
<v Speaker 2>only thing that I do that's like.

0:11:36.280 --> 0:11:39.079
<v Speaker 3>Me, you enjoy making a mess, but not because we

0:11:39.120 --> 0:11:39.920
<v Speaker 3>already have a cookie.

0:11:39.920 --> 0:11:42.480
<v Speaker 2>Really is exactly, it's a mess making. And then I'm like,

0:11:42.480 --> 0:11:43.839
<v Speaker 2>why should I have to wash the dishes? I made

0:11:43.840 --> 0:11:49.280
<v Speaker 2>the food? Oh my life for Superman.

0:11:51.520 --> 0:11:53.360
<v Speaker 3>Sure, you guys have a barbecue today?

0:11:54.200 --> 0:11:57.000
<v Speaker 2>Yeah, I love a mini barbecue. He's like, I mean, honestly,

0:11:57.400 --> 0:11:59.439
<v Speaker 2>it's just his excuse to feed the neighborhood kids that

0:11:59.440 --> 0:12:01.960
<v Speaker 2>don't always get to eat, like, but all the stuff

0:12:01.960 --> 0:12:03.480
<v Speaker 2>that I bought, I'm like, this is all kids stuff.

0:12:03.559 --> 0:12:05.800
<v Speaker 2>Because he's like, baby, can you get juice boxes? Can

0:12:05.840 --> 0:12:07.199
<v Speaker 2>you get this? Can you get that? I'm like, who

0:12:07.200 --> 0:12:09.520
<v Speaker 2>are we feeding? Because he's adults out here have food,

0:12:09.960 --> 0:12:12.160
<v Speaker 2>and so he really likes making sure like the kids

0:12:12.160 --> 0:12:14.640
<v Speaker 2>in the neighborhood. I told you he's the he's the black.

0:12:14.679 --> 0:12:18.800
<v Speaker 3>Mister rogers're thinking of analogy. I was like, Willy Wonka,

0:12:18.960 --> 0:12:19.560
<v Speaker 3>what do we call it.

0:12:19.559 --> 0:12:21.640
<v Speaker 2>Now, mister Rogers. Every time we walk, like if I

0:12:21.679 --> 0:12:23.040
<v Speaker 2>walk with him or he walked me to the car

0:12:23.120 --> 0:12:26.560
<v Speaker 2>or whatever. Everyone Hey, Superman, Hey some man, how you

0:12:26.600 --> 0:12:30.520
<v Speaker 2>doing here? Man? Superman? Like the kids, everyone, And I'm like, meanwhile,

0:12:30.520 --> 0:12:33.680
<v Speaker 2>no one's like hey hey Superwoman or hey you know.

0:12:33.720 --> 0:12:38.640
<v Speaker 2>Everything is like yeah, and that person with you my

0:12:38.679 --> 0:12:40.920
<v Speaker 2>go on, I'm not, well it was you know what,

0:12:40.960 --> 0:12:43.920
<v Speaker 2>I'm not I'm friendly, but I'm not. I don't know,

0:12:44.400 --> 0:12:46.600
<v Speaker 2>I'm not really wanted to say hi to stranger, you know. So,

0:12:47.000 --> 0:12:48.680
<v Speaker 2>but he's you know, he goes out of his way

0:12:48.720 --> 0:12:52.280
<v Speaker 2>to be extra engaging, and so where I'm like, hey,

0:12:52.360 --> 0:12:54.400
<v Speaker 2>I mean, if you're in my vicinity. You know, I'm

0:12:54.400 --> 0:12:56.200
<v Speaker 2>definitely going to be polite, but I'm not. I don't

0:12:56.240 --> 0:12:58.760
<v Speaker 2>know as much as like I talk as a live

0:12:58.840 --> 0:13:02.000
<v Speaker 2>for a living once, I'm like in my own private space,

0:13:02.040 --> 0:13:04.559
<v Speaker 2>I'm actually on kind of like a quieter, shyer side.

0:13:05.480 --> 0:13:12.760
<v Speaker 3>That's okay. Yeah, introvert, extrovert, exactly, exactly, exactly. Well, I'm

0:13:12.800 --> 0:13:15.240
<v Speaker 3>looking forward to this week. It's going to be a wait,

0:13:15.440 --> 0:13:18.520
<v Speaker 3>how many Monday, Tuesday, three day week for me because

0:13:18.640 --> 0:13:24.480
<v Speaker 3>my mom is getting married on Friday. Oh, miss Lorie Jane. Yeah,

0:13:24.559 --> 0:13:29.000
<v Speaker 3>her wedding. She's marrying. My mom's marrying her high school sweetheart.

0:13:29.640 --> 0:13:33.240
<v Speaker 3>It's all very romantic. So they met in high school

0:13:33.280 --> 0:13:36.559
<v Speaker 3>in Wisconsin on Alaska, Wisconsin, and they dated all through

0:13:36.600 --> 0:13:38.920
<v Speaker 3>high school and then he was off in the military

0:13:38.920 --> 0:13:41.120
<v Speaker 3>and he was gonna propose to her, or he did

0:13:41.120 --> 0:13:43.720
<v Speaker 3>propose to her, and she broke his little heart and

0:13:43.760 --> 0:13:46.960
<v Speaker 3>said no. This was like nineteen seventy eight, I want

0:13:46.960 --> 0:13:50.800
<v Speaker 3>to say. And then she moved from Wisconsin to Atlanta

0:13:51.120 --> 0:13:53.880
<v Speaker 3>with her brothers. Atlanta for some reason, people were like

0:13:53.880 --> 0:13:57.560
<v Speaker 3>moving there, and she never saw him again until she

0:13:57.679 --> 0:14:02.160
<v Speaker 3>moved back to Wisconsin to retire a few years ago,

0:14:02.240 --> 0:14:05.040
<v Speaker 3>and they just rekindled their relationship and now they're getting

0:14:05.040 --> 0:14:06.840
<v Speaker 3>married and it's all going to be very cool, and

0:14:07.360 --> 0:14:08.439
<v Speaker 3>so that I have to look forward to.

0:14:09.400 --> 0:14:12.040
<v Speaker 2>Oh yeah, I'm at your mama. I told you your

0:14:12.040 --> 0:14:15.319
<v Speaker 2>mom needs to teach lessons how to how to get

0:14:15.360 --> 0:14:16.079
<v Speaker 2>a man to ask.

0:14:16.600 --> 0:14:20.160
<v Speaker 3>Yeah, she's a She's like, I tease her and I'm like, okay,

0:14:20.240 --> 0:14:24.720
<v Speaker 3>j lo ai. Yeah, she's like, that ain't her first rodeo.

0:14:24.720 --> 0:14:27.320
<v Speaker 3>With all due respect, it ain't her first rodeo. It's

0:14:27.360 --> 0:14:29.520
<v Speaker 3>not even it's not even my first rodeo with her.

0:14:29.640 --> 0:14:30.840
<v Speaker 3>So we'll see.

0:14:30.840 --> 0:14:32.800
<v Speaker 2>Some women are like have been like with the same

0:14:32.880 --> 0:14:35.560
<v Speaker 2>due for like twelve years and they're like, s wait,

0:14:37.120 --> 0:14:39.520
<v Speaker 2>you know your mom's like I know how to get

0:14:39.560 --> 0:14:41.200
<v Speaker 2>them to ask? For real. I really feel like there

0:14:41.200 --> 0:14:43.600
<v Speaker 2>are some women who I don't know what it is

0:14:44.080 --> 0:14:49.400
<v Speaker 2>that have a knack for like men wanting to Like

0:14:49.640 --> 0:14:51.120
<v Speaker 2>I don't know, Like, I don't know what it is.

0:14:51.160 --> 0:14:53.800
<v Speaker 3>I honestly wait, what women you have a knack for

0:14:53.880 --> 0:14:54.960
<v Speaker 3>men wanting to marry them?

0:14:55.440 --> 0:14:57.480
<v Speaker 2>Yeah? But like because it's like what is it? I

0:14:57.520 --> 0:14:59.480
<v Speaker 2>wonder like what is it? Because I'm not a man.

0:14:59.600 --> 0:15:02.440
<v Speaker 2>So when a man is like, you know what this is?

0:15:02.480 --> 0:15:05.280
<v Speaker 2>The woman I want to marry. There's like a switch,

0:15:05.400 --> 0:15:07.720
<v Speaker 2>and I find that there are some women who, like

0:15:07.760 --> 0:15:09.600
<v Speaker 2>I have a number of friends who they might not

0:15:09.640 --> 0:15:13.080
<v Speaker 2>have married them all, but have been asked numerous times,

0:15:13.560 --> 0:15:15.320
<v Speaker 2>you know. And then I have other friends who you know,

0:15:15.360 --> 0:15:18.400
<v Speaker 2>been in long term relationships and have never been asked

0:15:18.480 --> 0:15:19.600
<v Speaker 2>or you know what I mean. So I'm like, well,

0:15:19.640 --> 0:15:22.560
<v Speaker 2>what is that, like, what is that trait that makes

0:15:22.560 --> 0:15:24.000
<v Speaker 2>a man say I want to be with this one

0:15:24.000 --> 0:15:25.600
<v Speaker 2>for the rest of my life or at least try

0:15:26.600 --> 0:15:26.800
<v Speaker 2>you know.

0:15:27.280 --> 0:15:31.720
<v Speaker 3>Yeah, her lasagna is really good. I don't know, Well,

0:15:31.840 --> 0:15:33.920
<v Speaker 3>it's just it's really sweet because you know, he wanted

0:15:33.920 --> 0:15:35.960
<v Speaker 3>to marry her forty years ago and he's I know,

0:15:36.360 --> 0:15:38.840
<v Speaker 3>they're finally getting to do it, and she's just so like,

0:15:39.160 --> 0:15:41.200
<v Speaker 3>it's a little weird to see your mom. You know,

0:15:41.240 --> 0:15:43.040
<v Speaker 3>I had a stepdad and it was whatever, that was

0:15:43.080 --> 0:15:46.080
<v Speaker 3>more normal. But now she's just like really like giddy

0:15:46.240 --> 0:15:49.760
<v Speaker 3>and giggly and it's all the first time again, and

0:15:49.800 --> 0:15:52.080
<v Speaker 3>she's really you know, she's planning all the details. It's

0:15:52.120 --> 0:15:53.840
<v Speaker 3>going to be like a small, you know, like fifty

0:15:53.880 --> 0:15:56.400
<v Speaker 3>people wedding, but they're getting married on this really pretty

0:15:57.000 --> 0:15:59.840
<v Speaker 3>like like a bluff and on a mountain in the area,

0:16:01.880 --> 0:16:04.200
<v Speaker 3>and they're they're actually having their reception the same place

0:16:04.200 --> 0:16:05.600
<v Speaker 3>where they had their high school prom.

0:16:06.160 --> 0:16:09.440
<v Speaker 2>Oh that is awesome. So has he ever been married before? Oh?

0:16:09.520 --> 0:16:12.920
<v Speaker 3>Yeah, yeah, he's divorced and she was recently. She was

0:16:12.960 --> 0:16:16.360
<v Speaker 3>divorced a couple of years ago, so they're both he

0:16:16.480 --> 0:16:18.040
<v Speaker 3>was divorced a little bit longer. I'm putting all their

0:16:18.040 --> 0:16:20.200
<v Speaker 3>business out there, but yeah, they both had prior marriages,

0:16:20.240 --> 0:16:22.720
<v Speaker 3>they both have had children, and.

0:16:22.920 --> 0:16:24.600
<v Speaker 2>Oh, this is good. This is just them.

0:16:24.800 --> 0:16:27.160
<v Speaker 3>This is literally just them, none of the baggage that

0:16:27.200 --> 0:16:28.960
<v Speaker 3>you get when you marry with young kids.

0:16:29.360 --> 0:16:30.040
<v Speaker 1>Yeah.

0:16:30.280 --> 0:16:33.000
<v Speaker 3>And also for me too, I'm like, yeah, cool, Greg, nice,

0:16:33.120 --> 0:16:35.240
<v Speaker 3>just hang out with mom. That's nice. You know. I

0:16:35.240 --> 0:16:39.680
<v Speaker 3>don't feel any like pressure to have a relationship or like,

0:16:39.760 --> 0:16:41.040
<v Speaker 3>you know what I mean when you're a kid and

0:16:41.040 --> 0:16:43.440
<v Speaker 3>like you're yeah you know if you yeah, if you

0:16:43.720 --> 0:16:45.240
<v Speaker 3>mean you have a stepdaughter, but like if you are

0:16:45.280 --> 0:16:48.960
<v Speaker 3>also like the child a parent who've remarried when you

0:16:48.960 --> 0:16:51.320
<v Speaker 3>were younger, you know how it's like, you know, there's

0:16:51.320 --> 0:16:53.880
<v Speaker 3>all that that that tension in the background, if like

0:16:53.960 --> 0:16:56.040
<v Speaker 3>the anxiety of like are they going to get along

0:16:56.080 --> 0:16:59.400
<v Speaker 3>and are they going to have a relationship and so

0:16:59.480 --> 0:17:01.000
<v Speaker 3>there's none of that pressure, which I think is making

0:17:01.000 --> 0:17:01.960
<v Speaker 3>everything a lot easier.

0:17:02.360 --> 0:17:04.600
<v Speaker 2>Yeah, I was gonna say because it's dope, because it's like,

0:17:04.680 --> 0:17:06.760
<v Speaker 2>you know, it's really like it's just us. We don't

0:17:06.800 --> 0:17:08.840
<v Speaker 2>have to you know, she doesn't have to take into

0:17:08.840 --> 0:17:11.000
<v Speaker 2>consideration like I mean it was there was we had

0:17:11.040 --> 0:17:14.480
<v Speaker 2>a rough patch, like in our household with Supergirl adjusting.

0:17:14.920 --> 0:17:17.879
<v Speaker 2>You know, everything was awesome until like we got engaged

0:17:17.880 --> 0:17:20.400
<v Speaker 2>and she was like, wait, she's staying. I was like, wait,

0:17:20.400 --> 0:17:22.919
<v Speaker 2>I thought you liked me. She's like yeah, but like

0:17:23.359 --> 0:17:27.800
<v Speaker 2>that as like a permanent member. She literally said, I

0:17:27.800 --> 0:17:29.879
<v Speaker 2>thought you were gonna be like here today, gone tomorrow.

