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Speaker 1: Hey, hey, hey.

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Speaker 2: I'm doing interpretive dances as I say that, so.

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Speaker 3: Somber. What's going on?

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Speaker 2: I'm sorry, I can't wait to hear some big news

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Speaker 2: I have coming up. And it's kept me in meetings

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Speaker 2: for the last two days, like from morning till night.

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Speaker 2: But so it just has me a little tied. Not

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Speaker 2: not newborn baby tired, but tired.

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Speaker 3: Yeah, thank you for that. What do you mean, I'm

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Speaker 3: fresh as a daisy. Thank you to the listener who

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Speaker 3: sent me a message like, man, my new born sleeping

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Speaker 3: for six hours out of stretch, just you know, eight weeks,

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Speaker 3: eight weeks old. I'm like, yay, good for you, thank

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Speaker 3: you so helpful. Oh god, no, people have been sending

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Speaker 3: me really sweet messages. Thank you guys so much. Do

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Speaker 3: you know what's been saving me throughout this newborn phase,

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Speaker 3: which is just for me hell on earth because my

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Speaker 3: baby does not sleep long stretches at night, so I'm

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Speaker 3: up all night long. But what's been saving me is

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Speaker 3: actually I've never been a redditor, but there is a

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Speaker 3: subreddit for new moms out there, or any mom really called.

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Speaker 3: It's called Beyond the Bump, and it's such a pot

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Speaker 3: I usually think of redditors as like a bunch of

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Speaker 3: dudes I don't know, trying to trying to like compete

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Speaker 3: for the wittiest comment or meme or whatever. But this

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Speaker 3: is like a little a little like magical place on

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Speaker 3: Reddit where it's all positive energy from moms kind of

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Speaker 3: sharing tips and advice. Some dads too, So I would

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Speaker 3: highly recommend it. I'm on there constantly, like three four

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Speaker 3: in the morning, just looking for the strength I need

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Speaker 3: to go on.

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Speaker 1: That's awesome.

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Speaker 3: Yeah, well, thanks for teasing us your big news.

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Speaker 1: I know I have to wait.

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Speaker 2: I guess, yeah, something new I've haven't done before, so

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Speaker 2: you know, or I'm waiting to see, like you know,

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Speaker 2: how it all rolls out, and I think it's time

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Speaker 2: that's going to be the pros is very interesting and

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Speaker 2: I've never been through before, and I think just a

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Speaker 2: lot of folks in business and stuff would would find

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Speaker 2: the process fascinating. So I want to wait until the

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Speaker 2: process is complete, and then I'll share all the deets

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Speaker 2: so we can all learn together, because I'm learning for

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Speaker 2: the first time to.

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Speaker 3: All right, fine, well, what can you tell us?

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Speaker 2: I can tell you that it will it will expand

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Speaker 2: the band, the brand exponentially.

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Speaker 3: Okay, I still just as annoying. So I'll tell you

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Speaker 3: guys about my day yesterday because I know you want

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Speaker 3: to hear. So one of the one of the things

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Speaker 3: I haven't done yet is drive with the baby. And

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Speaker 3: in order to have a real normal life again, you

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Speaker 3: kind of need a car out here in the burbs.

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Speaker 3: So yesterday, for the first time, I took Munchkin you know,

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Speaker 3: very appropriately to my one of my visits at my OBI.

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Speaker 3: And of course, listen, I didn't it wasn't ideal to

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Speaker 3: take a newborn to you know, my obi's office. But

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Speaker 3: I will say, if you're going to be a struggling

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Speaker 3: mom with no help, there's no safe place than at

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Speaker 3: your obgyn's office. Because the nurses were so nice, and

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Speaker 3: when he started to cry his face off, I needed

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Speaker 3: to nurse in a random room they put me in there.

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Speaker 3: I had to hold him through my entire exam. No kidding. Oh,

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Speaker 3: I can't wait to tell that story as wedding one day.

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Speaker 3: But it was an experience. A fifteen minute appointment in

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Speaker 3: the past took me an hour and a half, but

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Speaker 3: we survived. And today I went to the dentist like, no,

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Speaker 3: I'm getting out there. It's happening.

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Speaker 1: I'm scratching into Vibbit good time.

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Speaker 3: Yeah, the Holy Girl For me, that was Trader Joe's.

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Speaker 3: When I can get back there, that is when I

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Speaker 3: will feel like, Okay, I'm assembling the pieces of old Mandy.

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Speaker 1: Yes, when do you go back to work?

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Speaker 3: I've got, oh god, don't me think about it, five

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Speaker 3: or six more weeks, about halfway through the twelve week

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Speaker 3: maternity leave. And the good thing about my job is

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Speaker 3: I think I have I have some clout, and I

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Speaker 3: have some seniority, and I think I'll be able to

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Speaker 3: come up with a schedule that works for me. I

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Speaker 3: just I'm stressing about what that schedule will look like,

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Speaker 3: or not stressing, but just there's infinite possibilities for what

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Speaker 3: my schedule could look like. How much all's been in

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Speaker 3: the office versus working remote, getting a nanny versus doing

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Speaker 3: like daycare, and all those questions I've got to figure

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Speaker 3: out pretty soon. So yeah, that's it's It's complicated for sure.

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Speaker 2: So I'm actually I'm hiring a new company for the

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Speaker 2: project that I'm working on, and they're not that responsive.

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Speaker 1: And I'm like, isn't it me?

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Speaker 2: So they were supposed to send me a contract on

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Speaker 2: a Monday, but they were like, you know, do you

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Speaker 2: might if we said it on Friday because we want

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Speaker 2: to do more of a deep dive.

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Speaker 1: I said, no problem, Friday came and left.

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Speaker 2: I didn't get the contract, so I messaged them by

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Speaker 2: paying them like on Saturday Sunday. They're like, oh, you

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Speaker 2: didn't get it, and I'm like, our email's not going through.

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Speaker 2: So they quote unquote resend, But I've done that before

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Speaker 2: when I'm.

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Speaker 3: Like, it's twenty twenty. Listen you guys emails send. Yeah,

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Speaker 3: they don't get stuck an outbox anymore for.

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Speaker 1: Real, Like, oh I'm resending. I'm like resending really because

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Speaker 1: this doesn't lounging forward. This looks like an original said

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Speaker 1: what haves?

