Speaker 1: Hey, hey, hey, and we're back Brown Ambition Podcast number ten,
Speaker 1: number ten.
Speaker 2: I can't believe we hitting ten. I know, it's like
Speaker 2: a diamond anniversary. Oh yeah, you know what.
Speaker 1: I remember when I turned ten years old. I was like,
Speaker 1: I'm officially a decade that's true.
Speaker 2: Yeah. Well, thank you guys so much for your support. Yes,
Speaker 2: and all your reviews just because you didn't realize.
Speaker 3: It's Tiffany and this is Mandy. Yes, and we're back
Speaker 3: and episode ten. So and speaking of reviews, today is
Speaker 3: the day when we finally announced the winner of our
Speaker 3: iTunes review giveaway. We do, we do, but you have
Speaker 3: to stay tuned till the end because we haven't picked
Speaker 3: it yet and we're gonna do it at the end. Okay,
Speaker 3: so stay tuned without further ado, let's start this show.
Speaker 2: Chick a boom, chick a boom, chick a boom. So,
Speaker 2: what do you have for buzzworthy? Buzzworthy?
Speaker 3: I feel like we just start things out right today,
Speaker 3: which is by talking about the meme of the week, okay,
Speaker 3: which is Drake's hot bling video.
Speaker 1: Yes, I love that song. You used to call me
Speaker 1: on myself. I didn't even I don't want to get
Speaker 1: what he's saying, like, what is a hot line?
Speaker 2: Think it's about a hookup? You know?
Speaker 1: You know I just turned thirty six, so you know,
Speaker 1: I'm not quite in the I'm not you know, in that.
Speaker 3: Little like oh yeah, you're an angel and I'm sure
Speaker 3: I'm like hook up?
Speaker 1: What?
Speaker 2: What?
Speaker 1: Never?
Speaker 2: What? What's that? Have you seen the video? Yes?
Speaker 3: And I love which version because see the thing is,
Speaker 3: I didn't see the regular video. All I saw was
Speaker 3: the memes. I saw Dominican Drake, which is my favorite
Speaker 3: in the Merengue.
Speaker 2: I liked Haitian Drake. Haitian what's the Haitian video?
Speaker 1: It's so like, I guess a popular Haitian song, but
Speaker 1: it just looks so funny because my friend Sophia, Hey,
Speaker 1: Sophia Domaville, Artist Extraordinaire, she posted it and she's like,
Speaker 1: this is like every light skin Haitian uncle I know.
Speaker 2: And I just thought that was hilarious. He's like an uncle.
Speaker 3: He's got like a turtle next sweater, yes, and like
Speaker 3: the tight but he's like like a hot uncle.
Speaker 2: Yes. I mean well, it depends.
Speaker 1: I feel like with Drake, there's times when I'm like eh,
Speaker 1: and there's other times when I'm like, ooh, he's cute.
Speaker 3: And I told you my thing about Drake, my little brother.
Speaker 3: He's not little. He's twenty three years old. Alex looks
Speaker 3: pretty much identical to Drake, but I can't he's cuter.
Speaker 3: I'm biased, but so I feel conflicting feelings about thinking
Speaker 3: Drake is attractive.
Speaker 2: Because I know Alex is cute.
Speaker 1: Mandy showed me a picture and I was like, oh, hello,
Speaker 1: I mean, I love Superman, but I'm.
Speaker 3: Not dead like legit. All my friends in college would say, so,
Speaker 3: what's Alex eighteen?
Speaker 1: Yet?
Speaker 2: Oh my god, he's my number Halloween, You're eighteen. Disgusting.
Speaker 3: So yeah, Dominican Drake, that meme is going around. It's
Speaker 3: like the dance moves where he's doing.
Speaker 2: Like the knee thing. Yes, you know, kudos for trying. Yeah,
Speaker 2: he's always on a beat.
Speaker 1: Remember they had that whole meme series that Beyonce is
Speaker 1: always on beat? Oh really, where they like just this
Speaker 1: one video and they put it to all this different
Speaker 1: music and she's always on beat, And so Drake is
Speaker 1: always on beat.
Speaker 3: Did you see speaking of Beyonce, so ty, did you
Speaker 3: see the clip of her so stop it? What was
Speaker 3: the party where they had. It was a title premiere
Speaker 3: or something like that. They had at the Barclay Center,
Speaker 3: and there's this amazing video footage of Beyonce in the
Speaker 3: red carpet and she's wearing like a dress with several
Speaker 3: danger zones, like it's down to the navel and like
Speaker 3: the leg is up to her vagina with a slit,
Speaker 3: and her assistant is there clearly to like make sure
Speaker 3: everything is tuck yep. And then she's like you can
Speaker 3: see her mouth the words stop it. She's like smiling
Speaker 3: at the same time that she's like stop it.
Speaker 1: No, no, it's that's it's literally stop it, like girls,
Speaker 1: you don't get your hands off me.
Speaker 2: But she's smiling the whole time though, Yeah, well that's
Speaker 2: because pictures are going there is no video. You would
Speaker 2: never have never known.
Speaker 3: That is like I love that because you can see
Speaker 3: that's like that's how Beyonce ticks. It's like all the
Speaker 3: all here, outward facing is beautiful. Like behind the scenes,
Speaker 3: she is the boss.
Speaker 1: Yes, that was just hilarious. Everybody's been like stop it hashtags, stop.
Speaker 2: It, stop it, stop it? So what else? What else?
Speaker 1: Oh?
Speaker 3: Okay, so real quick, we talked about Raven last week
Speaker 3: and I don't want to talk at her anymore. However,
Speaker 3: someone actually my boyfriend's cousin, messaged me on Twitter. He's like, look,
Speaker 3: Ann Culter, just like read Raven on the view, and
Speaker 3: I'm like, when you watch.
Speaker 1: This, and for those of you all who are unfamiliar
Speaker 1: with who Anne culture, she is like honestly hand.
Speaker 2: Jealous of you for being ignorant about her.
Speaker 1: Yes, because she's literally, hands out probably the most racist
Speaker 1: woman I have ever.
Speaker 2: The most xenophobic piece of trash. She's like the worst
Speaker 2: or worst, like you know, she's the.
Speaker 3: Master of like manipulating the media and like getting us
Speaker 3: to write about her. And what better way than to
Speaker 3: have one racist cenophobe call out another culture.
Speaker 1: Yeah.
Speaker 2: Racist.
Speaker 1: And I forget exactly what she said, but I think
Speaker 1: Raven was coming at her for saying, like, oh, for
Speaker 1: saying something mean or something.
Speaker 2: Here's what Raven was like.
Speaker 3: So I don't know, I don't know what Anne said
Speaker 3: to like provoke this, but she said, you know, when
Speaker 3: I was growing up, my mother taught me, do you
Speaker 3: have nothing nice to say, then don't say anything at all.
Speaker 3: So An Culter, where do you get off saying this thing?
Speaker 3: And Anne is like, well, I'm sorry, I'm talking to
Speaker 3: someone who last week that they want to hire someone
Speaker 3: based on their name being Watermelondrea.
Speaker 1: Yeah, And Raven starts to stutter, and she's and said,
Speaker 1: at least I'm talking about things that are important. You're
Speaker 1: talking about not hiring someone based on their name. And
Speaker 1: Raven starts to stutter and then puts her head down
Speaker 1: in shame and silence, and.
Speaker 2: That was just her facial she starts.
Speaker 3: She's like, she raises her finger and just like starts
Speaker 3: to say something and she's like mm hmmm, just nodding.
Speaker 1: And it was just like, like I said, if you
Speaker 1: knew an culter, like just google her. She is like
Speaker 1: literally the worst on worst and for her to be
Speaker 1: able to check you says something about your life. You
Speaker 1: need to speak to yo Jesus, yes, because but she
Speaker 1: needed to be checked cause Raven is just ridiculous. I mean,
Speaker 1: I think she went on to Twitter or whatever to
Speaker 1: take back her words, but obviously you know.
Speaker 2: Why she did that though, because it's fucking illegal. Sorry,
Speaker 2: it's illegal what she said.
Speaker 3: You can't discriminate based on someone's name, and like she
Speaker 3: maybe is an employer.
Speaker 2: Maybe she hasn't. I mean, you could get I'm sure
Speaker 2: people anyone.
Speaker 3: Who's ever been employed by the business of Raven has
Speaker 3: been like looking back, like could I to herb deny
Speaker 3: me an opportunity because my name sounds meanwhile Raven simone,
Speaker 3: Come on now.
Speaker 2: Yeah the fake accent anyway.
Speaker 3: So I mean, I guess what I said is like
Speaker 3: two wrongs don't make a right in this situation that
Speaker 3: they're both crazy. I'm you know, they should just if
Speaker 3: they could just like go and like just just join,
Speaker 3: just put them on an island together, let them destroy
Speaker 3: each other.
Speaker 2: Maybe that would be helpful for America. So what I
Speaker 2: wanted to talk about, so who remembers hero mom? There?
Speaker 1: Of course we all remember the Baltimore Riots, and there
Speaker 1: was this young boy who was kind of like participating
Speaker 1: in this his mom and like yellow swoops in and
Speaker 1: starts beating him.
Speaker 3: This was the Baltimore Riots for after the wrongful arrest
Speaker 3: the death of Freddie Gray.
Speaker 1: So she comes in and starts beating him, and the
Speaker 1: cameras pick it up and she becomes like this hero
Speaker 1: mom and especially for the right conservative and just like, oh,
Speaker 1: you know, here's a mom who recognizes that you know
Speaker 1: her son shouldn't be doing this, and they flew her
Speaker 1: all around the country.
Speaker 2: She was on like every show possible.
Speaker 1: And the word has come out that she is now
Speaker 1: facing eviction and people were like, wow, you know, you
Speaker 1: were flown all over the place and you can't pay
Speaker 1: your rent. You would thought that that would have led
Speaker 1: that I thought. I guess she thought it would have
Speaker 1: led to some sort of like lucrative deal or something,
Speaker 1: and it has not. They used her basically for ratings
Speaker 1: and sent her back to her regular life.
Speaker 2: Of course.
Speaker 3: I mean she's like the quintessential sassy black woman that
Speaker 3: media loves to like, you know, put on blast and
Speaker 3: like put up there like oh look, how hilarious and
Speaker 3: awesome on this tree. You know this like this rare
Speaker 3: animal is in the wild exactly. Actually give her no
Speaker 3: resources or help in any way. So what's what's what's
Speaker 3: her deal today? She's facing eviction.
Speaker 1: But yeah, she owes about like she owes about like
Speaker 1: fourteen hundred dollars and so for a living, what she
Speaker 1: does is that she drives addicts from haway halfway houses
Speaker 1: to treatment centers and it's just really not paying very much.
Speaker 2: This is what she does and she I guess they were.
Speaker 1: Doing some sort of follow up interview and she pulled
Speaker 1: out an a eviction notice showing that she owed one thousand,
Speaker 1: three hundred and eighty one dollars and fifty cents and
Speaker 1: she makes ten dollars an hour, So she's struggling.
Speaker 2: And you would think like there would be there would been.
Speaker 1: Some sort of like resources set up for her after
Speaker 1: all of this, or maybe a book deal or something,
Speaker 1: but no, nothing. So it just goes to show you
Speaker 1: that the media doesn't really care about you.
Speaker 2: I mean, Baltimore could have taken care of for too.
Speaker 1: Exactly that you hold up as a hero mom, but
Speaker 1: she's struggling and nobody cares because she's not a story anymore.
Speaker 1: So it's just kind of like a cautionary tale of
Speaker 1: you know that people can applaud you, but it doesn't
Speaker 1: mean they really support you.