0:17:30.040 --> 0:17:34.200
<v Speaker 3>I was like, what, it's hurtful. No, I've been I've

0:17:34.200 --> 0:17:36.080
<v Speaker 3>been wondering how things were going, because you did say

0:17:36.119 --> 0:17:38.280
<v Speaker 3>there was a little bit rough stuff.

0:17:38.760 --> 0:17:41.480
<v Speaker 2>Honestly, I would like, it's I don't know what happened

0:17:41.520 --> 0:17:45.840
<v Speaker 2>and what shifted. But she's been like I would say,

0:17:45.920 --> 0:17:48.080
<v Speaker 2>we are eighty five percent back, because at one point,

0:17:48.160 --> 0:17:50.080
<v Speaker 2>you know, that was like my little buddy. We hung

0:17:50.119 --> 0:17:52.640
<v Speaker 2>out like we both have similar interests in Staples and

0:17:53.000 --> 0:17:55.479
<v Speaker 2>Barnes and Nobles, and we would going to museums together.

0:17:55.680 --> 0:17:58.520
<v Speaker 2>So we hung out, you know, almost more than me

0:17:58.560 --> 0:18:01.000
<v Speaker 2>and her father because we had so much, so much

0:18:01.040 --> 0:18:03.639
<v Speaker 2>in common, and so everything was great. And then we

0:18:03.640 --> 0:18:07.480
<v Speaker 2>got engaged, and she took it not so great because

0:18:07.520 --> 0:18:08.960
<v Speaker 2>I guess she was still trying to figure out, well,

0:18:08.960 --> 0:18:11.080
<v Speaker 2>where does that put me? Because in her mind, you know,

0:18:11.160 --> 0:18:13.959
<v Speaker 2>a wife is bigger than a daughter. That's what she

0:18:14.000 --> 0:18:17.600
<v Speaker 2>had convinced herself, you know. And so you know, we

0:18:17.640 --> 0:18:21.439
<v Speaker 2>really tried really hard, like between myself, her father, and

0:18:21.440 --> 0:18:23.320
<v Speaker 2>her mom because we have a great relationship to three

0:18:23.320 --> 0:18:25.960
<v Speaker 2>of us, to really reassure her that like nothing's going

0:18:26.000 --> 0:18:29.320
<v Speaker 2>to change, like it's the same, but it it. You know.

0:18:29.440 --> 0:18:31.639
<v Speaker 2>It was a year and then we got married and

0:18:31.640 --> 0:18:34.399
<v Speaker 2>then things really took a down. She barely spoke to

0:18:34.440 --> 0:18:38.520
<v Speaker 2>me like good morning, and I'll be like okay. And

0:18:38.560 --> 0:18:41.400
<v Speaker 2>then it became the like Tiffany's so mean, and her

0:18:41.400 --> 0:18:43.240
<v Speaker 2>mom and her dad being like, well, that's what I

0:18:43.240 --> 0:18:46.040
<v Speaker 2>love is that they've got great communication with her, Like well,

0:18:46.040 --> 0:18:49.040
<v Speaker 2>how was she mean? I mean, she's say good morning

0:18:49.520 --> 0:18:51.320
<v Speaker 2>and I didn't say good morning, and then she say

0:18:51.320 --> 0:18:54.680
<v Speaker 2>good morning again. I heard her, and I'm like okay,

0:18:55.080 --> 0:18:58.080
<v Speaker 2>you know, so it was like really grasping for straws

0:18:58.480 --> 0:19:01.760
<v Speaker 2>or like, I remember, nobody had given her something and

0:19:01.800 --> 0:19:03.440
<v Speaker 2>she didn't say thank you, and I said, Alyssa, what

0:19:03.480 --> 0:19:05.520
<v Speaker 2>do you say? And then she told her mom Tiffany

0:19:05.560 --> 0:19:07.320
<v Speaker 2>saw me, I was gonna say you. I was just

0:19:07.359 --> 0:19:10.920
<v Speaker 2>thinking about it. I was like, wait, how does that mean? Well, like,

0:19:11.000 --> 0:19:13.159
<v Speaker 2>cause honestly, I've talked long enough like I you know,

0:19:13.200 --> 0:19:17.040
<v Speaker 2>I don't. I'm good at like, even if I'm frustrated

0:19:17.160 --> 0:19:19.879
<v Speaker 2>at like not letting it show in my tone. I

0:19:19.920 --> 0:19:21.639
<v Speaker 2>mean literally, I talked three and four year olds, So

0:19:21.640 --> 0:19:23.920
<v Speaker 2>there's nobody more frustrating on this planet than three and

0:19:23.920 --> 0:19:26.520
<v Speaker 2>four year olds. But you learn how to, you know,

0:19:26.720 --> 0:19:28.679
<v Speaker 2>to still be patient and still be kind despite that.

0:19:28.760 --> 0:19:30.880
<v Speaker 2>So I'm I'm pretty good with that. And like her mom,

0:19:31.000 --> 0:19:32.639
<v Speaker 2>that's one thing I have to say. I'm really grateful

0:19:32.680 --> 0:19:36.520
<v Speaker 2>because her mom never once was like Tiffany, what are

0:19:36.520 --> 0:19:39.240
<v Speaker 2>you doing to my daughter? You know? Never it's you know,

0:19:39.320 --> 0:19:41.439
<v Speaker 2>So that's that's what helped a lot. And I don't know,

0:19:41.560 --> 0:19:42.800
<v Speaker 2>I'm not how to lie. I don't know what the

0:19:42.800 --> 0:19:46.919
<v Speaker 2>shift was. I don't know if she finally realized post marriage.

0:19:47.000 --> 0:19:49.520
<v Speaker 2>It's been like what three months now, almost three months

0:19:49.600 --> 0:19:51.800
<v Speaker 2>that like nothing has changed, because in the last couple

0:19:51.840 --> 0:19:55.280
<v Speaker 2>of weeks, like it's been like she'll come in, Hey, Tiffy,

0:19:55.320 --> 0:19:59.560
<v Speaker 2>and I'm like, who MEI hi, you know, And like

0:19:59.600 --> 0:20:01.480
<v Speaker 2>the other day, I was going to Barnes and Nobles

0:20:01.520 --> 0:20:03.120
<v Speaker 2>and I always asked her because I know she likes it,

0:20:03.200 --> 0:20:05.000
<v Speaker 2>but she would say no, even though I know she

0:20:05.040 --> 0:20:06.800
<v Speaker 2>loves Barnes and Nobles. And so I said, I'm going

0:20:06.840 --> 0:20:08.360
<v Speaker 2>to Barnes and Nobles. I'll see you later. She's like, wait,

0:20:08.400 --> 0:20:12.040
<v Speaker 2>I want to go, and I look like with me, okay,

0:20:12.480 --> 0:20:15.200
<v Speaker 2>And so she's back to like talking my ear off,

0:20:15.200 --> 0:20:18.000
<v Speaker 2>which is awesome because like ten year olds are, you know,

0:20:18.040 --> 0:20:19.800
<v Speaker 2>they have this whole drama at school that you know,

0:20:19.880 --> 0:20:22.719
<v Speaker 2>she has to explain every single piece of it, and

0:20:22.760 --> 0:20:25.560
<v Speaker 2>I'm like, wow, it's like like almost like old times. So,

0:20:25.880 --> 0:20:28.399
<v Speaker 2>like I said, I'm not sure what the shift was,

0:20:29.160 --> 0:20:31.240
<v Speaker 2>but I'm really happy about it because it's nice to

0:20:31.280 --> 0:20:33.359
<v Speaker 2>have my it's nice to have my friend back, you know.

0:20:34.040 --> 0:20:36.320
<v Speaker 3>I think the key with young kids and like preteens

0:20:36.359 --> 0:20:38.359
<v Speaker 3>is like just leave them and go, like leave them be,

0:20:38.720 --> 0:20:43.320
<v Speaker 3>and they'll come them back around or they'll start slitting

0:20:43.359 --> 0:20:45.320
<v Speaker 3>their wrists and like get tattoos and stuff. They can

0:20:45.359 --> 0:20:45.960
<v Speaker 3>go either way.

0:20:46.600 --> 0:20:49.080
<v Speaker 2>I was very I was like, dang, I already heard

0:20:49.080 --> 0:20:51.439
<v Speaker 2>teenagers are hard, especially for girls. I was like, I

0:20:51.440 --> 0:20:54.960
<v Speaker 2>wanted at least a few years of like goodness before

0:20:54.960 --> 0:20:59.800
<v Speaker 2>it turns dark, because I heard by the time twelve,

0:21:00.400 --> 0:21:03.560
<v Speaker 2>thirteen and fourteen overline, they're like show, I don't care

0:21:03.600 --> 0:21:08.199
<v Speaker 2>how great she is. Those teenagers are something else. So

0:21:08.240 --> 0:21:10.000
<v Speaker 2>I'm like, well, I want to at least say, a couple

0:21:10.000 --> 0:21:12.400
<v Speaker 2>of years to like really develop a strong relationship with.

0:21:12.359 --> 0:21:14.960
<v Speaker 3>Her, you know, yeah, so yeah, yeah, it's a good

0:21:15.040 --> 0:21:18.480
<v Speaker 3>lookin now.

0:21:19.440 --> 0:21:27.800
<v Speaker 2>Oo chawd. Well, it's that time to break or boost

0:21:28.280 --> 0:21:32.080
<v Speaker 2>break or boost boost or a break. What you're gonna do?

0:21:32.200 --> 0:21:36.440
<v Speaker 3>Boost a break, I'm gonna boost. That was actually really good.

0:21:37.920 --> 0:21:40.000
<v Speaker 3>I'm gonna boost. I read a really cool story. So

0:21:40.040 --> 0:21:44.639
<v Speaker 3>we all remember phill Indo Castile, the gentleman who was

0:21:44.840 --> 0:21:48.359
<v Speaker 3>shot while selling CDs. What was it a gas station

0:21:48.520 --> 0:21:51.520
<v Speaker 3>or somewhere anyway, He was shot by a shot and

0:21:51.560 --> 0:21:53.800
<v Speaker 3>killed by a police officer back a little over a

0:21:53.880 --> 0:21:57.439
<v Speaker 3>year ago, July twenty sixteen, and he worked at a school.

0:21:57.520 --> 0:21:59.640
<v Speaker 3>At the time, he worked in the school cafeteria. Right

0:21:59.760 --> 0:22:03.000
<v Speaker 3>and after his death, people came out saying that when

0:22:03.000 --> 0:22:05.320
<v Speaker 3>he worked at the school, he would always make sure

0:22:05.320 --> 0:22:07.080
<v Speaker 3>the kids, you know, when you forget your lunch money,

0:22:07.359 --> 0:22:09.680
<v Speaker 3>like you have to get the crappy you know, forget

0:22:09.680 --> 0:22:11.560
<v Speaker 3>your lunch money sandwich or whatever, and he would make

0:22:11.560 --> 0:22:13.280
<v Speaker 3>sure that the kids who forgot their money still got

0:22:13.320 --> 0:22:16.600
<v Speaker 3>to eat. And apparently in the wake of his death,

0:22:17.080 --> 0:22:18.560
<v Speaker 3>now that it's been a year, there's been a new

0:22:18.600 --> 0:22:23.120
<v Speaker 3>fund created that wants to carry on that legacy by

0:22:23.119 --> 0:22:25.640
<v Speaker 3>paying for student lunches, which he would, you know, he'd

0:22:25.680 --> 0:22:27.639
<v Speaker 3>dip into his own pockets sometimes to make sure that

0:22:27.720 --> 0:22:31.360
<v Speaker 3>kids got fed. So this is happening. He was, Oh,

0:22:31.400 --> 0:22:36.879
<v Speaker 3>he was a school nutrition service, a supervisor in Saint Paul, Minnesota.

0:22:37.480 --> 0:22:41.840
<v Speaker 3>And the fund is called Filando feeds the Children. And yeah,

0:22:42.119 --> 0:22:43.760
<v Speaker 3>it's really it's just really sweet. And I think that's

0:22:43.800 --> 0:22:47.080
<v Speaker 3>just a you know, you don't really hear I don't know,

0:22:47.440 --> 0:22:49.359
<v Speaker 3>you know, you hear about memorial funds and stuff. But

0:22:49.400 --> 0:22:51.119
<v Speaker 3>I think that this is in terms of like carrying

0:22:51.119 --> 0:22:53.879
<v Speaker 3>on the legacy of who this person was, Yeah, and

0:22:54.720 --> 0:22:58.280
<v Speaker 3>like actually putting like making people making sure that people

0:22:58.320 --> 0:23:00.240
<v Speaker 3>know he's not just a murder he was and just

0:23:00.280 --> 0:23:02.600
<v Speaker 3>a black man killed, you know, in a spate of

0:23:02.640 --> 0:23:05.760
<v Speaker 3>police violence. But he was a man who had like

0:23:05.920 --> 0:23:09.399
<v Speaker 3>unique skills and was really special and you know, would

0:23:09.680 --> 0:23:11.960
<v Speaker 3>spend his own money to make sure that kids were fed.

0:23:12.920 --> 0:23:16.199
<v Speaker 3>It's just really sweet and it's nice. So yeah, that

0:23:16.359 --> 0:23:19.040
<v Speaker 3>is really sweet and nice. Honestly, I'm boosting that. And

0:23:19.080 --> 0:23:21.280
<v Speaker 3>I wonder if they have if they have a website.

0:23:21.320 --> 0:23:25.840
<v Speaker 3>So far they've raised they set let's see, Oh yeah

0:23:25.840 --> 0:23:29.040
<v Speaker 3>they've so they set a goal of fund raising five

0:23:29.080 --> 0:23:31.919
<v Speaker 3>thousand dollars and they've already raised over sixteen thousand dollars.

0:23:31.920 --> 0:23:33.320
<v Speaker 2>So donate.

0:23:34.040 --> 0:23:35.840
<v Speaker 3>Yeah, I'm gonna. I'll check out the link and make

0:23:35.880 --> 0:23:39.719
<v Speaker 3>sure people can. I'll post it on the Brown Ambition

0:23:39.800 --> 0:23:44.359
<v Speaker 3>Podcast website, which is Brown Ambition Podcast dot com dot com.

