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Speaker 1: Hey, hey, hey, and we're back Brown Ambition Podcast number ten,

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Speaker 1: number ten.

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Speaker 2: I can't believe we hitting ten. I know, it's like

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Speaker 2: a diamond anniversary. Oh yeah, you know what.

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Speaker 1: I remember when I turned ten years old. I was like,

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Speaker 1: I'm officially a decade that's true.

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Speaker 2: Yeah. Well, thank you guys so much for your support. Yes,

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Speaker 2: and all your reviews just because you didn't realize.

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Speaker 3: It's Tiffany and this is Mandy. Yes, and we're back

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Speaker 3: and episode ten. So and speaking of reviews, today is

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Speaker 3: the day when we finally announced the winner of our

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Speaker 3: iTunes review giveaway. We do, we do, but you have

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Speaker 3: to stay tuned till the end because we haven't picked

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Speaker 3: it yet and we're gonna do it at the end. Okay,

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Speaker 3: so stay tuned without further ado, let's start this show.

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Speaker 2: Chick a boom, chick a boom, chick a boom. So,

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Speaker 2: what do you have for buzzworthy? Buzzworthy?

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Speaker 3: I feel like we just start things out right today,

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Speaker 3: which is by talking about the meme of the week, okay,

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Speaker 3: which is Drake's hot bling video.

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Speaker 1: Yes, I love that song. You used to call me

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Speaker 1: on myself. I didn't even I don't want to get

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Speaker 1: what he's saying, like, what is a hot line?

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Speaker 2: Think it's about a hookup? You know?

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Speaker 1: You know I just turned thirty six, so you know,

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Speaker 1: I'm not quite in the I'm not you know, in that.

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Speaker 3: Little like oh yeah, you're an angel and I'm sure

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Speaker 3: I'm like hook up?

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Speaker 1: What?

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Speaker 2: What?

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Speaker 1: Never?

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Speaker 2: What? What's that? Have you seen the video? Yes?

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Speaker 3: And I love which version because see the thing is,

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Speaker 3: I didn't see the regular video. All I saw was

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Speaker 3: the memes. I saw Dominican Drake, which is my favorite

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Speaker 3: in the Merengue.

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Speaker 2: I liked Haitian Drake. Haitian what's the Haitian video?

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Speaker 1: It's so like, I guess a popular Haitian song, but

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Speaker 1: it just looks so funny because my friend Sophia, Hey,

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Speaker 1: Sophia Domaville, Artist Extraordinaire, she posted it and she's like,

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Speaker 1: this is like every light skin Haitian uncle I know.

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Speaker 2: And I just thought that was hilarious. He's like an uncle.

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Speaker 3: He's got like a turtle next sweater, yes, and like

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Speaker 3: the tight but he's like like a hot uncle.

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Speaker 2: Yes. I mean well, it depends.

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Speaker 1: I feel like with Drake, there's times when I'm like eh,

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Speaker 1: and there's other times when I'm like, ooh, he's cute.

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Speaker 3: And I told you my thing about Drake, my little brother.

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Speaker 3: He's not little. He's twenty three years old. Alex looks

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Speaker 3: pretty much identical to Drake, but I can't he's cuter.

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Speaker 3: I'm biased, but so I feel conflicting feelings about thinking

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Speaker 3: Drake is attractive.

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Speaker 2: Because I know Alex is cute.

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Speaker 1: Mandy showed me a picture and I was like, oh, hello,

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Speaker 1: I mean, I love Superman, but I'm.

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Speaker 3: Not dead like legit. All my friends in college would say, so,

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Speaker 3: what's Alex eighteen?

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Speaker 1: Yet?

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Speaker 2: Oh my god, he's my number Halloween, You're eighteen. Disgusting.

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Speaker 3: So yeah, Dominican Drake, that meme is going around. It's

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Speaker 3: like the dance moves where he's doing.

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Speaker 2: Like the knee thing. Yes, you know, kudos for trying. Yeah,

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Speaker 2: he's always on a beat.

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Speaker 1: Remember they had that whole meme series that Beyonce is

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Speaker 1: always on beat? Oh really, where they like just this

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Speaker 1: one video and they put it to all this different

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Speaker 1: music and she's always on beat, And so Drake is

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Speaker 1: always on beat.

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Speaker 3: Did you see speaking of Beyonce, so ty, did you

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Speaker 3: see the clip of her so stop it? What was

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Speaker 3: the party where they had. It was a title premiere

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Speaker 3: or something like that. They had at the Barclay Center,

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Speaker 3: and there's this amazing video footage of Beyonce in the

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Speaker 3: red carpet and she's wearing like a dress with several

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Speaker 3: danger zones, like it's down to the navel and like

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Speaker 3: the leg is up to her vagina with a slit,

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Speaker 3: and her assistant is there clearly to like make sure

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Speaker 3: everything is tuck yep. And then she's like you can

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Speaker 3: see her mouth the words stop it. She's like smiling

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Speaker 3: at the same time that she's like stop it.

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Speaker 1: No, no, it's that's it's literally stop it, like girls,

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Speaker 1: you don't get your hands off me.

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Speaker 2: But she's smiling the whole time though, Yeah, well that's

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Speaker 2: because pictures are going there is no video. You would

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Speaker 2: never have never known.

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Speaker 3: That is like I love that because you can see

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Speaker 3: that's like that's how Beyonce ticks. It's like all the

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Speaker 3: all here, outward facing is beautiful. Like behind the scenes,

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Speaker 3: she is the boss.

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Speaker 1: Yes, that was just hilarious. Everybody's been like stop it hashtags, stop.

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Speaker 2: It, stop it, stop it? So what else? What else?

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Speaker 1: Oh?

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Speaker 3: Okay, so real quick, we talked about Raven last week

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Speaker 3: and I don't want to talk at her anymore. However,

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Speaker 3: someone actually my boyfriend's cousin, messaged me on Twitter. He's like, look,

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Speaker 3: Ann Culter, just like read Raven on the view, and

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Speaker 3: I'm like, when you watch.

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Speaker 1: This, and for those of you all who are unfamiliar

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Speaker 1: with who Anne culture, she is like honestly hand.

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Speaker 2: Jealous of you for being ignorant about her.

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Speaker 1: Yes, because she's literally, hands out probably the most racist

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Speaker 1: woman I have ever.

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Speaker 2: The most xenophobic piece of trash. She's like the worst

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Speaker 2: or worst, like you know, she's the.

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Speaker 3: Master of like manipulating the media and like getting us

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Speaker 3: to write about her. And what better way than to

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Speaker 3: have one racist cenophobe call out another culture.

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Speaker 1: Yeah.

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Speaker 2: Racist.

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Speaker 1: And I forget exactly what she said, but I think

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Speaker 1: Raven was coming at her for saying, like, oh, for

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Speaker 1: saying something mean or something.

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Speaker 2: Here's what Raven was like.

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Speaker 3: So I don't know, I don't know what Anne said

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Speaker 3: to like provoke this, but she said, you know, when

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Speaker 3: I was growing up, my mother taught me, do you

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Speaker 3: have nothing nice to say, then don't say anything at all.

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Speaker 3: So An Culter, where do you get off saying this thing?

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Speaker 3: And Anne is like, well, I'm sorry, I'm talking to

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Speaker 3: someone who last week that they want to hire someone

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Speaker 3: based on their name being Watermelondrea.

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Speaker 1: Yeah, And Raven starts to stutter, and she's and said,

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Speaker 1: at least I'm talking about things that are important. You're

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Speaker 1: talking about not hiring someone based on their name. And

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Speaker 1: Raven starts to stutter and then puts her head down

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Speaker 1: in shame and silence, and.

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Speaker 2: That was just her facial she starts.

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Speaker 3: She's like, she raises her finger and just like starts

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Speaker 3: to say something and she's like mm hmmm, just nodding.

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Speaker 1: And it was just like, like I said, if you

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Speaker 1: knew an culter, like just google her. She is like

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Speaker 1: literally the worst on worst and for her to be

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Speaker 1: able to check you says something about your life. You

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Speaker 1: need to speak to yo Jesus, yes, because but she

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Speaker 1: needed to be checked cause Raven is just ridiculous. I mean,

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Speaker 1: I think she went on to Twitter or whatever to

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Speaker 1: take back her words, but obviously you know.

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Speaker 2: Why she did that though, because it's fucking illegal. Sorry,

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Speaker 2: it's illegal what she said.

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Speaker 3: You can't discriminate based on someone's name, and like she

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Speaker 3: maybe is an employer.

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Speaker 2: Maybe she hasn't. I mean, you could get I'm sure

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Speaker 2: people anyone.

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Speaker 3: Who's ever been employed by the business of Raven has

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Speaker 3: been like looking back, like could I to herb deny

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Speaker 3: me an opportunity because my name sounds meanwhile Raven simone,

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Speaker 3: Come on now.

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Speaker 2: Yeah the fake accent anyway.

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Speaker 3: So I mean, I guess what I said is like

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Speaker 3: two wrongs don't make a right in this situation that

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Speaker 3: they're both crazy. I'm you know, they should just if

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Speaker 3: they could just like go and like just just join,

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Speaker 3: just put them on an island together, let them destroy

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Speaker 3: each other.

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Speaker 2: Maybe that would be helpful for America. So what I

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Speaker 2: wanted to talk about, so who remembers hero mom? There?

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Speaker 1: Of course we all remember the Baltimore Riots, and there

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Speaker 1: was this young boy who was kind of like participating

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Speaker 1: in this his mom and like yellow swoops in and

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Speaker 1: starts beating him.

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Speaker 3: This was the Baltimore Riots for after the wrongful arrest

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Speaker 3: the death of Freddie Gray.

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Speaker 1: So she comes in and starts beating him, and the

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Speaker 1: cameras pick it up and she becomes like this hero

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Speaker 1: mom and especially for the right conservative and just like, oh,

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Speaker 1: you know, here's a mom who recognizes that you know

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Speaker 1: her son shouldn't be doing this, and they flew her

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Speaker 1: all around the country.

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Speaker 2: She was on like every show possible.

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Speaker 1: And the word has come out that she is now

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Speaker 1: facing eviction and people were like, wow, you know, you

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Speaker 1: were flown all over the place and you can't pay

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Speaker 1: your rent. You would thought that that would have led

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Speaker 1: that I thought. I guess she thought it would have

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Speaker 1: led to some sort of like lucrative deal or something,

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Speaker 1: and it has not. They used her basically for ratings

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Speaker 1: and sent her back to her regular life.

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Speaker 2: Of course.

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Speaker 3: I mean she's like the quintessential sassy black woman that

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Speaker 3: media loves to like, you know, put on blast and

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Speaker 3: like put up there like oh look, how hilarious and

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Speaker 3: awesome on this tree. You know this like this rare

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Speaker 3: animal is in the wild exactly. Actually give her no

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Speaker 3: resources or help in any way. So what's what's what's

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Speaker 3: her deal today? She's facing eviction.

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Speaker 1: But yeah, she owes about like she owes about like

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Speaker 1: fourteen hundred dollars and so for a living, what she

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Speaker 1: does is that she drives addicts from haway halfway houses

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Speaker 1: to treatment centers and it's just really not paying very much.

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Speaker 2: This is what she does and she I guess they were.

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Speaker 1: Doing some sort of follow up interview and she pulled

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Speaker 1: out an a eviction notice showing that she owed one thousand,

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Speaker 1: three hundred and eighty one dollars and fifty cents and

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Speaker 1: she makes ten dollars an hour, So she's struggling.

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Speaker 2: And you would think like there would be there would been.

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Speaker 1: Some sort of like resources set up for her after

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Speaker 1: all of this, or maybe a book deal or something,

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Speaker 1: but no, nothing. So it just goes to show you

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Speaker 1: that the media doesn't really care about you.

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Speaker 2: I mean, Baltimore could have taken care of for too.

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Speaker 1: Exactly that you hold up as a hero mom, but

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Speaker 1: she's struggling and nobody cares because she's not a story anymore.

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Speaker 1: So it's just kind of like a cautionary tale of

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Speaker 1: you know that people can applaud you, but it doesn't

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Speaker 1: mean they really support you.

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Speaker 3: Yeah, and I think anytime that I mean, just anyone

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Speaker 3: who's out there. If you ever, I mean, you can

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Speaker 3: talk about it a bit later, but I mean part

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Speaker 3: of my job I talk to people who have been

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Speaker 3: wronged by businesses and corporations, and they're often low income

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Speaker 3: and the way these people are preyed upon is really sad,

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Speaker 3: and I always have to take them in too account

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Speaker 3: when I'm interviewing them, and I want to be sure

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Speaker 3: that they know that I'm not just talking to them

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Speaker 3: because I want the really sad, sob story, you know,

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Speaker 3: to draw people in. And I feel like the media

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Speaker 3: has to be more and this is a good this

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Speaker 3: is a good way. I love this story and that

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Speaker 3: they're going back. Not only are they going back and

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Speaker 3: talking to women again, like six seven months later, but

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Speaker 3: they're also bringing more attention to the fact that there's

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Speaker 3: still these issues in Baltimore, like we can't forget exactly.

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Speaker 1: There's a line in the story that I really like

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Speaker 1: it said she became a vehicle for others to advance

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Speaker 1: their own social agendas that you know, basically they used her,

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Speaker 1: and now that she needs help, there's no one there

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Speaker 1: to help.

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Speaker 3: The same way as like Mike co couldee going to

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Speaker 3: the rally for Kim Davis, that woman who wanted to

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Speaker 3: give marriage licenses to gay people, like he made that

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Speaker 3: about himself.

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Speaker 1: Yeah.

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Speaker 3: Well, speaking of Freddie Gray, did you read that his

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Speaker 3: mom comed attempted suicide. No, Yeah, that's really sad. I

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Speaker 3: think she, like I think she was either being she

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Speaker 3: was at a hospital, or she was taken to a

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Speaker 3: hospital and there she slit her wrists, or I don't

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Speaker 3: know the exact circumstances. They said that she was found

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Speaker 3: with marks on her arms, so I feel like she

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Speaker 3: might have slit her wrists.

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Speaker 2: But that's that's really sad.

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Speaker 3: That's yeah, I don't know what's happening with that case

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Speaker 3: right now. The last thing I heard was that all

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Speaker 3: six people, the six cops or police officers who were

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Speaker 3: on trial, were denied whatever motion they tried to get

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Speaker 3: to get the case dropped, Okay, which I guess.

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Speaker 2: Good. Yeah, I hope the hope. I mean, I'm sure

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Speaker 2: we're still going to be covering this case.

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Speaker 3: But this, this whole situation, the death of Freddy Gray,

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Speaker 3: the fact that the police officers have been charged with

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Speaker 3: like what is it, like second degree murder or something

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Speaker 3: like that, or involuntary something. It'll be interesting to see

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Speaker 3: how it all.

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Speaker 2: Plays out.

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Speaker 1: On that. And I'm like, do you have anything light

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Speaker 1: to end buzzworthy?

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Speaker 3: I don't have anything light to end buzzworthy, but I

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Speaker 3: would be remiss because this is this is really like

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Speaker 3: weighing heavily on me.

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Speaker 2: This whole situation with a Rush card. Okay, ah, yes,

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Speaker 2: oh well yeah, we can't end well, we're just going

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Speaker 2: to end with We're just gonna end it on this.

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Speaker 2: We have to we have to have to.

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Speaker 3: So Russell Simmons first of all, is like this business magnate.

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Speaker 3: I mean, obviously a hip hop star, but he's he

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Speaker 3: had fat farm mm hmm. What's little known about him

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Speaker 3: unless you watch like bet or whatever is that? Twelve

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Speaker 3: years ago he launched a company called Una Rush which

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Speaker 3: has a has a product called the Rush Card. This

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Speaker 3: is a prepaid debit card. And for those of you

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Speaker 3: who don't understand what that is, a prepaid debit card is.

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Speaker 3: Essentially it's not a bank it's not a bank account,

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Speaker 3: but it looks like a debit card and it works

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Speaker 3: like one, and you load money onto it and that's

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Speaker 3: the money you have to spend. And it's you know,

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Speaker 3: marketed as being a budgeting tool. And if you know,

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Speaker 3: a lot of people out there don't realize this, but

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Speaker 3: if you have a bad banking history, banks can stop

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Speaker 3: opening allowing you to open checking accounts. So a lot

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Speaker 3: of people who are low income and maybe have overdrafted

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Speaker 3: their accounts for you know, in the past, or have

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Speaker 3: had to open and close checking accounts because they ran

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Speaker 3: into trouble, you know, can't access the traditional banking system.

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Speaker 3: So they use these prepaid cards as a way of like,

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Speaker 3: you know, looking like everyone else and having their debit

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Speaker 3: card or whatever. Unfortunately, the thing about prepaid debit cards

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Speaker 3: is that a lot of them have crazy fees and

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Speaker 3: they can be quite expensive for people to use.

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Speaker 2: So let's go over some of the fees.

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Speaker 1: You can actually have a fee to load the card up, yep,

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Speaker 1: A fee to check how much money.

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Speaker 2: You have, a fee one second, we're getting a call caller.

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Speaker 2: Are you there?

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Speaker 1: Okay, that's funny, but like right, A fee to load

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Speaker 1: the card up, a fee to actually check to see

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Speaker 1: what your balance is. There's a fee sometimes for using

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Speaker 1: your card. Monthly fee, a monthly fee, activation fee.

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Speaker 3: Activation fee, som fees I mean fees on fees on fees.

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Speaker 2: Yes, basically fees on fees on fees. And so the

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Speaker 2: Rush card.

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Speaker 3: You know what's crazy about this whole situation, So just

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Speaker 3: real quick, what happened is starting October tenth, people went

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Speaker 3: to access their Rush card and they were denied. I

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Speaker 3: spoke to one woman who was at Denny's with her husband,

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Speaker 3: card was declined. She spent two and a half hours

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Speaker 3: on the film with customer service sitting outside the Dennis

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Speaker 3: mortified could not get through. Something was clearly going wrong,

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Speaker 3: but the company was like radio silent about everything. It

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Speaker 3: wasn't until about a week into the problems that they

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Speaker 3: finally acknowledged that some customers had just lost access to

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Speaker 3: their money, like their money that they've had deposited onto

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Speaker 3: their cards. Like, can you imagine if you just like

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Speaker 3: and this is everyone's worst fear, The apocalypse is coming.

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Speaker 3: Banks are closed down.

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Speaker 2: You can't access your own money.

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Speaker 1: Paycheck because a lot of people have their paychecks onto

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Speaker 1: the card automatically. So just imagine, Oh, this is the

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Speaker 1: money that you used to pay your your rent, with groceries,

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Speaker 1: child care services, all of these things, and then all

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Speaker 1: of a sudden, not for an hour, not.

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Speaker 2: For a day, but for more than a week, no apter.

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Speaker 3: Two weeks now, today is October twenty fifth. This all

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Speaker 3: started happening October tenth, two weeks and I've been following

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Speaker 3: it closely. I've written a couple of stories about this.

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Speaker 3: The Consumer Federal Protection Bureau just came out Friday that

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Speaker 3: afternoon with the statement saying they're going to be investigating

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Speaker 3: rush Card, Russell Simmons himself and the company's CEO, because

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Speaker 3: Russell's basically the face of the company. He was a founder,

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Speaker 3: but he doesn't actually run it, like there's a whole other,

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Speaker 3: obviously executive team running it. They've come out and said,

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Speaker 3: you know, largely most of the issues have been fixed.

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Speaker 3: Russell Simmons was on Twitter yesterday tweeting about this, and

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Speaker 3: I meanwhile, I'm on Twitter, I'm on my email. I'm

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Speaker 3: still getting emails from people saying, hey, I can't access

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Speaker 3: all my money. I only got one hundred bucks back.

