1 00:00:00,080 --> 00:00:03,000 Speaker 1: My next guest is truly this is she's just one 2 00:00:03,040 --> 00:00:05,160 Speaker 1: of these people, renaissance people. I call her that because 3 00:00:05,200 --> 00:00:07,840 Speaker 1: she's been able to reinvent herself and a lot of people. 4 00:00:08,160 --> 00:00:10,319 Speaker 1: I had a degree in mathematics and I decided to 5 00:00:10,360 --> 00:00:12,720 Speaker 1: be a stand up comic. Now, if somebody asked me 6 00:00:12,760 --> 00:00:17,280 Speaker 1: to do a math problem, either we're gonna start fighting 7 00:00:17,960 --> 00:00:20,040 Speaker 1: because I don't know when you might call me. I 8 00:00:20,079 --> 00:00:22,120 Speaker 1: thought you're the degree in mad because I don't know. 9 00:00:22,160 --> 00:00:24,480 Speaker 1: I reinvented myself. That's not a life that I live now. 10 00:00:24,720 --> 00:00:26,960 Speaker 1: This young lady right here on the phone as a 11 00:00:27,000 --> 00:00:31,320 Speaker 1: former engineer turned media personality in the area of technology 12 00:00:31,360 --> 00:00:35,040 Speaker 1: and lifestyle. She has the technology contributed for ABC News, 13 00:00:35,360 --> 00:00:39,199 Speaker 1: working on the nationally syndicated daytime show Straight Hand, Sarah 14 00:00:39,240 --> 00:00:42,199 Speaker 1: and Ki Ki. A media appearance and interviews include Good 15 00:00:42,200 --> 00:00:45,720 Speaker 1: Morning America, Chat A TV series, X m Essence, and 16 00:00:45,840 --> 00:00:48,880 Speaker 1: Huffington Post Televisions one of her loves, but she is 17 00:00:48,960 --> 00:00:53,720 Speaker 1: most passionate about helping people become better digital citizen. She's 18 00:00:53,760 --> 00:00:55,560 Speaker 1: on the show to day to talk about three apps 19 00:00:55,760 --> 00:00:58,840 Speaker 1: that people can utilize to manage and improve their finances. 20 00:00:58,840 --> 00:01:02,000 Speaker 1: And that's a I called perfect Time. Please work with 21 00:01:02,040 --> 00:01:07,240 Speaker 1: the Money Making Conversations Stephanie Humphrey. Hello, Hello, it's so 22 00:01:07,319 --> 00:01:09,640 Speaker 1: happy to be here. Thanks so much for having me First. 23 00:01:09,640 --> 00:01:12,280 Speaker 1: For Stephanitely been a long time since you've been on 24 00:01:12,280 --> 00:01:14,400 Speaker 1: the show, and that's a good thing because you've been busy, 25 00:01:14,440 --> 00:01:17,679 Speaker 1: and I've been so busy. You're regular on different shows 26 00:01:17,720 --> 00:01:20,559 Speaker 1: and things like that. What and it's about it's about 27 00:01:20,560 --> 00:01:24,160 Speaker 1: your brand, It's about putting the word out and maintaining credibility. 28 00:01:24,480 --> 00:01:26,720 Speaker 1: What have you do? What do you do to maintain 29 00:01:26,760 --> 00:01:30,959 Speaker 1: credibility with your vos? Because that's a competitive space, it 30 00:01:31,040 --> 00:01:33,440 Speaker 1: absolutely is, and I think you have to be consistent 31 00:01:33,840 --> 00:01:37,480 Speaker 1: with content. You know, there there was that whole idea 32 00:01:37,560 --> 00:01:40,720 Speaker 1: of content being king that was really popular a few 33 00:01:40,800 --> 00:01:43,800 Speaker 1: years ago, and that is actually still the case. Content 34 00:01:44,200 --> 00:01:48,280 Speaker 1: is king. So as you're utilizing these social media platforms, 35 00:01:48,280 --> 00:01:52,080 Speaker 1: as you're utilizing your website or your blog or whatever, 36 00:01:52,640 --> 00:01:57,280 Speaker 1: you have to consistently be pushing out content to people 37 00:01:57,400 --> 00:02:01,200 Speaker 1: around your brand and your area of X for teets. Now, 38 00:02:01,280 --> 00:02:03,840 Speaker 1: that does not necessarily mean that you always have to 39 00:02:03,880 --> 00:02:07,840 Speaker 1: be creating content because that can get overwhelming, you know, 40 00:02:07,960 --> 00:02:12,320 Speaker 1: trying to do videos every day or or a podcast 41 00:02:12,360 --> 00:02:16,320 Speaker 1: every week. Or whatever that looks like. But curating content 42 00:02:16,520 --> 00:02:20,040 Speaker 1: it's just as effective as creating content. So I do 43 00:02:20,120 --> 00:02:24,040 Speaker 1: a lot of both. Actually, So most days, most days 44 00:02:24,040 --> 00:02:27,520 Speaker 1: of the week, Monday through Friday, I will curate content 45 00:02:27,639 --> 00:02:30,440 Speaker 1: that I find on the Internet and push it out 46 00:02:30,520 --> 00:02:33,760 Speaker 1: and get people's opinions on it, start conversations around it, 47 00:02:34,120 --> 00:02:38,000 Speaker 1: drive engagement around technology topics that I think people might 48 00:02:38,040 --> 00:02:41,200 Speaker 1: be interested in. But then once a week I actually 49 00:02:41,280 --> 00:02:45,040 Speaker 1: create content as well through my sixty second Tech Break 50 00:02:45,080 --> 00:02:49,720 Speaker 1: which comes out on Wednesdays, which gives people a actionable, relevant, 51 00:02:49,760 --> 00:02:53,400 Speaker 1: little nugget of information that they can watch, learn and 52 00:02:53,440 --> 00:02:56,680 Speaker 1: then go do something with. Now what what I'm assuming 53 00:02:56,680 --> 00:02:58,800 Speaker 1: it comes out on social media? What platforms? Are you 54 00:02:58,840 --> 00:03:04,560 Speaker 1: distributed across all platforms? Instagram, Twitter, Facebook, and LinkedIn? So 55 00:03:04,600 --> 00:03:07,320 Speaker 1: I can share it on my Twitter account? Yes, you can, 56 00:03:07,720 --> 00:03:15,120 Speaker 1: please do every Wednesday, right comes out. He's a program 57 00:03:15,200 --> 00:03:18,440 Speaker 1: director for Money Making Conversations, So every Wednesday we're gonna 58 00:03:18,440 --> 00:03:24,519 Speaker 1: start sharing HER's a tech break break, Yeah, on on 59 00:03:24,639 --> 00:03:28,000 Speaker 1: social media because