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Speaker 2: So then I gave some feed like well I would

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Speaker 2: love to jump on the phone. That was two days ago,

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Speaker 2: and I'm like the what I require, like what they're

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Speaker 2: gonna do for me is going to require them to

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Speaker 2: be responsive and honestly, but they they come so highly

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Speaker 2: like rated, and I just I'm trying to figure out

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Speaker 2: if I should give them another chance or I should

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Speaker 2: just you know, do it myself, because I'm like nervous

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Speaker 2: because like I said, they come super highly rated, but

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Speaker 2: maybe they're honestly, maybe maybe they just have too much

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Speaker 2: on their plate and they're not going to be able

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Speaker 2: to manage what I need from them.

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Speaker 1: Because my concern is that this is how it.

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Speaker 2: Is now, I'm gonna I need you to be present,

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Speaker 2: and I'm like, damn, I haven't even given you my

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Speaker 2: money yet, so and it's not a little bit of

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Speaker 2: money for what they do. So I'm like, it's hard

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Speaker 2: sometimes to find like good like contractors to work with

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Speaker 2: because even if they do a great job, sometimes because

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Speaker 2: they're so good, they have I guess a lot of clients,

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Speaker 2: but you're just kind of like.

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Speaker 1: Well, where do I fall on the level of importance?

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Speaker 1: And maybe I don't, So I don't know. I don't.

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Speaker 1: I'm I'm because I like the founder of the company.

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Speaker 2: She seems like really great and awesome, but I wouldn't

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Speaker 2: be working necessarily directly with her. She has a team,

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Speaker 2: Like I said, the team has not been that responsible,

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Speaker 2: and I hate hitting up the founder like on IG,

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Speaker 2: which is what I've been doing, like hey did they

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Speaker 2: send this out on IG?

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Speaker 3: Wait what's the service? Can you say? Like what's the now?

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Speaker 1: Because I feel like.

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Speaker 3: You're being SOKG tonight.

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Speaker 2: I know I am, but I think she's gonna be like, oh,

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Speaker 2: but I'm just like she's super resperral.

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Speaker 3: She knows that she's listening right now. She knows you

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Speaker 3: know who you are. But you know what, what's that

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Speaker 3: quote though, if people show you who they are, you know,

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Speaker 3: expect that the first whatever. You know what I'm trying

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Speaker 3: to say, If they show you who they are, believe

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Speaker 3: them the first time.

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Speaker 1: That is Yeah, I'm just like, what's happening?

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Speaker 2: And I'm just like, yeah, like I said, I'm maybe

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Speaker 2: I'll just be honest.

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Speaker 1: That's always the best. I'm think. I'm just maybe I'll

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Speaker 1: just hit her on.

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Speaker 2: I do like, hey, just a little concern because there

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Speaker 2: seems to be lack of like follow up that's been happening,

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Speaker 2: and am I just not getting emails? Which I'm like,

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Speaker 2: I don't think so, because I haven't had problems before.

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Speaker 2: So yeah, that's what I think I'm gonna do, Like

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Speaker 2: I've been waiting, you know, and like my project is

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Speaker 2: going to require so it's for it's for Molly Moore,

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Speaker 2: the project that I'm going to hire them for, and

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Speaker 2: my project is going to require like, you know, people

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Speaker 2: who are going to be present, and I'm concerned that

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Speaker 2: that's not what's going to happen here.

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Speaker 1: So I'm debating if.

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Speaker 2: I should just, like, you know, give them another chance.

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Speaker 2: But I would hate to pay a ton of money

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Speaker 2: only to be pissed. You know.

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Speaker 3: Uh, yeah, you're a smart businesswoman, you know what to do.

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Speaker 3: I also think the way she responds to your message

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Speaker 3: will tell you everything you need to know about moving

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Speaker 3: forward with them.

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Speaker 1: Yeah. Yeah, that's what I think I'm gonna do.

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Speaker 2: I think I'm going to hit her, hit her up

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Speaker 2: just on my last ig tapp and just express my

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Speaker 2: concern and be like, maybe now it's not a good time.

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Speaker 1: Maybe you guys are a little bit busy.

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Speaker 2: But it sucks because I was kind of like I

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Speaker 2: stopped interviewing other people because they were so they seem

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Speaker 2: so awesome, and now if I don't use them, then

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Speaker 2: that means some kind of freaking on my own when

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Speaker 2: it comes to this, which is not what I wanted.

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Speaker 2: I mean, I can do it, but who wants to

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Speaker 2: add another ten thousand things to your plate? People Just

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Speaker 2: do the thing people, you, especially if you're expensive, m h,

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Speaker 2: I mean.

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Speaker 3: Just live up to your own live up to your

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Speaker 3: own hype.

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Speaker 2: Yeah, yeah, like I said, I suspect she does.

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Speaker 1: But sometimes you don't even realize that your team is not.

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Speaker 2: I mean, I know that's happened with me, that you're

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Speaker 2: expecting that your team, your team is doing what they're

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Speaker 2: supposed to do, and they're not. They might be telling

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Speaker 2: you otherwise like I did send it, you know, or

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Speaker 2: like I did reach out. I haven't heard that from them,

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Speaker 2: and I hate to, Like I always think that whenever

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Speaker 2: I think that someone hasn't done what they're supposed to do,

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Speaker 2: I try not to lead with that. Instead, I usually

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Speaker 2: leave with the question like, hey, it is said because

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Speaker 2: I didn't see it just in case and it was

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Speaker 2: like oh yeah, but I'm like, this is not a forward,

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Speaker 2: this is a sid. And how randomly that my my

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Speaker 2: email didn't block you this second time?

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Speaker 1: How does that work out? So yeah, I don't know,

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Speaker 1: Lord the life right now. Some days I'm like I

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Speaker 1: just want to go to sleep.

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Speaker 3: Well, do you want some news about our show and

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Speaker 3: how we're also looking for a contractor because I have

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Speaker 3: an attention to mar Yeah, you know, we're looking. It's

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Speaker 3: been it's been four and a half years, five years almost,

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Speaker 3: we're in our fifth season. I decided it's time for

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Speaker 3: us to grow up and get a big girl podcast

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Speaker 3: editor and someone to do the part of the show

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Speaker 3: that I've been doing for all these years, Tiffany, if

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Speaker 3: that's okay with you, because like, people were surprised we

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Speaker 3: had a show last week, and you know what, so

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Speaker 3: was I. I don't know how I found time to

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Speaker 3: edit it. And I'm not trying to pretend like I

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Speaker 3: have all the time in the world or be a superhero,

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Speaker 3: because it was hard and like, I have to edit

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Speaker 3: tonight's show and I don't know what to do.

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Speaker 1: I was thinking that. I was like, manager, we get

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Speaker 1: to only take a longer break.

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Speaker 3: But y, since January sounded so far away in November,

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Speaker 3: I was like, surely by January I will have figured

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Speaker 3: it out.