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Speaker 3: I'm still owed three to fifty. I talked to a

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Speaker 3: woman and her name's Jasmine. She lives in actually from

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Speaker 3: New Jersey, Beverly. Okay, this is what happened to her,

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Speaker 3: and this is why, this is why this story is

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Speaker 3: like so hard. She at the beginning of October, after

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Speaker 3: waiting two years, she was on the waiting list for

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Speaker 3: low income assisted housing in New Jersey. And she has

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Speaker 3: two children, a six year old and a seven month old,

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Speaker 3: and they've been homeless largely for the last year. They've

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Speaker 3: been kind of living like from friend's couch to friend's couch,

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Speaker 3: most recently at her mother's house, but her mother is

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Speaker 3: still taking.

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Speaker 2: Care of her siblings.

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Speaker 3: Jasmine's only twenty six years old, and so for finally

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Speaker 3: the past year, she's been like semi homeless, saving up

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Speaker 3: money in you know, finally getting approved for this low

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Speaker 3: income housing, moving into a two bedroom apartment.

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Speaker 2: She just moved in the beginning of October.

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Speaker 3: She bought a bed for her daughter and couldn't buy

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Speaker 3: a crib for her baby because her Rush card was empty,

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Speaker 3: completely empty, And she's one of the ones you had

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Speaker 3: there in her entire paycheck. She was onto the card

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Speaker 3: and let me just dispel myths about people who live

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Speaker 3: in assis living or not as a living but low

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Speaker 3: income housing. She has a full time job. She works

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Speaker 3: nine to five. She's also going to school for a

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Speaker 3: degree in sociology. She works for a nonprofit helping poor

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Speaker 3: people get access to different services. And she's like, I

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Speaker 3: can't believe that my job is helping people get access

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Speaker 3: to services. Meanwhile, I can't even buy groceries from my children. Wow,

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Speaker 3: she had just moved in, and she's like, I thought

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Speaker 3: I was getting a fresh start, and now I feel like,

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Speaker 3: I have nothing, absolutely zero, And she.

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Speaker 2: Still hasn't gotten her money, so.

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Speaker 3: As of I spoke with her on Friday. As of Friday,

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Speaker 3: she had gotten half of one of her direct deposits.

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Speaker 3: She's missing two paychecks, and she also was due a

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Speaker 3: refund check from her student loans. You know, if you pay,

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Speaker 3: she's due like four thousand dollars from her student loans,

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Speaker 3: which is going to be the money that she was

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Speaker 3: going to use to furnish her apartment because these some

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Speaker 3: of these this is her apartment in particular, didn't come

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Speaker 3: with a fridge or utilities like like a fridge and

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Speaker 3: appliances and stuff, so she had to buy that. And

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Speaker 3: she's like, we're all sleeping on my daughter's bed. You know,

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Speaker 3: I've been fixing her PEB and J's because we can afford.

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Speaker 1: This is just so crazy. And then you know, I just,

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Speaker 1: first of all, what I think is so crazy. It's

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Speaker 1: like I guess it was all due to what like

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Speaker 1: some sort of like they said it was a software

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Speaker 1: glitch or systems updated. They were updating the system. Now,

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Speaker 1: I mean, why not do this.

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Speaker 2: In waves just in case something like this?

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Speaker 3: Maybe they did, They're not being like they haven't said

390
00:16:20,120 --> 00:16:21,440
Speaker 3: maybe they did it in a wave and that just

391
00:16:21,520 --> 00:16:23,720
Speaker 3: happened to be the one that screwed up. They haven't

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Speaker 3: said exactly how many people are affected. They haven't said,

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Speaker 3: but I mean I've been saying thousands. Media has been

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Speaker 3: saying thousands, because you can go to their Facebook page.

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Speaker 3: This is where people have had to resource to complaining

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Speaker 3: because the customer service lines, I guess have been inundated

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Speaker 3: and people can't get through. So you look at Facebook

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Speaker 3: and there are just tens of thousands of comments.

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Speaker 1: Wow, So you're just assuming, well, these are thousands of

400
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Speaker 1: people complaining, so it must be thousands of people affected, right,

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Speaker 1: And what.

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Speaker 3: I want to say about the Rush card, especially why

403
00:16:47,960 --> 00:16:52,200
Speaker 3: it hurts people personally, Like the way that the Rush

404
00:16:52,280 --> 00:16:55,760
Speaker 3: card markets is very pointed, Like I mean, all market is,

405
00:16:55,880 --> 00:16:59,400
Speaker 3: all marketing is targeted, but they specifically target low income

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Speaker 3: black people, brown people in minority areas.

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Speaker 1: People who are using the Rush card already are having

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Speaker 1: banking difficulties. This is not a population that can go

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Speaker 1: a week without pay, are you kidding me? Know, most

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Speaker 1: people can't go a week without pay, but this is

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Speaker 1: especially vulnerable, financially vulnerable population.

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Speaker 2: So for them to be going through this.

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Speaker 3: This is just so they don't have savings. I talk

414
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Speaker 3: to people and this is so the way that they

415
00:17:24,080 --> 00:17:28,679
Speaker 3: market is bad. So the biggest reason for a lot

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00:17:28,720 --> 00:17:31,000
Speaker 3: of people who use the Rush card and some prepaid

417
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Speaker 3: cards is because they promise to get your paycheck two

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Speaker 3: days early.

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Speaker 2: They have a special way of doing this.

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Speaker 3: Basically, when you're when your employer pays you direct deposit,

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00:17:40,600 --> 00:17:42,480
Speaker 3: it goes to the bank on like a Wednesday, it

422
00:17:42,520 --> 00:17:45,879
Speaker 3: doesn't show up until Friday, okay, So prepaid debit cards

423
00:17:45,920 --> 00:17:48,359
Speaker 3: will just give you the money on Wednesday and they'll

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00:17:48,400 --> 00:17:50,080
Speaker 3: expect the money to come on it. So that's how

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00:17:50,119 --> 00:17:51,760
Speaker 3: they get people in. They're like, oh, if you want

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Speaker 3: to get paid, he'll pay you two days early. Give

427
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Speaker 3: me your five dollars a month, please, And so that's

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Speaker 3: why they get people in with that promise.

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Speaker 1: And I saw him say something like and I just

430
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Speaker 1: wanted to like body slam, and he said like, well,

431
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Speaker 1: technically it's not really late because we're you usually get

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Speaker 1: your paycheck two days early.

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Speaker 2: Whatever video or whatever tweet was set out, so we

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Speaker 2: still have to a video on you know.

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Speaker 3: And I was like, well, no, it was October fourteenth,

436
00:18:16,960 --> 00:18:19,440
Speaker 3: it's been ten days in that video with Yeah. I

437
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Speaker 3: saw someone on Twitter on Friday. It was ten pm

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Speaker 3: our time, like seven pm LA time where he lives,

439
00:18:24,000 --> 00:18:26,240
Speaker 3: and she was like, Russell Simmons is in my yoga

440
00:18:26,320 --> 00:18:28,440
Speaker 3: class right now. And I was like, that's nice that

441
00:18:28,520 --> 00:18:31,359
Speaker 3: he's finding Yeah, relax. Meanwhile, like the hundreds of his

442
00:18:31,440 --> 00:18:34,280
Speaker 3: customers still don't access to their money. I you know,

443
00:18:34,480 --> 00:18:37,239
Speaker 3: it's really sad what's happening. I'm glad that regulators are

444
00:18:37,280 --> 00:18:40,840
Speaker 3: going after him. I hope that this just draws attention to,

445
00:18:41,200 --> 00:18:45,560
Speaker 3: like more on to the fact that these predatory services

446
00:18:45,600 --> 00:18:48,360
Speaker 3: for low income people are just not doing enough for them.

447
00:18:48,800 --> 00:18:50,600
Speaker 2: It's really expensive to be poor.

448
00:18:50,560 --> 00:18:50,800
Speaker 1: It is.

449
00:18:51,000 --> 00:18:52,440
Speaker 2: Isn't that so crazy? It is crazy.

450
00:18:52,440 --> 00:18:54,200
Speaker 3: If you can't so your Rush card, you know, you

451
00:18:54,280 --> 00:18:56,520
Speaker 3: can't access your money, so what do you do? None

452
00:18:56,520 --> 00:18:58,119
Speaker 3: of your friends or family have money, so you might

453
00:18:58,160 --> 00:19:00,879
Speaker 3: get a payday loan. Let's talk about how expensive payday

454
00:19:00,920 --> 00:19:01,320
Speaker 3: loans are.

455
00:19:02,119 --> 00:19:04,159
Speaker 2: It's just rade sense as of like three hundred percent.

456
00:19:05,040 --> 00:19:07,800
Speaker 3: And I talked to several people, and what's crazy is

457
00:19:07,840 --> 00:19:10,360
Speaker 3: listening to them. Well, everyone's like, I'm done with Rush card.

458
00:19:10,400 --> 00:19:10,679
Speaker 2: I'm done.

459
00:19:10,720 --> 00:19:12,679
Speaker 3: I'm done, I'm done. But what they've said is like, oh,

460
00:19:12,760 --> 00:19:15,600
Speaker 3: I found another prepaid card. It has more fees, but like,

461
00:19:15,640 --> 00:19:17,560
Speaker 3: I don't have any other options because I have bad

462
00:19:17,600 --> 00:19:20,320
Speaker 3: banking history. One woman was like, okay, I'm done with

463
00:19:20,440 --> 00:19:23,040
Speaker 3: all prepaid cards. I went to my local bank. They

464
00:19:23,160 --> 00:19:25,399
Speaker 3: charged eleven dollars a month to have it unless you

465
00:19:25,400 --> 00:19:28,159
Speaker 3: have a minimum balance of fifteen hundred dollars. There's just

466
00:19:28,240 --> 00:19:30,600
Speaker 3: not enough options out there for people who don't have

467
00:19:30,680 --> 00:19:33,280
Speaker 3: a lot of money. You know, even in writing my story,

468
00:19:33,320 --> 00:19:35,520
Speaker 3: I was like, there's online banks you can go to

469
00:19:35,640 --> 00:19:36,480
Speaker 3: that have few fees.

470
00:19:36,560 --> 00:19:37,920
Speaker 2: Well, these people don't trust.

471
00:19:38,119 --> 00:19:41,040
Speaker 3: Yeah, you know they even before they didn't trust traditional banks,

472
00:19:41,160 --> 00:19:43,239
Speaker 3: let alone online ones, and now they've been screwed over.

473
00:19:43,359 --> 00:19:44,440
Speaker 3: So how are you going to get into you know,

474
00:19:44,480 --> 00:19:46,520
Speaker 3: how are you going to convince them that like Capital

475
00:19:46,560 --> 00:19:48,280
Speaker 3: one three sixty isn't going to like crap out the

476
00:19:48,320 --> 00:19:49,320
Speaker 3: same way Rush Card did.

477
00:19:49,680 --> 00:19:51,160
Speaker 2: It's just so disheartening.

478
00:19:51,160 --> 00:19:52,320
Speaker 1: It's one of the reasons why I think Mandy and

479
00:19:52,359 --> 00:19:54,520
Speaker 1: I do the work that we do with financial education.

480
00:19:54,600 --> 00:19:57,200
Speaker 1: I especially try to speak to folks like this because

481
00:19:57,240 --> 00:20:00,760
Speaker 1: it's just if you didn't learn personal finance stuff at home,

482
00:20:01,160 --> 00:20:04,119
Speaker 1: you certainly didn't get it in school, and it's like, well.

483
00:20:04,040 --> 00:20:06,040
Speaker 2: How do you get to this place?

484
00:20:06,040 --> 00:20:07,359
Speaker 1: Because you know, a lot of people I've heard like

485
00:20:07,480 --> 00:20:10,480
Speaker 1: judging like, well, they should have had saving That's just

486
00:20:10,640 --> 00:20:13,320
Speaker 1: so easy to say. But you know what I mean people,

487
00:20:13,359 --> 00:20:15,280
Speaker 1: First of all, you know people who I you know,

488
00:20:15,440 --> 00:20:17,639
Speaker 1: it looks like from the outside they look great and

489
00:20:17,760 --> 00:20:20,280
Speaker 1: secretly could not afford to lose a paycheck either. So

490
00:20:20,320 --> 00:20:21,720
Speaker 1: I'm like, you know, it's so easy, they should have

491
00:20:21,760 --> 00:20:24,800
Speaker 1: had savings, But you, sir, don't have savings either. And

492
00:20:25,000 --> 00:20:27,320
Speaker 1: if your fancy job stop paying you today, you would

493
00:20:27,320 --> 00:20:29,960
Speaker 1: be screwed, right, So I hope.

494
00:20:29,840 --> 00:20:32,040
Speaker 3: These people get their money back, and I hope that,

495
00:20:32,240 --> 00:20:34,040
Speaker 3: you know, the company has said that they you know,

496
00:20:34,240 --> 00:20:37,280
Speaker 3: very soon will be announcing they're gonna make it right. Well,

497
00:20:37,359 --> 00:20:39,040
Speaker 3: so far, all they've done is said, we're gonna get

498
00:20:39,040 --> 00:20:42,040
Speaker 3: you know, we're going to cancel fees for the holiday season.

499
00:20:42,440 --> 00:20:44,280
Speaker 3: We'll take off through a monthly five dollars fee. I'm like,

500
00:20:44,359 --> 00:20:45,919
Speaker 3: what's that going to do if you, like, I mean,

501
00:20:45,960 --> 00:20:48,120
Speaker 3: when people have like not been able to pay rent. Yeah,

502
00:20:48,400 --> 00:20:50,639
Speaker 3: one woman said in The New York Times evert a

503
00:20:50,680 --> 00:20:53,160
Speaker 3: story where she couldn't afford to buy her husband's heart medication.

504
00:20:53,600 --> 00:20:55,200
Speaker 2: What are they going to do for those people? Yeah,

505
00:20:55,720 --> 00:20:56,200
Speaker 2: these people.

506
00:20:56,440 --> 00:20:59,000
Speaker 3: Also, this sounds like the makings of an amazing class

507
00:20:59,000 --> 00:21:03,359
Speaker 3: action loss, the people cheated by a financial services company

508
00:21:03,400 --> 00:21:06,400
Speaker 3: that makes millions of dollars. However, like most financial services

509
00:21:06,480 --> 00:21:09,320
Speaker 3: they have a ban on class action. When you sign

510
00:21:09,359 --> 00:21:11,560
Speaker 3: your customer agreement, I mean you can go right now

511
00:21:11,600 --> 00:21:14,159
Speaker 3: and check I guarantee you check your credit card statement,

512
00:21:14,280 --> 00:21:17,160
Speaker 3: checker agreement, check your bank account agreement. They all say

513
00:21:17,520 --> 00:21:21,040
Speaker 3: we have a ban on class actions. Mandatory arbitration, which

514
00:21:21,119 --> 00:21:26,159
Speaker 3: means arbitration is when they hire an independent arbitrator basically

515
00:21:26,160 --> 00:21:29,720
Speaker 3: an attorney to do a private negotiation, So like a

516
00:21:29,760 --> 00:21:33,960
Speaker 3: private little like basically like you arbitrator business and you know,

517
00:21:34,040 --> 00:21:36,280
Speaker 3: at around a table sussing things out.

518
00:21:36,680 --> 00:21:38,320
Speaker 2: Whatever is agreed upon is private.

519
00:21:38,400 --> 00:21:41,040
Speaker 3: You cannot talk about it afterward, so the greater public

520
00:21:41,119 --> 00:21:45,240
Speaker 3: will never know what happened. And it's also very cost prohibitive.

521
00:21:45,600 --> 00:21:47,719
Speaker 3: It can cost you hundreds of dollars, if not thousands,

522
00:21:47,760 --> 00:21:50,000
Speaker 3: to hire an attorney to represent yourself at a private

523
00:21:50,080 --> 00:21:53,320
Speaker 3: arbitration and then for what you know, five hundred dollars.

524
00:21:53,359 --> 00:21:55,200
Speaker 3: I mean a lot of people don't have that much money.

525
00:21:55,359 --> 00:21:56,879
Speaker 3: I mean it's a lot of money to them, but

526
00:21:56,960 --> 00:21:58,760
Speaker 3: it's not like people I've talked to. I was like,

527
00:21:59,119 --> 00:22:01,240
Speaker 3: you know, would you think about doing arbitration and they're like,

528
00:22:01,320 --> 00:22:02,600
Speaker 3: you know what, it's not enough.

529
00:22:02,640 --> 00:22:05,680
Speaker 2: I don't. I can't afford fees. Yeah, so it sucks.

530
00:22:05,720 --> 00:22:07,360
Speaker 3: You know, the only way for them to get recourse

531
00:22:07,520 --> 00:22:11,080
Speaker 3: is if regulators like the CFPB stand up and represent them,

532
00:22:11,080 --> 00:22:12,960
Speaker 3: which you know they are doing. And I you know,

533
00:22:13,040 --> 00:22:15,520
Speaker 3: I hope something good comes out of it because Russell

534
00:22:15,560 --> 00:22:16,320
Speaker 3: Simmons got to pay.

535
00:22:16,520 --> 00:22:27,240
Speaker 2: Yeah, Fresh Cards got to pay. And on that note,

536
00:22:27,840 --> 00:22:30,960
Speaker 2: BuzzFeed is done. They always call it buzzed.

537
00:22:31,040 --> 00:22:35,280
Speaker 3: I'm sorry, buzzy, Yes, buzzworthy, buzzworthy, buzzworthy.

538
00:22:35,520 --> 00:22:36,960
Speaker 1: You know what, I'm not gonna dig it to BuzzFeed.

539
00:22:37,000 --> 00:22:39,840
Speaker 1: That's why that's like my board right before bed, like viewing.

540
00:22:39,880 --> 00:22:41,239
Speaker 1: I'm like, what's this BuzzFeed up too?

541
00:22:41,320 --> 00:22:43,720
Speaker 3: You go to BuzzFeed dot com. I've never gone there,

542
00:22:43,760 --> 00:22:45,600
Speaker 3: like like I've never done it myself, like typed in

543
00:22:45,640 --> 00:22:46,439
Speaker 3: BuzzFeed dot com.

544
00:22:46,520 --> 00:22:47,679
Speaker 2: But I just see their stuff everywhere.

545
00:22:47,760 --> 00:22:49,359
Speaker 1: No, I just go and I'm just like just for

546
00:22:49,440 --> 00:22:50,679
Speaker 1: a little giggle before nighttime.

547
00:22:51,800 --> 00:22:54,600
Speaker 2: Well for the records, Buzzworthy, we need to work on

548
00:22:54,640 --> 00:22:55,080
Speaker 2: our branding.

549
00:22:55,280 --> 00:22:59,080
Speaker 1: Yes, but if you have anything to say, maybe you've

550
00:22:59,080 --> 00:23:02,119
Speaker 1: been affected by the whole rush card thing, we'd love

551
00:23:02,320 --> 00:23:04,040
Speaker 1: to hear from you, Yes, ma'am.

552
00:23:04,000 --> 00:23:07,800
Speaker 2: At the BA podcast. This is on Twitter. You can

553
00:23:07,920 --> 00:23:11,560
Speaker 2: also email us at Brown Ambition Podcast at gmail dot com.

554
00:23:11,760 --> 00:23:14,200
Speaker 1: And we are Brown Ambition on Facebook.

555
00:23:14,280 --> 00:23:20,760
Speaker 2: Facebook. Almost that five hundred fans. I know we're so famous. Yeah, cool,

556
00:23:21,680 --> 00:23:25,080
Speaker 2: Brown Break, Brown Break time? Right, Brown Break, Brown Break?

557
00:23:25,400 --> 00:23:27,080
Speaker 2: What your gun? I know I sing that song every time,

558
00:23:27,119 --> 00:23:27,800
Speaker 2: but I like it.