Speaker 3: Yeah, and I think anytime that I mean, just anyone
Speaker 3: who's out there. If you ever, I mean, you can
Speaker 3: talk about it a bit later, but I mean part
Speaker 3: of my job I talk to people who have been
Speaker 3: wronged by businesses and corporations, and they're often low income
Speaker 3: and the way these people are preyed upon is really sad,
Speaker 3: and I always have to take them in too account
Speaker 3: when I'm interviewing them, and I want to be sure
Speaker 3: that they know that I'm not just talking to them
Speaker 3: because I want the really sad, sob story, you know,
Speaker 3: to draw people in. And I feel like the media
Speaker 3: has to be more and this is a good this
Speaker 3: is a good way. I love this story and that
Speaker 3: they're going back. Not only are they going back and
Speaker 3: talking to women again, like six seven months later, but
Speaker 3: they're also bringing more attention to the fact that there's
Speaker 3: still these issues in Baltimore, like we can't forget exactly.
Speaker 1: There's a line in the story that I really like
Speaker 1: it said she became a vehicle for others to advance
Speaker 1: their own social agendas that you know, basically they used her,
Speaker 1: and now that she needs help, there's no one there
Speaker 1: to help.
Speaker 3: The same way as like Mike co couldee going to
Speaker 3: the rally for Kim Davis, that woman who wanted to
Speaker 3: give marriage licenses to gay people, like he made that
Speaker 3: about himself.
Speaker 1: Yeah.
Speaker 3: Well, speaking of Freddie Gray, did you read that his
Speaker 3: mom comed attempted suicide. No, Yeah, that's really sad. I
Speaker 3: think she, like I think she was either being she
Speaker 3: was at a hospital, or she was taken to a
Speaker 3: hospital and there she slit her wrists, or I don't
Speaker 3: know the exact circumstances. They said that she was found
Speaker 3: with marks on her arms, so I feel like she
Speaker 3: might have slit her wrists.
Speaker 2: But that's that's really sad.
Speaker 3: That's yeah, I don't know what's happening with that case
Speaker 3: right now. The last thing I heard was that all
Speaker 3: six people, the six cops or police officers who were
Speaker 3: on trial, were denied whatever motion they tried to get
Speaker 3: to get the case dropped, Okay, which I guess.
Speaker 2: Good. Yeah, I hope the hope. I mean, I'm sure
Speaker 2: we're still going to be covering this case.
Speaker 3: But this, this whole situation, the death of Freddy Gray,
Speaker 3: the fact that the police officers have been charged with
Speaker 3: like what is it, like second degree murder or something
Speaker 3: like that, or involuntary something. It'll be interesting to see
Speaker 3: how it all.
Speaker 2: Plays out.
Speaker 1: On that. And I'm like, do you have anything light
Speaker 1: to end buzzworthy?
Speaker 3: I don't have anything light to end buzzworthy, but I
Speaker 3: would be remiss because this is this is really like
Speaker 3: weighing heavily on me.
Speaker 2: This whole situation with a Rush card. Okay, ah, yes,
Speaker 2: oh well yeah, we can't end well, we're just going
Speaker 2: to end with We're just gonna end it on this.
Speaker 2: We have to we have to have to.
Speaker 3: So Russell Simmons first of all, is like this business magnate.
Speaker 3: I mean, obviously a hip hop star, but he's he
Speaker 3: had fat farm mm hmm. What's little known about him
Speaker 3: unless you watch like bet or whatever is that? Twelve
Speaker 3: years ago he launched a company called Una Rush which
Speaker 3: has a has a product called the Rush Card. This
Speaker 3: is a prepaid debit card. And for those of you
Speaker 3: who don't understand what that is, a prepaid debit card is.
Speaker 3: Essentially it's not a bank it's not a bank account,
Speaker 3: but it looks like a debit card and it works
Speaker 3: like one, and you load money onto it and that's
Speaker 3: the money you have to spend. And it's you know,
Speaker 3: marketed as being a budgeting tool. And if you know,
Speaker 3: a lot of people out there don't realize this, but
Speaker 3: if you have a bad banking history, banks can stop
Speaker 3: opening allowing you to open checking accounts. So a lot
Speaker 3: of people who are low income and maybe have overdrafted
Speaker 3: their accounts for you know, in the past, or have
Speaker 3: had to open and close checking accounts because they ran
Speaker 3: into trouble, you know, can't access the traditional banking system.
Speaker 3: So they use these prepaid cards as a way of like,
Speaker 3: you know, looking like everyone else and having their debit
Speaker 3: card or whatever. Unfortunately, the thing about prepaid debit cards
Speaker 3: is that a lot of them have crazy fees and
Speaker 3: they can be quite expensive for people to use.
Speaker 2: So let's go over some of the fees.
Speaker 1: You can actually have a fee to load the card up, yep,
Speaker 1: A fee to check how much money.
Speaker 2: You have, a fee one second, we're getting a call caller.
Speaker 2: Are you there?
Speaker 1: Okay, that's funny, but like right, A fee to load
Speaker 1: the card up, a fee to actually check to see
Speaker 1: what your balance is. There's a fee sometimes for using
Speaker 1: your card. Monthly fee, a monthly fee, activation fee.
Speaker 3: Activation fee, som fees I mean fees on fees on fees.
Speaker 2: Yes, basically fees on fees on fees. And so the
Speaker 2: Rush card.
Speaker 3: You know what's crazy about this whole situation, So just
Speaker 3: real quick, what happened is starting October tenth, people went
Speaker 3: to access their Rush card and they were denied. I
Speaker 3: spoke to one woman who was at Denny's with her husband,
Speaker 3: card was declined. She spent two and a half hours
Speaker 3: on the film with customer service sitting outside the Dennis
Speaker 3: mortified could not get through. Something was clearly going wrong,
Speaker 3: but the company was like radio silent about everything. It
Speaker 3: wasn't until about a week into the problems that they
Speaker 3: finally acknowledged that some customers had just lost access to
Speaker 3: their money, like their money that they've had deposited onto
Speaker 3: their cards. Like, can you imagine if you just like
Speaker 3: and this is everyone's worst fear, The apocalypse is coming.
Speaker 3: Banks are closed down.
Speaker 2: You can't access your own money.
Speaker 1: Paycheck because a lot of people have their paychecks onto
Speaker 1: the card automatically. So just imagine, Oh, this is the
Speaker 1: money that you used to pay your your rent, with groceries,
Speaker 1: child care services, all of these things, and then all
Speaker 1: of a sudden, not for an hour, not.
Speaker 2: For a day, but for more than a week, no apter.
Speaker 3: Two weeks now, today is October twenty fifth. This all
Speaker 3: started happening October tenth, two weeks and I've been following
Speaker 3: it closely. I've written a couple of stories about this.
Speaker 3: The Consumer Federal Protection Bureau just came out Friday that
Speaker 3: afternoon with the statement saying they're going to be investigating
Speaker 3: rush Card, Russell Simmons himself and the company's CEO, because
Speaker 3: Russell's basically the face of the company. He was a founder,
Speaker 3: but he doesn't actually run it, like there's a whole other,
Speaker 3: obviously executive team running it. They've come out and said,
Speaker 3: you know, largely most of the issues have been fixed.
Speaker 3: Russell Simmons was on Twitter yesterday tweeting about this, and
Speaker 3: I meanwhile, I'm on Twitter, I'm on my email. I'm
Speaker 3: still getting emails from people saying, hey, I can't access
Speaker 3: all my money. I only got one hundred bucks back.
Speaker 3: I'm still owed three to fifty. I talked to a
Speaker 3: woman and her name's Jasmine. She lives in actually from
Speaker 3: New Jersey, Beverly. Okay, this is what happened to her,
Speaker 3: and this is why, this is why this story is
Speaker 3: like so hard. She at the beginning of October, after
Speaker 3: waiting two years, she was on the waiting list for
Speaker 3: low income assisted housing in New Jersey. And she has
Speaker 3: two children, a six year old and a seven month old,
Speaker 3: and they've been homeless largely for the last year. They've
Speaker 3: been kind of living like from friend's couch to friend's couch,
Speaker 3: most recently at her mother's house, but her mother is
Speaker 3: still taking.
Speaker 2: Care of her siblings.
Speaker 3: Jasmine's only twenty six years old, and so for finally
Speaker 3: the past year, she's been like semi homeless, saving up
Speaker 3: money in you know, finally getting approved for this low
Speaker 3: income housing, moving into a two bedroom apartment.
Speaker 2: She just moved in the beginning of October.
Speaker 3: She bought a bed for her daughter and couldn't buy
Speaker 3: a crib for her baby because her Rush card was empty,
Speaker 3: completely empty, And she's one of the ones you had
Speaker 3: there in her entire paycheck. She was onto the card
Speaker 3: and let me just dispel myths about people who live
Speaker 3: in assis living or not as a living but low
Speaker 3: income housing. She has a full time job. She works
Speaker 3: nine to five. She's also going to school for a
Speaker 3: degree in sociology. She works for a nonprofit helping poor
Speaker 3: people get access to different services. And she's like, I
Speaker 3: can't believe that my job is helping people get access
Speaker 3: to services. Meanwhile, I can't even buy groceries from my children. Wow,
Speaker 3: she had just moved in, and she's like, I thought
Speaker 3: I was getting a fresh start, and now I feel like,
Speaker 3: I have nothing, absolutely zero, And she.
Speaker 2: Still hasn't gotten her money, so.
Speaker 3: As of I spoke with her on Friday. As of Friday,
Speaker 3: she had gotten half of one of her direct deposits.
Speaker 3: She's missing two paychecks, and she also was due a
Speaker 3: refund check from her student loans. You know, if you pay,
Speaker 3: she's due like four thousand dollars from her student loans,
Speaker 3: which is going to be the money that she was
Speaker 3: going to use to furnish her apartment because these some
Speaker 3: of these this is her apartment in particular, didn't come
Speaker 3: with a fridge or utilities like like a fridge and
Speaker 3: appliances and stuff, so she had to buy that. And
Speaker 3: she's like, we're all sleeping on my daughter's bed. You know,
Speaker 3: I've been fixing her PEB and J's because we can afford.
Speaker 1: This is just so crazy. And then you know, I just,
Speaker 1: first of all, what I think is so crazy. It's
Speaker 1: like I guess it was all due to what like
Speaker 1: some sort of like they said it was a software
Speaker 1: glitch or systems updated. They were updating the system. Now,
Speaker 1: I mean, why not do this.
Speaker 2: In waves just in case something like this?
Speaker 3: Maybe they did, They're not being like they haven't said
Speaker 3: maybe they did it in a wave and that just
Speaker 3: happened to be the one that screwed up. They haven't
Speaker 3: said exactly how many people are affected. They haven't said,
Speaker 3: but I mean I've been saying thousands. Media has been
Speaker 3: saying thousands, because you can go to their Facebook page.
Speaker 3: This is where people have had to resource to complaining
Speaker 3: because the customer service lines, I guess have been inundated
Speaker 3: and people can't get through. So you look at Facebook
Speaker 3: and there are just tens of thousands of comments.
Speaker 1: Wow, So you're just assuming, well, these are thousands of
Speaker 1: people complaining, so it must be thousands of people affected, right,
Speaker 1: And what.
Speaker 3: I want to say about the Rush card, especially why
Speaker 3: it hurts people personally, Like the way that the Rush
Speaker 3: card markets is very pointed, Like I mean, all market is,
Speaker 3: all marketing is targeted, but they specifically target low income
Speaker 3: black people, brown people in minority areas.