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Speaker 1: I know.

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Speaker 3: All the parents were like, why didn't no one boarn me?

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Speaker 3: You guys send me messages about your parenting? Was why

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Speaker 3: didn't you tell me? It was too sick.

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Speaker 2: I even said, I'm like, Mandy, I don't have a baby,

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Speaker 2: but I'm pretty sure mother's having me enough time.

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Speaker 3: So yes, well, thankfully our show is just you and

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Speaker 3: I talking, you know, so it could if it were

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Speaker 3: a bigger deal, for sure. But so what I did

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Speaker 3: is there's actually a great if you guys have a

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Speaker 3: podcast or I know someone who does. There's a a

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Speaker 3: Facebook group called she Podcast, which I've always lurked on,

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Speaker 3: but it's a bunch of podcasters sharing tips. So I

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Speaker 3: posted there to see if there's any great editors, and

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Speaker 3: I've got a dozen to sort through. But hopefully that

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Speaker 3: and I'm hoping it will also help because there's some

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Speaker 3: things that you guys have been asking for, like transcriptions

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Speaker 3: of the show, putting the show on different streaming services

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Speaker 3: that aren't the big ones like iTunes and Spotify, And

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Speaker 3: if we find a good editing service, then they can

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Speaker 3: do that for us, because honestly, it's not that we

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Speaker 3: don't want to, it's that I don't have the bandwidth

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Speaker 3: to do it. And this should have happened a long

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Speaker 3: time ago. So we're gonna We're gonna make it happen

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Speaker 3: for you.

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Speaker 1: Guys and for me. Yes, I love that, So good day.

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Speaker 3: Putting our big podcast girl pants on.

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Speaker 1: And not the raggedy pants the nice ones. Do we

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Speaker 1: have questions?

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Speaker 2: I know we have been out of the loop for

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Speaker 2: a little while, so I'm sure questions have started to

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Speaker 2: pile up.

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Speaker 3: Of course we do. I'm gonna hit up Instagram, but

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Speaker 3: let's take a quick break first, and when we come back,

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Speaker 3: we will tackle some interesting questions about credit and student

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Speaker 3: loan debt, as we always do. Come right back here, and.

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Speaker 2: Now it's time to say hello to all our questions.

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Speaker 1: Qu E s t I oh and as.

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Speaker 3: Right, what's what the come on? You're switching up the

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Speaker 3: tunes now that's for brown boost Brown break that Mickey Mouse.

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Speaker 4: Side.

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Speaker 2: I don't know how your moms do it, so I

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Speaker 2: can't imagine doing all of this and then coming home

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Speaker 2: so like a baby hoo hoo chat, I.

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Speaker 3: Haven't even gotten there. I just don't leave my big

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Speaker 3: adventure today to the dentist took forty five minutes, and

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Speaker 3: I was like, and that's it.

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Speaker 1: Well, do we have any interesting questions in the question back?

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Speaker 2: We do.

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Speaker 3: Indeed, you guys know you can hit us up on Instagram.

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Speaker 3: We're at Brandabision podcast on the Gram. Send us a

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Speaker 3: d M with your question, trying to be succinct as possible,

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Speaker 3: because you know, my phone screen is not that big,

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Speaker 3: And you can also hit us up at our email

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Speaker 3: address Brandimbision Podcast at gmail dot com, or check out

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Speaker 3: our website brandibisson podcast dot com. First question comes from

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Speaker 3: our listener named Sandy. Actually, she says, I am twenty

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Speaker 3: four years old living in Atlanta. I recently decided that

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Speaker 3: I want to purchase a home within the next year.

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Speaker 3: I currently have two thousand dollars in credit card debt

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Speaker 3: and twenty thousand dollars in student loan debt that's currently

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Speaker 3: in for bearns. I've done a little bit of research

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Speaker 3: about loan and grant programs and think that I would

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Speaker 3: possibly qualify for a few But would you suggest that

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Speaker 3: I wait and take care of my debt before reaching

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Speaker 3: out to lenders and starting the process or would I

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Speaker 3: be okay by starting now and continuing to pay what

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Speaker 3: I owe on my debts? What should be the first step.

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Speaker 2: Hey, Sandy, So honestly, I think a lot of people

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Speaker 2: think that, like, well it has happened that you kind

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Speaker 2: of like jump into the home buying process like money first.

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Speaker 1: But I think you should start the process.

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Speaker 2: But I like to start with the education process first, right, Mandy,

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Speaker 2: I would suggest like a first time home buyers course,

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Speaker 2: I would suggest doing a little neighborhood research. So while

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Speaker 2: you're paying off that debt, by the time you kind

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Speaker 2: of do those things, you might have paid off, not

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Speaker 2: the student loan debt because that it's going to take longer,

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Speaker 2: but definitely the credit card debt. So I would start

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Speaker 2: the process, but I would start what I call the

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Speaker 2: pre process, which is like like stalkingilture dot com and

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Speaker 2: like driving through neighborhood you're interested in, and like taking

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Speaker 2: a for a first time home buyer's course and looking

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Speaker 2: into NAKA and maybe taking a NACA a NACA class.

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Speaker 2: So that's going to take up eat up a couple

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Speaker 2: of months and and and then actively paying down that debt.

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Speaker 2: That's where I would start first, before even kind of

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Speaker 2: like reaching out to lenders, figuring out kind of what

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Speaker 2: you want, where do you want to live, and what

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Speaker 2: other steps or do you need to take for home

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Speaker 2: ownership because it's not just a down payment.

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Speaker 1: You know, they're closing costs and.

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Speaker 2: There are other fees that you're you're like closing, Uh,

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Speaker 2: what are these other fees? Like, Well, closing costs includes

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Speaker 2: all of them, but you'd have to get like a

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Speaker 2: an inspector and an attorney and maybe a closing agent,

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Speaker 2: so you might even start looking into like getting those

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Speaker 2: folks before you step out, or at least starting to

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Speaker 2: research who you might want to use.

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Speaker 1: So I would say, do the pre work and pay

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Speaker 1: down that debt.

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Speaker 3: Yeah, And of course when you take those when you

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Speaker 3: do the preliminary research on the home buying process, you'll

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Speaker 3: learn about debt to income ratio and how important it

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Speaker 3: is to have as little debt as possible, because lenders

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Speaker 3: will look at, you know, how much debt does Sandy

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Speaker 3: have versus her income each month, and then adding a

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Speaker 3: mortgage on top of that, what would that make her

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Speaker 3: debt to income ratio look like? And they have a

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Speaker 3: specific range they're looking for most lenders, and that's one

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Speaker 3: of the quickest ways you can get declined if you're

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Speaker 3: going for like a conventional morge, a conventional mortgage. Now

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Speaker 3: you mentioned loan and grant programs. I can definitely hik

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Speaker 3: you up with a list of first time home buyer programs.

