WEBVTT - The Necessity of Community #016 0:00:00.080 --> 0:00:03.120 Welcome to How to Money. I'm Joel, my name is Matt, 0:00:03.560 --> 0:00:18.840 and today we're talking about the necessity of community. All right, Matt, 0:00:18.920 --> 0:00:22.200 So what's up with that weird intro? Okay, So I 0:00:22.239 --> 0:00:25.959 realized that my name obviously starts with M and you 0:00:26.040 --> 0:00:29.240 say I'm Joel and that sounds normal. But then I 0:00:29.320 --> 0:00:33.960 say I'm Matt. Just too many M and I always 0:00:33.960 --> 0:00:36.479 feel like, like, yeah, that sounds so stupid when I 0:00:36.560 --> 0:00:38.559 say that, And I'm like, all right, what else can 0:00:38.560 --> 0:00:40.640 I say when I messed off? So my new thing 0:00:40.720 --> 0:00:42.960 might be my name is Matt. We could say, uh, 0:00:43.240 --> 0:00:47.400 may yea, I'm all Matt. Is that Spanish? Yeah? I 0:00:47.440 --> 0:00:50.960 never took Spanish? Well, so miyama is Matt speaking of Spanish. 0:00:52.080 --> 0:00:55.160 We were at streets Alive today, which is this awesome 0:00:55.640 --> 0:00:57.920 bicycling thing through Atlanta. They shut down the street and 0:00:57.920 --> 0:01:01.640 no cars allowed, only people walking and riding bikes, and 0:01:02.000 --> 0:01:05.000 the library had a table set up with books a 0:01:05.080 --> 0:01:08.480 lot about cycling. Got these awesome books. I grab a 0:01:08.520 --> 0:01:11.200 few books. Yeah, so if this awesome one that has 0:01:11.240 --> 0:01:13.280 no words about this girl who wants this bike and 0:01:13.720 --> 0:01:15.480 like works really hard to save up the money for 0:01:15.520 --> 0:01:17.920 the bike and just it's just like super cute. But 0:01:18.000 --> 0:01:20.280 I also got this book The Lower Acts by Dr 0:01:20.319 --> 0:01:22.920 SEUs Polly. My youngest has been really into that lately 0:01:22.920 --> 0:01:25.399 because they're learning about it at her school. But I 0:01:25.400 --> 0:01:28.760 got it in Spanish, so I tried to read it 0:01:28.800 --> 0:01:30.920 to the girls tonight because I took a lot of 0:01:30.959 --> 0:01:32.959 Spanish growing up. Oh nice, man, I didn't know that. 0:01:33.000 --> 0:01:35.679 I'm still not very good but like seventh grade through 0:01:36.160 --> 0:01:38.200 a few classes in college too, so you think i'd 0:01:38.240 --> 0:01:41.120 be professhing. I feel like, you know, but not to 0:01:41.160 --> 0:01:43.039 hear way more Spanish coming at ease. I know, but no, 0:01:43.120 --> 0:01:44.560 I'm not. Then I've lost most of it now at 0:01:44.560 --> 0:01:45.960 this point. But it was really fun to kind of 0:01:46.000 --> 0:01:47.440 pick up that book and try to read it through. 0:01:47.520 --> 0:01:50.320 And they weren't really having any of it. Dad, We 0:01:50.320 --> 0:01:53.200 don't understand. They're just like staring at you with awkward face. 0:01:53.400 --> 0:01:55.040 Can we move on to pee the cat or something else? 0:01:55.200 --> 0:01:58.080 So we did, But that was really that was really fun. 0:01:58.120 --> 0:02:00.840 Streets Alive was a blast today. Yeah we did that today. 0:02:01.120 --> 0:02:03.080 So that's like, yeah, like you said, a huge It's 0:02:03.120 --> 0:02:05.120 not just a bicycling festival, but it's just sort of 0:02:05.120 --> 0:02:09.320 a way toes show like bicycling, walking, basically any transportation 0:02:09.360 --> 0:02:14.040 other than cars is allowed. And obviously we love biking. 0:02:14.120 --> 0:02:16.400 That was our first episode. That's a huge part of 0:02:16.400 --> 0:02:18.960 our life and uh in a big part of our community, 0:02:18.960 --> 0:02:21.519 and we're gonna that's what we're gonna be talking about today. Actually. Yeah. 0:02:21.639 --> 0:02:23.280 So it was fun, like, you know, riding our bikes around. 