1 00:00:16,400 --> 00:00:20,840 Speaker 1: Hey, hey, hey, you know what we never talked about. 2 00:00:21,360 --> 00:00:22,840 Speaker 1: Have you listened to four forty four? 3 00:00:23,760 --> 00:00:25,720 Speaker 2: Oh oh jay Z's album? 4 00:00:26,600 --> 00:00:28,000 Speaker 1: Yeah, I haven't. 5 00:00:28,080 --> 00:00:29,520 Speaker 2: You know, it's weird. I have listened to it, but 6 00:00:29,560 --> 00:00:32,680 Speaker 2: I read. I read the lyrics like I was reading 7 00:00:32,920 --> 00:00:36,839 Speaker 2: someone's like poetry or something, because everyone because why does 8 00:00:36,920 --> 00:00:38,239 Speaker 2: one of the dirt? You know, I went to go 9 00:00:38,240 --> 00:00:40,239 Speaker 2: see what he had to say, just see what he 10 00:00:40,320 --> 00:00:42,800 Speaker 2: had to say about salone, and like if he was 11 00:00:42,840 --> 00:00:45,440 Speaker 2: gonna mention Lebonade or anything like that. So I read 12 00:00:45,440 --> 00:00:46,920 Speaker 2: for the dirt, not gonna lie. 13 00:00:47,880 --> 00:00:50,640 Speaker 1: So what what was your take on the Dirt? Well? 14 00:00:50,680 --> 00:00:53,199 Speaker 2: I actually liked I you know, I'm not going to 15 00:00:53,280 --> 00:00:56,320 Speaker 2: pretend like I know every one of jay Z's albums 16 00:00:56,320 --> 00:00:58,800 Speaker 2: and songs, but I've been a fan. I like his music. 17 00:00:59,200 --> 00:01:02,120 Speaker 2: But what I what I liked is how I didn't 18 00:01:02,120 --> 00:01:03,480 Speaker 2: forget what the name of the song. I think it 19 00:01:03,520 --> 00:01:06,639 Speaker 2: was four four four, where he's basically saying like rip 20 00:01:07,280 --> 00:01:09,840 Speaker 2: jay Z, and I feel like he's saying goodbye to 21 00:01:09,880 --> 00:01:12,920 Speaker 2: the jay Z of old and accepting the new different, 22 00:01:13,000 --> 00:01:17,720 Speaker 2: older father husband jay Z. And I think that that's it's. 23 00:01:17,800 --> 00:01:20,480 Speaker 2: I mean, hip hop is so young, like as a 24 00:01:20,560 --> 00:01:22,440 Speaker 2: genre and you know these are He's one of the 25 00:01:22,480 --> 00:01:24,920 Speaker 2: first rappers that really has gotten old and we've gotten 26 00:01:24,920 --> 00:01:28,440 Speaker 2: to see him, see him become this version of himself. 27 00:01:28,520 --> 00:01:30,360 Speaker 2: And you know, everyone else is like twenty two and 28 00:01:30,400 --> 00:01:32,200 Speaker 2: like thirty, and people who were big in the eighties 29 00:01:32,200 --> 00:01:35,600 Speaker 2: aren't really making that much music anymore. But I feel 30 00:01:35,640 --> 00:01:38,800 Speaker 2: like he's showing you how to how to grow up gracefully. 31 00:01:38,800 --> 00:01:40,280 Speaker 2: I guess in hip hop a little. 32 00:01:40,360 --> 00:01:42,440 Speaker 1: Yeah, he talk a little about credit. 33 00:01:42,520 --> 00:01:46,560 Speaker 2: I was like, oh snah, I did. I got a no. 34 00:01:47,040 --> 00:01:49,360 Speaker 1: I said, look at you talking about what do you say? 35 00:01:49,600 --> 00:01:52,680 Speaker 1: You know what's more? You know what's better than spending 36 00:01:52,760 --> 00:01:55,800 Speaker 1: money at strip clubs? Credit? I said, look at jay Z. 37 00:01:55,880 --> 00:01:58,480 Speaker 1: He said, I'm trying to give you something to the 38 00:01:58,560 --> 00:02:00,440 Speaker 1: fact that I'm trying to give you a million dollar 39 00:02:00,720 --> 00:02:03,000 Speaker 1: knowledge for nine ninety nine, I'm like, look at jay Z, 40 00:02:03,040 --> 00:02:06,240 Speaker 1: don't try to come with the finn Con crowd. No. 41 00:02:06,400 --> 00:02:09,240 Speaker 2: Literally, I must have gotten five pitches from our writers. 42 00:02:09,280 --> 00:02:11,880 Speaker 2: I'm telling you there aren't that many personal finance writers 43 00:02:11,919 --> 00:02:13,880 Speaker 2: or colors, but the ones that were out there were 44 00:02:13,919 --> 00:02:17,400 Speaker 2: pitching jay Z stories like the past few weeks financial 45 00:02:17,480 --> 00:02:22,880 Speaker 2: lessons you could learn from jay Z's for four to four. Yeah, 46 00:02:22,919 --> 00:02:25,639 Speaker 2: so jay Z's like I mean, I mean, I don't 47 00:02:25,639 --> 00:02:27,480 Speaker 2: know if he's written a book on entrepreneurship, but he 48 00:02:27,520 --> 00:02:30,040 Speaker 2: should because I mean, I think most of his wealth 49 00:02:30,080 --> 00:02:32,919 Speaker 2: came from his business skills and not his music, right 50 00:02:33,760 --> 00:02:36,720 Speaker 2: from his music label to his to all the business 51 00:02:36,720 --> 00:02:39,560 Speaker 2: deals he has to title. Like, I mean, that's one 52 00:02:39,639 --> 00:02:41,760 Speaker 2: lesson you can take from him, is how to diversify 53 00:02:42,400 --> 00:02:44,800 Speaker 2: your own business so that you're bringing in mad income 54 00:02:44,840 --> 00:02:47,320 Speaker 2: streams and you're not like you're not tied to any 55 00:02:47,520 --> 00:02:49,200 Speaker 2: label for your for your wealth. 56 00:02:50,160 --> 00:02:54,280 Speaker 1: Yeah. Yeah, honestly, I'm really I like the album. I 57 00:02:54,280 --> 00:02:55,880 Speaker 1: mean I listened to it and I was just like, 58 00:02:56,480 --> 00:02:58,760 Speaker 1: you know what I like too is that he also 59 00:02:58,800 --> 00:03:01,560 Speaker 1: had like these things called notes, and I haven't watched 60 00:03:01,600 --> 00:03:05,000 Speaker 1: them yet, but basically like kind of like commentary videos 61 00:03:05,040 --> 00:03:08,120 Speaker 1: that that mirror that go along with some of the songs, 62 00:03:08,120 --> 00:03:10,600 Speaker 1: So really like talking about some of the songs and 63 00:03:10,639 --> 00:03:14,240 Speaker 1: what they meant and not just him but other like 64 00:03:14,320 --> 00:03:17,200 Speaker 1: one of them, the song four forty four, I guess 65 00:03:17,280 --> 00:03:19,960 Speaker 1: it's like his apology to Beyonce, and he does this 66 00:03:20,080 --> 00:03:23,320 Speaker 1: video with like Chris Rock, Jesse Williams, all these black 67 00:03:23,360 --> 00:03:26,840 Speaker 1: men of note and kind of talking about love and relationships, 68 00:03:26,840 --> 00:03:28,640 Speaker 1: and I said, I'm gonna watch it today, but I 69 00:03:28,680 --> 00:03:31,120 Speaker 1: heard it was like really good because you know, I 70 00:03:31,160 --> 00:03:33,400 Speaker 1: feel like, you know, I'm realizing I feel like we 71 00:03:33,440 --> 00:03:37,240 Speaker 1: don't really hear from black men when it comes to 72 00:03:37,280 --> 00:03:41,440 Speaker 1: this whole relationship. You know, there's always these think pieces 73 00:03:41,480 --> 00:03:43,840 Speaker 1: on black men and women black men, but I feel 74 00:03:43,840 --> 00:03:46,320 Speaker 1: like I don't really hear too much from black men themselves. 75 00:03:46,400 --> 00:03:48,120 Speaker 1: So I'm excited to listen to it. 76 00:03:48,720 --> 00:03:50,760 Speaker 2: Okay, I might watch that. I didn't know that he 77 00:03:50,800 --> 00:03:52,000 Speaker 2: did that too. Do you have to have be a 78 00:03:52,280 --> 00:03:54,440 Speaker 2: One reason I didn't listen is because I don't have title. 79 00:03:55,360 --> 00:03:57,680 Speaker 1: Yeah, me either, But you know there's ways around that. 80 00:03:57,720 --> 00:04:02,160 Speaker 1: I mean, don't judge me. But somebody's I use someone's 81 00:04:02,240 --> 00:04:06,200 Speaker 1: tie though, We'll just say that. Yeah. No. I somebody 82 00:04:06,200 --> 00:04:08,600 Speaker 1: had it on Facebook the forty four, like I don't 83 00:04:08,600 --> 00:04:10,840 Speaker 1: know what, you know, if it was a lot or 84 00:04:10,840 --> 00:04:12,200 Speaker 1: what it, but it was just posted on Facebook, and 85 00:04:12,200 --> 00:04:13,360 Speaker 1: I was like, oh, let me save this, and I 86 00:04:14,200 --> 00:04:16,200 Speaker 1: Facebook message it to myself so I can watch it 87 00:04:16,200 --> 00:04:19,239 Speaker 1: tonight because it just looked interesting. I was just curious 88 00:04:19,279 --> 00:04:23,000 Speaker 1: to hear what these men had to say without women 89 00:04:23,040 --> 00:04:25,480 Speaker 1: in the room. About relationships and how they felt about them. 90 00:04:25,560 --> 00:04:29,320 Speaker 2: You know, yeah, I know, speaking of pop culture. I'm home, 91 00:04:29,480 --> 00:04:31,919 Speaker 2: maybe not speaking of pop culture. But so this weekend 92 00:04:32,480 --> 00:04:36,600 Speaker 2: we went down to DC. We had a wedding in 93 00:04:36,760 --> 00:04:40,360 Speaker 2: South Jery's, you know, and then we also my brother 94 00:04:40,400 --> 00:04:44,039 Speaker 2: in law's girlfriend got us tickets or got tickets to 95 00:04:44,160 --> 00:04:47,360 Speaker 2: the African American History and Culture Museum that's in DC, 96 00:04:47,600 --> 00:04:50,839 Speaker 2: which is really really hard. I mean, tickets are free 97 00:04:50,880 --> 00:04:53,000 Speaker 2: because it's part of the Smithsonian, but they're really hard 98 00:04:53,000 --> 00:04:55,680 Speaker 2: to get. They sell out really fast. So I've had 99 00:04:55,680 --> 00:04:58,000 Speaker 2: this on my calendar for months and we finally went 100 00:04:58,040 --> 00:05:02,400 Speaker 2: down there, and first all, we didn't even finish half 101 00:05:02,440 --> 00:05:06,960 Speaker 2: the museum. It is so big, It is so packed 102 00:05:07,160 --> 00:05:09,960 Speaker 2: with things to read, to see, and you really want 103 00:05:10,000 --> 00:05:13,080 Speaker 2: to take your time. I spent. It's basically the way 104 00:05:13,120 --> 00:05:15,160 Speaker 2: the museum. I mean, it was incredible, but it was 105 00:05:15,839 --> 00:05:18,640 Speaker 2: it split up into like an upper level and then 106 00:05:18,680 --> 00:05:21,560 Speaker 2: a lower level. So you start down, you go down 107 00:05:21,600 --> 00:05:25,520 Speaker 2: to like three levels below underground, and this is where 108 00:05:25,560 --> 00:05:28,400 Speaker 2: it starts at the beginning of slavery, and it goes 109 00:05:28,800 --> 00:05:31,440 Speaker 2: through the fourteen hundreds all the way to two thousand 110 00:05:31,440 --> 00:05:34,720 Speaker 2: and eight. That's a lot of history. I spent three 111 00:05:34,800 --> 00:05:38,400 Speaker 2: and a half hours just going through those bottom three levels. 112 00:05:39,000 --> 00:05:44,040 Speaker 2: And the emotional like people were crying, they were I mean, 113 00:05:44,080 --> 00:05:45,839 Speaker 2: it wasn't like, I don't want to make it seem dramatic. 114 00:05:45,880 --> 00:05:48,640 Speaker 2: People weren't like boohooing like church crying, but I mean 115 00:05:48,680 --> 00:05:52,080 Speaker 2: it was. It was very somber because you're I was 116 00:05:52,160 --> 00:05:54,479 Speaker 2: learning a lot that I didn't know about slavery in 117 00:05:54,520 --> 00:05:57,080 Speaker 2: the first place. And then and then you're having your 118 00:05:57,120 --> 00:06:00,080 Speaker 2: own experience and you can't help but see the like 119 00:06:00,120 --> 00:06:02,640 Speaker 2: the six year old little girl who's with her mom 120 00:06:02,680 --> 00:06:06,599 Speaker 2: and she's like, Mommy, I feel like crying, and the 121 00:06:06,640 --> 00:06:09,760 Speaker 2: mom's like, I feel like crying too. And the little 122 00:06:09,800 --> 00:06:14,320 Speaker 2: girl said, mommy, was Grandma was Grandma's slave. Was Grandma here? 123 00:06:14,360 --> 00:06:17,080 Speaker 2: And she's like pointing to this was in the section 124 00:06:17,279 --> 00:06:21,479 Speaker 2: of like the eighteen hundreds, was Grandma here? And you know, 125 00:06:21,520 --> 00:06:24,440 Speaker 2: I found myself listening. It was fascinating to like listen 126 00:06:25,000 --> 00:06:28,359 Speaker 2: to how parents were reacting to their kids and like 127 00:06:28,400 --> 00:06:30,279 Speaker 2: how kids were reacting to it. You know, some kids 128 00:06:30,360 --> 00:06:33,480 Speaker 2: didn't care, some kids are like running around, but it 129 00:06:33,560 --> 00:06:36,600 Speaker 2: was just really it was just really intense. It was 130 00:06:36,680 --> 00:06:39,560 Speaker 2: just it's like you're walking around with your heart being 131 00:06:39,560 --> 00:06:43,600 Speaker 2: squeezed at the same time, and you're seeing the shackles 132 00:06:43,839 --> 00:06:47,640 Speaker 2: for small children and the shackles that were used for adults, 133 00:06:47,640 --> 00:06:52,240 Speaker 2: and there was like, I've never seen a real whip 134 00:06:52,520 --> 00:06:57,359 Speaker 2: that was used on plantations. And then they have I 135 00:06:57,400 --> 00:07:01,640 Speaker 2: mean it, yeah, it was a is a experience and 136 00:07:01,720 --> 00:07:03,920 Speaker 2: it was heavy at the end of it. Actually, once 137 00:07:04,000 --> 00:07:07,000 Speaker 2: you go through and you're out of the third level, 138 00:07:07,040 --> 00:07:10,680 Speaker 2: they have this contemplative fountain, which is really beautiful. It's 139 00:07:10,680 --> 00:07:12,160 Speaker 2: a fountain and you can sit there and it's just 140 00:07:12,240 --> 00:07:13,920 Speaker 2: meant to be a place where you can sort of 141 00:07:13,960 --> 00:07:17,600 Speaker 2: like put Actually, the docent or the woman who they 142 00:07:17,640 --> 00:07:20,000 Speaker 2: take you down an elevator at the beginning. You go 143 00:07:20,080 --> 00:07:22,280 Speaker 2: down three levels and they have a docent in the 144 00:07:22,280 --> 00:07:24,240 Speaker 2: elevator kind of preparing you for what you're about to 145 00:07:24,280 --> 00:07:26,520 Speaker 2: go through, and they tell you at that point at 146 00:07:26,520 --> 00:07:28,440 Speaker 2: the beginning, you know, at the end, go to the fountain. 