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Speaker 3: There's a bunch of different ones out there. Even the

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Speaker 3: FAHA loan program is good. Not just her first time

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Speaker 3: home buyers, but if you have you know, not great credit,

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Speaker 3: or if you have not a huge down payment this

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Speaker 3: is one of the options that might work for you

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Speaker 3: with your student loan debt. That's that's a common question,

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Speaker 3: you know, will student loan debt hurt my chances of

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Speaker 3: getting a mortgage? You know, and again it's relative to

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Speaker 3: your income. But I think that generally lenards will look

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Speaker 3: a little bit differently at student loan debt than they

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Speaker 3: will federal student loan debt than they will you know,

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Speaker 3: a bunch of high interest credit card debt. So if

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Speaker 3: you get that under control, that would be a really

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Speaker 3: good first step.

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Speaker 1: Yeah.

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Speaker 2: So, yeah, so I wouldn't rush, rush, rush into the

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Speaker 2: money component just quite yet, but you know, certainly start

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Speaker 2: to gather and get yourself together. The first time HomeBuyer

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Speaker 2: class was everything when I when I was looking to

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Speaker 2: buy a house the first time.

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Speaker 1: You just learned so many things you didn't think.

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Speaker 2: Of, like what I got to do that too, well,

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Speaker 2: I should look at you know, what taxes are in

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Speaker 2: the neighborhood. Uh oh, So you can never have too

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Speaker 2: much education before you buy a house.

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Speaker 3: Okay, Sandy, thank you for your question. Let's move along

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Speaker 3: and take a question from another Instagram listener. Let's call

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Speaker 3: her Carrie, because I cannot pronounce her Instagram handle. Okay,

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Speaker 3: she says, Hey, Mandy and Tiffany, I'm going to make

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Speaker 3: this as short as I can. Thank you. I just

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Speaker 3: got my first credit card and I have a question

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Speaker 3: about my balance. Let's say I spend thirty percent in

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Speaker 3: the first week, and I want to pay the whole

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Speaker 3: amount by the day it's due, but I want to

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Speaker 3: pay a little by little. Let's say my balance is

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Speaker 3: three hundred dollars. Is it okay if I put one

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Speaker 3: hundred dollars every week or is it better if I

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Speaker 3: just make one payment of three hundred dollars? Good question,

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Speaker 3: you're a credit quainteff.

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Speaker 2: Well, it doesn't make any It doesn't make a difference

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Speaker 2: if you split up your you know what your balance

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Speaker 2: is it as long as you paid off. It probably

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Speaker 2: would quite honestly be easier just to paid off in

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Speaker 2: one lump sum. But it's not like they're going to

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Speaker 2: look at your your payoff as oh.

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Speaker 1: You made multiple payments. This is this is better for

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Speaker 1: your credit score.

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Speaker 2: It just actually might be a little bit more confusing

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Speaker 2: for you unless you're saying that you want to pay

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Speaker 2: one hundred dollars a week. Because let's just say you

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Speaker 2: get paid weekly and you don't want that hundred dollars

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Speaker 2: sitting around in your bake account with the temptation of

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Speaker 2: spending it. Then I can understand that. So it doesn't

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Speaker 2: hurt and it doesn't help. It's kind of like, you know,

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Speaker 2: it's indifferent. Whatever works best for you. But just paying

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Speaker 2: off that three hundred dollars is ideal and key.

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Speaker 1: Yeah.

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Speaker 3: And one thing to people that can be hard to

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Speaker 3: get is it's important to pay your credit card balance

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Speaker 3: once your statement has generated. Yeah, So once your bank

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Speaker 3: has clocked how much you have on your credit card

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Speaker 3: and they've sent you your bill, that's when it's important to

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Speaker 3: make your payment, not before. Because let's say you want

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Speaker 3: to be way ahead of the game, and you know

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Speaker 3: you run up your credit card, you know, you spend

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Speaker 3: three hundred bucks at the store, and then you go

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Speaker 3: home and immutately pay it off before your statements generated.

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Speaker 3: Your bank is going to then show that you have

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Speaker 3: a zero dollar balance. In that by giving the bank

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Speaker 3: a chance to clock the fact that you have debt

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Speaker 3: and then you make a payment that pays it off,

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Speaker 3: that is sending really valuable information to the credit bureaus

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Speaker 3: that will impact your score in a meaningful way because

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Speaker 3: it shows them, Oh, you can get debt and then

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Speaker 3: you can pay it off. So with three hundred dollars

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Speaker 3: on your card, let's say it's before your statements come,

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Speaker 3: let the balance, let this balance generately your statement come,

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Speaker 3: and then if you want to chip away at it

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Speaker 3: one hundred bucks at a time you usually have, you know,

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Speaker 3: a few weeks before you have to pay your bill.

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Speaker 3: That's fine. The key is just to do it once

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Speaker 3: your statement balance has been clocked by the bank and

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Speaker 3: you've been sent your bill.

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Speaker 1: Yeah, agreed, agreed. These are great questions.

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Speaker 3: Yes, ma'am. All right, guys, thank you so much for

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Speaker 3: your questions. Again. We're Brand Ambition Podcast on the Gram

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Speaker 3: also Brand Ambisson Podcast at gmail dot com. Beck, my

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Speaker 3: baby is crying in the background, and you know what,

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Speaker 3: I could pause and rerecord it, but y'all know what

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Speaker 3: it is. I am home with the new boards, so

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Speaker 3: deal with it.

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Speaker 1: That's fine.

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Speaker 2: I don't mind.

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Speaker 1: I'm just go go ahead and cry riout.

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Speaker 4: Just a working mom.

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Speaker 2: Now it's times booster bray for all of family.

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Speaker 1: Even though I'm so tired, I'm gonna boost Mandy.

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Speaker 2: No, honestly, I'm I'm excited, I am going to boot.

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Speaker 1: What am I gonna boost?

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Speaker 2: I had to boost and of course my old lady

437
00:20:27,000 --> 00:20:32,240
Speaker 2: brain lost booth. Oh you know what, I'm gonna boost

438
00:20:32,320 --> 00:20:34,480
Speaker 2: you guys, bron Ambition fam.

439
00:20:34,760 --> 00:20:35,439
Speaker 1: Oh my gosh.