0:23:45.280 --> 0:23:47.560
<v Speaker 2>No, I think that, honestly, I would love to donate

0:23:47.600 --> 0:23:49.840
<v Speaker 2>because I love the babies, and I know how that

0:23:49.920 --> 0:23:52.920
<v Speaker 2>used to be, like like well, I like, we never

0:23:52.960 --> 0:23:54.840
<v Speaker 2>bought lunch at school. My mom would always send us

0:23:55.000 --> 0:23:57.240
<v Speaker 2>to school with lunch because we didn't have, you know,

0:23:57.359 --> 0:24:00.280
<v Speaker 2>a ton of money to buy lunch at school. But

0:24:01.119 --> 0:24:03.600
<v Speaker 2>I do remember, like, you know, friends who were like

0:24:03.640 --> 0:24:06.000
<v Speaker 2>didn't have or just even when I talked when I

0:24:06.080 --> 0:24:09.600
<v Speaker 2>was a school teacher kids that thankfully our kids they

0:24:09.640 --> 0:24:12.680
<v Speaker 2>would send lunch to was like the board or whoever.

0:24:13.040 --> 0:24:15.439
<v Speaker 2>And so the kids got breakfast and lunch and snack

0:24:15.680 --> 0:24:17.600
<v Speaker 2>because a lot of the kids otherwise wouldn't be able

0:24:17.640 --> 0:24:19.959
<v Speaker 2>to eat. And then we used to get so much excess.

0:24:19.960 --> 0:24:22.080
<v Speaker 2>I would send it even home with the parents, like

0:24:22.119 --> 0:24:23.679
<v Speaker 2>I would pack up certain parents I knew that were

0:24:23.720 --> 0:24:26.199
<v Speaker 2>kind of struggling. And now I remember, I don't know

0:24:26.200 --> 0:24:27.800
<v Speaker 2>if it was the board or who came in they

0:24:27.800 --> 0:24:29.119
<v Speaker 2>saw me do that once They're like, oh, you're not

0:24:29.160 --> 0:24:32.560
<v Speaker 2>allowed to give away the food. It's a liability, you

0:24:32.600 --> 0:24:34.880
<v Speaker 2>know that. You know they if they get sick at home,

0:24:34.920 --> 0:24:37.000
<v Speaker 2>they could come and sue and da dah. And I

0:24:37.040 --> 0:24:40.040
<v Speaker 2>was like, oh, yeah, okay, yeah. So for ten years

0:24:40.040 --> 0:24:41.560
<v Speaker 2>I packed up the lunch and sent Are you crazy,

0:24:41.600 --> 0:24:44.320
<v Speaker 2>I'm not throwing away gallons of milk and food like

0:24:45.080 --> 0:24:47.040
<v Speaker 2>we And we never got sued. I mean, I guess

0:24:47.080 --> 0:24:49.480
<v Speaker 2>I get it, but there's no way, cause they wanted

0:24:49.520 --> 0:24:51.320
<v Speaker 2>you to throw out the excess food for the day

0:24:51.359 --> 0:24:53.440
<v Speaker 2>and then pour bleach on it. I'm like, what.

0:24:53.560 --> 0:24:55.159
<v Speaker 3>Kind of poor bleach on it?

0:24:55.440 --> 0:24:57.119
<v Speaker 2>So bad way people wouldn't go and eat it and

0:24:57.160 --> 0:25:00.399
<v Speaker 2>then sue you, Oh lord, yeah, But I never did that.

0:25:00.400 --> 0:25:03.480
<v Speaker 2>We always gave it away because I'm like, what I mean,

0:25:03.520 --> 0:25:05.480
<v Speaker 2>I guess I got it in theory, but I'm like,

0:25:06.640 --> 0:25:10.000
<v Speaker 2>so no, so we're so somebody other parents. I remember that.

0:25:10.080 --> 0:25:12.359
<v Speaker 2>That's what was so sad about closing the center, because

0:25:12.760 --> 0:25:15.439
<v Speaker 2>the center was like the daycare center was really the

0:25:15.480 --> 0:25:18.399
<v Speaker 2>center of this community. It was at the bottom of

0:25:18.400 --> 0:25:22.119
<v Speaker 2>this project building, the thirteen story high project building, where

0:25:22.600 --> 0:25:25.119
<v Speaker 2>every type of age lived there. People were struggling with

0:25:25.160 --> 0:25:28.000
<v Speaker 2>drug addiction and poverty, and but the center was like

0:25:28.040 --> 0:25:31.760
<v Speaker 2>this bright this bright light. The kids were awesome and

0:25:31.760 --> 0:25:33.960
<v Speaker 2>beautiful and smart. And the food that we got we

0:25:34.000 --> 0:25:35.840
<v Speaker 2>got such extra that we used to give to people

0:25:35.880 --> 0:25:38.480
<v Speaker 2>in the building too, And so people thought that I

0:25:38.560 --> 0:25:40.920
<v Speaker 2>was actually I was like the leader of a food program.

0:25:41.240 --> 0:25:43.520
<v Speaker 2>They didn't know because I would every day, knew every day,

0:25:43.640 --> 0:25:46.080
<v Speaker 2>and there were certain people, certain elderly people that would

0:25:46.080 --> 0:25:48.320
<v Speaker 2>like really look forward to the They'd be like, oh, that's

0:25:48.320 --> 0:25:50.080
<v Speaker 2>the food program, lady. I'm like, oh no, no, I'm just

0:25:50.080 --> 0:25:51.439
<v Speaker 2>a teacher. And there They're like, yeah, okay, but do

0:25:51.440 --> 0:25:52.280
<v Speaker 2>you have the milk today?

0:25:52.400 --> 0:25:55.720
<v Speaker 3>And I'm like okay, Well, we talked about this before,

0:25:55.760 --> 0:25:58.239
<v Speaker 3>like kids can actually get into debt, Like there's such

0:25:58.320 --> 0:26:01.320
<v Speaker 3>thing as school lunch debt, where like if you you

0:26:01.359 --> 0:26:03.840
<v Speaker 3>know you you if you don't have money for lunch

0:26:03.880 --> 0:26:05.320
<v Speaker 3>and your parents won't have money and actually send you

0:26:05.359 --> 0:26:07.480
<v Speaker 3>to food, send you to school with anything. You know,

0:26:07.520 --> 0:26:09.880
<v Speaker 3>you're still I think you're still have to get something.

0:26:09.960 --> 0:26:12.440
<v Speaker 3>But they can actually charge like put on your account

0:26:12.440 --> 0:26:14.520
<v Speaker 3>you know how much in debt you are, and at

0:26:14.520 --> 0:26:16.480
<v Speaker 3>the beginning of the school year, like ask your parents

0:26:16.480 --> 0:26:19.639
<v Speaker 3>for all those fees. So the Fialando Fund, like it's

0:26:19.680 --> 0:26:21.800
<v Speaker 3>part of just like this growing movement to pay off

0:26:21.920 --> 0:26:24.920
<v Speaker 3>children's school lunch debt, and I just I just want

0:26:25.000 --> 0:26:27.240
<v Speaker 3>I just double checked their website. They've actually raised over

0:26:27.359 --> 0:26:31.359
<v Speaker 3>fifty five thousand dollars now and the fundraiser put up

0:26:31.400 --> 0:26:34.000
<v Speaker 3>a message saying that with fifty thousand dollars they should

0:26:34.000 --> 0:26:36.040
<v Speaker 3>be able to pay off all the lunch debt for

0:26:36.320 --> 0:26:41.560
<v Speaker 3>children in Philando Castile School District, which is pretty and

0:26:41.640 --> 0:26:43.840
<v Speaker 3>it's also pretty freakin sad that there's such thing as

0:26:44.119 --> 0:26:48.199
<v Speaker 3>school lunch debt, but that is the world.

0:26:48.640 --> 0:26:51.240
<v Speaker 2>Well, I'm not going to be so sunshiny. I'm going

0:26:51.320 --> 0:26:52.480
<v Speaker 2>to break.

0:26:53.520 --> 0:26:55.520
<v Speaker 3>And a dark cloud has come over.

0:26:56.160 --> 0:26:58.639
<v Speaker 2>Well, it's not really crazy, it's just so I'm still,

0:26:58.680 --> 0:27:01.680
<v Speaker 2>you know, looking for a house. I know it's crazy,

0:27:02.000 --> 0:27:07.640
<v Speaker 2>but I'm going to break on bad service because as

0:27:07.680 --> 0:27:10.600
<v Speaker 2>I've been looking, it has taught me a lot, especially

0:27:10.640 --> 0:27:14.080
<v Speaker 2>like dealing with all the people that are involved when

0:27:14.119 --> 0:27:17.840
<v Speaker 2>you're buying a house. Mortgage people, lawyer, realtors, all that

0:27:17.920 --> 0:27:21.119
<v Speaker 2>kind of stuff. And so you know, because you know,

0:27:21.200 --> 0:27:25.560
<v Speaker 2>this home buying is really like a service business because

0:27:25.600 --> 0:27:28.320
<v Speaker 2>you yourself don't own the home. You know, you're you're

0:27:28.359 --> 0:27:32.840
<v Speaker 2>instead creating or making the transaction possible for the two

0:27:32.880 --> 0:27:36.159
<v Speaker 2>parties that want to connect, connect and exchange of property

0:27:36.160 --> 0:27:40.560
<v Speaker 2>for money. And so I've had really amazing service providers

0:27:40.560 --> 0:27:44.680
<v Speaker 2>in this process. Like my mortgage guy, David is amazing.

0:27:45.400 --> 0:27:48.000
<v Speaker 2>I mean, like one I just love because if I

0:27:48.000 --> 0:27:49.480
<v Speaker 2>get on the phone with David, ask him a question.

0:27:49.520 --> 0:27:52.200
<v Speaker 2>He's really an educator. So like, you know, I don't

0:27:52.200 --> 0:27:53.879
<v Speaker 2>know all the ins and outs of every mortgage, but

0:27:53.920 --> 0:27:56.920
<v Speaker 2>he sits down and takes the time and explains, like well,

0:27:56.920 --> 0:27:58.440
<v Speaker 2>why I think this choice is best, and why I

0:27:58.440 --> 0:28:00.520
<v Speaker 2>think this choice is best. And so David's been amazing.

0:28:01.440 --> 0:28:04.399
<v Speaker 2>I've definitely had some realtors that have been great, like

0:28:04.440 --> 0:28:06.320
<v Speaker 2>one realtor. She was pretty good, but she was eight

0:28:06.359 --> 0:28:08.439
<v Speaker 2>months pregnant, so after like you know, a month, I

0:28:08.480 --> 0:28:11.240
<v Speaker 2>was like, girl, you need to sit down, like you

0:28:11.280 --> 0:28:13.239
<v Speaker 2>can't keep coming up and down the stairs. And then

0:28:13.280 --> 0:28:16.239
<v Speaker 2>I definitely had some realtors that weren't so great, like

0:28:16.280 --> 0:28:20.040
<v Speaker 2>I had one. Although she was really nice, she wasn't timely.

0:28:20.280 --> 0:28:22.680
<v Speaker 2>So I would ask her like, hey, is this property available,

0:28:22.920 --> 0:28:24.320
<v Speaker 2>and it would take her two days to get back

0:28:24.320 --> 0:28:26.320
<v Speaker 2>to me. By then it was sold because Newark is

0:28:26.359 --> 0:28:29.840
<v Speaker 2>hot right now. But just most recently I had a

0:28:29.840 --> 0:28:31.280
<v Speaker 2>real I hope she doesn't listen. If she does, I

0:28:31.320 --> 0:28:35.159
<v Speaker 2>don't even care. I had a realtor and I'm like,

0:28:35.200 --> 0:28:38.160
<v Speaker 2>what is happening because and I'm not certain if she's

0:28:38.160 --> 0:28:40.760
<v Speaker 2>just not being truthful or maybe she's just not effective.

0:28:40.800 --> 0:28:43.760
<v Speaker 2>She's younger like in her I would say, late twenties,

0:28:43.840 --> 0:28:47.680
<v Speaker 2>early thirties. So you know, I've been she's been sending

0:28:47.720 --> 0:28:51.240
<v Speaker 2>me properties and I've been expressing interest, but nothing's been happening.

0:28:51.520 --> 0:28:53.840
<v Speaker 2>So I sent her one property in particular, and I said, hey,

0:28:54.360 --> 0:28:56.520
<v Speaker 2>I want to see this property. I called the guy.

0:28:57.320 --> 0:29:00.000
<v Speaker 2>It was for sale by owner, and we were texting

0:29:00.080 --> 0:29:01.520
<v Speaker 2>back and forth and he said, yes, the property is

0:29:01.520 --> 0:29:04.520
<v Speaker 2>still available. So I called her and said, hey, the

0:29:04.520 --> 0:29:07.400
<v Speaker 2>property is available, make you know can you make an appointment?

0:29:08.040 --> 0:29:10.120
<v Speaker 2>So two days later, I'm hitting her up like, hey,

0:29:10.240 --> 0:29:12.760
<v Speaker 2>you know any any movement on this property? And she'said oh,

0:29:12.800 --> 0:29:15.400
<v Speaker 2>I called him, but he didn't. He didn't respond, and

0:29:15.440 --> 0:29:17.840
<v Speaker 2>I said, well sometimes with him as best to text.

0:29:18.480 --> 0:29:20.720
<v Speaker 2>So I saw her again a day later and she

0:29:20.840 --> 0:29:22.920
<v Speaker 2>was like, oh, I text him and he didn't respond.

0:29:23.000 --> 0:29:24.920
<v Speaker 2>Little does she know that? Literally, while I was waiting

0:29:25.080 --> 0:29:28.080
<v Speaker 2>for her because she was late for our meeting. While

0:29:28.080 --> 0:29:30.680
<v Speaker 2>I was waiting for her, I text him and I said, hey,

0:29:31.120 --> 0:29:34.040
<v Speaker 2>it's me again. Property is still available. He said yep, he said.

0:29:34.080 --> 0:29:35.440
<v Speaker 2>I said, what do you need for me to come

0:29:35.440 --> 0:29:37.000
<v Speaker 2>see it? He just said proof of income. So I

0:29:37.040 --> 0:29:39.720
<v Speaker 2>sent him a bank statement, like literally standing on the

0:29:39.760 --> 0:29:41.720
<v Speaker 2>corner waiting for her, and he said, you want to

0:29:41.760 --> 0:29:44.280
<v Speaker 2>see it now? And I'm like, so, she's just not

0:29:44.320 --> 0:29:47.680
<v Speaker 2>being truthful because you just told me that. Like, I

0:29:47.680 --> 0:29:49.680
<v Speaker 2>can't get in contact with him. It's been a week.

