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Speaker 1: Hey, hey, hey, we're black, We're back.

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Speaker 2: Sorry interruptive. Could you come as close to the mic

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Speaker 2: as you can?

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Speaker 3: Okay, let me put it up.

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Speaker 2: Oh, should have asked you earlier.

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Speaker 3: All right, all right, all right is this better?

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Speaker 2: That is a little bit better? Yes, okay, all right, okay,

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Speaker 2: go for it.

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Speaker 1: Hey, Hey, hey.

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Speaker 3: We're black. We're back. We're brand and beauty. Hey, Mandra,

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Speaker 3: what's up?

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Speaker 2: You're really just like save those notes tonight?

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Speaker 1: I was I felt I was feeling very I don't know,

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Speaker 1: like melancholy.

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Speaker 2: Only it has been a dreary, dreary January. We have

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Speaker 2: to we have to talk about what happened with Kobe Bryant.

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Speaker 2: Oh my god, that story. It is just it's crushing.

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Speaker 2: It just it was like blow after blow yesterday. I

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Speaker 2: you know, first first it's the you know, you see

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Speaker 2: the news, and I thought it was a hoax.

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Speaker 4: I like, like many people did, could not. I was like,

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Speaker 4: this is not true.

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Speaker 2: And then when that became real, and then you learn

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Speaker 2: additionally that it was his daughter, and then then the

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Speaker 2: other family.

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Speaker 4: On the helicopter.

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Speaker 2: I mean, I honestly had to take a moment and

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Speaker 2: just stop looking at stories about it because.

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Speaker 3: My mommy, my new mama.

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Speaker 2: Nerves are too shot for this, Like I just it's

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Speaker 2: too It just makes you want to hug and squeeze

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Speaker 2: everybody and never let them get out of your sight.

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Speaker 1: I don't even know how to because, like you said,

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Speaker 1: to your point, when I first heard about it, I

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Speaker 1: was like, what kind of crazy joke is that? And

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Speaker 1: then there was like news circulating that all his daughters

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Speaker 1: were on the flight with him, and I was like,

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Speaker 1: oh my god, oh my god, oh my god.

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Speaker 2: You know that was sad too, just how fast people

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Speaker 2: wanted to cover the story. And then dissudation got out there.

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Speaker 1: And it was like quote unquote reputable news outlets saying

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Speaker 1: things that weren't true. They were saying Rick Fox was

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Speaker 1: on the flight and all all this stuff, and I'm

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Speaker 1: like what what what?

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Speaker 3: It just was like, you know what slowed down from

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Speaker 3: a moment.

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Speaker 1: From trying to be the first ones to say, you

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Speaker 1: know that I heard that the police reprimanded TMZ for

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Speaker 1: sharing about Kobe before his family even knew.

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Speaker 3: Can you imagine.

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Speaker 2: I when when you know, because TMZ is when he

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Speaker 2: first broke it, and I was like, this only happened

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Speaker 2: a couple hours ago. I pray to God that the

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Speaker 2: family knew before they saw it, like, I mean, can

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Speaker 2: you know?

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Speaker 3: And they said they didn't.

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Speaker 4: They did it for real, they found out.

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Speaker 3: Well that's what they got.

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Speaker 1: They said that I don't know, like maybe I don't

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Speaker 1: know if his wife maybe have known, but that before,

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Speaker 1: like the family was. The police reprimanded them because this

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Speaker 1: is this is not like you know, President Dump's crap

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Speaker 1: that you're just posting.

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Speaker 3: This is someone's life and death, you know.

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Speaker 2: And for to steal that moment from a mother to

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Speaker 2: sit down, to have to tell your children that news

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Speaker 2: is already the most I can only imagine the most traumatic,

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Speaker 2: you know, news ever that you're dealing with your grief

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Speaker 2: and you have to sit down and tell your your

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Speaker 2: young children that their father and their sister's gone. And

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Speaker 2: then to not even have that in your control, that

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Speaker 2: someone in the media would steal that from you and

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Speaker 2: they have to find out from the headlines or from

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Speaker 2: their social media or wherever they found out just keeps

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Speaker 2: getting sadder.

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Speaker 1: Well have you been, I know we haven't been. You

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Speaker 1: guys have been having a few reruns and I know.

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Speaker 3: You guys missed us. That's why we back.

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Speaker 4: We skipped it.

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Speaker 2: You know, it felt like a long break. We were

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Speaker 2: only off a week, I know, right, it felt like weeks.

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Speaker 4: Wasn't it just a week?

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Speaker 3: I don't know.

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Speaker 2: My time my time element is.

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Speaker 4: All out of whack. But yeah, we took a little bit.

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Speaker 2: Of an unexplained break you guys. As you know, I

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Speaker 2: just had a baby in November, and I know I

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Speaker 2: joked about it, but I really did think I would

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Speaker 2: be ready to come back to the show when we

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Speaker 2: did right after the new year. And this show means

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Speaker 2: a lot to me personally, and I know Tiffany as well,

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Speaker 2: and we love coming to you guys every week, and

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Speaker 2: it feels like I get very attached to that promise

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Speaker 2: that there will be a new show from us, you know,

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Speaker 2: almost every week, and there has been for four and

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Speaker 2: a half years now. But I really ran into some coping,

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Speaker 2: just some problems coping with all the changes since I

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Speaker 2: had the baby. Just it really got to me the

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Speaker 2: past couple of weeks.

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Speaker 4: And while I.

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Speaker 2: Feel like I have tons of support, I have family

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Speaker 2: and friends who have been really helpful to me, I

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Speaker 2: needed to take a little bit of a step back

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Speaker 2: and just focus on my own mental health and focus

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Speaker 2: on this highly complex, little tiny human being that I

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Speaker 2: have to figure out out like I'm cracking some kind

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Speaker 2: of cod every hour of every day, and just focus

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Speaker 2: on my baby and on me. And so I asked

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Speaker 2: Tiffany if she would be okay if we take a

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Speaker 2: little bit of a break, and yes, you were kind

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Speaker 2: enough to say yes, and.

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Speaker 3: I say hell no, no, of course I said no.

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Speaker 1: I told Mandy that, like you know, even in the

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Speaker 1: best of circumstances, having a baby is traumatic.

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Speaker 3: It just is.

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Speaker 1: It's trauma to the body, trauma to your emotions, trauma

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Speaker 1: to your heart, your soul.

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Speaker 3: It's just new.

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Speaker 1: So I think that people forget that when a baby's born,

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Speaker 1: it's not just a baby that's being born.

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Speaker 3: A parent is born too.

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Speaker 1: Especially you know obviously with your with your first and

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Speaker 1: everyone's trying to figure it out.

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Speaker 3: And that to take as much time as you need.