440
00:20:35,480 --> 00:20:38,520
Speaker 2: So you know how like I mentioned Molly Moore on

441
00:20:38,560 --> 00:20:40,879
Speaker 2: the last podcast and I was like, oh, you know,

442
00:20:41,119 --> 00:20:43,120
Speaker 2: I posted a picture just as a test, but I'm

443
00:20:43,119 --> 00:20:45,960
Speaker 2: gonna take it down. So I totally didn't take it down,

444
00:20:46,000 --> 00:20:50,080
Speaker 2: and I totally forgot. And then when I head over

445
00:20:50,119 --> 00:20:53,560
Speaker 2: head like, head over to her her instagram page, why

446
00:20:53,560 --> 00:20:55,600
Speaker 2: are there two hundred and fifty likes? I mean two

447
00:20:55,680 --> 00:20:58,800
Speaker 2: hundred and fifty followers already? I mean, you know, at

448
00:20:58,840 --> 00:21:00,320
Speaker 2: the time, I think I had like I don't know,

449
00:21:00,440 --> 00:21:01,840
Speaker 2: like twenty or something like that.

450
00:21:02,320 --> 00:21:04,080
Speaker 1: And I was like, oh, so.

451
00:21:04,119 --> 00:21:05,720
Speaker 2: I just wanted to say thank you guys so much.

452
00:21:05,920 --> 00:21:07,359
Speaker 2: You know, it just kind of made my day because

453
00:21:07,359 --> 00:21:10,679
Speaker 2: I her her Instagram is not on my phone, and

454
00:21:10,760 --> 00:21:13,560
Speaker 2: so I just happened to like try to log.

455
00:21:13,359 --> 00:21:15,480
Speaker 1: In, and I was like, how do these people find all?

456
00:21:15,840 --> 00:21:18,560
Speaker 2: And I saw people listeners say, oh, I came from benefiction.

457
00:21:18,760 --> 00:21:20,160
Speaker 1: I love it. She looks so cute.

458
00:21:20,359 --> 00:21:22,080
Speaker 2: So yeah, I just want to boost you guys for

459
00:21:22,520 --> 00:21:26,879
Speaker 2: already being super supportive, and some of you guys asked me,

460
00:21:26,920 --> 00:21:28,840
Speaker 2: you know when, and I don't even know if I

461
00:21:28,840 --> 00:21:30,879
Speaker 2: mentioned that I'm going to be doing a kickstarter for

462
00:21:30,880 --> 00:21:36,000
Speaker 2: her in February, because so many parents hit me up

463
00:21:36,040 --> 00:21:40,040
Speaker 2: and asked me about financial education for their kids. And

464
00:21:41,080 --> 00:21:44,800
Speaker 2: I really want to develop like curriculum starting with the youngest,

465
00:21:44,800 --> 00:21:47,760
Speaker 2: which is preschool in kindergarten, and then elementary school, the

466
00:21:47,760 --> 00:21:52,879
Speaker 2: middle school, and I want to hire other financial educators

467
00:21:52,920 --> 00:21:55,840
Speaker 2: to write curriculum that we can then give away for

468
00:21:55,880 --> 00:22:00,560
Speaker 2: free to y'all, to school, to nonprofits, to community organisations,

469
00:22:00,640 --> 00:22:03,800
Speaker 2: and you know I because I think that financial education

470
00:22:03,960 --> 00:22:11,280
Speaker 2: honestly should be a basic deliverable for all children, because

471
00:22:11,320 --> 00:22:13,440
Speaker 2: then we wouldn't be the adults we are now trying

472
00:22:13,480 --> 00:22:15,000
Speaker 2: to figure it out. And so I want to do

473
00:22:15,000 --> 00:22:18,680
Speaker 2: a kickstarter to raise money to do so, but then

474
00:22:18,760 --> 00:22:23,320
Speaker 2: also too to raise money to then donate at least

475
00:22:23,320 --> 00:22:27,919
Speaker 2: a thousand milli more books to children in underserved communities,

476
00:22:27,960 --> 00:22:30,560
Speaker 2: because after doing some research, I really found that the

477
00:22:31,080 --> 00:22:35,200
Speaker 2: access to books in low income neighborhood is abysmal. Sometimes

478
00:22:35,240 --> 00:22:37,560
Speaker 2: it's upwards of eighty percent of children do not have

479
00:22:37,680 --> 00:22:40,119
Speaker 2: access to quality books and so it's just sad. So

480
00:22:40,160 --> 00:22:41,760
Speaker 2: I was just like, you know what if I can

481
00:22:41,800 --> 00:22:44,679
Speaker 2: bring awareness through a kickstarter and then now and just

482
00:22:44,680 --> 00:22:46,520
Speaker 2: that if you're a parent and you're like, I want

483
00:22:46,520 --> 00:22:49,240
Speaker 2: to teach my kid about money, then you know you

484
00:22:49,320 --> 00:22:51,399
Speaker 2: have a place to go where you can have this

485
00:22:51,600 --> 00:22:55,359
Speaker 2: free education and availability to that education, whether it's at

486
00:22:55,359 --> 00:22:58,880
Speaker 2: your kids school or your local library or online through

487
00:22:58,880 --> 00:23:00,840
Speaker 2: Molly Moore. So I just I say thank y'all. And

488
00:23:00,960 --> 00:23:03,879
Speaker 2: when the kickstarter drops, I'll let everyone know. But I

489
00:23:03,960 --> 00:23:05,439
Speaker 2: just want to boost and just say you guys have

490
00:23:05,520 --> 00:23:09,439
Speaker 2: always been so supportive, and I just thank you for

491
00:23:09,480 --> 00:23:13,560
Speaker 2: continuing to be supportive. And you guys are the bestest.

492
00:23:14,040 --> 00:23:16,280
Speaker 2: If you're like, what's Molly Moore, It's just a children's

493
00:23:16,320 --> 00:23:19,399
Speaker 2: book that I wrote. And her her Instagram tag is

494
00:23:19,480 --> 00:23:22,600
Speaker 2: at f A L I underscore more m O r

495
00:23:22,680 --> 00:23:24,639
Speaker 2: E if you do want to see how cute and

496
00:23:24,720 --> 00:23:28,960
Speaker 2: chocolatey she is with her little four c afro. Yeah,

497
00:23:28,960 --> 00:23:31,880
Speaker 2: I just continue to support and when we rock out Rio,

498
00:23:31,920 --> 00:23:34,040
Speaker 2: I'm gonna send baby Rio a book because you know

499
00:23:34,040 --> 00:23:38,000
Speaker 2: it's for boys too, and yeah, I cannot wait.

