1 00:00:00,080 --> 00:00:03,160 Speaker 1: Welcome to how the Money. I'm Joel and I am Matt, 2 00:00:03,360 --> 00:00:06,680 Speaker 1: and today we're asking the question, but aren't wills for 3 00:00:06,720 --> 00:00:27,440 Speaker 1: old people wills? That's right, man, We're gonna talk about 4 00:00:27,440 --> 00:00:29,200 Speaker 1: that soon. For now, what do you think about our 5 00:00:29,760 --> 00:00:32,639 Speaker 1: our new recording studio that we've got going on here? 6 00:00:32,920 --> 00:00:35,280 Speaker 1: This is amazing. I feel like we need to set 7 00:00:35,320 --> 00:00:38,000 Speaker 1: this visual scenario of where we are. So normally, Matt, 8 00:00:38,040 --> 00:00:40,080 Speaker 1: you and I record at your dining room table. That's right, 9 00:00:40,120 --> 00:00:43,680 Speaker 1: and we are, however, dining room table this evening. But 10 00:00:43,760 --> 00:00:46,760 Speaker 1: also to your rights. Over your right shoulder is our refrigerator, 11 00:00:47,040 --> 00:00:50,199 Speaker 1: and uh, over my left shoulder is our kitchen, kind 12 00:00:50,240 --> 00:00:54,920 Speaker 1: of lovely instant pot on on a makeshift table with 13 00:00:55,480 --> 00:00:58,840 Speaker 1: like a children's desk underneath it, Yeah, dude, and a 14 00:00:58,920 --> 00:01:01,560 Speaker 1: larger children's desk to the side of it. It's it's 15 00:01:01,560 --> 00:01:03,840 Speaker 1: you two children's desk that we've picked up for free 16 00:01:03,920 --> 00:01:07,320 Speaker 1: at yard sales over the years. That that mash perfectly. So. 17 00:01:07,400 --> 00:01:09,679 Speaker 1: Your kitchen has been moved into your dining room, and 18 00:01:09,680 --> 00:01:11,960 Speaker 1: that is because of the renovation taking place in the 19 00:01:12,000 --> 00:01:14,000 Speaker 1: back of your house exactly. I can't remember if we've 20 00:01:14,000 --> 00:01:16,319 Speaker 1: told folks this, but so we've broken ground. We were 21 00:01:16,319 --> 00:01:18,240 Speaker 1: adding some a couple of rooms onto the back of 22 00:01:18,240 --> 00:01:20,240 Speaker 1: our house. Uh, and we're also going to be finishing 23 00:01:20,280 --> 00:01:24,880 Speaker 1: out the Airbnb space underneath, so that's actually happening. We 24 00:01:24,880 --> 00:01:27,640 Speaker 1: haven't done a full episode dedicated to that, but that's happening, 25 00:01:27,840 --> 00:01:31,039 Speaker 1: and we certainly will keep you posted as that progresses. 26 00:01:31,080 --> 00:01:33,120 Speaker 1: But what that means, dude, is that for the next 27 00:01:33,760 --> 00:01:36,320 Speaker 1: our contractors told us maybe for the next month before 28 00:01:36,360 --> 00:01:38,840 Speaker 1: the drywall is up, at which point then we can 29 00:01:38,880 --> 00:01:40,640 Speaker 1: kind of move back, you know, get back in there 30 00:01:40,680 --> 00:01:42,639 Speaker 1: and kind of get settled in again in our kitchen. 31 00:01:43,000 --> 00:01:44,880 Speaker 1: We're not getting a new kitchen, we're just kind of 32 00:01:44,920 --> 00:01:47,600 Speaker 1: adding onto the space beyond that. But yeah, we can 33 00:01:47,640 --> 00:01:50,400 Speaker 1: still use our dishwasher and some of the our appliances 34 00:01:50,440 --> 00:01:52,640 Speaker 1: back there, but it's just a mess, and certainly we 35 00:01:52,680 --> 00:01:55,040 Speaker 1: don't want to have the girls back there. And if 36 00:01:55,080 --> 00:01:58,520 Speaker 1: you notice, over my right shoulder there's our giant bus, 37 00:01:58,560 --> 00:02:00,920 Speaker 1: our bussing tray or bust hub, and we dump all 38 00:02:00,920 --> 00:02:02,280 Speaker 1: of our plates in there and I take it back 39 00:02:02,320 --> 00:02:04,520 Speaker 1: there and do the dishes at night. It's not terrible. 40 00:02:04,920 --> 00:02:07,840 Speaker 1: You guys are really good about finding like a system 41 00:02:08,240 --> 00:02:11,280 Speaker 1: no matter what condition. You're in. The system has gotta work, yes, 42 00:02:11,360 --> 00:02:13,200 Speaker 1: and so you you set up this really great system, 43 00:02:13,240 --> 00:02:16,080 Speaker 1: because I gotta tell you, if it was our family 44 00:02:16,400 --> 00:02:19,080 Speaker 1: that was renovating, it might be a little more of 45 00:02:19,080 --> 00:02:22,800 Speaker 1: a cluster. We wouldn't float nearly as well. So I 46 00:02:22,840 --> 00:02:25,280 Speaker 1: do appreciate the way you guys set up a system. Uh, 47 00:02:25,280 --> 00:02:28,280 Speaker 1: and it seems like it's working well. You're kitchen dining 48 00:02:28,320 --> 00:02:31,240 Speaker 1: room combo. You know. While not ideal for the long haul, 49 00:02:31,360 --> 00:02:33,360 Speaker 1: it works out for the short term. Dude. It's actually 50 00:02:33,440 --> 00:02:34,880 Speaker 1: kind of nice. It makes me feel like we're in 51 00:02:34,880 --> 00:02:36,880 Speaker 1: New York or something like that, where it's just like, oh, 52 00:02:36,919 --> 00:02:40,120 Speaker 1: I need some more catch up. Let me just literally 53 00:02:40,160 --> 00:02:42,480 Speaker 1: I can reach over and open the fridge from my seat. 54 00:02:42,800 --> 00:02:45,120 Speaker 1: That's pretty sweet. That's pretty sweet. It's the it's not 55 00:02:45,200 --> 00:02:47,919 Speaker 1: too bad, but we certainly are looking forward to getting 56 00:02:47,919 --> 00:02:50,679 Speaker 1: back into our into our space and our new sort 57 00:02:50,680 --> 00:02:52,639 Speaker 1: of expanded space. You know, this is something that Kate, 58 00:02:52,720 --> 00:02:54,839 Speaker 1: now we we've talked about for a while. We see 59 00:02:54,840 --> 00:02:57,799 Speaker 1: ourselves in this house, you know, potentially for forever with 60 00:02:57,840 --> 00:03:01,160 Speaker 1: this small edition. And then we're also we're kind of cheating, 61 00:03:01,160 --> 00:03:04,680 Speaker 1: but we're justifying it by using the space below you know, 62 00:03:04,760 --> 00:03:08,239 Speaker 1: to to put up on Airbnb, and the you know 63 00:03:08,280 --> 00:03:10,519 Speaker 1: what we're gonna be able to generate from that is 64 00:03:10,560 --> 00:03:12,840 Speaker 1: gonna earn us if you run the numbers, like over 65 00:03:12,880 --> 00:03:15,160 Speaker 1: ten percent on our money. We get to increase the 66 00:03:15,200 --> 00:03:18,160 Speaker 1: amount of utility that we have to use for ourselves, 67 00:03:18,680 --> 00:03:21,400 Speaker 1: provide sweet little service or folks through the Airbnb, and 68 00:03:21,400 --> 00:03:23,440 Speaker 1: then all the while make uh make over ten percent 69 00:03:23,480 --> 00:03:25,240 Speaker 1: on our money. It's it's not too bad. Yeah, that's 70 00:03:25,240 --> 00:03:27,639 Speaker 1: pretty sweet, dude. You know, we actually talked about doing 71 00:03:27,800 --> 00:03:30,520 Speaker 1: an entire episode on construction. Maybe we gotta do that soon. Yeah, 72 00:03:30,520 --> 00:03:33,440 Speaker 1: like finding a contractor making sure that you can get 73 00:03:33,480 --> 00:03:36,240 Speaker 1: reliable help, just just all the things that just all 74 00:03:36,280 --> 00:03:38,560 Speaker 1: the steps that people go through and and they're just like, 75 00:03:38,600 --> 00:03:40,680 Speaker 1: how does this even work for folks that are maybe 76 00:03:40,760 --> 00:03:45,000 Speaker 1: considering an addition or maybe just a small renovation. I'm 77 00:03:45,000 --> 00:03:48,960 Speaker 1: not totally sure at what point will be, but we've 78 00:03:48,960 --> 00:03:50,920 Speaker 1: done some work like this before down on this house, 79 00:03:50,960 --> 00:03:52,880 Speaker 1: but on others, and so yeah, that might be fun 80 00:03:52,880 --> 00:03:54,760 Speaker 1: to talk about. Oh man, we had a listener right 81 00:03:54,760 --> 00:03:57,200 Speaker 1: in a few episodes ago. I think i'd kind of 82 00:03:57,240 --> 00:04:01,280 Speaker 1: bashed donating plasmas. Yeah, yeah, we're gonna mentioned the plasma guy. Yeah, 83 00:04:01,320 --> 00:04:04,400 Speaker 1: so I donated plasma a little bit in college and 84 00:04:04,480 --> 00:04:06,520 Speaker 1: made some sweet money and it worked alls in college, 85 00:04:06,560 --> 00:04:08,000 Speaker 1: and I think, you know, I kind of made fun 86 00:04:08,000 --> 00:04:09,800 Speaker 1: of it that now at this point in my life, 87 00:04:09,800 --> 00:04:12,920 Speaker 1: I wouldn't do