WEBVTT - Ep. 10 — The upsides of being a breadwinning woman

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<v Speaker 1>Hey, hey, hey, and we're back Brown Ambition Podcast number ten,

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<v Speaker 1>number ten.

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<v Speaker 2>I can't believe we hitting ten. I know, it's like

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<v Speaker 2>a diamond anniversary. Oh yeah, you know what.

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<v Speaker 1>I remember when I turned ten years old. I was like,

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<v Speaker 1>I'm officially a decade that's true.

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<v Speaker 2>Yeah. Well, thank you guys so much for your support. Yes,

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<v Speaker 2>and all your reviews just because you didn't realize.

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<v Speaker 3>It's Tiffany and this is Mandy. Yes, and we're back

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<v Speaker 3>and episode ten. So and speaking of reviews, today is

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<v Speaker 3>the day when we finally announced the winner of our

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<v Speaker 3>iTunes review giveaway. We do, we do, but you have

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<v Speaker 3>to stay tuned till the end because we haven't picked

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<v Speaker 3>it yet and we're gonna do it at the end. Okay,

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<v Speaker 3>so stay tuned without further ado, let's start this show.

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<v Speaker 2>Chick a boom, chick a boom, chick a boom. So,

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<v Speaker 2>what do you have for buzzworthy? Buzzworthy?

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<v Speaker 3>I feel like we just start things out right today,

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<v Speaker 3>which is by talking about the meme of the week, okay,

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<v Speaker 3>which is Drake's hot bling video.

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<v Speaker 1>Yes, I love that song. You used to call me

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<v Speaker 1>on myself. I didn't even I don't want to get

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<v Speaker 1>what he's saying, like, what is a hot line?

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<v Speaker 2>Think it's about a hookup? You know?

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<v Speaker 1>You know I just turned thirty six, so you know,

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<v Speaker 1>I'm not quite in the I'm not you know, in that.

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<v Speaker 3>Little like oh yeah, you're an angel and I'm sure

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<v Speaker 3>I'm like hook up?

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<v Speaker 1>What?

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<v Speaker 2>What?

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<v Speaker 1>Never?

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<v Speaker 2>What? What's that? Have you seen the video? Yes?

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<v Speaker 3>And I love which version because see the thing is,

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<v Speaker 3>I didn't see the regular video. All I saw was

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<v Speaker 3>the memes. I saw Dominican Drake, which is my favorite

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<v Speaker 3>in the Merengue.

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<v Speaker 2>I liked Haitian Drake. Haitian what's the Haitian video?

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<v Speaker 1>It's so like, I guess a popular Haitian song, but

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<v Speaker 1>it just looks so funny because my friend Sophia, Hey,

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<v Speaker 1>Sophia Domaville, Artist Extraordinaire, she posted it and she's like,

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<v Speaker 1>this is like every light skin Haitian uncle I know.

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<v Speaker 2>And I just thought that was hilarious. He's like an uncle.

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<v Speaker 3>He's got like a turtle next sweater, yes, and like

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<v Speaker 3>the tight but he's like like a hot uncle.

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<v Speaker 2>Yes. I mean well, it depends.

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<v Speaker 1>I feel like with Drake, there's times when I'm like eh,

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<v Speaker 1>and there's other times when I'm like, ooh, he's cute.

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<v Speaker 3>And I told you my thing about Drake, my little brother.

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<v Speaker 3>He's not little. He's twenty three years old. Alex looks

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<v Speaker 3>pretty much identical to Drake, but I can't he's cuter.

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<v Speaker 3>I'm biased, but so I feel conflicting feelings about thinking

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<v Speaker 3>Drake is attractive.

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<v Speaker 2>Because I know Alex is cute.

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<v Speaker 1>Mandy showed me a picture and I was like, oh, hello,

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<v Speaker 1>I mean, I love Superman, but I'm.

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<v Speaker 3>Not dead like legit. All my friends in college would say, so,

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<v Speaker 3>what's Alex eighteen?

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<v Speaker 1>Yet?

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<v Speaker 2>Oh my god, he's my number Halloween, You're eighteen. Disgusting.

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<v Speaker 3>So yeah, Dominican Drake, that meme is going around. It's

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<v Speaker 3>like the dance moves where he's doing.

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<v Speaker 2>Like the knee thing. Yes, you know, kudos for trying. Yeah,

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<v Speaker 2>he's always on a beat.

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<v Speaker 1>Remember they had that whole meme series that Beyonce is

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<v Speaker 1>always on beat? Oh really, where they like just this

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<v Speaker 1>one video and they put it to all this different

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<v Speaker 1>music and she's always on beat, And so Drake is

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<v Speaker 1>always on beat.

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<v Speaker 3>Did you see speaking of Beyonce, so ty, did you

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<v Speaker 3>see the clip of her so stop it? What was

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<v Speaker 3>the party where they had. It was a title premiere

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<v Speaker 3>or something like that. They had at the Barclay Center,

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<v Speaker 3>and there's this amazing video footage of Beyonce in the

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<v Speaker 3>red carpet and she's wearing like a dress with several

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<v Speaker 3>danger zones, like it's down to the navel and like

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<v Speaker 3>the leg is up to her vagina with a slit,

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<v Speaker 3>and her assistant is there clearly to like make sure

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<v Speaker 3>everything is tuck yep. And then she's like you can

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<v Speaker 3>see her mouth the words stop it. She's like smiling

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<v Speaker 3>at the same time that she's like stop it.

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<v Speaker 1>No, no, it's that's it's literally stop it, like girls,

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<v Speaker 1>you don't get your hands off me.

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<v Speaker 2>But she's smiling the whole time though, Yeah, well that's

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<v Speaker 2>because pictures are going there is no video. You would

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<v Speaker 2>never have never known.

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<v Speaker 3>That is like I love that because you can see

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<v Speaker 3>that's like that's how Beyonce ticks. It's like all the

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<v Speaker 3>all here, outward facing is beautiful. Like behind the scenes,

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<v Speaker 3>she is the boss.

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<v Speaker 1>Yes, that was just hilarious. Everybody's been like stop it hashtags, stop.

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<v Speaker 2>It, stop it, stop it? So what else? What else?

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<v Speaker 1>Oh?

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<v Speaker 3>Okay, so real quick, we talked about Raven last week

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<v Speaker 3>and I don't want to talk at her anymore. However,

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<v Speaker 3>someone actually my boyfriend's cousin, messaged me on Twitter. He's like, look,

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<v Speaker 3>Ann Culter, just like read Raven on the view, and

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<v Speaker 3>I'm like, when you watch.

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<v Speaker 1>This, and for those of you all who are unfamiliar

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<v Speaker 1>with who Anne culture, she is like honestly hand.

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<v Speaker 2>Jealous of you for being ignorant about her.

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<v Speaker 1>Yes, because she's literally, hands out probably the most racist

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<v Speaker 1>woman I have ever.

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<v Speaker 2>The most xenophobic piece of trash. She's like the worst

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<v Speaker 2>or worst, like you know, she's the.

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<v Speaker 3>Master of like manipulating the media and like getting us

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<v Speaker 3>to write about her. And what better way than to

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<v Speaker 3>have one racist cenophobe call out another culture.

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<v Speaker 1>Yeah.

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<v Speaker 2>Racist.

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<v Speaker 1>And I forget exactly what she said, but I think

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<v Speaker 1>Raven was coming at her for saying, like, oh, for

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<v Speaker 1>saying something mean or something.

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<v Speaker 2>Here's what Raven was like.

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<v Speaker 3>So I don't know, I don't know what Anne said

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<v Speaker 3>to like provoke this, but she said, you know, when

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<v Speaker 3>I was growing up, my mother taught me, do you

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<v Speaker 3>have nothing nice to say, then don't say anything at all.

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<v Speaker 3>So An Culter, where do you get off saying this thing?

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<v Speaker 3>And Anne is like, well, I'm sorry, I'm talking to

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<v Speaker 3>someone who last week that they want to hire someone

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<v Speaker 3>based on their name being Watermelondrea.

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<v Speaker 1>Yeah, And Raven starts to stutter, and she's and said,

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<v Speaker 1>at least I'm talking about things that are important. You're

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<v Speaker 1>talking about not hiring someone based on their name. And

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<v Speaker 1>Raven starts to stutter and then puts her head down

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<v Speaker 1>in shame and silence, and.

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<v Speaker 2>That was just her facial she starts.

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<v Speaker 3>She's like, she raises her finger and just like starts

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<v Speaker 3>to say something and she's like mm hmmm, just nodding.

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<v Speaker 1>And it was just like, like I said, if you

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<v Speaker 1>knew an culter, like just google her. She is like

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<v Speaker 1>literally the worst on worst and for her to be

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<v Speaker 1>able to check you says something about your life. You

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<v Speaker 1>need to speak to yo Jesus, yes, because but she

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<v Speaker 1>needed to be checked cause Raven is just ridiculous. I mean,

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<v Speaker 1>I think she went on to Twitter or whatever to

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<v Speaker 1>take back her words, but obviously you know.

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<v Speaker 2>Why she did that though, because it's fucking illegal. Sorry,

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<v Speaker 2>it's illegal what she said.

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<v Speaker 3>You can't discriminate based on someone's name, and like she

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<v Speaker 3>maybe is an employer.

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<v Speaker 2>Maybe she hasn't. I mean, you could get I'm sure

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<v Speaker 2>people anyone.

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<v Speaker 3>Who's ever been employed by the business of Raven has

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<v Speaker 3>been like looking back, like could I to herb deny

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<v Speaker 3>me an opportunity because my name sounds meanwhile Raven simone,

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<v Speaker 3>Come on now.

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<v Speaker 2>Yeah the fake accent anyway.

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<v Speaker 3>So I mean, I guess what I said is like

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<v Speaker 3>two wrongs don't make a right in this situation that

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<v Speaker 3>they're both crazy. I'm you know, they should just if

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<v Speaker 3>they could just like go and like just just join,

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<v Speaker 3>just put them on an island together, let them destroy

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<v Speaker 3>each other.

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<v Speaker 2>Maybe that would be helpful for America. So what I

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<v Speaker 2>wanted to talk about, so who remembers hero mom? There?

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<v Speaker 1>Of course we all remember the Baltimore Riots, and there

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<v Speaker 1>was this young boy who was kind of like participating

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<v Speaker 1>in this his mom and like yellow swoops in and

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<v Speaker 1>starts beating him.

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<v Speaker 3>This was the Baltimore Riots for after the wrongful arrest

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<v Speaker 3>the death of Freddie Gray.

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<v Speaker 1>So she comes in and starts beating him, and the

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<v Speaker 1>cameras pick it up and she becomes like this hero

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<v Speaker 1>mom and especially for the right conservative and just like, oh,

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<v Speaker 1>you know, here's a mom who recognizes that you know

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<v Speaker 1>her son shouldn't be doing this, and they flew her

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<v Speaker 1>all around the country.

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<v Speaker 2>She was on like every show possible.

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<v Speaker 1>And the word has come out that she is now

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<v Speaker 1>facing eviction and people were like, wow, you know, you

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<v Speaker 1>were flown all over the place and you can't pay

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<v Speaker 1>your rent. You would thought that that would have led

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<v Speaker 1>that I thought. I guess she thought it would have

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<v Speaker 1>led to some sort of like lucrative deal or something,

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<v Speaker 1>and it has not. They used her basically for ratings

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<v Speaker 1>and sent her back to her regular life.

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<v Speaker 2>Of course.

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<v Speaker 3>I mean she's like the quintessential sassy black woman that

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<v Speaker 3>media loves to like, you know, put on blast and

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<v Speaker 3>like put up there like oh look, how hilarious and

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<v Speaker 3>awesome on this tree. You know this like this rare

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<v Speaker 3>animal is in the wild exactly. Actually give her no

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<v Speaker 3>resources or help in any way. So what's what's what's

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<v Speaker 3>her deal today? She's facing eviction.

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<v Speaker 1>But yeah, she owes about like she owes about like

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<v Speaker 1>fourteen hundred dollars and so for a living, what she

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<v Speaker 1>does is that she drives addicts from haway halfway houses

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<v Speaker 1>to treatment centers and it's just really not paying very much.

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<v Speaker 2>This is what she does and she I guess they were.

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<v Speaker 1>Doing some sort of follow up interview and she pulled

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<v Speaker 1>out an a eviction notice showing that she owed one thousand,

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<v Speaker 1>three hundred and eighty one dollars and fifty cents and

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<v Speaker 1>she makes ten dollars an hour, So she's struggling.

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<v Speaker 2>And you would think like there would be there would been.

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<v Speaker 1>Some sort of like resources set up for her after

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<v Speaker 1>all of this, or maybe a book deal or something,

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<v Speaker 1>but no, nothing. So it just goes to show you

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<v Speaker 1>that the media doesn't really care about you.

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<v Speaker 2>I mean, Baltimore could have taken care of for too.

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<v Speaker 1>Exactly that you hold up as a hero mom, but

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<v Speaker 1>she's struggling and nobody cares because she's not a story anymore.

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<v Speaker 1>So it's just kind of like a cautionary tale of

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<v Speaker 1>you know that people can applaud you, but it doesn't

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<v Speaker 1>mean they really support you.

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<v Speaker 3>Yeah, and I think anytime that I mean, just anyone

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<v Speaker 3>who's out there. If you ever, I mean, you can

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<v Speaker 3>talk about it a bit later, but I mean part

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<v Speaker 3>of my job I talk to people who have been

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<v Speaker 3>wronged by businesses and corporations, and they're often low income

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<v Speaker 3>and the way these people are preyed upon is really sad,

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<v Speaker 3>and I always have to take them in too account

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<v Speaker 3>when I'm interviewing them, and I want to be sure

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<v Speaker 3>that they know that I'm not just talking to them

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<v Speaker 3>because I want the really sad, sob story, you know,

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<v Speaker 3>to draw people in. And I feel like the media

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<v Speaker 3>has to be more and this is a good this

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<v Speaker 3>is a good way. I love this story and that

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<v Speaker 3>they're going back. Not only are they going back and

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<v Speaker 3>talking to women again, like six seven months later, but

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<v Speaker 3>they're also bringing more attention to the fact that there's

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<v Speaker 3>still these issues in Baltimore, like we can't forget exactly.

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<v Speaker 1>There's a line in the story that I really like

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<v Speaker 1>it said she became a vehicle for others to advance

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<v Speaker 1>their own social agendas that you know, basically they used her,

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<v Speaker 1>and now that she needs help, there's no one there

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<v Speaker 1>to help.

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<v Speaker 3>The same way as like Mike co couldee going to

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<v Speaker 3>the rally for Kim Davis, that woman who wanted to

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<v Speaker 3>give marriage licenses to gay people, like he made that

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<v Speaker 3>about himself.

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<v Speaker 1>Yeah.

0:09:27.160 --> 0:09:28.719
<v Speaker 3>Well, speaking of Freddie Gray, did you read that his

0:09:28.800 --> 0:09:32.679
<v Speaker 3>mom comed attempted suicide. No, Yeah, that's really sad. I

0:09:32.760 --> 0:09:34.880
<v Speaker 3>think she, like I think she was either being she

0:09:34.960 --> 0:09:36.360
<v Speaker 3>was at a hospital, or she was taken to a

0:09:36.400 --> 0:09:39.120
<v Speaker 3>hospital and there she slit her wrists, or I don't

0:09:39.120 --> 0:09:41.200
<v Speaker 3>know the exact circumstances. They said that she was found

0:09:41.240 --> 0:09:43.280
<v Speaker 3>with marks on her arms, so I feel like she

0:09:43.400 --> 0:09:44.200
<v Speaker 3>might have slit her wrists.

0:09:44.200 --> 0:09:45.360
<v Speaker 2>But that's that's really sad.

0:09:45.400 --> 0:09:48.720
<v Speaker 3>That's yeah, I don't know what's happening with that case

0:09:48.760 --> 0:09:51.199
<v Speaker 3>right now. The last thing I heard was that all

0:09:51.320 --> 0:09:54.120
<v Speaker 3>six people, the six cops or police officers who were

0:09:54.320 --> 0:09:57.960
<v Speaker 3>on trial, were denied whatever motion they tried to get

0:09:58.040 --> 0:09:59.920
<v Speaker 3>to get the case dropped, Okay, which I guess.

0:10:00.200 --> 0:10:03.120
<v Speaker 2>Good. Yeah, I hope the hope. I mean, I'm sure

0:10:03.120 --> 0:10:04.520
<v Speaker 2>we're still going to be covering this case.

0:10:04.559 --> 0:10:08.000
<v Speaker 3>But this, this whole situation, the death of Freddy Gray,

0:10:08.640 --> 0:10:10.520
<v Speaker 3>the fact that the police officers have been charged with

0:10:10.679 --> 0:10:14.040
<v Speaker 3>like what is it, like second degree murder or something

0:10:14.120 --> 0:10:17.559
<v Speaker 3>like that, or involuntary something. It'll be interesting to see

0:10:17.559 --> 0:10:18.040
<v Speaker 3>how it all.

0:10:17.880 --> 0:10:18.520
<v Speaker 2>Plays out.

0:10:21.600 --> 0:10:23.640
<v Speaker 1>On that. And I'm like, do you have anything light

0:10:23.760 --> 0:10:24.559
<v Speaker 1>to end buzzworthy?

0:10:24.679 --> 0:10:26.880
<v Speaker 3>I don't have anything light to end buzzworthy, but I

0:10:27.240 --> 0:10:29.000
<v Speaker 3>would be remiss because this is this is really like

0:10:29.040 --> 0:10:29.880
<v Speaker 3>weighing heavily on me.

0:10:30.000 --> 0:10:32.640
<v Speaker 2>This whole situation with a Rush card. Okay, ah, yes,

0:10:32.720 --> 0:10:34.400
<v Speaker 2>oh well yeah, we can't end well, we're just going

0:10:34.400 --> 0:10:35.640
<v Speaker 2>to end with We're just gonna end it on this.

0:10:36.760 --> 0:10:38.160
<v Speaker 2>We have to we have to have to.

0:10:38.360 --> 0:10:41.000
<v Speaker 3>So Russell Simmons first of all, is like this business magnate.

0:10:41.240 --> 0:10:43.160
<v Speaker 3>I mean, obviously a hip hop star, but he's he

0:10:43.360 --> 0:10:46.200
<v Speaker 3>had fat farm mm hmm. What's little known about him

0:10:46.280 --> 0:10:48.600
<v Speaker 3>unless you watch like bet or whatever is that? Twelve

0:10:48.679 --> 0:10:51.480
<v Speaker 3>years ago he launched a company called Una Rush which

0:10:51.840 --> 0:10:54.280
<v Speaker 3>has a has a product called the Rush Card. This

0:10:54.440 --> 0:10:56.280
<v Speaker 3>is a prepaid debit card. And for those of you

0:10:56.360 --> 0:10:59.079
<v Speaker 3>who don't understand what that is, a prepaid debit card is.

0:10:59.160 --> 0:11:01.520
<v Speaker 3>Essentially it's not a bank it's not a bank account,

0:11:01.800 --> 0:11:03.600
<v Speaker 3>but it looks like a debit card and it works

0:11:03.720 --> 0:11:06.439
<v Speaker 3>like one, and you load money onto it and that's

0:11:06.520 --> 0:11:09.120
<v Speaker 3>the money you have to spend. And it's you know,

0:11:09.280 --> 0:11:11.559
<v Speaker 3>marketed as being a budgeting tool. And if you know,

0:11:12.000 --> 0:11:13.880
<v Speaker 3>a lot of people out there don't realize this, but

0:11:14.000 --> 0:11:16.920
<v Speaker 3>if you have a bad banking history, banks can stop

0:11:17.040 --> 0:11:19.520
<v Speaker 3>opening allowing you to open checking accounts. So a lot

0:11:19.559 --> 0:11:22.000
<v Speaker 3>of people who are low income and maybe have overdrafted

0:11:22.000 --> 0:11:24.280
<v Speaker 3>their accounts for you know, in the past, or have

0:11:24.360 --> 0:11:26.280
<v Speaker 3>had to open and close checking accounts because they ran

0:11:26.320 --> 0:11:29.480
<v Speaker 3>into trouble, you know, can't access the traditional banking system.

0:11:29.800 --> 0:11:31.959
<v Speaker 3>So they use these prepaid cards as a way of like,

0:11:32.320 --> 0:11:35.160
<v Speaker 3>you know, looking like everyone else and having their debit

0:11:35.240 --> 0:11:38.600
<v Speaker 3>card or whatever. Unfortunately, the thing about prepaid debit cards

0:11:38.640 --> 0:11:40.839
<v Speaker 3>is that a lot of them have crazy fees and

0:11:40.920 --> 0:11:43.320
<v Speaker 3>they can be quite expensive for people to use.

0:11:43.360 --> 0:11:44.400
<v Speaker 2>So let's go over some of the fees.