0:02:23.280 --> 0:02:24.800 We brought our girls, put them on the back and 0:02:24.840 --> 0:02:26.960 we'll post pictures of what that looks like. Our bikes 0:02:27.000 --> 0:02:30.000 are are really fun and um got those cargo bikes. Yeah, 0:02:30.040 --> 0:02:31.280 so there are a lot of fun and and we 0:02:31.320 --> 0:02:33.520 you know, ran into just a bunch of people, some 0:02:33.600 --> 0:02:35.800 of some who I see all the time and some 0:02:35.840 --> 0:02:38.000 who I see almost never. And so I saw some 0:02:38.040 --> 0:02:41.800 clients of mine. Just fun biking around, and especially it 0:02:41.880 --> 0:02:43.320 was really neat. I don't know if you felt this 0:02:43.520 --> 0:02:45.760 when I turned onto the street initially on my bike. 0:02:46.639 --> 0:02:50.400 That's such a busy intersection usually oh yeah, and I 0:02:50.840 --> 0:02:54.400 like for the first minute and a half, it just 0:02:54.520 --> 0:02:57.040 was almost like surreal biking on that road. Were like 0:02:57.080 --> 0:02:59.920 no cars, we're here, yeah, no cars And I was like, wait, 0:03:00.160 --> 0:03:02.000 the car's gonna come out of somewhere right, uh, And 0:03:02.160 --> 0:03:04.760 it was really really fun though, And so I don't 0:03:04.760 --> 0:03:07.720 know if your community where you live has something like that, 0:03:07.800 --> 0:03:11.240 but Atlanta has the Atlanta Bike Coalition, and they're awesome 0:03:11.280 --> 0:03:13.799 and they support great things like this, and so it's 0:03:13.840 --> 0:03:15.880 really really fun to go out there. Kind of vendors 0:03:15.919 --> 0:03:17.960 set up giving away free things and yeah, I get 0:03:17.960 --> 0:03:20.320 other free bees. Yeah, and then you know, pick up 0:03:20.320 --> 0:03:21.919 some library books while I'm at it. So that was 0:03:21.960 --> 0:03:23.640 a good time. Yeah, Cliff bar was out there. Man, 0:03:23.680 --> 0:03:26.320 They're like the best. They're always giving out just all 0:03:26.360 --> 0:03:28.480 their different flavors and and trying stuff out. We kind 0:03:28.480 --> 0:03:30.480 of camped out there for a second, got the girls 0:03:30.520 --> 0:03:35.480 all the snacks that chocolate chocolate, peanut butter banana. I'm 0:03:35.480 --> 0:03:37.760 always done with free bees. I'm always done with biking, 0:03:37.880 --> 0:03:40.960 especially when there's no cars in the way. So beautiful. Yeah, 0:03:40.960 --> 0:03:42.800 I can't wait for the next Streets Alive. That was 0:03:42.840 --> 0:03:44.960 a blast. Yeah. Next one will probably be a lot hotter, 0:03:44.960 --> 0:03:46.760 though it's gonna be a little brutal. Yeah, today it 0:03:46.760 --> 0:03:50.000 was a little cool, surprisingly cool, but yeah, next one 0:03:50.040 --> 0:03:51.880 will be hot for sure. They don't call it hot 0:03:51.960 --> 0:03:54.360 LANDA for nothing. Yeah, they don't call it hot LANDAU. 0:03:54.400 --> 0:03:58.760 By the way, if you're wondering anybody out there that 0:03:58.760 --> 0:04:01.960 doesn't live in Atlanta. It is not called Hotlanta. Yeah, 0:04:02.160 --> 0:04:04.520 don't come don't come down here saying things like that. 0:04:05.440 --> 0:04:07.240 Just don't do it, all right, Matt. So today on 0:04:07.280 --> 0:04:09.480 the show, we're going to talk about how community can 0:04:09.520 --> 0:04:12.360 save you money, our community can help you in a pinch, 0:04:12.800 --> 0:04:16.320 and how it also contributes to a healthy and balanced life. Yeah, 0:04:16.400 --> 0:04:20.120 let's get into that beer first. Today's beer is called 0:04:20.200 --> 0:04:23.680 Hello Beautiful, and that is by Monday Night Brewing, and 0:04:23.720 --> 0:04:25.960 this beer is actually donated to the show. So we 0:04:25.960 --> 0:04:28.280 want to thank the guys over there that Monday Night 0:04:28.320 --> 0:04:31.520 for sending us this gorgeous beer. Joel's pouring it now 0:04:31.600 --> 0:04:34.719 and it's like ruby red. It's like a reddish purple. 0:04:35.279 --> 0:04:39.600 And it's a barrel fermented wild ale with blueberries, which 0:04:39.640 --> 0:04:41.440 is man one of my favorite styles, like get that 0:04:41.480 --> 0:04:44.800 wild ale, which basically means like that's where it has 0:04:44.839 --> 0:04:49.760 the natural yeasts and bacteria. But then I found that blueberry. 