it. And listener Ryan wrote in and 88 00:04:12,960 --> 00:04:15,360 Speaker 1: talked about how he still donates plasma and kind of 89 00:04:15,400 --> 00:04:17,320 Speaker 1: why he does it and how much money he makes, 90 00:04:17,360 --> 00:04:19,880 Speaker 1: like he does it on the rag and brings in 91 00:04:20,040 --> 00:04:23,640 Speaker 1: some serious money, which I was completely impressed with his 92 00:04:23,680 --> 00:04:25,760 Speaker 1: system and kind of, you know, the way we set 93 00:04:25,800 --> 00:04:27,800 Speaker 1: up our kitchen and like the processes, that's the way 94 00:04:27,800 --> 00:04:31,240 Speaker 1: he sets up his left arm. Yeah, it's gonna be 95 00:04:31,279 --> 00:04:33,359 Speaker 1: his left because he's on his phone with the right exactly, 96 00:04:33,400 --> 00:04:35,720 Speaker 1: listening to podcasts and reading books and stuff like that, 97 00:04:35,760 --> 00:04:38,159 Speaker 1: which I love. I love his his approach to it. 98 00:04:38,200 --> 00:04:41,640 Speaker 1: So he said he makes almost like a year from 99 00:04:41,680 --> 00:04:44,120 Speaker 1: donating plasmas. So if you stick to the schedule and 100 00:04:44,240 --> 00:04:47,480 Speaker 1: you go twice a week, that usually you know, the 101 00:04:47,839 --> 00:04:49,800 Speaker 1: payout increases if you're able to go twice a week, 102 00:04:49,920 --> 00:04:52,280 Speaker 1: and then if you go regularly almost every day that month, 103 00:04:52,440 --> 00:04:54,599 Speaker 1: you're going to get an additional bonus on top of that. 104 00:04:54,640 --> 00:04:57,200 Speaker 1: So the more you donate in every single month, you're 105 00:04:57,240 --> 00:05:00,719 Speaker 1: going to get more money for donate in your plasma. 106 00:05:00,880 --> 00:05:02,680 Speaker 1: And you can will put a link maybe to what 107 00:05:02,720 --> 00:05:04,800 Speaker 1: it means to donate your plasma in the show notes. 108 00:05:04,880 --> 00:05:06,120 Speaker 1: I don't want to kind of go into all the 109 00:05:06,160 --> 00:05:10,359 Speaker 1: specifics now, um, but you're fine, like like an instructibles, 110 00:05:10,360 --> 00:05:12,920 Speaker 1: but like how to donate your own plasma yourself at home? 111 00:05:13,040 --> 00:05:15,120 Speaker 1: Yeah no, probably not, you don't want to do that, 112 00:05:15,279 --> 00:05:16,960 Speaker 1: but just like the Wikipedia for what it actually means, 113 00:05:16,960 --> 00:05:18,400 Speaker 1: because some people might be like it might be a 114 00:05:18,400 --> 00:05:21,320 Speaker 1: foreign concept. I've never donated plasma. Is that like donating blood? 115 00:05:21,320 --> 00:05:23,040 Speaker 1: And I don't want to answer all those questions right here, 116 00:05:23,160 --> 00:05:25,799 Speaker 1: but the fact that Ryan's doing it, it's really cool. 117 00:05:25,960 --> 00:05:28,280 Speaker 1: And I just thought of this because on the way 118 00:05:28,320 --> 00:05:30,120 Speaker 1: to one of my rental houses today, I passed a 119 00:05:30,200 --> 00:05:33,240 Speaker 1: plasma donation center and I just honestly didn't even know 120 00:05:33,240 --> 00:05:35,560 Speaker 1: where the one nearest to me was, and so I 121 00:05:35,600 --> 00:05:37,559 Speaker 1: don't know, maybe I'll consider it. And Ryan had mentioned 122 00:05:37,600 --> 00:05:39,760 Speaker 1: that the reason that he donates plasma kind of what 123 00:05:39,800 --> 00:05:41,520 Speaker 1: he uses it for. Well, he said, first off, I'm 124 00:05:41,560 --> 00:05:43,640 Speaker 1: making money for listening to podcasts and reading blogs and 125 00:05:43,640 --> 00:05:45,799 Speaker 1: stuff like that, right, so he's just on his phone 126 00:05:45,839 --> 00:05:48,560 Speaker 1: downtime and he's able to listen to the show or 127 00:05:48,600 --> 00:05:51,920 Speaker 1: whatever other podcasts he's digging right now. Um. And then 128 00:05:51,960 --> 00:05:54,000 Speaker 1: on top of that, he uses all that extra money 129 00:05:54,160 --> 00:05:56,720 Speaker 1: to fund his vacations. And so I love that he's 130 00:05:56,760 --> 00:05:59,800 Speaker 1: kind of get this goal, this this reason for doing 131 00:05:59,800 --> 00:06:01,919 Speaker 1: it right. It's like, Okay, this is extra play money, 132 00:06:02,200 --> 00:06:04,479 Speaker 1: and I'm gonna use it to fund my travel. And 133 00:06:04,520 --> 00:06:05,840 Speaker 1: so that was super cool. I kind of like this 134 00:06:05,880 --> 00:06:08,400 Speaker 1: philosophy behind it. I like that he's doing it and 135 00:06:08,800 --> 00:06:10,120 Speaker 1: you know what, all right, I'm gonna lay off few 136 00:06:10,120 --> 00:06:13,040 Speaker 1: plasma donators. And I love that he put in there 137 00:06:13,040 --> 00:06:15,200 Speaker 1: too that it only takes them about two hours a week, 138 00:06:15,200 --> 00:06:16,920 Speaker 1: Like that's about he goes in twice a week, takes 139 00:06:16,960 --> 00:06:19,520 Speaker 1: them about two hours, and so I mean you can 140 00:06:19,560 --> 00:06:21,800 Speaker 1: actually see the numbers there right, like two hours a 141 00:06:21,800 --> 00:06:24,880 Speaker 1: week making about a year. Like that's not too bad. 142 00:06:24,920 --> 00:06:26,560 Speaker 1: It's not too bad. It's awesome. I love it. Way 143 00:06:26,560 --> 00:06:29,040 Speaker 1: to go, Ryan. Alright, Matt, So the beer we're drinking 144 00:06:29,120 --> 00:06:32,360 Speaker 1: on the show tonight, you picked it up for us. Yeah, man, 145 00:06:32,400 --> 00:06:35,719 Speaker 1: This is by Cherry Street Brewing. This is a small 146 00:06:35,760 --> 00:06:38,640 Speaker 1: batch that they've put out and it's called Sweet l Lonnie, 147 00:06:38,720 --> 00:06:41,880 Speaker 1: which is a barrel age stoubts. Yeah, quickly, I wanted 148 00:06:41,920 --> 00:06:45,279 Speaker 1: to say this beer gets an amazing rating on untapped, 149 00:06:45,640 --> 00:06:47,760 Speaker 1: And if you don't follow Matt and I on on tapped, 150 00:06:47,800 --> 00:06:50,279 Speaker 1: you can do that. It's kind of social media for 151 00:06:50,320 --> 00:06:53,600 Speaker 1: beer drinkers. And you can find our untapped handles on 152 00:06:53,640 --> 00:06:56,719 Speaker 1: our website. All right, Joel, let's talk about wills. But 153 00:06:56,880 --> 00:07:01,080 Speaker 1: aren't wills for old people? No way, man, Um. The 154 00:07:01,120 --> 00:07:03,640 Speaker 1: fact is is that over half of Americans don't have 155 00:07:03,680 --> 00:07:06,200 Speaker 1: a will, man, And this is terrible news because what 156 00:07:06,240 --> 00:07:11,000 Speaker 1: that means is your assets aren't protected, well specifically, you 157 00:07:11,040 --> 00:07:14,600 Speaker 1: don't have control over where they go. More sort of personal, 158 00:07:14,640 --> 00:07:17,520 Speaker 1: and even more important to us is that you don't 159 00:07:17,560 --> 00:07:21,240 Speaker 1: even necessarily have say over who's going to be your 160 00:07:21,320 --> 00:07:24,360 Speaker 1: children's guardian. Man. That is insane to think of the 161 00:07:24,400 --> 00:07:27,320 Speaker 1: different families who don't have wills, where something you know, 162 00:07:27,480 --> 00:07:31,480 Speaker 1: could happen tomorrow and the state gets essentially decide, you know, 163 00:07:31,520 --> 00:07:33,960 Speaker 1: where your kids go. That's that's crazy. Yeah, man, And 164 00:07:34,040 --> 00:07:35,560 Speaker 1: first I think we need to clear up to the 165 00:07:35,560 --> 00:07:37,640 Speaker 1: fact that you know, we aren't lawyers, were certainly not 166 00:07:37,800 --> 00:07:40,760 Speaker 1: experts on this. But what we want to convey more 167 00:07:40,800 --> 00:07:43,440 Speaker 1: than anything, is it. Setting up a will is easy, 168 00:07:44,000 --> 00:07:46,560 Speaker 1: it's quick, and it can be free. And so we're 169 00:07:46,560 --> 00:07:48,360 Speaker 1: gonna go kind of go through all those things and 170 00:07:48,400 --> 00:07:51,000 Speaker 1: the reasons to like why you should have a will 171 00:07:51,200 --> 00:07:53,040 Speaker 1: and you need to because you could totally get like 172 00:07:53,120 --> 00:07:58,160 Speaker 1: final destinations tomorrow, yes, impaled through the skull or I 173 00:07:58,200 --> 00:08:00,440 Speaker 1: don't foot, I don't know, whatever it could, whatever it takes, 174 00:08:00,640 --> 00:08:03,320 