Speaker 1: People who are using the Rush card already are having
Speaker 1: banking difficulties. This is not a population that can go
Speaker 1: a week without pay, are you kidding me? Know, most
Speaker 1: people can't go a week without pay, but this is
Speaker 1: especially vulnerable, financially vulnerable population.
Speaker 2: So for them to be going through this.
Speaker 3: This is just so they don't have savings. I talk
Speaker 3: to people and this is so the way that they
Speaker 3: market is bad. So the biggest reason for a lot
Speaker 3: of people who use the Rush card and some prepaid
Speaker 3: cards is because they promise to get your paycheck two
Speaker 3: days early.
Speaker 2: They have a special way of doing this.
Speaker 3: Basically, when you're when your employer pays you direct deposit,
Speaker 3: it goes to the bank on like a Wednesday, it
Speaker 3: doesn't show up until Friday, okay, So prepaid debit cards
Speaker 3: will just give you the money on Wednesday and they'll
Speaker 3: expect the money to come on it. So that's how
Speaker 3: they get people in. They're like, oh, if you want
Speaker 3: to get paid, he'll pay you two days early. Give
Speaker 3: me your five dollars a month, please, And so that's
Speaker 3: why they get people in with that promise.
Speaker 1: And I saw him say something like and I just
Speaker 1: wanted to like body slam, and he said like, well,
Speaker 1: technically it's not really late because we're you usually get
Speaker 1: your paycheck two days early.
Speaker 2: Whatever video or whatever tweet was set out, so we
Speaker 2: still have to a video on you know.
Speaker 3: And I was like, well, no, it was October fourteenth,
Speaker 3: it's been ten days in that video with Yeah. I
Speaker 3: saw someone on Twitter on Friday. It was ten pm
Speaker 3: our time, like seven pm LA time where he lives,
Speaker 3: and she was like, Russell Simmons is in my yoga
Speaker 3: class right now. And I was like, that's nice that
Speaker 3: he's finding Yeah, relax. Meanwhile, like the hundreds of his
Speaker 3: customers still don't access to their money. I you know,
Speaker 3: it's really sad what's happening. I'm glad that regulators are
Speaker 3: going after him. I hope that this just draws attention to,
Speaker 3: like more on to the fact that these predatory services
Speaker 3: for low income people are just not doing enough for them.
Speaker 2: It's really expensive to be poor.
Speaker 1: It is.
Speaker 2: Isn't that so crazy? It is crazy.
Speaker 3: If you can't so your Rush card, you know, you
Speaker 3: can't access your money, so what do you do? None
Speaker 3: of your friends or family have money, so you might
Speaker 3: get a payday loan. Let's talk about how expensive payday
Speaker 3: loans are.
Speaker 2: It's just rade sense as of like three hundred percent.
Speaker 3: And I talked to several people, and what's crazy is
Speaker 3: listening to them. Well, everyone's like, I'm done with Rush card.
Speaker 2: I'm done.
Speaker 3: I'm done, I'm done. But what they've said is like, oh,
Speaker 3: I found another prepaid card. It has more fees, but like,
Speaker 3: I don't have any other options because I have bad
Speaker 3: banking history. One woman was like, okay, I'm done with
Speaker 3: all prepaid cards. I went to my local bank. They
Speaker 3: charged eleven dollars a month to have it unless you
Speaker 3: have a minimum balance of fifteen hundred dollars. There's just
Speaker 3: not enough options out there for people who don't have
Speaker 3: a lot of money. You know, even in writing my story,
Speaker 3: I was like, there's online banks you can go to
Speaker 3: that have few fees.
Speaker 2: Well, these people don't trust.
Speaker 3: Yeah, you know they even before they didn't trust traditional banks,
Speaker 3: let alone online ones, and now they've been screwed over.
Speaker 3: So how are you going to get into you know,
Speaker 3: how are you going to convince them that like Capital
Speaker 3: one three sixty isn't going to like crap out the
Speaker 3: same way Rush Card did.
Speaker 2: It's just so disheartening.
Speaker 1: It's one of the reasons why I think Mandy and
Speaker 1: I do the work that we do with financial education.
Speaker 1: I especially try to speak to folks like this because
Speaker 1: it's just if you didn't learn personal finance stuff at home,
Speaker 1: you certainly didn't get it in school, and it's like, well.
Speaker 2: How do you get to this place?
Speaker 1: Because you know, a lot of people I've heard like
Speaker 1: judging like, well, they should have had saving That's just
Speaker 1: so easy to say. But you know what I mean people,
Speaker 1: First of all, you know people who I you know,
Speaker 1: it looks like from the outside they look great and
Speaker 1: secretly could not afford to lose a paycheck either. So
Speaker 1: I'm like, you know, it's so easy, they should have
Speaker 1: had savings, But you, sir, don't have savings either. And
Speaker 1: if your fancy job stop paying you today, you would
Speaker 1: be screwed, right, So I hope.
Speaker 3: These people get their money back, and I hope that,
Speaker 3: you know, the company has said that they you know,
Speaker 3: very soon will be announcing they're gonna make it right. Well,
Speaker 3: so far, all they've done is said, we're gonna get
Speaker 3: you know, we're going to cancel fees for the holiday season.
Speaker 3: We'll take off through a monthly five dollars fee. I'm like,
Speaker 3: what's that going to do if you, like, I mean,
Speaker 3: when people have like not been able to pay rent. Yeah,
Speaker 3: one woman said in The New York Times evert a
Speaker 3: story where she couldn't afford to buy her husband's heart medication.
Speaker 2: What are they going to do for those people? Yeah,
Speaker 2: these people.
Speaker 3: Also, this sounds like the makings of an amazing class
Speaker 3: action loss, the people cheated by a financial services company
Speaker 3: that makes millions of dollars. However, like most financial services
Speaker 3: they have a ban on class action. When you sign
Speaker 3: your customer agreement, I mean you can go right now
Speaker 3: and check I guarantee you check your credit card statement,
Speaker 3: checker agreement, check your bank account agreement. They all say
Speaker 3: we have a ban on class actions. Mandatory arbitration, which
Speaker 3: means arbitration is when they hire an independent arbitrator basically
Speaker 3: an attorney to do a private negotiation, So like a
Speaker 3: private little like basically like you arbitrator business and you know,
Speaker 3: at around a table sussing things out.
Speaker 2: Whatever is agreed upon is private.
Speaker 3: You cannot talk about it afterward, so the greater public
Speaker 3: will never know what happened. And it's also very cost prohibitive.
Speaker 3: It can cost you hundreds of dollars, if not thousands,
Speaker 3: to hire an attorney to represent yourself at a private
Speaker 3: arbitration and then for what you know, five hundred dollars.
Speaker 3: I mean a lot of people don't have that much money.
Speaker 3: I mean it's a lot of money to them, but
Speaker 3: it's not like people I've talked to. I was like,
Speaker 3: you know, would you think about doing arbitration and they're like,
Speaker 3: you know what, it's not enough.
Speaker 2: I don't. I can't afford fees. Yeah, so it sucks.
Speaker 3: You know, the only way for them to get recourse
Speaker 3: is if regulators like the CFPB stand up and represent them,
Speaker 3: which you know they are doing. And I you know,
Speaker 3: I hope something good comes out of it because Russell
Speaker 3: Simmons got to pay.
Speaker 2: Yeah, Fresh Cards got to pay. And on that note,
Speaker 2: BuzzFeed is done. They always call it buzzed.
Speaker 3: I'm sorry, buzzy, Yes, buzzworthy, buzzworthy, buzzworthy.
Speaker 1: You know what, I'm not gonna dig it to BuzzFeed.
Speaker 1: That's why that's like my board right before bed, like viewing.
Speaker 1: I'm like, what's this BuzzFeed up too?
Speaker 3: You go to BuzzFeed dot com. I've never gone there,
Speaker 3: like like I've never done it myself, like typed in
Speaker 3: BuzzFeed dot com.
Speaker 2: But I just see their stuff everywhere.
Speaker 1: No, I just go and I'm just like just for
Speaker 1: a little giggle before nighttime.
Speaker 2: Well for the records, Buzzworthy, we need to work on
Speaker 2: our branding.
Speaker 1: Yes, but if you have anything to say, maybe you've
Speaker 1: been affected by the whole rush card thing, we'd love
Speaker 1: to hear from you, Yes, ma'am.
Speaker 2: At the BA podcast. This is on Twitter. You can
Speaker 2: also email us at Brown Ambition Podcast at gmail dot com.
Speaker 1: And we are Brown Ambition on Facebook.
Speaker 2: Facebook. Almost that five hundred fans. I know we're so famous. Yeah, cool,
Speaker 2: Brown Break, Brown Break time? Right, Brown Break, Brown Break?
Speaker 2: What your gun? I know I sing that song every time,
Speaker 2: but I like it.
Speaker 3: It's got to ring too. I feel like I've heard
Speaker 3: that song before. This week, I have two that could
Speaker 3: kind of go together, okay, or do you want to start?
Speaker 2: Okay?
Speaker 1: So my brown break is this. So I'm a business owner.
Speaker 1: For y'all who don't know, I am the budgetista. I'm
Speaker 1: a financial educator and one of the things I love
Speaker 1: doing is helping, helping helping, and I get a lot
Speaker 1: of request but sometimes the requests are a little she
Speaker 1: tried it right, That's what the.
Speaker 2: Kids say, like, oh she tried it.
Speaker 1: Like people will reach and I'm like, oh, okay, stranger,
Speaker 1: you're asking for a lot. So I'm taking a brown
Speaker 1: break from the over ask So somebody might you know,
Speaker 1: if you're if you hit me up and you ask
Speaker 1: me how do I raise my credit score or stuff
Speaker 1: like that.
Speaker 2: You know, that's what I do for a living. I
Speaker 2: get it. But somebody might say. One woman asked me.
Speaker 1: Hey, Budgetista, my aunt is turning forty and I want
Speaker 1: to get her your one of your books?
Speaker 2: Can you send it to me? And I thought she
Speaker 2: wanted to buy it.
Speaker 1: No, just asking for a gift, random random stranger on Facebook,
Speaker 1: or I would love to. I want to do speaking
Speaker 1: like you do, Budgetista. You know, next time you get booked,
Speaker 1: can you bring me and I could speak with you?
Speaker 1: And I'm like, oh, so person i've never met or
Speaker 1: her to speak before or anything.
Speaker 2: I'm supposed to just bring you on stage with me? Yeah? Yeah.
Speaker 1: And so my biggest thing is this that if you
Speaker 1: are going to ask something of someone that you do
Speaker 1: not know, first thing you should do is don't because
Speaker 1: just think about it, like if you were in person
Speaker 1: with this person. Just think about someone on the street
Speaker 1: or or someone at work that unless you've built a relationship,
Speaker 1: your ass should be in direct relation to how familiar
Speaker 1: you are with them, like an actual person. So for example,
Speaker 1: like you might this is what I say anyway before
Speaker 1: you ask me a resource.
Speaker 2: So I have this great mentor Lynette cow finnni Cox.
Speaker 2: She's amazing.
Speaker 1: We actually did I forget what episode we did a
Speaker 1: interview of her five so episode four, so.
Speaker 2: She was awesome. And so Lynette, when I first met her,
Speaker 2: I was like, what do you need? What do you need?
Speaker 2: What do you want? What do you need? You babysit?
Speaker 1: You want me to type stuff up for you whatever
Speaker 1: she asked for? Because I knew that Lynette. For me
Speaker 1: to ask something of this woman who I did not know,
Speaker 1: that didn't make sense to me. So instead, I really
Speaker 1: tried my best to be a resource and in return,
Speaker 1: you know, without soliciting her, Lynette used to like kick
Speaker 1: things my way, So to me, really that's just the
Speaker 1: best way to kind of go about it, right. Have
Speaker 1: you had experiences like that where people are like, hey, Mandy,
Speaker 1: because Mandy's a writer for y'all. Who so I'm sure
Speaker 1: you get like, hey girl, you should write this article
Speaker 1: on because I'm amazing.
