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Speaker 1: This is Teddy Teapod. Guys, welcome to this week's Teddy Teapot.

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Speaker 1: It's gonna be a good one because I know so

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Speaker 1: many of you are in that like master panic zone

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Speaker 1: because you probably haven't finished your holiday shopping and those

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Speaker 1: of you who have. This is a great episode anyway,

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Speaker 1: because these are such good gift ideas. We've gone from

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Speaker 1: all sides of the spectrum to figure out what works

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Speaker 1: for you and your budget and all the different ideas.

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Speaker 1: And I have so many fun guests to come on

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Speaker 1: and I'm really excited for today. Our first guest is

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Speaker 1: Cheryl Burke, which I am super excited about. She has

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Speaker 1: an amazing podcast with a J McClean, who was also

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Speaker 1: her partner on Dancing with the Stars, but it's called

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Speaker 1: Pretty Messed Up where they talk about all things addiction

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Speaker 1: mental health, which I think is so helpful for so

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Speaker 1: many people. So I can't wait to talk to her.

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Speaker 1: I have to first fan girl with you for a

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Speaker 1: second because my kids are obsessed with Dancing with the

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Speaker 1: Stars like a really level, which now means I'm obsessed

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Speaker 1: because it's an amazing family show to why I love it.

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Speaker 1: But they stand in front of the screen and like

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Speaker 1: try to do the moves and you guys, and I'm like, you,

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Speaker 1: you got your mother's rhythm, Like it's not working out,

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Speaker 1: all right. I love that. And normally it's like, oh,

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Speaker 1: my my mom or my grandma loves dance at the stars.

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Speaker 1: It's never like my kids. So it's really nice to

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Speaker 1: hear that that, like, kids are enjoying our show. Oh,

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Speaker 1: they love it so much that like, and this year

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Speaker 1: was beyond because there was so many fun costumes and

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Speaker 1: the hair in the makeup so totally something they look

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Speaker 1: forward to every week. And now that it's over, we're like, now,

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Speaker 1: what what do we get American idol? I guess I

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Speaker 1: know we're gonna puch it over right. Well, I love

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Speaker 1: your show. I'm a huge fan. I love Housewives really,

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Speaker 1: I like I seriously, I love you. I love what

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Speaker 1: you represent. I think you're awesome, so thank you. Lots

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Speaker 1: of drama too, But the the medea of it is

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Speaker 1: is then I get to do something like this and

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Speaker 1: talk to you and you know, grow and which is

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Speaker 1: why I love your podcast so much, which I thank

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Speaker 1: you contro But you guys have to tune in to

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Speaker 1: pretty messed up it is. I mean pretty messed up.

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Speaker 1: It's pretty messed up. I mean, my first question is

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Speaker 1: for you is how do you find strength right now?

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Speaker 1: Like I think there's so many of us that are

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Speaker 1: feeling alone or feeling like it's also happening to me,

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Speaker 1: So like what is you're driving force? You know, it's

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Speaker 1: I've always been really into self help and self improvement,

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Speaker 1: um as far as like you know, I you know,

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Speaker 1: I'm an addict, and I feel like, you know, I mean,

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Speaker 1: some people may disagree that I'm an addict, but I

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Speaker 1: feel like I'm an addict. And when I like to

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Speaker 1: think of one thing to do, that's what I'm gonna do.

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Speaker 1: And lately it's been very much like productivity, you know,

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Speaker 1: like how can I keep this time and make it,

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Speaker 1: you know, the most out of it really and try

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Speaker 1: and look at the glass half full instead of half empty.

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Speaker 1: And it's not freaking easy, guys. Like it's really not

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Speaker 1: like there's days I wake up and I'm like, oh God,

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Speaker 1: like here we go again. I'm gonna get dressed up

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Speaker 1: from the waist up, and but you know what, like

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Speaker 1: make something out of it, you know, And I've always

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Speaker 1: had that drive, I guess, um that like over obsessive

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Speaker 1: drive where it's like, okay, well, you know, I've always

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Speaker 1: wanted to make masks. Weirdly before this pandemic, when I

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Speaker 1: was in Japan doing my life stage show and I

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Speaker 1: saw like these Japanese women coming out with like beautiful

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Speaker 1: outfits and then dental masks, and I was like, what

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Speaker 1: the hell is going on? Like we gotta like I

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Speaker 1: went to my agent and I was like, we gotta

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Speaker 1: like come up with something cute. She's like, you're nuts,

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Speaker 1: and I'm like, okay, fine, And then obviously you know

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Speaker 1: this happened, and you know, it's just about like being

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Speaker 1: able to sit in your own excuse my language, but

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Speaker 1: like being able to then be okay with you and

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Speaker 1: then just feeling the feelings and meditation has been a

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Speaker 1: big part of my life. If you asked me two

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Speaker 1: years ago to sit in stillness and with no technology

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Speaker 1: around me, I would have slapped you. Um, that would

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Speaker 1: have never happened. But you know, it's it's okay to feel.

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Speaker 1: And I think we've all been just numbing. A lot

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Speaker 1: of us have, at least. Yeah, I fully agree, And

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Speaker 1: I think that now you've taken a time to create

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Speaker 1: something that you thought about years ago which my son

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Speaker 1: stole my mask that I got from the Tide war

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Speaker 1: Box and he's like, no, I'm sorry, Mom. I love

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Speaker 1: it because in the back it's got like just of

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Speaker 1: all yeah, just it And I'm like that, But did

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Speaker 1: you see the name it said, mom, like Teddy. Yes,

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Speaker 1: you know they are there, men and women and boys

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Speaker 1: and girls whatever whatever you know tickles your fancy really,

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Speaker 1: but like there, you know, for me, it's about the

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Speaker 1: construction of these masks. Like I was so tired of

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Speaker 1: swallowing my masks, to be honest, I was like tired

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Speaker 1: of like crying and swallowing my masks. And I couldn't

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Speaker 1: even like all I was thinking about, I was like,

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Speaker 1: I'm wearing something on my face, you know. I needed

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Speaker 1: to wear something that like I could breathe in and

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Speaker 1: then add a little glitter, you know. No, they're so cute,

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Speaker 1: they're comfortable, and they're really good stocking stuffer, oh my god,

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Speaker 1: and affordable. Huge. So how do people what's the quickest

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Speaker 1: way somebody could get one of those masks? So? Um,

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Speaker 1: Today is the last day of my twelve days of

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Speaker 1: giveaway of mask Miss Christmas Um Special. So if you

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Speaker 1: guys really quit want to go onto my Instagram account,

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Speaker 1: it's as Cheryl Burke. You can also find the link

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Speaker 1: there too in my bio to get masks. But the

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Speaker 1: website is Bailey Blue Clothing dot com. So cool and

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Speaker 1: they're so cute. I wish you guys could see them

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Speaker 1: all right now. There's so many different colors they're they're

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Speaker 1: all names that they're named after one of the dances

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Speaker 1: you've seen us do on Dancing on the Star. So

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Speaker 1: this is the quick step. I love that. This is

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Speaker 1: the pasta doble. I'm sure your son will like this one.

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Speaker 1: Oh yeah, I think that's actually the one we have. Yeah,

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Speaker 1: this one or and you might have. The tango is

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Speaker 1: the silk black one. So this is the holiday line

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Speaker 1: that just came out, and then we got the Mambo.

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Speaker 1: Of course, it's like, tell me which one you want, Teddy,

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Speaker 1: and I'll help you up. The mama looks pretty sexy

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Speaker 1: right there. You can name a few if you'd like.

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Speaker 1: This is the Argentine tango. Do you dance by the way,

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Speaker 1: I want to dance, like, you know, it's like my dream.

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Speaker 1: Like my husband and I are like we need to

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Speaker 1: learn to dance, like we've done, I'll tell you here.

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Speaker 1: Like we started reading books together and like they became

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Speaker 1: our non negotiables, Like we're gonna read relationship books and

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Speaker 1: we're gonna have those conversations that are hard because we

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Speaker 1: have the time and we need to write each other

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Speaker 1: because you know, you're married. Some days you just go

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Speaker 1: through the motions your day, good bye, whatever? Do we

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Speaker 1: We know what we both did like and look like

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Speaker 1: we needed to push past that. But dancing is the

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Speaker 1: next thing because he can dance, like he can move,

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Speaker 1: but like not when it's choreographed like it's on right, um,

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Speaker 1: and I'm not sure I could. I need a lot

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Speaker 1: of guidance. You're so you're so fit though, like you'll

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Speaker 1: be able to do it, like you're you're an athlete, right,

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Speaker 1: Like yeah, I know, but that's why I'm like, that

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Speaker 1: would be out of my comfort zone because for me,

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Speaker 1: where that's good, that's good. The most trouble for myself

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Speaker 1: is when I'm complacent, right, I feel you a girl

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Speaker 1: like for me, like I actually my husband needs to

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Speaker 1: stay far away from me when I say the word

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Speaker 1: dance because I turned into like a dance mom. So

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Speaker 1: like literally for our wedding, I was like I had

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Speaker 1: chaperones because I was like, yo, we're either he's not

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Speaker 1: going to make it to the aisle because I'm gonna

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Speaker 1: you're I'm gonna bring out the dance mom and me,

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Speaker 1: and I'm like, this is not cute, but dancing normally

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Speaker 1: for normal you know, Harry troubles, it's normally a great thing.