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Speaker 3: There's no there's no.

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Speaker 1: Ticking time clock about. You have to know and figure

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Speaker 1: it out by this time. And just I told Mandy, honestly,

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Speaker 1: take as much time as you need. And you know,

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Speaker 1: you guys have been awesome. I'm sure you guys have

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Speaker 1: been hitting Mandy up and giving her like some mommy

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Speaker 1: advice those of you who are moms, and yeah, I

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Speaker 1: just feel like, you know, it's such a special time.

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Speaker 1: And I don't think the pressure we give so many

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Speaker 1: moms to like be on point, be so sharp, be

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Speaker 1: like why no.

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Speaker 2: Even from it's not even from society, was pressure I

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Speaker 2: put on myself too, to just be normal, like be

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Speaker 2: my old self really quickly. And I in some ways

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Speaker 2: I did feel like my old self, but I underestimated

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Speaker 2: how honestly, what I what I will say about so

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Speaker 2: far with the newborn stage is it really just strips

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Speaker 2: you bare and exposes every issue you ever had and

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Speaker 2: makes it really hard to hide it. So my problems

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Speaker 2: with anxiety that I've pretty much had my whole life,

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Speaker 2: through college, whatever, my career always kind of dealt with

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Speaker 2: anxiety issues. Whereas before I could turn on an audiobook

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Speaker 2: and you know, get my mind off of my worries

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Speaker 2: and go to sleep at night, I was literally just

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Speaker 2: laying awake all night long having really scary thoughts about

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Speaker 2: my baby, which were really scary. But I'm doing I'm

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Speaker 2: you know, I'm doing really well, and I don't want

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Speaker 2: anyone to worry. As you guys know, one of the

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Speaker 2: first things I did when I found out I was

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Speaker 2: pregnant would start looking for a therapist who specializes in

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Speaker 2: working with new moms. I think at the time I

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Speaker 2: knew I would need a soft place to land, and

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Speaker 2: I'm really proud of myself for having that forethought of

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Speaker 2: I need to have this in place, this this safety blanket,

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Speaker 2: the security system in place for myself, because nothing would

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Speaker 2: have been like if I had had to find a

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Speaker 2: whole new therapist through the fog I was in. There

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Speaker 2: was no f like I could hardly find time to

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Speaker 2: use the bathroom every day, you know, let alone start googling,

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Speaker 2: you know, therapists in my area. So I continued talking

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Speaker 2: to my even though I didn't see her as often.

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Speaker 2: I still you know, called and texted my therapist when

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Speaker 2: I felt like I was really hitting the wall and

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Speaker 2: we were still I'm in the middle of it. I

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Speaker 2: don't even want to pretend like I'm done, you know,

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Speaker 2: I'm I feel like I was just telling Tiffany, I'm

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Speaker 2: in this fog, and it feels like what was different

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Speaker 2: is two weeks ago. It didn't seem like the fog

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Speaker 2: was ever going to end. Oh shit, I'm gonna kind

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Speaker 2: of emotional start, right, Amandra. On the plus side, this

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Speaker 2: is the first time I've cried in two weeks, so

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Speaker 2: that's that's a way. But it's the fog two weeks

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Speaker 2: ago was opaque and now it feels like there's light.

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Speaker 4: And I think the reason is one. I'm you know, getting.

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Speaker 2: Help that I need. And I told my mom. It

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Speaker 2: was really hard to tell my mom for some reason,

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Speaker 2: till my mom told my sister, told my family and

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Speaker 2: just let them know, Hey, I'm really struggling. So while

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Speaker 2: you're asking me for pictures of the baby all day long,

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Speaker 2: just know that on the other end of this phone,

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Speaker 2: I'm a hot mess, and check in with me too.

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Speaker 2: And that really helped, just to let people know that

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Speaker 2: I needed their support as well. And I've just been

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Speaker 2: being really open about it and so seeing therapists and

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Speaker 2: and I wanted to shout out some resources that have

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Speaker 2: really helped me just really quick. You know, therapy is

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Speaker 2: not the only thing that I've been turning to of all.

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Speaker 2: Also spent a lot of late nights on Reddit. I

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Speaker 2: might have mentioned read it before, but there's a yeah,

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Speaker 2: there's a subreddit called Beyond the Bump, and all the

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Speaker 2: moms on there are just so great and at three

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Speaker 2: am when you're just like, you know, you're nursing the

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Speaker 2: baby and you're delirious. It's really been my little comfort

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Speaker 2: to go there and just hear other women share what

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Speaker 2: they're going through and feel completely seen and feel like

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Speaker 2: nothing I'm going through is unusual. And then there's a

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Speaker 2: book that I want to you know, I love a

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Speaker 2: good book. I just gave one of my one of

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Speaker 2: my friends who's having a baby next week. I just

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Speaker 2: gave her this book and I'm going to give it

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Speaker 2: to every new mom ever. And it's called and for

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Speaker 2: anyone who knows a new mom out there, this is

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Speaker 2: an amazing gift. It's called Good Moms Have Scary Thoughts.

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Speaker 2: And it was actually written by people in the mental

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Speaker 2: health industry and haze industry who have mental who have

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Speaker 2: experienced dealing with moms with postpartum anxiety and postpartum depression,

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Speaker 2: and it is just.

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Speaker 4: It's it's literally just a illustrated book that.

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Speaker 2: Kind of goes through all the crazy things that are

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Speaker 2: not I hate to say crazy, but all the thoughts

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Speaker 2: totally normal but can be scary thoughts I kind of

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Speaker 2: go through your mind and again it just made me

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Speaker 2: feel so seen and like I wasn't actually unusual in

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Speaker 2: any way and really comforted me. So those two things

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Speaker 2: plus the fact that I have like my great therapist,

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Speaker 2: Hey Laura, who's been it's been really supportive, who calls

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Speaker 2: and texts and has been really approachable, and she was

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Speaker 2: the one who freaked me out and was like, there's

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Speaker 2: you can't you can't wait to figure it, you can't

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Speaker 2: wait to attack this. You have to call your mom

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Speaker 2: right now. You have to call in reinforcements right now,

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Speaker 2: ask for help right now. There's no time to wait.

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Speaker 2: You cannot do this alone. She's just staring at me,

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Speaker 2: and I'm staring at her, and I'm like, oh, you're worried. Okay, Okay,

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Speaker 2: if Laura is worried, then I'll get it together.

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Speaker 3: Yeah.

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Speaker 1: No, but I love that, like I love that you.

