WEBVTT - Ronnie Brown

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<v Speaker 1>This is cut to It with Steve Smith Senior at

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<v Speaker 1>production of The Black Effect and I Heart Radio. I'm

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<v Speaker 1>Steve Smith Senior and I'm John and this is cut

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<v Speaker 1>to It. Good do It, Good do It. They's getting

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<v Speaker 1>down to do it. Good do it. We asked the

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<v Speaker 1>questions you always want to know, but no one ever asked,

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<v Speaker 1>let's cut to it. You ain't heard am about it,

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<v Speaker 1>then we're about to let you know it's all man.

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<v Speaker 1>Welcome to the Cut to It Podcast. Ronnie Brown, former

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<v Speaker 1>NFL running back and also one of the Auburns Great

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<v Speaker 1>Duo's un running back history. Ronnie Brown, Welcome to the

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<v Speaker 1>Cut to A podcast. Man, I appreciate it from b

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<v Speaker 1>I appreciate this. I'm Steve. You know our co star,

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<v Speaker 1>our co host, Gerard Little John A K G. And

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<v Speaker 1>then you know backstage Joe he's doing he does all

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<v Speaker 1>the backstage stuff in booking. Man, we got the three amigoes. Man,

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<v Speaker 1>we do a really I got a really good team.

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<v Speaker 1>And then Brian bought two Chevis and Taylor up on

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<v Speaker 1>the up on the dial and uh man got a

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<v Speaker 1>great team. And then Meredith Carter our producers. Well, man,

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<v Speaker 1>we got I got a lot of got a lot

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<v Speaker 1>of great people. Let me let me rephrase it. I

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<v Speaker 1>got smarter people behind me. We got we brought the

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<v Speaker 1>goones with us today. We got goons. We brought We're

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<v Speaker 1>the goons. I'm y'all, good y'all, good y'all, some good folks.

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<v Speaker 1>But goon is not the category album. I'm I'm gonna

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<v Speaker 1>get my assworth if y'all my goons. I'm done in

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<v Speaker 1>the podcast world. Yea, in the podcast world. I'm straight

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<v Speaker 1>in the streets. Molly Wapping is coming. So let's get

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<v Speaker 1>into it, man, so we can get down to your

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<v Speaker 1>to the nuts and bolts of what you're doing right now,

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<v Speaker 1>because I'm super excited about this because we have a

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<v Speaker 1>lot of conversation here on the podcast on business and

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<v Speaker 1>Corporate America versus the transition, the corporate America version and

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<v Speaker 1>how they see things, and then obviously us being athletes

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<v Speaker 1>and how making adjustment. So we'll we'll get into that,

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<v Speaker 1>but you know, let's let's do a little some little

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<v Speaker 1>ice breakers. Um. So, one thing from your childhood that

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<v Speaker 1>you have carried into your adulthood is what man, It's

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<v Speaker 1>I come from a small community, so it's probably just

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<v Speaker 1>that lack of trust. Um, like you said that, you know,

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<v Speaker 1>not really trusting a lot of people. I think that,

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<v Speaker 1>you know, I think just looking at people for who

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<v Speaker 1>they are. What's one of the worst jobs you've ever had? Man,

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<v Speaker 1>I did construction right before I went off to school.

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<v Speaker 1>They hand me on the roof retar and roofs Ye,

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<v Speaker 1>that's that's that's manual labor right there, that's the dark

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<v Speaker 1>skating work right there. We're gonna lead the brown back tests.

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<v Speaker 1>And I get Here's the thing, though, man, construction work,

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<v Speaker 1>I don't care what you are, who you think you are.

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<v Speaker 1>It will let you know what you ain't for sure. Yeah,

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<v Speaker 1>and let me know I ain't cut out for that.

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<v Speaker 1>I'll tell you that I worked construction. You want a

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<v Speaker 1>lot of truth on how long I worked. Whoever signed

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<v Speaker 1>up for a man a lot of me. So the

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<v Speaker 1>lie is, man I worked the whole summer. The truth

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<v Speaker 1>is I worked two days and I was done. They

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<v Speaker 1>had me in Utah working construction, and they had us

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<v Speaker 1>doing a drill like chiseling down dirt. Well, my first

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<v Speaker 1>day chiseling, I chisel for about two and a half

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<v Speaker 1>three hours. I tell you, I was still shaking at

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<v Speaker 1>lunch like I was holding it, holding the chiller. I

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<v Speaker 1>was shaking. I said, man, I am not working. This

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<v Speaker 1>is not me. I went to school not to do this,

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<v Speaker 1>and this show me. No, sir, I am not built

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<v Speaker 1>for manual labor. I'll make I'll make food, I'll cook,

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<v Speaker 1>I'll sweet this right here, this here, this construction. It

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<v Speaker 1>ain't for me. I had to shake the rest of

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<v Speaker 1>the day like I was holding the chiseler walking around,

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<v Speaker 1>I was drying. I was like this. I was like, man,

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<v Speaker 1>this is m all right. Last one. One thing we

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<v Speaker 1>don't know about you that you like to share. I

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<v Speaker 1>actually wanted to be a professional baseball player. Baseball was

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<v Speaker 1>my first love. Okay, what possession? Center field? Oh yeah, Well,

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<v Speaker 1>let me tell you something. I'm thinking that little mustache

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<v Speaker 1>you got under your lip, you need to shave it.

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<v Speaker 1>I don't want to ask you for years anyway, like

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<v Speaker 1>why you wear your hat like that? Why you want

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<v Speaker 1>to be in the build up? What's up with that? Well,

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<v Speaker 1>since we're gonna talk about questions today, Well, honestly, so,

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<v Speaker 1>I used to wear them like you know how you

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<v Speaker 1>used to wear the hats and you go down like

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<v Speaker 1>baseball player. Yeah, like baseball player. Well, hell, you can't

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<v Speaker 1>see like you know how you turn left or turn right.

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<v Speaker 1>And the truth is, one time I went forward and

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<v Speaker 1>I hit my head's like the I was like, man,

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<v Speaker 1>this ship is getting in the way. And I've been

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<v Speaker 1>wearing hats since I was like ten years old, so

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<v Speaker 1>I just but the point of the bat. It's my

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<v Speaker 1>damn head. It ain't It's just like your nasty lips.

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<v Speaker 1>It's my head. I people was asking many les, ain't

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<v Speaker 1>got no problem with my hat collection, because they I

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<v Speaker 1>stayed getting a new fitted all the time. I don't know.

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<v Speaker 1>I just like thething like that. I don't know. I

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<v Speaker 1>mean the other didn't see. I don't know if it

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<v Speaker 1>was a reason behind it. Yeah, because that's how I

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<v Speaker 1>wanted it. Is it okay? Like does it bother you

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<v Speaker 1>a little bit? Hey? Man, you liked it? I love it.

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<v Speaker 1>That means yes, running funny already you know it's funny,

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<v Speaker 1>And we probably would agree this conversation and banter normally

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<v Speaker 1>does not happen on the football field, especially with us

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<v Speaker 1>being older and then a new generation they're cool like this.

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<v Speaker 1>But the old generator, boy, we did not banter. We

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<v Speaker 1>did not talk. It was professional dislike, is that is

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<v Speaker 1>that accurate? Yeah, we ain't got nothing to talk about.

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<v Speaker 1>We got to talk about doing the game. This it's different,

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<v Speaker 1>like these cats different, like they to the McDonald's Alive.

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<v Speaker 1>I went to the McDonald's All American Game a few

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<v Speaker 1>years ago, and usually growing up how I grew up.

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<v Speaker 1>If you and I didn't play basketball. But if you're

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<v Speaker 1>a guy on this side of town, you hear the

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<v Speaker 1>guy on the other side of town supposed to be

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<v Speaker 1>the best when you're playing. Definitely like now, like they're cool,

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<v Speaker 1>they'd be dapping up doing they helped each other. I'm like, bro,

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<v Speaker 1>this game doesn't change. It's just different. A lot of friendships.

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<v Speaker 1>Are you friends with the with the cat who's on

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<v Speaker 1>the rival team of the school that's down the street.

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<v Speaker 1>Now we're not. We're not friends like we might. We

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<v Speaker 1>might play a you together, we made cross shoulders, but

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<v Speaker 1>like you still ain't like cool cool like that, Like no,

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<v Speaker 1>we wanted to be Brandon sets Pete. You ain't trying

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<v Speaker 1>to be like them. You ain't. We ain't kicking it.

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<v Speaker 1>It's a little different. It is different. Yeah, it's a

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<v Speaker 1>lot different. I remember having cousins on the other team,

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<v Speaker 1>like our rival team. They were gonna get it, just

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<v Speaker 1>like they were gonna get it first. They were gonna

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<v Speaker 1>get it first, like hey, you you relative, so you

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<v Speaker 1>know how it's gonna gets Look already know I know

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<v Speaker 1>cousin Ronnie, So let me get him out the way now. Yeah. Yeah,

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<v Speaker 1>so that's why I just I've been wearing my hats

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<v Speaker 1>ever since. I like it this way. And I don't

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<v Speaker 1>know as one as one social media person said, um,

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<v Speaker 1>I was reading comment. He said, Man, a hat company.

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<v Speaker 1>See Steve Smith coming and they get upset. You know,

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<v Speaker 1>you grew up in the country. You kind of rough. Oh,

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<v Speaker 1>I tell you I did. I didn't go to the dentist.

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<v Speaker 1>I was in the league thirteen cavities later. I'm good.

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<v Speaker 1>I noticed that too, Bro, I love you, but I

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<v Speaker 1>noticed we really didn't got out of the first second. Yeah,

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<v Speaker 1>he got the most jokes ever. Watching these two dudes play,

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<v Speaker 1>it was pretty hold on one thing. I do have

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<v Speaker 1>a bone the pit Cadillaci, damn ro Ronnie Brown. They're

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<v Speaker 1>doing that. Damn what was that? What was that office?

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<v Speaker 1>Y'allway was running wildcat the wildcat man. We tried to

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<v Speaker 1>do that. Do that here, Carolina when I was, I

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<v Speaker 1>was at my prime. You better get that out of

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<v Speaker 1>here with a real receiver out there. Y'all had no receiver.

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<v Speaker 1>I know you have to be frustrated. Frustrated I had.

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<v Speaker 1>Our offense coordinator was Dan Henney. Yeah, bro, listen, that

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<v Speaker 1>was a default offense for us. You gotta understand. I

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<v Speaker 1>played in Miami for six years and I think I

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<v Speaker 1>had ten eleven different quarterbacks. That strategy it was. They

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<v Speaker 1>still ain't they still ain't recover. They're still looking for

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<v Speaker 1>a quarterback. But they still living. They still living in

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<v Speaker 1>Marino days. Marino ain't coming back, all right. So you know,

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<v Speaker 1>tell us where are you from? In a place you

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<v Speaker 1>call your hometown. So I grew up in a little

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<v Speaker 1>tack called Cartersdal like north of Atlanta, about forty five minutes,

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<v Speaker 1>but I had to live in like Atlanta now down

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<v Speaker 1>south Georgia. Boy, So yeah, authentically the word, but like

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<v Speaker 1>that's that's my word. Yeah, you know what I'm saying.

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<v Speaker 1>Where you're from? The whole nine? Yeah, I read you

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<v Speaker 1>said you didn't have a lot. Explain to us growing

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<v Speaker 1>up without a lot, Because there's some folks without a lot.

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<v Speaker 1>It varies and it looks differently. Yeah, for me, I

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<v Speaker 1>mean it was, I mean it was I grew up

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<v Speaker 1>in a like I said, small town, but both of

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<v Speaker 1>my parents, you know, had drug issues. Who you know,

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<v Speaker 1>I'm fortunately have passed over the last year, my mom

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<v Speaker 1>COVID and my dad from cancer. But just you know,

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<v Speaker 1>in a situation like that, I mean, it was small town,

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<v Speaker 1>you know, and you hear the they're saying it takes

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<v Speaker 1>a village. Well, you know, I had cousin. I grew

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<v Speaker 1>up in the trailer. You know, we had the carosene

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<v Speaker 1>heater where you had to go out and pump the

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<v Speaker 1>little carrosene in it. And so growing up, you know,

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<v Speaker 1>in an environment like that. Our road that I lived

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<v Speaker 1>on was called Brown Road. So most of the people

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<v Speaker 1>on my on my road, you know, at that time,

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<v Speaker 1>were relatives. Yeah, that's the story. People don't don't hear,

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<v Speaker 1>right because they look at you and they see what

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<v Speaker 1>you've done, who you are, and they automatically assume no,

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<v Speaker 1>he you know what's the word that you know, he's

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<v Speaker 1>he's entitled. He he doesn't know what hard work looks like.

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<v Speaker 1>But there's people that, like you're saying, you kerosene heater

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<v Speaker 1>and the trailer and there's some folks I was poor man.

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<v Speaker 1>I ain't had no jars. And you remember that, and

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<v Speaker 1>you remember that and you take it with you. You

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<v Speaker 1>never you never, you never leave that behind. No, they don't.