147 00:07:28,600 --> 00:07:31,280 Speaker 2: Put some peace back in your heart before you continue, 148 00:07:31,280 --> 00:07:32,120 Speaker 2: because you read. 149 00:07:32,040 --> 00:07:35,000 Speaker 1: That you need oh wow, I love that. 150 00:07:35,160 --> 00:07:38,720 Speaker 2: You need a hug, you need something. And I felt like, 151 00:07:38,760 --> 00:07:40,200 Speaker 2: I mean I spent three and a half hours. I've 152 00:07:40,200 --> 00:07:42,560 Speaker 2: never spent I haven't spent that much time in a museum. 153 00:07:42,560 --> 00:07:44,800 Speaker 2: I can't even tell you how long. And that was 154 00:07:44,880 --> 00:07:47,480 Speaker 2: just half of it. And then you finish, you get 155 00:07:47,520 --> 00:07:49,760 Speaker 2: through like the history part, and then the top four 156 00:07:49,840 --> 00:07:51,400 Speaker 2: levels of the museum. When you get back to the 157 00:07:51,400 --> 00:07:55,040 Speaker 2: ground level. They have a modern art level. They have 158 00:07:55,280 --> 00:07:58,480 Speaker 2: an amazing pop culture level where you go through the 159 00:07:58,520 --> 00:08:03,120 Speaker 2: history of music and music and African American culture's influence 160 00:08:03,160 --> 00:08:06,800 Speaker 2: and all the different genres of music and media and entertainment. 161 00:08:06,960 --> 00:08:09,480 Speaker 2: And I don't even know the other two levels are 162 00:08:09,480 --> 00:08:12,320 Speaker 2: because at that point I was just so I was 163 00:08:12,360 --> 00:08:15,880 Speaker 2: so rotten. I was so like emotionally drained and physically 164 00:08:15,920 --> 00:08:18,560 Speaker 2: tired from doing the bottom levels that I said, We're 165 00:08:18,560 --> 00:08:20,720 Speaker 2: just going to have to come back later. I couldn't 166 00:08:20,720 --> 00:08:22,840 Speaker 2: do the rest, and we didn't. We Unfortunately, you could 167 00:08:22,840 --> 00:08:24,880 Speaker 2: probably do it in a whole day if you take 168 00:08:24,920 --> 00:08:27,080 Speaker 2: a break, like go to They have a nice cafe there, 169 00:08:27,760 --> 00:08:29,560 Speaker 2: and I was like, if you if we would have 170 00:08:29,560 --> 00:08:31,320 Speaker 2: had time to go to the cafe for like an 171 00:08:31,320 --> 00:08:34,840 Speaker 2: hour and re re energize, I could have done the 172 00:08:34,840 --> 00:08:38,120 Speaker 2: rest of it, but we just didn't have enough time. 173 00:08:38,440 --> 00:08:44,720 Speaker 2: But that is one amazing place I have to go. Yeah, 174 00:08:44,800 --> 00:08:46,520 Speaker 2: you learn, and I just I just you know, I 175 00:08:46,800 --> 00:08:49,200 Speaker 2: posted on I know some of our listeners had seen 176 00:08:49,240 --> 00:08:51,480 Speaker 2: my post on Instagram where I've been reading this book 177 00:08:52,440 --> 00:08:54,880 Speaker 2: as part of my Mandy book club of one called 178 00:08:54,960 --> 00:08:59,960 Speaker 2: UH call Homegoing by Uh. Her last name is Gia. 179 00:09:00,360 --> 00:09:05,800 Speaker 2: She's Gunny and writer Yagiyasi g Ya Si and this 180 00:09:05,840 --> 00:09:08,760 Speaker 2: book Homegoing, it it was a perfect book to read 181 00:09:08,800 --> 00:09:11,640 Speaker 2: before you go to that museum because it's historical fiction 182 00:09:11,840 --> 00:09:14,600 Speaker 2: and she sets it on the coast, on the Gold Coast, 183 00:09:15,320 --> 00:09:19,080 Speaker 2: Western Africa and Ghana, and she takes you through the 184 00:09:19,120 --> 00:09:23,360 Speaker 2: history of slavery, but through fictional characters experiences. So you 185 00:09:23,440 --> 00:09:27,240 Speaker 2: start with two women born at this born in Ghana, 186 00:09:27,760 --> 00:09:31,880 Speaker 2: one is sold into slavery, one marries a British officer, 187 00:09:32,760 --> 00:09:35,559 Speaker 2: and then you learned you every chapter is one of 188 00:09:35,559 --> 00:09:38,439 Speaker 2: their descendants, going all the way up until modern day. 189 00:09:39,080 --> 00:09:42,480 Speaker 2: And it is like, this book is so good. It's 190 00:09:42,520 --> 00:09:46,240 Speaker 2: so good, and I learned a lot about slavery that 191 00:09:46,280 --> 00:09:49,400 Speaker 2: I didn't know. And in like the history, I mean, 192 00:09:49,440 --> 00:09:54,120 Speaker 2: it just shows you the ripple effects and how long 193 00:09:54,120 --> 00:09:56,559 Speaker 2: they've lasted. I mean it's been centuries and how we're 194 00:09:56,640 --> 00:10:00,800 Speaker 2: still being people today are still impacted by what happened 195 00:10:01,200 --> 00:10:05,160 Speaker 2: four hundred or six hundred years ago, the beginning of 196 00:10:05,679 --> 00:10:13,319 Speaker 2: slavery in Europe. And how and how not just America, 197 00:10:13,440 --> 00:10:16,880 Speaker 2: but all of Europe, all the great nations of Europe 198 00:10:16,920 --> 00:10:22,000 Speaker 2: have the bat have slaves to thank for their growth 199 00:10:22,080 --> 00:10:24,920 Speaker 2: during this time, for all, for their economic growth, for 200 00:10:24,960 --> 00:10:28,800 Speaker 2: their wealth. Here's you know, I learned that. I didn't 201 00:10:28,880 --> 00:10:32,400 Speaker 2: know that Christopher Columbus lands it in what is now 202 00:10:32,440 --> 00:10:35,960 Speaker 2: Dominican republican Haiti and basically brought so much disease that 203 00:10:36,000 --> 00:10:39,120 Speaker 2: all the indigenous people died, and he replaced them with slaves. 204 00:10:39,240 --> 00:10:42,440 Speaker 2: And that's why there's so much African heritage. I didn't 205 00:10:42,480 --> 00:10:44,360 Speaker 2: know that. Like I learned all that from the museum. 206 00:10:45,360 --> 00:10:48,760 Speaker 2: I didn't know Portugal was like really the country that 207 00:10:48,840 --> 00:10:51,760 Speaker 2: started the slave trade and was responsible for bringing more 208 00:10:51,760 --> 00:10:55,520 Speaker 2: slaves than even the US from Africa. Like it's just 209 00:10:55,559 --> 00:10:58,920 Speaker 2: so's it's just not what it's not. It's everything you 210 00:10:58,960 --> 00:11:01,120 Speaker 2: didn't learn in high school, you know, and everything you 211 00:11:01,120 --> 00:11:03,400 Speaker 2: weren't mature enough to understand in high school. It's everything. 212 00:11:04,120 --> 00:11:06,199 Speaker 2: And don't worry. They have an Oprah exhibit and they 213 00:11:06,200 --> 00:11:09,640 Speaker 2: have a the last I'll tell you what. Like when 214 00:11:09,640 --> 00:11:12,560 Speaker 2: you said you need like you need you need like 215 00:11:12,720 --> 00:11:14,760 Speaker 2: a little bit of release. After that, toward the end 216 00:11:14,800 --> 00:11:17,840 Speaker 2: of it, when you finally got to Obama and Oprah, 217 00:11:17,880 --> 00:11:20,600 Speaker 2: people were swarming those exhibits. It was like everyone just 218 00:11:20,679 --> 00:11:24,880 Speaker 2: needed like okay and we kind of like have a 219 00:11:24,880 --> 00:11:27,640 Speaker 2: bit of you know, yeah, I don't know why Oprah 220 00:11:27,720 --> 00:11:30,199 Speaker 2: got such a huge when you if you go, you'll 221 00:11:30,200 --> 00:11:32,760 Speaker 2: see it's like Martin Luther King Junior's exhibit was really 222 00:11:32,800 --> 00:11:36,240 Speaker 2: really tiny, which was kind of surprising. But then Oprah, 223 00:11:36,240 --> 00:11:39,760 Speaker 2: it's like the entire set. They recreated the set, and 224 00:11:39,880 --> 00:11:42,000 Speaker 2: to be fair, she did like finance half the museum 225 00:11:42,120 --> 00:11:42,800 Speaker 2: or something like that. 226 00:11:43,320 --> 00:11:45,720 Speaker 1: She's like, yeah, you will, you will get me my. 227 00:11:45,800 --> 00:11:48,920 Speaker 2: F she she they had the dress from her last show. 228 00:11:49,280 --> 00:11:51,480 Speaker 2: It was it was funny, and they had Michelle Obama's 229 00:11:51,559 --> 00:11:55,200 Speaker 2: dress from a the night that Obama was was first elected. 230 00:11:55,440 --> 00:11:57,360 Speaker 2: It's a anyway, I can go on and on, but 231 00:11:57,600 --> 00:11:59,880 Speaker 2: definitely definitely add it to your to do list if 232 00:11:59,880 --> 00:12:01,840 Speaker 2: you you ever, you know, go to DC. 233 00:12:04,720 --> 00:12:07,040 Speaker 1: Speaking of adding things to your to do list, this 234 00:12:07,080 --> 00:12:10,319 Speaker 1: is a random but I went to the doctor today. 235 00:12:10,679 --> 00:12:13,199 Speaker 1: Everybody should go. I mean, you guys probably go. I'm 236 00:12:13,200 --> 00:12:15,160 Speaker 1: the worst. I'm not even gonna lie I am the 237 00:12:15,240 --> 00:12:17,520 Speaker 1: absolute worst with going to the doctor. And I don't 238 00:12:17,559 --> 00:12:20,680 Speaker 1: know why. I just even when I was there, I 239 00:12:20,720 --> 00:12:23,120 Speaker 1: was trying to figure out how I could leave. So 240 00:12:23,160 --> 00:12:25,080 Speaker 1: I went to for real, I was like, oh wait, 241 00:12:25,400 --> 00:12:28,640 Speaker 1: because my my appointment was at eleven thirty and I 242 00:12:28,640 --> 00:12:33,040 Speaker 1: didn't get there till eleven forty five. I said, oh, 243 00:12:33,080 --> 00:12:36,079 Speaker 1: I'm kind of late. Anyway, maybe I should just's Tiffany 244 00:12:36,200 --> 00:12:39,280 Speaker 1: Kitchin And then it was like maybe like five people 245 00:12:39,320 --> 00:12:40,520 Speaker 1: in the waiting room. I said, Oh, it's going to 246 00:12:40,559 --> 00:12:41,920 Speaker 1: be a while. I'm like, cause you have something to 247 00:12:41,960 --> 00:12:44,840 Speaker 1: do after this, you doun't And I was like, oh 248 00:12:45,080 --> 00:12:47,480 Speaker 1: God to the guy now, And so is. 249 00:12:47,400 --> 00:12:49,720 Speaker 2: This just a check up or was it like a physical? 250 00:12:50,679 --> 00:12:52,400 Speaker 1: Well, I want to when men want to have a 251 00:12:52,400 --> 00:12:54,040 Speaker 1: super well, we want to have a super baby. So 252 00:12:54,080 --> 00:12:55,520 Speaker 1: I was like, oh, I have to make sure that, 253 00:12:55,559 --> 00:12:57,520 Speaker 1: Like I mean, I've had like I'm going to the 254 00:12:57,559 --> 00:12:59,640 Speaker 1: regular doctor. That's like, oh, that's pretty easy. You know, 255 00:12:59,640 --> 00:13:02,239 Speaker 1: I've done that. You know, I get my yearly physicals. 256 00:13:02,240 --> 00:13:03,960 Speaker 1: But the guy in know, for some reason, I don't 257 00:13:03,960 --> 00:13:07,720 Speaker 1: know if it's just the weirdness of hey, there's my vagina. 258 00:13:07,800 --> 00:13:11,360 Speaker 1: You're looking in there, you know, if that's why, you know. 259 00:13:11,679 --> 00:13:14,480 Speaker 1: But so I went and I found out that I 260 00:13:14,679 --> 00:13:18,640 Speaker 1: have five boyds. I did not know, like even though 261 00:13:18,679 --> 00:13:20,439 Speaker 1: it's probably the only thing, and I don't want to 262 00:13:20,440 --> 00:13:21,960 Speaker 1: say it runs in my family, but I'm not the 263 00:13:21,960 --> 00:13:25,080 Speaker 1: only one in my family. So but we're like, we 264 00:13:25,120 --> 00:13:27,880 Speaker 1: don't there's no there's no history of like asthma or 265 00:13:28,200 --> 00:13:30,319 Speaker 1: diabetes or whatever, you know, like when you check off 266 00:13:30,320 --> 00:13:32,680 Speaker 1: the list, like there's none of that. Yeah, but five 267 00:13:33,120 --> 00:13:36,680 Speaker 1: ten seem to be like a semi reoccurring theme. I 268 00:13:36,720 --> 00:13:40,520 Speaker 1: didn't know, and I always wondered why, Like you know, 269 00:13:40,679 --> 00:13:42,120 Speaker 1: he said, didn't you wonder why he had this little 270 00:13:42,160 --> 00:13:44,400 Speaker 1: like I always had a little pooch, nothing major, like 271 00:13:44,400 --> 00:13:46,240 Speaker 1: if you see me, you might not even notice unless 272 00:13:46,280 --> 00:13:49,080 Speaker 1: I was wearing like a like a really tight like shirt. 