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Speaker 1: Earners.

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Speaker 2: What's up. You ever walk into a small business and

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Speaker 2: everything just works like The checkout is fast, the receipts

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Speaker 2: are digital, tipping is a breeze, and you're out the

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Speaker 2: door before the line even builds. Odds are they're using Square.

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Speaker 2: We love supporting businesses that run on Square because it

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Speaker 2: just feels seamless. Whether it's a local coffee shop, a

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Speaker 2: vendor at a pop up market, or even one of

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Speaker 2: our merch partners, Square makes it easy for them to

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Speaker 2: take payments, manage inventory, and run their business with confidence,

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Speaker 2: all from one simple system. If you're a business owner

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Speaker 2: or even just thinking about launching something soon, Square is

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Speaker 2: hands down one of the best tools out there to

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Speaker 2: it's about giving you time back so you can focus

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Speaker 2: on what matters most Ready. To see how Square can

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Speaker 2: backslash eyl. Don't wait, don't hesitate. Let's Square handle the

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Speaker 2: back end so you can keep pushing your vision forward.

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Speaker 2: This episode is brought to you by P and C Bank,

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Speaker 2: a lot of people think podcasts about work are boring,

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Speaker 2: and sure they definitely can be, but understanding of professional's

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Speaker 2: routine shows us how they achieve their success little by little,

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Speaker 2: day after day. It's like banking with P and C Bank.

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Speaker 2: It might seem boring to save, plan and make calculated

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Speaker 2: decisions with your bank, but keeping your money boring is

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Speaker 2: what helps you live or more happily fulfilled life. P

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Speaker 2: and C Bank Brilliantly Boring since eighteen sixty five. Brilliantly

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Speaker 2: Boring since eighteen sixty five is a service mark of

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Speaker 2: the PNC Financial Service Group, Inc. P and C Bank

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Speaker 2: National Association Member FDIC.

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Speaker 3: First, I want to talk about Apple, Yes, my baby.

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Speaker 3: Apple announces. Last week they announced the largest style buy

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Speaker 3: back ever one hundred and ten billion dollars, and that's

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Speaker 3: despite iPhone sales dropping ten percent, stock going up around

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Speaker 3: six percent. Booster kind of settled after that, but it's yeah,

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Speaker 3: it's it's you know, kind of moving in the right direction.

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Speaker 3: If you look at this one month chart right back

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Speaker 3: covering around one hundred and eighty fifty two weeks high

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Speaker 3: was one hundred and ninety nine. So is this does

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Speaker 3: this signal that Apple is back? On track.

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Speaker 2: Okay, man, well did we just put a mask on

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Speaker 2: this thing?

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Speaker 1: I think that it was a good move. This is

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Speaker 1: the theme of this week. Good move, but not good enough.

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Speaker 1: I like to buy back what I would have loved

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Speaker 1: to have seen new phone or planned for a new phone.

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Speaker 1: To buy back the shares great. Great for investors to

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Speaker 1: signal that, hey, I still believe in my own company,

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Speaker 1: believe in my stock right. The core issue though, of

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Speaker 1: the phone sales not being strong, it's not fixed, so

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Speaker 1: you're putting like duct tape over an ocean leak. I

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Speaker 1: like it. The stock one up as a result, I'm

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Speaker 1: still bullish on it long term, but until that core

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Speaker 1: issue it's fixed, I'm not hyper bullish on it. How

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Speaker 1: I want to be same like with the Drake thing.

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Speaker 1: I want to be like, Yo, Drake did it. Family

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Speaker 1: Matters was good. That was the buy back. It was cool,

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Speaker 1: it was not great. I think the biggest lesson that

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Speaker 1: we're learning from this and Starbucks. We talk about Disney later.

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Speaker 1: You have to have products and services that are so

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Speaker 1: amazing that your customer base cannot afford to not have them.