559
00:23:28,240 --> 00:23:29,720
Speaker 3: It's got to ring too. I feel like I've heard

560
00:23:29,760 --> 00:23:33,280
Speaker 3: that song before. This week, I have two that could

561
00:23:33,359 --> 00:23:35,160
Speaker 3: kind of go together, okay, or do you want to start?

562
00:23:35,960 --> 00:23:36,240
Speaker 2: Okay?

563
00:23:36,440 --> 00:23:38,760
Speaker 1: So my brown break is this. So I'm a business owner.

564
00:23:38,880 --> 00:23:41,760
Speaker 1: For y'all who don't know, I am the budgetista. I'm

565
00:23:41,760 --> 00:23:44,879
Speaker 1: a financial educator and one of the things I love

566
00:23:44,960 --> 00:23:47,640
Speaker 1: doing is helping, helping helping, and I get a lot

567
00:23:47,800 --> 00:23:53,440
Speaker 1: of request but sometimes the requests are a little she

568
00:23:53,640 --> 00:23:55,199
Speaker 1: tried it right, That's what the.

569
00:23:55,200 --> 00:23:56,480
Speaker 2: Kids say, like, oh she tried it.

570
00:23:56,560 --> 00:23:59,280
Speaker 1: Like people will reach and I'm like, oh, okay, stranger,

571
00:23:59,320 --> 00:24:01,200
Speaker 1: you're asking for a lot. So I'm taking a brown

572
00:24:01,280 --> 00:24:06,520
Speaker 1: break from the over ask So somebody might you know,

573
00:24:06,600 --> 00:24:08,040
Speaker 1: if you're if you hit me up and you ask

574
00:24:08,119 --> 00:24:09,800
Speaker 1: me how do I raise my credit score or stuff

575
00:24:09,840 --> 00:24:10,000
Speaker 1: like that.

576
00:24:10,200 --> 00:24:11,600
Speaker 2: You know, that's what I do for a living. I

577
00:24:11,680 --> 00:24:15,119
Speaker 2: get it. But somebody might say. One woman asked me.

578
00:24:15,640 --> 00:24:18,640
Speaker 1: Hey, Budgetista, my aunt is turning forty and I want

579
00:24:18,680 --> 00:24:20,840
Speaker 1: to get her your one of your books?

580
00:24:21,160 --> 00:24:22,680
Speaker 2: Can you send it to me? And I thought she

581
00:24:22,760 --> 00:24:23,280
Speaker 2: wanted to buy it.

582
00:24:23,400 --> 00:24:28,440
Speaker 1: No, just asking for a gift, random random stranger on Facebook,

583
00:24:29,160 --> 00:24:31,280
Speaker 1: or I would love to. I want to do speaking

584
00:24:31,400 --> 00:24:34,520
Speaker 1: like you do, Budgetista. You know, next time you get booked,

585
00:24:34,560 --> 00:24:35,840
Speaker 1: can you bring me and I could speak with you?

586
00:24:35,960 --> 00:24:39,440
Speaker 1: And I'm like, oh, so person i've never met or

587
00:24:39,480 --> 00:24:41,600
Speaker 1: her to speak before or anything.

588
00:24:41,640 --> 00:24:45,880
Speaker 2: I'm supposed to just bring you on stage with me? Yeah? Yeah.

589
00:24:46,760 --> 00:24:49,480
Speaker 1: And so my biggest thing is this that if you

590
00:24:49,600 --> 00:24:51,440
Speaker 1: are going to ask something of someone that you do

591
00:24:51,600 --> 00:24:55,879
Speaker 1: not know, first thing you should do is don't because

592
00:24:55,920 --> 00:24:57,560
Speaker 1: just think about it, like if you were in person

593
00:24:57,640 --> 00:24:59,800
Speaker 1: with this person. Just think about someone on the street

594
00:24:59,880 --> 00:25:03,480
Speaker 1: or or someone at work that unless you've built a relationship,

595
00:25:03,840 --> 00:25:08,240
Speaker 1: your ass should be in direct relation to how familiar

596
00:25:08,320 --> 00:25:11,199
Speaker 1: you are with them, like an actual person. So for example,

597
00:25:11,280 --> 00:25:13,520
Speaker 1: like you might this is what I say anyway before

598
00:25:13,560 --> 00:25:14,640
Speaker 1: you ask me a resource.

599
00:25:15,080 --> 00:25:18,960
Speaker 2: So I have this great mentor Lynette cow finnni Cox.

600
00:25:19,040 --> 00:25:19,600
Speaker 2: She's amazing.

601
00:25:20,400 --> 00:25:22,560
Speaker 1: We actually did I forget what episode we did a

602
00:25:22,880 --> 00:25:26,159
Speaker 1: interview of her five so episode four, so.

603
00:25:26,240 --> 00:25:28,760
Speaker 2: She was awesome. And so Lynette, when I first met her,

604
00:25:29,000 --> 00:25:30,800
Speaker 2: I was like, what do you need? What do you need?

605
00:25:30,880 --> 00:25:32,640
Speaker 2: What do you want? What do you need? You babysit?

606
00:25:32,800 --> 00:25:34,760
Speaker 1: You want me to type stuff up for you whatever

607
00:25:34,840 --> 00:25:39,480
Speaker 1: she asked for? Because I knew that Lynette. For me

608
00:25:39,560 --> 00:25:41,480
Speaker 1: to ask something of this woman who I did not know,

609
00:25:41,760 --> 00:25:44,160
Speaker 1: that didn't make sense to me. So instead, I really

610
00:25:44,240 --> 00:25:46,159
Speaker 1: tried my best to be a resource and in return,

611
00:25:46,800 --> 00:25:49,880
Speaker 1: you know, without soliciting her, Lynette used to like kick

612
00:25:50,119 --> 00:25:52,240
Speaker 1: things my way, So to me, really that's just the

613
00:25:52,280 --> 00:25:53,480
Speaker 1: best way to kind of go about it, right. Have

614
00:25:53,520 --> 00:25:55,400
Speaker 1: you had experiences like that where people are like, hey, Mandy,

615
00:25:56,160 --> 00:25:57,840
Speaker 1: because Mandy's a writer for y'all. Who so I'm sure

616
00:25:57,840 --> 00:25:59,800
Speaker 1: you get like, hey girl, you should write this article

617
00:25:59,800 --> 00:26:01,120
Speaker 1: on because I'm amazing.

618
00:26:02,280 --> 00:26:03,520
Speaker 2: I get so many pitches.

619
00:26:03,560 --> 00:26:05,359
Speaker 3: I mean I could do a whole like Brown break

620
00:26:05,440 --> 00:26:08,119
Speaker 3: like reporter break on pitches, like everyone wants you to

621
00:26:08,160 --> 00:26:10,080
Speaker 3: write for about them and everyone thinks they have the

622
00:26:10,160 --> 00:26:13,320
Speaker 3: best story. Yeah, and just beyond that, just networking is

623
00:26:13,400 --> 00:26:17,640
Speaker 3: really uncomfortable and I hate some people are very obvious

624
00:26:17,800 --> 00:26:20,320
Speaker 3: that they are like trying to make you like I

625
00:26:20,480 --> 00:26:23,320
Speaker 3: want you to be my mentor like you're gonna coach me,

626
00:26:23,760 --> 00:26:24,959
Speaker 3: and like when can we have coffee?

627
00:26:25,240 --> 00:26:28,120
Speaker 2: When are you free? And I'm more than happy to help.

628
00:26:28,280 --> 00:26:30,800
Speaker 3: But you have to pour a lot into someone, like

629
00:26:30,920 --> 00:26:32,600
Speaker 3: you want to take an interest in them and really

630
00:26:32,640 --> 00:26:34,640
Speaker 3: give them good advice, and you don't want to feel

631
00:26:34,640 --> 00:26:36,800
Speaker 3: like you're just like a collection, like another like a

632
00:26:36,920 --> 00:26:38,960
Speaker 3: notch on their bedposts, like another business card in there

633
00:26:39,400 --> 00:26:40,760
Speaker 3: in their briefcase.

634
00:26:40,680 --> 00:26:42,320
Speaker 1: Or just because you don't want to feel like someone's

635
00:26:42,440 --> 00:26:45,200
Speaker 1: just taking you know, if you know, to me, the

636
00:26:45,240 --> 00:26:48,440
Speaker 1: best way to receive is really to give, and especially

637
00:26:48,600 --> 00:26:51,600
Speaker 1: if you like have I don't know it. Just think

638
00:26:51,640 --> 00:26:53,280
Speaker 1: to yourself, like, you know, whatever it is that you

639
00:26:53,359 --> 00:26:55,119
Speaker 1: do for a living, if someone kept coming to you

640
00:26:55,240 --> 00:26:56,760
Speaker 1: and asking for you to do it for free for

641
00:26:56,840 --> 00:26:59,280
Speaker 1: them and you're just like, wow, you know this person's

642
00:26:59,280 --> 00:27:02,240
Speaker 1: just here taking takeing. But imagine if someone came to

643
00:27:02,320 --> 00:27:03,280
Speaker 1: you and say, well, what do you need?

644
00:27:03,359 --> 00:27:04,040
Speaker 2: How can I help you?

645
00:27:04,840 --> 00:27:06,440
Speaker 1: Then you'd be more apt to say, oh, well, you

646
00:27:06,480 --> 00:27:08,439
Speaker 1: know what, this person been so useful. I'm so helpful.

647
00:27:08,440 --> 00:27:09,960
Speaker 1: I'd love to give back to them in some way.

648
00:27:10,520 --> 00:27:12,680
Speaker 1: So just be mindful of that that there's nothing wrong

649
00:27:12,720 --> 00:27:15,240
Speaker 1: with asking for help, but there's a difference between help

650
00:27:15,280 --> 00:27:17,800
Speaker 1: and a handout. And so just be mindful of that,

651
00:27:17,920 --> 00:27:20,359
Speaker 1: because I'm taking a break from all but over asking.

652
00:27:20,560 --> 00:27:24,680
Speaker 2: She tried it, You've earned it break. I've got a

653
00:27:24,720 --> 00:27:25,920
Speaker 2: different break. I got a couple.

654
00:27:26,000 --> 00:27:28,600
Speaker 3: Well, I guess we can combine them to of my

655
00:27:28,720 --> 00:27:32,440
Speaker 3: least favorite things, Texas and Trump, well and T T

656
00:27:32,600 --> 00:27:37,560
Speaker 3: and T. So this week federal judge and Texas made

657
00:27:37,640 --> 00:27:40,760
Speaker 3: a ruled on Friday actually that Texas officials can continue

658
00:27:40,800 --> 00:27:43,879
Speaker 3: to deny US birth certificates to the kid to the

659
00:27:44,000 --> 00:27:48,720
Speaker 3: children of immigrants who cannot supply required identification such as

660
00:27:48,880 --> 00:27:52,200
Speaker 3: a driver's license or passport because they came into the

661
00:27:52,240 --> 00:27:55,760
Speaker 3: country illegally. And I just feel like, could we be

662
00:27:56,080 --> 00:27:58,120
Speaker 3: taking any more steps backward Texas?

663
00:27:58,320 --> 00:28:01,520
Speaker 2: Like what the hell? Children?

664
00:28:01,560 --> 00:28:03,920
Speaker 3: As it stands, children of illegal immigrants who were born

665
00:28:03,920 --> 00:28:08,880
Speaker 3: in American soil soil are granted citizenship immediately, But what's

666
00:28:08,920 --> 00:28:11,560
Speaker 3: happening in Texas is that the Texas is like, oh, yeah,

667
00:28:11,600 --> 00:28:14,520
Speaker 3: you're granted citizenship, but to get your birth certificate, can

668
00:28:14,600 --> 00:28:17,800
Speaker 3: we see your parents driver's license identification please? Exactly when

669
00:28:17,800 --> 00:28:19,760
Speaker 3: their parents may not have one and they know fully well.

670
00:28:20,280 --> 00:28:22,520
Speaker 3: So it's just it seems I don't know how this is,

671
00:28:23,359 --> 00:28:25,480
Speaker 3: how this is possible. I feel like this could wind

672
00:28:25,560 --> 00:28:26,400
Speaker 3: up in the Supreme Court.

673
00:28:26,520 --> 00:28:28,840
Speaker 2: Who knows. It's just a slick way of basically denying

674
00:28:28,960 --> 00:28:29,600
Speaker 2: these children.

675
00:28:29,840 --> 00:28:31,639
Speaker 3: And Texas is a hot mess. I mean, I know,

676
00:28:31,840 --> 00:28:34,400
Speaker 3: Austin is cool, like whatever, I'm there for Austin. People

677
00:28:34,400 --> 00:28:36,159
Speaker 3: are moving there. It's like a hot city to live in.

678
00:28:36,280 --> 00:28:38,640
Speaker 3: But Texas as a whole, it just feels like I

679
00:28:38,640 --> 00:28:41,240
Speaker 3: get stuck in the you know, fifty years ago talk

680
00:28:41,240 --> 00:28:44,239
Speaker 3: about their you know rights for against trying to keep

681
00:28:44,280 --> 00:28:47,440
Speaker 3: women from getting access to abortions, like healthy legal abortions.

682
00:28:47,480 --> 00:28:49,800
Speaker 2: I mean, I can go on and on the place

683
00:28:49,800 --> 00:28:50,240
Speaker 2: where they had that.

684
00:28:50,320 --> 00:28:53,440
Speaker 1: Remember we talked about the book, the history book where

685
00:28:53,480 --> 00:28:54,880
Speaker 1: it's like the workers came over it.

686
00:28:55,000 --> 00:28:56,800
Speaker 2: Oh, is that Texas? I don't remember. I would not

687
00:28:56,960 --> 00:28:58,840
Speaker 2: be surprised. I would honestly not be.

688
00:28:58,920 --> 00:29:00,760
Speaker 1: So we talked about like there's this history book that

689
00:29:00,840 --> 00:29:03,680
Speaker 1: this black mother had uploaded that her child was like

690
00:29:03,760 --> 00:29:07,280
Speaker 1: it was talking about slavery and they referred to slaves,

691
00:29:07,320 --> 00:29:08,080
Speaker 1: that's workers.

692
00:29:08,200 --> 00:29:10,640
Speaker 2: We're like, oh hmmm, is that what we want?

693
00:29:12,400 --> 00:29:14,560
Speaker 3: Well, how this all ties into Trump? You know, obviously

694
00:29:14,640 --> 00:29:17,000
Speaker 3: we've talked about Trump's We've taken a brown break from Trump, Yeah,

695
00:29:17,040 --> 00:29:19,800
Speaker 3: we did, but the world does not want us to

696
00:29:19,800 --> 00:29:22,440
Speaker 3: take a break from Trump. SNL is actually having Donald

697
00:29:22,440 --> 00:29:25,960
Speaker 3: Trump of all fucking people on as a host this

698
00:29:26,080 --> 00:29:29,120
Speaker 3: weekend or this next week in November seventh or first,

699
00:29:29,240 --> 00:29:32,040
Speaker 3: or whatever it is, as a host, and I just like,

700
00:29:32,120 --> 00:29:33,960
Speaker 3: I don't get it. I mean I get it from

701
00:29:34,040 --> 00:29:36,800
Speaker 3: like SNL wants to find a controversial host.

702
00:29:36,840 --> 00:29:41,160
Speaker 2: I mean, they had Miley Cyrus and I will not

703
00:29:41,240 --> 00:29:41,680
Speaker 2: be watching.

704
00:29:42,320 --> 00:29:45,560
Speaker 3: I mean, forget the fact, forget the fact that Trump's

705
00:29:45,600 --> 00:29:47,920
Speaker 3: politics are just like insane and he wants, you know,

706
00:29:48,080 --> 00:29:50,760
Speaker 3: to deport eleven million people from this country.

707
00:29:51,960 --> 00:29:57,840
Speaker 2: But beyond that, he is probably the most terrifying politician

708
00:29:58,040 --> 00:29:59,400
Speaker 2: in his treatment of the press. Yeah.

709
00:30:00,120 --> 00:30:02,280
Speaker 3: The press, I mean obviously I take very seriously because

710
00:30:02,280 --> 00:30:04,040
Speaker 3: I am a reporter and I think it's important to

711
00:30:04,080 --> 00:30:06,800
Speaker 3: have free press. But he first of all, I kicked

712
00:30:06,800 --> 00:30:09,720
Speaker 3: out that Univision reporter Jorge Ramos, Yeah, who he didn't

713
00:30:09,720 --> 00:30:12,400
Speaker 3: realize was a super famous like one of the most

714
00:30:12,440 --> 00:30:14,840
Speaker 3: famous Latino American.

715
00:30:15,680 --> 00:30:17,480
Speaker 2: Actually he's a Latino. Where was he born?

716
00:30:17,600 --> 00:30:20,520
Speaker 3: I forget anyway Latino journalists who live, you know, in

717
00:30:20,600 --> 00:30:24,040
Speaker 3: America today and beyond that. This past week, I think

718
00:30:24,120 --> 00:30:26,360
Speaker 3: he had a campaign stop in Miami and he kicked

719
00:30:26,360 --> 00:30:29,400
Speaker 3: out again a whole Univision crew just again like his

720
00:30:29,480 --> 00:30:30,600
Speaker 3: whole bullying tactics.

721
00:30:30,680 --> 00:30:32,080
Speaker 2: I can't. I can't with him.

722
00:30:32,120 --> 00:30:34,120
Speaker 3: I can't with Louren Michaels for making him a host.

723
00:30:34,640 --> 00:30:37,880
Speaker 3: Can he even act like what is happening? If anything,

724
00:30:37,880 --> 00:30:39,080
Speaker 3: they should have Bernie Sanders on.

725
00:30:39,720 --> 00:30:43,400
Speaker 2: Yeah, he would be hilarious. Oh Trump.

726
00:30:44,320 --> 00:30:48,320
Speaker 1: So that's Brown Break and we're breaking off. If you

727
00:30:48,400 --> 00:30:50,000
Speaker 1: have anything you know we have not I think we

728
00:30:50,080 --> 00:30:51,760
Speaker 1: I feel like we haven't asked in a while. Do

729
00:30:51,880 --> 00:30:53,720
Speaker 1: you have anything that you want to take a Brown

730
00:30:53,760 --> 00:30:57,280
Speaker 1: break from b A audience? Please please please tweet us

731
00:30:57,640 --> 00:31:01,480
Speaker 1: use hashtag brown Break at the BA podcast on Twitter,

732
00:31:02,200 --> 00:31:06,040
Speaker 1: hit up our Facebook wall at Brown Ambition, and you

733
00:31:06,120 --> 00:31:09,160
Speaker 1: can always email us at what is that email again,

734
00:31:09,240 --> 00:31:13,120
Speaker 1: the Brown Ambition Podcast at Gmail. Yeah so, but definitely

735
00:31:13,160 --> 00:31:15,480
Speaker 1: put in the in the title Brown Break because we'd

736
00:31:15,560 --> 00:31:17,880
Speaker 1: love to read some of your brown breaks. I'm sure

737
00:31:17,880 --> 00:31:21,000
Speaker 1: you have something that's frustrating you. We'd love to share, Yes, ma'am.

738
00:31:33,280 --> 00:31:38,200
Speaker 1: Now it's time for tips tips this week.

739
00:31:38,440 --> 00:31:41,680
Speaker 3: Well, okay, so tips for this week were inspired. So

740
00:31:41,760 --> 00:31:43,640
Speaker 3: I went to this event this past week. It wasn't

741
00:31:43,720 --> 00:31:44,720
Speaker 3: a networking event.

742
00:31:47,040 --> 00:31:47,760
Speaker 2: It's actually kind of.