0:11:44.440 --> 0:11:46.920
<v Speaker 1>You can actually have a fee to load the card up, yep,

0:11:47.280 --> 0:11:49.000
<v Speaker 1>A fee to check how much money.

0:11:48.800 --> 0:11:56.120
<v Speaker 2>You have, a fee one second, we're getting a call caller.

0:11:56.160 --> 0:11:56.680
<v Speaker 2>Are you there?

0:11:57.240 --> 0:12:01.520
<v Speaker 1>Okay, that's funny, but like right, A fee to load

0:12:01.559 --> 0:12:03.200
<v Speaker 1>the card up, a fee to actually check to see

0:12:03.240 --> 0:12:05.880
<v Speaker 1>what your balance is. There's a fee sometimes for using

0:12:05.960 --> 0:12:10.160
<v Speaker 1>your card. Monthly fee, a monthly fee, activation fee.

0:12:10.000 --> 0:12:14.240
<v Speaker 3>Activation fee, som fees I mean fees on fees on fees.

0:12:14.320 --> 0:12:17.040
<v Speaker 2>Yes, basically fees on fees on fees. And so the

0:12:17.120 --> 0:12:17.640
<v Speaker 2>Rush card.

0:12:17.720 --> 0:12:20.120
<v Speaker 3>You know what's crazy about this whole situation, So just

0:12:20.200 --> 0:12:24.160
<v Speaker 3>real quick, what happened is starting October tenth, people went

0:12:24.240 --> 0:12:26.800
<v Speaker 3>to access their Rush card and they were denied. I

0:12:26.840 --> 0:12:28.920
<v Speaker 3>spoke to one woman who was at Denny's with her husband,

0:12:29.360 --> 0:12:31.520
<v Speaker 3>card was declined. She spent two and a half hours

0:12:31.600 --> 0:12:33.959
<v Speaker 3>on the film with customer service sitting outside the Dennis

0:12:34.400 --> 0:12:38.160
<v Speaker 3>mortified could not get through. Something was clearly going wrong,

0:12:38.280 --> 0:12:40.760
<v Speaker 3>but the company was like radio silent about everything. It

0:12:40.920 --> 0:12:44.160
<v Speaker 3>wasn't until about a week into the problems that they

0:12:44.200 --> 0:12:47.520
<v Speaker 3>finally acknowledged that some customers had just lost access to

0:12:47.559 --> 0:12:50.880
<v Speaker 3>their money, like their money that they've had deposited onto

0:12:50.880 --> 0:12:52.800
<v Speaker 3>their cards. Like, can you imagine if you just like

0:12:53.160 --> 0:12:55.560
<v Speaker 3>and this is everyone's worst fear, The apocalypse is coming.

0:12:55.960 --> 0:12:56.800
<v Speaker 3>Banks are closed down.

0:12:56.880 --> 0:12:58.319
<v Speaker 2>You can't access your own money.

0:12:58.240 --> 0:13:00.440
<v Speaker 1>Paycheck because a lot of people have their paychecks onto

0:13:00.480 --> 0:13:02.800
<v Speaker 1>the card automatically. So just imagine, Oh, this is the

0:13:02.840 --> 0:13:06.080
<v Speaker 1>money that you used to pay your your rent, with groceries,

0:13:06.480 --> 0:13:08.640
<v Speaker 1>child care services, all of these things, and then all

0:13:08.640 --> 0:13:11.400
<v Speaker 1>of a sudden, not for an hour, not.

0:13:11.520 --> 0:13:15.320
<v Speaker 2>For a day, but for more than a week, no apter.

0:13:15.160 --> 0:13:18.679
<v Speaker 3>Two weeks now, today is October twenty fifth. This all

0:13:18.720 --> 0:13:22.160
<v Speaker 3>started happening October tenth, two weeks and I've been following

0:13:22.240 --> 0:13:24.559
<v Speaker 3>it closely. I've written a couple of stories about this.

0:13:25.760 --> 0:13:29.480
<v Speaker 3>The Consumer Federal Protection Bureau just came out Friday that

0:13:29.600 --> 0:13:32.120
<v Speaker 3>afternoon with the statement saying they're going to be investigating

0:13:32.600 --> 0:13:36.240
<v Speaker 3>rush Card, Russell Simmons himself and the company's CEO, because

0:13:36.320 --> 0:13:38.760
<v Speaker 3>Russell's basically the face of the company. He was a founder,

0:13:38.960 --> 0:13:41.280
<v Speaker 3>but he doesn't actually run it, like there's a whole other,

0:13:41.360 --> 0:13:43.920
<v Speaker 3>obviously executive team running it. They've come out and said,

0:13:43.920 --> 0:13:46.600
<v Speaker 3>you know, largely most of the issues have been fixed.

0:13:46.720 --> 0:13:49.719
<v Speaker 3>Russell Simmons was on Twitter yesterday tweeting about this, and

0:13:49.880 --> 0:13:52.360
<v Speaker 3>I meanwhile, I'm on Twitter, I'm on my email. I'm

0:13:52.360 --> 0:13:55.520
<v Speaker 3>still getting emails from people saying, hey, I can't access

0:13:55.559 --> 0:13:57.240
<v Speaker 3>all my money. I only got one hundred bucks back.

0:13:57.240 --> 0:13:59.640
<v Speaker 3>I'm still owed three to fifty. I talked to a

0:13:59.679 --> 0:14:02.840
<v Speaker 3>woman and her name's Jasmine. She lives in actually from

0:14:02.920 --> 0:14:05.320
<v Speaker 3>New Jersey, Beverly. Okay, this is what happened to her,

0:14:05.360 --> 0:14:07.280
<v Speaker 3>and this is why, this is why this story is

0:14:07.320 --> 0:14:11.080
<v Speaker 3>like so hard. She at the beginning of October, after

0:14:11.160 --> 0:14:13.079
<v Speaker 3>waiting two years, she was on the waiting list for

0:14:13.160 --> 0:14:16.360
<v Speaker 3>low income assisted housing in New Jersey. And she has

0:14:16.440 --> 0:14:19.520
<v Speaker 3>two children, a six year old and a seven month old,

0:14:19.840 --> 0:14:22.120
<v Speaker 3>and they've been homeless largely for the last year. They've

0:14:22.160 --> 0:14:25.440
<v Speaker 3>been kind of living like from friend's couch to friend's couch,

0:14:25.960 --> 0:14:28.480
<v Speaker 3>most recently at her mother's house, but her mother is

0:14:28.520 --> 0:14:29.160
<v Speaker 3>still taking.

0:14:29.000 --> 0:14:29.920
<v Speaker 2>Care of her siblings.

0:14:30.800 --> 0:14:33.960
<v Speaker 3>Jasmine's only twenty six years old, and so for finally

0:14:34.040 --> 0:14:36.440
<v Speaker 3>the past year, she's been like semi homeless, saving up

0:14:36.480 --> 0:14:39.240
<v Speaker 3>money in you know, finally getting approved for this low

0:14:39.280 --> 0:14:41.680
<v Speaker 3>income housing, moving into a two bedroom apartment.

0:14:42.200 --> 0:14:43.920
<v Speaker 2>She just moved in the beginning of October.

0:14:44.800 --> 0:14:47.520
<v Speaker 3>She bought a bed for her daughter and couldn't buy

0:14:47.520 --> 0:14:50.560
<v Speaker 3>a crib for her baby because her Rush card was empty,

0:14:51.040 --> 0:14:53.360
<v Speaker 3>completely empty, And she's one of the ones you had

0:14:53.400 --> 0:14:56.960
<v Speaker 3>there in her entire paycheck. She was onto the card

0:14:57.440 --> 0:14:59.560
<v Speaker 3>and let me just dispel myths about people who live

0:14:59.600 --> 0:15:01.640
<v Speaker 3>in assis living or not as a living but low

0:15:01.680 --> 0:15:04.760
<v Speaker 3>income housing. She has a full time job. She works

0:15:04.840 --> 0:15:07.640
<v Speaker 3>nine to five. She's also going to school for a

0:15:07.720 --> 0:15:11.080
<v Speaker 3>degree in sociology. She works for a nonprofit helping poor

0:15:11.160 --> 0:15:15.160
<v Speaker 3>people get access to different services. And she's like, I

0:15:15.240 --> 0:15:18.920
<v Speaker 3>can't believe that my job is helping people get access

0:15:18.960 --> 0:15:22.720
<v Speaker 3>to services. Meanwhile, I can't even buy groceries from my children. Wow,

0:15:23.440 --> 0:15:24.960
<v Speaker 3>she had just moved in, and she's like, I thought

0:15:25.000 --> 0:15:27.680
<v Speaker 3>I was getting a fresh start, and now I feel like,

0:15:27.800 --> 0:15:29.720
<v Speaker 3>I have nothing, absolutely zero, And she.

0:15:29.720 --> 0:15:30.960
<v Speaker 2>Still hasn't gotten her money, so.

0:15:31.080 --> 0:15:33.360
<v Speaker 3>As of I spoke with her on Friday. As of Friday,

0:15:33.440 --> 0:15:35.640
<v Speaker 3>she had gotten half of one of her direct deposits.

0:15:35.680 --> 0:15:39.000
<v Speaker 3>She's missing two paychecks, and she also was due a

0:15:39.240 --> 0:15:41.280
<v Speaker 3>refund check from her student loans. You know, if you pay,

0:15:41.960 --> 0:15:44.000
<v Speaker 3>she's due like four thousand dollars from her student loans,

0:15:44.040 --> 0:15:45.240
<v Speaker 3>which is going to be the money that she was

0:15:45.280 --> 0:15:47.760
<v Speaker 3>going to use to furnish her apartment because these some

0:15:47.800 --> 0:15:49.680
<v Speaker 3>of these this is her apartment in particular, didn't come

0:15:49.720 --> 0:15:52.640
<v Speaker 3>with a fridge or utilities like like a fridge and

0:15:52.720 --> 0:15:55.040
<v Speaker 3>appliances and stuff, so she had to buy that. And

0:15:55.120 --> 0:15:57.600
<v Speaker 3>she's like, we're all sleeping on my daughter's bed. You know,

0:15:57.640 --> 0:16:00.760
<v Speaker 3>I've been fixing her PEB and J's because we can afford.

0:16:01.120 --> 0:16:03.520
<v Speaker 1>This is just so crazy. And then you know, I just,

0:16:04.160 --> 0:16:05.880
<v Speaker 1>first of all, what I think is so crazy. It's

0:16:05.920 --> 0:16:08.000
<v Speaker 1>like I guess it was all due to what like

0:16:08.120 --> 0:16:10.200
<v Speaker 1>some sort of like they said it was a software

0:16:10.280 --> 0:16:13.080
<v Speaker 1>glitch or systems updated. They were updating the system. Now,

0:16:13.680 --> 0:16:15.080
<v Speaker 1>I mean, why not do this.

0:16:15.200 --> 0:16:17.200
<v Speaker 2>In waves just in case something like this?

0:16:17.360 --> 0:16:20.080
<v Speaker 3>Maybe they did, They're not being like they haven't said

0:16:20.120 --> 0:16:21.440
<v Speaker 3>maybe they did it in a wave and that just

0:16:21.520 --> 0:16:23.720
<v Speaker 3>happened to be the one that screwed up. They haven't

0:16:23.720 --> 0:16:26.640
<v Speaker 3>said exactly how many people are affected. They haven't said,

0:16:26.640 --> 0:16:28.920
<v Speaker 3>but I mean I've been saying thousands. Media has been

0:16:28.960 --> 0:16:31.040
<v Speaker 3>saying thousands, because you can go to their Facebook page.

0:16:31.080 --> 0:16:33.240
<v Speaker 3>This is where people have had to resource to complaining

0:16:33.280 --> 0:16:35.720
<v Speaker 3>because the customer service lines, I guess have been inundated

0:16:36.080 --> 0:16:38.040
<v Speaker 3>and people can't get through. So you look at Facebook

0:16:38.040 --> 0:16:39.800
<v Speaker 3>and there are just tens of thousands of comments.

0:16:39.880 --> 0:16:41.960
<v Speaker 1>Wow, So you're just assuming, well, these are thousands of

0:16:41.960 --> 0:16:44.680
<v Speaker 1>people complaining, so it must be thousands of people affected, right,

0:16:45.240 --> 0:16:45.800
<v Speaker 1>And what.

0:16:45.800 --> 0:16:47.560
<v Speaker 3>I want to say about the Rush card, especially why

0:16:47.960 --> 0:16:52.200
<v Speaker 3>it hurts people personally, Like the way that the Rush

0:16:52.280 --> 0:16:55.760
<v Speaker 3>card markets is very pointed, Like I mean, all market is,

0:16:55.880 --> 0:16:59.400
<v Speaker 3>all marketing is targeted, but they specifically target low income

0:17:00.040 --> 0:17:02.560
<v Speaker 3>black people, brown people in minority areas.

0:17:02.680 --> 0:17:06.119
<v Speaker 1>People who are using the Rush card already are having

0:17:06.480 --> 0:17:10.040
<v Speaker 1>banking difficulties. This is not a population that can go

0:17:10.400 --> 0:17:12.760
<v Speaker 1>a week without pay, are you kidding me? Know, most

0:17:12.800 --> 0:17:14.560
<v Speaker 1>people can't go a week without pay, but this is

0:17:14.840 --> 0:17:17.440
<v Speaker 1>especially vulnerable, financially vulnerable population.

0:17:17.760 --> 0:17:18.840
<v Speaker 2>So for them to be going through this.

0:17:18.960 --> 0:17:21.720
<v Speaker 3>This is just so they don't have savings. I talk

0:17:21.760 --> 0:17:24.000
<v Speaker 3>to people and this is so the way that they

0:17:24.080 --> 0:17:28.679
<v Speaker 3>market is bad. So the biggest reason for a lot

0:17:28.720 --> 0:17:31.000
<v Speaker 3>of people who use the Rush card and some prepaid

0:17:31.080 --> 0:17:33.720
<v Speaker 3>cards is because they promise to get your paycheck two

0:17:33.760 --> 0:17:34.160
<v Speaker 3>days early.

0:17:34.760 --> 0:17:36.040
<v Speaker 2>They have a special way of doing this.

0:17:36.800 --> 0:17:39.600
<v Speaker 3>Basically, when you're when your employer pays you direct deposit,

0:17:40.600 --> 0:17:42.480
<v Speaker 3>it goes to the bank on like a Wednesday, it

0:17:42.520 --> 0:17:45.879
<v Speaker 3>doesn't show up until Friday, okay, So prepaid debit cards

0:17:45.920 --> 0:17:48.359
<v Speaker 3>will just give you the money on Wednesday and they'll

0:17:48.400 --> 0:17:50.080
<v Speaker 3>expect the money to come on it. So that's how

0:17:50.119 --> 0:17:51.760
<v Speaker 3>they get people in. They're like, oh, if you want

0:17:51.800 --> 0:17:53.840
<v Speaker 3>to get paid, he'll pay you two days early. Give

0:17:53.880 --> 0:17:56.680
<v Speaker 3>me your five dollars a month, please, And so that's

0:17:56.720 --> 0:17:58.439
<v Speaker 3>why they get people in with that promise.

0:17:58.760 --> 0:18:00.399
<v Speaker 1>And I saw him say something like and I just

0:18:00.480 --> 0:18:03.040
<v Speaker 1>wanted to like body slam, and he said like, well,

0:18:03.240 --> 0:18:08.159
<v Speaker 1>technically it's not really late because we're you usually get

0:18:08.200 --> 0:18:09.480
<v Speaker 1>your paycheck two days early.

0:18:10.000 --> 0:18:12.520
<v Speaker 2>Whatever video or whatever tweet was set out, so we

0:18:12.640 --> 0:18:14.040
<v Speaker 2>still have to a video on you know.

0:18:14.240 --> 0:18:16.920
<v Speaker 3>And I was like, well, no, it was October fourteenth,

0:18:16.960 --> 0:18:19.440
<v Speaker 3>it's been ten days in that video with Yeah. I

0:18:19.480 --> 0:18:21.639
<v Speaker 3>saw someone on Twitter on Friday. It was ten pm

0:18:21.800 --> 0:18:23.960
<v Speaker 3>our time, like seven pm LA time where he lives,

0:18:24.000 --> 0:18:26.240
<v Speaker 3>and she was like, Russell Simmons is in my yoga

0:18:26.320 --> 0:18:28.440
<v Speaker 3>class right now. And I was like, that's nice that

0:18:28.520 --> 0:18:31.359
<v Speaker 3>he's finding Yeah, relax. Meanwhile, like the hundreds of his

0:18:31.440 --> 0:18:34.280
<v Speaker 3>customers still don't access to their money. I you know,

0:18:34.480 --> 0:18:37.239
<v Speaker 3>it's really sad what's happening. I'm glad that regulators are

0:18:37.280 --> 0:18:40.840
<v Speaker 3>going after him. I hope that this just draws attention to,

0:18:41.200 --> 0:18:45.560
<v Speaker 3>like more on to the fact that these predatory services

0:18:45.600 --> 0:18:48.360
<v Speaker 3>for low income people are just not doing enough for them.

0:18:48.800 --> 0:18:50.600
<v Speaker 2>It's really expensive to be poor.

0:18:50.560 --> 0:18:50.800
<v Speaker 1>It is.

0:18:51.000 --> 0:18:52.440
<v Speaker 2>Isn't that so crazy? It is crazy.

0:18:52.440 --> 0:18:54.200
<v Speaker 3>If you can't so your Rush card, you know, you

0:18:54.280 --> 0:18:56.520
<v Speaker 3>can't access your money, so what do you do? None

0:18:56.520 --> 0:18:58.119
<v Speaker 3>of your friends or family have money, so you might

0:18:58.160 --> 0:19:00.879
<v Speaker 3>get a payday loan. Let's talk about how expensive payday

0:19:00.920 --> 0:19:01.320
<v Speaker 3>loans are.

0:19:02.119 --> 0:19:04.159
<v Speaker 2>It's just rade sense as of like three hundred percent.

0:19:05.040 --> 0:19:07.800
<v Speaker 3>And I talked to several people, and what's crazy is

0:19:07.840 --> 0:19:10.360
<v Speaker 3>listening to them. Well, everyone's like, I'm done with Rush card.

0:19:10.400 --> 0:19:10.679
<v Speaker 2>I'm done.

0:19:10.720 --> 0:19:12.679
<v Speaker 3>I'm done, I'm done. But what they've said is like, oh,

0:19:12.760 --> 0:19:15.600
<v Speaker 3>I found another prepaid card. It has more fees, but like,

0:19:15.640 --> 0:19:17.560
<v Speaker 3>I don't have any other options because I have bad

0:19:17.600 --> 0:19:20.320
<v Speaker 3>banking history. One woman was like, okay, I'm done with

0:19:20.440 --> 0:19:23.040
<v Speaker 3>all prepaid cards. I went to my local bank. They

0:19:23.160 --> 0:19:25.399
<v Speaker 3>charged eleven dollars a month to have it unless you

0:19:25.400 --> 0:19:28.159
<v Speaker 3>have a minimum balance of fifteen hundred dollars. There's just

0:19:28.240 --> 0:19:30.600
<v Speaker 3>not enough options out there for people who don't have

0:19:30.680 --> 0:19:33.280
<v Speaker 3>a lot of money. You know, even in writing my story,

0:19:33.320 --> 0:19:35.520
<v Speaker 3>I was like, there's online banks you can go to

0:19:35.640 --> 0:19:36.480
<v Speaker 3>that have few fees.

0:19:36.560 --> 0:19:37.920
<v Speaker 2>Well, these people don't trust.

0:19:38.119 --> 0:19:41.040
<v Speaker 3>Yeah, you know they even before they didn't trust traditional banks,

0:19:41.160 --> 0:19:43.239
<v Speaker 3>let alone online ones, and now they've been screwed over.

0:19:43.359 --> 0:19:44.440
<v Speaker 3>So how are you going to get into you know,

0:19:44.480 --> 0:19:46.520
<v Speaker 3>how are you going to convince them that like Capital

0:19:46.560 --> 0:19:48.280
<v Speaker 3>one three sixty isn't going to like crap out the

0:19:48.320 --> 0:19:49.320
<v Speaker 3>same way Rush Card did.

0:19:49.680 --> 0:19:51.160
<v Speaker 2>It's just so disheartening.

0:19:51.160 --> 0:19:52.320
<v Speaker 1>It's one of the reasons why I think Mandy and

0:19:52.359 --> 0:19:54.520
<v Speaker 1>I do the work that we do with financial education.

0:19:54.600 --> 0:19:57.200
<v Speaker 1>I especially try to speak to folks like this because

0:19:57.240 --> 0:20:00.760
<v Speaker 1>it's just if you didn't learn personal finance stuff at home,

0:20:01.160 --> 0:20:04.119
<v Speaker 1>you certainly didn't get it in school, and it's like, well.