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<v Speaker 1>You grew up playing baseball, like you said, But what

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<v Speaker 1>other sports did you love as a kid. I mean

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<v Speaker 1>it was baseball and football. For me. I had an

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<v Speaker 1>older brother who you know, he wrestled, um, he did baseball,

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<v Speaker 1>he did football. But you know, for me, it was

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<v Speaker 1>I was the youngest in the family too, and so

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<v Speaker 1>I had older cousins and so the big thing was,

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<v Speaker 1>you know, they were gonna, you know, they beat up

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<v Speaker 1>on me. You know, my brother he's seven years older,

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<v Speaker 1>and so just that whole situation and it made me tough,

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<v Speaker 1>but it made me want to be like them, and

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<v Speaker 1>so and it was just I stuck to them too,

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<v Speaker 1>and that was, you know, really my escape. You know,

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<v Speaker 1>a lot of us say, you know, I think just

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<v Speaker 1>realistically speaking for a lot of you know, athletes, for

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<v Speaker 1>the majority of us, you know, we're from environments where

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<v Speaker 1>it's not a lot there's not a lot of resources,

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<v Speaker 1>and so you know, I like those type of guys

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<v Speaker 1>because they have an edge to them, but more importantly,

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<v Speaker 1>like it's just you know, I didn't I didn't think

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<v Speaker 1>about going to college until my sophomore year when I

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<v Speaker 1>started to get letter letters and I'm like, oh, this

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<v Speaker 1>might be real because neither one of my parents went

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<v Speaker 1>to school. And so for me, my motivation, I wasn't

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<v Speaker 1>running to the NFL. I was running from my current environment,

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<v Speaker 1>you know what I'm saying. Like growing up, you know,

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<v Speaker 1>both of my parents, you know, they get in the

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<v Speaker 1>fist fights, like you know, my dad unfortunately, you know,

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<v Speaker 1>it was a big drinker. My mom as well, you know,

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<v Speaker 1>the drugs and all of that stuff. So I'm like,

0:13:32.800 --> 0:13:35.559
<v Speaker 1>the only way out is through this round, you know

0:13:35.600 --> 0:13:37.720
<v Speaker 1>what I mean. And so you know, when you look

0:13:37.760 --> 0:13:41.360
<v Speaker 1>at that, my whole motivation was I when I went

0:13:41.440 --> 0:13:43.439
<v Speaker 1>to go to school, I don't want to come back

0:13:43.440 --> 0:13:46.320
<v Speaker 1>to this environment. Let's it's a choice that I made

0:13:46.800 --> 0:13:48.800
<v Speaker 1>that once I go to school, I gotta go back.

0:13:49.120 --> 0:13:51.439
<v Speaker 1>And so just kind of keeping that as motivation, that

0:13:51.600 --> 0:13:53.439
<v Speaker 1>was something that you know, I always stuck to the

0:13:53.520 --> 0:13:55.480
<v Speaker 1>back of my head because I mean the other part

0:13:55.480 --> 0:13:57.360
<v Speaker 1>of people got to realize too. I was never a

0:13:57.400 --> 0:14:00.320
<v Speaker 1>start running back like at all the university, my rookie

0:14:00.400 --> 0:14:03.000
<v Speaker 1>year we had Rudy Johnson, he went to the league,

0:14:03.000 --> 0:14:05.760
<v Speaker 1>and then the next year Cadillac comes in. He's the starter.

0:14:05.920 --> 0:14:08.680
<v Speaker 1>So I'm a backup. And then to get drafted where

0:14:09.160 --> 0:14:11.920
<v Speaker 1>I did, that was a bonus. And then getting in Miami.

0:14:12.360 --> 0:14:14.800
<v Speaker 1>You know, I spent my whole career splitting time with Ricky,

0:14:15.000 --> 0:14:17.319
<v Speaker 1>So it was just a lot different for me. And

0:14:17.400 --> 0:14:20.360
<v Speaker 1>so it had to be that grind mentality. What what

0:14:20.520 --> 0:14:23.480
<v Speaker 1>what double back to? You know, you having all these

0:14:23.520 --> 0:14:26.720
<v Speaker 1>stences as a running back, But who was Ronnie Brown

0:14:26.840 --> 0:14:29.440
<v Speaker 1>as a kid. You've you've referenced your parents, You've referenced

0:14:29.480 --> 0:14:33.720
<v Speaker 1>Brown Road. Who was Ronnie himself as a kid? I

0:14:33.800 --> 0:14:36.160
<v Speaker 1>mean for me, I mean, I'm just a humble guy,

0:14:36.360 --> 0:14:41.280
<v Speaker 1>small town guy, um, you know, with aspirations of being more,

0:14:41.520 --> 0:14:43.560
<v Speaker 1>you know, even to this day, like after you know,

0:14:43.680 --> 0:14:46.040
<v Speaker 1>going to the NFL. I didn't look at that as

0:14:46.040 --> 0:14:49.240
<v Speaker 1>a career. I just looked at it as an opportunity. Um.

0:14:49.560 --> 0:14:51.960
<v Speaker 1>One the motivation was to put my parents in the

0:14:52.040 --> 0:14:55.400
<v Speaker 1>better situation, but also just paying it forward like with

0:14:55.480 --> 0:14:58.120
<v Speaker 1>my kids and my kids kids, just changing the trajectory

0:14:58.200 --> 0:15:02.320
<v Speaker 1>of that family structure. Um, you know, whereas I didn't

0:15:02.360 --> 0:15:04.600
<v Speaker 1>have the aspirations like of knowing you know what it's

0:15:04.640 --> 0:15:06.720
<v Speaker 1>like to expect to go to a college or university.

0:15:07.120 --> 0:15:09.360
<v Speaker 1>But now my kids, you know, my wife and I

0:15:09.480 --> 0:15:12.360
<v Speaker 1>both graduated from Harvard. So for my kids, we go

0:15:12.480 --> 0:15:16.160
<v Speaker 1>to gymnastics, needs, we go to basketball games, football game.

0:15:16.640 --> 0:15:19.320
<v Speaker 1>The expectation for my kids when I get to college.

0:15:19.400 --> 0:15:22.520
<v Speaker 1>And so you know, my son's eight, my daughter six,

0:15:22.720 --> 0:15:25.120
<v Speaker 1>and so for them to even say that, that's a

0:15:25.200 --> 0:15:29.280
<v Speaker 1>win for me, you know what I mean? Man, talking

0:15:29.320 --> 0:15:32.640
<v Speaker 1>about college, I didn't realize you had committed to the

0:15:32.760 --> 0:15:40.280
<v Speaker 1>University of Tennessee as a linebacker. Yeah, why, How like

0:15:40.480 --> 0:15:46.200
<v Speaker 1>you play running back, right, but you committed to being

0:15:46.240 --> 0:15:50.200
<v Speaker 1>a linebacker. Why? Yeah? So in in high school when

0:15:50.240 --> 0:15:52.920
<v Speaker 1>you're on you know you're from a small town, you know,

0:15:53.040 --> 0:15:55.760
<v Speaker 1>I mean, I wasn't from a small town. I played

0:15:55.880 --> 0:15:57.640
<v Speaker 1>It's a lot of dudes that played dump, you know,

0:15:58.520 --> 0:16:02.000
<v Speaker 1>both sides. Yeah yeah, So I played both ways, and

0:16:02.080 --> 0:16:04.880
<v Speaker 1>so I played strong safety, and I played some lineback,

0:16:04.920 --> 0:16:07.360
<v Speaker 1>and I played running back. And so you know, my

0:16:07.520 --> 0:16:10.680
<v Speaker 1>first probably couple off of with the exception of you know,

0:16:10.760 --> 0:16:15.480
<v Speaker 1>Georgia Tech. Most of those guys Clemson, um, you know Tennessee,

0:16:15.560 --> 0:16:18.280
<v Speaker 1>they wanted me to play linebacker, and so you know,

0:16:18.360 --> 0:16:20.600
<v Speaker 1>I just wanted to rock. You know, the guys that

0:16:20.880 --> 0:16:22.760
<v Speaker 1>carried the mere get to score the touchdowns, and so

0:16:23.400 --> 0:16:25.000
<v Speaker 1>you know, that was what my passion was at. So

0:16:25.080 --> 0:16:28.280
<v Speaker 1>when I committed to Tennessee, you know, they had Jamal

0:16:28.480 --> 0:16:34.880
<v Speaker 1>Lewis and uh um, what's Travis's last? Travis Travis, And

0:16:34.960 --> 0:16:36.680
<v Speaker 1>so I'm like, man, I like the way these guys

0:16:36.800 --> 0:16:39.120
<v Speaker 1>running the football, and so I'm like, man, I want

0:16:39.120 --> 0:16:42.040
<v Speaker 1>to go here. And you know, they stilled they downhill

0:16:42.080 --> 0:16:45.120
<v Speaker 1>approach and then when they started then coaches started talking

0:16:45.160 --> 0:16:47.960
<v Speaker 1>about possible moving the linebacker and all of this stuff.

0:16:48.480 --> 0:16:50.120
<v Speaker 1>I'm like, man, wait a minute, let me let me

0:16:50.160 --> 0:16:52.000
<v Speaker 1>see what else out there. So I took one official

0:16:52.080 --> 0:16:54.960
<v Speaker 1>visit and went to Auburn. And how I got committed

0:16:55.000 --> 0:16:56.640
<v Speaker 1>the album was when I first got there, I was

0:16:56.680 --> 0:16:59.400
<v Speaker 1>recruited to play baseball there as well, and so the

0:16:59.440 --> 0:17:03.040
<v Speaker 1>first style was the baseball facility and then ended up

0:17:03.360 --> 0:17:05.680
<v Speaker 1>locking it. It was like a small town, ain't nothing

0:17:05.720 --> 0:17:08.239
<v Speaker 1>in the aver but Alver and so I was like, man,

0:17:08.320 --> 0:17:10.359
<v Speaker 1>this feels like home. And so I end up committing

0:17:10.359 --> 0:17:12.639
<v Speaker 1>to Tennessee. I meant to albur or de commend from

0:17:12.680 --> 0:17:14.920
<v Speaker 1>Tennessee going to Auburn like a week or so before

0:17:14.960 --> 0:17:19.120
<v Speaker 1>signing day, And so, were you gonna play baseball as well?

0:17:19.160 --> 0:17:23.600
<v Speaker 1>Are you just you were just set on playing football? Yeah,

0:17:23.720 --> 0:17:25.920
<v Speaker 1>I thought about it. You know, in that recruiting you

0:17:26.000 --> 0:17:28.200
<v Speaker 1>know how a lot of them conversations go, you hear

0:17:28.200 --> 0:17:31.399
<v Speaker 1>a lot of stuff. Yeah, a lot of stuff that

0:17:31.480 --> 0:17:33.639
<v Speaker 1>might not necessarily be true when you get there. And so,

0:17:34.640 --> 0:17:36.720
<v Speaker 1>you know, when I got there, it was like, oh, yeah,

0:17:36.760 --> 0:17:40.119
<v Speaker 1>you can't play baseball. But since you have a football scholarship,

0:17:41.160 --> 0:17:43.760
<v Speaker 1>all the obligations for football come first. So you come

0:17:43.840 --> 0:17:46.000
<v Speaker 1>to win the workouts, you come to all of this stuff.

0:17:46.040 --> 0:17:48.520
<v Speaker 1>Then you go to baseball practice and I'm like, man,

0:17:48.680 --> 0:17:50.240
<v Speaker 1>the first year after seeing it, you know, I end

0:17:50.320 --> 0:17:53.720
<v Speaker 1>up red shirting, trying to do that wasn't playing and

0:17:53.840 --> 0:17:56.080
<v Speaker 1>trying to do school. I'm like, yeah, I'm gonna be

0:17:56.119 --> 0:17:57.600
<v Speaker 1>one of them tests to be back at the career

0:17:57.760 --> 0:18:00.360
<v Speaker 1>real fast. So I ain't even I ain't never give

0:18:00.359 --> 0:18:02.040
<v Speaker 1>it a shot. That's one of my biggest regrets though,

0:18:02.080 --> 0:18:04.879
<v Speaker 1>that I didn't give it a shot. This is a

0:18:05.000 --> 0:18:09.520
<v Speaker 1>non football question, but how much did college prepare you

0:18:09.640 --> 0:18:14.600
<v Speaker 1>for life? Not much at all? You know, I think

0:18:14.640 --> 0:18:16.439
<v Speaker 1>the big part about it, the biggest thing that came

0:18:16.480 --> 0:18:18.480
<v Speaker 1>from sports to me was, you know, I met a

0:18:18.560 --> 0:18:20.920
<v Speaker 1>lot of people that I wouldn't have other otherwise met,

0:18:21.119 --> 0:18:23.479
<v Speaker 1>you know, like being on this podcast, like a crossing

0:18:23.600 --> 0:18:26.359
<v Speaker 1>paths with someone of you know, your statue, Meeting guys

0:18:26.760 --> 0:18:28.399
<v Speaker 1>like you guys. You know, I think that was the

0:18:28.400 --> 0:18:30.560
<v Speaker 1>biggest thing that football deal for me. But outside of that,

0:18:31.480 --> 0:18:33.480
<v Speaker 1>in terms of you know, me coming and going in

0:18:33.560 --> 0:18:38.080
<v Speaker 1>corporate America, I had zero preparations, especially like even getting drafted.

0:18:38.320 --> 0:18:41.399
<v Speaker 1>You know, I wasn't financially ready. I didn't understand that,

0:18:41.480 --> 0:18:44.679
<v Speaker 1>and so, you know, whow draft day was probably one

0:18:44.720 --> 0:18:47.159
<v Speaker 1>of the most exciting days. It was also one of

0:18:47.240 --> 0:18:50.119
<v Speaker 1>the scariest coming from where I come from. I didn't

0:18:50.160 --> 0:18:51.760
<v Speaker 1>know what to do with it. And then you gotta

0:18:51.800 --> 0:18:54.040
<v Speaker 1>think somebody to give me money and take me and

0:18:54.080 --> 0:18:56.960
<v Speaker 1>put me in a city like Miami. Um, you know

0:18:57.080 --> 0:18:59.000
<v Speaker 1>that was kind of how do I navigate this? And

0:18:59.200 --> 0:19:00.920
<v Speaker 1>in the back of my mind and I'm thinking, I

0:19:01.040 --> 0:19:02.359
<v Speaker 1>just don't want to be one of them guys that

0:19:02.440 --> 0:19:04.879
<v Speaker 1>go broke and not really know what the situation or

0:19:05.400 --> 0:19:09.199
<v Speaker 1>mess this situation up. Thanks for listening to my dad.