Speaker 2: I get so many pitches.
Speaker 3: I mean I could do a whole like Brown break
Speaker 3: like reporter break on pitches, like everyone wants you to
Speaker 3: write for about them and everyone thinks they have the
Speaker 3: best story. Yeah, and just beyond that, just networking is
Speaker 3: really uncomfortable and I hate some people are very obvious
Speaker 3: that they are like trying to make you like I
Speaker 3: want you to be my mentor like you're gonna coach me,
Speaker 3: and like when can we have coffee?
Speaker 2: When are you free? And I'm more than happy to help.
Speaker 3: But you have to pour a lot into someone, like
Speaker 3: you want to take an interest in them and really
Speaker 3: give them good advice, and you don't want to feel
Speaker 3: like you're just like a collection, like another like a
Speaker 3: notch on their bedposts, like another business card in there
Speaker 3: in their briefcase.
Speaker 1: Or just because you don't want to feel like someone's
Speaker 1: just taking you know, if you know, to me, the
Speaker 1: best way to receive is really to give, and especially
Speaker 1: if you like have I don't know it. Just think
Speaker 1: to yourself, like, you know, whatever it is that you
Speaker 1: do for a living, if someone kept coming to you
Speaker 1: and asking for you to do it for free for
Speaker 1: them and you're just like, wow, you know this person's
Speaker 1: just here taking takeing. But imagine if someone came to
Speaker 1: you and say, well, what do you need?
Speaker 2: How can I help you?
Speaker 1: Then you'd be more apt to say, oh, well, you
Speaker 1: know what, this person been so useful. I'm so helpful.
Speaker 1: I'd love to give back to them in some way.
Speaker 1: So just be mindful of that that there's nothing wrong
Speaker 1: with asking for help, but there's a difference between help
Speaker 1: and a handout. And so just be mindful of that,
Speaker 1: because I'm taking a break from all but over asking.
Speaker 2: She tried it, You've earned it break. I've got a
Speaker 2: different break. I got a couple.
Speaker 3: Well, I guess we can combine them to of my
Speaker 3: least favorite things, Texas and Trump, well and T T
Speaker 3: and T. So this week federal judge and Texas made
Speaker 3: a ruled on Friday actually that Texas officials can continue
Speaker 3: to deny US birth certificates to the kid to the
Speaker 3: children of immigrants who cannot supply required identification such as
Speaker 3: a driver's license or passport because they came into the
Speaker 3: country illegally. And I just feel like, could we be
Speaker 3: taking any more steps backward Texas?
Speaker 2: Like what the hell? Children?
Speaker 3: As it stands, children of illegal immigrants who were born
Speaker 3: in American soil soil are granted citizenship immediately, But what's
Speaker 3: happening in Texas is that the Texas is like, oh, yeah,
Speaker 3: you're granted citizenship, but to get your birth certificate, can
Speaker 3: we see your parents driver's license identification please? Exactly when
Speaker 3: their parents may not have one and they know fully well.
Speaker 3: So it's just it seems I don't know how this is,
Speaker 3: how this is possible. I feel like this could wind
Speaker 3: up in the Supreme Court.
Speaker 2: Who knows. It's just a slick way of basically denying
Speaker 2: these children.
Speaker 3: And Texas is a hot mess. I mean, I know,
Speaker 3: Austin is cool, like whatever, I'm there for Austin. People
Speaker 3: are moving there. It's like a hot city to live in.
Speaker 3: But Texas as a whole, it just feels like I
Speaker 3: get stuck in the you know, fifty years ago talk
Speaker 3: about their you know rights for against trying to keep
Speaker 3: women from getting access to abortions, like healthy legal abortions.
Speaker 2: I mean, I can go on and on the place
Speaker 2: where they had that.
Speaker 1: Remember we talked about the book, the history book where
Speaker 1: it's like the workers came over it.
Speaker 2: Oh, is that Texas? I don't remember. I would not
Speaker 2: be surprised. I would honestly not be.
Speaker 1: So we talked about like there's this history book that
Speaker 1: this black mother had uploaded that her child was like
Speaker 1: it was talking about slavery and they referred to slaves,
Speaker 1: that's workers.
Speaker 2: We're like, oh hmmm, is that what we want?
Speaker 3: Well, how this all ties into Trump? You know, obviously
Speaker 3: we've talked about Trump's We've taken a brown break from Trump, Yeah,
Speaker 3: we did, but the world does not want us to
Speaker 3: take a break from Trump. SNL is actually having Donald
Speaker 3: Trump of all fucking people on as a host this
Speaker 3: weekend or this next week in November seventh or first,
Speaker 3: or whatever it is, as a host, and I just like,
Speaker 3: I don't get it. I mean I get it from
Speaker 3: like SNL wants to find a controversial host.
Speaker 2: I mean, they had Miley Cyrus and I will not
Speaker 2: be watching.
Speaker 3: I mean, forget the fact, forget the fact that Trump's
Speaker 3: politics are just like insane and he wants, you know,
Speaker 3: to deport eleven million people from this country.
Speaker 2: But beyond that, he is probably the most terrifying politician
Speaker 2: in his treatment of the press. Yeah.
Speaker 3: The press, I mean obviously I take very seriously because
Speaker 3: I am a reporter and I think it's important to
Speaker 3: have free press. But he first of all, I kicked
Speaker 3: out that Univision reporter Jorge Ramos, Yeah, who he didn't
Speaker 3: realize was a super famous like one of the most
Speaker 3: famous Latino American.
Speaker 2: Actually he's a Latino. Where was he born?
Speaker 3: I forget anyway Latino journalists who live, you know, in
Speaker 3: America today and beyond that. This past week, I think
Speaker 3: he had a campaign stop in Miami and he kicked
Speaker 3: out again a whole Univision crew just again like his
Speaker 3: whole bullying tactics.
Speaker 2: I can't. I can't with him.
Speaker 3: I can't with Louren Michaels for making him a host.
Speaker 3: Can he even act like what is happening? If anything,
Speaker 3: they should have Bernie Sanders on.
Speaker 2: Yeah, he would be hilarious. Oh Trump.
Speaker 1: So that's Brown Break and we're breaking off. If you
Speaker 1: have anything you know we have not I think we
Speaker 1: I feel like we haven't asked in a while. Do
Speaker 1: you have anything that you want to take a Brown
Speaker 1: break from b A audience? Please please please tweet us
Speaker 1: use hashtag brown Break at the BA podcast on Twitter,
Speaker 1: hit up our Facebook wall at Brown Ambition, and you
Speaker 1: can always email us at what is that email again,
Speaker 1: the Brown Ambition Podcast at Gmail. Yeah so, but definitely
Speaker 1: put in the in the title Brown Break because we'd
Speaker 1: love to read some of your brown breaks. I'm sure
Speaker 1: you have something that's frustrating you. We'd love to share, Yes, ma'am.
Speaker 1: Now it's time for tips tips this week.
Speaker 3: Well, okay, so tips for this week were inspired. So
Speaker 3: I went to this event this past week. It wasn't
Speaker 3: a networking event.
Speaker 2: It's actually kind of.
Speaker 3: Cool though, because there it was sort of an event
Speaker 3: organized around like spotlighting these these six or seven female
Speaker 3: entrepreneurs who have like made millions out of these like
Speaker 3: home run businesses, and it was very inspiring. So one
Speaker 3: of the wins, actually I think she's from New Mexico.
Speaker 3: She's was formerly in the Air Force for like seven years.
Speaker 3: She grew up an army brat, and she has a
Speaker 3: multimillion dollar advisory business, advertising business for people who want
Speaker 3: Facebook ads. And one of the questions from the audience
Speaker 3: to all the women was how many of you guys
Speaker 3: are the bread winner in your household? And three or
Speaker 3: four of them raise their hands, and then she asked,
Speaker 3: and how does that impact your relationship and the division
Speaker 3: of household duties? And you can tell it with a
Speaker 3: loaded question because and shout out to you know, writers
Speaker 3: like Farnuch Charabi who have written about this, when women
Speaker 3: earn more, they still do more.
Speaker 2: Around the house.
Speaker 3: Well, you know you're talking about that, yes, but you know,
Speaker 3: studies have research has shown that even though women when
Speaker 3: they earn more, they still feel this like guilt, this
Speaker 3: like you know, obligation to do even more around the
Speaker 3: house to like make the man feel like like a
Speaker 3: man exactly. And this woman in particular, who has this
Speaker 3: multimillion dollar business and earns, you know, exponentially more than
Speaker 3: her spouse said, you know, at home, I am a
Speaker 3: wife and I support my husband. I want him to
Speaker 3: feel strong and manly, and so I don't really talk
Speaker 3: about my business and I do take care of the
Speaker 3: household chores and you know, put dinner on the table
Speaker 3: because that's what works for us. And I could see
Speaker 3: everyone in the like all the women. It was a
Speaker 3: it was mostly women in the in the audience, and
Speaker 3: I can see them kind of like you know, squreaming
Speaker 3: in there in their in their cocktail dresses. Because I
Speaker 3: feel like what she said was realistic. Yes, I agree,
Speaker 3: but it goes against that like oh bo power thing,
Speaker 3: you know what I mean. And I think there's a yeah,
Speaker 3: I was kind of like all right, calm done, everybody. Yeah,
Speaker 3: this is what works for them. Yeah, but yeah, I
Speaker 3: think it's a conversation worth having.
Speaker 1: So we're gonna me and Manya kind of talk about tips,
Speaker 1: cause do you make more than your boot?
Speaker 2: I do? I do make more.
Speaker 3: Yeah, I make more than my boyfriend. We live together,
Speaker 3: and I think when did I? I I haven't always
Speaker 3: earned more than him, but pretty soon as we started dating,
Speaker 3: I got a promotion and it was clear that, like,
Speaker 3: I was earning more. But then it't become like an
Speaker 3: issue until we moved in together.
Speaker 1: Okay, I make, let me see, probably about four and
Speaker 1: a half times more, bimboo. And honestly, next year it's
Speaker 1: gonna be like, like not even probably like ten times more.
Speaker 1: And I worried about that because I've dated guys who
Speaker 1: I'm like, yikes, they're not that happy with this. But
Speaker 1: I'm really open because I live with my boo too
Speaker 1: with Superman, and I'm really open about what I make.
Speaker 1: And you know, he's just like the greatest because so
Speaker 1: before I came, so Superman has a daughter that he
Speaker 1: has half the time, so they're like one week off
Speaker 1: when we're gone. He and his Supergirl's mom and so
Speaker 1: they're like this great team. And so because he was,
Speaker 1: he is raising his daughter like half the time and
Speaker 1: sometimes even more than half the time. He was, he
Speaker 1: learned to cook, he did laundry, clean well, he's just
Speaker 1: a super clean guy anyway. So he was already kind
Speaker 1: of like, for lack of a better word, domesticated.
Speaker 2: How old was Supergirl when you got together?
Speaker 1: Supergirl? So it's been two years for us. So she
Speaker 1: just turned nine, so she was seven, okay, so we
Speaker 1: had a long time. Yeah, And so he and her
Speaker 1: mom broke up when she was like three, so he
Speaker 1: had like four years of like you know, being like
Speaker 1: mom and dad at home and you know, so so
Speaker 1: when I came, you know, I remember like washing the
Speaker 1: dishes for the first time, and he nearly cried.
Speaker 2: I was like what. He's like, thank you so much.
