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Speaker 1: And we're back brown ambition. I haven't done. I feel

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Speaker 1: like I haven't done. Hey, hey, hey, in a little while.

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Speaker 2: You know what we really should do since this is

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Speaker 2: a holy day of it's a holy b day. It

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Speaker 2: is our queen's birthday, Queen Bay.

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Speaker 1: But supposedly she's thirty five, which I totally do not believe.

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Speaker 1: But that's okay, I believe it.

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Speaker 2: You know what I watched because I'm a nerd, I

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Speaker 2: was watching MTV, like old clips of Beyonce from like

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Speaker 2: her first performance when Dangerously in Love came out, and

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Speaker 2: you can see the change, like from young Beyonce to

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Speaker 2: like lemonade Beyonce. I'm just so proud of her.

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Speaker 1: Yeah, no, I am proud of her. I mean, speaking

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Speaker 1: of Witch, did you catch on? Did we talk about

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Speaker 1: this the MTV Music Awards? Uh?

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Speaker 2: Yeah, we talked about it a little bit. Yeah yeah, okay,

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Speaker 2: actually you know it didn't. I totally forgot all about

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Speaker 2: Did we talk about Drake and Rihanna?

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Speaker 1: Whether they're like together?

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Speaker 2: It seems it's so awkward, Yeah it is.

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Speaker 1: But it's really cute though, because I'm like, you know what,

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Speaker 1: he seems nice to her, which is saying a lot

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Speaker 1: in comparison to where she's been before.

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Speaker 2: Well that was last week. This week, I can't look

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Speaker 2: at anything without reading about this Lena Dunham situation.

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Speaker 1: Oh yeah, bring it to the table, Bring it to

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Speaker 1: the table. A foolishness.

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Speaker 2: Wish she would stop, like I really do. I thought

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Speaker 2: we had like a break from Lena Dnham. I haven't

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Speaker 2: heard much from her in a while. She had the

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Speaker 2: Lenny Letter, that's all fine, women empowerment newsletter. But whenever

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Speaker 2: she opens her mouth, just like foolishness comes out.

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Speaker 1: So share with the BA listeners, like what's happened?

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Speaker 2: Well, if you've been living under a rock basically, So,

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Speaker 2: Lena Dunham interviewed Amy Schumer because Amy Schumer's new book

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Speaker 2: is coming out this September, and it was just a

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Speaker 2: Q and a where it's like the easiest thing ever,

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Speaker 2: you just write down a transcript of what you said.

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Speaker 2: And during the Q and a it they got to

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Speaker 2: talking about the met gala they had both been at

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Speaker 2: and Lena Dudham sat next to what's his name?

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Speaker 1: Oh what, Odell Beckham?

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Speaker 2: Odell Beckham? Thanks, I don't really watch sports.

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Speaker 1: I just pulled it up and I was like there it.

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Speaker 2: Is Odell Beckham. So she sat next to Odell Beckham

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Speaker 2: and in the interview transcriptive with her Amy interview, she

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Speaker 2: was talking about how, yeah, I was sitting next to

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Speaker 2: Odell Beckham Junior, and I guess he just looked at

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Speaker 2: me and decided that, like I was not the shape

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Speaker 2: of a woman that he wanted to fuck. And so

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Speaker 2: he just was on his phone all night and decided

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Speaker 2: that I wasn't you know, worth his time. And I

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Speaker 2: guess she was trying.

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Speaker 1: To be.

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Speaker 2: Like a little self deprecating, but Twitter Addie Black Twitter

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Speaker 2: has dragged her to the point of she has now

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Speaker 2: released an Instagram apology.

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Speaker 1: Your black Twitter. Honestly, y'all could y'all could move mountains,

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Speaker 1: move mountains? You just been know sincerely, like because I

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Speaker 1: didn't like At first she was like whatever, I can

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Speaker 1: say what I want. That's how I was feeling. But

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Speaker 1: then after being dragged I guess for a further distance,

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Speaker 1: she recognized or I think she wrote something to the

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Speaker 1: fact that some people had reached out to her that

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Speaker 1: she really respected. It was like, girl, you're wrong, like

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Speaker 1: that man said literally nothing to you, and for you

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Speaker 1: to say all of these things like you're supposed to

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Speaker 1: be this big feminist and that was the you know,

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Speaker 1: not only are you going against all things feminism and

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Speaker 1: people having a choice to do and say what they like.

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Speaker 1: If he would have said something to you, you would have

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Speaker 1: had a problem with that too. It was just so

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Speaker 1: crazy and so narcissistic.

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Speaker 2: Very well, you know what the thing is. I mean,

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Speaker 2: take away the fact that she's a white woman and

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Speaker 2: he's a black man, and you know, and athletes, black athletes,

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Speaker 2: black male athletes, especially in women too. This code of

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Speaker 2: conduct that's like unofficial code of contact that just involved

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Speaker 2: minority athletes for some reason. It's just crazy. But take

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Speaker 2: away all that and it like completely it's completely hypocritical

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Speaker 2: in terms of like the feminist argument against men, you

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Speaker 2: know how when you've never dated online or anything like that,

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Speaker 2: but like a lot of my girlfriends have it when

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Speaker 2: I was online dating, like you, or not even just

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Speaker 2: online dating, but anytime a woman doesn't talk to a

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Speaker 2: man or doesn't respond when he says hello on the

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Speaker 2: street or kat calls her, and then he just like

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Speaker 2: lashes back and says, oh, you're just stuck up, Oh

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Speaker 2: you're just snappy, Oh you just you know, you don't

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Speaker 2: think I'm good enough, you're just you know, a big

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Speaker 2: snob or whatever. And that's exactly what she did to

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Speaker 2: Odell Buckham Junior. So it's like the most sexist reaction

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Speaker 2: to being ignored by a person of the opposite sex.

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Speaker 1: It's like, girl, no one to say about you. Someone

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Speaker 1: was like, honestly, if Lena, Lena, Lena, whatever her name is,

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Speaker 1: Dunham would walk into a room, I wouldn't recognize her.

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Speaker 1: It's not you know, like I don't know what she

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Speaker 1: looks like. No one has to say hello, no one

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Speaker 1: has to speak. I could see if you said I

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Speaker 1: spoke to him or whatever and he said nothing back.

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Speaker 1: He's a little bit rude, but like literally, you sat there,

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Speaker 1: he sat there. What's the problem?

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Speaker 2: Yeah, but he ignored her. In her apology, she says,

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Speaker 2: I mean, you know, she'd apologized, she listened to the critics,

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Speaker 2: but this isn't the first time that she's had to apologize.

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Speaker 2: I believe there was a lot of controversy in the

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Speaker 2: beginning of Girls Coming Out where, once again, just like

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Speaker 2: Sex and the City, it was a show about four

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Speaker 2: women who were all white about their experience in New

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Speaker 2: York with all their white friends and sort of like

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Speaker 2: and there was a lot of controversy about that, and

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Speaker 2: she said some really off handed, like unintelligent responses to that,

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Speaker 2: very defensive like just like this, you know, oh well,

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Speaker 2: it's my perspective and doesn't matter. I could say whatever

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Speaker 2: I want. And then very quickly came around and in

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Speaker 2: her apology she just basically says, I was, you know,

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Speaker 2: projecting my own insecurity about being, you know, an average

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Speaker 2: body type woman at the met gala where everyone's like

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Speaker 2: a swan and like an Amazon creature. And I totally

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Speaker 2: get that. I would probably feel insecure in the same

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Speaker 2: situation too, but yeah, I think it just was a

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Speaker 2: projection of those insecurities and instead of you know, making

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Speaker 2: it about that, she cast Odell Beckham Junior, who asked

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Speaker 2: for a note of this, like, doesn't even know her

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Speaker 2: in this negative light, and he has got to be

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Speaker 2: a very nice gentleman.

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Speaker 1: In real life, exactly. And I'd say this that if

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Speaker 1: I don't know, like it just seems so crazy, because

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Speaker 1: I get it. You being a celebrity amplifies you know,

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Speaker 1: whenever you speak, but then you have to just be

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Speaker 1: more mindful and know that you can say whatever you want.

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Speaker 1: But then in the you know, in the same breath,

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Speaker 1: anyone can respond to you however they like. And they responded.

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Speaker 2: This was like the female version of like men telling

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Speaker 2: women to smile.

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Speaker 1: Yes, exactly. Yes, speaking of sports, we have not talked

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Speaker 1: about mister Colin who is a gentleman that refuses to

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Speaker 1: stand up during the the Uh yeah, cape Caper Nicks.

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Speaker 2: I do not know of sports. I do know this controversy,

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Speaker 2: but I don't know his name either.

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Speaker 1: Yes, his name is Colin cap Caper Nicks. I'm thinking

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Speaker 1: I'm saying it right. So he doesn't want to stand

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Speaker 1: up during the national anthem, which is his total right.

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Speaker 1: And then of course there was this person, was.

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Speaker 2: It black lives matter? Like a.

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Speaker 1: Yeah, he didn't say black lives. He said that he

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Speaker 1: feels like that the country is not what it ought

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Speaker 1: to be for all people. So as a result, he's

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Speaker 1: not going to stand and yes and so, and then

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Speaker 1: you know, of course people were like, wait, so Donald

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Speaker 1: trumpart is able to say make the country great, indicating

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Speaker 1: that we're not great, and this gentleman can say the

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Speaker 1: country's not great. So Donald Trump says it's yes, Donald,

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Speaker 1: save us. This young man says it and it's oh,

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Speaker 1: you terrible person, you better stand up or you know.

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Speaker 2: Well, we just saw this at the Olympics with Gabby

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Speaker 2: Gifford's the gymnast, although she wasn't doing it for like

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Speaker 2: political reasons, she just you know, forgot to put her

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Speaker 2: hand on her chest whatever during the national anthem. I

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Speaker 2: don't really feel any kind of way about it. I mean,

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Speaker 2: it's one person, it's the national anthem. It's freedom of speech,

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Speaker 2: do whatever you.

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Speaker 1: Want, and that's exactly what And honestly, what I really

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Speaker 1: like is that there's this new hashtag vets ve's for Colin,

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Speaker 1: I think, and what they're saying basically is like, yes,

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Speaker 1: I fought for him to have the right to choose. Like,

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Speaker 1: how well, that's the point of the Like, it's so

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Speaker 1: crazy how people are like you had better No, isn't

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Speaker 1: that The point of this country is that you have

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Speaker 1: the freedom to choose what you want to do. And

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Speaker 1: like to actually try to force him to do otherwise

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Speaker 1: is in direct opposition to the whole point of the

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Speaker 1: dagon national anthem in the first place. Freedom. Oh right,

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Speaker 1: And I'm just like, oh well, so we'll see how

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Speaker 1: it goes. I mean, he is getting but he is.

