1 00:00:02,000 --> 00:00:04,640 Speaker 1: Pretty soon up over the hill, I saw a caravan 2 00:00:04,760 --> 00:00:08,920 Speaker 1: of dark vehicles with dark dinted windows. They're all in 3 00:00:09,200 --> 00:00:14,440 Speaker 1: FBI or US Marshall's jackets. They've got their sunglasses, they've 4 00:00:14,480 --> 00:00:18,280 Speaker 1: got their weapons, and they come to my house. They 5 00:00:18,360 --> 00:00:20,319 Speaker 1: rang the doorbell. I let them in. 6 00:00:34,240 --> 00:00:37,640 Speaker 2: I'm Andrea Gunning and this is Betrayal, a show about 7 00:00:37,640 --> 00:00:40,640 Speaker 2: the people we trust the most and the deceptions that 8 00:00:40,800 --> 00:00:47,040 Speaker 2: change everything. Andrea Merriman came from money, a lot of money. 9 00:00:47,520 --> 00:00:48,040 Speaker 1: As a kid. 10 00:00:48,080 --> 00:00:51,200 Speaker 2: Her family had a huge house, a vacation home in Hawaii, 11 00:00:51,320 --> 00:00:53,120 Speaker 2: and even a private plant. 12 00:00:53,760 --> 00:00:57,120 Speaker 1: We flew everywhere. We didn't do road trips. It was 13 00:00:57,240 --> 00:01:02,040 Speaker 1: so my family to the plane at midnight and fly 14 00:01:02,160 --> 00:01:05,480 Speaker 1: to Arizona for the weekend to enjoy the sun, and 15 00:01:05,520 --> 00:01:08,319 Speaker 1: then be back when school started on Monday. 16 00:01:08,959 --> 00:01:11,200 Speaker 2: But if you met Andrea, you wouldn't know that's how 17 00:01:11,240 --> 00:01:15,080 Speaker 2: she grew up. She's not flashy, She's hard working and honest. 18 00:01:15,480 --> 00:01:16,920 Speaker 2: Her parents raised her that way. 19 00:01:17,520 --> 00:01:20,440 Speaker 1: We had jobs around the house. We didn't get allowance 20 00:01:20,520 --> 00:01:22,360 Speaker 1: for it, or if we did, it was a dollar 21 00:01:22,440 --> 00:01:27,119 Speaker 1: a week, because my parents wanted to teach us responsibility 22 00:01:27,160 --> 00:01:28,200 Speaker 1: and accountability. 23 00:01:29,959 --> 00:01:32,399 Speaker 2: Her family belonged to the church, of Jesus Christ of 24 00:01:32,480 --> 00:01:35,759 Speaker 2: Latter day Saints. Some people call it the Mormon Church, 25 00:01:36,240 --> 00:01:38,000 Speaker 2: but that's not the name she uses. 26 00:01:38,800 --> 00:01:42,560 Speaker 1: That's a name given to church members who are not 27 00:01:42,880 --> 00:01:46,360 Speaker 1: of our faith. It's just a mouthful to say the 28 00:01:46,440 --> 00:01:48,760 Speaker 1: Church of Jesus Christ of Latter day Saint. 29 00:01:50,520 --> 00:01:53,680 Speaker 2: From a young age, Andrea took her faith very seriously. 30 00:01:54,240 --> 00:01:56,720 Speaker 1: When you're a child, they give you a ring and 31 00:01:56,760 --> 00:02:00,200 Speaker 1: it says ctr on it that stands for two use 32 00:02:00,320 --> 00:02:05,520 Speaker 1: the right. So part of the culture was to be 33 00:02:05,720 --> 00:02:12,480 Speaker 1: obedient to good principles, doing well in whatever I attempted to. 34 00:02:12,400 --> 00:02:15,920 Speaker 2: Do, and in her religious community. She felt empowered as 35 00:02:15,960 --> 00:02:19,440 Speaker 2: a woman. The women around her were ambitious and well educated. 36 00:02:20,120 --> 00:02:22,799 Speaker 2: Many of them had both families and careers. 37 00:02:23,320 --> 00:02:27,000 Speaker 1: My mom had a master's degree, and I remember going 38 00:02:27,040 --> 00:02:30,679 Speaker 1: to my dad asking for help with homework. My dad 39 00:02:30,720 --> 00:02:33,800 Speaker 1: would say, I can totally help you, but who really 40 00:02:34,080 --> 00:02:36,799 Speaker 1: could help you. The person who's the smartest in our 41 00:02:36,880 --> 00:02:41,560 Speaker 1: family as your mother. So I was raised that women 42 00:02:41,639 --> 00:02:43,200 Speaker 1: could do and be anything. 43 00:02:44,200 --> 00:02:47,520 Speaker 2: She was a straight a student, a great athlete. She 44 00:02:47,600 --> 00:02:50,280 Speaker 2: played three instruments and excelled at piano. 45 00:02:51,040 --> 00:02:54,400 Speaker 1: Anything I did, I did to the best of my ability. 46 00:02:55,120 --> 00:02:58,160 Speaker 2: When she got older. She took that determination to bring 47 00:02:58,240 --> 00:03:01,679 Speaker 2: them young university, where she immediately got to work on 48 00:03:01,800 --> 00:03:02,720 Speaker 2: building her future. 49 00:03:03,520 --> 00:03:05,839 Speaker 1: My dad wanted me to be a lawyer, and that's 50 00:03:05,880 --> 00:03:08,280 Speaker 1: what I went to school thinking I would do. 51 00:03:09,080 --> 00:03:11,440 Speaker 2: Along the way, she found a dream of her own. 52 00:03:12,000 --> 00:03:15,480 Speaker 2: She wanted to start a career in advertising and public relations, 53 00:03:16,200 --> 00:03:20,000 Speaker 2: and her work ethic extended outside the classroom. She got 54 00:03:20,000 --> 00:03:23,440 Speaker 2: a job in her apartment complex. That's how she met Sean. 55 00:03:24,520 --> 00:03:27,320 Speaker 1: He came into the office to pay his rent, and 56 00:03:27,360 --> 00:03:29,040 Speaker 1: I processed that for him. 57 00:03:29,520 --> 00:03:31,880 Speaker 2: She would see him around the building, but they'd never 58 00:03:31,919 --> 00:03:32,960 Speaker 2: really talked before. 59 00:03:33,880 --> 00:03:37,760 Speaker 1: My roommates in my apartment were good friends with the 60 00:03:37,800 --> 00:03:42,800 Speaker 1: guys and his apartment people thought highly of him and 61 00:03:42,840 --> 00:03:45,520 Speaker 1: his roommates, and they did fun things and seemed to 62 00:03:45,560 --> 00:03:46,320 Speaker 1: be good people. 63 00:03:47,440 --> 00:03:50,400 Speaker 2: Soon after they met in the office, Sean asked her out, 64 00:03:50,720 --> 00:03:54,880 Speaker 2: and right away he impressed her. He knew she liked music, 65 00:03:55,200 --> 00:03:57,880 Speaker 2: so for their first date, he took her to the Symphony. 66 00:03:58,440 --> 00:04:01,320 Speaker 2: After that, they started going out together every weekend. 67 00:04:02,280 --> 00:04:06,640 Speaker 1: He did not do the typical, cheap, low budget, crazy 68 00:04:06,960 --> 00:04:13,680 Speaker 1: college dates. He took me to the best restaurants, two concerts, 69 00:04:13,920 --> 00:04:19,919 Speaker 1: and then he'd take you out into his BMW. He 70 00:04:20,080 --> 00:04:24,839 Speaker 1: was always a very engaging, outgoing, charming person. 71 00:04:26,200 --> 00:04:30,200 Speaker 2: On one date, she wore a pearl necklace. Sean complimented 72 00:04:30,240 --> 00:04:32,600 Speaker 2: her on it and she told him it was borrowed 73 00:04:32,640 --> 00:04:36,760 Speaker 2: from a front So a few days later, he. 74 00:04:36,839 --> 00:04:40,280 Speaker 1: Just showed up at my door unexpectantly with a jewelry box. 75 00:04:41,120 --> 00:04:43,360 Speaker 1: I opened it up and it was a pearl necklace, 76 00:04:44,480 --> 00:04:47,839 Speaker 1: and he said, any woman as beautiful as you should 77 00:04:47,880 --> 00:04:50,880 Speaker 1: not have to borrow pearls. I mean, that was what 78 00:04:50,960 --> 00:04:56,480 Speaker 1: it was like to date Sean Merriman. I remember thinking, Wow, 79 00:04:56,720 --> 00:05:00,200 Speaker 1: all the other boys I've dated, if they tried to 80 00:05:00,240 --> 00:05:03,920 Speaker 1: do these grand gestures or date this way, it would 81 00:05:03,960 --> 00:05:07,440 Speaker 1: seem really cheesy and corny. But it works for Sean, 82 00:05:07,640 --> 00:05:10,080 Speaker 1: and it was just like in the movies. 