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Speaker 1: When I saw you the text, I was really because

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Speaker 1: I could hear it in your voice before, like you know,

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Speaker 1: because it's a lot like you know, and I could

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Speaker 1: hear it before, and I just but I also know

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Speaker 1: you're like really like a doer and a complet you

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Speaker 1: know what I mean, And so I was like, I

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Speaker 1: didn't want you to think, I mean even that's why

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Speaker 1: from the beginning, I didn't want you to think that, like,

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Speaker 1: as much as the podcast means to me, I.

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Speaker 3: Wanted you to know that, like you, I want you

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Speaker 3: to be okay.

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Speaker 1: There is no podcast without you, you know, and that

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Speaker 1: you need to be okay.

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Speaker 3: I mean, and I'm so glad that you asked for

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Speaker 3: help and said enough.

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Speaker 1: And that's why I tried, you know, whenever I reached

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Speaker 1: out to you to see how you were doing, because

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Speaker 1: I just remember, I just just was thinking of all

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Speaker 1: the feedback that I got from previous friends and my

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Speaker 1: sister when you know, when they first had their baby,

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Speaker 1: and how they felt like no one ever asked about them.

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Speaker 3: It was always like the baby, the baby, And so

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Speaker 3: I tried to.

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Speaker 1: And so I tried that whenever to be like how

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Speaker 1: you doing, mano, you know, like I don't even know

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Speaker 1: if I really asked about the baby, because I'm like,

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Speaker 1: I'm sure everyone else is, because I was just trying

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Speaker 1: to be mindful of.

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Speaker 3: You know, I get it.

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Speaker 1: You know, this is brand being and everyone's excited, but

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Speaker 1: it's like, oh what about mom, you know, like you've

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Speaker 1: gone through a lot. So I'm just glad you asked

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Speaker 1: for help and that you shared with us because it's

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Speaker 1: not easy, and it's good for someone who might be

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Speaker 1: going through it to know that they're not alone and

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Speaker 1: how they're feeling is how and how they're feeling is normal,

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Speaker 1: and people feel like this, and you know it's okay

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Speaker 1: and necessary to ask for help and ask for a

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Speaker 1: reprieve and just to share like I'm not okay, Like

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Speaker 1: I think that's what you said, and I was just

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Speaker 1: so proud of you, like I'm not okay.

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Speaker 2: Yeah, and I really I wasn't. And every day it's

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Speaker 2: I check in them like is this okay? And how

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Speaker 2: am I feeling? And just trying to be honest about it.

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Speaker 2: And I think it's like I said, the difference between

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Speaker 2: now and then, and why I felt strong enough to

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Speaker 2: do the show today is that I know that there

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Speaker 2: it will get better, that this isn't always going to

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Speaker 2: be as hard as it is now, and that there

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Speaker 2: is light and there's a lot to be grateful for.

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Speaker 2: And I'm just trying to be a little bit easier

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Speaker 2: on myself stead of pushing myself to be exactly who

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Speaker 2: I was, you know, two and a half months ago,

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Speaker 2: just to this is the new normal, and I've got

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Speaker 2: to figure out, you know, and just be honest with

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Speaker 2: where I'm at today. I'm changed and I'm still figuring

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Speaker 2: out all the different ways that I'm different, but hopefully

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Speaker 2: it'll be all for the better. And of course I

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Speaker 2: love mister Rio.

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Speaker 3: He is a delight.

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Speaker 2: Every blowout diaper is a gift. Yeah, So thank you all.

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Speaker 4: And that is.

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Speaker 2: Our extremely depressing intro for the show.

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Speaker 1: It's good, good, No, that's good. I think that this

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Speaker 1: was great and people needed to hear it.

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Speaker 3: And we're back. We're back, and.

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Speaker 4: If we take a little break in the next few weeks,

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Speaker 4: you know why.

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Speaker 2: So all the love and encouragement you guys can send,

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Speaker 2: I appreciate it. And of course, Tiff, you're my I'll

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Speaker 2: still talk. We'll still talk even though we're not doing

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Speaker 2: the show. Love you very much and thank you for

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Speaker 2: doing so. Next time I see you, go bang, I'm

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Speaker 2: going to cash them on that hug. Get ready for

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Speaker 2: letting go?

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Speaker 1: Do you want to take some questions? I feel like

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Speaker 1: we haven't had questions in so long. I'm sure we've

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Speaker 1: got some poles up. I love answering questions from the listeners,

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Speaker 1: so let's have all right.

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Speaker 2: I checked out our Instagram. You guys can always hit

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Speaker 2: us up. We're at brandabision Podcast on Instagram with your questions.

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Speaker 2: You can also email us if you want to be

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Speaker 2: old school Brandivisionpodcasts at gmail dot com or check out

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Speaker 2: our website brandivision podcast dot com and click ask us

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Speaker 2: anything to hit us up there. Let's take one from

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Speaker 2: a Oh the Tender Age of twenty two listener. Will

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Speaker 2: keep her anonymous. She says, I love the podcast. My

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Speaker 2: boyfriend and I are twenty two years old and still

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Speaker 2: in college, but we're hoping to get married within the

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Speaker 2: next couple of years and want to start saving for

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Speaker 2: a wedding. What do you think is the most efficient

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Speaker 2: way to do it? Should we save in a highyeld

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Speaker 2: savings account or should we invest and withdraw the money

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Speaker 2: when we're ready?

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Speaker 3: Good? How many years, she says? Do you thinks she's

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Speaker 3: going to get married?

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Speaker 2: She says the next couple years, So not looking at

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Speaker 2: us super tight or super long timeline here.

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Speaker 1: If it's a couple of years meaning too or under,

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Speaker 1: probably would do hot yield right. But I remember because

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Speaker 1: my sister when she got married, but she knew she

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Speaker 1: had I think it was like five or six years

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Speaker 1: because like he was going to medical school. But anyway,

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Speaker 1: she invested and she bought stock, and I forgot how

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Speaker 1: much she put in, but she bought Tesla when it.

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Speaker 3: Was like thirty dollars a share, so it was tremendous

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Speaker 3: and so, you.

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Speaker 1: Know, and I think she put like fifteen hundred dollars

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Speaker 1: in or two thousand, and I remember by the time

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Speaker 1: she was ready to get married and she sold the stock,

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Speaker 1: she had.

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Speaker 3: About thirty thousand dollars.

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Speaker 1: So but that's because she had time, you know, for

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Speaker 1: that stock or like you know, all her other investments

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Speaker 1: to kind of grow. So I feel like if it's

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Speaker 1: two years, I likely would put it someplace where you

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Speaker 1: have you're a little bit more liquid because.

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Speaker 3: You don't really have a ton of time to ride

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Speaker 3: the wave should things drop.

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Speaker 1: But if you had more than like maybe four years,

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Speaker 1: then you know, I might look into putting it.

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Speaker 3: And I probably wouldn't have put into stock. I mean,

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Speaker 3: she tried it. She was lucky, quite honestly.

