WEBVTT - Ep. 167 — Forget Mentors. Here's Why You Need a 'Sponsor'.

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<v Speaker 1>Hey, Hey, Hey, you know I add a little extra,

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<v Speaker 1>you know, because you know.

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<v Speaker 2>Tiffany.

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<v Speaker 3>Hey, guys, Happy Brian and Vision Wednesday. Officially it's Mandy.

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<v Speaker 1>Yeah. Oh anything new coming up? Oh you're gonna miss

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<v Speaker 1>me in a minute, Mandy, I'm gonna be gone for

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<v Speaker 1>two whole weeks.

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<v Speaker 2>How would you deal?

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<v Speaker 3>I know, I think that we're going to be okay.

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<v Speaker 3>I mean, we love you and the show would be

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<v Speaker 3>nothing without you obviously, But like I said, we've got

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<v Speaker 3>some really good guests lined up for the next couple

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<v Speaker 3>of weeks. Next week, we're going to have our fairy

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<v Speaker 3>fairy money godmother herself, Lynette Califani Cox joining the show

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<v Speaker 3>and we'll talk about all kinds of fun stuff. I

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<v Speaker 3>think her biggest episode with us so far has been

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<v Speaker 3>about the power negotiating and she gets real real like

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<v Speaker 3>first of all, like talk about life experience. She has

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<v Speaker 3>the most amazing stories about actual times she has gotten

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<v Speaker 3>more of herself, not to mention launching, you know, running

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<v Speaker 3>this huge business that she has as the money coach,

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<v Speaker 3>which she's had for like a decade now or more so.

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<v Speaker 3>Lynette will be on next week, and then we have

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<v Speaker 3>our fave Sandy Smith from Yes I Am Cheap joining

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<v Speaker 3>the show, and Sandy has made a name for herself

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<v Speaker 3>with all the side hustles and showing how you can

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<v Speaker 3>you can have a stable life, stable nine to five

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<v Speaker 3>and then also bring inside income. And I'm really excited

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<v Speaker 3>to have her on Social Beyond next next week.

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<v Speaker 1>I love them both, honestly, they're so dope. Speaking of

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<v Speaker 1>like Lynette, you know, she was like one of my

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<v Speaker 1>very first mentors in the space. And actually, you know,

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<v Speaker 1>it's only recently like that folks have been talking about

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<v Speaker 1>the difference between mentor and sponsor. Have you been like

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<v Speaker 1>listening to kind of like that not debate, but that

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<v Speaker 1>kind of that discussion.

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<v Speaker 3>No sponsor, like I just thought of like alcoholics anonymous

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<v Speaker 3>or something.

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<v Speaker 1>No, So apparently like your mentor is a person that

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<v Speaker 1>kind of like gives you advice, like, hey girl, don't

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<v Speaker 1>worry that you look crazy. You know, Hey girl, don't

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<v Speaker 1>talk to boss like that you're going to get fired,

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<v Speaker 1>you know. But your sponsor is like, I'm in the room,

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<v Speaker 1>and I really think that Mandy deserves this race, Mandy,

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<v Speaker 1>you know, like, for example, Lynette, I didn't realize I

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<v Speaker 1>used to call Lynette my mentor, but honestly, she was

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<v Speaker 1>like both a mentor and a sponsor. I remember when

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<v Speaker 1>I first met Lynnette. I was at this Black Enterprise event.

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<v Speaker 1>It had to be like seven years ago.

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<v Speaker 2>She was so nice.

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<v Speaker 1>We were following each other on Twitter, but I didn't

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<v Speaker 1>know what she looked like. I mean, well, he's not

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<v Speaker 1>in person, so I didn't recognize her. Meanwhile, my cheeky

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<v Speaker 1>self asked her to take a picture of me and

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<v Speaker 1>Sola Dad O'Brien. I was like, oh, hey, lady, don't

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<v Speaker 1>know who you are. Can't get the picture of me.

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<v Speaker 2>She was so nice, and then afterwards she's like I

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<v Speaker 2>tipped me. I was like, oh, hey, you know my name?