0:04:50.040 --> 0:04:53.359 The blueberry wilds are some of my favorite wild ales. 0:04:53.360 --> 0:04:56.560 So I'm super stoked about given this one to try. Yeah, man, 0:04:56.600 --> 0:04:58.920 this first time for both of us, which is fun. Yeah, 0:04:59.040 --> 0:05:01.520 having a new beer that neither of us has had before. Yeah, 0:05:01.680 --> 0:05:07.200 extra fun. It smells awesome. That smells wonderful, nice and acidic. Yeah, 0:05:07.520 --> 0:05:10.320 I'm salivating. That's always a good sign. It's not as 0:05:10.320 --> 0:05:12.120 sour as you think it's gonna be when you stick 0:05:12.120 --> 0:05:14.200 your nose in there. I think, like the white wine barrels, 0:05:14.240 --> 0:05:16.600 maybe meld this one out a good bit. So it's 0:05:16.600 --> 0:05:20.200 not terribly acidic. And uh, the blueberries really come through nicely. Yeah, 0:05:20.279 --> 0:05:22.599 nice fruit to me. It almost drinks like a lambic. 0:05:22.600 --> 0:05:24.720 It's kind of got that Belgian kind of funkiness going 0:05:24.720 --> 0:05:27.240 on with it. And it's not overly sweet as well. 0:05:27.279 --> 0:05:28.880 It's kind of dry. I think, like you said, like 0:05:28.880 --> 0:05:30.600 the white wine barrels kind of mellow mellowed out a 0:05:30.640 --> 0:05:32.880 little bit. Yeah. I think if you like fruity beers 0:05:32.920 --> 0:05:35.400 but you don't love sours, this is probably a good 0:05:35.400 --> 0:05:37.360 one for you to check out because it doesn't have 0:05:37.440 --> 0:05:41.040 that that sour bite, like like that kick. Yeah exactly. 0:05:41.160 --> 0:05:42.760 And and when I stop my nose in it, that's 0:05:42.760 --> 0:05:45.039 what I was expecting and here and it really didn't 0:05:45.040 --> 0:05:46.760 have that. And so I think if you if you 0:05:46.800 --> 0:05:49.279 don't love sowers, but you like you know, fruit fruit 0:05:49.279 --> 0:05:51.400 forward beers, then this is probably gonna be a really 0:05:51.400 --> 0:05:53.200 good beer for you to try. Yeah, this is excellent, 0:05:53.320 --> 0:05:55.400 all right, Matt, onto the topic of the day, the 0:05:55.440 --> 0:05:59.200 necessity of community and the first thing we want to 0:05:59.200 --> 0:06:01.360 talk about. I mean, I think community gets to so 0:06:01.400 --> 0:06:04.120 many things before we get into kind of what we 0:06:04.200 --> 0:06:07.159 think about community and the importance of it and kind 0:06:07.160 --> 0:06:10.080 of how it can be helpful. What's your take on 0:06:10.120 --> 0:06:13.080 what community actually means? Yeah, man, I guess before we 0:06:13.120 --> 0:06:16.680 spend an entire podcast talking about what community does that 0:06:16.760 --> 0:06:19.000 help you, we need need to talk about like what 0:06:19.040 --> 0:06:21.040 it is. We need to define it. So the way 0:06:21.080 --> 0:06:24.640 we're gonna be talking about community today is essentially the 0:06:24.680 --> 0:06:27.840 shortest definition. I think are your friends, Right, So you're 0:06:27.839 --> 0:06:30.320 talking about the people in your life who you call 0:06:30.360 --> 0:06:34.200 your friends and your neighbors, those that are around you 0:06:34.320 --> 0:06:37.160 that you share similar values with. As we talk through 0:06:37.200 --> 0:06:40.040 some of these different ways that community has an impact 0:06:40.080 --> 0:06:43.520 on our lives, it'll kind of quickly become clear that 0:06:44.080 --> 0:06:46.000 this is at least the definition that we're kind of 0:06:46.200 --> 0:06:47.920 going to be going with. As far as what a 0:06:47.960 --> 0:06:51.400 community is, yeah, I think usually a community means that 0:06:51.440 --> 0:06:54.920 you have some sort of characteristic or something some bond 0:06:55.000 --> 0:06:58.400 in common. Um. And so you can have a religious community, 0:06:58.440 --> 0:07:00.760 you can have like a school community, you can have 0:07:00.800 --> 0:07:04.480 a neighborhood community. There are all these possibilities, and you 0:07:04.600 --> 0:07:07.120 likely as