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Speaker 1: Why I teach you guys via zoom? I would love that. Yeah,

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Speaker 1: you guys gonna do for the holidays. You're looking at it? Yeah, right,

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Speaker 1: Like it's so scary actually right now. And my husband's

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Speaker 1: actually two more days left on his movie that he's

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Speaker 1: shooting right now, and it's like, my honey, and then

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Speaker 1: he comes home like I'm not feeling well. I'm like, okay,

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Speaker 1: you're gonna come in my You're gonna come in the

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Speaker 1: room and say, can you just shout it out for

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Speaker 1: the kitchen please? Uh no, I'm kidding. But like I

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Speaker 1: think he just run down hopefully, But like you just

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Speaker 1: never know, you know, it's like to go out in anywhere,

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Speaker 1: Like my friend wants to go Christmas shopping. I'm like,

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Speaker 1: you're on your own, honey, fun because I can't do this.

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Speaker 1: You know that. I mean That's why I was talking

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Speaker 1: about it. I even to go to Target. There's like, oh,

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Speaker 1: way round the corner, twenty deep. I'm like, I was

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Speaker 1: sending masks to people for Christmas and I was like

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Speaker 1: freaking out, Like you don't understand. I haven't been to

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Speaker 1: a restaurant since January. I've literally like I have not,

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Speaker 1: Like it's been me and my new friendschie who have

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Speaker 1: petting who You've seen my arm like weirdly petty? Oh really,

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Speaker 1: this is Isabella. He's a little rascal. Oh that you

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Speaker 1: have such a nice name for yours. Mine is pork chop.

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Speaker 1: I love it. Minds developed with a y, which is

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Speaker 1: really weird. But whatever. Um But yeah, So I'm like,

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Speaker 1: you know, I don't even know what it feels like

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Speaker 1: to like to even go out and like, wait a second,

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Speaker 1: what do you do? Like what's the new normal? I

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Speaker 1: mean the thing that the only thing I've been doing

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Speaker 1: is like we've been going on family walks and kind

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Speaker 1: of looking around the neighborhood, looking at the lights and

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Speaker 1: trying to find something best. And I'm like literally over

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Speaker 1: decorated by treat. I mean, well it looks good. I

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Speaker 1: mean we tried to do the gingerbread houses. But I

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Speaker 1: really much that one up because I didn't get the

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Speaker 1: one that was constructed already, and I was like, I

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Speaker 1: didn't realize you had to like have a license in

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Speaker 1: architecture to build. But it's like falling over their collapsing.

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Speaker 1: My kids are like, mom, oh no, well you know

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Speaker 1: you can't right normally just buy it and even markets

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Speaker 1: or something, ye like, well, I see how it goes. Um,

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Speaker 1: so what does that mean for you in regards to

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Speaker 1: holiday shopping? You the masks and I Amazon, it's like

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Speaker 1: Christmas every day here in this house and the boxes

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Speaker 1: like no, actually my neighbors are just like Cheryl and

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Speaker 1: not like it looks like, um, it looks horrible outside

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Speaker 1: right now because I've just got boxes piling up, and

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Speaker 1: like the trash comes every Wednesday and I'm like, my

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Speaker 1: trash bands are broken, like it's a freaking hot mess.

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Speaker 1: And the hobbies shooting a movie. So it's just me,

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Speaker 1: myself and my dog, I know, but then you have

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Speaker 1: to see it. Like for me, I'm like, do I

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Speaker 1: really want to break down? These boxes are in the

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Speaker 1: hard time because I haven't done it, So I'm gonna

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Speaker 1: store them over here until it became a situation like

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Speaker 1: a talking to. But I think that's what everyone's doing.

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Speaker 1: And plus they're when they get bored, they're like, oh,

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Speaker 1: I could buy this on Amazon or you know it's yeah,

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Speaker 1: or like they do YouTube channels and podcasts like what

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Speaker 1: I've been doing. I'm like, literally, this is why I

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Speaker 1: was late calling you because I was like reading my

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Speaker 1: monologue that I have to now put in the teleprompter

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Speaker 1: so I can put up my freaking video on New

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Speaker 1: Year's Day. I'm like, who watched it? Watch YouTube on

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Speaker 1: New Year's Day? Who knows? Who knows? I had a

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Speaker 1: hard enough time doing our little dance we did for

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Speaker 1: because we're all you know, the I heart things. You

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Speaker 1: did it great. I watched you and a J I

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Speaker 1: was like, you know what, it's not fair, you know what.

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Speaker 1: I refused to sing though I have I'm toned to

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Speaker 1: it's ridiculous. Um okay, random question, But my listeners have

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Speaker 1: all asked the same thing, and they want me to

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Speaker 1: ask all my guests today. When you go to the

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Speaker 1: hotel when it was something that we did, did you

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Speaker 1: ever steal stuff from it? And what? What? What are

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Speaker 1: the hell? Yeah? I did you know, like, uh, which

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Speaker 1: which the hotel. It's um the one where we got married.

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Speaker 1: Uh fairm Fairmont, Grand del Marrow whatever. Sorry, guys, but

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Speaker 1: I steal all your lay Labo everything, Like they have

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Speaker 1: Laylabo lotion, shampoo, bath salts, freaking scrubber. Like I'm like, yea,

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Speaker 1: I look like I'm Filipino. So that's what we do. Well,

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Speaker 1: I'm the same. But I didn't realize that. I later

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Speaker 1: got charged. But I was taking the robes because I

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Speaker 1: don't you can't do that. But my husbands like, you

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Speaker 1: can't do that beautiful four seasons robe or my bowe.

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Speaker 1: Yeah no, no, no, that's obvious. Girl. I gotta take

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Speaker 1: some tricks of the trade. He's like, Teddy, I just

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Speaker 1: saw in our hotel bill. But a two hundred fifty

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Speaker 1: dollars for the robe. I'm like, was it worth it? Though?

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Speaker 1: Because I feel like there are ropes are like towels.

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Speaker 1: There's one robe that was really worth it that I've

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Speaker 1: been carrying around for like ten years. But there's like,

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Speaker 1: oh good, it's all the things you need to steal.

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Speaker 1: I'll steal another one for you. Get it, well, I'll

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Speaker 1: ben mo you have cool cool cool? Yeah, Oh my gosh,

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Speaker 1: I know that. Um, I only have twenty minutes with you,

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Speaker 1: so thank you. This is fun. I know it was

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Speaker 1: so fun. Um And if you ever need anything, I'm

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Speaker 1: pretty messed up. I'm pretty messed up too, So yes,

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Speaker 1: I would love You're a life coach, right Like I'll

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Speaker 1: exchange dance lessons for life coaching me and my husband.

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Speaker 1: How about that. I think the beauty of it is

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Speaker 1: when we are you know, we're all struggling. The biggest

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Speaker 1: thing is is about being vulnerable your struggle, and it's

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Speaker 1: really scary. But once you do that, then you realize

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Speaker 1: we're not alone. Right Like, stop trying to be a hardass. Yeah,

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Speaker 1: stop trying to be perfect. Stop trying to be a

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Speaker 1: hard ass, because there's so many of us that just

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Speaker 1: need to hear. Wow. Yeah, human she you know this

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Speaker 1: happened to her, this happened him, or whatever it may be.

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Speaker 1: So I wish such a happy holiday season and YouTube,

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Speaker 1: I'm gonna send you some mask girl. Thank you. I'm

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Speaker 1: gonna I'm not gonna let cruisey at this. I'm send

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Speaker 1: you enough for everyone. All right, I'll talk to you

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Speaker 1: happy holidays. Thanks for having me By Danielle. How great

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Speaker 1: was she? But I had to continue checking my stomach.

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Speaker 1: I thought it was growling. I was like, what is happening?

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Speaker 1: I just ate But then she pulled up the dog

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Speaker 1: and I'm like, it's the dogs. It was so good,

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Speaker 1: her new little friend. She was just like, like snoring.

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Speaker 1: It's amazing, so cute. Now I want to have mine

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Speaker 1: on my lap. But our next guest is Matt Saratha,

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Speaker 1: who I actually know already because he is I think

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Speaker 1: it's Kyle Richard's godson, and so we have met multiple times. Um.

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Speaker 1: He's so fun. One of the youngest, I think youngest

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Speaker 1: designers to ever show at New York Fashion Week. So

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Speaker 1: I can't wait to dig into it with him. And

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Speaker 1: we'll bring him on in a set. Hello, look at you.

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Speaker 1: I knew you were going to come with all the things.

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Speaker 1: I knew it. Any excuse to dress up. I take

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Speaker 1: it full for us these days. Oh my god. Well,

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Speaker 1: I'm so happy to have you here. I like, such

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Speaker 1: a nice surprise. When I saw you on the rundown cheat,

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Speaker 1: I'm like, I know, I am I say it wrong.

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Speaker 1: Aren't you Kyle's godson? Or yes, okay, that's what I

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Speaker 1: was like. I was like, I know, there's some sort

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Speaker 1: of because we've I've hung out with you a million times,

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Speaker 1: so some sort of family ties and there are some families.

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Speaker 1: And every time I see you, I am always mesmerized

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Speaker 1: by your makeup and envious that mine is a hot mess.

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Speaker 1: Express uh and and your nails. It's all the things.

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Speaker 1: Come up, beauty salon anytime you want, I'll hook you up.

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Speaker 1: How about that? Gosh, I love it. But I think

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Speaker 1: the coolest thing about you. I mean, there's a million

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Speaker 1: cool things, but one of the most incredible things about

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Speaker 1: you for our listeners is you were the youngest person

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Speaker 1: to ever show up fashion Week, right, yes, still to

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Speaker 1: this day. Can you talk us through like how you

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Speaker 1: got the confidence to do that, some of the decisions

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Speaker 1: that you made in order to take action and make

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Speaker 1: it happen first. Sure, I mean, I I'm happy to

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Speaker 1: talk about myself all day long. But I mean I've

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Speaker 1: just like I've been doing fashion since I was seven

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Speaker 1: years old. Um I got into the fashion world by

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Speaker 1: watching Project Runway and then I found myself on the

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Speaker 1: first season of Project Runway jr. Um And that's when

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Speaker 1: everything just kind of took off, and um I showed

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Speaker 1: it Cleveland Fashion Week believe it or not. Um, way

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Speaker 1: back in the day, and then someone from New York

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Speaker 1: Fashion Week was sitting in the audience, and I got

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Speaker 1: an email the next day and they're like, hey, do

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Speaker 1: you want to come and like show? And I'm like, uh, yeah,

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Speaker 1: let's do it. And then like the rest is history.