Speaker 1: you know, there's all these random ways you can die, 175 00:08:03,400 --> 00:08:05,400 Speaker 1: hit by a bus, disc golf, disc to the head. 176 00:08:05,760 --> 00:08:09,520 Speaker 1: There's just the possibilities are endless. If you're gonna get 177 00:08:09,520 --> 00:08:12,400 Speaker 1: a final destination, they would totally be getting disc golf 178 00:08:12,440 --> 00:08:14,440 Speaker 1: to the head, right, Like if you're gonna go out, like, 179 00:08:14,480 --> 00:08:16,520 Speaker 1: how would you like to go out? Probably that way, yeah, 180 00:08:16,560 --> 00:08:19,560 Speaker 1: like on the course, like out in nature. Like it 181 00:08:19,600 --> 00:08:21,240 Speaker 1: doesn't remind me of the first time I took my 182 00:08:21,280 --> 00:08:23,520 Speaker 1: family out to play disc golf. I've never taken the 183 00:08:23,560 --> 00:08:28,240 Speaker 1: girls out. And uh, I was walking with my I 184 00:08:28,280 --> 00:08:30,240 Speaker 1: think at that point they were two and four and 185 00:08:30,320 --> 00:08:32,960 Speaker 1: my wife, my wife throws her disk and she just 186 00:08:33,320 --> 00:08:35,559 Speaker 1: she never plays disc golf, and she hit our four 187 00:08:35,600 --> 00:08:37,920 Speaker 1: year old in the back of the head's like directly 188 00:08:38,360 --> 00:08:40,360 Speaker 1: beamed or right in the back of the head. So 189 00:08:40,400 --> 00:08:44,120 Speaker 1: my little disc golf teaching lesson ended really quickly and 190 00:08:44,480 --> 00:08:47,520 Speaker 1: we headed home. I think everybody was crying, right like 191 00:08:47,760 --> 00:08:49,959 Speaker 1: for sure. Yeah, so yeah, not a good day on 192 00:08:50,000 --> 00:08:51,599 Speaker 1: the disc golf course. But that's yeah, that's probably the 193 00:08:51,600 --> 00:08:53,640 Speaker 1: way I'd like to go. But yeah, we're all gonna go. 194 00:08:53,800 --> 00:08:55,720 Speaker 1: And it's important to have a will because if you 195 00:08:55,760 --> 00:08:58,200 Speaker 1: have any money in your name, or if you have 196 00:08:58,320 --> 00:09:01,840 Speaker 1: young kids and a spouse, assets, whatever, you need to 197 00:09:01,880 --> 00:09:05,440 Speaker 1: have a will. And we're not legal experts, but we 198 00:09:05,480 --> 00:09:08,120 Speaker 1: can say with certainty that you want to make sure 199 00:09:08,200 --> 00:09:11,000 Speaker 1: that in the event of your eventual death right it's 200 00:09:11,040 --> 00:09:13,480 Speaker 1: gonna happen. It's inevitable for all of us. We just 201 00:09:13,520 --> 00:09:15,760 Speaker 1: don't know when right that that that that you're not 202 00:09:15,880 --> 00:09:19,280 Speaker 1: leaving a burden to your family or arguments to be 203 00:09:19,400 --> 00:09:21,839 Speaker 1: made amongst the court systems and the people that have 204 00:09:21,960 --> 00:09:25,360 Speaker 1: a vested interest in the outcome of where your possessions 205 00:09:25,440 --> 00:09:27,960 Speaker 1: or your minor children go. You want to make sure 206 00:09:28,000 --> 00:09:30,079 Speaker 1: that your will spells those things out so that you're 207 00:09:30,120 --> 00:09:32,200 Speaker 1: not leaving it up to kind of chance and the 208 00:09:32,200 --> 00:09:36,400 Speaker 1: whims of family arguments or the state right exactly if 209 00:09:36,400 --> 00:09:38,920 Speaker 1: you die without a will, you know, the state is 210 00:09:38,960 --> 00:09:41,640 Speaker 1: to decide who gets your kids and how your money 211 00:09:41,720 --> 00:09:44,920 Speaker 1: is divided. This is called you know, dying intest states, 212 00:09:45,400 --> 00:09:48,720 Speaker 1: which is a fun word kind of sounds like intestine. 213 00:09:49,040 --> 00:09:51,400 Speaker 1: I wish I had a small intestate and a large intestate. 214 00:09:52,280 --> 00:09:54,880 Speaker 1: It's like I'm going in from my intestate exam. But 215 00:09:55,320 --> 00:09:57,760 Speaker 1: the estate at that point enter is probate. And that 216 00:09:58,040 --> 00:10:00,719 Speaker 1: can be terrible because it can be really expensive. It 217 00:10:00,760 --> 00:10:03,720 Speaker 1: can cost way more than a will, especially because wills 218 00:10:03,880 --> 00:10:06,839 Speaker 1: can be free. Yeah, and I can also just take 219 00:10:06,880 --> 00:10:10,120 Speaker 1: a long time and be a pretty stressful time when 220 00:10:10,280 --> 00:10:12,680 Speaker 1: in the aftermath of your death, when your family is 221 00:10:12,760 --> 00:10:16,640 Speaker 1: already incredibly emotional, there's a lot going on in preparing 222 00:10:16,679 --> 00:10:20,960 Speaker 1: for the arrangements of your burial or cremation or whatever 223 00:10:21,000 --> 00:10:24,400 Speaker 1: it may be, and adding on at probate court and 224 00:10:24,480 --> 00:10:27,959 Speaker 1: the decisions that come along with determining where your assets 225 00:10:28,040 --> 00:10:30,880 Speaker 1: end up, and the bickering that can happen even amongst 226 00:10:30,880 --> 00:10:34,880 Speaker 1: families that care for one another and have a loving relationship, 227 00:10:35,240 --> 00:10:39,120 Speaker 1: you know, during a post death scenario, it's it's just terrible, 228 00:10:39,120 --> 00:10:41,560 Speaker 1: and so a will can just alleviate all these things. 229 00:10:41,679 --> 00:10:44,240 Speaker 1: It's not so much for you. Right, you're dead, you're gone, 230 00:10:44,400 --> 00:10:46,440 Speaker 1: but it's for your family members, the people that you 231 00:10:46,520 --> 00:10:49,480 Speaker 1: care about. And doing that now, making sure that you 232 00:10:49,520 --> 00:10:52,120 Speaker 1: get that will created now just gives you some peace 233 00:10:52,160 --> 00:10:55,000 Speaker 1: of mind knowing that your family is taken care of 234 00:10:55,320 --> 00:10:59,080 Speaker 1: when that stressful time eventually presents itself. Yeah, and I 235 00:10:59,120 --> 00:11:02,360 Speaker 1: love what you said, which is that it's not for you. Like, 236 00:11:02,760 --> 00:11:05,320 Speaker 1: that's what's so important about a will, is that it's 237 00:11:05,360 --> 00:11:07,520 Speaker 1: it's for the people that you love. And I think, 238 00:11:07,559 --> 00:11:10,320 Speaker 1: honestly that's the biggest reason why it gets pushed off. 239 00:11:11,040 --> 00:11:13,280 Speaker 1: People think that, oh, I've got more time to do this. 240 00:11:13,320 --> 00:11:15,560 Speaker 1: I can always do this tomorrow. This is something, This 241 00:11:15,640 --> 00:11:17,040 Speaker 1: is a can I can just kick further down the 242 00:11:17,120 --> 00:11:20,160 Speaker 1: road and I'll just delay. I'm not really gonna die, 243 00:11:20,320 --> 00:11:23,080 Speaker 1: I mean, am I right? But fact is, anybody that 244 00:11:23,280 --> 00:11:27,480 Speaker 1: dies without a will in test dates. Uh, that is 245 00:11:27,520 --> 00:11:29,880 Speaker 1: what they think. That's the thought process that's going through 246 00:11:29,880 --> 00:11:32,439 Speaker 1: their head. I get that. But at the same time, 247 00:11:32,440 --> 00:11:34,280 Speaker 1: it's something that you need to take care of. And 248 00:11:34,360 --> 00:11:36,559 Speaker 1: the good news is that it's quick and painless. And 249 00:11:36,600 --> 00:11:38,679 Speaker 1: so after the break, we're gonna talk about the biggest 250 00:11:38,679 --> 00:11:41,240 Speaker 1: reasons why you should have a will, and we'll talk 251 00:11:41,280 --> 00:11:54,199 Speaker 1: about the costs associated with that. Hint is cheap. All right, Joe, 252 00:11:54,280 --> 00:11:56,880 Speaker 1: let's talk about the big reasons why you've got to 253 00:11:56,960 --> 00:12:00,319 Speaker 1: have a will and why it's not just for old people. Uh. First, 254 00:12:00,440 --> 00:12:01,720 Speaker 1: I mean we kind of touched on this, right, but 255 00:12:01,720 --> 00:12:03,520 Speaker 1: this is a crappy topic. This is sort of like 256 00:12:03,559 --> 00:12:06,600 Speaker 1: we did the listener question not too long ago about 257 00:12:06,600 --> 00:12:10,199 Speaker 1: life insurance, which is it's kind of crappy, similarly crappy topic. 