0:19:09.200 --> 0:19:11.440
<v Speaker 1>And talk a lot. He loves to talk. Just give

0:19:11.480 --> 0:19:17.200
<v Speaker 1>him a minute and he'll be right back. I love

0:19:17.440 --> 0:19:20.120
<v Speaker 1>cut to It, and I love it even more when

0:19:20.200 --> 0:19:24.480
<v Speaker 1>you download us and subscribe, and you can follow us

0:19:24.480 --> 0:19:27.440
<v Speaker 1>on social media too, Smithie, Where where at? That's at?

0:19:27.520 --> 0:19:31.720
<v Speaker 1>Cut to It on Instagram? What about Twitter? At? Cut

0:19:31.800 --> 0:19:35.600
<v Speaker 1>to It Facebook? Cut to It featuring Steve Smith singr?

0:19:36.119 --> 0:19:39.120
<v Speaker 1>What about online? And you can follow us at cut

0:19:39.200 --> 0:19:42.320
<v Speaker 1>to It podcast dot com where you can buy merch

0:19:42.760 --> 0:19:45.600
<v Speaker 1>and you can subscribe to us wherever you listen to podcasts.

0:19:46.440 --> 0:19:49.720
<v Speaker 1>I got all my answers questions. Um, yeah, I got

0:19:49.840 --> 0:19:53.160
<v Speaker 1>all my questions answered. That's what I'm here for, a brother,

0:19:53.600 --> 0:19:57.400
<v Speaker 1>cut to a Podcast dot com. You're a financial advisor

0:19:57.760 --> 0:20:04.120
<v Speaker 1>now and you get to look back at Ronnie when

0:20:04.200 --> 0:20:07.480
<v Speaker 1>he got drafted. You know your story, right, and this

0:20:07.680 --> 0:20:10.679
<v Speaker 1>isn't a time for us to dredge up and then

0:20:10.760 --> 0:20:13.200
<v Speaker 1>try to poke hose through your story. But just to

0:20:13.400 --> 0:20:19.160
<v Speaker 1>hear you're going backwards into saying like were you really

0:20:19.240 --> 0:20:22.560
<v Speaker 1>set up for success? And if you were not, why

0:20:22.800 --> 0:20:25.920
<v Speaker 1>is that? Because before you answer, there are a ton

0:20:26.000 --> 0:20:31.240
<v Speaker 1>of people right just you know, we can all drive

0:20:31.440 --> 0:20:36.880
<v Speaker 1>past the situation and assume why that individual is there

0:20:37.119 --> 0:20:44.720
<v Speaker 1>for instance, mental health, right some people mental health or

0:20:44.840 --> 0:20:47.720
<v Speaker 1>even if you take an aspirin, you're take an aspirin

0:20:48.160 --> 0:20:51.680
<v Speaker 1>for the symptoms. But sometimes we don't go to the

0:20:51.800 --> 0:20:56.080
<v Speaker 1>root cause. And you being a financial advisor now and

0:20:56.240 --> 0:20:59.200
<v Speaker 1>also being the kid with the headache when you're in

0:20:59.240 --> 0:21:01.720
<v Speaker 1>the league, you would take and asper. But now you're

0:21:01.720 --> 0:21:03.879
<v Speaker 1>a financial planning you get to go to the root cause.

0:21:04.359 --> 0:21:06.439
<v Speaker 1>What do you believe some of your root causes were

0:21:06.680 --> 0:21:11.120
<v Speaker 1>for you in some of the financial prosperity and mistakes

0:21:11.200 --> 0:21:15.000
<v Speaker 1>that you made as a young man, you know, the environment,

0:21:15.160 --> 0:21:18.800
<v Speaker 1>not even knowing what wealth accumulation was. You know, I

0:21:18.880 --> 0:21:22.840
<v Speaker 1>think the majority of US athletes, our exposure to to

0:21:23.040 --> 0:21:26.879
<v Speaker 1>wealth is usually tied to debt initially um and so

0:21:27.240 --> 0:21:30.720
<v Speaker 1>growing up, why do you think it's tied to debt?

0:21:33.359 --> 0:21:36.400
<v Speaker 1>Let's just say for me, like, let's just say one year,

0:21:36.520 --> 0:21:40.080
<v Speaker 1>like for Christmas, we couldn't afford you know, Christmas presents,

0:21:40.119 --> 0:21:42.639
<v Speaker 1>and so you know, luckily I have a set of

0:21:42.720 --> 0:21:45.119
<v Speaker 1>god parents, you know, white family that came in and

0:21:45.200 --> 0:21:47.360
<v Speaker 1>I met my god brother at six years old. Plan

0:21:47.840 --> 0:21:51.480
<v Speaker 1>you know, a recreation football. But one year my mom

0:21:51.640 --> 0:21:54.919
<v Speaker 1>took you know my name, and you know, I'm junior.

0:21:55.560 --> 0:21:57.920
<v Speaker 1>We applied for a credit card. That was how we

0:21:58.080 --> 0:22:01.840
<v Speaker 1>got Christmas presents for that year. And so not until

0:22:01.920 --> 0:22:05.360
<v Speaker 1>after I graduated and I got drafted, I paid that off.

0:22:05.520 --> 0:22:10.920
<v Speaker 1>And so my initial experience with having money was dead

0:22:11.119 --> 0:22:13.600
<v Speaker 1>because I didn't know how to have money because I

0:22:13.720 --> 0:22:17.000
<v Speaker 1>come from an environment where, you know, I was taught

0:22:17.040 --> 0:22:20.720
<v Speaker 1>to survive. I never understood the benefits of thriving. I

0:22:20.840 --> 0:22:23.200
<v Speaker 1>never heard of, you know, five to nine accounts. I

0:22:23.280 --> 0:22:25.440
<v Speaker 1>never heard of some of these things to set you up,

0:22:26.000 --> 0:22:28.040
<v Speaker 1>you know, even life insurance. So there were certain things

0:22:28.119 --> 0:22:29.840
<v Speaker 1>that I didn't even know about that I had to

0:22:30.000 --> 0:22:32.440
<v Speaker 1>educate my cell phone. And so when you come from

0:22:32.480 --> 0:22:35.400
<v Speaker 1>that type of environment, you don't know and you don't

0:22:35.440 --> 0:22:37.719
<v Speaker 1>know what you don't know. And so you know, when

0:22:37.760 --> 0:22:39.879
<v Speaker 1>you asked me about how to school prepare you for that,

0:22:40.160 --> 0:22:44.520
<v Speaker 1>it doesn't because realistically speaking, a lot of the coaches

0:22:44.560 --> 0:22:46.920
<v Speaker 1>that are tied to universities, their job is to win.

0:22:47.119 --> 0:22:50.040
<v Speaker 1>They're not tied to you know, you going to class

0:22:50.240 --> 0:22:52.520
<v Speaker 1>or seeing what your major is. They don't ask you that.

0:22:52.720 --> 0:22:55.280
<v Speaker 1>Like the one thing that most coaches and I ain't

0:22:55.280 --> 0:22:59.680
<v Speaker 1>gonna say all is like are you eligible? It ain't

0:23:00.040 --> 0:23:01.840
<v Speaker 1>us your g p A or what are you majoring

0:23:01.880 --> 0:23:03.800
<v Speaker 1>in or what are you planning on doing? It's are

0:23:03.880 --> 0:23:07.360
<v Speaker 1>you eligible? And then I don't even think it's coincidental

0:23:07.480 --> 0:23:10.159
<v Speaker 1>that when you first get to school you bugged out

0:23:10.200 --> 0:23:12.440
<v Speaker 1>with a bunch of elective classes. This has nothing to

0:23:12.520 --> 0:23:15.120
<v Speaker 1>do with you know what you're trying to get into.

0:23:15.240 --> 0:23:17.680
<v Speaker 1>What's happening post college. You do a bunch of electives,

0:23:17.760 --> 0:23:19.879
<v Speaker 1>and I think the initial thought is let's get in,

0:23:19.960 --> 0:23:22.520
<v Speaker 1>help them get transition, to keep them eligible for sports.

0:23:22.880 --> 0:23:24.720
<v Speaker 1>And then the ones that showed that they've got a

0:23:24.800 --> 0:23:26.960
<v Speaker 1>lot of ability, those are the ones that we're gonna

0:23:27.040 --> 0:23:29.119
<v Speaker 1>keep around. But the ones that don't, that's how we

0:23:29.240 --> 0:23:32.440
<v Speaker 1>weed out the process. Um and so it ain't even

0:23:32.600 --> 0:23:34.879
<v Speaker 1>a good process when you start from it. And you know,

0:23:34.960 --> 0:23:37.000
<v Speaker 1>you hear a lot of the arguments, oh yeah, you

0:23:37.080 --> 0:23:39.000
<v Speaker 1>got a free education. Where you got to think about it,

0:23:39.080 --> 0:23:41.280
<v Speaker 1>the majority of these guys didn't even go to college

0:23:41.560 --> 0:23:44.320
<v Speaker 1>to go to school. They're going because of the opportunity

0:23:44.440 --> 0:23:46.480
<v Speaker 1>to use this for a way to get to where

0:23:46.480 --> 0:23:49.399
<v Speaker 1>they're trying to get to. I mean, I think you

0:23:49.440 --> 0:23:51.440
<v Speaker 1>brought up an interesting point. It's on one hand, I

0:23:51.480 --> 0:23:53.840
<v Speaker 1>can look at my college experience and say, I meant

0:23:54.040 --> 0:23:58.800
<v Speaker 1>connections that have put me into the trajectory of my

0:23:58.920 --> 0:24:03.240
<v Speaker 1>career and entrepreneur journey to where you know, they open

0:24:03.359 --> 0:24:05.760
<v Speaker 1>up a spot at the table for me. But other hand,

0:24:05.920 --> 0:24:09.439
<v Speaker 1>I agree with you running into where I wasn't prepared

0:24:09.480 --> 0:24:13.360
<v Speaker 1>for adulthood. Through through college, you don't learn about balancing

0:24:13.400 --> 0:24:16.440
<v Speaker 1>the checkbook, you don't learn about that income ratio, you

0:24:16.480 --> 0:24:18.560
<v Speaker 1>don't necessarily nless. You're like an economics major, but you

0:24:18.560 --> 0:24:23.080
<v Speaker 1>don't necessarily learn all those tangible things. So it's it

0:24:23.200 --> 0:24:25.680
<v Speaker 1>goes both ways. But I think ultimately the root of

0:24:25.800 --> 0:24:27.800
<v Speaker 1>it goes to and I think it even just extends

0:24:27.840 --> 0:24:31.560
<v Speaker 1>outside of athletes. Is just financial literacy. If that, if

0:24:31.640 --> 0:24:33.800
<v Speaker 1>that isn't passed down or if it isn't taught, it

0:24:33.880 --> 0:24:38.320
<v Speaker 1>can evade someone very very quickly. Yeah, and and that's

0:24:38.359 --> 0:24:41.119
<v Speaker 1>most guys story. Think about it, like you come from

0:24:41.160 --> 0:24:44.440
<v Speaker 1>an environment and then you go into this to play sports.

0:24:44.960 --> 0:24:46.960
<v Speaker 1>You know, you don't have a coach or even just

0:24:47.280 --> 0:24:49.240
<v Speaker 1>let me take a step back, growing up, like we

0:24:49.320 --> 0:24:53.640
<v Speaker 1>don't apply educational knowledge. Like my son is eight years old,

0:24:53.960 --> 0:24:57.400
<v Speaker 1>and so when he goes out, everybody, oh, like Reese Brown,

0:24:57.600 --> 0:25:00.200
<v Speaker 1>he's the fastest guy in third grade, like the way

0:25:00.280 --> 0:25:02.600
<v Speaker 1>that they applaud that they don't do the same thing

0:25:02.680 --> 0:25:06.680
<v Speaker 1>for education and information because at the same time, you know,

0:25:06.720 --> 0:25:08.480
<v Speaker 1>I'm looking at him and talk about the importance of

0:25:08.560 --> 0:25:11.240
<v Speaker 1>going to school, and he's like, well, I don't want

0:25:11.240 --> 0:25:13.760
<v Speaker 1>to be labeled as a nerd, and so you know,

0:25:13.840 --> 0:25:17.320
<v Speaker 1>there's a negative connotation with being a smart kid, you know,

0:25:17.560 --> 0:25:19.719
<v Speaker 1>And so I think that was the case even growing up,

0:25:19.920 --> 0:25:21.480
<v Speaker 1>Like you didn't want to be the smart kid. So

0:25:22.000 --> 0:25:24.639
<v Speaker 1>that's why a lot of guys acted out or you know,

0:25:24.720 --> 0:25:26.560
<v Speaker 1>it was kind of like the envy part of because

0:25:26.600 --> 0:25:28.520
<v Speaker 1>I'm not smart, I get a chance to be a

0:25:28.600 --> 0:25:30.399
<v Speaker 1>bully and so make it not cool to be the

0:25:30.480 --> 0:25:33.000
<v Speaker 1>smart guy. And so, you know, I think that's a

0:25:33.600 --> 0:25:36.360
<v Speaker 1>that's you that's another issue in itself, like they don't

0:25:36.400 --> 0:25:39.680
<v Speaker 1>apply education or it's just that people don't like you

0:25:39.720 --> 0:25:41.840
<v Speaker 1>can't pass down something that you don't have. So I

0:25:41.920 --> 0:25:43.800
<v Speaker 1>think that's the other part too, that that that that

0:25:44.000 --> 0:25:47.000
<v Speaker 1>that information isn't obtained, so it can't be passed down.

0:25:47.160 --> 0:25:52.560
<v Speaker 1>The other layer is they're also being a distraction because

0:25:52.640 --> 0:25:56.639
<v Speaker 1>some of the um some of what they're learning or

0:25:56.840 --> 0:26:01.320
<v Speaker 1>being taught, it isn't registering, right, they they're they're not

0:26:02.240 --> 0:26:07.520
<v Speaker 1>grasping because we've taken out home economics. We're taken out that.