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Speaker 4: Not single stock.

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Speaker 2: She was exactly maybe like you know, an an index fund.

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Speaker 1: Exactly, that's what I would put it into. Honestly, I

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Speaker 1: had more than a few years and.

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Speaker 2: An index index fund. Just to remind you, it just

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Speaker 2: means that instead of investing in one company like Tesla,

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Speaker 2: you get to invest in a bunch of different companies

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Speaker 2: and that just spreads your investment over it spreads your

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Speaker 2: risk out and typically you'll see returns that that kind

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Speaker 2: of average out over all those companies returns, not just

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Speaker 2: like one company doing really well won't make.

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Speaker 4: Or break you. Yeah, and I totally agree. I chose

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Speaker 4: to save.

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Speaker 2: In a high yield savings account and I think if

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Speaker 2: you just have a couple of years, that makes perfect

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Speaker 2: sense and be real. And I would say, you're twenty two,

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Speaker 2: so you know, think about what's a realistic wedding cost

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Speaker 2: for you guys, Like I would, I would set a

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Speaker 2: target for how much you can afford to spend on

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Speaker 2: your wedding and keep it realistic to where you are

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Speaker 2: in your lives. You know, getting married at twenty two

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Speaker 2: you're straight out of college. And I just would hate

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Speaker 2: for you guys too, if you have student loan debt

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Speaker 2: to also take on a bunch of you know, wedding expenses,

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Speaker 2: trying to have the big, mega wedding of your dreams.

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Speaker 2: If that ends up being your dream that you know,

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Speaker 2: you look at the price tag of what you want

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Speaker 2: and it's astronomical, and you guys don't see how you

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Speaker 2: can get there in two years.

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Speaker 4: I would say, why not? Wait? I mean, your life

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Speaker 4: is your life.

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Speaker 2: But if the dream wedding is what you want, you know,

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Speaker 2: putting it off for a few years so you can

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Speaker 2: save more. Nothing wrong with that. You know you're still

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Speaker 2: so young? Do I sound like an old Buddy Duddy?

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Speaker 3: Until you said buddy Duddy?

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Speaker 4: What a kid say?

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Speaker 2: Okay, No, I know, Okay, boomer, that's what I am.

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Speaker 3: No cap. I don't even know what that means. Somebody

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Speaker 3: tell me what does no cap mean? Let me ask LUSA.

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Speaker 1: I don't know.

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Speaker 2: I was just really proud that I dug up. Okay, boomer,

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Speaker 2: I guess instead of boomer, it's like, okay, older millennial,

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Speaker 2: that's how I feel.

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Speaker 1: Oh yeah, I mean yes, like I said, you said,

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Speaker 1: Fuddy Dady, I was with you.

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Speaker 3: I was with you. No.

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Speaker 1: I think that's really great advice and congratulations on finding love.

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Speaker 2: All right, Let's take our next question from Let's say

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Speaker 2: her name is Faith, just making that up?

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Speaker 3: Okay?

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00:19:08,280 --> 00:19:10,720
Speaker 2: Her question is about her children? So she has four

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Speaker 2: children ages seventeen, fifteen, eight and seven. I really don't

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Speaker 2: want my children to end up in a tough financial

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Speaker 2: predicament like I am in, and I want to set

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Speaker 2: them up for a success. I was thinking of somehow

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Speaker 2: setting up investment accounts for each one and starting to

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Speaker 2: put money in each Hopefully over the years they will

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Speaker 2: grow and by the time they're adults or older adults,

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Speaker 2: they will have a nice nest egg they can continue

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00:19:33,400 --> 00:19:35,840
Speaker 2: to invest. How or what is the best way to

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Speaker 2: go about doing this? Should I meet with a financial advisor.

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Speaker 2: I know nothing about investing, really, so I wouldn't even

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Speaker 2: know where to start.

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Speaker 1: Well, this is actually a really good question I wanted

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Speaker 1: to pull up. So I just was talking with my angelie,

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Speaker 1: who's my financial planner, and she had me transferred. I

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Speaker 1: honestly had, like all the kids in my life, like

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Speaker 1: my my godson, my nieces, and my nephew, I had

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Speaker 1: their money basically saved in a high yield Savans account.

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Speaker 3: And she was like.

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Speaker 1: Girl nine, so she put money, she invested the funds

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Speaker 1: for me, and I was trying to figure out like

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Speaker 1: where she said, because I wanted.

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Speaker 3: To give you the exact words that she said.

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Speaker 1: She said, Uh, since the kids are young, I think

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Speaker 1: the allocation is one hundred percent equity's reasonable for their age.

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Speaker 3: Oh yeah, okay, this is what she said.

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Speaker 1: I would like to keep their allocation simple, meaning when

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Speaker 1: she said one hundred percent equity, that means she's investing

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Speaker 1: all of their funds in basically like stocks, but like

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Speaker 1: a combination. But I'll tell you exactly what she put

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Speaker 1: it in. She said, I would like to keep their

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Speaker 1: allocation simple. Hence I planned to use two Vanguard ETFs.

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Speaker 1: Remember Mandy talked about ETF earlier, a total US market

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Speaker 1: and a total international market, meaning that she's going to

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Speaker 1: put the kids funds into a Vanguard. Vanguard is a

442
00:21:04,960 --> 00:21:07,600
Speaker 1: company and they have ats, which are these collection of

443
00:21:07,960 --> 00:21:10,919
Speaker 1: stocks or bonds. But she's picking the collection of stocks,

444
00:21:10,960 --> 00:21:13,680
Speaker 1: and stocks are more risky. Because the kids are really young,

445
00:21:14,200 --> 00:21:16,320
Speaker 1: we can afford to put all of their money in

446
00:21:16,440 --> 00:21:19,240
Speaker 1: like kind of like riskier investments because you have a

447
00:21:19,280 --> 00:21:21,119
Speaker 1: higher potential for a higher yield.

448
00:21:22,520 --> 00:21:24,000
Speaker 3: And she was like, you know that.

449
00:21:24,000 --> 00:21:27,399
Speaker 1: She's putting them into the total market, total US market

450
00:21:27,640 --> 00:21:30,840
Speaker 1: and total international market funds. So what you can do

451
00:21:30,880 --> 00:21:33,960
Speaker 1: with ets is you can find funds that mimic what

452
00:21:34,040 --> 00:21:36,879
Speaker 1: the US market looks like. And also funds that mimic

453
00:21:36,960 --> 00:21:39,880
Speaker 1: like what the like with like the NASDAC or whatever.