743
00:31:47,760 --> 00:31:49,680
Speaker 3: Cool though, because there it was sort of an event

744
00:31:49,840 --> 00:31:54,000
Speaker 3: organized around like spotlighting these these six or seven female

745
00:31:54,120 --> 00:31:56,760
Speaker 3: entrepreneurs who have like made millions out of these like

746
00:31:56,840 --> 00:31:59,560
Speaker 3: home run businesses, and it was very inspiring. So one

747
00:31:59,600 --> 00:32:02,000
Speaker 3: of the wins, actually I think she's from New Mexico.

748
00:32:02,200 --> 00:32:05,040
Speaker 3: She's was formerly in the Air Force for like seven years.

749
00:32:05,080 --> 00:32:08,280
Speaker 3: She grew up an army brat, and she has a

750
00:32:08,440 --> 00:32:12,400
Speaker 3: multimillion dollar advisory business, advertising business for people who want

751
00:32:12,480 --> 00:32:15,240
Speaker 3: Facebook ads. And one of the questions from the audience

752
00:32:15,320 --> 00:32:17,680
Speaker 3: to all the women was how many of you guys

753
00:32:17,760 --> 00:32:20,000
Speaker 3: are the bread winner in your household? And three or

754
00:32:20,040 --> 00:32:22,120
Speaker 3: four of them raise their hands, and then she asked,

755
00:32:22,720 --> 00:32:25,840
Speaker 3: and how does that impact your relationship and the division

756
00:32:25,880 --> 00:32:28,560
Speaker 3: of household duties? And you can tell it with a

757
00:32:28,600 --> 00:32:32,520
Speaker 3: loaded question because and shout out to you know, writers

758
00:32:32,600 --> 00:32:35,360
Speaker 3: like Farnuch Charabi who have written about this, when women

759
00:32:35,520 --> 00:32:37,440
Speaker 3: earn more, they still do more.

760
00:32:37,440 --> 00:32:38,000
Speaker 2: Around the house.

761
00:32:38,120 --> 00:32:41,800
Speaker 3: Well, you know you're talking about that, yes, but you know,

762
00:32:41,880 --> 00:32:43,959
Speaker 3: studies have research has shown that even though women when

763
00:32:44,000 --> 00:32:46,560
Speaker 3: they earn more, they still feel this like guilt, this

764
00:32:46,760 --> 00:32:50,240
Speaker 3: like you know, obligation to do even more around the

765
00:32:50,280 --> 00:32:52,800
Speaker 3: house to like make the man feel like like a

766
00:32:52,880 --> 00:32:55,560
Speaker 3: man exactly. And this woman in particular, who has this

767
00:32:55,640 --> 00:32:59,360
Speaker 3: multimillion dollar business and earns, you know, exponentially more than

768
00:32:59,400 --> 00:33:02,360
Speaker 3: her spouse said, you know, at home, I am a

769
00:33:02,480 --> 00:33:04,840
Speaker 3: wife and I support my husband. I want him to

770
00:33:04,840 --> 00:33:07,600
Speaker 3: feel strong and manly, and so I don't really talk

771
00:33:07,600 --> 00:33:10,000
Speaker 3: about my business and I do take care of the

772
00:33:10,040 --> 00:33:13,200
Speaker 3: household chores and you know, put dinner on the table

773
00:33:13,240 --> 00:33:15,680
Speaker 3: because that's what works for us. And I could see

774
00:33:15,720 --> 00:33:17,600
Speaker 3: everyone in the like all the women. It was a

775
00:33:17,920 --> 00:33:19,560
Speaker 3: it was mostly women in the in the audience, and

776
00:33:19,560 --> 00:33:22,320
Speaker 3: I can see them kind of like you know, squreaming

777
00:33:22,400 --> 00:33:26,840
Speaker 3: in there in their in their cocktail dresses. Because I

778
00:33:26,920 --> 00:33:29,400
Speaker 3: feel like what she said was realistic. Yes, I agree,

779
00:33:29,440 --> 00:33:32,200
Speaker 3: but it goes against that like oh bo power thing,

780
00:33:32,320 --> 00:33:34,320
Speaker 3: you know what I mean. And I think there's a yeah,

781
00:33:34,360 --> 00:33:36,520
Speaker 3: I was kind of like all right, calm done, everybody. Yeah,

782
00:33:36,680 --> 00:33:39,720
Speaker 3: this is what works for them. Yeah, but yeah, I

783
00:33:39,760 --> 00:33:41,480
Speaker 3: think it's a conversation worth having.

784
00:33:41,760 --> 00:33:43,720
Speaker 1: So we're gonna me and Manya kind of talk about tips,

785
00:33:43,800 --> 00:33:45,240
Speaker 1: cause do you make more than your boot?

786
00:33:45,400 --> 00:33:47,200
Speaker 2: I do? I do make more.

787
00:33:47,400 --> 00:33:50,720
Speaker 3: Yeah, I make more than my boyfriend. We live together,

788
00:33:51,280 --> 00:33:54,240
Speaker 3: and I think when did I? I I haven't always

789
00:33:54,280 --> 00:33:56,840
Speaker 3: earned more than him, but pretty soon as we started dating,

790
00:33:56,920 --> 00:33:59,360
Speaker 3: I got a promotion and it was clear that, like,

791
00:33:59,440 --> 00:34:02,760
Speaker 3: I was earning more. But then it't become like an

792
00:34:02,880 --> 00:34:04,720
Speaker 3: issue until we moved in together.

793
00:34:04,920 --> 00:34:10,200
Speaker 1: Okay, I make, let me see, probably about four and

794
00:34:10,280 --> 00:34:13,200
Speaker 1: a half times more, bimboo. And honestly, next year it's

795
00:34:13,239 --> 00:34:16,399
Speaker 1: gonna be like, like not even probably like ten times more.

796
00:34:17,680 --> 00:34:19,759
Speaker 1: And I worried about that because I've dated guys who

797
00:34:19,800 --> 00:34:22,480
Speaker 1: I'm like, yikes, they're not that happy with this. But

798
00:34:23,000 --> 00:34:24,759
Speaker 1: I'm really open because I live with my boo too

799
00:34:24,880 --> 00:34:27,799
Speaker 1: with Superman, and I'm really open about what I make.

800
00:34:28,160 --> 00:34:30,239
Speaker 1: And you know, he's just like the greatest because so

801
00:34:30,360 --> 00:34:32,960
Speaker 1: before I came, so Superman has a daughter that he

802
00:34:33,120 --> 00:34:35,319
Speaker 1: has half the time, so they're like one week off

803
00:34:35,360 --> 00:34:40,160
Speaker 1: when we're gone. He and his Supergirl's mom and so

804
00:34:40,239 --> 00:34:43,200
Speaker 1: they're like this great team. And so because he was,

805
00:34:43,440 --> 00:34:45,640
Speaker 1: he is raising his daughter like half the time and

806
00:34:45,719 --> 00:34:49,400
Speaker 1: sometimes even more than half the time. He was, he

807
00:34:49,560 --> 00:34:52,800
Speaker 1: learned to cook, he did laundry, clean well, he's just

808
00:34:52,840 --> 00:34:55,440
Speaker 1: a super clean guy anyway. So he was already kind

809
00:34:55,440 --> 00:34:58,200
Speaker 1: of like, for lack of a better word, domesticated.

810
00:34:57,840 --> 00:35:00,680
Speaker 2: How old was Supergirl when you got together?

811
00:35:01,040 --> 00:35:02,800
Speaker 1: Supergirl? So it's been two years for us. So she

812
00:35:02,920 --> 00:35:04,800
Speaker 1: just turned nine, so she was seven, okay, so we

813
00:35:04,880 --> 00:35:07,160
Speaker 1: had a long time. Yeah, And so he and her

814
00:35:07,239 --> 00:35:10,680
Speaker 1: mom broke up when she was like three, so he

815
00:35:10,719 --> 00:35:12,719
Speaker 1: had like four years of like you know, being like

816
00:35:13,160 --> 00:35:15,400
Speaker 1: mom and dad at home and you know, so so

817
00:35:15,520 --> 00:35:18,200
Speaker 1: when I came, you know, I remember like washing the

818
00:35:18,280 --> 00:35:20,000
Speaker 1: dishes for the first time, and he nearly cried.

819
00:35:20,040 --> 00:35:22,399
Speaker 2: I was like what. He's like, thank you so much.

820
00:35:23,160 --> 00:35:25,680
Speaker 1: Someone's actually helping, And like when I make her lunch,

821
00:35:25,719 --> 00:35:29,320
Speaker 1: he's like, oh my gosh. And so for him, anything

822
00:35:29,360 --> 00:35:32,000
Speaker 1: that I do is just added help because he's not

823
00:35:32,200 --> 00:35:36,880
Speaker 1: had he's only lives with me and her, so you know,

824
00:35:37,000 --> 00:35:38,799
Speaker 1: so for him, it's like, wow, this is huge help.

825
00:35:38,880 --> 00:35:41,400
Speaker 1: So luckily, you know, it's been easier for me because honestly,

826
00:35:41,520 --> 00:35:43,120
Speaker 1: I am not the best at helping out at home.

827
00:35:43,400 --> 00:35:45,920
Speaker 2: We do talk about that, like the other day, like

828
00:35:46,160 --> 00:35:47,279
Speaker 2: I was on my computer for.

829
00:35:47,360 --> 00:35:50,320
Speaker 1: Like the millions time, as per usual, and he was

830
00:35:50,440 --> 00:35:52,640
Speaker 1: like so and like the laundry was piling up, and

831
00:35:52,680 --> 00:35:54,520
Speaker 1: he's like doing the laundry and I'm like, meanwhile, I'm like,

832
00:35:54,840 --> 00:35:55,680
Speaker 1: can you keep it down?

833
00:35:56,680 --> 00:35:58,600
Speaker 2: And then he kind of was like, Tiffany, you know,

834
00:35:59,200 --> 00:36:02,200
Speaker 2: I'd like some help around the house cause you like live.

835
00:36:02,280 --> 00:36:05,200
Speaker 1: I never go food chopping. Just yesterday he went again

836
00:36:05,239 --> 00:36:07,200
Speaker 1: for like the fifth time in a row. I never

837
00:36:07,360 --> 00:36:08,959
Speaker 1: And I'm like, I'll say it, like I would literally

838
00:36:09,040 --> 00:36:10,480
Speaker 1: like send him money via the phone, like, oh, I

839
00:36:10,560 --> 00:36:11,520
Speaker 1: just sent you some money for food.

840
00:36:11,600 --> 00:36:14,160
Speaker 2: He's like, so you're not Presty Go's food chopping.

841
00:36:14,239 --> 00:36:16,000
Speaker 1: Yeah, you know, because you know before I came, that's

842
00:36:16,000 --> 00:36:17,800
Speaker 1: what he did everything. But we did talk about it.

843
00:36:17,880 --> 00:36:19,080
Speaker 1: So one of the things I asked him, I'm like,

844
00:36:19,320 --> 00:36:21,600
Speaker 1: what do you what would you like me to help.

845
00:36:21,440 --> 00:36:23,560
Speaker 2: You with more? Is that a recent conversation, yeah, like

846
00:36:23,640 --> 00:36:24,879
Speaker 2: literally like maybe two days ago.

847
00:36:25,360 --> 00:36:28,520
Speaker 1: And he said, honestly, like he's like he cooks, but

848
00:36:28,640 --> 00:36:31,360
Speaker 1: he does like that man cooking, you know, like spaghetti

849
00:36:31,680 --> 00:36:34,320
Speaker 1: and chicken nuggets, you know, but I actually cook and

850
00:36:34,360 --> 00:36:35,960
Speaker 1: I cooked pretty well and I actually enjoyed it. He's like,

851
00:36:36,000 --> 00:36:37,560
Speaker 1: I would love for you to cook more because I

852
00:36:37,600 --> 00:36:40,000
Speaker 1: actually like your food. And I said, okay, check, I

853
00:36:40,040 --> 00:36:42,359
Speaker 1: can do that. And he also said, I would love

854
00:36:42,440 --> 00:36:44,480
Speaker 1: for you to help me, like around the house more.

855
00:36:44,520 --> 00:36:47,800
Speaker 1: And now I hate cleaning. So I asked him, I said, so,

856
00:36:48,760 --> 00:36:50,640
Speaker 1: to be clear, do you want the house to be

857
00:36:50,800 --> 00:36:53,799
Speaker 1: clean or does it do you want me to have to.

858
00:36:53,800 --> 00:36:54,360
Speaker 2: Do the cleaning.

859
00:36:54,680 --> 00:36:56,239
Speaker 1: He's like, no, I would just like help. And I said, oh,

860
00:36:56,560 --> 00:36:58,320
Speaker 1: can I hire help? Would you feel offended by that?

861
00:36:58,760 --> 00:37:01,000
Speaker 1: And he said no? And I said, okay, so we're

862
00:37:01,040 --> 00:37:03,120
Speaker 1: working out, like what does that look like? Because it

863
00:37:03,280 --> 00:37:05,560
Speaker 1: is very uneven and lopsided. I will say right now

864
00:37:06,000 --> 00:37:07,879
Speaker 1: that he does like the majority of like the work

865
00:37:07,920 --> 00:37:08,440
Speaker 1: at home.

866
00:37:08,880 --> 00:37:10,880
Speaker 3: And you have different I mean he works. Is his

867
00:37:11,000 --> 00:37:14,000
Speaker 3: job like a ninety five? Yeah, ninety five, and so

868
00:37:14,080 --> 00:37:15,239
Speaker 3: you're your hours or whenever?

869
00:37:15,440 --> 00:37:18,040
Speaker 2: Yeah, whenever. It's hard. It's harder to like there's no

870
00:37:18,239 --> 00:37:20,320
Speaker 2: set like and you come home and you clean and

871
00:37:20,360 --> 00:37:22,560
Speaker 2: you cook the dinner. Yeah yeah, And so like you know,

872
00:37:22,640 --> 00:37:23,799
Speaker 2: we're we're like working that out.

873
00:37:23,800 --> 00:37:25,880
Speaker 1: And what I really really love about Superman is that

874
00:37:26,000 --> 00:37:28,080
Speaker 1: we we split the bills evenly in half. When I

875
00:37:28,120 --> 00:37:29,680
Speaker 1: first moved in, he was paying like all of them,

876
00:37:30,080 --> 00:37:31,839
Speaker 1: and I was like, this kind of seems like wrong

877
00:37:31,920 --> 00:37:33,360
Speaker 1: since I'm making so much more than you, you know,

878
00:37:33,880 --> 00:37:35,359
Speaker 1: And so we split the bills in half. It now

879
00:37:35,520 --> 00:37:37,840
Speaker 1: and just the other day, just really this morning, I

880
00:37:37,960 --> 00:37:39,600
Speaker 1: was talking to him about I'm bringing you on a

881
00:37:39,680 --> 00:37:41,600
Speaker 1: full time employee, and it's going to cost a lot

882
00:37:41,640 --> 00:37:44,040
Speaker 1: of money, and even though I make a lot of money,

883
00:37:44,080 --> 00:37:46,120
Speaker 1: it's going to be financially difficult for a few months.

884
00:37:46,160 --> 00:37:48,719
Speaker 1: And he said, if I need to take on all

885
00:37:48,760 --> 00:37:51,480
Speaker 1: of the household finances until you kind of get your

886
00:37:51,520 --> 00:37:54,160
Speaker 1: business back stable again, let's do that. So he told

887
00:37:54,200 --> 00:37:56,320
Speaker 1: me when I get home, like, let's sit down and

888
00:37:56,360 --> 00:37:58,000
Speaker 1: look at our budgets and see like what we can

889
00:37:58,080 --> 00:37:59,040
Speaker 1: do to make this work.

890
00:37:59,080 --> 00:38:01,800
Speaker 2: And I'm just like you like the best you know.

891
00:38:03,080 --> 00:38:05,120
Speaker 1: Even when he gets on my nerves, I just remember, like, man,

892
00:38:05,239 --> 00:38:07,280
Speaker 1: he's like the best, you know my cooking and cleaning

893
00:38:07,600 --> 00:38:10,040
Speaker 1: and help me out financially, even though you know I

894
00:38:10,120 --> 00:38:11,880
Speaker 1: make so much more because this thing is this He's like,

895
00:38:12,360 --> 00:38:14,319
Speaker 1: I know you have this huge dream and I want

896
00:38:14,840 --> 00:38:15,960
Speaker 1: it for it to come true for you.

897
00:38:16,280 --> 00:38:18,719
Speaker 2: So whatever I can do to support that is is

898
00:38:18,760 --> 00:38:19,160
Speaker 2: what I'll do.

899
00:38:19,280 --> 00:38:22,439
Speaker 3: So I feel like the first the first tip, which

900
00:38:22,560 --> 00:38:24,719
Speaker 3: could be too late for some women, because sometimes you

901
00:38:24,920 --> 00:38:26,920
Speaker 3: meet each other when you're young and you're both starting out,

902
00:38:27,000 --> 00:38:30,640
Speaker 3: and then as your career grows, things start becoming more lopsided,

903
00:38:30,719 --> 00:38:33,120
Speaker 3: things start becoming less equal, and then you're like, you

904
00:38:33,200 --> 00:38:34,719
Speaker 3: were cool when you were like, you know, both, it

905
00:38:34,800 --> 00:38:37,600
Speaker 3: was cute. When you're both broke, I'm like, oh, brodman,

906
00:38:37,640 --> 00:38:39,840
Speaker 3: it was so romantic, like let's you know, share a

907
00:38:39,960 --> 00:38:43,319
Speaker 3: dollar menu hamburger together and some fries. Well, one one

908
00:38:43,400 --> 00:38:45,239
Speaker 3: person starts earning more, and if it's a woman, it

909
00:38:45,280 --> 00:38:48,520
Speaker 3: can cause conflictly and you may not realize that the

910
00:38:48,560 --> 00:38:50,920
Speaker 3: person you're with, man or woman, if you're earning more

911
00:38:50,960 --> 00:38:53,160
Speaker 3: than that issue has issues. You know, they may not

912
00:38:53,280 --> 00:38:55,320
Speaker 3: realize they have an issue until you start earning a

913
00:38:55,360 --> 00:38:58,319
Speaker 3: lot more. So, honestly, my first tip would be try

914
00:38:58,320 --> 00:39:01,440
Speaker 3: and find someone who doesn't and you there is clues

915
00:39:01,480 --> 00:39:03,400
Speaker 3: you can see, you know, look at what their parents are, like,

916
00:39:04,360 --> 00:39:06,759
Speaker 3: you know, with with my boyfriend, his parents have a

917
00:39:06,960 --> 00:39:10,640
Speaker 3: very traditional I mean, I guess a kind of traditional

918
00:39:10,760 --> 00:39:14,080
Speaker 3: household and that his mother does not work and his

919
00:39:14,480 --> 00:39:16,680
Speaker 3: dad has been the provider in his entire life, which

920
00:39:16,719 --> 00:39:18,800
Speaker 3: you know, I think for Latino households maybe isn't always

921
00:39:18,840 --> 00:39:20,959
Speaker 3: traditional because I feel like a lot of women work

922
00:39:21,000 --> 00:39:23,640
Speaker 3: and provide for the family too, But there's definitely that

923
00:39:23,719 --> 00:39:25,680
Speaker 3: expectation that when you come home, you're going to be

924
00:39:25,800 --> 00:39:27,919
Speaker 3: cleaning and cooking, and the man comes home and wears

925
00:39:27,960 --> 00:39:30,120
Speaker 3: the food at and like whatever bangs his chest and

926
00:39:30,200 --> 00:39:33,400
Speaker 3: whatever he does. So I've seen that, honestly, And and

927
00:39:34,040 --> 00:39:36,680
Speaker 3: I was raised by a single mom, and I'm hyper

928
00:39:36,920 --> 00:39:40,560
Speaker 3: hyper vigilant of any like in like any inkling, like

929
00:39:40,680 --> 00:39:43,160
Speaker 3: any sign that Enrique's or sorry, I just said his name,

930
00:39:43,200 --> 00:39:46,680
Speaker 3: whatever Enrique. And he's like waiting for me to cook.