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Speaker 1: Pretty much just been hustling. What would you say the

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Speaker 1: biggest challenge has been for you? Probably my age. Um,

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Speaker 1: A lot of people don't because I got started when

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Speaker 1: I was like sixteen, is when stuff really started blowing up,

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Speaker 1: and people just were not taking me serious. They thought

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Speaker 1: that it was just like there's some little gay boy,

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Speaker 1: you know, living out a little dream and then um,

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Speaker 1: it was just kind of a phase and it would

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Speaker 1: blow over. So like having to sit with all these

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Speaker 1: like old men who are like, you know, high ups

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Speaker 1: in the industry, nobody ever really wanted to take me seriously. Um,

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Speaker 1: So my whole life that I've just been trying to

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Speaker 1: prove them wrong. And you know what, I think that

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Speaker 1: sometimes you can say like your biggest haters. People can

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Speaker 1: either stew in that and it just it breaks them down,

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Speaker 1: or use that drive to go you know what, No,

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Speaker 1: I'm gonna keep showing up for me. I'm gonna keep

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Speaker 1: showing up for what I love to do, and I'm

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Speaker 1: going to create something special, which your foe for is stunning.

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Speaker 1: Not we have some on the way to you. I

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Speaker 1: wanted them to get there in time, but you know,

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Speaker 1: it's shipping and everything is crazy. It's a disaster. But

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Speaker 1: remember when I was on Housewives, I wore one. It

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Speaker 1: was in this in this store, and I like tried

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Speaker 1: so many on They're so gorgeous. Tell us a little

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Speaker 1: bit about that and why they're that's a great gift

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Speaker 1: for the holidays. Yes, I love that. I remember that

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Speaker 1: iconic picture you were in the runway fresh off New

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Speaker 1: York Fashion Week runway Green Emerald Fur. I love it.

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Speaker 1: Uh so, um what it do you think is the

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Speaker 1: biggest fashion trend? From that? You're excited to go away?

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Speaker 1: Oh God, if you say matching sets, i'mount I would

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Speaker 1: not if you saw my closet. You would call me

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Speaker 1: a liar if I said that, because all about the

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Speaker 1: matching sets these days. Um, let's see. That's hard because

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Speaker 1: I don't like to yuck anyone's yum. But I would

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Speaker 1: have to say, okay, the ugly dad sneakers. I can't

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Speaker 1: with those ones. I've never gotten into them. And just

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Speaker 1: because of yeah, so ugly, like just because they're blindsiaga,

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Speaker 1: that does not make them cute. I'm sorry, Well you

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Speaker 1: know what I am really and you're not gonna think

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Speaker 1: this is Uggs have made a comeback in my life,

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Speaker 1: and these ones I there. They may be meant for indoors,

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Speaker 1: but they're all lifestyle for me. And I think a

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Speaker 1: lot of those but like they're not even cute. But

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Speaker 1: like now, ug has made a huge comeback again because

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Speaker 1: everybody wants to be cozy all of the time for real.

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Speaker 1: And you know, off the record, I mean, Peter, I

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Speaker 1: don't think approves of ugs, but I do own up

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Speaker 1: your ugs in my close and I'm not gonna lie

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Speaker 1: to you. I even now that Pete thing code. They're

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Speaker 1: they're fuggs. They're not uggs guys from Sandi Alley. I

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Speaker 1: love it. Um, What are the holiday? What are you

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Speaker 1: gonna do for the holidays this year? Oh my god,

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Speaker 1: I think it's gonna be the most boring holidays ever.

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Speaker 1: Like this is always usually like my favorite time of

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Speaker 1: the year because my birthdays in October and then it's

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Speaker 1: like Thanksgiving and there's like Christmas and everything, and I'm

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Speaker 1: always like having so much fun saying all my friends

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Speaker 1: and stuff. But this year, I literally think I'm just

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Speaker 1: gonna be with my immediate family and like that's it.

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Speaker 1: It's gonna be like the most lame Christmas ever. Do

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Speaker 1: you get them gifts? And like what what kind of

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Speaker 1: gifts do you get your family? And do you think

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Speaker 1: subscription gifts are a good gift? So we do gifts.

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Speaker 1: I have two younger brothers, and then it's my dad

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Speaker 1: and my mom. I have the most fun obviously shopping

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Speaker 1: for my mom because I like to get her, you know,

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Speaker 1: like we don't have the same size shoe, but you know,

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Speaker 1: handbags and stuff. I can kind of, you know, justify

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Speaker 1: getting her one if I can borrow it, you know.

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Speaker 1: So it's really about you, I see hoo yeah um.

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Speaker 1: But then you know, like for my brothers and stuff. Okay,

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Speaker 1: this is so this is gonna sound so bad, But

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Speaker 1: I'm getting them skincare routines because they desperately need it.

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Speaker 1: So I like I'm revamping their hoole from top to bottom,

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Speaker 1: flintzer to moisturize, or like I'm giving them everything especially

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Speaker 1: my little brothers. They need to take a little better

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Speaker 1: care of those care do you recommend? Don't hold out?

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Speaker 1: I need to, Okay, So for my dad, I'm getting

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Speaker 1: him on a retinal um. You know retinal right, So

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00:21:03,920 --> 00:21:05,800
Speaker 1: I'm getting him on a retinal I think he desperately

397
00:21:05,840 --> 00:21:08,280
Speaker 1: needs it. Um. And then from my little brothers, they

398
00:21:08,359 --> 00:21:11,119
Speaker 1: need like they have acne, but it's the kind of

399
00:21:11,160 --> 00:21:13,320
Speaker 1: acne that like they just need to wash their face,

400
00:21:13,480 --> 00:21:16,800
Speaker 1: like they just don't just don't be watching their face. Um.

401
00:21:16,840 --> 00:21:19,040
Speaker 1: So I'm getting them some stuff. It's from this bran

402
00:21:19,119 --> 00:21:22,679
Speaker 1: called nuturium, and um it's like they're nice cinema, just

403
00:21:22,720 --> 00:21:24,800
Speaker 1: really good. I used to want to be a dermatologist,

404
00:21:24,880 --> 00:21:27,719
Speaker 1: so I know a lot about this stuff. Um. But

405
00:21:27,760 --> 00:21:30,640
Speaker 1: I'm getting them some nice cymbemide stuff, some like salasa

406
00:21:30,760 --> 00:21:34,800
Speaker 1: like acid is good for their acne um and just

407
00:21:35,040 --> 00:21:37,040
Speaker 1: for them, I'm keeping it basic because I know if

408
00:21:37,080 --> 00:21:39,600
Speaker 1: I go too crazy like my skin ca routine, They're

409
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Speaker 1: not going to use any of it. No, it has

410
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Speaker 1: to be simple. It has to be It has to

411
00:21:44,359 --> 00:21:49,159
Speaker 1: be simple. It has to look cool exactly and then

412
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Speaker 1: and then they'll probably do it, and then they has

413
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Speaker 1: to quick results What are you most looking forward to.

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Speaker 1: I'm excited to close the chapter on twenty funny first

415
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Speaker 1: and foremost. UM, And I just hope that next year

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Speaker 1: is a little more you know, fun Hopefully this COVID

417
00:22:06,400 --> 00:22:09,640
Speaker 1: starts clearing up a little bit, but no promises. UM.

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Speaker 1: And I have like some exciting new fashion stuff that

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Speaker 1: I'm working on. UM. And like I just feel like

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00:22:15,040 --> 00:22:17,680
Speaker 1: the whole fashion industry is changing now without like these

421
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Speaker 1: fashion shows and stuff. Because usually right now I would

422
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Speaker 1: be gearing up to do New York Fashion in con February. UM,

423
00:22:24,000 --> 00:22:26,480
Speaker 1: so now everything's like so different. So I'm just working

424
00:22:26,480 --> 00:22:29,720
Speaker 1: on a new collection right now. UM, and we'll just

425
00:22:29,800 --> 00:22:32,399
Speaker 1: kind of we'll see where it goes. And while you

426
00:22:32,520 --> 00:22:35,800
Speaker 1: are home, what are you doing to like get inspired

427
00:22:36,440 --> 00:22:40,360
Speaker 1: and to keep yourself you know, because especially at your

428
00:22:40,400 --> 00:22:43,439
Speaker 1: age and I'm not ages in, I'm not doing ages

429
00:22:43,520 --> 00:22:46,199
Speaker 1: into you, but there's so many kids that are just

430
00:22:46,200 --> 00:22:49,359
Speaker 1: spending all of their time on social media. They're getting

431
00:22:49,400 --> 00:22:52,040
Speaker 1: like zoom depression, you know, like all of these types

432
00:22:52,080 --> 00:22:55,879
Speaker 1: of things because there's no outlet. So being creative and

433
00:22:55,960 --> 00:22:58,199
Speaker 1: having that creative outlet is huge, But like how do

434
00:22:58,240 --> 00:23:01,840
Speaker 1: you find it when you know you're kind of stationary,

435
00:23:02,760 --> 00:23:04,760
Speaker 1: kind of blessed in some ways because I have been

436
00:23:04,960 --> 00:23:08,320
Speaker 1: so busy, even more busy during quarantine than before. I

437
00:23:08,359 --> 00:23:11,639
Speaker 1: feel like, um, in the very beginning of lockdown, I