258 00:12:11,080 --> 00:12:13,240 Speaker 1: And I think maybe that's why we're kind of joking 259 00:12:13,280 --> 00:12:16,280 Speaker 1: more about it, because we realize that it's not something 260 00:12:16,320 --> 00:12:18,400 Speaker 1: that's really fun to talk about. It's just one of 261 00:12:18,440 --> 00:12:21,200 Speaker 1: the things that you gotta do, and we've done it, 262 00:12:21,400 --> 00:12:23,120 Speaker 1: and we're here to talk to you about it, and 263 00:12:23,120 --> 00:12:25,080 Speaker 1: then I help you understand why you need to do 264 00:12:25,120 --> 00:12:27,880 Speaker 1: it as well, and we'll just keep incorporating weird death 265 00:12:27,960 --> 00:12:31,040 Speaker 1: jokes into this episode. And So the first reason you 266 00:12:31,080 --> 00:12:33,720 Speaker 1: need to have a will is because with a will 267 00:12:33,760 --> 00:12:37,679 Speaker 1: that you get to decide how your estate is distributed. 268 00:12:37,720 --> 00:12:39,760 Speaker 1: And what that means is that you know, any of 269 00:12:39,800 --> 00:12:42,160 Speaker 1: your assets, you get to decide, All right, do I 270 00:12:42,200 --> 00:12:43,800 Speaker 1: want all this to go to my spouse? Do I 271 00:12:43,920 --> 00:12:46,959 Speaker 1: want to go to my spouse, and twenty five to 272 00:12:47,160 --> 00:12:49,320 Speaker 1: go to each one of my two kids. It's up 273 00:12:49,320 --> 00:12:51,520 Speaker 1: to you. You can decide and shoot, maybe I want 274 00:12:51,520 --> 00:12:53,800 Speaker 1: to have one of it to go towards this this 275 00:12:53,920 --> 00:12:56,800 Speaker 1: charity or this nonprofit that you're a part of. Uh 276 00:12:56,880 --> 00:12:59,520 Speaker 1: and for you that may not have happened were you 277 00:12:59,600 --> 00:13:01,320 Speaker 1: to not have set up a will. These are all 278 00:13:01,360 --> 00:13:03,280 Speaker 1: the different reasons why you want to have a will 279 00:13:03,559 --> 00:13:06,240 Speaker 1: to decide where you want your assets to go. Joel, 280 00:13:06,400 --> 00:13:09,080 Speaker 1: if you were to die, would you will me? Uh? 281 00:13:09,400 --> 00:13:12,800 Speaker 1: Your folk art? You get my boom box. I've already 282 00:13:13,200 --> 00:13:15,720 Speaker 1: decided on that. Like John Cusack sty album box on 283 00:13:15,720 --> 00:13:18,040 Speaker 1: the shoulders, that's what you get, Bunny. You know, when 284 00:13:18,040 --> 00:13:20,800 Speaker 1: I was younger, someone told me once that I reminded 285 00:13:20,840 --> 00:13:23,680 Speaker 1: her of John Cusack. Really, what do you think about that? 286 00:13:23,880 --> 00:13:27,559 Speaker 1: M Can you see it? Nope? She's like she's like 287 00:13:27,559 --> 00:13:31,000 Speaker 1: like a blend between Richard Greer or gear. Why do 288 00:13:31,040 --> 00:13:32,720 Speaker 1: you look like old people? I don't know. I mean 289 00:13:33,000 --> 00:13:34,600 Speaker 1: even I was like twenty three at the time, too 290 00:13:34,679 --> 00:13:37,280 Speaker 1: said definitely didn't make sense since then, but yeah, John 291 00:13:37,360 --> 00:13:40,120 Speaker 1: Cusack and Richard I was like, I don't know how 292 00:13:40,160 --> 00:13:42,320 Speaker 1: to take that, but we'll post a picture of you 293 00:13:42,520 --> 00:13:44,920 Speaker 1: on the show notes and people can decide whether who 294 00:13:44,960 --> 00:13:47,120 Speaker 1: you look more like, or maybe we won't post any 295 00:13:47,120 --> 00:13:48,880 Speaker 1: pictures of me on the show notes and maybe instead 296 00:13:48,880 --> 00:13:50,640 Speaker 1: you can just check out the countless selfies that Joel 297 00:13:50,640 --> 00:13:52,960 Speaker 1: and I post. I did want to say, you didn't 298 00:13:53,000 --> 00:13:55,439 Speaker 1: make my will in one area? No way. Please tell 299 00:13:55,480 --> 00:13:58,800 Speaker 1: me you're the executor of my will, my friend, Yes 300 00:13:58,880 --> 00:14:01,320 Speaker 1: you are. So I just want to let people know 301 00:14:01,400 --> 00:14:03,720 Speaker 1: too that when you're creating a will, why did I 302 00:14:03,800 --> 00:14:06,920 Speaker 1: not think of making you my executor? Uh? Probably because 303 00:14:06,920 --> 00:14:09,400 Speaker 1: you chose someone that was smarter and probably better that 304 00:14:09,559 --> 00:14:13,000 Speaker 1: suited to handle the job. Makes me a worse friend though, No, no, 305 00:14:13,080 --> 00:14:14,600 Speaker 1: I don't want to be the exact That's a lot 306 00:14:14,640 --> 00:14:16,120 Speaker 1: of work, dude, I set you up for a lot 307 00:14:16,120 --> 00:14:19,160 Speaker 1: of work. Well, but you're not gonna die. Well that's 308 00:14:19,160 --> 00:14:22,600 Speaker 1: probably true. Ever, yeah, I can agree with that. So 309 00:14:22,680 --> 00:14:26,080 Speaker 1: to let people know the executor or executive tricks of 310 00:14:26,080 --> 00:14:30,360 Speaker 1: a will is the person that will handle dispersing your 311 00:14:30,400 --> 00:14:33,800 Speaker 1: assets and making sure that your final wishes are carried 312 00:14:33,840 --> 00:14:35,600 Speaker 1: out in the manner that you wanted them to be 313 00:14:35,640 --> 00:14:38,320 Speaker 1: carried out. And so you know, choosing the right person 314 00:14:38,400 --> 00:14:41,160 Speaker 1: to handle that is great. You want someone that you 315 00:14:41,200 --> 00:14:44,120 Speaker 1: know is kind of gonna be up for the paperwork 316 00:14:44,240 --> 00:14:49,200 Speaker 1: and the relationship hassles of handling your estate after you passed. 317 00:14:49,320 --> 00:14:52,400 Speaker 1: Do you know I love relationship conflict. I know. That's 318 00:14:52,400 --> 00:14:55,160 Speaker 1: why I chose you. Detail orientation. I see now why 319 00:14:55,200 --> 00:14:57,120 Speaker 1: you chose me. It's it's a match made in heaven. 320 00:14:57,440 --> 00:15:00,320 Speaker 1: So you're my executor. So choose an executive or that 321 00:15:00,400 --> 00:15:03,800 Speaker 1: you trust. I trust Matt. Choose either your podcast partner 322 00:15:03,880 --> 00:15:05,800 Speaker 1: or your best friend. And you know what, it's even 323 00:15:05,800 --> 00:15:08,680 Speaker 1: better if it's both. Ideally both I'm about that man. 324 00:15:08,720 --> 00:15:11,200 Speaker 1: I like it. Also, another huge reason why you want 325 00:15:11,200 --> 00:15:12,720 Speaker 1: to have a will is that we can We touched 326 00:15:12,720 --> 00:15:14,840 Speaker 1: on this earlier, but you decide who gets to take 327 00:15:14,880 --> 00:15:17,640 Speaker 1: care of your kids. So Joel mentioned the executor of 328 00:15:17,680 --> 00:15:20,280 Speaker 1: the estates. What we're talking about now is the guardian. 329 00:15:20,360 --> 00:15:21,960 Speaker 1: So if you have kids, you want to make sure 330 00:15:22,280 --> 00:15:25,320 Speaker 1: that you've got somebody taking care of your kids that 331 00:15:25,400 --> 00:15:28,480 Speaker 1: you want taking care of your kids. This is somebody 332 00:15:28,520 --> 00:15:31,880 Speaker 1: too that you need to have talked to, unlike having 333 00:15:31,920 --> 00:15:34,120 Speaker 1: it sprung on them at the last second of oh hey, 334 00:15:34,120 --> 00:15:37,320 Speaker 1: by the way, you're the executor. Uh. Guardianship is who 335 00:15:37,320 --> 00:15:43,280 Speaker 1: would do that. Um, hey, I accept guardianship though it's 336 00:15:43,280 --> 00:15:45,280 Speaker 1: a I mean, it's a completely different thing, right, I mean, 337 00:15:45,280 --> 00:15:48,120 Speaker 1: you're raising children, You're you're taking these these children on 338 00:15:48,160 --> 00:15:51,480 Speaker 1: and you're loving them basically as as your own. And 339 00:15:51,840 --> 00:15:54,640 Speaker 1: that's you know, that can be a really really tall 340 00:15:54,760 --> 00:15:56,840 Speaker 1: order for folks. So that's a conversation that needs to 341 00:15:56,840 --> 00:15:59,600 Speaker 1: be had. But as the parents, I knew that that's 342 00:16:00,160 --> 00:16:03,200 Speaker 1: an opinion that I would have as to who raised 343 00:16:03,200 --> 00:16:05,320 Speaker 1: our girls. And and so that's you know, that's a 344 00:16:05,400 --> 00:16:07,960 Speaker 1: huge benefit of having a will set up. Yeah, you 345 00:16:08,080 --> 00:16:11,720 Speaker 1: just don't want to leave that to chance, especially if 346 00:16:11,720 --> 00:16:14,680 Speaker 1: you have kids. Right, Like your assets, like that's a 347 00:16:14,680 --> 00:16:17,120 Speaker 1: big deal, but your kids, man, that's an even bigger deal. 348 00:16:17,160 --> 00:16:19,160 Speaker 