I'm always trying to you know, like 60 00:03:28,000 --> 00:03:30,560 Speaker 1: I said, that's that's a part of quality content that 61 00:03:30,639 --> 00:03:33,280 Speaker 1: you're talking about. Now, let's talk about because I got 62 00:03:33,280 --> 00:03:35,840 Speaker 1: a lot of people on the on my show talk 63 00:03:35,920 --> 00:03:38,880 Speaker 1: about making that transition, and then every everyday people who 64 00:03:38,880 --> 00:03:41,520 Speaker 1: are afraid to make that transition, afraid to walk away 65 00:03:41,560 --> 00:03:45,840 Speaker 1: from that job. Fear just overwhelmed them. Like I tell people, 66 00:03:45,880 --> 00:03:49,360 Speaker 1: you know, my degrees in mathematics, I work for IBM, 67 00:03:49,480 --> 00:03:52,280 Speaker 1: and then I left IBM two become a comedian. I 68 00:03:52,320 --> 00:03:54,480 Speaker 1: was already a comedian. But when you walk away from 69 00:03:54,480 --> 00:03:57,720 Speaker 1: a full time job, you're becoming a comedian. Really, that's right. 70 00:03:58,120 --> 00:03:59,800 Speaker 1: I was just fooling. I'm just going on stage and 71 00:04:00,080 --> 00:04:04,080 Speaker 1: telling jokes. You would you would just add that, Yeah, alright, 72 00:04:04,440 --> 00:04:06,680 Speaker 1: that's all I want. Was funny? That what every san funny? 73 00:04:06,920 --> 00:04:09,880 Speaker 1: But when I live by BM, I was a real comedian. Okay, 74 00:04:09,960 --> 00:04:12,320 Speaker 1: I find out how I was gonna get a regular 75 00:04:12,400 --> 00:04:15,080 Speaker 1: check on a regular basis. Now, with that being said, 76 00:04:15,320 --> 00:04:18,880 Speaker 1: your former engineer, what type of engineer were you? Well? 77 00:04:18,920 --> 00:04:21,719 Speaker 1: I was a systems engineer for Locke Martin, but my 78 00:04:21,839 --> 00:04:26,760 Speaker 1: degrees were in electrical engineering and telecommunications and networking engineering. 79 00:04:27,760 --> 00:04:29,920 Speaker 1: Already is she making me feel my little math degree 80 00:04:29,960 --> 00:04:36,520 Speaker 1: feel nothing to that? Trust me, I don't as hard 81 00:04:36,560 --> 00:04:38,520 Speaker 1: as it wants me to get through calculus and different 82 00:04:40,120 --> 00:04:43,680 Speaker 1: I know a math degree is a big deal. You 83 00:04:43,800 --> 00:04:47,080 Speaker 1: make me feel good, Steffani. But you know, there's there's 84 00:04:47,120 --> 00:04:49,920 Speaker 1: the fun part about our life. Like I went from 85 00:04:50,000 --> 00:04:55,039 Speaker 1: you know, math, IBM computers to being a comedian. Now 86 00:04:55,120 --> 00:04:58,080 Speaker 1: you kind of still maintained your your your land of 87 00:04:58,120 --> 00:05:02,240 Speaker 1: communication because you stayed in technology and lifestyle so so 88 00:05:02,240 --> 00:05:04,640 Speaker 1: so I'm not saying that was but but but there 89 00:05:04,760 --> 00:05:08,720 Speaker 1: is still a transition. So I asked you, Okay, how 90 00:05:09,040 --> 00:05:10,960 Speaker 1: what did you get the confidence? What did you get 91 00:05:10,960 --> 00:05:13,839 Speaker 1: the belief? Did you could do this or even or 92 00:05:13,880 --> 00:05:15,960 Speaker 1: did you just nurtured it alone? Like I was telling 93 00:05:16,040 --> 00:05:18,640 Speaker 1: jokes at night, we'll use like building your brand before 94 00:05:18,680 --> 00:05:21,720 Speaker 1: you made the leap. Oh? Absolutely, And I mean it 95 00:05:22,040 --> 00:05:25,279 Speaker 1: really was nothing. But God, I can't take any credit 96 00:05:25,279 --> 00:05:29,120 Speaker 1: for this because this wasn't something that I had always 97 00:05:29,160 --> 00:05:32,400 Speaker 1: wanted to do and and finally had the courage or 98 00:05:32,400 --> 00:05:34,760 Speaker 1: whatever to do it. And you know, I wasn't that 99 00:05:34,839 --> 00:05:37,880 Speaker 1: little kid that you know used the hairbrush as a 100 00:05:37,920 --> 00:05:41,080 Speaker 1: microphone and acted like a TV hose in my mirror. 101 00:05:41,240 --> 00:05:42,800 Speaker 1: I didn't do any of that, Like, I did not 102 00:05:43,000 --> 00:05:49,440 Speaker 1: have any designs on being on television before I actually 103 00:05:49,480 --> 00:05:53,200 Speaker 1: did it. And I just credited again to God, giving 104 00:05:53,200 --> 00:05:56,279 Speaker 1: me this vision and putting me in the right places 105 00:05:56,320 --> 00:05:58,919 Speaker 1: at the right time to meet the right people that 106 00:05:59,240 --> 00:06:02,360 Speaker 1: sort of encouraged it and planted those seeds and in 107 00:06:02,680 --> 00:06:05,400 Speaker 1: my you know consciousness that hey, maybe I could actually 108 00:06:05,520 --> 00:06:08,440 Speaker 1: you know, make this work. But but no, to your point, 109 00:06:08,520 --> 00:06:11,920 Speaker 1: I absolutely kept my day job for a long time 110 00:06:12,520 --> 00:06:15,200 Speaker 1: and you know, work to work the program at night 111 00:06:15,279 --> 00:06:18,680 Speaker 1: on the weekends, you know, late night, early night. You know, 112 00:06:18,720 --> 00:06:20,839 Speaker 1: at one point I was working with QVC that's a 113 00:06:20,880 --> 00:06:24,320 Speaker 1: twenty four hour UH station, so I might be there 114 00:06:24,320 --> 00:06:25,839 Speaker 1: at to thirty in the morning and have to go 115 00:06:25,920 --> 00:06:29,240 Speaker 1: straight into work or or whatever that whatever that looked like. 116 00:06:29,360 --> 00:06:32,279 Speaker 1: But yeah, you definitely, you know, hold onto your to 117 00:06:32,400 --> 00:06:35,440 Speaker 1: your paycheck for as long as possible and and get 118 00:06:35,440 --> 00:06:38,839 Speaker 1: your plan together and save your money and and figure 119 00:06:38,880 --> 00:06:41,800 Speaker 1: out how you're gonna maintain your lifestyle or what has 120 00:06:41,839 --> 00:06:43,800 Speaker 1: to change about your lifestyle. That's the one thing I 121 00:06:43,800 --> 00:06:46,000 Speaker 1: don't think people understand. Some things are going to have 122 00:06:46,080 --> 00:06:49,599 Speaker 1: to change about your lifestyle when you make this transition. 