438
00:23:11,640 --> 00:23:14,879
Speaker 1: started doing like designer face masks. Um. I started just

439
00:23:14,920 --> 00:23:17,360
Speaker 1: making them for myself, and then you know, it kind

440
00:23:17,359 --> 00:23:19,400
Speaker 1: of blew up, and then like friends were asking them,

441
00:23:19,400 --> 00:23:21,359
Speaker 1: friends of friends, and then I'm like, you know what,

442
00:23:21,520 --> 00:23:23,040
Speaker 1: let me just put them online, let me just sell

443
00:23:23,080 --> 00:23:25,280
Speaker 1: them and see how it goes. And it has been

444
00:23:25,359 --> 00:23:27,760
Speaker 1: so crazy. If you saw, like downstairs in my house,

445
00:23:27,800 --> 00:23:32,359
Speaker 1: It's literally like a sweatshop down there. I'm working around

446
00:23:32,400 --> 00:23:34,240
Speaker 1: the clock trying to get all of these made in

447
00:23:34,320 --> 00:23:37,919
Speaker 1: ful build and whatnotum So, in some ways, I feel

448
00:23:37,920 --> 00:23:41,000
Speaker 1: like kind of good about being able to still do

449
00:23:41,160 --> 00:23:44,040
Speaker 1: all my like sewing and fashion like creative stuff and

450
00:23:44,080 --> 00:23:46,680
Speaker 1: it's kind of kept me I feel like sane during

451
00:23:46,680 --> 00:23:49,840
Speaker 1: the quarantine. What other types of new designs are you

452
00:23:49,880 --> 00:23:52,080
Speaker 1: going to do in your new collection? Like give us

453
00:23:52,119 --> 00:23:58,280
Speaker 1: the inside, but the tea got um so we're doing

454
00:23:58,640 --> 00:24:00,720
Speaker 1: right now, Like you know, I love the over the

455
00:24:00,760 --> 00:24:04,720
Speaker 1: top glamour and like the super extra stuff, but nowadays,

456
00:24:04,880 --> 00:24:06,800
Speaker 1: you know, people are staying home. They don't have a

457
00:24:06,800 --> 00:24:08,639
Speaker 1: lot of places to wear you know, like a traditional

458
00:24:08,640 --> 00:24:11,160
Speaker 1: like fur coat and like all this countur and stuff

459
00:24:11,160 --> 00:24:14,520
Speaker 1: that I usually like to do. UM, So we're going

460
00:24:14,600 --> 00:24:16,439
Speaker 1: we're taking a little bit more of you know, the

461
00:24:16,520 --> 00:24:19,440
Speaker 1: cozy but still fly kind of route. So a lot

462
00:24:19,440 --> 00:24:22,800
Speaker 1: of two piece sets, which I'm sure you'll love. Uh yeah,

463
00:24:23,640 --> 00:24:27,119
Speaker 1: just like work softer cozy or fabrics, um, and just

464
00:24:27,200 --> 00:24:29,119
Speaker 1: stuff that you can kind of wear around the house

465
00:24:29,280 --> 00:24:33,680
Speaker 1: or if you're going somewhere out you're still gonna look good, fly, presentable,

466
00:24:34,160 --> 00:24:36,800
Speaker 1: um and fashionable, but not you know, over the top

467
00:24:36,840 --> 00:24:39,520
Speaker 1: super extra. Okay, I like that. And then what do

468
00:24:39,560 --> 00:24:42,360
Speaker 1: you think like the color of is going to be

469
00:24:43,800 --> 00:24:49,399
Speaker 1: that's hard. I think patterns are really in for um.

470
00:24:49,400 --> 00:24:51,720
Speaker 1: I think especially now that everyone's doing these, like you said,

471
00:24:51,720 --> 00:24:53,760
Speaker 1: these two piece matching steffs. I think it's fun to

472
00:24:53,840 --> 00:24:56,200
Speaker 1: throw in like a little pop of you know, pattern

473
00:24:56,520 --> 00:24:58,600
Speaker 1: or like some super vibrant colors like I love an

474
00:24:58,640 --> 00:25:03,240
Speaker 1: emerald green, um, sapphire blue, um. The pea collab that

475
00:25:03,280 --> 00:25:06,240
Speaker 1: we just did for these uh like props hooded Folk

476
00:25:06,280 --> 00:25:09,199
Speaker 1: for bomber jackets, we did all like jewel tones, so

477
00:25:09,240 --> 00:25:12,560
Speaker 1: we have like a ruby uh, sapphire, this is like

478
00:25:12,600 --> 00:25:15,520
Speaker 1: the emerald and like a black onyx. I think that's

479
00:25:15,560 --> 00:25:20,000
Speaker 1: really hot and like really sexy for um, But the

480
00:25:20,040 --> 00:25:23,360
Speaker 1: main thing, I feel like it's just cozy. Yeah. I mean,

481
00:25:23,600 --> 00:25:27,240
Speaker 1: but I think wearing that bright color, that bold color,

482
00:25:27,640 --> 00:25:30,879
Speaker 1: makes me feel more alive. I know it sounds crazy,

483
00:25:30,920 --> 00:25:33,600
Speaker 1: but I'm like, I wore this like bright purple kind

484
00:25:33,600 --> 00:25:37,480
Speaker 1: of set yesterday and my husband's like, wow, you look hot. Meanwhile,

485
00:25:37,520 --> 00:25:41,120
Speaker 1: I'm like in sweats. Yes, it's because like one if

486
00:25:41,160 --> 00:25:43,479
Speaker 1: it's if it goes together and I kind of make

487
00:25:43,520 --> 00:25:45,439
Speaker 1: an effort to do my hair, then all of a sudden,

488
00:25:45,480 --> 00:25:47,600
Speaker 1: I feel more ready for the day. Like I'm like,

489
00:25:48,000 --> 00:25:50,560
Speaker 1: even though I'm at my home, I feel good to

490
00:25:50,880 --> 00:25:54,040
Speaker 1: the one percent. And that's why I love bashing, because

491
00:25:54,080 --> 00:25:56,400
Speaker 1: if I look good, I feel good and I can

492
00:25:56,480 --> 00:25:59,000
Speaker 1: like go out there and like conquer the day. But

493
00:25:59,040 --> 00:26:01,600
Speaker 1: you know, if I'm not get fresh, then I'm I

494
00:26:01,640 --> 00:26:04,399
Speaker 1: don't feel my best, you know what. I think we

495
00:26:04,480 --> 00:26:07,639
Speaker 1: have to end on that note, because it's it's pretty great.

496
00:26:07,720 --> 00:26:09,760
Speaker 1: If I'm not fresh, I'm not looking at my best.

497
00:26:09,800 --> 00:26:11,760
Speaker 1: And I feel the same way when it comes to fitness.

498
00:26:11,840 --> 00:26:15,280
Speaker 1: Everything it's taken care of yourself and however makes you

499
00:26:15,320 --> 00:26:17,639
Speaker 1: feel good in your own skin. We're all different, but

500
00:26:17,720 --> 00:26:19,840
Speaker 1: I think that I think that's huge. Thank you so

501
00:26:19,920 --> 00:26:22,679
Speaker 1: much for joining us today. Thank you so good to

502
00:26:22,720 --> 00:26:25,360
Speaker 1: see you, but to see you tube can't wait in

503
00:26:25,440 --> 00:26:28,960
Speaker 1: person at some point, who knows how long? Yes, and

504
00:26:29,000 --> 00:26:33,159
Speaker 1: we'll have on our matching Peta Matsurropol cloud bombers, done

505
00:26:33,400 --> 00:26:47,320
Speaker 1: and done. Yes that bye honey bye. Our next guest

506
00:26:47,480 --> 00:26:51,280
Speaker 1: is Jeanette Pavini, who, let's be honest, we all need

507
00:26:51,320 --> 00:26:54,920
Speaker 1: to figure out ways to save, especially after the holidays.

508
00:26:55,000 --> 00:26:58,000
Speaker 1: I know that I always go over my budget, and

509
00:26:58,080 --> 00:27:00,720
Speaker 1: I think like maybe if I don't look, I won't

510
00:27:00,760 --> 00:27:03,320
Speaker 1: realize that I did. But I know I did. Um.

511
00:27:03,359 --> 00:27:06,040
Speaker 1: You can also order her book, order The Joy of Saving,

512
00:27:06,080 --> 00:27:09,920
Speaker 1: and it's on Amazon. Um. So, the first thing I

513
00:27:10,240 --> 00:27:12,720
Speaker 1: I kind of have to say is like as of

514
00:27:12,840 --> 00:27:16,399
Speaker 1: like shamefully telling you, is I always have a plan

515
00:27:16,560 --> 00:27:18,919
Speaker 1: for my budget and I always end up going over

516
00:27:18,960 --> 00:27:22,400
Speaker 1: because I don't plan for certain things like yes, this

517
00:27:22,440 --> 00:27:24,040
Speaker 1: is how much I'm going to spend on my kids,

518
00:27:24,359 --> 00:27:26,760
Speaker 1: and then this is how much I'm going to even

519
00:27:26,760 --> 00:27:28,520
Speaker 1: spend on my tree or whatever it may be. But

520
00:27:28,600 --> 00:27:30,600
Speaker 1: then I don't think about like, oh, I'm gonna want

521
00:27:30,600 --> 00:27:34,760
Speaker 1: them to have Christmas pajamas or our holiday card or

522
00:27:34,960 --> 00:27:37,520
Speaker 1: what they need for you know, the outfits they're going

523
00:27:37,600 --> 00:27:39,640
Speaker 1: to wear to match. You know, all of these things

524
00:27:39,640 --> 00:27:42,360
Speaker 1: start to add up that we don't think about. So like,