83 00:05:12,200 --> 00:05:16,240 Speaker 2: Even though he had expensive taste, Sean didn't come from money. 84 00:05:16,720 --> 00:05:20,840 Speaker 1: His dad was a construction worker. They had moved all 85 00:05:20,880 --> 00:05:25,479 Speaker 1: around the country during his childhood, eleven times in seven 86 00:05:25,600 --> 00:05:32,160 Speaker 1: or eight years. There was a lot of alcoholism, divorce, 87 00:05:33,160 --> 00:05:36,960 Speaker 1: and he was one of the first members of his 88 00:05:37,040 --> 00:05:39,040 Speaker 1: family to go to college. 89 00:05:39,760 --> 00:05:43,480 Speaker 2: Getting into college wasn't easy for Sean. He didn't have 90 00:05:43,560 --> 00:05:45,840 Speaker 2: the grades, but he made up for it with his 91 00:05:45,920 --> 00:05:46,880 Speaker 2: trademark charm. 92 00:05:47,800 --> 00:05:53,760 Speaker 1: He started sending flowers to the woman in charge of admissions, 93 00:05:54,680 --> 00:05:56,560 Speaker 1: and eventually he got admitted. 94 00:05:57,320 --> 00:06:00,240 Speaker 2: He was proud of this story, and he always had 95 00:06:00,240 --> 00:06:03,880 Speaker 2: fabulous stories to entertain people with. He was interested in 96 00:06:03,920 --> 00:06:06,160 Speaker 2: things most college kids weren't. 97 00:06:06,680 --> 00:06:09,440 Speaker 1: He was into photography, he was into cars, he was 98 00:06:09,480 --> 00:06:11,920 Speaker 1: into building things. 99 00:06:12,400 --> 00:06:16,680 Speaker 2: Still, Sean didn't let his interests take over their relationship. 100 00:06:17,920 --> 00:06:22,080 Speaker 1: We did everything that I loved. He knew that I 101 00:06:22,120 --> 00:06:25,400 Speaker 1: loved the beach, he knew that I loved eighties music. 102 00:06:25,680 --> 00:06:29,560 Speaker 1: He knew that I loved travel, and I thought that 103 00:06:29,680 --> 00:06:33,520 Speaker 1: I was finding someone who believed the way I did 104 00:06:33,600 --> 00:06:34,280 Speaker 1: on everything. 105 00:06:35,240 --> 00:06:37,919 Speaker 2: After a few months of dating, the two took a 106 00:06:37,920 --> 00:06:41,840 Speaker 2: trip to California, and there on the beach, he got 107 00:06:41,880 --> 00:06:43,039 Speaker 2: down on one knee. 108 00:06:43,880 --> 00:06:49,159 Speaker 1: Going through my head mostly was wait, I'm only twenty two. 109 00:06:49,320 --> 00:06:50,920 Speaker 1: I'm too young to do this. 110 00:06:52,160 --> 00:06:55,800 Speaker 2: Andrea was still in school. She'd always planned to graduate, 111 00:06:56,080 --> 00:06:59,520 Speaker 2: start a career, and then get married, but saying yes 112 00:06:59,560 --> 00:07:01,479 Speaker 2: to Sean just made sense. 113 00:07:02,440 --> 00:07:05,200 Speaker 1: I don't know that I thought he was the one, 114 00:07:05,800 --> 00:07:08,920 Speaker 1: but I thought that he would be a great friend, 115 00:07:09,080 --> 00:07:15,000 Speaker 1: great partner, great companion, great provider, great father. And am 116 00:07:15,040 --> 00:07:17,800 Speaker 1: I going to find somebody just like him. Again, if 117 00:07:17,840 --> 00:07:21,400 Speaker 1: I passed this by, I saw enough of those good 118 00:07:21,520 --> 00:07:24,600 Speaker 1: qualities and the things that I wanted as part of 119 00:07:24,680 --> 00:07:30,040 Speaker 1: my future. So when he proposed, I said yes. 120 00:07:31,320 --> 00:07:35,360 Speaker 2: So they got married and graduated college in that order. 121 00:07:36,480 --> 00:07:40,880 Speaker 1: We were on a good course together. We were equally 122 00:07:41,000 --> 00:07:44,840 Speaker 1: yoked as a couple to move forward and create the 123 00:07:44,920 --> 00:07:46,800 Speaker 1: life of our dreams. 124 00:07:50,720 --> 00:07:53,679 Speaker 2: Sean had a vision of moving to DC. He even 125 00:07:53,760 --> 00:07:57,640 Speaker 2: interviewed with the CIA. He also considered getting an MBA 126 00:07:57,840 --> 00:08:01,960 Speaker 2: and an Ivy League school. Timately, they decided to plant 127 00:08:02,040 --> 00:08:04,000 Speaker 2: roots in our home state of Colorado. 128 00:08:05,880 --> 00:08:10,000 Speaker 1: We chose to move to Denver for my career. I 129 00:08:10,160 --> 00:08:13,600 Speaker 1: got a job working for a government agency doing public 130 00:08:13,680 --> 00:08:15,160 Speaker 1: relations for them. 131 00:08:15,520 --> 00:08:18,560 Speaker 2: Sean came to love Denver and he found a great 132 00:08:18,640 --> 00:08:20,240 Speaker 2: job at an investment firm. 133 00:08:20,800 --> 00:08:26,640 Speaker 1: He had immediate success, so then he actually started being 134 00:08:26,640 --> 00:08:28,360 Speaker 1: a stockbroker that fall. 135 00:08:29,240 --> 00:08:32,440 Speaker 2: When it came to investing, Sean had a minus touch. 136 00:08:33,200 --> 00:08:36,880 Speaker 1: And I will tell you from September to December that 137 00:08:37,040 --> 00:08:41,079 Speaker 1: quarter he made fifty thousand dollars, and that was in 138 00:08:41,240 --> 00:08:42,439 Speaker 1: nineteen ninety. 139 00:08:43,360 --> 00:08:46,439 Speaker 2: That's a lot of money, especially right out of college. 140 00:08:46,800 --> 00:08:49,920 Speaker 2: Sean was bringing home two hundred k a year. But 141 00:08:50,000 --> 00:08:53,080 Speaker 2: that was the nineties. In today's money, that's the equivalent 142 00:08:53,120 --> 00:08:55,880 Speaker 2: of four hundred and eighty thousand dollars a year, and 143 00:08:55,920 --> 00:08:57,800 Speaker 2: the money just kept coming. 144 00:08:58,600 --> 00:09:01,000 Speaker 1: Other firms would reach out to him and say, hey, 145 00:09:01,120 --> 00:09:03,720 Speaker 1: come and work for us. We'll give you a signing bonus, 146 00:09:04,360 --> 00:09:08,280 Speaker 1: and so he would take a fifty sixty seventy eighty 147 00:09:08,360 --> 00:09:11,640 Speaker 1: thousand dollars signing bonus and go work for a different firm. 148 00:09:12,440 --> 00:09:14,960 Speaker 2: He hopped from firm to firm for a few years, 149 00:09:15,360 --> 00:09:17,959 Speaker 2: and then soon after they had their first child in 150 00:09:18,040 --> 00:09:22,080 Speaker 2: nineteen ninety three, Sean came to Andrea with a business idea. 151 00:09:22,720 --> 00:09:26,160 Speaker 1: He came home from work and told me that he 152 00:09:26,400 --> 00:09:30,440 Speaker 1: had some very wealthy, blue blood old money clients in 153 00:09:30,559 --> 00:09:34,800 Speaker 1: Kansas City that had been so impressed with the money 154 00:09:34,840 --> 00:09:38,600 Speaker 1: management he had done for them that they had asked 155 00:09:38,679 --> 00:09:42,880 Speaker 1: him to step back from his career as a stockbroker 156 00:09:43,120 --> 00:09:47,520 Speaker 1: and manage their money privately for them. 157 00:09:48,480 --> 00:09:51,439 Speaker 2: She supported him one hundred percent, so he made the 158 00:09:51,520 --> 00:09:56,000 Speaker 2: leap and launched what became Market Street Advisors. It started 159 00:09:56,000 --> 00:09:59,200 Speaker 2: with those Kansas City clients, but pretty soon he was 160 00:09:59,200 --> 00:10:03,520 Speaker 2: investing for f family, friends and neighbors too, and even 161 00:10:03,559 --> 00:10:06,280 Speaker 2: in the madness of starting his own firm