273 00:13:49,080 --> 00:13:52,880 Speaker 1: And I always wondered, And I'm like, I just always thought, oh, 274 00:13:53,360 --> 00:13:55,480 Speaker 1: I don't know, I got a little belly, you know. 275 00:13:56,160 --> 00:13:58,520 Speaker 1: And know he was like that there are actually I 276 00:13:58,600 --> 00:14:00,560 Speaker 1: have three of them, and they're kind of large. For 277 00:14:00,559 --> 00:14:01,960 Speaker 1: those of you. Let me let me pull out the 278 00:14:01,960 --> 00:14:06,600 Speaker 1: definition because honest say, I wasn't fully clear on what 279 00:14:07,679 --> 00:14:08,480 Speaker 1: fiboids were. 280 00:14:08,920 --> 00:14:11,880 Speaker 2: Yeah, no fibroid with an F for people like you 281 00:14:12,000 --> 00:14:13,880 Speaker 2: thought you were saying thyroid when you first heard it. 282 00:14:14,559 --> 00:14:16,920 Speaker 1: Oh yeah, because that's my lists my bad guys. 283 00:14:17,120 --> 00:14:19,400 Speaker 2: No, no, no, it's just you know the interwebs. 284 00:14:20,640 --> 00:14:23,760 Speaker 1: So, fibroids are non cancerous tumors. I know you hear 285 00:14:23,800 --> 00:14:28,280 Speaker 1: tumor eh that grow from the muscle layers of the womb. 286 00:14:29,240 --> 00:14:31,320 Speaker 1: So that sounds scary. I'm like, yikes, is that what 287 00:14:31,320 --> 00:14:34,760 Speaker 1: that is? So they can be the size of a bean, 288 00:14:34,880 --> 00:14:38,600 Speaker 1: to be as large as a melons. And it said 289 00:14:38,640 --> 00:14:41,160 Speaker 1: fiveboids affected about thirty percent of women. Wow, I didn't 290 00:14:41,160 --> 00:14:43,520 Speaker 1: know that by the age of thirty five years old, 291 00:14:43,800 --> 00:14:47,360 Speaker 1: and twenty to eighty percent by the age of fifty. 292 00:14:47,480 --> 00:14:51,479 Speaker 1: Oh okay. So basically, as you get older, the likelihood, 293 00:14:53,280 --> 00:14:56,320 Speaker 1: you know, the likelihood of you getting fiboids grows, so 294 00:14:56,720 --> 00:15:01,400 Speaker 1: typically you kind of know that you have because you 295 00:15:01,440 --> 00:15:03,640 Speaker 1: get like really, this is how my other family member 296 00:15:03,720 --> 00:15:06,880 Speaker 1: knew because she was getting really bad cramps. She had heavy, 297 00:15:07,360 --> 00:15:10,360 Speaker 1: like heavy periods, and I sorry, Jerome, and you're like 298 00:15:10,440 --> 00:15:15,680 Speaker 1: really yes, like sad period and so but I wasn't 299 00:15:15,680 --> 00:15:17,600 Speaker 1: getting any of that, Like I have normal periods. I don't. 300 00:15:17,720 --> 00:15:20,400 Speaker 1: I get cramps, but nothing crazy, you know, I you know, 301 00:15:20,480 --> 00:15:23,200 Speaker 1: I can usually opt in or out of taking like 302 00:15:23,200 --> 00:15:26,400 Speaker 1: like an advil or whatever. So I didn't know because 303 00:15:26,480 --> 00:15:28,880 Speaker 1: I wasn't exhibiting other than like this little belly that 304 00:15:28,920 --> 00:15:31,000 Speaker 1: I just assumed, well, you know, that's my ice cream habit. 305 00:15:31,440 --> 00:15:34,480 Speaker 1: I didn't know that that there was any especially for 306 00:15:34,520 --> 00:15:36,160 Speaker 1: them to be that large. They're like, you don't get 307 00:15:36,200 --> 00:15:39,480 Speaker 1: any discomfort. I'm like, my parents are normal. They're five days. 308 00:15:39,840 --> 00:15:41,800 Speaker 1: I don't, like I said, I don't get I might 309 00:15:41,880 --> 00:15:43,680 Speaker 1: I cramp maybe the first day a little bit, and 310 00:15:43,680 --> 00:15:45,960 Speaker 1: even then if it's not that bad, I don't take anything, 311 00:15:45,960 --> 00:15:49,720 Speaker 1: and you know, I have a normal flow basically, So 312 00:15:50,000 --> 00:15:52,120 Speaker 1: I'm like, uh so, now the decision is. The thing 313 00:15:52,240 --> 00:15:56,000 Speaker 1: is with five boids is that you you can decide 314 00:15:56,000 --> 00:15:57,960 Speaker 1: to get rid of them, but there's a risk, like 315 00:15:58,040 --> 00:16:00,840 Speaker 1: if you want to have kids, you know, there's a 316 00:16:00,960 --> 00:16:02,840 Speaker 1: risk of taking them out. And so this is what 317 00:16:02,880 --> 00:16:05,640 Speaker 1: I have to decide, do I try to have kids anyway? 318 00:16:05,880 --> 00:16:09,440 Speaker 1: And but then if they're really large, because they grow 319 00:16:09,720 --> 00:16:12,520 Speaker 1: like on the like uterus or whatever, they can actually 320 00:16:13,080 --> 00:16:16,200 Speaker 1: they'll take up space where the baby would grow. So 321 00:16:16,240 --> 00:16:17,880 Speaker 1: you run, you know, you run the risk of there 322 00:16:17,920 --> 00:16:21,640 Speaker 1: literally not being enough space and then miscarriages and all 323 00:16:21,640 --> 00:16:24,000 Speaker 1: the other kind of stuff. But then also too, you 324 00:16:24,040 --> 00:16:26,200 Speaker 1: can have them remove, but then you also run the 325 00:16:26,280 --> 00:16:28,760 Speaker 1: risk of something happening, and then you're not being able 326 00:16:28,800 --> 00:16:31,800 Speaker 1: to have kids. So I'm just trying to, like I 327 00:16:31,800 --> 00:16:33,440 Speaker 1: have to, I want to meet with a number of 328 00:16:34,600 --> 00:16:36,200 Speaker 1: The doctor that I met with today was like, oh, no, 329 00:16:36,200 --> 00:16:37,160 Speaker 1: you gotta get rid of them, and. 330 00:16:37,120 --> 00:16:39,840 Speaker 2: I'm like, hold up, second opinion that. 331 00:16:40,120 --> 00:16:45,320 Speaker 1: Because I'm like, honestly, women have kids with fibroids, you know, 332 00:16:45,480 --> 00:16:48,560 Speaker 1: like or yeah, so it's it's not And so I've 333 00:16:48,560 --> 00:16:50,720 Speaker 1: had doctors say that too, So I want to I 334 00:16:50,760 --> 00:16:54,560 Speaker 1: want to honestly speak with a woman doctor who this 335 00:16:54,640 --> 00:16:57,880 Speaker 1: is her specialty, because I don't want to rush in 336 00:16:58,000 --> 00:17:01,000 Speaker 1: and get something done and then I, you know, I 337 00:17:01,520 --> 00:17:03,400 Speaker 1: take away the chance of me being able to have children, 338 00:17:03,440 --> 00:17:07,080 Speaker 1: you know, yeah, definitely. Yeah. So it's just something. So 339 00:17:07,119 --> 00:17:09,040 Speaker 1: if you have five, honest say, I'm really interested because 340 00:17:09,040 --> 00:17:12,680 Speaker 1: i know, especially in our community, the brown ambition community, 341 00:17:13,320 --> 00:17:15,840 Speaker 1: fiveboys run a little bit higher for women of color, 342 00:17:16,400 --> 00:17:20,000 Speaker 1: and I'm sure a large number of you are dealing 343 00:17:20,000 --> 00:17:21,840 Speaker 1: with five boys. I've heard, I've read a lot about 344 00:17:22,000 --> 00:17:24,000 Speaker 1: changing your diet and they can actually shrink them by 345 00:17:24,080 --> 00:17:27,040 Speaker 1: changing your diet. A friend of mine, you know, she 346 00:17:27,080 --> 00:17:30,280 Speaker 1: cut out all her sugar and she saw her shrinking. 347 00:17:30,480 --> 00:17:33,040 Speaker 2: How did they find them Is that during the physical exam, 348 00:17:33,240 --> 00:17:34,960 Speaker 2: like with their hands they can feel it or did 349 00:17:34,960 --> 00:17:37,199 Speaker 2: you have to get like a scan or something ultrasound? 350 00:17:38,160 --> 00:17:40,440 Speaker 1: Yeah, so he actually ordered a ultrasound for me so 351 00:17:40,480 --> 00:17:42,720 Speaker 1: he could see better. But yeah, just like through the 352 00:17:42,840 --> 00:17:45,680 Speaker 1: like digging all all in there. He was like, whoa. 353 00:17:45,760 --> 00:17:47,760 Speaker 2: First of all, you have a male guy. No kudos 354 00:17:47,800 --> 00:17:50,320 Speaker 2: to you. I've never been able to deal with the male. 355 00:17:51,480 --> 00:17:54,359 Speaker 1: I was like, because, well it was recommended and I 356 00:17:54,359 --> 00:17:56,040 Speaker 1: didn't even ask, Like I asked a friend of mine, 357 00:17:56,040 --> 00:17:57,320 Speaker 1: who is that guy? Know? I need to give my 358 00:17:57,400 --> 00:18:00,040 Speaker 1: life together? And she was like, oh, doctor whatever. I 359 00:18:00,080 --> 00:18:02,119 Speaker 1: didn't even I didn't know it was a man. I'm 360 00:18:02,160 --> 00:18:03,479 Speaker 1: not gonna lie. I was like, wait, who are you? 361 00:18:04,080 --> 00:18:11,080 Speaker 1: Damn I met it before what And then and then 362 00:18:11,240 --> 00:18:13,439 Speaker 1: he did like the breast exam. I'm like, what is happening? 363 00:18:13,800 --> 00:18:15,560 Speaker 1: It was so weird. I was just looking up at 364 00:18:15,560 --> 00:18:17,560 Speaker 1: the ceiling, like, ah, being molested. 365 00:18:18,359 --> 00:18:21,359 Speaker 2: But it was good, you know, but. 366 00:18:20,600 --> 00:18:23,119 Speaker 1: But yes, but it was good to just you know, 367 00:18:23,240 --> 00:18:25,520 Speaker 1: get all of that done. And aside from that, you know, 368 00:18:25,560 --> 00:18:28,000 Speaker 1: he's like you're perfectly healthy, blah blah blah. But it 369 00:18:28,080 --> 00:18:31,880 Speaker 1: definitely was like yike, So now I really that's why 370 00:18:31,880 --> 00:18:35,520 Speaker 1: I said, I want an opinion from a woman, especially 371 00:18:35,560 --> 00:18:38,080 Speaker 1: a woman doctor who deals with this on a regular basis, 372 00:18:38,080 --> 00:18:40,320 Speaker 1: because I you know, he was just very quick to 373 00:18:40,359 --> 00:18:41,919 Speaker 1: be like we gotta take care and got getting rid 374 00:18:41,920 --> 00:18:44,600 Speaker 1: of him, and I'm like, hold up, like, I'm sure 375 00:18:44,640 --> 00:18:48,080 Speaker 1: there are other there's other options, because I don't I'm 376 00:18:48,080 --> 00:18:50,960 Speaker 1: gonna eventually. The thing is, I know eventually I want 377 00:18:51,000 --> 00:18:55,320 Speaker 1: to get rid of them, but before or after childbirth, 378 00:18:55,359 --> 00:18:58,000 Speaker 1: that's the question, And so I really wanted to exploit it. 379 00:18:58,000 --> 00:19:00,480 Speaker 1: So for those of you who are listening, like I said, 380 00:19:00,520 --> 00:19:03,760 Speaker 1: I definitely have read a lot about changing diets and 381 00:19:03,800 --> 00:19:06,440 Speaker 1: being able to reduce your five ways as a result 382 00:19:06,480 --> 00:19:08,320 Speaker 1: of that. If you're someone who knows anything about that, 383 00:19:08,400 --> 00:19:12,240 Speaker 1: please tweet me at the Budgetista and just you know, 384 00:19:12,240 --> 00:19:14,040 Speaker 1: if you have a link or anything, because I'm definitely 385 00:19:14,040 --> 00:19:16,399 Speaker 1: like gathering as much information as possible so when I 386 00:19:16,440 --> 00:19:18,960 Speaker 1: make my next appointment with a doctor that I could 387 00:19:18,960 --> 00:19:22,040 Speaker 1: talk about what are my options? Superman. It's like we 388 00:19:22,040 --> 00:19:25,159 Speaker 1: can always adopt I'm like, we could. I don't know. 389 00:19:25,440 --> 00:19:27,040 Speaker 2: I don't think you're I mean, you still have some 390 00:19:27,480 --> 00:19:29,879 Speaker 2: you still haven't you don't know that this is going 391 00:19:29,920 --> 00:19:33,680 Speaker 2: to like prevent you from you know, having kids, having kids. 392 00:19:33,720 --> 00:19:37,719 Speaker 1: But so I'm just like, yeah, it's just like as 393 00:19:37,720 --> 00:19:39,920 Speaker 1: you get older, you start to realize wow, And it's 394 00:19:39,920 --> 00:19:42,720 Speaker 1: so crazy because like my one of the reasons why 395 00:19:42,760 --> 00:19:44,360 Speaker 1: I honestly I wasn't going to a doctor as much 396 00:19:44,440 --> 00:19:48,040 Speaker 1: is because my insurance, like it lapsed. I didn't even 397 00:19:48,040 --> 00:19:50,600 Speaker 1: realize because they were taking the money automatically out of 398 00:19:50,680 --> 00:19:53,920 Speaker 1: my account and I wasn't keeping up. And then months 399 00:19:54,000 --> 00:19:56,000 Speaker 1: later I was it was like, oh, you know, you 400 00:19:56,040 --> 00:19:58,280 Speaker 1: haven't made a payment. Your insurance is canceled. I'm like, 401 00:19:58,320 --> 00:19:59,840 Speaker 1: I've made a payment. I don't make payment. You guys 402 00:19:59,840 --> 00:20:02,640 Speaker 1: say the money and it was always something and then 403 00:20:02,720 --> 00:20:06,159 Speaker 1: it's so it's weird. It lapsed right before I got married, 404 00:20:06,160 --> 00:20:08,640 Speaker 1: so I was kind of like whatever. And so because 405 00:20:08,680 --> 00:20:11,680 Speaker 1: I'm like I'm getting married, he's got Superman's got awesome insurance. 