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<v Speaker 1>Because I stood up like you could ask like a

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<v Speaker 1>question to like Sola Dad. There was like a panel

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<v Speaker 1>and I stood up. I said, Hi, I'm Tiffany. You

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<v Speaker 1>have a business called the Budgeanisa. So that's told she

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<v Speaker 1>knew because she didn't know what I looked like either.

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<v Speaker 1>So she came over. She's like, hey, Tiffany, you know

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<v Speaker 1>you're the Bunchanisa.

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<v Speaker 2>I was like yes.

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<v Speaker 1>I was like, look, someone recognizes me. Meanwhile, I stood

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<v Speaker 1>up and said I am Sifney the bunch of sa

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<v Speaker 1>and so she was like, oh, I'm Lynette cor fiddy car.

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<v Speaker 1>I melted on the floor. I was like, oh my gosh,

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<v Speaker 1>I'm so sorry.

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<v Speaker 2>I'm so sorry. I asked you to take a picture

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<v Speaker 2>with her.

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<v Speaker 1>Because like, so that a browny was cool, but like

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<v Speaker 1>I stand for Lynette, like you know, she was just

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<v Speaker 1>so nice to via Twitter. She was just so knowledgeable,

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<v Speaker 1>and so that day she Lynette. She since moved, but

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<v Speaker 1>she used to live in Mountainside, New Jersey, which is

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<v Speaker 1>like right next to the city where my parents lived

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<v Speaker 1>on Westfield, And she was going headed back to Jersey

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<v Speaker 1>and she said, you know, how'd you get out here?

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<v Speaker 1>I said the train? She said, you want to ride back?

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<v Speaker 1>And I was like what, uh yeah, And so we

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<v Speaker 1>drove back. There was so much traffic. What would have

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<v Speaker 1>been a forty five minute drive ended up being like

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<v Speaker 1>a two hour drive. And she proceeded to poor, I mean,

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<v Speaker 1>everything into me so much, so I took out a

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<v Speaker 1>notebook so much so. So that's mentoring, right, yeahic advice.

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<v Speaker 1>But what she did that was even more amazing. She said,

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<v Speaker 1>have you ever been on TV? And I was like no.

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<v Speaker 2>She's like, do you want to be?

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<v Speaker 1>And I said, yeah, She made a phone call right

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<v Speaker 1>there in the car to pix eleven News, which is

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<v Speaker 1>a local New York Like you know, pix eleven local

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<v Speaker 1>New York kind of like I guess try state area, right,

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<v Speaker 1>would you say pix eleven is Mandy?

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<v Speaker 2>Have you ever watched pix eleven News.

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<v Speaker 3>I've done pix eleven. I don't know where they broadcast.

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<v Speaker 3>I don't assume they broadcast it somewhere I never checked.

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<v Speaker 4>I think sounds about.

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<v Speaker 1>New York, right, It's all like pretty local, but still

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<v Speaker 1>like I mean, still a huge deal to me because

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<v Speaker 1>I grew up watching pick eleven. And so she was

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<v Speaker 1>like she called the producers and said, you know how

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<v Speaker 1>I'm supposed to fawn next week? I have somebody else

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<v Speaker 1>I would I think it should come on. She gave

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<v Speaker 1>me her spot, Mandra, and I was like looking at

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<v Speaker 1>her like, ma'am, I.

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<v Speaker 3>Don't buppity boop to stare that money godmother real.

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<v Speaker 1>And that's a sponsor. A spot gives you more than advice,

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<v Speaker 1>you know what it is. A sponsor gives you opportunity,

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<v Speaker 1>real opportunity. And it wasn't just she just said, hey,

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<v Speaker 1>take my spot. Because Lynette is so confident like, girl,

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<v Speaker 1>they will have me back whenever I want. She was like,

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<v Speaker 1>right before you go on, I'll do some media training

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<v Speaker 1>with you. Oh okay, stranger lady from Twitter.

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<v Speaker 2>I couldn't believe it. She did.

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<v Speaker 1>She she coached me so well, ended up doing well,

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<v Speaker 1>and ended up going on fairly regularly. You know, once

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<v Speaker 1>when Lynette was.

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<v Speaker 2>Free was not free.