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Speaker 1: Same would invest Fest. They haven't told me who the

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Speaker 1: headline is going to be I can probably guess. But

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Speaker 1: where else are you going to see these people in

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Speaker 1: our community talk about how they're actually building their businesses.

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Speaker 1: They've had billionaires every year. I'm assuming somebody off the billionaire.

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Speaker 1: This is going to be there this year. Right, So

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Speaker 1: I think Apple got comfortable. I know they're doing things

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Speaker 1: with AI. I know Siri will be updated. This is

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Speaker 1: what the ten year anniversary of that being acquired. Great acquisition.

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Speaker 1: But until they fix this and make this better, I

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Speaker 1: think it's a band aid over a cut that really

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Speaker 1: needs surgery. But what do you guys think?

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Speaker 2: I think it's interesting. I'm with you on on on

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Speaker 2: your take. I think the move may have been a

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Speaker 2: little bit predictable. I would imagine if they didn't do

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Speaker 2: the buy back, and if they didn't increase the giving in,

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Speaker 2: what would the stock have done?

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Speaker 1: Oh Nelly going down down baby, right?

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Speaker 2: And So if I know that's gonna if I I

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Speaker 2: already have the numbers, I know that the iPhone sales

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Speaker 2: are down. I know services well okay, MacBook was okay,

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Speaker 2: iPad was Yeah. If I know that's coming, how do

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Speaker 2: I get ahead of it? How do I get ahead

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Speaker 2: of it? I have to do something that's going to

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Speaker 2: have my shareholders feel confident in the company going forward.

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Speaker 2: We haven't really talked about AI yet. Everybody's waiting for

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Speaker 2: June seventh. We're not ready to talk about or give

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Speaker 2: you any Well, he did say on the phone call

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Speaker 2: that they're making leadways in that in that area of

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Speaker 2: artificial intelligence. But the anticipation of a down quarter again

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Speaker 2: declining sales in the iPhone, I think it was particularly Yeah,

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Speaker 2: they had to do something.

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Speaker 1: They had.

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Speaker 2: They bought back shares, which obviously increases the uh, the

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Speaker 2: value of the remaining shares They're going to go up.

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Speaker 2: So yeah, it did go up over one eighty. I'm

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Speaker 2: interested to see what comes in June. Man, I'm not

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Speaker 2: I'm always going to be well, I'm not sure to

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Speaker 2: say always. I'm definitely bullish on Apple. I'm just interested

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Speaker 2: in what is going to happen. I think there's a

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Speaker 2: I feel like when we watched in video report after

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Speaker 2: they had that blowout quarter and it felt like, oh

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Speaker 2: my gosh, can they do it again? Can they do

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Speaker 2: it again? That build up of let's see if they

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Speaker 2: can do it. I feel like that type of atmosphere,

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Speaker 2: that type of temperature around this this June seventh announcement

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Speaker 2: is brewing. What is it going to be, how innovative

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Speaker 2: is it going to be, and where is it going

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Speaker 2: to in the future for the company. So I'm watching

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Speaker 2: it closely. I'm watching it closely. I'm looking forward to

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Speaker 2: I'm looking for TV's, I'm looking for something, even the hints.

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Speaker 2: You know, sometimes they start releasing things early. You go

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Speaker 2: to these mac these websites or these OPhone websites. Yeah,

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Speaker 2: some like preview or details that got hacked and leaked.

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Speaker 2: I haven't seen anything yet, but I'm anticipating this and

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Speaker 2: I'm sure they are as well.

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Speaker 1: Even a five percent jump for the stock, that's too

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Speaker 1: aggressive of a move for a multi trillion dollar company.

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Speaker 1: Even today, it's pulling back some as a result. It

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Speaker 1: should pull back to maybe one seventy two as a result.