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Speaker 1: He's definitely antagonizing.

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Speaker 2: Because then now every game everyone's looking at him, and like,

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Speaker 2: what if he's just gets tired of it?

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Speaker 1: I know, well, I mean that's what you have to

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Speaker 1: pick your battles, and you know he's picked this one.

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Speaker 1: And I'm not mad at him.

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Speaker 2: We know what we haven't talked about yet that I've

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Speaker 2: had on my list for a while. Every once in

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Speaker 2: a while you hear this, but it's starting to have

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Speaker 2: like another resurgence. Like I feel like once every couple

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Speaker 2: of years there's a big blank back bank black movement

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Speaker 2: where everyone's trying to encourage people to bank exclusively with

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Speaker 2: black owned banks and businesses and stuff, And I just

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Speaker 2: wanted to get your take on it.

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Speaker 1: I'm not opposed to it. I mean I I used

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Speaker 1: to work with the black banks, like I used to

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Speaker 1: be do like financial education classes with a black bank.

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Speaker 1: And what I like about black banks is that obviously

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Speaker 1: you are more likely if you're a person of color

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Speaker 1: to to if you needing needing alone and needing like

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Speaker 1: certain services that you get you would typically get denied

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Speaker 1: for at a bigger bank. Black banks tend to be

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Speaker 1: smaller banks and tend to like credit union to look

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Speaker 1: at you as the individual versus just like what they

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Speaker 1: see on paper. And so I saw that firsthand, like,

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Speaker 1: you know, really getting to know the business owner that's

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Speaker 1: asking for this money. What are you doing, how are

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Speaker 1: you helping the community, How can we actually help? Like

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Speaker 1: I said, they sent me the black bank. It was

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Speaker 1: City National Bank. I think they're only located in Jersey

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Speaker 1: and New York, but they used to send me to

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Speaker 1: different different areas around Jersey and New York to teach

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Speaker 1: financial education and like specifically just just for the fact

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Speaker 1: of just teaching it to showing people, you know, So

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Speaker 1: I like that. I mean, you know, I'm not opposed

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Speaker 1: to that. I think that first and foremot Okay.

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Speaker 2: I was gonna say, I don't know if people realize

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Speaker 2: that red lining still happens like today. The red lining

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Speaker 2: is where banks put these they probably call them marketing lines,

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Speaker 2: their target audience for their loans and who they're going

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Speaker 2: to extend, especially especially in the in the mortgage loan business.

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Speaker 2: They draw lines around zones and communities where they want

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Speaker 2: to target, and usually those lines are between white neighborhoods

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Speaker 2: and minority neighborhoods, and essentially they won't lend to anyone

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Speaker 2: or market to anyone outside those neighborhoods, or put branches

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Speaker 2: in those neighborhoods. So access to loans for houses, you're

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Speaker 2: a lot less likely to to to get that access

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Speaker 2: if you're a minority, and that still happens. It's it's

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Speaker 2: it's sad, it.

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Speaker 1: Is, And that's why I think that it's to me,

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Speaker 1: it's important that that's why financial education is important. That's

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Speaker 1: why creating our own wealth is important. And then that's

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Speaker 1: why I think, I don't know, I just think that

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Speaker 1: most people don't understand that that you we have the

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Speaker 1: power within us to create the things that we need.

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Speaker 1: We've seen it through like you know, Black Wall Street

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Speaker 1: and other things that you know, you don't necessarily have

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Speaker 1: to go outside yourself to look for someone to save

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Speaker 1: you that. You know, if we create these resources ourselves

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Speaker 1: and then we patronize these resources ourselves, you know, then

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Speaker 1: you don't have to ask for you know. That's what

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Speaker 1: I'm learning that like, Okay, when someone says, no, well

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Speaker 1: how could I do this? It's myself anyway within the

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Speaker 1: with the resources I currently have, and you know, it's possible.

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Speaker 1: And so I think this is that's another way to

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Speaker 1: do that. And you know, cause I mean I use

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Speaker 1: a mix. Like I said, City National Bank was great.

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Speaker 1: I also have like a traditional larger bank. I always

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Speaker 1: believe that people like people sometimes act as a banking

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Speaker 1: It's like this one sided. I'm like, I have a

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Speaker 1: girls with me. You should have a traditional bigger bank

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Speaker 1: just for the ease of like, no matter where I

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Speaker 1: am in this country, I know I can, like, you know,

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Speaker 1: get to what I need to get to. You should

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Speaker 1: have a credit union because if you're borrowing money, sar

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Speaker 1: a traditional big bank not you. So either credit union

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Speaker 1: or like a like a local small black bank, those

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Speaker 1: are you're gonna get one. You have the opportunity to

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Speaker 1: actually possibly borrow too. You know, typically you'll get a

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Speaker 1: better interest rate, especially with credit unions. And then I

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Speaker 1: also believe that you should have an online only bank

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Speaker 1: because you're gonna get higher interest rates for your savings accounts.

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Speaker 1: And online only banks for me helped me to not

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Speaker 1: impulse buy because if I put my money there, it

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Speaker 1: takes like two to five business days to transfer that

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Speaker 1: money back to my regular bank. So if I really

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Speaker 1: want to save something and I spend it, I put

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Speaker 1: it there. I believe you should have a mix of

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Speaker 1: banks that go on are the days or I have

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Speaker 1: this one bank that's all I use a girl, there's

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Speaker 1: no loyalty here. I use the bank that's best for me,

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Speaker 1: that was best for them.

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Speaker 2: Well, I think it's it's not even loyalty. But people

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Speaker 2: like the ease of just having everything in all one place,

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Speaker 2: you know, I think it takes a special person to

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Speaker 2: be able to have the different kind of not special,

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Speaker 2: but just someone who's willing or like sees financial opportunity

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Speaker 2: and like wants to put in the work to sort

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Speaker 2: of manage all those different accounts, especially if you're old school.

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Speaker 2: You know, people like having that feel. But what I'll

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Speaker 2: say about it is like black owned does not always

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Speaker 2: mean better for your wallet, and I think we can.

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Speaker 2: I mean, when I'm shopping our financial products, I always

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Speaker 2: look at you have to look carefully at the terms,

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Speaker 2: the fees, the cost of the account. I mean, this

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Speaker 2: movement is awesome and it's super positive, and a lot

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Speaker 2: of times black owned banks are smaller banks, and those

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Speaker 2: banks already have lower fees and things like that. But

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Speaker 2: on the other side of this actrum, you look at

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Speaker 2: the rush card you know, owned by created by Russell Simmons,

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Speaker 2: huge in the black community, celebrity status. People think this

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Speaker 2: man's like a demigod or something like that. But this

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Speaker 2: card is terrible, like it is, you're out of control.

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Speaker 2: Then you got Steve Harvey representing the green Dot card.

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Speaker 2: I mean, wasn't Montel Williams like doing something crazy. I

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Speaker 2: forget what his what he was talking for a while,

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Speaker 2: but I mean I would. I would just say, just

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Speaker 2: because there is a black face on a product doesn't

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Speaker 2: mean that it is good for you. So always read

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Speaker 2: the fine print, Always sort of look at your personal

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Speaker 2: financial situation before you kind of get swept up and

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Speaker 2: the face of organization. And I can tell you right

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Speaker 2: now the actual CEO of you know, Rush, which is

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Speaker 2: the company that owns a Rush card, is not a

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Speaker 2: black man exactly, not Russell Simmons exactly.

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Speaker 1: Don't think of yeah, that's just the face. That's like

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Speaker 1: I was telling Mandy offline b A listeners that like

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Speaker 1: one of these tummy these tea companies, you know, the

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Speaker 1: you see everybody drinking, these celebrities drinking these teas and

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Speaker 1: saying how they lost all this week one of them

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Speaker 1: reached out to me, was like, hey, Tiff, we'd love

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Speaker 1: to pay you big money, send you some tea, and

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Speaker 1: then you can tell everybody you used it and your

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Speaker 1: stomach is flat. So and I said, obviously, I said

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Speaker 1: no because I was like, girl, goodbye. Have you even

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Speaker 1: looked at my timeline? I don't talk about like I mean, yeah,

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Speaker 1: I talk about health stuff, but like the stuff I'm

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Speaker 1: actually doing, like going to the gym or taking a

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Speaker 1: walk or whatever. But it just goes to show you that,

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Speaker 1: you know, sometimes it's just a matter of a company

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Speaker 1: just reaching out to random folks saying, hey, here's some money.

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Speaker 1: So you want to you want to discern for yourself

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Speaker 1: what's the best fit for you.

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Speaker 2: Yes, at the end of the day, you're your best

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Speaker 2: advocate and you have to. But if you're interested in

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Speaker 2: learning more, I found what was this website? I was

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Speaker 2: going to point everyone to this website, and then I

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Speaker 2: got swept up reading more about the movement. I actually

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Speaker 2: read that because of this movement, I didn't realize it

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Speaker 2: was started by Killer Mike. Yeah.

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Speaker 1: I was laborious in so many ways.

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Speaker 2: But one bank in Atlanta actually got eight thousand Citizens

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Speaker 2: Trust Bank, which I didn't even know was black owned bank.

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Speaker 2: My dad banks with them. Citizens Truck had like eighteen

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Speaker 2: or eight thousand new members because of this movement.

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Speaker 1: And instant citizens trust.

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Speaker 2: Now I just clicked off the site, but real quick though,

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Speaker 2: if you want to find a list of black owned banks,

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Speaker 2: I think there's a map you can go to. Blackoutcoalition

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Speaker 2: dot Org seems to have Oh okay, okay. When you

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Speaker 2: go into their website, it's like a Martin Luther King

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Speaker 2: junior video starts playing, that's a good bank, and then

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Speaker 2: there's a site called one United dot com. I'll put

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Speaker 2: some links to this on our our brand new, flashy website,

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Speaker 2: which should be up by the time this podcast airs. Yes,

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Speaker 2: Bran Ambition gotta make of m.