406 00:20:11,680 --> 00:20:13,800 Speaker 1: I'll just be on his. But there's a thirty day 407 00:20:14,280 --> 00:20:17,760 Speaker 1: period where I'm uninsured right now, you know. And so 408 00:20:18,000 --> 00:20:20,080 Speaker 1: because from not having it to when when it like 409 00:20:20,119 --> 00:20:22,160 Speaker 1: when it kicks in with him. And so I paid 410 00:20:22,160 --> 00:20:24,040 Speaker 1: out of pocket. So the guy know it was like 411 00:20:24,119 --> 00:20:27,520 Speaker 1: one fifty cash. He was like yeah, cash, And so, 412 00:20:28,080 --> 00:20:31,119 Speaker 1: you know, it had me thinking to myself, Wow, like 413 00:20:31,200 --> 00:20:33,320 Speaker 1: what if you know, what if I didn't have insurance, 414 00:20:33,359 --> 00:20:35,360 Speaker 1: Like what would I do? Like, what do you do 415 00:20:35,440 --> 00:20:38,240 Speaker 1: now when you find out that you need the next step, 416 00:20:38,359 --> 00:20:39,840 Speaker 1: next level you don't have insurance? 417 00:20:39,880 --> 00:20:41,880 Speaker 2: You know, Well, it's a good thing that we got 418 00:20:41,880 --> 00:20:45,120 Speaker 2: the Republicans in office, because they're going to yanking away 419 00:20:45,200 --> 00:20:48,880 Speaker 2: coverage for preventative female care any day now. 420 00:20:49,480 --> 00:20:51,400 Speaker 1: And I was thinking that, honestly, as I was in there, 421 00:20:51,440 --> 00:20:54,640 Speaker 1: I was thinking that. I said, so, what happens if 422 00:20:54,840 --> 00:20:57,800 Speaker 1: just regular Regulatiffany and I didn't you know, I didn't 423 00:20:57,800 --> 00:21:00,480 Speaker 1: even realize my insurance flaps and it did, and I'm like, 424 00:21:00,520 --> 00:21:03,040 Speaker 1: wait a minute, something's wrong. What do I do? Because 425 00:21:03,119 --> 00:21:06,400 Speaker 1: when I was in college, plant parenthood was bay okay 426 00:21:06,400 --> 00:21:08,280 Speaker 1: because I wasn't trying to tell my mother I was 427 00:21:08,320 --> 00:21:10,960 Speaker 1: getting it in right, and so like take me to 428 00:21:11,000 --> 00:21:14,920 Speaker 1: the docker. So I used to go to plant Parenthood 429 00:21:14,960 --> 00:21:17,400 Speaker 1: and you know, and like just to like make sure 430 00:21:17,440 --> 00:21:19,280 Speaker 1: I was okay, that's where I went. I went there 431 00:21:19,320 --> 00:21:22,360 Speaker 1: for if I wanted like a test, I went there 432 00:21:22,440 --> 00:21:24,840 Speaker 1: for if something was wrong that I just I went 433 00:21:24,920 --> 00:21:31,200 Speaker 1: there for all of my female like women issues and problems. 434 00:21:31,280 --> 00:21:34,040 Speaker 1: And so I just can't imagine, you know what. And 435 00:21:34,160 --> 00:21:35,399 Speaker 1: it was like I remember, I used to pay out 436 00:21:35,400 --> 00:21:37,439 Speaker 1: a pocket sometimes twenty five dollars. They would ask me, well, 437 00:21:37,440 --> 00:21:39,320 Speaker 1: how much do you make When I was you know, 438 00:21:39,400 --> 00:21:41,479 Speaker 1: when I was really really young, I paid nothing, and 439 00:21:41,520 --> 00:21:43,480 Speaker 1: as I had made a little bit more, I might 440 00:21:43,520 --> 00:21:47,000 Speaker 1: pay twenty five thirty dollars. And so it just you 441 00:21:47,040 --> 00:21:50,199 Speaker 1: don't realize the importance of places like that, you know, 442 00:21:50,560 --> 00:21:53,000 Speaker 1: until like you need them. And it's scary to think 443 00:21:53,040 --> 00:21:55,920 Speaker 1: that young girls might not and not even just young girls, 444 00:21:55,960 --> 00:21:59,800 Speaker 1: women in general might not have access to services like that. 445 00:22:00,600 --> 00:22:02,960 Speaker 2: And I think even if you have insurance like I have, 446 00:22:03,080 --> 00:22:06,840 Speaker 2: I've always been fortunate enough to work for companies where 447 00:22:06,840 --> 00:22:10,200 Speaker 2: I had insurance, or it was on my parents' healthcare 448 00:22:10,359 --> 00:22:13,280 Speaker 2: in college and after, But even then I would have 449 00:22:13,320 --> 00:22:15,320 Speaker 2: insurance and I wouldn't take full advantage of it. And 450 00:22:15,400 --> 00:22:18,560 Speaker 2: I think preventative care is so important, and we women tend, 451 00:22:18,640 --> 00:22:20,240 Speaker 2: we tend to put ourselves a little bit last in 452 00:22:20,240 --> 00:22:22,760 Speaker 2: the list when it comes to scheduling ourities, especially if 453 00:22:22,760 --> 00:22:25,879 Speaker 2: you have kids, like I mean, my mom is proof 454 00:22:25,960 --> 00:22:28,240 Speaker 2: of this, Like she would schedule all our appointments and 455 00:22:28,280 --> 00:22:31,320 Speaker 2: then she wouldn't schedule hers, And that's you just can't. 456 00:22:31,359 --> 00:22:33,639 Speaker 2: You have to add yourself to the priority list and 457 00:22:33,680 --> 00:22:38,399 Speaker 2: make sure that you're getting your checkups. My guy, know, 458 00:22:38,600 --> 00:22:40,600 Speaker 2: was actually really good about she doesn't wait for me 459 00:22:40,640 --> 00:22:43,200 Speaker 2: to make an appointment. She's like, oh, you're due, come, come, 460 00:22:43,800 --> 00:22:45,720 Speaker 2: so I don't have to remember that. And you know, 461 00:22:45,760 --> 00:22:47,679 Speaker 2: I should have been. I should have been going, but 462 00:22:47,720 --> 00:22:50,320 Speaker 2: not just gynecology is important too, but just like your 463 00:22:50,359 --> 00:22:54,240 Speaker 2: regular physical like finding a good doctor who will help 464 00:22:54,280 --> 00:22:56,320 Speaker 2: you stay on top of that. I'm the kind of 465 00:22:56,320 --> 00:22:58,320 Speaker 2: person who I'm like, I don't really feel well. I 466 00:22:58,359 --> 00:23:00,640 Speaker 2: don't want to go to the doctor on some weight. 467 00:23:00,640 --> 00:23:02,040 Speaker 2: I don't want them to know that I put on weight. 468 00:23:02,080 --> 00:23:04,120 Speaker 2: So I'm just gonna wait till I lose ten pounds 469 00:23:04,119 --> 00:23:07,679 Speaker 2: and maybe And that's so stupid, it's so irrational, it 470 00:23:07,760 --> 00:23:10,959 Speaker 2: is so dumb. I promised myself, I'm not gonna, you know, 471 00:23:11,040 --> 00:23:13,800 Speaker 2: continue doing that, because I've got I just know my 472 00:23:13,840 --> 00:23:16,240 Speaker 2: family history and there's just too much. There's too much 473 00:23:16,280 --> 00:23:19,600 Speaker 2: interesting stuff in my family for me to you know, 474 00:23:19,720 --> 00:23:22,359 Speaker 2: feel like I can just go without going to the doctor. 475 00:23:22,359 --> 00:23:25,520 Speaker 2: I don't want to get caught in a situation. I've 476 00:23:25,520 --> 00:23:26,080 Speaker 2: waited too long. 477 00:23:26,119 --> 00:23:28,159 Speaker 1: When I when I had to step on the scale, 478 00:23:28,240 --> 00:23:30,840 Speaker 1: I was already ready to apologize, like, so you know, 479 00:23:31,320 --> 00:23:34,040 Speaker 1: I just got mad. And I was like, she'ven know utivity. 480 00:23:34,960 --> 00:23:36,520 Speaker 2: Yeah, I just got married. I had a big lunch 481 00:23:36,560 --> 00:23:38,520 Speaker 2: today and. 482 00:23:38,480 --> 00:23:39,800 Speaker 1: I was like, didn't we take off my shoes? 483 00:23:40,520 --> 00:23:44,000 Speaker 2: Girl, I'm like, oh, this sweater's kind of heavy. I'll 484 00:23:44,040 --> 00:23:45,600 Speaker 2: take this off too. I'm wearing a scarf, pull on. 485 00:23:45,640 --> 00:23:47,119 Speaker 2: These earrings are my big earrings. 486 00:23:49,280 --> 00:23:52,000 Speaker 1: She was like, honey, just get on a scale. I 487 00:23:52,080 --> 00:23:53,760 Speaker 1: was like me while I was wearing like flip flops. 488 00:23:53,760 --> 00:23:55,560 Speaker 1: I was like, she's gonna be like I don't think 489 00:23:55,560 --> 00:23:57,600 Speaker 1: that was gonna add any weight. And I was like, 490 00:23:57,760 --> 00:24:00,480 Speaker 1: but surprisingly, I actually lost a little weight. I guess 491 00:24:00,480 --> 00:24:02,879 Speaker 1: from like I don't know the stress of like the planning, 492 00:24:02,880 --> 00:24:06,280 Speaker 1: the non wedding, but like I was like, die. 493 00:24:06,240 --> 00:24:06,880 Speaker 2: It ever. 494 00:24:08,359 --> 00:24:11,320 Speaker 1: And I was like, oh, that's good, Like, yeah, I 495 00:24:11,320 --> 00:24:13,040 Speaker 1: probably lost like two pounds, but you know what that 496 00:24:13,080 --> 00:24:14,640 Speaker 1: could just you know how that goes day to day. 497 00:24:15,520 --> 00:24:18,520 Speaker 1: So but yeah, but ultimately, you know, the lesson for 498 00:24:18,640 --> 00:24:21,439 Speaker 1: me was like, uh, you're you need to get regular. 499 00:24:21,480 --> 00:24:23,240 Speaker 1: I mean, like I said, I go to my regular 500 00:24:23,320 --> 00:24:26,640 Speaker 1: doctor and I get those. But you know, as far 501 00:24:26,680 --> 00:24:29,359 Speaker 1: as my what I call my down there doctor, I've 502 00:24:29,400 --> 00:24:30,200 Speaker 1: been slacking. 503 00:24:31,040 --> 00:24:34,919 Speaker 2: And make this the GUYO Visit episode where everyone, if 504 00:24:34,960 --> 00:24:37,920 Speaker 2: you're listening, let's all like make a pack to call 505 00:24:37,960 --> 00:24:40,480 Speaker 2: her Guyos today and make a make a physical appointment 506 00:24:40,560 --> 00:24:42,240 Speaker 2: or something like that, or like a checkup if you 507 00:24:42,280 --> 00:24:43,120 Speaker 2: haven't had it in a while. 508 00:24:43,200 --> 00:24:47,840 Speaker 1: YouTube term YouTube go, get go, get your Yeah, you 509 00:24:47,920 --> 00:25:03,719 Speaker 1: got stuff. So now that we talked about vaginas and toothaches, 510 00:25:04,280 --> 00:25:09,000 Speaker 1: it's time to break it. Boost brown break, brown boot. 511 00:25:09,040 --> 00:25:11,560 Speaker 1: When I got a good brown break, I gotta read 512 00:25:11,720 --> 00:25:17,320 Speaker 1: brown break. Okay, I'm running, all right. So my brown break? 513 00:25:17,520 --> 00:25:19,399 Speaker 1: Did I talk about this last week when people were 514 00:25:19,440 --> 00:25:20,480 Speaker 1: asking if I was pregnant? 515 00:25:21,200 --> 00:25:24,280 Speaker 2: I did you? You mentioned it to me, but we 516 00:25:24,320 --> 00:25:26,000 Speaker 2: didn't talk about it. I wasn't recording. 517 00:25:26,359 --> 00:25:30,399 Speaker 1: My brown break is to not ask women unless they 518 00:25:30,400 --> 00:25:32,800 Speaker 1: are in the delivery room and the baby is crowning 519 00:25:33,200 --> 00:25:39,280 Speaker 1: if they're breaking yo. So so the way my dress 520 00:25:39,440 --> 00:25:44,760 Speaker 1: was cut for my wedding, my non wedding. People were like, oh, like, 521 00:25:44,840 --> 00:25:48,880 Speaker 1: we're literally just straight congratulating me. Oh my god, congratulations. 