0:20:04.040 --> 0:20:06.040
<v Speaker 2>How do you get to this place?

0:20:06.040 --> 0:20:07.359
<v Speaker 1>Because you know, a lot of people I've heard like

0:20:07.480 --> 0:20:10.480
<v Speaker 1>judging like, well, they should have had saving That's just

0:20:10.640 --> 0:20:13.320
<v Speaker 1>so easy to say. But you know what I mean people,

0:20:13.359 --> 0:20:15.280
<v Speaker 1>First of all, you know people who I you know,

0:20:15.440 --> 0:20:17.639
<v Speaker 1>it looks like from the outside they look great and

0:20:17.760 --> 0:20:20.280
<v Speaker 1>secretly could not afford to lose a paycheck either. So

0:20:20.320 --> 0:20:21.720
<v Speaker 1>I'm like, you know, it's so easy, they should have

0:20:21.760 --> 0:20:24.800
<v Speaker 1>had savings, But you, sir, don't have savings either. And

0:20:25.000 --> 0:20:27.320
<v Speaker 1>if your fancy job stop paying you today, you would

0:20:27.320 --> 0:20:29.960
<v Speaker 1>be screwed, right, So I hope.

0:20:29.840 --> 0:20:32.040
<v Speaker 3>These people get their money back, and I hope that,

0:20:32.240 --> 0:20:34.040
<v Speaker 3>you know, the company has said that they you know,

0:20:34.240 --> 0:20:37.280
<v Speaker 3>very soon will be announcing they're gonna make it right. Well,

0:20:37.359 --> 0:20:39.040
<v Speaker 3>so far, all they've done is said, we're gonna get

0:20:39.040 --> 0:20:42.040
<v Speaker 3>you know, we're going to cancel fees for the holiday season.

0:20:42.440 --> 0:20:44.280
<v Speaker 3>We'll take off through a monthly five dollars fee. I'm like,

0:20:44.359 --> 0:20:45.919
<v Speaker 3>what's that going to do if you, like, I mean,

0:20:45.960 --> 0:20:48.120
<v Speaker 3>when people have like not been able to pay rent. Yeah,

0:20:48.400 --> 0:20:50.639
<v Speaker 3>one woman said in The New York Times evert a

0:20:50.680 --> 0:20:53.160
<v Speaker 3>story where she couldn't afford to buy her husband's heart medication.

0:20:53.600 --> 0:20:55.200
<v Speaker 2>What are they going to do for those people? Yeah,

0:20:55.720 --> 0:20:56.200
<v Speaker 2>these people.

0:20:56.440 --> 0:20:59.000
<v Speaker 3>Also, this sounds like the makings of an amazing class

0:20:59.000 --> 0:21:03.359
<v Speaker 3>action loss, the people cheated by a financial services company

0:21:03.400 --> 0:21:06.400
<v Speaker 3>that makes millions of dollars. However, like most financial services

0:21:06.480 --> 0:21:09.320
<v Speaker 3>they have a ban on class action. When you sign

0:21:09.359 --> 0:21:11.560
<v Speaker 3>your customer agreement, I mean you can go right now

0:21:11.600 --> 0:21:14.159
<v Speaker 3>and check I guarantee you check your credit card statement,

0:21:14.280 --> 0:21:17.160
<v Speaker 3>checker agreement, check your bank account agreement. They all say

0:21:17.520 --> 0:21:21.040
<v Speaker 3>we have a ban on class actions. Mandatory arbitration, which

0:21:21.119 --> 0:21:26.159
<v Speaker 3>means arbitration is when they hire an independent arbitrator basically

0:21:26.160 --> 0:21:29.720
<v Speaker 3>an attorney to do a private negotiation, So like a

0:21:29.760 --> 0:21:33.960
<v Speaker 3>private little like basically like you arbitrator business and you know,

0:21:34.040 --> 0:21:36.280
<v Speaker 3>at around a table sussing things out.

0:21:36.680 --> 0:21:38.320
<v Speaker 2>Whatever is agreed upon is private.

0:21:38.400 --> 0:21:41.040
<v Speaker 3>You cannot talk about it afterward, so the greater public

0:21:41.119 --> 0:21:45.240
<v Speaker 3>will never know what happened. And it's also very cost prohibitive.

0:21:45.600 --> 0:21:47.719
<v Speaker 3>It can cost you hundreds of dollars, if not thousands,

0:21:47.760 --> 0:21:50.000
<v Speaker 3>to hire an attorney to represent yourself at a private

0:21:50.080 --> 0:21:53.320
<v Speaker 3>arbitration and then for what you know, five hundred dollars.

0:21:53.359 --> 0:21:55.200
<v Speaker 3>I mean a lot of people don't have that much money.

0:21:55.359 --> 0:21:56.879
<v Speaker 3>I mean it's a lot of money to them, but

0:21:56.960 --> 0:21:58.760
<v Speaker 3>it's not like people I've talked to. I was like,

0:21:59.119 --> 0:22:01.240
<v Speaker 3>you know, would you think about doing arbitration and they're like,

0:22:01.320 --> 0:22:02.600
<v Speaker 3>you know what, it's not enough.

0:22:02.640 --> 0:22:05.680
<v Speaker 2>I don't. I can't afford fees. Yeah, so it sucks.

0:22:05.720 --> 0:22:07.360
<v Speaker 3>You know, the only way for them to get recourse

0:22:07.520 --> 0:22:11.080
<v Speaker 3>is if regulators like the CFPB stand up and represent them,

0:22:11.080 --> 0:22:12.960
<v Speaker 3>which you know they are doing. And I you know,

0:22:13.040 --> 0:22:15.520
<v Speaker 3>I hope something good comes out of it because Russell

0:22:15.560 --> 0:22:16.320
<v Speaker 3>Simmons got to pay.

0:22:16.520 --> 0:22:27.240
<v Speaker 2>Yeah, Fresh Cards got to pay. And on that note,

0:22:27.840 --> 0:22:30.960
<v Speaker 2>BuzzFeed is done. They always call it buzzed.

0:22:31.040 --> 0:22:35.280
<v Speaker 3>I'm sorry, buzzy, Yes, buzzworthy, buzzworthy, buzzworthy.

0:22:35.520 --> 0:22:36.960
<v Speaker 1>You know what, I'm not gonna dig it to BuzzFeed.

0:22:37.000 --> 0:22:39.840
<v Speaker 1>That's why that's like my board right before bed, like viewing.

0:22:39.880 --> 0:22:41.239
<v Speaker 1>I'm like, what's this BuzzFeed up too?

0:22:41.320 --> 0:22:43.720
<v Speaker 3>You go to BuzzFeed dot com. I've never gone there,

0:22:43.760 --> 0:22:45.600
<v Speaker 3>like like I've never done it myself, like typed in

0:22:45.640 --> 0:22:46.439
<v Speaker 3>BuzzFeed dot com.

0:22:46.520 --> 0:22:47.679
<v Speaker 2>But I just see their stuff everywhere.

0:22:47.760 --> 0:22:49.359
<v Speaker 1>No, I just go and I'm just like just for

0:22:49.440 --> 0:22:50.679
<v Speaker 1>a little giggle before nighttime.

0:22:51.800 --> 0:22:54.600
<v Speaker 2>Well for the records, Buzzworthy, we need to work on

0:22:54.640 --> 0:22:55.080
<v Speaker 2>our branding.

0:22:55.280 --> 0:22:59.080
<v Speaker 1>Yes, but if you have anything to say, maybe you've

0:22:59.080 --> 0:23:02.119
<v Speaker 1>been affected by the whole rush card thing, we'd love

0:23:02.320 --> 0:23:04.040
<v Speaker 1>to hear from you, Yes, ma'am.

0:23:04.000 --> 0:23:07.800
<v Speaker 2>At the BA podcast. This is on Twitter. You can

0:23:07.920 --> 0:23:11.560
<v Speaker 2>also email us at Brown Ambition Podcast at gmail dot com.

0:23:11.760 --> 0:23:14.200
<v Speaker 1>And we are Brown Ambition on Facebook.

0:23:14.280 --> 0:23:20.760
<v Speaker 2>Facebook. Almost that five hundred fans. I know we're so famous. Yeah, cool,

0:23:21.680 --> 0:23:25.080
<v Speaker 2>Brown Break, Brown Break time? Right, Brown Break, Brown Break?

0:23:25.400 --> 0:23:27.080
<v Speaker 2>What your gun? I know I sing that song every time,

0:23:27.119 --> 0:23:27.800
<v Speaker 2>but I like it.

0:23:28.240 --> 0:23:29.720
<v Speaker 3>It's got to ring too. I feel like I've heard

0:23:29.760 --> 0:23:33.280
<v Speaker 3>that song before. This week, I have two that could

0:23:33.359 --> 0:23:35.160
<v Speaker 3>kind of go together, okay, or do you want to start?

0:23:35.960 --> 0:23:36.240
<v Speaker 2>Okay?

0:23:36.440 --> 0:23:38.760
<v Speaker 1>So my brown break is this. So I'm a business owner.

0:23:38.880 --> 0:23:41.760
<v Speaker 1>For y'all who don't know, I am the budgetista. I'm

0:23:41.760 --> 0:23:44.879
<v Speaker 1>a financial educator and one of the things I love

0:23:44.960 --> 0:23:47.640
<v Speaker 1>doing is helping, helping helping, and I get a lot

0:23:47.800 --> 0:23:53.440
<v Speaker 1>of request but sometimes the requests are a little she

0:23:53.640 --> 0:23:55.199
<v Speaker 1>tried it right, That's what the.

0:23:55.200 --> 0:23:56.480
<v Speaker 2>Kids say, like, oh she tried it.

0:23:56.560 --> 0:23:59.280
<v Speaker 1>Like people will reach and I'm like, oh, okay, stranger,

0:23:59.320 --> 0:24:01.200
<v Speaker 1>you're asking for a lot. So I'm taking a brown

0:24:01.280 --> 0:24:06.520
<v Speaker 1>break from the over ask So somebody might you know,

0:24:06.600 --> 0:24:08.040
<v Speaker 1>if you're if you hit me up and you ask

0:24:08.119 --> 0:24:09.800
<v Speaker 1>me how do I raise my credit score or stuff

0:24:09.840 --> 0:24:10.000
<v Speaker 1>like that.

0:24:10.200 --> 0:24:11.600
<v Speaker 2>You know, that's what I do for a living. I

0:24:11.680 --> 0:24:15.119
<v Speaker 2>get it. But somebody might say. One woman asked me.

0:24:15.640 --> 0:24:18.640
<v Speaker 1>Hey, Budgetista, my aunt is turning forty and I want

0:24:18.680 --> 0:24:20.840
<v Speaker 1>to get her your one of your books?

0:24:21.160 --> 0:24:22.680
<v Speaker 2>Can you send it to me? And I thought she

0:24:22.760 --> 0:24:23.280
<v Speaker 2>wanted to buy it.

0:24:23.400 --> 0:24:28.440
<v Speaker 1>No, just asking for a gift, random random stranger on Facebook,

0:24:29.160 --> 0:24:31.280
<v Speaker 1>or I would love to. I want to do speaking

0:24:31.400 --> 0:24:34.520
<v Speaker 1>like you do, Budgetista. You know, next time you get booked,

0:24:34.560 --> 0:24:35.840
<v Speaker 1>can you bring me and I could speak with you?

0:24:35.960 --> 0:24:39.440
<v Speaker 1>And I'm like, oh, so person i've never met or

0:24:39.480 --> 0:24:41.600
<v Speaker 1>her to speak before or anything.

0:24:41.640 --> 0:24:45.880
<v Speaker 2>I'm supposed to just bring you on stage with me? Yeah? Yeah.

0:24:46.760 --> 0:24:49.480
<v Speaker 1>And so my biggest thing is this that if you

0:24:49.600 --> 0:24:51.440
<v Speaker 1>are going to ask something of someone that you do

0:24:51.600 --> 0:24:55.879
<v Speaker 1>not know, first thing you should do is don't because

0:24:55.920 --> 0:24:57.560
<v Speaker 1>just think about it, like if you were in person

0:24:57.640 --> 0:24:59.800
<v Speaker 1>with this person. Just think about someone on the street

0:24:59.880 --> 0:25:03.480
<v Speaker 1>or or someone at work that unless you've built a relationship,

0:25:03.840 --> 0:25:08.240
<v Speaker 1>your ass should be in direct relation to how familiar

0:25:08.320 --> 0:25:11.199
<v Speaker 1>you are with them, like an actual person. So for example,

0:25:11.280 --> 0:25:13.520
<v Speaker 1>like you might this is what I say anyway before

0:25:13.560 --> 0:25:14.640
<v Speaker 1>you ask me a resource.

0:25:15.080 --> 0:25:18.960
<v Speaker 2>So I have this great mentor Lynette cow finnni Cox.

0:25:19.040 --> 0:25:19.600
<v Speaker 2>She's amazing.

0:25:20.400 --> 0:25:22.560
<v Speaker 1>We actually did I forget what episode we did a

0:25:22.880 --> 0:25:26.159
<v Speaker 1>interview of her five so episode four, so.

0:25:26.240 --> 0:25:28.760
<v Speaker 2>She was awesome. And so Lynette, when I first met her,

0:25:29.000 --> 0:25:30.800
<v Speaker 2>I was like, what do you need? What do you need?

0:25:30.880 --> 0:25:32.640
<v Speaker 2>What do you want? What do you need? You babysit?

0:25:32.800 --> 0:25:34.760
<v Speaker 1>You want me to type stuff up for you whatever

0:25:34.840 --> 0:25:39.480
<v Speaker 1>she asked for? Because I knew that Lynette. For me

0:25:39.560 --> 0:25:41.480
<v Speaker 1>to ask something of this woman who I did not know,

0:25:41.760 --> 0:25:44.160
<v Speaker 1>that didn't make sense to me. So instead, I really

0:25:44.240 --> 0:25:46.159
<v Speaker 1>tried my best to be a resource and in return,

0:25:46.800 --> 0:25:49.880
<v Speaker 1>you know, without soliciting her, Lynette used to like kick

0:25:50.119 --> 0:25:52.240
<v Speaker 1>things my way, So to me, really that's just the

0:25:52.280 --> 0:25:53.480
<v Speaker 1>best way to kind of go about it, right. Have

0:25:53.520 --> 0:25:55.400
<v Speaker 1>you had experiences like that where people are like, hey, Mandy,

0:25:56.160 --> 0:25:57.840
<v Speaker 1>because Mandy's a writer for y'all. Who so I'm sure

0:25:57.840 --> 0:25:59.800
<v Speaker 1>you get like, hey girl, you should write this article

0:25:59.800 --> 0:26:01.120
<v Speaker 1>on because I'm amazing.

0:26:02.280 --> 0:26:03.520
<v Speaker 2>I get so many pitches.

0:26:03.560 --> 0:26:05.359
<v Speaker 3>I mean I could do a whole like Brown break

0:26:05.440 --> 0:26:08.119
<v Speaker 3>like reporter break on pitches, like everyone wants you to

0:26:08.160 --> 0:26:10.080
<v Speaker 3>write for about them and everyone thinks they have the

0:26:10.160 --> 0:26:13.320
<v Speaker 3>best story. Yeah, and just beyond that, just networking is

0:26:13.400 --> 0:26:17.640
<v Speaker 3>really uncomfortable and I hate some people are very obvious

0:26:17.800 --> 0:26:20.320
<v Speaker 3>that they are like trying to make you like I

0:26:20.480 --> 0:26:23.320
<v Speaker 3>want you to be my mentor like you're gonna coach me,

0:26:23.760 --> 0:26:24.959
<v Speaker 3>and like when can we have coffee?

0:26:25.240 --> 0:26:28.120
<v Speaker 2>When are you free? And I'm more than happy to help.

0:26:28.280 --> 0:26:30.800
<v Speaker 3>But you have to pour a lot into someone, like

0:26:30.920 --> 0:26:32.600
<v Speaker 3>you want to take an interest in them and really

0:26:32.640 --> 0:26:34.640
<v Speaker 3>give them good advice, and you don't want to feel

0:26:34.640 --> 0:26:36.800
<v Speaker 3>like you're just like a collection, like another like a

0:26:36.920 --> 0:26:38.960
<v Speaker 3>notch on their bedposts, like another business card in there

0:26:39.400 --> 0:26:40.760
<v Speaker 3>in their briefcase.

0:26:40.680 --> 0:26:42.320
<v Speaker 1>Or just because you don't want to feel like someone's

0:26:42.440 --> 0:26:45.200
<v Speaker 1>just taking you know, if you know, to me, the

0:26:45.240 --> 0:26:48.440
<v Speaker 1>best way to receive is really to give, and especially

0:26:48.600 --> 0:26:51.600
<v Speaker 1>if you like have I don't know it. Just think

0:26:51.640 --> 0:26:53.280
<v Speaker 1>to yourself, like, you know, whatever it is that you

0:26:53.359 --> 0:26:55.119
<v Speaker 1>do for a living, if someone kept coming to you

0:26:55.240 --> 0:26:56.760
<v Speaker 1>and asking for you to do it for free for

0:26:56.840 --> 0:26:59.280
<v Speaker 1>them and you're just like, wow, you know this person's

0:26:59.280 --> 0:27:02.240
<v Speaker 1>just here taking takeing. But imagine if someone came to

0:27:02.320 --> 0:27:03.280
<v Speaker 1>you and say, well, what do you need?

0:27:03.359 --> 0:27:04.040
<v Speaker 2>How can I help you?

0:27:04.840 --> 0:27:06.440
<v Speaker 1>Then you'd be more apt to say, oh, well, you

0:27:06.480 --> 0:27:08.439
<v Speaker 1>know what, this person been so useful. I'm so helpful.

0:27:08.440 --> 0:27:09.960
<v Speaker 1>I'd love to give back to them in some way.

0:27:10.520 --> 0:27:12.680
<v Speaker 1>So just be mindful of that that there's nothing wrong

0:27:12.720 --> 0:27:15.240
<v Speaker 1>with asking for help, but there's a difference between help

0:27:15.280 --> 0:27:17.800
<v Speaker 1>and a handout. And so just be mindful of that,

0:27:17.920 --> 0:27:20.359
<v Speaker 1>because I'm taking a break from all but over asking.

0:27:20.560 --> 0:27:24.680
<v Speaker 2>She tried it, You've earned it break. I've got a

0:27:24.720 --> 0:27:25.920
<v Speaker 2>different break. I got a couple.

0:27:26.000 --> 0:27:28.600
<v Speaker 3>Well, I guess we can combine them to of my

0:27:28.720 --> 0:27:32.440
<v Speaker 3>least favorite things, Texas and Trump, well and T T

0:27:32.600 --> 0:27:37.560
<v Speaker 3>and T. So this week federal judge and Texas made

0:27:37.640 --> 0:27:40.760
<v Speaker 3>a ruled on Friday actually that Texas officials can continue

0:27:40.800 --> 0:27:43.879
<v Speaker 3>to deny US birth certificates to the kid to the

0:27:44.000 --> 0:27:48.720
<v Speaker 3>children of immigrants who cannot supply required identification such as

0:27:48.880 --> 0:27:52.200
<v Speaker 3>a driver's license or passport because they came into the

0:27:52.240 --> 0:27:55.760
<v Speaker 3>country illegally. And I just feel like, could we be

0:27:56.080 --> 0:27:58.120
<v Speaker 3>taking any more steps backward Texas?

0:27:58.320 --> 0:28:01.520
<v Speaker 2>Like what the hell? Children?

0:28:01.560 --> 0:28:03.920
<v Speaker 3>As it stands, children of illegal immigrants who were born

0:28:03.920 --> 0:28:08.880
<v Speaker 3>in American soil soil are granted citizenship immediately, But what's

0:28:08.920 --> 0:28:11.560
<v Speaker 3>happening in Texas is that the Texas is like, oh, yeah,

0:28:11.600 --> 0:28:14.520
<v Speaker 3>you're granted citizenship, but to get your birth certificate, can

0:28:14.600 --> 0:28:17.800
<v Speaker 3>we see your parents driver's license identification please? Exactly when

0:28:17.800 --> 0:28:19.760
<v Speaker 3>their parents may not have one and they know fully well.

0:28:20.280 --> 0:28:22.520
<v Speaker 3>So it's just it seems I don't know how this is,

0:28:23.359 --> 0:28:25.480
<v Speaker 3>how this is possible. I feel like this could wind

0:28:25.560 --> 0:28:26.400
<v Speaker 3>up in the Supreme Court.

0:28:26.520 --> 0:28:28.840
<v Speaker 2>Who knows. It's just a slick way of basically denying

0:28:28.960 --> 0:28:29.600
<v Speaker 2>these children.