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Speaker 1: We fancy now that we won boosting in breaking, I

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Speaker 1: think I'm gonna give a brown boost to I'm not

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Speaker 1: gonna break. I want to give a brown boost. And

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Speaker 1: I've probably said this before, but black Twitter and black

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Speaker 1: Twitter and like the an extension brown boost of just

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Speaker 1: like blackness in general. So black Twitter to me is

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Speaker 1: like just life because when something goes wrong, if you

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Speaker 1: bring it to black Twitter, black Twitter is like I'm

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Speaker 1: gonna get my older brother, like the older brother or

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Speaker 1: older sister that was bigger and stronger, and the neighborhood

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Speaker 1: was inherently afraid of them. Right, that is what black

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Speaker 1: twitter is. You're like, oh, oh you're talking. Let me

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Speaker 1: go get my big sister. Black Twitter will come and

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Speaker 1: drag your adversary from here to Tuesday and then say

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Speaker 1: say something again and we'll for sure it. And so

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Speaker 1: I just want to bring like sometimes the Internet, although

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Speaker 1: it can be very foolish and it can be a

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Speaker 1: lot that black Twitter gives me life when they drag

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Speaker 1: appropriate people who need to be dragged, and you know,

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Speaker 1: basically like no, girl, you can't get away with that,

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Speaker 1: you're gonna eat. Has to be said. And it's not

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Speaker 1: even just for fun and giggles, but like also too,

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Speaker 1: you know, there's a lot of things that happened, like

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Speaker 1: like George Zimmerman was prosecuted because black Twitter and social

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Speaker 1: media demanded at least something. No, he wasn't prosecuted, but

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Speaker 1: at least his like that Trayvon Martin's story was told.

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Speaker 1: You know, that wasn't gonna happen otherwise. And so yeah,

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Speaker 1: I want to give it.

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Speaker 2: It's gonna be more organized too. You know, I saw

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Speaker 2: when this whole Lenny Letter Lena Dunham Odell Beckham Junior

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Speaker 2: drama came out earlier last week. I saw Deray McKesson,

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Speaker 2: who's like one of the original Black Lives Matter movement members,

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Speaker 2: right and he's now a civil rights activist. He's based

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Speaker 2: in Baltimore anyway, tons of followers on Twitter. He was

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Speaker 2: basically like, black Twitter, can you get on this early

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Speaker 2: before the news gets ahead of this and starts twisting

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Speaker 2: this and turning into something it's not, and just let

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Speaker 2: them know what's wrong with this whole Lead and Dunham situation.

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Speaker 2: And he tweeted that out. And so you see them

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Speaker 2: like getting more organized and like getting ahead of an

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Speaker 2: issue like right away, okay, and like getting your voice

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Speaker 2: is heard early. That's interesting.

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Speaker 1: Yeah. And so when you think of for those of

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Speaker 1: you who don't realize that Twitter, I think it is

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Speaker 1: it one third of Twitter. It's supposed to be African American.

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Speaker 2: But I wouldn't be surprised if it was more.

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Speaker 1: But yeah, so it's a it's a force to be

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Speaker 1: reckoned with. Go yact go. So what's your what's your

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Speaker 1: booster to break?

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Speaker 2: I would like to do, Well, this is gonna be

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Speaker 2: it's gonna be a boost, but it's also going to

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Speaker 2: be a conversation because I want to get your take

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Speaker 2: on this too. So I feel like the fall is

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Speaker 2: the new official start of the wedding season. Where spring

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Speaker 2: used to be wedding season, like for me, fall has

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Speaker 2: become like the season of weddings fall and winter. So

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Speaker 2: I think people found out it was cheaper to get

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Speaker 2: married in colder seasons. Blah blah blah. So I'm already

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Speaker 2: getting text from friends who were like, Yo, how much

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Speaker 2: do I give? I can only afford this, but I

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00:19:53,680 --> 00:19:55,879
Speaker 2: feel like I should pay you know how much my

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00:19:56,080 --> 00:19:58,960
Speaker 2: plate probably costs at dinner, Like how do you what's

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Speaker 2: the etiquette around pay you know, gifts at weddings? And

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Speaker 2: like how much should you give? And I feel like

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Speaker 2: I guess the break and the boost here is like

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Speaker 2: a break from the pressure to give a ton of

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Speaker 2: money at weddings and a boost to giving what you

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Speaker 2: can afford to give and like not feeling so guilty

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Speaker 2: about it. And I do want to like debunk the myth.

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Speaker 2: So my fiance too has said that whenever we because

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Speaker 2: we've been going to weddings for a while together, but

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Speaker 2: because all of his friends have gotten married, and every

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Speaker 2: time it's like, well, you know, we should probably at

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Speaker 2: least pay for the cost of our meal. And I'm like, well,

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Speaker 2: how do you know how much to cost? You're like,

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Speaker 2: how do you know how much?

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Speaker 1: You're yeah, well people say that, yeah, I'm like, how

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Speaker 1: do you Well, what I've done is depending on like,

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Speaker 1: because there's been times when I've had like next to

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Speaker 1: no money. But most couples are are registered somewhere, and

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Speaker 1: so at least if you're registered, let's just say I

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Speaker 1: only have thirty bucks, at least if you're registered, at

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Speaker 1: least I'm like, well, let me go get something off

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Speaker 1: the registry, so at least I know that what I'm

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Speaker 1: getting them is exactly what they want, even though I

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Speaker 1: might not have one hundred and fifty bucks. You know.

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Speaker 2: That's the thing. Though I don't, everyone is now doing

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Speaker 2: these honeymoon funds like instead of registries, like a lot

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Speaker 2: of my friends and some are just doing straight up

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Speaker 2: PayPal links like directles, so you can do it because

432
00:21:17,040 --> 00:21:20,440
Speaker 2: with PayPal you pay fewer fees. Well, there's a bunch

433
00:21:20,440 --> 00:21:23,479
Speaker 2: of websites now, there's like Zola registry where you can

434
00:21:23,520 --> 00:21:25,639
Speaker 2: set up like a cash like a kind of like

435
00:21:25,680 --> 00:21:28,600
Speaker 2: a GoFundMe paige before you for your wedding gifts, and

436
00:21:28,800 --> 00:21:31,080
Speaker 2: you can just submit payments by credit card or debit

437
00:21:31,160 --> 00:21:34,480
Speaker 2: or whatever. But those sites sometimes take like a percentage

438
00:21:34,560 --> 00:21:36,439
Speaker 2: or not. Sometimes most of them do take like a

439
00:21:36,440 --> 00:21:39,879
Speaker 2: two to three percent cut of whatever people give you.

440
00:21:39,920 --> 00:21:41,680
Speaker 2: So to get around that, people are now putting just

441
00:21:41,720 --> 00:21:44,879
Speaker 2: straight up PayPal links on their wedding websites. And I

442
00:21:44,920 --> 00:21:48,400
Speaker 2: think it's like and instead of having registries because I mean,

443
00:21:48,480 --> 00:21:51,200
Speaker 2: people now tend to live together already, or they already

444
00:21:51,200 --> 00:21:53,160
Speaker 2: have a bunch of stuff, like they don't really need

445
00:21:53,200 --> 00:21:56,480
Speaker 2: the fancy kitchen aid mixer and they're not looking for

446
00:21:56,880 --> 00:21:58,480
Speaker 2: you know, pots and pans and stuff, so they just

447
00:21:58,520 --> 00:22:01,400
Speaker 2: do the straight up honeymoon registry. And I'm totally fine

448
00:22:01,440 --> 00:22:02,960
Speaker 2: with that. I think that's, you know, great, at least

449
00:22:02,960 --> 00:22:05,320
Speaker 2: you know you're contributing towards their trip and that's an

450
00:22:05,359 --> 00:22:08,080
Speaker 2: experience or whatever. But I think it makes things more

451
00:22:08,320 --> 00:22:10,760
Speaker 2: a little bit more difficult because now they're in some

452
00:22:10,840 --> 00:22:13,520
Speaker 2: cases there's not like the right street to sort of

453
00:22:13,560 --> 00:22:14,080
Speaker 2: fall back on.

454
00:22:14,880 --> 00:22:16,400
Speaker 1: I mean, I say give what you can't I mean,

455
00:22:16,440 --> 00:22:19,160
Speaker 1: I I mean when I didn't have like a ton

456
00:22:19,160 --> 00:22:21,919
Speaker 1: of money to do. I say, give what you can people,

457
00:22:22,040 --> 00:22:26,280
Speaker 1: if someone is really your friend, Like let's just say,

458
00:22:26,320 --> 00:22:28,720
Speaker 1: you think to yourself, like, uh, like you know this

459
00:22:28,760 --> 00:22:30,760
Speaker 1: is a friend that's not that much of a friend.

460
00:22:30,800 --> 00:22:32,639
Speaker 1: It's just kind of like you know, they've invited everybody

461
00:22:32,680 --> 00:22:34,719
Speaker 1: to their wedding. If you feel that weird about it,

462
00:22:34,760 --> 00:22:37,800
Speaker 1: don't go. But if this is really your friend, then

463
00:22:38,040 --> 00:22:40,639
Speaker 1: you know, give what you can. I guess I'm not

464
00:22:40,680 --> 00:22:42,240
Speaker 1: all that Like you know now that Superman and I

465
00:22:42,280 --> 00:22:45,320
Speaker 1: are really like you know, talking about like like what

466
00:22:45,400 --> 00:22:47,000
Speaker 1: our wedding is going to be like if we even

467
00:22:47,040 --> 00:22:49,040
Speaker 1: have one. We were just talking about justice as the

468
00:22:49,080 --> 00:22:51,720
Speaker 1: piece and a big party. I don't even know what

469
00:22:51,760 --> 00:22:53,560
Speaker 1: I'm gonna do as far as like that's concerned, because

470
00:22:53,600 --> 00:22:55,840
Speaker 1: you're right, we already live together, we already have stuff.

471
00:22:55,960 --> 00:22:59,520
Speaker 1: I mean, likely we'll do some sort of like hey,

472
00:22:59,520 --> 00:23:01,440
Speaker 1: give money if you want to give what you can.

473
00:23:01,560 --> 00:23:04,280
Speaker 1: I guess, but I don't. I really just want people

474
00:23:04,280 --> 00:23:06,639
Speaker 1: to have a good time, you know, And I don't think.

475
00:23:06,760 --> 00:23:08,879
Speaker 2: I think that's how it should be like as a

476
00:23:08,960 --> 00:23:10,919
Speaker 2: couple hosting the wedding. I mean I look at it

477
00:23:10,920 --> 00:23:13,560
Speaker 2: as like an act of generosity, like we want to

478
00:23:13,600 --> 00:23:15,200
Speaker 2: celebrate our love. We want you to be a part

479
00:23:15,240 --> 00:23:17,840
Speaker 2: of it. We're throwing this party for you and for us.