500
00:23:38,760 --> 00:23:40,680
Speaker 1: So yeah, so thank you guys, that's my.

501
00:23:40,760 --> 00:23:45,200
Speaker 3: Boost at Molly Underscore more got it. I'm not gonna

502
00:23:45,200 --> 00:23:46,640
Speaker 3: lie I forgot, but I'm gonna go like it now.

503
00:23:47,920 --> 00:23:50,840
Speaker 3: I'm gonna go like it now, I promise, all right,

504
00:23:51,000 --> 00:23:53,240
Speaker 3: I'm gonna do a quick boost too. So I don't

505
00:23:53,280 --> 00:23:56,360
Speaker 3: know if it's just because I am, you know, under

506
00:23:57,320 --> 00:24:00,920
Speaker 3: completely just you know, exhausted and slipped it, but you

507
00:24:00,960 --> 00:24:02,760
Speaker 3: know it makes you cry a little bit more than usual.

508
00:24:03,280 --> 00:24:07,480
Speaker 3: Not that I cry, of course not, but Blackish had

509
00:24:07,520 --> 00:24:09,560
Speaker 3: be so in my feelings this week they did the

510
00:24:09,600 --> 00:24:12,879
Speaker 3: hair episode. I'm certain as I was watching it, I realized,

511
00:24:12,920 --> 00:24:14,359
Speaker 3: I'm like, why haven't they done? I can't relave. It

512
00:24:14,359 --> 00:24:16,160
Speaker 3: took them this long to do an episode all about

513
00:24:17,800 --> 00:24:19,920
Speaker 3: a hair salon experience, but they did such a beautiful

514
00:24:20,000 --> 00:24:23,120
Speaker 3: job with their episode. If you guys haven't watched it yet,

515
00:24:23,440 --> 00:24:27,000
Speaker 3: hit up Hulu check out Blackish's episode because, honestly, I

516
00:24:27,000 --> 00:24:29,399
Speaker 3: guess I was in my feelings because it was this

517
00:24:29,480 --> 00:24:32,560
Speaker 3: episode of Blackish where basically Diane, who's the she's a

518
00:24:32,560 --> 00:24:34,879
Speaker 3: tween now on the show, Marseille Martin, who is just

519
00:24:35,720 --> 00:24:39,720
Speaker 3: divine and awesome, is she is going to the hair

520
00:24:39,720 --> 00:24:43,760
Speaker 3: salon with bo her mom and it's basically like, what

521
00:24:43,880 --> 00:24:47,199
Speaker 3: is this experience? Like it's washed aay, And Diane is

522
00:24:47,200 --> 00:24:49,359
Speaker 3: trying to decide whether or not she should continue getting

523
00:24:49,359 --> 00:24:51,399
Speaker 3: a relaxer, and then she goes to the salon and

524
00:24:51,520 --> 00:24:54,200
Speaker 3: all the other options present themselves to her, like should

525
00:24:54,240 --> 00:24:56,359
Speaker 3: she get locked, should she get braced, should she go natural?

526
00:24:56,359 --> 00:24:58,640
Speaker 3: Should you do the big chop? And she gets really

527
00:24:58,680 --> 00:25:02,480
Speaker 3: overwhelmed and I felt so And it's funny because she's

528
00:25:02,520 --> 00:25:04,960
Speaker 3: like twelve and I'm like thirty two, and I felt

529
00:25:04,960 --> 00:25:08,720
Speaker 3: so seen. And I guess I got in my feelings

530
00:25:08,720 --> 00:25:11,880
Speaker 3: because I feel like it is such a good time

531
00:25:11,920 --> 00:25:15,120
Speaker 3: to be a black girl, like with Instagram and with

532
00:25:15,240 --> 00:25:16,880
Speaker 3: and I know there's such a long wait. We were

533
00:25:16,920 --> 00:25:19,080
Speaker 3: just reading article. I was just reading an article about

534
00:25:19,119 --> 00:25:21,680
Speaker 3: how Oscar's nominees are all white again, and YadA, YadA,

535
00:25:21,720 --> 00:25:23,600
Speaker 3: we have such a long way to go. But you

536
00:25:23,640 --> 00:25:26,439
Speaker 3: can't deny there is so much content out there for

537
00:25:26,520 --> 00:25:30,000
Speaker 3: little girls and boys of color to really see themselves

538
00:25:31,240 --> 00:25:33,800
Speaker 3: represented and to see the stories that matter to them.

539
00:25:33,840 --> 00:25:36,959
Speaker 3: And I mean, my little baby girl self ripping my

540
00:25:37,080 --> 00:25:39,440
Speaker 3: roots out and getting my hair scalded at the salon,

541
00:25:40,119 --> 00:25:42,000
Speaker 3: and my mom ripping my hair out and trying to

542
00:25:42,000 --> 00:25:43,879
Speaker 3: do just for me relaxed or not doing what she

543
00:25:43,960 --> 00:25:47,560
Speaker 3: was doing. Like I mean, it's just it means a lot.

544
00:25:47,680 --> 00:25:49,880
Speaker 3: And I feel like the struggle that we all went

545
00:25:49,920 --> 00:25:55,000
Speaker 3: through black women, millennials, even Gen X and older, you know,

546
00:25:55,080 --> 00:25:57,679
Speaker 3: really just we're coming into it now. The last like

547
00:25:57,760 --> 00:26:01,120
Speaker 3: five ten years have been the movement of, you know,

548
00:26:01,160 --> 00:26:03,240
Speaker 3: get rid of the creamy crack and embrace your natural

549
00:26:03,240 --> 00:26:05,679
Speaker 3: hairstyle or embrace whatever you want to embrace, you know,

550
00:26:05,920 --> 00:26:08,800
Speaker 3: the beauty of black hair. And you know, you don't

551
00:26:08,880 --> 00:26:11,119
Speaker 3: have to wait until your twenties and thirties and forties.

552
00:26:11,160 --> 00:26:13,760
Speaker 3: Now you can. You can see so much representation of

553
00:26:13,840 --> 00:26:17,680
Speaker 3: all different beautiful hairstyles celebrated on social media and in

554
00:26:18,560 --> 00:26:21,520
Speaker 3: pop culture right now for young girls, and I just

555
00:26:22,040 --> 00:26:23,919
Speaker 3: they just don't know how good they have it. I

556
00:26:23,920 --> 00:26:28,320
Speaker 3: hope that they do. No, there was a great episode.

