Speaker 1: Peace of the planet, Charlamagne to God here and as
Speaker 1: we come close to the closing out this year, I
Speaker 1: just want to say thank you for tuning it into
Speaker 1: the Black Effect podcast network. There have been so many
Speaker 1: great moments over the past year. Take a listen to
Speaker 1: some of those captivating moments in this special best of episode.
Speaker 2: In order to be successful, you've got to not just
Speaker 2: have the money, not just have access to the capital.
Speaker 2: And I just have a great idea, a great business,
Speaker 2: great hustle. You have to have the right mindset. I
Speaker 2: was at dinner last night with my wife Shaeitra, and
Speaker 2: it was a late dinner. You know, it was close
Speaker 2: to midnight because I had on a Saturday two speeches.
Speaker 2: And I could have complained about that and wine and
Speaker 2: Mona could say that, you know, I've got high class problems,
Speaker 2: and God gave me relevancy and a chance to make
Speaker 2: a difference and just accept that and be thankful. So
Speaker 2: I went to my first speech and did that and
Speaker 2: went to my second that was for Van Jones on
Speaker 2: artificial intelligence here in Atlanta. I went to my AI academy,
Speaker 2: went to this an operation of hope. Did that help
Speaker 2: him with the AI Ethics Council, which is coming by
Speaker 2: the way, my work with Sam Aulman. Then I went
Speaker 2: to the second speech. I went to my office work
Speaker 2: the little bit, when changed clothes, took seed on. Went
Speaker 2: to the second speech on Saturday night for the Black
Speaker 2: Coffee Company, which I, you know, talked about earlier and
Speaker 2: to encourage other investors to double down with them and
Speaker 2: encourage them. And so anyway, we went to a late
Speaker 2: dinner and I'm sitting there waiting for my wife to
Speaker 2: show to come from the She went to the restroom
Speaker 2: to wash her hands and whatever, and his brother walks
Speaker 2: over to me and I can see him by the
Speaker 2: side of my eye and I sort of know what
Speaker 2: this is now is you know, he's about to approach me,
Speaker 2: which is all good. I don't mind. And he said, look,
Speaker 2: my guy, he did like a you know in these
Speaker 2: celebrity things that you know, where the rock star, the
Speaker 2: celebrity dude sends somebody else over with a message.
Speaker 3: It's crazy. So he says to.
Speaker 2: His my buddy over here has a finance company, black guy,
Speaker 2: all of them are black, and he wants to come
Speaker 2: talk business with you. That's okay. I said, well, you know,
Speaker 2: I'm sort of. So I waved the dude right the
Speaker 2: other guy, I say hello to the guy in front
Speaker 2: of me. They're five feet from me. The other guy
Speaker 2: he just sort of barely nods like he's some rock star. Okay, whatever, whatever,
Speaker 2: whatever fumes you're on, whatever you're tripping on, that's is
Speaker 2: your right. But I'm really unimpressed now. So I'm impressed
Speaker 2: with the dud who came over to me. He's very respectful.
Speaker 3: It is to look.
Speaker 2: I'm on the day with my wife. I hope you
Speaker 2: don't mind. I'm not gonna I'm an interested talking business
Speaker 2: right now. He said, no problem, much respect, and he
Speaker 2: always goes over. Now, what the move would have been
Speaker 2: for the other guy is for him to gut get
Speaker 2: his lazy rear in up, sorry, get his tail up.
Speaker 2: And because love is work, non love is laziness. Anti
Speaker 2: love is evil. Evil exist, but it's very rare. Most
Speaker 2: people are just lazy, intellectually lazy, spiritually lazy, emotionally lazy,
Speaker 2: financially lazy. They want somebody else to do the work.
Speaker 2: He could have got up said to his lady, excuse me, baby,
Speaker 2: I want to go say a low to him, come over.
Speaker 2: Shook my hand look me in the ia man. I
Speaker 2: heard what you said. All good. I should come over
Speaker 2: myself to begin with my bad you know. Respect you're
Speaker 2: out of date, so we you know, I just you
Speaker 2: know whatever, respect, your work, whatever. I hope we can
Speaker 2: catch up sometimes later I would have said, what's your name?
Speaker 2: That would have been that would impress me. I would
Speaker 2: remember him, and maybe even he had given him my
Speaker 2: information to connect with me later or one of my
Speaker 2: you know, senior leaders in my office. But he missed
Speaker 2: that whole memo. He missed the opportunity because what Ambasator
Speaker 2: Jung said is so true. Men and women fail for
Speaker 2: three reasons. Arrogance, pride, in greed mindset. It wasn't about
Speaker 2: whether he had a successful business or all that stuff.