a listener. And and Matt and I were 0:07:07.160 --> 0:07:10.520 in a few different communities, and Matt were in some 0:07:10.560 --> 0:07:12.800 of the same ones, and we're also in different communities 0:07:12.840 --> 0:07:14.960 from each other too. Yeah, And so when I looked 0:07:15.040 --> 0:07:18.560 up the episodes that had the term community in them 0:07:18.720 --> 0:07:20.560 um on my podcast app, I was just kind of 0:07:20.640 --> 0:07:23.080 checking to see, you know, what another people said when 0:07:23.080 --> 0:07:25.840 it came to community, what what sorts of episodes were 0:07:25.840 --> 0:07:29.160 being put out on this topic. And essentially all the 0:07:29.160 --> 0:07:34.400 podcast episodes I saw about community were religious based. They 0:07:34.400 --> 0:07:38.320 were sermons or something from you know, churches all over 0:07:38.360 --> 0:07:41.520 the country talking about this term. Uh. And I think 0:07:41.520 --> 0:07:44.440 that's great. I think a religious community is a great 0:07:44.480 --> 0:07:47.400 community for you to have, you know, whether you are 0:07:47.400 --> 0:07:49.440 currently in one or want to be in one. That's 0:07:49.480 --> 0:07:51.160 just for a lot of folks, that's a strong sort 0:07:51.160 --> 0:07:53.360 of tie that that kind of anchors people to their 0:07:53.400 --> 0:07:56.600 faith and the different things that they value. And based 0:07:56.600 --> 0:07:58.760 on our definition, that would make sense that that would 0:07:58.760 --> 0:08:02.240 be a viable in uh, an important community because you 0:08:02.280 --> 0:08:04.600 have something deep in common, right, something that you hold 0:08:04.760 --> 0:08:07.600 hold deer and it's in common, and so that would 0:08:07.640 --> 0:08:10.800 be hopefully a community of people that are tightly knit 0:08:10.880 --> 0:08:14.000 together based around that fact. But so we want to 0:08:14.000 --> 0:08:17.880 talk about community from a different angle. And although I 0:08:17.920 --> 0:08:21.400 do think religious community is really important and for us 0:08:21.400 --> 0:08:24.200 in particular, actually it is that plays a big role 0:08:24.240 --> 0:08:26.000 in our life for sure. Yeah, it's enormously important. I 0:08:26.000 --> 0:08:28.360 would say it's, you know, one of my most important 0:08:28.440 --> 0:08:31.360 communities that I am in. But Matt, the importance that 0:08:31.400 --> 0:08:33.680 you and I place on community, whether it is our 0:08:33.720 --> 0:08:38.080 religious community or a neighborhood community, or so the financial community, 0:08:38.080 --> 0:08:40.640 the personal finance community that we're a part of, overall, 0:08:40.920 --> 0:08:43.920 the beer community, the beer community. Uh, we put a 0:08:43.920 --> 0:08:45.640 lot of importance on that. And we've put a lot 0:08:45.679 --> 0:08:48.520 of thought into this episode about how we can convey 0:08:48.640 --> 0:08:52.240 the way that we think about community to you listeners 0:08:52.240 --> 0:08:55.000 out there. Yeah. I mean, essentially, that's why we're dedicating 0:08:55.000 --> 0:08:57.440 an entire episode to community. Right, It's not like this 0:08:57.480 --> 0:09:00.000 sort of concrete thing where we're talking about credit school 0:09:00.120 --> 0:09:03.600 or or travel tips, which are very easy to wrap 0:09:03.640 --> 0:09:05.960 your head around but we think that this will be 0:09:06.200 --> 0:09:09.520 a great episode for us to talk about the importance 0:09:09.600 --> 0:09:12.440 of community and the role plays in our lives. Hopefully 0:09:12.440 --> 0:09:14.720 we don't get bogged down on, you know, the definition 0:09:14.720 --> 0:09:17.040 of a of a community. And I think at any 0:09:17.080 --> 0:09:19.760 point more we're talking through this, we can substitute the 0:09:19.760 --> 0:09:23.840 word community for friends essentially, right, whether it's your beer friends, 0:09:24.080 --> 0:09:27.439 or your neighborhood friends, or your work friends. Essentially anybody 0:09:27.480 --> 