Speaker 1: Someone's actually helping, And like when I make her lunch,
Speaker 1: he's like, oh my gosh. And so for him, anything
Speaker 1: that I do is just added help because he's not
Speaker 1: had he's only lives with me and her, so you know,
Speaker 1: so for him, it's like, wow, this is huge help.
Speaker 1: So luckily, you know, it's been easier for me because honestly,
Speaker 1: I am not the best at helping out at home.
Speaker 2: We do talk about that, like the other day, like
Speaker 2: I was on my computer for.
Speaker 1: Like the millions time, as per usual, and he was
Speaker 1: like so and like the laundry was piling up, and
Speaker 1: he's like doing the laundry and I'm like, meanwhile, I'm like,
Speaker 1: can you keep it down?
Speaker 2: And then he kind of was like, Tiffany, you know,
Speaker 2: I'd like some help around the house cause you like live.
Speaker 1: I never go food chopping. Just yesterday he went again
Speaker 1: for like the fifth time in a row. I never
Speaker 1: And I'm like, I'll say it, like I would literally
Speaker 1: like send him money via the phone, like, oh, I
Speaker 1: just sent you some money for food.
Speaker 2: He's like, so you're not Presty Go's food chopping.
Speaker 1: Yeah, you know, because you know before I came, that's
Speaker 1: what he did everything. But we did talk about it.
Speaker 1: So one of the things I asked him, I'm like,
Speaker 1: what do you what would you like me to help.
Speaker 2: You with more? Is that a recent conversation, yeah, like
Speaker 2: literally like maybe two days ago.
Speaker 1: And he said, honestly, like he's like he cooks, but
Speaker 1: he does like that man cooking, you know, like spaghetti
Speaker 1: and chicken nuggets, you know, but I actually cook and
Speaker 1: I cooked pretty well and I actually enjoyed it. He's like,
Speaker 1: I would love for you to cook more because I
Speaker 1: actually like your food. And I said, okay, check, I
Speaker 1: can do that. And he also said, I would love
Speaker 1: for you to help me, like around the house more.
Speaker 1: And now I hate cleaning. So I asked him, I said, so,
Speaker 1: to be clear, do you want the house to be
Speaker 1: clean or does it do you want me to have to.
Speaker 2: Do the cleaning.
Speaker 1: He's like, no, I would just like help. And I said, oh,
Speaker 1: can I hire help? Would you feel offended by that?
Speaker 1: And he said no? And I said, okay, so we're
Speaker 1: working out, like what does that look like? Because it
Speaker 1: is very uneven and lopsided. I will say right now
Speaker 1: that he does like the majority of like the work
Speaker 1: at home.
Speaker 3: And you have different I mean he works. Is his
Speaker 3: job like a ninety five? Yeah, ninety five, and so
Speaker 3: you're your hours or whenever?
Speaker 2: Yeah, whenever. It's hard. It's harder to like there's no
Speaker 2: set like and you come home and you clean and
Speaker 2: you cook the dinner. Yeah yeah, And so like you know,
Speaker 2: we're we're like working that out.
Speaker 1: And what I really really love about Superman is that
Speaker 1: we we split the bills evenly in half. When I
Speaker 1: first moved in, he was paying like all of them,
Speaker 1: and I was like, this kind of seems like wrong
Speaker 1: since I'm making so much more than you, you know,
Speaker 1: And so we split the bills in half. It now
Speaker 1: and just the other day, just really this morning, I
Speaker 1: was talking to him about I'm bringing you on a
Speaker 1: full time employee, and it's going to cost a lot
Speaker 1: of money, and even though I make a lot of money,
Speaker 1: it's going to be financially difficult for a few months.
Speaker 1: And he said, if I need to take on all
Speaker 1: of the household finances until you kind of get your
Speaker 1: business back stable again, let's do that. So he told
Speaker 1: me when I get home, like, let's sit down and
Speaker 1: look at our budgets and see like what we can
Speaker 1: do to make this work.
Speaker 2: And I'm just like you like the best you know.
Speaker 1: Even when he gets on my nerves, I just remember, like, man,
Speaker 1: he's like the best, you know my cooking and cleaning
Speaker 1: and help me out financially, even though you know I
Speaker 1: make so much more because this thing is this He's like,
Speaker 1: I know you have this huge dream and I want
Speaker 1: it for it to come true for you.
Speaker 2: So whatever I can do to support that is is
Speaker 2: what I'll do.
Speaker 3: So I feel like the first the first tip, which
Speaker 3: could be too late for some women, because sometimes you
Speaker 3: meet each other when you're young and you're both starting out,
Speaker 3: and then as your career grows, things start becoming more lopsided,
Speaker 3: things start becoming less equal, and then you're like, you
Speaker 3: were cool when you were like, you know, both, it
Speaker 3: was cute. When you're both broke, I'm like, oh, brodman,
Speaker 3: it was so romantic, like let's you know, share a
Speaker 3: dollar menu hamburger together and some fries. Well, one one
Speaker 3: person starts earning more, and if it's a woman, it
Speaker 3: can cause conflictly and you may not realize that the
Speaker 3: person you're with, man or woman, if you're earning more
Speaker 3: than that issue has issues. You know, they may not
Speaker 3: realize they have an issue until you start earning a
Speaker 3: lot more. So, honestly, my first tip would be try
Speaker 3: and find someone who doesn't and you there is clues
Speaker 3: you can see, you know, look at what their parents are, like,
Speaker 3: you know, with with my boyfriend, his parents have a
Speaker 3: very traditional I mean, I guess a kind of traditional
Speaker 3: household and that his mother does not work and his
Speaker 3: dad has been the provider in his entire life, which
Speaker 3: you know, I think for Latino households maybe isn't always
Speaker 3: traditional because I feel like a lot of women work
Speaker 3: and provide for the family too, But there's definitely that
Speaker 3: expectation that when you come home, you're going to be
Speaker 3: cleaning and cooking, and the man comes home and wears
Speaker 3: the food at and like whatever bangs his chest and
Speaker 3: whatever he does. So I've seen that, honestly, And and
Speaker 3: I was raised by a single mom, and I'm hyper
Speaker 3: hyper vigilant of any like in like any inkling, like
Speaker 3: any sign that Enrique's or sorry, I just said his name,
Speaker 3: whatever Enrique. And he's like waiting for me to cook.
Speaker 2: Something for him.
Speaker 3: When he's like, Kenny, a sandwich, I'm like a sandwich.
Speaker 3: But if I make it for you, will you expect
Speaker 3: sandwiches all the time? And like or here, And this
Speaker 3: morning I went out and got him coffee and a croissant,
Speaker 3: and I was like, just on a expect this every
Speaker 3: weekend and it's like just do something. It's like, can
Speaker 3: you do one thing without reminding me? What like a
Speaker 3: powerful woman you are like, how I shouldn't expect I
Speaker 3: need to tone it down a little bit. But yeah,
Speaker 3: I mean I got lucky despite the fact that his
Speaker 3: parents are more traditional. He's you know, he's very supportive
Speaker 3: of my career, and like I said, we were an
Speaker 3: example of like we both were kind of in the
Speaker 3: same we did well when we first started dating. And
Speaker 3: I've sort of, you know, my income has grown pretty
Speaker 3: rapidly and like, you know, pretty well over the last
Speaker 3: couple of years, and it's changed the dydamics. I would
Speaker 3: say that the thing that's helped the most, and it's
Speaker 3: been the most difficult is talking about it and talking
Speaker 3: about bills and how to split them and what your
Speaker 3: expectations are, I.
Speaker 2: Would say, the problems we have. And we actually had
Speaker 2: some help on this.
Speaker 3: We went and saw financial planner and we talked about
Speaker 3: it was my expectations don't match his income, okay, and
Speaker 3: so like I, now that I'm earning more, I want
Speaker 3: to I want to say up for like vacations and
Speaker 3: stuff and things like that. And meanwhile, he has another
Speaker 3: stressful thing, which is a student loans is trying to
Speaker 3: pay off. And I had to come to terms with
Speaker 3: the fact that even though I want to save, he
Speaker 3: is not on that same plane right now, and if
Speaker 3: I want to save for a vacation, I'm going to
Speaker 3: be have to save that too.
Speaker 2: For two Yep, I'm gonna just have to know that.
Speaker 3: Yeah, you have to know that, and I mean deal
Speaker 3: with it, like I want him to come with me.
Speaker 3: So Okay, I'm going to save up and maybe we'll
Speaker 3: you know, I'm not saying that I'm paying the way
Speaker 3: for everything, because he wouldn't like that. Yeah, but we
Speaker 3: had to have a conversation like we want to enjoy,
Speaker 3: you know, our money, we want to save for certain things.
Speaker 3: And I'm like, Okay, I'm going to take on more
Speaker 3: of the saving for future travel. So that's like number
Speaker 3: two communication, which is I mean number one in number
Speaker 3: two communication.
Speaker 1: Talking about it because even like I was talking to
Speaker 1: Superman and I said, Okay, I have this like big
Speaker 1: check coming in, and I have like some so I
Speaker 1: always pay my credit card off in full and every
Speaker 1: month for the most part, but I have like a
Speaker 1: little bit of credit card debt that I'm like, but
Speaker 1: I'm gonna wipe it out with this check. And I
Speaker 1: was asking him, I really because Jersey, we live in
Speaker 1: Jersey and the winters can be kind of brutal. And
Speaker 1: so my car's paid for in full, as is his,
Speaker 1: because you know, rolling with the Budgeonisa, I made sure
Speaker 1: that he paid for his car and full. And but
Speaker 1: I'm kind of like, you know what, I'd like a
Speaker 1: truck for the winter that I think that we like
Speaker 1: to lease, because leasing makes sense for us because both
Speaker 1: of us don't drive much, and he's really really handy
Speaker 1: with cars and trucks and stuff, and I think that
Speaker 1: at least would just make sense. And I told him,
Speaker 1: you know, we're talking about how much it might cost
Speaker 1: a month and how that would look. And he has
Speaker 1: some debt, he has like a loan and he's paying
Speaker 1: off a little bit of credit card debt and something
Speaker 1: else and some other like sort of like MIDI loan
Speaker 1: all to the tune of a few thousand dollars. And
Speaker 1: I said, you know what, with this big check that
Speaker 1: I have coming up, there's enough for me to pay
Speaker 1: down my credit card debt and pay down yours. And then,
Speaker 1: because his thing is when we talked about it here first,
Speaker 1: first he was like no, no, no, I said no,
Speaker 1: because you get like a because you have a child,
Speaker 1: you like a large he gets a big refund check.
Speaker 1: So I was like, so when that money comes, you
Speaker 1: can give it back to me, like from taxes, Yeah,
Speaker 1: from taxes, you know.
Speaker 2: And I said, but then at.
Speaker 1: Least it'll free up about three hundred dollars a month
Speaker 1: for you, because right now I can tell things are
Speaker 1: really tight and he's trying, and I'm like, so let's
Speaker 1: free up that three hundred dollars a month and then
Speaker 1: you just give me the money back later, you know.
Speaker 1: So even talking about things like that, like you know,
Speaker 1: a lot of people would think, like I would never
Speaker 1: give my boo three thousand dollars. I'm like yeah, but
Speaker 1: I mean honestly, he's probably given me more than that
Speaker 1: this year alone. Like I'll be like, my car needs
Speaker 1: to be fixed and it's not nine hundred dollars and
Speaker 1: I'm like, well here's the money. He's like, oh, I
Speaker 1: don't worry about it, and I'm like nine hundred dollars.
Speaker 2: Like also by helping him, and you're making things easier
Speaker 2: for you, exactly the money for.