and finding 162 00:10:06,320 --> 00:10:09,520 Speaker 2: new clients. Sean made it a point to spend time 163 00:10:09,559 --> 00:10:11,600 Speaker 2: with Andrea at the end of every day. 164 00:10:12,880 --> 00:10:16,760 Speaker 1: He came home at night, had dinner with me, had 165 00:10:16,800 --> 00:10:20,560 Speaker 1: great stories about trades that he'd made that day. He 166 00:10:20,800 --> 00:10:25,360 Speaker 1: had no shortage of stories. He could tell, conversations, he 167 00:10:25,360 --> 00:10:28,240 Speaker 1: could share ideas that he had. 168 00:10:29,600 --> 00:10:32,920 Speaker 2: Life was good for the Merryman's. Sean's investment firm was 169 00:10:32,960 --> 00:10:35,920 Speaker 2: taking off, and the two of them were living comfortably, 170 00:10:36,440 --> 00:10:40,080 Speaker 2: more than comfortably. Even the house got bigger, the cars 171 00:10:40,120 --> 00:10:43,640 Speaker 2: got nicer, and for Andrea there was only one thing 172 00:10:43,720 --> 00:10:45,680 Speaker 2: missing more kids. 173 00:10:46,520 --> 00:10:48,600 Speaker 1: One of the things we talked about before we got 174 00:10:48,640 --> 00:10:53,720 Speaker 1: married was that I wanted four to six children. He 175 00:10:53,840 --> 00:10:56,160 Speaker 1: was like, Oh, that's great, That's what I've always wanted. 176 00:10:59,040 --> 00:11:02,840 Speaker 2: They had another a baby girl, and Andrea was the 177 00:11:02,840 --> 00:11:06,400 Speaker 2: happiest she'd ever been. When Sean got home after a 178 00:11:06,440 --> 00:11:09,320 Speaker 2: long day at work, he didn't have the bandwidth to 179 00:11:09,440 --> 00:11:10,360 Speaker 2: help with the babies. 180 00:11:12,120 --> 00:11:15,000 Speaker 1: He was fine to play with the baby when he 181 00:11:15,080 --> 00:11:18,080 Speaker 1: was home, et cetera, but he was not a hands 182 00:11:18,160 --> 00:11:22,160 Speaker 1: on let me help bathe the baby, let me change diapers. 183 00:11:22,880 --> 00:11:25,160 Speaker 2: And when she asked him about having a third kid, 184 00:11:25,679 --> 00:11:29,160 Speaker 2: he was hesitant. She assured him she'd take on the 185 00:11:29,160 --> 00:11:32,520 Speaker 2: responsibilities that he couldn't, And so I. 186 00:11:32,600 --> 00:11:37,640 Speaker 1: Did everything, handled everything for the baby so that it 187 00:11:37,679 --> 00:11:40,560 Speaker 1: wouldn't impact his life too much. And I could have 188 00:11:40,640 --> 00:11:44,480 Speaker 1: another child. And I continued to do everything and manage 189 00:11:44,520 --> 00:11:49,600 Speaker 1: the kids so that it didn't impact his life. By 190 00:11:49,640 --> 00:11:52,240 Speaker 1: the time we had our fourth kid, I could count 191 00:11:52,280 --> 00:11:55,160 Speaker 1: the number of dirty diapers on one hand that he 192 00:11:55,240 --> 00:11:59,719 Speaker 1: had changed. It really became. He was busy, he was 193 00:11:59,760 --> 00:12:03,480 Speaker 1: working on his career, and I was the partner in 194 00:12:03,520 --> 00:12:07,000 Speaker 1: the relationship who was focused on home and family. 195 00:12:08,320 --> 00:12:11,440 Speaker 2: All in all, they had four kids together. She was 196 00:12:11,480 --> 00:12:15,680 Speaker 2: the homemaker, he was the provider, and she provided very well. 197 00:12:16,200 --> 00:12:19,920 Speaker 2: It was the life she always wanted. Over time, Sean 198 00:12:20,000 --> 00:12:22,959 Speaker 2: started to be more open about the life he wanted. 199 00:12:24,520 --> 00:12:28,760 Speaker 1: I found out he didn't like dancing. He didn't like beaches. 200 00:12:29,200 --> 00:12:31,839 Speaker 1: Let's go on a trip to California. No, I hate 201 00:12:31,840 --> 00:12:35,480 Speaker 1: the beach. What yeah, I hate the feel of sand 202 00:12:35,559 --> 00:12:37,880 Speaker 1: between my toes. I'm not doing that. 203 00:12:38,440 --> 00:12:42,719 Speaker 2: He started developing expensive new hobbies, ones that required him 204 00:12:42,720 --> 00:12:43,280 Speaker 2: to travel. 205 00:12:44,920 --> 00:12:49,760 Speaker 1: He was a big African safari guy. He would go 206 00:12:49,920 --> 00:12:55,440 Speaker 1: to Cameroon and Tanzania and South Africa. And Zimbabwe, all 207 00:12:55,480 --> 00:12:58,880 Speaker 1: over the world to hunt and go on safaris for 208 00:12:59,000 --> 00:13:04,720 Speaker 1: animals and Quinci. Very wealthy people are engaged in those hobbies. 209 00:13:05,600 --> 00:13:08,880 Speaker 1: He sold it as well, I'm actually doing this for work, 210 00:13:08,960 --> 00:13:11,360 Speaker 1: to get more clients to build my business. 211 00:13:12,360 --> 00:13:15,920 Speaker 2: These trips could be dangerous. One time, when he returned 212 00:13:15,960 --> 00:13:20,280 Speaker 2: from a safari in Ethiopia, Sean was acting strange. 213 00:13:21,120 --> 00:13:25,199 Speaker 1: He was keeping his distance and I said why, and 214 00:13:25,400 --> 00:13:28,959 Speaker 1: he said, I have got to go to the doctor. 215 00:13:29,480 --> 00:13:32,800 Speaker 2: He was worried he could have contracted something. He told 216 00:13:32,840 --> 00:13:34,679 Speaker 2: Andrea a wild story. 217 00:13:36,320 --> 00:13:40,000 Speaker 1: We were climbing a mountain and one of the people 218 00:13:40,120 --> 00:13:42,760 Speaker 1: in the party flipped and he was going to fall 219 00:13:42,800 --> 00:13:45,960 Speaker 1: off a cliff, and so I reached down and I 220 00:13:46,200 --> 00:13:49,920 Speaker 1: grabbed him and saved his life. But he and I 221 00:13:50,040 --> 00:13:53,480 Speaker 1: both got cut up in the process, and I need 222 00:13:53,520 --> 00:13:56,520 Speaker 1: to go and get tested to make sure I'm okay. 223 00:13:57,840 --> 00:14:01,320 Speaker 2: Thankfully, Sean was negative, and even though the story was 224 00:14:01,360 --> 00:14:03,640 Speaker 2: far fetched, Andrea believed him. 225 00:14:04,640 --> 00:14:07,559 Speaker 1: He had so many stories about saving people's lives or 226 00:14:07,640 --> 00:14:11,640 Speaker 1: dramatic things. I used to tell him, if I didn't 227 00:14:11,679 --> 00:14:14,360 Speaker 1: live with you and see that your life is true, 228 00:14:14,600 --> 00:14:18,440 Speaker 1: I would never believe your life. What I didn't know 229 00:14:18,920 --> 00:14:39,080 Speaker 1: was most of those stories were probably lies. 230 00:14:40,920 --> 00:14:44,320 Speaker 2: As Andrea and Sean built a family together, Sean started 231 00:14:44,360 --> 00:14:47,760 Speaker 2: to change. He was around less and less working at 232 00:14:47,760 --> 00:14:50,800 Speaker 2: his investment firm, and when he wasn't working, he was 233 00:14:50,840 --> 00:14:55,600 Speaker 2: taking extravagant hunting trips on his own. It became Sean's world, 234 00:14:55,840 --> 00:15:00,160 Speaker 2: and sometimes that bothered her, but she was committed to 235 00:15:00,240 --> 00:15:01,480 Speaker 2: him no matter what. 236 00:15:02,360 --> 00:15:04,480 Speaker 1: For a member of the Church of Jesus Christ of 237 00:15:04,520 --> 00:15:09,440 Speaker 1: Latter day Saints, you marry forever, and you make your choice, 238 00:15:09,720 --> 00:15:13,560 Speaker 1: and then you love your choice and you figure out 239 00:15:13,600 --> 00:15:17,000 Speaker 1: how to make it work. I was taught that pretty 240 00:15:17,040 --> 00:15:19,400 Speaker 1: much the only reason you would ever divorced, as if 241 00:15:19,480 --> 00:15:23,320 Speaker 1: in the case of physical abuse or something beyond that, 242 00:15:24,320 --> 00:15:26,120 Speaker 1: you marry forever. 