0:26:07.880 --> 0:26:10.280
<v Speaker 1>You know. I I remember growing up when we did

0:26:10.320 --> 0:26:13.200
<v Speaker 1>it every year. Man, we used to make this little

0:26:13.280 --> 0:26:17.760
<v Speaker 1>stupid silly teddy beer. Right, used to sow it, cut

0:26:17.840 --> 0:26:22.159
<v Speaker 1>it out, yarn, put the cotton in there, and you know,

0:26:22.320 --> 0:26:31.160
<v Speaker 1>make a phase. I be, well, but we used to. Yeah,

0:26:31.200 --> 0:26:33.720
<v Speaker 1>you used to do that and cook all of that stuff.

0:26:33.760 --> 0:26:38.639
<v Speaker 1>They don't have it anymore. It's you remember drivers in

0:26:38.920 --> 0:26:41.720
<v Speaker 1>used to be offered in school. I remember they took

0:26:41.800 --> 0:26:44.840
<v Speaker 1>drivers at out of my high school like two years

0:26:44.880 --> 0:26:48.840
<v Speaker 1>before I got to high school. Pretty much while I

0:26:48.840 --> 0:26:50.600
<v Speaker 1>didn't get a drivers like I was about twin two,

0:26:52.480 --> 0:26:54.639
<v Speaker 1>because you also, I also didn't have no folks to

0:26:54.720 --> 0:26:57.840
<v Speaker 1>have insurance. You couldn't take the driver's test without insurance

0:26:57.880 --> 0:27:01.600
<v Speaker 1>proof of insurance, so that ain't My family wasn't signed

0:27:01.640 --> 0:27:04.920
<v Speaker 1>enough to get there are get the car taken. So

0:27:06.040 --> 0:27:11.560
<v Speaker 1>it's uh so what what money wise? As an as

0:27:11.600 --> 0:27:16.960
<v Speaker 1>an advisor and going into corporate America, it's been the

0:27:17.040 --> 0:27:20.680
<v Speaker 1>hardest transition for you. Would you say it's hard to

0:27:20.880 --> 0:27:24.280
<v Speaker 1>be in a former athlete to transition to corporate America

0:27:24.359 --> 0:27:29.359
<v Speaker 1>because of how people UH view you a thousand percent,

0:27:29.640 --> 0:27:32.240
<v Speaker 1>you know, and I think there's two hurdles, right, and

0:27:32.320 --> 0:27:37.119
<v Speaker 1>so making that transition. One of the hurdles was because

0:27:37.400 --> 0:27:40.200
<v Speaker 1>you know, I think certain people regarding me as a

0:27:40.920 --> 0:27:45.000
<v Speaker 1>I guess someone who you know had been a professional

0:27:45.119 --> 0:27:48.400
<v Speaker 1>being drafted, you know, second pick, and so wondering why

0:27:48.800 --> 0:27:52.000
<v Speaker 1>like why would you transition into something else following you know,

0:27:52.160 --> 0:27:54.479
<v Speaker 1>a career where you know, people look at it as, oh,

0:27:54.600 --> 0:27:56.720
<v Speaker 1>I know how much money you made, And so in

0:27:56.840 --> 0:27:59.639
<v Speaker 1>our own cults, especially as black people, is oh, you

0:27:59.760 --> 0:28:03.040
<v Speaker 1>must to be broke since you're working. Um. But then

0:28:03.800 --> 0:28:07.280
<v Speaker 1>wait till you downsize what size and your neighbors looking

0:28:07.320 --> 0:28:09.240
<v Speaker 1>at you like, oh, you know, must tricked off his money.

0:28:09.480 --> 0:28:13.000
<v Speaker 1>Not that I'm talking personal, just tell me what they

0:28:13.080 --> 0:28:16.040
<v Speaker 1>say when you're down size, right, And so that part

0:28:16.080 --> 0:28:17.680
<v Speaker 1>of it. But then also on the other end of

0:28:17.720 --> 0:28:22.280
<v Speaker 1>the spectrum, the reason I emphasized education to my kids

0:28:22.359 --> 0:28:26.920
<v Speaker 1>is transitioning into corporate America, I realized people don't respect

0:28:27.800 --> 0:28:30.679
<v Speaker 1>athletes in an intellect you know what I mean, because

0:28:31.400 --> 0:28:33.760
<v Speaker 1>and I've had a bunch of those conversations where, you know,

0:28:33.800 --> 0:28:35.639
<v Speaker 1>when I first got into this and I'm taking the

0:28:35.720 --> 0:28:38.000
<v Speaker 1>licensing exams and all of these things. You know, the

0:28:38.040 --> 0:28:41.720
<v Speaker 1>first question is, uh, you know, did you take the

0:28:41.760 --> 0:28:43.840
<v Speaker 1>series seven? Have you taken the sixty six? And I'm

0:28:43.880 --> 0:28:46.600
<v Speaker 1>like yeah, and then like and you passed? And I'm

0:28:46.640 --> 0:28:50.160
<v Speaker 1>like yeah, Like just you know. And so those comments

0:28:50.600 --> 0:28:53.040
<v Speaker 1>saying what are you saying a whole because that's a

0:28:53.200 --> 0:28:58.600
<v Speaker 1>that's all disrespectful. That's how they look at us. The

0:28:58.720 --> 0:29:00.880
<v Speaker 1>thing that I think about is people respect you for

0:29:00.920 --> 0:29:02.680
<v Speaker 1>what you do, but not for what you think. We

0:29:02.880 --> 0:29:04.560
<v Speaker 1>we love, we love your talent, but we don't love

0:29:04.600 --> 0:29:09.040
<v Speaker 1>your mind. I always talk about is how athletes, how

0:29:09.120 --> 0:29:15.160
<v Speaker 1>we assess, how we must adjust at halftime and in practice?

0:29:16.360 --> 0:29:22.360
<v Speaker 1>Right that how the corporate classroom lacks the adjustment They

0:29:22.560 --> 0:29:25.840
<v Speaker 1>lack the ability to make. Like it takes six or

0:29:25.880 --> 0:29:28.240
<v Speaker 1>seven months or sometimes six or seven years to even

0:29:28.400 --> 0:29:34.440
<v Speaker 1>see the residdual of making one or two decisions, where

0:29:34.520 --> 0:29:37.080
<v Speaker 1>those one and two decisions are the difference between winning

0:29:37.160 --> 0:29:41.280
<v Speaker 1>and losing a game. And you you'll talk about it

0:29:41.400 --> 0:29:45.120
<v Speaker 1>the following Monday after less than twenty four hours of

0:29:45.360 --> 0:29:48.520
<v Speaker 1>of of experience in it. So, how did foot? How

0:29:48.560 --> 0:29:52.680
<v Speaker 1>did how did play? In sports? And corporate America, Like,

0:29:52.760 --> 0:29:55.720
<v Speaker 1>how did they bud heads from you being a high

0:29:56.000 --> 0:30:01.880
<v Speaker 1>obtained performing individual? Yeah? Well, I think one thing is

0:30:02.400 --> 0:30:07.320
<v Speaker 1>as athletes, who especially aspire to do things intellectually, you

0:30:07.480 --> 0:30:11.280
<v Speaker 1>have an advantaged because, like you said, like as athletes,

0:30:11.320 --> 0:30:13.680
<v Speaker 1>you learn how to deal with adversity, you learn how

0:30:13.720 --> 0:30:16.200
<v Speaker 1>to be a team player and how to sacrifice. That

0:30:16.280 --> 0:30:19.479
<v Speaker 1>ain't something necessarily true when you come into corporate America

0:30:19.560 --> 0:30:23.480
<v Speaker 1>because that your existence is based on individual It's like

0:30:23.680 --> 0:30:26.680
<v Speaker 1>you know everything that you learned up through you know,

0:30:26.760 --> 0:30:29.680
<v Speaker 1>I think that point of marriage is what do I

0:30:29.800 --> 0:30:31.480
<v Speaker 1>need to do to be better? Like? How can I

0:30:31.640 --> 0:30:33.440
<v Speaker 1>do this? Like? What do I need to do? How?

0:30:33.840 --> 0:30:36.640
<v Speaker 1>And so it's all pertaining to I. Whereas you learn

0:30:36.720 --> 0:30:39.600
<v Speaker 1>a sense of sacrifice being an athlete, you learned how

0:30:39.640 --> 0:30:42.760
<v Speaker 1>to deal with adversities, You learn how to deal with challenges.

0:30:43.120 --> 0:30:45.360
<v Speaker 1>You know, I wouldn't call it failures, uh, I call

0:30:45.400 --> 0:30:50.000
<v Speaker 1>it learning lessons, teachable moments, and so you learn those things.

0:30:50.080 --> 0:30:52.960
<v Speaker 1>So coming into corporate America, I felt like I had

0:30:53.000 --> 0:30:56.480
<v Speaker 1>an advantage. My biggest hurdle was people not wanting to

0:30:56.560 --> 0:30:59.120
<v Speaker 1>allow me to grow outside of that box that they

0:30:59.160 --> 0:31:01.200
<v Speaker 1>wanted to keep me in. As you know, the second

0:31:01.280 --> 0:31:04.680
<v Speaker 1>overall pick the Miami Dolphin's former running back and wanting

0:31:04.680 --> 0:31:07.440
<v Speaker 1>to keep me in that space. But intellectually, you know,

0:31:07.520 --> 0:31:09.280
<v Speaker 1>I feel like there's you know, certain a lot of

0:31:09.320 --> 0:31:12.360
<v Speaker 1>stuff to learn, but you know what we've done. It's

0:31:12.400 --> 0:31:14.720
<v Speaker 1>not many people that can accomplish that. But being able

0:31:14.760 --> 0:31:17.600
<v Speaker 1>to go and educate yourself, that's the easy part of

0:31:17.680 --> 0:31:19.440
<v Speaker 1>all you have to do is apply yourself. And so,

0:31:20.080 --> 0:31:22.520
<v Speaker 1>you know, I think that's what really helped me, even

0:31:22.600 --> 0:31:25.000
<v Speaker 1>with going through those tests, Like those exams weren't easy,

0:31:25.080 --> 0:31:26.760
<v Speaker 1>Like it's the first time in my life I ever

0:31:26.840 --> 0:31:29.360
<v Speaker 1>took a six hour exam, But to sit there and

0:31:29.480 --> 0:31:32.160
<v Speaker 1>be dedicated, I know what that's like. It took me

0:31:32.320 --> 0:31:34.920
<v Speaker 1>twenty two years to get to the NFL or you know,

0:31:34.960 --> 0:31:37.400
<v Speaker 1>we'd say probably six team because he started at six

0:31:37.480 --> 0:31:39.800
<v Speaker 1>years old when I have started playing. And so to

0:31:39.920 --> 0:31:43.120
<v Speaker 1>have that and understand what it means to be dedicated

0:31:43.200 --> 0:31:46.800
<v Speaker 1>determined to an end goal, not a lot of people

0:31:46.840 --> 0:31:49.200
<v Speaker 1>can say that, you know, And so I feel like

0:31:49.440 --> 0:31:53.080
<v Speaker 1>that was my advantage and understanding that and being willing

0:31:53.160 --> 0:31:55.200
<v Speaker 1>to do you know, because the guys like yourself to

0:31:55.240 --> 0:31:57.320
<v Speaker 1>be like a guy that I you know, is a

0:31:57.520 --> 0:32:00.200
<v Speaker 1>hall of fame wide receiver. There is a will the

0:32:00.280 --> 0:32:04.040
<v Speaker 1>commitment that normal people A lot of people don't understand

0:32:04.120 --> 0:32:06.480
<v Speaker 1>that you have to be willing to do and certain

0:32:06.520 --> 0:32:08.560
<v Speaker 1>sacrifices that you have to make to get to that

0:32:08.720 --> 0:32:11.480
<v Speaker 1>level of success. And so to know that you're able

0:32:11.520 --> 0:32:13.520
<v Speaker 1>to do that when you know most people would have

0:32:13.600 --> 0:32:16.480
<v Speaker 1>quit at certain moments like breaking your form a, certain things.

0:32:17.080 --> 0:32:19.400
<v Speaker 1>Not everybody is willing to do that, and so I'm like, man,

0:32:19.440 --> 0:32:21.440
<v Speaker 1>I'm willing to do something to not I'm willing to

0:32:21.520 --> 0:32:23.960
<v Speaker 1>go you know where you are to get to where

0:32:24.000 --> 0:32:26.440
<v Speaker 1>I'm trying to go. And part of that probably comes from,

0:32:26.680 --> 0:32:28.960
<v Speaker 1>you know, an upbringing, but the other part of it is,

0:32:29.560 --> 0:32:32.960
<v Speaker 1>you know, hey, just as a competitor, that's what I enjoy,

0:32:33.200 --> 0:32:36.840
<v Speaker 1>like it's being better. What are some of the biggest

0:32:37.040 --> 0:32:42.880
<v Speaker 1>misconceptions that you've seen transitioning for football into corporate America

0:32:43.160 --> 0:32:48.320
<v Speaker 1>That people have things you've you have seen with your

0:32:48.440 --> 0:32:53.240
<v Speaker 1>eyes because of being a football player, not allowing we

0:32:53.360 --> 0:32:55.640
<v Speaker 1>call a Jedi mind trick. You know, when you're running back,

0:32:55.680 --> 0:32:58.160
<v Speaker 1>you're sitting in there and the in the and you're

0:32:58.360 --> 0:33:00.240
<v Speaker 1>right next to the quarterbacks. So the quarterback in the

0:33:00.320 --> 0:33:03.520
<v Speaker 1>center has to make adjustments based on the defense, and

0:33:03.760 --> 0:33:06.640
<v Speaker 1>if if the full if the free safety comes down,

0:33:06.760 --> 0:33:09.480
<v Speaker 1>they slide and he comes down, and now he's the

0:33:09.720 --> 0:33:14.280
<v Speaker 1>he's a he's a nickel uh linebacker, you know. And

0:33:14.560 --> 0:33:16.440
<v Speaker 1>so they start to do things and then the quarterback

0:33:16.480 --> 0:33:19.920
<v Speaker 1>says a magical word in that offense that tells all

0:33:20.000 --> 0:33:23.920
<v Speaker 1>the other men we have to make an adjustment. How

0:33:24.840 --> 0:33:28.479
<v Speaker 1>is the adjustment ability in corporate America when you compared

0:33:28.520 --> 0:33:32.920
<v Speaker 1>to football and and and or sports in corporate America, Dude,

0:33:33.080 --> 0:33:35.120
<v Speaker 1>I think we're starting to see the effects of that.