931
00:39:46,600 --> 00:39:47,160
Speaker 2: Something for him.

932
00:39:47,200 --> 00:39:51,320
Speaker 3: When he's like, Kenny, a sandwich, I'm like a sandwich.

933
00:39:52,040 --> 00:39:53,520
Speaker 3: But if I make it for you, will you expect

934
00:39:53,520 --> 00:39:56,520
Speaker 3: sandwiches all the time? And like or here, And this

935
00:39:56,640 --> 00:39:58,640
Speaker 3: morning I went out and got him coffee and a croissant,

936
00:39:58,920 --> 00:40:00,640
Speaker 3: and I was like, just on a expect this every

937
00:40:00,680 --> 00:40:04,480
Speaker 3: weekend and it's like just do something. It's like, can

938
00:40:04,520 --> 00:40:06,600
Speaker 3: you do one thing without reminding me? What like a

939
00:40:06,680 --> 00:40:09,279
Speaker 3: powerful woman you are like, how I shouldn't expect I

940
00:40:09,400 --> 00:40:11,160
Speaker 3: need to tone it down a little bit. But yeah,

941
00:40:11,280 --> 00:40:13,200
Speaker 3: I mean I got lucky despite the fact that his

942
00:40:13,320 --> 00:40:17,719
Speaker 3: parents are more traditional. He's you know, he's very supportive

943
00:40:17,800 --> 00:40:19,960
Speaker 3: of my career, and like I said, we were an

944
00:40:19,960 --> 00:40:21,600
Speaker 3: example of like we both were kind of in the

945
00:40:21,680 --> 00:40:23,800
Speaker 3: same we did well when we first started dating. And

946
00:40:23,880 --> 00:40:28,200
Speaker 3: I've sort of, you know, my income has grown pretty

947
00:40:28,280 --> 00:40:30,879
Speaker 3: rapidly and like, you know, pretty well over the last

948
00:40:30,880 --> 00:40:33,399
Speaker 3: couple of years, and it's changed the dydamics. I would

949
00:40:33,440 --> 00:40:36,400
Speaker 3: say that the thing that's helped the most, and it's

950
00:40:36,440 --> 00:40:41,439
Speaker 3: been the most difficult is talking about it and talking

951
00:40:41,480 --> 00:40:43,839
Speaker 3: about bills and how to split them and what your

952
00:40:43,880 --> 00:40:45,520
Speaker 3: expectations are, I.

953
00:40:45,560 --> 00:40:48,400
Speaker 2: Would say, the problems we have. And we actually had

954
00:40:48,440 --> 00:40:48,920
Speaker 2: some help on this.

955
00:40:48,960 --> 00:40:50,879
Speaker 3: We went and saw financial planner and we talked about

956
00:40:50,880 --> 00:40:55,640
Speaker 3: it was my expectations don't match his income, okay, and

957
00:40:56,280 --> 00:40:59,080
Speaker 3: so like I, now that I'm earning more, I want

958
00:40:59,080 --> 00:41:01,160
Speaker 3: to I want to say up for like vacations and

959
00:41:01,200 --> 00:41:04,680
Speaker 3: stuff and things like that. And meanwhile, he has another

960
00:41:04,920 --> 00:41:06,759
Speaker 3: stressful thing, which is a student loans is trying to

961
00:41:06,760 --> 00:41:09,759
Speaker 3: pay off. And I had to come to terms with

962
00:41:09,800 --> 00:41:12,239
Speaker 3: the fact that even though I want to save, he

963
00:41:12,480 --> 00:41:14,239
Speaker 3: is not on that same plane right now, and if

964
00:41:14,320 --> 00:41:16,960
Speaker 3: I want to save for a vacation, I'm going to

965
00:41:17,000 --> 00:41:17,880
Speaker 3: be have to save that too.

966
00:41:18,000 --> 00:41:19,520
Speaker 2: For two Yep, I'm gonna just have to know that.

967
00:41:19,640 --> 00:41:22,080
Speaker 3: Yeah, you have to know that, and I mean deal

968
00:41:22,160 --> 00:41:23,640
Speaker 3: with it, like I want him to come with me.

969
00:41:23,800 --> 00:41:25,640
Speaker 3: So Okay, I'm going to save up and maybe we'll

970
00:41:25,719 --> 00:41:28,399
Speaker 3: you know, I'm not saying that I'm paying the way

971
00:41:28,480 --> 00:41:31,360
Speaker 3: for everything, because he wouldn't like that. Yeah, but we

972
00:41:31,520 --> 00:41:33,680
Speaker 3: had to have a conversation like we want to enjoy,

973
00:41:34,280 --> 00:41:37,320
Speaker 3: you know, our money, we want to save for certain things.

974
00:41:38,040 --> 00:41:39,719
Speaker 3: And I'm like, Okay, I'm going to take on more

975
00:41:39,760 --> 00:41:42,160
Speaker 3: of the saving for future travel. So that's like number

976
00:41:42,200 --> 00:41:44,600
Speaker 3: two communication, which is I mean number one in number

977
00:41:44,600 --> 00:41:46,399
Speaker 3: two communication.

978
00:41:46,080 --> 00:41:47,960
Speaker 1: Talking about it because even like I was talking to

979
00:41:48,000 --> 00:41:50,480
Speaker 1: Superman and I said, Okay, I have this like big

980
00:41:50,600 --> 00:41:53,279
Speaker 1: check coming in, and I have like some so I

981
00:41:53,320 --> 00:41:55,239
Speaker 1: always pay my credit card off in full and every

982
00:41:55,320 --> 00:41:56,840
Speaker 1: month for the most part, but I have like a

983
00:41:56,880 --> 00:41:58,440
Speaker 1: little bit of credit card debt that I'm like, but

984
00:41:58,520 --> 00:42:00,440
Speaker 1: I'm gonna wipe it out with this check. And I

985
00:42:00,640 --> 00:42:03,600
Speaker 1: was asking him, I really because Jersey, we live in

986
00:42:03,680 --> 00:42:06,160
Speaker 1: Jersey and the winters can be kind of brutal. And

987
00:42:06,320 --> 00:42:08,719
Speaker 1: so my car's paid for in full, as is his,

988
00:42:09,000 --> 00:42:11,000
Speaker 1: because you know, rolling with the Budgeonisa, I made sure

989
00:42:11,040 --> 00:42:13,840
Speaker 1: that he paid for his car and full. And but

990
00:42:14,120 --> 00:42:15,400
Speaker 1: I'm kind of like, you know what, I'd like a

991
00:42:15,440 --> 00:42:18,680
Speaker 1: truck for the winter that I think that we like

992
00:42:18,760 --> 00:42:21,080
Speaker 1: to lease, because leasing makes sense for us because both

993
00:42:21,120 --> 00:42:24,080
Speaker 1: of us don't drive much, and he's really really handy

994
00:42:24,120 --> 00:42:27,279
Speaker 1: with cars and trucks and stuff, and I think that

995
00:42:27,320 --> 00:42:30,399
Speaker 1: at least would just make sense. And I told him,

996
00:42:30,719 --> 00:42:32,680
Speaker 1: you know, we're talking about how much it might cost

997
00:42:32,719 --> 00:42:35,000
Speaker 1: a month and how that would look. And he has

998
00:42:35,120 --> 00:42:37,960
Speaker 1: some debt, he has like a loan and he's paying

999
00:42:38,040 --> 00:42:40,480
Speaker 1: off a little bit of credit card debt and something

1000
00:42:40,560 --> 00:42:43,200
Speaker 1: else and some other like sort of like MIDI loan

1001
00:42:43,600 --> 00:42:45,680
Speaker 1: all to the tune of a few thousand dollars. And

1002
00:42:45,760 --> 00:42:47,279
Speaker 1: I said, you know what, with this big check that

1003
00:42:47,320 --> 00:42:49,399
Speaker 1: I have coming up, there's enough for me to pay

1004
00:42:49,480 --> 00:42:53,560
Speaker 1: down my credit card debt and pay down yours. And then,

1005
00:42:53,960 --> 00:42:56,200
Speaker 1: because his thing is when we talked about it here first,

1006
00:42:56,280 --> 00:42:57,800
Speaker 1: first he was like no, no, no, I said no,

1007
00:42:58,280 --> 00:42:59,759
Speaker 1: because you get like a because you have a child,

1008
00:42:59,800 --> 00:43:02,279
Speaker 1: you like a large he gets a big refund check.

1009
00:43:02,840 --> 00:43:04,719
Speaker 1: So I was like, so when that money comes, you

1010
00:43:04,760 --> 00:43:06,640
Speaker 1: can give it back to me, like from taxes, Yeah,

1011
00:43:06,680 --> 00:43:07,360
Speaker 1: from taxes, you know.

1012
00:43:07,480 --> 00:43:08,600
Speaker 2: And I said, but then at.

1013
00:43:08,600 --> 00:43:10,680
Speaker 1: Least it'll free up about three hundred dollars a month

1014
00:43:10,760 --> 00:43:12,279
Speaker 1: for you, because right now I can tell things are

1015
00:43:12,280 --> 00:43:14,279
Speaker 1: really tight and he's trying, and I'm like, so let's

1016
00:43:14,320 --> 00:43:16,120
Speaker 1: free up that three hundred dollars a month and then

1017
00:43:16,120 --> 00:43:17,800
Speaker 1: you just give me the money back later, you know.

1018
00:43:18,120 --> 00:43:20,160
Speaker 1: So even talking about things like that, like you know,

1019
00:43:20,440 --> 00:43:21,799
Speaker 1: a lot of people would think, like I would never

1020
00:43:21,880 --> 00:43:24,120
Speaker 1: give my boo three thousand dollars. I'm like yeah, but

1021
00:43:24,440 --> 00:43:26,400
Speaker 1: I mean honestly, he's probably given me more than that

1022
00:43:27,000 --> 00:43:28,960
Speaker 1: this year alone. Like I'll be like, my car needs

1023
00:43:28,960 --> 00:43:30,680
Speaker 1: to be fixed and it's not nine hundred dollars and

1024
00:43:31,040 --> 00:43:32,680
Speaker 1: I'm like, well here's the money. He's like, oh, I

1025
00:43:32,680 --> 00:43:34,560
Speaker 1: don't worry about it, and I'm like nine hundred dollars.

1026
00:43:35,520 --> 00:43:38,240
Speaker 2: Like also by helping him, and you're making things easier

1027
00:43:38,280 --> 00:43:39,799
Speaker 2: for you, exactly the money for.

1028
00:43:39,800 --> 00:43:42,200
Speaker 1: You to exactly for Dodo exactly. So because I mean

1029
00:43:42,239 --> 00:43:43,640
Speaker 1: I travel a lot and he would love to come

1030
00:43:43,719 --> 00:43:44,640
Speaker 1: with me more and just.

1031
00:43:44,680 --> 00:43:47,120
Speaker 2: Like and just like boo, we can call him an

1032
00:43:47,120 --> 00:43:50,279
Speaker 2: aka outside of the bag, you know.

1033
00:43:50,480 --> 00:43:52,400
Speaker 1: So so he wasn't he wasn't able to afford as

1034
00:43:52,520 --> 00:43:54,799
Speaker 1: much and so yeah, so really it's just about being

1035
00:43:54,880 --> 00:43:56,960
Speaker 1: on the same page. The fact that he even said, Babe,

1036
00:43:56,960 --> 00:43:58,560
Speaker 1: when you get back home today, let's sit down and

1037
00:43:58,560 --> 00:44:00,080
Speaker 1: look at our budget and stuff and see like what

1038
00:44:00,120 --> 00:44:00,440
Speaker 1: we can do.

1039
00:44:00,560 --> 00:44:03,680
Speaker 2: It was like that is a sexy yeah, almost like.

1040
00:44:03,760 --> 00:44:05,719
Speaker 1: Cried real because like two years ago when I first

1041
00:44:05,760 --> 00:44:06,960
Speaker 1: met him, he's like leave me alone.

1042
00:44:07,440 --> 00:44:10,279
Speaker 3: Yes, oh my god, I think we should give if

1043
00:44:10,360 --> 00:44:13,279
Speaker 3: you're Sometimes I want to apologize to my family and

1044
00:44:13,320 --> 00:44:15,640
Speaker 3: to Enrique, especially because like I feel like dating people

1045
00:44:15,719 --> 00:44:16,879
Speaker 3: like us being really hard.

1046
00:44:17,400 --> 00:44:19,480
Speaker 2: It's like dating a teacher, yes, and like you're still

1047
00:44:19,480 --> 00:44:21,000
Speaker 2: a student, you know what I mean. Like it was

1048
00:44:21,040 --> 00:44:22,640
Speaker 2: on me that I can't ever slept. Every one was

1049
00:44:22,719 --> 00:44:23,840
Speaker 2: not a budget things stuff.

1050
00:44:23,840 --> 00:44:25,960
Speaker 1: I remember when I first like the first couple of months,

1051
00:44:25,960 --> 00:44:27,880
Speaker 1: because I was like laying in hard. Then I realized

1052
00:44:28,239 --> 00:44:29,920
Speaker 1: its women. Sometimes you have to realize that you have

1053
00:44:30,040 --> 00:44:32,120
Speaker 1: to like lean in pull.

1054
00:44:32,040 --> 00:44:33,960
Speaker 2: Back, no one to pull out. Yes, I mean.

1055
00:44:35,680 --> 00:44:38,319
Speaker 1: Sounds like she's having personal issues. If Mandy comes up

1056
00:44:38,320 --> 00:44:39,359
Speaker 1: with a baby, but him too much.

1057
00:44:39,400 --> 00:44:42,480
Speaker 3: We know both these are both helpful practical skills for

1058
00:44:42,600 --> 00:44:45,279
Speaker 3: today society, but now you just and that's so I

1059
00:44:45,360 --> 00:44:47,399
Speaker 3: had to learn to be like, Okay, they're they're they're

1060
00:44:47,440 --> 00:44:47,920
Speaker 3: like children.

1061
00:44:47,960 --> 00:44:49,520
Speaker 2: They sponge up stuff you don't realize.

1062
00:44:49,600 --> 00:44:54,040
Speaker 3: Yeah, on Friday and no, oh so yesterday Saturday, we're

1063
00:44:54,080 --> 00:44:56,960
Speaker 3: taping on a Sunday. So I we woke up and

1064
00:44:57,040 --> 00:44:58,920
Speaker 3: we decided on Friday night that we're gonna have device

1065
00:44:59,040 --> 00:45:02,040
Speaker 3: free Saturday mon until noon. It was great, like no

1066
00:45:02,200 --> 00:45:04,719
Speaker 3: cell phones, no TV, no computer, no nothing. I just

1067
00:45:04,800 --> 00:45:07,520
Speaker 3: like hang out and clean and whatever. But he's like,

1068
00:45:07,600 --> 00:45:09,320
Speaker 3: oh damn, I really want to check my paycheck. I

1069
00:45:09,400 --> 00:45:11,839
Speaker 3: wanted to pay bills first thing. After he got paid,

1070
00:45:11,840 --> 00:45:17,120
Speaker 3: and I was like, I almost wanted to lift the device.

1071
00:45:17,200 --> 00:45:18,640
Speaker 3: No device world, so you can pay. But I was

1072
00:45:18,800 --> 00:45:21,160
Speaker 3: that was nice, and yeah, that was something he wouldn't

1073
00:45:21,160 --> 00:45:21,440
Speaker 3: have done.

1074
00:45:21,560 --> 00:45:22,399
Speaker 2: Yeah, three years ago.

1075
00:45:22,520 --> 00:45:24,640
Speaker 1: So it's like you have to massage the message, ladies.

1076
00:45:24,760 --> 00:45:26,080
Speaker 1: My mother taught me that, you know, your mom will

1077
00:45:26,080 --> 00:45:27,719
Speaker 1: always teach you that. Mom would always say that because

1078
00:45:27,719 --> 00:45:29,759
Speaker 1: my dad is like a real hard ass. Thank god

1079
00:45:29,800 --> 00:45:32,600
Speaker 1: he does not have like for those of you. Yeah,

1080
00:45:32,680 --> 00:45:33,520
Speaker 1: he was a CFO though.

1081
00:45:33,600 --> 00:45:35,440
Speaker 2: Yes, yeah, so he was like a real Like so

1082
00:45:35,560 --> 00:45:35,919
Speaker 2: my mom.

1083
00:45:35,800 --> 00:45:38,719
Speaker 1: Would always be like, you see your dad, he's all wrong,

1084
00:45:38,800 --> 00:45:39,000
Speaker 1: and you.

1085
00:45:39,000 --> 00:45:40,359
Speaker 2: Say, you see, we still got my way.

1086
00:45:40,760 --> 00:45:42,320
Speaker 1: She's like, because I know how to massage the message

1087
00:45:42,320 --> 00:45:44,000
Speaker 1: because me and my dad would always bump heads and

1088
00:45:44,080 --> 00:45:45,440
Speaker 1: she's like, you're going about it the wrong way.

1089
00:45:46,239 --> 00:45:47,759
Speaker 2: It looks like my big fat Greek wedding.

1090
00:45:47,840 --> 00:45:51,359
Speaker 3: Yeah that quote where the mom is like, the man

1091
00:45:51,719 --> 00:45:54,560
Speaker 3: is the head, but the woman is the neck, and

1092
00:45:54,719 --> 00:45:57,440
Speaker 3: she can turn the head any way she wants.

1093
00:45:57,560 --> 00:46:00,160
Speaker 2: And I was like, yes, that is it, and I

1094
00:46:00,239 --> 00:46:02,000
Speaker 2: just learn how to be a next exactly.

1095
00:46:02,120 --> 00:46:04,160
Speaker 1: And so like I'm just I'm just so proud because

1096
00:46:04,160 --> 00:46:05,839
Speaker 1: I'm just like, wow, he's doing budgets on his own.

1097
00:46:06,280 --> 00:46:07,840
Speaker 1: He's saving like a lot, and.

1098
00:46:07,920 --> 00:46:08,960
Speaker 2: You have to encourage that.

1099
00:46:09,360 --> 00:46:12,560
Speaker 3: I mean, whether it's like working out or you know,

1100
00:46:12,760 --> 00:46:15,680
Speaker 3: even as you're earning more, and again we're talking about

1101
00:46:15,680 --> 00:46:17,560
Speaker 3: whether you're dating a man or a woman, just when

1102
00:46:17,600 --> 00:46:20,160
Speaker 3: you're earning more than your partner, especially today, like the

1103
00:46:20,200 --> 00:46:22,480
Speaker 3: other partner can sometimes feel like diminished in a way.

1104
00:46:22,760 --> 00:46:24,560
Speaker 3: So I mean I get what this woman was saying

1105
00:46:24,560 --> 00:46:26,320
Speaker 3: and that she's like I really want to stroke that ego.

1106
00:46:26,920 --> 00:46:28,960
Speaker 3: I think we all have egos, and you want to

1107
00:46:29,000 --> 00:46:31,080
Speaker 3: make sure not in like a coddling way, but I

1108
00:46:31,120 --> 00:46:33,680
Speaker 3: mean just at a personal like relationship level, you should

1109
00:46:33,719 --> 00:46:37,040
Speaker 3: be lifting each other partner up and you know, you know,

1110
00:46:37,520 --> 00:46:39,920
Speaker 3: ac celebrating the little small things like oh you got

1111
00:46:40,040 --> 00:46:41,840
Speaker 3: to raise or you worked overtime or something like that,

1112
00:46:42,440 --> 00:46:44,320
Speaker 3: just as much as they're there for you, supporting you.