243 00:15:30,200 --> 00:15:33,480 Speaker 2: His behavior was a challenge, but not marriage ending. 244 00:15:34,120 --> 00:15:38,440 Speaker 1: It wasn't anything that I would have divorced over. It 245 00:15:38,520 --> 00:15:42,920 Speaker 1: was more, oh, I guess I'll make this work. 246 00:15:43,640 --> 00:15:45,920 Speaker 2: And she really did want to make it work. There 247 00:15:46,000 --> 00:15:48,240 Speaker 2: was still so much good in what they had together. 248 00:15:49,200 --> 00:15:53,000 Speaker 1: I felt like we were very connected. We went on 249 00:15:53,160 --> 00:15:57,320 Speaker 1: dates every weekend together. He would call me when he 250 00:15:57,400 --> 00:16:01,160 Speaker 1: had downtimes at work, once every morning, and once or 251 00:16:01,240 --> 00:16:04,160 Speaker 1: twice in the afternoon. He'd just called me to check in, 252 00:16:04,320 --> 00:16:06,400 Speaker 1: see what I was doing, see how I was. 253 00:16:07,400 --> 00:16:09,560 Speaker 2: And when he did have the time, she could see 254 00:16:09,600 --> 00:16:12,800 Speaker 2: he was really trying. Especially as the kids got older, 255 00:16:13,040 --> 00:16:16,200 Speaker 2: he became more involved. He led fifty mile hikes for 256 00:16:16,240 --> 00:16:18,920 Speaker 2: their son's boy Scout troop. He drove their daughter around 257 00:16:18,920 --> 00:16:22,400 Speaker 2: on errands. He joked with them, talked with them, and 258 00:16:22,520 --> 00:16:25,440 Speaker 2: above all, he made sure his kids had everything they 259 00:16:25,440 --> 00:16:29,320 Speaker 2: could ask for, all the things he didn't have. Growing up. 260 00:16:30,880 --> 00:16:35,560 Speaker 1: My son played baseball and they won the championship of 261 00:16:35,600 --> 00:16:40,320 Speaker 1: their league. So he bought a batting cage and pitching 262 00:16:40,400 --> 00:16:44,000 Speaker 1: machine that he put in our backyard. We put in 263 00:16:44,000 --> 00:16:46,120 Speaker 1: a pool, We put in a sport court so that 264 00:16:46,160 --> 00:16:48,720 Speaker 1: our kids would have a great fun place to bring 265 00:16:48,760 --> 00:16:49,520 Speaker 1: their friends to. 266 00:16:50,280 --> 00:16:53,480 Speaker 2: Sean wanted their kids to be cultured. He took them 267 00:16:53,480 --> 00:16:56,480 Speaker 2: to museums around the world, and he even started their 268 00:16:56,560 --> 00:16:57,920 Speaker 2: own private art collection. 269 00:16:58,520 --> 00:17:01,840 Speaker 1: We ended up with a collection of Rembrands that was 270 00:17:01,880 --> 00:17:07,439 Speaker 1: worth quite a bit of money, and sculptures by Frederick Hart, 271 00:17:07,800 --> 00:17:11,000 Speaker 1: all kinds of things like that to make things beautiful 272 00:17:11,200 --> 00:17:13,840 Speaker 1: and to help educate our children. 273 00:17:14,680 --> 00:17:18,680 Speaker 2: The batting cages, the private courts, the rembrands. Sure it 274 00:17:18,720 --> 00:17:22,080 Speaker 2: was a lot, but they could afford it in Sean's hands. 275 00:17:22,359 --> 00:17:24,320 Speaker 2: Andrea had watched their money multiply. 276 00:17:26,359 --> 00:17:30,040 Speaker 1: I had watched our account slowly grow up to a million, 277 00:17:30,760 --> 00:17:34,520 Speaker 1: and then I watched our account slowly grow to three million, 278 00:17:35,480 --> 00:17:40,399 Speaker 1: and then I watched my statement grow to total about 279 00:17:40,440 --> 00:17:41,720 Speaker 1: ten million dollars. 280 00:17:42,119 --> 00:17:45,880 Speaker 2: In the early two thousands, that was closer to eighteen million. 281 00:17:46,800 --> 00:17:51,400 Speaker 2: Andrea also invested her own inheritance with Sean's firm, everything 282 00:17:51,480 --> 00:17:54,760 Speaker 2: she had saved and everything she got from her parents. 283 00:17:55,040 --> 00:17:57,440 Speaker 1: I had my own money. My parents had passed away 284 00:17:57,600 --> 00:18:01,560 Speaker 1: at this point, and like all of his investment clients, 285 00:18:01,800 --> 00:18:05,400 Speaker 1: I was getting monthly financial statements. 286 00:18:05,920 --> 00:18:08,040 Speaker 2: Still, she wanted to make sure that they were being 287 00:18:08,119 --> 00:18:09,240 Speaker 2: smart with their spending. 288 00:18:14,119 --> 00:18:19,560 Speaker 1: I am very conservative financially. So my first goal was 289 00:18:19,720 --> 00:18:23,320 Speaker 1: I want our home paid off. And so I remember 290 00:18:23,400 --> 00:18:27,679 Speaker 1: I think it was my fortieth birthday. He gave me 291 00:18:27,880 --> 00:18:31,200 Speaker 1: the deed to our house, and our house was paid off. 292 00:18:31,880 --> 00:18:34,560 Speaker 2: And Sean kept making the house better and better. 293 00:18:35,760 --> 00:18:38,359 Speaker 1: He ended up building a building behind our home that 294 00:18:38,400 --> 00:18:42,120 Speaker 1: he called his shop. It was actually bigger than our home. 295 00:18:42,480 --> 00:18:45,000 Speaker 1: His work office was in the top level, and then 296 00:18:45,040 --> 00:18:48,880 Speaker 1: the bottom was just cars and trophies. He had an 297 00:18:48,920 --> 00:18:54,879 Speaker 1: aston Martin. He had several porsches of Ferrari, Mercedes, Sedans, BMW's, 298 00:18:54,960 --> 00:18:55,600 Speaker 1: you name it. 299 00:18:56,320 --> 00:18:58,800 Speaker 2: Sean spent pretty much all his time in his shop, 300 00:18:59,119 --> 00:19:01,879 Speaker 2: working on business or taking care of his cars. 301 00:19:02,359 --> 00:19:05,679 Speaker 1: He would go out to his office from probably seven 302 00:19:05,760 --> 00:19:10,560 Speaker 1: am to five pm, come in, have dinner, and then 303 00:19:10,600 --> 00:19:12,159 Speaker 1: he'd be like, oh, I'm going to go out to 304 00:19:12,200 --> 00:19:14,840 Speaker 1: my shop and do this, and then he'd come in 305 00:19:14,880 --> 00:19:15,720 Speaker 1: at ten at night. 306 00:19:16,359 --> 00:19:19,439 Speaker 2: Andrea knew all that hard work was funding their lifestyle, 307 00:19:20,119 --> 00:19:22,520 Speaker 2: but she missed him. She wanted him around more. 308 00:19:23,560 --> 00:19:27,720 Speaker 1: After seventeen or so years of marriage. I've said, we 309 00:19:27,760 --> 00:19:31,040 Speaker 1: don't need more money. We have plenty for our needs 310 00:19:31,240 --> 00:19:35,439 Speaker 1: and our wants and things we've never dreamed of, but 311 00:19:35,560 --> 00:19:40,600 Speaker 1: we need you, and he just said I can't. I've 312 00:19:40,640 --> 00:19:41,880 Speaker 1: got to build my business. 