522 00:25:48,960 --> 00:25:54,880 Speaker 1: I'm like, well, I'm thinking, oh, fakes on the wedding. No, no, 523 00:25:54,880 --> 00:25:57,359 Speaker 1: not the wedding, the apparent baby. And I was like, 524 00:25:57,480 --> 00:25:59,920 Speaker 1: but I'm not gonna lie when I say. For whatever reason, 525 00:26:00,040 --> 00:26:01,200 Speaker 1: on that day, I guess I don't know if it 526 00:26:01,240 --> 00:26:04,040 Speaker 1: was nerves, like I was so bloated, my stomach was 527 00:26:04,160 --> 00:26:06,640 Speaker 1: like I looked three months pregnant, like I as far 528 00:26:06,680 --> 00:26:09,320 Speaker 1: as like without the dress. I was like, I didn't 529 00:26:09,320 --> 00:26:11,280 Speaker 1: know what to do. I took mine all, I took 530 00:26:11,359 --> 00:26:13,960 Speaker 1: my Atlanta. I guess it was just nerves. So I 531 00:26:14,080 --> 00:26:16,280 Speaker 1: was like a ball of gas of like you know, 532 00:26:16,400 --> 00:26:21,919 Speaker 1: not passing gas, just tighte belly gas. And but people 533 00:26:22,040 --> 00:26:25,280 Speaker 1: all like, not people who knew me obviously, but people 534 00:26:25,960 --> 00:26:28,480 Speaker 1: like all over social media were like, oh my gosh, 535 00:26:29,000 --> 00:26:31,480 Speaker 1: can't grat I'm the baby and the man. I'm like 536 00:26:31,520 --> 00:26:34,399 Speaker 1: the baby what? And I thought thought, are they is 537 00:26:34,440 --> 00:26:36,720 Speaker 1: this a joke? And then people started texting me and 538 00:26:36,760 --> 00:26:39,119 Speaker 1: then Facebook messaging me and then writing under all my 539 00:26:39,160 --> 00:26:41,680 Speaker 1: pictures like just guess you think she's pregnant. I'm like, 540 00:26:41,720 --> 00:26:43,560 Speaker 1: I can hear you. I can read. I can read 541 00:26:44,200 --> 00:26:45,879 Speaker 1: like talking about me like I'm not there, and I 542 00:26:45,960 --> 00:26:48,800 Speaker 1: was like wow. So finally I had to do a big, 543 00:26:49,040 --> 00:26:53,120 Speaker 1: red bold Facebook message to say, I am not pregnant, 544 00:26:53,400 --> 00:26:57,880 Speaker 1: please stop asking me because it's rude. It is rude. 545 00:26:57,920 --> 00:26:59,879 Speaker 1: I wasn't pregnant. I was gassy and the dress was 546 00:27:00,160 --> 00:27:02,080 Speaker 1: in a certain way. Then maybe if I wasn't gassy, 547 00:27:02,119 --> 00:27:05,359 Speaker 1: it wouldn't have looked pregnant. But I wasn't, and I 548 00:27:05,480 --> 00:27:07,280 Speaker 1: just at first I thought it was funny, and then 549 00:27:07,520 --> 00:27:10,600 Speaker 1: I got irritated because a number of people kept asking 550 00:27:10,600 --> 00:27:12,480 Speaker 1: and I was like, dang, we not even cool like that. 551 00:27:13,960 --> 00:27:16,239 Speaker 2: I feel like I just saw Brandy post about this, 552 00:27:16,280 --> 00:27:19,200 Speaker 2: So are You're basically having a celebrity problem? Because I 553 00:27:19,200 --> 00:27:21,199 Speaker 2: feel like people lose touch with the reality when they 554 00:27:21,200 --> 00:27:22,960 Speaker 2: feel like they know you, but you're a celebrity and 555 00:27:23,000 --> 00:27:25,479 Speaker 2: they feel that they can talk about you. This happens 556 00:27:25,480 --> 00:27:28,000 Speaker 2: people just like if you are, like have a certain 557 00:27:28,160 --> 00:27:31,040 Speaker 2: public image or public presence, people feel like there's not 558 00:27:31,080 --> 00:27:34,480 Speaker 2: a problem with them outwardly talking about your love life, 559 00:27:34,560 --> 00:27:38,160 Speaker 2: your body, whatever. Like I mean, Brandy just posted about 560 00:27:38,160 --> 00:27:40,679 Speaker 2: this asking people to stop asking her if she was 561 00:27:40,680 --> 00:27:42,720 Speaker 2: pregnant because she's just put on some happy weight. 562 00:27:43,800 --> 00:27:48,679 Speaker 1: Yeah, people, I mean ill, but I'm like it is rude, 563 00:27:48,760 --> 00:27:50,520 Speaker 1: like like that's rude. 564 00:27:50,520 --> 00:27:52,200 Speaker 2: But I'm also sitting here like, oh, should I did 565 00:27:52,200 --> 00:27:56,280 Speaker 2: that once? I mean, but I didn't I asked. If 566 00:27:56,320 --> 00:27:58,959 Speaker 2: I didn't ask, you know, I wasn't like, oh my god, congrats, 567 00:27:59,000 --> 00:28:02,360 Speaker 2: I just asked and I didn't have asked. She felt 568 00:28:02,400 --> 00:28:07,199 Speaker 2: like an asshole afterward. Nope, sure wasn't. Oh day, but 569 00:28:07,240 --> 00:28:08,640 Speaker 2: it was a good enough friend when we could laugh 570 00:28:08,640 --> 00:28:09,400 Speaker 2: at all, thank God. 571 00:28:09,480 --> 00:28:12,760 Speaker 1: But uh, yes, well to me, if we're friends, you 572 00:28:12,760 --> 00:28:15,200 Speaker 1: know that, I don't mind that. But if we're like acquaintances, 573 00:28:15,240 --> 00:28:18,080 Speaker 1: like if we don't talk on the phone at least 574 00:28:18,600 --> 00:28:21,920 Speaker 1: once a year, like I mean, ma'am, you're not allowed 575 00:28:21,960 --> 00:28:24,040 Speaker 1: to text me and ask me like you know, sir, 576 00:28:24,080 --> 00:28:25,520 Speaker 1: you're not allowed to hit me up in my inbox? 577 00:28:25,520 --> 00:28:27,960 Speaker 1: So are you pregnant? I mean, I don't little Hello, 578 00:28:28,080 --> 00:28:30,439 Speaker 1: your name is? My name is Tiffity, Like people like 579 00:28:30,480 --> 00:28:33,439 Speaker 1: that were hitting me up personally like hey girl, I'm like, 580 00:28:33,520 --> 00:28:37,000 Speaker 1: I'm sorry, are we are we friends? And I just 581 00:28:37,000 --> 00:28:39,320 Speaker 1: thought that that was so weird because I'm like, you know, 582 00:28:39,440 --> 00:28:42,120 Speaker 1: I get it, Like, I mean, I'm not saying speculating 583 00:28:42,320 --> 00:28:45,000 Speaker 1: because that's natural, because lord knows, I've done it. But 584 00:28:45,440 --> 00:28:47,480 Speaker 1: to open your mouth to ask someone that you don't 585 00:28:47,520 --> 00:28:50,120 Speaker 1: know it is rude, especially when the answer is no 586 00:28:50,720 --> 00:28:54,560 Speaker 1: and you're like, great, so my belly bumping, like what 587 00:28:54,840 --> 00:28:56,400 Speaker 1: you know. But I mean, at the end of the day, 588 00:28:56,400 --> 00:28:57,800 Speaker 1: I thought it was kind of funny, but you know, 589 00:28:58,320 --> 00:29:01,280 Speaker 1: I just that's my brown. It's like, please stop asking 590 00:29:01,280 --> 00:29:03,680 Speaker 1: women if they're pregnant, unless you're like in a delivery 591 00:29:03,720 --> 00:29:06,520 Speaker 1: room with them. Because one time my friend of mine 592 00:29:06,560 --> 00:29:08,640 Speaker 1: at wasn't you no, No, it was somebody told me 593 00:29:08,640 --> 00:29:11,920 Speaker 1: that the story that a woman was picking up boxes 594 00:29:12,520 --> 00:29:14,280 Speaker 1: and she had big belly, and she'said, oh my god, 595 00:29:14,280 --> 00:29:15,360 Speaker 1: I got it. I got it. You know, I don't 596 00:29:15,360 --> 00:29:16,440 Speaker 1: want you to strain the baby. 597 00:29:16,760 --> 00:29:18,440 Speaker 2: The lady was like, what baby is not me? 598 00:29:18,640 --> 00:29:26,760 Speaker 3: Yeah, like the baby in your the The lady looked 599 00:29:26,760 --> 00:29:28,440 Speaker 3: at her like, well, now you can just pick up 600 00:29:28,440 --> 00:29:28,960 Speaker 3: the boxes. 601 00:29:30,680 --> 00:29:32,680 Speaker 1: Yeah, she said, I don't want you to strain the baby. 602 00:29:32,720 --> 00:29:35,320 Speaker 1: She's like, but her stomach was huge. I'm like, that 603 00:29:35,480 --> 00:29:38,000 Speaker 1: is really embarrassing because she knows she has a big belly, 604 00:29:38,400 --> 00:29:40,000 Speaker 1: and now you know she has a big belly, and 605 00:29:40,000 --> 00:29:41,760 Speaker 1: both of y'all know there's no baby in that belly. 606 00:29:41,840 --> 00:29:45,080 Speaker 1: So now we're here awkwardly looking at each other. So yeah, 607 00:29:45,120 --> 00:29:47,640 Speaker 1: breaking from that police. What about you? Are you gonna 608 00:29:47,680 --> 00:29:48,680 Speaker 1: brown break or brown booth. 609 00:29:49,400 --> 00:29:52,000 Speaker 2: I'm gonna do a well. I want to do a 610 00:29:52,000 --> 00:29:55,760 Speaker 2: break and a boost because I read yet another headline 611 00:29:55,760 --> 00:29:58,880 Speaker 2: that said that half of Americans don't take all their 612 00:29:58,920 --> 00:30:01,440 Speaker 2: paid vacation. I need to know who you are, I 613 00:30:01,480 --> 00:30:03,160 Speaker 2: need your name, I need to send you a personal 614 00:30:03,160 --> 00:30:06,120 Speaker 2: message telling you to take a vacation. So I'm going 615 00:30:06,160 --> 00:30:09,760 Speaker 2: to do a break for actually using your paid time off. 616 00:30:10,160 --> 00:30:12,880 Speaker 2: I don't I don't know. I think it was my 617 00:30:13,000 --> 00:30:15,720 Speaker 2: mom who just taught me the value of Actually she 618 00:30:15,920 --> 00:30:17,720 Speaker 2: taught me I have this many PTO days, and I'm 619 00:30:17,720 --> 00:30:18,920 Speaker 2: going to make sure I take them all by the 620 00:30:18,960 --> 00:30:21,120 Speaker 2: end of the year. And if she hadn't used them, 621 00:30:21,160 --> 00:30:23,160 Speaker 2: she'd find an excuse to use them. She'd take like 622 00:30:23,200 --> 00:30:25,680 Speaker 2: a mental health day or go get her nails done someday. 623 00:30:26,320 --> 00:30:29,640 Speaker 2: It's so like your company, that's like, that's almost like 624 00:30:29,760 --> 00:30:32,280 Speaker 2: just leaving money on the table because they're paying you 625 00:30:32,600 --> 00:30:35,640 Speaker 2: to not work, like free money that doesn't require any work, 626 00:30:37,240 --> 00:30:40,360 Speaker 2: and people don't even get that much pto off. So 627 00:30:40,400 --> 00:30:43,719 Speaker 2: I don't know why you wouldn't use the little bit 628 00:30:43,760 --> 00:30:47,000 Speaker 2: of time that you have. So if you haven't been planning, 629 00:30:47,240 --> 00:30:49,240 Speaker 2: you don't have Maybe it's because they don't want to, 630 00:30:49,240 --> 00:30:52,120 Speaker 2: like spend the money to take a vacation, but you 631 00:30:52,200 --> 00:30:55,320 Speaker 2: don't have to take a vacation anywhere. Yeah, you can 632 00:30:55,400 --> 00:30:56,840 Speaker 2: just take a day and just do something that you 633 00:30:57,000 --> 00:31:00,560 Speaker 2: like to do. You know, if the kid just send 634 00:31:00,600 --> 00:31:02,520 Speaker 2: send this kids to school like normal, and just have 635 00:31:02,600 --> 00:31:04,800 Speaker 2: a day by yourself, sitting in quietly on a couch 636 00:31:04,840 --> 00:31:07,120 Speaker 2: if you'd like to, which is what my Mommy friends 637 00:31:07,120 --> 00:31:09,560 Speaker 2: say they would just wish they could do every once 638 00:31:09,600 --> 00:31:12,160 Speaker 2: in a while, just like have some quiet time. I 639 00:31:12,440 --> 00:31:15,520 Speaker 2: don't I don't understand why we don't why we don't 640 00:31:15,520 --> 00:31:16,640 Speaker 2: take our days. 641 00:31:16,880 --> 00:31:19,000 Speaker 1: I think people a lot of people are afraid to 642 00:31:19,480 --> 00:31:21,640 Speaker 1: take days, like almost like you're gonna get in trouble 643 00:31:21,680 --> 00:31:23,480 Speaker 1: or people are gonna look at you like gone again. 644 00:31:23,720 --> 00:31:25,120 Speaker 1: You know. I don't know. 645 00:31:25,600 --> 00:31:28,840 Speaker 2: I'm more worried when people don't take time off. Like 646 00:31:29,280 --> 00:31:34,080 Speaker 2: we just hired someone, for example, and it was a 647 00:31:34,120 --> 00:31:35,920 Speaker 2: question of when she was going to start, and I said, well, 648 00:31:35,960 --> 00:31:38,440 Speaker 2: she just left a job she's been at for four years, 649 00:31:38,840 --> 00:31:40,920 Speaker 2: she probably wants to take a week off. And then 650 00:31:40,920 --> 00:31:42,760 Speaker 2: someone said, well, I haven't taken a day off ever 651 00:31:42,840 --> 00:31:44,960 Speaker 2: between jobs, and I'm like, well I have, and I 652 00:31:45,040 --> 00:31:47,720 Speaker 2: think it's important and I don't want her starting if 653 00:31:47,720 --> 00:31:50,080 Speaker 2: she hasn't had at least a week off to like 654 00:31:50,160 --> 00:31:52,840 Speaker 2: recalibrate and take you know, take a deep breath. And 655 00:31:52,880 --> 00:31:56,160 Speaker 2: you're starting a new job, it's a big deal. I 656 00:31:56,200 --> 00:31:59,120 Speaker 2: think that's in every job I've every time I've switched jobs, 657 00:31:59,520 --> 00:32:02,640 Speaker 2: somehow I've negotiated that I have two weeks off in between. 658 00:32:02,920 --> 00:32:05,959 Speaker 2: Before when I left Business Insider to go to Yahoo, 659 00:32:06,000 --> 00:32:07,600 Speaker 2: I had two weeks off and I went to Turkey. 660 00:32:08,000 --> 00:32:11,960 Speaker 2: When I left Yahoo before enjoying Magnify, I worked it out, 661 00:32:12,000 --> 00:32:14,640 Speaker 2: so I had two and a half weeks off and 662 00:32:14,680 --> 00:32:16,560 Speaker 2: I didn't even go anywhere. I literally just had two 663 00:32:16,560 --> 00:32:20,480 Speaker 2: weeks off to breathe, to like enjoy the city, to read. 664 00:32:20,560 --> 00:32:23,040 Speaker 2: I went to parks and read on park benches, which 665 00:32:23,160 --> 00:32:26,800 Speaker 2: was cost no money at all, and it was just it. 666 00:32:27,000 --> 00:32:31,200 Speaker 2: I just needed it for my own personal health. I 667 00:32:31,240 --> 00:32:33,800 Speaker 2: don't do well when I'm like jerking between one big 668 00:32:33,840 --> 00:32:35,400 Speaker 2: thing to the next big thing and back and forth. 