1 00:00:01,520 --> 00:00:05,200 Speaker 1: Eld Elvis Duran phone tab we have. 2 00:00:05,480 --> 00:00:08,000 Speaker 2: Nicole writes, my husband Miguel and I have been having 3 00:00:08,039 --> 00:00:11,520 Speaker 2: financial difficulties and at times payments are missed. Creditors call 4 00:00:11,920 --> 00:00:15,840 Speaker 2: and I'm constantly bouncing checks. So I want you to 5 00:00:15,880 --> 00:00:18,000 Speaker 2: call him and annoy him and tell him I forgot 6 00:00:18,040 --> 00:00:19,280 Speaker 2: to make another payment. 7 00:00:19,440 --> 00:00:22,560 Speaker 1: He will go crazy. All right, let's see how you do. 8 00:00:24,920 --> 00:00:28,800 Speaker 2: Oh yes, I'm looking for Miguel Lakanta. Please, this is 9 00:00:28,800 --> 00:00:30,000 Speaker 2: Lisa from mere Kersim. 10 00:00:30,040 --> 00:00:31,680 Speaker 1: How are you this afternoon? 11 00:00:31,800 --> 00:00:32,560 Speaker 3: Hey, how are you doing? 12 00:00:33,280 --> 00:00:38,720 Speaker 2: I'm calling you because we have four payments missed? My Yeah, 13 00:00:38,880 --> 00:00:42,800 Speaker 2: so obviously that's over eight hundred dollars. Collections has been called. 14 00:00:43,520 --> 00:00:45,000 Speaker 3: Okay, so that's eight hundred. 15 00:00:45,240 --> 00:00:47,920 Speaker 2: There were two charges put through this morning. One is 16 00:00:47,960 --> 00:00:50,400 Speaker 2: for three seventy five and one is for one hundred 17 00:00:50,400 --> 00:00:52,239 Speaker 2: and fifty three dollars. One is for a rug and 18 00:00:52,240 --> 00:00:53,080 Speaker 2: one is for a lamp. 19 00:00:54,640 --> 00:00:57,680 Speaker 3: Why, I mean somebody which somebody was using the car today. 20 00:00:57,760 --> 00:00:58,840 Speaker 1: It was signed by Nicole. 21 00:00:59,320 --> 00:01:00,480 Speaker 3: Don't die. Don't accept that? 22 00:01:01,160 --> 00:01:03,000 Speaker 1: Well, it was accepted at the store and. 23 00:01:02,960 --> 00:01:04,720 Speaker 3: Then I got god, how can that be? 24 00:01:05,000 --> 00:01:06,280 Speaker 1: Do you want me to try and call her? 25 00:01:06,920 --> 00:01:09,240 Speaker 3: Yeah, go ahead, I'll try. You put us in three way. 26 00:01:09,440 --> 00:01:13,280 Speaker 2: Yeah, I can try and conference you. Hold on one second. Hold, okay, 27 00:01:13,280 --> 00:01:14,520 Speaker 2: I have Nicole on the other line. I'm going to 28 00:01:14,560 --> 00:01:15,880 Speaker 2: conference her and hold one second. 29 00:01:16,840 --> 00:01:18,880 Speaker 1: Hello, Hi, Hi, is this Nicole? 30 00:01:19,360 --> 00:01:19,800 Speaker 4: Yes it is. 31 00:01:19,840 --> 00:01:22,720 Speaker 2: I have your husband, Miguel on the phone. I called 32 00:01:22,800 --> 00:01:25,400 Speaker 2: him about the charges. I'm just confirming with you that 33 00:01:25,440 --> 00:01:27,080 Speaker 2: those charges are for real. 34 00:01:27,200 --> 00:01:28,720 Speaker 1: You did purchase those this morning? 35 00:01:29,319 --> 00:01:30,000 Speaker 4: Yes, there mine. 36 00:01:30,120 --> 00:01:32,040 Speaker 2: Okay, I'm gonna put you to on hold and I 37 00:01:32,040 --> 00:01:34,119 Speaker 2: have to take care of some paperwork. But you two 38 00:01:34,120 --> 00:01:35,680 Speaker 2: can talk to each other, So hold on please. 39 00:01:36,520 --> 00:01:38,160 Speaker 3: We're in deep trouble. 