313 00:19:44,040 --> 00:19:48,119 Speaker 2: He'd spend twenty years prioritizing his work above everything else. 314 00:19:48,520 --> 00:19:51,920 Speaker 2: He didn't know how to shift gears. Maybe he didn't 315 00:19:51,920 --> 00:19:54,800 Speaker 2: want to, so Andrea made peace with the fact that 316 00:19:54,840 --> 00:19:57,080 Speaker 2: her husband would be around when he could be. 317 00:19:57,680 --> 00:20:00,400 Speaker 1: I was kind of raised, if you look for good 318 00:20:00,520 --> 00:20:03,959 Speaker 1: in others, you will find it. If you're looking for 319 00:20:04,080 --> 00:20:06,720 Speaker 1: bad things and looking to tear people down and to 320 00:20:06,800 --> 00:20:11,399 Speaker 1: hate them, you'll find reasons for that too. He was 321 00:20:11,480 --> 00:20:14,000 Speaker 1: gone a lot of the time, but when he was home, 322 00:20:14,040 --> 00:20:17,240 Speaker 1: he would be there for dinner and do other things 323 00:20:17,280 --> 00:20:21,960 Speaker 1: with us. Now, I don't think any life is completely perfect, 324 00:20:22,280 --> 00:20:27,159 Speaker 1: but it was a good life. 325 00:20:27,560 --> 00:20:31,040 Speaker 2: March seventeenth, two thousand and nine, was a really good day. 326 00:20:31,640 --> 00:20:32,920 Speaker 2: It was Saint Patti's Day. 327 00:20:33,680 --> 00:20:36,960 Speaker 1: There is a little irish in the Merriman side of 328 00:20:36,960 --> 00:20:39,840 Speaker 1: the family, so I always tried to make it a 329 00:20:39,880 --> 00:20:44,119 Speaker 1: fun day. I had gold coins and I made green 330 00:20:44,200 --> 00:20:48,800 Speaker 1: pancakes and green milk for breakfast. As I sent my 331 00:20:48,920 --> 00:20:51,800 Speaker 1: kids off to school, I took fun photos of them 332 00:20:52,000 --> 00:20:57,560 Speaker 1: dressed in their Saint Patrick's Day attire. What I didn't 333 00:20:57,640 --> 00:21:02,640 Speaker 1: know at the time was those were the last merrim 334 00:21:02,680 --> 00:21:11,200 Speaker 1: And family photos that I would ever take. The next day, 335 00:21:11,320 --> 00:21:15,720 Speaker 1: March eighteenth, unexpectedly, I was headed out on some errands. 336 00:21:15,760 --> 00:21:18,760 Speaker 1: I dropped my youngest child off at daycare to have 337 00:21:18,800 --> 00:21:23,880 Speaker 1: a babysitter while I quickly got some things done. And 338 00:21:24,200 --> 00:21:26,760 Speaker 1: Sean called me as I was driving down the highway 339 00:21:26,800 --> 00:21:30,000 Speaker 1: and he's like, what are you doing? And I said, 340 00:21:30,000 --> 00:21:34,600 Speaker 1: why do you need something? He said, well, actually I 341 00:21:34,720 --> 00:21:37,159 Speaker 1: was hoping to spend some time with you this morning. 342 00:21:38,080 --> 00:21:40,560 Speaker 1: And I said, oh, well, I can turn around and 343 00:21:40,600 --> 00:21:42,840 Speaker 1: I'll come and get you and you can do my 344 00:21:43,040 --> 00:21:46,960 Speaker 1: errands with me. And he said, no, I need you 345 00:21:47,040 --> 00:21:47,680 Speaker 1: to come home. 346 00:21:49,720 --> 00:21:51,879 Speaker 2: So she turned the car around and went back to 347 00:21:51,920 --> 00:21:55,240 Speaker 2: the house. He was waiting for her in the kitchen. 348 00:21:56,160 --> 00:22:01,919 Speaker 1: And he said, I've been running Market Street Advisors for 349 00:22:01,960 --> 00:22:07,080 Speaker 1: the past sixteen years, but I need you to know 350 00:22:07,480 --> 00:22:11,199 Speaker 1: that every day when I got up and left and 351 00:22:11,240 --> 00:22:14,439 Speaker 1: went to work and was gone all day, I was 352 00:22:14,480 --> 00:22:16,359 Speaker 1: actually running a Ponzi scheme. 353 00:22:30,119 --> 00:22:33,679 Speaker 2: Andrea thought that her husband, Sean had dedicated his career 354 00:22:33,720 --> 00:22:38,160 Speaker 2: to running his own investment firm, but then Sean confessed 355 00:22:38,160 --> 00:22:40,960 Speaker 2: that it was all a lie. Their life of luxury 356 00:22:41,000 --> 00:22:45,200 Speaker 2: was funded and stolen money. For the past sixteen years. 357 00:22:45,560 --> 00:22:47,560 Speaker 2: He had been running a Ponzi scheme. 358 00:22:48,720 --> 00:22:51,439 Speaker 1: I didn't even know what a Ponzi scheme was. I 359 00:22:51,520 --> 00:22:53,920 Speaker 1: had heard a Bernie maid off. I didn't pay too 360 00:22:53,960 --> 00:22:56,960 Speaker 1: much attention to those types of things. I knew he'd 361 00:22:56,960 --> 00:22:59,400 Speaker 1: done something wrong, but that's pretty much all I knew 362 00:22:59,400 --> 00:22:59,720 Speaker 1: about it. 363 00:23:00,040 --> 00:23:03,560 Speaker 2: Sean explained that when he first started his firm was legitimate, 364 00:23:04,000 --> 00:23:06,680 Speaker 2: but in his first year one of his investments went 365 00:23:06,840 --> 00:23:08,640 Speaker 2: south and he panicked. 366 00:23:08,720 --> 00:23:13,320 Speaker 1: So he omitted the five thousand dollars loss from his statement, 367 00:23:13,680 --> 00:23:16,359 Speaker 1: and I'm sure he thought that he could make that 368 00:23:16,520 --> 00:23:20,320 Speaker 1: up with another trade, and then he never did so. 369 00:23:20,280 --> 00:23:23,720 Speaker 2: He kept fudging the books, selling people on his big wins, 370 00:23:23,760 --> 00:23:26,600 Speaker 2: and using money from new investors to pay old ones. 371 00:23:27,280 --> 00:23:31,199 Speaker 2: There were no million dollar trades or miracle investments. The 372 00:23:31,240 --> 00:23:34,639 Speaker 2: conversations he told her about, and all the financial documents 373 00:23:34,640 --> 00:23:39,080 Speaker 2: she'd seen were fake. He was a total fraud. His 374 00:23:39,160 --> 00:23:43,000 Speaker 2: clients had lost millions of dollars, some of them lost 375 00:23:43,040 --> 00:23:47,159 Speaker 2: everything they had. Not only did he lose other people's money, 376 00:23:47,520 --> 00:23:50,720 Speaker 2: all of their own money was gone too. The money 377 00:23:50,760 --> 00:23:54,280 Speaker 2: she'd inherited from her parents and their kids' college funds, 378 00:23:55,080 --> 00:23:56,760 Speaker 2: it was gone. 379 00:23:56,840 --> 00:24:03,080 Speaker 1: Then he said, yesterday, in the company of my attorney, 380 00:24:03,640 --> 00:24:07,399 Speaker 1: turned myself into the US Marshals, to representatives of the 381 00:24:07,440 --> 00:24:15,879 Speaker 1: federal government, and I will be going to prison. And 382 00:24:15,920 --> 00:24:22,439 Speaker 1: when he said the word prison, I about died. My 383 00:24:22,640 --> 00:24:25,400 Speaker 1: mind was just swirling. When he said that, I thought 384 00:24:25,440 --> 00:24:26,600 Speaker 1: this cannot be real. 385 00:24:27,400 --> 00:24:30,159 Speaker 2: She thought back to all the Outlandis stories he told 386 00:24:30,240 --> 00:24:34,120 Speaker 2: over the years, like the one about saving someone's life 387 00:24:34,200 --> 00:24:38,960 Speaker 2: on a safari. Was any of it real? As the 388 00:24:39,040 --> 00:24:42,800 Speaker 2: reality set in, she tried to cling to anything she could. 389 00:24:44,000 --> 00:24:46,520 Speaker 1: I was trying to find the positive, like I'd been 390 00:24:46,600 --> 00:24:49,800 Speaker 1: raised to do. And I said, at least the house 391 00:24:49,880 --> 00:24:53,919 Speaker 1: is paid off. And he said, no, you don't understand. 392 00:24:54,440 --> 00:25:02,720 Speaker 1: The house is gone, the cars are gone, everything's gone. 393 00:25:03,000 --> 00:25:07,000 Speaker 1: I just kind of felt like I was witnessing the apocalypse. 