480
00:23:18,680 --> 00:23:20,560
Speaker 2: But you do hear like I've never heard some bitter

481
00:23:20,640 --> 00:23:24,359
Speaker 2: brides who have grown Yeah, who's been grumbling about you know,

482
00:23:24,880 --> 00:23:26,679
Speaker 2: I barely paid off half the wedding with what I

483
00:23:26,680 --> 00:23:29,120
Speaker 2: got in gifts. And I'm like, that's well, girl, that's

484
00:23:30,000 --> 00:23:33,200
Speaker 2: that's not budget for her wedding. It's nine twenty because

485
00:23:33,200 --> 00:23:35,080
Speaker 2: we're also going to get twenty thousand back of gifts.

486
00:23:35,119 --> 00:23:39,000
Speaker 1: No, honey, No, not happening. I don't think that. To me.

487
00:23:39,080 --> 00:23:41,760
Speaker 1: That's on the bride then, because I don't in the groom.

488
00:23:41,760 --> 00:23:43,760
Speaker 2: I don't want to not just surprise the couple.

489
00:23:43,840 --> 00:23:47,520
Speaker 1: You know, yes, because I remember when my sisters got married,

490
00:23:48,040 --> 00:23:50,680
Speaker 1: they paid with cash. Like my sister had actually invested

491
00:23:50,720 --> 00:23:54,679
Speaker 1: in stocks a few like when she got engaged, and

492
00:23:54,720 --> 00:23:57,080
Speaker 1: by the time she got married, she sold some of

493
00:23:57,119 --> 00:23:59,240
Speaker 1: them to pay for the wedding. She and her husband

494
00:23:59,320 --> 00:24:00,879
Speaker 1: they both invest and it was like, Okay, this is

495
00:24:00,920 --> 00:24:03,480
Speaker 1: our plan. But I don't think the idea was we're

496
00:24:03,480 --> 00:24:05,240
Speaker 1: going to get that money back. My other sister, she's

497
00:24:05,280 --> 00:24:07,639
Speaker 1: just a really good savor. She had saved everything and

498
00:24:07,720 --> 00:24:10,600
Speaker 1: hear and her or her husband now they saved in

499
00:24:10,680 --> 00:24:13,400
Speaker 1: cash and I think they got back most of their money,

500
00:24:13,400 --> 00:24:15,280
Speaker 1: but that was not the point. They weren't like, well,

501
00:24:15,320 --> 00:24:16,879
Speaker 1: we'll spend as much because we know we're going to

502
00:24:16,880 --> 00:24:19,320
Speaker 1: get it back. Although Nigerians tend to be very generous,

503
00:24:19,359 --> 00:24:22,280
Speaker 1: you know, that wasn't the plan. The plan was she said,

504
00:24:22,320 --> 00:24:24,439
Speaker 1: I don't want to owe when the wedding is done,

505
00:24:24,520 --> 00:24:26,000
Speaker 1: so I'm going to save all the money that we

506
00:24:26,040 --> 00:24:29,080
Speaker 1: need between he and I and they did, you know,

507
00:24:29,320 --> 00:24:34,359
Speaker 1: and so exactly, and they ended up because my parents

508
00:24:34,359 --> 00:24:36,399
Speaker 1: helped a lot too, So they ended up. She was like,

509
00:24:36,440 --> 00:24:37,919
Speaker 1: before I even get any money back, I want to

510
00:24:37,920 --> 00:24:39,720
Speaker 1: give money back to mommy and daddy, so because you

511
00:24:39,720 --> 00:24:43,080
Speaker 1: know they're closer to retirement. So they did. So. Yeah,

512
00:24:43,400 --> 00:24:47,119
Speaker 1: I would say brides and grooms to be like, you know,

513
00:24:47,520 --> 00:24:49,840
Speaker 1: make sure that you're having the wedding for what it's

514
00:24:49,840 --> 00:24:52,680
Speaker 1: supposed to be, for a celibratory events, not a place

515
00:24:52,720 --> 00:24:54,080
Speaker 1: to get and gain money.

516
00:24:54,160 --> 00:24:55,600
Speaker 2: I would like to know if anyone out there has

517
00:24:55,640 --> 00:24:58,119
Speaker 2: been like I have heard one of my one of

518
00:24:58,160 --> 00:24:59,680
Speaker 2: my I'm not going to call her out, one of

519
00:24:59,720 --> 00:25:01,760
Speaker 2: my friend and has asked me like, oh, so, so

520
00:25:01,840 --> 00:25:04,760
Speaker 2: and so is check bounced? Do I tell him? And

521
00:25:05,200 --> 00:25:08,720
Speaker 2: my answer was no, you don't tell him? I mean

522
00:25:08,840 --> 00:25:10,359
Speaker 2: how awkward is that? You know?

523
00:25:10,960 --> 00:25:15,359
Speaker 1: Yeah, I wouldn't. Probably I'd be like, yeah, no, I don't.

524
00:25:15,440 --> 00:25:18,280
Speaker 1: I mean unless they were paying for a product or service,

525
00:25:18,320 --> 00:25:19,600
Speaker 1: then I would just let that go.

526
00:25:20,240 --> 00:25:22,040
Speaker 2: It's kind of like a donation in a way, like

527
00:25:23,000 --> 00:25:24,800
Speaker 2: too awkward. Do you guys see them the next family

528
00:25:24,800 --> 00:25:26,800
Speaker 2: reunion and Christmas? Like maybe just let it.

529
00:25:26,760 --> 00:25:29,119
Speaker 1: Go unless we were really closest, Like if it was

530
00:25:29,160 --> 00:25:31,960
Speaker 1: my sister, I'd be like, girl, your check bounce everything?

531
00:25:32,000 --> 00:25:43,520
Speaker 2: Okay? Oh, wedding etiquette.

532
00:25:44,320 --> 00:25:47,719
Speaker 1: Do we have any questions? You know, we're brown ambition,

533
00:25:47,840 --> 00:25:50,879
Speaker 1: so this is the ambition part of our podcast. Do

534
00:25:50,880 --> 00:25:53,320
Speaker 1: we have any questions? Financial questions, career questions?

535
00:25:53,440 --> 00:25:55,080
Speaker 2: We have a cool question today. It's actually probably a

536
00:25:55,080 --> 00:25:57,480
Speaker 2: good question for you since you are about to go

537
00:25:57,520 --> 00:26:00,240
Speaker 2: on a big trip. But this week our question is

538
00:26:00,240 --> 00:26:06,639
Speaker 2: from listener Lisa. Hi, Lisa, she has a trip of

539
00:26:06,800 --> 00:26:09,560
Speaker 2: a question about travel. So I just read it real quick.

540
00:26:09,680 --> 00:26:12,040
Speaker 2: She says, you're both you guys are both avid travelers

541
00:26:12,040 --> 00:26:15,240
Speaker 2: from what I've heard. I recently watched a video from

542
00:26:15,280 --> 00:26:19,159
Speaker 2: a travel group called No Madness about a tragedy that

543
00:26:19,240 --> 00:26:21,720
Speaker 2: happened where people were killed and injured in a car

544
00:26:21,760 --> 00:26:24,919
Speaker 2: accident in Panama. The speaker really emphasized the need for

545
00:26:25,000 --> 00:26:28,280
Speaker 2: travel health insurance. And since I'm currently planning a trip

546
00:26:28,320 --> 00:26:30,439
Speaker 2: to Thailand for the first time, I'm wondering if this

547
00:26:30,520 --> 00:26:32,840
Speaker 2: is something that I need. Have either of you ever

548
00:26:32,960 --> 00:26:36,720
Speaker 2: used travel health insurance? And if so, if so, what company?

549
00:26:36,840 --> 00:26:39,480
Speaker 2: And do I need it if I already have regular

550
00:26:39,560 --> 00:26:40,399
Speaker 2: health insurance?

551
00:26:41,240 --> 00:26:43,920
Speaker 1: Great question, it is, so first of all, I want

552
00:26:43,960 --> 00:26:45,840
Speaker 1: to say kudos. No, I'm actually a part of No

553
00:26:45,920 --> 00:26:49,960
Speaker 1: Madness and the founder of Vida. She's a friend of mine,

554
00:26:51,000 --> 00:26:53,520
Speaker 1: and so I'm just like yay, And yes, I remember

555
00:26:53,640 --> 00:26:56,480
Speaker 1: it was in Panama. It was not an official No

556
00:26:56,560 --> 00:26:58,600
Speaker 1: Madness trip. It was just a bunch of No Madness

557
00:26:58,640 --> 00:27:02,320
Speaker 1: tribe members happened to meet up on this trip. They

558
00:27:02,359 --> 00:27:07,320
Speaker 1: took a tour and the bus they were going around

559
00:27:07,320 --> 00:27:09,679
Speaker 1: like I guess, they were going into the mountains, and

560
00:27:09,720 --> 00:27:12,600
Speaker 1: the bus somehow careened off the side of a mountain.

561
00:27:13,320 --> 00:27:15,320
Speaker 1: And actually a good friend of mine, Neca, who I've

562
00:27:15,359 --> 00:27:18,040
Speaker 1: known since I was I don't even know eighteen, died

563
00:27:18,080 --> 00:27:23,159
Speaker 1: in that bus crash, and it was it was a

564
00:27:23,240 --> 00:27:27,760
Speaker 1: very traumatic time for you know, no madness, their families

565
00:27:28,000 --> 00:27:32,680
Speaker 1: and because not everyone passed away, so some people were

566
00:27:32,720 --> 00:27:35,159
Speaker 1: stuck there like, well how do we get because they

567
00:27:35,160 --> 00:27:37,239
Speaker 1: had to go to hospitals, they had to be airlifted out,

568
00:27:37,320 --> 00:27:39,840
Speaker 1: like you know, how do we get help? And it

569
00:27:40,040 --> 00:27:41,919
Speaker 1: was it was then that I realized that like I

570
00:27:41,960 --> 00:27:44,560
Speaker 1: had gotten health insurance when I went to India, because

571
00:27:44,600 --> 00:27:46,080
Speaker 1: I was like, I don't want to be sick, you know,

572
00:27:46,119 --> 00:27:48,880
Speaker 1: this far from home and not have adequate health insurance.

573
00:27:49,320 --> 00:27:51,720
Speaker 1: So I would say, yes, it is critical to get

574
00:27:52,320 --> 00:27:55,520
Speaker 1: additional health insurance because if something happens to you you

575
00:27:55,600 --> 00:27:57,760
Speaker 1: have to be moved or you have to be looked after.