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<v Speaker 1>They're like, girl, you cute, but we want Linette. I

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<v Speaker 1>was like, I'm fine with that. But yeah, so it's

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<v Speaker 1>not easy to find. Have you ever had like a

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<v Speaker 1>sponsor sponsor.

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<v Speaker 4>Like, no, no one or supports me like, oh man,

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<v Speaker 4>I don't know.

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<v Speaker 3>You know, sometimes there's there may be people, and I

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<v Speaker 3>feel like to get where I am now, I must have.

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<v Speaker 3>But I feel like sometimes it's people who do things

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<v Speaker 3>on your to your benefit that don't necessarily shout about

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<v Speaker 3>it or don't tell you like, hey, I vouched for you.

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<v Speaker 3>I get the sense that I've definitely in the past

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<v Speaker 3>couple of years had a specific exp who's always kind

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<v Speaker 3>of looking out for me. But it's been like an

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<v Speaker 3>unspoken thing. But I've never been trapped in the car

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<v Speaker 3>with Lynette. That would be nice.

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<v Speaker 1>Oh my gosh, Randy, when I tell you I literally

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<v Speaker 1>had pages and pages. I've never met someone who was

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<v Speaker 1>so I mean, I still aspire to that level of giving,

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<v Speaker 1>you know what I mean. Like Lynette is someone who

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<v Speaker 1>I actually model, like my not just like my business after,

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<v Speaker 1>but like my life after. Lynette is so confident and

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<v Speaker 1>just kind. But it's not just me. You're like, oh it, Tim,

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<v Speaker 1>because you're so special. No, everyone has their Lynette is

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<v Speaker 1>so kind to me. Story like she just everyone, whether

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<v Speaker 1>you just started yesterday or your seasoned. She Like, there's

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<v Speaker 1>certain people in my life who I'm like, you know,

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<v Speaker 1>if I could get it's close to them as far

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<v Speaker 1>as personality wise as possible. Lynette is one of them.

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<v Speaker 2>And I'm yeah.

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<v Speaker 1>I was watching this video about like how do you

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<v Speaker 1>get a sponsor, and it's like two parts. You get

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<v Speaker 1>a sponsor through your work, right or through relationships, meaning

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<v Speaker 1>like so one if you're just killing it, like oh

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<v Speaker 1>my gosh, you know someone's like yo, I like Mandy,

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<v Speaker 1>Like like I suspect that your sponsors, Like Mandy works

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<v Speaker 1>really hard, Mandy's super smart, she's ambitious, she's killing it.

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<v Speaker 1>I'm gonna put her on when I get into this room.

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<v Speaker 1>So that like that's one way and the other way

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<v Speaker 1>is through relationships, so meaning like you know, like I

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<v Speaker 1>used to, like almost everyone typically has like a work mom.

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<v Speaker 1>I remember when I was like getting my internships, I

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<v Speaker 1>had a work mom, and so she and I became

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<v Speaker 1>really close, and so she used to put me on

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<v Speaker 1>because she we had a relationship. Not that I was like,

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<v Speaker 1>you know, some amazing intern. I mean, I guess I

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<v Speaker 1>was fine, but because she actually liked me and we

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<v Speaker 1>had developed a true relationship, then like you know, she

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<v Speaker 1>she was the executive assistant to the CEO where I

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<v Speaker 1>was interning, and so she would be like Tifnany's amazing,

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<v Speaker 1>She's so great, blah blah blah. But that's because of

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<v Speaker 1>our relationships. Because people ask me all the time, how

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<v Speaker 1>do you get a sponsor? And it's not like something

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<v Speaker 1>that you know, just like I haven't had a sponsor

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<v Speaker 1>from what I could tell, well, at least the sponsor

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<v Speaker 1>like Lynette. I mean, I'm sure there's people behind the scenes.

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<v Speaker 1>And so Lynette's was more relationship based because I mean

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<v Speaker 1>she didn't know if I was going to be good

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<v Speaker 1>on TV. And the other sponsors that I've probably had

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<v Speaker 1>behind the scenes are more work work based. So I

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<v Speaker 1>just think that's just the interesting content mentor versus sponsor,

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<v Speaker 1>and how do you attract both.