0:28:29.840 --> 0:28:31.639
<v Speaker 3>And Texas is a hot mess. I mean, I know,

0:28:31.840 --> 0:28:34.400
<v Speaker 3>Austin is cool, like whatever, I'm there for Austin. People

0:28:34.400 --> 0:28:36.159
<v Speaker 3>are moving there. It's like a hot city to live in.

0:28:36.280 --> 0:28:38.640
<v Speaker 3>But Texas as a whole, it just feels like I

0:28:38.640 --> 0:28:41.240
<v Speaker 3>get stuck in the you know, fifty years ago talk

0:28:41.240 --> 0:28:44.239
<v Speaker 3>about their you know rights for against trying to keep

0:28:44.280 --> 0:28:47.440
<v Speaker 3>women from getting access to abortions, like healthy legal abortions.

0:28:47.480 --> 0:28:49.800
<v Speaker 2>I mean, I can go on and on the place

0:28:49.800 --> 0:28:50.240
<v Speaker 2>where they had that.

0:28:50.320 --> 0:28:53.440
<v Speaker 1>Remember we talked about the book, the history book where

0:28:53.480 --> 0:28:54.880
<v Speaker 1>it's like the workers came over it.

0:28:55.000 --> 0:28:56.800
<v Speaker 2>Oh, is that Texas? I don't remember. I would not

0:28:56.960 --> 0:28:58.840
<v Speaker 2>be surprised. I would honestly not be.

0:28:58.920 --> 0:29:00.760
<v Speaker 1>So we talked about like there's this history book that

0:29:00.840 --> 0:29:03.680
<v Speaker 1>this black mother had uploaded that her child was like

0:29:03.760 --> 0:29:07.280
<v Speaker 1>it was talking about slavery and they referred to slaves,

0:29:07.320 --> 0:29:08.080
<v Speaker 1>that's workers.

0:29:08.200 --> 0:29:10.640
<v Speaker 2>We're like, oh hmmm, is that what we want?

0:29:12.400 --> 0:29:14.560
<v Speaker 3>Well, how this all ties into Trump? You know, obviously

0:29:14.640 --> 0:29:17.000
<v Speaker 3>we've talked about Trump's We've taken a brown break from Trump, Yeah,

0:29:17.040 --> 0:29:19.800
<v Speaker 3>we did, but the world does not want us to

0:29:19.800 --> 0:29:22.440
<v Speaker 3>take a break from Trump. SNL is actually having Donald

0:29:22.440 --> 0:29:25.960
<v Speaker 3>Trump of all fucking people on as a host this

0:29:26.080 --> 0:29:29.120
<v Speaker 3>weekend or this next week in November seventh or first,

0:29:29.240 --> 0:29:32.040
<v Speaker 3>or whatever it is, as a host, and I just like,

0:29:32.120 --> 0:29:33.960
<v Speaker 3>I don't get it. I mean I get it from

0:29:34.040 --> 0:29:36.800
<v Speaker 3>like SNL wants to find a controversial host.

0:29:36.840 --> 0:29:41.160
<v Speaker 2>I mean, they had Miley Cyrus and I will not

0:29:41.240 --> 0:29:41.680
<v Speaker 2>be watching.

0:29:42.320 --> 0:29:45.560
<v Speaker 3>I mean, forget the fact, forget the fact that Trump's

0:29:45.600 --> 0:29:47.920
<v Speaker 3>politics are just like insane and he wants, you know,

0:29:48.080 --> 0:29:50.760
<v Speaker 3>to deport eleven million people from this country.

0:29:51.960 --> 0:29:57.840
<v Speaker 2>But beyond that, he is probably the most terrifying politician

0:29:58.040 --> 0:29:59.400
<v Speaker 2>in his treatment of the press. Yeah.

0:30:00.120 --> 0:30:02.280
<v Speaker 3>The press, I mean obviously I take very seriously because

0:30:02.280 --> 0:30:04.040
<v Speaker 3>I am a reporter and I think it's important to

0:30:04.080 --> 0:30:06.800
<v Speaker 3>have free press. But he first of all, I kicked

0:30:06.800 --> 0:30:09.720
<v Speaker 3>out that Univision reporter Jorge Ramos, Yeah, who he didn't

0:30:09.720 --> 0:30:12.400
<v Speaker 3>realize was a super famous like one of the most

0:30:12.440 --> 0:30:14.840
<v Speaker 3>famous Latino American.

0:30:15.680 --> 0:30:17.480
<v Speaker 2>Actually he's a Latino. Where was he born?

0:30:17.600 --> 0:30:20.520
<v Speaker 3>I forget anyway Latino journalists who live, you know, in

0:30:20.600 --> 0:30:24.040
<v Speaker 3>America today and beyond that. This past week, I think

0:30:24.120 --> 0:30:26.360
<v Speaker 3>he had a campaign stop in Miami and he kicked

0:30:26.360 --> 0:30:29.400
<v Speaker 3>out again a whole Univision crew just again like his

0:30:29.480 --> 0:30:30.600
<v Speaker 3>whole bullying tactics.

0:30:30.680 --> 0:30:32.080
<v Speaker 2>I can't. I can't with him.

0:30:32.120 --> 0:30:34.120
<v Speaker 3>I can't with Louren Michaels for making him a host.

0:30:34.640 --> 0:30:37.880
<v Speaker 3>Can he even act like what is happening? If anything,

0:30:37.880 --> 0:30:39.080
<v Speaker 3>they should have Bernie Sanders on.

0:30:39.720 --> 0:30:43.400
<v Speaker 2>Yeah, he would be hilarious. Oh Trump.

0:30:44.320 --> 0:30:48.320
<v Speaker 1>So that's Brown Break and we're breaking off. If you

0:30:48.400 --> 0:30:50.000
<v Speaker 1>have anything you know we have not I think we

0:30:50.080 --> 0:30:51.760
<v Speaker 1>I feel like we haven't asked in a while. Do

0:30:51.880 --> 0:30:53.720
<v Speaker 1>you have anything that you want to take a Brown

0:30:53.760 --> 0:30:57.280
<v Speaker 1>break from b A audience? Please please please tweet us

0:30:57.640 --> 0:31:01.480
<v Speaker 1>use hashtag brown Break at the BA podcast on Twitter,

0:31:02.200 --> 0:31:06.040
<v Speaker 1>hit up our Facebook wall at Brown Ambition, and you

0:31:06.120 --> 0:31:09.160
<v Speaker 1>can always email us at what is that email again,

0:31:09.240 --> 0:31:13.120
<v Speaker 1>the Brown Ambition Podcast at Gmail. Yeah so, but definitely

0:31:13.160 --> 0:31:15.480
<v Speaker 1>put in the in the title Brown Break because we'd

0:31:15.560 --> 0:31:17.880
<v Speaker 1>love to read some of your brown breaks. I'm sure

0:31:17.880 --> 0:31:21.000
<v Speaker 1>you have something that's frustrating you. We'd love to share, Yes, ma'am.

0:31:33.280 --> 0:31:38.200
<v Speaker 1>Now it's time for tips tips this week.

0:31:38.440 --> 0:31:41.680
<v Speaker 3>Well, okay, so tips for this week were inspired. So

0:31:41.760 --> 0:31:43.640
<v Speaker 3>I went to this event this past week. It wasn't

0:31:43.720 --> 0:31:44.720
<v Speaker 3>a networking event.

0:31:47.040 --> 0:31:47.760
<v Speaker 2>It's actually kind of.

0:31:47.760 --> 0:31:49.680
<v Speaker 3>Cool though, because there it was sort of an event

0:31:49.840 --> 0:31:54.000
<v Speaker 3>organized around like spotlighting these these six or seven female

0:31:54.120 --> 0:31:56.760
<v Speaker 3>entrepreneurs who have like made millions out of these like

0:31:56.840 --> 0:31:59.560
<v Speaker 3>home run businesses, and it was very inspiring. So one

0:31:59.600 --> 0:32:02.000
<v Speaker 3>of the wins, actually I think she's from New Mexico.

0:32:02.200 --> 0:32:05.040
<v Speaker 3>She's was formerly in the Air Force for like seven years.

0:32:05.080 --> 0:32:08.280
<v Speaker 3>She grew up an army brat, and she has a

0:32:08.440 --> 0:32:12.400
<v Speaker 3>multimillion dollar advisory business, advertising business for people who want

0:32:12.480 --> 0:32:15.240
<v Speaker 3>Facebook ads. And one of the questions from the audience

0:32:15.320 --> 0:32:17.680
<v Speaker 3>to all the women was how many of you guys

0:32:17.760 --> 0:32:20.000
<v Speaker 3>are the bread winner in your household? And three or

0:32:20.040 --> 0:32:22.120
<v Speaker 3>four of them raise their hands, and then she asked,

0:32:22.720 --> 0:32:25.840
<v Speaker 3>and how does that impact your relationship and the division

0:32:25.880 --> 0:32:28.560
<v Speaker 3>of household duties? And you can tell it with a

0:32:28.600 --> 0:32:32.520
<v Speaker 3>loaded question because and shout out to you know, writers

0:32:32.600 --> 0:32:35.360
<v Speaker 3>like Farnuch Charabi who have written about this, when women

0:32:35.520 --> 0:32:37.440
<v Speaker 3>earn more, they still do more.

0:32:37.440 --> 0:32:38.000
<v Speaker 2>Around the house.

0:32:38.120 --> 0:32:41.800
<v Speaker 3>Well, you know you're talking about that, yes, but you know,

0:32:41.880 --> 0:32:43.959
<v Speaker 3>studies have research has shown that even though women when

0:32:44.000 --> 0:32:46.560
<v Speaker 3>they earn more, they still feel this like guilt, this

0:32:46.760 --> 0:32:50.240
<v Speaker 3>like you know, obligation to do even more around the

0:32:50.280 --> 0:32:52.800
<v Speaker 3>house to like make the man feel like like a

0:32:52.880 --> 0:32:55.560
<v Speaker 3>man exactly. And this woman in particular, who has this

0:32:55.640 --> 0:32:59.360
<v Speaker 3>multimillion dollar business and earns, you know, exponentially more than

0:32:59.400 --> 0:33:02.360
<v Speaker 3>her spouse said, you know, at home, I am a

0:33:02.480 --> 0:33:04.840
<v Speaker 3>wife and I support my husband. I want him to

0:33:04.840 --> 0:33:07.600
<v Speaker 3>feel strong and manly, and so I don't really talk

0:33:07.600 --> 0:33:10.000
<v Speaker 3>about my business and I do take care of the

0:33:10.040 --> 0:33:13.200
<v Speaker 3>household chores and you know, put dinner on the table

0:33:13.240 --> 0:33:15.680
<v Speaker 3>because that's what works for us. And I could see

0:33:15.720 --> 0:33:17.600
<v Speaker 3>everyone in the like all the women. It was a

0:33:17.920 --> 0:33:19.560
<v Speaker 3>it was mostly women in the in the audience, and

0:33:19.560 --> 0:33:22.320
<v Speaker 3>I can see them kind of like you know, squreaming

0:33:22.400 --> 0:33:26.840
<v Speaker 3>in there in their in their cocktail dresses. Because I

0:33:26.920 --> 0:33:29.400
<v Speaker 3>feel like what she said was realistic. Yes, I agree,

0:33:29.440 --> 0:33:32.200
<v Speaker 3>but it goes against that like oh bo power thing,

0:33:32.320 --> 0:33:34.320
<v Speaker 3>you know what I mean. And I think there's a yeah,

0:33:34.360 --> 0:33:36.520
<v Speaker 3>I was kind of like all right, calm done, everybody. Yeah,

0:33:36.680 --> 0:33:39.720
<v Speaker 3>this is what works for them. Yeah, but yeah, I

0:33:39.760 --> 0:33:41.480
<v Speaker 3>think it's a conversation worth having.

0:33:41.760 --> 0:33:43.720
<v Speaker 1>So we're gonna me and Manya kind of talk about tips,

0:33:43.800 --> 0:33:45.240
<v Speaker 1>cause do you make more than your boot?

0:33:45.400 --> 0:33:47.200
<v Speaker 2>I do? I do make more.

0:33:47.400 --> 0:33:50.720
<v Speaker 3>Yeah, I make more than my boyfriend. We live together,

0:33:51.280 --> 0:33:54.240
<v Speaker 3>and I think when did I? I I haven't always

0:33:54.280 --> 0:33:56.840
<v Speaker 3>earned more than him, but pretty soon as we started dating,

0:33:56.920 --> 0:33:59.360
<v Speaker 3>I got a promotion and it was clear that, like,

0:33:59.440 --> 0:34:02.760
<v Speaker 3>I was earning more. But then it't become like an

0:34:02.880 --> 0:34:04.720
<v Speaker 3>issue until we moved in together.

0:34:04.920 --> 0:34:10.200
<v Speaker 1>Okay, I make, let me see, probably about four and

0:34:10.280 --> 0:34:13.200
<v Speaker 1>a half times more, bimboo. And honestly, next year it's

0:34:13.239 --> 0:34:16.399
<v Speaker 1>gonna be like, like not even probably like ten times more.

0:34:17.680 --> 0:34:19.759
<v Speaker 1>And I worried about that because I've dated guys who

0:34:19.800 --> 0:34:22.480
<v Speaker 1>I'm like, yikes, they're not that happy with this. But

0:34:23.000 --> 0:34:24.759
<v Speaker 1>I'm really open because I live with my boo too

0:34:24.880 --> 0:34:27.799
<v Speaker 1>with Superman, and I'm really open about what I make.

0:34:28.160 --> 0:34:30.239
<v Speaker 1>And you know, he's just like the greatest because so

0:34:30.360 --> 0:34:32.960
<v Speaker 1>before I came, so Superman has a daughter that he

0:34:33.120 --> 0:34:35.319
<v Speaker 1>has half the time, so they're like one week off

0:34:35.360 --> 0:34:40.160
<v Speaker 1>when we're gone. He and his Supergirl's mom and so

0:34:40.239 --> 0:34:43.200
<v Speaker 1>they're like this great team. And so because he was,

0:34:43.440 --> 0:34:45.640
<v Speaker 1>he is raising his daughter like half the time and

0:34:45.719 --> 0:34:49.400
<v Speaker 1>sometimes even more than half the time. He was, he

0:34:49.560 --> 0:34:52.800
<v Speaker 1>learned to cook, he did laundry, clean well, he's just

0:34:52.840 --> 0:34:55.440
<v Speaker 1>a super clean guy anyway. So he was already kind

0:34:55.440 --> 0:34:58.200
<v Speaker 1>of like, for lack of a better word, domesticated.

0:34:57.840 --> 0:35:00.680
<v Speaker 2>How old was Supergirl when you got together?

0:35:01.040 --> 0:35:02.800
<v Speaker 1>Supergirl? So it's been two years for us. So she

0:35:02.920 --> 0:35:04.800
<v Speaker 1>just turned nine, so she was seven, okay, so we

0:35:04.880 --> 0:35:07.160
<v Speaker 1>had a long time. Yeah, And so he and her

0:35:07.239 --> 0:35:10.680
<v Speaker 1>mom broke up when she was like three, so he

0:35:10.719 --> 0:35:12.719
<v Speaker 1>had like four years of like you know, being like

0:35:13.160 --> 0:35:15.400
<v Speaker 1>mom and dad at home and you know, so so

0:35:15.520 --> 0:35:18.200
<v Speaker 1>when I came, you know, I remember like washing the

0:35:18.280 --> 0:35:20.000
<v Speaker 1>dishes for the first time, and he nearly cried.

0:35:20.040 --> 0:35:22.399
<v Speaker 2>I was like what. He's like, thank you so much.

0:35:23.160 --> 0:35:25.680
<v Speaker 1>Someone's actually helping, And like when I make her lunch,

0:35:25.719 --> 0:35:29.320
<v Speaker 1>he's like, oh my gosh. And so for him, anything

0:35:29.360 --> 0:35:32.000
<v Speaker 1>that I do is just added help because he's not

0:35:32.200 --> 0:35:36.880
<v Speaker 1>had he's only lives with me and her, so you know,

0:35:37.000 --> 0:35:38.799
<v Speaker 1>so for him, it's like, wow, this is huge help.

0:35:38.880 --> 0:35:41.400
<v Speaker 1>So luckily, you know, it's been easier for me because honestly,

0:35:41.520 --> 0:35:43.120
<v Speaker 1>I am not the best at helping out at home.

0:35:43.400 --> 0:35:45.920
<v Speaker 2>We do talk about that, like the other day, like

0:35:46.160 --> 0:35:47.279
<v Speaker 2>I was on my computer for.

0:35:47.360 --> 0:35:50.320
<v Speaker 1>Like the millions time, as per usual, and he was

0:35:50.440 --> 0:35:52.640
<v Speaker 1>like so and like the laundry was piling up, and

0:35:52.680 --> 0:35:54.520
<v Speaker 1>he's like doing the laundry and I'm like, meanwhile, I'm like,

0:35:54.840 --> 0:35:55.680
<v Speaker 1>can you keep it down?

0:35:56.680 --> 0:35:58.600
<v Speaker 2>And then he kind of was like, Tiffany, you know,

0:35:59.200 --> 0:36:02.200
<v Speaker 2>I'd like some help around the house cause you like live.

0:36:02.280 --> 0:36:05.200
<v Speaker 1>I never go food chopping. Just yesterday he went again

0:36:05.239 --> 0:36:07.200
<v Speaker 1>for like the fifth time in a row. I never

0:36:07.360 --> 0:36:08.959
<v Speaker 1>And I'm like, I'll say it, like I would literally

0:36:09.040 --> 0:36:10.480
<v Speaker 1>like send him money via the phone, like, oh, I

0:36:10.560 --> 0:36:11.520
<v Speaker 1>just sent you some money for food.

0:36:11.600 --> 0:36:14.160
<v Speaker 2>He's like, so you're not Presty Go's food chopping.

0:36:14.239 --> 0:36:16.000
<v Speaker 1>Yeah, you know, because you know before I came, that's

0:36:16.000 --> 0:36:17.800
<v Speaker 1>what he did everything. But we did talk about it.

0:36:17.880 --> 0:36:19.080
<v Speaker 1>So one of the things I asked him, I'm like,

0:36:19.320 --> 0:36:21.600
<v Speaker 1>what do you what would you like me to help.

0:36:21.440 --> 0:36:23.560
<v Speaker 2>You with more? Is that a recent conversation, yeah, like

0:36:23.640 --> 0:36:24.879
<v Speaker 2>literally like maybe two days ago.

0:36:25.360 --> 0:36:28.520
<v Speaker 1>And he said, honestly, like he's like he cooks, but

0:36:28.640 --> 0:36:31.360
<v Speaker 1>he does like that man cooking, you know, like spaghetti

0:36:31.680 --> 0:36:34.320
<v Speaker 1>and chicken nuggets, you know, but I actually cook and

0:36:34.360 --> 0:36:35.960
<v Speaker 1>I cooked pretty well and I actually enjoyed it. He's like,

0:36:36.000 --> 0:36:37.560
<v Speaker 1>I would love for you to cook more because I

0:36:37.600 --> 0:36:40.000
<v Speaker 1>actually like your food. And I said, okay, check, I

0:36:40.040 --> 0:36:42.359
<v Speaker 1>can do that. And he also said, I would love

0:36:42.440 --> 0:36:44.480
<v Speaker 1>for you to help me, like around the house more.

0:36:44.520 --> 0:36:47.800
<v Speaker 1>And now I hate cleaning. So I asked him, I said, so,

0:36:48.760 --> 0:36:50.640
<v Speaker 1>to be clear, do you want the house to be

0:36:50.800 --> 0:36:53.799
<v Speaker 1>clean or does it do you want me to have to.

0:36:53.800 --> 0:36:54.360
<v Speaker 2>Do the cleaning.

0:36:54.680 --> 0:36:56.239
<v Speaker 1>He's like, no, I would just like help. And I said, oh,

0:36:56.560 --> 0:36:58.320
<v Speaker 1>can I hire help? Would you feel offended by that?

0:36:58.760 --> 0:37:01.000
<v Speaker 1>And he said no? And I said, okay, so we're

0:37:01.040 --> 0:37:03.120
<v Speaker 1>working out, like what does that look like? Because it

0:37:03.280 --> 0:37:05.560
<v Speaker 1>is very uneven and lopsided. I will say right now

0:37:06.000 --> 0:37:07.879
<v Speaker 1>that he does like the majority of like the work

0:37:07.920 --> 0:37:08.440
<v Speaker 1>at home.

0:37:08.880 --> 0:37:10.880
<v Speaker 3>And you have different I mean he works. Is his

0:37:11.000 --> 0:37:14.000
<v Speaker 3>job like a ninety five? Yeah, ninety five, and so

0:37:14.080 --> 0:37:15.239
<v Speaker 3>you're your hours or whenever?