576
00:27:57,800 --> 00:27:59,080
Speaker 1: You don't want to have to worry about it. It's

577
00:27:59,080 --> 00:28:02,399
Speaker 1: really not that expensive. Of I'm trying to remember the

578
00:28:02,440 --> 00:28:04,800
Speaker 1: name of the company that I used for health.

579
00:28:05,160 --> 00:28:08,320
Speaker 2: So you have bought additional health insurance for my travels

580
00:28:08,359 --> 00:28:11,919
Speaker 2: before I think, well, well, first off, I'll say just

581
00:28:12,000 --> 00:28:14,119
Speaker 2: check your current policy. There's some if you have a

582
00:28:14,160 --> 00:28:16,639
Speaker 2: big policy like with Blue Cross, Blue Shield or like

583
00:28:16,680 --> 00:28:20,960
Speaker 2: an Etna, some policies do offer worldwide coverage. And that

584
00:28:21,000 --> 00:28:23,159
Speaker 2: doesn't mean that you'll be covered anywhere you go, but

585
00:28:23,200 --> 00:28:25,840
Speaker 2: they will list like they'll have a list of providers

586
00:28:25,880 --> 00:28:30,000
Speaker 2: in different major cities and just start. I would use

587
00:28:30,040 --> 00:28:31,800
Speaker 2: that as a starting place because they may have like

588
00:28:31,840 --> 00:28:34,600
Speaker 2: the catastrophic coverage. So if you do need to be airlifted,

589
00:28:35,040 --> 00:28:37,119
Speaker 2: I mean, that's the real risk. That's the thing that

590
00:28:37,200 --> 00:28:39,680
Speaker 2: scares people, right, is that you'll be so hurt that

591
00:28:39,720 --> 00:28:41,880
Speaker 2: you'll have to be like flown out of the country.

592
00:28:41,920 --> 00:28:43,880
Speaker 2: And that's where it costs you, like anywhere from thirty

593
00:28:43,920 --> 00:28:46,480
Speaker 2: thousand to up to fifty thousand dollars. I've heard it

594
00:28:46,520 --> 00:28:49,200
Speaker 2: can cost you, and that's terrifying. But some of those,

595
00:28:49,320 --> 00:28:51,959
Speaker 2: like you met your policy may already cover it, and

596
00:28:52,000 --> 00:28:57,120
Speaker 2: your credit card. Honestly, I have an amazing travel credit card.

597
00:28:57,200 --> 00:28:59,680
Speaker 2: I'm covered up to ten thousand dollars if I get

598
00:28:59,760 --> 00:29:03,240
Speaker 2: sick before going on a trip, which is the kind

599
00:29:03,280 --> 00:29:07,800
Speaker 2: of situation that like, so there's and this isn't health insurance.

600
00:29:07,800 --> 00:29:09,800
Speaker 2: I'm talking about like trip protection. But I think that's

601
00:29:09,800 --> 00:29:12,120
Speaker 2: another kind of concern people have when they're traveling, Like

602
00:29:12,520 --> 00:29:14,520
Speaker 2: what happens if I'm too sick to travel or I,

603
00:29:14,680 --> 00:29:17,520
Speaker 2: you know, miss a tour because I'm too sick. You

604
00:29:17,520 --> 00:29:20,040
Speaker 2: should definitely check out your credit card benefits and see

605
00:29:20,040 --> 00:29:22,600
Speaker 2: if you're covered like for anything like that first, So

606
00:29:22,680 --> 00:29:25,280
Speaker 2: see what you have already in your arsenal like tools

607
00:29:25,320 --> 00:29:30,680
Speaker 2: before you spend the money on insurance. How much did

608
00:29:30,680 --> 00:29:31,760
Speaker 2: your policy cost that you?

609
00:29:31,920 --> 00:29:34,920
Speaker 1: Honestly, it was nominal. I remember it was like well

610
00:29:34,920 --> 00:29:37,080
Speaker 1: below one hundred dollars. I found the company. It was

611
00:29:37,080 --> 00:29:41,920
Speaker 1: called seven corners dot com, so seven corners I bought this.

612
00:29:43,200 --> 00:29:46,200
Speaker 1: I bought coverage for India. I'm actually pulling up my

613
00:29:46,240 --> 00:29:51,160
Speaker 1: policy now. It was Mexical medical maximum amount of a

614
00:29:51,200 --> 00:29:54,560
Speaker 1: million dollars. I think you know I bought this for

615
00:29:54,640 --> 00:29:58,160
Speaker 1: Greece actually, and I think I paid. I can't even

616
00:29:58,160 --> 00:29:59,600
Speaker 1: I'm like, I'm looking to see how much I paid.

617
00:29:59,600 --> 00:30:02,920
Speaker 1: But I that it was. It was nominal in comparison

618
00:30:03,000 --> 00:30:05,000
Speaker 1: to having a million dollars worth of coverage to not

619
00:30:05,080 --> 00:30:08,040
Speaker 1: have to worry about it.

620
00:30:08,040 --> 00:30:12,120
Speaker 2: It's probably go ahead, Oh, I just yeah. I used

621
00:30:12,160 --> 00:30:14,760
Speaker 2: to read The Freugal Traveler through the New York Times

622
00:30:14,800 --> 00:30:17,600
Speaker 2: when it was when it was seth kojol and he

623
00:30:17,640 --> 00:30:21,800
Speaker 2: recommended the site called worldnomads dot com. Okay, where you

624
00:30:21,840 --> 00:30:23,680
Speaker 2: can put in where you're going in your dates and

625
00:30:24,200 --> 00:30:27,280
Speaker 2: who's covered, and then it'll give you like options for plans.

626
00:30:27,320 --> 00:30:29,120
Speaker 2: Most of your plans seem pretty like low too, like

627
00:30:29,200 --> 00:30:30,680
Speaker 2: under one hundred bucks, like fifty.

628
00:30:30,480 --> 00:30:32,800
Speaker 1: Yeah, under yep, it was fifty to one hundred bucks.

629
00:30:32,840 --> 00:30:34,760
Speaker 1: And like I said, I got a million dollar cover

630
00:30:34,840 --> 00:30:37,640
Speaker 1: because I was going to Greece and Turkey for my birthday.

631
00:30:37,640 --> 00:30:41,000
Speaker 1: It was I think in twenty fourteen. And so whenever

632
00:30:41,040 --> 00:30:43,200
Speaker 1: I'm going like I'm going, you know, I told you

633
00:30:43,280 --> 00:30:46,040
Speaker 1: I'm going to Paris in Prague, so I would likely

634
00:30:46,080 --> 00:30:48,600
Speaker 1: get some insurance for that too. You just don't want

635
00:30:48,600 --> 00:30:51,800
Speaker 1: to be especially if you're traveling. If I'm traveling stateside,

636
00:30:51,800 --> 00:30:53,720
Speaker 1: you know, I have my regular health insurance, but if

637
00:30:53,720 --> 00:30:56,040
Speaker 1: I'm traveling out of the country, you don't want to

638
00:30:56,080 --> 00:30:58,720
Speaker 1: have to worry that should something happen to me, whether

639
00:30:58,760 --> 00:31:01,479
Speaker 1: it's you just getting sick or or you're getting into

640
00:31:01,560 --> 00:31:03,720
Speaker 1: an accident, you don't want to have to worry that.

641
00:31:03,920 --> 00:31:06,040
Speaker 1: You know you're not going to be able to receive

642
00:31:06,080 --> 00:31:08,320
Speaker 1: the services that would save your life because you're not

643
00:31:08,440 --> 00:31:12,920
Speaker 1: adequately covered. It's worth the fifty bucks to get like insurance.

644
00:31:13,160 --> 00:31:14,720
Speaker 1: You know that's going to make sure that you have

645
00:31:14,800 --> 00:31:17,120
Speaker 1: peace of mind. I never thought about that before, and

646
00:31:17,160 --> 00:31:19,000
Speaker 1: I was always like, girl, who care, I don't need that?

647
00:31:19,360 --> 00:31:22,920
Speaker 1: It should no longer be oh should I? Honestly, it's

648
00:31:23,000 --> 00:31:25,320
Speaker 1: under one hundred bucks, like I said, probably around fifty

649
00:31:25,440 --> 00:31:29,520
Speaker 1: for a large amount of coverage and a huge amount

650
00:31:29,560 --> 00:31:30,280
Speaker 1: of peace of mind.

651
00:31:30,360 --> 00:31:34,720
Speaker 2: Get it, Okay, you're pretty passionate about it. I'm still

652
00:31:34,720 --> 00:31:36,280
Speaker 2: like fitty fitty, you know what.

653
00:31:36,440 --> 00:31:39,720
Speaker 1: I guess because when my friend died and they were

654
00:31:39,760 --> 00:31:41,520
Speaker 1: trying to figure out how do we bring her body

655
00:31:41,560 --> 00:31:44,960
Speaker 1: over and money was tight and we actually had to

656
00:31:45,040 --> 00:31:48,720
Speaker 1: raise money to do so, it made me realize, like, yeah,

657
00:31:48,880 --> 00:31:51,320
Speaker 1: for fifty bucks, I don't I think. I don't want

658
00:31:51,360 --> 00:31:53,440
Speaker 1: to put my family and friends through what to do

659
00:31:53,520 --> 00:31:57,080
Speaker 1: with me should something happen. And so that's why because

660
00:31:57,120 --> 00:31:59,040
Speaker 1: before I never I was not even fifty fifty. I

661
00:31:59,120 --> 00:32:01,840
Speaker 1: was kind of like, girl, I'm not spending my fifty

662
00:32:01,920 --> 00:32:03,320
Speaker 1: that's IM gonna use to that fifty bucks to eat

663
00:32:03,320 --> 00:32:05,240
Speaker 1: at when I'm in Paris. But now I'm like, uhh,

664
00:32:05,560 --> 00:32:08,040
Speaker 1: I've seen too many times when it's been needed and

665
00:32:08,120 --> 00:32:11,040
Speaker 1: for such a nominal fee, Yeah, it's worth it.

666
00:32:11,920 --> 00:32:14,240
Speaker 2: But if your insurance already offers that kind of thing.

667
00:32:15,560 --> 00:32:18,280
Speaker 1: It depends yeah, no, no, I would definitely to check that.

668
00:32:18,360 --> 00:32:20,239
Speaker 1: And it also depends up to one amount. If your

669
00:32:20,280 --> 00:32:23,000
Speaker 1: insurance is offering ten thousand dollars, let's be real. You

670
00:32:23,040 --> 00:32:24,600
Speaker 1: know it's gonna cost more than that to air lift

671
00:32:24,680 --> 00:32:26,240
Speaker 1: you out, so then you might want to spend the

672
00:32:26,240 --> 00:32:27,520
Speaker 1: fifty bucks for a little bit more.