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<v Speaker 3>Yeah, and especially if you're like in corporate America, you're

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<v Speaker 3>working for a company that I don't know has more

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<v Speaker 3>than fifty people, and you don't feel like there's anyone.

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<v Speaker 3>I don't know, let's say you're middle management or senior management,

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<v Speaker 3>and there's not someone because you're you have you're managing

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<v Speaker 3>people and you don't necessarily want to talk to them about,

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<v Speaker 3>you know, your career ambitions or how to move up

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<v Speaker 3>in the company, and it may not be clear to you,

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<v Speaker 3>you know, who what your company you can talk to.

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<v Speaker 3>That's that's one of the challenges I think I've encountered,

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<v Speaker 3>and then I've heard from other people, is not really

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<v Speaker 3>knowing who to go to and if you're especially if

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<v Speaker 3>you don't have a Some HR organizations do a really

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<v Speaker 3>good job where they have in company mentoring programs, and

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<v Speaker 3>I guess it's a form of sponsorship, but where you

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<v Speaker 3>match sort of some employees with with people who can

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<v Speaker 3>who have been at the company for a long time,

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<v Speaker 3>maybe in a like a level or two higher or

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<v Speaker 3>on parity with them, and just say, you know, this

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<v Speaker 3>is your buddy. This is a person who you can

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<v Speaker 3>check in with who is not your boss, not your

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<v Speaker 3>direct report, just sort of an objective person.

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<v Speaker 2>That's good.

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<v Speaker 4>And Yeah, it's the thing that.

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<v Speaker 3>I feel like a lot of a lot of people

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<v Speaker 3>could benefit from. And and especially because like it's it's

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<v Speaker 3>one thing having a sponsor maybe you know more generally

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<v Speaker 3>who's not necessarily doing your job or not working at

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<v Speaker 3>your company, But to have someone in the place where

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<v Speaker 3>you're working, especially if you see yourself being there for

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<v Speaker 3>a long time, who can help you maneuver, I mean,

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<v Speaker 3>for better or for worse.

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<v Speaker 4>There is some.

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<v Speaker 3>Maneuvering in corporate and and and you know in corporations

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<v Speaker 3>and stuff, so to how do how do you move around?

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<v Speaker 4>How do you remove roadblocks? To have someone like that?

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<v Speaker 2>Yeah, that be really have you ever been a sponsor

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<v Speaker 2>for someone?

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<v Speaker 3>I mean, now that you're saying it, I'm one. I

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<v Speaker 3>feel like I'm at the Academy Awards and I'm not

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<v Speaker 3>doing a good job thinking of who I should think.

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<v Speaker 4>I'm like, damn, someone's gonna listen to this.

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<v Speaker 2>For myself, I'm like, I've.

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<v Speaker 3>Definitely I've definitely gone to bat. I was in my

0:10:09.880 --> 0:10:14.760
<v Speaker 3>review of my performance review this time around, well good

0:10:14.840 --> 0:10:17.800
<v Speaker 3>and bade. One of the things was you care so

0:10:17.880 --> 0:10:20.600
<v Speaker 3>much about your people, like you're constantly defending that not defending,

0:10:20.640 --> 0:10:23.079
<v Speaker 3>but like going to bat for them and I And

0:10:23.120 --> 0:10:25.080
<v Speaker 3>as a manager, I've learned like if you don't ask

0:10:25.160 --> 0:10:27.960
<v Speaker 3>for things like promotions and raises and stay the hell

0:10:28.080 --> 0:10:31.280
<v Speaker 3>on your HR team, like it may not happen for

0:10:31.360 --> 0:10:34.160
<v Speaker 3>that person. And I've learned how to really advocate and

0:10:34.280 --> 0:10:36.880
<v Speaker 3>be a loud, squeaky wheel when it comes to getting

0:10:36.880 --> 0:10:39.480
<v Speaker 3>those types of things from my people, especially in leaner times,

0:10:39.480 --> 0:10:42.120
<v Speaker 3>like when a company's not thrown around money, it can

0:10:42.160 --> 0:10:45.199
<v Speaker 3>be even more challenging. So I take that upon myself

0:10:45.240 --> 0:10:46.640
<v Speaker 3>because one I want people.