Speaker 1: You to exactly for Dodo exactly. So because I mean
Speaker 1: I travel a lot and he would love to come
Speaker 1: with me more and just.
Speaker 2: Like and just like boo, we can call him an
Speaker 2: aka outside of the bag, you know.
Speaker 1: So so he wasn't he wasn't able to afford as
Speaker 1: much and so yeah, so really it's just about being
Speaker 1: on the same page. The fact that he even said, Babe,
Speaker 1: when you get back home today, let's sit down and
Speaker 1: look at our budget and stuff and see like what
Speaker 1: we can do.
Speaker 2: It was like that is a sexy yeah, almost like.
Speaker 1: Cried real because like two years ago when I first
Speaker 1: met him, he's like leave me alone.
Speaker 3: Yes, oh my god, I think we should give if
Speaker 3: you're Sometimes I want to apologize to my family and
Speaker 3: to Enrique, especially because like I feel like dating people
Speaker 3: like us being really hard.
Speaker 2: It's like dating a teacher, yes, and like you're still
Speaker 2: a student, you know what I mean. Like it was
Speaker 2: on me that I can't ever slept. Every one was
Speaker 2: not a budget things stuff.
Speaker 1: I remember when I first like the first couple of months,
Speaker 1: because I was like laying in hard. Then I realized
Speaker 1: its women. Sometimes you have to realize that you have
Speaker 1: to like lean in pull.
Speaker 2: Back, no one to pull out. Yes, I mean.
Speaker 1: Sounds like she's having personal issues. If Mandy comes up
Speaker 1: with a baby, but him too much.
Speaker 3: We know both these are both helpful practical skills for
Speaker 3: today society, but now you just and that's so I
Speaker 3: had to learn to be like, Okay, they're they're they're
Speaker 3: like children.
Speaker 2: They sponge up stuff you don't realize.
Speaker 3: Yeah, on Friday and no, oh so yesterday Saturday, we're
Speaker 3: taping on a Sunday. So I we woke up and
Speaker 3: we decided on Friday night that we're gonna have device
Speaker 3: free Saturday mon until noon. It was great, like no
Speaker 3: cell phones, no TV, no computer, no nothing. I just
Speaker 3: like hang out and clean and whatever. But he's like,
Speaker 3: oh damn, I really want to check my paycheck. I
Speaker 3: wanted to pay bills first thing. After he got paid,
Speaker 3: and I was like, I almost wanted to lift the device.
Speaker 3: No device world, so you can pay. But I was
Speaker 3: that was nice, and yeah, that was something he wouldn't
Speaker 3: have done.
Speaker 2: Yeah, three years ago.
Speaker 1: So it's like you have to massage the message, ladies.
Speaker 1: My mother taught me that, you know, your mom will
Speaker 1: always teach you that. Mom would always say that because
Speaker 1: my dad is like a real hard ass. Thank god
Speaker 1: he does not have like for those of you. Yeah,
Speaker 1: he was a CFO though.
Speaker 2: Yes, yeah, so he was like a real Like so
Speaker 2: my mom.
Speaker 1: Would always be like, you see your dad, he's all wrong,
Speaker 1: and you.
Speaker 2: Say, you see, we still got my way.
Speaker 1: She's like, because I know how to massage the message
Speaker 1: because me and my dad would always bump heads and
Speaker 1: she's like, you're going about it the wrong way.
Speaker 2: It looks like my big fat Greek wedding.
Speaker 3: Yeah that quote where the mom is like, the man
Speaker 3: is the head, but the woman is the neck, and
Speaker 3: she can turn the head any way she wants.
Speaker 2: And I was like, yes, that is it, and I
Speaker 2: just learn how to be a next exactly.
Speaker 1: And so like I'm just I'm just so proud because
Speaker 1: I'm just like, wow, he's doing budgets on his own.
Speaker 1: He's saving like a lot, and.
Speaker 2: You have to encourage that.
Speaker 3: I mean, whether it's like working out or you know,
Speaker 3: even as you're earning more, and again we're talking about
Speaker 3: whether you're dating a man or a woman, just when
Speaker 3: you're earning more than your partner, especially today, like the
Speaker 3: other partner can sometimes feel like diminished in a way.
Speaker 3: So I mean I get what this woman was saying
Speaker 3: and that she's like I really want to stroke that ego.
Speaker 3: I think we all have egos, and you want to
Speaker 3: make sure not in like a coddling way, but I
Speaker 3: mean just at a personal like relationship level, you should
Speaker 3: be lifting each other partner up and you know, you know,
Speaker 3: ac celebrating the little small things like oh you got
Speaker 3: to raise or you worked overtime or something like that,
Speaker 3: just as much as they're there for you, supporting you.
Speaker 2: When the budgetista is like on tour and.
Speaker 1: He's so supportive, he's I was like, what do you
Speaker 1: need when making some copies? When put this in the car?
Speaker 1: Like he wakes up, but every time I have to
Speaker 1: get to the train or the plane or whatever, he's
Speaker 1: always up for in the morning driving me. And so
Speaker 1: I asked him, I said, you know, when, not if,
Speaker 1: when the budget needs to start to making like big,
Speaker 1: big bucks. What is it that you would have always
Speaker 1: wanted to do, but then you'll have the opportunity to
Speaker 1: do that. You're we're gonna get married and have kids,
Speaker 1: blah blah blah. But I'm like, what is it that
Speaker 1: you'd love to do? And he's really leaning. He never
Speaker 1: thought about real estate before, but he's like a contractor,
Speaker 1: so he does like all this like you know, handyman work,
Speaker 1: you know, and he's really like, you know what, I
Speaker 1: think I'd really like to get into real estate, and
Speaker 1: I was like, I think that would be great that way.
Speaker 2: Then if he does that, he will.
Speaker 1: Start making way more than what he's doing now working
Speaker 1: for he works for the city, and so I think
Speaker 1: that that will help to not so that he can
Speaker 1: make as much as me. But I know that he
Speaker 1: also kind of like envies my freedom because he'll be like, oh,
Speaker 1: I gotta get up, you know, but if you do
Speaker 1: kind of like what you already do for the city,
Speaker 1: but for yourself, you can kind of make your own
Speaker 1: hours and like live a more free life because I
Speaker 1: want us to be able to like, you know, travel
Speaker 1: at will, and you know, yeah, so it's like we're
Speaker 1: a work in progress.
Speaker 2: But honestly, I really love him. He's the best. This
Speaker 2: is the one for me.
Speaker 3: So support communication before communication and expectations are really important.
Speaker 3: And like, just like you just asked her, all, what
Speaker 3: are your expectations for you know, when I make more?
Speaker 3: And you have to continue to have conversations because even
Speaker 3: throughout the year, you know, and you mentioned helping droll
Speaker 3: out with his debt Superman.
Speaker 2: Oh sorry, Superman. Bay, we're just outing that, right, They're like,
Speaker 2: ooh girl, do not show him. We didn't say last name.
Speaker 3: You have to you know, recently we had to check
Speaker 3: in and Rique is trying to pay off some debt
Speaker 3: to and holidays are coming up, and you know, my
Speaker 3: sister just got married in Wisconsin, and like, I'll take
Speaker 3: care of that travel because it's for my family, and
Speaker 3: like I, you know, I want to lean in and help.
Speaker 3: And one of the things I did this year was
Speaker 3: I was like, you have you know, some sort of
Speaker 3: unexpected debt came up. I'm going to start paying for
Speaker 3: you know, food, I'm going to handle groceries. Don't worry
Speaker 3: about it. You handle this one utility bill. I'm going
Speaker 3: to get groceries. And then where I would say it
Speaker 3: has been come sometime somewhat tenuous and like can be difficult,
Speaker 3: and we've had awkward, like kind of arguments about this
Speaker 3: kind of stuff. Is like, so even though we live
Speaker 3: together and we are our finances were mingled and we'm
Speaker 3: helping him and he's helping out or whatever, It's like,
Speaker 3: at what point are you too far? Like Mandy can
Speaker 3: am I allowed to ask him like, how much debt
Speaker 3: do you have? How far down is your debt now?
Speaker 2: How much progress have you made?
Speaker 3: And that's one of the things we've run into is
Speaker 3: I feel entitled to ask those kinds of questions, like
Speaker 3: I really feel like I should be able to say
Speaker 3: how much debt do you have today? Whereas he's like
Speaker 3: that for him, that's like too far okay, And we
Speaker 3: recently had a really big argument about that one night.
Speaker 2: I was like, let me see how much debt you have?
Speaker 2: I really want to know. Have you seen Mandy's face?
Speaker 2: She said it like a straight school teacher. Let me
Speaker 2: see how much day she did that. I'm not going
Speaker 2: to say I.
Speaker 3: Said it any better, but I didn't say quietly yeah
Speaker 3: but yeah, I mean I really tried to phrase it
Speaker 3: in a nice way.
Speaker 2: Yeah, but I mean we're going to give for so long.
Speaker 1: But you have that allowed because honestly, I Durell probably
Speaker 1: would have got Superman.
Speaker 2: God probably would have felt the same way.
Speaker 1: But because we were talking about and this is how
Speaker 1: I kind of framed it, I said, how much is
Speaker 1: your debt costing you a month? That was kind of
Speaker 1: like my way of a easy way, And he was like, oh,
Speaker 1: you know, like three hundred dollars a month, and I
Speaker 1: told him, and I asked him, I said, what would
Speaker 1: you do if you didn't have to pay that three
Speaker 1: hundred dollars a month? Because I already had in my
Speaker 1: mind I wanted to help him pay off the debt
Speaker 1: and you know, get the money back later. But I
Speaker 1: didn't want to do so if you were going to
Speaker 1: blow three hundred dollars a month he said. You know,
Speaker 1: he kind of laid out for me. Oh, you know,
Speaker 1: I thought about it because his thing was he kept saying,
Speaker 1: I can't wait till this debt is done because I'm
Speaker 1: going to do this, this, this, and this, and I
Speaker 1: said okay. So once he kind of like laid out
Speaker 1: his plan for me, I said, okay, well how about this?
Speaker 1: And I could tell he was a little bit shocked, surprised, happy,
Speaker 1: but also taking aback, like she's going to pay down
Speaker 1: three thousand dollars worth of debt And I'm like, yeah, but.
Speaker 2: In this way.
Speaker 1: So now that like he's gotten some time. At first
Speaker 1: he said no, but now that he's gotten some time
Speaker 1: to think about it, because I didn't know how much
Speaker 1: debt he had, but because I framed it and know
Speaker 1: what are you paying monthly?
Speaker 2: What if I pay it? You know what I mean?
Speaker 1: It was like it made him more comfortable to expose,
Speaker 1: like well, this is the breath of my debt and
Speaker 1: so you know so, but like, but I'm learning too,
Speaker 1: because there's definitely someone went when what Superman has been like.
Speaker 3: Enough, I think it's important to talk about the fights too,
Speaker 3: yecause it can be freaking awkward.
Speaker 2: It can, And for me, I was like, oh, we're
Speaker 2: comfortable enough and we weren't. We had to talk about
Speaker 2: it because.
Speaker 1: I'll get a check and I'm like, I'll be like wondering,
Speaker 1: like who's it from? So I remember I'd be like, oh,
Speaker 1: open it real quick and it would be like in
Speaker 1: one check, like two months worth of his salary, and
Speaker 1: he'd be like, oh wow, you know how long I'd
Speaker 1: have to work to get this. And I'd be like next,
Speaker 1: Ti'm just gonna listen open it. You should know that, Yeah,
Speaker 1: Nobo didn't.
Speaker 3: Want to hide it or like do you don't want
Speaker 3: to diminish yourself to make it exactly like that's not
Speaker 3: what when we say support, that doesn't mean diminished.