0:33:35.360 --> 0:33:37.880
<v Speaker 1>You know, we talk about, uh, you know, all of

0:33:37.960 --> 0:33:40.840
<v Speaker 1>this mental stuff that's going on. I think a huge

0:33:40.920 --> 0:33:44.640
<v Speaker 1>part of that is due to these adversities and the

0:33:44.760 --> 0:33:47.720
<v Speaker 1>lack of being able to make adjustments, you know. I

0:33:47.840 --> 0:33:50.680
<v Speaker 1>think as an effect of that is a lot of

0:33:50.720 --> 0:33:53.520
<v Speaker 1>the mental challenges we're seeing. Like I think that's you know,

0:33:53.720 --> 0:33:55.560
<v Speaker 1>not what a lot of people used to, especially like

0:33:55.640 --> 0:33:58.520
<v Speaker 1>in certain environments like my kids go to private school, right,

0:33:59.040 --> 0:34:01.880
<v Speaker 1>and so I think one of the challenges in those

0:34:02.000 --> 0:34:05.280
<v Speaker 1>environments is you're in a bubble because everybody around you

0:34:05.440 --> 0:34:08.279
<v Speaker 1>is like you, you know, everybody has some type or

0:34:08.320 --> 0:34:11.080
<v Speaker 1>for the most part, everybody has prominent financial means or

0:34:11.520 --> 0:34:14.640
<v Speaker 1>everyone has shared goals of you know, where they come

0:34:14.719 --> 0:34:18.040
<v Speaker 1>from where whereas you know, when you talk about getting

0:34:18.040 --> 0:34:20.719
<v Speaker 1>outside of that bubble and the reality of life, not

0:34:20.920 --> 0:34:23.160
<v Speaker 1>everyone can deal with that adversity. That's why I think

0:34:23.239 --> 0:34:27.640
<v Speaker 1>there's you know, a huge upside to creating diverse companies

0:34:27.760 --> 0:34:30.239
<v Speaker 1>or being in diverse company Like Steve see if you

0:34:30.320 --> 0:34:32.719
<v Speaker 1>can put on a jacket and go a suit and

0:34:32.800 --> 0:34:35.560
<v Speaker 1>tie and go into a room with a bunch of billionaires,

0:34:36.000 --> 0:34:38.439
<v Speaker 1>or you can go to you know, to the middle

0:34:38.440 --> 0:34:40.640
<v Speaker 1>of the hood in l A and hang out and

0:34:40.800 --> 0:34:44.200
<v Speaker 1>be just as comfortable. Not everybody has that flexibility, and

0:34:44.280 --> 0:34:46.400
<v Speaker 1>so being able to be able to be comfortable in

0:34:46.560 --> 0:34:49.560
<v Speaker 1>those different environments gives you an advantage. And so a

0:34:49.680 --> 0:34:52.759
<v Speaker 1>lot of times in corporate America, people don't have that

0:34:52.880 --> 0:34:55.759
<v Speaker 1>flexibility and don't know how to make those you know,

0:34:55.920 --> 0:34:59.080
<v Speaker 1>own side adjustments or in the moment adjustments when it

0:34:59.160 --> 0:35:02.759
<v Speaker 1>comes to you know, those disappointments or those adversities when

0:35:02.800 --> 0:35:06.239
<v Speaker 1>you first got onto the corporate America, did something with

0:35:06.480 --> 0:35:10.600
<v Speaker 1>your ability to make the adjustments where they counterintuitive for

0:35:10.640 --> 0:35:14.759
<v Speaker 1>your success originally a little bit, because I think that

0:35:14.880 --> 0:35:18.600
<v Speaker 1>the reality of it is, like you lose a little

0:35:18.600 --> 0:35:21.279
<v Speaker 1>bit of yourself, especially for me, Like, you know, I

0:35:21.400 --> 0:35:24.239
<v Speaker 1>think to some degree at forty years old, now I

0:35:24.320 --> 0:35:28.200
<v Speaker 1>don't think that I've always organically been myself. And that's

0:35:28.360 --> 0:35:30.200
<v Speaker 1>sad to say. You know what I'm saying, I feel

0:35:30.239 --> 0:35:34.200
<v Speaker 1>like in certain environments, you know, I in certain environments

0:35:34.280 --> 0:35:36.600
<v Speaker 1>for me to make that transition, I feel like I

0:35:36.719 --> 0:35:40.920
<v Speaker 1>had to assimilate to a certain environment, which made me uncomfortable, like,

0:35:41.120 --> 0:35:43.000
<v Speaker 1>you know, going into it. You know, now I don't

0:35:43.200 --> 0:35:45.719
<v Speaker 1>really wear suits, but when I first got into it,

0:35:46.120 --> 0:35:48.520
<v Speaker 1>you know, I was dressing with slacks and you know,

0:35:48.600 --> 0:35:50.560
<v Speaker 1>I look like a little insurance guy, but I was

0:35:52.920 --> 0:35:55.360
<v Speaker 1>you know, I was trying to make everybody feel comfortable

0:35:55.719 --> 0:35:59.600
<v Speaker 1>with my presence, but I was the most uncomfortable in that.

0:36:00.120 --> 0:36:02.440
<v Speaker 1>So I think it made it hard because working with

0:36:02.560 --> 0:36:04.839
<v Speaker 1>some athletes, they kind of looked at it like, oh,

0:36:04.960 --> 0:36:06.680
<v Speaker 1>you lame now, you know what I'm saying. But then

0:36:06.760 --> 0:36:08.719
<v Speaker 1>on the other end is you know, you're trying to

0:36:08.760 --> 0:36:11.440
<v Speaker 1>fit into an environment, but you you really weren't meant

0:36:11.480 --> 0:36:16.640
<v Speaker 1>to fit in anyway. UMHOA, WHOA, Why weren't you meant

0:36:16.680 --> 0:36:20.040
<v Speaker 1>to fit in? Because you don't need to dress like

0:36:20.120 --> 0:36:23.120
<v Speaker 1>an insurance guy to be in corporate America, like, just

0:36:23.320 --> 0:36:25.320
<v Speaker 1>embrace it. You are who you are, Like, that's just

0:36:25.480 --> 0:36:28.520
<v Speaker 1>not how I normally dress. So the confidence didn't even

0:36:28.560 --> 0:36:32.279
<v Speaker 1>come off as such because I didn't feel comfortable with

0:36:33.080 --> 0:36:35.279
<v Speaker 1>all right, man like instead of wearing you know, these

0:36:35.560 --> 0:36:38.000
<v Speaker 1>these dress shoes, you know, I'm gonna come in there,

0:36:38.040 --> 0:36:40.720
<v Speaker 1>I got you know, maybe some jeans and Stan Smith's

0:36:40.800 --> 0:36:43.640
<v Speaker 1>and you know, maybe a button up or something, but

0:36:44.520 --> 0:36:46.920
<v Speaker 1>not trying to look like everybody else when you know

0:36:47.120 --> 0:36:49.360
<v Speaker 1>you're not like it, I'm not like everybody else, like,

0:36:49.800 --> 0:36:52.040
<v Speaker 1>and so just getting to a point of comfortable to

0:36:52.120 --> 0:36:54.279
<v Speaker 1>say that, like, man, listen, like, I'm not like you.

0:36:54.440 --> 0:36:57.000
<v Speaker 1>My journey wasn't like yours, and so what I bring

0:36:57.080 --> 0:36:59.759
<v Speaker 1>to the table is something totally different. And I just

0:37:00.080 --> 0:37:02.040
<v Speaker 1>finally start I'm just finally starting to get to a

0:37:02.120 --> 0:37:05.480
<v Speaker 1>point where I've accepted who I am to be able

0:37:05.520 --> 0:37:08.920
<v Speaker 1>to go out and have those conversations as a representative

0:37:08.920 --> 0:37:10.960
<v Speaker 1>of self and not trying to be something I'm not.

0:37:11.320 --> 0:37:18.760
<v Speaker 1>How many years have you been yourself now, it's probably

0:37:18.800 --> 0:37:21.920
<v Speaker 1>the first year where I'm just getting comfortable with you know,

0:37:22.040 --> 0:37:24.600
<v Speaker 1>and I know where people what the saying means, like

0:37:25.360 --> 0:37:28.600
<v Speaker 1>elevation requires separation, Like it's just some people that just

0:37:28.680 --> 0:37:30.400
<v Speaker 1>got to get left, or some people are just not

0:37:30.400 --> 0:37:32.960
<v Speaker 1>gonna accept you for who you are. But until you

0:37:33.080 --> 0:37:35.880
<v Speaker 1>true to yourself, it's not really gonna matter anyway. And

0:37:35.960 --> 0:37:39.040
<v Speaker 1>you so you're really not successful, even though you may

0:37:39.200 --> 0:37:41.600
<v Speaker 1>reach some level of success. But if you're not yourself,

0:37:41.800 --> 0:37:44.360
<v Speaker 1>then you're not really successful. And so you know, in

0:37:44.480 --> 0:37:46.719
<v Speaker 1>going out of having these conversations, I'm just getting to

0:37:46.760 --> 0:37:49.759
<v Speaker 1>a point to where I'm comfortable with acknowledging that and

0:37:49.880 --> 0:37:51.880
<v Speaker 1>just saying, all right, man, if you don't mess with me,

0:37:52.040 --> 0:37:54.319
<v Speaker 1>you just don't mess with me. Going along. But what's

0:37:54.400 --> 0:37:57.560
<v Speaker 1>video said about misconceptions? Though? What's the biggest mixed conception

0:37:57.600 --> 0:38:00.840
<v Speaker 1>that people have about money? From your perspective as financial aboster,

0:38:03.080 --> 0:38:06.440
<v Speaker 1>The the more money you have, the more intelligent you are.

0:38:07.160 --> 0:38:09.279
<v Speaker 1>It's a lot of dumb billionaires out there, ain't it.

0:38:09.560 --> 0:38:11.640
<v Speaker 1>And and that's the exact thing that you know, and

0:38:11.719 --> 0:38:13.880
<v Speaker 1>I see it all the time, especially when you talk about,

0:38:14.120 --> 0:38:15.719
<v Speaker 1>you know, people with money. And then that goes back

0:38:15.760 --> 0:38:18.719
<v Speaker 1>to the athletes. A lot of times for athletes, you

0:38:18.840 --> 0:38:22.160
<v Speaker 1>get drafted, you get these big signing bonuses. People expect

0:38:22.239 --> 0:38:24.200
<v Speaker 1>you to be responsible. I'm like, wait a minute, like

0:38:24.560 --> 0:38:27.120
<v Speaker 1>these you twenty two years old, Like if I gave

0:38:27.200 --> 0:38:31.959
<v Speaker 1>you anybody at two, you know, multiple million, you're gonna

0:38:32.000 --> 0:38:34.640
<v Speaker 1>mess it up, especially when you have no idea what

0:38:34.840 --> 0:38:36.719
<v Speaker 1>it looks like to have it, you know what I mean?

0:38:36.920 --> 0:38:39.880
<v Speaker 1>And so you know, we want to associate intelligence with

0:38:40.400 --> 0:38:42.759
<v Speaker 1>well and there's a lot of dumbies out here. They

0:38:42.800 --> 0:38:44.479
<v Speaker 1>can get the lottery, they got a lot of money,

0:38:44.800 --> 0:38:46.920
<v Speaker 1>they don't know what to do with it. There's two

0:38:47.040 --> 0:38:50.839
<v Speaker 1>things that I associate money is. A great example is one,

0:38:51.120 --> 0:38:55.080
<v Speaker 1>I say, making an nfl IS because I've had people say,

0:38:56.520 --> 0:38:59.439
<v Speaker 1>you know, how could you how could you trick off?

0:39:00.040 --> 0:39:02.839
<v Speaker 1>How could you mess up the lot was a great

0:39:02.880 --> 0:39:05.759
<v Speaker 1>example of people messing up money. And then also too

0:39:06.400 --> 0:39:11.120
<v Speaker 1>being in the nfl IS. It is equivalent to getting

0:39:11.480 --> 0:39:15.040
<v Speaker 1>your tax return. How many times just for me and

0:39:15.160 --> 0:39:17.920
<v Speaker 1>my family, Well we got that tax return. That thing

0:39:18.120 --> 0:39:22.239
<v Speaker 1>was spent before we got it. And then other thing.

0:39:22.800 --> 0:39:24.840
<v Speaker 1>As a little kid, you want to know how a

0:39:24.920 --> 0:39:29.279
<v Speaker 1>kid is gonna treat something. Give somebody, give a kid. Well,

0:39:29.320 --> 0:39:31.920
<v Speaker 1>back in the day before it became electronic, and you know,

0:39:32.040 --> 0:39:35.359
<v Speaker 1>like David Buster's with the car card, give a kid

0:39:35.440 --> 0:39:38.080
<v Speaker 1>five or ten bucks and take them to the to

0:39:38.200 --> 0:39:41.840
<v Speaker 1>the arcade. Man, I just remember getting that five dollars,

0:39:41.920 --> 0:39:44.480
<v Speaker 1>a couple of dollars when it used to be a quarter. Man,

0:39:44.560 --> 0:39:49.239
<v Speaker 1>Give me a dollar and go play Miss pac Man. Right,

0:39:49.320 --> 0:39:51.200
<v Speaker 1>you got those four quarters and it cost you know,

0:39:51.360 --> 0:39:53.839
<v Speaker 1>three quarters to play. You don't even know. You can

0:39:53.920 --> 0:39:57.640
<v Speaker 1>see a kid how they are, and you can see

0:39:57.640 --> 0:39:59.919
<v Speaker 1>adult how they are is how they play video game

0:40:00.040 --> 0:40:03.080
<v Speaker 1>is in a in rk with their kids. When you

0:40:03.200 --> 0:40:06.719
<v Speaker 1>get those points, you get that charge card when you

0:40:06.840 --> 0:40:10.680
<v Speaker 1>don't have to pay attention to it. You can you

0:40:10.800 --> 0:40:14.360
<v Speaker 1>can get a charge card to David Busters for you know,

0:40:14.800 --> 0:40:18.400
<v Speaker 1>five thousand points for forty bucks, and in twenty in

0:40:18.640 --> 0:40:22.680
<v Speaker 1>less than ten minutes, that card is down to zero

0:40:22.920 --> 0:40:25.000
<v Speaker 1>that quick because you don't have to think about it.