557
00:26:27,880 --> 00:26:31,160
Speaker 2: Because we can reach directly to the audience. Now it's

558
00:26:31,160 --> 00:26:33,239
Speaker 2: like you don't because you're right to your point. I

559
00:26:33,240 --> 00:26:36,439
Speaker 2: didn't even when I went natural in my twenties. I

560
00:26:36,480 --> 00:26:39,360
Speaker 2: mean literally, there were people stopping me in the street

561
00:26:39,520 --> 00:26:39,920
Speaker 2: like in.

562
00:26:39,880 --> 00:26:40,840
Speaker 1: Awe, like what is that?

563
00:26:40,880 --> 00:26:44,399
Speaker 2: I'm like my afro because it was like you know,

564
00:26:44,600 --> 00:26:47,400
Speaker 2: it wasn't it was just like, oh, you didn't really

565
00:26:47,440 --> 00:26:50,240
Speaker 2: see it. And now, I mean, there's just so many

566
00:26:50,240 --> 00:26:52,000
Speaker 2: ways to show up and you know, if you want

567
00:26:52,000 --> 00:26:53,640
Speaker 2: to perm if you want dreads, if you want natural,

568
00:26:54,280 --> 00:26:57,680
Speaker 2: there's just so many ways to see just how beautiful

569
00:26:57,720 --> 00:26:59,520
Speaker 2: and different you can be. So yeah, it is a

570
00:26:59,520 --> 00:27:02,639
Speaker 2: great time to be black and to be woman and

571
00:27:02,680 --> 00:27:05,280
Speaker 2: to be powerful because you can, you know, you can

572
00:27:05,280 --> 00:27:08,160
Speaker 2: show up in just so many beautiful ways and it's

573
00:27:08,200 --> 00:27:11,240
Speaker 2: not You're not an oddity, you know, And so yay, yay,

574
00:27:11,440 --> 00:27:12,520
Speaker 2: Yeah for the times we live in.

575
00:27:12,600 --> 00:27:13,919
Speaker 1: Yeah for Black Girl Magic.

576
00:27:14,560 --> 00:27:17,600
Speaker 3: Yes, and yeah for Black Ohian and all that they do.

577
00:27:17,640 --> 00:27:19,879
Speaker 3: Because their show, I hope it stays around forever. It is,

578
00:27:20,720 --> 00:27:23,360
Speaker 3: it's everything, and all the spin offs and stuff are amazing.

579
00:27:23,680 --> 00:27:28,040
Speaker 2: Yeah, well that was an interesting.

580
00:27:29,640 --> 00:27:32,680
Speaker 1: Broad I have Ambition episode complete with baby.

581
00:27:32,400 --> 00:27:37,480
Speaker 2: Cries and tiredness, and I don't know, I think that

582
00:27:37,560 --> 00:27:38,200
Speaker 2: we're black.

583
00:27:38,040 --> 00:27:41,359
Speaker 3: Guys have a show, you have a show. You're welcome exactly.

584
00:27:43,520 --> 00:27:45,320
Speaker 2: But I honestly I can't wait to share some like,

585
00:27:45,359 --> 00:27:48,520
Speaker 2: you know, great news with y'all. You know, I like, honestly,

586
00:27:48,640 --> 00:27:50,280
Speaker 2: I don't share as much on social media as I

587
00:27:50,520 --> 00:27:50,800
Speaker 2: used to.

588
00:27:50,840 --> 00:27:51,280
Speaker 1: I don't know.

589
00:27:51,359 --> 00:27:54,639
Speaker 2: I just haven't been as into social media as I

590
00:27:54,760 --> 00:27:56,359
Speaker 2: used to. Someone asked me the other day if I

591
00:27:56,400 --> 00:27:58,280
Speaker 2: was okay, and I was like why, She's like, you

592
00:27:58,280 --> 00:27:59,840
Speaker 2: don't post on social I was like, you know what,

593
00:28:00,440 --> 00:28:02,480
Speaker 2: You're right, you know I oddly enough, I've been like

594
00:28:02,520 --> 00:28:03,520
Speaker 2: living life in real time.

595
00:28:03,760 --> 00:28:06,480
Speaker 3: I think that's a good sign. It is when yes,

596
00:28:07,400 --> 00:28:09,280
Speaker 3: and you've talked about taking me time like time for

597
00:28:09,320 --> 00:28:11,320
Speaker 3: yourself and focusing on matters, and.

598
00:28:11,480 --> 00:28:14,199
Speaker 1: Yeah, I have to say, like, honestly, the holidays were awesome.

599
00:28:14,240 --> 00:28:17,439
Speaker 2: I didn't I didn't really like like, I didn't really

600
00:28:17,520 --> 00:28:19,920
Speaker 2: hit up social media much. I've been spending way more

601
00:28:19,920 --> 00:28:23,879
Speaker 2: time with family and friends. I had my my annual

602
00:28:25,160 --> 00:28:28,240
Speaker 2: vision Board party at my house a few days ago,

603
00:28:28,800 --> 00:28:30,680
Speaker 2: and it was really nice. It was just like maybe

604
00:28:30,720 --> 00:28:33,440
Speaker 2: like ten or twelve of us and sitting around the

605
00:28:33,440 --> 00:28:35,719
Speaker 2: floor in the dining room table. I'd ordered some food,

606
00:28:36,320 --> 00:28:39,120
Speaker 2: and my sister Kara brought her two kids and Room

607
00:28:39,160 --> 00:28:42,640
Speaker 2: and Amelia and they played and it just was like

608
00:28:42,720 --> 00:28:44,840
Speaker 2: such a nice time. And you know what I liked

609
00:28:44,880 --> 00:28:49,520
Speaker 2: about it? Not one Instagram post or story or which

610
00:28:49,560 --> 00:28:51,120
Speaker 2: is nothing wrong with that. I wouldn't have opposed if

611
00:28:51,120 --> 00:28:53,360
Speaker 2: someone wanted to post something, but we were so engaged

612
00:28:53,400 --> 00:28:55,920
Speaker 2: with each other that like that didn't happen, and I

613
00:28:56,320 --> 00:28:59,360
Speaker 2: took pictures just to keep for remembrance, and so it

614
00:28:59,400 --> 00:29:01,960
Speaker 2: was just really nice. It's been really nice. Like I said,

615
00:29:01,960 --> 00:29:03,400
Speaker 2: I don't I'm not a post to social media. I

616
00:29:03,440 --> 00:29:05,440
Speaker 2: think it's a great tool and I think it also

617
00:29:05,480 --> 00:29:09,040
Speaker 2: can be a lot of fun. But it's been nice,

618
00:29:09,400 --> 00:29:12,160
Speaker 2: you know, not to have the pressure of like having

619
00:29:12,160 --> 00:29:13,200
Speaker 2: to post, because I have a.