Speaker 1: Sadly, so that's become of your own tradition for us
Speaker 1: now that like a check will come and usually like
Speaker 1: I'm aware or whatever, and he like, babe, another check
Speaker 1: and I'm like open it.
Speaker 2: He'll be like, oh, you killed it.
Speaker 1: And so it becomes like he gets excited because now
Speaker 1: if it's like a thousand dollars, so he's like, ah,
Speaker 1: it's not that much. I'm like really, And so that's
Speaker 1: been part of like his like I don't know, I'm
Speaker 1: just feeling really good because I'm just like I know
Speaker 1: that we're growing to that. And it was definitely not
Speaker 1: the same beginning. I remember I wanted to his credit score.
Speaker 1: He acted like, I you know, yeah, it takes some.
Speaker 1: It takes some these are personal questions.
Speaker 3: But I feel like, and this is where I told
Speaker 3: the Enrinque two when we were having this big argument.
Speaker 2: It was not great.
Speaker 3: I was like, listen, I get that it's a personal question,
Speaker 3: but we are together. We're on this path that we've
Speaker 3: talked about that we have the finish line. We want
Speaker 3: to be together for, you knowever, so to speak, and
Speaker 3: I feel like this is a question that shouldn't be hard.
Speaker 3: I should know, and one day I'm going to want
Speaker 3: to know. We're going to know everything, and I feel
Speaker 3: like we need to know now because we're trying. I mean,
Speaker 3: I'm trying to save up for long term things, like
Speaker 3: I'm thinking in the future, I want to buy property,
Speaker 3: you know, are we going to get married?
Speaker 2: Weddings cost money. I want to be saving.
Speaker 3: I want to know how much debt you have because
Speaker 3: I want to know how much we can be saving
Speaker 3: together and like, and it's also my way of knowing
Speaker 3: how much longer.
Speaker 2: Yeah, when's it going to be over? Because it's as
Speaker 2: your way to that though, Yeah, massage, I'm learning.
Speaker 3: I think we had to have that, you know argument though,
Speaker 3: because at the end of the day, we became more,
Speaker 3: we became better. I think about communicating out the end
Speaker 3: of the day. And also I feel like just this
Speaker 3: particular and this was Enrique's particular thing. I feel like
Speaker 3: I'm being way too personal, but he really that this
Speaker 3: was a hump that we were always towing around, kind
Speaker 3: of tiptoeing around. Like I knew how much his debt
Speaker 3: payments were, but I didn't know how much the total was.
Speaker 3: And it felt really important to me and it still
Speaker 3: does to know to have I think it's good for
Speaker 3: accountability's sake.
Speaker 2: You know, how's it going? What can I do to contribute?
Speaker 3: And also for me, if I'm going to be putting
Speaker 3: my skin in the game and saying I'm going to
Speaker 3: help out with more expenses, I feel like I should
Speaker 3: know how much longer am I going to be paying more?
Speaker 2: You know what I mean?
Speaker 3: So again it comes down to communication and having those
Speaker 3: you know, arguments if they have to be an argument,
Speaker 3: you know, we try to be civil, but sometimes they
Speaker 3: have to happen.
Speaker 1: So communications support and setting expectations.
Speaker 2: So some wins.
Speaker 1: When wins, well this is a random kind of wind.
Speaker 1: But so I got my first gel manny? Is that
Speaker 1: what she?
Speaker 3: I know?
Speaker 1: I know you're gonna say something about it. So apparently
Speaker 1: I can get a hand cancer, which is not great
Speaker 1: because you know they put that on the UV. Yes, yes,
Speaker 1: but I didn't know that because I've never First of all,
Speaker 1: if you know me, I'm like a grown up tomboy,
Speaker 1: So I never get any like manicure, petticare that kind
Speaker 1: of stuff?
Speaker 2: Well, I mean, on occasion's funny you brought up Jel
Speaker 2: manicure and.
Speaker 1: So I was like, okay, so I was getting it,
Speaker 1: and I of course the chip because I'm Tiffany, and
Speaker 1: because just the way I am, you know, they're supposed
Speaker 1: to last for two weeks. After two days mind chips,
Speaker 1: I'm like, of course, And so I got it because
Speaker 1: I was doing I don't know, I'm going to be doing,
Speaker 1: like taping some big like thing, and I was like, well,
Speaker 1: let me look like a lady.
Speaker 2: But I've heard of course. After I got it done,
Speaker 2: people were like, oh the UV, Like, I have my
Speaker 2: first gel manicure last week? Did you like it for
Speaker 2: my sister's wedding? Well, if you can see my nail,
Speaker 2: that shit peeled off, and like three day really is.
Speaker 1: Yeah, some people will last for It's only a win
Speaker 1: for me because I'm like, oh, I got a little
Speaker 1: girly thing done, and I got my eyebrows snatched.
Speaker 2: Oh did you? Yeah? But I usually get my eyebrows,
Speaker 2: so that's the one thing I do. I stopped plucking
Speaker 2: my eyebrows a here ago.
Speaker 1: Well that's why you have like the natural. First of all,
Speaker 1: Mandy has like the natural like fuleek eyebrow, you know,
Speaker 1: like that rare.
Speaker 2: Always she's like.
Speaker 1: That rare like unicorn, whose eyebrows grow in naturally with
Speaker 1: an arch and they look perfect.
Speaker 3: Me, I look like a Barracuda straight line. Well something happened.
Speaker 3: It's like I was waxing. I waxed since I was
Speaker 3: like seventeen, I'm a baby. I don't get I don't
Speaker 3: get threaded, okay, because it just feels like tortured.
Speaker 2: Yeah, thread it does. Oh my god.
Speaker 3: I cried the first time. I got it first and
Speaker 3: last time. But I guess so much, so much time
Speaker 3: waxing my hair to stop growing.
Speaker 2: That's where it used to. And I was like, let
Speaker 2: me stop now before it gets worse. You have to
Speaker 2: be created that it was going to. I was gonna
Speaker 2: over overwax, so I stopped the makeup. People don't love it.
Speaker 2: They're like, should we They're just straight here. I'm like,
Speaker 2: just leave it. Yeah, no, her eyebrows look great. Honestly,
Speaker 2: thanks so.
Speaker 1: But that was my win, kind of having a little
Speaker 1: girly moment. And today's my sister's b day, Happy birthday.
Speaker 2: Try try my win this week. I just got.
Speaker 3: I just this whole weekend, I've spent, you know, not
Speaker 3: being productive because I've been watching Jane the Virgin.
Speaker 1: Is it good?
Speaker 2: It's really good?
Speaker 3: So season one is on Netflix and I just don't
Speaker 3: have time to like dedicate to a sitcom. Like I'm like,
Speaker 3: what day does it come on? Like what time seven
Speaker 3: thirty on Tuesdays?
Speaker 1: Oh?
Speaker 2: Like whatever.
Speaker 3: So I like to watch things binge on Netflix, and
Speaker 3: I just started watching Jane the Virgin. I mean, it
Speaker 3: is so good, really it is. And I'm a huge
Speaker 3: ugly Betty fan. It's better than It's better than Betty Lay.
Speaker 3: It is better than I mean a million times better
Speaker 3: than Mindy Project. Okay, I mean, and I have been
Speaker 3: supporting Mindy. I've been trying to watch it, but like,
Speaker 3: I just cannot stand. I need a brown Actually, maybe
Speaker 3: next week my Brown Baby will be a Mindy Project
Speaker 3: because I'm.
Speaker 1: Just over it.
Speaker 3: But Jane the version is so so good. So the
Speaker 3: premise of the show is insane. It's kind of like
Speaker 3: a teleovela within a telenovella. So the premise is that
Speaker 3: Jane goes to the Guano for a pap. Her gaynacologist
Speaker 3: just had to tear terrible breakup and she's confused and
Speaker 3: she accidentally artificially inseminates Jane.
Speaker 2: Wow. So Jane is a virgin.
Speaker 3: She's twenty three, but when she was thirteen, she promised
Speaker 3: her abuela that she was not going to have sex
Speaker 3: andal marriage, so she's almost engaged to her boyfriend. She
Speaker 3: gets artificially inseminated and then I cannot So this is
Speaker 3: all within the first like two episodes. She finds out
Speaker 3: that the father is a hotel owner where she works,
Speaker 3: and they kissed five years ago, and his wife was
Speaker 3: trying to get artificially inseminated behind his back, so he
Speaker 3: didn't know it's well happening. And then her abuela is
Speaker 3: an illegal immigrant and she wants to sue the doctor
Speaker 3: for artificially inseminating her, but she drops the lawsuit because
Speaker 3: she's afraid her abuela will get deported. Like all this stuff,
Speaker 3: it's so good. Meanwhile, her dad, who she's never met before,
Speaker 3: comes into the picture. He's a telenovela superstar.
Speaker 2: He's this amazing. His name is I think it's his name,
Speaker 2: and it's so good.
Speaker 3: It's you know, and I've I've seen she won like
Speaker 3: a golden globe or like something, or an Emmy. Gino
Speaker 3: roriga As is the actor or the actress, and she's
Speaker 3: so good. But it really portrays these people as just
Speaker 3: real people. Jane is studying to be a teacher, but
Speaker 3: she wants to be a writer. Jane's mother is so good.
Speaker 3: She's her name in the series is Ziomara or Zomara.
Speaker 3: I think I'm pronouncing it right. And this actress she's
Speaker 3: a dance instructor by day and she wants to be
Speaker 3: like a pop singer by night. And she was a
Speaker 3: teen mom and.
Speaker 2: She's like really hot and in her forties.
Speaker 3: Okay, and I love you know, they get to these issues,
Speaker 3: they get to the fact that you know her Abuela
Speaker 3: is an illegal immigrant.
Speaker 2: She's in the country illegally.
Speaker 3: But they do it like six or seven episodes in okay,
Speaker 3: and I love that because if you've been watching the show,
Speaker 3: you love Aheilah. You see Abela like being like funny
Speaker 3: and supportive and like an amazing like caretaker for Jane,
Speaker 3: and then you find out this fact about her. And
Speaker 3: I feel like, as a reader or as a viewer,
Speaker 3: for some people who may have prejudice against illegal immigrants,
Speaker 3: it makes you see them first as a human before
Speaker 3: and then it gives you this fact. It's just like
Speaker 3: it's like, so, do you really feel its way about
Speaker 3: illegal immigrants now that you know that this woman yeah,
Speaker 3: do you really want her to go back? And I'm like,
Speaker 3: come on, you love her.
Speaker 1: I love when things like I remember who was the
Speaker 1: woman on? She is a news anchor, she's super smart, short, short,
Speaker 1: like brownish hair.
Speaker 2: She's gay a Rachel Matter.
Speaker 1: Yes, So my dad loves watching the news and love
Speaker 1: Rachel madd really and he is like, I don't want
Speaker 1: to say super Christian, but you know, like pretty not fundamental,
Speaker 1: but you know, and so you know, like he he
Speaker 1: was always like, no, you know, being gay is wrong
Speaker 1: blah blah blah blah, and so like obviously, but he
Speaker 1: has no gatar whatsoever. So I mean, I you know,
Speaker 1: soon as I saw Rachel Matter, I knew he was gay,
Speaker 1: and I thought I always got a giggle she was gay.
Speaker 2: I used to get a giggle because my dad be like,
Speaker 2: I just love her.
Speaker 1: She's so smart, she's so this not to be like
Speaker 1: he he doesn't know. And then one day I guess
Speaker 1: she came out whatever and my dad was like, did
Speaker 1: you know that Rachel is gay?
Speaker 2: I said yes. He was like, but she's so smart.