669 00:32:35,440 --> 00:32:38,320 Speaker 2: I just I know I'm gonna crash, so I do that, 670 00:32:38,400 --> 00:32:41,200 Speaker 2: I think, And if you're not doing that, maybe people 671 00:32:41,240 --> 00:32:43,120 Speaker 2: don't know that they can, Like when you're negotiating a 672 00:32:43,120 --> 00:32:46,240 Speaker 2: new offer, you can pad, you can ask for a 673 00:32:46,280 --> 00:32:49,040 Speaker 2: time off. I don't. I haven't had anyone tell me no. 674 00:32:50,120 --> 00:32:53,000 Speaker 2: And I mean, I think in some careers more than others, 675 00:32:53,080 --> 00:32:56,480 Speaker 2: you feel like, well, I'm competing with everyone else, and 676 00:32:57,000 --> 00:32:59,120 Speaker 2: you know, they really reward you if you're in the 677 00:32:59,160 --> 00:33:01,040 Speaker 2: office at all hours of the night and you never 678 00:33:01,080 --> 00:33:03,720 Speaker 2: take time off and whatever. But I feel like that 679 00:33:03,760 --> 00:33:07,320 Speaker 2: mentality is even as shifting, don't you. I mean, all 680 00:33:07,360 --> 00:33:13,000 Speaker 2: those stories is like bankers like committing suicide after the recession, 681 00:33:13,080 --> 00:33:16,520 Speaker 2: and like these interns who work for big banks committing 682 00:33:16,560 --> 00:33:19,360 Speaker 2: suicide or passing out because they're working around the clock. 683 00:33:19,920 --> 00:33:23,000 Speaker 2: I think there's been more of a push for managers 684 00:33:23,040 --> 00:33:27,440 Speaker 2: to recognize that humans are humans, We have lives, and 685 00:33:27,480 --> 00:33:30,200 Speaker 2: we need we need to do some self care every 686 00:33:30,240 --> 00:33:31,160 Speaker 2: once in a while. 687 00:33:31,840 --> 00:33:33,760 Speaker 1: Because it doesn't at the end of the day, like 688 00:33:33,880 --> 00:33:35,920 Speaker 1: do you want to look happy or do you want 689 00:33:35,920 --> 00:33:38,800 Speaker 1: to be happy? You know, because I get it, Like 690 00:33:38,840 --> 00:33:41,280 Speaker 1: I was I was talking to my best friend today, 691 00:33:41,280 --> 00:33:43,480 Speaker 1: my other best friend, Linda and we're just talking about that. 692 00:33:43,560 --> 00:33:47,000 Speaker 1: Like this look of happiness is like killing people, you know, 693 00:33:48,240 --> 00:33:52,800 Speaker 1: because everyone social media is. It's hard because I remember 694 00:33:52,800 --> 00:33:54,560 Speaker 1: when I first came on and I was so confused. 695 00:33:54,560 --> 00:33:56,200 Speaker 1: This is before I knew that people could like make 696 00:33:56,240 --> 00:33:59,040 Speaker 1: things up. But I would see friends that I knew 697 00:33:59,200 --> 00:34:02,200 Speaker 1: and I'm like, but that's not real. Like I would 698 00:34:02,240 --> 00:34:05,160 Speaker 1: be like, she's not really on vacation, or she don't 699 00:34:05,160 --> 00:34:07,040 Speaker 1: have no money. And it took me a while to 700 00:34:07,080 --> 00:34:09,160 Speaker 1: realize that people were making up their lives on social 701 00:34:09,160 --> 00:34:10,600 Speaker 1: media because I was kind of late to the game 702 00:34:11,239 --> 00:34:14,000 Speaker 1: and I would really think to myself, well, how is 703 00:34:14,080 --> 00:34:17,440 Speaker 1: he in France? Like he doesn't have any money or 704 00:34:17,480 --> 00:34:19,319 Speaker 1: he you know, like just really knowing people in real 705 00:34:19,360 --> 00:34:21,040 Speaker 1: life and it not equated to what I was seeing 706 00:34:21,040 --> 00:34:23,400 Speaker 1: on social media. And then I realized, oh, people just 707 00:34:23,680 --> 00:34:27,200 Speaker 1: kind of create these lives and just show It's one 708 00:34:27,239 --> 00:34:28,719 Speaker 1: thing to be like, look, I don't want to show 709 00:34:28,719 --> 00:34:30,680 Speaker 1: the negativity. I'm just going to show good things of 710 00:34:30,719 --> 00:34:33,760 Speaker 1: what's actually happening. But now people are just straight literally 711 00:34:33,800 --> 00:34:39,080 Speaker 1: just making things up. You know. It is like having 712 00:34:39,080 --> 00:34:41,759 Speaker 1: a great time that such as such were like I 713 00:34:41,800 --> 00:34:46,440 Speaker 1: hate this club, I hate this Yes, little bow wowing. 714 00:34:46,480 --> 00:34:49,799 Speaker 2: He got caught on that commercial flight posting about a 715 00:34:49,840 --> 00:34:51,080 Speaker 2: private plane. 716 00:34:51,280 --> 00:34:53,879 Speaker 1: One why private jacks out here? People are like, wait, 717 00:34:53,960 --> 00:34:57,920 Speaker 1: is this isn't this bowlow? Yeah? So you don't want 718 00:34:57,920 --> 00:34:59,640 Speaker 1: to do that? And I get it because you know 719 00:34:59,680 --> 00:35:02,520 Speaker 1: what it is. I get it because you really, even 720 00:35:02,560 --> 00:35:04,839 Speaker 1: though the adult and you knows that people make stuff up, 721 00:35:05,360 --> 00:35:08,359 Speaker 1: something in you says, well, maybe why is everyone's life 722 00:35:08,360 --> 00:35:11,360 Speaker 1: going better than mine? You know, and that's just not true. 723 00:35:12,160 --> 00:35:16,759 Speaker 2: Well, this most recent report on people who are not 724 00:35:16,760 --> 00:35:19,399 Speaker 2: taking their vacation day, it's by glassdoor, and then they 725 00:35:19,440 --> 00:35:22,600 Speaker 2: asked people, well, why aren't you taking your vacation days? 726 00:35:23,000 --> 00:35:25,520 Speaker 2: It turns out, for the most part, thirty seven percent 727 00:35:25,560 --> 00:35:28,280 Speaker 2: of people said that they were afraid that they would 728 00:35:28,280 --> 00:35:31,359 Speaker 2: get behind on work, and another thirty percent thought that 729 00:35:31,400 --> 00:35:33,560 Speaker 2: no one else could do their job if they were 730 00:35:33,600 --> 00:35:37,719 Speaker 2: to take time off. Twenty percent said it's harder to 731 00:35:37,760 --> 00:35:41,360 Speaker 2: take time off because they're in a senior position, and 732 00:35:41,719 --> 00:35:44,680 Speaker 2: another twenty percent said that they wanted to show they 733 00:35:44,719 --> 00:35:48,960 Speaker 2: were really dedicated to their job. Let's unpack a couple 734 00:35:49,000 --> 00:35:51,320 Speaker 2: of weeks. So I feel like I'm definitely guilty, I 735 00:35:51,360 --> 00:35:54,000 Speaker 2: think because I work at a startup before it was. 736 00:35:54,400 --> 00:35:56,960 Speaker 2: I let me tell you what was when I was 737 00:35:56,960 --> 00:35:59,520 Speaker 2: playing on my wedding. What was stressful wasn't the wedding planning. 738 00:35:59,600 --> 00:36:03,320 Speaker 2: It was doing the work of myself for three weeks 739 00:36:03,320 --> 00:36:05,880 Speaker 2: so I could take time off for my honeymoon and 740 00:36:05,960 --> 00:36:07,960 Speaker 2: to do the act like the week of the wedding. 741 00:36:08,360 --> 00:36:10,239 Speaker 2: That was what killed me. And I get it. I 742 00:36:10,320 --> 00:36:11,960 Speaker 2: know what it is when you don't you're at a 743 00:36:11,960 --> 00:36:14,759 Speaker 2: small company, there's not someone who can do your job, 744 00:36:14,840 --> 00:36:17,600 Speaker 2: and you feel like you're But I mean, I'm glad 745 00:36:17,600 --> 00:36:19,719 Speaker 2: that I sort of worked super hard so I can 746 00:36:19,719 --> 00:36:21,560 Speaker 2: take that time off because it was important to me 747 00:36:22,080 --> 00:36:25,280 Speaker 2: and I didn't want to give that up. And recently 748 00:36:25,320 --> 00:36:28,239 Speaker 2: we hired someone to help me so that I have 749 00:36:28,320 --> 00:36:30,359 Speaker 2: someone now, and it's just such a relief. I have 750 00:36:30,440 --> 00:36:33,759 Speaker 2: someone now who I could trust to take over when 751 00:36:33,760 --> 00:36:35,680 Speaker 2: I'm gone, and I don't feel like I have to 752 00:36:35,719 --> 00:36:38,880 Speaker 2: do the work, like do my work ahead of time 753 00:36:38,920 --> 00:36:42,120 Speaker 2: so that I can take time off. And I was 754 00:36:42,200 --> 00:36:45,120 Speaker 2: in a position where I could ask and get that 755 00:36:45,440 --> 00:36:49,320 Speaker 2: get that help. And maybe if you feel like there's 756 00:36:49,400 --> 00:36:52,880 Speaker 2: no one who can do your job but you, maybe 757 00:36:52,880 --> 00:36:56,960 Speaker 2: it's time to ask for help or tell your higher 758 00:36:57,040 --> 00:37:00,640 Speaker 2: ups that you're overwhelmed to the point where you can't 759 00:37:00,680 --> 00:37:03,920 Speaker 2: take time off. It's not in their benefit to have 760 00:37:03,960 --> 00:37:08,200 Speaker 2: an employee who's run down, stressed and overwhelmed. It's not 761 00:37:08,239 --> 00:37:13,240 Speaker 2: in anyone's interest, and I think it's I think maybe 762 00:37:13,640 --> 00:37:15,640 Speaker 2: part of the issue is that people don't feel like 763 00:37:15,719 --> 00:37:18,399 Speaker 2: it's in their power or that they have the right 764 00:37:19,000 --> 00:37:23,680 Speaker 2: to speak up and express that they need help. Sometimes. 765 00:37:24,800 --> 00:37:29,600 Speaker 1: Yeah, yeah, I think so too. I think that I 766 00:37:29,600 --> 00:37:32,160 Speaker 1: think a lot of people are just afraid. People don't 767 00:37:32,160 --> 00:37:34,640 Speaker 1: want to admit that they're vulnerable or something's not right, 768 00:37:34,719 --> 00:37:34,920 Speaker 1: you know. 769 00:37:35,960 --> 00:37:38,279 Speaker 2: I mean, I don't know. Is everyone just better at 770 00:37:38,280 --> 00:37:40,239 Speaker 2: faking it than me? Because when I'm stressed out, you're 771 00:37:40,239 --> 00:37:42,759 Speaker 2: gonna like everyone knows. I'm so bad. I have no 772 00:37:42,840 --> 00:37:45,720 Speaker 2: poker face, I have no chill, I am a hot 773 00:37:45,760 --> 00:37:48,320 Speaker 2: Like I am running around today, I left my wallet 774 00:37:48,400 --> 00:37:52,000 Speaker 2: in the damn freight elevator room where I was taking 775 00:37:52,000 --> 00:37:53,680 Speaker 2: a phone call because I was running around. I forgot 776 00:37:53,680 --> 00:37:54,840 Speaker 2: I had a phone call and had to take it 777 00:37:54,840 --> 00:37:57,759 Speaker 2: in the elevator room and left my wallet in there. 778 00:37:58,080 --> 00:38:01,600 Speaker 2: Like I show signs of stress, Like I showed signs 779 00:38:01,600 --> 00:38:03,800 Speaker 2: of unraveling. And you know that's when you know Mandy 780 00:38:03,880 --> 00:38:07,600 Speaker 2: probably needs a break. I feel fortunate to work in 781 00:38:07,640 --> 00:38:12,600 Speaker 2: an environment where I think if it's not frowned upon 782 00:38:12,800 --> 00:38:15,759 Speaker 2: to to say you need help. But I'll tell you 783 00:38:15,840 --> 00:38:18,000 Speaker 2: what's what's what is frowned upon is saying you need 784 00:38:18,040 --> 00:38:21,200 Speaker 2: help and not having a solution, or not knowing who 785 00:38:21,239 --> 00:38:22,799 Speaker 2: you can go to for help, just sitting there with 786 00:38:22,840 --> 00:38:24,399 Speaker 2: like throwing your hands up in the air and saying, well, 787 00:38:24,680 --> 00:38:28,160 Speaker 2: I'm stressed, I can't do this. I'm just having a 788 00:38:28,160 --> 00:38:29,680 Speaker 2: bad day. I'm just I just need a day off 789 00:38:29,719 --> 00:38:33,480 Speaker 2: because I just can't deal. That's not okay. I think 790 00:38:33,600 --> 00:38:37,040 Speaker 2: if you say, here's what I'm doing, that's taking up 791 00:38:37,040 --> 00:38:38,440 Speaker 2: more of my time and I don't have time to 792 00:38:38,480 --> 00:38:41,200 Speaker 2: do X y Z, which actually is my real job. 793 00:38:41,360 --> 00:38:44,440 Speaker 2: Here's what I'm doing, and here's how we can find 794 00:38:44,440 --> 00:38:47,560 Speaker 2: someone to help, or here's how we can replace replace 795 00:38:47,600 --> 00:38:49,520 Speaker 2: some of my tasks and give it to this or 796 00:38:49,680 --> 00:38:53,640 Speaker 2: give it to this person, or or use this new 797 00:38:53,719 --> 00:38:57,160 Speaker 2: system that that helps me do my job more efficiently. 