123 00:06:49,640 --> 00:06:52,000 Speaker 1: At least at first, you know, you're gonna have to 124 00:06:52,000 --> 00:06:54,440 Speaker 1: cut back on some stuff. You're gonna have to you know, 125 00:06:54,520 --> 00:06:57,400 Speaker 1: maybe that vacation every year I ain't gonna happen. Uh, 126 00:06:57,440 --> 00:06:59,360 Speaker 1: So you have to think about what that all is 127 00:06:59,360 --> 00:07:02,359 Speaker 1: gonna look like and put that plan in place before 128 00:07:02,400 --> 00:07:05,440 Speaker 1: you just jumped ship. And more importantly, what I what 129 00:07:05,800 --> 00:07:08,960 Speaker 1: I tell people is that eight hours, because that was 130 00:07:09,040 --> 00:07:11,320 Speaker 1: a four hour week, gives your discipline to say I 131 00:07:11,320 --> 00:07:12,680 Speaker 1: go to work and the eight I get off for five. 132 00:07:13,120 --> 00:07:15,760 Speaker 1: When you make that jump, there is no eight hours 133 00:07:16,320 --> 00:07:19,520 Speaker 1: that's right there. You know. In fact, you know people 134 00:07:19,560 --> 00:07:21,040 Speaker 1: will ask you. I know because they asked me, Ill, 135 00:07:21,720 --> 00:07:23,360 Speaker 1: what do you what did you do today? And I 136 00:07:23,400 --> 00:07:27,760 Speaker 1: look at them going, um, you know, because I'll squinch, 137 00:07:30,640 --> 00:07:36,120 Speaker 1: I was working. I was working. Now you want details. 138 00:07:36,120 --> 00:07:39,480 Speaker 1: Now I need to think about what my next move 139 00:07:39,680 --> 00:07:44,200 Speaker 1: is and that requires time and work. And you need 140 00:07:44,240 --> 00:07:46,720 Speaker 1: to be quiet for a minute and maybe go take 141 00:07:46,760 --> 00:07:48,440 Speaker 1: a walk or go to the gym. I get all 142 00:07:48,520 --> 00:07:51,560 Speaker 1: my good ideas of the gym. You know that's work too. 143 00:07:51,720 --> 00:07:53,440 Speaker 1: But you know, what you realize is that when you 144 00:07:53,480 --> 00:07:56,240 Speaker 1: go to work become an entrepreneur, the twenty four hour 145 00:07:56,280 --> 00:07:59,480 Speaker 1: o'clock is your work schedule. And so people so when 146 00:07:59,480 --> 00:08:03,080 Speaker 1: people ask me what I do, you know, depend on 147 00:08:03,080 --> 00:08:05,360 Speaker 1: what time I get that inspiration of what time I 148 00:08:05,440 --> 00:08:07,880 Speaker 1: might start working because I might start I get up 149 00:08:07,880 --> 00:08:10,400 Speaker 1: befour because I'll tame my schedule of New Year twenty 150 00:08:10,480 --> 00:08:12,040 Speaker 1: used to get up in for fifteen side the side 151 00:08:12,040 --> 00:08:16,880 Speaker 1: of so I get up be four and so so 152 00:08:17,080 --> 00:08:19,520 Speaker 1: that starts my process. You know, I started my whole 153 00:08:19,640 --> 00:08:22,320 Speaker 1: day starts writing down different things, and then and then 154 00:08:22,360 --> 00:08:24,600 Speaker 1: I drive to where I gotta go to go to 155 00:08:24,640 --> 00:08:27,920 Speaker 1: my office, and then I have meetings and then, like 156 00:08:28,120 --> 00:08:30,960 Speaker 1: it depends on the day, I might recre my show. 157 00:08:31,120 --> 00:08:34,559 Speaker 1: I might I might be interviewed by somebody. I might 158 00:08:34,559 --> 00:08:37,079 Speaker 1: sit down and start creating different projects that I want 159 00:08:37,080 --> 00:08:39,400 Speaker 1: to do in the next quarter, talk to different talents 160 00:08:39,440 --> 00:08:41,600 Speaker 1: that I managed, and then I might I might not 161 00:08:41,640 --> 00:08:44,680 Speaker 1: do anything that's that you can understand for the next 162 00:08:44,720 --> 00:08:48,200 Speaker 1: six hours. Okay, if you can understand that, you can comprehend. 163 00:08:48,559 --> 00:08:50,080 Speaker 1: And then I said, I might go home and all 164 00:08:50,080 --> 00:08:51,719 Speaker 1: of a sudden, I going to my office and I'm 165 00:08:51,720 --> 00:08:55,679 Speaker 1: working again, maybe to like four or five hours doing 166 00:08:55,760 --> 00:08:58,400 Speaker 1: other things. But so I don't So it's hard for 167 00:08:58,480 --> 00:09:00,959 Speaker 1: me to come to tell some people, oh, how have 168 00:09:00,960 --> 00:09:03,439 Speaker 1: you been successful as an entrepreneur, because you're gonna wear 169 00:09:03,480 --> 00:09:05,520 Speaker 1: me out talking to me. In fact, we won't even 170 00:09:05,520 --> 00:09:07,320 Speaker 1: talk that long because I went tell me. When they 171 00:09:07,360 --> 00:09:10,360 Speaker 1: called me and they asked me what I'm doing, I go, really, 172 00:09:10,760 --> 00:09:13,960 Speaker 1: I'm not gonna tell you. And it's different every day, 173 00:09:14,160 --> 00:09:18,040 Speaker 1: and then some days might just be admin type stuff. Look, 174 00:09:18,040 --> 00:09:22,120 Speaker 1: I've been scanning receipts all day because you know whatever, 175 00:09:22,240 --> 00:09:25,160 Speaker 1: whatever that looks like. And I'm been like, you know 176 00:09:25,320 --> 00:09:27,079 Speaker 1: something I might tell somebody. You know, I had a 177 00:09:27,200 --> 00:09:30,000 Speaker 1: nap at one o'clock in the afternoon, but I stayed 178 00:09:30,040 --> 00:09:32,600 Speaker 1: up until three o'clock working, you know, because that that's 179 00:09:32,640 --> 00:09:35,040 Speaker 1: just how my mind works. So it's yeah, it's it's 180 00:09:35,080 --> 00:09:37,760 Speaker 1: hard to to quantify for people if they're not actually 181 00:09:37,760 --> 00:09:40,000 Speaker 1: doing it, because it's gonna be different for everybody. Cool. 182 00:09:40,040 --> 00:09:43,360 Speaker 1: We're talking to technology and lifestyle experts Stephanitiely Humphrey a 183 00:09:43,480 --> 00:09:46,480 Speaker 1: k A tech like staff as a former engineer turn 184 00:09:46,559 --> 00:09:49,600 Speaker 1: media personality. Uh, before we get out of this break, 185 00:09:49,600 --> 00:09:51,840 Speaker 1: I want to start the conversation about util death. Do 186 00:09:52,040 --> 00:09:56,160 Speaker 1: you tweet the program that you created to educate children, parents, 187 00:09:56,160 --> 00:09:58,920 Speaker 1: and professionals on the dudes and don'ts of social media 188 00:09:59,200 --> 00:10:02,520 Speaker 1: on how to become better digital citizens. Now, the great 189 00:10:02,520 --> 00:10:05,679 Speaker 1: thing about it, You're going to Harvard to talk about 190 00:10:05,720 --> 00:10:09,320 Speaker 1: this on March of this year. That's a big deal. 191 00:10:10,320 --> 00:10:14,440 Speaker 1: So excited. That's a big deal. Now just talk to 192 00:10:14,480 --> 00:10:17,360 Speaker 1: me about what exactly is till death Do you tweet? 193 00:10:17,920 --> 00:10:20,560 Speaker 1: Is a website? Ww dot or death do you tweet 194 00:10:20,600 --> 00:10:23,480 Speaker 1: dot com? You know you manage to get that food? 195 00:10:23,520 --> 00:10:30,440 Speaker 1: Somebody else got it. So it's it's a it's a 196 00:10:30,600 --> 00:10:34,080 Speaker 1: it's a seminar that helps people understand first of all, 197 00:10:34,120 --> 00:10:36,680 Speaker 1: the idea of themselves as a brand. You know, we 198 00:10:36,760 --> 00:10:38,840 Speaker 1: just had that conversation and people need to understand that 199 00:10:38,880 --> 00:10:42,760 Speaker 1: it's not just entrepreneurs and celebrities and people like that 200 00:10:42,760 --> 00:10:45,000 Speaker 1: that have brands. We all have brands in this day 201 00:10:45,000 --> 00:10:49,040 Speaker 1: and age, and social media is the quickest way to 202 00:10:49,160 --> 00:10:52,120 Speaker 1: grow that brand, but it's also the quickest way that 203 00:10:52,120 --> 00:10:54,920 Speaker 1: that brand can be destroyed with just one post or 204 00:10:54,960 --> 00:10:58,480 Speaker 1: one tweet or one picture. So I try to get 205 00:10:58,559 --> 00:11:02,520 Speaker 1: people to understand this, especially to understand how to manage 206 00:11:02,520 --> 00:11:05,679 Speaker 1: that brand online effectively. Um. You know, we talk about 207 00:11:05,679 --> 00:11:09,040 Speaker 1: cyber bullying, we talk about sexting, and we talk about 208 00:11:09,040 --> 00:11:13,560 Speaker 1: your entire digital footprint as relates to text, messages, emails, 209 00:11:13,600 --> 00:11:17,720 Speaker 1: social media, and and all of your electronically connected activity. Yes, 210 00:11:17,800 --> 00:11:20,600 Speaker 1: this is a really cool because when we come back 211 00:11:20,600 --> 00:11:22,520 Speaker 1: from the break, I want to talk about, you know, 212 00:11:22,600 --> 00:11:25,040 Speaker 1: being able to build your brand while you with another brand, 213 00:11:26,240 --> 00:11:28,120 Speaker 1: because a lot of people don't understand that. You know, 214 00:11:28,840 --> 00:11:31,520 Speaker 1: it's important that if you're going to step away, don't 215 00:11:31,559 --> 00:11:36,160 Speaker 1: step away and then start building started. It's too late. 216 00:11:36,160 --> 00:11:38,360 Speaker 1: It's too late. It's it's a difficult task. And we'll 217 00:11:38,360 --> 00:11:41,479 Speaker 1: talk about some of my personal experiences and my recommendations. 218 00:11:41,520 --> 00:11:44,560 Speaker 1: I'm sure because you're personally transitioned from the white collar 219 00:11:44,640 --> 00:11:47,640 Speaker 1: world to the media world. It's an experience. We're talking 220 00:11:47,679 --> 00:11:49,840 Speaker 1: to stephaniely Humphrey. We bet we will be back with 221 00:11:49,880 --> 00:11:53,360 Speaker 1: more money making conversations. Hi, just ra Sean McDonald and 222 00:11:53,360 --> 00:11:56,559 Speaker 1: you're listening to money making conversations. I'm talking to technology 223 00:11:56,600 --> 00:11:59,959 Speaker 1: and lifestyle experts, definitely Humphrey a k A tech lifestyle 224 00:12:00,400 --> 00:12:02,960 Speaker 1: It's a former engineer turn media personality day. I'm a 225 00:12:03,000 --> 00:12:10,319 Speaker 1: former Mather IBM executive, turn comedian, turn sitcom writer, turn 226 00:12:11,240 --> 00:12:17,280 Speaker 1: manager of talent, turn TV producer, turn h marketing and 227 00:12:17,320 --> 00:12:23,160 Speaker 1: branding expert, turn host, a popular money making conversation podcast, 228 00:12:23,480 --> 00:12:28,240 Speaker 1: syndicated radio, all those different titles that I just mentioned 229 00:12:28,240 --> 00:12:32,680 Speaker 1: that I've left something out requires work, requires a whole 230 00:12:32,760 --> 00:12:36,760 Speaker 1: lot of concentration, and also each one is a different brand. 231 00:12:37,440 --> 00:12:39,840 Speaker 1: And so I was talking to Stephanie for what we 232 00:12:39,920 --> 00:12:43,000 Speaker 1: left about. When I left IBM, I was telling jokes 233 00:12:43,000 --> 00:12:45,679 Speaker 1: at night, you know. So it's two different worlds I 234 00:12:45,720 --> 00:12:48,360 Speaker 1: was living in. I was go to work seven o'clock 235 00:12:48,400 --> 00:12:51,040 Speaker 1: in the morning, get off work, and then I stayed 236 00:12:51,040 --> 00:12:53,760 Speaker 1: at the comedy club every night to like twelve o'clock 237 00:12:53,880 --> 00:12:56,000 Speaker 1: at one o'clock in the morning, depends on where my 238 00:12:56,080 --> 00:12:59,520 Speaker 1: slot was. But I couldn't allow because I stayed up 239 00:12:59,600 --> 00:13:02,599 Speaker 1: late to affect my full time job. And so it 240 00:13:02,640 --> 00:13:05,719 Speaker 1: isn't important to understand when you start making these decisions. 