Speaker 1: I thought that he was like conflicted because he was like, wait,
Speaker 1: white religion, said, but I like her, and.
Speaker 2: I thought that he was gonna stop watching him to
Speaker 2: Dady he's watch He's like, yeah, she's good.
Speaker 1: But I like it, you know, And I just love
Speaker 1: the fact that it's like I don't even of course,
Speaker 1: you know, Rachel Matta will never meet like my little
Speaker 1: African father, but I just love the fact that Rachel
Speaker 1: you have opened up his mind. And so things like
Speaker 1: that are just so necessary that you just show this
Speaker 1: broader picture of people, get people to know and love them,
Speaker 1: and then yeah, this arbitrary fact of like, oh I
Speaker 1: happened to be an illegal alien, I happen to be gay,
Speaker 1: I happen to be you know, because it forces you
Speaker 1: to say what were you saying about them? Again?
Speaker 2: It was very tactful. Yes, I like that.
Speaker 3: I feel like that's just more reasons why you want
Speaker 3: more diverse writers in Hollywood. Matt Damon and I listening,
Speaker 3: did you see that thing where Matt Damon he has
Speaker 3: this like kind of semi competition show on HBO where
Speaker 3: they are testing out directors to direct a film, and
Speaker 3: he has like, so it's Matt Damon and Ben Affleck,
Speaker 3: I think, and then they have other producers on the
Speaker 3: panel judging the directors and At one point, there's one
Speaker 3: black woman in the room. Her name is Effie Brown.
Speaker 3: I think or is that the woman from that play
Speaker 3: that Beyonce when Jennifer u Zimmern.
Speaker 2: And they're both Effie.
Speaker 1: Yes.
Speaker 3: Anyway, I'm pretty sure her name is Effie Brown in
Speaker 3: real life. So she's this only black woman, I think,
Speaker 3: the only black person on this panel of judges.
Speaker 2: And she says, you know, there's a there.
Speaker 3: The movie that they're wanted to push forward, green Light
Speaker 3: is has a minority cast, or is about minorities, And
Speaker 3: she's like, I'm concerned because we have a white director
Speaker 3: directing this, and Matt Damon and his infinite wisdom as
Speaker 3: a Hollywood elite, says, it doesn't matter who's behind the camera.
Speaker 3: Diversity comes from who you put in the cast, comes
Speaker 3: from casting. And you if you watch this clip, it's
Speaker 3: very uncomfortable because you see e Fie just being like,
Speaker 3: oh really right, and then you see here get quiet,
Speaker 3: and it was this is the reason I haven't seen
Speaker 3: The Martian. I know it's a huge movie, but in
Speaker 3: this moment, I'm just like I can't. I can't with
Speaker 3: Matt Damon right now because it was so ignorant you know.
Speaker 1: Yeah, because how can you tell a black story without
Speaker 1: black experience? Right? Like, I just, I mean, I don't
Speaker 1: even understand how you don't see that that Like I
Speaker 1: can't write. But that's like me writing an immigrant story
Speaker 1: of Italian immigrants coming to a How I have to
Speaker 1: have someone there to say, hey, that's actually not an
Speaker 1: accurate portrayal, you know, like you know, just just certain
Speaker 1: nuances that you just don't get. You have to have
Speaker 1: people in the room who've experienced that for it to
Speaker 1: be like just authentic and for him to just not
Speaker 1: even realize that.
Speaker 2: I'm like, it must be nice to be you know.
Speaker 3: A white male and American privilege, right, Yeah, I would
Speaker 3: just cast a black woman, but who's writing for her?
Speaker 1: Yeah?
Speaker 2: You know, there's a oh my god, this video on BuzzFeed.
Speaker 2: You should all watch it.
Speaker 3: It's it's kind of long, it's like seven minutes long,
Speaker 3: but it's here's what happens. I posted it on the
Speaker 3: Brown Ambition Facebook page. Actually it says here's what happens
Speaker 3: when there's no diverse writers in the room in Hollywood.
Speaker 3: And it basically goes through every show in history like
Speaker 3: current and the you know, modern shows and older shows
Speaker 3: and shows you all, like the the microaggressions and all
Speaker 3: the brown characters and how they like, you know, Native
Speaker 3: Americans dressed up with like feather ear rings and like
Speaker 3: turquoise and like the the you know, the costume type things,
Speaker 3: and like how Asian men are always depicted as like
Speaker 3: sexless and nerdy, and how Indian American men and Indian
Speaker 3: men are always you know, also pictured as xceless and nerdy,
Speaker 3: like the guy from the Big Bang Theory. And it
Speaker 3: shows you what happens when you don't have a diverse
Speaker 3: writing staff. And you know, as a viewer, as a
Speaker 3: white viewer, you may not see anything wrong with that,
Speaker 3: but let me assure you everyone who's brown and you know,
Speaker 3: from that group is looking like this is not this
Speaker 3: is not the show exactly.
Speaker 1: Like Jamal is always like, oh no, he did, and
Speaker 1: I'm like, oh god, they showed oh god.
Speaker 2: You know, I stopped watching New Girl was Winston. I'm like,
Speaker 2: what's that mean? Nothing happening, Yeah, because I'm just like, yeah,
Speaker 2: I used to love New Girl, but I stopped watching
Speaker 2: as well. It was just like whatever, he's the one
Speaker 2: black friend and then the one black friend never has
Speaker 2: a love interest.
Speaker 1: Yeah, and he never really has any real storyline.
Speaker 2: In the first season, he had none. Yeah, they did
Speaker 2: nothing with that character.
Speaker 3: There's always that one like fun and then yeah, they're
Speaker 3: just there to be like oh no girl, or they
Speaker 3: say damn, you know, like that's.
Speaker 2: Their one line. That's what they're there for. Yeah, exactly.
Speaker 3: So that's why I love back to Jane the Vision.
Speaker 3: I think it's just such a fun show. And I
Speaker 3: think anyone from and it's a hugely diverse cast. All
Speaker 3: that's you know, actresses like the Crazy Wife is like
Speaker 3: from is she's Israeli but she speaks French, and like
Speaker 3: the Telenovella stars like Brazilian and Mexican and oh my god,
Speaker 3: oh Paulino Rubio makes a guest appearance.
Speaker 2: The show is really good.
Speaker 3: So on Netflix, Jane the Virgin, it's got a crazy
Speaker 3: premise that whole the five minutes of plot I gave you,
Speaker 3: it's just like a microcosm of the larger story happening here.
Speaker 2: That's not what I watch. Now you should. Okay, that's
Speaker 2: really good. So when when when? When?
Speaker 1: When?
Speaker 2: And that is the end of episode episode ten. I'm
Speaker 2: so excited. Happy anniversary. We're rocking out it's so crazy.
Speaker 1: I'm like, just I remember when you hit me up
Speaker 1: and you were like, hey, I'm doing a podcast.
Speaker 2: You want to be honest. I was like okay, and
Speaker 2: I was like we are. Meanwhile, I'm like, is she
Speaker 2: gonna say yes? Do you know what happened?
Speaker 1: Is I?
Speaker 2: So?
Speaker 3: I with the Brown Ambition podcast. I had an idea
Speaker 3: for a podcast a year ago. YEAHOO was like, oh,
Speaker 3: we're not here for that. And I was like, found
Speaker 3: dude on my own. And I reached out to someone
Speaker 3: or I met someone from like NPR Marketplace and they're like,
Speaker 3: that's interesting.
Speaker 2: Email us your pitch for a podcast. You know, maybe
Speaker 2: we'll do something together. Find a way.
Speaker 3: And as I was writing my pitch about a podcast
Speaker 3: for women of color by women of color about career
Speaker 3: and wealth building and investing, I was like, this doesn't
Speaker 3: feel like the place for it, Like this doesn't feel
Speaker 3: like the right I don't feel like they would do it,
Speaker 3: you know, the right job. I don't even know if
Speaker 3: i'd get through the front door with them because this
Speaker 3: pitch does not feel like an NPR type thing. And
Speaker 3: then I was like I need to just do this
Speaker 3: on my own, Like I just need to make this
Speaker 3: its own thing. And then the first person I thought
Speaker 3: it was Tiffany as a.
Speaker 2: Correct Yeah, oh that's cool.
Speaker 3: I don't think we are different and like different than
Speaker 3: anything else out there, and I think that's why it's
Speaker 3: really resonated with people.
Speaker 1: Yeah, thank you guys so much for listening, because me
Speaker 1: and Manny sometimes we're like, oh, there's a mic. We're
Speaker 1: just talking honestly, if you could just hear like us
Speaker 1: off sometimes.
Speaker 2: We have to be like, oh we why why this
Speaker 2: is good for the show.
Speaker 1: Yeah, and you have such great conversations off mic and
Speaker 1: so yeah, and it's.
Speaker 2: Nice to talk about this kind of stuff with, you know,
Speaker 2: another woman.
Speaker 3: Intelligent woman, and we love like we share every every
Speaker 3: message you send us, every Facebook message, review email, we
Speaker 3: share each other.
Speaker 2: Speaking of way, who's our winner? Oh crap, okay we're
Speaker 2: gonna announce the winner and drumroll please okay we have
Speaker 2: a winner. Yes, we love you guys all. We have
Speaker 2: over thirty reviews.
Speaker 3: Thank you so much for the support. We love more
Speaker 3: so you can please leave a review on iTunes. Yes,
Speaker 3: please do that for those of you and know. If
Speaker 3: someone asked if they have an Android, how can they
Speaker 3: leave a review? You can leave one on stitcher, YEP
Speaker 3: or on SoundCloud. Yes, so go check those out and please.
Speaker 2: Leave a review. That would be awesome. Yes, it helps
Speaker 2: people find us and us. Tell a friend, tell two friends.
Speaker 3: So, without further ado, our winner, let me first read
Speaker 3: the review because it's so sweet.
Speaker 2: She says.
Speaker 3: Tiffany and Mandy are both great when listening, I feel
Speaker 3: like they are my big sisters, giving me genuine financial,
Speaker 3: personal and professional advice. This woman's been following Tiffany aka
Speaker 3: the Budget Nesta for a while and her advice gave
Speaker 3: her encouragement to stay on track with her financing and
Speaker 3: finances and savings goals together that she calls us two
Speaker 3: peas in a finance pod giving realistic and attainable advice.
Speaker 2: Thank you so much to LaToya.
Speaker 1: Are Yes, thank you LaToya. We love you too, We
Speaker 1: love everybody, but LaToya is the winner.
Speaker 2: Let you go to sleep today. You win a milion
Speaker 2: brown bit Brown Ambition points.
Speaker 1: Yes Woo woo, which you can cash in at nowhere
Speaker 1: at everywhere Brown Ambition points are accepted, which include Brown
Speaker 1: Ambition Podcast dot com Yes, and.
Speaker 2: Uh that's it, Yeah, that's it. LaToya, you were the
Speaker 2: lucky winner.
Speaker 3: Of Tiffany's best selling book, The One Week Budget, Yes,
Speaker 3: which we'll get to you somehow.
Speaker 2: Yes, you tend to get send an email your.
Speaker 3: Address and we'll get that to you, along with the
Speaker 3: super cute tote bag courtesy of Marcia Barnes at the
Speaker 3: Finance Bar, which says frugal is the new cool.
Speaker 2: Yes, and the bag is so cute and marsh is
Speaker 2: one of our faves.
Speaker 3: And you have to take a picture of yourself LaToya,
Speaker 3: wearing it and showing it off with the book. Yes,
Speaker 3: all right, congrass LaToya, and thank you all for listening
Speaker 3: to episode ten.
Speaker 2: Yes, wooo, this is a long one.