525
00:27:42,480 --> 00:27:46,160
Speaker 1: what is the best practice to kind of budget during

526
00:27:46,160 --> 00:27:50,399
Speaker 1: the holidays? So the best practice is really know the

527
00:27:50,520 --> 00:27:53,919
Speaker 1: history will repeat itself, like you really use zeroed in

528
00:27:53,960 --> 00:27:57,400
Speaker 1: on exactly what people forget to look at, right, they

529
00:27:57,400 --> 00:28:00,200
Speaker 1: forget to look at you know. Okay, if we're I'm

530
00:28:00,240 --> 00:28:03,120
Speaker 1: gonna buy this cute outfit, I'm gonna have to get

531
00:28:03,160 --> 00:28:05,200
Speaker 1: special little shoes, and then when I need the bow

532
00:28:05,320 --> 00:28:08,000
Speaker 1: to go with it, and all these other things. And

533
00:28:08,080 --> 00:28:11,439
Speaker 1: so let history be the dictator for your future. And

534
00:28:11,480 --> 00:28:13,520
Speaker 1: what I mean by that is, Okay, if you're getting

535
00:28:13,560 --> 00:28:17,200
Speaker 1: the kids new outfits, really think back what did I

536
00:28:17,240 --> 00:28:20,240
Speaker 1: spend money on? What else did I miss? And then

537
00:28:20,280 --> 00:28:22,119
Speaker 1: you know whether it's really worth it and if it

538
00:28:22,119 --> 00:28:25,000
Speaker 1: fits into your budget. Same thing with the Christmas tree. Right,

539
00:28:25,040 --> 00:28:27,600
Speaker 1: Oh but I need the lights. Oh now I need

540
00:28:27,680 --> 00:28:30,040
Speaker 1: you know, new uh, you know the thing that goes

541
00:28:30,080 --> 00:28:32,920
Speaker 1: at the bottom. I needed to We have to think

542
00:28:32,920 --> 00:28:36,560
Speaker 1: of these things, because that those costs are what's gonna

543
00:28:36,680 --> 00:28:39,800
Speaker 1: kill us. Do you think you like write it all

544
00:28:39,920 --> 00:28:43,000
Speaker 1: down at the beginning or you like that. I think

545
00:28:43,000 --> 00:28:46,120
Speaker 1: that's my problem. I I give myself like a budget

546
00:28:46,160 --> 00:28:49,400
Speaker 1: in my head, but I don't actually write it down.

547
00:28:49,400 --> 00:28:51,520
Speaker 1: And that's the only thing in my life that I

548
00:28:51,920 --> 00:28:54,040
Speaker 1: don't write down. So I'm like, I wonder why I

549
00:28:54,040 --> 00:28:56,760
Speaker 1: don't want to hold myself accountable to this because in

550
00:28:56,840 --> 00:28:58,840
Speaker 1: my mind, I'm like, I just love giving gifts and

551
00:28:58,880 --> 00:29:02,400
Speaker 1: making this holiday special and I forget about all the

552
00:29:02,440 --> 00:29:04,680
Speaker 1: other stuff. Yeah, you have to write it down, you know.

553
00:29:04,720 --> 00:29:07,520
Speaker 1: It's interesting. In the book that I wrote, I start

554
00:29:07,560 --> 00:29:10,400
Speaker 1: with how my dad from nineteen forty two. Are you

555
00:29:10,440 --> 00:29:14,200
Speaker 1: ready for this? He wrote down every single paycheck from

556
00:29:14,280 --> 00:29:17,480
Speaker 1: nineteen forty two, how much he made, how much went

557
00:29:17,560 --> 00:29:20,920
Speaker 1: to you know, taxes, how much went to Social Security,

558
00:29:20,960 --> 00:29:23,920
Speaker 1: and how much he took home for sixty years. Teddy,

559
00:29:24,200 --> 00:29:26,360
Speaker 1: I have the journal. I took it when he passed away.

560
00:29:26,360 --> 00:29:27,640
Speaker 1: I'm like, I have to hang onto it. And that

561
00:29:27,720 --> 00:29:29,960
Speaker 1: was like the basis of my whole book. We don't

562
00:29:30,000 --> 00:29:33,760
Speaker 1: have a relationship with what we're spending, and you have

563
00:29:33,880 --> 00:29:37,800
Speaker 1: to have that. For me, it's a mind pend paper,

564
00:29:38,320 --> 00:29:41,480
Speaker 1: I write it out and once you do that, that

565
00:29:41,640 --> 00:29:45,040
Speaker 1: knowledge is super powerful because then you know you know

566
00:29:45,080 --> 00:29:46,840
Speaker 1: what you're working with. I mean, I think for a

567
00:29:46,840 --> 00:29:48,920
Speaker 1: lot of people in this year has been a tough

568
00:29:49,000 --> 00:29:52,240
Speaker 1: year financially for a lot of people. Um, you know,

569
00:29:52,280 --> 00:29:53,959
Speaker 1: we want to put our head in the sand, but

570
00:29:54,040 --> 00:29:56,840
Speaker 1: the reality is you can't. And once you acknowledge it

571
00:29:56,960 --> 00:29:58,560
Speaker 1: and you write it out and you see what your

572
00:29:58,560 --> 00:30:02,920
Speaker 1: budget is, suddenly you're powerful. Yeah, I know. The one

573
00:30:02,960 --> 00:30:04,680
Speaker 1: thing that I do do that I know has helped

574
00:30:04,800 --> 00:30:07,240
Speaker 1: is every week I write down like the amount of

575
00:30:07,240 --> 00:30:09,600
Speaker 1: money that I have in each one of my accounts,

576
00:30:09,600 --> 00:30:14,720
Speaker 1: like like my personal, my business, my LLC, and just

577
00:30:14,800 --> 00:30:16,640
Speaker 1: so I can see it and then I could it

578
00:30:16,720 --> 00:30:20,440
Speaker 1: helps me make decisions on jobs, like different things that

579
00:30:20,440 --> 00:30:22,320
Speaker 1: I'm going to say yes to, And then I can

580
00:30:22,360 --> 00:30:25,120
Speaker 1: also have those hard conversations with myself. Am I only

581
00:30:25,200 --> 00:30:28,600
Speaker 1: saying yes for the money? Or am I saying yes

582
00:30:28,640 --> 00:30:30,440
Speaker 1: because I really want to do this and I believe

583
00:30:30,480 --> 00:30:32,880
Speaker 1: in this and you know, whatever it is. But just

584
00:30:32,960 --> 00:30:36,880
Speaker 1: seeing the money either go up or go down can

585
00:30:36,920 --> 00:30:41,320
Speaker 1: be very motivating. It's and what you're doing, Teddy, is

586
00:30:41,360 --> 00:30:45,040
Speaker 1: you're having a relationship with your money. It's not something

587
00:30:45,080 --> 00:30:48,120
Speaker 1: that's far off that you're you're not connected with because

588
00:30:48,120 --> 00:30:50,200
Speaker 1: you're aware. Now. I think it's great. Once a week,

589
00:30:50,240 --> 00:30:52,360
Speaker 1: I do mind. Once a month you're ahead of me.

590
00:30:53,800 --> 00:30:58,800
Speaker 1: I have a bad feeling. I may spend more. That's okay,

591
00:30:58,800 --> 00:31:02,400
Speaker 1: we're gonna change all. But you know it's it just

592
00:31:02,520 --> 00:31:05,920
Speaker 1: makes you see it, lets you make educated decisions on

593
00:31:06,040 --> 00:31:08,800
Speaker 1: where you want to spend your money. I mean, there's

594
00:31:09,120 --> 00:31:12,040
Speaker 1: there's like this thing that's missing. There's people don't find

595
00:31:12,120 --> 00:31:15,480
Speaker 1: joy or fun in saving money anymore, and it really

596
00:31:15,960 --> 00:31:18,000
Speaker 1: we need to. And some people say, well I don't

597
00:31:18,040 --> 00:31:19,840
Speaker 1: even I'm trying to make ends need and I don't

598
00:31:19,880 --> 00:31:22,120
Speaker 1: have money to save. If you look at your budget,

599
00:31:22,240 --> 00:31:25,840
Speaker 1: I guarantee you there are things grocery bills, that's one example.

600
00:31:26,280 --> 00:31:28,560
Speaker 1: You know where you could be cutting probably up to

601
00:31:29,840 --> 00:31:33,720
Speaker 1: you meaning everybody. And when you save that money, make

602
00:31:33,800 --> 00:31:35,840
Speaker 1: it fun, put it in a savings account. If you

603
00:31:35,880 --> 00:31:39,360
Speaker 1: have to spend investing in yourself or in a class,

604
00:31:39,640 --> 00:31:42,480
Speaker 1: or in a bank account or in stocks. So what

605
00:31:42,720 --> 00:31:45,600
Speaker 1: do you have any I've noticed a lot. My husband

606
00:31:45,600 --> 00:31:48,360
Speaker 1: and I do our finances separately because that's just always

607
00:31:48,360 --> 00:31:51,360
Speaker 1: how we've done it. But a lot of couples that

608
00:31:51,440 --> 00:31:53,080
Speaker 1: I know a lot of my friends will you know,

609
00:31:53,120 --> 00:31:57,120
Speaker 1: get an arguments with their significant other over money, saving money,

610
00:31:57,120 --> 00:31:59,120
Speaker 1: either one of them is the saver and the other

611
00:31:59,200 --> 00:32:01,600
Speaker 1: one is the spender, you know, whatever it may be,

612
00:32:01,840 --> 00:32:04,120
Speaker 1: and they have different things on what's important to them

613
00:32:04,160 --> 00:32:07,040
Speaker 1: to spend on. What is your advice to couples that

614
00:32:07,080 --> 00:32:10,360
Speaker 1: are struggling with that, Well, I think that you know,

615
00:32:10,760 --> 00:32:13,640
Speaker 1: it's important to realize that that is, finances are the

616
00:32:13,760 --> 00:32:17,240
Speaker 1: number one cause for divorce. It's you know, people fighting

617
00:32:17,280 --> 00:32:20,040
Speaker 1: over money. It is a big deal. So I think

618
00:32:20,200 --> 00:32:23,080
Speaker 1: I have two suggestions on that, and number one is

619
00:32:23,120 --> 00:32:25,760
Speaker 1: to realize that you're going into this as a team

620
00:32:25,840 --> 00:32:28,880
Speaker 1: and that you know it's not it's you're in it together.