Speaker 2: You know, whether he's making money, I can kill. That's
Speaker 2: when he's making money. I don't want your money. I
Speaker 2: got my own, all right. All money is his freedom
Speaker 2: and I got the freedom and not be interested.
Speaker 3: Hello.
Speaker 2: But he wanted to combine attitude because I wouldn't talk
Speaker 2: to him, So he didn't say anything to me for
Speaker 2: the rest of the evening, and I could care less.
Speaker 2: And when he got up, I just thought it was
Speaker 2: a test. When he got up, I thought he'd stop over.
Speaker 2: I hoped he would for his sake, not mine. Did
Speaker 2: he stop over? Say yo man, blah blah blah blah,
Speaker 2: or you know something? Nothing ignored me walked out the
Speaker 2: door because I would not speak to him earlier.
Speaker 3: You're not hurting me.
Speaker 2: You're hitting examples like that as you're hitting your face
Speaker 2: against my fists. I'm not trying to pick a fight
Speaker 2: emotionally at the actually with anybody. I'm just saying that
Speaker 2: on the right way to handle it. You won the
Speaker 2: battle and the loss of the war. I don't even
Speaker 2: know who you won the battle. Don't even though sure
Speaker 2: what the battle was. I was in minding my own business,
Speaker 2: having dinner. You heard my feelings one little bit, but
Speaker 2: you didn't give my information, you didn't give my number,
Speaker 2: you didn't get my help. We're not going to do business,
Speaker 2: and I won't remember you. I don't even remember you.
Speaker 2: I remember the first guy, I will not remember the second,
Speaker 2: not in a positive way. Nobody owes you anything. Stop
Speaker 2: walking around entitled. Like the story of the young lady
Speaker 2: I mentioned earlier in the trending topic who her girlfriends
Speaker 2: thought that that boy owed her all expense freight. Anyway,
Speaker 2: I don't want to pee. This frustrates me to even
Speaker 2: think about it. Okay, here's a fan question. This was
Speaker 2: a good podcast, wasn't it. It wasn't boring. Here's a
Speaker 2: purple Indian woman. Purple Indian woman from Instagram. Purple Indian woman,
Speaker 2: what are the best options for my two children? My
Speaker 2: two daughters to start saving and investing now age twenty
Speaker 2: five and sixteen? First of all, I'm glad you don't
Speaker 2: think it's too late at twenty five to start investing
Speaker 2: in sixteen. Certainly it's not too late. The answer to
Speaker 2: this question, Purple Indian woman on Instagram, is the best
Speaker 2: option for your two daughters is now and with you.
Speaker 2: It's not about whether it's an index fund or this,
Speaker 2: or stocks or real estate or fractual investing or bitcoin
Speaker 2: or current cryptocurrency or whatever it is you want to do.
Speaker 2: Start a business grat and it's important that they do
Speaker 2: it with you. Get this book and read it with them,
Speaker 2: Assign chapters to them. Let's come back and have a
Speaker 2: family meeting about money, because the lights don't come on
Speaker 2: by themselves. Have a discussion about this every week, about
Speaker 2: money around financial listening for all, I want to see
Speaker 2: that book dog cared and beat up and the page
Speaker 2: is ripped and highlighted right, and you want to start
Speaker 2: a conversation, have dinner together, what a concept once again
Speaker 2: once a week and have a kitchen conversation about money
Speaker 2: using the book as a discussion starter, and try to
Speaker 2: get keep the spaghetti and the ribs.
Speaker 3: Off, the ribs us off the book. And then let
Speaker 3: them see how you roll.
Speaker 2: Let show them your four oh one K account, show
Speaker 2: them your real estate portfolio, show them your bills, like,
Speaker 2: let them model what you do, because we model what
Speaker 2: we see. That's the most important thing you can do
Speaker 2: for your child is to be the role model that
Speaker 2: they want to be, because that's who they see in
Speaker 2: the world. You want to find a good man. Yeah,
Speaker 2: the generalization, I'm generalizing, but this is this is mostly true.
Speaker 2: And yes they're exception to this rule. So don't pick
Speaker 2: a fight with me saying I know examples where this
Speaker 2: is not the case.
Speaker 3: I know you do.