40 00:01:38,400 --> 00:01:40,000 Speaker 4: I don't know what to say. I must have I 41 00:01:40,080 --> 00:01:41,000 Speaker 4: must have overlooked it. 42 00:01:41,040 --> 00:01:41,399 Speaker 5: I don't know. 43 00:01:41,480 --> 00:01:42,720 Speaker 4: You know, I've been trying to catch up. 44 00:01:43,000 --> 00:01:45,000 Speaker 3: You bought a rug in, a lamp for the. 45 00:01:44,959 --> 00:01:46,840 Speaker 5: Living room and a lamp for the kids room. 46 00:01:47,319 --> 00:01:49,880 Speaker 3: No, why not, babe. 47 00:01:49,600 --> 00:01:51,840 Speaker 4: I already bought it. I can't return it was on sale. 48 00:01:52,200 --> 00:01:53,600 Speaker 3: Kiss, don't need a lamp. 49 00:01:54,000 --> 00:01:55,800 Speaker 4: It was cute. It will look cute in their room. 50 00:01:56,040 --> 00:01:58,320 Speaker 3: No, babe, No, I can't take it back. 51 00:01:58,400 --> 00:01:59,760 Speaker 4: My guy, We'll figure out how to pay it. I'm 52 00:01:59,760 --> 00:02:00,320 Speaker 4: working a. 53 00:02:00,240 --> 00:02:02,600 Speaker 3: Lot now, so thank you kidding me? Well? 54 00:02:02,600 --> 00:02:05,520 Speaker 5: I needed a rug for the living room and who 55 00:02:05,600 --> 00:02:06,000 Speaker 5: kiss them? 56 00:02:06,360 --> 00:02:08,720 Speaker 3: But the living room? Who cares? Oh? I want the 57 00:02:08,720 --> 00:02:12,000 Speaker 3: house to look lines the house. We don't have no 58 00:02:12,240 --> 00:02:12,880 Speaker 3: damn money. 59 00:02:13,160 --> 00:02:16,560 Speaker 4: But what we're doing better now, were. 60 00:02:15,720 --> 00:02:18,799 Speaker 3: Better, But they're calling their house you missed four payments. 61 00:02:19,040 --> 00:02:22,000 Speaker 3: I don't have a dozand boks of me. I don't. 62 00:02:22,639 --> 00:02:24,880 Speaker 3: I don't care if you argue with a damn manager, 63 00:02:24,880 --> 00:02:26,440 Speaker 3: you better take that back. 64 00:02:26,960 --> 00:02:30,480 Speaker 2: Hello, Hello, Hello, I wanted you to know I found 65 00:02:30,480 --> 00:02:32,240 Speaker 2: out the finance charges for you. 66 00:02:32,240 --> 00:02:33,880 Speaker 3: You know what, that doesn't make a difference now, it 67 00:02:33,880 --> 00:02:36,200 Speaker 3: doesn't make a difference. It's over a thousand bucks. 68 00:02:36,320 --> 00:02:39,760 Speaker 1: Yeah, I know, but it's thirty five hundred dollars. 69 00:02:39,760 --> 00:02:41,800 Speaker 3: Thirty five hundred dollars for a finance charge. 70 00:02:42,360 --> 00:02:45,280 Speaker 2: Well, it's four payments, and because we sent you out 71 00:02:45,320 --> 00:02:48,160 Speaker 2: in letters that got ignored, there's extra. 72 00:02:47,880 --> 00:02:48,520 Speaker 1: On top of that. 73 00:02:49,080 --> 00:02:50,160 Speaker 3: Are you kidding me? 74 00:02:50,240 --> 00:02:51,399 Speaker 1: I'm not kidding you. I'm sorry. 75 00:02:51,720 --> 00:02:53,160 Speaker 3: How much of these finance to charge like. 76 00:02:54,880 --> 00:02:57,240 Speaker 1: I have to find out for you? Hold on one second, out, 77 00:02:57,280 --> 00:02:58,040 Speaker 1: I'll find it. Hold on. 78 00:02:58,760 --> 00:02:59,200 Speaker 4: I'm sorry. 79 00:02:59,200 --> 00:03:00,839 Speaker 5: We've got so much in a whole, but I think 80 00:03:00,919 --> 00:03:02,400 Speaker 5: what we're doing good, we'll get out of it. 81 00:03:02,560 --> 00:03:07,560 Speaker 3: We're not doing good, baby, stop buying I work. I'm 82 00:03:07,639 --> 00:03:10,880 Speaker 3: not buying on the computer. I'm not driving out bite. 83 00:03:11,680 --> 00:03:12,320 Speaker 4: I'm working too. 84 00:03:12,400 --> 00:03:13,240 Speaker 5: What do you think I'm doing? 85 00:03:13,280 --> 00:03:14,480 Speaker 4: I have I have to take a lot. 86 00:03:14,880 --> 00:03:17,280 Speaker 3: But don't go to Target, don't go to whatever, don't 87 00:03:17,320 --> 00:03:19,880 Speaker 3: go here, don't go there, don't buy you butt on 88 00:03:19,919 --> 00:03:21,960 Speaker 3: the time that you haven't even paid on. 89 00:03:22,320 --> 00:03:23,760 Speaker 4: I know it was surprised they went through. 