620
00:29:13,160 --> 00:29:16,680
Speaker 1: Team that we schedule out like what posts you to go.

621
00:29:16,720 --> 00:29:18,920
Speaker 2: As far as like educating you guys on and bite

622
00:29:18,920 --> 00:29:21,760
Speaker 2: sized financial education, so that happened, but as far as

623
00:29:21,800 --> 00:29:24,920
Speaker 2: like showing like every detail of my life, I haven't

624
00:29:24,960 --> 00:29:27,320
Speaker 2: been doing that. And like I said, I don't miss it,

625
00:29:27,360 --> 00:29:28,680
Speaker 2: and you never know, I might get back to it.

626
00:29:28,680 --> 00:29:30,880
Speaker 2: It's just at this moment in time, it's just been

627
00:29:30,920 --> 00:29:34,240
Speaker 2: great to live in real time.

628
00:29:34,360 --> 00:29:35,360
Speaker 1: And but one thing.

629
00:29:35,280 --> 00:29:37,040
Speaker 2: I do like is that with the podcast, this is

630
00:29:37,040 --> 00:29:39,200
Speaker 2: where I do get to kind of share all that's happening,

631
00:29:39,520 --> 00:29:41,360
Speaker 2: and so I feel like, you know, this is this

632
00:29:41,400 --> 00:29:42,680
Speaker 2: is the space where I kind of like let my

633
00:29:42,760 --> 00:29:45,360
Speaker 2: hair down and say, say all the things and share

634
00:29:45,360 --> 00:29:46,440
Speaker 2: all the things that are happening.

635
00:29:46,520 --> 00:29:48,920
Speaker 1: So you know, you guys are an awesome audience. Thank

636
00:29:48,960 --> 00:29:50,360
Speaker 1: you for riding with us. It's so crazy.

637
00:29:50,400 --> 00:29:52,080
Speaker 2: When we started four and a half years ago, neither

638
00:29:52,120 --> 00:29:54,560
Speaker 2: one of us was married, nobody had a baby.

639
00:29:55,040 --> 00:29:57,000
Speaker 1: We're like growing up on this podcast.

640
00:29:57,720 --> 00:30:01,960
Speaker 3: We were just sleeping good and look for having social life.

641
00:30:02,640 --> 00:30:06,600
Speaker 1: Wear pack panties. Back then you were like girl pack panties.

642
00:30:06,680 --> 00:30:10,120
Speaker 3: Oh god, you know you with your fancy thirds love braw.

643
00:30:10,040 --> 00:30:12,640
Speaker 1: Now No, we're just growing up.

644
00:30:14,320 --> 00:30:16,600
Speaker 3: Yeah, I know. It's every single you know, this is

645
00:30:16,640 --> 00:30:18,600
Speaker 3: a real archive of our lives. It'll be fun. I

646
00:30:18,640 --> 00:30:20,520
Speaker 3: don't know if I'll ever want to listen to old shows.

647
00:30:20,640 --> 00:30:22,440
Speaker 3: People say listening to old shows all the time, and

648
00:30:22,480 --> 00:30:26,720
Speaker 3: I'm like, oh, okay, I'm good exciting. Let me know.

649
00:30:26,760 --> 00:30:27,360
Speaker 3: I hope that's not.

650
00:30:28,120 --> 00:30:31,640
Speaker 1: Because some of the stuff I say I remember. I

651
00:30:31,680 --> 00:30:33,040
Speaker 1: can't believe I didn't think about it.

652
00:30:33,800 --> 00:30:37,800
Speaker 3: Do you remember anything you say so I doubt Let

653
00:30:37,800 --> 00:30:39,760
Speaker 3: me stop that lie before it.

654
00:30:39,400 --> 00:30:42,720
Speaker 1: Gets I don't. I'm always likely I said that, Oh

655
00:30:42,800 --> 00:30:43,400
Speaker 1: no I did.

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00:30:43,400 --> 00:30:45,520
Speaker 2: There were just so many like yeah, I have moments

657
00:30:45,560 --> 00:30:48,720
Speaker 2: like just like ups and downs and in between. And

658
00:30:49,160 --> 00:30:51,080
Speaker 2: I remember like one year in particular, I was like

659
00:30:51,120 --> 00:30:53,720
Speaker 2: at my most stressed, and I remember like listening back

660
00:30:53,760 --> 00:30:56,040
Speaker 2: to some of those episodes like wow, this is a

661
00:30:56,080 --> 00:30:58,680
Speaker 2: really rough rough year for you in business, and then

662
00:30:59,040 --> 00:31:01,760
Speaker 2: other months and year, you know, super upbeat. So it's

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00:31:01,800 --> 00:31:03,800
Speaker 2: just it is truly like a diary kind of like

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00:31:03,840 --> 00:31:06,240
Speaker 2: of our lives. And I love that we share openly

665
00:31:06,400 --> 00:31:07,320
Speaker 2: about what's happening.

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00:31:07,400 --> 00:31:11,240
Speaker 1: So I love you, Mandra, I love you too, Tip

667
00:31:11,360 --> 00:31:12,200
Speaker 1: love you guys.

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00:31:12,400 --> 00:31:19,440
Speaker 3: Just love a until next week. Yeah, if you know

669
00:31:19,480 --> 00:31:22,280
Speaker 3: any good podcast editors, I might regret saying this, but

670
00:31:22,800 --> 00:31:24,720
Speaker 3: hit us up. You know how to find us friend

671
00:31:24,760 --> 00:31:27,920
Speaker 3: Ambition Podcast at gmail dot com. It's probably the best

672
00:31:27,920 --> 00:31:30,840
Speaker 3: way to send me any referrals legit services only.

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00:31:31,240 --> 00:31:31,600
Speaker 4: Please.

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00:31:32,520 --> 00:31:35,320
Speaker 3: We need someone super professional who can turn around the

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00:31:35,320 --> 00:31:37,840
Speaker 3: show really quickly, because you know, we like to record

676
00:31:38,080 --> 00:31:41,120
Speaker 3: on the edge, like we recording tonight. We're posting tomorrow,

677
00:31:41,200 --> 00:31:44,040
Speaker 3: you guys, so give you guys the freshest content possible.

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00:31:44,160 --> 00:31:47,520
Speaker 3: So if you know anyone good, feel free to refer

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00:31:47,600 --> 00:31:49,280
Speaker 3: them over and have them hit us up at our

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00:31:49,320 --> 00:31:50,000
Speaker 3: email address.

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00:31:50,240 --> 00:31:51,080
Speaker 1: Yes, awesome,