Speaker 2: You want to find a good woman, Find a woman
Speaker 2: who's got a great relationship with her dad. You want
Speaker 2: to find a good man, Find a man who's got
Speaker 2: a good relationship with his mother. They are exceptions is
Speaker 2: these rules. But what you and you really want. You know,
Speaker 2: when I talk to somebody and I'm looking at him
Speaker 2: there and their eyes are clean and they're they're positive,
Speaker 2: they're looking at me, I can tell they had it
Speaker 2: mom and a dad, or I can tell that a
Speaker 2: strong ulture strong mom or an ultra strong dad that
Speaker 2: really grounded them and balance out the fact that the
Speaker 2: other mate wasn't there. You really mom and dad. But
Speaker 2: you can, you can over index like my mother did.
Speaker 2: My dad did it when I was with him and
Speaker 2: when I move for my mother to be with him.
Speaker 2: So give him credit. But my mother really was a
Speaker 2: grounding sense situation. And she was a single mother, just
Speaker 2: like seventy percent of all black households, and she told
Speaker 2: me she loved me every day of my life and
Speaker 2: I believed it. So look, you can survive, you can
Speaker 2: chill and still succeed. But why would you want to right?
Speaker 2: Why you don't want to just survive? You want to
Speaker 2: thrive and you want to win. And stop saying these
Speaker 2: kids that you're a baby daddy and your baby mama. Right,
Speaker 2: you're messing up these kids head, messing with their self esteem.
Speaker 2: Say you're a mommy. You're the mother or their father,
Speaker 2: and you're proud of them. When they screw up, you say,
Speaker 2: I'm mad at you. I'm upset with you. You future lawyer, you,
Speaker 2: future entrepreneur, you, future business owner, you future engineer. I'm
Speaker 2: upset with you, and I'm going to hold you accountable.
Speaker 2: Now let's go to dinner. I'm gonna hold you accountable.
Speaker 2: And here's your penalty for screwing up. Kids need love
Speaker 2: and accountability, love and responsibility. You can't just you can't
Speaker 2: just let kids walk away from their accountability. You end
Speaker 2: up with punks, you know, with a mess on your hands.
Speaker 2: They need to learn the word. No. You're not their
Speaker 2: best friend, you're their parent. Oh, don't let me get
Speaker 2: me started. It's a whole other podcast. People make the
Speaker 2: mistake of thinking that being smart enough is enough.
Speaker 3: It's not.
Speaker 2: Good habits are more important than being smart. Actually, you
Speaker 2: can't be a dummy, let me make that clear. And
Speaker 2: everybody who can get a college education should get one.
Speaker 2: But let me be clear, you must have good habits
Speaker 2: in order to be successful. I'm going to do an
Speaker 2: entire podcast on having good habits, but at the moment today,
Speaker 2: I want to absolutely remove this stigma about failure. Failure
Speaker 2: does not mean that you are a failure. It means
Speaker 2: you failed at something. It means that there was an
Speaker 2: outcome to experiment that was not successful. It doesn't define
Speaker 2: who you are. It just says, this is what I
Speaker 2: went through. It's it's it's on the path to where
Speaker 2: you're going again. Rainbows only follow storms. Success, as I
Speaker 2: said earlier, is going from failure to failure without loss
Speaker 2: of enthusiasm, over to rounded through what you're going to
Speaker 2: have to get to it. Success, as I keep saying,
Speaker 2: is going from failure to failure without loss of enthusiasm.
Speaker 2: It doesn't define you. Life is ten percent what life
Speaker 2: does to you in ninety percent how you choose to
Speaker 2: respond to it. What's your response is going to be?
Speaker 2: You don't react to what you respond You come right
Speaker 2: at it. You go. You come right at it, not
Speaker 2: over to round it. You know, don't avoid it. You're
Speaker 2: coming right to face it. Because what is a killion
Speaker 2: makes you stronger, It makes you, It builds resiliency. Why
Speaker 2: am I telling you this? Why is this important podcast
Speaker 2: on money and wealth? Because every poverty, every form of
Speaker 2: poverty two reasons. By the way, every form of poverty
Speaker 2: three reasons. Beyond sustenance poverty, which is a roof over
Speaker 2: your head, food on the table, and reasonable healthcare. Sustenance
Speaker 2: poverty poverty just to sustain yourself. So everybody should have sustenance.
Speaker 2: Everybody should have a roof over your head, reasonable health care,
Speaker 2: food on the table. That should not be something that
Speaker 2: we beg for in society. It's something that society provides.