90 00:03:24,200 --> 00:03:26,760 Speaker 3: Oh so you you know that it was like perfect for. 91 00:03:26,720 --> 00:03:28,560 Speaker 5: The living rooms since they painted and everything. 92 00:03:28,800 --> 00:03:33,239 Speaker 3: No, no, no, you under send me take that back. 93 00:03:33,280 --> 00:03:34,800 Speaker 4: I don't even miguel. 94 00:03:34,840 --> 00:03:37,240 Speaker 5: It says no refunds when. 95 00:03:37,160 --> 00:03:43,040 Speaker 3: You get so that so that I want you to 96 00:03:43,040 --> 00:03:45,920 Speaker 3: take all your credit cards and leave them at the house. 97 00:03:46,840 --> 00:03:49,800 Speaker 3: That's it, you know what I'm saying. Thirty five. 98 00:03:52,160 --> 00:03:53,280 Speaker 4: But I really want the rug. 99 00:03:54,680 --> 00:03:58,440 Speaker 3: I'm not gonna buy the rug. I am not gonna buy. 100 00:03:58,600 --> 00:04:02,600 Speaker 3: No that road for the living room. Damn, I can't 101 00:04:02,800 --> 00:04:05,400 Speaker 3: lead it. Having a credit Having a credit card is 102 00:04:05,400 --> 00:04:08,800 Speaker 3: like putting a knife from my throat because if I 103 00:04:08,800 --> 00:04:10,480 Speaker 3: if I use a credit card, that means I have 104 00:04:10,560 --> 00:04:12,720 Speaker 3: to pay flat credit card, and that means I don't 105 00:04:12,720 --> 00:04:15,040 Speaker 3: have money. We get home, we're gonna get rid of 106 00:04:15,080 --> 00:04:17,279 Speaker 3: a whole bunch of this never because we don't need 107 00:04:17,320 --> 00:04:20,760 Speaker 3: that no more. That's it. Cell phones. I'm here, I'm 108 00:04:20,760 --> 00:04:22,279 Speaker 3: gonna work and I go home and I don't do 109 00:04:22,320 --> 00:04:25,320 Speaker 3: anything else. I don't so cell phones. I'm gonna get 110 00:04:25,360 --> 00:04:26,159 Speaker 3: rid of that too. 111 00:04:26,480 --> 00:04:28,599 Speaker 4: But we can't just cancel the cell phone like that. 112 00:04:28,680 --> 00:04:31,240 Speaker 3: Miguel, Well, the contract or something, get rid of it. 113 00:04:31,400 --> 00:04:34,279 Speaker 3: The hydraulic gotta go, the rims gotta go, the car's 114 00:04:34,279 --> 00:04:37,760 Speaker 3: gotta go. That's close to two g's right there. We're 115 00:04:37,760 --> 00:04:39,320 Speaker 3: in a people trouble right now. 116 00:04:39,560 --> 00:04:41,400 Speaker 4: But if we need stuff, I have to get it. 117 00:04:41,800 --> 00:04:43,360 Speaker 3: We don't need a rug, we don't need a lamp. 118 00:04:43,400 --> 00:04:45,279 Speaker 3: We have enough light in the house. We can open 119 00:04:45,360 --> 00:04:48,760 Speaker 3: the curtains. You're gonna have to see that. No, I'm sorry. 120 00:04:48,960 --> 00:04:51,559 Speaker 1: Maybe I can figure it out for you. What because 121 00:04:51,920 --> 00:04:55,840 Speaker 1: you've just been phone tapped, Miguel. 122 00:04:56,160 --> 00:04:57,479 Speaker 5: Yeah, don't try to me. 123 00:04:59,160 --> 00:05:01,520 Speaker 2: It's Daniel man All from Elvis Duran in the Morning Show, 124 00:05:01,560 --> 00:05:02,440 Speaker 2: and you got phone. 125 00:05:02,200 --> 00:05:14,240 Speaker 3: Tapped, okay. Iranda called them Elvis Duran phone tap. 126 00:05:15,080 --> 00:05:17,680 Speaker 1: This phone tab was pre recorded with permission granted by 127 00:05:17,720 --> 00:05:18,560 Speaker 1: All Party series. 128 00:05:19,200 --> 00:05:22,839 Speaker 2: The Elvis Duran phone tab were only on Elvis Duran 129 00:05:22,920 --> 00:05:23,640 Speaker 2: in the Morning Show