0:09:29.560 in your life that you can call on or that 0:09:29.559 --> 0:09:31.559 can call on you. I mean, essentially, that's what a 0:09:31.559 --> 0:09:35.520 community is, our friends, and that's what we're gonna talk about. Yeah, 0:09:35.559 --> 0:09:38.440 and since we're a beer and money podcast, like, we 0:09:38.480 --> 0:09:42.400 have to include the important fact that having a good, 0:09:42.960 --> 0:09:46.160 solid community can actually help save you money. So that's 0:09:46.160 --> 0:09:47.720 the first point you want to talk about, Yeah, man, 0:09:47.840 --> 0:09:50.800 nice segue. So one of the first things we want 0:09:50.800 --> 0:09:54.480 to talk about is sharing things, not in like a 0:09:54.559 --> 0:09:57.640 hippie commune sort of way where we're all like have 0:09:57.760 --> 0:10:00.240 the same stuff, but sort of if you know, we're 0:10:00.240 --> 0:10:01.959 like we're kind of going down that path, and we're 0:10:01.960 --> 0:10:05.280 specifically talking about sort of sharing rarely used items instead 0:10:05.280 --> 0:10:07.680 of buying them. Everybody in our neighborhood doesn't need a tiller, 0:10:08.080 --> 0:10:10.440 Like that's not something that everybody uses all the time 0:10:10.600 --> 0:10:12.679 or that everybody even needs. But if you've got one 0:10:12.760 --> 0:10:15.040 and in your neighbors canna use it or vice versa, 0:10:15.360 --> 0:10:17.040 how much better is that than to go to the 0:10:17.080 --> 0:10:19.680 store and drop a ton of money on something that 0:10:19.720 --> 0:10:21.679 you're hardly ever gonna use. That's just gonna kind of 0:10:21.720 --> 0:10:23.800 sit there in your basement until the next time you 0:10:23.880 --> 0:10:25.880 might need to use it. Yeah, I've lent out my 0:10:25.960 --> 0:10:28.280 paint sprayer more than I've actually used it. I think 0:10:28.400 --> 0:10:32.800 I don't know you have paint sprayer, daughter. Nice. There's 0:10:32.800 --> 0:10:36.319 so much I don't know about you, Joel Espaniel paint sprayer. 0:10:36.520 --> 0:10:41.439 I know, Matt, we've been convinced by advertising and kind 0:10:41.480 --> 0:10:43.840 of by the way our modern world works that we 0:10:43.920 --> 0:10:47.520 need every item that is available, we need one of 0:10:47.559 --> 0:10:49.800 our own. And I think there's so many ways in 0:10:49.840 --> 0:10:53.920 which we don't need every item for ourselves in our shed, 0:10:54.280 --> 0:10:57.000 taking a room in our house, and every item that 0:10:57.040 --> 0:10:58.920 you have, I feel like takes up a little bit 0:10:58.960 --> 0:11:02.319 of mental space for you. And it goes back to 0:11:02.360 --> 0:11:04.320 our spring cleaning episode, and it's just like it just 0:11:04.360 --> 0:11:07.600 weighs on you. Yeah, and so having fewer items, but 0:11:07.600 --> 0:11:10.200 then being able to share those items, and particularly the 0:11:10.240 --> 0:11:12.120 big things. Right, let's say it's just a paint sprayer 0:11:12.520 --> 0:11:14.640 or a lawnmower which you need once every two weeks, 0:11:15.160 --> 0:11:17.040 or I think back to when we helped each other 0:11:17.120 --> 0:11:19.520 put up Christmas lights. Four hands are better than two. Write. 0:11:19.520 --> 0:11:23.160 Two people working together and to make something happen makes 0:11:23.200 --> 0:11:25.760 the work easier, and it makes it more fun, and 0:11:26.200 --> 0:11:29.680 it makes everything go along more quickly. And so having community, 0:11:29.720 --> 0:11:31.520 you know, you didn't need to hire someone to study 0:11:31.559 --> 0:11:33.800 the ladder, you didn't need to, you know, hire someone 0:11:33.800 --> 0:11:36.480 to help me string the lights. But we tackled it 0:11:36.520 --> 0:11:38.760 together on on each of our homes and it was 0:11:38.840 --> 0:11:42.560 much quicker and easier, and ultimately it saves money. So, 0:11:42.640 --> 0:11:44.400 and there might be some tools that you need to own. 0:11:44.760 --> 0:11:48.640 Maybe you use your lawnmower once a week. For me, 0:11:48.840 --> 0:11:50.199 