0:40:25.080 --> 0:40:30.360
<v Speaker 1>You just get the swite or you know covid, you

0:40:30.440 --> 0:40:33.719
<v Speaker 1>know tag it or you know wanded over and all

0:40:33.760 --> 0:40:37.320
<v Speaker 1>of a sudden you're done good, do good? Do it?

0:40:38.000 --> 0:40:42.680
<v Speaker 1>Get down to do it? Hey, Gerard, why did you

0:40:42.760 --> 0:40:46.000
<v Speaker 1>get that T shirt? Oh? Yes, I got it from

0:40:46.000 --> 0:40:49.480
<v Speaker 1>cut to a podcast dot com where we have exclusive merchandise.

0:40:49.719 --> 0:40:51.520
<v Speaker 1>Shout out to our guys at seven or four shot.

0:40:51.560 --> 0:40:53.680
<v Speaker 1>But yeah, you can go on, buy you a T shirt,

0:40:53.760 --> 0:40:57.440
<v Speaker 1>subscribe to us wherever you listen to podcasts. Hey, we'll

0:40:57.440 --> 0:40:59.160
<v Speaker 1>be remissed or running if we didn't. You know, at

0:40:59.239 --> 0:41:02.480
<v Speaker 1>least talk about your football career. And you mentioned Auburn

0:41:02.600 --> 0:41:05.239
<v Speaker 1>just a little bit, but everyone of course remembers that

0:41:05.760 --> 0:41:08.320
<v Speaker 1>duou and cadlight william is one of the best running

0:41:08.360 --> 0:41:11.000
<v Speaker 1>back duos in history. SEC y'all had that undefeated season

0:41:11.040 --> 0:41:13.200
<v Speaker 1>and oh four, just what are some of your fondest

0:41:13.239 --> 0:41:16.640
<v Speaker 1>memories of of playing at Auburn. You know, for me,

0:41:16.760 --> 0:41:20.880
<v Speaker 1>it was just, uh, that relationship. You know, the guys

0:41:20.920 --> 0:41:24.440
<v Speaker 1>that I came in with, you know in thousand the

0:41:24.600 --> 0:41:27.040
<v Speaker 1>guys I got recruited with, you know, my roommate with

0:41:27.120 --> 0:41:30.799
<v Speaker 1>Jason campbell Um, you know, Cadillan and Carlos Rogers came

0:41:30.840 --> 0:41:33.920
<v Speaker 1>in the following year, and so just rowing with that

0:41:34.040 --> 0:41:37.239
<v Speaker 1>group of guys and establishing those buns. I think that's

0:41:37.280 --> 0:41:39.799
<v Speaker 1>what's different than being in the NFL locker room. It's

0:41:39.840 --> 0:41:42.960
<v Speaker 1>because you know, you're adults. You know, everybody got responsibility,

0:41:43.000 --> 0:41:45.840
<v Speaker 1>some guys got families, and so you're not really creating

0:41:45.880 --> 0:41:49.000
<v Speaker 1>that camaraderie like in two thousand four. You know, over

0:41:49.080 --> 0:41:51.600
<v Speaker 1>those few years, we did everything together. We went out,

0:41:51.840 --> 0:41:53.440
<v Speaker 1>you know what I'm saying. We went to the bars,

0:41:53.600 --> 0:41:56.840
<v Speaker 1>we hung out, we did everything, and we created, you know,

0:41:56.960 --> 0:41:59.160
<v Speaker 1>an environments where we believe in each other. And then

0:41:59.239 --> 0:42:01.600
<v Speaker 1>even before they is we got to know each other,

0:42:01.760 --> 0:42:03.960
<v Speaker 1>you know what I mean, Like I know where you

0:42:04.040 --> 0:42:06.240
<v Speaker 1>know Steve is from. Like I got to know about

0:42:06.320 --> 0:42:08.840
<v Speaker 1>his family, like what motivated him. And so when I

0:42:08.960 --> 0:42:11.080
<v Speaker 1>line up beside the guy, we go through the offseason

0:42:11.160 --> 0:42:13.560
<v Speaker 1>worked out, I know exactly what I'm gonna get, so

0:42:13.640 --> 0:42:16.880
<v Speaker 1>when we get on the field, it's easy to trust him.

0:42:17.080 --> 0:42:19.080
<v Speaker 1>Like especially for the guy that you know that you

0:42:19.520 --> 0:42:21.120
<v Speaker 1>you know just you tie it with, you know, I

0:42:21.239 --> 0:42:23.120
<v Speaker 1>know exactly what I'm about to get out of them,

0:42:23.280 --> 0:42:26.120
<v Speaker 1>and so creating those bonds, like that's the best part

0:42:26.160 --> 0:42:29.360
<v Speaker 1>about sport for me is I'm addicted to being a competitor,

0:42:29.440 --> 0:42:31.680
<v Speaker 1>Like I compete in everything. I hate to lose more

0:42:31.719 --> 0:42:34.400
<v Speaker 1>than I like to win. And so being in that environment,

0:42:34.520 --> 0:42:37.040
<v Speaker 1>getting to know guys, you know, that was that was

0:42:37.120 --> 0:42:40.160
<v Speaker 1>the cool part. Then Jason, you you started to mention

0:42:40.239 --> 0:42:44.400
<v Speaker 1>on names, Carlos Rogers, hell of a dB right that

0:42:44.960 --> 0:42:49.480
<v Speaker 1>was stacked. But Jason, Jason Campbell I think of Jason Campbell.

0:42:51.480 --> 0:42:54.960
<v Speaker 1>He was a guy that didn't get a fair opportunity

0:42:56.040 --> 0:42:59.320
<v Speaker 1>when you look at when you look at his college career,

0:43:00.000 --> 0:43:02.839
<v Speaker 1>and then you look at his football career. Every year

0:43:03.000 --> 0:43:07.480
<v Speaker 1>he had a new coordinator. He never got to a

0:43:08.280 --> 0:43:14.439
<v Speaker 1>just and get comfortable and and and that's the same

0:43:14.560 --> 0:43:17.000
<v Speaker 1>thing in financial world. How can you how can you

0:43:17.160 --> 0:43:21.800
<v Speaker 1>really gain any traction, have any kind of residual passive

0:43:21.880 --> 0:43:29.480
<v Speaker 1>income mailbox money if you're constantly transactionally changing philosophies, you

0:43:29.560 --> 0:43:33.800
<v Speaker 1>know to where it just doesn't help you. And Jason

0:43:33.840 --> 0:43:35.520
<v Speaker 1>Campbell is one of those guys. When I go back

0:43:35.600 --> 0:43:38.600
<v Speaker 1>and as an analyst, I go back and go, man,

0:43:38.680 --> 0:43:41.800
<v Speaker 1>this dude with the forty and honors, with the with

0:43:41.960 --> 0:43:48.319
<v Speaker 1>the Washington UH Washington Commanders, Washington football team. He never

0:43:48.560 --> 0:43:55.279
<v Speaker 1>had consistency. It was always he was always moving. It

0:43:55.400 --> 0:43:58.399
<v Speaker 1>was always a moving target. The gold post always moved

0:43:58.480 --> 0:44:03.640
<v Speaker 1>for him. Now that you are a financial planner, and

0:44:03.760 --> 0:44:08.320
<v Speaker 1>now you've been on in football, mh going backwards of

0:44:08.480 --> 0:44:15.240
<v Speaker 1>what you knew being a Miami Dolphin, being an Auburn Tiger,

0:44:18.880 --> 0:44:25.600
<v Speaker 1>what what would you change or alter for yourself or

0:44:25.680 --> 0:44:29.359
<v Speaker 1>other men or women coming out of college that can

0:44:29.480 --> 0:44:33.719
<v Speaker 1>help help you stay on the right path. Yeah, I

0:44:33.880 --> 0:44:36.440
<v Speaker 1>think bro, the real, the honest part of that is

0:44:37.040 --> 0:44:40.000
<v Speaker 1>understanding the power of education. You know, and I think

0:44:40.040 --> 0:44:42.879
<v Speaker 1>we all hear it. Knowledge is power, but to really

0:44:43.040 --> 0:44:46.600
<v Speaker 1>understand it at this space, especially as athletes, because you know,

0:44:46.719 --> 0:44:49.600
<v Speaker 1>I go into these different environments and a lot of

0:44:49.680 --> 0:44:53.640
<v Speaker 1>these guys look at athletes just like pray because you're

0:44:53.640 --> 0:44:55.719
<v Speaker 1>gonna get a lot of money, but you don't have

0:44:55.800 --> 0:44:59.080
<v Speaker 1>a lot of understanding and knowledge. So that creates opportunity

0:44:59.080 --> 0:45:01.839
<v Speaker 1>to take advantage of guys. And so there's a lot

0:45:01.920 --> 0:45:04.800
<v Speaker 1>of that that happens. But just in general and life,

0:45:05.360 --> 0:45:08.560
<v Speaker 1>the more knowledgeable you are, you can limit a lot

0:45:08.640 --> 0:45:10.759
<v Speaker 1>of the b s, a lot of the I think

0:45:11.640 --> 0:45:15.279
<v Speaker 1>bad decisions and make more educated decisions. And so you know,

0:45:15.360 --> 0:45:19.200
<v Speaker 1>as individuals, we gotta be willing to educate ourselves involved

0:45:19.280 --> 0:45:22.120
<v Speaker 1>and engage ourselves in the process. You know, too many times,

0:45:22.440 --> 0:45:24.800
<v Speaker 1>you know, even myself. That's part of the reason I

0:45:24.920 --> 0:45:28.200
<v Speaker 1>transition is there was too many times I gave people

0:45:28.320 --> 0:45:32.160
<v Speaker 1>power and rain over my financial situation, you know, without

0:45:32.280 --> 0:45:35.480
<v Speaker 1>getting an understanding of it. You see guys all the time,

0:45:35.640 --> 0:45:38.200
<v Speaker 1>like you're in the locker room, you ask a guy.

0:45:38.840 --> 0:45:41.440
<v Speaker 1>You know, whether you don't have a lot of financial conversations,

0:45:41.520 --> 0:45:43.120
<v Speaker 1>but when you do, it's like, hey, how much you

0:45:43.200 --> 0:45:44.960
<v Speaker 1>pay your guy? And it's like, oh, I pay one percent.

0:45:45.360 --> 0:45:47.480
<v Speaker 1>Most guys don't even know one percent of wood or

0:45:47.560 --> 0:45:50.680
<v Speaker 1>how that's made up, or what the constructor how that's constructed,

0:45:50.960 --> 0:45:54.040
<v Speaker 1>or you know, and getting involved in it, you hold

0:45:54.080 --> 0:45:56.640
<v Speaker 1>your agent more accountable than you do your financial vious.

0:45:56.640 --> 0:45:58.520
<v Speaker 1>It's like, what's up with this deal? What's up with it?

0:45:58.600 --> 0:46:01.120
<v Speaker 1>And we don't have those comments. And so we have

0:46:01.320 --> 0:46:05.040
<v Speaker 1>to make it normal to educate ourselves about the stuff

0:46:05.080 --> 0:46:08.520
<v Speaker 1>that we're involved in, whether it's businesses, investments, you know,

0:46:08.680 --> 0:46:11.239
<v Speaker 1>life people that were involving and allowing to be a

0:46:11.320 --> 0:46:14.040
<v Speaker 1>part of our circles. It's just the education that has

0:46:14.120 --> 0:46:17.040
<v Speaker 1>to be there. Both both of y'all lightly touched on

0:46:17.120 --> 0:46:19.399
<v Speaker 1>mental health. But Ronnie, what do you do in terms

0:46:19.440 --> 0:46:22.120
<v Speaker 1>of taking care of your mental you You've mentioned both

0:46:22.160 --> 0:46:24.680
<v Speaker 1>of your parents recently passed away. I can relate to that.

0:46:24.719 --> 0:46:27.160
<v Speaker 1>I just had a parent that that I lost in

0:46:27.239 --> 0:46:28.799
<v Speaker 1>the past years. So what do you do to take

0:46:28.840 --> 0:46:32.080
<v Speaker 1>care of yourself mentally? You know, I'm working on that,

0:46:32.440 --> 0:46:35.040
<v Speaker 1>you know, and I'm acknowledging that, you know, because I

0:46:35.040 --> 0:46:39.239
<v Speaker 1>appreciate that. I appreciate that. I wish because we all

0:46:39.400 --> 0:46:43.479
<v Speaker 1>have trauma from growing up, you know, certain environments, certain

0:46:43.520 --> 0:46:46.600
<v Speaker 1>things that we dealt with, and that shapes us the

0:46:46.719 --> 0:46:49.680
<v Speaker 1>older we get, whether it's the parenting style or different

0:46:49.719 --> 0:46:52.520
<v Speaker 1>things that how we respond to certain you know, situations.