0:10:46.440 --> 0:10:47.439
<v Speaker 2>To be appostorship.

0:10:47.679 --> 0:10:51.600
<v Speaker 3>So you've been yeah, yeah, you know, I certainly feel

0:10:51.600 --> 0:10:54.600
<v Speaker 3>like for someone to say, hey, hello, you know, reporter,

0:10:54.760 --> 0:10:57.560
<v Speaker 3>you should definitely come run a whole content team. That

0:10:57.720 --> 0:11:01.120
<v Speaker 3>is a form of sponsorship, like seeing potential in someone

0:11:01.600 --> 0:11:03.920
<v Speaker 3>even if they don't have a proven track record. And

0:11:03.960 --> 0:11:06.719
<v Speaker 3>that's something that like, So for example, I'm recruiting, I'm

0:11:06.720 --> 0:11:09.280
<v Speaker 3>always recruiting. I'm always hiring different roles and stuff. It

0:11:09.320 --> 0:11:13.120
<v Speaker 3>seems like when I'm reviewing resumes, I think because of

0:11:13.160 --> 0:11:15.520
<v Speaker 3>what I have been given, which is an opportunity to

0:11:15.640 --> 0:11:18.680
<v Speaker 3>prove myself in a way that maybe my resume didn't

0:11:18.679 --> 0:11:21.920
<v Speaker 3>show that I was prepared for. I when I'm looking

0:11:21.960 --> 0:11:25.360
<v Speaker 3>at resumes, I'm looking at them differently, you know, especially

0:11:25.400 --> 0:11:28.640
<v Speaker 3>for roles that are maybe more entry level or maybe

0:11:28.640 --> 0:11:30.719
<v Speaker 3>it would be a step up for someone even if

0:11:30.720 --> 0:11:33.560
<v Speaker 3>their resume doesn't say they've had X number of years

0:11:33.559 --> 0:11:35.880
<v Speaker 3>experience and this is why you should apply for jobs.

0:11:35.880 --> 0:11:37.760
<v Speaker 3>I think that you don't have the number of you know,

0:11:38.000 --> 0:11:40.360
<v Speaker 3>stated experience years that they want.

0:11:40.760 --> 0:11:43.480
<v Speaker 4>I'm thinking, like, okay.

0:11:42.880 --> 0:11:45.679
<v Speaker 3>This is a I literally have a label on the

0:11:45.679 --> 0:11:48.560
<v Speaker 3>way that I organize my red recruiting, as I have labels,

0:11:48.600 --> 0:11:51.720
<v Speaker 3>and I'll put wildcard by some people if I think,

0:11:52.120 --> 0:11:54.160
<v Speaker 3>if I think there's something about this person, they don't

0:11:54.200 --> 0:11:56.680
<v Speaker 3>have it's not on paper, but let's give them this test.

0:11:56.760 --> 0:11:59.040
<v Speaker 3>Let's have them come in, let's see what they have

0:11:59.160 --> 0:12:00.360
<v Speaker 3>to give, and.

0:12:00.320 --> 0:12:01.760
<v Speaker 2>I literally get that card.

0:12:02.240 --> 0:12:06.720
<v Speaker 3>Yeah, And I've given people. I've given people second stabs

0:12:07.160 --> 0:12:09.400
<v Speaker 3>at a test. So you know, if I'm testing editors

0:12:09.480 --> 0:12:11.600
<v Speaker 3>or writers, I've given people a second go round. If

0:12:11.600 --> 0:12:13.959
<v Speaker 3>I felt like the first go round wasn't good, I've

0:12:14.000 --> 0:12:17.320
<v Speaker 3>annihilated them in my remarks to them and told them

0:12:17.360 --> 0:12:19.360
<v Speaker 3>how poor it was, just to see how they would

0:12:19.400 --> 0:12:20.960
<v Speaker 3>react and then give them another chance.

0:12:21.000 --> 0:12:22.440
<v Speaker 4>And I don't know.

0:12:22.520 --> 0:12:26.120
<v Speaker 3>I so I think in that way, I try to sponsor,

0:12:26.120 --> 0:12:29.000
<v Speaker 3>try and get people the benefit of the doubt and

0:12:29.520 --> 0:12:31.719
<v Speaker 3>a chance, the chance to kind of prove themselves.