1: And so you just don't want to leave that to 349 00:16:19,800 --> 00:16:23,320 Speaker 1: family arguments over who wants to take the kids. You 350 00:16:23,360 --> 00:16:25,520 Speaker 1: want to be the person kind of writing that out, 351 00:16:25,600 --> 00:16:28,760 Speaker 1: spelling out your wishes and making sure that once you die, 352 00:16:29,320 --> 00:16:31,880 Speaker 1: that's what's carried out, right, And that's kind of that's 353 00:16:31,880 --> 00:16:34,080 Speaker 1: a big position to be in. And so yeah, that's 354 00:16:34,080 --> 00:16:35,840 Speaker 1: just something you need to think about, especially if you 355 00:16:35,880 --> 00:16:37,920 Speaker 1: have young children. And so a lot of folks might 356 00:16:37,960 --> 00:16:40,200 Speaker 1: be one and Joel, how expensive, is it? Don't I 357 00:16:40,200 --> 00:16:43,480 Speaker 1: need a lawyer? Um? And you know, in some cases 358 00:16:43,520 --> 00:16:45,640 Speaker 1: we would say, yeah, you do. You know, there's a 359 00:16:45,640 --> 00:16:49,920 Speaker 1: lot of sort of more complicated situations that would call 360 00:16:50,000 --> 00:16:52,400 Speaker 1: for a lawyer. You know, if you own property in 361 00:16:52,680 --> 00:16:55,200 Speaker 1: other states, or if you have your own business, if 362 00:16:55,200 --> 00:16:58,320 Speaker 1: they're severe medical issues. These are all sort of situations 363 00:16:58,680 --> 00:17:01,280 Speaker 1: where you know, you deaf only want to involve lawyers. 364 00:17:01,440 --> 00:17:02,880 Speaker 1: Or if you're like Matt and you've just got an 365 00:17:03,080 --> 00:17:06,359 Speaker 1: enormous amount of assets, Yeah, exactly. Yeah, if you're me, 366 00:17:06,960 --> 00:17:10,000 Speaker 1: then you definitely want to get the lawyers involved. Also, 367 00:17:10,000 --> 00:17:12,359 Speaker 1: if you've got a pre nup that you created before 368 00:17:12,440 --> 00:17:14,480 Speaker 1: you got married, if you have a spouse or a 369 00:17:14,520 --> 00:17:17,640 Speaker 1: child with a disability, or that you believe that your 370 00:17:18,320 --> 00:17:21,000 Speaker 1: will maybe contested a bunch of kids that argue, is 371 00:17:21,040 --> 00:17:23,320 Speaker 1: that what you're saying? That, That's exactly what I'm saying. 372 00:17:23,600 --> 00:17:25,000 Speaker 1: So you're you're gonna want to make sure you have 373 00:17:25,000 --> 00:17:27,440 Speaker 1: a will laid out ahead of time. Yeah. Man. Basically, 374 00:17:27,480 --> 00:17:31,720 Speaker 1: if you have a complicated financial or family situation or 375 00:17:31,800 --> 00:17:35,399 Speaker 1: manners going on, you should consult a lawyer then. But 376 00:17:35,480 --> 00:17:38,840 Speaker 1: oftentimes you do not need a lawyer if you have 377 00:17:39,080 --> 00:17:42,560 Speaker 1: a simple boring family or a you know, pretty regular 378 00:17:42,880 --> 00:17:46,680 Speaker 1: money situation looking at you, boring lawyers, guard family. Then 379 00:17:46,880 --> 00:17:49,760 Speaker 1: for you, like those free will options or the you know, 380 00:17:50,119 --> 00:17:53,480 Speaker 1: inexpensive will templates that are out there might be a 381 00:17:53,480 --> 00:17:55,480 Speaker 1: great option for you, and we're going to talk about 382 00:17:55,520 --> 00:18:06,680 Speaker 1: that right after this break. All right, Matt, we'll back 383 00:18:06,720 --> 00:18:09,600 Speaker 1: to the break. We talked about how sometimes you don't 384 00:18:09,600 --> 00:18:12,199 Speaker 1: need a lawyer to create a will, you can just 385 00:18:12,200 --> 00:18:14,920 Speaker 1: do the free ones right in so many circumstances. Here's 386 00:18:14,960 --> 00:18:17,720 Speaker 1: the problem. There are a lot of lawyers out there 387 00:18:17,800 --> 00:18:21,480 Speaker 1: who will probably be emailing us after this episode is 388 00:18:21,520 --> 00:18:24,440 Speaker 1: posted saying we're way off base, and then you need 389 00:18:24,480 --> 00:18:27,160 Speaker 1: a lawyer to create a basic will, a basic document. 390 00:18:27,400 --> 00:18:31,440 Speaker 1: But the problem is lawyer friends out there that that 391 00:18:31,560 --> 00:18:34,960 Speaker 1: if there is this barrier to entry to creating a will, 392 00:18:35,040 --> 00:18:37,040 Speaker 1: and most of us are never going to create any 393 00:18:37,080 --> 00:18:39,760 Speaker 1: document at all if we have to go see a 394 00:18:39,840 --> 00:18:42,560 Speaker 1: lawyer and pay the kind of sums that it takes 395 00:18:43,119 --> 00:18:45,800 Speaker 1: in order to get that will created. And so while 396 00:18:46,160 --> 00:18:50,280 Speaker 1: it might be the best case scenario to have an 397 00:18:50,320 --> 00:18:53,760 Speaker 1: actual lawyer help you create this will, a lawyer that 398 00:18:53,880 --> 00:18:57,560 Speaker 1: specializes in wills the States and trusts, well, it's kind 399 00:18:57,560 --> 00:19:00,680 Speaker 1: of like how people actually ride an ee by versus 400 00:19:00,760 --> 00:19:04,440 Speaker 1: letting their regular bike sit looking at myself in the mirror. 401 00:19:04,440 --> 00:19:07,719 Speaker 1: I guess um, people actually do that, right, And so 402 00:19:07,840 --> 00:19:09,960 Speaker 1: I think an action that people are actually going to 403 00:19:10,080 --> 00:19:12,920 Speaker 1: take is better than not taking any action at all 404 00:19:13,200 --> 00:19:16,639 Speaker 1: and and creating a will on your own without the 405 00:19:16,640 --> 00:19:18,920 Speaker 1: help of a lawyer, because it's way cheaper and you're 406 00:19:18,920 --> 00:19:21,159 Speaker 1: actually just gonna do it sitting at your computer for 407 00:19:21,200 --> 00:19:24,359 Speaker 1: five minutes. Man, go for that route as opposed to 408 00:19:24,400 --> 00:19:27,199 Speaker 1: just not having one created. Dude. I completely agree with 409 00:19:27,240 --> 00:19:30,359 Speaker 1: that and love that. Honestly reminds me of Seth Godin. 410 00:19:30,440 --> 00:19:32,800 Speaker 1: He always talks about delivering, like whatever it is that 411 00:19:32,840 --> 00:19:35,000 Speaker 1: you're working on and you're creating, whether it be like 412 00:19:35,000 --> 00:19:37,840 Speaker 1: an art or a book or an episode or a 413 00:19:37,880 --> 00:19:40,720 Speaker 1: blog post. It's something he says is that perfection is 414 00:19:40,760 --> 00:19:44,760 Speaker 1: the biggest enemy to delivering. And that's the case with this. 415 00:19:44,880 --> 00:19:48,240 Speaker 1: If you feel that you have to get it exactly rights, dude, 416 00:19:48,240 --> 00:19:50,880 Speaker 1: you're never gonna actually do it. Uh. I think that's 417 00:19:50,920 --> 00:19:53,040 Speaker 1: the truth For the vast majority of folks out there. 418 00:19:53,040 --> 00:19:55,560 Speaker 1: They think that, oh, it's got to be perfect, and yeah, 419 00:19:55,640 --> 00:19:57,840 Speaker 1: like you said, it's that. I mean that alone right there, 420 00:19:57,880 --> 00:20:00,600 Speaker 1: is going to keep people from creating a will and 421 00:20:00,720 --> 00:20:03,760 Speaker 1: from getting that ball rolling all together. So let's talk 422 00:20:03,800 --> 00:20:06,120 Speaker 1: about a few of the options that are out there 423 00:20:06,160 --> 00:20:08,960 Speaker 1: for people. If you know what, you're realizing, I've got 424 00:20:09,040 --> 00:20:12,359 Speaker 1: kids and I've never created a will, or holy crap, 425 00:20:12,359 --> 00:20:14,320 Speaker 1: I've got six million dollars in the bank and I've 426 00:20:14,359 --> 00:20:16,720 Speaker 1: never created a will. You're you're gonna want to get 427 00:20:16,720 --> 00:20:19,080 Speaker 1: started on that right away. If if that's the case 428 00:20:19,119 --> 00:20:22,760 Speaker 1: for you, if you're single, you live alone, there's you 429 00:20:22,760 --> 00:20:25,960 Speaker 1: don't have many assets. Will is not nearly as important 430 00:20:26,080 --> 00:20:28,440 Speaker 1: that you might want to consider it anyway, because it's free, 431 00:20:28,720 --> 00:20:30,560 Speaker 1: and whatever you do have, you you want to make 432 00:20:30,560 --> 00:20:33,520 Speaker 1: sure that it's going to the proper people. Your assets 433 00:20:33,520 --> 00:20:35,760 Speaker 1: are going where you want them to go, you know, 434 00:20:35,840 --> 00:20:39,160 Speaker 1: upon your eventual demise. But it's not nearly as important. 