0:29:49.760 --> 0:29:51.920
<v Speaker 2>I've been calling, texting, and every time I've text and

0:29:51.960 --> 0:29:55.880
<v Speaker 2>called him, he's been super responsive. And so I was

0:29:55.880 --> 0:29:57.480
<v Speaker 2>like well, I couldn't obviously see it then, and so

0:29:57.520 --> 0:29:59.480
<v Speaker 2>I said, so I scheduled it for the next morning.

0:29:59.640 --> 0:30:01.760
<v Speaker 2>So I just went with me and Superman went by ourselves.

0:30:01.800 --> 0:30:03.360
<v Speaker 2>We looked at it, we decided we didn't like it.

0:30:03.760 --> 0:30:06.800
<v Speaker 2>And just most recently, there's the property she'd sent me,

0:30:06.840 --> 0:30:08.600
<v Speaker 2>and I said, I drove by. I said, oh, it's nice.

0:30:08.640 --> 0:30:10.800
<v Speaker 2>I'd like to see it. And she was just like, oh,

0:30:10.800 --> 0:30:12.840
<v Speaker 2>I can't figure out who owns it. We can't cause

0:30:12.880 --> 0:30:15.920
<v Speaker 2>it was foreclosed. We can't figure out. I've been calling

0:30:15.920 --> 0:30:17.960
<v Speaker 2>the banks and this and that, and you know, and

0:30:18.000 --> 0:30:21.280
<v Speaker 2>I was just like, okay, you know, even if it's

0:30:21.320 --> 0:30:23.400
<v Speaker 2>sight unseen, because it's such a great deal, I would

0:30:23.400 --> 0:30:26.800
<v Speaker 2>even be willing to possibly purchase this without seeing the

0:30:26.840 --> 0:30:31.160
<v Speaker 2>inside because of the location and the price cash and so,

0:30:31.520 --> 0:30:33.280
<v Speaker 2>you know, it's been two weeks of like, oh, I

0:30:33.280 --> 0:30:36.840
<v Speaker 2>still can't figure out, and then maybe two A few

0:30:36.880 --> 0:30:38.520
<v Speaker 2>days ago, I saw that it was on an auction

0:30:38.640 --> 0:30:40.760
<v Speaker 2>site and I said, hey, I see it on this

0:30:40.800 --> 0:30:43.560
<v Speaker 2>auction site. Did you know that it was here? And

0:30:43.600 --> 0:30:45.360
<v Speaker 2>she was like oh no, And I'm like, well, then

0:30:45.440 --> 0:30:47.600
<v Speaker 2>how do we bid? And she said, I'll get back

0:30:47.600 --> 0:30:49.400
<v Speaker 2>to you. So by now, I'm just frustrated. I'm like,

0:30:49.440 --> 0:30:50.840
<v Speaker 2>I don't even know what's happening. So I called a

0:30:50.840 --> 0:30:53.160
<v Speaker 2>friend of mine, Mark, who's one of my best friends,

0:30:53.160 --> 0:30:55.479
<v Speaker 2>and I said, Mark, I need a good realtor because

0:30:55.560 --> 0:30:57.600
<v Speaker 2>I just can't. And so he's like, well, my realtor

0:30:57.680 --> 0:30:59.520
<v Speaker 2>is a beast. I was like, yeah, people everybody said that.

0:30:59.520 --> 0:31:03.760
<v Speaker 2>He's like, no, no, no, she is a beast. Like if

0:31:03.800 --> 0:31:05.320
<v Speaker 2>I text her three o'clock in the morning, she texted

0:31:05.320 --> 0:31:07.040
<v Speaker 2>me back. I'm like what, I'm like, all right, connect

0:31:07.040 --> 0:31:09.960
<v Speaker 2>you with her. So that day I text her. She said,

0:31:09.960 --> 0:31:11.960
<v Speaker 2>can I call you back in ten minutes. We got

0:31:12.000 --> 0:31:15.120
<v Speaker 2>on the phone, and within thirty minutes of me speaking

0:31:15.120 --> 0:31:19.160
<v Speaker 2>to her, I was inside of that house and had

0:31:19.200 --> 0:31:21.400
<v Speaker 2>already put a bid in on the auction. I couldn't

0:31:21.440 --> 0:31:26.240
<v Speaker 2>believe it. She was phenomenal. That was like, because I

0:31:26.280 --> 0:31:27.600
<v Speaker 2>told her, I was like, oh, we can't get in

0:31:27.640 --> 0:31:29.520
<v Speaker 2>the house. She's like, who's that? You know what? She called?

0:31:29.560 --> 0:31:31.920
<v Speaker 2>She called around and she said, you know what, I'm

0:31:31.960 --> 0:31:34.680
<v Speaker 2>just gonna drive there and the owner. I didn't realize this,

0:31:34.720 --> 0:31:36.880
<v Speaker 2>but you know, when these houses are foreclosed, the bank

0:31:36.960 --> 0:31:40.160
<v Speaker 2>information is like staple to the door. And she was

0:31:40.200 --> 0:31:42.520
<v Speaker 2>able to reach out to them. Able to get the cold.

0:31:42.640 --> 0:31:44.480
<v Speaker 2>There's a lock box on the house. Get the cold.

0:31:44.640 --> 0:31:46.680
<v Speaker 2>She said, I'm here, come on down. The house is

0:31:46.680 --> 0:31:48.840
<v Speaker 2>only a few minutes from my house now, so Superman

0:31:48.840 --> 0:31:50.280
<v Speaker 2>and I drove by. We were able to walk to

0:31:50.320 --> 0:31:52.680
<v Speaker 2>the house. It's gorgeous. We wanted to get it. She

0:31:52.760 --> 0:31:56.840
<v Speaker 2>was like the other woman that had actually the old

0:31:56.880 --> 0:31:58.600
<v Speaker 2>realtor had told me that, like, if you put a

0:31:58.600 --> 0:32:00.160
<v Speaker 2>bid in, every time you put a bid in two

0:32:00.280 --> 0:32:02.800
<v Speaker 2>hundred and fifty dollars. So I suggest you don't bid.

0:32:03.040 --> 0:32:05.120
<v Speaker 2>It's going to go back to the to the bank

0:32:05.320 --> 0:32:07.520
<v Speaker 2>because these bidding sites are not real, and it's going

0:32:07.600 --> 0:32:09.280
<v Speaker 2>to go back to the bank, and then you could

0:32:09.280 --> 0:32:10.680
<v Speaker 2>buy it when the bank gets it back. But it's

0:32:10.680 --> 0:32:12.680
<v Speaker 2>two hundred and fifty dollars every time you bid. And

0:32:12.720 --> 0:32:14.160
<v Speaker 2>I was like, really, because I can read and I

0:32:14.160 --> 0:32:16.080
<v Speaker 2>didn't see that on the site. But maybe I'm missing something.

0:32:16.240 --> 0:32:20.640
<v Speaker 2>So I asked the new realtor, Amina, you know, I

0:32:20.640 --> 0:32:22.240
<v Speaker 2>don't know if I want to use this site because

0:32:22.240 --> 0:32:23.840
<v Speaker 2>I heard it's two hundred fifty dollars. She's like, who

0:32:23.840 --> 0:32:25.560
<v Speaker 2>told you that it's not on the site. And then

0:32:25.600 --> 0:32:28.800
<v Speaker 2>she called them and they were like no, And since then,

0:32:28.800 --> 0:32:30.960
<v Speaker 2>I like, because you know, when you bid, everybody else's bidet,

0:32:31.000 --> 0:32:32.520
<v Speaker 2>so you're trying to outfit each other. I've bid like

0:32:32.720 --> 0:32:36.600
<v Speaker 2>eight times no charges, and so I'm like, what is happening?

0:32:36.920 --> 0:32:41.880
<v Speaker 2>So either you're untruthful or you're just incompetent. I don't

0:32:41.920 --> 0:32:43.760
<v Speaker 2>either way, I'm like so over it. But I'm just

0:32:43.800 --> 0:32:47.040
<v Speaker 2>really grateful because all of these realtors that I've gone through,

0:32:48.920 --> 0:32:51.920
<v Speaker 2>it's led me to Amina, who is a beast. This

0:32:52.000 --> 0:32:54.440
<v Speaker 2>is a woman who has three jobs. She owns this

0:32:54.480 --> 0:32:59.239
<v Speaker 2>brokerage realtor like this firm with her family. She works well,

0:32:59.320 --> 0:33:02.080
<v Speaker 2>I won't say, but she has two other jobs, and

0:33:02.400 --> 0:33:06.360
<v Speaker 2>she's got five kids, girls, all under the age of seven.

0:33:07.960 --> 0:33:09.640
<v Speaker 2>And mean, while she looked twelve years old, you're like,

0:33:09.680 --> 0:33:11.720
<v Speaker 2>I mean, she's like twelve years old and like one

0:33:11.800 --> 0:33:14.800
<v Speaker 2>hundred pounds soaking wet. But met me out there and

0:33:14.840 --> 0:33:16.920
<v Speaker 2>she was like, Honestly, I've learned to be very efficient

0:33:17.000 --> 0:33:18.720
<v Speaker 2>because I like to spend time with my daughters and

0:33:18.760 --> 0:33:21.560
<v Speaker 2>my family and so you know, I don't waste any time.

0:33:21.840 --> 0:33:24.200
<v Speaker 2>And so I sent her a list of foreclosure properties

0:33:24.280 --> 0:33:26.760
<v Speaker 2>that I was interested in looking at. I had sent

0:33:26.800 --> 0:33:29.160
<v Speaker 2>this list to the other girl a while ago, because

0:33:29.320 --> 0:33:31.800
<v Speaker 2>the other girl had sent me maybe like a link

0:33:31.840 --> 0:33:34.040
<v Speaker 2>to like two hundred foreclosure properties. She said, I'll go

0:33:34.080 --> 0:33:35.840
<v Speaker 2>through them, but she was dragging her feet. So I

0:33:35.880 --> 0:33:38.240
<v Speaker 2>went through them all, got it down to twenty, and

0:33:38.240 --> 0:33:41.000
<v Speaker 2>then highlighted the six I like best. I heard nothing

0:33:41.040 --> 0:33:44.280
<v Speaker 2>back from the other girl Amina day two of our interaction,

0:33:44.560 --> 0:33:46.120
<v Speaker 2>she said, I drove by all the properties on the

0:33:46.120 --> 0:33:48.720
<v Speaker 2>list that you sent me. Here are my favorites, and

0:33:48.800 --> 0:33:50.680
<v Speaker 2>I created a spreadsheet of when they're going to be

0:33:50.680 --> 0:33:52.480
<v Speaker 2>auctioned off and when we can hit the auction. This

0:33:52.520 --> 0:33:55.240
<v Speaker 2>is day two. Day one, we're bidding on a house,

0:33:55.280 --> 0:33:58.520
<v Speaker 2>and inside this property, day two, she's creating spreadsheets. I

0:33:58.560 --> 0:34:01.200
<v Speaker 2>could cry with relief. And so it's almost like a

0:34:01.200 --> 0:34:03.680
<v Speaker 2>boost break, a break from people who do not deliver.

0:34:03.840 --> 0:34:06.080
<v Speaker 2>I don't think I even ask for that much. Truthfully.

0:34:06.280 --> 0:34:10.000
<v Speaker 2>I like to I personally that when I'm working with someone,

0:34:10.120 --> 0:34:12.160
<v Speaker 2>I like to meet you seventy percent. All I need

0:34:12.239 --> 0:34:15.239
<v Speaker 2>is thirty from you. Like I'm a doer, you know,

0:34:15.360 --> 0:34:18.520
<v Speaker 2>so if I'm hiring for something like I, you know,

0:34:18.520 --> 0:34:21.400
<v Speaker 2>and I'm also pretty anal about the way I like

0:34:21.440 --> 0:34:22.719
<v Speaker 2>things done. So I like to do a lot of

0:34:22.760 --> 0:34:24.319
<v Speaker 2>the work. And I told her that, like, I'm going

0:34:24.400 --> 0:34:25.960
<v Speaker 2>to do a lot of the heavy lifting. I just

0:34:26.000 --> 0:34:27.680
<v Speaker 2>need you to do the stuff that I can't legally

0:34:27.680 --> 0:34:30.760
<v Speaker 2>do because I'm not I'm not a realtor. And so

0:34:30.800 --> 0:34:32.680
<v Speaker 2>she has I mean, she doesn't even realize she's fired.

0:34:32.960 --> 0:34:35.640
<v Speaker 2>But Amina, I'm like, thank you, girl. I'm pretty sure

0:34:35.640 --> 0:34:38.280
<v Speaker 2>Amina doesn't listen, but I'm like, girl, you have restored

0:34:38.320 --> 0:34:43.080
<v Speaker 2>my faith and rilters. You are amazing. I have never

0:34:43.160 --> 0:34:45.759
<v Speaker 2>seen yo, Amina hustles harder than me. And I'm like,

0:34:45.840 --> 0:34:48.640
<v Speaker 2>that doesn't really happen. When I work with certain people

0:34:48.680 --> 0:34:50.520
<v Speaker 2>that are like usually they're like vactively leave me with

0:34:50.600 --> 0:34:53.759
<v Speaker 2>something to do. And I'm like, so yeah, So for

0:34:53.840 --> 0:34:56.759
<v Speaker 2>those of you who are like, you know, in service businesses,

0:34:57.000 --> 0:35:01.920
<v Speaker 2>like like, please deliver at the very least the bare minimum.

0:35:02.280 --> 0:35:03.759
<v Speaker 2>I don't even know what the other girl was thinking,

0:35:03.760 --> 0:35:04.799
<v Speaker 2>Like I said, I don't know if she was just

0:35:04.800 --> 0:35:07.520
<v Speaker 2>being untruthful or maybe she was trying and she just

0:35:07.600 --> 0:35:10.160
<v Speaker 2>wasn't affected. I don't know which is worth, you know,

0:35:10.239 --> 0:35:13.600
<v Speaker 2>being unaffective or being untruthful. Budd Either way, you gone, girl, gown.

0:35:14.400 --> 0:35:16.799
<v Speaker 2>You know, I wish you luck, but not with me.

0:35:17.120 --> 0:35:20.920
<v Speaker 2>I mean egg girl. We're betties now. So that is

0:35:20.920 --> 0:35:21.959
<v Speaker 2>my brown booth break.