454
00:21:39,920 --> 00:21:43,119
Speaker 1: So you can find funds that mimic what with markets

455
00:21:43,160 --> 00:21:46,439
Speaker 1: around the world look like. So if the US market

456
00:21:46,800 --> 00:21:48,960
Speaker 1: stocks go up, so does your fund. If the US

457
00:21:49,000 --> 00:21:51,159
Speaker 1: market stocks go down, so does your fund. And so

458
00:21:51,840 --> 00:21:54,560
Speaker 1: that's when that's what she said, and she said something

459
00:21:54,560 --> 00:21:55,639
Speaker 1: I think that was really great too.

460
00:21:55,680 --> 00:21:56,760
Speaker 3: She said, when we have.

461
00:21:57,000 --> 00:21:59,960
Speaker 1: Market volatility, you'll see this account swinging a lot more

462
00:22:00,080 --> 00:22:02,760
Speaker 1: than your respective account. So the accounts for myself and

463
00:22:02,800 --> 00:22:05,360
Speaker 1: my husband, it's okay as long as the funds will

464
00:22:05,400 --> 00:22:09,040
Speaker 1: be kept in for a long time horizon.

465
00:22:10,359 --> 00:22:12,440
Speaker 3: Now super super disclaimer disclaimer.

466
00:22:12,920 --> 00:22:17,000
Speaker 1: Remember Angelie is my financial planner, and so she's paid

467
00:22:17,080 --> 00:22:20,919
Speaker 1: to give me personal financial advice, and so disclaimer is that,

468
00:22:21,000 --> 00:22:23,679
Speaker 1: like you know, you have not paid Angelie, so you

469
00:22:23,720 --> 00:22:27,280
Speaker 1: know that advice is not professional advice specifically tailored for you,

470
00:22:27,400 --> 00:22:29,919
Speaker 1: faith or anyone listening. But I've just given you an

471
00:22:29,960 --> 00:22:33,760
Speaker 1: example of what I'm doing, and certainly we welcome you

472
00:22:33,840 --> 00:22:36,160
Speaker 1: to reach out to a financial planner on your own

473
00:22:36,480 --> 00:22:39,639
Speaker 1: to get specifically tailored advice to you. But just know

474
00:22:39,880 --> 00:22:43,600
Speaker 1: that for the younger kids especially, you know, there's some

475
00:22:43,840 --> 00:22:45,720
Speaker 1: room to be a little bit more aggressive with the

476
00:22:45,800 --> 00:22:48,199
Speaker 1: whatever investments you've set aside for them. And for the

477
00:22:48,240 --> 00:22:50,359
Speaker 1: older kids, there's still a lot of room too because honestly,

478
00:22:50,520 --> 00:22:53,600
Speaker 1: seventeen eighteen, that's still very young. It depends on when

479
00:22:53,680 --> 00:22:55,480
Speaker 1: you are expecting them to be able to basically cash

480
00:22:55,520 --> 00:22:57,280
Speaker 1: in on that. But I definitely would sit down with

481
00:22:57,280 --> 00:23:00,200
Speaker 1: the financial planner and at least you have some thing

482
00:23:00,359 --> 00:23:02,920
Speaker 1: like to discuss and you can bring some ideas to

483
00:23:02,960 --> 00:23:04,840
Speaker 1: the table where you think you'd like your money to

484
00:23:04,880 --> 00:23:07,920
Speaker 1: go for your kids. But kudos for thinking in advance.

485
00:23:07,960 --> 00:23:08,800
Speaker 3: That's awesome. Faith.

486
00:23:09,840 --> 00:23:12,760
Speaker 2: Yeah, definitely, And she also questions, you know, should I

487
00:23:12,800 --> 00:23:14,720
Speaker 2: do a CD if I don't feel ready to invest?

488
00:23:15,080 --> 00:23:17,960
Speaker 2: You know, a CD is a viable option. I mean

489
00:23:17,960 --> 00:23:20,680
Speaker 2: with rates going down right now, though I don't know.

490
00:23:20,880 --> 00:23:23,400
Speaker 2: You definitely with the CD, it's a more conservative investment,

491
00:23:23,400 --> 00:23:25,320
Speaker 2: which means you're not going to be earning potentially as

492
00:23:25,400 --> 00:23:28,359
Speaker 2: much as you could if you were to invest in

493
00:23:28,359 --> 00:23:29,920
Speaker 2: the market. But what I would say, because your kids,

494
00:23:29,960 --> 00:23:31,560
Speaker 2: some of them are older, So you have a seventeen

495
00:23:31,600 --> 00:23:34,520
Speaker 2: and a fifteen year old, they're you know, depending on

496
00:23:34,560 --> 00:23:36,560
Speaker 2: how or when you want them to tap into this

497
00:23:36,640 --> 00:23:39,639
Speaker 2: fun you have to think about how much time you

498
00:23:39,680 --> 00:23:42,359
Speaker 2: have in front of you. And if that, you know answer,

499
00:23:42,400 --> 00:23:44,600
Speaker 2: is not very much time, maybe a CD makes sense.

500
00:23:44,600 --> 00:23:46,640
Speaker 2: Maybe if it's a lot of time five plus years,

501
00:23:46,680 --> 00:23:49,960
Speaker 2: maybe investing in the market makes more sense. Seeking out

502
00:23:50,000 --> 00:23:53,000
Speaker 2: help from a financial advisor is probably a good place

503
00:23:53,040 --> 00:23:56,120
Speaker 2: to start if you want to, you know, figure out

504
00:23:56,200 --> 00:23:58,440
Speaker 2: what's the different approach for each of your children based

505
00:23:58,440 --> 00:24:01,119
Speaker 2: on their ages. So like Tiffany's, that can make a

506
00:24:01,119 --> 00:24:04,000
Speaker 2: lot of sense. And again we are not financial experts,

507
00:24:04,040 --> 00:24:07,119
Speaker 2: just sharing what's worked for us. And I want to

508
00:24:07,160 --> 00:24:09,040
Speaker 2: do a quick segue because someone else asked on an

509
00:24:09,040 --> 00:24:12,960
Speaker 2: earlier episode when I talked about saving for my son,

510
00:24:13,720 --> 00:24:18,000
Speaker 2: who I obviously is very tiny, very very young, starting

511
00:24:18,040 --> 00:24:19,520
Speaker 2: to think about how to save for him. I mentioned

512
00:24:19,560 --> 00:24:21,159
Speaker 2: on an earlier show that I was going to do

513
00:24:21,200 --> 00:24:24,880
Speaker 2: an ira, and I chose an ira over a five

514
00:24:24,960 --> 00:24:28,040
Speaker 2: two nine plan, and this listener TONI or I wanted

515
00:24:28,080 --> 00:24:30,800
Speaker 2: to know why did I choose a roth ira instead

516
00:24:30,840 --> 00:24:32,840
Speaker 2: of a five to two nine plan. The only thing

517
00:24:32,920 --> 00:24:35,680
Speaker 2: that I uh. One of the benefits of a roth

518
00:24:35,840 --> 00:24:38,240
Speaker 2: ira is that they don't necessarily have to use the

519
00:24:38,280 --> 00:24:43,480
Speaker 2: funds for education. So I feel like that offers more flexibility.