Speaker 2: It's biblical, by the way. But beyond that, every form
Speaker 2: of poverty is mindset. Whether you believe you can, whether
Speaker 2: you believe you can't, you're absolutely right. And so my
Speaker 2: concern is this generation that we have today, who's grown
Speaker 2: up seeing a black president, you know, who's grown up
Speaker 2: seeing and experiencing a run up on the stock marketrket,
Speaker 2: seeing real estate pride prices that have been on the rise.
Speaker 2: They might have missed, probably did miss the two thousand
Speaker 2: and eight real estate crisis. And even if they did,
Speaker 2: it's in the rear view mirror. Who's who saw a
Speaker 2: social justice reconing on black America, black and brown. If
Speaker 2: you're African American, are African or people of African descent,
Speaker 2: you've seen this, You've seen that you saw a positive
Speaker 2: reaction to the deafestating murder of George Floyd, and you
Speaker 2: saw somewhere between sixty billion and three hundred billion, depending
Speaker 2: on how you calculated, invested in you.
Speaker 3: And wow, there's pushback on that.
Speaker 2: Now, the impression by somebody who's twenty or even thirty
Speaker 2: years old might be that that success for me is preordained.
Speaker 2: That's going to go to you know, go to college,
Speaker 2: go to school. Maybe you know, maybe don't need school.
Speaker 2: They may think, yes, you do. I need to address well,
Speaker 2: you know, have a nice Instagram handle, have some great
Speaker 2: social media, get some business cards made, you know, Lisa Carr,
Speaker 2: go to some meetings, you know, say the right things,
Speaker 2: and I'm going to be successful. I I deserve, I'm
Speaker 2: entitled to success. No, you aren't, and you won't be
Speaker 2: because you aren't prepared to fail.
Speaker 3: You aren't.
Speaker 2: You have no experience with failure. And the things that
Speaker 2: rattle and shake people today absolutely astound me. I tell
Speaker 2: people all the time that what you're going through is,
Speaker 2: with all due respect, high class problems. If you live
Speaker 2: in United States of America or a developed country you're
Speaker 2: living in listening to this from the UK, now I
Speaker 2: Kingdom me listening to this from some developed country somewhere
Speaker 2: in the world. Frankly, if you're listening to this or
Speaker 2: Washington this, you've got some kind of a digital device
Speaker 2: that's cutting edge, then you consider yourself lucky. Certainly, if
Speaker 2: you're in the United States of America and you have
Speaker 2: a job, you've got a source of income, you have
Speaker 2: you know, you have shelter, you have food, you have opportunity.
Speaker 2: When you get up in the morning, you've you've been blessed,
Speaker 2: you have at least one parent. And so there are
Speaker 2: people in this world. There's a lady right now trying
Speaker 2: to get from her hut on the east coast or
Speaker 2: west coast of Africa, trying to get from her hut
Speaker 2: to the well to get some water without being abused.
Speaker 3: That's her daily challenge.
Speaker 2: He's a woman in Afghanistan right now that's trying to
Speaker 2: keep her basic dignity and goes on. In a third
Speaker 2: of the world, it appears as at war with itself.
Speaker 2: And so I'm not discounting your problems when I'm saying,
Speaker 2: if you're concerned about your credit card bill or the
Speaker 2: mortgage payment or whatever, that's important. Yes, and yes you
Speaker 2: got too much, wanted end of your money. But consider
Speaker 2: yourself blessed to have these problems. So I wanted to
Speaker 2: first tell you I've been to where you are. That's
Speaker 2: why I found an operation Hope, because I've had that
Speaker 2: experience with it at nine years old, when the classroom,
Speaker 2: when that baker came to my classroom and taught me
Speaker 2: financial literacy, and everybody else was throwing paper planes and
Speaker 2: playing around and joking. But again I had by that time,
Speaker 2: I had these experiences where I saw a murder of
Speaker 2: my guy who saved my life. I know experienced. I
Speaker 2: didn't see it firsthand, but of course experience my best
Speaker 2: friend being murdered with my next for neighbor over drugs.
Speaker 2: And I saw my bomb and dad divorce and family
Speaker 2: tore apart, my mother hustle to go buy our house,
Speaker 2: our first house in come to California as a single mother,
Speaker 2: and I had taken life seriously by the time I
Speaker 2: was nine years old. And this banker came in my
Speaker 2: classroom in tall financial literacy home economics class which doesn't
Speaker 2: exist anymore, And I asked that banker, what do you
Speaker 2: do for a living and how did you get rich?