0:46:52.960 --> 0:46:55.040
<v Speaker 1>And so I actually just had a conversation with my

0:46:55.120 --> 0:46:57.080
<v Speaker 1>wife the last few months about I mean, I think

0:46:57.080 --> 0:46:59.359
<v Speaker 1>I'm gonna go start seeing like a therapist or something

0:46:59.440 --> 0:47:01.960
<v Speaker 1>just to kind get someone get some of those things

0:47:02.040 --> 0:47:04.680
<v Speaker 1>out that I know it down there before. You know,

0:47:04.760 --> 0:47:06.440
<v Speaker 1>at some point if they you know, as I get

0:47:06.520 --> 0:47:09.040
<v Speaker 1>older and certain things that I experienced that they started

0:47:09.040 --> 0:47:11.520
<v Speaker 1>to kind of come back and and show their face.

0:47:11.640 --> 0:47:13.560
<v Speaker 1>And so, you know, that's something that I want to

0:47:13.600 --> 0:47:17.120
<v Speaker 1>get get more involved with. It's easy to bear it,

0:47:17.280 --> 0:47:20.640
<v Speaker 1>and it's easy to pretend like it's not there. Yeah,

0:47:20.840 --> 0:47:23.640
<v Speaker 1>and you know, I think jay Z his whole you know,

0:47:23.760 --> 0:47:25.799
<v Speaker 1>I think his quote was, you know, you can't heal

0:47:25.960 --> 0:47:28.520
<v Speaker 1>something that you're not willing to reveal. And so I

0:47:28.640 --> 0:47:30.440
<v Speaker 1>know it's some stuff down there that I just need

0:47:30.480 --> 0:47:33.200
<v Speaker 1>to get out and have a conversation about. What's some

0:47:33.320 --> 0:47:37.480
<v Speaker 1>of the disadvantages you have now is have ever a

0:47:38.000 --> 0:47:43.880
<v Speaker 1>advisor walking into some of these meetings with sooner be

0:47:44.880 --> 0:47:47.680
<v Speaker 1>athletes or sooner get drafted, or do you stay away

0:47:47.719 --> 0:47:51.239
<v Speaker 1>from athletes? You know, yeah, yeah no, And working with that.

0:47:51.400 --> 0:47:54.040
<v Speaker 1>The biggest part of that is thro the hurdle of

0:47:54.880 --> 0:47:57.640
<v Speaker 1>I'm not entertaining the boy ship. I'm not telling the

0:47:57.719 --> 0:47:59.920
<v Speaker 1>guy man, listen, I'm gonna help you finance this car.

0:48:00.000 --> 0:48:02.160
<v Speaker 1>Are like, bro, you don't need none of that stuff.

0:48:02.280 --> 0:48:06.200
<v Speaker 1>And it's not shiny. It's not attractive to a lot

0:48:06.280 --> 0:48:09.160
<v Speaker 1>of these young guys, especially being in those situations, because

0:48:09.600 --> 0:48:11.399
<v Speaker 1>I know how that ends up for a lot of guys.

0:48:11.480 --> 0:48:14.200
<v Speaker 1>I've seen it, and so and just knowing that a

0:48:14.280 --> 0:48:16.680
<v Speaker 1>lot of these guys aren't for you. You know, it's

0:48:16.760 --> 0:48:20.359
<v Speaker 1>a transactional relationship, you know, and we all know how

0:48:20.440 --> 0:48:22.320
<v Speaker 1>some of those relationships start. But at the end of

0:48:22.360 --> 0:48:26.439
<v Speaker 1>the day, as a business guy, logically speaking, there's nothing

0:48:26.520 --> 0:48:28.879
<v Speaker 1>free in life. And so if you wanted them guys,

0:48:28.920 --> 0:48:31.000
<v Speaker 1>has somebody been giving you money to sign with them,

0:48:31.560 --> 0:48:34.839
<v Speaker 1>you gotta understand just in the nature of business, they're

0:48:34.840 --> 0:48:37.800
<v Speaker 1>gonna recoup their money first before anything happens. And so,

0:48:38.800 --> 0:48:40.799
<v Speaker 1>you know, just not being willing to even have those

0:48:40.840 --> 0:48:43.560
<v Speaker 1>conversations with guys. It probably cuts off a lot of

0:48:43.640 --> 0:48:46.879
<v Speaker 1>access to a lot of people. Um. But then also

0:48:46.920 --> 0:48:49.840
<v Speaker 1>on the other side of it, it's being a threat

0:48:49.920 --> 0:48:51.400
<v Speaker 1>to a lot of the guys that are already in

0:48:51.480 --> 0:48:54.439
<v Speaker 1>it because I'm not willing to tell a guy a lie,

0:48:54.480 --> 0:48:56.160
<v Speaker 1>and I'm gonna keep it, you know, a buck with

0:48:56.280 --> 0:48:58.560
<v Speaker 1>them and tell them the truth about how this works

0:48:58.560 --> 0:49:00.560
<v Speaker 1>because I'm not interested. I don't I don't want to

0:49:00.600 --> 0:49:03.480
<v Speaker 1>share in your fame and order. I don't care about

0:49:03.520 --> 0:49:06.239
<v Speaker 1>going to professional games and being on the sideline of

0:49:06.320 --> 0:49:08.960
<v Speaker 1>being on your Instagram. I got my own family, And

0:49:09.040 --> 0:49:11.880
<v Speaker 1>so at the end of the day, I'm here to

0:49:12.040 --> 0:49:15.640
<v Speaker 1>hopefully for you to assist you in life after this over,

0:49:15.719 --> 0:49:17.680
<v Speaker 1>because it don't make no sense if you go through

0:49:17.719 --> 0:49:19.520
<v Speaker 1>all of this and you finished and you ain't got

0:49:19.600 --> 0:49:22.360
<v Speaker 1>nothing to show for it, like that's a sense of failure.

0:49:22.520 --> 0:49:24.920
<v Speaker 1>And so you know, my whole goal is for you

0:49:25.040 --> 0:49:27.120
<v Speaker 1>when you when you finish this is to kind of

0:49:27.160 --> 0:49:30.160
<v Speaker 1>create a lifestyle is sustainable and not being interested in

0:49:30.239 --> 0:49:33.440
<v Speaker 1>what everybody else doing. And so you know, it limits

0:49:33.520 --> 0:49:36.520
<v Speaker 1>the access um. It makes the entry point a lot

0:49:36.680 --> 0:49:40.319
<v Speaker 1>harder because there's not a lot of relationships that are

0:49:40.320 --> 0:49:43.200
<v Speaker 1>being created because it's not a lot of what we

0:49:43.280 --> 0:49:48.320
<v Speaker 1>said earlier, authentic relationship. Has it been tough? Has it

0:49:48.440 --> 0:49:52.600
<v Speaker 1>been tough for your relieving to to walk into walking too?

0:49:52.680 --> 0:49:54.440
<v Speaker 1>This mean? Because I know, let's be honest, I know

0:49:54.560 --> 0:49:58.160
<v Speaker 1>you didn't chat. I got my I got my combined

0:49:58.239 --> 0:50:02.839
<v Speaker 1>book last last week. And in the combine book, um,

0:50:03.880 --> 0:50:07.719
<v Speaker 1>they have things that you can fill out and it

0:50:07.840 --> 0:50:12.800
<v Speaker 1>has miscellaneous information. And some of the miscellaneous information is

0:50:13.480 --> 0:50:17.600
<v Speaker 1>information at these young men have divulged on their own.

0:50:19.800 --> 0:50:24.160
<v Speaker 1>Mm hmmm, it is some there's some well of a

0:50:24.239 --> 0:50:28.799
<v Speaker 1>tails in that thing. There's some well of a tails. Yeah.

0:50:28.880 --> 0:50:30.880
<v Speaker 1>Now it's been tough, you know what I mean because

0:50:31.360 --> 0:50:34.279
<v Speaker 1>making the transition one a lot of us. You know,

0:50:34.360 --> 0:50:36.640
<v Speaker 1>I'm in a locker room with you. Then I transitioned

0:50:36.640 --> 0:50:38.400
<v Speaker 1>in a few years later, you see me as a

0:50:38.440 --> 0:50:41.920
<v Speaker 1>financial visor one you already don't trust that that process.

0:50:42.080 --> 0:50:45.319
<v Speaker 1>And so strategically speaking, that's why I kind of went

0:50:45.600 --> 0:50:47.759
<v Speaker 1>with a bigger firm and had to get in the

0:50:47.880 --> 0:50:50.840
<v Speaker 1>credentials and all of that stuff. And then I compare

0:50:50.920 --> 0:50:53.440
<v Speaker 1>that with the the real life experience of going through it.

0:50:53.600 --> 0:50:55.200
<v Speaker 1>You know, I'm like, it ain't too many guys that

0:50:55.239 --> 0:50:57.520
<v Speaker 1>can say they went and got drafted where I did,

0:50:57.640 --> 0:51:00.200
<v Speaker 1>went through those experiences, but now on the other side

0:51:00.239 --> 0:51:02.920
<v Speaker 1>of the table to assist you through that. And so

0:51:03.680 --> 0:51:06.320
<v Speaker 1>you know, now I'm somewhat of a threat to a

0:51:06.400 --> 0:51:11.839
<v Speaker 1>lot of guys, not right, So I'm affecting that chain

0:51:11.920 --> 0:51:13.600
<v Speaker 1>of command because it's like, wait a minute, we allow

0:51:13.719 --> 0:51:16.840
<v Speaker 1>running to get in one. He can speak the language

0:51:16.840 --> 0:51:19.160
<v Speaker 1>of a lot of the athletes and he understands it.

0:51:19.560 --> 0:51:23.640
<v Speaker 1>But then too, he has the ability to to give

0:51:23.719 --> 0:51:27.040
<v Speaker 1>them the good advice about stuff that they're gonna experience

0:51:27.239 --> 0:51:30.200
<v Speaker 1>and to keep it real life experiences and not try

0:51:30.239 --> 0:51:31.759
<v Speaker 1>to hide in them. Because at the other end of that,

0:51:31.840 --> 0:51:34.000
<v Speaker 1>I'm like, man, I don't even I don't need your money,

0:51:34.120 --> 0:51:37.359
<v Speaker 1>you know what I mean, Like, I just it's it's

0:51:37.400 --> 0:51:39.360
<v Speaker 1>exciting for me to be able to give you the

0:51:39.440 --> 0:51:41.560
<v Speaker 1>game that I wish I had to know, you know.

0:51:41.600 --> 0:51:43.960
<v Speaker 1>And a lot of times, Steve, you know, like because

0:51:44.000 --> 0:51:46.520
<v Speaker 1>of that pride, we don't even keep it a hundred

0:51:46.600 --> 0:51:49.920
<v Speaker 1>when our advisors, our people have taken advantage of us,

0:51:49.960 --> 0:51:52.279
<v Speaker 1>or we get in situations like we don't share them

0:51:52.360 --> 0:51:54.200
<v Speaker 1>stories with the young guys, you know what I mean

0:51:54.320 --> 0:51:56.880
<v Speaker 1>about people that are you know, wronged us or whatever?

0:51:56.960 --> 0:51:59.320
<v Speaker 1>Because that pride, we don't want to let nobody know

0:51:59.400 --> 0:52:01.960
<v Speaker 1>that we were ball in this situation, so we don't

0:52:02.000 --> 0:52:05.319
<v Speaker 1>even speak on it. And unfortunately the next guy gets

0:52:05.360 --> 0:52:09.080
<v Speaker 1>taken advantage of. I used to my financial guy. I

0:52:09.200 --> 0:52:12.200
<v Speaker 1>used to go from practice. I would go and watch

0:52:12.320 --> 0:52:16.279
<v Speaker 1>him input the stocking, like just to make sure he

0:52:16.360 --> 0:52:18.800
<v Speaker 1>did it right, and also that I can learn. So

0:52:18.920 --> 0:52:21.640
<v Speaker 1>my financial guy, I have a good relationship where he

0:52:21.719 --> 0:52:25.000
<v Speaker 1>was willing to teach me. So I actually interned. I interned.

0:52:25.719 --> 0:52:29.320
<v Speaker 1>He was with U B s Ubs and then Morgan Stanley.

0:52:29.320 --> 0:52:33.520
<v Speaker 1>I interned with him for two years and learned, and

0:52:33.640 --> 0:52:35.680
<v Speaker 1>I was I was kind of on my route to

0:52:35.880 --> 0:52:39.759
<v Speaker 1>take my serious seven and then my wife said, no, you, you,

0:52:40.200 --> 0:52:43.359
<v Speaker 1>you and these numbers y'all need to give it a rest,

0:52:44.080 --> 0:52:46.919
<v Speaker 1>right And and I'm a numbers guy already. You're talking

0:52:46.920 --> 0:52:48.759
<v Speaker 1>about man, I can. I can sit with a note

0:52:48.800 --> 0:52:54.040
<v Speaker 1>pad and inkpay, I can get after it. And so

0:52:54.239 --> 0:52:59.880
<v Speaker 1>what what has been the most rewarding aspect of the

0:53:00.520 --> 0:53:03.759
<v Speaker 1>of your of your new venture and job and and

0:53:04.000 --> 0:53:06.640
<v Speaker 1>and to some degree you know, I'm not stepping on

0:53:06.680 --> 0:53:09.000
<v Speaker 1>a limb here and saying it, but you do believe

0:53:09.080 --> 0:53:11.520
<v Speaker 1>you're calling and what you feel like God has put

0:53:11.600 --> 0:53:13.759
<v Speaker 1>you here not just to serve your family, not just

0:53:13.880 --> 0:53:16.160
<v Speaker 1>be a great husband, to bring to be a great

0:53:16.280 --> 0:53:20.880
<v Speaker 1>son and and and father, but just you know, also

0:53:21.000 --> 0:53:24.759
<v Speaker 1>paying it forward. Yeah, and that's that's it, man. Like

0:53:25.280 --> 0:53:29.239
<v Speaker 1>I believe in servant leadership, UM, and I feel like

0:53:29.280 --> 0:53:32.040
<v Speaker 1>I was called to go through that whole experience of

0:53:32.120 --> 0:53:34.319
<v Speaker 1>growing up how I did, going through all and going

0:53:34.360 --> 0:53:37.160
<v Speaker 1>through the NFL, just to be in this situation to