621
00:32:28,960 --> 00:32:30,680
Speaker 1: And what you have to do is you have to

622
00:32:30,680 --> 00:32:33,560
Speaker 1: find a common goal. Because if one person is working

623
00:32:33,600 --> 00:32:36,280
Speaker 1: towards one goal and another person is working towards another goal,

624
00:32:36,520 --> 00:32:38,320
Speaker 1: you're never going to meet. So you have to find

625
00:32:38,360 --> 00:32:41,840
Speaker 1: a common goal and you have to to me set boundaries,

626
00:32:41,840 --> 00:32:44,440
Speaker 1: I mean almost like an allowance. I have a friend

627
00:32:44,480 --> 00:32:47,520
Speaker 1: who was struggling that with her and her husband got

628
00:32:47,640 --> 00:32:51,440
Speaker 1: really really bad, and you know what they finally did

629
00:32:51,520 --> 00:32:53,560
Speaker 1: was they sat down, they gave each other an allowance,

630
00:32:53,840 --> 00:32:56,200
Speaker 1: and they figured out, Okay, you could spend this on

631
00:32:56,280 --> 00:32:58,680
Speaker 1: whatever you want and I could spend this, But the

632
00:32:58,680 --> 00:33:01,000
Speaker 1: rest of it, it's our money together that we make

633
00:33:01,040 --> 00:33:03,960
Speaker 1: a decision. And it seems to have worked. So it's

634
00:33:04,000 --> 00:33:06,240
Speaker 1: like you just you need to feel like you have

635
00:33:06,480 --> 00:33:09,280
Speaker 1: something of your own, but you've got to work together

636
00:33:09,320 --> 00:33:11,480
Speaker 1: on the bulk of it. Yeah, I mean, I think

637
00:33:11,720 --> 00:33:14,000
Speaker 1: that makes a lot of sense. And plus having those

638
00:33:14,040 --> 00:33:17,080
Speaker 1: conversations when you're in a good place though, versus when

639
00:33:17,080 --> 00:33:21,360
Speaker 1: you're actually fighting about finances, like all right, let's sit down,

640
00:33:21,440 --> 00:33:23,600
Speaker 1: let's make the budget. Let's come up with the allowance

641
00:33:23,640 --> 00:33:26,720
Speaker 1: we both have, and you spend that however you want.

642
00:33:26,760 --> 00:33:29,880
Speaker 1: And I because you know, nobody wants to hear like

643
00:33:29,920 --> 00:33:32,120
Speaker 1: oh did you go Not that it's happening now, but

644
00:33:32,120 --> 00:33:33,959
Speaker 1: did you go get your nails done today? Or like

645
00:33:34,000 --> 00:33:36,680
Speaker 1: did you you know, those types of things. But also

646
00:33:37,240 --> 00:33:40,040
Speaker 1: you know, we have different things that are important to

647
00:33:40,120 --> 00:33:42,800
Speaker 1: us that we want to spend on. But something I

648
00:33:42,880 --> 00:33:45,720
Speaker 1: have heard so much as people have been saying, because

649
00:33:45,760 --> 00:33:47,640
Speaker 1: I've been asking everyone that I know, like what's your

650
00:33:47,680 --> 00:33:50,520
Speaker 1: New Year's resolution? And so many are like I do

651
00:33:50,600 --> 00:33:53,200
Speaker 1: want to save money going into this year, because this

652
00:33:53,320 --> 00:33:55,520
Speaker 1: year has taught us with all these unknowns, with all

653
00:33:55,560 --> 00:34:00,760
Speaker 1: of these changes and jobs and everything, like how how

654
00:34:00,760 --> 00:34:03,840
Speaker 1: do I start saving money? Yeah? You know, it goes

655
00:34:03,920 --> 00:34:08,600
Speaker 1: back to exactly what you were talking about before that awareness,

656
00:34:08,920 --> 00:34:12,920
Speaker 1: and my recommendation is three things. Number One, if you

657
00:34:12,920 --> 00:34:15,640
Speaker 1: want to save money, and we all have the capacity

658
00:34:15,680 --> 00:34:18,879
Speaker 1: to do this, you write down all of your expenses.

659
00:34:19,080 --> 00:34:21,640
Speaker 1: I mean all of your expensive not just you know, okay,

660
00:34:21,640 --> 00:34:24,200
Speaker 1: my mortgage, my insurance, everything that you spend money on,

661
00:34:24,560 --> 00:34:26,719
Speaker 1: and you have two columns. It's so simple to do.

662
00:34:26,800 --> 00:34:29,360
Speaker 1: The things that are set in stone, like okay, your mortgage,

663
00:34:29,400 --> 00:34:31,000
Speaker 1: you don't really have a ton of control over that,

664
00:34:31,120 --> 00:34:33,480
Speaker 1: or your kids tuition or daycare, whatever it might be.

665
00:34:33,719 --> 00:34:36,120
Speaker 1: You know that set in stone. There's a lot of

666
00:34:36,160 --> 00:34:38,960
Speaker 1: things that are flexible. I will tell you your your

667
00:34:39,000 --> 00:34:42,400
Speaker 1: cell phone plan, it's flexible. Your grocery shopping, your personal

668
00:34:42,560 --> 00:34:46,440
Speaker 1: care items, all of those things are flexible. And you

669
00:34:46,480 --> 00:34:48,120
Speaker 1: can look at those and say, what am I going

670
00:34:48,160 --> 00:34:49,960
Speaker 1: to do? First of all, if I want to continue

671
00:34:50,040 --> 00:34:53,320
Speaker 1: using it, how am I going to do so? At uh,

672
00:34:53,400 --> 00:34:55,440
Speaker 1: you know, at the best price possible. I'll give you

673
00:34:55,480 --> 00:34:58,000
Speaker 1: a quick example, I've had the same cell phone plan

674
00:34:58,120 --> 00:35:00,879
Speaker 1: twenty years the other damn like it has to be less.

675
00:35:00,920 --> 00:35:04,360
Speaker 1: Now I shaved my cell phone plan by sixty dollars

676
00:35:04,400 --> 00:35:07,640
Speaker 1: a month. Now sixty dollars a month. That's nice. I'd

677
00:35:07,719 --> 00:35:09,439
Speaker 1: rather have it in my pocket. But look at that,

678
00:35:09,440 --> 00:35:12,560
Speaker 1: that's seven hundred you know, that's a lot seven bucks

679
00:35:12,600 --> 00:35:15,279
Speaker 1: a year, and that's after taxes. So someone would have

680
00:35:15,360 --> 00:35:20,120
Speaker 1: to make twelve hundred dollars to spend seven hundred dollars, right,

681
00:35:20,280 --> 00:35:24,440
Speaker 1: So it's it's looking at those things and just saying

682
00:35:24,480 --> 00:35:27,280
Speaker 1: what can I change? And then but then the key is, Teddy,

683
00:35:27,520 --> 00:35:30,120
Speaker 1: is to actually save that money. It doesn't mean that

684
00:35:30,160 --> 00:35:34,000
Speaker 1: you then spend it elsewhere. You save that money. And

685
00:35:34,040 --> 00:35:37,480
Speaker 1: that's what and that's what you have to do is

686
00:35:37,600 --> 00:35:41,080
Speaker 1: save it. That's the most important. And how do you,

687
00:35:41,760 --> 00:35:45,960
Speaker 1: you know, hold yourself accountable to then saving it because

688
00:35:46,640 --> 00:35:48,520
Speaker 1: sometimes where it gets a little tricky with me, but

689
00:35:48,719 --> 00:35:51,880
Speaker 1: I'm like, okay, you know, I just made this amount

690
00:35:52,160 --> 00:35:55,120
Speaker 1: for doing you know, this appearance or this situation or

691
00:35:55,120 --> 00:35:58,960
Speaker 1: whatever it may be. And I've been wanting this for

692
00:35:59,000 --> 00:36:02,040
Speaker 1: a while and that is only have of what this cost.

693
00:36:02,200 --> 00:36:04,520
Speaker 1: And so now I'm gonna do this and spend half

694
00:36:04,600 --> 00:36:08,680
Speaker 1: and then put this into say like I always have justifications,

695
00:36:09,719 --> 00:36:13,319
Speaker 1: but that's and that's very that's that's human nature. The

696
00:36:13,320 --> 00:36:14,960
Speaker 1: thing is, what we have to do is we have

697
00:36:15,120 --> 00:36:19,920
Speaker 1: to find the feeling that saving is almost a better

698
00:36:20,040 --> 00:36:23,000
Speaker 1: feeling than the new you know, bag or whatever it

699
00:36:23,080 --> 00:36:25,680
Speaker 1: is that someone's wanting to buy. Now. I'm not saying

700
00:36:25,680 --> 00:36:27,920
Speaker 1: you can't buy those things, but I like your idea.