0:35:31.719 --> 0:35:33.719
<v Speaker 3>Well, it's kind of a good segue for the questions

0:35:34.160 --> 0:35:37.200
<v Speaker 3>that we have for today. O God, because we have

0:35:37.239 --> 0:35:40.200
<v Speaker 3>a question I can really identify with this young lady.

0:35:40.239 --> 0:35:43.440
<v Speaker 3>So question from Ashley. She's thirty four years old and

0:35:43.480 --> 0:35:46.359
<v Speaker 3>she has a question about how do you decide when

0:35:46.440 --> 0:35:49.480
<v Speaker 3>it makes sense to relocate when you're doing okay in

0:35:49.520 --> 0:35:53.560
<v Speaker 3>a certain area already. So here's her situation. Ashley says,

0:35:53.560 --> 0:35:55.399
<v Speaker 3>my fiancee and I are both thirty four years old

0:35:55.440 --> 0:35:58.399
<v Speaker 3>and we currently live in Virginia Beach. We've lived here

0:35:58.400 --> 0:36:00.759
<v Speaker 3>for less than six years. He has good job and

0:36:00.800 --> 0:36:03.680
<v Speaker 3>I'm doing decently well in my career. We're both working

0:36:03.680 --> 0:36:06.480
<v Speaker 3>to pay off debt and to eventually invest in residential

0:36:06.480 --> 0:36:09.920
<v Speaker 3>real estate. We own our primary residence right now, but

0:36:09.960 --> 0:36:11.880
<v Speaker 3>the issue is that we don't really love the area

0:36:11.960 --> 0:36:14.400
<v Speaker 3>so much. We enjoy being close to the beach and

0:36:14.440 --> 0:36:17.040
<v Speaker 3>the cost of living is very reasonable, but we don't

0:36:17.040 --> 0:36:20.439
<v Speaker 3>have a lot of close friends. The area is politically conservative,

0:36:20.840 --> 0:36:24.120
<v Speaker 3>and it doesn't offer the best job opportunities in my field.

0:36:24.480 --> 0:36:28.279
<v Speaker 3>We're considering relocating to the DC metro area. We both

0:36:28.280 --> 0:36:31.359
<v Speaker 3>have close friends and family there. It's more liberal, there

0:36:31.360 --> 0:36:34.080
<v Speaker 3>are better job opportunities, and there's a great arts and

0:36:34.080 --> 0:36:37.839
<v Speaker 3>culture scene. The downside is the traffic and the high

0:36:37.880 --> 0:36:41.400
<v Speaker 3>cost of living, and of course the expense of buying

0:36:41.440 --> 0:36:43.800
<v Speaker 3>a home there, which they'd like to invest in real estate.

0:36:43.920 --> 0:36:47.640
<v Speaker 3>So what is your advice on making this decision? Does

0:36:47.680 --> 0:36:49.759
<v Speaker 3>it make sense to leave or stay where we are

0:36:49.760 --> 0:36:52.280
<v Speaker 3>comfortable and living beneath our means?

0:36:53.440 --> 0:36:55.279
<v Speaker 2>Well, I wonder is there a way to rent out

0:36:55.280 --> 0:36:58.000
<v Speaker 2>where you live now? You know, so that way it

0:36:58.000 --> 0:36:59.839
<v Speaker 2>can help with your if you decide to move.

0:37:00.719 --> 0:37:03.120
<v Speaker 3>Yeah, that'd be that'd be like the first logical step,

0:37:03.160 --> 0:37:06.279
<v Speaker 3>Like if you want extra income to go toward your

0:37:06.320 --> 0:37:09.960
<v Speaker 3>life in Washington, Yeah, renting out the house that you

0:37:10.040 --> 0:37:13.680
<v Speaker 3>live in seems like a smart way to go. Then

0:37:13.719 --> 0:37:16.800
<v Speaker 3>you become a landlord. Then it's like that's an extra layer.

0:37:17.600 --> 0:37:19.279
<v Speaker 3>That's the kind of thing that always sounds to me

0:37:19.440 --> 0:37:21.840
<v Speaker 3>really like it makes perfect sentence on paper, like I

0:37:21.880 --> 0:37:24.000
<v Speaker 3>would just buy something and then I'll rent it out

0:37:24.000 --> 0:37:26.000
<v Speaker 3>and I'll get income from that, But like what actually

0:37:26.000 --> 0:37:30.000
<v Speaker 3>goes into that and how complex can that be to

0:37:30.080 --> 0:37:31.560
<v Speaker 3>be a landlord?

0:37:31.719 --> 0:37:34.279
<v Speaker 2>Yeah, Well I've been a landlord and it could be

0:37:34.320 --> 0:37:37.120
<v Speaker 2>as simple as, honestly, if you've got a great tenant,

0:37:37.440 --> 0:37:39.239
<v Speaker 2>like I had an awesome tenant when I rented out

0:37:39.280 --> 0:37:41.279
<v Speaker 2>my condo. She used to literally write me out her

0:37:41.360 --> 0:37:43.120
<v Speaker 2>checks for the year. We would meet once a year

0:37:43.760 --> 0:37:45.279
<v Speaker 2>and she would write me all the checks like you know,

0:37:45.600 --> 0:37:49.839
<v Speaker 2>January first, Jebruary second, you know first, and then if

0:37:49.880 --> 0:37:52.399
<v Speaker 2>anything broke in the house, she would get like two

0:37:52.520 --> 0:37:54.960
<v Speaker 2>quotes and then pay for and then set me out

0:37:55.000 --> 0:37:58.319
<v Speaker 2>a replacement check minus what she paid. So she was amazing.

0:37:58.760 --> 0:38:01.480
<v Speaker 2>Although she was young, she used to have like I

0:38:01.480 --> 0:38:03.440
<v Speaker 2>don't know, the neighbors would complain she was like in

0:38:03.480 --> 0:38:05.839
<v Speaker 2>her like mid twenties, early twenties. I guess, I don't

0:38:05.880 --> 0:38:07.800
<v Speaker 2>know that she would have wild parties, but she definitely

0:38:07.920 --> 0:38:10.160
<v Speaker 2>was like, you know, had friends over, and so it

0:38:10.280 --> 0:38:12.200
<v Speaker 2>sucked because the neighbors chased her away even though she

0:38:12.239 --> 0:38:14.600
<v Speaker 2>was an awesome because it had always complained like you

0:38:14.600 --> 0:38:18.160
<v Speaker 2>always have too many friends over, So it could be that,

0:38:18.320 --> 0:38:19.680
<v Speaker 2>and it was like next to night I didn't you know,

0:38:19.719 --> 0:38:22.120
<v Speaker 2>there was no I didn't have to do anything. But

0:38:22.120 --> 0:38:24.120
<v Speaker 2>then you can also get like the nightmare tenant that's

0:38:24.160 --> 0:38:27.239
<v Speaker 2>not taking care of your things. But then you can

0:38:27.239 --> 0:38:31.000
<v Speaker 2>also think about maybe getting a one of those property managers.

0:38:31.040 --> 0:38:34.160
<v Speaker 3>I mean, yeah, typically those they charged like like my

0:38:34.239 --> 0:38:37.440
<v Speaker 3>uncle runs that business where he manages rental properties and

0:38:37.520 --> 0:38:40.760
<v Speaker 3>does does all like the the commo pair and stuff

0:38:40.760 --> 0:38:44.239
<v Speaker 3>for pairs, turning over the apartments like and I think

0:38:44.280 --> 0:38:47.400
<v Speaker 3>they charged like five percent of the rent or something

0:38:47.440 --> 0:38:50.160
<v Speaker 3>like that. And then my one of my colleagues also

0:38:50.200 --> 0:38:52.759
<v Speaker 3>has a place and he just runs a like he

0:38:52.880 --> 0:38:55.359
<v Speaker 3>it's in Long Island. He lives in Manhattan, and he

0:38:55.440 --> 0:38:57.319
<v Speaker 3>just has this company and they do everything and it's

0:38:57.400 --> 0:38:58.239
<v Speaker 3>very easy for him.

0:38:59.640 --> 0:39:02.319
<v Speaker 2>So and if you, I mean, you just want to

0:39:02.320 --> 0:39:04.800
<v Speaker 2>make sure obviously that what you're what you're being charged

0:39:04.800 --> 0:39:08.480
<v Speaker 2>by them is not eating up all of the income

0:39:09.320 --> 0:39:12.840
<v Speaker 2>that you're making. But to me, it sounds like to me,

0:39:13.120 --> 0:39:16.040
<v Speaker 2>I'd rather live someplace where I'm going to be happy,

0:39:16.680 --> 0:39:19.560
<v Speaker 2>you know, because I mean I get it, like living

0:39:19.600 --> 0:39:22.479
<v Speaker 2>below your means, but it doesn't mean that you can't

0:39:22.480 --> 0:39:25.319
<v Speaker 2>get there, meaning that like you can be creative with

0:39:25.400 --> 0:39:28.839
<v Speaker 2>your finances living in a in a maybe right outside DC,

0:39:29.200 --> 0:39:32.280
<v Speaker 2>like for example, like I live right outside right outside

0:39:32.880 --> 0:39:34.840
<v Speaker 2>New York, but I still enjoy a lot of the

0:39:34.840 --> 0:39:37.280
<v Speaker 2>benefits of New York at a lower way lower cost,

0:39:37.400 --> 0:39:40.200
<v Speaker 2>you know, and who's to say you have to get

0:39:40.200 --> 0:39:42.520
<v Speaker 2>like a you know, a brand new home maybe like

0:39:42.520 --> 0:39:45.560
<v Speaker 2>they're like these auction houses are, and then I'll give

0:39:45.600 --> 0:39:47.719
<v Speaker 2>more feedback, you know, next week about how it went.

0:39:48.239 --> 0:39:51.640
<v Speaker 2>But they're popping up and they're becoming more and more legitimate.

0:39:51.640 --> 0:39:54.319
<v Speaker 2>Like banks are really not wanting to go through the

0:39:54.360 --> 0:39:56.279
<v Speaker 2>process of selling a house, so they give it to

0:39:56.320 --> 0:39:58.359
<v Speaker 2>the auction house, and the auction house gets a percentage.

0:39:58.719 --> 0:40:02.879
<v Speaker 2>And so so you're able to find these homes then

0:40:02.920 --> 0:40:05.080
<v Speaker 2>do a drive by see if you like them, and

0:40:05.120 --> 0:40:08.840
<v Speaker 2>then you put a bit in and possibly pay way

0:40:08.960 --> 0:40:11.360
<v Speaker 2>less than what the house is actually worth, so you

0:40:11.400 --> 0:40:18.439
<v Speaker 2>can be creative about your new living digs. But yeah,

0:40:18.480 --> 0:40:20.960
<v Speaker 2>I don't think i'd stay someplace where I was unhappy

0:40:21.280 --> 0:40:25.239
<v Speaker 2>just for the savings, because I feel like savings can

0:40:25.280 --> 0:40:27.240
<v Speaker 2>be found other places in other ways.

0:40:28.160 --> 0:40:29.520
<v Speaker 3>Yeah, it's a give and take. I mean, I have

0:40:29.640 --> 0:40:31.560
<v Speaker 3>yet to find a place that has every single thing.

0:40:31.600 --> 0:40:33.480
<v Speaker 3>It's affordable, and it has a great quality of life,

0:40:33.480 --> 0:40:35.560
<v Speaker 3>and it has a great scene and like there's amenities

0:40:35.600 --> 0:40:38.359
<v Speaker 3>and you know, you're close to activities and stuff. I mean,

0:40:39.000 --> 0:40:41.359
<v Speaker 3>if I I mean, you're speaking to two people who

0:40:41.360 --> 0:40:44.200
<v Speaker 3>live outside of New York City. So obviously we're on

0:40:44.239 --> 0:40:47.040
<v Speaker 3>the bandwagon of like live where you have the best,

0:40:47.280 --> 0:40:48.960
<v Speaker 3>you know, the life that you want, even though it's

0:40:49.000 --> 0:40:52.520
<v Speaker 3>not necessarily the most affordable location, and then find creative

0:40:52.520 --> 0:40:56.400
<v Speaker 3>ways to make it affordable. Like I live in Jersey City,

0:40:56.600 --> 0:40:59.480
<v Speaker 3>and I knew I had to move out of Manhattan

0:40:59.560 --> 0:41:03.280
<v Speaker 3>or out of the boroughs of Manhattan if I wanted

0:41:03.320 --> 0:41:05.880
<v Speaker 3>to get the kind of apartment that I wanted with

0:41:05.960 --> 0:41:08.799
<v Speaker 3>the amenities that I wanted without breaking my budget. And

0:41:08.840 --> 0:41:11.200
<v Speaker 3>I had to do it by moving to Jersey City.

0:41:11.200 --> 0:41:13.120
<v Speaker 3>And like, actually a lot of things got a little

0:41:13.120 --> 0:41:16.680
<v Speaker 3>bit better. My commute got a lot better, my quality

0:41:16.719 --> 0:41:18.399
<v Speaker 3>of life got a lot better. And I just had

0:41:18.440 --> 0:41:21.279
<v Speaker 3>to give up that invisible wall that I think block

0:41:21.320 --> 0:41:23.680
<v Speaker 3>people's blocked people off from wanting to live outside of

0:41:23.719 --> 0:41:26.880
<v Speaker 3>Manhattan because it's not like, you know, officially New York City.

0:41:28.160 --> 0:41:30.000
<v Speaker 3>But I also get benefits, like I don't have to

0:41:30.040 --> 0:41:32.920
<v Speaker 3>pay the New York City income tax anymore, which is great.

0:41:33.080 --> 0:41:35.000
<v Speaker 3>So when my paychecks got a little bit bigger and

0:41:35.160 --> 0:41:37.799
<v Speaker 3>I'm a lot happier. And the big secret is that

0:41:37.880 --> 0:41:40.279
<v Speaker 3>my commute is only half an hour, which is like

0:41:40.400 --> 0:41:42.640
<v Speaker 3>half of what it used to be. So at the

0:41:42.680 --> 0:41:44.840
<v Speaker 3>end of the day, like it's your life, Like Tiffany said,

0:41:45.040 --> 0:41:47.239
<v Speaker 3>you should live where you're happiest and you're living your

0:41:47.280 --> 0:41:50.440
<v Speaker 3>best life. But just be prepared to give up some

0:41:50.560 --> 0:41:53.160
<v Speaker 3>of the things for what you're gaining. So maybe fact

0:41:53.200 --> 0:41:56.120
<v Speaker 3>with sitting in traffic and paying higher mortgage, that kind

0:41:56.160 --> 0:41:58.120
<v Speaker 3>of stuff. But I mean, if you're happy, don't let

0:41:58.160 --> 0:41:59.719
<v Speaker 3>anybody else make you feel like you're making the bad

0:41:59.800 --> 0:42:03.440
<v Speaker 3>CHOI because they wouldn't do something. Who cares what they

0:42:03.440 --> 0:42:03.880
<v Speaker 3>wouldn't do.