0:37:15.440 --> 0:37:18.040
<v Speaker 2>Yeah, whenever. It's hard. It's harder to like there's no

0:37:18.239 --> 0:37:20.320
<v Speaker 2>set like and you come home and you clean and

0:37:20.360 --> 0:37:22.560
<v Speaker 2>you cook the dinner. Yeah yeah, And so like you know,

0:37:22.640 --> 0:37:23.799
<v Speaker 2>we're we're like working that out.

0:37:23.800 --> 0:37:25.880
<v Speaker 1>And what I really really love about Superman is that

0:37:26.000 --> 0:37:28.080
<v Speaker 1>we we split the bills evenly in half. When I

0:37:28.120 --> 0:37:29.680
<v Speaker 1>first moved in, he was paying like all of them,

0:37:30.080 --> 0:37:31.839
<v Speaker 1>and I was like, this kind of seems like wrong

0:37:31.920 --> 0:37:33.360
<v Speaker 1>since I'm making so much more than you, you know,

0:37:33.880 --> 0:37:35.359
<v Speaker 1>And so we split the bills in half. It now

0:37:35.520 --> 0:37:37.840
<v Speaker 1>and just the other day, just really this morning, I

0:37:37.960 --> 0:37:39.600
<v Speaker 1>was talking to him about I'm bringing you on a

0:37:39.680 --> 0:37:41.600
<v Speaker 1>full time employee, and it's going to cost a lot

0:37:41.640 --> 0:37:44.040
<v Speaker 1>of money, and even though I make a lot of money,

0:37:44.080 --> 0:37:46.120
<v Speaker 1>it's going to be financially difficult for a few months.

0:37:46.160 --> 0:37:48.719
<v Speaker 1>And he said, if I need to take on all

0:37:48.760 --> 0:37:51.480
<v Speaker 1>of the household finances until you kind of get your

0:37:51.520 --> 0:37:54.160
<v Speaker 1>business back stable again, let's do that. So he told

0:37:54.200 --> 0:37:56.320
<v Speaker 1>me when I get home, like, let's sit down and

0:37:56.360 --> 0:37:58.000
<v Speaker 1>look at our budgets and see like what we can

0:37:58.080 --> 0:37:59.040
<v Speaker 1>do to make this work.

0:37:59.080 --> 0:38:01.800
<v Speaker 2>And I'm just like you like the best you know.

0:38:03.080 --> 0:38:05.120
<v Speaker 1>Even when he gets on my nerves, I just remember, like, man,

0:38:05.239 --> 0:38:07.280
<v Speaker 1>he's like the best, you know my cooking and cleaning

0:38:07.600 --> 0:38:10.040
<v Speaker 1>and help me out financially, even though you know I

0:38:10.120 --> 0:38:11.880
<v Speaker 1>make so much more because this thing is this He's like,

0:38:12.360 --> 0:38:14.319
<v Speaker 1>I know you have this huge dream and I want

0:38:14.840 --> 0:38:15.960
<v Speaker 1>it for it to come true for you.

0:38:16.280 --> 0:38:18.719
<v Speaker 2>So whatever I can do to support that is is

0:38:18.760 --> 0:38:19.160
<v Speaker 2>what I'll do.

0:38:19.280 --> 0:38:22.439
<v Speaker 3>So I feel like the first the first tip, which

0:38:22.560 --> 0:38:24.719
<v Speaker 3>could be too late for some women, because sometimes you

0:38:24.920 --> 0:38:26.920
<v Speaker 3>meet each other when you're young and you're both starting out,

0:38:27.000 --> 0:38:30.640
<v Speaker 3>and then as your career grows, things start becoming more lopsided,

0:38:30.719 --> 0:38:33.120
<v Speaker 3>things start becoming less equal, and then you're like, you

0:38:33.200 --> 0:38:34.719
<v Speaker 3>were cool when you were like, you know, both, it

0:38:34.800 --> 0:38:37.600
<v Speaker 3>was cute. When you're both broke, I'm like, oh, brodman,

0:38:37.640 --> 0:38:39.840
<v Speaker 3>it was so romantic, like let's you know, share a

0:38:39.960 --> 0:38:43.319
<v Speaker 3>dollar menu hamburger together and some fries. Well, one one

0:38:43.400 --> 0:38:45.239
<v Speaker 3>person starts earning more, and if it's a woman, it

0:38:45.280 --> 0:38:48.520
<v Speaker 3>can cause conflictly and you may not realize that the

0:38:48.560 --> 0:38:50.920
<v Speaker 3>person you're with, man or woman, if you're earning more

0:38:50.960 --> 0:38:53.160
<v Speaker 3>than that issue has issues. You know, they may not

0:38:53.280 --> 0:38:55.320
<v Speaker 3>realize they have an issue until you start earning a

0:38:55.360 --> 0:38:58.319
<v Speaker 3>lot more. So, honestly, my first tip would be try

0:38:58.320 --> 0:39:01.440
<v Speaker 3>and find someone who doesn't and you there is clues

0:39:01.480 --> 0:39:03.400
<v Speaker 3>you can see, you know, look at what their parents are, like,

0:39:04.360 --> 0:39:06.759
<v Speaker 3>you know, with with my boyfriend, his parents have a

0:39:06.960 --> 0:39:10.640
<v Speaker 3>very traditional I mean, I guess a kind of traditional

0:39:10.760 --> 0:39:14.080
<v Speaker 3>household and that his mother does not work and his

0:39:14.480 --> 0:39:16.680
<v Speaker 3>dad has been the provider in his entire life, which

0:39:16.719 --> 0:39:18.800
<v Speaker 3>you know, I think for Latino households maybe isn't always

0:39:18.840 --> 0:39:20.959
<v Speaker 3>traditional because I feel like a lot of women work

0:39:21.000 --> 0:39:23.640
<v Speaker 3>and provide for the family too, But there's definitely that

0:39:23.719 --> 0:39:25.680
<v Speaker 3>expectation that when you come home, you're going to be

0:39:25.800 --> 0:39:27.919
<v Speaker 3>cleaning and cooking, and the man comes home and wears

0:39:27.960 --> 0:39:30.120
<v Speaker 3>the food at and like whatever bangs his chest and

0:39:30.200 --> 0:39:33.400
<v Speaker 3>whatever he does. So I've seen that, honestly, And and

0:39:34.040 --> 0:39:36.680
<v Speaker 3>I was raised by a single mom, and I'm hyper

0:39:36.920 --> 0:39:40.560
<v Speaker 3>hyper vigilant of any like in like any inkling, like

0:39:40.680 --> 0:39:43.160
<v Speaker 3>any sign that Enrique's or sorry, I just said his name,

0:39:43.200 --> 0:39:46.680
<v Speaker 3>whatever Enrique. And he's like waiting for me to cook.

0:39:46.600 --> 0:39:47.160
<v Speaker 2>Something for him.

0:39:47.200 --> 0:39:51.320
<v Speaker 3>When he's like, Kenny, a sandwich, I'm like a sandwich.

0:39:52.040 --> 0:39:53.520
<v Speaker 3>But if I make it for you, will you expect

0:39:53.520 --> 0:39:56.520
<v Speaker 3>sandwiches all the time? And like or here, And this

0:39:56.640 --> 0:39:58.640
<v Speaker 3>morning I went out and got him coffee and a croissant,

0:39:58.920 --> 0:40:00.640
<v Speaker 3>and I was like, just on a expect this every

0:40:00.680 --> 0:40:04.480
<v Speaker 3>weekend and it's like just do something. It's like, can

0:40:04.520 --> 0:40:06.600
<v Speaker 3>you do one thing without reminding me? What like a

0:40:06.680 --> 0:40:09.279
<v Speaker 3>powerful woman you are like, how I shouldn't expect I

0:40:09.400 --> 0:40:11.160
<v Speaker 3>need to tone it down a little bit. But yeah,

0:40:11.280 --> 0:40:13.200
<v Speaker 3>I mean I got lucky despite the fact that his

0:40:13.320 --> 0:40:17.719
<v Speaker 3>parents are more traditional. He's you know, he's very supportive

0:40:17.800 --> 0:40:19.960
<v Speaker 3>of my career, and like I said, we were an

0:40:19.960 --> 0:40:21.600
<v Speaker 3>example of like we both were kind of in the

0:40:21.680 --> 0:40:23.800
<v Speaker 3>same we did well when we first started dating. And

0:40:23.880 --> 0:40:28.200
<v Speaker 3>I've sort of, you know, my income has grown pretty

0:40:28.280 --> 0:40:30.879
<v Speaker 3>rapidly and like, you know, pretty well over the last

0:40:30.880 --> 0:40:33.399
<v Speaker 3>couple of years, and it's changed the dydamics. I would

0:40:33.440 --> 0:40:36.400
<v Speaker 3>say that the thing that's helped the most, and it's

0:40:36.440 --> 0:40:41.439
<v Speaker 3>been the most difficult is talking about it and talking

0:40:41.480 --> 0:40:43.839
<v Speaker 3>about bills and how to split them and what your

0:40:43.880 --> 0:40:45.520
<v Speaker 3>expectations are, I.

0:40:45.560 --> 0:40:48.400
<v Speaker 2>Would say, the problems we have. And we actually had

0:40:48.440 --> 0:40:48.920
<v Speaker 2>some help on this.

0:40:48.960 --> 0:40:50.879
<v Speaker 3>We went and saw financial planner and we talked about

0:40:50.880 --> 0:40:55.640
<v Speaker 3>it was my expectations don't match his income, okay, and

0:40:56.280 --> 0:40:59.080
<v Speaker 3>so like I, now that I'm earning more, I want

0:40:59.080 --> 0:41:01.160
<v Speaker 3>to I want to say up for like vacations and

0:41:01.200 --> 0:41:04.680
<v Speaker 3>stuff and things like that. And meanwhile, he has another

0:41:04.920 --> 0:41:06.759
<v Speaker 3>stressful thing, which is a student loans is trying to

0:41:06.760 --> 0:41:09.759
<v Speaker 3>pay off. And I had to come to terms with

0:41:09.800 --> 0:41:12.239
<v Speaker 3>the fact that even though I want to save, he

0:41:12.480 --> 0:41:14.239
<v Speaker 3>is not on that same plane right now, and if

0:41:14.320 --> 0:41:16.960
<v Speaker 3>I want to save for a vacation, I'm going to

0:41:17.000 --> 0:41:17.880
<v Speaker 3>be have to save that too.

0:41:18.000 --> 0:41:19.520
<v Speaker 2>For two Yep, I'm gonna just have to know that.

0:41:19.640 --> 0:41:22.080
<v Speaker 3>Yeah, you have to know that, and I mean deal

0:41:22.160 --> 0:41:23.640
<v Speaker 3>with it, like I want him to come with me.

0:41:23.800 --> 0:41:25.640
<v Speaker 3>So Okay, I'm going to save up and maybe we'll

0:41:25.719 --> 0:41:28.399
<v Speaker 3>you know, I'm not saying that I'm paying the way

0:41:28.480 --> 0:41:31.360
<v Speaker 3>for everything, because he wouldn't like that. Yeah, but we

0:41:31.520 --> 0:41:33.680
<v Speaker 3>had to have a conversation like we want to enjoy,

0:41:34.280 --> 0:41:37.320
<v Speaker 3>you know, our money, we want to save for certain things.

0:41:38.040 --> 0:41:39.719
<v Speaker 3>And I'm like, Okay, I'm going to take on more

0:41:39.760 --> 0:41:42.160
<v Speaker 3>of the saving for future travel. So that's like number

0:41:42.200 --> 0:41:44.600
<v Speaker 3>two communication, which is I mean number one in number

0:41:44.600 --> 0:41:46.399
<v Speaker 3>two communication.

0:41:46.080 --> 0:41:47.960
<v Speaker 1>Talking about it because even like I was talking to

0:41:48.000 --> 0:41:50.480
<v Speaker 1>Superman and I said, Okay, I have this like big

0:41:50.600 --> 0:41:53.279
<v Speaker 1>check coming in, and I have like some so I

0:41:53.320 --> 0:41:55.239
<v Speaker 1>always pay my credit card off in full and every

0:41:55.320 --> 0:41:56.840
<v Speaker 1>month for the most part, but I have like a

0:41:56.880 --> 0:41:58.440
<v Speaker 1>little bit of credit card debt that I'm like, but

0:41:58.520 --> 0:42:00.440
<v Speaker 1>I'm gonna wipe it out with this check. And I

0:42:00.640 --> 0:42:03.600
<v Speaker 1>was asking him, I really because Jersey, we live in

0:42:03.680 --> 0:42:06.160
<v Speaker 1>Jersey and the winters can be kind of brutal. And

0:42:06.320 --> 0:42:08.719
<v Speaker 1>so my car's paid for in full, as is his,

0:42:09.000 --> 0:42:11.000
<v Speaker 1>because you know, rolling with the Budgeonisa, I made sure

0:42:11.040 --> 0:42:13.840
<v Speaker 1>that he paid for his car and full. And but

0:42:14.120 --> 0:42:15.400
<v Speaker 1>I'm kind of like, you know what, I'd like a

0:42:15.440 --> 0:42:18.680
<v Speaker 1>truck for the winter that I think that we like

0:42:18.760 --> 0:42:21.080
<v Speaker 1>to lease, because leasing makes sense for us because both

0:42:21.120 --> 0:42:24.080
<v Speaker 1>of us don't drive much, and he's really really handy

0:42:24.120 --> 0:42:27.279
<v Speaker 1>with cars and trucks and stuff, and I think that

0:42:27.320 --> 0:42:30.399
<v Speaker 1>at least would just make sense. And I told him,

0:42:30.719 --> 0:42:32.680
<v Speaker 1>you know, we're talking about how much it might cost

0:42:32.719 --> 0:42:35.000
<v Speaker 1>a month and how that would look. And he has

0:42:35.120 --> 0:42:37.960
<v Speaker 1>some debt, he has like a loan and he's paying

0:42:38.040 --> 0:42:40.480
<v Speaker 1>off a little bit of credit card debt and something

0:42:40.560 --> 0:42:43.200
<v Speaker 1>else and some other like sort of like MIDI loan

0:42:43.600 --> 0:42:45.680
<v Speaker 1>all to the tune of a few thousand dollars. And

0:42:45.760 --> 0:42:47.279
<v Speaker 1>I said, you know what, with this big check that

0:42:47.320 --> 0:42:49.399
<v Speaker 1>I have coming up, there's enough for me to pay

0:42:49.480 --> 0:42:53.560
<v Speaker 1>down my credit card debt and pay down yours. And then,

0:42:53.960 --> 0:42:56.200
<v Speaker 1>because his thing is when we talked about it here first,

0:42:56.280 --> 0:42:57.800
<v Speaker 1>first he was like no, no, no, I said no,

0:42:58.280 --> 0:42:59.759
<v Speaker 1>because you get like a because you have a child,

0:42:59.800 --> 0:43:02.279
<v Speaker 1>you like a large he gets a big refund check.

0:43:02.840 --> 0:43:04.719
<v Speaker 1>So I was like, so when that money comes, you

0:43:04.760 --> 0:43:06.640
<v Speaker 1>can give it back to me, like from taxes, Yeah,

0:43:06.680 --> 0:43:07.360
<v Speaker 1>from taxes, you know.

0:43:07.480 --> 0:43:08.600
<v Speaker 2>And I said, but then at.

0:43:08.600 --> 0:43:10.680
<v Speaker 1>Least it'll free up about three hundred dollars a month

0:43:10.760 --> 0:43:12.279
<v Speaker 1>for you, because right now I can tell things are

0:43:12.280 --> 0:43:14.279
<v Speaker 1>really tight and he's trying, and I'm like, so let's

0:43:14.320 --> 0:43:16.120
<v Speaker 1>free up that three hundred dollars a month and then

0:43:16.120 --> 0:43:17.800
<v Speaker 1>you just give me the money back later, you know.

0:43:18.120 --> 0:43:20.160
<v Speaker 1>So even talking about things like that, like you know,

0:43:20.440 --> 0:43:21.799
<v Speaker 1>a lot of people would think, like I would never

0:43:21.880 --> 0:43:24.120
<v Speaker 1>give my boo three thousand dollars. I'm like yeah, but

0:43:24.440 --> 0:43:26.400
<v Speaker 1>I mean honestly, he's probably given me more than that

0:43:27.000 --> 0:43:28.960
<v Speaker 1>this year alone. Like I'll be like, my car needs

0:43:28.960 --> 0:43:30.680
<v Speaker 1>to be fixed and it's not nine hundred dollars and

0:43:31.040 --> 0:43:32.680
<v Speaker 1>I'm like, well here's the money. He's like, oh, I

0:43:32.680 --> 0:43:34.560
<v Speaker 1>don't worry about it, and I'm like nine hundred dollars.

0:43:35.520 --> 0:43:38.240
<v Speaker 2>Like also by helping him, and you're making things easier

0:43:38.280 --> 0:43:39.799
<v Speaker 2>for you, exactly the money for.

0:43:39.800 --> 0:43:42.200
<v Speaker 1>You to exactly for Dodo exactly. So because I mean

0:43:42.239 --> 0:43:43.640
<v Speaker 1>I travel a lot and he would love to come

0:43:43.719 --> 0:43:44.640
<v Speaker 1>with me more and just.

0:43:44.680 --> 0:43:47.120
<v Speaker 2>Like and just like boo, we can call him an

0:43:47.120 --> 0:43:50.279
<v Speaker 2>aka outside of the bag, you know.

0:43:50.480 --> 0:43:52.400
<v Speaker 1>So so he wasn't he wasn't able to afford as

0:43:52.520 --> 0:43:54.799
<v Speaker 1>much and so yeah, so really it's just about being

0:43:54.880 --> 0:43:56.960
<v Speaker 1>on the same page. The fact that he even said, Babe,

0:43:56.960 --> 0:43:58.560
<v Speaker 1>when you get back home today, let's sit down and

0:43:58.560 --> 0:44:00.080
<v Speaker 1>look at our budget and stuff and see like what

0:44:00.120 --> 0:44:00.440
<v Speaker 1>we can do.

0:44:00.560 --> 0:44:03.680
<v Speaker 2>It was like that is a sexy yeah, almost like.

0:44:03.760 --> 0:44:05.719
<v Speaker 1>Cried real because like two years ago when I first

0:44:05.760 --> 0:44:06.960
<v Speaker 1>met him, he's like leave me alone.

0:44:07.440 --> 0:44:10.279
<v Speaker 3>Yes, oh my god, I think we should give if

0:44:10.360 --> 0:44:13.279
<v Speaker 3>you're Sometimes I want to apologize to my family and

0:44:13.320 --> 0:44:15.640
<v Speaker 3>to Enrique, especially because like I feel like dating people

0:44:15.719 --> 0:44:16.879
<v Speaker 3>like us being really hard.

0:44:17.400 --> 0:44:19.480
<v Speaker 2>It's like dating a teacher, yes, and like you're still

0:44:19.480 --> 0:44:21.000
<v Speaker 2>a student, you know what I mean. Like it was

0:44:21.040 --> 0:44:22.640
<v Speaker 2>on me that I can't ever slept. Every one was

0:44:22.719 --> 0:44:23.840
<v Speaker 2>not a budget things stuff.

0:44:23.840 --> 0:44:25.960
<v Speaker 1>I remember when I first like the first couple of months,

0:44:25.960 --> 0:44:27.880
<v Speaker 1>because I was like laying in hard. Then I realized

0:44:28.239 --> 0:44:29.920
<v Speaker 1>its women. Sometimes you have to realize that you have

0:44:30.040 --> 0:44:32.120
<v Speaker 1>to like lean in pull.

0:44:32.040 --> 0:44:33.960
<v Speaker 2>Back, no one to pull out. Yes, I mean.

0:44:35.680 --> 0:44:38.319
<v Speaker 1>Sounds like she's having personal issues. If Mandy comes up

0:44:38.320 --> 0:44:39.359
<v Speaker 1>with a baby, but him too much.

0:44:39.400 --> 0:44:42.480
<v Speaker 3>We know both these are both helpful practical skills for

0:44:42.600 --> 0:44:45.279
<v Speaker 3>today society, but now you just and that's so I

0:44:45.360 --> 0:44:47.399
<v Speaker 3>had to learn to be like, Okay, they're they're they're

0:44:47.440 --> 0:44:47.920
<v Speaker 3>like children.

0:44:47.960 --> 0:44:49.520
<v Speaker 2>They sponge up stuff you don't realize.

0:44:49.600 --> 0:44:54.040
<v Speaker 3>Yeah, on Friday and no, oh so yesterday Saturday, we're

0:44:54.080 --> 0:44:56.960
<v Speaker 3>taping on a Sunday. So I we woke up and

0:44:57.040 --> 0:44:58.920
<v Speaker 3>we decided on Friday night that we're gonna have device

0:44:59.040 --> 0:45:02.040
<v Speaker 3>free Saturday mon until noon. It was great, like no

0:45:02.200 --> 0:45:04.719
<v Speaker 3>cell phones, no TV, no computer, no nothing. I just

0:45:04.800 --> 0:45:07.520
<v Speaker 3>like hang out and clean and whatever. But he's like,

0:45:07.600 --> 0:45:09.320
<v Speaker 3>oh damn, I really want to check my paycheck. I

0:45:09.400 --> 0:45:11.839
<v Speaker 3>wanted to pay bills first thing. After he got paid,

0:45:11.840 --> 0:45:17.120
<v Speaker 3>and I was like, I almost wanted to lift the device.