1113
00:46:44,440 --> 00:46:47,000
Speaker 2: When the budgetista is like on tour and.

1114
00:46:47,160 --> 00:46:48,680
Speaker 1: He's so supportive, he's I was like, what do you

1115
00:46:48,719 --> 00:46:51,080
Speaker 1: need when making some copies? When put this in the car?

1116
00:46:51,640 --> 00:46:53,000
Speaker 1: Like he wakes up, but every time I have to

1117
00:46:53,040 --> 00:46:55,719
Speaker 1: get to the train or the plane or whatever, he's

1118
00:46:55,760 --> 00:46:57,960
Speaker 1: always up for in the morning driving me. And so

1119
00:46:58,080 --> 00:47:00,520
Speaker 1: I asked him, I said, you know, when, not if,

1120
00:47:01,040 --> 00:47:02,879
Speaker 1: when the budget needs to start to making like big,

1121
00:47:02,960 --> 00:47:05,480
Speaker 1: big bucks. What is it that you would have always

1122
00:47:05,520 --> 00:47:08,160
Speaker 1: wanted to do, but then you'll have the opportunity to

1123
00:47:08,200 --> 00:47:09,480
Speaker 1: do that. You're we're gonna get married and have kids,

1124
00:47:09,520 --> 00:47:10,960
Speaker 1: blah blah blah. But I'm like, what is it that

1125
00:47:11,000 --> 00:47:14,680
Speaker 1: you'd love to do? And he's really leaning. He never

1126
00:47:14,719 --> 00:47:17,560
Speaker 1: thought about real estate before, but he's like a contractor,

1127
00:47:17,600 --> 00:47:20,239
Speaker 1: so he does like all this like you know, handyman work,

1128
00:47:20,280 --> 00:47:22,840
Speaker 1: you know, and he's really like, you know what, I

1129
00:47:22,920 --> 00:47:25,080
Speaker 1: think I'd really like to get into real estate, and

1130
00:47:25,160 --> 00:47:26,719
Speaker 1: I was like, I think that would be great that way.

1131
00:47:26,840 --> 00:47:29,120
Speaker 2: Then if he does that, he will.

1132
00:47:29,040 --> 00:47:32,120
Speaker 1: Start making way more than what he's doing now working

1133
00:47:32,200 --> 00:47:34,920
Speaker 1: for he works for the city, and so I think

1134
00:47:34,920 --> 00:47:36,600
Speaker 1: that that will help to not so that he can

1135
00:47:36,640 --> 00:47:38,560
Speaker 1: make as much as me. But I know that he

1136
00:47:38,760 --> 00:47:42,239
Speaker 1: also kind of like envies my freedom because he'll be like, oh,

1137
00:47:42,280 --> 00:47:44,520
Speaker 1: I gotta get up, you know, but if you do

1138
00:47:44,719 --> 00:47:46,080
Speaker 1: kind of like what you already do for the city,

1139
00:47:46,160 --> 00:47:47,680
Speaker 1: but for yourself, you can kind of make your own

1140
00:47:47,719 --> 00:47:49,840
Speaker 1: hours and like live a more free life because I

1141
00:47:49,840 --> 00:47:51,720
Speaker 1: want us to be able to like, you know, travel

1142
00:47:51,800 --> 00:47:54,680
Speaker 1: at will, and you know, yeah, so it's like we're

1143
00:47:54,719 --> 00:47:55,400
Speaker 1: a work in progress.

1144
00:47:55,440 --> 00:47:57,080
Speaker 2: But honestly, I really love him. He's the best. This

1145
00:47:57,239 --> 00:47:57,840
Speaker 2: is the one for me.

1146
00:47:58,440 --> 00:48:05,200
Speaker 3: So support communication before communication and expectations are really important.

1147
00:48:05,360 --> 00:48:06,640
Speaker 3: And like, just like you just asked her, all, what

1148
00:48:06,680 --> 00:48:08,799
Speaker 3: are your expectations for you know, when I make more?

1149
00:48:10,000 --> 00:48:13,080
Speaker 3: And you have to continue to have conversations because even

1150
00:48:13,120 --> 00:48:15,520
Speaker 3: throughout the year, you know, and you mentioned helping droll

1151
00:48:15,560 --> 00:48:17,160
Speaker 3: out with his debt Superman.

1152
00:48:17,880 --> 00:48:24,560
Speaker 2: Oh sorry, Superman. Bay, we're just outing that, right, They're like,

1153
00:48:24,680 --> 00:48:28,080
Speaker 2: ooh girl, do not show him. We didn't say last name.

1154
00:48:29,280 --> 00:48:32,040
Speaker 3: You have to you know, recently we had to check

1155
00:48:32,120 --> 00:48:33,879
Speaker 3: in and Rique is trying to pay off some debt

1156
00:48:33,920 --> 00:48:36,600
Speaker 3: to and holidays are coming up, and you know, my

1157
00:48:36,680 --> 00:48:38,960
Speaker 3: sister just got married in Wisconsin, and like, I'll take

1158
00:48:39,000 --> 00:48:40,880
Speaker 3: care of that travel because it's for my family, and

1159
00:48:41,040 --> 00:48:43,359
Speaker 3: like I, you know, I want to lean in and help.

1160
00:48:43,719 --> 00:48:45,160
Speaker 3: And one of the things I did this year was

1161
00:48:45,200 --> 00:48:47,600
Speaker 3: I was like, you have you know, some sort of

1162
00:48:47,680 --> 00:48:50,880
Speaker 3: unexpected debt came up. I'm going to start paying for

1163
00:48:51,400 --> 00:48:54,279
Speaker 3: you know, food, I'm going to handle groceries. Don't worry

1164
00:48:54,320 --> 00:48:56,480
Speaker 3: about it. You handle this one utility bill. I'm going

1165
00:48:56,520 --> 00:48:59,600
Speaker 3: to get groceries. And then where I would say it

1166
00:48:59,600 --> 00:49:03,880
Speaker 3: has been come sometime somewhat tenuous and like can be difficult,

1167
00:49:03,880 --> 00:49:05,800
Speaker 3: and we've had awkward, like kind of arguments about this

1168
00:49:05,880 --> 00:49:07,799
Speaker 3: kind of stuff. Is like, so even though we live

1169
00:49:07,880 --> 00:49:10,760
Speaker 3: together and we are our finances were mingled and we'm

1170
00:49:10,800 --> 00:49:13,200
Speaker 3: helping him and he's helping out or whatever, It's like,

1171
00:49:13,520 --> 00:49:16,120
Speaker 3: at what point are you too far? Like Mandy can

1172
00:49:16,360 --> 00:49:18,359
Speaker 3: am I allowed to ask him like, how much debt

1173
00:49:18,360 --> 00:49:20,680
Speaker 3: do you have? How far down is your debt now?

1174
00:49:20,719 --> 00:49:21,960
Speaker 2: How much progress have you made?

1175
00:49:22,520 --> 00:49:24,400
Speaker 3: And that's one of the things we've run into is

1176
00:49:24,480 --> 00:49:26,719
Speaker 3: I feel entitled to ask those kinds of questions, like

1177
00:49:26,800 --> 00:49:28,200
Speaker 3: I really feel like I should be able to say

1178
00:49:28,520 --> 00:49:31,200
Speaker 3: how much debt do you have today? Whereas he's like

1179
00:49:31,680 --> 00:49:33,880
Speaker 3: that for him, that's like too far okay, And we

1180
00:49:34,000 --> 00:49:36,600
Speaker 3: recently had a really big argument about that one night.

1181
00:49:36,640 --> 00:49:38,200
Speaker 2: I was like, let me see how much debt you have?

1182
00:49:38,320 --> 00:49:41,279
Speaker 2: I really want to know. Have you seen Mandy's face?

1183
00:49:42,360 --> 00:49:44,279
Speaker 2: She said it like a straight school teacher. Let me

1184
00:49:44,320 --> 00:49:46,319
Speaker 2: see how much day she did that. I'm not going

1185
00:49:46,400 --> 00:49:46,680
Speaker 2: to say I.

1186
00:49:46,680 --> 00:49:48,480
Speaker 3: Said it any better, but I didn't say quietly yeah

1187
00:49:48,840 --> 00:49:50,480
Speaker 3: but yeah, I mean I really tried to phrase it

1188
00:49:50,560 --> 00:49:51,200
Speaker 3: in a nice way.

1189
00:49:51,520 --> 00:49:54,600
Speaker 2: Yeah, but I mean we're going to give for so long.

1190
00:49:55,200 --> 00:49:58,319
Speaker 1: But you have that allowed because honestly, I Durell probably

1191
00:49:58,320 --> 00:50:00,200
Speaker 1: would have got Superman.

1192
00:50:00,000 --> 00:50:01,680
Speaker 2: God probably would have felt the same way.

1193
00:50:02,360 --> 00:50:05,120
Speaker 1: But because we were talking about and this is how

1194
00:50:05,160 --> 00:50:07,120
Speaker 1: I kind of framed it, I said, how much is

1195
00:50:07,200 --> 00:50:09,040
Speaker 1: your debt costing you a month? That was kind of

1196
00:50:09,080 --> 00:50:10,719
Speaker 1: like my way of a easy way, And he was like, oh,

1197
00:50:10,840 --> 00:50:12,520
Speaker 1: you know, like three hundred dollars a month, and I

1198
00:50:12,640 --> 00:50:14,359
Speaker 1: told him, and I asked him, I said, what would

1199
00:50:14,400 --> 00:50:16,640
Speaker 1: you do if you didn't have to pay that three

1200
00:50:16,719 --> 00:50:18,200
Speaker 1: hundred dollars a month? Because I already had in my

1201
00:50:18,280 --> 00:50:20,719
Speaker 1: mind I wanted to help him pay off the debt

1202
00:50:20,760 --> 00:50:22,600
Speaker 1: and you know, get the money back later. But I

1203
00:50:22,800 --> 00:50:24,000
Speaker 1: didn't want to do so if you were going to

1204
00:50:24,040 --> 00:50:25,520
Speaker 1: blow three hundred dollars a month he said. You know,

1205
00:50:25,560 --> 00:50:26,680
Speaker 1: he kind of laid out for me. Oh, you know,

1206
00:50:26,680 --> 00:50:29,000
Speaker 1: I thought about it because his thing was he kept saying,

1207
00:50:29,000 --> 00:50:30,560
Speaker 1: I can't wait till this debt is done because I'm

1208
00:50:30,560 --> 00:50:32,239
Speaker 1: going to do this, this, this, and this, and I

1209
00:50:32,280 --> 00:50:34,160
Speaker 1: said okay. So once he kind of like laid out

1210
00:50:34,200 --> 00:50:37,680
Speaker 1: his plan for me, I said, okay, well how about this?

1211
00:50:37,840 --> 00:50:41,080
Speaker 1: And I could tell he was a little bit shocked, surprised, happy,

1212
00:50:41,160 --> 00:50:43,000
Speaker 1: but also taking aback, like she's going to pay down

1213
00:50:43,080 --> 00:50:45,440
Speaker 1: three thousand dollars worth of debt And I'm like, yeah, but.

1214
00:50:46,040 --> 00:50:46,640
Speaker 2: In this way.

1215
00:50:47,080 --> 00:50:49,000
Speaker 1: So now that like he's gotten some time. At first

1216
00:50:49,040 --> 00:50:51,160
Speaker 1: he said no, but now that he's gotten some time

1217
00:50:51,200 --> 00:50:52,560
Speaker 1: to think about it, because I didn't know how much

1218
00:50:52,600 --> 00:50:54,480
Speaker 1: debt he had, but because I framed it and know

1219
00:50:54,760 --> 00:50:55,600
Speaker 1: what are you paying monthly?

1220
00:50:55,719 --> 00:50:57,200
Speaker 2: What if I pay it? You know what I mean?

1221
00:50:57,440 --> 00:50:59,560
Speaker 1: It was like it made him more comfortable to expose,

1222
00:50:59,680 --> 00:51:02,840
Speaker 1: like well, this is the breath of my debt and

1223
00:51:02,960 --> 00:51:04,960
Speaker 1: so you know so, but like, but I'm learning too,

1224
00:51:04,960 --> 00:51:07,520
Speaker 1: because there's definitely someone went when what Superman has been like.

1225
00:51:07,640 --> 00:51:10,520
Speaker 3: Enough, I think it's important to talk about the fights too,

1226
00:51:10,640 --> 00:51:12,200
Speaker 3: yecause it can be freaking awkward.

1227
00:51:12,440 --> 00:51:14,560
Speaker 2: It can, And for me, I was like, oh, we're

1228
00:51:14,560 --> 00:51:17,399
Speaker 2: comfortable enough and we weren't. We had to talk about

1229
00:51:17,400 --> 00:51:18,120
Speaker 2: it because.

1230
00:51:17,880 --> 00:51:21,080
Speaker 1: I'll get a check and I'm like, I'll be like wondering,

1231
00:51:21,160 --> 00:51:23,120
Speaker 1: like who's it from? So I remember I'd be like, oh,

1232
00:51:23,160 --> 00:51:25,200
Speaker 1: open it real quick and it would be like in

1233
00:51:25,320 --> 00:51:27,840
Speaker 1: one check, like two months worth of his salary, and

1234
00:51:27,920 --> 00:51:29,640
Speaker 1: he'd be like, oh wow, you know how long I'd

1235
00:51:29,680 --> 00:51:32,319
Speaker 1: have to work to get this. And I'd be like next,

1236
00:51:32,360 --> 00:51:35,680
Speaker 1: Ti'm just gonna listen open it. You should know that, Yeah,

1237
00:51:35,680 --> 00:51:36,280
Speaker 1: Nobo didn't.

1238
00:51:36,080 --> 00:51:37,359
Speaker 3: Want to hide it or like do you don't want

1239
00:51:37,360 --> 00:51:39,600
Speaker 3: to diminish yourself to make it exactly like that's not

1240
00:51:39,680 --> 00:51:41,960
Speaker 3: what when we say support, that doesn't mean diminished.

1241
00:51:42,120 --> 00:51:44,319
Speaker 1: Sadly, so that's become of your own tradition for us

1242
00:51:44,400 --> 00:51:46,719
Speaker 1: now that like a check will come and usually like

1243
00:51:46,760 --> 00:51:49,200
Speaker 1: I'm aware or whatever, and he like, babe, another check

1244
00:51:49,320 --> 00:51:50,160
Speaker 1: and I'm like open it.

1245
00:51:50,280 --> 00:51:51,719
Speaker 2: He'll be like, oh, you killed it.

1246
00:51:51,840 --> 00:51:54,000
Speaker 1: And so it becomes like he gets excited because now

1247
00:51:54,080 --> 00:51:55,839
Speaker 1: if it's like a thousand dollars, so he's like, ah,

1248
00:51:55,880 --> 00:51:59,440
Speaker 1: it's not that much. I'm like really, And so that's

1249
00:51:59,480 --> 00:52:01,400
Speaker 1: been part of like his like I don't know, I'm

1250
00:52:01,440 --> 00:52:03,840
Speaker 1: just feeling really good because I'm just like I know

1251
00:52:03,960 --> 00:52:05,600
Speaker 1: that we're growing to that. And it was definitely not

1252
00:52:05,680 --> 00:52:08,279
Speaker 1: the same beginning. I remember I wanted to his credit score.

1253
00:52:08,320 --> 00:52:10,640
Speaker 1: He acted like, I you know, yeah, it takes some.

1254
00:52:10,800 --> 00:52:13,600
Speaker 1: It takes some these are personal questions.

1255
00:52:13,640 --> 00:52:14,920
Speaker 3: But I feel like, and this is where I told

1256
00:52:14,920 --> 00:52:16,760
Speaker 3: the Enrinque two when we were having this big argument.

1257
00:52:16,800 --> 00:52:17,439
Speaker 2: It was not great.

1258
00:52:18,000 --> 00:52:20,840
Speaker 3: I was like, listen, I get that it's a personal question,

1259
00:52:21,040 --> 00:52:23,399
Speaker 3: but we are together. We're on this path that we've

1260
00:52:23,440 --> 00:52:25,040
Speaker 3: talked about that we have the finish line. We want

1261
00:52:25,080 --> 00:52:27,640
Speaker 3: to be together for, you knowever, so to speak, and

1262
00:52:28,640 --> 00:52:30,839
Speaker 3: I feel like this is a question that shouldn't be hard.

1263
00:52:30,880 --> 00:52:32,880
Speaker 3: I should know, and one day I'm going to want

1264
00:52:32,920 --> 00:52:34,399
Speaker 3: to know. We're going to know everything, and I feel

1265
00:52:34,400 --> 00:52:36,640
Speaker 3: like we need to know now because we're trying. I mean,

1266
00:52:36,760 --> 00:52:38,520
Speaker 3: I'm trying to save up for long term things, like

1267
00:52:38,640 --> 00:52:40,560
Speaker 3: I'm thinking in the future, I want to buy property,

1268
00:52:40,960 --> 00:52:42,319
Speaker 3: you know, are we going to get married?

1269
00:52:42,440 --> 00:52:44,360
Speaker 2: Weddings cost money. I want to be saving.

1270
00:52:44,920 --> 00:52:46,560
Speaker 3: I want to know how much debt you have because

1271
00:52:46,560 --> 00:52:48,720
Speaker 3: I want to know how much we can be saving

1272
00:52:48,760 --> 00:52:51,279
Speaker 3: together and like, and it's also my way of knowing

1273
00:52:51,320 --> 00:52:51,960
Speaker 3: how much longer.

1274
00:52:52,239 --> 00:52:55,200
Speaker 2: Yeah, when's it going to be over? Because it's as

1275
00:52:55,239 --> 00:52:57,720
Speaker 2: your way to that though, Yeah, massage, I'm learning.

1276
00:52:58,000 --> 00:53:00,759
Speaker 3: I think we had to have that, you know argument though,

1277
00:53:00,880 --> 00:53:05,160
Speaker 3: because at the end of the day, we became more,

1278
00:53:05,280 --> 00:53:07,520
Speaker 3: we became better. I think about communicating out the end

1279
00:53:07,520 --> 00:53:09,840
Speaker 3: of the day. And also I feel like just this

1280
00:53:10,000 --> 00:53:13,279
Speaker 3: particular and this was Enrique's particular thing. I feel like

1281
00:53:13,320 --> 00:53:16,080
Speaker 3: I'm being way too personal, but he really that this

1282
00:53:16,200 --> 00:53:18,759
Speaker 3: was a hump that we were always towing around, kind

1283
00:53:18,760 --> 00:53:20,799
Speaker 3: of tiptoeing around. Like I knew how much his debt

1284
00:53:20,840 --> 00:53:22,960
Speaker 3: payments were, but I didn't know how much the total was.

1285
00:53:23,480 --> 00:53:25,120
Speaker 3: And it felt really important to me and it still

1286
00:53:25,160 --> 00:53:28,160
Speaker 3: does to know to have I think it's good for

1287
00:53:28,280 --> 00:53:29,359
Speaker 3: accountability's sake.

1288
00:53:29,719 --> 00:53:32,040
Speaker 2: You know, how's it going? What can I do to contribute?

1289
00:53:32,320 --> 00:53:34,160
Speaker 3: And also for me, if I'm going to be putting

1290
00:53:34,200 --> 00:53:35,840
Speaker 3: my skin in the game and saying I'm going to

1291
00:53:35,840 --> 00:53:37,720
Speaker 3: help out with more expenses, I feel like I should

1292
00:53:37,719 --> 00:53:39,399
Speaker 3: know how much longer am I going to be paying more?