Speaker 3: Legally? And I was dead serious. And where'd you get
Speaker 3: that suit? From?
Speaker 2: Man?
Speaker 3: Only people I wear.
Speaker 2: The only white man I saw wear a suit in
Speaker 2: this neighborhood is a detective. And it's not a good suit.
Speaker 2: It's a bad suit. I don't mean a bad suit.
Speaker 2: I mean a bad suit. I mean polyester. I mean
Speaker 2: not a good suit. Why tie this dude's suit? That
Speaker 2: was gorgeous? It was beautiful. It was Italian stitching. I
Speaker 2: could see it today. It was dark blue. He had
Speaker 2: a white shirt and a red tie crisp. He had
Speaker 2: Polo shoes. He had a business card. Nobody in my
Speaker 2: family had a business card. It said the sixteenth floor.
Speaker 2: There was nothing beyond the I believe the six floors
Speaker 2: of I think he was six floors, might have been eight,
Speaker 2: eight floors or something. But it wasn't a skyscraper in Compton.
Speaker 2: That was a courthouse. Everything else was just a couple
Speaker 2: stories or single story in Compton. It was in the
Speaker 2: sixteenth floor. Man, where you work, how do you hear
Speaker 2: in the middle of the day. My mom was an
Speaker 2: hourly worker. McDonald donlon's aircraft became Bowling aircraft. She had
Speaker 2: a two fifteen minute breaks in lunch other than that,
Speaker 2: she was an hourly worker. She only showed up to
Speaker 2: school if I got in trouble, and that wasn't a
Speaker 2: good thing when I saw her show up at school.
Speaker 2: So how are you showing up anytime you want during
Speaker 2: the day. I'm on a salary. What's a salary? It's
Speaker 2: like I was a medium Martian man. And again he
Speaker 2: told me, I'm a banker and on finance entrepreneurs. I said, sir,
Speaker 2: I don't know what an entrepreneur is, but if you're
Speaker 2: financing it and it's legal, I'm gonna be one. Rainbows
Speaker 2: after storms. I became one. So I bought a piece
Speaker 2: of property in Los Angeles for a couple hundred thousand dollars.
Speaker 2: It was a townhouse. When I bought it, I was
Speaker 2: very proud of it. I lived in it. It went
Speaker 2: down in value while I lived in it. I was
Speaker 2: encouraged by my broke friends to sell it. Now they
Speaker 2: broke again. Watch what you pay attention to for advice, right,
Speaker 2: my broke friends didn't even own a townhouse. They were
Speaker 2: written talking about, Yo, you need to sell that. Just look,
Speaker 2: leave your bad advice in your bad in your well
Speaker 2: intentioned bad mouth, like in your head. Keep just say
Speaker 2: hello to me. That's that's all I want to hear.
Speaker 2: Is you know it's an old Southern saying. No matter
Speaker 2: how much I love you, my son or my daughter,
Speaker 2: if I don't have wisdom, I can only give you
Speaker 2: my own ignorance. So out of love, we passed down
Speaker 2: bad habits and bad advice from generation to generation. Is
Speaker 2: what we don't know that we don't know. This killing
Speaker 2: is what we think we know. We never got the memo.
Speaker 2: That's my third or fourth book. The think is my
Speaker 2: third book, that we never got the memos what we
Speaker 2: don't know that we don't know. So stop listening to
Speaker 2: people who have give you bad advice on no experience.
Speaker 3: Right.
Speaker 2: So that my friends quotation marks told me to sell
Speaker 2: my house. Luckily I didn't pay attention to him. The condo.
Speaker 2: I moved out and rented it out to you tenant,
Speaker 2: and they were slow paying, but they paid, and I
Speaker 2: had to pay the property taxes every year, but it
Speaker 2: was mostly covered by the renter. And I forgot about it.
Speaker 2: I said it and released it, just like I told
Speaker 2: you to buy it, put money aside, set and release.
Speaker 2: I just forgot about it. And because I just figured,
Speaker 2: you know, can't be you know, over time it will
Speaker 2: at least be worth what.
Speaker 3: I paid for it.