0:45:17.200 --> 0:45:18.640
<v Speaker 3>No device world, so you can pay. But I was

0:45:18.800 --> 0:45:21.160
<v Speaker 3>that was nice, and yeah, that was something he wouldn't

0:45:21.160 --> 0:45:21.440
<v Speaker 3>have done.

0:45:21.560 --> 0:45:22.399
<v Speaker 2>Yeah, three years ago.

0:45:22.520 --> 0:45:24.640
<v Speaker 1>So it's like you have to massage the message, ladies.

0:45:24.760 --> 0:45:26.080
<v Speaker 1>My mother taught me that, you know, your mom will

0:45:26.080 --> 0:45:27.719
<v Speaker 1>always teach you that. Mom would always say that because

0:45:27.719 --> 0:45:29.759
<v Speaker 1>my dad is like a real hard ass. Thank god

0:45:29.800 --> 0:45:32.600
<v Speaker 1>he does not have like for those of you. Yeah,

0:45:32.680 --> 0:45:33.520
<v Speaker 1>he was a CFO though.

0:45:33.600 --> 0:45:35.440
<v Speaker 2>Yes, yeah, so he was like a real Like so

0:45:35.560 --> 0:45:35.919
<v Speaker 2>my mom.

0:45:35.800 --> 0:45:38.719
<v Speaker 1>Would always be like, you see your dad, he's all wrong,

0:45:38.800 --> 0:45:39.000
<v Speaker 1>and you.

0:45:39.000 --> 0:45:40.359
<v Speaker 2>Say, you see, we still got my way.

0:45:40.760 --> 0:45:42.320
<v Speaker 1>She's like, because I know how to massage the message

0:45:42.320 --> 0:45:44.000
<v Speaker 1>because me and my dad would always bump heads and

0:45:44.080 --> 0:45:45.440
<v Speaker 1>she's like, you're going about it the wrong way.

0:45:46.239 --> 0:45:47.759
<v Speaker 2>It looks like my big fat Greek wedding.

0:45:47.840 --> 0:45:51.359
<v Speaker 3>Yeah that quote where the mom is like, the man

0:45:51.719 --> 0:45:54.560
<v Speaker 3>is the head, but the woman is the neck, and

0:45:54.719 --> 0:45:57.440
<v Speaker 3>she can turn the head any way she wants.

0:45:57.560 --> 0:46:00.160
<v Speaker 2>And I was like, yes, that is it, and I

0:46:00.239 --> 0:46:02.000
<v Speaker 2>just learn how to be a next exactly.

0:46:02.120 --> 0:46:04.160
<v Speaker 1>And so like I'm just I'm just so proud because

0:46:04.160 --> 0:46:05.839
<v Speaker 1>I'm just like, wow, he's doing budgets on his own.

0:46:06.280 --> 0:46:07.840
<v Speaker 1>He's saving like a lot, and.

0:46:07.920 --> 0:46:08.960
<v Speaker 2>You have to encourage that.

0:46:09.360 --> 0:46:12.560
<v Speaker 3>I mean, whether it's like working out or you know,

0:46:12.760 --> 0:46:15.680
<v Speaker 3>even as you're earning more, and again we're talking about

0:46:15.680 --> 0:46:17.560
<v Speaker 3>whether you're dating a man or a woman, just when

0:46:17.600 --> 0:46:20.160
<v Speaker 3>you're earning more than your partner, especially today, like the

0:46:20.200 --> 0:46:22.480
<v Speaker 3>other partner can sometimes feel like diminished in a way.

0:46:22.760 --> 0:46:24.560
<v Speaker 3>So I mean I get what this woman was saying

0:46:24.560 --> 0:46:26.320
<v Speaker 3>and that she's like I really want to stroke that ego.

0:46:26.920 --> 0:46:28.960
<v Speaker 3>I think we all have egos, and you want to

0:46:29.000 --> 0:46:31.080
<v Speaker 3>make sure not in like a coddling way, but I

0:46:31.120 --> 0:46:33.680
<v Speaker 3>mean just at a personal like relationship level, you should

0:46:33.719 --> 0:46:37.040
<v Speaker 3>be lifting each other partner up and you know, you know,

0:46:37.520 --> 0:46:39.920
<v Speaker 3>ac celebrating the little small things like oh you got

0:46:40.040 --> 0:46:41.840
<v Speaker 3>to raise or you worked overtime or something like that,

0:46:42.440 --> 0:46:44.320
<v Speaker 3>just as much as they're there for you, supporting you.

0:46:44.440 --> 0:46:47.000
<v Speaker 2>When the budgetista is like on tour and.

0:46:47.160 --> 0:46:48.680
<v Speaker 1>He's so supportive, he's I was like, what do you

0:46:48.719 --> 0:46:51.080
<v Speaker 1>need when making some copies? When put this in the car?

0:46:51.640 --> 0:46:53.000
<v Speaker 1>Like he wakes up, but every time I have to

0:46:53.040 --> 0:46:55.719
<v Speaker 1>get to the train or the plane or whatever, he's

0:46:55.760 --> 0:46:57.960
<v Speaker 1>always up for in the morning driving me. And so

0:46:58.080 --> 0:47:00.520
<v Speaker 1>I asked him, I said, you know, when, not if,

0:47:01.040 --> 0:47:02.879
<v Speaker 1>when the budget needs to start to making like big,

0:47:02.960 --> 0:47:05.480
<v Speaker 1>big bucks. What is it that you would have always

0:47:05.520 --> 0:47:08.160
<v Speaker 1>wanted to do, but then you'll have the opportunity to

0:47:08.200 --> 0:47:09.480
<v Speaker 1>do that. You're we're gonna get married and have kids,

0:47:09.520 --> 0:47:10.960
<v Speaker 1>blah blah blah. But I'm like, what is it that

0:47:11.000 --> 0:47:14.680
<v Speaker 1>you'd love to do? And he's really leaning. He never

0:47:14.719 --> 0:47:17.560
<v Speaker 1>thought about real estate before, but he's like a contractor,

0:47:17.600 --> 0:47:20.239
<v Speaker 1>so he does like all this like you know, handyman work,

0:47:20.280 --> 0:47:22.840
<v Speaker 1>you know, and he's really like, you know what, I

0:47:22.920 --> 0:47:25.080
<v Speaker 1>think I'd really like to get into real estate, and

0:47:25.160 --> 0:47:26.719
<v Speaker 1>I was like, I think that would be great that way.

0:47:26.840 --> 0:47:29.120
<v Speaker 2>Then if he does that, he will.

0:47:29.040 --> 0:47:32.120
<v Speaker 1>Start making way more than what he's doing now working

0:47:32.200 --> 0:47:34.920
<v Speaker 1>for he works for the city, and so I think

0:47:34.920 --> 0:47:36.600
<v Speaker 1>that that will help to not so that he can

0:47:36.640 --> 0:47:38.560
<v Speaker 1>make as much as me. But I know that he

0:47:38.760 --> 0:47:42.239
<v Speaker 1>also kind of like envies my freedom because he'll be like, oh,

0:47:42.280 --> 0:47:44.520
<v Speaker 1>I gotta get up, you know, but if you do

0:47:44.719 --> 0:47:46.080
<v Speaker 1>kind of like what you already do for the city,

0:47:46.160 --> 0:47:47.680
<v Speaker 1>but for yourself, you can kind of make your own

0:47:47.719 --> 0:47:49.840
<v Speaker 1>hours and like live a more free life because I

0:47:49.840 --> 0:47:51.720
<v Speaker 1>want us to be able to like, you know, travel

0:47:51.800 --> 0:47:54.680
<v Speaker 1>at will, and you know, yeah, so it's like we're

0:47:54.719 --> 0:47:55.400
<v Speaker 1>a work in progress.

0:47:55.440 --> 0:47:57.080
<v Speaker 2>But honestly, I really love him. He's the best. This

0:47:57.239 --> 0:47:57.840
<v Speaker 2>is the one for me.

0:47:58.440 --> 0:48:05.200
<v Speaker 3>So support communication before communication and expectations are really important.

0:48:05.360 --> 0:48:06.640
<v Speaker 3>And like, just like you just asked her, all, what

0:48:06.680 --> 0:48:08.799
<v Speaker 3>are your expectations for you know, when I make more?

0:48:10.000 --> 0:48:13.080
<v Speaker 3>And you have to continue to have conversations because even

0:48:13.120 --> 0:48:15.520
<v Speaker 3>throughout the year, you know, and you mentioned helping droll

0:48:15.560 --> 0:48:17.160
<v Speaker 3>out with his debt Superman.

0:48:17.880 --> 0:48:24.560
<v Speaker 2>Oh sorry, Superman. Bay, we're just outing that, right, They're like,

0:48:24.680 --> 0:48:28.080
<v Speaker 2>ooh girl, do not show him. We didn't say last name.

0:48:29.280 --> 0:48:32.040
<v Speaker 3>You have to you know, recently we had to check

0:48:32.120 --> 0:48:33.879
<v Speaker 3>in and Rique is trying to pay off some debt

0:48:33.920 --> 0:48:36.600
<v Speaker 3>to and holidays are coming up, and you know, my

0:48:36.680 --> 0:48:38.960
<v Speaker 3>sister just got married in Wisconsin, and like, I'll take

0:48:39.000 --> 0:48:40.880
<v Speaker 3>care of that travel because it's for my family, and

0:48:41.040 --> 0:48:43.359
<v Speaker 3>like I, you know, I want to lean in and help.

0:48:43.719 --> 0:48:45.160
<v Speaker 3>And one of the things I did this year was

0:48:45.200 --> 0:48:47.600
<v Speaker 3>I was like, you have you know, some sort of

0:48:47.680 --> 0:48:50.880
<v Speaker 3>unexpected debt came up. I'm going to start paying for

0:48:51.400 --> 0:48:54.279
<v Speaker 3>you know, food, I'm going to handle groceries. Don't worry

0:48:54.320 --> 0:48:56.480
<v Speaker 3>about it. You handle this one utility bill. I'm going

0:48:56.520 --> 0:48:59.600
<v Speaker 3>to get groceries. And then where I would say it

0:48:59.600 --> 0:49:03.880
<v Speaker 3>has been come sometime somewhat tenuous and like can be difficult,

0:49:03.880 --> 0:49:05.800
<v Speaker 3>and we've had awkward, like kind of arguments about this

0:49:05.880 --> 0:49:07.799
<v Speaker 3>kind of stuff. Is like, so even though we live

0:49:07.880 --> 0:49:10.760
<v Speaker 3>together and we are our finances were mingled and we'm

0:49:10.800 --> 0:49:13.200
<v Speaker 3>helping him and he's helping out or whatever, It's like,

0:49:13.520 --> 0:49:16.120
<v Speaker 3>at what point are you too far? Like Mandy can

0:49:16.360 --> 0:49:18.359
<v Speaker 3>am I allowed to ask him like, how much debt

0:49:18.360 --> 0:49:20.680
<v Speaker 3>do you have? How far down is your debt now?

0:49:20.719 --> 0:49:21.960
<v Speaker 2>How much progress have you made?

0:49:22.520 --> 0:49:24.400
<v Speaker 3>And that's one of the things we've run into is

0:49:24.480 --> 0:49:26.719
<v Speaker 3>I feel entitled to ask those kinds of questions, like

0:49:26.800 --> 0:49:28.200
<v Speaker 3>I really feel like I should be able to say

0:49:28.520 --> 0:49:31.200
<v Speaker 3>how much debt do you have today? Whereas he's like

0:49:31.680 --> 0:49:33.880
<v Speaker 3>that for him, that's like too far okay, And we

0:49:34.000 --> 0:49:36.600
<v Speaker 3>recently had a really big argument about that one night.

0:49:36.640 --> 0:49:38.200
<v Speaker 2>I was like, let me see how much debt you have?

0:49:38.320 --> 0:49:41.279
<v Speaker 2>I really want to know. Have you seen Mandy's face?

0:49:42.360 --> 0:49:44.279
<v Speaker 2>She said it like a straight school teacher. Let me

0:49:44.320 --> 0:49:46.319
<v Speaker 2>see how much day she did that. I'm not going

0:49:46.400 --> 0:49:46.680
<v Speaker 2>to say I.

0:49:46.680 --> 0:49:48.480
<v Speaker 3>Said it any better, but I didn't say quietly yeah

0:49:48.840 --> 0:49:50.480
<v Speaker 3>but yeah, I mean I really tried to phrase it

0:49:50.560 --> 0:49:51.200
<v Speaker 3>in a nice way.

0:49:51.520 --> 0:49:54.600
<v Speaker 2>Yeah, but I mean we're going to give for so long.

0:49:55.200 --> 0:49:58.319
<v Speaker 1>But you have that allowed because honestly, I Durell probably

0:49:58.320 --> 0:50:00.200
<v Speaker 1>would have got Superman.

0:50:00.000 --> 0:50:01.680
<v Speaker 2>God probably would have felt the same way.

0:50:02.360 --> 0:50:05.120
<v Speaker 1>But because we were talking about and this is how

0:50:05.160 --> 0:50:07.120
<v Speaker 1>I kind of framed it, I said, how much is

0:50:07.200 --> 0:50:09.040
<v Speaker 1>your debt costing you a month? That was kind of

0:50:09.080 --> 0:50:10.719
<v Speaker 1>like my way of a easy way, And he was like, oh,

0:50:10.840 --> 0:50:12.520
<v Speaker 1>you know, like three hundred dollars a month, and I

0:50:12.640 --> 0:50:14.359
<v Speaker 1>told him, and I asked him, I said, what would

0:50:14.400 --> 0:50:16.640
<v Speaker 1>you do if you didn't have to pay that three

0:50:16.719 --> 0:50:18.200
<v Speaker 1>hundred dollars a month? Because I already had in my

0:50:18.280 --> 0:50:20.719
<v Speaker 1>mind I wanted to help him pay off the debt

0:50:20.760 --> 0:50:22.600
<v Speaker 1>and you know, get the money back later. But I

0:50:22.800 --> 0:50:24.000
<v Speaker 1>didn't want to do so if you were going to

0:50:24.040 --> 0:50:25.520
<v Speaker 1>blow three hundred dollars a month he said. You know,

0:50:25.560 --> 0:50:26.680
<v Speaker 1>he kind of laid out for me. Oh, you know,

0:50:26.680 --> 0:50:29.000
<v Speaker 1>I thought about it because his thing was he kept saying,

0:50:29.000 --> 0:50:30.560
<v Speaker 1>I can't wait till this debt is done because I'm

0:50:30.560 --> 0:50:32.239
<v Speaker 1>going to do this, this, this, and this, and I

0:50:32.280 --> 0:50:34.160
<v Speaker 1>said okay. So once he kind of like laid out

0:50:34.200 --> 0:50:37.680
<v Speaker 1>his plan for me, I said, okay, well how about this?

0:50:37.840 --> 0:50:41.080
<v Speaker 1>And I could tell he was a little bit shocked, surprised, happy,

0:50:41.160 --> 0:50:43.000
<v Speaker 1>but also taking aback, like she's going to pay down

0:50:43.080 --> 0:50:45.440
<v Speaker 1>three thousand dollars worth of debt And I'm like, yeah, but.

0:50:46.040 --> 0:50:46.640
<v Speaker 2>In this way.

0:50:47.080 --> 0:50:49.000
<v Speaker 1>So now that like he's gotten some time. At first

0:50:49.040 --> 0:50:51.160
<v Speaker 1>he said no, but now that he's gotten some time

0:50:51.200 --> 0:50:52.560
<v Speaker 1>to think about it, because I didn't know how much

0:50:52.600 --> 0:50:54.480
<v Speaker 1>debt he had, but because I framed it and know

0:50:54.760 --> 0:50:55.600
<v Speaker 1>what are you paying monthly?

0:50:55.719 --> 0:50:57.200
<v Speaker 2>What if I pay it? You know what I mean?

0:50:57.440 --> 0:50:59.560
<v Speaker 1>It was like it made him more comfortable to expose,

0:50:59.680 --> 0:51:02.840
<v Speaker 1>like well, this is the breath of my debt and

0:51:02.960 --> 0:51:04.960
<v Speaker 1>so you know so, but like, but I'm learning too,

0:51:04.960 --> 0:51:07.520
<v Speaker 1>because there's definitely someone went when what Superman has been like.

0:51:07.640 --> 0:51:10.520
<v Speaker 3>Enough, I think it's important to talk about the fights too,

0:51:10.640 --> 0:51:12.200
<v Speaker 3>yecause it can be freaking awkward.

0:51:12.440 --> 0:51:14.560
<v Speaker 2>It can, And for me, I was like, oh, we're

0:51:14.560 --> 0:51:17.399
<v Speaker 2>comfortable enough and we weren't. We had to talk about

0:51:17.400 --> 0:51:18.120
<v Speaker 2>it because.

0:51:17.880 --> 0:51:21.080
<v Speaker 1>I'll get a check and I'm like, I'll be like wondering,

0:51:21.160 --> 0:51:23.120
<v Speaker 1>like who's it from? So I remember I'd be like, oh,

0:51:23.160 --> 0:51:25.200
<v Speaker 1>open it real quick and it would be like in

0:51:25.320 --> 0:51:27.840
<v Speaker 1>one check, like two months worth of his salary, and

0:51:27.920 --> 0:51:29.640
<v Speaker 1>he'd be like, oh wow, you know how long I'd

0:51:29.680 --> 0:51:32.319
<v Speaker 1>have to work to get this. And I'd be like next,

0:51:32.360 --> 0:51:35.680
<v Speaker 1>Ti'm just gonna listen open it. You should know that, Yeah,

0:51:35.680 --> 0:51:36.280
<v Speaker 1>Nobo didn't.

0:51:36.080 --> 0:51:37.359
<v Speaker 3>Want to hide it or like do you don't want

0:51:37.360 --> 0:51:39.600
<v Speaker 3>to diminish yourself to make it exactly like that's not

0:51:39.680 --> 0:51:41.960
<v Speaker 3>what when we say support, that doesn't mean diminished.

0:51:42.120 --> 0:51:44.319
<v Speaker 1>Sadly, so that's become of your own tradition for us

0:51:44.400 --> 0:51:46.719
<v Speaker 1>now that like a check will come and usually like

0:51:46.760 --> 0:51:49.200
<v Speaker 1>I'm aware or whatever, and he like, babe, another check

0:51:49.320 --> 0:51:50.160
<v Speaker 1>and I'm like open it.

0:51:50.280 --> 0:51:51.719
<v Speaker 2>He'll be like, oh, you killed it.

0:51:51.840 --> 0:51:54.000
<v Speaker 1>And so it becomes like he gets excited because now

0:51:54.080 --> 0:51:55.839
<v Speaker 1>if it's like a thousand dollars, so he's like, ah,

0:51:55.880 --> 0:51:59.440
<v Speaker 1>it's not that much. I'm like really, And so that's

0:51:59.480 --> 0:52:01.400
<v Speaker 1>been part of like his like I don't know, I'm

0:52:01.440 --> 0:52:03.840
<v Speaker 1>just feeling really good because I'm just like I know

0:52:03.960 --> 0:52:05.600
<v Speaker 1>that we're growing to that. And it was definitely not

0:52:05.680 --> 0:52:08.279
<v Speaker 1>the same beginning. I remember I wanted to his credit score.

0:52:08.320 --> 0:52:10.640
<v Speaker 1>He acted like, I you know, yeah, it takes some.

0:52:10.800 --> 0:52:13.600
<v Speaker 1>It takes some these are personal questions.

0:52:13.640 --> 0:52:14.920
<v Speaker 3>But I feel like, and this is where I told

0:52:14.920 --> 0:52:16.760
<v Speaker 3>the Enrinque two when we were having this big argument.

0:52:16.800 --> 0:52:17.439
<v Speaker 2>It was not great.

0:52:18.000 --> 0:52:20.840
<v Speaker 3>I was like, listen, I get that it's a personal question,

0:52:21.040 --> 0:52:23.399
<v Speaker 3>but we are together. We're on this path that we've

0:52:23.440 --> 0:52:25.040
<v Speaker 3>talked about that we have the finish line. We want

0:52:25.080 --> 0:52:27.640
<v Speaker 3>to be together for, you knowever, so to speak, and

0:52:28.640 --> 0:52:30.839
<v Speaker 3>I feel like this is a question that shouldn't be hard.