1293
00:53:39,880 --> 00:53:40,440
Speaker 2: You know what I mean?

1294
00:53:41,280 --> 00:53:44,480
Speaker 3: So again it comes down to communication and having those

1295
00:53:45,000 --> 00:53:47,080
Speaker 3: you know, arguments if they have to be an argument,

1296
00:53:47,120 --> 00:53:49,880
Speaker 3: you know, we try to be civil, but sometimes they

1297
00:53:49,960 --> 00:53:50,399
Speaker 3: have to happen.

1298
00:53:50,520 --> 00:53:53,359
Speaker 1: So communications support and setting expectations.

1299
00:54:04,239 --> 00:54:05,120
Speaker 2: So some wins.

1300
00:54:05,560 --> 00:54:10,520
Speaker 1: When wins, well this is a random kind of wind.

1301
00:54:10,600 --> 00:54:14,239
Speaker 1: But so I got my first gel manny? Is that

1302
00:54:14,280 --> 00:54:14,520
Speaker 1: what she?

1303
00:54:14,960 --> 00:54:15,120
Speaker 3: I know?

1304
00:54:15,200 --> 00:54:18,000
Speaker 1: I know you're gonna say something about it. So apparently

1305
00:54:18,239 --> 00:54:20,040
Speaker 1: I can get a hand cancer, which is not great

1306
00:54:20,520 --> 00:54:22,960
Speaker 1: because you know they put that on the UV. Yes, yes,

1307
00:54:23,239 --> 00:54:24,839
Speaker 1: but I didn't know that because I've never First of all,

1308
00:54:24,880 --> 00:54:26,920
Speaker 1: if you know me, I'm like a grown up tomboy,

1309
00:54:27,520 --> 00:54:29,719
Speaker 1: So I never get any like manicure, petticare that kind

1310
00:54:29,719 --> 00:54:30,000
Speaker 1: of stuff?

1311
00:54:30,000 --> 00:54:31,759
Speaker 2: Well, I mean, on occasion's funny you brought up Jel

1312
00:54:31,800 --> 00:54:32,319
Speaker 2: manicure and.

1313
00:54:32,400 --> 00:54:34,000
Speaker 1: So I was like, okay, so I was getting it,

1314
00:54:34,160 --> 00:54:37,080
Speaker 1: and I of course the chip because I'm Tiffany, and

1315
00:54:37,239 --> 00:54:39,200
Speaker 1: because just the way I am, you know, they're supposed

1316
00:54:39,200 --> 00:54:41,160
Speaker 1: to last for two weeks. After two days mind chips,

1317
00:54:41,200 --> 00:54:44,400
Speaker 1: I'm like, of course, And so I got it because

1318
00:54:44,520 --> 00:54:46,600
Speaker 1: I was doing I don't know, I'm going to be doing,

1319
00:54:46,680 --> 00:54:49,319
Speaker 1: like taping some big like thing, and I was like, well,

1320
00:54:49,400 --> 00:54:50,279
Speaker 1: let me look like a lady.

1321
00:54:51,040 --> 00:54:52,799
Speaker 2: But I've heard of course. After I got it done,

1322
00:54:52,840 --> 00:54:55,000
Speaker 2: people were like, oh the UV, Like, I have my

1323
00:54:55,239 --> 00:54:58,320
Speaker 2: first gel manicure last week? Did you like it for

1324
00:54:58,400 --> 00:55:00,000
Speaker 2: my sister's wedding? Well, if you can see my nail,

1325
00:55:01,440 --> 00:55:03,640
Speaker 2: that shit peeled off, and like three day really is.

1326
00:55:03,920 --> 00:55:06,560
Speaker 1: Yeah, some people will last for It's only a win

1327
00:55:06,640 --> 00:55:07,919
Speaker 1: for me because I'm like, oh, I got a little

1328
00:55:07,960 --> 00:55:10,200
Speaker 1: girly thing done, and I got my eyebrows snatched.

1329
00:55:10,440 --> 00:55:12,040
Speaker 2: Oh did you? Yeah? But I usually get my eyebrows,

1330
00:55:12,040 --> 00:55:13,760
Speaker 2: so that's the one thing I do. I stopped plucking

1331
00:55:13,800 --> 00:55:14,640
Speaker 2: my eyebrows a here ago.

1332
00:55:14,719 --> 00:55:16,319
Speaker 1: Well that's why you have like the natural. First of all,

1333
00:55:16,360 --> 00:55:19,120
Speaker 1: Mandy has like the natural like fuleek eyebrow, you know,

1334
00:55:19,239 --> 00:55:19,839
Speaker 1: like that rare.

1335
00:55:20,080 --> 00:55:21,440
Speaker 2: Always she's like.

1336
00:55:21,480 --> 00:55:24,640
Speaker 1: That rare like unicorn, whose eyebrows grow in naturally with

1337
00:55:24,719 --> 00:55:25,800
Speaker 1: an arch and they look perfect.

1338
00:55:25,880 --> 00:55:31,240
Speaker 3: Me, I look like a Barracuda straight line. Well something happened.

1339
00:55:31,320 --> 00:55:33,279
Speaker 3: It's like I was waxing. I waxed since I was

1340
00:55:33,360 --> 00:55:35,560
Speaker 3: like seventeen, I'm a baby. I don't get I don't

1341
00:55:35,560 --> 00:55:38,120
Speaker 3: get threaded, okay, because it just feels like tortured.

1342
00:55:38,280 --> 00:55:40,120
Speaker 2: Yeah, thread it does. Oh my god.

1343
00:55:40,160 --> 00:55:41,680
Speaker 3: I cried the first time. I got it first and

1344
00:55:41,840 --> 00:55:44,120
Speaker 3: last time. But I guess so much, so much time

1345
00:55:44,200 --> 00:55:45,600
Speaker 3: waxing my hair to stop growing.

1346
00:55:45,840 --> 00:55:47,279
Speaker 2: That's where it used to. And I was like, let

1347
00:55:47,320 --> 00:55:49,480
Speaker 2: me stop now before it gets worse. You have to

1348
00:55:49,520 --> 00:55:50,719
Speaker 2: be created that it was going to. I was gonna

1349
00:55:50,760 --> 00:55:54,320
Speaker 2: over overwax, so I stopped the makeup. People don't love it.

1350
00:55:54,440 --> 00:55:56,160
Speaker 2: They're like, should we They're just straight here. I'm like,

1351
00:55:56,239 --> 00:55:59,000
Speaker 2: just leave it. Yeah, no, her eyebrows look great. Honestly,

1352
00:55:59,239 --> 00:55:59,759
Speaker 2: thanks so.

1353
00:56:00,080 --> 00:56:01,359
Speaker 1: But that was my win, kind of having a little

1354
00:56:01,400 --> 00:56:04,040
Speaker 1: girly moment. And today's my sister's b day, Happy birthday.

1355
00:56:04,120 --> 00:56:09,160
Speaker 2: Try try my win this week. I just got.

1356
00:56:09,320 --> 00:56:11,960
Speaker 3: I just this whole weekend, I've spent, you know, not

1357
00:56:12,080 --> 00:56:14,160
Speaker 3: being productive because I've been watching Jane the Virgin.

1358
00:56:14,719 --> 00:56:15,080
Speaker 1: Is it good?

1359
00:56:15,239 --> 00:56:15,839
Speaker 2: It's really good?

1360
00:56:15,920 --> 00:56:18,319
Speaker 3: So season one is on Netflix and I just don't

1361
00:56:18,360 --> 00:56:20,719
Speaker 3: have time to like dedicate to a sitcom. Like I'm like,

1362
00:56:20,760 --> 00:56:22,319
Speaker 3: what day does it come on? Like what time seven

1363
00:56:22,400 --> 00:56:23,240
Speaker 3: thirty on Tuesdays?

1364
00:56:23,280 --> 00:56:23,400
Speaker 1: Oh?

1365
00:56:23,480 --> 00:56:23,920
Speaker 2: Like whatever.

1366
00:56:24,480 --> 00:56:26,560
Speaker 3: So I like to watch things binge on Netflix, and

1367
00:56:26,600 --> 00:56:28,640
Speaker 3: I just started watching Jane the Virgin. I mean, it

1368
00:56:28,760 --> 00:56:31,160
Speaker 3: is so good, really it is. And I'm a huge

1369
00:56:31,239 --> 00:56:34,640
Speaker 3: ugly Betty fan. It's better than It's better than Betty Lay.

1370
00:56:35,400 --> 00:56:38,040
Speaker 3: It is better than I mean a million times better

1371
00:56:38,080 --> 00:56:40,960
Speaker 3: than Mindy Project. Okay, I mean, and I have been

1372
00:56:41,000 --> 00:56:43,000
Speaker 3: supporting Mindy. I've been trying to watch it, but like,

1373
00:56:43,040 --> 00:56:45,200
Speaker 3: I just cannot stand. I need a brown Actually, maybe

1374
00:56:45,280 --> 00:56:46,879
Speaker 3: next week my Brown Baby will be a Mindy Project

1375
00:56:47,040 --> 00:56:47,560
Speaker 3: because I'm.

1376
00:56:47,480 --> 00:56:47,840
Speaker 1: Just over it.

1377
00:56:48,160 --> 00:56:50,000
Speaker 3: But Jane the version is so so good. So the

1378
00:56:50,040 --> 00:56:51,680
Speaker 3: premise of the show is insane. It's kind of like

1379
00:56:51,760 --> 00:56:55,320
Speaker 3: a teleovela within a telenovella. So the premise is that

1380
00:56:55,520 --> 00:56:59,240
Speaker 3: Jane goes to the Guano for a pap. Her gaynacologist

1381
00:56:59,520 --> 00:57:02,279
Speaker 3: just had to tear terrible breakup and she's confused and

1382
00:57:02,400 --> 00:57:04,759
Speaker 3: she accidentally artificially inseminates Jane.

1383
00:57:04,920 --> 00:57:06,440
Speaker 2: Wow. So Jane is a virgin.

1384
00:57:06,560 --> 00:57:09,240
Speaker 3: She's twenty three, but when she was thirteen, she promised

1385
00:57:09,280 --> 00:57:11,359
Speaker 3: her abuela that she was not going to have sex

1386
00:57:11,400 --> 00:57:15,080
Speaker 3: andal marriage, so she's almost engaged to her boyfriend. She

1387
00:57:15,360 --> 00:57:19,360
Speaker 3: gets artificially inseminated and then I cannot So this is

1388
00:57:19,360 --> 00:57:21,480
Speaker 3: all within the first like two episodes. She finds out

1389
00:57:21,560 --> 00:57:23,960
Speaker 3: that the father is a hotel owner where she works,

1390
00:57:24,040 --> 00:57:27,400
Speaker 3: and they kissed five years ago, and his wife was

1391
00:57:27,440 --> 00:57:29,760
Speaker 3: trying to get artificially inseminated behind his back, so he

1392
00:57:29,840 --> 00:57:33,600
Speaker 3: didn't know it's well happening. And then her abuela is

1393
00:57:33,680 --> 00:57:37,240
Speaker 3: an illegal immigrant and she wants to sue the doctor

1394
00:57:37,320 --> 00:57:40,439
Speaker 3: for artificially inseminating her, but she drops the lawsuit because

1395
00:57:40,440 --> 00:57:42,720
Speaker 3: she's afraid her abuela will get deported. Like all this stuff,

1396
00:57:42,800 --> 00:57:46,400
Speaker 3: it's so good. Meanwhile, her dad, who she's never met before,

1397
00:57:46,480 --> 00:57:49,040
Speaker 3: comes into the picture. He's a telenovela superstar.

1398
00:57:50,000 --> 00:57:53,880
Speaker 2: He's this amazing. His name is I think it's his name,

1399
00:57:54,360 --> 00:57:54,960
Speaker 2: and it's so good.

1400
00:57:55,000 --> 00:57:57,080
Speaker 3: It's you know, and I've I've seen she won like

1401
00:57:57,080 --> 00:57:59,480
Speaker 3: a golden globe or like something, or an Emmy. Gino

1402
00:57:59,600 --> 00:58:02,080
Speaker 3: roriga As is the actor or the actress, and she's

1403
00:58:02,200 --> 00:58:05,720
Speaker 3: so good. But it really portrays these people as just

1404
00:58:05,880 --> 00:58:08,360
Speaker 3: real people. Jane is studying to be a teacher, but

1405
00:58:08,440 --> 00:58:11,280
Speaker 3: she wants to be a writer. Jane's mother is so good.

1406
00:58:11,360 --> 00:58:15,320
Speaker 3: She's her name in the series is Ziomara or Zomara.

1407
00:58:15,360 --> 00:58:17,840
Speaker 3: I think I'm pronouncing it right. And this actress she's

1408
00:58:17,960 --> 00:58:19,840
Speaker 3: a dance instructor by day and she wants to be

1409
00:58:19,920 --> 00:58:21,640
Speaker 3: like a pop singer by night. And she was a

1410
00:58:21,680 --> 00:58:22,240
Speaker 3: teen mom and.

1411
00:58:22,240 --> 00:58:23,800
Speaker 2: She's like really hot and in her forties.

1412
00:58:23,840 --> 00:58:26,640
Speaker 3: Okay, and I love you know, they get to these issues,

1413
00:58:26,680 --> 00:58:28,520
Speaker 3: they get to the fact that you know her Abuela

1414
00:58:28,720 --> 00:58:29,880
Speaker 3: is an illegal immigrant.

1415
00:58:29,920 --> 00:58:31,480
Speaker 2: She's in the country illegally.

1416
00:58:31,720 --> 00:58:35,120
Speaker 3: But they do it like six or seven episodes in okay,

1417
00:58:35,160 --> 00:58:37,080
Speaker 3: and I love that because if you've been watching the show,

1418
00:58:37,360 --> 00:58:40,680
Speaker 3: you love Aheilah. You see Abela like being like funny

1419
00:58:40,720 --> 00:58:43,120
Speaker 3: and supportive and like an amazing like caretaker for Jane,

1420
00:58:43,520 --> 00:58:45,560
Speaker 3: and then you find out this fact about her. And

1421
00:58:45,680 --> 00:58:47,800
Speaker 3: I feel like, as a reader or as a viewer,

1422
00:58:48,200 --> 00:58:51,080
Speaker 3: for some people who may have prejudice against illegal immigrants,

1423
00:58:51,440 --> 00:58:54,280
Speaker 3: it makes you see them first as a human before

1424
00:58:54,400 --> 00:58:56,400
Speaker 3: and then it gives you this fact. It's just like

1425
00:58:56,560 --> 00:58:58,320
Speaker 3: it's like, so, do you really feel its way about

1426
00:58:58,320 --> 00:59:00,880
Speaker 3: illegal immigrants now that you know that this woman yeah,

1427
00:59:01,120 --> 00:59:02,520
Speaker 3: do you really want her to go back? And I'm like,

1428
00:59:02,560 --> 00:59:03,520
Speaker 3: come on, you love her.

1429
00:59:04,000 --> 00:59:06,080
Speaker 1: I love when things like I remember who was the

1430
00:59:06,160 --> 00:59:11,560
Speaker 1: woman on? She is a news anchor, she's super smart, short, short,

1431
00:59:11,640 --> 00:59:12,440
Speaker 1: like brownish hair.

1432
00:59:12,400 --> 00:59:14,280
Speaker 2: She's gay a Rachel Matter.

1433
00:59:14,440 --> 00:59:17,240
Speaker 1: Yes, So my dad loves watching the news and love

1434
00:59:17,600 --> 00:59:21,960
Speaker 1: Rachel madd really and he is like, I don't want

1435
00:59:22,000 --> 00:59:25,400
Speaker 1: to say super Christian, but you know, like pretty not fundamental,

1436
00:59:25,480 --> 00:59:28,080
Speaker 1: but you know, and so you know, like he he

1437
00:59:28,280 --> 00:59:29,960
Speaker 1: was always like, no, you know, being gay is wrong

1438
00:59:30,000 --> 00:59:32,160
Speaker 1: blah blah blah blah, and so like obviously, but he

1439
00:59:32,280 --> 00:59:34,240
Speaker 1: has no gatar whatsoever. So I mean, I you know,

1440
00:59:34,360 --> 00:59:35,920
Speaker 1: soon as I saw Rachel Matter, I knew he was gay,

1441
00:59:35,920 --> 00:59:37,880
Speaker 1: and I thought I always got a giggle she was gay.

1442
00:59:38,000 --> 00:59:39,560
Speaker 2: I used to get a giggle because my dad be like,

1443
00:59:39,600 --> 00:59:40,160
Speaker 2: I just love her.

1444
00:59:40,200 --> 00:59:41,760
Speaker 1: She's so smart, she's so this not to be like

1445
00:59:41,840 --> 00:59:44,400
Speaker 1: he he doesn't know. And then one day I guess

1446
00:59:44,440 --> 00:59:47,560
Speaker 1: she came out whatever and my dad was like, did

1447
00:59:47,640 --> 00:59:49,000
Speaker 1: you know that Rachel is gay?

1448
00:59:49,600 --> 00:59:52,000
Speaker 2: I said yes. He was like, but she's so smart.

1449
00:59:53,080 --> 00:59:55,160
Speaker 1: I thought that he was like conflicted because he was like, wait,

1450
00:59:55,680 --> 00:59:57,960
Speaker 1: white religion, said, but I like her, and.

1451
00:59:58,000 --> 00:59:59,680
Speaker 2: I thought that he was gonna stop watching him to

1452
00:59:59,760 --> 01:00:01,640
Speaker 2: Dady he's watch He's like, yeah, she's good.

1453
01:00:01,680 --> 01:00:05,120
Speaker 1: But I like it, you know, And I just love

1454
01:00:05,200 --> 01:00:06,680
Speaker 1: the fact that it's like I don't even of course,

1455
01:00:06,680 --> 01:00:08,360
Speaker 1: you know, Rachel Matta will never meet like my little

1456
01:00:08,360 --> 01:00:10,680
Speaker 1: African father, but I just love the fact that Rachel

1457
01:00:10,760 --> 01:00:13,680
Speaker 1: you have opened up his mind. And so things like

1458
01:00:13,720 --> 01:00:16,080
Speaker 1: that are just so necessary that you just show this

1459
01:00:16,200 --> 01:00:19,120
Speaker 1: broader picture of people, get people to know and love them,

1460
01:00:19,240 --> 01:00:21,320
Speaker 1: and then yeah, this arbitrary fact of like, oh I

1461
01:00:21,360 --> 01:00:23,200
Speaker 1: happened to be an illegal alien, I happen to be gay,

1462
01:00:23,200 --> 01:00:25,040
Speaker 1: I happen to be you know, because it forces you

1463
01:00:25,120 --> 01:00:27,520
Speaker 1: to say what were you saying about them? Again?

1464
01:00:27,840 --> 01:00:29,760
Speaker 2: It was very tactful. Yes, I like that.

1465
01:00:29,960 --> 01:00:32,040
Speaker 3: I feel like that's just more reasons why you want

1466
01:00:32,760 --> 01:00:35,800
Speaker 3: more diverse writers in Hollywood. Matt Damon and I listening,

1467
01:00:36,040 --> 01:00:37,920
Speaker 3: did you see that thing where Matt Damon he has

1468
01:00:38,000 --> 01:00:41,919
Speaker 3: this like kind of semi competition show on HBO where

1469
01:00:41,960 --> 01:00:44,840
Speaker 3: they are testing out directors to direct a film, and

1470
01:00:44,920 --> 01:00:46,760
Speaker 3: he has like, so it's Matt Damon and Ben Affleck,

1471
01:00:46,840 --> 01:00:48,800
Speaker 3: I think, and then they have other producers on the

1472
01:00:48,880 --> 01:00:52,360
Speaker 3: panel judging the directors and At one point, there's one

1473
01:00:52,440 --> 01:00:54,280
Speaker 3: black woman in the room. Her name is Effie Brown.