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Speaker 1: I still love the stock long term. I'm just not

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Speaker 1: super bullish about it. If it gets back to one

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Speaker 1: sixty four, it's definitely a by a yad. But they

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Speaker 1: have to make a strong announcement in June, like I

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Speaker 1: haven't seen Mark Well, I'll talk about anything like the

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Speaker 1: tech influencers do you have to create? And I think

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Speaker 1: they're going through the same moment that Zuckerberg went through

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Speaker 1: in twenty twenty two, where like your back ends against

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Speaker 1: the wall, you have to reshift focus on what matters most.

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Speaker 1: I think they're trying to scramble and figure things out now.

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Speaker 1: I think they'll they'll get it together about next year.

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Speaker 1: But the summer is gonna be interesting for them, to

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Speaker 1: say the least, because even Apple fanboys are tired of

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Speaker 1: the same phone. Like, you know, it's bad when your

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Speaker 1: core audience is like, no, I'm gonna stay with the twelve,

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Speaker 1: I'm gonna stay with the thirteen.

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Speaker 4: Yeah.

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Speaker 2: And they were talking about the ad business. They were

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Speaker 2: talking about the revenue from that. But when you think

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Speaker 2: about it, we spoke about Google maybe a week ago,

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Speaker 2: two weeks ago. Most of that money is coming from Google.

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Speaker 1: Yep.

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Speaker 2: So you're talking about a billion dollar transaction that they're

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Speaker 2: gonna have or they're gonna split between four quarters. They're all,

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Speaker 2: that's good, that's gonna be reliant in there. But if

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Speaker 2: this anti trusting doesn't go through, then what happens.

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Speaker 1: Yeah, they're bringing Super Mario Brothers back to the app store,

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Speaker 1: won't do it?

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Speaker 2: Yeah, I think that's going to do it. So, Yeah,

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Speaker 2: I mean, I'm looking right here at the Baron's article.

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Speaker 2: Is it literally says buy Apple ahead of its AI

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Speaker 2: news at developers conference. Everybody's waiting. Everybody's waiting in the

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Speaker 2: analysts to waiting too, So I guess we'll be waiting

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Speaker 2: as well.

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Speaker 1: And the AI improvement has to be integrated into Syria.

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Speaker 1: If they just do moderate AI into and then should

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Speaker 1: GPT five's coming out soon. You have some serious competitors

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Speaker 1: right now as well.

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Speaker 2: It is now an app. It's no longer just on

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Speaker 2: the desk stode. Now you have the app yepthropic is there?

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Speaker 2: So what product do you think they need to move

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Speaker 2: the needle? They can't keep re rocking the same product

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Speaker 2: over and over again. Yeah, oh, let me think on

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Speaker 2: that one. Let me think on that one.

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Speaker 1: And I'm lucky. I don't want to East to Egg.

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Speaker 1: Nothing but the idea that they have for the stocks.

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Speaker 1: They should have invested in that too and not put

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Speaker 1: that to the side. They messed up on a car project.

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Speaker 1: Put the stock app to the ybro. We gotta think

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Speaker 1: these things through.

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Speaker 4: An illegal alien from Guatemala charged with raping a child

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Speaker 4: in Massachusetts. An MS thirteen gang member from al Salvador

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Speaker 4: accused of murdering a Texas man of Venezuelan charged with

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Speaker 4: filming and selling child pornography in Michigan. These are just

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Speaker 4: some of the heinous migrant criminals caught because of President

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Speaker 4: Donald J. Trump's leadership. I'm Christy nom the United States

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Speaker 4: Secretary of Homeland Security. Under President Trump, attempted illegal border

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Speaker 4: crossings are at the lowest levels ever recorded, and over

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Speaker 4: one hundred thousand illegal aliens have been arrested. If you

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Speaker 4: are here illegally, your next you will be fine nearly

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Speaker 4: one thousand dollars a day, imprisoned and deported. You will

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Speaker 4: never return. But if you register using our CBP home

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Speaker 4: app and leave now, you could be allowed to return legally.

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Speaker 4: Do what's right. Leave now. Under President Trump, America's laws,

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Speaker 4: border and f families will be protected. Sponsored by the

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Speaker 4: United States Department of Homeland Security.