0:52:30.880 --> 0:52:32.880
<v Speaker 3>I should know, and one day I'm going to want

0:52:32.920 --> 0:52:34.399
<v Speaker 3>to know. We're going to know everything, and I feel

0:52:34.400 --> 0:52:36.640
<v Speaker 3>like we need to know now because we're trying. I mean,

0:52:36.760 --> 0:52:38.520
<v Speaker 3>I'm trying to save up for long term things, like

0:52:38.640 --> 0:52:40.560
<v Speaker 3>I'm thinking in the future, I want to buy property,

0:52:40.960 --> 0:52:42.319
<v Speaker 3>you know, are we going to get married?

0:52:42.440 --> 0:52:44.360
<v Speaker 2>Weddings cost money. I want to be saving.

0:52:44.920 --> 0:52:46.560
<v Speaker 3>I want to know how much debt you have because

0:52:46.560 --> 0:52:48.720
<v Speaker 3>I want to know how much we can be saving

0:52:48.760 --> 0:52:51.279
<v Speaker 3>together and like, and it's also my way of knowing

0:52:51.320 --> 0:52:51.960
<v Speaker 3>how much longer.

0:52:52.239 --> 0:52:55.200
<v Speaker 2>Yeah, when's it going to be over? Because it's as

0:52:55.239 --> 0:52:57.720
<v Speaker 2>your way to that though, Yeah, massage, I'm learning.

0:52:58.000 --> 0:53:00.759
<v Speaker 3>I think we had to have that, you know argument though,

0:53:00.880 --> 0:53:05.160
<v Speaker 3>because at the end of the day, we became more,

0:53:05.280 --> 0:53:07.520
<v Speaker 3>we became better. I think about communicating out the end

0:53:07.520 --> 0:53:09.840
<v Speaker 3>of the day. And also I feel like just this

0:53:10.000 --> 0:53:13.279
<v Speaker 3>particular and this was Enrique's particular thing. I feel like

0:53:13.320 --> 0:53:16.080
<v Speaker 3>I'm being way too personal, but he really that this

0:53:16.200 --> 0:53:18.759
<v Speaker 3>was a hump that we were always towing around, kind

0:53:18.760 --> 0:53:20.799
<v Speaker 3>of tiptoeing around. Like I knew how much his debt

0:53:20.840 --> 0:53:22.960
<v Speaker 3>payments were, but I didn't know how much the total was.

0:53:23.480 --> 0:53:25.120
<v Speaker 3>And it felt really important to me and it still

0:53:25.160 --> 0:53:28.160
<v Speaker 3>does to know to have I think it's good for

0:53:28.280 --> 0:53:29.359
<v Speaker 3>accountability's sake.

0:53:29.719 --> 0:53:32.040
<v Speaker 2>You know, how's it going? What can I do to contribute?

0:53:32.320 --> 0:53:34.160
<v Speaker 3>And also for me, if I'm going to be putting

0:53:34.200 --> 0:53:35.840
<v Speaker 3>my skin in the game and saying I'm going to

0:53:35.840 --> 0:53:37.720
<v Speaker 3>help out with more expenses, I feel like I should

0:53:37.719 --> 0:53:39.399
<v Speaker 3>know how much longer am I going to be paying more?

0:53:39.880 --> 0:53:40.440
<v Speaker 2>You know what I mean?

0:53:41.280 --> 0:53:44.480
<v Speaker 3>So again it comes down to communication and having those

0:53:45.000 --> 0:53:47.080
<v Speaker 3>you know, arguments if they have to be an argument,

0:53:47.120 --> 0:53:49.880
<v Speaker 3>you know, we try to be civil, but sometimes they

0:53:49.960 --> 0:53:50.399
<v Speaker 3>have to happen.

0:53:50.520 --> 0:53:53.359
<v Speaker 1>So communications support and setting expectations.

0:54:04.239 --> 0:54:05.120
<v Speaker 2>So some wins.

0:54:05.560 --> 0:54:10.520
<v Speaker 1>When wins, well this is a random kind of wind.

0:54:10.600 --> 0:54:14.239
<v Speaker 1>But so I got my first gel manny? Is that

0:54:14.280 --> 0:54:14.520
<v Speaker 1>what she?

0:54:14.960 --> 0:54:15.120
<v Speaker 3>I know?

0:54:15.200 --> 0:54:18.000
<v Speaker 1>I know you're gonna say something about it. So apparently

0:54:18.239 --> 0:54:20.040
<v Speaker 1>I can get a hand cancer, which is not great

0:54:20.520 --> 0:54:22.960
<v Speaker 1>because you know they put that on the UV. Yes, yes,

0:54:23.239 --> 0:54:24.839
<v Speaker 1>but I didn't know that because I've never First of all,

0:54:24.880 --> 0:54:26.920
<v Speaker 1>if you know me, I'm like a grown up tomboy,

0:54:27.520 --> 0:54:29.719
<v Speaker 1>So I never get any like manicure, petticare that kind

0:54:29.719 --> 0:54:30.000
<v Speaker 1>of stuff?

0:54:30.000 --> 0:54:31.759
<v Speaker 2>Well, I mean, on occasion's funny you brought up Jel

0:54:31.800 --> 0:54:32.319
<v Speaker 2>manicure and.

0:54:32.400 --> 0:54:34.000
<v Speaker 1>So I was like, okay, so I was getting it,

0:54:34.160 --> 0:54:37.080
<v Speaker 1>and I of course the chip because I'm Tiffany, and

0:54:37.239 --> 0:54:39.200
<v Speaker 1>because just the way I am, you know, they're supposed

0:54:39.200 --> 0:54:41.160
<v Speaker 1>to last for two weeks. After two days mind chips,

0:54:41.200 --> 0:54:44.400
<v Speaker 1>I'm like, of course, And so I got it because

0:54:44.520 --> 0:54:46.600
<v Speaker 1>I was doing I don't know, I'm going to be doing,

0:54:46.680 --> 0:54:49.319
<v Speaker 1>like taping some big like thing, and I was like, well,

0:54:49.400 --> 0:54:50.279
<v Speaker 1>let me look like a lady.

0:54:51.040 --> 0:54:52.799
<v Speaker 2>But I've heard of course. After I got it done,

0:54:52.840 --> 0:54:55.000
<v Speaker 2>people were like, oh the UV, Like, I have my

0:54:55.239 --> 0:54:58.320
<v Speaker 2>first gel manicure last week? Did you like it for

0:54:58.400 --> 0:55:00.000
<v Speaker 2>my sister's wedding? Well, if you can see my nail,

0:55:01.440 --> 0:55:03.640
<v Speaker 2>that shit peeled off, and like three day really is.

0:55:03.920 --> 0:55:06.560
<v Speaker 1>Yeah, some people will last for It's only a win

0:55:06.640 --> 0:55:07.919
<v Speaker 1>for me because I'm like, oh, I got a little

0:55:07.960 --> 0:55:10.200
<v Speaker 1>girly thing done, and I got my eyebrows snatched.

0:55:10.440 --> 0:55:12.040
<v Speaker 2>Oh did you? Yeah? But I usually get my eyebrows,

0:55:12.040 --> 0:55:13.760
<v Speaker 2>so that's the one thing I do. I stopped plucking

0:55:13.800 --> 0:55:14.640
<v Speaker 2>my eyebrows a here ago.

0:55:14.719 --> 0:55:16.319
<v Speaker 1>Well that's why you have like the natural. First of all,

0:55:16.360 --> 0:55:19.120
<v Speaker 1>Mandy has like the natural like fuleek eyebrow, you know,

0:55:19.239 --> 0:55:19.839
<v Speaker 1>like that rare.

0:55:20.080 --> 0:55:21.440
<v Speaker 2>Always she's like.

0:55:21.480 --> 0:55:24.640
<v Speaker 1>That rare like unicorn, whose eyebrows grow in naturally with

0:55:24.719 --> 0:55:25.800
<v Speaker 1>an arch and they look perfect.

0:55:25.880 --> 0:55:31.240
<v Speaker 3>Me, I look like a Barracuda straight line. Well something happened.

0:55:31.320 --> 0:55:33.279
<v Speaker 3>It's like I was waxing. I waxed since I was

0:55:33.360 --> 0:55:35.560
<v Speaker 3>like seventeen, I'm a baby. I don't get I don't

0:55:35.560 --> 0:55:38.120
<v Speaker 3>get threaded, okay, because it just feels like tortured.

0:55:38.280 --> 0:55:40.120
<v Speaker 2>Yeah, thread it does. Oh my god.

0:55:40.160 --> 0:55:41.680
<v Speaker 3>I cried the first time. I got it first and

0:55:41.840 --> 0:55:44.120
<v Speaker 3>last time. But I guess so much, so much time

0:55:44.200 --> 0:55:45.600
<v Speaker 3>waxing my hair to stop growing.

0:55:45.840 --> 0:55:47.279
<v Speaker 2>That's where it used to. And I was like, let

0:55:47.320 --> 0:55:49.480
<v Speaker 2>me stop now before it gets worse. You have to

0:55:49.520 --> 0:55:50.719
<v Speaker 2>be created that it was going to. I was gonna

0:55:50.760 --> 0:55:54.320
<v Speaker 2>over overwax, so I stopped the makeup. People don't love it.

0:55:54.440 --> 0:55:56.160
<v Speaker 2>They're like, should we They're just straight here. I'm like,

0:55:56.239 --> 0:55:59.000
<v Speaker 2>just leave it. Yeah, no, her eyebrows look great. Honestly,

0:55:59.239 --> 0:55:59.759
<v Speaker 2>thanks so.

0:56:00.080 --> 0:56:01.359
<v Speaker 1>But that was my win, kind of having a little

0:56:01.400 --> 0:56:04.040
<v Speaker 1>girly moment. And today's my sister's b day, Happy birthday.

0:56:04.120 --> 0:56:09.160
<v Speaker 2>Try try my win this week. I just got.

0:56:09.320 --> 0:56:11.960
<v Speaker 3>I just this whole weekend, I've spent, you know, not

0:56:12.080 --> 0:56:14.160
<v Speaker 3>being productive because I've been watching Jane the Virgin.

0:56:14.719 --> 0:56:15.080
<v Speaker 1>Is it good?

0:56:15.239 --> 0:56:15.839
<v Speaker 2>It's really good?

0:56:15.920 --> 0:56:18.319
<v Speaker 3>So season one is on Netflix and I just don't

0:56:18.360 --> 0:56:20.719
<v Speaker 3>have time to like dedicate to a sitcom. Like I'm like,

0:56:20.760 --> 0:56:22.319
<v Speaker 3>what day does it come on? Like what time seven

0:56:22.400 --> 0:56:23.240
<v Speaker 3>thirty on Tuesdays?

0:56:23.280 --> 0:56:23.400
<v Speaker 1>Oh?

0:56:23.480 --> 0:56:23.920
<v Speaker 2>Like whatever.

0:56:24.480 --> 0:56:26.560
<v Speaker 3>So I like to watch things binge on Netflix, and

0:56:26.600 --> 0:56:28.640
<v Speaker 3>I just started watching Jane the Virgin. I mean, it

0:56:28.760 --> 0:56:31.160
<v Speaker 3>is so good, really it is. And I'm a huge

0:56:31.239 --> 0:56:34.640
<v Speaker 3>ugly Betty fan. It's better than It's better than Betty Lay.

0:56:35.400 --> 0:56:38.040
<v Speaker 3>It is better than I mean a million times better

0:56:38.080 --> 0:56:40.960
<v Speaker 3>than Mindy Project. Okay, I mean, and I have been

0:56:41.000 --> 0:56:43.000
<v Speaker 3>supporting Mindy. I've been trying to watch it, but like,

0:56:43.040 --> 0:56:45.200
<v Speaker 3>I just cannot stand. I need a brown Actually, maybe

0:56:45.280 --> 0:56:46.879
<v Speaker 3>next week my Brown Baby will be a Mindy Project

0:56:47.040 --> 0:56:47.560
<v Speaker 3>because I'm.

0:56:47.480 --> 0:56:47.840
<v Speaker 1>Just over it.

0:56:48.160 --> 0:56:50.000
<v Speaker 3>But Jane the version is so so good. So the

0:56:50.040 --> 0:56:51.680
<v Speaker 3>premise of the show is insane. It's kind of like

0:56:51.760 --> 0:56:55.320
<v Speaker 3>a teleovela within a telenovella. So the premise is that

0:56:55.520 --> 0:56:59.240
<v Speaker 3>Jane goes to the Guano for a pap. Her gaynacologist

0:56:59.520 --> 0:57:02.279
<v Speaker 3>just had to tear terrible breakup and she's confused and

0:57:02.400 --> 0:57:04.759
<v Speaker 3>she accidentally artificially inseminates Jane.

0:57:04.920 --> 0:57:06.440
<v Speaker 2>Wow. So Jane is a virgin.

0:57:06.560 --> 0:57:09.240
<v Speaker 3>She's twenty three, but when she was thirteen, she promised

0:57:09.280 --> 0:57:11.359
<v Speaker 3>her abuela that she was not going to have sex

0:57:11.400 --> 0:57:15.080
<v Speaker 3>andal marriage, so she's almost engaged to her boyfriend. She

0:57:15.360 --> 0:57:19.360
<v Speaker 3>gets artificially inseminated and then I cannot So this is

0:57:19.360 --> 0:57:21.480
<v Speaker 3>all within the first like two episodes. She finds out

0:57:21.560 --> 0:57:23.960
<v Speaker 3>that the father is a hotel owner where she works,

0:57:24.040 --> 0:57:27.400
<v Speaker 3>and they kissed five years ago, and his wife was

0:57:27.440 --> 0:57:29.760
<v Speaker 3>trying to get artificially inseminated behind his back, so he

0:57:29.840 --> 0:57:33.600
<v Speaker 3>didn't know it's well happening. And then her abuela is

0:57:33.680 --> 0:57:37.240
<v Speaker 3>an illegal immigrant and she wants to sue the doctor

0:57:37.320 --> 0:57:40.439
<v Speaker 3>for artificially inseminating her, but she drops the lawsuit because

0:57:40.440 --> 0:57:42.720
<v Speaker 3>she's afraid her abuela will get deported. Like all this stuff,

0:57:42.800 --> 0:57:46.400
<v Speaker 3>it's so good. Meanwhile, her dad, who she's never met before,

0:57:46.480 --> 0:57:49.040
<v Speaker 3>comes into the picture. He's a telenovela superstar.

0:57:50.000 --> 0:57:53.880
<v Speaker 2>He's this amazing. His name is I think it's his name,

0:57:54.360 --> 0:57:54.960
<v Speaker 2>and it's so good.

0:57:55.000 --> 0:57:57.080
<v Speaker 3>It's you know, and I've I've seen she won like

0:57:57.080 --> 0:57:59.480
<v Speaker 3>a golden globe or like something, or an Emmy. Gino

0:57:59.600 --> 0:58:02.080
<v Speaker 3>roriga As is the actor or the actress, and she's

0:58:02.200 --> 0:58:05.720
<v Speaker 3>so good. But it really portrays these people as just

0:58:05.880 --> 0:58:08.360
<v Speaker 3>real people. Jane is studying to be a teacher, but

0:58:08.440 --> 0:58:11.280
<v Speaker 3>she wants to be a writer. Jane's mother is so good.

0:58:11.360 --> 0:58:15.320
<v Speaker 3>She's her name in the series is Ziomara or Zomara.

0:58:15.360 --> 0:58:17.840
<v Speaker 3>I think I'm pronouncing it right. And this actress she's

0:58:17.960 --> 0:58:19.840
<v Speaker 3>a dance instructor by day and she wants to be

0:58:19.920 --> 0:58:21.640
<v Speaker 3>like a pop singer by night. And she was a

0:58:21.680 --> 0:58:22.240
<v Speaker 3>teen mom and.

0:58:22.240 --> 0:58:23.800
<v Speaker 2>She's like really hot and in her forties.

0:58:23.840 --> 0:58:26.640
<v Speaker 3>Okay, and I love you know, they get to these issues,

0:58:26.680 --> 0:58:28.520
<v Speaker 3>they get to the fact that you know her Abuela

0:58:28.720 --> 0:58:29.880
<v Speaker 3>is an illegal immigrant.

0:58:29.920 --> 0:58:31.480
<v Speaker 2>She's in the country illegally.

0:58:31.720 --> 0:58:35.120
<v Speaker 3>But they do it like six or seven episodes in okay,

0:58:35.160 --> 0:58:37.080
<v Speaker 3>and I love that because if you've been watching the show,

0:58:37.360 --> 0:58:40.680
<v Speaker 3>you love Aheilah. You see Abela like being like funny

0:58:40.720 --> 0:58:43.120
<v Speaker 3>and supportive and like an amazing like caretaker for Jane,

0:58:43.520 --> 0:58:45.560
<v Speaker 3>and then you find out this fact about her. And

0:58:45.680 --> 0:58:47.800
<v Speaker 3>I feel like, as a reader or as a viewer,

0:58:48.200 --> 0:58:51.080
<v Speaker 3>for some people who may have prejudice against illegal immigrants,

0:58:51.440 --> 0:58:54.280
<v Speaker 3>it makes you see them first as a human before

0:58:54.400 --> 0:58:56.400
<v Speaker 3>and then it gives you this fact. It's just like

0:58:56.560 --> 0:58:58.320
<v Speaker 3>it's like, so, do you really feel its way about

0:58:58.320 --> 0:59:00.880
<v Speaker 3>illegal immigrants now that you know that this woman yeah,

0:59:01.120 --> 0:59:02.520
<v Speaker 3>do you really want her to go back? And I'm like,

0:59:02.560 --> 0:59:03.520
<v Speaker 3>come on, you love her.

0:59:04.000 --> 0:59:06.080
<v Speaker 1>I love when things like I remember who was the

0:59:06.160 --> 0:59:11.560
<v Speaker 1>woman on? She is a news anchor, she's super smart, short, short,

0:59:11.640 --> 0:59:12.440
<v Speaker 1>like brownish hair.

0:59:12.400 --> 0:59:14.280
<v Speaker 2>She's gay a Rachel Matter.

0:59:14.440 --> 0:59:17.240
<v Speaker 1>Yes, So my dad loves watching the news and love

0:59:17.600 --> 0:59:21.960
<v Speaker 1>Rachel madd really and he is like, I don't want

0:59:22.000 --> 0:59:25.400
<v Speaker 1>to say super Christian, but you know, like pretty not fundamental,

0:59:25.480 --> 0:59:28.080
<v Speaker 1>but you know, and so you know, like he he

0:59:28.280 --> 0:59:29.960
<v Speaker 1>was always like, no, you know, being gay is wrong

0:59:30.000 --> 0:59:32.160
<v Speaker 1>blah blah blah blah, and so like obviously, but he

0:59:32.280 --> 0:59:34.240
<v Speaker 1>has no gatar whatsoever. So I mean, I you know,

0:59:34.360 --> 0:59:35.920
<v Speaker 1>soon as I saw Rachel Matter, I knew he was gay,

0:59:35.920 --> 0:59:37.880
<v Speaker 1>and I thought I always got a giggle she was gay.

0:59:38.000 --> 0:59:39.560
<v Speaker 2>I used to get a giggle because my dad be like,

0:59:39.600 --> 0:59:40.160
<v Speaker 2>I just love her.

0:59:40.200 --> 0:59:41.760
<v Speaker 1>She's so smart, she's so this not to be like

0:59:41.840 --> 0:59:44.400
<v Speaker 1>he he doesn't know. And then one day I guess

0:59:44.440 --> 0:59:47.560
<v Speaker 1>she came out whatever and my dad was like, did

0:59:47.640 --> 0:59:49.000
<v Speaker 1>you know that Rachel is gay?

0:59:49.600 --> 0:59:52.000
<v Speaker 2>I said yes. He was like, but she's so smart.

0:59:53.080 --> 0:59:55.160
<v Speaker 1>I thought that he was like conflicted because he was like, wait,

0:59:55.680 --> 0:59:57.960
<v Speaker 1>white religion, said, but I like her, and.

0:59:58.000 --> 0:59:59.680
<v Speaker 2>I thought that he was gonna stop watching him to

0:59:59.760 --> 1:00:01.640
<v Speaker 2>Dady he's watch He's like, yeah, she's good.

1:00:01.680 --> 1:00:05.120
<v Speaker 1>But I like it, you know, And I just love

1:00:05.200 --> 1:00:06.680
<v Speaker 1>the fact that it's like I don't even of course,

1:00:06.680 --> 1:00:08.360
<v Speaker 1>you know, Rachel Matta will never meet like my little

1:00:08.360 --> 1:00:10.680
<v Speaker 1>African father, but I just love the fact that Rachel

1:00:10.760 --> 1:00:13.680
<v Speaker 1>you have opened up his mind. And so things like

1:00:13.720 --> 1:00:16.080
<v Speaker 1>that are just so necessary that you just show this

1:00:16.200 --> 1:00:19.120
<v Speaker 1>broader picture of people, get people to know and love them,

1:00:19.240 --> 1:00:21.320
<v Speaker 1>and then yeah, this arbitrary fact of like, oh I

1:00:21.360 --> 1:00:23.200
<v Speaker 1>happened to be an illegal alien, I happen to be gay,

1:00:23.200 --> 1:00:25.040
<v Speaker 1>I happen to be you know, because it forces you

1:00:25.120 --> 1:00:27.520
<v Speaker 1>to say what were you saying about them? Again?