394 00:25:07,800 --> 00:25:12,359 Speaker 1: I remember apologizing, saying, I'm so sorry, but I have 395 00:25:12,440 --> 00:25:14,919 Speaker 1: to get out of here. And I got up and 396 00:25:15,000 --> 00:25:18,159 Speaker 1: I ran out, and I got in my car and 397 00:25:18,200 --> 00:25:21,080 Speaker 1: I took off up my driveway and started driving out 398 00:25:21,119 --> 00:25:28,879 Speaker 1: of my neighborhood. Uncontrollably, tears were just streaming out of 399 00:25:28,920 --> 00:25:29,600 Speaker 1: my eyes. 400 00:25:30,760 --> 00:25:34,199 Speaker 2: Andrea pulled over just minutes after leaving her home. She 401 00:25:34,280 --> 00:25:37,640 Speaker 2: couldn't see much less drive, and as she sat there 402 00:25:37,720 --> 00:25:41,000 Speaker 2: alone in her car, the weight of it all finally 403 00:25:41,119 --> 00:25:41,560 Speaker 2: hit her. 404 00:25:42,720 --> 00:25:46,879 Speaker 1: I felt like everything had been destroyed. Everything was a 405 00:25:46,960 --> 00:25:49,760 Speaker 1: humiliation to me as well as a shock, as well 406 00:25:49,800 --> 00:25:55,560 Speaker 1: as deeply sad and devastating. My biggest wish and desire 407 00:25:55,720 --> 00:25:58,679 Speaker 1: would have been to just walk to the edge of 408 00:25:58,680 --> 00:26:01,280 Speaker 1: the horizon and drop off the face of the earth, 409 00:26:02,480 --> 00:26:07,800 Speaker 1: but I couldn't because I had four kids relying on me. 410 00:26:08,160 --> 00:26:10,080 Speaker 1: I was their only resource. 411 00:26:10,920 --> 00:26:13,280 Speaker 2: She had to keep going. So she made a plan. 412 00:26:14,960 --> 00:26:17,360 Speaker 1: When I went back to the house, I told him 413 00:26:17,520 --> 00:26:19,240 Speaker 1: that he was going to be the one to tell 414 00:26:19,240 --> 00:26:23,560 Speaker 1: the kids. So that night we gathered our family together. 415 00:26:24,240 --> 00:26:27,040 Speaker 1: He was in a chair in the corner of the room. 416 00:26:27,480 --> 00:26:29,960 Speaker 1: I was on the couch across the room from him, 417 00:26:30,480 --> 00:26:36,000 Speaker 1: and he told the kids, I have done something wrong. 418 00:26:36,359 --> 00:26:40,840 Speaker 1: I've made a little mistake. And from across the side 419 00:26:40,840 --> 00:26:44,280 Speaker 1: of the room, I am just furious, shaking my head, going, 420 00:26:45,160 --> 00:26:49,919 Speaker 1: you've committed a crime. You've made huge mistakes over and 421 00:26:50,080 --> 00:26:53,720 Speaker 1: over every day, twenty four hours a day, three hundred 422 00:26:53,760 --> 00:26:56,800 Speaker 1: and sixty five days a year. That is not one 423 00:26:57,080 --> 00:26:58,000 Speaker 1: little mistake. 424 00:26:58,920 --> 00:27:03,520 Speaker 2: Andrea was angry. The kids, they were terrified. 425 00:27:04,280 --> 00:27:10,240 Speaker 1: I was standing there with four kids ages three to sixteen, 426 00:27:10,840 --> 00:27:15,080 Speaker 1: tears streaming down their face, looking at me for answers 427 00:27:15,800 --> 00:27:20,719 Speaker 1: and strength. Before I could even say anything, my little 428 00:27:20,840 --> 00:27:25,800 Speaker 1: third grader said, does this mean You're going to divorce Dad? 429 00:27:26,880 --> 00:27:29,960 Speaker 2: She knew in that moment that the answer was yes. 430 00:27:31,200 --> 00:27:32,880 Speaker 2: It wasn't an easy answer, though. 431 00:27:33,600 --> 00:27:37,640 Speaker 1: I was so humiliated, humiliated to be married to a criminal, 432 00:27:37,720 --> 00:27:41,679 Speaker 1: humiliated at what he'd done, humiliated to know that I 433 00:27:41,680 --> 00:27:46,200 Speaker 1: would be getting divorced. I was raised that divorce is 434 00:27:46,240 --> 00:27:50,879 Speaker 1: not what you do. Knowing that I had been married 435 00:27:50,920 --> 00:27:56,159 Speaker 1: in a temple forever added a layer of difficulty, a 436 00:27:56,280 --> 00:27:59,320 Speaker 1: layer of guilt, a layer of regret. 437 00:28:00,200 --> 00:28:02,720 Speaker 2: But she was done. She couldn't be with a man 438 00:28:02,760 --> 00:28:05,439 Speaker 2: who had spent decades cheating so many others out of 439 00:28:05,520 --> 00:28:09,040 Speaker 2: millions of dollars. She would walk away, while making the 440 00:28:09,080 --> 00:28:12,320 Speaker 2: transition as easy as she could for her kids. 441 00:28:13,119 --> 00:28:16,159 Speaker 1: I felt like my kids had been in such shock 442 00:28:16,920 --> 00:28:21,760 Speaker 1: that they probably needed things to be as normal as 443 00:28:21,960 --> 00:28:26,680 Speaker 1: possible in whatever ways they could be, So I fed 444 00:28:26,720 --> 00:28:31,000 Speaker 1: them that night. Sean stayed in the home with us, 445 00:28:31,600 --> 00:28:31,920 Speaker 1: and he. 446 00:28:31,920 --> 00:28:34,600 Speaker 2: Continued to stay in the home and come to family dinner, 447 00:28:35,240 --> 00:28:38,240 Speaker 2: just as he had for the last twenty years. Even 448 00:28:38,280 --> 00:28:41,480 Speaker 2: though Sean had turned himself in, the FED still needed 449 00:28:41,480 --> 00:28:46,000 Speaker 2: time to build a case against him, so they waited. 450 00:28:48,320 --> 00:28:51,880 Speaker 1: I even remember cooking dinner for my kids, saying, would 451 00:28:51,920 --> 00:28:53,720 Speaker 1: you like to call your dad and let him know 452 00:28:53,840 --> 00:28:57,000 Speaker 1: dinner's ready. I am appalled that I am doing this 453 00:28:57,200 --> 00:29:00,480 Speaker 1: for this man who's done this, but it was for 454 00:29:00,600 --> 00:29:04,520 Speaker 1: my kids. I was trying to be kind, set an 455 00:29:04,600 --> 00:29:10,320 Speaker 1: example of divorce and not changing who you are just 456 00:29:10,360 --> 00:29:13,800 Speaker 1: because you've been betrayed. You choose the right. You are kind, 457 00:29:13,880 --> 00:29:15,640 Speaker 1: you are good to people, no matter what. 458 00:29:16,640 --> 00:29:19,800 Speaker 2: The destruction of her life didn't happen all at once. 459 00:29:20,400 --> 00:29:26,640 Speaker 2: She watched it being taken apart, piece by piece. After 460 00:29:26,680 --> 00:29:29,440 Speaker 2: a few weeks of this purgatory, she got a call 461 00:29:29,480 --> 00:29:32,320 Speaker 2: from the US Marshals. They set a date to come 462 00:29:32,320 --> 00:29:35,040 Speaker 2: to her house and seize the family assets. 463 00:29:36,760 --> 00:29:39,360 Speaker 1: Pretty soon, up over the hill, I saw a caravan 464 00:29:39,520 --> 00:29:43,440 Speaker 1: of dark vehicles with dark dinted windows. They all pull 465 00:29:43,520 --> 00:29:46,520 Speaker 1: up in front of my house. Everybody starts getting out 466 00:29:46,520 --> 00:29:50,160 Speaker 1: of the cars. They're all in FBI or US Marshals jackets. 467 00:29:50,480 --> 00:29:53,720 Speaker 1: They've got their sunglasses, they've got their weapons, and they 468 00:29:53,760 --> 00:29:57,040 Speaker 1: come to my house. I think the only difference is 469 00:29:57,240 --> 00:29:59,120 Speaker 1: I knew they were coming, and they didn't break my 470 00:29:59,240 --> 00:30:01,440 Speaker 1: door down the doorbell. I let him in. 471 00:30:02,040 --> 00:30:06,080 Speaker 2: The authorities took everything of value, Sean's computer, his cars, 472 00:30:06,160 --> 00:30:09,120 Speaker 2: his art collection, and most of what Andrea owned too. 473 00:30:09,600 --> 00:30:13,160 Speaker 1: I had the thought you should hide some of your jewelry, 474 00:30:13,440 --> 00:30:17,760 Speaker 1: and I thought what, No, that would be stealing. No, 475 00:30:18,040 --> 00:30:19,760 Speaker 1: you don't know where you're going to live, how you're 476 00:30:19,760 --> 00:30:22,080 Speaker 1: going to keep your kids alive. You don't have a job, 477 00:30:22,160 --> 00:30:24,959 Speaker 1: your parents are dead. If you could just end up 478 00:30:25,000 --> 00:30:29,800 Speaker 1: with something, then you'd have something to sell to start 479 00:30:29,840 --> 00:30:33,360 Speaker 1: a life with. And I went back and forth in 480 00:30:33,440 --> 00:30:36,360 Speaker 1: my mind a couple of times, and then I thought, Nope, 481 00:30:36,680 --> 00:30:40,280 Speaker 1: I am not going to abandon my integrity just because 482 00:30:40,320 --> 00:30:43,200 Speaker 1: the person I'm married to has and I left it. 483 00:30:43,320 --> 00:30:46,000 Speaker 1: I left it all in my jewelry box because I 484 00:30:46,040 --> 00:30:48,640 Speaker 1: am not compromising my ethics. 