I have my lawn that I need to mow and 0:11:50.240 --> 0:11:51.960 then runtal home laws that I need to mow, and 0:11:52.000 --> 0:11:53.360 so I get a lot of use out of my 0:11:53.400 --> 0:11:55.440 lawn more. But yeah, like a tool that you might 0:11:55.480 --> 0:11:57.200 only need to use once a year, it's not something 0:11:57.200 --> 0:12:00.040 you need to have around all the time immediately, So 0:12:00.080 --> 0:12:01.240 that you can go ahead and use it. It's something 0:12:01.280 --> 0:12:02.920 that you you can kind of plan on or look think about, 0:12:02.920 --> 0:12:04.880 look towards, and with a little bit of thought, it's 0:12:04.920 --> 0:12:07.760 easy to just borrow. One another example I was gonna 0:12:07.760 --> 0:12:10.400 give to was we had a birthday party for one 0:12:10.440 --> 0:12:13.199 of my daughters and there's a lot of stuff we 0:12:13.200 --> 0:12:15.080 didn't have for it. And we could have gone that 0:12:15.160 --> 0:12:17.600 route right where you buy just get everything that you 0:12:17.640 --> 0:12:20.720 possibly need, just order it on Amazon because it's so easy, 0:12:21.000 --> 0:12:22.680 but instead we kind of asked around to some of 0:12:22.679 --> 0:12:25.679 our neighbors. Literally two blocks this way and three blocks 0:12:25.720 --> 0:12:27.520 that way. We've got a lot of our stuff from, 0:12:27.559 --> 0:12:30.040 you know, from our friends and neighbors, including like a 0:12:30.080 --> 0:12:33.560 fire pit and a huge table that that we didn't have, 0:12:33.640 --> 0:12:36.319 a big old folding table. And man, that was like 0:12:36.360 --> 0:12:38.600 a perfect example of sort of like our community, our 0:12:38.600 --> 0:12:41.600 friends kind of coming together and instead of us being like, oh, 0:12:41.640 --> 0:12:43.040 we just have to do this, this is something that 0:12:43.080 --> 0:12:44.600 we have to buy, and this is something we need. 0:12:44.840 --> 0:12:46.480 We don't need it all the time, we just needed 0:12:46.520 --> 0:12:48.160 for the party. And so you just borrow it real quick, 0:12:48.440 --> 0:12:50.960 take care of it, use it, return it in better 0:12:51.000 --> 0:12:52.719 condition that it showed up. You know, and you're good 0:12:52.760 --> 0:12:54.880 to go. Yeah, And and mathic cool thing is like 0:12:54.880 --> 0:12:57.760 when we had kids, we had people giving us clothes 0:12:58.480 --> 0:13:01.800 from their kids before and and essentially my daughters came 0:13:01.840 --> 0:13:04.000 into this world fully clothed for the next like three 0:13:04.080 --> 0:13:07.760 years because of all the generosity from friends in our community. 0:13:08.160 --> 0:13:10.160 And then we've been able to kind of pass along 0:13:10.200 --> 0:13:13.080 and do the same thing and give to other friends 0:13:13.160 --> 0:13:15.720 and paying it forward. Yeah. Yeah, And so it's really 0:13:15.800 --> 0:13:20.199 fun to be able to buy less and to be 0:13:20.280 --> 0:13:22.880 more thoughtful about our purchases when it comes to clothing 0:13:23.280 --> 0:13:26.960 because you know, we've got this free system of distribution 0:13:27.200 --> 0:13:30.240 amongst our community. Yeah. Man, that's another great way to 0:13:30.360 --> 0:13:32.480 save money. There's just certain things that you only need 0:13:32.520 --> 0:13:36.200 in a small season of life, like kids clothes, or 0:13:36.520 --> 0:13:39.800 I was thinking about Kate maternity closed, like I don't 0:13:39.840 --> 0:13:41.720 know how many different There's this one dress actually that 0:13:41.760 --> 0:13:44.640 I'm thinking of that both of our wives and another 0:13:44.640 --> 0:13:47.080 friend of ours wife wore, and man, I also sick 0:13:47.080 --> 0:13:50.040 of seeing that dang dress because they all loved it, 0:13:50.040 --> 0:13:52.160 and so they all kept wearing it. Obviously not at 0:13:52.160 --> 0:13:53.720 the same time, but they all got kind of pregnant 0:13:53.760 --> 0:13:59.160 after each other and cascading pregnancy seriously, but that one dress, man, 