520
00:24:43,520 --> 00:24:44,960
Speaker 2: Not that I don't hope that my son will go

521
00:24:45,000 --> 00:24:47,280
Speaker 2: to college one day, you know, but he might get

522
00:24:47,320 --> 00:24:49,960
Speaker 2: a scholarship or a full ride. I mean, if you know, hopefully,

523
00:24:49,960 --> 00:24:53,200
Speaker 2: if he takes after his mama, he'll be very smart.

524
00:24:53,600 --> 00:24:56,000
Speaker 2: And I don't want to have to have those funds

525
00:24:56,040 --> 00:24:59,400
Speaker 2: tied up. You could use the funds and like, uh,

526
00:24:59,760 --> 00:25:02,600
Speaker 2: you know, give them to another family member, but again

527
00:25:02,640 --> 00:25:04,280
Speaker 2: they have to use it, at least for now, for

528
00:25:04,400 --> 00:25:07,840
Speaker 2: some kind of education. So for me, roth Ira makes

529
00:25:07,960 --> 00:25:11,440
Speaker 2: more sense. But they're both you know, reasonable ways, good

530
00:25:11,440 --> 00:25:14,600
Speaker 2: ways to invest in your child's future. You just have

531
00:25:14,600 --> 00:25:16,800
Speaker 2: to kind of think about what's best for you.

532
00:25:17,800 --> 00:25:18,400
Speaker 3: Yeah, I agree.

533
00:25:18,400 --> 00:25:20,600
Speaker 1: I always feel like, I mean, I feel like these

534
00:25:20,680 --> 00:25:23,560
Speaker 1: days five to nine plans it just feels a little

535
00:25:23,560 --> 00:25:26,240
Speaker 1: bit like ah, because I just don't know ten years

536
00:25:26,240 --> 00:25:30,080
Speaker 1: from now how relevant traditional college is going to be,

537
00:25:30,520 --> 00:25:31,960
Speaker 1: and I would hate to tie my money up in

538
00:25:31,960 --> 00:25:33,399
Speaker 1: such a way that it can only be used. Well,

539
00:25:33,480 --> 00:25:35,160
Speaker 1: the good thing about five to nine plans it doesn't

540
00:25:35,240 --> 00:25:36,720
Speaker 1: just have to be used for college. It could be

541
00:25:36,760 --> 00:25:39,119
Speaker 1: used for education across the board, so like you can

542
00:25:39,200 --> 00:25:42,480
Speaker 1: even use it for like like high school or if

543
00:25:42,520 --> 00:25:44,359
Speaker 1: your middle school costs some money, or even from what

544
00:25:44,400 --> 00:25:47,440
Speaker 1: I understand, even daycare these days, because they're understanding that

545
00:25:47,920 --> 00:25:50,280
Speaker 1: education is going to look different years from now.

546
00:25:50,320 --> 00:25:52,359
Speaker 3: But still it makes me a little nervous. I'd rather

547
00:25:52,359 --> 00:25:55,160
Speaker 3: put my money elsewhere for my little one.

548
00:25:56,000 --> 00:26:30,199
Speaker 1: So yeah, so that was just some good, so good updates.

549
00:26:14,320 --> 00:26:18,480
Speaker 3: Brown booths, brown bray. What you're gonna do, what you're

550
00:26:18,520 --> 00:26:27,439
Speaker 3: gonna do? Well, they come for a boo, what you

551
00:26:27,480 --> 00:26:28,000
Speaker 3: wanna do.

552
00:26:28,840 --> 00:26:31,439
Speaker 4: I'm gonna do a boost. I'm gonna go first.

553
00:26:32,040 --> 00:26:34,879
Speaker 2: Yeah, go ahead, I'll volunteer if you guys can ignore

554
00:26:34,920 --> 00:26:37,040
Speaker 2: the sound of my very unhappy child in the background.

555
00:26:38,560 --> 00:26:41,960
Speaker 2: I on Last Lame the last episode talked about taking

556
00:26:42,000 --> 00:26:46,640
Speaker 2: advantage of some different like options to simplify my life,

557
00:26:46,680 --> 00:26:48,800
Speaker 2: So like getting groceries delivered through Amazon Prime.

558
00:26:48,800 --> 00:26:49,479
Speaker 4: It's been awesome.

559
00:26:50,080 --> 00:26:53,200
Speaker 2: I tried out a new service for the past week

560
00:26:53,400 --> 00:26:56,119
Speaker 2: called Freshly, which is not they don't you know, not

561
00:26:56,160 --> 00:26:58,679
Speaker 2: an adorse, it's an endorsement. We're not getting paid, but

562
00:26:58,840 --> 00:27:00,800
Speaker 2: Freshly actually sends.

563
00:27:00,640 --> 00:27:01,800
Speaker 4: You meals that are already cooked.

564
00:27:01,800 --> 00:27:03,119
Speaker 2: You just have to heat them up and they're like

565
00:27:03,160 --> 00:27:05,960
Speaker 2: prepared by chefs and healthy and balance and all that jazz,

566
00:27:06,320 --> 00:27:09,919
Speaker 2: and it's been amazing so far. I feel only a

567
00:27:09,960 --> 00:27:12,840
Speaker 2: little bit lazy, but who cares. I don't have time

568
00:27:12,840 --> 00:27:15,480
Speaker 2: to cook and clean up dishes and all that stuff.

569
00:27:15,880 --> 00:27:17,879
Speaker 2: And it's nice to eat food that's not like a

570
00:27:17,880 --> 00:27:21,320
Speaker 2: healthy choice or you know again, another peanut butter and

571
00:27:21,400 --> 00:27:23,320
Speaker 2: jelly sandwich. That was how I sustained myself for the

572
00:27:23,400 --> 00:27:27,240
Speaker 2: first six weeks. I'm telling you postpartum peeb and Jay's y'all.

573
00:27:27,640 --> 00:27:30,119
Speaker 2: So it's called Freshly, and there's all kinds of promo codes.