241 00:13:05,840 --> 00:13:09,840 Speaker 1: You can't make excuses to why you are unsuccessful over 242 00:13:09,880 --> 00:13:11,959 Speaker 1: here because you're doing this over here, and a lot 243 00:13:11,960 --> 00:13:14,840 Speaker 1: of people do that. Well, you know, I got kids, 244 00:13:15,280 --> 00:13:19,480 Speaker 1: Well you know my car, I got car problems. When 245 00:13:19,559 --> 00:13:24,920 Speaker 1: you know I take the bus, well you know, uh, 246 00:13:25,200 --> 00:13:29,520 Speaker 1: I'm on the diet, or you know, relationship problems or 247 00:13:29,640 --> 00:13:32,880 Speaker 1: you know you know you no, no, no, nobody know that. 248 00:13:33,000 --> 00:13:34,960 Speaker 1: Nobody know that, but you So why are you telling 249 00:13:35,480 --> 00:13:39,120 Speaker 1: problems and no one cares? That's what you really need 250 00:13:39,160 --> 00:13:42,640 Speaker 1: to understand. Nobody cares about any of those excuses, and 251 00:13:43,320 --> 00:13:46,199 Speaker 1: you just happened. Your job is to figure out how 252 00:13:46,240 --> 00:13:49,679 Speaker 1: to make it work. I struck a nervous Stephanie. No 253 00:13:49,840 --> 00:13:53,280 Speaker 1: that cares. Nobody cares. Nobody cares. You learn that real 254 00:13:53,320 --> 00:13:56,800 Speaker 1: early in this entrepreneur struggle. No one really cares about 255 00:13:57,200 --> 00:13:59,400 Speaker 1: what you're going through. And you know, I think on 256 00:13:59,440 --> 00:14:01,960 Speaker 1: the surface level, you can get people to empathize, and 257 00:14:02,000 --> 00:14:03,880 Speaker 1: you you have your friends you've bent to and all 258 00:14:03,880 --> 00:14:05,960 Speaker 1: that other stuff. But but at the end of the day, 259 00:14:06,600 --> 00:14:08,760 Speaker 1: it's just about the work. You know. I used I 260 00:14:08,840 --> 00:14:10,800 Speaker 1: tell this story all the time to tell people about 261 00:14:10,960 --> 00:14:12,959 Speaker 1: you know, what it takes. When I was still working 262 00:14:13,480 --> 00:14:17,319 Speaker 1: UM as an engineer, I was also a model at 263 00:14:17,360 --> 00:14:19,200 Speaker 1: QBC at the at the network, and as I said, 264 00:14:19,200 --> 00:14:21,520 Speaker 1: it was a twenty four hour a day channel, so 265 00:14:21,560 --> 00:14:24,400 Speaker 1: I could be there at any point in time. UM 266 00:14:24,480 --> 00:14:27,640 Speaker 1: So I had what I called my two am rule. 267 00:14:28,120 --> 00:14:31,440 Speaker 1: So if I if I was at QBC and it 268 00:14:31,520 --> 00:14:36,080 Speaker 1: was two am or earlier, so two am, one am midnight, 269 00:14:36,480 --> 00:14:39,520 Speaker 1: I would go home, I would sleep, I would go 270 00:14:39,560 --> 00:14:42,240 Speaker 1: into work late, and I would stay late, so I 271 00:14:42,360 --> 00:14:44,520 Speaker 1: might have to be at work until ninetm that next night. 272 00:14:45,040 --> 00:14:48,040 Speaker 1: If it was two am or later, so two am, 273 00:14:48,080 --> 00:14:50,320 Speaker 1: three am, four am, I would go straight to work 274 00:14:50,680 --> 00:14:52,320 Speaker 1: and I might be the only one sitting there at 275 00:14:52,360 --> 00:14:54,800 Speaker 1: four thirty in the morning in the cubicle by myself, 276 00:14:55,280 --> 00:14:57,320 Speaker 1: and then I would get to leave a little bit earlier. 277 00:14:57,400 --> 00:15:00,600 Speaker 1: But but the point is, you make it work. You know, 278 00:15:00,760 --> 00:15:04,120 Speaker 1: whatever you have to do to make this dream of 279 00:15:04,160 --> 00:15:06,160 Speaker 1: yours that you say you have, that you say you're 280 00:15:06,200 --> 00:15:08,240 Speaker 1: so passionate about, whatever you have to do to make 281 00:15:08,280 --> 00:15:10,480 Speaker 1: that work. You have to do it to make it work. 282 00:15:10,720 --> 00:15:12,840 Speaker 1: And that's just the bottom line. That's why I love 283 00:15:12,880 --> 00:15:15,240 Speaker 1: talking to her because of the fact that, you know, 284 00:15:15,240 --> 00:15:19,360 Speaker 1: when I started telling people about by transition, and people go, 285 00:15:19,720 --> 00:15:21,720 Speaker 1: you wish you you know, you know you talent that 286 00:15:21,840 --> 00:15:24,400 Speaker 1: you told jokes and you had this and you had 287 00:15:24,440 --> 00:15:26,720 Speaker 1: disadvantage and you had this person helping you, and you 288 00:15:26,760 --> 00:15:29,000 Speaker 1: had to know I had I had a work ethics. 289 00:15:29,080 --> 00:15:32,680 Speaker 1: That's it. Let's talk I back to till death. You 290 00:15:32,680 --> 00:15:34,400 Speaker 1: you tweet. I want to talk about these three apps, 291 00:15:34,600 --> 00:15:37,160 Speaker 1: meant a Coin and Robin Hood. Let's just give um 292 00:15:37,160 --> 00:15:40,000 Speaker 1: more detail about because it's talking about the dudes and 293 00:15:40,040 --> 00:15:41,960 Speaker 1: dots of social media. What are the dudes and dots 294 00:15:41,960 --> 00:15:45,920 Speaker 1: of social media. Well, basically, just understand that anything you 295 00:15:46,000 --> 00:15:47,920 Speaker 1: put out there is going to be there forever. That's 296 00:15:47,960 --> 00:15:49,760 Speaker 1: why it's called to death. You tweet, So that's the 297 00:15:49,800 --> 00:15:51,800 Speaker 1: first thing you need to understand is that whatever you 298 00:15:51,840 --> 00:15:56,040 Speaker 1: put out there never really gets deleted. It can always 299 00:15:56,120 --> 00:15:59,920 Speaker 1: be recovered from somewhere. It's always searchable and recoverable. So 300 00:16:00,040 --> 00:16:03,920 Speaker 1: I think with when you approach social media with that mindset, 301 00:16:04,040 --> 00:16:07,160 Speaker 1: it changes what you decide to post, because if you 302 00:16:07,280 --> 00:16:09,080 Speaker 1: know that that's something that's going to come back to 303 00:16:09,160 --> 00:16:12,040 Speaker 1: haunt you later, potentially you will be a little bit 304 00:16:12,080 --> 00:16:14,840 Speaker 1: more mindful about the kind of stuff you post. Kind 305 00:16:14,840 --> 00:16:17,640 Speaker 1: of get everybody to understand that and understand that it 306 00:16:17,720 --> 00:16:20,840 Speaker 1: all goes into your personal brand. It all becomes a 307 00:16:20,960 --> 00:16:23,880 Speaker 1: part of your digital footprint. All of your election Googles, 308 00:16:23,920 --> 00:16:27,160 Speaker 1: even your Google searches become a part of your digital footprint, 309 00:16:27,360 --> 00:16:29,680 Speaker 1: which then become a part of your personal brand. So 310 00:16:30,040 --> 00:16:33,720 Speaker 1: you know, forget about what you thought, what type of 311 00:16:33,720 --> 00:16:36,280 Speaker 1: privacy you might have thought you had, or or anything 312 00:16:36,320 --> 00:16:39,040 Speaker 1: like that. As soon as you touch the Internet, you've 313 00:16:39,080 --> 00:16:41,800 Speaker 1: created this digital footprint that's gonna follow you around forever. 314 00:16:42,040 --> 00:16:44,280 Speaker 1: And if she should, she's telling the true because you 315 00:16:44,360 --> 00:16:47,160 Speaker 1: always reading about celebrities taking to a post, you know, 316 00:16:47,280 --> 00:16:49,800 Speaker 1: but you trying to lead them. But then somebody pull 317 00:16:49,840 --> 00:16:53,080 Speaker 1: it up they had free shopping from two ten years ago, 318 00:16:53,280 --> 00:16:55,560 Speaker 1: or you know, went to the internet artive and was 319 00:16:55,600 --> 00:16:58,320 Speaker 1: able to pull it up. There's everything startable and recoverable. 320 00:16:58,440 --> 00:17:00,560 Speaker 1: Athletes had to deal with that had a lot of 321 00:17:00,680 --> 00:17:03,360 Speaker 1: baseball player Josh Allen had to deal with a racist 322 00:17:03,400 --> 00:17:05,840 Speaker 1: statement that was considered racist. They had to deal with 323 00:17:05,840 --> 00:17:08,320 Speaker 1: when he were drafted by the Buffalo Bills, because that 324 00:17:08,680 --> 00:17:10,560 Speaker 1: stays with you. That was something he did in high school. 325 00:17:10,920 --> 00:17:13,960 Speaker 1: And so these statements that might be jokey jokey back 326 00:17:14,000 --> 00:17:18,680 Speaker 1: then become relevant or people can point a finger at you. 327 00:17:18,680 --> 00:17:22,040 Speaker 1: You know, even even in comedy. You know, Uh, Kevin 328 00:17:22,080 --> 00:17:23,760 Speaker 1: Hard had to deal with that, you know, that's why 329 00:17:23,760 --> 00:17:26,679 Speaker 1: he exactly and it's still dealing with the fallout. And 330 00:17:26,720 --> 00:17:29,000 Speaker 1: I think we I think we look at because the 331 00:17:29,240 --> 00:17:32,320 Speaker 1: celebrity you know, mistakes are the ones that get the 332 00:17:32,359 --> 00:17:35,119 Speaker 1: publicity and and are so high profile that none of 333 00:17:35,160 --> 00:17:37,000 Speaker 1: the rest of us have to worry about that. But 334 00:17:37,119 --> 00:17:40,240 Speaker 1: we still do, you know, and we are the fact 335 00:17:40,280 --> 00:17:42,119 Speaker 1: that you know, I get fired from my job at 336 00:17:42,119 --> 00:17:44,600 Speaker 1: the bank doesn't make it to the six o'clock New done, me, 337 00:17:44,640 --> 00:17:46,280 Speaker 1: I ain't still gonna get fired from my job at 338 00:17:46,280 --> 00:17:49,520 Speaker 1: the bank, you know what I mean. So it's happening 339 00:17:49,520 --> 00:17:52,400 Speaker 1: to all of us now, you know, I actually I did. 340 00:17:52,480 --> 00:17:56,840 Speaker 1: I did a seminar on Friday for a group of 341 00:17:56,840 --> 00:17:59,840 Speaker 1: students and one of the teachers came and spoke to 342 00:17:59,880 --> 00:18:02,119 Speaker 1: me after I finished up, and you know, because I 343 00:18:02,119 --> 00:18:04,200 Speaker 1: was telling them, I'm like, what college recruiters are checking, 344 00:18:04,800 --> 00:18:08,040 Speaker 1: you know, potential employers or checking your social media. And 345 00:18:08,160 --> 00:18:10,840 Speaker 1: she said when she was in college, she had an 346 00:18:10,840 --> 00:18:14,280 Speaker 1: internship in the admissions department and it was her job 347 00:18:14,440 --> 00:18:18,120 Speaker 1: to look at potential students Facebook pages all day long 348 00:18:18,560 --> 00:18:21,639 Speaker 1: and and accept or reject them based on what she 349 00:18:21,720 --> 00:18:25,960 Speaker 1: found there. So it it may not be as as 350 00:18:26,040 --> 00:18:28,800 Speaker 1: obvious for all of the rest of us who aren't 351 00:18:28,800 --> 00:18:32,840 Speaker 1: Oprah or Beyonce, but your social media is a big 352 00:18:32,920 --> 00:18:35,720 Speaker 1: part of who you are, who people perceive you to be, 353 00:18:36,200 --> 00:18:40,080 Speaker 1: and and people are checking again potential employers, potential dates. 354 00:18:40,400 --> 00:18:43,160 Speaker 1: You know, if I meet somebody, at this point, I'm 355 00:18:43,160 --> 00:18:45,399 Speaker 1: gonna go check the Instagram, I'm going to Google on 356 00:18:45,520 --> 00:18:47,760 Speaker 1: I'm gonna make sure that you know, what I find 357 00:18:47,840 --> 00:18:51,440 Speaker 1: about their brand online aligned with my brand and it's 358 00:18:51,440 --> 00:18:53,880 Speaker 1: and it's something that I can you know, get with absolutely. 