0:13:59.240 --> 0:14:01.840 it made their ounds. It was a hot item, and 0:14:02.200 --> 0:14:03.880 you know, I was joking about it, but in the end, 0:14:03.960 --> 0:14:06.600 I was totally happy that Kate wasn't dropping all this 0:14:06.679 --> 0:14:10.960 money on way overpriced maternity clothes to where just for 0:14:11.000 --> 0:14:12.760 a couple of months. Yeah, and really, you know, you 0:14:13.000 --> 0:14:16.760 need those clothes for you know, four or five months essentially. Yeah, 0:14:16.840 --> 0:14:19.120 And so it feels like a big waste if you 0:14:19.120 --> 0:14:21.720 actually have to go stock your wardrobe with new clothes 0:14:22.360 --> 0:14:24.520 that small period of time. And if you can borrow, 0:14:24.520 --> 0:14:25.720 you know, a couple of pairs of jeans and if 0:14:25.720 --> 0:14:29.120 you dresses, you can get through that time. And community 0:14:29.560 --> 0:14:31.320 is so good about that because you can even go 0:14:31.400 --> 0:14:34.040 buy used which is great. You're still buying though, but 0:14:34.080 --> 0:14:38.160 you're still buying and used asn't free, so unless it's 0:14:38.200 --> 0:14:40.880 from your community. Yeah, yeah, I love I love that 0:14:40.920 --> 0:14:43.360 sort of aspect of being pregnant and sort of going 0:14:43.400 --> 0:14:45.600 through that process together and even with the kids not too. Man, 0:14:45.640 --> 0:14:47.520 I can't even think of all the different kids clothes 0:14:47.560 --> 0:14:49.320 and the different toys that we sort of passed on 0:14:49.560 --> 0:14:51.960 and even diapers to are you know, cloth diapers not 0:14:52.040 --> 0:14:55.760 like obviously disposals. Here's a used poopy diaper for you, 0:14:56.280 --> 0:14:58.120 because we tried out the whole cloth diaper thing and 0:14:58.160 --> 0:15:00.600 that can be expensive. But some friends of ours actually 0:15:00.640 --> 0:15:02.520 they hooked us up with a huge bag of cloth 0:15:02.560 --> 0:15:04.600 diapers for us to try out, and there's a bunch 0:15:04.600 --> 0:15:06.720 of different styles and we got to see what worked 0:15:06.720 --> 0:15:08.600 for us, and man, you know what, we were so 0:15:08.640 --> 0:15:10.600 glad because not all of them worked for us, and 0:15:10.600 --> 0:15:12.480 we were able to find the one that worked best 0:15:12.520 --> 0:15:15.280 for us, and that was awesome. And to think of 0:15:15.280 --> 0:15:18.400 how much money we would have spent, even buying from 0:15:18.400 --> 0:15:21.480 a consignment store would have cost us a ton. Yeah, 0:15:21.480 --> 0:15:23.240 you would have dropped a big chunk of change on that. 0:15:23.360 --> 0:15:24.520 And so what a great thing to be able to 0:15:24.520 --> 0:15:26.560 try something else before you buy. And you know it's 0:15:26.560 --> 0:15:29.280 totally cool is that we just passed that huge bag 0:15:29.600 --> 0:15:32.880 onto some other friends of ours because they cloth diaper 0:15:33.360 --> 0:15:35.080 and man, I was so stoked to be able to 0:15:35.120 --> 0:15:38.680 pass this awesome resource of cloth diapers along. Hopefully all 0:15:38.720 --> 0:15:42.680 of this doesn't completely revolve around children, but because kids 0:15:42.720 --> 0:15:45.120 grow so quickly and that's just something that's so temporary, 0:15:45.160 --> 0:15:48.680 I think there's a huge opportunity there for saving money. Yeah. Well, 0:15:48.680 --> 0:15:50.520 and so I'll give an example here, the one that 0:15:50.560 --> 0:15:53.320 doesn't revolve around kids. My co worker Kim and I 0:15:53.360 --> 0:15:57.160 have carpooled to work together at times, and it's because 0:15:57.400 --> 0:16:00.280 we're not just co workers, we're friends and we're part 0:16:00.320 --> 0:16:02.120 of the same community. We live close to each other 0:16:02.280 --> 0:16:06.040 in a neighborhood community or part of the same work community. Uh. 0:16:06.320 --> 0:16:08.600 And that car pooling has been really great at times. 