673
00:32:27,760 --> 00:32:30,520
Speaker 2: Yeah, up to fifty thousand it can cost. That's crazy.

674
00:32:30,680 --> 00:32:31,040
Speaker 1: M hm.

675
00:32:31,680 --> 00:32:34,960
Speaker 2: Well travel smartly, so travel safe. Thailand's awesome. I want

676
00:32:34,960 --> 00:32:36,520
Speaker 2: to go to Thailand me too.

677
00:32:36,880 --> 00:32:42,520
Speaker 1: It's on my list of like London. I'm like so

678
00:32:42,720 --> 00:32:44,840
Speaker 1: like nervous. So for those of you who have like kids,

679
00:32:44,840 --> 00:32:47,440
Speaker 1: this is just a question for me, right because I'm like,

680
00:32:47,440 --> 00:32:49,880
Speaker 1: oh man, Superman are like baby talk. We're like in

681
00:32:49,880 --> 00:32:52,880
Speaker 1: the midst of trying, you know, And I'm like.

682
00:32:52,880 --> 00:32:55,040
Speaker 2: Hey, I thought trying was fun. Not trying.

683
00:32:55,680 --> 00:32:58,280
Speaker 1: I know, I know, no, trying it is definitely fun.

684
00:32:58,440 --> 00:33:00,720
Speaker 1: But I guess part of me is like, way, I

685
00:33:00,760 --> 00:33:02,760
Speaker 1: have so many places I want to visit, Like, how

686
00:33:02,800 --> 00:33:04,560
Speaker 1: long after you have a baby do you like go

687
00:33:04,680 --> 00:33:08,040
Speaker 1: back to like being able to do different things. I know,

688
00:33:08,200 --> 00:33:10,040
Speaker 1: you're like your life is changed forever.

689
00:33:10,680 --> 00:33:11,160
Speaker 2: No.

690
00:33:10,880 --> 00:33:10,920
Speaker 1: What.

691
00:33:12,000 --> 00:33:14,960
Speaker 2: We have really close friends and they took their like

692
00:33:15,240 --> 00:33:17,160
Speaker 2: I don't even know how many. He was only a

693
00:33:17,160 --> 00:33:20,240
Speaker 2: few months old. He was born in April, and then

694
00:33:20,320 --> 00:33:25,120
Speaker 2: it was the husband's Hey, Pam and Anthony. It says

695
00:33:25,240 --> 00:33:28,040
Speaker 2: birthday in like July, I want to say early August

696
00:33:28,640 --> 00:33:31,840
Speaker 2: and ear late August. And they took their baby on

697
00:33:32,000 --> 00:33:34,320
Speaker 2: like a they went to They flew to Oregon and

698
00:33:34,440 --> 00:33:37,400
Speaker 2: drove down the West coast like not even like a

699
00:33:37,480 --> 00:33:39,600
Speaker 2: trip but like going to hotels and stuff, but like

700
00:33:39,640 --> 00:33:41,440
Speaker 2: they were like a road trip with their new warm

701
00:33:41,520 --> 00:33:43,840
Speaker 2: baby and they were just in Paris. And now he's

702
00:33:43,880 --> 00:33:47,080
Speaker 2: only one, okay, and they just like they just have

703
00:33:47,160 --> 00:33:49,720
Speaker 2: the right attitude about it. That's what they've said about

704
00:33:49,760 --> 00:33:51,960
Speaker 2: travel with a baby. If you have a good attitude

705
00:33:52,000 --> 00:33:53,960
Speaker 2: and you're not stressed out, then the flight attendants will

706
00:33:53,960 --> 00:33:56,560
Speaker 2: help you. Everyone sort of wants to make things like

707
00:33:56,600 --> 00:33:58,680
Speaker 2: good for you. And I mean, I'm sure it hasn't

708
00:33:58,720 --> 00:34:01,000
Speaker 2: been a total cake walk, but I think it can

709
00:34:01,040 --> 00:34:02,160
Speaker 2: be possible.

710
00:34:02,120 --> 00:34:04,400
Speaker 1: Okay, because that's just like my only nervousness. It's like,

711
00:34:04,440 --> 00:34:07,480
Speaker 1: oh my gosh, like, you know, I want to be

712
00:34:07,560 --> 00:34:09,960
Speaker 1: a mom. And I'm sure a lot of women who

713
00:34:09,960 --> 00:34:12,359
Speaker 1: are like because I'm in my mid thirties and I

714
00:34:12,400 --> 00:34:14,000
Speaker 1: want to be a mom. But I'm not gonna lie.

715
00:34:14,080 --> 00:34:16,279
Speaker 1: I'm like, I also I love my life now, like

716
00:34:16,360 --> 00:34:19,000
Speaker 1: life is good, like life is better than good, and

717
00:34:19,040 --> 00:34:21,360
Speaker 1: so part of me is afraid, like, oh gosh, like

718
00:34:23,000 --> 00:34:24,520
Speaker 1: how much you know, And I know there's a lot

719
00:34:24,520 --> 00:34:27,239
Speaker 1: of sacrifice, and you know, I have set my life

720
00:34:27,320 --> 00:34:29,080
Speaker 1: up in such a way that I can be home,

721
00:34:29,680 --> 00:34:31,800
Speaker 1: you know that, you know, I can make money passively

722
00:34:31,920 --> 00:34:34,200
Speaker 1: so I could like actively raise my child and stuff

723
00:34:34,239 --> 00:34:36,759
Speaker 1: like that. But I guess I'm worried about, like, well,

724
00:34:37,000 --> 00:34:40,480
Speaker 1: what other things outside of the fact of like, you know,

725
00:34:40,560 --> 00:34:43,560
Speaker 1: time and energy, Like I don't want to give up travel,

726
00:34:43,960 --> 00:34:45,960
Speaker 1: I don't want to give up you know, things that

727
00:34:46,040 --> 00:34:49,200
Speaker 1: make me me. And I know people might say, well,

728
00:34:49,880 --> 00:34:51,920
Speaker 1: you know, and I'm just like, well, to what extent,

729
00:34:51,960 --> 00:34:53,640
Speaker 1: you know? Cause my mom was like the old school

730
00:34:53,640 --> 00:34:57,239
Speaker 1: mom where you know, she did she gave up a lot.

731
00:34:57,280 --> 00:34:59,759
Speaker 1: I mean, it's five of us, so I mean, like

732
00:34:59,800 --> 00:35:01,919
Speaker 1: she didn't even she didn't even get to sleep nights

733
00:35:01,960 --> 00:35:05,680
Speaker 1: for up until I was really in college. She worked

734
00:35:05,800 --> 00:35:08,000
Speaker 1: nights as a nurse on purpose so she could be

735
00:35:08,000 --> 00:35:11,120
Speaker 1: home during the day for us, and so you know,

736
00:35:11,160 --> 00:35:13,680
Speaker 1: but that was a different dynamic because you know, just

737
00:35:13,680 --> 00:35:15,720
Speaker 1: like differences in like how much we made and stuff

738
00:35:15,760 --> 00:35:17,960
Speaker 1: like that. But I guess I'm just like, you know,

739
00:35:18,320 --> 00:35:20,560
Speaker 1: I know there's a lot of sacrifice when you have kids,

740
00:35:21,040 --> 00:35:24,880
Speaker 1: and I wonder do you ever get to like maintain

741
00:35:25,239 --> 00:35:27,560
Speaker 1: a piece of yourself to still be yourself because that's

742
00:35:27,600 --> 00:35:28,759
Speaker 1: what makes me happy, you know.

743
00:35:28,840 --> 00:35:29,280
Speaker 2: I hope.

744
00:35:29,280 --> 00:35:33,280
Speaker 1: So, I know, come on, I see some new moms

745
00:35:33,320 --> 00:35:35,520
Speaker 1: and I'm so scared. I'm like, oh my god, Like

746
00:35:35,600 --> 00:35:36,600
Speaker 1: what I mean.

747
00:35:36,640 --> 00:35:42,239
Speaker 2: There are financial stability I think is important. It's not everything,

748
00:35:42,320 --> 00:35:44,719
Speaker 2: but the fact that you are the budget needs to

749
00:35:44,719 --> 00:35:46,640
Speaker 2: of anyone and be able to do it, you probably

750
00:35:46,640 --> 00:35:49,160
Speaker 2: can figure out how to make it work financially. I

751
00:35:49,160 --> 00:35:51,520
Speaker 2: think too, the values you have before you get married,

752
00:35:51,800 --> 00:35:54,120
Speaker 2: before you have a kid, like those hopefully stay the

753
00:35:54,120 --> 00:35:56,080
Speaker 2: same and you just find a way too. I think

754
00:35:56,080 --> 00:35:58,160
Speaker 2: you know. What I've sort of heard is that you

755
00:35:58,719 --> 00:36:01,200
Speaker 2: it enhances the way that you travel, It changes the

756
00:36:01,239 --> 00:36:03,719
Speaker 2: way that you see the world. It makes traveling more

757
00:36:03,800 --> 00:36:06,400
Speaker 2: necessary in a way for parents, this is what I've heard.

758
00:36:06,400 --> 00:36:08,440
Speaker 2: I'm not a parent. I haven't taken any children small

759
00:36:08,480 --> 00:36:11,520
Speaker 2: children abroad, but it like it gives a new reason

760
00:36:11,600 --> 00:36:13,919
Speaker 2: to travel to like expose your kids to different things

761
00:36:13,920 --> 00:36:16,439
Speaker 2: and like see the world through their eyes. And I mean,

762
00:36:16,520 --> 00:36:19,120
Speaker 2: you know, my friend's got the cutest airbnb that was

763
00:36:19,160 --> 00:36:21,200
Speaker 2: like a family house, so they had a family room

764
00:36:21,200 --> 00:36:24,880
Speaker 2: and a baby room and they just I mean, I

765
00:36:25,000 --> 00:36:28,400
Speaker 2: want to be I want to be optimistic, but I mean, honestly,

766
00:36:28,400 --> 00:36:32,040
Speaker 2: it kind of you know, freaks me out too, right,

767
00:36:32,600 --> 00:36:34,040
Speaker 2: But I feel like you can do it. I feel

768
00:36:34,040 --> 00:36:35,840
Speaker 2: like we have to. We owe it to ourselves not

769
00:36:36,000 --> 00:36:39,400
Speaker 2: to give up part of our lives, part of ourselves

770
00:36:39,520 --> 00:36:41,680
Speaker 2: and what we love and get joy out of, you know,

771
00:36:41,719 --> 00:36:44,279
Speaker 2: for children. But I also feel like, you know, what

772
00:36:44,360 --> 00:36:46,799
Speaker 2: we don't know yet is the amount of joy that

773
00:36:46,880 --> 00:36:49,920
Speaker 2: a baby will bring into our lives. I've heard it's awesome.