701
00:36:28,000 --> 00:36:30,320
Speaker 1: You save half, and you put half in an account

702
00:36:30,360 --> 00:36:33,400
Speaker 1: for towards something that you're working towards, right, Like if

703
00:36:33,440 --> 00:36:35,440
Speaker 1: it's a trip, or if you want a car, whatever

704
00:36:35,440 --> 00:36:38,600
Speaker 1: it might be, save at least half. People have got

705
00:36:38,640 --> 00:36:41,880
Speaker 1: to start saving. When I was researching for this book,

706
00:36:42,239 --> 00:36:45,680
Speaker 1: I might math draw I could not believe how how

707
00:36:45,760 --> 00:36:48,799
Speaker 1: much of the population across the country doesn't have enough

708
00:36:48,840 --> 00:36:52,200
Speaker 1: of the savings to even last six weeks if they,

709
00:36:52,280 --> 00:36:54,560
Speaker 1: you know, if they suddenly lost their job, and which

710
00:36:55,000 --> 00:36:58,160
Speaker 1: was a huge issue this year, right, I mean, you know, people,

711
00:36:58,560 --> 00:37:01,600
Speaker 1: whether people were affluent or Middle America, whatever it was,

712
00:37:01,640 --> 00:37:04,960
Speaker 1: people were closing businesses, losing jobs. We have to have

713
00:37:05,080 --> 00:37:08,719
Speaker 1: that savings. The peace of mind that having a savings

714
00:37:08,719 --> 00:37:12,120
Speaker 1: account can give you is actually it's priceless. Because it

715
00:37:12,200 --> 00:37:15,680
Speaker 1: allows you to feel more empowered and more in control.

716
00:37:16,480 --> 00:37:19,160
Speaker 1: So I think it's fine to have those goals, but

717
00:37:19,280 --> 00:37:21,600
Speaker 1: I think you have to always say at least fifty

718
00:37:22,160 --> 00:37:23,960
Speaker 1: of what it is that you're going to be putting

719
00:37:24,000 --> 00:37:27,160
Speaker 1: towards that purchase that you want, And what do you

720
00:37:27,200 --> 00:37:30,719
Speaker 1: recommend for people with with kids and they want to

721
00:37:30,760 --> 00:37:33,000
Speaker 1: set a savings account or a college account, or you

722
00:37:33,040 --> 00:37:36,759
Speaker 1: know whatever it may be like for for somebody that

723
00:37:36,800 --> 00:37:39,680
Speaker 1: with you know, a standard regular job, like how much

724
00:37:39,719 --> 00:37:42,200
Speaker 1: should they be putting away a month for their kids

725
00:37:42,360 --> 00:37:45,640
Speaker 1: or their savings or however wherever they want to be. Yeah,

726
00:37:45,719 --> 00:37:48,319
Speaker 1: that this is the probably over all my years of

727
00:37:48,360 --> 00:37:50,400
Speaker 1: reporting is a consumer reporter, that was probably like the

728
00:37:50,480 --> 00:37:53,640
Speaker 1: number one question I get asked, like how do I

729
00:37:53,640 --> 00:37:56,320
Speaker 1: plan for my kids college education? When I'm like dealing

730
00:37:56,360 --> 00:37:59,560
Speaker 1: with paying my mortgage and everything else that's coming along.

731
00:37:59,840 --> 00:38:01,680
Speaker 1: So there's a couple of things and I get into this.

732
00:38:01,719 --> 00:38:04,560
Speaker 1: I have a whole chapter dedicated to this. First of all,

733
00:38:04,560 --> 00:38:07,920
Speaker 1: if your kids are young, start doing things like five plans.

734
00:38:07,960 --> 00:38:10,880
Speaker 1: These are these are great plans that allow you to

735
00:38:10,920 --> 00:38:13,280
Speaker 1: set money aside for your kids for college. There's credit

736
00:38:13,320 --> 00:38:15,520
Speaker 1: cards that you could use where like instead of getting

737
00:38:15,520 --> 00:38:19,040
Speaker 1: points back for gift cards, percentage goes to these five

738
00:38:19,040 --> 00:38:21,800
Speaker 1: twenty nine plans. Ask family and friends instead of getting

739
00:38:21,800 --> 00:38:25,839
Speaker 1: big expensive gifts for your kid's birthdays or Christmas. You know,

740
00:38:25,920 --> 00:38:28,399
Speaker 1: if they could do instead something to a five twenty nine,

741
00:38:28,440 --> 00:38:31,600
Speaker 1: it adds up fast. Um. But I think for parents

742
00:38:32,000 --> 00:38:35,920
Speaker 1: in that situation, they have to at least start saving something.

743
00:38:36,080 --> 00:38:38,520
Speaker 1: So what I recommend is look at like something like

744
00:38:38,560 --> 00:38:41,719
Speaker 1: your grocery bill. All right. Most people don't realize how

745
00:38:41,800 --> 00:38:45,560
Speaker 1: much flexibility they have in that one expense. So it

746
00:38:45,600 --> 00:38:48,239
Speaker 1: amazes me because if you were to just do two

747
00:38:48,239 --> 00:38:53,240
Speaker 1: simple things, join your grocery stores, loyalty club and plan Okay,

748
00:38:53,280 --> 00:38:56,920
Speaker 1: you are a loyalty member right hard right there. You

749
00:38:57,040 --> 00:39:02,400
Speaker 1: just gave me an uppercut. Uppercut, it's it is. You

750
00:39:02,400 --> 00:39:06,120
Speaker 1: will save so much money by planning just your grocery

751
00:39:06,160 --> 00:39:09,520
Speaker 1: shopping around what's you know on loyalty program you create

752
00:39:09,560 --> 00:39:12,799
Speaker 1: your meals around that, look for coupons to save even

753
00:39:12,840 --> 00:39:16,360
Speaker 1: more that I've done this test, oh my god, so

754
00:39:16,440 --> 00:39:19,120
Speaker 1: many times over the past twenty years. Every time the

755
00:39:19,160 --> 00:39:25,400
Speaker 1: family saves at least sometimes people don't really so Okay,

756
00:39:25,520 --> 00:39:27,880
Speaker 1: So now let's say you're saving two hundred bucks a

757
00:39:27,920 --> 00:39:32,400
Speaker 1: month just by doing that, that's a year that you're

758
00:39:32,440 --> 00:39:35,799
Speaker 1: gonna be putting this aside for your kids, and you know,

759
00:39:36,000 --> 00:39:38,560
Speaker 1: start there. And I want to tell parents that are

760
00:39:38,640 --> 00:39:41,040
Speaker 1: facing it, you know, kids going off to college and

761
00:39:41,040 --> 00:39:43,440
Speaker 1: it's been a tough year. There's a lot of financial

762
00:39:43,480 --> 00:39:46,680
Speaker 1: aid packets out there that have you know, some to

763
00:39:46,760 --> 00:39:49,440
Speaker 1: do with merit and some to do with financial and

764
00:39:49,480 --> 00:39:52,239
Speaker 1: if your kid exceeds in a certain area, you know,

765
00:39:52,360 --> 00:39:55,120
Speaker 1: definitely I say, no matter what, no matter what your

766
00:39:55,160 --> 00:39:58,560
Speaker 1: financial situation, apply for any type of grant scholarship. You

767
00:39:58,640 --> 00:40:01,279
Speaker 1: never know what you're gonna get. And then how do

768
00:40:01,360 --> 00:40:03,920
Speaker 1: you start teaching your kids that is at a young

769
00:40:03,960 --> 00:40:08,400
Speaker 1: age about saving, right, That's okay. So it's interesting. My

770
00:40:08,480 --> 00:40:10,359
Speaker 1: husband and I were talking about that the other day

771
00:40:10,400 --> 00:40:13,000
Speaker 1: because he and I grew up with parents from the depression,

772
00:40:13,680 --> 00:40:16,600
Speaker 1: you know, out of the war, and so literally, I

773
00:40:16,640 --> 00:40:19,960
Speaker 1: mean every penny. I grew up appreciating every penny. My

774
00:40:20,040 --> 00:40:23,880
Speaker 1: dad was a hilarious, frugal Italian American guy, and you know,

775
00:40:24,000 --> 00:40:26,120
Speaker 1: and my and my husband too, but we don't feel

776
00:40:26,160 --> 00:40:28,839
Speaker 1: like we even instill that completely into our own kids.

777
00:40:29,280 --> 00:40:31,839
Speaker 1: So what I recommend and as I look back, when

778
00:40:31,920 --> 00:40:33,640
Speaker 1: I would have probably done differently is I would have

779
00:40:33,719 --> 00:40:36,640
Speaker 1: given a set allowance. I think kids really need to

780
00:40:36,719 --> 00:40:40,760
Speaker 1: learn that you they're a portion of of your money,

781
00:40:41,000 --> 00:40:43,480
Speaker 1: you know, is you earn it, and so whether it's

782
00:40:43,520 --> 00:40:46,520
Speaker 1: making your bed or helping out, cleaning dishes or whatever

783
00:40:46,560 --> 00:40:50,479
Speaker 1: it is, you get paid an allowance. And and from

784
00:40:50,480 --> 00:40:53,279
Speaker 1: that allowance, half of that has to go into a

785
00:40:53,320 --> 00:40:56,120
Speaker 1: savings account. I mean, there's a certain amount of pride

786
00:40:56,160 --> 00:40:58,680
Speaker 1: for kids when they get to ten dollars or a

787
00:40:58,800 --> 00:41:01,960
Speaker 1: hundred dollars or whatever might be. And then once they

788
00:41:02,000 --> 00:41:06,120
Speaker 1: have that savings then you could say, Okay, you have

789
00:41:06,320 --> 00:41:08,680
Speaker 1: a hundred dollars in your savings account. We're gonna keep

790
00:41:08,719 --> 00:41:11,879
Speaker 1: fifty dollars there, and you could spend fifty if you want,

791
00:41:12,000 --> 00:41:13,640
Speaker 1: or do you want to keep it in the savings

792
00:41:14,000 --> 00:41:15,879
Speaker 1: And most kids will say, I want to keep it,

793
00:41:16,280 --> 00:41:17,880
Speaker 1: you know, And and so it's kind of cool. Now

794
00:41:17,960 --> 00:41:19,960
Speaker 1: some parents will set up like a four oh one

795
00:41:20,040 --> 00:41:22,640
Speaker 1: K match for their kids, which is fun, right, So

796
00:41:22,680 --> 00:41:26,240
Speaker 1: it's like for every ten dollars you save, I'm gonna

797
00:41:26,320 --> 00:41:31,680
Speaker 1: give you two dollars, and so kids get motivated to save.