0:12:31.760 --> 0:12:33.760
<v Speaker 2>Awesome. I feel like you did. So.

0:12:33.760 --> 0:12:35.600
<v Speaker 1>So it's like it's not that you necessarily have this

0:12:35.640 --> 0:12:37.800
<v Speaker 1>one core person that you're like, I'm always sponsoring, but

0:12:37.840 --> 0:12:41.840
<v Speaker 1>it's like when the when the situation arises, you know

0:12:41.920 --> 0:12:46.040
<v Speaker 1>where you're like, Okay, this situation requires sponsorship if I

0:12:46.080 --> 0:12:48.520
<v Speaker 1>really want to see this person get this raise or

0:12:48.960 --> 0:12:51.280
<v Speaker 1>you know, help navigate or remove a roadblock.

0:12:51.360 --> 0:12:54.880
<v Speaker 2>No, So that's honestly, you're in a you're in a position.

0:12:54.640 --> 0:12:58.560
<v Speaker 1>Of power, I mean, for lack of a better word.

0:12:58.960 --> 0:13:01.040
<v Speaker 2>And so yeah, that's it's good to know.

0:13:01.559 --> 0:13:03.880
<v Speaker 1>And so I'm thinking about, like, you know, just this

0:13:03.920 --> 0:13:06.079
<v Speaker 1>conversation just has to be thinking like how I can

0:13:06.120 --> 0:13:09.480
<v Speaker 1>do a better job, because it's different in my company

0:13:09.480 --> 0:13:13.600
<v Speaker 1>because I'm the CEO, so I'm you know, I try

0:13:13.640 --> 0:13:16.800
<v Speaker 1>to be conscious and I actually encourage my team members

0:13:16.840 --> 0:13:19.480
<v Speaker 1>to sponsor each other because there are certain people that

0:13:19.520 --> 0:13:21.560
<v Speaker 1>I work with all the time, like, oh, you know,

0:13:21.679 --> 0:13:21.959
<v Speaker 1>I know.

0:13:22.000 --> 0:13:24.680
<v Speaker 2>Logan is killing a Tamra's killing it, Karen's killing it.

0:13:24.720 --> 0:13:27.440
<v Speaker 1>But that's my lead team. Rachel's killing it. I might

0:13:27.480 --> 0:13:31.000
<v Speaker 1>not know that Comeone, who works on customer success and

0:13:31.000 --> 0:13:34.680
<v Speaker 1>customer support, she's been killing it because she works on

0:13:34.720 --> 0:13:39.400
<v Speaker 1>Tamra's team. So Tamor is her lead, and so you know,

0:13:39.440 --> 0:13:41.440
<v Speaker 1>Tamor might have to be like, uh, just so you know,

0:13:41.880 --> 0:13:43.920
<v Speaker 1>Comeone has been killing these last couple of weeks. So

0:13:44.120 --> 0:13:46.920
<v Speaker 1>I really encourage that because I don't want to miss

0:13:47.000 --> 0:13:50.920
<v Speaker 1>someone's excellence because we don't connect on a daily basis.

0:13:51.000 --> 0:13:51.680
<v Speaker 2>That's not your fault.

0:13:51.760 --> 0:13:53.760
<v Speaker 1>You didn't do anything wrong because we don't because I'm

0:13:53.800 --> 0:13:56.560
<v Speaker 1>not watching you work because you already have your team lead.

0:13:56.880 --> 0:13:59.480
<v Speaker 1>And so I don't necessarily think a sponsorship in my company,

0:13:59.679 --> 0:14:03.520
<v Speaker 1>but I do try to think of like, well, what

0:14:03.559 --> 0:14:06.199
<v Speaker 1>can I do with like other people, especially in the

0:14:06.240 --> 0:14:09.560
<v Speaker 1>brown financial space, you know, like how can I put

0:14:09.600 --> 0:14:12.320
<v Speaker 1>folks on? Yeah, because I we're all just so dope.

0:14:12.360 --> 0:14:12.720
<v Speaker 2>So I know.