574
00:27:30,160 --> 00:27:33,720
Speaker 2: So the cost is for twelve meals. I got for

575
00:27:33,920 --> 00:27:36,080
Speaker 2: ninety two dollars, which is a lot less than what

576
00:27:36,160 --> 00:27:38,920
Speaker 2: I was paying to have lunch every day at the office,

577
00:27:39,520 --> 00:27:41,760
Speaker 2: like fifteen dollars for lunch every day. This comes out

578
00:27:41,800 --> 00:27:45,040
Speaker 2: to less than I think eleven dollars per meal with

579
00:27:45,160 --> 00:27:49,240
Speaker 2: the promo code. So I'd recommend it, and there's other

580
00:27:49,400 --> 00:27:51,720
Speaker 2: services like it, so if you guys, it's I think

581
00:27:51,760 --> 00:27:54,399
Speaker 2: it'd be great for anyone who's on maternity leave, or

582
00:27:54,400 --> 00:27:56,639
Speaker 2: even if you're like recovering from a surgery, or you

583
00:27:56,680 --> 00:27:59,000
Speaker 2: know someone like say you know someone who had an

584
00:27:59,000 --> 00:28:02,840
Speaker 2: operation recently or for whatever reason, they can't get around

585
00:28:02,840 --> 00:28:04,560
Speaker 2: the house as easily as they could. This would be

586
00:28:04,560 --> 00:28:06,800
Speaker 2: a great gift to give them, like a week or

587
00:28:06,840 --> 00:28:09,960
Speaker 2: two weeks from a service like this. I'm a I'm

588
00:28:09,960 --> 00:28:10,359
Speaker 2: a fan.

589
00:28:11,520 --> 00:28:12,760
Speaker 3: Oh it's good to know.

590
00:28:14,359 --> 00:28:16,080
Speaker 1: That's honestly really good to know, because sometimes you're not

591
00:28:16,080 --> 00:28:17,760
Speaker 1: sure what to get people, and I always like to

592
00:28:17,760 --> 00:28:19,640
Speaker 1: get people things that are going to be super helpful,

593
00:28:19,800 --> 00:28:22,200
Speaker 1: especially when they have something new happened in their life,

594
00:28:22,280 --> 00:28:23,040
Speaker 1: like a biby.

595
00:28:23,240 --> 00:28:26,440
Speaker 2: So good to know husband is already sneaking into them

596
00:28:26,440 --> 00:28:27,680
Speaker 2: a meal selling those are mine.

597
00:28:30,359 --> 00:28:34,560
Speaker 1: Well, I am going to boost. Did I tell you

598
00:28:34,560 --> 00:28:36,200
Speaker 1: that I got the Nest a new nest. Well, I

599
00:28:36,240 --> 00:28:39,000
Speaker 1: don't know if it's the new, but so Nest is

600
00:28:39,040 --> 00:28:42,120
Speaker 1: like a thermostat for your house, and you know it's

601
00:28:42,120 --> 00:28:43,640
Speaker 1: like a smart thrmostat.

602
00:28:43,640 --> 00:28:45,120
Speaker 3: Well, I don't know.

603
00:28:45,200 --> 00:28:47,400
Speaker 1: Like I live in Jersey, so we have PC and G,

604
00:28:47,520 --> 00:28:49,560
Speaker 1: but I know like New York has like kindetsin and

605
00:28:49,920 --> 00:28:52,360
Speaker 1: depending on where you live around the country, I don't

606
00:28:52,360 --> 00:28:55,120
Speaker 1: know what the name of your your energy provider is.

607
00:28:55,720 --> 00:29:00,280
Speaker 1: And so PC ANDNG is offering basically half off the Nest.

608
00:29:00,920 --> 00:29:02,440
Speaker 1: So instead of like two fifty, it was like one

609
00:29:02,560 --> 00:29:05,480
Speaker 1: twenty five, which is awesome. So I got the nest,

610
00:29:05,720 --> 00:29:08,920
Speaker 1: and then I splurged and got something called the sensors.

611
00:29:09,280 --> 00:29:11,200
Speaker 3: Because I lived in an old house.

612
00:29:11,240 --> 00:29:12,960
Speaker 1: It was built in like I don't know, nineteen twenty

613
00:29:13,080 --> 00:29:15,440
Speaker 1: or something like that. So we've got like just one

614
00:29:15,520 --> 00:29:20,440
Speaker 1: thermostat for the whole house. So I wanted to figure out,

615
00:29:20,600 --> 00:29:22,080
Speaker 1: you know, like what did I need to set the

616
00:29:22,080 --> 00:29:25,680
Speaker 1: thermostat too, so that the house could be comfortable. And

617
00:29:25,920 --> 00:29:28,800
Speaker 1: the sensors will let you know, like I've named them

618
00:29:28,840 --> 00:29:34,920
Speaker 1: like Supergirl's room, guest room, master bedroom, and kitchen and

619
00:29:34,960 --> 00:29:37,520
Speaker 1: so that way. And then the sensor that the main sensor,

620
00:29:37,520 --> 00:29:39,240
Speaker 1: which is in the thermostat is in the dining room.

621
00:29:39,600 --> 00:29:42,840
Speaker 3: And so I on my phone. I'm obsessed. So my

622
00:29:42,920 --> 00:29:44,600
Speaker 3: husband now calls me the boriler operator.

623
00:29:46,240 --> 00:29:48,320
Speaker 2: Do you guys battle it out like me and husband do?

624
00:29:48,600 --> 00:29:50,680
Speaker 2: Where Like he's like I wanted to be sixty eight.

625
00:29:50,680 --> 00:29:51,920
Speaker 2: I'm like, I want to be seventy two.

626
00:29:51,960 --> 00:29:52,800
Speaker 4: We go back and forth.

627
00:29:54,400 --> 00:29:56,160
Speaker 1: So first of all, he doesn't really play, but I

628
00:29:56,240 --> 00:29:58,520
Speaker 1: you should see me. I'm in here, like, ooh, Supergus

629
00:29:58,640 --> 00:29:59,440
Speaker 1: room looks a little.

630
00:29:59,280 --> 00:30:01,520
Speaker 3: Chilly, let's turn it. Oh my god, I look at

631
00:30:01,560 --> 00:30:03,440
Speaker 3: the boy, look at a boil operator. Look at the

632
00:30:03,440 --> 00:30:04,280
Speaker 3: boil operator there.

633
00:30:04,600 --> 00:30:07,360
Speaker 1: Like sometimes I'll come home and it's like, maybe the

634
00:30:07,400 --> 00:30:08,680
Speaker 1: house is too warmer, too chili.

635
00:30:08,840 --> 00:30:12,320
Speaker 3: He's like, boil operator, you're off your job. I love it.

636
00:30:12,920 --> 00:30:14,680
Speaker 1: Like sometimes I'm like, did you touch the did you

637
00:30:14,720 --> 00:30:17,080
Speaker 1: touch the thermos back? And I just love the fact

638
00:30:17,120 --> 00:30:20,200
Speaker 1: that literally I could be like totally like in another

639
00:30:20,240 --> 00:30:21,880
Speaker 1: state and be like, you know what, the house looks

640
00:30:21,880 --> 00:30:24,920
Speaker 1: a little chili from where I am. So yes, honestly,

641
00:30:24,960 --> 00:30:27,000
Speaker 1: I have to say I love the nests. I love

642
00:30:27,080 --> 00:30:27,800
Speaker 1: the sensors.