0:42:04.280 --> 0:42:06.520
<v Speaker 2>And it's not like you and your husband are are

0:42:07.280 --> 0:42:09.880
<v Speaker 2>pretty savvy financially, meaning like that's not going to go

0:42:09.960 --> 0:42:11.920
<v Speaker 2>away because you live in a more expensive city. You

0:42:11.920 --> 0:42:14.879
<v Speaker 2>guys are going to figure out ways to live within

0:42:14.920 --> 0:42:16.120
<v Speaker 2>your means no matter where you live.

0:42:16.239 --> 0:42:19.080
<v Speaker 3>You know, absolutely, I hear it too. Two train.

0:42:19.520 --> 0:42:20.840
<v Speaker 2>I know, I don't know where that. That's like this

0:42:21.040 --> 0:42:23.520
<v Speaker 2>random train that never moves except for apparently when I

0:42:23.600 --> 0:42:31.959
<v Speaker 2>want to take the train's a hater? Hey, hata any

0:42:32.000 --> 0:42:32.680
<v Speaker 2>other questions?

0:42:32.880 --> 0:42:34.520
<v Speaker 3>Yeah, I have one more, we can do one more question.

0:42:34.560 --> 0:42:37.960
<v Speaker 3>This one's from Dominique. She has a question about a

0:42:38.000 --> 0:42:41.359
<v Speaker 3>car Loan and I think a lot of people will

0:42:41.360 --> 0:42:44.680
<v Speaker 3>probably well understand where she's coming from. So her question

0:42:44.760 --> 0:42:47.320
<v Speaker 3>is what is the best way to get out of

0:42:47.360 --> 0:42:50.400
<v Speaker 3>a bad car loan? My credit score is below six hundred,

0:42:50.480 --> 0:42:53.960
<v Speaker 3>so refinancing is not an option for me. I've considered

0:42:54.000 --> 0:42:56.279
<v Speaker 3>selling the vehicle, but I owe more on the loan

0:42:56.360 --> 0:42:58.759
<v Speaker 3>than what the car is worth. I have a twenty

0:42:58.800 --> 0:43:01.759
<v Speaker 3>fourteen to it a camera. My current payoff amount the

0:43:01.800 --> 0:43:04.160
<v Speaker 3>amount how much I would need to pay off the loan,

0:43:04.239 --> 0:43:06.520
<v Speaker 3>it would be about fourteen thousand dollars, but the car

0:43:06.640 --> 0:43:09.880
<v Speaker 3>is only worth ten thousand dollars. I don't have anyone

0:43:09.920 --> 0:43:12.000
<v Speaker 3>to borrow money from to help me, and with my

0:43:12.120 --> 0:43:14.720
<v Speaker 3>car note and insurance, I'm paying close to five hundred

0:43:14.719 --> 0:43:17.719
<v Speaker 3>and forty dollars a month. I purchased my first three

0:43:17.760 --> 0:43:19.680
<v Speaker 3>cars in cash. This is going to be my first

0:43:19.719 --> 0:43:22.799
<v Speaker 3>and last car note. What can I do to get

0:43:22.840 --> 0:43:25.200
<v Speaker 3>out of this car loan out?

0:43:26.640 --> 0:43:30.000
<v Speaker 2>You know, this is like perfect timing. My sister got

0:43:30.000 --> 0:43:32.920
<v Speaker 2>a lease, so she she I don't know if you remember,

0:43:33.000 --> 0:43:36.120
<v Speaker 2>like earlier, if you listened to BA you know the

0:43:36.160 --> 0:43:38.680
<v Speaker 2>BA podcast. Like earlier, when we started, I was talking

0:43:38.719 --> 0:43:40.799
<v Speaker 2>about my sister had made the transition from that big

0:43:40.840 --> 0:43:44.799
<v Speaker 2>financial company that she hated, and then she transitioned she

0:43:44.840 --> 0:43:47.720
<v Speaker 2>really wanted to be a stylist, and transitioned into working

0:43:47.880 --> 0:43:52.680
<v Speaker 2>for a like retail companies as buy as a buyer. No,

0:43:52.760 --> 0:43:54.200
<v Speaker 2>she really wants to be a buyer. That's what she's

0:43:54.239 --> 0:43:57.160
<v Speaker 2>doing now, so she like is enjoying that now. But

0:43:57.360 --> 0:44:00.360
<v Speaker 2>as a result, it was a huge pay cut, like huge,

0:44:00.400 --> 0:44:04.279
<v Speaker 2>you know, and so it took a toll on her

0:44:04.320 --> 0:44:06.760
<v Speaker 2>trying to figure out her finances. And she needed a car,

0:44:07.200 --> 0:44:10.800
<v Speaker 2>so she never she'd always bought her cars in cash,

0:44:11.000 --> 0:44:12.959
<v Speaker 2>you know, like I don't know, a few years old.

0:44:13.000 --> 0:44:15.640
<v Speaker 2>But she had to get to work. She needed something

0:44:15.680 --> 0:44:18.439
<v Speaker 2>reliable because she works an hour away from where she lives.

0:44:18.760 --> 0:44:21.520
<v Speaker 2>So she ended up going for a lease. But because

0:44:21.560 --> 0:44:25.040
<v Speaker 2>she works so far, the lease, she's already in two

0:44:25.200 --> 0:44:28.960
<v Speaker 2>years basically like used up all her miles. So we've

0:44:28.960 --> 0:44:31.399
<v Speaker 2>been going back and forth the last couple of weeks.

0:44:31.400 --> 0:44:33.359
<v Speaker 2>I've been trying to like help her figure out, so

0:44:33.400 --> 0:44:36.800
<v Speaker 2>what do I do now? Basically like because if she

0:44:36.840 --> 0:44:38.359
<v Speaker 2>if she tries to turn in the car, she's gonna

0:44:38.360 --> 0:44:40.759
<v Speaker 2>owe so much money. So she decided that she's going

0:44:40.800 --> 0:44:42.480
<v Speaker 2>to buy the car. But then it was like, Okay,

0:44:42.760 --> 0:44:44.680
<v Speaker 2>who do buy from. So this is this is what

0:44:45.040 --> 0:44:47.680
<v Speaker 2>she's learned, and I'm going to share it with you listener.

0:44:47.840 --> 0:44:50.160
<v Speaker 2>That so I told her, you know, one go to

0:44:50.239 --> 0:44:54.440
<v Speaker 2>a credit union to see the car company itself, you know,

0:44:54.640 --> 0:44:57.040
<v Speaker 2>was obviously wanted to lend her, and then the bank

0:44:57.080 --> 0:45:01.440
<v Speaker 2>that she already banks at. Her credit score is not terrible,

0:45:01.480 --> 0:45:03.600
<v Speaker 2>but it's not great. It's like in the low to

0:45:03.680 --> 0:45:07.600
<v Speaker 2>mid six hundred, so higher than yours, but not the greatest.

0:45:07.840 --> 0:45:10.400
<v Speaker 2>So but she got I told her, you know, she

0:45:10.760 --> 0:45:14.319
<v Speaker 2>asked them what, you know, what their interest rates would

0:45:14.320 --> 0:45:16.319
<v Speaker 2>look like and what her pavement would look like. But

0:45:16.360 --> 0:45:19.400
<v Speaker 2>get very clear what it would look like at her

0:45:19.520 --> 0:45:22.400
<v Speaker 2>interest rate and at her credit score, because you know,

0:45:22.440 --> 0:45:23.879
<v Speaker 2>they're going to give you like the best, like oh,

0:45:23.960 --> 0:45:26.160
<v Speaker 2>you know, it's only two percent or whatever it is.

0:45:26.400 --> 0:45:29.080
<v Speaker 2>And she was like, yeah, but like what credit score

0:45:29.120 --> 0:45:30.960
<v Speaker 2>do you have to have in order to get two percent?

0:45:31.120 --> 0:45:34.400
<v Speaker 2>That's really important. So she figured out for herself. I

0:45:34.440 --> 0:45:35.800
<v Speaker 2>think she was able to get an interest rate of

0:45:35.840 --> 0:45:37.400
<v Speaker 2>three point two percent. She decided to go with a

0:45:37.400 --> 0:45:41.359
<v Speaker 2>credit union after like going back and forth her personal bank.

0:45:41.400 --> 0:45:43.480
<v Speaker 2>I think they wanted like three point seven and the

0:45:43.880 --> 0:45:46.960
<v Speaker 2>car and the company wanted like they were. They said

0:45:46.960 --> 0:45:49.080
<v Speaker 2>they could get it down to three point nine. So

0:45:49.120 --> 0:45:52.480
<v Speaker 2>the credit union was better, even though she wasn't a

0:45:52.520 --> 0:45:55.120
<v Speaker 2>member of the credit union. She said, yeah, but I'm

0:45:55.160 --> 0:45:56.880
<v Speaker 2>a member of any credit unions. I said, yeah, but

0:45:56.920 --> 0:45:58.600
<v Speaker 2>a lot of credit unions you can literally join that

0:45:58.680 --> 0:46:00.920
<v Speaker 2>day and apply that day. So she called around and

0:46:00.960 --> 0:46:03.239
<v Speaker 2>she found one I think Alliance to something or they

0:46:03.239 --> 0:46:05.879
<v Speaker 2>allowed that where she could join and apply right away.

0:46:07.160 --> 0:46:10.640
<v Speaker 2>So what I would suggest it might be, actually, I mean,

0:46:10.680 --> 0:46:12.600
<v Speaker 2>I know it sucks, but you might have to wait

0:46:12.640 --> 0:46:14.640
<v Speaker 2>a couple of months to get your credit score up

0:46:15.600 --> 0:46:18.040
<v Speaker 2>in order to then do your research about So I

0:46:18.080 --> 0:46:20.200
<v Speaker 2>would start to do the research now, like what is

0:46:20.280 --> 0:46:22.279
<v Speaker 2>the bare minimum credit score that I have to have

0:46:22.960 --> 0:46:25.520
<v Speaker 2>in order to be able to refinance out of this

0:46:25.600 --> 0:46:29.840
<v Speaker 2>car with like a credit union or the bank, your

0:46:29.880 --> 0:46:31.480
<v Speaker 2>bank that you have like all of your like you know,

0:46:31.560 --> 0:46:34.359
<v Speaker 2>banking stuff with because you have a relationship there, and

0:46:34.480 --> 0:46:36.960
<v Speaker 2>work toward that credit score. It might not take as

0:46:37.000 --> 0:46:38.359
<v Speaker 2>long as you think. It might take just a couple

0:46:38.360 --> 0:46:41.399
<v Speaker 2>of months, and then think about refinancing so that way

0:46:41.440 --> 0:46:45.440
<v Speaker 2>you pay a lower interest rate, or your interest rate

0:46:45.440 --> 0:46:47.440
<v Speaker 2>will be lowered than your monthly payment will be lower.

0:46:48.080 --> 0:46:50.160
<v Speaker 3>Yeah, it's surprising. I mean, I wonder if she's done

0:46:50.160 --> 0:46:53.160
<v Speaker 3>any research and to see what's available to her, because

0:46:54.040 --> 0:46:59.160
<v Speaker 3>fortunately slash unfortunately lenders. There are lenders specifically who will

0:46:59.200 --> 0:47:03.120
<v Speaker 3>cater to the prime meaning bad credit market and will

0:47:03.200 --> 0:47:05.600
<v Speaker 3>extend auto loans to people even if they have bad credit.

0:47:05.640 --> 0:47:08.200
<v Speaker 3>You just have to be really careful because obviously those

0:47:08.239 --> 0:47:12.920
<v Speaker 3>loans have high interest rates. So if you're looking to refinance,

0:47:13.000 --> 0:47:15.560
<v Speaker 3>maybe at least do what tifany saysn't like, start shopping around,

0:47:15.560 --> 0:47:18.359
<v Speaker 3>look for credit unions, look at local banks. There's some

0:47:18.400 --> 0:47:22.760
<v Speaker 3>online lenders that also can offer some access to credit

0:47:22.800 --> 0:47:24.760
<v Speaker 3>for people who may not have the greatest credit score.

0:47:25.440 --> 0:47:27.919
<v Speaker 3>We just did a guide on auto loans for people

0:47:27.920 --> 0:47:30.719
<v Speaker 3>who have bad credit, which has like really good information

0:47:30.760 --> 0:47:32.239
<v Speaker 3>there that I can link to, and I'll send you

0:47:32.239 --> 0:47:35.520
<v Speaker 3>a link to dominique to that guide to get started.

0:47:37.080 --> 0:47:39.400
<v Speaker 3>But I think the key issue for her is that

0:47:40.000 --> 0:47:42.959
<v Speaker 3>she is four thousand dollars in the red, like even

0:47:43.000 --> 0:47:46.040
<v Speaker 3>if she sells the car. I mean, that's another option too.

0:47:46.120 --> 0:47:48.120
<v Speaker 3>You could just cut your losses, sell the car, and

0:47:48.120 --> 0:47:50.200
<v Speaker 3>then you have four thousand dollars and then just set

0:47:50.200 --> 0:47:52.000
<v Speaker 3>yourself a goal to pay that off in a year

0:47:52.520 --> 0:47:57.840
<v Speaker 3>and get debt free. That's honestly the hard, not great.

0:47:57.920 --> 0:48:00.000
<v Speaker 3>I mean, that's the hard. I don't want to hear

0:48:00.040 --> 0:48:03.439
<v Speaker 3>that advice advice because it's on it. I mean, four

0:48:03.440 --> 0:48:06.279
<v Speaker 3>thousand dollars is I don't know what your situation is,

0:48:06.320 --> 0:48:07.759
<v Speaker 3>but if you I feel like, if you just set

0:48:07.800 --> 0:48:09.919
<v Speaker 3>a goal to pay that off in a year, get

0:48:09.960 --> 0:48:13.160
<v Speaker 3>some side income, you know, scraight by, do whatever you

0:48:13.200 --> 0:48:14.759
<v Speaker 3>can to pay that off, get debt free, then you've

0:48:14.800 --> 0:48:17.880
<v Speaker 3>learn your lesson. You can start fresh.