774
00:36:52,000 --> 00:36:54,560
Speaker 2: They are pretty strong for child children.

775
00:36:54,719 --> 00:36:57,160
Speaker 1: Like I see it like when like because I have

776
00:36:57,320 --> 00:37:00,239
Speaker 1: a Supergirl. So Superman has a daughter already, and I

777
00:37:00,280 --> 00:37:03,800
Speaker 1: love her, you know, but there's nothing like your own.

778
00:37:03,920 --> 00:37:07,640
Speaker 1: And I see when he looks at her like I

779
00:37:07,680 --> 00:37:10,400
Speaker 1: can see it's like otherworldly, like when he looks at

780
00:37:10,400 --> 00:37:12,600
Speaker 1: her like look at my baby, you know. And she

781
00:37:12,680 --> 00:37:15,239
Speaker 1: also like his mother passed away a few years ago,

782
00:37:15,520 --> 00:37:17,600
Speaker 1: and she is like the spitting image, I mean from

783
00:37:17,640 --> 00:37:19,759
Speaker 1: looks and from what I understand. I never met his mother,

784
00:37:20,080 --> 00:37:22,359
Speaker 1: but from what I understand, even the way she like

785
00:37:22,640 --> 00:37:25,920
Speaker 1: moves and operates and speaks, and so when he's looking

786
00:37:25,960 --> 00:37:28,319
Speaker 1: at her, it's like he gets to see his mom again.

787
00:37:28,400 --> 00:37:31,680
Speaker 1: But then he also sees like his child and like

788
00:37:31,760 --> 00:37:34,440
Speaker 1: he relishes the in the sacrifice, and I can see that,

789
00:37:34,520 --> 00:37:37,000
Speaker 1: you know, like whatever it takes, and he happily does so,

790
00:37:38,040 --> 00:37:40,399
Speaker 1: and so you know, and so I know it gets

791
00:37:40,480 --> 00:37:42,680
Speaker 1: me like, okay, that will be you know, But I

792
00:37:42,680 --> 00:37:45,120
Speaker 1: don't because it's weird because like Supergirl, she's like such

793
00:37:45,120 --> 00:37:47,960
Speaker 1: a bonus because I don't have to sacrifice for her

794
00:37:48,160 --> 00:37:51,000
Speaker 1: financially because her mom is dope Supermom. She and I

795
00:37:51,040 --> 00:37:53,680
Speaker 1: get along great, and her mom is amazing. He's amazing,

796
00:37:53,960 --> 00:37:56,920
Speaker 1: so honestly Supergirl, and and she doesn't need me in

797
00:37:56,960 --> 00:38:00,400
Speaker 1: like this parental sense. So instead we're just like great friends.

798
00:38:00,440 --> 00:38:03,360
Speaker 1: So I don't get to get the real feel of

799
00:38:03,400 --> 00:38:05,120
Speaker 1: what it's like to have a child because all I

800
00:38:05,160 --> 00:38:06,640
Speaker 1: get to do is super Girls have fun with her.

801
00:38:06,640 --> 00:38:08,680
Speaker 1: I don't have to worry about the other responsibilities.

802
00:38:08,719 --> 00:38:11,000
Speaker 2: You know, well, you have to think you also have

803
00:38:11,040 --> 00:38:13,920
Speaker 2: a great support system. You have all those sisters that yeah,

804
00:38:13,960 --> 00:38:16,800
Speaker 2: I mean you're you've put yourself in a strong position,

805
00:38:16,920 --> 00:38:18,680
Speaker 2: like I mean, that's what I'm trying to do living

806
00:38:18,719 --> 00:38:22,760
Speaker 2: with my in laws. Like we've purposefully at least said, okay,

807
00:38:22,800 --> 00:38:25,600
Speaker 2: we need to be kind of like get to a

808
00:38:25,600 --> 00:38:27,600
Speaker 2: financial point that we're comfortable with, but also being around

809
00:38:27,600 --> 00:38:30,000
Speaker 2: the people to support us. So you can take some

810
00:38:30,040 --> 00:38:32,520
Speaker 2: time off and you can have sitters and like, you know,

811
00:38:32,600 --> 00:38:34,400
Speaker 2: people who are around to like support you. I think

812
00:38:34,480 --> 00:38:38,480
Speaker 2: that's like the non financial aspect of like making parenthood

813
00:38:38,520 --> 00:38:43,280
Speaker 2: easier that people like overlook how important that familial support

814
00:38:43,480 --> 00:38:44,000
Speaker 2: system is.

815
00:38:44,880 --> 00:38:47,640
Speaker 1: Yeah, So if you guys have some questions for us,

816
00:38:47,760 --> 00:38:49,719
Speaker 1: or you just have some feedback on this whole we

817
00:38:49,719 --> 00:38:51,920
Speaker 1: don't have no kids yet, I'll but you do.

818
00:38:52,480 --> 00:38:55,719
Speaker 2: Yeah, Like, what was the most financially surprising thing about

819
00:38:55,800 --> 00:38:58,880
Speaker 2: having a baby, like having young kids that just like

820
00:38:58,960 --> 00:39:02,279
Speaker 2: surprised you. You never saw coming beyond diapers? We all

821
00:39:02,320 --> 00:39:05,200
Speaker 2: know about diapers and like baby food and stuff like that.

822
00:39:05,239 --> 00:39:05,800
Speaker 2: What else?

823
00:39:07,040 --> 00:39:09,600
Speaker 1: Yeah? What made you say? Whoa whoa whoa whoa who knew?

824
00:39:10,200 --> 00:39:12,920
Speaker 1: You can email us at the BA Podcast at gmail

825
00:39:12,960 --> 00:39:13,680
Speaker 1: dot com.

826
00:39:13,680 --> 00:39:17,040
Speaker 2: I got it ready, right, Nope, that is not eat started.

827
00:39:17,520 --> 00:39:18,640
Speaker 1: I thought I got it right.

828
00:39:18,760 --> 00:39:20,480
Speaker 2: I don't know that was a good way to tweet

829
00:39:20,520 --> 00:39:23,719
Speaker 2: us though, at the BA podcast. You can email us

830
00:39:23,719 --> 00:39:34,560
Speaker 2: at Branambistion podcast at gmail dot com.

831
00:39:34,600 --> 00:39:37,120
Speaker 1: Okay, Brown and Bistion Podcasts at gmail dot com. My god,

832
00:39:37,120 --> 00:39:38,440
Speaker 1: I'm gonna get it right one of these days. But

833
00:39:38,440 --> 00:39:42,800
Speaker 1: you can tweet us at the BA podcast. Yes, you

834
00:39:42,800 --> 00:39:45,520
Speaker 1: can tweet Mandy at Mandy Woodruff Mandy with an I,

835
00:39:45,960 --> 00:39:48,080
Speaker 1: And you can tweet me at the budgeting stuff. You

836
00:39:48,120 --> 00:39:53,440
Speaker 1: have some specific tips. So I had a book that

837
00:39:53,480 --> 00:39:54,799
Speaker 1: I just bought. I know, we like, you know, I

838
00:39:54,800 --> 00:39:56,640
Speaker 1: don't really have a win, but I had a book.

839
00:39:56,640 --> 00:39:59,600
Speaker 1: Where is my Kindle I just brought? I love buying books.

840
00:39:59,719 --> 00:40:01,200
Speaker 2: You just talked about a book. You read a lot.

841
00:40:01,640 --> 00:40:07,479
Speaker 2: I know a lot of books. I'm like a book corter.

842
00:40:07,600 --> 00:40:09,560
Speaker 2: I'm like, oh, that looks good. I just downloaded real quick.

843
00:40:09,560 --> 00:40:12,000
Speaker 2: You know that that one click button on Amazon is

844
00:40:12,040 --> 00:40:12,560
Speaker 2: like the desk.

845
00:40:12,680 --> 00:40:14,600
Speaker 1: It's the devil. It's the smart devil.

846
00:40:14,680 --> 00:40:16,799
Speaker 2: But it's the devil, yes it is. I'm just like

847
00:40:16,960 --> 00:40:18,759
Speaker 2: that looks good. Okay, I'll read this one day. There's

848
00:40:18,840 --> 00:40:20,759
Speaker 2: so many books that I need to read.

849
00:40:21,040 --> 00:40:23,360
Speaker 1: Well. I like to keep like a nice like variety

850
00:40:23,400 --> 00:40:26,320
Speaker 1: of because what I hate is that when I'm ready

851
00:40:26,880 --> 00:40:29,720
Speaker 1: to like read something good and I don't have anything,

852
00:40:29,719 --> 00:40:31,360
Speaker 1: So I like to have at least like two or

853
00:40:31,400 --> 00:40:33,160
Speaker 1: three books like on my kindle that I have not

854
00:40:33,200 --> 00:40:34,920
Speaker 1: read it all. So when I'm like I want to

855
00:40:34,920 --> 00:40:37,319
Speaker 1: read something, I don't have to like search kindle for hours.

856
00:40:37,360 --> 00:40:39,839
Speaker 1: I can just like go and get one. So here's

857
00:40:39,880 --> 00:40:41,479
Speaker 1: my instead of my win, I want to talk about

858
00:40:41,480 --> 00:40:43,560
Speaker 1: the book. So this is a great book that I

859
00:40:43,560 --> 00:40:46,239
Speaker 1: cannot wait. I've heard great things about it. It is

860
00:40:46,280 --> 00:40:52,200
Speaker 1: called The Gatekeepers Are Gone Hustle plus Technology Equal Success

861
00:40:52,239 --> 00:40:55,600
Speaker 1: by Lamar Tyler, and I'm super excited because it is

862
00:40:55,640 --> 00:40:58,040
Speaker 1: the way that I have crafted the Bunchanista and the

863
00:40:58,120 --> 00:41:01,719
Speaker 1: Dreamcatchers and my Live Richer movement that gone are the

864
00:41:01,800 --> 00:41:04,400
Speaker 1: days that you have to like go through major media outlets,

865
00:41:04,440 --> 00:41:07,279
Speaker 1: you have to have huge sponsorships, all those things in

866
00:41:07,400 --> 00:41:10,680
Speaker 1: order to be successful in your business. That those major

867
00:41:10,719 --> 00:41:13,960
Speaker 1: gatekeepers are gone. There are people who are running multimillion

868
00:41:14,000 --> 00:41:18,000
Speaker 1: dollar companies and who have never been on anyone's television show,

869
00:41:18,520 --> 00:41:22,080
Speaker 1: never been in anyone's magazine or anything like that. Instead,

870
00:41:22,080 --> 00:41:26,040
Speaker 1: they've connected directly with the audience and there's a great

871
00:41:26,080 --> 00:41:29,120
Speaker 1: example of this, this young rapper named Chance the Rapper.