798 00:38:57,680 --> 00:39:02,680 Speaker 2: That I think employers respect and are more like, are 799 00:39:02,760 --> 00:39:06,799 Speaker 2: more willing to be receptive to than just someone who's 800 00:39:06,840 --> 00:39:20,239 Speaker 2: seen as like just complaining. You know, So we have 801 00:39:20,400 --> 00:39:24,320 Speaker 2: some a good question today. If you guys have questions, 802 00:39:24,360 --> 00:39:27,760 Speaker 2: you can email us at Brandimission podcast at gmail dot com, 803 00:39:28,239 --> 00:39:30,920 Speaker 2: or you can go to Brandimission podcast dot com and 804 00:39:30,960 --> 00:39:33,480 Speaker 2: click on to Ask Us Anything tab to submit your question. 805 00:39:34,200 --> 00:39:37,040 Speaker 2: We take one at least at one question every episode. 806 00:39:37,480 --> 00:39:40,319 Speaker 2: And remember our last episode, we said that soon we'll 807 00:39:40,320 --> 00:39:44,759 Speaker 2: be doing a student loan entirely student loan dedicated episode, 808 00:39:44,840 --> 00:39:47,759 Speaker 2: So if you have questions about student debt, how to 809 00:39:47,800 --> 00:39:51,080 Speaker 2: pay it down, how to refinance, how to get enrolled 810 00:39:51,200 --> 00:39:55,239 Speaker 2: in income based repayment, submit your questions now and we 811 00:39:55,280 --> 00:39:58,000 Speaker 2: will let you know asap when you can expect that 812 00:39:58,360 --> 00:40:02,479 Speaker 2: student loan dedicated episode in the future. Today's question comes 813 00:40:02,480 --> 00:40:06,239 Speaker 2: from someone who understandably would like to remain anonymous. But 814 00:40:06,239 --> 00:40:09,040 Speaker 2: I think it's the one is interesting she says or 815 00:40:09,080 --> 00:40:12,520 Speaker 2: he says or he says, because I can speak English 816 00:40:12,560 --> 00:40:15,799 Speaker 2: tonight that I know I'm going to get laid off 817 00:40:15,880 --> 00:40:19,200 Speaker 2: in five weeks. I know I'll be getting six months 818 00:40:19,239 --> 00:40:22,440 Speaker 2: severance worth about thirty nine thousand dollars, and I have 819 00:40:22,560 --> 00:40:25,839 Speaker 2: a little over one thousand dollars in savings. I have 820 00:40:26,160 --> 00:40:29,680 Speaker 2: nineteen thousand dollars in credit card debt, and I took 821 00:40:29,719 --> 00:40:32,719 Speaker 2: out a loan against my four oh one K worth 822 00:40:32,800 --> 00:40:35,719 Speaker 2: nineteen thousand dollars that I'm paying back through my bi 823 00:40:35,760 --> 00:40:40,200 Speaker 2: weekly paycheck. Any advice on how I can financially prepare 824 00:40:40,239 --> 00:40:46,799 Speaker 2: for this? Yikes. One thing that struck me about this 825 00:40:46,880 --> 00:40:48,640 Speaker 2: question is that she took out a loan against her 826 00:40:48,640 --> 00:40:53,600 Speaker 2: four to one K. That is something that's okay to 827 00:40:53,640 --> 00:40:55,640 Speaker 2: do when you are working. You can take out a 828 00:40:55,680 --> 00:40:58,280 Speaker 2: loan against your four one K if you're employed currently, 829 00:40:59,600 --> 00:41:02,600 Speaker 2: and it's actually not the worst thing to do if 830 00:41:02,640 --> 00:41:04,400 Speaker 2: you need money, because you're gonna be paying. You're going 831 00:41:04,440 --> 00:41:07,520 Speaker 2: to be paying yourself back, so it's not like you're 832 00:41:07,560 --> 00:41:09,160 Speaker 2: paying like it's not like you're never going to see 833 00:41:09,160 --> 00:41:12,279 Speaker 2: that money again. You'll pay yourself back. However, if you 834 00:41:12,360 --> 00:41:17,759 Speaker 2: lose your job or quit, that loan typically becomes due immediately, 835 00:41:18,480 --> 00:41:22,200 Speaker 2: So in five weeks when she gets laid off. That's 836 00:41:22,239 --> 00:41:25,040 Speaker 2: my initial concern is that loan's gonna come due, and 837 00:41:25,080 --> 00:41:27,759 Speaker 2: how is she going to pay it back? Yeah, I 838 00:41:27,800 --> 00:41:30,000 Speaker 2: have a feeling that severance is going to be bye bye, 839 00:41:30,960 --> 00:41:32,839 Speaker 2: just on that four one K loan alone. She said, 840 00:41:32,840 --> 00:41:35,399 Speaker 2: that's nineteen thousand dollars. Her severance is about thirty nine 841 00:41:35,400 --> 00:41:36,280 Speaker 2: thousand dollars. 842 00:41:37,120 --> 00:41:39,080 Speaker 1: Well, I thought nineteen thousand was her credit card debt. 843 00:41:39,320 --> 00:41:41,440 Speaker 2: Nineteen thousand, she says, it's her credit card debt. And 844 00:41:41,520 --> 00:41:44,080 Speaker 2: she also took out nineteen thousand dollars in her phone. 845 00:41:44,080 --> 00:41:51,360 Speaker 1: Okay, yeah, ah yeah, that's why I typically like advise 846 00:41:51,400 --> 00:41:54,279 Speaker 1: against taking out money from your phone and K. But 847 00:41:54,560 --> 00:41:57,719 Speaker 1: I mean, so that's done, But it sounds like to me, 848 00:41:57,840 --> 00:41:59,719 Speaker 1: this is what I probably would do. I probably would 849 00:41:59,760 --> 00:42:02,840 Speaker 1: pay back the forin K. But what I would do 850 00:42:02,880 --> 00:42:04,840 Speaker 1: when I lost my job and I knew it was coming, 851 00:42:05,160 --> 00:42:10,200 Speaker 1: I actually transferred my credit cards to because I had 852 00:42:10,239 --> 00:42:13,040 Speaker 1: a really good credit, to like zero percent interest credit 853 00:42:13,080 --> 00:42:16,000 Speaker 1: cards like balance transfer for like, I think it was 854 00:42:16,080 --> 00:42:17,759 Speaker 1: up to two years most of the card because I 855 00:42:17,760 --> 00:42:19,880 Speaker 1: had great credit. So that way I had kind of 856 00:42:19,920 --> 00:42:22,160 Speaker 1: like two years to pay down this debt without interest. 857 00:42:23,560 --> 00:42:25,399 Speaker 1: That's one of the things I did that that might 858 00:42:25,440 --> 00:42:28,120 Speaker 1: be an option that to help great idea. 859 00:42:28,320 --> 00:42:30,120 Speaker 2: You know, people don't really know, and I don't blame 860 00:42:30,160 --> 00:42:32,240 Speaker 2: them because I don't feel like I even really grasped 861 00:42:32,560 --> 00:42:34,959 Speaker 2: the concept of balance transfers until a couple of years ago. 862 00:42:35,440 --> 00:42:36,879 Speaker 2: It was just that thing you get in the mail, 863 00:42:36,880 --> 00:42:38,839 Speaker 2: the balance transfer tracks you're like, what are these? These 864 00:42:38,920 --> 00:42:41,480 Speaker 2: look like? You know whatever, I'm gonna shed these. But 865 00:42:41,680 --> 00:42:44,040 Speaker 2: balance we should talk about balance transfers because it is 866 00:42:44,120 --> 00:42:47,799 Speaker 2: such an easy way to consolidate not I mean easy 867 00:42:47,840 --> 00:42:51,800 Speaker 2: if you have good credit, easy simple, like no brainer 868 00:42:51,840 --> 00:42:55,000 Speaker 2: way to consolidate credit card debt and buy yourself some 869 00:42:55,080 --> 00:42:58,479 Speaker 2: time where you're not getting drowned in interest payments. For sure, 870 00:42:59,400 --> 00:43:02,560 Speaker 2: we just did the with well, we've paid off credit cards. 871 00:43:02,600 --> 00:43:05,520 Speaker 2: But you know, one of the things we've we've worked 872 00:43:05,520 --> 00:43:08,560 Speaker 2: on as a couple is what about his credit card 873 00:43:08,600 --> 00:43:10,680 Speaker 2: debt and do we just pay it off even though 874 00:43:10,680 --> 00:43:12,760 Speaker 2: we have the savings, and it's something that he wanted 875 00:43:12,760 --> 00:43:14,120 Speaker 2: to do, is just I want to pay down my 876 00:43:14,120 --> 00:43:16,000 Speaker 2: credit card debt. It's my debt. I want to pay 877 00:43:16,000 --> 00:43:18,879 Speaker 2: it off. But it wasn't like a ton of debt. 878 00:43:18,920 --> 00:43:20,880 Speaker 2: It was about I don't know, twenty five hundred dollars, 879 00:43:21,239 --> 00:43:22,560 Speaker 2: but it was on a credit card that had like 880 00:43:22,560 --> 00:43:26,400 Speaker 2: a sixteen percent seventeen percent interest rate. So we actually 881 00:43:27,400 --> 00:43:32,640 Speaker 2: before the wedding did a balance transfer. And there's the 882 00:43:32,680 --> 00:43:37,960 Speaker 2: card itself, was called the Barclay Card Master Card that's 883 00:43:38,000 --> 00:43:39,759 Speaker 2: out right now. They have a I think it's an 884 00:43:39,760 --> 00:43:43,760 Speaker 2: eighteen month zero percent interest free period on balance transfers. 885 00:43:43,760 --> 00:43:46,520 Speaker 2: And the best part is there's no fees. That's one 886 00:43:46,560 --> 00:43:48,960 Speaker 2: of the things that people always have to weighen you're 887 00:43:49,000 --> 00:43:52,680 Speaker 2: doing a balanced transfer. Sometimes they charge like three percent fee, yeah, 888 00:43:52,680 --> 00:43:55,560 Speaker 2: some sort of minimum fee. And so this offer is 889 00:43:55,680 --> 00:43:58,520 Speaker 2: amazing and I can I'll post a link. And we 890 00:43:58,560 --> 00:44:01,360 Speaker 2: don't have any affiliation with bark card at brand ambition. 891 00:44:01,400 --> 00:44:02,799 Speaker 2: I'm just telling you this is what we did. So 892 00:44:03,160 --> 00:44:06,319 Speaker 2: definitely compare offers that are out there, but we chose 893 00:44:06,360 --> 00:44:08,960 Speaker 2: it because it was zero percent, no fees. It took 894 00:44:09,320 --> 00:44:12,080 Speaker 2: less than a week and that that's gone and it's great. 895 00:44:13,320 --> 00:44:16,279 Speaker 1: Yeah, And honestly, like I can't remember where I found 896 00:44:16,280 --> 00:44:18,239 Speaker 1: my card, but I tell people honestly, I mean not 897 00:44:18,320 --> 00:44:21,439 Speaker 1: to plug Landy's job, but Magnifi Money has a great 898 00:44:21,520 --> 00:44:23,799 Speaker 1: list and what I looked for when I did my 899 00:44:23,880 --> 00:44:28,440 Speaker 1: balance transfer was cards that were currently having Like you 900 00:44:28,480 --> 00:44:31,160 Speaker 1: said that there was no transfer fee, because sometimes I'll have, 901 00:44:31,280 --> 00:44:34,880 Speaker 1: like I don't know, a promotion or whatever. So Magnifi 902 00:44:34,960 --> 00:44:36,120 Speaker 1: Money was good at having that. 903 00:44:36,840 --> 00:44:38,919 Speaker 2: Yeah, we have a we have a balance transfer tool 904 00:44:38,920 --> 00:44:42,440 Speaker 2: where retrack all the best offers. Also, you know, you 905 00:44:42,520 --> 00:44:44,520 Speaker 2: do need to have pretty strong credit, like at least 906 00:44:44,680 --> 00:44:47,640 Speaker 2: high six hundreds, maybe a seven hundred, especially this the 907 00:44:47,640 --> 00:44:51,480 Speaker 2: sparkwad card offer. I know for a fact, your score 908 00:44:51,520 --> 00:44:53,960 Speaker 2: needs to be excellent, which is seven hundred or above. 909 00:44:55,600 --> 00:44:58,399 Speaker 2: And uh, it's yeah, it's a it's a great way 910 00:44:58,400 --> 00:45:01,880 Speaker 2: to buy yourself some time. And I would say, first, 911 00:45:02,040 --> 00:45:03,760 Speaker 2: I mean, you know you're losing a job in five weeks, 912 00:45:03,800 --> 00:45:06,879 Speaker 2: back to I can get back to her question if 913 00:45:06,920 --> 00:45:09,239 Speaker 2: you're not already. I mean, obviously the one of the 914 00:45:09,280 --> 00:45:10,920 Speaker 2: most obvious things to do is make sure you're having 915 00:45:10,920 --> 00:45:14,400 Speaker 2: their job lined up because she's she also mentions, I 916 00:45:14,440 --> 00:45:18,080 Speaker 2: mean she has a mortgage that she's paying for, and 917 00:45:18,280 --> 00:45:20,280 Speaker 2: obviously she's going to want to pay out those student 918 00:45:20,280 --> 00:45:22,719 Speaker 2: loan debt. I mean that not student loan credit card debt, 919 00:45:22,840 --> 00:45:26,759 Speaker 2: so you need to replace that income. I mean, on 920 00:45:26,760 --> 00:45:28,000 Speaker 2: the one hand, I'm kind of like, well, you have 921 00:45:28,080 --> 00:45:30,360 Speaker 2: five weeks head start, which is something that a lot 922 00:45:30,400 --> 00:45:32,160 Speaker 2: of people don't have when they get laid off. So 923 00:45:32,640 --> 00:45:36,279 Speaker 2: you have a bit and a severance package. So those 924 00:45:36,280 --> 00:45:38,719 Speaker 2: are two legs up that I feel like a lot 925 00:45:38,719 --> 00:45:40,200 Speaker 2: of people may not have if they were to get 926 00:45:40,280 --> 00:45:43,279 Speaker 2: laid off. So it's not the worst case scenario, you 927 00:45:43,280 --> 00:45:44,960 Speaker 2: still have options and there's still a way for you 928 00:45:45,000 --> 00:45:47,960 Speaker 2: to get out from this debt without digging yourself even deeper. 