0:48:18.239 --> 0:48:21.160
<v Speaker 2>Yeah, no, I think that that And sometimes you have

0:48:21.200 --> 0:48:23.160
<v Speaker 2>to take the l you know what I mean, Like,

0:48:23.200 --> 0:48:25.080
<v Speaker 2>don't you just hate that? Sometimes you like, as an adult,

0:48:25.160 --> 0:48:28.319
<v Speaker 2>you realize, oh, there there is no win loss. It's

0:48:28.440 --> 0:48:32.520
<v Speaker 2>just loss or bigger loss. And sometimes that's how it

0:48:32.640 --> 0:48:35.719
<v Speaker 2>like you have to just ask yourself, where where can

0:48:35.760 --> 0:48:39.399
<v Speaker 2>I bleed less? Basically? And then you just you take

0:48:39.680 --> 0:48:42.319
<v Speaker 2>the smallest l that you can. But then you move

0:48:42.360 --> 0:48:45.120
<v Speaker 2>forward and you you know, you make different financial choices

0:48:45.120 --> 0:48:46.120
<v Speaker 2>moving forward.

0:48:46.400 --> 0:48:48.799
<v Speaker 3>And how you avoid that and going forward. I mean,

0:48:49.080 --> 0:48:50.920
<v Speaker 3>you paid your first three cars in cash, that's one

0:48:50.960 --> 0:48:53.600
<v Speaker 3>way to avoid it. But if you're we talk about

0:48:53.600 --> 0:48:55.960
<v Speaker 3>the four to twenty ten role when it comes to

0:48:56.000 --> 0:48:58.319
<v Speaker 3>car buying. And I love this rule because I think

0:48:58.360 --> 0:49:00.839
<v Speaker 3>it establishes from the get go a really smart way

0:49:00.880 --> 0:49:03.120
<v Speaker 3>to buy a car, so that you're not immediately kind

0:49:03.120 --> 0:49:04.920
<v Speaker 3>of catching yourself in a situation where you're going to

0:49:05.000 --> 0:49:07.920
<v Speaker 3>end up with a car that's worth less than what

0:49:07.960 --> 0:49:10.320
<v Speaker 3>you owe on a loan. And the twenty part of

0:49:10.360 --> 0:49:12.560
<v Speaker 3>the four to ten twenty rule is to put down

0:49:12.600 --> 0:49:16.000
<v Speaker 3>at least twenty percent of a down payment. And this

0:49:16.080 --> 0:49:18.120
<v Speaker 3>is to just get ahead of the problem with cars,

0:49:18.160 --> 0:49:19.960
<v Speaker 3>which is that as soon as you drive off the lot,

0:49:20.000 --> 0:49:22.759
<v Speaker 3>they lose like fifteen percent of their value, and after

0:49:22.840 --> 0:49:25.560
<v Speaker 3>a year it's even more of their value it depreciates.

0:49:26.200 --> 0:49:28.080
<v Speaker 3>So if you put down that much, at least you

0:49:28.080 --> 0:49:30.480
<v Speaker 3>know you're financing the true value of the car, you know,

0:49:30.520 --> 0:49:33.400
<v Speaker 3>a year from now, and that'll kind of prevent, you know,

0:49:33.480 --> 0:49:35.640
<v Speaker 3>owing more than what the car is worth. And the

0:49:36.160 --> 0:49:38.319
<v Speaker 3>ten the ten part of the four to twenty ten

0:49:38.400 --> 0:49:41.560
<v Speaker 3>rule is to make sure that your transportation costs, the

0:49:41.640 --> 0:49:44.040
<v Speaker 3>cost of owning that car is going to be less

0:49:44.040 --> 0:49:46.520
<v Speaker 3>than ten percent of your gross income, you know, for

0:49:46.560 --> 0:49:49.520
<v Speaker 3>a year for a month, which is one way to

0:49:49.960 --> 0:49:52.319
<v Speaker 3>tell whether or not you know you're going to have

0:49:52.360 --> 0:49:55.080
<v Speaker 3>payments that you can actually afford. And the four part

0:49:55.320 --> 0:49:58.239
<v Speaker 3>is to make sure that you don't take out a

0:49:58.320 --> 0:50:03.040
<v Speaker 3>loan with the term longer than four years. You see, now,

0:50:02.640 --> 0:50:06.040
<v Speaker 3>some lenders will give loan terms for auto for cars

0:50:06.440 --> 0:50:11.360
<v Speaker 3>over eighty months, like seventy six months, like eighty four months.

0:50:11.360 --> 0:50:15.600
<v Speaker 3>It's crazy, and people will sign up for them because

0:50:15.640 --> 0:50:17.640
<v Speaker 3>they they see, oh, that's a great way to get

0:50:17.640 --> 0:50:20.759
<v Speaker 3>a lower monthly payment. But when you actually look at

0:50:20.760 --> 0:50:24.040
<v Speaker 3>how much you're paying an interest over how many years

0:50:24.120 --> 0:50:26.160
<v Speaker 3>is eighty four months? Like? What is that really bad?

0:50:26.200 --> 0:50:29.600
<v Speaker 3>A month right now? Six? Seven years, eight years, eight years,

0:50:29.640 --> 0:50:33.280
<v Speaker 3>I think, I don't know, a long, long freaking time.

0:50:33.960 --> 0:50:35.840
<v Speaker 3>You're literally just handing money to the lendra at the

0:50:35.880 --> 0:50:39.640
<v Speaker 3>end of the day. Yeah, and you're almost gonna certainly

0:50:39.680 --> 0:50:42.319
<v Speaker 3>be paying more than the actual value of the car

0:50:42.360 --> 0:50:43.160
<v Speaker 3>that you're purchasing.

0:50:43.800 --> 0:50:46.439
<v Speaker 2>Yeah, well for sure, that's what interest is all about.

0:50:47.360 --> 0:50:49.560
<v Speaker 3>I'm really really embarrassed. I don't know what eighty four

0:50:49.560 --> 0:50:50.600
<v Speaker 3>are divided by twelve.

0:50:51.800 --> 0:50:55.399
<v Speaker 2>Okay, I'm not a mather.

0:50:55.719 --> 0:50:58.640
<v Speaker 3>It's seven. I knew that seven years.

0:50:58.680 --> 0:50:59.120
<v Speaker 2>Sheesh.

0:51:00.040 --> 0:51:02.920
<v Speaker 3>Fun in time, I won my multiplication competition in the

0:51:02.920 --> 0:51:06.759
<v Speaker 3>third grade. Once upon a time, one of time, not

0:51:07.000 --> 0:51:12.520
<v Speaker 3>long ago, but good luck Dominique. And uh, yeah, that's

0:51:12.680 --> 0:51:14.960
<v Speaker 3>that's uh it's a rough it's a rough situation, and

0:51:15.000 --> 0:51:17.960
<v Speaker 3>it's it's hard because so many, you know, people have

0:51:18.040 --> 0:51:20.800
<v Speaker 3>been worried that like bad auto loans are gonna be

0:51:20.840 --> 0:51:24.799
<v Speaker 3>the new housing crisis because so many, so many, so

0:51:24.840 --> 0:51:27.759
<v Speaker 3>many banks were giving these crazy, big, huge loans to

0:51:27.880 --> 0:51:30.319
<v Speaker 3>people that they can't afford. And you hear the same

0:51:30.400 --> 0:51:34.560
<v Speaker 3>kind of thing like Santander, which was a big bank

0:51:34.680 --> 0:51:37.719
<v Speaker 3>in the subprime model Ending Space was found to like

0:51:37.840 --> 0:51:40.399
<v Speaker 3>be underwriting these like giving these loans to people without

0:51:40.480 --> 0:51:43.760
<v Speaker 3>verifying their income, the same way that people were giving

0:51:44.000 --> 0:51:47.480
<v Speaker 3>people houses without or mortgages without you know, verifying their income.

0:51:47.520 --> 0:51:49.920
<v Speaker 3>And it's kind of it's a little bit troubling.

0:51:50.040 --> 0:52:00.160
<v Speaker 1>So yeah, I know she's not alone.

0:52:03.520 --> 0:52:08.600
<v Speaker 2>Well, now it's time to say almost goodbye to all

0:52:08.760 --> 0:52:16.840
<v Speaker 2>our b A family bw R ow N And like

0:52:16.960 --> 0:52:18.880
<v Speaker 2>that mean I should have said that for the end,

0:52:18.880 --> 0:52:20.000
<v Speaker 2>because we still have to do wins.

0:52:20.920 --> 0:52:22.840
<v Speaker 3>What even does b w R.

0:52:29.040 --> 0:52:30.440
<v Speaker 2>You can't math, I can't spell.

0:52:30.600 --> 0:52:33.160
<v Speaker 3>Oh lord, everyone's lost their faith in us.

0:52:34.960 --> 0:52:38.040
<v Speaker 2>Oh so what you're going to win? All I do

0:52:38.160 --> 0:52:41.440
<v Speaker 2>is when when win, no matter what, go ahead, you

0:52:41.480 --> 0:52:42.359
<v Speaker 2>can go first with your win.

0:52:43.320 --> 0:52:46.840
<v Speaker 3>I'm gonna do it advance when actually I'm really dreading

0:52:46.880 --> 0:52:48.399
<v Speaker 3>this week so much I don't think I have any

0:52:48.400 --> 0:52:50.200
<v Speaker 3>positive energy to leave on. Then a good note with

0:52:50.719 --> 0:52:53.440
<v Speaker 3>like a three day work week sounds amazing, but I

0:52:53.480 --> 0:52:55.640
<v Speaker 3>know I'm gonna have to work today to get ahead

0:52:55.680 --> 0:52:58.040
<v Speaker 3>of the week, and I'm gonna have to probably work

0:52:58.680 --> 0:53:01.160
<v Speaker 3>like before my mom's wedding to make sure that the

0:53:01.600 --> 0:53:03.759
<v Speaker 3>that everything happens in a three day week that needs

0:53:03.800 --> 0:53:05.880
<v Speaker 3>to happen in a five day week. I'm a little scared.

0:53:06.239 --> 0:53:08.560
<v Speaker 3>Do you know? I had a dream this weekend. I

0:53:08.960 --> 0:53:10.799
<v Speaker 3>know when people say I had a dream, everyone rolls

0:53:10.800 --> 0:53:13.239
<v Speaker 3>your eyes. But anyway, I had a dream. If you're

0:53:13.239 --> 0:53:16.000
<v Speaker 3>not Mlka Junior, if you say a dream is really annoying.

0:53:16.600 --> 0:53:18.960
<v Speaker 3>I literally had a dream and it was an email exchange.

0:53:19.600 --> 0:53:22.280
<v Speaker 3>Like it wasn't a scary email exchange. It was literally

0:53:22.360 --> 0:53:24.040
<v Speaker 3>just like me sending a letter to one of my

0:53:24.080 --> 0:53:26.439
<v Speaker 3>writer or email to one of my writers saying, oh

0:53:26.480 --> 0:53:28.240
<v Speaker 3>did you get the outline for this story? That's great,

0:53:28.480 --> 0:53:30.960
<v Speaker 3>and like back and forth. What does that say about me?

0:53:31.920 --> 0:53:34.520
<v Speaker 2>Yeah? So I always do that, Like literally I will

0:53:34.600 --> 0:53:36.440
<v Speaker 2>dream that just like I'm working. It just said that

0:53:36.480 --> 0:53:37.879
<v Speaker 2>we're overworked.

0:53:38.680 --> 0:53:41.960
<v Speaker 3>Over maybe I'm just thinking about work too much before

0:53:41.960 --> 0:53:44.680
<v Speaker 3>I go to bed. So I guess my win is

0:53:44.800 --> 0:53:46.319
<v Speaker 3>just going to be a cry for help to Lord

0:53:46.360 --> 0:53:47.200
<v Speaker 3>get me through this week.

0:53:48.239 --> 0:53:52.040
<v Speaker 2>This is true, my well, you know what this is

0:53:52.120 --> 0:53:55.560
<v Speaker 2>kind of random? Is I want to shout out Jazz Daniel.

0:53:55.680 --> 0:53:58.960
<v Speaker 2>He is. For those of you who've been following me,

0:53:59.000 --> 0:54:00.879
<v Speaker 2>you know that I have been working on a children's book,

0:54:00.960 --> 0:54:03.799
<v Speaker 2>like intermittently, not like you know, really putting in the work,

0:54:04.080 --> 0:54:06.840
<v Speaker 2>but just I had this idea and I had this

0:54:06.960 --> 0:54:09.279
<v Speaker 2>character that I really want to put out there, and

0:54:09.719 --> 0:54:13.000
<v Speaker 2>finding an illustrator was not easy. So my wind this

0:54:13.120 --> 0:54:16.560
<v Speaker 2>week is that I found an amazing brown man in

0:54:16.600 --> 0:54:20.359
<v Speaker 2>the illustrator who has drawn the most delicious, cute little

0:54:20.360 --> 0:54:26.000
<v Speaker 2>girl who is going to be, you know, the subject

0:54:26.040 --> 0:54:28.480
<v Speaker 2>of these series of children's books that I want to write.

0:54:28.640 --> 0:54:31.359
<v Speaker 2>I'm just super excited because I really want to one

0:54:31.920 --> 0:54:36.040
<v Speaker 2>help parents have these pre financial conversations, That's what I

0:54:36.120 --> 0:54:39.399
<v Speaker 2>call them, because I mean, at three and four, you're

0:54:39.400 --> 0:54:41.560
<v Speaker 2>not you know, you're teaching kids about money. Doesn't make sense,

0:54:41.760 --> 0:54:43.920
<v Speaker 2>But there are some conversations you can have to lay

0:54:43.960 --> 0:54:48.120
<v Speaker 2>the groundwork, like about community, about sharing, about giving, about selfishness.

0:54:48.239 --> 0:54:49.920
<v Speaker 2>So I really want to start creating a series of

0:54:49.960 --> 0:54:53.880
<v Speaker 2>books that help parents have those conversations with kids, but

0:54:53.920 --> 0:54:56.000
<v Speaker 2>in a way that's age appropriate because the preschool teacher

0:54:56.000 --> 0:54:57.279
<v Speaker 2>in me is like, I know how to do that.