643
00:30:28,920 --> 00:30:30,520
Speaker 3: Yeah, and I.

644
00:30:30,120 --> 00:30:32,160
Speaker 1: Somebody gifted me Google Home a while ago, so I

645
00:30:32,200 --> 00:30:34,280
Speaker 1: have not set it up yet, but apparently it all

646
00:30:34,320 --> 00:30:36,440
Speaker 1: links because I have the ring, which is I think

647
00:30:36,520 --> 00:30:38,520
Speaker 1: is a Google product, and I have the nests and

648
00:30:38,560 --> 00:30:40,920
Speaker 1: the sensor. So I think with Google Home, like i'd

649
00:30:40,920 --> 00:30:42,880
Speaker 1: be there's like, you know, I can set it up

650
00:30:42,920 --> 00:30:44,600
Speaker 1: and like be like.

651
00:30:44,480 --> 00:30:47,400
Speaker 3: The superstalker of my house. So yeah, that's my boost.

652
00:30:47,400 --> 00:30:49,800
Speaker 3: It's just I think it's just such a great tool.

653
00:30:50,040 --> 00:30:53,800
Speaker 1: And I used to have to because of the first

654
00:30:53,840 --> 00:30:56,760
Speaker 1: floor of the house tends to be cooler than the bedrooms.

655
00:30:57,160 --> 00:30:58,960
Speaker 1: So we would go to bed at night and I

656
00:30:58,960 --> 00:31:01,479
Speaker 1: would wake up like an a wet because I forgot

657
00:31:01,480 --> 00:31:04,720
Speaker 1: to turn down the thermostat.

658
00:31:04,920 --> 00:31:07,840
Speaker 3: And meanwhile, I live my I'm on the third floor

659
00:31:07,920 --> 00:31:09,440
Speaker 3: of our house. That's where our master.

660
00:31:09,360 --> 00:31:11,200
Speaker 1: Suite is, and so I'd have to go all the

661
00:31:11,240 --> 00:31:14,360
Speaker 1: way downstairs, like at midnight to turn it down and

662
00:31:14,400 --> 00:31:16,080
Speaker 1: to come all the way back up. And so now

663
00:31:16,120 --> 00:31:18,320
Speaker 1: I just roll over grab my phone and the boiler

664
00:31:18,400 --> 00:31:22,920
Speaker 1: operator has it, had her fingertips and I'm like, yeah,

665
00:31:23,040 --> 00:31:25,040
Speaker 1: so just a little booths, you know, Like I said,

666
00:31:25,040 --> 00:31:27,680
Speaker 1: it's X to me. I brought a thermistat before. It's

667
00:31:27,720 --> 00:31:30,200
Speaker 1: it's comparable to like what other thermost casts cost with

668
00:31:31,000 --> 00:31:33,400
Speaker 1: this discount. If you live and I guess the city

669
00:31:33,400 --> 00:31:35,239
Speaker 1: that has PC and G and for all I know

670
00:31:35,280 --> 00:31:39,200
Speaker 1: your your your your service provider might have it as well.

671
00:31:39,440 --> 00:31:41,160
Speaker 1: But totally it's worth it and I love it.

672
00:31:41,800 --> 00:31:42,200
Speaker 3: Join me.

673
00:31:42,600 --> 00:31:44,720
Speaker 2: Oh, you don't need to have a certain service. I

674
00:31:44,720 --> 00:31:48,600
Speaker 2: think anyone could do the Nest and it's fabulous. Oh

675
00:31:48,680 --> 00:31:51,520
Speaker 2: sorry discount yah yea, yeah, okay, gotcha, gotcha, gotcha. I'll

676
00:31:51,560 --> 00:31:54,000
Speaker 2: say we have the Nest doorbell too, and I recently

677
00:31:54,080 --> 00:31:57,080
Speaker 2: discovered you can turn off the doorbell sound. Oh my god,

678
00:31:57,280 --> 00:32:01,600
Speaker 2: anyone with a baby at home game change. Every Amazon

679
00:32:01,640 --> 00:32:04,480
Speaker 2: person I wanted to personally murder for ringing the doorbell

680
00:32:04,480 --> 00:32:07,840
Speaker 2: when they came. It was always when the baby was sleeping, always,

681
00:32:08,280 --> 00:32:10,320
Speaker 2: and not only that, but Molly would start barking too,

682
00:32:10,520 --> 00:32:12,800
Speaker 2: so to I still get the alert that someone's ringing

683
00:32:12,800 --> 00:32:14,200
Speaker 2: the doorbell, but no sound.

684
00:32:14,320 --> 00:32:15,440
Speaker 3: It is blissful.

685
00:32:15,720 --> 00:32:19,880
Speaker 2: Yeah, that is bol technology. I am so grateful to you.

686
00:32:20,800 --> 00:32:22,680
Speaker 2: So shout out to Husby for hooking us up and

687
00:32:22,680 --> 00:32:25,960
Speaker 2: making our house super tech friendly because the nest is awesome.

688
00:32:26,960 --> 00:32:28,479
Speaker 4: Yes, I co sign your boost.

689
00:32:30,760 --> 00:32:32,800
Speaker 1: Well, Mandua, this was great. It was great to be

690
00:32:32,800 --> 00:32:34,800
Speaker 1: back in the saddle. But don't forget if you need

691
00:32:34,800 --> 00:32:37,080
Speaker 1: a break, take a break. That's not just for Managic,

692
00:32:37,120 --> 00:32:39,840
Speaker 1: that's for all y'all listening that nothing's more important than

693
00:32:39,880 --> 00:32:41,880
Speaker 1: you being healthy, happy in a home.

694
00:32:42,080 --> 00:32:44,160
Speaker 2: One day at a time with my new mantra. So

695
00:32:44,280 --> 00:32:46,600
Speaker 2: we will maybe see you guys next week, maybe not.

696
00:32:46,760 --> 00:32:48,760
Speaker 2: If not, we'll have it something else in its place.

697
00:32:49,200 --> 00:32:51,760
Speaker 2: But I have to say I'm feeling really good and

698
00:32:52,240 --> 00:32:55,160
Speaker 2: the fog is listening. As trenty as that sounds, that's

699
00:32:55,200 --> 00:32:58,040
Speaker 2: what it feels like. So I'm not feeling being very happy.

700
00:32:59,080 --> 00:33:05,000
Speaker 3: Kay. Good