359 00:18:53,960 --> 00:18:56,600 Speaker 1: Let's talk about that. You know, always hold the financial 360 00:18:56,640 --> 00:18:59,480 Speaker 1: talk to the end, hold my audience, you know, hold 361 00:18:59,480 --> 00:19:02,040 Speaker 1: my listener ship. Here. You have three apps here they 362 00:19:02,200 --> 00:19:05,680 Speaker 1: have to improve your finances and is called Mint, Acorns, 363 00:19:06,119 --> 00:19:08,320 Speaker 1: and Robert Hood. Talk to us about those three apps. Yeah, 364 00:19:08,560 --> 00:19:12,439 Speaker 1: the Mint is an overall budgeting app. It's gonna you 365 00:19:12,480 --> 00:19:15,040 Speaker 1: can you can attach all of your accounts to your 366 00:19:15,040 --> 00:19:17,199 Speaker 1: bank accounts and if you have an investment accounts and 367 00:19:17,200 --> 00:19:19,960 Speaker 1: things like that, but it's gonna give you that overall 368 00:19:20,080 --> 00:19:23,120 Speaker 1: picture of where your money is going, because you cannot 369 00:19:23,400 --> 00:19:25,800 Speaker 1: get your finances on track until you know where your 370 00:19:25,840 --> 00:19:29,040 Speaker 1: money is going. So it will help you budget. You 371 00:19:29,080 --> 00:19:31,920 Speaker 1: can actually pay your bills through that app. You can 372 00:19:31,920 --> 00:19:35,280 Speaker 1: connect your you know, your light bill account, your cable account, 373 00:19:35,320 --> 00:19:37,359 Speaker 1: lots and stuff, pay your bills through the app and 374 00:19:37,440 --> 00:19:40,040 Speaker 1: just keep track of where your money is going. So 375 00:19:40,160 --> 00:19:43,840 Speaker 1: Ment is a really really great, easy to use, comprehensive 376 00:19:43,880 --> 00:19:47,080 Speaker 1: tool for that. Then you get to Acorns. Now this 377 00:19:47,160 --> 00:19:49,680 Speaker 1: is where you start saving money. Acorns is going to 378 00:19:49,760 --> 00:19:53,879 Speaker 1: allow you to round up so any of the purchases 379 00:19:53,960 --> 00:19:57,560 Speaker 1: you make with your bank card, It'll round that purchase 380 00:19:57,640 --> 00:20:00,600 Speaker 1: up to the nearest dollar and take that those you pennies, 381 00:20:00,720 --> 00:20:02,840 Speaker 1: you know, whatever it is and put it into an 382 00:20:02,840 --> 00:20:05,800 Speaker 1: investment account and a savings account. So you know, if 383 00:20:05,840 --> 00:20:08,199 Speaker 1: you if you don't feel like you have money, are 384 00:20:08,200 --> 00:20:11,159 Speaker 1: you're not making enough money just yet to start putting 385 00:20:11,160 --> 00:20:14,960 Speaker 1: aside five a month or whatever you can put it. 386 00:20:15,040 --> 00:20:18,000 Speaker 1: You could put a quarter aside, you know what I mean, Like, 387 00:20:18,200 --> 00:20:20,359 Speaker 1: you're not even gonna miss it. If you spend you know, 388 00:20:20,840 --> 00:20:24,560 Speaker 1: six dollars and seventy two cents, that that extra thirty 389 00:20:24,640 --> 00:20:27,520 Speaker 1: cents or twenty seven cents, twenty eight cents, you're not 390 00:20:27,560 --> 00:20:29,800 Speaker 1: gonna miss that. So why not just let that money 391 00:20:29,800 --> 00:20:33,000 Speaker 1: start making, start working for you and and saving it 392 00:20:33,040 --> 00:20:35,119 Speaker 1: without having to think about it. Let me just let 393 00:20:35,160 --> 00:20:37,920 Speaker 1: me just interrupt there right quick, you know, because that's 394 00:20:38,440 --> 00:20:42,160 Speaker 1: I have a jar in my house, and so when 395 00:20:42,160 --> 00:20:43,879 Speaker 1: I get changed, I just throw it in that jar. 396 00:20:44,040 --> 00:20:45,840 Speaker 1: I just throw it in that job, right, and it's 397 00:20:46,119 --> 00:20:47,760 Speaker 1: and it's a fish bowl. It's like a little baby 398 00:20:47,760 --> 00:20:51,120 Speaker 1: fish bowl. And so so I decided to just take 399 00:20:51,280 --> 00:20:53,760 Speaker 1: some of it because you can go to the stores 400 00:20:53,800 --> 00:20:56,880 Speaker 1: and then go this little machine and change it out. 401 00:20:56,680 --> 00:20:59,440 Speaker 1: Get right, thank you? How much money it is I had? 402 00:20:59,480 --> 00:21:01,719 Speaker 1: I just some of it. It was like a thousand 403 00:21:01,800 --> 00:21:05,320 Speaker 1: dollars just solving that could have been money earned an 404 00:21:05,320 --> 00:21:08,159 Speaker 1: interest somewhere. But I'm just letting you know what you're saying. 405 00:21:08,200 --> 00:21:11,200 Speaker 1: It's absolutely true because you're talking about rounding up change. 406 00:21:11,280 --> 00:21:14,320 Speaker 1: I was taking change, but instead of just leaving it 407 00:21:14,320 --> 00:21:18,240 Speaker 1: in this fish bowl, you're talking about investing in building interest, 408 00:21:18,680 --> 00:21:22,000 Speaker 1: compounding along the way, which I'm delaying. Everybody knows that 409 00:21:22,119 --> 00:21:23,919 Speaker 1: there's a lot of people do what I do. Just 410 00:21:24,000 --> 00:21:26,359 Speaker 1: take changes, just throw it in the corner, just take chaining, 411 00:21:26,760 --> 00:21:28,360 Speaker 1: and just let it just sit there. And then open 412 00:21:28,440 --> 00:21:30,080 Speaker 1: up a drawer. You got change in the bottom of 413 00:21:30,119 --> 00:21:32,040 Speaker 1: the drawer, and then you push it all the one 414 00:21:32,080 --> 00:21:34,119 Speaker 1: corner and then you get it out and go, I 415 00:21:34,200 --> 00:21:37,879 Speaker 1: got some Hamburger money. You know, stuff like that, and 416 00:21:37,960 --> 00:21:40,720 Speaker 1: so so so so so that's a good way of 417 00:21:41,119 --> 00:21:45,359 Speaker 1: modernizing an old habit where it can be financially beneficial 418 00:21:45,400 --> 00:21:49,000 Speaker 1: to you. Call it's called acorns. That's called acorn. That's 419 00:21:49,000 --> 00:21:51,399 Speaker 1: gonna guess to take those take that little bit of change, 420 00:21:51,840 --> 00:21:54,960 Speaker 1: but it's somewhere where it can grow, and then robin 421 00:21:55,040 --> 00:21:58,280 Speaker 1: Hood is once you get to the point where you're 422 00:21:58,280 --> 00:22:02,880 Speaker 1: actually ready to do some serious investing and and building 423 00:22:02,920 --> 00:22:06,440 Speaker 1: a portfolio. Robin Hood allows you to trade stocks for free, 