1474
01:00:54,320 --> 01:00:57,280
Speaker 3: I think or is that the woman from that play

1475
01:00:57,320 --> 01:00:59,160
Speaker 3: that Beyonce when Jennifer u Zimmern.

1476
01:01:00,440 --> 01:01:01,240
Speaker 2: And they're both Effie.

1477
01:01:01,360 --> 01:01:01,480
Speaker 1: Yes.

1478
01:01:01,760 --> 01:01:03,480
Speaker 3: Anyway, I'm pretty sure her name is Effie Brown in

1479
01:01:03,560 --> 01:01:06,320
Speaker 3: real life. So she's this only black woman, I think,

1480
01:01:06,360 --> 01:01:08,400
Speaker 3: the only black person on this panel of judges.

1481
01:01:08,600 --> 01:01:10,360
Speaker 2: And she says, you know, there's a there.

1482
01:01:10,520 --> 01:01:12,960
Speaker 3: The movie that they're wanted to push forward, green Light

1483
01:01:13,640 --> 01:01:16,120
Speaker 3: is has a minority cast, or is about minorities, And

1484
01:01:16,200 --> 01:01:18,640
Speaker 3: she's like, I'm concerned because we have a white director

1485
01:01:19,040 --> 01:01:22,040
Speaker 3: directing this, and Matt Damon and his infinite wisdom as

1486
01:01:22,040 --> 01:01:25,840
Speaker 3: a Hollywood elite, says, it doesn't matter who's behind the camera.

1487
01:01:26,000 --> 01:01:28,320
Speaker 3: Diversity comes from who you put in the cast, comes

1488
01:01:28,320 --> 01:01:30,840
Speaker 3: from casting. And you if you watch this clip, it's

1489
01:01:30,880 --> 01:01:32,760
Speaker 3: very uncomfortable because you see e Fie just being like,

1490
01:01:34,200 --> 01:01:37,120
Speaker 3: oh really right, and then you see here get quiet,

1491
01:01:37,320 --> 01:01:39,560
Speaker 3: and it was this is the reason I haven't seen

1492
01:01:39,600 --> 01:01:41,640
Speaker 3: The Martian. I know it's a huge movie, but in

1493
01:01:41,720 --> 01:01:43,160
Speaker 3: this moment, I'm just like I can't. I can't with

1494
01:01:43,200 --> 01:01:45,080
Speaker 3: Matt Damon right now because it was so ignorant you know.

1495
01:01:45,280 --> 01:01:47,400
Speaker 1: Yeah, because how can you tell a black story without

1496
01:01:47,440 --> 01:01:50,240
Speaker 1: black experience? Right? Like, I just, I mean, I don't

1497
01:01:50,280 --> 01:01:52,640
Speaker 1: even understand how you don't see that that Like I

1498
01:01:52,800 --> 01:01:55,520
Speaker 1: can't write. But that's like me writing an immigrant story

1499
01:01:55,600 --> 01:01:59,600
Speaker 1: of Italian immigrants coming to a How I have to

1500
01:01:59,680 --> 01:02:03,080
Speaker 1: have someone there to say, hey, that's actually not an

1501
01:02:03,160 --> 01:02:06,600
Speaker 1: accurate portrayal, you know, like you know, just just certain

1502
01:02:06,680 --> 01:02:08,600
Speaker 1: nuances that you just don't get. You have to have

1503
01:02:08,720 --> 01:02:10,920
Speaker 1: people in the room who've experienced that for it to

1504
01:02:10,960 --> 01:02:13,760
Speaker 1: be like just authentic and for him to just not

1505
01:02:13,840 --> 01:02:14,400
Speaker 1: even realize that.

1506
01:02:14,400 --> 01:02:16,240
Speaker 2: I'm like, it must be nice to be you know.

1507
01:02:16,320 --> 01:02:19,080
Speaker 3: A white male and American privilege, right, Yeah, I would

1508
01:02:19,120 --> 01:02:20,920
Speaker 3: just cast a black woman, but who's writing for her?

1509
01:02:21,120 --> 01:02:21,320
Speaker 1: Yeah?

1510
01:02:21,520 --> 01:02:23,920
Speaker 2: You know, there's a oh my god, this video on BuzzFeed.

1511
01:02:24,160 --> 01:02:25,080
Speaker 2: You should all watch it.

1512
01:02:25,120 --> 01:02:26,960
Speaker 3: It's it's kind of long, it's like seven minutes long,

1513
01:02:27,040 --> 01:02:29,000
Speaker 3: but it's here's what happens. I posted it on the

1514
01:02:29,040 --> 01:02:32,080
Speaker 3: Brown Ambition Facebook page. Actually it says here's what happens

1515
01:02:32,120 --> 01:02:34,720
Speaker 3: when there's no diverse writers in the room in Hollywood.

1516
01:02:34,960 --> 01:02:37,600
Speaker 3: And it basically goes through every show in history like

1517
01:02:37,760 --> 01:02:40,680
Speaker 3: current and the you know, modern shows and older shows

1518
01:02:40,760 --> 01:02:44,000
Speaker 3: and shows you all, like the the microaggressions and all

1519
01:02:44,080 --> 01:02:46,600
Speaker 3: the brown characters and how they like, you know, Native

1520
01:02:46,600 --> 01:02:49,040
Speaker 3: Americans dressed up with like feather ear rings and like

1521
01:02:49,120 --> 01:02:52,160
Speaker 3: turquoise and like the the you know, the costume type things,

1522
01:02:52,200 --> 01:02:54,240
Speaker 3: and like how Asian men are always depicted as like

1523
01:02:54,400 --> 01:02:57,800
Speaker 3: sexless and nerdy, and how Indian American men and Indian

1524
01:02:57,840 --> 01:03:00,840
Speaker 3: men are always you know, also pictured as xceless and nerdy,

1525
01:03:00,920 --> 01:03:03,520
Speaker 3: like the guy from the Big Bang Theory. And it

1526
01:03:03,600 --> 01:03:06,040
Speaker 3: shows you what happens when you don't have a diverse

1527
01:03:06,120 --> 01:03:08,800
Speaker 3: writing staff. And you know, as a viewer, as a

1528
01:03:08,840 --> 01:03:10,920
Speaker 3: white viewer, you may not see anything wrong with that,

1529
01:03:11,400 --> 01:03:14,320
Speaker 3: but let me assure you everyone who's brown and you know,

1530
01:03:14,480 --> 01:03:16,440
Speaker 3: from that group is looking like this is not this

1531
01:03:16,560 --> 01:03:17,520
Speaker 3: is not the show exactly.

1532
01:03:17,680 --> 01:03:19,760
Speaker 1: Like Jamal is always like, oh no, he did, and

1533
01:03:19,800 --> 01:03:22,680
Speaker 1: I'm like, oh god, they showed oh god.

1534
01:03:22,720 --> 01:03:25,760
Speaker 2: You know, I stopped watching New Girl was Winston. I'm like,

1535
01:03:25,760 --> 01:03:29,400
Speaker 2: what's that mean? Nothing happening, Yeah, because I'm just like, yeah,

1536
01:03:29,480 --> 01:03:31,360
Speaker 2: I used to love New Girl, but I stopped watching

1537
01:03:31,440 --> 01:03:33,080
Speaker 2: as well. It was just like whatever, he's the one

1538
01:03:33,120 --> 01:03:34,800
Speaker 2: black friend and then the one black friend never has

1539
01:03:34,840 --> 01:03:35,440
Speaker 2: a love interest.

1540
01:03:35,640 --> 01:03:37,840
Speaker 1: Yeah, and he never really has any real storyline.

1541
01:03:38,000 --> 01:03:40,000
Speaker 2: In the first season, he had none. Yeah, they did

1542
01:03:40,040 --> 01:03:40,840
Speaker 2: nothing with that character.

1543
01:03:41,240 --> 01:03:43,040
Speaker 3: There's always that one like fun and then yeah, they're

1544
01:03:43,080 --> 01:03:46,000
Speaker 3: just there to be like oh no girl, or they

1545
01:03:46,040 --> 01:03:48,040
Speaker 3: say damn, you know, like that's.

1546
01:03:47,920 --> 01:03:51,720
Speaker 2: Their one line. That's what they're there for. Yeah, exactly.

1547
01:03:51,880 --> 01:03:53,880
Speaker 3: So that's why I love back to Jane the Vision.

1548
01:03:54,240 --> 01:03:56,080
Speaker 3: I think it's just such a fun show. And I

1549
01:03:56,120 --> 01:03:58,800
Speaker 3: think anyone from and it's a hugely diverse cast. All

1550
01:03:58,880 --> 01:04:01,480
Speaker 3: that's you know, actresses like the Crazy Wife is like

1551
01:04:01,640 --> 01:04:04,360
Speaker 3: from is she's Israeli but she speaks French, and like

1552
01:04:04,960 --> 01:04:08,640
Speaker 3: the Telenovella stars like Brazilian and Mexican and oh my god,

1553
01:04:08,880 --> 01:04:11,120
Speaker 3: oh Paulino Rubio makes a guest appearance.

1554
01:04:11,240 --> 01:04:12,240
Speaker 2: The show is really good.

1555
01:04:12,320 --> 01:04:15,000
Speaker 3: So on Netflix, Jane the Virgin, it's got a crazy

1556
01:04:15,080 --> 01:04:18,440
Speaker 3: premise that whole the five minutes of plot I gave you,

1557
01:04:18,520 --> 01:04:21,200
Speaker 3: it's just like a microcosm of the larger story happening here.

1558
01:04:21,320 --> 01:04:23,240
Speaker 2: That's not what I watch. Now you should. Okay, that's

1559
01:04:23,240 --> 01:04:25,640
Speaker 2: really good. So when when when? When?

1560
01:04:25,680 --> 01:04:25,880
Speaker 1: When?

1561
01:04:27,200 --> 01:04:30,040
Speaker 2: And that is the end of episode episode ten. I'm

1562
01:04:30,080 --> 01:04:36,520
Speaker 2: so excited. Happy anniversary. We're rocking out it's so crazy.

1563
01:04:36,560 --> 01:04:37,880
Speaker 1: I'm like, just I remember when you hit me up

1564
01:04:37,880 --> 01:04:39,560
Speaker 1: and you were like, hey, I'm doing a podcast.

1565
01:04:39,600 --> 01:04:41,640
Speaker 2: You want to be honest. I was like okay, and

1566
01:04:41,720 --> 01:04:43,240
Speaker 2: I was like we are. Meanwhile, I'm like, is she

1567
01:04:43,360 --> 01:04:45,160
Speaker 2: gonna say yes? Do you know what happened?

1568
01:04:45,240 --> 01:04:45,520
Speaker 1: Is I?

1569
01:04:45,880 --> 01:04:45,920
Speaker 2: So?

1570
01:04:46,200 --> 01:04:48,400
Speaker 3: I with the Brown Ambition podcast. I had an idea

1571
01:04:48,440 --> 01:04:50,360
Speaker 3: for a podcast a year ago. YEAHOO was like, oh,

1572
01:04:50,440 --> 01:04:52,400
Speaker 3: we're not here for that. And I was like, found

1573
01:04:52,440 --> 01:04:54,160
Speaker 3: dude on my own. And I reached out to someone

1574
01:04:54,320 --> 01:04:56,960
Speaker 3: or I met someone from like NPR Marketplace and they're like,

1575
01:04:57,080 --> 01:04:57,640
Speaker 3: that's interesting.

1576
01:04:57,720 --> 01:04:59,760
Speaker 2: Email us your pitch for a podcast. You know, maybe

1577
01:04:59,800 --> 01:05:01,960
Speaker 2: we'll do something together. Find a way.

1578
01:05:02,160 --> 01:05:04,560
Speaker 3: And as I was writing my pitch about a podcast

1579
01:05:04,600 --> 01:05:07,520
Speaker 3: for women of color by women of color about career

1580
01:05:07,560 --> 01:05:09,760
Speaker 3: and wealth building and investing, I was like, this doesn't

1581
01:05:09,800 --> 01:05:12,480
Speaker 3: feel like the place for it, Like this doesn't feel

1582
01:05:12,480 --> 01:05:14,200
Speaker 3: like the right I don't feel like they would do it,

1583
01:05:14,400 --> 01:05:16,480
Speaker 3: you know, the right job. I don't even know if

1584
01:05:16,480 --> 01:05:18,000
Speaker 3: i'd get through the front door with them because this

1585
01:05:18,080 --> 01:05:20,360
Speaker 3: pitch does not feel like an NPR type thing. And

1586
01:05:20,440 --> 01:05:21,680
Speaker 3: then I was like I need to just do this

1587
01:05:21,800 --> 01:05:23,160
Speaker 3: on my own, Like I just need to make this

1588
01:05:23,280 --> 01:05:25,160
Speaker 3: its own thing. And then the first person I thought

1589
01:05:25,160 --> 01:05:25,960
Speaker 3: it was Tiffany as a.

1590
01:05:25,960 --> 01:05:28,440
Speaker 2: Correct Yeah, oh that's cool.

1591
01:05:28,480 --> 01:05:30,560
Speaker 3: I don't think we are different and like different than

1592
01:05:30,600 --> 01:05:32,800
Speaker 3: anything else out there, and I think that's why it's

1593
01:05:32,800 --> 01:05:33,920
Speaker 3: really resonated with people.

1594
01:05:34,240 --> 01:05:35,880
Speaker 1: Yeah, thank you guys so much for listening, because me

1595
01:05:35,920 --> 01:05:39,919
Speaker 1: and Manny sometimes we're like, oh, there's a mic. We're

1596
01:05:40,000 --> 01:05:42,040
Speaker 1: just talking honestly, if you could just hear like us

1597
01:05:42,120 --> 01:05:43,280
Speaker 1: off sometimes.

1598
01:05:43,000 --> 01:05:44,280
Speaker 2: We have to be like, oh we why why this

1599
01:05:44,360 --> 01:05:45,040
Speaker 2: is good for the show.

1600
01:05:45,280 --> 01:05:47,600
Speaker 1: Yeah, and you have such great conversations off mic and

1601
01:05:47,720 --> 01:05:48,880
Speaker 1: so yeah, and it's.

1602
01:05:48,840 --> 01:05:51,120
Speaker 2: Nice to talk about this kind of stuff with, you know,

1603
01:05:51,400 --> 01:05:52,320
Speaker 2: another woman.

1604
01:05:52,520 --> 01:05:55,680
Speaker 3: Intelligent woman, and we love like we share every every

1605
01:05:55,760 --> 01:05:59,000
Speaker 3: message you send us, every Facebook message, review email, we

1606
01:05:59,720 --> 01:06:00,360
Speaker 3: share each other.

1607
01:06:00,600 --> 01:06:03,040
Speaker 2: Speaking of way, who's our winner? Oh crap, okay we're

1608
01:06:03,040 --> 01:06:13,920
Speaker 2: gonna announce the winner and drumroll please okay we have

1609
01:06:14,200 --> 01:06:17,360
Speaker 2: a winner. Yes, we love you guys all. We have

1610
01:06:17,480 --> 01:06:18,480
Speaker 2: over thirty reviews.

1611
01:06:18,520 --> 01:06:20,560
Speaker 3: Thank you so much for the support. We love more

1612
01:06:20,800 --> 01:06:23,880
Speaker 3: so you can please leave a review on iTunes. Yes,

1613
01:06:23,960 --> 01:06:25,640
Speaker 3: please do that for those of you and know. If

1614
01:06:25,640 --> 01:06:27,440
Speaker 3: someone asked if they have an Android, how can they

1615
01:06:27,520 --> 01:06:30,120
Speaker 3: leave a review? You can leave one on stitcher, YEP

1616
01:06:30,480 --> 01:06:34,160
Speaker 3: or on SoundCloud. Yes, so go check those out and please.

1617
01:06:34,040 --> 01:06:36,000
Speaker 2: Leave a review. That would be awesome. Yes, it helps

1618
01:06:36,040 --> 01:06:39,360
Speaker 2: people find us and us. Tell a friend, tell two friends.

1619
01:06:39,880 --> 01:06:42,080
Speaker 3: So, without further ado, our winner, let me first read

1620
01:06:42,120 --> 01:06:43,240
Speaker 3: the review because it's so sweet.

1621
01:06:43,600 --> 01:06:43,919
Speaker 2: She says.

1622
01:06:43,960 --> 01:06:46,240
Speaker 3: Tiffany and Mandy are both great when listening, I feel

1623
01:06:46,280 --> 01:06:48,880
Speaker 3: like they are my big sisters, giving me genuine financial,

1624
01:06:49,000 --> 01:06:53,280
Speaker 3: personal and professional advice. This woman's been following Tiffany aka

1625
01:06:53,400 --> 01:06:55,440
Speaker 3: the Budget Nesta for a while and her advice gave

1626
01:06:55,520 --> 01:06:58,320
Speaker 3: her encouragement to stay on track with her financing and

1627
01:06:58,520 --> 01:07:02,000
Speaker 3: finances and savings goals together that she calls us two

1628
01:07:02,080 --> 01:07:05,240
Speaker 3: peas in a finance pod giving realistic and attainable advice.

1629
01:07:05,680 --> 01:07:08,280
Speaker 2: Thank you so much to LaToya.

1630
01:07:08,040 --> 01:07:11,240
Speaker 1: Are Yes, thank you LaToya. We love you too, We

1631
01:07:11,360 --> 01:07:13,240
Speaker 1: love everybody, but LaToya is the winner.

1632
01:07:13,480 --> 01:07:15,240
Speaker 2: Let you go to sleep today. You win a milion

1633
01:07:15,280 --> 01:07:16,880
Speaker 2: brown bit Brown Ambition points.

1634
01:07:16,680 --> 01:07:19,040
Speaker 1: Yes Woo woo, which you can cash in at nowhere

1635
01:07:19,240 --> 01:07:22,960
Speaker 1: at everywhere Brown Ambition points are accepted, which include Brown

1636
01:07:23,000 --> 01:07:25,000
Speaker 1: Ambition Podcast dot com Yes, and.

1637
01:07:25,400 --> 01:07:27,640
Speaker 2: Uh that's it, Yeah, that's it. LaToya, you were the

1638
01:07:27,680 --> 01:07:28,160
Speaker 2: lucky winner.

1639
01:07:28,200 --> 01:07:31,080
Speaker 3: Of Tiffany's best selling book, The One Week Budget, Yes,

1640
01:07:31,600 --> 01:07:32,800
Speaker 3: which we'll get to you somehow.

1641
01:07:32,960 --> 01:07:36,080
Speaker 2: Yes, you tend to get send an email your.

1642
01:07:36,000 --> 01:07:37,800
Speaker 3: Address and we'll get that to you, along with the

1643
01:07:37,840 --> 01:07:40,920
Speaker 3: super cute tote bag courtesy of Marcia Barnes at the

1644
01:07:41,000 --> 01:07:43,439
Speaker 3: Finance Bar, which says frugal is the new cool.

1645
01:07:43,640 --> 01:07:46,240
Speaker 2: Yes, and the bag is so cute and marsh is

1646
01:07:46,240 --> 01:07:47,000
Speaker 2: one of our faves.

1647
01:07:47,160 --> 01:07:48,720
Speaker 3: And you have to take a picture of yourself LaToya,

1648
01:07:48,760 --> 01:07:50,440
Speaker 3: wearing it and showing it off with the book. Yes,

1649
01:07:50,800 --> 01:07:53,000
Speaker 3: all right, congrass LaToya, and thank you all for listening

1650
01:07:53,040 --> 01:07:53,680
Speaker 3: to episode ten.

1651
01:07:53,880 --> 01:07:56,240
Speaker 2: Yes, wooo, this is a long one.