798
00:41:32,520 --> 00:41:35,719
Speaker 1: It is truly one of the best get gifts you

799
00:41:35,719 --> 00:41:38,720
Speaker 1: could give your kids is teaching them to appreciate money

800
00:41:38,800 --> 00:41:42,120
Speaker 1: and to save it. Because I love that. That is

801
00:41:42,160 --> 00:41:44,640
Speaker 1: such a smart idea, and I love the match idea

802
00:41:45,320 --> 00:41:48,000
Speaker 1: right like it's it's a great way. It's maybe even

803
00:41:48,040 --> 00:41:50,480
Speaker 1: better than an allowance in some ways, you know, because

804
00:41:50,520 --> 00:41:53,960
Speaker 1: that way they're getting rewarded for saving or you could

805
00:41:54,000 --> 00:41:56,520
Speaker 1: do both. Because what I've been doing instead of an

806
00:41:56,520 --> 00:42:00,319
Speaker 1: allowance is I let them like gain point and then

807
00:42:00,320 --> 00:42:02,680
Speaker 1: with their points they can get something from either Target

808
00:42:02,760 --> 00:42:05,800
Speaker 1: or Amazon. But then it's not teaching them anything other

809
00:42:05,880 --> 00:42:08,160
Speaker 1: than if if they do it, they get the gift

810
00:42:08,200 --> 00:42:11,520
Speaker 1: that they want. But that is I'm changing that. I'm

811
00:42:11,560 --> 00:42:14,799
Speaker 1: not I'm changing on you guys. I'm putting it out

812
00:42:14,880 --> 00:42:17,920
Speaker 1: here right now for all of y'all hold me accountable.

813
00:42:18,200 --> 00:42:22,399
Speaker 1: That's what I'm doing in the books. It's done. It's

814
00:42:22,440 --> 00:42:26,040
Speaker 1: the Teddy for a one K plan. It's happening. Thank

815
00:42:26,080 --> 00:42:27,960
Speaker 1: you so much for taking the time to talk with

816
00:42:27,960 --> 00:42:30,680
Speaker 1: me today. It was a pleasure. And tell us a

817
00:42:30,680 --> 00:42:33,719
Speaker 1: little bit more about your book and where everybody can

818
00:42:33,719 --> 00:42:36,959
Speaker 1: get it. So the book is the joy of saving money,

819
00:42:37,040 --> 00:42:40,040
Speaker 1: lessons I learned from my Italian American father, and twenty

820
00:42:40,120 --> 00:42:44,520
Speaker 1: years as a consumer reporter. It's available on Amazon, and

821
00:42:44,680 --> 00:42:48,640
Speaker 1: it really is three things. It's helping people realize that

822
00:42:48,680 --> 00:42:51,600
Speaker 1: there is joy and fun and saving and the importance

823
00:42:51,640 --> 00:42:54,600
Speaker 1: of it. And then it is showing people simple things,

824
00:42:55,000 --> 00:42:57,919
Speaker 1: secrets that are kind of just hiding in plain sight,

825
00:42:58,440 --> 00:43:01,400
Speaker 1: things that I learned after doing ten thousand few stories

826
00:43:01,680 --> 00:43:04,759
Speaker 1: of ways to save money, and then what you can

827
00:43:04,840 --> 00:43:07,520
Speaker 1: do to help others, because a big part of it

828
00:43:07,560 --> 00:43:10,080
Speaker 1: is once we empower ourselves, how can we then help

829
00:43:10,160 --> 00:43:12,960
Speaker 1: the greater good? So that's that is the book. It's

830
00:43:12,960 --> 00:43:15,600
Speaker 1: a fun read. I love it. Thank you so much.

831
00:43:15,880 --> 00:43:19,040
Speaker 1: Thank you for having you Teddy, Happy holiday, Happy holidays.

832
00:43:19,719 --> 00:43:22,520
Speaker 1: Tea Potter's thank you guys for tuning in. I had

833
00:43:22,560 --> 00:43:25,320
Speaker 1: so much fun chatting with so many different personalities today.

834
00:43:25,560 --> 00:43:28,280
Speaker 1: I figure I'll close out with talking with you guys

835
00:43:28,320 --> 00:43:33,160
Speaker 1: about our holidays. So for us, I have the kids

836
00:43:33,280 --> 00:43:37,320
Speaker 1: do their Santa lists, even though I'm pretty sure Bella

837
00:43:37,400 --> 00:43:40,160
Speaker 1: is like on the cusp of like Santa wink wink

838
00:43:40,400 --> 00:43:43,560
Speaker 1: hun sure, but she still does it. And like on

839
00:43:43,760 --> 00:43:47,640
Speaker 1: Cruise's list, was number one a baby brother, so we

840
00:43:47,719 --> 00:43:49,920
Speaker 1: knew he wasn't getting that. I'm like, you lost your

841
00:43:50,160 --> 00:43:53,600
Speaker 1: mands son, Honday and happening. But then they all kind

842
00:43:53,600 --> 00:43:56,120
Speaker 1: of asked for the same things. They asked for a

843
00:43:56,239 --> 00:44:01,240
Speaker 1: skateboard and a hoverboard and vans. So it really made

844
00:44:01,400 --> 00:44:05,440
Speaker 1: my holiday shopping pretty simple because I was like, they

845
00:44:05,480 --> 00:44:08,320
Speaker 1: all want the same thing. That being said, once I

846
00:44:08,400 --> 00:44:12,319
Speaker 1: actually purchased the hoverboard, my husband was like, I have

847
00:44:12,400 --> 00:44:15,600
Speaker 1: you lost your mind? You can't get our kids hoverboards.

848
00:44:15,600 --> 00:44:18,080
Speaker 1: They're dangerous. And I'm like, you know what, They'll figure

849
00:44:18,080 --> 00:44:20,000
Speaker 1: it out. And I, you know, I got the helmet

850
00:44:20,080 --> 00:44:24,600
Speaker 1: and the the things for their knees and the you know, hands, everything,

851
00:44:24,840 --> 00:44:27,320
Speaker 1: and I figure then it looks like it's so many

852
00:44:27,360 --> 00:44:30,080
Speaker 1: gifts because there's so many things to wrapp and then

853
00:44:30,120 --> 00:44:34,839
Speaker 1: I also, um, Santa is bringing them. They had a

854
00:44:34,840 --> 00:44:38,840
Speaker 1: really good deal on these kids Apple watches and Santa's

855
00:44:38,840 --> 00:44:40,719
Speaker 1: bringing them because a big thing that they've wanted for

856
00:44:40,800 --> 00:44:43,440
Speaker 1: Zoom School is to like set timers. They want to

857
00:44:43,440 --> 00:44:45,880
Speaker 1: know like they're act when they're active. But also you

858
00:44:45,880 --> 00:44:47,719
Speaker 1: can set your kids up with an eye cloud to

859
00:44:47,800 --> 00:44:50,000
Speaker 1: kind of only talk with you. So if I'm working

860
00:44:50,040 --> 00:44:53,799
Speaker 1: in here, my kids can go like, you know, send

861
00:44:53,800 --> 00:44:55,560
Speaker 1: me a little message like hi, Mom, you know I

862
00:44:55,600 --> 00:44:57,360
Speaker 1: need help in the room or whatever it is. And

863
00:44:57,400 --> 00:45:00,760
Speaker 1: so that I think Santa really was clutched on making

864
00:45:00,800 --> 00:45:04,120
Speaker 1: that decision. And uh, baby Dov, she's just you know,

865
00:45:04,200 --> 00:45:08,120
Speaker 1: she's getting baby baby stuff that I found on Amazon. Um.

866
00:45:08,160 --> 00:45:11,600
Speaker 1: And then Edwin, who I'm scared he's listening. He's of

867
00:45:11,640 --> 00:45:14,200
Speaker 1: course found these glasses that he likes that don't are

868
00:45:14,400 --> 00:45:17,160
Speaker 1: sold out everywhere. So I discour the internet, asked a

869
00:45:17,160 --> 00:45:20,720
Speaker 1: million people, but I found them and I cannot wait

870
00:45:21,080 --> 00:45:23,880
Speaker 1: for him to get them. Um. And then in regards

871
00:45:23,920 --> 00:45:28,320
Speaker 1: to me, uh, I don't normally get Christmas presents and

872
00:45:28,480 --> 00:45:31,799
Speaker 1: maybe a couple of drawings, and uh, Edwin's more of

873
00:45:31,840 --> 00:45:34,600
Speaker 1: like gives a big gift at some random point in

874
00:45:34,640 --> 00:45:37,920
Speaker 1: the year when he feels like it, which I ain't complaining.

875
00:45:38,080 --> 00:45:40,440
Speaker 1: But I wish all of you guys are very happy

876
00:45:40,480 --> 00:45:43,120
Speaker 1: holidays and I can't wait to talk to you soon.

877
00:45:43,800 --> 00:45:48,440
Speaker 1: Thanks for listening. Subscribe to any radio or wherever you

878
00:45:48,520 --> 00:45:49,640
Speaker 1: listen to podcasts.