0:54:57.960 --> 0:55:00.200
<v Speaker 2>And so but I wanted a character that was going

0:55:00.239 --> 0:55:04.120
<v Speaker 2>to be reflective of the audience that I wanted to reach,

0:55:04.440 --> 0:55:06.680
<v Speaker 2>well bigger than that. I wanted a character that was

0:55:06.719 --> 0:55:11.240
<v Speaker 2>going to be like like like the Cosby's or Dora.

0:55:11.440 --> 0:55:14.120
<v Speaker 2>Like when people think about Dora, they're just like, oh,

0:55:14.160 --> 0:55:15.880
<v Speaker 2>this is just a great cartoon for kids, and she

0:55:16.000 --> 0:55:19.000
<v Speaker 2>happens to be Latina, or this is a great family

0:55:19.080 --> 0:55:21.160
<v Speaker 2>and they happen to be black. And that's what I wanted.

0:55:21.400 --> 0:55:24.719
<v Speaker 2>Like this little girl's brown, she's got four sea hair,

0:55:25.120 --> 0:55:29.080
<v Speaker 2>super cute. But I didn't want that. I wanted anyone

0:55:29.120 --> 0:55:32.359
<v Speaker 2>who read it to resonate, for it to resonate with them,

0:55:32.680 --> 0:55:35.400
<v Speaker 2>and but she happens to be black, you know. And

0:55:35.480 --> 0:55:40.640
<v Speaker 2>so so that way it teaches these core lessons, but

0:55:40.680 --> 0:55:43.959
<v Speaker 2>then there's also these secondary and like, you know, lessons

0:55:44.000 --> 0:55:46.799
<v Speaker 2>about culture and about you know, and so I'm just

0:55:46.840 --> 0:55:50.920
<v Speaker 2>really excited because I finally got like I finally approved

0:55:50.920 --> 0:55:54.359
<v Speaker 2>the sketch of her, and she's so adorable and cute,

0:55:54.400 --> 0:55:57.400
<v Speaker 2>and it's exactly what I wanted because sometimes when brown

0:55:57.480 --> 0:56:01.040
<v Speaker 2>characters are made, it's like all of the all that

0:56:01.040 --> 0:56:05.640
<v Speaker 2>that comes along with like sometimes brownness and blackness is

0:56:05.680 --> 0:56:08.879
<v Speaker 2>a race or at least watered down, you know, And

0:56:08.920 --> 0:56:11.920
<v Speaker 2>so I didn't want that. I wanted her to be like, no,

0:56:12.280 --> 0:56:15.200
<v Speaker 2>she's black, you know, although she her family's gonna be

0:56:15.200 --> 0:56:18.239
<v Speaker 2>definitely mixed, so like she'll have her white aunt and

0:56:18.320 --> 0:56:21.160
<v Speaker 2>her Latina uncle and all that kind of stuff. But

0:56:21.200 --> 0:56:25.239
<v Speaker 2>I wanted her, in particular to just be regular black,

0:56:25.280 --> 0:56:28.040
<v Speaker 2>little cute little girl with her little chunky nose and

0:56:28.040 --> 0:56:34.359
<v Speaker 2>her full lips and slightly slightly big belly. My team

0:56:34.480 --> 0:56:36.239
<v Speaker 2>was like, I was like, I want her chunky, because

0:56:36.280 --> 0:56:38.799
<v Speaker 2>every little girl is not super skinny. Like let her

0:56:38.800 --> 0:56:40.319
<v Speaker 2>look like a little girl. I had a little belly

0:56:40.320 --> 0:56:43.160
<v Speaker 2>when I was ten. I got a little belly now darted,

0:56:44.360 --> 0:56:46.960
<v Speaker 2>and so I'm excited because it looks like the way

0:56:47.000 --> 0:56:50.080
<v Speaker 2>I wanted it to look, and I just I feel

0:56:50.080 --> 0:56:51.600
<v Speaker 2>good about it. I had a dream about her being

0:56:51.600 --> 0:56:54.560
<v Speaker 2>on TV, Like I was watching her cartoon in my dream,

0:56:54.840 --> 0:56:57.360
<v Speaker 2>and I was like oh maybe that's the next step, hey, Nickelodeon,

0:56:58.200 --> 0:57:00.880
<v Speaker 2>But yeah, so that's my win. When is Jazz? You

0:57:00.920 --> 0:57:03.799
<v Speaker 2>are awesome. Thank you for bringing my dream to life

0:57:03.800 --> 0:57:07.359
<v Speaker 2>without watering it down and making this beautiful little brown girl.

0:57:07.520 --> 0:57:11.440
<v Speaker 2>And who is she's her model is a Supergirl. So

0:57:11.480 --> 0:57:13.880
<v Speaker 2>I gave him pictures of Supergirl to say, like, make

0:57:13.960 --> 0:57:15.680
<v Speaker 2>her like this. And Supergirl has been great and her

0:57:15.680 --> 0:57:18.320
<v Speaker 2>mom had been helping, like when stuff came back, they

0:57:18.320 --> 0:57:19.520
<v Speaker 2>would both look at it and be like, oh, a

0:57:19.560 --> 0:57:21.160
<v Speaker 2>little bit here, a little bit. They're a little taller,

0:57:21.200 --> 0:57:23.480
<v Speaker 2>a little bit chunkier, a little bit, you know. So

0:57:23.520 --> 0:57:25.360
<v Speaker 2>it's been awesome because it's been like a family affair,

0:57:25.520 --> 0:57:31.760
<v Speaker 2>so you know, the new normal family where it's like stepmom, mom, dad, daughter,

0:57:32.000 --> 0:57:32.200
<v Speaker 2>you know.

0:57:32.600 --> 0:57:35.480
<v Speaker 3>So I love it. I love kids books and to

0:57:35.480 --> 0:57:38.560
<v Speaker 3>have a book about like we just gave our my

0:57:38.640 --> 0:57:41.280
<v Speaker 3>husband's scoped out our little personal finance book with like

0:57:41.320 --> 0:57:43.840
<v Speaker 3>some we got our some stockpile gift cards. You know,

0:57:43.880 --> 0:57:46.000
<v Speaker 3>it's like the you can give stock as a gift

0:57:46.160 --> 0:57:48.880
<v Speaker 3>through a gift card now anyway. But I was like, man,

0:57:48.920 --> 0:57:50.680
<v Speaker 3>let's find a good like money book for kids. And

0:57:50.720 --> 0:57:52.640
<v Speaker 3>I just the book Shore. We went to there was

0:57:52.640 --> 0:57:54.960
<v Speaker 3>nothing so to have like a cute little book for

0:57:55.040 --> 0:57:57.920
<v Speaker 3>kids about money that's like the perfect gift. You got

0:57:57.960 --> 0:58:01.640
<v Speaker 3>a baby shower or like whatever. So the excited, right.

0:58:01.520 --> 0:58:03.600
<v Speaker 2>I'm excited too because I'm just like I just feel like,

0:58:04.080 --> 0:58:06.640
<v Speaker 2>you know, you just when sometimes you're making a decision

0:58:06.720 --> 0:58:10.360
<v Speaker 2>or a choice, you can feel like the shift. You know.

0:58:10.360 --> 0:58:14.760
<v Speaker 2>I think everyone has like noted that ooh, this change

0:58:14.840 --> 0:58:17.120
<v Speaker 2>is going to be a pivotal shift, and it's going

0:58:17.160 --> 0:58:19.560
<v Speaker 2>to create a pivotal shift in my life. And I

0:58:19.600 --> 0:58:22.360
<v Speaker 2>feel like this is one of those things like when

0:58:22.360 --> 0:58:24.960
<v Speaker 2>I stopped teaching preschool, I knew, like, Okay, this is

0:58:24.960 --> 0:58:27.200
<v Speaker 2>a pivotal shift. And for some reason, you know, and

0:58:27.240 --> 0:58:29.320
<v Speaker 2>I've done other things before that been awesome and great,

0:58:29.560 --> 0:58:31.880
<v Speaker 2>but for some reason, this little girl, this little character,

0:58:32.440 --> 0:58:35.280
<v Speaker 2>she's been like it's been very clear to me that

0:58:35.320 --> 0:58:38.640
<v Speaker 2>there's a shift, you know, happening with this character. So

0:58:38.880 --> 0:58:41.200
<v Speaker 2>I'm excited to see like where this goes because I

0:58:41.320 --> 0:58:43.760
<v Speaker 2>just have a feeling about it like that, you know.

0:58:44.000 --> 0:58:46.080
<v Speaker 2>My goal is for her to be the next door

0:58:46.160 --> 0:58:49.560
<v Speaker 2>the explorer that like you know, I was. If you

0:58:49.760 --> 0:58:51.120
<v Speaker 2>when you don't you don't have the kids, but you do,

0:58:51.120 --> 0:58:52.480
<v Speaker 2>you know, Nick Steppens.

0:58:52.600 --> 0:58:54.680
<v Speaker 3>Oh, yeah, we talked about Doc mc steppens.

0:58:54.920 --> 0:58:57.240
<v Speaker 2>So I was getting Chinese food from my sister and

0:58:57.600 --> 0:59:02.560
<v Speaker 2>I was in there and the lady, assuming she's Chinese,

0:59:02.680 --> 0:59:05.080
<v Speaker 2>and so her daughter was sitting at a table playing

0:59:05.080 --> 0:59:07.880
<v Speaker 2>with her friend, and the little her daughter, who's obviously Chinese,

0:59:08.200 --> 0:59:11.200
<v Speaker 2>had a little Docma Stefan's doll, and I was like,

0:59:11.280 --> 0:59:14.440
<v Speaker 2>that's what I mean that, Like, it's not like this

0:59:14.520 --> 0:59:17.240
<v Speaker 2>little girl's like, I'm playing with the black doll. She's like, no,

0:59:17.360 --> 0:59:19.560
<v Speaker 2>I'm playing with a doll from a show that I enjoy,

0:59:19.880 --> 0:59:22.720
<v Speaker 2>and that's what I want. But it's teaching her this

0:59:22.920 --> 0:59:27.320
<v Speaker 2>secondary kind of like you know that, oh you know

0:59:27.440 --> 0:59:30.680
<v Speaker 2>that she's not even realizing that it's normalizing a little

0:59:30.680 --> 0:59:33.640
<v Speaker 2>brown girl as a doctor and part of my life,

0:59:33.720 --> 0:59:35.560
<v Speaker 2>you know what I mean. And so that's what I'm wanting.

0:59:35.560 --> 0:59:38.840
<v Speaker 2>I'm wanting that kind of door the explored Docmak Steffans

0:59:39.440 --> 0:59:43.080
<v Speaker 2>Cosby show effect, where you know that it normalizes that

0:59:44.200 --> 0:59:46.960
<v Speaker 2>all people can be all things and you know that

0:59:47.000 --> 0:59:49.800
<v Speaker 2>they can also be a part of your life. So, yeah,

0:59:50.480 --> 0:59:53.400
<v Speaker 2>good things. So some of your good good rais and

0:59:53.440 --> 0:59:56.640
<v Speaker 2>good good if you have any vegan recipes some simple

0:59:56.640 --> 0:59:59.800
<v Speaker 2>ones too. You can send those two some big d

1:00:00.000 --> 1:00:02.280
<v Speaker 2>please yeah, telling them that they can send them if

1:00:02.320 --> 1:00:04.480
<v Speaker 2>you have some simple like some of y'all send me

1:00:04.560 --> 1:00:06.320
<v Speaker 2>some vegan stuff And I'm like child, anybody be in

1:00:06.320 --> 1:00:08.240
<v Speaker 2>the kitchen for three hours cooking it up like that

1:00:08.320 --> 1:00:10.120
<v Speaker 2>because it's only me. No one else is vegan in

1:00:10.120 --> 1:00:14.080
<v Speaker 2>the house. So some simple, yummy vegan recipes that make

1:00:14.160 --> 1:00:16.160
<v Speaker 2>me say mmm, Like, you know, I like cooking, but

1:00:16.240 --> 1:00:19.360
<v Speaker 2>I'm not like super shechpholic, so I like to keep

1:00:19.400 --> 1:00:20.680
<v Speaker 2>it down to just a few steps.

1:00:21.200 --> 1:00:23.360
<v Speaker 3>Got it all right? Well, if you guys have any

1:00:23.400 --> 1:00:26.280
<v Speaker 3>ideas for TIFT, you can go to non Ambition podcast

1:00:26.360 --> 1:00:29.920
<v Speaker 3>dot com. You can send us a question at Brown

1:00:29.960 --> 1:00:32.880
<v Speaker 3>Ambition podcast dot com or hit us up on Twitter

1:00:32.920 --> 1:00:37.280
<v Speaker 3>at the BA podcast or on Facebook. Bro An Ambition

1:00:38.200 --> 1:00:42.080
<v Speaker 3>and Real Quick courtesy announcement of a change coming to

1:00:42.120 --> 1:00:45.000
<v Speaker 3>the show beginning the next Wednesday to celebrate our two

1:00:45.080 --> 1:00:49.040
<v Speaker 3>year anniversary. One of the ways we're celebrating is to

1:00:49.160 --> 1:00:51.960
<v Speaker 3>change up the publication of the show, so we're no

1:00:52.040 --> 1:00:54.880
<v Speaker 3>longer be airing on Tuesday mornings. You will cantune into

1:00:54.960 --> 1:00:59.760
<v Speaker 3>us on Wednesday mornings, So prepare yourself.

1:01:00.560 --> 1:01:02.760
<v Speaker 2>Yes, I'm so glad you remember that I totally forgot,

1:01:02.840 --> 1:01:06.400
<v Speaker 2>Yes Wednesday, I like Wedda's hump Day. Can we can

1:01:06.440 --> 1:01:08.520
<v Speaker 2>help you get over the hump day?

1:01:08.640 --> 1:01:13.720
<v Speaker 3>Yeah, many, many, many hump day jokes in your future.

1:01:14.640 --> 1:01:15.640
<v Speaker 3>You're welcome in advance.

1:01:16.280 --> 1:01:17.760
<v Speaker 2>I was thinking that, like, oh, I can't live with

1:01:17.840 --> 1:01:18.840
<v Speaker 2>these updays jokes