435 00:20:39,320 --> 00:20:40,679 Speaker 1: But if you do have kids, if you have that 436 00:20:40,800 --> 00:20:42,720 Speaker 1: large estate, like we talked about, it is important. So 437 00:20:42,760 --> 00:20:46,040 Speaker 1: let's talk about the options. Will Maker is a software 438 00:20:46,040 --> 00:20:49,000 Speaker 1: that's available. Prices on Amazon change constantly, but it's like 439 00:20:49,040 --> 00:20:52,879 Speaker 1: fifty six bucks last time we checked, so that is 440 00:20:53,640 --> 00:20:56,520 Speaker 1: kind of actually, in our opinion, the more expensive options 441 00:20:56,600 --> 00:20:59,840 Speaker 1: you should consider, which sounds ridiculous to say that, like, oh, 442 00:21:00,000 --> 00:21:02,280 Speaker 1: it's a lot of money, but big picture, when it 443 00:21:02,280 --> 00:21:05,280 Speaker 1: comes to estates and wills and that sort of thing, 444 00:21:05,320 --> 00:21:08,280 Speaker 1: it's it's really not that big of a deal. Yeah, completely, 445 00:21:08,560 --> 00:21:10,840 Speaker 1: But so our first free option here is going to 446 00:21:10,920 --> 00:21:15,200 Speaker 1: be free will dot Com. Which side note, you totally 447 00:21:15,240 --> 00:21:18,159 Speaker 1: thought of Free Willy, right, like the movie from the nineties. No, 448 00:21:18,240 --> 00:21:20,200 Speaker 1: that's funny. I'm just like a theology nerd at time. 449 00:21:20,200 --> 00:21:23,919 Speaker 1: So I was thinking of the free will versus determinism. Okay, 450 00:21:24,040 --> 00:21:27,760 Speaker 1: so my mind went to Disney and terrible, terrible movies 451 00:21:27,800 --> 00:21:31,760 Speaker 1: from the nineties of like Free Willy and Cool Runnings 452 00:21:31,840 --> 00:21:35,080 Speaker 1: and whatever other movie came out in that time period. Anyway, 453 00:21:35,440 --> 00:21:38,199 Speaker 1: tangents free will dot com. That is where Joel and 454 00:21:38,200 --> 00:21:40,480 Speaker 1: I have created our will. You know, so you had 455 00:21:40,520 --> 00:21:42,680 Speaker 1: one before and I set mine up for the first 456 00:21:42,680 --> 00:21:46,040 Speaker 1: time on there. How did you actually denote which one is? 457 00:21:46,240 --> 00:21:47,920 Speaker 1: I guess up to date for you because you said 458 00:21:47,960 --> 00:21:49,879 Speaker 1: you had one before this because I didn't have a 459 00:21:49,960 --> 00:21:52,199 Speaker 1: I didn't have a will set up before before I 460 00:21:52,200 --> 00:21:54,280 Speaker 1: did the one here at free will dot com. Yeah, 461 00:21:54,280 --> 00:21:57,199 Speaker 1: so what you do at the end of creating your 462 00:21:57,240 --> 00:21:59,920 Speaker 1: will printing it out. The great thing is free Will 463 00:22:00,080 --> 00:22:02,840 Speaker 1: sends you a PDF and you print it out and 464 00:22:02,880 --> 00:22:05,280 Speaker 1: they give you the step by step instructions of how 465 00:22:05,320 --> 00:22:07,480 Speaker 1: to make sure that your will is valid. And so 466 00:22:07,560 --> 00:22:09,800 Speaker 1: you take your old will and you rip it up, 467 00:22:10,080 --> 00:22:11,960 Speaker 1: you toss it in the fire however you want to 468 00:22:11,960 --> 00:22:14,040 Speaker 1: do it, however dramatic. You want to be really right, 469 00:22:14,359 --> 00:22:17,480 Speaker 1: and so to validate the will, to make sure that 470 00:22:17,600 --> 00:22:21,600 Speaker 1: it is actually legal in your state, you're going to 471 00:22:21,640 --> 00:22:24,760 Speaker 1: need to get it signed by two witnesses. That's super easy. 472 00:22:24,800 --> 00:22:26,840 Speaker 1: They just have to be over the age of eighteen 473 00:22:27,240 --> 00:22:31,239 Speaker 1: and not involved in receiving assets from your will. So 474 00:22:31,280 --> 00:22:33,880 Speaker 1: if you do, design to use free will dot Com 475 00:22:33,920 --> 00:22:35,800 Speaker 1: and will link to them in the show notes as 476 00:22:36,000 --> 00:22:38,600 Speaker 1: your source for creating your free will, which we would 477 00:22:38,640 --> 00:22:41,520 Speaker 1: highly recommend. It's a really great service. They make it 478 00:22:41,640 --> 00:22:45,240 Speaker 1: super easy. It literally takes less than five minutes to 479 00:22:45,440 --> 00:22:47,320 Speaker 1: create your will, and then they give you all the 480 00:22:47,400 --> 00:22:49,199 Speaker 1: steps in order to make sure that your will is 481 00:22:49,240 --> 00:22:51,400 Speaker 1: totally valid, and they tell you how to make sure 482 00:22:51,440 --> 00:22:54,520 Speaker 1: that you tell the proper people like your executor, which 483 00:22:54,520 --> 00:22:56,080 Speaker 1: I told you on this episode. You can't say you 484 00:22:56,080 --> 00:22:58,480 Speaker 1: didn't know. Everyone knows you knew, and it just makes 485 00:22:58,520 --> 00:23:00,600 Speaker 1: sure that you have your proper ucks in a row. 486 00:23:00,920 --> 00:23:03,920 Speaker 1: Start the domino effect of making sure that your assets 487 00:23:03,920 --> 00:23:07,199 Speaker 1: go to the proper place in the event of your death. So, 488 00:23:07,280 --> 00:23:10,199 Speaker 1: speaking of assets, would you would you will me like 489 00:23:10,320 --> 00:23:12,240 Speaker 1: the craft beers that you've got in your seller, I'll 490 00:23:12,280 --> 00:23:14,520 Speaker 1: give you my craft beer seller, because who else would 491 00:23:14,520 --> 00:23:15,720 Speaker 1: I give it to. I don't know. I feel like 492 00:23:15,720 --> 00:23:17,120 Speaker 1: there's somebody else. You might be like, hey, you want 493 00:23:17,160 --> 00:23:18,879 Speaker 1: these beers? No way, man, of course, it's got to 494 00:23:18,920 --> 00:23:22,240 Speaker 1: be my craft beer podcast. Buddy, Yeah, homie, No, wait, man, 495 00:23:22,320 --> 00:23:24,640 Speaker 1: you know I gotta leave it to my podcast. And Buddy, well, 496 00:23:24,640 --> 00:23:26,879 Speaker 1: that means a lot, man, I appreciate it all right. Man. 497 00:23:26,920 --> 00:23:29,600 Speaker 1: That leads us to our second free option, and that 498 00:23:29,640 --> 00:23:34,720 Speaker 1: comes from a website called meet fabric dot com. Specifically, uh, 499 00:23:34,880 --> 00:23:38,159 Speaker 1: meet fabric dot com forward slash wills. What I love 500 00:23:38,200 --> 00:23:39,800 Speaker 1: about this site is that it seems like they're kind 501 00:23:39,840 --> 00:23:43,920 Speaker 1: of geared more towards the ladies, uh specifically like mom bloggers. 502 00:23:44,000 --> 00:23:46,120 Speaker 1: Just kind of the way it's set up. I kind 503 00:23:46,119 --> 00:23:47,760 Speaker 1: of clicked around something and I saw that they sell 504 00:23:48,200 --> 00:23:50,959 Speaker 1: life insurance as well, and so you know, they're kind 505 00:23:50,960 --> 00:23:53,560 Speaker 1: of finding their niche in the market, but they're making 506 00:23:53,600 --> 00:23:56,880 Speaker 1: it really easy to use this very you know, non technical, 507 00:23:56,920 --> 00:23:58,480 Speaker 1: because that's what you think of, right when you think 508 00:23:58,480 --> 00:24:00,439 Speaker 1: of wills, you think of lawyers, and it's nis you 509 00:24:00,440 --> 00:24:04,119 Speaker 1: think of a very bureaucratic and sort of state run process. 