0:14:12.760 --> 0:14:14.600
<v Speaker 1>One of the things is like with the Literature Academy,

0:14:15.240 --> 0:14:17.840
<v Speaker 1>if I see someone who's really dope, like I try

0:14:17.880 --> 0:14:20.080
<v Speaker 1>to be like Hey, you want to teach a class,

0:14:20.240 --> 0:14:24.240
<v Speaker 1>because yes, the students benefit, but honestly, like the members,

0:14:24.320 --> 0:14:28.520
<v Speaker 1>these members have been like raised and molded for like

0:14:28.560 --> 0:14:30.800
<v Speaker 1>the last some of them for like the last seven years,

0:14:31.280 --> 0:14:34.320
<v Speaker 1>and they are primed and ready to invest further.

0:14:34.840 --> 0:14:35.640
<v Speaker 2>And so you come on.

0:14:35.720 --> 0:14:37.720
<v Speaker 1>I mean, I've had people make you know, in a

0:14:37.800 --> 0:14:40.240
<v Speaker 1>month from the people in my online school in like

0:14:40.240 --> 0:14:42.760
<v Speaker 1>a one of my friends teaches people how to take

0:14:42.760 --> 0:14:45.880
<v Speaker 1>their invention from idea to the shelves of like Walmart

0:14:45.880 --> 0:14:49.040
<v Speaker 1>and Target. I've had she made like sixty thousand dollars

0:14:49.120 --> 0:14:52.520
<v Speaker 1>from people who then invested further into her business, like

0:14:52.800 --> 0:14:55.000
<v Speaker 1>as far as like you know, hiring her to do

0:14:55.080 --> 0:14:57.440
<v Speaker 1>whatever it is that you know, like whatever her service

0:14:57.520 --> 0:14:59.920
<v Speaker 1>or whatever is. And so that's kind of like my

0:15:00.040 --> 0:15:02.520
<v Speaker 1>way to be like because I want I want them,

0:15:03.400 --> 0:15:05.920
<v Speaker 1>the people that we serve, the dream catchers and dream builders,

0:15:05.920 --> 0:15:09.720
<v Speaker 1>to have access to like top tier folks that look

0:15:09.840 --> 0:15:12.400
<v Speaker 1>like them. And then this is my opportunity to put

0:15:12.400 --> 0:15:14.480
<v Speaker 1>on top tier folks that you might they might not

0:15:14.560 --> 0:15:18.240
<v Speaker 1>otherwise run into you, you know, So like kind of

0:15:18.320 --> 0:15:19.960
<v Speaker 1>like that's that's what I do for now, But I

0:15:20.040 --> 0:15:22.600
<v Speaker 1>feel like I don't know, like I want to be

0:15:22.680 --> 0:15:25.239
<v Speaker 1>more pointed with it, like that's pretty appointed.

0:15:26.960 --> 0:15:30.040
<v Speaker 3>You're putting them in front of your vast audience. Is

0:15:30.040 --> 0:15:32.520
<v Speaker 3>a is a gift? You're like a little see your

0:15:32.560 --> 0:15:33.480
<v Speaker 3>fairy godmother too.

0:15:34.400 --> 0:15:36.240
<v Speaker 1>No, but I feel like there's some people, like, for example,

0:15:36.240 --> 0:15:38.320
<v Speaker 1>I love Tila holcome right, I'm like, what can I

0:15:38.360 --> 0:15:41.400
<v Speaker 1>do for Tila? I just love just so you know,

0:15:41.520 --> 0:15:43.800
<v Speaker 1>so like when things come up, I'm like, like, I

0:15:43.840 --> 0:15:46.000
<v Speaker 1>wasn't able to do the speaking tour and I feel

0:15:46.040 --> 0:15:48.920
<v Speaker 1>so bad, and you know what, they ended up asking Tila.

0:15:49.480 --> 0:15:50.680
<v Speaker 1>And because I'm like, I can't do it, and I

0:15:50.680 --> 0:15:52.560
<v Speaker 1>talk to myself, why did I talk them about Tila?