872
00:41:29,239 --> 00:41:30,320
Speaker 1: Have you heard of him, Mandy?

873
00:41:30,400 --> 00:41:31,920
Speaker 2: Yeah?

874
00:41:32,080 --> 00:41:34,200
Speaker 1: Right, So everybody loves Chance the Rapper. He is like

875
00:41:34,360 --> 00:41:38,040
Speaker 1: what we all hoped Kanye would be, but it's not. So.

876
00:41:38,120 --> 00:41:41,400
Speaker 1: He actually wrote like five songs on Kanye's Life of

877
00:41:41,440 --> 00:41:45,759
Speaker 1: Pablo album and everyone's favorite song, Oh what is it called?

878
00:41:45,800 --> 00:41:49,040
Speaker 1: It's called Uh, it's a song that everybody knows it,

879
00:41:49,080 --> 00:41:51,960
Speaker 1: but it's hits everyone's favorite song on Kanye's new album.

880
00:41:52,400 --> 00:41:55,520
Speaker 1: But Chance is dope in that he refuses to sign

881
00:41:55,520 --> 00:41:58,600
Speaker 1: with a major record label. He is completely independent. He

882
00:41:58,680 --> 00:42:03,399
Speaker 1: has been approached to times his his new he calls

883
00:42:03,400 --> 00:42:06,120
Speaker 1: his albums like mixtape. Is it called coloring books? I

884
00:42:06,160 --> 00:42:10,600
Speaker 1: think it's called coloring book? So he his new album,

885
00:42:10,719 --> 00:42:14,759
Speaker 1: it's like, has done so well, and you know, of

886
00:42:14,800 --> 00:42:17,080
Speaker 1: course record labels can't understand why he won't sign with them.

887
00:42:17,160 --> 00:42:20,120
Speaker 1: He's just like no. So he's had all these collaborations

888
00:42:20,120 --> 00:42:21,840
Speaker 1: that he would not be able to do if he

889
00:42:21,960 --> 00:42:24,520
Speaker 1: was under a record label. He's been able to do

890
00:42:24,600 --> 00:42:26,719
Speaker 1: what he wants, how he wants, when he wants it

891
00:42:26,800 --> 00:42:29,600
Speaker 1: because he understands that the gatekeepers are gone and that

892
00:42:29,719 --> 00:42:31,480
Speaker 1: you don't have to go to a record label to

893
00:42:31,480 --> 00:42:34,279
Speaker 1: get your music to the masses, and he actually had them.

894
00:42:34,520 --> 00:42:40,560
Speaker 1: The Grammys changed like their policy and because before it

895
00:42:40,640 --> 00:42:42,960
Speaker 1: was like in order to be like nominated for a Grammy,

896
00:42:43,000 --> 00:42:44,440
Speaker 1: you have to have a certain type of album, like

897
00:42:44,680 --> 00:42:47,160
Speaker 1: a produce in the traditional way. But now there they're

898
00:42:47,239 --> 00:42:49,799
Speaker 1: his album of stream only and they're allowing stream only

899
00:42:49,840 --> 00:42:52,360
Speaker 1: albums to be nominated, so he might likely win a Grammy.

900
00:42:52,960 --> 00:42:54,920
Speaker 1: So I just think, like, you know, if you're looking

901
00:42:54,920 --> 00:42:58,360
Speaker 1: for a book about you, write that book. No, the

902
00:42:58,400 --> 00:43:02,239
Speaker 1: book is by Lamar Tyler, But to me, he's a

903
00:43:02,239 --> 00:43:05,560
Speaker 1: perfect personification of the gatekeepers are gone, that you could

904
00:43:05,600 --> 00:43:08,879
Speaker 1: be a success in your industry without going through the.

905
00:43:09,000 --> 00:43:10,840
Speaker 2: My mother in law is singing really loudly.

906
00:43:12,320 --> 00:43:12,839
Speaker 1: I can't hear.

907
00:43:13,200 --> 00:43:14,439
Speaker 2: Oh you can't, okay, now.

908
00:43:15,920 --> 00:43:19,240
Speaker 1: Yeah, yes you better sing.

909
00:43:19,520 --> 00:43:22,080
Speaker 2: We're up till two am dancing in the living room.

910
00:43:22,320 --> 00:43:24,440
Speaker 2: I could not keep up. I'm sorry. I just like

911
00:43:24,520 --> 00:43:26,080
Speaker 2: hijacked your no, no, no.

912
00:43:26,160 --> 00:43:28,040
Speaker 1: That's fine. So I think I'm excited to read that

913
00:43:28,040 --> 00:43:29,920
Speaker 1: book and I'll report back how much I like it.

914
00:43:29,960 --> 00:43:31,360
Speaker 1: But I just got it like yesterday.

915
00:43:31,440 --> 00:43:33,200
Speaker 2: What's it called again? The gatekeepers are gone?

916
00:43:33,719 --> 00:43:37,080
Speaker 1: The gatekeepers are gone? By Lamar Tyler, you could have

917
00:43:37,080 --> 00:43:40,440
Speaker 1: been a case study. Why let me reach out to Lamar.

918
00:43:44,080 --> 00:43:46,800
Speaker 2: Oh that's good. What's my Oh my win? Wait to

919
00:43:46,840 --> 00:43:47,919
Speaker 2: have my notes, to have my notes.

920
00:43:47,920 --> 00:43:48,080
Speaker 1: Oh.

921
00:43:48,160 --> 00:43:51,399
Speaker 2: So this week I'm so excited. This is the week

922
00:43:51,440 --> 00:43:54,840
Speaker 2: of Queen Sugar, which is it's like a book and

923
00:43:54,960 --> 00:43:58,239
Speaker 2: a series that's starting on Own the Own Network, and

924
00:43:58,320 --> 00:44:00,680
Speaker 2: I have, like it's been a while since I've like

925
00:44:00,960 --> 00:44:04,880
Speaker 2: maybe since Scandal premiere, but like I've been waiting for

926
00:44:04,920 --> 00:44:06,960
Speaker 2: this because I love the book Queen Sugar, Ava du

927
00:44:07,120 --> 00:44:09,080
Speaker 2: Verne and Oprah teamed up to make it into a

928
00:44:09,120 --> 00:44:12,200
Speaker 2: TV show on the Own Network, and they're having a

929
00:44:12,200 --> 00:44:14,319
Speaker 2: two episode premiere. I think I want to say it's

930
00:44:14,320 --> 00:44:18,200
Speaker 2: on Wednesday. Check your local listings or you know, however

931
00:44:18,239 --> 00:44:19,880
Speaker 2: you may find it if you do not have cable.

932
00:44:20,000 --> 00:44:22,400
Speaker 2: No judging here, but I just want to support the

933
00:44:22,440 --> 00:44:25,240
Speaker 2: show because it has like a lot an amazing cast

934
00:44:25,880 --> 00:44:28,080
Speaker 2: and the story is so good, and it's like you

935
00:44:28,080 --> 00:44:32,080
Speaker 2: don't really see a lot of like all minority casts

936
00:44:32,160 --> 00:44:34,799
Speaker 2: telling this kind of story. I don't think it's it's

937
00:44:34,880 --> 00:44:36,120
Speaker 2: got a lot of good stuff. I don't want to

938
00:44:36,200 --> 00:44:37,839
Speaker 2: ruin any of it. I don't want to put any

939
00:44:37,880 --> 00:44:41,160
Speaker 2: spoilers on what it's about, but check it out.

940
00:44:41,480 --> 00:44:43,200
Speaker 1: It looks good. I'm excited to see it too.

941
00:44:43,400 --> 00:44:45,279
Speaker 2: Yeah, oh I can do like a little like. So

942
00:44:45,320 --> 00:44:47,920
Speaker 2: it's about it's about a woman who inherits a sugar

943
00:44:47,960 --> 00:44:52,719
Speaker 2: cane plantation, not a plantation, a sugarcane farm from her

944
00:44:52,800 --> 00:44:56,640
Speaker 2: dad who's passed away, and she moves from La to this.

945
00:44:56,920 --> 00:44:58,040
Speaker 2: This is how it is in the book. They may

946
00:44:58,040 --> 00:45:00,560
Speaker 2: have changed it for the series, but from La to

947
00:45:00,880 --> 00:45:04,279
Speaker 2: Louisiana and just inherits a sugarcane farm and has to

948
00:45:04,320 --> 00:45:07,319
Speaker 2: deal with moving back home to her roots and then

949
00:45:07,560 --> 00:45:10,040
Speaker 2: you know, learning how to run a farm. And she

950
00:45:10,040 --> 00:45:13,040
Speaker 2: has like zero experience, and the town like kind of

951
00:45:13,120 --> 00:45:17,120
Speaker 2: rallies around her. But it's scardless other drama. And her

952
00:45:17,160 --> 00:45:20,279
Speaker 2: brother's really an interesting character, and you know, there's a

953
00:45:20,360 --> 00:45:23,239
Speaker 2: love interests. It's like a mother daughter story. It's just

954
00:45:23,360 --> 00:45:25,719
Speaker 2: it's a good, good book. So I'd say read the

955
00:45:25,760 --> 00:45:27,479
Speaker 2: book and then check out the series for sure.

956
00:45:27,920 --> 00:45:29,400
Speaker 1: Okay, Queens Sugar.

957
00:45:30,840 --> 00:45:33,799
Speaker 2: And this continues my campaign to have Ava Duverne be

958
00:45:33,880 --> 00:45:36,840
Speaker 2: my best friend. So far it's been unsuccessful.

959
00:45:37,160 --> 00:45:41,239
Speaker 1: That's my best friend. That's my best friend. Abe. If

960
00:45:41,239 --> 00:45:43,800
Speaker 1: you're listening, which I'm sure to not, but you never know.

961
00:45:44,160 --> 00:45:45,680
Speaker 2: I wanted to be on the show so bad. They

962
00:45:45,760 --> 00:45:47,600
Speaker 2: keep saying no.

963
00:45:47,960 --> 00:45:50,280
Speaker 1: One day they're gonna say yes. One day, Yes