Speaker 2: So a few years past and I moved to Atlanta,
Speaker 2: and I'm trying to buy a piece of property that's
Speaker 2: you know, about seven hund and fifty thousand dollars. And
Speaker 2: I call my friend, a broker in Los Angeles happened
Speaker 2: to be a person of color, Mister low is his name,
Speaker 2: And I said, to check on this property from me,
Speaker 2: and he said sure. I said, well, what do you
Speaker 2: think I can get for it? He said, well, because
Speaker 2: I had a couple of properties selling this one, you
Speaker 2: can probably get seven undred fifty thousand dollars for I said,
Speaker 2: what did you say? What did you say? Seven hundred
Speaker 2: and fifty thousand dollars. I bought it for two hundred
Speaker 2: thousand change had gone down one hundred thousand change. My
Speaker 2: so called friends told me to sell it. Hello, five years,
Speaker 2: six years later, it's worth seven hundred and fifty thousand dollars.
Speaker 2: It's worth even more now I sold it. You have
Speaker 2: a year to do a tax free exchange, which means
Speaker 2: you pay no taxes. And I found the property that
Speaker 2: I wanted to buy, and I purchased a property that
Speaker 2: I wanted to buy with the proceeds of the property
Speaker 2: I just sold, and I paid no taxes. So there
Speaker 2: you go. And you want to check with your tax
Speaker 2: man and all this stuff. You know, don't listen to
Speaker 2: me and say John Bryant told me to do this.
Speaker 2: I'm just giving you, you know, examples of what you
Speaker 2: can do, but you need to check with your tax
Speaker 2: pro and or my hope, financial coaches for exactly what
Speaker 2: you should do or how to do it. It's go
Speaker 2: by the way, It's called a ten thirty one tax
Speaker 2: free exchange change in the revenue the Internal Revenue Code.
Speaker 2: But again, techer, check with your tax pro see how
Speaker 2: it relates to you. Okay, let's get to the fan question.
Speaker 2: I just made you a millionaire. Well you did, because
Speaker 2: you're going to work hard at it. But you know now,
Speaker 2: there's no reason why you're not going to be better
Speaker 2: off after you do this when you than before. I mean,
Speaker 2: it's like somebody said, why should I try God? Well,
Speaker 2: because God cannot possibly screw up and mismanage your life
Speaker 2: worse than you have. So give them a try. Let's
Speaker 2: see how that works out, and given it says Universe.
Speaker 2: In my opinion, you'll probably be Okay. I can't guarantee
Speaker 2: you that being positive is going to make you a success,
Speaker 2: but I absolutely guarantee you that being negative will ultimately
Speaker 2: make you fail. I want you to be positive. I
Speaker 2: want you to employ common sense. Literally, every group of
Speaker 2: people in this country, two hundred plus ethnic groups have
Speaker 2: succeeded using free enterprise capitalism and a market economy and
Speaker 2: the things that I've told you. The only three groups
Speaker 2: that have been left behind African Americans, not all Africans Americans.
Speaker 2: I'm gonna deal with Africans versus Africans or blacks versus blacks.
Speaker 2: Is that a thing? And that's not a negative situation.
Speaker 2: I mean, blacks are blacks? Is that a thing. I'm
Speaker 2: gonna deal with that in a second part a separate podcast,
Speaker 2: because it is a thing. But African Americans, not African
Speaker 2: Africans or African Caribbeans. African Americans who had a special
Speaker 2: treatment negative in this country, and who's really our self seening.
Speaker 2: Our brains were messed with, Our minds and mindsets were
Speaker 2: messed with, all right, and Native American Indians, Okay, they
Speaker 2: didn't have a good run and poor whites. Yes, poor
Speaker 2: whites are those three groups that did not use free enterprise,
Speaker 2: capitalism and market economy to succeed. Two of those groups
Speaker 2: actually use a government and you and government will help
Speaker 2: you cover your downside. And we need good government. We
Speaker 2: need civil rights, but you also need civil rights. We
Speaker 2: need not just red rooms stopping bad things like just
Speaker 2: police discrimination and bias and all the negative stuff. We
Speaker 2: need some green rooms, access to capital, access to internships,
Speaker 2: extra apprenticeship, access to apprenticeships, access to to credit, access
Speaker 2: to financing, access to opportunity and aspiration. Can I get
Speaker 2: an amen? This is a church of what's happening now
Speaker 2: and what have you done for me lately?
Speaker 1: Once again, thank you for tuning into the Black Effect
Speaker 1: Podcast Network. Seeing you in twenty twenty five for more
Speaker 1: great moments from your favorite podcast