929 00:45:59,120 --> 00:46:02,520 Speaker 1: All I do is when wait, no matter what, we're 930 00:46:02,600 --> 00:46:05,799 Speaker 1: a bad ambition and we don't give it up, I 931 00:46:05,800 --> 00:46:07,799 Speaker 1: don't I have to come up with some veteran. 932 00:46:09,600 --> 00:46:12,279 Speaker 2: Yeah, we're back with some wins. This week. I have 933 00:46:12,320 --> 00:46:14,799 Speaker 2: a win. We did a report at Magnified Money that 934 00:46:14,960 --> 00:46:17,160 Speaker 2: got so much. It was the first report that went 935 00:46:17,200 --> 00:46:20,239 Speaker 2: semi viral for Magnified Money, which is so exciting because 936 00:46:20,239 --> 00:46:22,640 Speaker 2: I've always wanted to do this. How many of you 937 00:46:22,680 --> 00:46:27,000 Speaker 2: guys have friends who as a couple make six figures 938 00:46:27,040 --> 00:46:28,799 Speaker 2: and have no idea, but they just feel like they're 939 00:46:28,800 --> 00:46:31,560 Speaker 2: still broke. I mean, I thought that one. I'm raising 940 00:46:31,640 --> 00:46:33,680 Speaker 2: my hand because I feel like there's a lot of 941 00:46:33,719 --> 00:46:37,000 Speaker 2: people out there, whether you're earning six figures on your 942 00:46:37,000 --> 00:46:38,799 Speaker 2: own and you live in a big city, or you're 943 00:46:38,840 --> 00:46:41,719 Speaker 2: a couple and you each you know, to collectively earn 944 00:46:41,760 --> 00:46:44,879 Speaker 2: one hundred thousand dollars. I at Magnified Money, we put 945 00:46:44,880 --> 00:46:47,880 Speaker 2: out a report a couple of weeks back looking at 946 00:46:48,239 --> 00:46:51,319 Speaker 2: three hundred and eighty US metro areas to find out 947 00:46:51,719 --> 00:46:54,440 Speaker 2: where you can earn six figures and still feel like 948 00:46:54,520 --> 00:46:59,640 Speaker 2: you're broke. Why did we yikes? Yeah, number one surprised me. 949 00:46:59,640 --> 00:47:02,440 Speaker 2: The number one worst city to earn six figures as 950 00:47:02,440 --> 00:47:06,040 Speaker 2: a household is Washington, d C. Not New York City, 951 00:47:06,200 --> 00:47:09,839 Speaker 2: not New York yeah, d C. Two things about DC. 952 00:47:10,000 --> 00:47:13,160 Speaker 2: One childcare. On average, people spend fifteen hundred dollars on 953 00:47:13,239 --> 00:47:16,920 Speaker 2: childcare in DC, which is like a mortgage payment. And 954 00:47:17,640 --> 00:47:19,400 Speaker 2: one thing, you know, we got some We got a 955 00:47:19,440 --> 00:47:22,719 Speaker 2: lot of responses from parents in the DC area and 956 00:47:22,760 --> 00:47:25,920 Speaker 2: then other areas and are worst list too, saying well 957 00:47:25,960 --> 00:47:27,960 Speaker 2: this is you know, this is just the average. But 958 00:47:28,040 --> 00:47:30,279 Speaker 2: I pay way over fourteen hundred dollars a month, and 959 00:47:30,320 --> 00:47:32,400 Speaker 2: I know I have friends in New York who spend 960 00:47:32,400 --> 00:47:35,440 Speaker 2: close to two thousand dollars a month for one kid 961 00:47:35,480 --> 00:47:38,520 Speaker 2: just to have childcare. And it's not even like, you know, 962 00:47:38,760 --> 00:47:41,560 Speaker 2: all day long childcare. It's like get out at four 963 00:47:41,560 --> 00:47:45,480 Speaker 2: o'clock or something like that childcare. So I that's the 964 00:47:45,480 --> 00:47:47,000 Speaker 2: one challenge you have on you those kind of stuff 965 00:47:47,000 --> 00:47:50,160 Speaker 2: because you have to look at averages. But we totally 966 00:47:50,239 --> 00:47:53,920 Speaker 2: understand that people are even sometimes spending way way more 967 00:47:53,960 --> 00:47:56,320 Speaker 2: than this. But it just seemed like it struck a 968 00:47:56,400 --> 00:47:58,200 Speaker 2: chord and I know I'm doing it as a win 969 00:47:58,280 --> 00:48:02,640 Speaker 2: only because it was one of our most successful and cited. 970 00:48:03,040 --> 00:48:06,480 Speaker 2: We had stories in CNBC, CNN, Money is going to 971 00:48:06,520 --> 00:48:08,480 Speaker 2: do a story, we had a story. We had a 972 00:48:08,600 --> 00:48:12,440 Speaker 2: huge story on Business Insider covering the report, and I 973 00:48:12,520 --> 00:48:14,840 Speaker 2: just feel like, I feel like we touched a nerve 974 00:48:14,920 --> 00:48:16,680 Speaker 2: in that a lot of people are in this situation, 975 00:48:17,440 --> 00:48:19,880 Speaker 2: and I think it gave what I wanted is just 976 00:48:19,880 --> 00:48:22,680 Speaker 2: to give people who were in this situation a little 977 00:48:22,680 --> 00:48:25,440 Speaker 2: bit of like, Okay, you're not alone and you're not crazy, 978 00:48:26,280 --> 00:48:29,399 Speaker 2: Like it's not uncommon. Six figures isn't what it used 979 00:48:29,440 --> 00:48:33,760 Speaker 2: to be, And yeah it's sad, but you're not making 980 00:48:33,760 --> 00:48:35,520 Speaker 2: it if you're earning six figures these days, you know 981 00:48:35,560 --> 00:48:38,279 Speaker 2: what I mean. As a household, we looked at two 982 00:48:38,320 --> 00:48:41,120 Speaker 2: people in a house, two adults earning a collectively one 983 00:48:41,160 --> 00:48:44,839 Speaker 2: hundred thousand dollars who also had a small kid, and 984 00:48:45,120 --> 00:48:49,120 Speaker 2: that is just not enough in some places. Of course, 985 00:48:49,320 --> 00:48:54,600 Speaker 2: the most affordable place is Tennessee, Johnson City, Tennessee. One 986 00:48:54,640 --> 00:48:55,399 Speaker 2: in Johnson City. 987 00:48:55,480 --> 00:49:01,479 Speaker 1: Yeah, well my way, it's from my city. I put 988 00:49:01,560 --> 00:49:04,080 Speaker 1: on for my city. I put on for my city. 989 00:49:04,160 --> 00:49:07,520 Speaker 1: So a friend of mine named Lauren Craig aka in 990 00:49:07,640 --> 00:49:10,719 Speaker 1: a word fab that's like her social media name. She 991 00:49:11,239 --> 00:49:13,399 Speaker 1: put out a book where the book is coming out, 992 00:49:13,600 --> 00:49:16,640 Speaker 1: but it's called a hundred Things to Do in Newark 993 00:49:16,680 --> 00:49:18,640 Speaker 1: before you Die? You know how like those there's so 994 00:49:18,680 --> 00:49:20,560 Speaker 1: many books of like different cities, like one hundred things 995 00:49:20,600 --> 00:49:23,440 Speaker 1: to Do in Paris before you Die, you know. Yeah, 996 00:49:23,520 --> 00:49:26,040 Speaker 1: And so I'm really excited for her because I thought, 997 00:49:26,400 --> 00:49:31,440 Speaker 1: how genius, you know. And so it's the hashtag is 998 00:49:31,480 --> 00:49:33,840 Speaker 1: like one hundred things Newark. But I'm just really proud 999 00:49:33,840 --> 00:49:37,399 Speaker 1: of it because you know, Newark has gotten you know, 1000 00:49:37,600 --> 00:49:40,360 Speaker 1: so much flack like cities like Detroyed and Compton and 1001 00:49:40,840 --> 00:49:43,440 Speaker 1: and things like that. Like, but it's just nice to 1002 00:49:43,480 --> 00:49:47,560 Speaker 1: see that there's this like uptick and I'm excited to 1003 00:49:47,800 --> 00:49:49,480 Speaker 1: actually read the book to see like what makes it, 1004 00:49:49,600 --> 00:49:52,840 Speaker 1: especially if someone who's lived here for a number of years, 1005 00:49:52,880 --> 00:49:56,560 Speaker 1: to see like what kind of like what Newark staples 1006 00:49:56,640 --> 00:49:59,520 Speaker 1: make it, you know, what new things? Actually I can 1007 00:49:59,560 --> 00:50:01,840 Speaker 1: actually not even one hundred I'm sorry, a thousand things 1008 00:50:02,040 --> 00:50:04,960 Speaker 1: a thousand. I was like, no, no, it is one hundred. 1009 00:50:04,960 --> 00:50:06,359 Speaker 1: It is one hundred. So I'm like, wait, is there 1010 00:50:06,360 --> 00:50:06,880 Speaker 1: a thousand. 1011 00:50:09,560 --> 00:50:12,600 Speaker 2: Your love for Newark was just tested exactly. 1012 00:50:12,760 --> 00:50:14,800 Speaker 1: So, but I'm excited because she's gonna actually have like 1013 00:50:14,840 --> 00:50:20,239 Speaker 1: a like a big launch party on August fifteenth. You 1014 00:50:20,239 --> 00:50:23,680 Speaker 1: can get the book on Amazon, so a hundred things. 1015 00:50:23,880 --> 00:50:26,640 Speaker 1: I think if you just type in one hundred things Newark, 1016 00:50:26,680 --> 00:50:28,680 Speaker 1: it should come up. But I'm just honestly, I'm just 1017 00:50:28,760 --> 00:50:31,319 Speaker 1: excited because I'm really excited really to dig in and 1018 00:50:31,360 --> 00:50:33,439 Speaker 1: see like what made the cut. And it's just nice 1019 00:50:33,480 --> 00:50:37,200 Speaker 1: to see someone collect good things about Newark versus like, 1020 00:50:37,280 --> 00:50:39,400 Speaker 1: you know, collecting all the things that are not right 1021 00:50:39,440 --> 00:50:41,920 Speaker 1: about Newark. I get it, NewYork has its issues, just 1022 00:50:41,960 --> 00:50:44,359 Speaker 1: like every other city, but it's just nice to know 1023 00:50:44,440 --> 00:50:48,640 Speaker 1: that there's some you know, there's something that's all about positivity. 1024 00:50:48,640 --> 00:50:50,520 Speaker 1: And the New York Museum, honestly, if you have not been, 1025 00:50:50,600 --> 00:50:54,120 Speaker 1: it is gorgeous, and she's having the release party there, 1026 00:50:54,120 --> 00:50:55,960 Speaker 1: So I'm excited because the NewYork Museum is one of 1027 00:50:56,000 --> 00:50:59,279 Speaker 1: my favorite places. Well, by this time next week, I 1028 00:50:59,320 --> 00:51:02,760 Speaker 1: should be You're super Chocolate because I'm headed to jam 1029 00:51:02,840 --> 00:51:05,120 Speaker 1: rock with Superman. So if you see me out there, 1030 00:51:05,200 --> 00:51:10,560 Speaker 1: leave me alone. I'm on vacation on Bicking. We're gonna have, 1031 00:51:10,600 --> 00:51:12,879 Speaker 1: you know, some I just cannot wait. I'm literally gonna 1032 00:51:12,920 --> 00:51:14,800 Speaker 1: do nothing like litter, run late nothing. 1033 00:51:16,239 --> 00:51:18,160 Speaker 2: I don't want to see any social media posting. I 1034 00:51:18,160 --> 00:51:20,360 Speaker 2: don't want to get an email from you. I don't wanna. 1035 00:51:20,880 --> 00:51:22,640 Speaker 2: I mean, are we doing the podcast next Monday? 1036 00:51:22,640 --> 00:51:26,680 Speaker 1: Though? Yeah, yeah we were. I'll be back okay, but no, 1037 00:51:26,800 --> 00:51:29,319 Speaker 1: I girl, I'm gonna do some social media posting, but 1038 00:51:29,400 --> 00:51:32,560 Speaker 1: like you know, like toes in the water, like not anything, no, 1039 00:51:32,560 --> 00:51:35,480 Speaker 1: no budgeties, to stuff. Just wish you were here, but 1040 00:51:35,600 --> 00:51:36,200 Speaker 1: glad you're not. 1041 00:51:37,320 --> 00:51:43,320 Speaker 2: Social Media bragging is allowed, yes, all right. 1042 00:51:44,080 --> 00:51:46,800 Speaker 1: All right, b A listeners, It's been awesome as per usual. 1043 00:51:47,280 --> 00:51:50,919 Speaker 1: If you have any questions, financial questions, or if you 1044 00:51:50,920 --> 00:51:52,760 Speaker 1: you know, just want to hit us up about the 1045 00:51:52,760 --> 00:51:54,480 Speaker 1: fibroid stuff, you can hit. 1046 00:51:54,520 --> 00:51:57,759 Speaker 2: Us up at the bad financial questions are fibroids, that 1047 00:51:57,920 --> 00:51:58,719 Speaker 2: is our specialty. 1048 00:52:00,080 --> 00:52:05,000 Speaker 1: Superman is looking at me like why why. 1049 00:52:03,920 --> 00:52:06,080 Speaker 2: It's like they know more about your uterus than I 1050 00:52:06,120 --> 00:52:07,120 Speaker 2: do at this point. 1051 00:52:07,840 --> 00:52:09,279 Speaker 1: So he was like it just looks at me. When 1052 00:52:09,320 --> 00:52:10,960 Speaker 1: I said five word stuff, his head turned like are 1053 00:52:11,000 --> 00:52:14,960 Speaker 1: you kidding me? No, I'm not kidding. Yeah. So the 1054 00:52:15,080 --> 00:52:16,560 Speaker 1: BA podcast at gmail dot. 1055 00:52:16,440 --> 00:52:26,480 Speaker 2: Com incorrect and. 1056 00:52:22,280 --> 00:52:25,839 Speaker 1: And I had a feeling. Oh god, it's been like 1057 00:52:26,000 --> 00:52:29,520 Speaker 1: seven years and I still get it wrong. On that note, 1058 00:52:29,600 --> 00:52:31,680 Speaker 1: we love you and we'll see you next week. 1059 00:52:31,920 --> 00:52:34,440 Speaker 2: Just google us, you know, you know how to find us. 1060 00:52:34,560 --> 00:52:48,239 Speaker 2: All right, Happy week, See you next week.