510 00:24:04,480 --> 00:24:05,760 Speaker 1: And the way they had it set up on the 511 00:24:05,760 --> 00:24:09,439 Speaker 1: website was just very approachable, and I loved it. I 512 00:24:09,440 --> 00:24:12,080 Speaker 1: thought it was an awesome site. I love how both 513 00:24:12,080 --> 00:24:14,520 Speaker 1: of these sites are able to use different models to 514 00:24:14,680 --> 00:24:17,639 Speaker 1: sustain themselves and to offer a great product for free, 515 00:24:17,840 --> 00:24:21,080 Speaker 1: you know, Fabric essentially trying to hopefully get you to 516 00:24:21,119 --> 00:24:24,600 Speaker 1: my term life insurance at some point, and free will 517 00:24:24,680 --> 00:24:27,040 Speaker 1: dot com. The way that they're able to offer their 518 00:24:27,160 --> 00:24:31,280 Speaker 1: product for free is when you're finishing your will, they 519 00:24:32,000 --> 00:24:36,440 Speaker 1: offer you the option of donating a certain percentage of 520 00:24:36,480 --> 00:24:41,880 Speaker 1: your assets to nonprofit organizations, and those nonprofit organizations essentially 521 00:24:41,880 --> 00:24:44,520 Speaker 1: pay Free Will to be on their website, to be 522 00:24:44,760 --> 00:24:46,960 Speaker 1: in front of your face when you're choosing where you 523 00:24:47,000 --> 00:24:48,960 Speaker 1: want your money to go, you know, when you die, 524 00:24:49,440 --> 00:24:52,239 Speaker 1: and obviously you don't have to choose to donate your 525 00:24:52,280 --> 00:24:54,159 Speaker 1: money to any of them, but I just kind of 526 00:24:54,200 --> 00:24:57,840 Speaker 1: love that they both found a model for creating this 527 00:24:57,960 --> 00:25:00,840 Speaker 1: ability for you to create a will for free, because 528 00:25:00,880 --> 00:25:04,040 Speaker 1: in my mind, for me, the two biggest barriers to 529 00:25:04,160 --> 00:25:06,560 Speaker 1: entry to create a will before I did it for 530 00:25:06,560 --> 00:25:09,960 Speaker 1: the first time were money and time. I didn't want 531 00:25:09,960 --> 00:25:11,960 Speaker 1: to spend any money to create a will because when 532 00:25:12,000 --> 00:25:14,880 Speaker 1: you're in your thirties, you know, early thirties, you don't 533 00:25:14,920 --> 00:25:16,560 Speaker 1: think you're ever gonna die. And I still don't think 534 00:25:16,560 --> 00:25:19,480 Speaker 1: I'm going to, but I realized there's a chance. And 535 00:25:19,520 --> 00:25:21,960 Speaker 1: then you also just don't want to spend any money 536 00:25:21,960 --> 00:25:23,960 Speaker 1: on it, right you there's so many other places you 537 00:25:23,960 --> 00:25:26,800 Speaker 1: want your money to go. That's spending, you know, even 538 00:25:26,920 --> 00:25:29,919 Speaker 1: fifty six dollars on a will that you buy, you know, 539 00:25:29,960 --> 00:25:32,480 Speaker 1: on Amazon. It just feels like this barrier to entry 540 00:25:32,520 --> 00:25:34,399 Speaker 1: that you're not going to cross. And so these two 541 00:25:34,480 --> 00:25:36,520 Speaker 1: websites will link to them in the show notes. They 542 00:25:36,600 --> 00:25:39,199 Speaker 1: just make it an actual reality for most of us 543 00:25:39,480 --> 00:25:42,200 Speaker 1: that if we're you know, in our twenties or thirties, 544 00:25:42,760 --> 00:25:45,200 Speaker 1: we might actually do it because it's only gonna take 545 00:25:45,240 --> 00:25:47,719 Speaker 1: five minutes and it's not going to cost us a dime. Yeah, man, 546 00:25:47,760 --> 00:25:50,280 Speaker 1: that's good stuff. And so after you have that will 547 00:25:50,320 --> 00:25:53,479 Speaker 1: set up, you want to review it with life changes 548 00:25:53,600 --> 00:25:55,760 Speaker 1: and what that means is that if you have kids, 549 00:25:56,520 --> 00:25:59,399 Speaker 1: or you know you might get married or even divorced, 550 00:25:59,680 --> 00:26:03,000 Speaker 1: or if you have an increase in assets, do you 551 00:26:03,040 --> 00:26:05,600 Speaker 1: want to review the will because at those points in 552 00:26:05,680 --> 00:26:08,720 Speaker 1: time things have changed and at that point you might 553 00:26:08,760 --> 00:26:10,960 Speaker 1: want your money to go to someone else or to 554 00:26:11,280 --> 00:26:13,480 Speaker 1: instead go to this person or not this person, you know, 555 00:26:13,520 --> 00:26:15,440 Speaker 1: I don't know whatever it might be for for your 556 00:26:15,440 --> 00:26:17,879 Speaker 1: specific situation. Yeah, and if you have another child, you 557 00:26:17,880 --> 00:26:19,679 Speaker 1: want to make sure that that child is named in 558 00:26:19,720 --> 00:26:22,199 Speaker 1: your will exactly. Yeah, you want them included. Yeah, that 559 00:26:22,240 --> 00:26:25,760 Speaker 1: newborn goes to the people that you desire your kids 560 00:26:25,800 --> 00:26:27,200 Speaker 1: to go to. Or if you have a falling out 561 00:26:27,240 --> 00:26:29,600 Speaker 1: with someone that is named in your will as a 562 00:26:29,600 --> 00:26:32,159 Speaker 1: beneficiary and you want to change that, make sure you 563 00:26:32,200 --> 00:26:33,440 Speaker 1: want you're on top of that. I know, I just 564 00:26:33,480 --> 00:26:35,040 Speaker 1: thought of that. Like what if you you know, you 565 00:26:35,080 --> 00:26:38,560 Speaker 1: had like a nasty divorce and you forgot to take 566 00:26:38,640 --> 00:26:41,000 Speaker 1: that person out of your will and then you were 567 00:26:41,040 --> 00:26:43,080 Speaker 1: to die and then they get all your money, right, 568 00:26:43,520 --> 00:26:46,840 Speaker 1: or if you found a new podcasting partner and like 569 00:26:46,880 --> 00:26:48,840 Speaker 1: that would be so brutal, man, that would be bad. 570 00:26:49,880 --> 00:26:52,840 Speaker 1: And so obviously that's if something major happens in your life. 571 00:26:52,880 --> 00:26:55,520 Speaker 1: But even if nothing major does happen, that's something you 572 00:26:55,520 --> 00:26:58,760 Speaker 1: want to review annually. And so it's just sort of 573 00:26:58,880 --> 00:27:00,600 Speaker 1: good to think. Maybe a lot people do this at 574 00:27:00,600 --> 00:27:03,080 Speaker 1: the beginning of the year. They're looking ahead, setting goals. 575 00:27:03,440 --> 00:27:05,800 Speaker 1: You think, Okay, what's is there something I want to change? 576 00:27:05,840 --> 00:27:07,840 Speaker 1: Is there something that's maybe changed for me that I 577 00:27:07,880 --> 00:27:10,520 Speaker 1: didn't you know, naturally think of. It's a good time 578 00:27:10,560 --> 00:27:13,560 Speaker 1: to think of it fairly regularly of how might I 579 00:27:13,600 --> 00:27:17,520 Speaker 1: want to, you know, change my asset allocation of you know, 580 00:27:17,520 --> 00:27:20,440 Speaker 1: where my money would go after the fact. Yeah, And 581 00:27:20,480 --> 00:27:23,320 Speaker 1: the great thing is you can always create a new 582 00:27:23,359 --> 00:27:25,840 Speaker 1: one for free in a very short amount of time, 583 00:27:26,240 --> 00:27:29,920 Speaker 1: and you can destroy your old will super quickly. Uh. 584 00:27:29,960 --> 00:27:32,359 Speaker 1: The thing is, like we said, the barrier to entry 585 00:27:32,520 --> 00:27:35,720 Speaker 1: is incredibly small, very small amount of time that you 586 00:27:35,760 --> 00:27:38,439 Speaker 1: need to commit to creating this will and no money, 587 00:27:38,640 --> 00:27:40,879 Speaker 1: and then you just have to find two witnesses that 588 00:27:40,920 --> 00:27:44,199 Speaker 1: are over eighteen that will sign the will acknowledging that 589 00:27:44,240 --> 00:27:47,440 Speaker 1: these are your final wishes, right, and you're done. Is 590 00:27:47,480 --> 00:27:50,320 Speaker 1: it two witnesses for every state? Yeah? I think they do. 591 00:27:50,480 --> 00:27:53,280 Speaker 1: At least free will dot Com offers you the ability 592 00:27:53,359 --> 00:27:56,159 Speaker 1: to to add a third witness, you know, just in 593 00:27:56,200 --> 00:27:58,960 Speaker 1: case something would have happen to one of your other witnesses. 594 00:27:59,200 --> 00:28:02,320 Speaker 1: But it pretty much uch. In most dates, it's two witnesses. 595 00:28:02,680 --> 00:28:05,480 Speaker 1: And I think there's another misconception that you have to 596 00:28:05,520 --> 00:28:08,120 Speaker 1: have your will notarized, and that's just not true. You 597 00:28:08,400 --> 00:28:12,080 Speaker 1: have to have two witnesses in most dates and no notary. Yes, 598 00:28:12,240 --> 00:28:13,639 Speaker 1: you can have like two of your friends come over, 599 00:28:13,720 --> 00:28:16,640 Speaker 1: have a beer, they'll sign your will, and uh yeah, 600 00:28:16,720 --> 00:28:19,760 Speaker 1: it's pretty simple transaction. Yeah, super easy, super simple. I 601 00:28:19,840 --> 00:28:21,760 Speaker 1: love it. All right, Matt, let's get back to the beer. 602 00:28:21,840 --> 00:28:24,440 Speaker 1: It's from this awesome brewery that's just about an hour 603 00:28:24,560 --> 00:28:27,840 Speaker 1: outside of Atlanta called Cherry Street Brewing Company, and this 604 00:28:27,920 --> 00:28:31,440 Speaker 1: is a small batch, barrel aged stout called Sweet Leilanie. 605 00:28:32,080 --> 00:28:36,280 Speaker 1: And holy crap, dude, this was really good. Yeah, fantastic stout. 