485 00:30:49,400 --> 00:30:52,680 Speaker 2: She watched all their belongings get carted away, and she 486 00:30:52,840 --> 00:30:54,680 Speaker 2: wasn't the only one. 487 00:30:54,720 --> 00:30:58,040 Speaker 1: Several of my neighbors at the house next door up 488 00:30:58,080 --> 00:31:02,000 Speaker 1: on the deck drinking bar arbicuing having a great time, 489 00:31:02,600 --> 00:31:06,840 Speaker 1: rejoicing in the downfall of my family and the asset seizer. 490 00:31:07,680 --> 00:31:12,640 Speaker 2: Sean had scammed so many people, neighbors, friends, and family alike. 491 00:31:13,200 --> 00:31:16,040 Speaker 2: She couldn't blame anyone for wanting him to pay, and 492 00:31:16,120 --> 00:31:18,880 Speaker 2: yet people wanted her to pay too, even though she 493 00:31:18,920 --> 00:31:22,120 Speaker 2: had done nothing wrong. She had been married to the 494 00:31:22,160 --> 00:31:25,720 Speaker 2: Mormon made off as the media soon dubbed him. Even 495 00:31:25,760 --> 00:31:28,760 Speaker 2: neighbors and friends assumed that she must have known something. 496 00:31:29,880 --> 00:31:32,120 Speaker 1: One time, I was out front with my three year old. 497 00:31:32,360 --> 00:31:34,840 Speaker 1: He was just playing, you know, around the trees or 498 00:31:34,840 --> 00:31:38,320 Speaker 1: the bushes, and I could hear kitchin kitchin Kitchink, and 499 00:31:38,400 --> 00:31:41,200 Speaker 1: I turn around and one of my neighbors is over 500 00:31:41,240 --> 00:31:44,760 Speaker 1: the fence with a lens, photographing every move I make. 501 00:31:45,840 --> 00:31:48,200 Speaker 2: For the short time she had remaining in their house, 502 00:31:48,480 --> 00:31:51,200 Speaker 2: she was paranoid for the safety of her family, and 503 00:31:51,280 --> 00:31:52,000 Speaker 2: for good reason. 504 00:31:52,920 --> 00:31:55,280 Speaker 1: One of the victims, who was also a neighbor in 505 00:31:55,320 --> 00:31:59,680 Speaker 1: the neighborhood and who had lost probably all of his money, 506 00:32:00,280 --> 00:32:02,920 Speaker 1: came all the way up my steps, to my front porch, 507 00:32:02,960 --> 00:32:06,120 Speaker 1: to my front door with his loaded gun, ready to 508 00:32:06,120 --> 00:32:10,080 Speaker 1: blow Sean Merriman away and who knows who else before 509 00:32:10,160 --> 00:32:12,720 Speaker 1: he came to his senses, and he turned around and 510 00:32:12,760 --> 00:32:16,080 Speaker 1: went home without hurting anyone. 511 00:32:17,040 --> 00:32:19,760 Speaker 2: Andrea wanted nothing more than to take her kids and 512 00:32:19,840 --> 00:32:23,360 Speaker 2: get out of that house, especially since Sean continued to 513 00:32:23,360 --> 00:32:26,800 Speaker 2: live there waiting to be taken to prison. It took 514 00:32:26,880 --> 00:32:30,560 Speaker 2: time ninety days for the divorce to be processed, but 515 00:32:30,680 --> 00:32:32,080 Speaker 2: then finally. 516 00:32:32,760 --> 00:32:37,200 Speaker 1: On July thirteenth, I drove to the courthouse with him 517 00:32:37,680 --> 00:32:41,360 Speaker 1: to finalize the divorce. We came home, I packed my 518 00:32:41,480 --> 00:32:44,880 Speaker 1: car with my two dogs and my kids, and I 519 00:32:45,080 --> 00:32:49,480 Speaker 1: moved that day. And I didn't say goodbye to anything. 520 00:32:49,760 --> 00:32:52,720 Speaker 1: I did not look back. I drove away, and I 521 00:32:52,760 --> 00:32:55,000 Speaker 1: didn't look in the rear view mirror the whole way 522 00:32:55,240 --> 00:32:55,959 Speaker 1: out of Denver. 523 00:32:57,640 --> 00:33:01,520 Speaker 2: While Sean went away to prison, Andrea went to Utah. Thankfully, 524 00:33:01,680 --> 00:33:04,840 Speaker 2: she was able to leave her old life behind without 525 00:33:04,880 --> 00:33:07,280 Speaker 2: her husband's debt hanging over her head. 526 00:33:08,000 --> 00:33:10,120 Speaker 1: I had to write my own divorce because I couldn't 527 00:33:10,120 --> 00:33:14,040 Speaker 1: afford an attorney. I made sure that I wrote that 528 00:33:14,080 --> 00:33:17,480 Speaker 1: he was responsible for his debts and I was responsible 529 00:33:17,560 --> 00:33:21,680 Speaker 1: for mine. Now credit card companies don't apparently have to 530 00:33:21,760 --> 00:33:26,280 Speaker 1: abide by that, but I think they saw that I 531 00:33:26,400 --> 00:33:29,640 Speaker 1: was pennyless, so they didn't actually come after me. 532 00:33:30,440 --> 00:33:32,719 Speaker 2: She and her kids moved in with her brother, and 533 00:33:32,760 --> 00:33:35,520 Speaker 2: a friend connected her with a job in marketing so 534 00:33:35,560 --> 00:33:38,680 Speaker 2: that she could rebuild. But she was starting from nothing 535 00:33:39,200 --> 00:33:41,960 Speaker 2: for the first time in her life. She was worried 536 00:33:41,960 --> 00:33:43,280 Speaker 2: about having the money to eat. 537 00:33:44,000 --> 00:33:46,400 Speaker 1: For years, I would just have a knot in my 538 00:33:46,480 --> 00:33:50,280 Speaker 1: stomach every time I drove to the grocery store, thinking, 539 00:33:50,960 --> 00:33:53,360 Speaker 1: oh my gosh, I have to buy this food, but 540 00:33:53,440 --> 00:33:56,560 Speaker 1: it's so much. I don't have money. I mean, we 541 00:33:56,960 --> 00:33:58,360 Speaker 1: just had to adjust. 542 00:34:00,160 --> 00:34:03,400 Speaker 2: Part of that adjustment meant facing her own self blame. 543 00:34:03,920 --> 00:34:07,120 Speaker 1: I was ridden with guilt that I had enjoyed a 544 00:34:07,240 --> 00:34:11,400 Speaker 1: nice life at the expense of others. I remember Sean 545 00:34:11,520 --> 00:34:15,040 Speaker 1: said to me before we parted ways, well, at least 546 00:34:15,080 --> 00:34:16,839 Speaker 1: you got a lot of good trips out of it. 547 00:34:17,360 --> 00:34:20,120 Speaker 1: And I just looked at him and went, I hate 548 00:34:20,480 --> 00:34:23,279 Speaker 1: every trip I went on, I hate every photo, I 549 00:34:23,360 --> 00:34:27,560 Speaker 1: hate every memory. There was all kinds of guilt, Guilt 550 00:34:27,560 --> 00:34:30,640 Speaker 1: that I'd brought him into the lives of my friends 551 00:34:30,640 --> 00:34:35,280 Speaker 1: and family that got shafted by him, Guilt that I 552 00:34:35,320 --> 00:34:38,040 Speaker 1: had chosen him to be the father of my children. 553 00:34:39,200 --> 00:34:42,240 Speaker 2: She turned to the church for support and started meeting 554 00:34:42,280 --> 00:34:44,000 Speaker 2: regularly with a church leader. 