1:00:27.840 --> 1:00:29.760
<v Speaker 2>It was very tactful. Yes, I like that.

1:00:29.960 --> 1:00:32.040
<v Speaker 3>I feel like that's just more reasons why you want

1:00:32.760 --> 1:00:35.800
<v Speaker 3>more diverse writers in Hollywood. Matt Damon and I listening,

1:00:36.040 --> 1:00:37.920
<v Speaker 3>did you see that thing where Matt Damon he has

1:00:38.000 --> 1:00:41.919
<v Speaker 3>this like kind of semi competition show on HBO where

1:00:41.960 --> 1:00:44.840
<v Speaker 3>they are testing out directors to direct a film, and

1:00:44.920 --> 1:00:46.760
<v Speaker 3>he has like, so it's Matt Damon and Ben Affleck,

1:00:46.840 --> 1:00:48.800
<v Speaker 3>I think, and then they have other producers on the

1:00:48.880 --> 1:00:52.360
<v Speaker 3>panel judging the directors and At one point, there's one

1:00:52.440 --> 1:00:54.280
<v Speaker 3>black woman in the room. Her name is Effie Brown.

1:00:54.320 --> 1:00:57.280
<v Speaker 3>I think or is that the woman from that play

1:00:57.320 --> 1:00:59.160
<v Speaker 3>that Beyonce when Jennifer u Zimmern.

1:01:00.440 --> 1:01:01.240
<v Speaker 2>And they're both Effie.

1:01:01.360 --> 1:01:01.480
<v Speaker 1>Yes.

1:01:01.760 --> 1:01:03.480
<v Speaker 3>Anyway, I'm pretty sure her name is Effie Brown in

1:01:03.560 --> 1:01:06.320
<v Speaker 3>real life. So she's this only black woman, I think,

1:01:06.360 --> 1:01:08.400
<v Speaker 3>the only black person on this panel of judges.

1:01:08.600 --> 1:01:10.360
<v Speaker 2>And she says, you know, there's a there.

1:01:10.520 --> 1:01:12.960
<v Speaker 3>The movie that they're wanted to push forward, green Light

1:01:13.640 --> 1:01:16.120
<v Speaker 3>is has a minority cast, or is about minorities, And

1:01:16.200 --> 1:01:18.640
<v Speaker 3>she's like, I'm concerned because we have a white director

1:01:19.040 --> 1:01:22.040
<v Speaker 3>directing this, and Matt Damon and his infinite wisdom as

1:01:22.040 --> 1:01:25.840
<v Speaker 3>a Hollywood elite, says, it doesn't matter who's behind the camera.

1:01:26.000 --> 1:01:28.320
<v Speaker 3>Diversity comes from who you put in the cast, comes

1:01:28.320 --> 1:01:30.840
<v Speaker 3>from casting. And you if you watch this clip, it's

1:01:30.880 --> 1:01:32.760
<v Speaker 3>very uncomfortable because you see e Fie just being like,

1:01:34.200 --> 1:01:37.120
<v Speaker 3>oh really right, and then you see here get quiet,

1:01:37.320 --> 1:01:39.560
<v Speaker 3>and it was this is the reason I haven't seen

1:01:39.600 --> 1:01:41.640
<v Speaker 3>The Martian. I know it's a huge movie, but in

1:01:41.720 --> 1:01:43.160
<v Speaker 3>this moment, I'm just like I can't. I can't with

1:01:43.200 --> 1:01:45.080
<v Speaker 3>Matt Damon right now because it was so ignorant you know.

1:01:45.280 --> 1:01:47.400
<v Speaker 1>Yeah, because how can you tell a black story without

1:01:47.440 --> 1:01:50.240
<v Speaker 1>black experience? Right? Like, I just, I mean, I don't

1:01:50.280 --> 1:01:52.640
<v Speaker 1>even understand how you don't see that that Like I

1:01:52.800 --> 1:01:55.520
<v Speaker 1>can't write. But that's like me writing an immigrant story

1:01:55.600 --> 1:01:59.600
<v Speaker 1>of Italian immigrants coming to a How I have to

1:01:59.680 --> 1:02:03.080
<v Speaker 1>have someone there to say, hey, that's actually not an

1:02:03.160 --> 1:02:06.600
<v Speaker 1>accurate portrayal, you know, like you know, just just certain

1:02:06.680 --> 1:02:08.600
<v Speaker 1>nuances that you just don't get. You have to have

1:02:08.720 --> 1:02:10.920
<v Speaker 1>people in the room who've experienced that for it to

1:02:10.960 --> 1:02:13.760
<v Speaker 1>be like just authentic and for him to just not

1:02:13.840 --> 1:02:14.400
<v Speaker 1>even realize that.

1:02:14.400 --> 1:02:16.240
<v Speaker 2>I'm like, it must be nice to be you know.

1:02:16.320 --> 1:02:19.080
<v Speaker 3>A white male and American privilege, right, Yeah, I would

1:02:19.120 --> 1:02:20.920
<v Speaker 3>just cast a black woman, but who's writing for her?

1:02:21.120 --> 1:02:21.320
<v Speaker 1>Yeah?

1:02:21.520 --> 1:02:23.920
<v Speaker 2>You know, there's a oh my god, this video on BuzzFeed.

1:02:24.160 --> 1:02:25.080
<v Speaker 2>You should all watch it.

1:02:25.120 --> 1:02:26.960
<v Speaker 3>It's it's kind of long, it's like seven minutes long,

1:02:27.040 --> 1:02:29.000
<v Speaker 3>but it's here's what happens. I posted it on the

1:02:29.040 --> 1:02:32.080
<v Speaker 3>Brown Ambition Facebook page. Actually it says here's what happens

1:02:32.120 --> 1:02:34.720
<v Speaker 3>when there's no diverse writers in the room in Hollywood.

1:02:34.960 --> 1:02:37.600
<v Speaker 3>And it basically goes through every show in history like

1:02:37.760 --> 1:02:40.680
<v Speaker 3>current and the you know, modern shows and older shows

1:02:40.760 --> 1:02:44.000
<v Speaker 3>and shows you all, like the the microaggressions and all

1:02:44.080 --> 1:02:46.600
<v Speaker 3>the brown characters and how they like, you know, Native

1:02:46.600 --> 1:02:49.040
<v Speaker 3>Americans dressed up with like feather ear rings and like

1:02:49.120 --> 1:02:52.160
<v Speaker 3>turquoise and like the the you know, the costume type things,

1:02:52.200 --> 1:02:54.240
<v Speaker 3>and like how Asian men are always depicted as like

1:02:54.400 --> 1:02:57.800
<v Speaker 3>sexless and nerdy, and how Indian American men and Indian

1:02:57.840 --> 1:03:00.840
<v Speaker 3>men are always you know, also pictured as xceless and nerdy,

1:03:00.920 --> 1:03:03.520
<v Speaker 3>like the guy from the Big Bang Theory. And it

1:03:03.600 --> 1:03:06.040
<v Speaker 3>shows you what happens when you don't have a diverse

1:03:06.120 --> 1:03:08.800
<v Speaker 3>writing staff. And you know, as a viewer, as a

1:03:08.840 --> 1:03:10.920
<v Speaker 3>white viewer, you may not see anything wrong with that,

1:03:11.400 --> 1:03:14.320
<v Speaker 3>but let me assure you everyone who's brown and you know,

1:03:14.480 --> 1:03:16.440
<v Speaker 3>from that group is looking like this is not this

1:03:16.560 --> 1:03:17.520
<v Speaker 3>is not the show exactly.

1:03:17.680 --> 1:03:19.760
<v Speaker 1>Like Jamal is always like, oh no, he did, and

1:03:19.800 --> 1:03:22.680
<v Speaker 1>I'm like, oh god, they showed oh god.

1:03:22.720 --> 1:03:25.760
<v Speaker 2>You know, I stopped watching New Girl was Winston. I'm like,

1:03:25.760 --> 1:03:29.400
<v Speaker 2>what's that mean? Nothing happening, Yeah, because I'm just like, yeah,

1:03:29.480 --> 1:03:31.360
<v Speaker 2>I used to love New Girl, but I stopped watching

1:03:31.440 --> 1:03:33.080
<v Speaker 2>as well. It was just like whatever, he's the one

1:03:33.120 --> 1:03:34.800
<v Speaker 2>black friend and then the one black friend never has

1:03:34.840 --> 1:03:35.440
<v Speaker 2>a love interest.

1:03:35.640 --> 1:03:37.840
<v Speaker 1>Yeah, and he never really has any real storyline.

1:03:38.000 --> 1:03:40.000
<v Speaker 2>In the first season, he had none. Yeah, they did

1:03:40.040 --> 1:03:40.840
<v Speaker 2>nothing with that character.

1:03:41.240 --> 1:03:43.040
<v Speaker 3>There's always that one like fun and then yeah, they're

1:03:43.080 --> 1:03:46.000
<v Speaker 3>just there to be like oh no girl, or they

1:03:46.040 --> 1:03:48.040
<v Speaker 3>say damn, you know, like that's.

1:03:47.920 --> 1:03:51.720
<v Speaker 2>Their one line. That's what they're there for. Yeah, exactly.

1:03:51.880 --> 1:03:53.880
<v Speaker 3>So that's why I love back to Jane the Vision.

1:03:54.240 --> 1:03:56.080
<v Speaker 3>I think it's just such a fun show. And I

1:03:56.120 --> 1:03:58.800
<v Speaker 3>think anyone from and it's a hugely diverse cast. All

1:03:58.880 --> 1:04:01.480
<v Speaker 3>that's you know, actresses like the Crazy Wife is like

1:04:01.640 --> 1:04:04.360
<v Speaker 3>from is she's Israeli but she speaks French, and like

1:04:04.960 --> 1:04:08.640
<v Speaker 3>the Telenovella stars like Brazilian and Mexican and oh my god,

1:04:08.880 --> 1:04:11.120
<v Speaker 3>oh Paulino Rubio makes a guest appearance.

1:04:11.240 --> 1:04:12.240
<v Speaker 2>The show is really good.

1:04:12.320 --> 1:04:15.000
<v Speaker 3>So on Netflix, Jane the Virgin, it's got a crazy

1:04:15.080 --> 1:04:18.440
<v Speaker 3>premise that whole the five minutes of plot I gave you,

1:04:18.520 --> 1:04:21.200
<v Speaker 3>it's just like a microcosm of the larger story happening here.

1:04:21.320 --> 1:04:23.240
<v Speaker 2>That's not what I watch. Now you should. Okay, that's

1:04:23.240 --> 1:04:25.640
<v Speaker 2>really good. So when when when? When?

1:04:25.680 --> 1:04:25.880
<v Speaker 1>When?

1:04:27.200 --> 1:04:30.040
<v Speaker 2>And that is the end of episode episode ten. I'm

1:04:30.080 --> 1:04:36.520
<v Speaker 2>so excited. Happy anniversary. We're rocking out it's so crazy.

1:04:36.560 --> 1:04:37.880
<v Speaker 1>I'm like, just I remember when you hit me up

1:04:37.880 --> 1:04:39.560
<v Speaker 1>and you were like, hey, I'm doing a podcast.

1:04:39.600 --> 1:04:41.640
<v Speaker 2>You want to be honest. I was like okay, and

1:04:41.720 --> 1:04:43.240
<v Speaker 2>I was like we are. Meanwhile, I'm like, is she

1:04:43.360 --> 1:04:45.160
<v Speaker 2>gonna say yes? Do you know what happened?

1:04:45.240 --> 1:04:45.520
<v Speaker 1>Is I?

1:04:45.880 --> 1:04:45.920
<v Speaker 2>So?

1:04:46.200 --> 1:04:48.400
<v Speaker 3>I with the Brown Ambition podcast. I had an idea

1:04:48.440 --> 1:04:50.360
<v Speaker 3>for a podcast a year ago. YEAHOO was like, oh,

1:04:50.440 --> 1:04:52.400
<v Speaker 3>we're not here for that. And I was like, found

1:04:52.440 --> 1:04:54.160
<v Speaker 3>dude on my own. And I reached out to someone

1:04:54.320 --> 1:04:56.960
<v Speaker 3>or I met someone from like NPR Marketplace and they're like,

1:04:57.080 --> 1:04:57.640
<v Speaker 3>that's interesting.

1:04:57.720 --> 1:04:59.760
<v Speaker 2>Email us your pitch for a podcast. You know, maybe

1:04:59.800 --> 1:05:01.960
<v Speaker 2>we'll do something together. Find a way.

1:05:02.160 --> 1:05:04.560
<v Speaker 3>And as I was writing my pitch about a podcast

1:05:04.600 --> 1:05:07.520
<v Speaker 3>for women of color by women of color about career

1:05:07.560 --> 1:05:09.760
<v Speaker 3>and wealth building and investing, I was like, this doesn't

1:05:09.800 --> 1:05:12.480
<v Speaker 3>feel like the place for it, Like this doesn't feel

1:05:12.480 --> 1:05:14.200
<v Speaker 3>like the right I don't feel like they would do it,

1:05:14.400 --> 1:05:16.480
<v Speaker 3>you know, the right job. I don't even know if

1:05:16.480 --> 1:05:18.000
<v Speaker 3>i'd get through the front door with them because this

1:05:18.080 --> 1:05:20.360
<v Speaker 3>pitch does not feel like an NPR type thing. And

1:05:20.440 --> 1:05:21.680
<v Speaker 3>then I was like I need to just do this

1:05:21.800 --> 1:05:23.160
<v Speaker 3>on my own, Like I just need to make this

1:05:23.280 --> 1:05:25.160
<v Speaker 3>its own thing. And then the first person I thought

1:05:25.160 --> 1:05:25.960
<v Speaker 3>it was Tiffany as a.

1:05:25.960 --> 1:05:28.440
<v Speaker 2>Correct Yeah, oh that's cool.

1:05:28.480 --> 1:05:30.560
<v Speaker 3>I don't think we are different and like different than

1:05:30.600 --> 1:05:32.800
<v Speaker 3>anything else out there, and I think that's why it's

1:05:32.800 --> 1:05:33.920
<v Speaker 3>really resonated with people.

1:05:34.240 --> 1:05:35.880
<v Speaker 1>Yeah, thank you guys so much for listening, because me

1:05:35.920 --> 1:05:39.919
<v Speaker 1>and Manny sometimes we're like, oh, there's a mic. We're

1:05:40.000 --> 1:05:42.040
<v Speaker 1>just talking honestly, if you could just hear like us

1:05:42.120 --> 1:05:43.280
<v Speaker 1>off sometimes.

1:05:43.000 --> 1:05:44.280
<v Speaker 2>We have to be like, oh we why why this

1:05:44.360 --> 1:05:45.040
<v Speaker 2>is good for the show.

1:05:45.280 --> 1:05:47.600
<v Speaker 1>Yeah, and you have such great conversations off mic and

1:05:47.720 --> 1:05:48.880
<v Speaker 1>so yeah, and it's.

1:05:48.840 --> 1:05:51.120
<v Speaker 2>Nice to talk about this kind of stuff with, you know,

1:05:51.400 --> 1:05:52.320
<v Speaker 2>another woman.

1:05:52.520 --> 1:05:55.680
<v Speaker 3>Intelligent woman, and we love like we share every every

1:05:55.760 --> 1:05:59.000
<v Speaker 3>message you send us, every Facebook message, review email, we

1:05:59.720 --> 1:06:00.360
<v Speaker 3>share each other.

1:06:00.600 --> 1:06:03.040
<v Speaker 2>Speaking of way, who's our winner? Oh crap, okay we're

1:06:03.040 --> 1:06:13.920
<v Speaker 2>gonna announce the winner and drumroll please okay we have

1:06:14.200 --> 1:06:17.360
<v Speaker 2>a winner. Yes, we love you guys all. We have

1:06:17.480 --> 1:06:18.480
<v Speaker 2>over thirty reviews.

1:06:18.520 --> 1:06:20.560
<v Speaker 3>Thank you so much for the support. We love more

1:06:20.800 --> 1:06:23.880
<v Speaker 3>so you can please leave a review on iTunes. Yes,

1:06:23.960 --> 1:06:25.640
<v Speaker 3>please do that for those of you and know. If

1:06:25.640 --> 1:06:27.440
<v Speaker 3>someone asked if they have an Android, how can they

1:06:27.520 --> 1:06:30.120
<v Speaker 3>leave a review? You can leave one on stitcher, YEP

1:06:30.480 --> 1:06:34.160
<v Speaker 3>or on SoundCloud. Yes, so go check those out and please.

1:06:34.040 --> 1:06:36.000
<v Speaker 2>Leave a review. That would be awesome. Yes, it helps

1:06:36.040 --> 1:06:39.360
<v Speaker 2>people find us and us. Tell a friend, tell two friends.

1:06:39.880 --> 1:06:42.080
<v Speaker 3>So, without further ado, our winner, let me first read

1:06:42.120 --> 1:06:43.240
<v Speaker 3>the review because it's so sweet.

1:06:43.600 --> 1:06:43.919
<v Speaker 2>She says.

1:06:43.960 --> 1:06:46.240
<v Speaker 3>Tiffany and Mandy are both great when listening, I feel

1:06:46.280 --> 1:06:48.880
<v Speaker 3>like they are my big sisters, giving me genuine financial,

1:06:49.000 --> 1:06:53.280
<v Speaker 3>personal and professional advice. This woman's been following Tiffany aka

1:06:53.400 --> 1:06:55.440
<v Speaker 3>the Budget Nesta for a while and her advice gave

1:06:55.520 --> 1:06:58.320
<v Speaker 3>her encouragement to stay on track with her financing and

1:06:58.520 --> 1:07:02.000
<v Speaker 3>finances and savings goals together that she calls us two

1:07:02.080 --> 1:07:05.240
<v Speaker 3>peas in a finance pod giving realistic and attainable advice.

1:07:05.680 --> 1:07:08.280
<v Speaker 2>Thank you so much to LaToya.

1:07:08.040 --> 1:07:11.240
<v Speaker 1>Are Yes, thank you LaToya. We love you too, We

1:07:11.360 --> 1:07:13.240
<v Speaker 1>love everybody, but LaToya is the winner.

1:07:13.480 --> 1:07:15.240
<v Speaker 2>Let you go to sleep today. You win a milion

1:07:15.280 --> 1:07:16.880
<v Speaker 2>brown bit Brown Ambition points.

1:07:16.680 --> 1:07:19.040
<v Speaker 1>Yes Woo woo, which you can cash in at nowhere

1:07:19.240 --> 1:07:22.960
<v Speaker 1>at everywhere Brown Ambition points are accepted, which include Brown

1:07:23.000 --> 1:07:25.000
<v Speaker 1>Ambition Podcast dot com Yes, and.

1:07:25.400 --> 1:07:27.640
<v Speaker 2>Uh that's it, Yeah, that's it. LaToya, you were the

1:07:27.680 --> 1:07:28.160
<v Speaker 2>lucky winner.

1:07:28.200 --> 1:07:31.080
<v Speaker 3>Of Tiffany's best selling book, The One Week Budget, Yes,

1:07:31.600 --> 1:07:32.800
<v Speaker 3>which we'll get to you somehow.

1:07:32.960 --> 1:07:36.080
<v Speaker 2>Yes, you tend to get send an email your.

1:07:36.000 --> 1:07:37.800
<v Speaker 3>Address and we'll get that to you, along with the

1:07:37.840 --> 1:07:40.920
<v Speaker 3>super cute tote bag courtesy of Marcia Barnes at the

1:07:41.000 --> 1:07:43.439
<v Speaker 3>Finance Bar, which says frugal is the new cool.

1:07:43.640 --> 1:07:46.240
<v Speaker 2>Yes, and the bag is so cute and marsh is

1:07:46.240 --> 1:07:47.000
<v Speaker 2>one of our faves.

1:07:47.160 --> 1:07:48.720
<v Speaker 3>And you have to take a picture of yourself LaToya,

1:07:48.760 --> 1:07:50.440
<v Speaker 3>wearing it and showing it off with the book. Yes,

1:07:50.800 --> 1:07:53.000
<v Speaker 3>all right, congrass LaToya, and thank you all for listening

1:07:53.040 --> 1:07:53.680
<v Speaker 3>to episode ten.

1:07:53.880 --> 1:07:56.240
<v Speaker 2>Yes, wooo, this is a long one.