424 00:22:06,880 --> 00:22:10,560 Speaker 1: so you can buy and sell shares of any stock 425 00:22:10,640 --> 00:22:13,280 Speaker 1: on the stock exchange for free. It's a it's just 426 00:22:13,320 --> 00:22:17,639 Speaker 1: a really easy way to UM to get involved and 427 00:22:17,640 --> 00:22:20,479 Speaker 1: get engaged and get started because you know a lot 428 00:22:20,560 --> 00:22:22,520 Speaker 1: of stocks you don't have to start off with. You know, 429 00:22:22,560 --> 00:22:25,600 Speaker 1: Apple stock that costs a thousand dollars a share. You 430 00:22:25,600 --> 00:22:28,960 Speaker 1: can start off with with real estate investment trust stocks 431 00:22:29,000 --> 00:22:31,879 Speaker 1: that only cost sixteen dollars a share or something like that. 432 00:22:31,920 --> 00:22:34,960 Speaker 1: So you start small and you build, and they're actually 433 00:22:35,200 --> 00:22:41,159 Speaker 1: they're they're they're actually introducing the idea of buying fractional stocks. 434 00:22:41,440 --> 00:22:43,760 Speaker 1: So it's the same the same way that Apple costs 435 00:22:43,760 --> 00:22:45,840 Speaker 1: a thousand dollars. Maybe I can't buy a full share 436 00:22:45,920 --> 00:22:48,199 Speaker 1: right now, but I got twenty dollars, so let me 437 00:22:48,359 --> 00:22:51,879 Speaker 1: start building towards the time when I can buy a 438 00:22:51,920 --> 00:22:55,439 Speaker 1: full share of Apple or or Amazon or Google or whatever. 439 00:22:55,560 --> 00:22:58,240 Speaker 1: So um, it's just a great way to get involved 440 00:22:58,280 --> 00:23:00,760 Speaker 1: in the stock market. It has tons of information that 441 00:23:00,800 --> 00:23:03,719 Speaker 1: helps you helps you do your research on the stocks 442 00:23:03,760 --> 00:23:06,360 Speaker 1: that you're thinking about and um, and then just kind 443 00:23:06,359 --> 00:23:08,440 Speaker 1: of get involved because that's that's how you're gonna build 444 00:23:08,480 --> 00:23:10,920 Speaker 1: that wealth. You know, just get the paycheck. You know, 445 00:23:11,000 --> 00:23:13,240 Speaker 1: unless you plan on being the CEO, just getting the 446 00:23:13,240 --> 00:23:15,920 Speaker 1: paycheck may not do it for you and and probably 447 00:23:15,960 --> 00:23:18,280 Speaker 1: won't do it for most of us. You know, people 448 00:23:18,320 --> 00:23:21,680 Speaker 1: build well through stock purchases and through the stock market. 449 00:23:21,680 --> 00:23:23,440 Speaker 1: More and Buffet gat rich in the stock market. He 450 00:23:23,480 --> 00:23:25,760 Speaker 1: cain't get rich because he says, you know, his pennies 451 00:23:25,800 --> 00:23:28,399 Speaker 1: and his fish bowl. So and so you want to 452 00:23:29,200 --> 00:23:32,600 Speaker 1: start thinking about uh, you know, start thinking about that. 453 00:23:32,920 --> 00:23:34,960 Speaker 1: And this is a way to do it that is 454 00:23:34,960 --> 00:23:37,920 Speaker 1: not is not high risk for you because you don't 455 00:23:37,960 --> 00:23:40,040 Speaker 1: have to spend a ton of money, and you don't 456 00:23:40,040 --> 00:23:42,920 Speaker 1: have to spend money per transaction because once you start 457 00:23:43,000 --> 00:23:47,280 Speaker 1: going to those uh price Waterhouses and and Goldman Sacks 458 00:23:47,400 --> 00:23:50,680 Speaker 1: and and and those bigger companies, they charge you every 459 00:23:50,680 --> 00:23:53,280 Speaker 1: time you want to buy or sell a share of stock. 460 00:23:53,640 --> 00:23:55,680 Speaker 1: Robin Hood doesn't do that. So it makes it takes 461 00:23:55,720 --> 00:23:58,560 Speaker 1: away the barrier to entry for people that will want 462 00:23:58,560 --> 00:24:01,080 Speaker 1: to get into the stock market. Meant eight cars and 463 00:24:01,160 --> 00:24:04,840 Speaker 1: robin Hood. These are absent people can utilize and manage 464 00:24:04,840 --> 00:24:07,800 Speaker 1: to improve their finances. And I love if you want 465 00:24:07,800 --> 00:24:11,080 Speaker 1: to meant you know, it's awesome eight corns. You know 466 00:24:11,080 --> 00:24:12,879 Speaker 1: I just talked about that. I just need to upgrade 467 00:24:12,920 --> 00:24:15,320 Speaker 1: my program, stop throwing money in the jar and start 468 00:24:15,320 --> 00:24:17,359 Speaker 1: putting it in the bank or something with this software 469 00:24:17,520 --> 00:24:19,439 Speaker 1: that you have out that Robin Hood. You know, I 470 00:24:19,480 --> 00:24:22,560 Speaker 1: started out buying stock to you know, discount brokers like 471 00:24:22,680 --> 00:24:25,439 Speaker 1: Charles Swab. You know they charged me fees and you're 472 00:24:25,440 --> 00:24:28,960 Speaker 1: talking about it discount, right. That's what I'm just letting 473 00:24:29,000 --> 00:24:31,439 Speaker 1: everybody know. You know, now you're talking about you I 474 00:24:31,440 --> 00:24:34,520 Speaker 1: can still invest and grow my brand through that. It's 475 00:24:34,560 --> 00:24:36,840 Speaker 1: just amazing what information you always give out to us 476 00:24:36,880 --> 00:24:39,320 Speaker 1: on a data basis this time, Stephanie, I do want 477 00:24:39,320 --> 00:24:41,280 Speaker 1: to promote the fact when you go to Harvard and 478 00:24:41,359 --> 00:24:43,439 Speaker 1: March talk about to the death? Do you, Paul, do 479 00:24:43,520 --> 00:24:45,560 Speaker 1: you tweet just give me death? Do you tweet? And 480 00:24:45,560 --> 00:24:48,439 Speaker 1: that's a website ww dot till death? Do you tweet 481 00:24:48,480 --> 00:24:51,840 Speaker 1: dot com for more information? Stephanie Humphrey, a k A 482 00:24:51,920 --> 00:24:55,040 Speaker 1: Tech Life staff, please come back sooner, come back to 483 00:24:55,160 --> 00:24:57,479 Speaker 1: the well. I won't I won't stay way too long 484 00:24:57,600 --> 00:24:59,800 Speaker 1: next time I appreciate you, thank you, Bye bye.