0:16:09.040 --> 0:16:10.480 You know, most of the time, I'm biking now, so 0:16:10.520 --> 0:16:13.360 we don't car pool nearly as much together, but it's 0:16:13.360 --> 0:16:15.840 really fun when we do, and it saves on gas 0:16:16.080 --> 0:16:17.600 and it makes the ride just a little bit more 0:16:17.680 --> 0:16:20.200 fun through awful traffic. And you guys just I mean, 0:16:20.240 --> 0:16:21.960 I assume you guys alternate, right, Like, you don't make 0:16:22.000 --> 0:16:23.760 her do all the driving, No, I make her do 0:16:23.800 --> 0:16:27.480 all ri No. Yeah, we all, yeah, we alternate. So 0:16:27.480 --> 0:16:30.160 I'll drive on, she'll drive another driving home in in 0:16:30.240 --> 0:16:32.800 crazy downtown traffic is pretty rough, and so it gives us, 0:16:32.800 --> 0:16:34.160 you know, we listen to a podcast together, we talk 0:16:34.200 --> 0:16:36.440 about it. Whatever. It gives us a chance to not 0:16:36.720 --> 0:16:39.280 be white knuckle gripped to the steering wheel on the 0:16:39.360 --> 0:16:40.920 ride home. And so yeah, it's a lot of fun. 0:16:41.120 --> 0:16:43.760 And another example as date night, so you and I 0:16:44.320 --> 0:16:46.640 with our wives, we swap date nights. So one week 0:16:47.040 --> 0:16:48.960 you'll put your girls down and I'll come over and 0:16:49.040 --> 0:16:53.040 you know, essentially babysit, which means either like reading or 0:16:53.160 --> 0:16:55.160 getting some work done something like that while your girls 0:16:55.160 --> 0:16:56.760 are asleep while you guys are out on a date. 0:16:57.240 --> 0:16:59.200 And then the next week you come over to our 0:16:59.200 --> 0:17:01.400 house while we do exact same thing. The girls are down, 0:17:01.680 --> 0:17:03.480 you're able to come over. Honestly, that's one of the 0:17:03.520 --> 0:17:05.520 best things that we've got and and got going, and 0:17:05.560 --> 0:17:08.320 it's a great system. Most people pay for a babysitter 0:17:08.800 --> 0:17:10.920 or they don't, right, and so because don't go out, yeah, 0:17:10.960 --> 0:17:13.560 and because that they their their relationship kind of suffers 0:17:13.960 --> 0:17:16.400 and they're like, oh, babysitters are so expensive, and they 0:17:16.400 --> 0:17:17.800 just kind of don't want to go through the hassle 0:17:17.840 --> 0:17:19.879 of setting it up. But the way we have is 0:17:19.960 --> 0:17:22.199 set up is that it's a recurring weekly thing. So 0:17:22.280 --> 0:17:24.240 we you know, we flipped back and forth every week 0:17:24.800 --> 0:17:28.159 and it a keeps our relationship with our wives in 0:17:28.240 --> 0:17:29.919 great shape. You know that we have that sort of 0:17:30.080 --> 0:17:32.919 automatic time built into res schedules. But b Man, we 0:17:32.960 --> 0:17:35.440 save tons of money and it's not like we're doing 0:17:35.440 --> 0:17:37.920 any work with the children. We're kind of getting stuff done, 0:17:37.960 --> 0:17:39.119 but we get to do our own thing and just 0:17:39.160 --> 0:17:41.320 kind of hang out at the other person's house. Man, 0:17:41.359 --> 0:17:43.080 that's like one of our ye like you said, a 0:17:43.119 --> 0:17:45.760 great system that we've got going, and we totally recommend 0:17:45.800 --> 0:17:48.600 other folks to do that as well. Yeah, in similar fashion, Matt, 0:17:48.640 --> 0:17:52.000 we switch off on taking our girls to school, and 0:17:52.040 --> 0:17:54.280 so I take the girls in the morning. You pick 0:17:54.359 --> 0:17:57.040 up the girls in the afternoon. And that's been awesome 0:17:57.080 --> 0:18:00.760 because if we had to do both every day, that's 0:18:00.800 --> 0:18:02.919 so much more draining. Uh. And the fact that we 0:18:02.960 --> 0:18:06.200 can essentially split those tasks up saves us a lot 0:18:06.200 --> 0:18:08.600 of time allows us to you know, I think the 0:18:08.640 --> 0:18:11.159 girls have fun. It's enjoyable for me to take them 0:18:11.160 --> 0:18:12.800 in the morning. I know they have a bunch of 0:18:12.800 --> 0:18:15.160 fun with you in the afternoon, and so there's something 0:18:15.160 --> 0:18:18.440