555 00:34:44,760 --> 00:34:49,680 Speaker 1: And he said, how are you doing? And I said, honestly, 556 00:34:50,880 --> 00:34:55,240 Speaker 1: I am trying to figure out how this happened. I've 557 00:34:55,440 --> 00:34:58,320 Speaker 1: tried to do everything right in my life. I've tried 558 00:34:58,360 --> 00:35:00,799 Speaker 1: to be a good wife, a good mother, again, good citizen, 559 00:35:00,880 --> 00:35:05,000 Speaker 1: a good person. How did I get here? And he goes, well, 560 00:35:05,440 --> 00:35:09,520 Speaker 1: in all of that, you forgot one thing, the agency 561 00:35:09,560 --> 00:35:14,160 Speaker 1: of the other person, the other person's opportunity to choose. 562 00:35:14,239 --> 00:35:18,480 Speaker 1: This is not on you. He did this. There's nothing 563 00:35:18,520 --> 00:35:22,920 Speaker 1: you could have done. What I had to do was 564 00:35:23,040 --> 00:35:26,600 Speaker 1: recognize and forgive myself for the fact that I made 565 00:35:26,640 --> 00:35:29,080 Speaker 1: the best decision I could with the facts I had 566 00:35:29,080 --> 00:35:29,840 Speaker 1: at hand. 567 00:35:30,520 --> 00:35:33,000 Speaker 2: But she also knew that she wanted to forgive Sean. 568 00:35:33,600 --> 00:35:35,320 Speaker 2: That was the only path forward. 569 00:35:36,200 --> 00:35:39,640 Speaker 1: I had a couple of friends who'd gotten divorced and 570 00:35:39,760 --> 00:35:43,600 Speaker 1: who had not gotten past it. They were very, very 571 00:35:43,680 --> 00:35:47,359 Speaker 1: hateful towards their former spouse, and I saw how it 572 00:35:47,440 --> 00:35:51,000 Speaker 1: was impacting their kids and destroying their family. And so 573 00:35:51,160 --> 00:35:55,000 Speaker 1: the one thing I knew was, we are going to forgive, 574 00:35:55,719 --> 00:36:01,279 Speaker 1: not for him, but for us, so that our hate 575 00:36:01,520 --> 00:36:02,879 Speaker 1: doesn't destroy us. 576 00:36:04,719 --> 00:36:07,840 Speaker 2: Sean was ordered to pay twenty million dollars to his victims. 577 00:36:08,200 --> 00:36:10,200 Speaker 2: On top of that, he was sentenced to twelve and 578 00:36:10,239 --> 00:36:14,160 Speaker 2: a half years in prison. During that time, Andrea was 579 00:36:14,160 --> 00:36:18,000 Speaker 2: a single mom. She raised her kids with honesty, kindness, 580 00:36:18,000 --> 00:36:21,120 Speaker 2: and forgiveness, just like her parents raised her. 581 00:36:21,960 --> 00:36:25,520 Speaker 1: And my kids have turned out to be everything I 582 00:36:25,560 --> 00:36:30,160 Speaker 1: could have hoped for. Hard working, educated, they all help others, 583 00:36:30,239 --> 00:36:35,240 Speaker 1: they all have skills, They're kind, good people, and couldn't 584 00:36:35,239 --> 00:36:36,239 Speaker 1: ask for anything more. 585 00:36:36,840 --> 00:36:40,040 Speaker 2: Andrea has been able to rebuild her own life too. 586 00:36:40,440 --> 00:36:44,200 Speaker 1: I can honestly say I am super happy today. I 587 00:36:44,480 --> 00:36:47,520 Speaker 1: am a homeowner, I have a great career that's been 588 00:36:47,600 --> 00:36:53,480 Speaker 1: so memorable. I've gotten to travel, I have done many 589 00:36:53,600 --> 00:36:57,200 Speaker 1: things that I've dreamed on. I've actually even remarried, if 590 00:36:57,239 --> 00:36:58,200 Speaker 1: you can believe it or not. 591 00:36:59,360 --> 00:37:02,880 Speaker 2: She ended up married to another man in finance. 592 00:37:03,120 --> 00:37:07,080 Speaker 1: Someone who is everything I thought I was getting but 593 00:37:07,160 --> 00:37:09,839 Speaker 1: didn't get the first time and more. He's even tall 594 00:37:09,920 --> 00:37:10,560 Speaker 1: and handsome. 595 00:37:11,200 --> 00:37:14,440 Speaker 2: And here's the kicker. After they got married, her new 596 00:37:14,520 --> 00:37:16,600 Speaker 2: husband started a second. 597 00:37:16,239 --> 00:37:21,120 Speaker 1: Career as a fraud investigator, busting Ponzi schemes. 598 00:37:22,040 --> 00:37:24,640 Speaker 2: We end all of our weekly episodes with the same question, 599 00:37:25,360 --> 00:37:27,280 Speaker 2: why did you choose to tell your story? 600 00:37:29,000 --> 00:37:32,200 Speaker 1: Life can be good, That's what we're all here to 601 00:37:32,320 --> 00:37:37,160 Speaker 1: have and to be. I believe in being happy, So yeah, 602 00:37:37,280 --> 00:37:39,960 Speaker 1: maybe I chose to be optimistic more than I should have. 603 00:37:40,760 --> 00:37:43,960 Speaker 1: And I did smile when the smiles were totally fake, 604 00:37:44,880 --> 00:37:49,600 Speaker 1: and I remember having my heart so broken it literally 605 00:37:49,760 --> 00:37:55,160 Speaker 1: ached in my chest. But I've plotted one foot in 606 00:37:55,160 --> 00:37:57,439 Speaker 1: front of the other for a decade when I wasn't 607 00:37:57,520 --> 00:38:01,200 Speaker 1: sure if it was making any difference. But when you 608 00:38:01,280 --> 00:38:04,120 Speaker 1: lift your eyes up and you see you're on the 609 00:38:04,160 --> 00:38:07,840 Speaker 1: top of a mountain, that's a view worth all the 610 00:38:07,920 --> 00:38:08,880 Speaker 1: persevering for. 611 00:38:13,719 --> 00:38:15,880 Speaker 2: On the next episode of Betrayal. 612 00:38:16,640 --> 00:38:20,080 Speaker 3: And minute I did that, I had this deep shame 613 00:38:20,280 --> 00:38:25,320 Speaker 3: flood over me like you've made a really grave error here. 614 00:38:25,920 --> 00:38:29,680 Speaker 3: You've divulged something super private and you'll now never know 615 00:38:29,719 --> 00:38:32,239 Speaker 3: why this person's in a relationship with you, because is 616 00:38:32,280 --> 00:38:33,879 Speaker 3: it for the money or is it for you? 617 00:38:41,040 --> 00:38:42,840 Speaker 2: If you would like to reach out to the Betrayal 618 00:38:42,880 --> 00:38:45,800 Speaker 2: team or want to tell us your betrayal story, email 619 00:38:45,880 --> 00:38:49,400 Speaker 2: us at Betrayal Pod at gmail dot com. That's Betrayal 620 00:38:49,600 --> 00:38:53,960 Speaker 2: Pod at gmail dot com. We're grateful for your support. 621 00:38:54,480 --> 00:38:56,719 Speaker 2: One way to show support is by subscribing to our 622 00:38:56,760 --> 00:38:59,400 Speaker 2: show on Apple Podcasts, and don't forget to rate and 623 00:38:59,440 --> 00:39:02,920 Speaker 2: review Betrayal. Five star reviews go a long way. A 624 00:39:02,960 --> 00:39:06,560 Speaker 2: big thank you to all of our listeners. Betrayal is 625 00:39:06,560 --> 00:39:09,719 Speaker 2: a production of Glass Podcasts, a division of Glass Entertainment Group, 626 00:39:09,760 --> 00:39:13,560 Speaker 2: in partnership with iHeart Podcasts. The show is executive produced 627 00:39:13,560 --> 00:39:17,040 Speaker 2: by Nancy Glass and Jennifer Fasin, hosted and produced by 628 00:39:17,120 --> 00:39:20,960 Speaker 2: me Andrea Gunning, written and produced by Caitlin Golden, with 629 00:39:21,040 --> 00:39:25,320 Speaker 2: additional production by Monique Leboard and Ben Vetterman. Our associate 630 00:39:25,360 --> 00:39:29,320 Speaker 2: producer is Kristin Melcurie. Our iHeart team is Ali Perry 631 00:39:29,400 --> 00:39:33,520 Speaker 2: and Jessica Krincheck. Audio editing and mixing by Matt del Vecchio, 632 00:39:34,160 --> 00:39:38,920 Speaker 2: additional editing support from Nico Ruka and Tanner Robbins. Betrayal's 633 00:39:38,960 --> 00:39:43,399 Speaker 2: theme composed by Oliver Bains. Music library provided by Mob 634 00:39:43,600 --> 00:39:47,799 Speaker 2: Music and For more podcasts from iHeart, visit the iHeartRadio app, 635 00:39:47,920 --> 00:39:54,600 Speaker 2: Apple Podcasts, or wherever you get your podcasts