0:53:37.719 --> 0:53:40.680
<v Speaker 1>you know, assist people. You know, unfortunately people whold money

0:53:40.760 --> 0:53:43.560
<v Speaker 1>in such a high regard, so to see them get

0:53:43.640 --> 0:53:46.560
<v Speaker 1>that that financial freedom or to at least have a

0:53:46.640 --> 0:53:49.520
<v Speaker 1>strategy of plan in place to where it creates some

0:53:49.640 --> 0:53:53.040
<v Speaker 1>comfort and not you know, the pressures. You know, it's

0:53:53.160 --> 0:53:56.640
<v Speaker 1>that's rewarding. And you know, I think knowledge and information

0:53:56.680 --> 0:53:59.040
<v Speaker 1>only as good as your willingness to share that. And

0:53:59.160 --> 0:54:01.879
<v Speaker 1>so it wouldn't do me any good to learn all

0:54:01.960 --> 0:54:03.640
<v Speaker 1>this stuff if I'm not willing to share it with

0:54:03.840 --> 0:54:05.640
<v Speaker 1>you know, a lot of the younger guys. You know,

0:54:05.760 --> 0:54:08.080
<v Speaker 1>I work with a lot of none athletes as well,

0:54:08.280 --> 0:54:11.759
<v Speaker 1>and so you know, that's that's the beauty in it, um,

0:54:12.080 --> 0:54:14.200
<v Speaker 1>is being able to share that and see somebody feel

0:54:14.280 --> 0:54:17.799
<v Speaker 1>comfortable with that, that whole process. So for people who

0:54:17.840 --> 0:54:19.960
<v Speaker 1>may not know, what is servant leadership and how does

0:54:20.000 --> 0:54:23.359
<v Speaker 1>that differ from other types of leadership for me, because

0:54:23.440 --> 0:54:26.319
<v Speaker 1>I would never tell somebody to do something that I'm

0:54:26.360 --> 0:54:28.839
<v Speaker 1>not willing to do myself, you know, just the same

0:54:28.920 --> 0:54:30.680
<v Speaker 1>way that you know I'm telling you know, people to

0:54:30.760 --> 0:54:33.840
<v Speaker 1>do stuff. That's what I'm doing myself. You know what

0:54:33.920 --> 0:54:36.840
<v Speaker 1>I mean. And so you know, in this position, a

0:54:36.920 --> 0:54:39.640
<v Speaker 1>lot of times we get it wrong. Is because as

0:54:39.719 --> 0:54:41.560
<v Speaker 1>a leader, we feel like we stand in front of

0:54:41.600 --> 0:54:44.640
<v Speaker 1>a group, we tell them what to do, and nobody's

0:54:44.680 --> 0:54:47.400
<v Speaker 1>holding us accountable. But I'm like, man, listen, I'm in

0:54:47.480 --> 0:54:49.279
<v Speaker 1>the bunker with you. You know what I mean, and

0:54:49.440 --> 0:54:52.880
<v Speaker 1>so understanding, Like listen, when we when I say do this,

0:54:53.280 --> 0:54:57.560
<v Speaker 1>it's from experience or it's from something that I'm doing myself. Now,

0:54:57.680 --> 0:55:02.320
<v Speaker 1>will I always be right? Absolutely not. You can't always.

0:55:02.560 --> 0:55:08.279
<v Speaker 1>You can't always predict an unpredictable, especially with money, um

0:55:08.560 --> 0:55:13.040
<v Speaker 1>and human error, human feelings in the business ventures or

0:55:13.320 --> 0:55:17.080
<v Speaker 1>or also the economy right right, And so I'm like,

0:55:17.200 --> 0:55:19.759
<v Speaker 1>you know, I never era and you I mean if

0:55:19.800 --> 0:55:21.560
<v Speaker 1>you hold me account I mean, if you you know,

0:55:21.680 --> 0:55:23.879
<v Speaker 1>fire me from being honest with you. You know, then

0:55:24.080 --> 0:55:26.279
<v Speaker 1>I'm fine with that. But you ain't gotta worry about

0:55:26.280 --> 0:55:28.120
<v Speaker 1>me ever lying to you. You know, are trying to

0:55:28.160 --> 0:55:30.239
<v Speaker 1>get over And so you know, I think when I

0:55:30.320 --> 0:55:33.560
<v Speaker 1>think of servant leadership is you know, doing what I'm

0:55:33.600 --> 0:55:35.880
<v Speaker 1>telling you to do myself, and you hold me just

0:55:36.000 --> 0:55:39.120
<v Speaker 1>as accountable, you know, as because there's it's accountability thing.

0:55:39.880 --> 0:55:45.200
<v Speaker 1>Who's the most difficult client It's the athletes because we

0:55:45.360 --> 0:55:50.960
<v Speaker 1>don't know. And so there's an educational hurdle that you know,

0:55:51.000 --> 0:55:54.040
<v Speaker 1>because I tell you should never invest in anything that

0:55:54.160 --> 0:55:57.520
<v Speaker 1>you don't understand. And so if I try to make

0:55:57.600 --> 0:56:02.400
<v Speaker 1>it too difficult understanding, you probably should be worried about

0:56:02.600 --> 0:56:06.240
<v Speaker 1>what's happening. Um and so you know, this thing should

0:56:06.280 --> 0:56:08.839
<v Speaker 1>be simple. And so there's not a lot of people

0:56:08.880 --> 0:56:13.400
<v Speaker 1>willing to invest the time into the education process to

0:56:13.560 --> 0:56:16.080
<v Speaker 1>make sure the athletes are comfortable or to know exactly

0:56:16.160 --> 0:56:19.640
<v Speaker 1>what's going on because unsfortunately in certain situations, people are

0:56:19.640 --> 0:56:23.480
<v Speaker 1>trying to hide something or there's just transparency. And so

0:56:24.480 --> 0:56:27.120
<v Speaker 1>to be willing to make that commitment to educate these

0:56:27.360 --> 0:56:29.920
<v Speaker 1>these young men, you know, it's a big key. And

0:56:30.040 --> 0:56:33.239
<v Speaker 1>then you know, it's a time commitment and to know that,

0:56:33.440 --> 0:56:35.800
<v Speaker 1>you know, my investment is seeing how well they do

0:56:36.480 --> 0:56:38.680
<v Speaker 1>after this is all said and does. And so in

0:56:38.960 --> 0:56:41.560
<v Speaker 1>dealing with that client Tere group, it's a lot it's

0:56:41.600 --> 0:56:43.719
<v Speaker 1>a bit of a challenge because you know, there's a

0:56:43.760 --> 0:56:46.080
<v Speaker 1>trust barrier that has to be there because you know,

0:56:46.160 --> 0:56:48.520
<v Speaker 1>a lot of us don't even trust this process anyway

0:56:48.560 --> 0:56:51.120
<v Speaker 1>because it's so new, like we didn't know and you

0:56:51.520 --> 0:56:56.040
<v Speaker 1>you should grow up. You shouldn't trust a new process, right,

0:56:56.640 --> 0:57:02.640
<v Speaker 1>especially with assets that you know you hopefully, hopefully you

0:57:02.800 --> 0:57:05.160
<v Speaker 1>are going to be able to rely on for the

0:57:05.480 --> 0:57:07.160
<v Speaker 1>rest of your life. And if you're doing it well

0:57:07.320 --> 0:57:12.360
<v Speaker 1>enough and your advisor has the right perspective, it's generational changing,

0:57:13.000 --> 0:57:17.800
<v Speaker 1>it's generational wealth. It should be uh actually, and this

0:57:17.960 --> 0:57:21.919
<v Speaker 1>is my philosophy. You should you should have your money

0:57:22.000 --> 0:57:25.480
<v Speaker 1>working for you to where you comfortably can take a

0:57:25.640 --> 0:57:28.960
<v Speaker 1>portion out instead of aside for the next generation. So

0:57:29.120 --> 0:57:34.000
<v Speaker 1>your grand your grand kids should be getting a portion

0:57:34.080 --> 0:57:38.320
<v Speaker 1>of your assets just off rip. Because for me, when

0:57:38.360 --> 0:57:43.560
<v Speaker 1>I look at wealth and other cultures, that's how it is.

0:57:43.680 --> 0:57:46.400
<v Speaker 1>It's generational, Like you know, I say it for me.

0:57:46.520 --> 0:57:51.000
<v Speaker 1>For black folks, sometimes we get jealous at inheritance. Right,

0:57:51.040 --> 0:57:56.320
<v Speaker 1>we get jealous. Uh, she didn't even earn her money. Yeah,

0:57:57.440 --> 0:58:01.480
<v Speaker 1>you're right, because her her family decide it. We're going

0:58:01.600 --> 0:58:10.240
<v Speaker 1>to invest in this. So Trey, right, Steven the third,

0:58:11.000 --> 0:58:13.880
<v Speaker 1>like the third, you know it's Steven Steve Smith Senior,

0:58:13.960 --> 0:58:17.560
<v Speaker 1>Steve Smith Jr. And then it's Tray Steve Smith the

0:58:17.680 --> 0:58:20.640
<v Speaker 1>third or the you know, the third should be reaking

0:58:20.680 --> 0:58:24.640
<v Speaker 1>the benefit of me breaking my arm. Uh in New York.

0:58:25.440 --> 0:58:28.200
<v Speaker 1>I just you can't trick it off in Vegas all

0:58:28.240 --> 0:58:30.240
<v Speaker 1>the time. You gotta you gotta have something to show

0:58:30.320 --> 0:58:33.200
<v Speaker 1>for what it just wasn't in theherage to pass along anyway. Right.

0:58:33.280 --> 0:58:35.800
<v Speaker 1>So that's that's that's the other part of the whole conversation.

0:58:35.920 --> 0:58:40.000
<v Speaker 1>So um, running you you mentioned your forty where you're

0:58:40.040 --> 0:58:42.600
<v Speaker 1>gonna be in the next ten years, that mean you'd

0:58:42.640 --> 0:58:50.280
<v Speaker 1>be fifty and I'll be man, I think, uh, you know,

0:58:50.440 --> 0:58:53.400
<v Speaker 1>for me, it's one my kids, my son you know,

0:58:53.520 --> 0:58:56.400
<v Speaker 1>off the college, my daughter doing well in high school.

0:58:56.680 --> 0:58:59.680
<v Speaker 1>For me personally, I don't have an end zone with

0:58:59.800 --> 0:59:01.680
<v Speaker 1>this one, Like I don't have a goal line. Like

0:59:01.760 --> 0:59:04.160
<v Speaker 1>I'm trying to see how many guys I can help,

0:59:04.520 --> 0:59:06.880
<v Speaker 1>how many people I can help how many families I

0:59:06.960 --> 0:59:11.520
<v Speaker 1>can affect um with doing this mission and so you

0:59:11.600 --> 0:59:13.680
<v Speaker 1>know who knows like, I'm gonna do it to the

0:59:13.760 --> 0:59:15.640
<v Speaker 1>best of my ability and see where it takes me.

0:59:16.680 --> 0:59:18.680
<v Speaker 1>But I honestly can say I don't have an end zone.

0:59:18.760 --> 0:59:20.440
<v Speaker 1>I don't you know. I ain't trying to cross the

0:59:20.520 --> 0:59:22.760
<v Speaker 1>goal line with this one because there is no number

0:59:22.840 --> 0:59:25.240
<v Speaker 1>for it. Well appreciate you, bro, I know you. I

0:59:25.320 --> 0:59:29.440
<v Speaker 1>know you got some you got some financial careers to save. Man,

0:59:29.600 --> 0:59:32.280
<v Speaker 1>and then keep doing your thing and we'll hit you.

0:59:32.560 --> 0:59:35.920
<v Speaker 1>We'll link up. Man. Since you right there in Atlanta, Man,

0:59:36.000 --> 0:59:39.360
<v Speaker 1>we can give your excuse to come up to Charlotte. Hey, man,

0:59:39.440 --> 0:59:44.360
<v Speaker 1>I do it. You are a unique person. You are

0:59:44.440 --> 0:59:48.800
<v Speaker 1>well worth it, you are competent and most of all,

0:59:49.840 --> 0:59:53.560
<v Speaker 1>your lovable. I'm Steve Smith Singer, I'm Gerald Little John

0:59:53.760 --> 0:59:59.560
<v Speaker 1>and this is cut to It. Cut to It with

0:59:59.640 --> 1:00:03.760
<v Speaker 1>Steve Smith, Senior. That Is Me is a production of

1:00:04.000 --> 1:00:08.720
<v Speaker 1>Cut to It LLC, Balto Creative Media, The Black Effect,

1:00:08.960 --> 1:00:12.560
<v Speaker 1>and I Heart Radio. For more podcast from I Heart Radio,

1:00:12.960 --> 1:00:16.760
<v Speaker 1>visit the I Heart Radio app, Apple podcast, or wherever

1:00:17.040 --> 1:00:20.360
<v Speaker 1>you listen to your favorite shows from Cut to It.

1:00:21.000 --> 1:00:25.439
<v Speaker 1>Executive producer Steve Smith, SINGR co host Gerard Little John,

1:00:26.120 --> 1:00:30.520
<v Speaker 1>talent and booking manager Joe Fusci. Social media team Wesley

1:00:30.640 --> 1:00:34.640
<v Speaker 1>Robinson and John Show from Balto Creative Media. Cut To

1:00:34.760 --> 1:00:38.840
<v Speaker 1>It is produced by Brian Baltaschevitch and Meredith Carter, with

1:00:39.000 --> 1:00:43.880
<v Speaker 1>production assistance by Alex Lebrek, Production Coordinator Taylor Robinson. Theme

1:00:43.960 --> 1:00:47.240
<v Speaker 1>music by Alex Johnson, lyrics and vocals by Anthony Hamilton.

1:00:49.080 --> 1:00:51.480
<v Speaker 1>You ain't heard about it, then we're about to let

1:00:51.560 --> 1:00:55.760
<v Speaker 1>you know. It's all