606 00:28:36,359 --> 00:28:40,400 Speaker 1: It'scott just amazing everything. Like I don't know how it 607 00:28:40,440 --> 00:28:42,160 Speaker 1: is to describe it, Like, as we're pouring it, it 608 00:28:42,240 --> 00:28:45,960 Speaker 1: just had that thick motor oil darkness to it. It 609 00:28:46,000 --> 00:28:49,520 Speaker 1: didn't pour super viscous and so it wasn't like overly sticky. 610 00:28:49,760 --> 00:28:53,200 Speaker 1: It had a good amount of uh what effervescence like bubbles, 611 00:28:53,240 --> 00:28:55,040 Speaker 1: so you're drinking it, and it feels pretty light in 612 00:28:55,040 --> 00:28:57,040 Speaker 1: your mouth, but it's just got all that flavor. It's 613 00:28:57,040 --> 00:28:59,760 Speaker 1: got like the roasted chocolate, it's got like the dark 614 00:29:00,000 --> 00:29:02,240 Speaker 1: lookiness that you want out of a stout. This is 615 00:29:02,280 --> 00:29:06,120 Speaker 1: a fantastic beer. And honestly, this kind of gets me 616 00:29:06,800 --> 00:29:08,880 Speaker 1: jazzed up for the fall, as like that we're about 617 00:29:08,920 --> 00:29:11,200 Speaker 1: to have some more colder, colder days ahead of us, 618 00:29:11,200 --> 00:29:14,479 Speaker 1: and having some nicer stouts like this gets me excited 619 00:29:14,520 --> 00:29:16,600 Speaker 1: for the winter. Yeah, seriously, I know you and I 620 00:29:16,640 --> 00:29:19,680 Speaker 1: are both kind of advocates of drinking beer in the season. 621 00:29:19,720 --> 00:29:22,200 Speaker 1: They're supposed to be drunk or at least like we 622 00:29:22,240 --> 00:29:24,240 Speaker 1: don't even care if other people do, I guess, but 623 00:29:24,320 --> 00:29:26,640 Speaker 1: you and I both like to do that. Yeah, and yeah, 624 00:29:26,680 --> 00:29:30,080 Speaker 1: a stout feels like inappropriate in July. It just feels weird, right, 625 00:29:30,120 --> 00:29:31,680 Speaker 1: and and so it's nice to be kind of getting 626 00:29:31,680 --> 00:29:36,000 Speaker 1: towards the season where a stout like this feels right 627 00:29:36,280 --> 00:29:38,400 Speaker 1: stout season. You know what we're not going to have 628 00:29:38,440 --> 00:29:42,000 Speaker 1: on the show, pumpkin spice beers. Don't get me started 629 00:29:42,040 --> 00:29:45,280 Speaker 1: on pumpkin beers. So many of the pumpkin beers, the 630 00:29:45,360 --> 00:29:48,160 Speaker 1: vast majority are just complete crap. It might be they're 631 00:29:48,160 --> 00:29:50,160 Speaker 1: pretty terrible. Yeah, I mean, I'm just thinking of like 632 00:29:50,200 --> 00:29:52,960 Speaker 1: pumpkin spice latte season because we're talking about drinking with 633 00:29:52,960 --> 00:29:55,120 Speaker 1: the seasons and all that kind of stuff. So yeah, 634 00:29:55,160 --> 00:29:57,440 Speaker 1: we don't adhere to that, like it's you know, the law, 635 00:29:57,520 --> 00:30:01,520 Speaker 1: but it is nice having an appropriate uh season will beer. Yeah, 636 00:30:01,560 --> 00:30:05,200 Speaker 1: and this uh sweet Leilannie from Cherry Street was an 637 00:30:05,240 --> 00:30:08,760 Speaker 1: appropriate seasonal beer. This was so freaking good man, I 638 00:30:08,840 --> 00:30:11,000 Speaker 1: really enjoyed it. So thanks for picking that up for me, man, 639 00:30:11,000 --> 00:30:13,920 Speaker 1: glad I could all right, jel, it's time for us 640 00:30:13,960 --> 00:30:18,360 Speaker 1: to do our final thoughts. But aren't wheels for old people, Maddie, No, 641 00:30:18,800 --> 00:30:22,800 Speaker 1: they're not. Basically, if you have money, you know, if 642 00:30:22,800 --> 00:30:25,440 Speaker 1: you have any assets to your name, or if you 643 00:30:25,440 --> 00:30:29,000 Speaker 1: have kids, or if you have a spouse, if you 644 00:30:29,320 --> 00:30:31,480 Speaker 1: can say yes to any of those three things, then 645 00:30:31,640 --> 00:30:34,200 Speaker 1: you need to have a will. Most folks don't have 646 00:30:34,240 --> 00:30:36,080 Speaker 1: a will because they feel they can put it off. 647 00:30:36,440 --> 00:30:37,920 Speaker 1: They can put it off to another day. This is 648 00:30:37,960 --> 00:30:40,880 Speaker 1: something that they don't have to address now. This is 649 00:30:40,920 --> 00:30:43,720 Speaker 1: something that you do need to get to now. Yeah, 650 00:30:43,760 --> 00:30:47,520 Speaker 1: and I completely understand that lazy approach, except for the 651 00:30:47,560 --> 00:30:51,880 Speaker 1: fact that it's super quick, painless, and free, so it's 652 00:30:51,920 --> 00:30:54,960 Speaker 1: not expensive and you don't need a lawyer in most cases. 653 00:30:55,480 --> 00:30:58,360 Speaker 1: That's right, man. For the vast majority of situations out there, 654 00:30:58,400 --> 00:31:00,640 Speaker 1: you can go with one of the free are just 655 00:31:00,720 --> 00:31:04,520 Speaker 1: really cheap options out there. We're talking about free will 656 00:31:04,640 --> 00:31:07,520 Speaker 1: dot com or meat fabric dot com. But if you 657 00:31:07,560 --> 00:31:09,720 Speaker 1: want to pay for the software, you know there's willmaker 658 00:31:09,720 --> 00:31:12,520 Speaker 1: as well. Will link to all three of those options 659 00:31:12,880 --> 00:31:15,440 Speaker 1: in our show notes. Yeah, I mean, Matt, Ultimately we're 660 00:31:15,480 --> 00:31:18,040 Speaker 1: all gonna die. Maybe that's in a zoo Lander style 661 00:31:18,120 --> 00:31:21,760 Speaker 1: free gasoline fight accident. Who knows, it could be you're 662 00:31:21,800 --> 00:31:26,400 Speaker 1: an airplane exactly exactly. It could be, you know, an 663 00:31:26,440 --> 00:31:30,520 Speaker 1: airplane spontaneously combusting. There are so many ways that you 664 00:31:30,560 --> 00:31:33,800 Speaker 1: could die, and you know, obviously it's a sad it's 665 00:31:33,800 --> 00:31:36,560 Speaker 1: a sad thing. We don't want to leave our family 666 00:31:36,600 --> 00:31:39,400 Speaker 1: and friends behind, but especially you don't want to leave 667 00:31:39,440 --> 00:31:42,120 Speaker 1: them behind not taking care of And that's why it's 668 00:31:42,160 --> 00:31:45,080 Speaker 1: important to create a will, especially when it's this easy. 669 00:31:45,320 --> 00:31:47,320 Speaker 1: It makes me think of the analogy said earlier about 670 00:31:47,360 --> 00:31:49,600 Speaker 1: like the e bikes versus regular bikes. You know, like 671 00:31:49,640 --> 00:31:51,360 Speaker 1: if you've got a regular bike and you're just probably 672 00:31:51,360 --> 00:31:53,600 Speaker 1: not going to ride it because you've got too many 673 00:31:53,640 --> 00:31:55,800 Speaker 1: hills between you and your work. Well, you know, an 674 00:31:55,800 --> 00:31:58,080 Speaker 1: e bike will get you moving, and you know getting 675 00:31:58,120 --> 00:32:00,680 Speaker 1: on that at all is better than not being on 676 00:32:00,680 --> 00:32:02,680 Speaker 1: a bike gets you out of the car. Yeah, exactly 677 00:32:02,800 --> 00:32:05,240 Speaker 1: gets you out of the car. And you know, some 678 00:32:05,280 --> 00:32:08,760 Speaker 1: of these free wheels online may not be the best 679 00:32:09,440 --> 00:32:13,680 Speaker 1: or bulletproof solutions, but they are one hundred times better 680 00:32:13,840 --> 00:32:16,760 Speaker 1: than not having one at all, which is why we 681 00:32:16,800 --> 00:32:20,920 Speaker 1: recommend them. Yeah, something is better than nothing, and good 682 00:32:21,120 --> 00:32:24,200 Speaker 1: is better than perfect. That's never gonna happen, that never 683 00:32:24,240 --> 00:32:27,080 Speaker 1: gets delivered. That's right, all right, everyone, thanks for listening. 684 00:32:27,080 --> 00:32:30,160 Speaker 1: Our home on the web is how to money dot com. 685 00:32:30,200 --> 00:32:32,440 Speaker 1: We will have shown us up for this episode with 686 00:32:32,640 --> 00:32:34,960 Speaker 1: all the appropriate links. That's right. And if you like 687 00:32:35,040 --> 00:32:38,440 Speaker 1: what you hear and have found this episode helpful, please 688 00:32:38,480 --> 00:32:40,800 Speaker 1: let us know. You can give us a review on 689 00:32:40,920 --> 00:32:43,880 Speaker 1: Apple Podcasts. We would love to hear from you. While 690 00:32:43,880 --> 00:32:47,640 Speaker 1: you're there, be sure to subscribe until next time. Man, 691 00:32:48,360 --> 00:33:06,360 Speaker 1: best friends out, Best friends out? Mm hmmmmmm. Executed upon 692 00:33:06,560 --> 00:33:08,000 Speaker 1: your execution