0:15:52.720 --> 0:15:54.920
<v Speaker 1>Like I should have? Like, you know, cause that's something

0:15:54.960 --> 0:15:56.760
<v Speaker 1>that Patrice taught me. Patrise Washington. You know we all

0:15:56.800 --> 0:15:59.320
<v Speaker 1>love her. She was one of our guests. So Patrice

0:15:59.360 --> 0:16:01.120
<v Speaker 1>taught me that, and I forgot. She was like that

0:16:01.200 --> 0:16:03.800
<v Speaker 1>when she can't do something, someone reaches out and said, hey,

0:16:03.840 --> 0:16:05.840
<v Speaker 1>we love for you to do this. She never let

0:16:05.920 --> 0:16:09.840
<v Speaker 1>that that opportunity leave without making a suggestion that sponsorship.

0:16:10.200 --> 0:16:11.360
<v Speaker 2>And I was kicking myself.

0:16:11.400 --> 0:16:13.280
<v Speaker 1>I'm glad that I ended up reaching out to Tila,

0:16:13.360 --> 0:16:15.480
<v Speaker 1>but I was kicking myself and like all I said

0:16:15.480 --> 0:16:17.640
<v Speaker 1>basically was like, oh, I'm unable to do is so sorry,

0:16:17.640 --> 0:16:19.520
<v Speaker 1>I have a conflict. It should have been like, but

0:16:19.760 --> 0:16:22.280
<v Speaker 1>I have somebody amazing who could take my place, And

0:16:22.360 --> 0:16:24.800
<v Speaker 1>that's something I'm trying to remember that if I can't

0:16:24.800 --> 0:16:26.280
<v Speaker 1>do that, that's like the Patris rule.

0:16:26.520 --> 0:16:28.000
<v Speaker 2>If you can't do a girl, don't.

0:16:27.840 --> 0:16:31.120
<v Speaker 1>Let them leave with that at least looking into someone

0:16:31.120 --> 0:16:32.600
<v Speaker 1>that you know that it's dull, so you could put

0:16:32.600 --> 0:16:33.240
<v Speaker 1>someone else on.

0:16:33.360 --> 0:16:37.000
<v Speaker 4>You know, what would Patrice slash Lynette do exactly?

0:16:37.920 --> 0:16:39.080
<v Speaker 2>Touch? Don't people that we know?

0:16:39.520 --> 0:16:42.000
<v Speaker 3>Yeah, for real, there's so few and you know, personal

0:16:42.000 --> 0:16:45.400
<v Speaker 3>finance journalism too, is not the most diverse field. But

0:16:45.920 --> 0:16:48.480
<v Speaker 3>I recently got I didn't realize there was this this.

0:16:50.160 --> 0:16:51.600
<v Speaker 3>I must have known in the back of my mind

0:16:51.600 --> 0:16:53.400
<v Speaker 3>that something like this must have existed. But there's like

0:16:53.400 --> 0:16:56.480
<v Speaker 3>a network of black financial journalists. And I finally got

0:16:56.480 --> 0:16:58.560
<v Speaker 3>the top of my shoulder to join the email chain

0:16:59.680 --> 0:17:02.760
<v Speaker 3>to me up with these you know, other black financial journalists.

0:17:02.800 --> 0:17:06.119
<v Speaker 3>So I'm excited about about that because you know, I've

0:17:06.200 --> 0:17:09.000
<v Speaker 3>I've tried to recruit a very as diverse a team

0:17:09.040 --> 0:17:12.119
<v Speaker 3>as I can, but still it's a small it's a

0:17:12.160 --> 0:17:13.200
<v Speaker 3>small little world.

0:17:13.280 --> 0:17:13.720
<v Speaker 4>Out here.

0:17:14.400 --> 0:17:16.359
<v Speaker 3>But if you don't have to like sponsor in big ways,

0:17:17.560 --> 0:17:19.159
<v Speaker 3>you know, if it doesn't have to you know, you

0:17:19.160 --> 0:17:20.560
<v Speaker 3>don't have to feel like, oh I can't give you

0:17:20.600 --> 0:17:24.199
<v Speaker 3>a job or like a monetary opportunity. But just like

0:17:24.280 --> 0:17:26.360
<v Speaker 3>what I love about my team is we're constantly doing

0:17:26.359 --> 0:17:28.760
<v Speaker 3>shout outs, like like it's like you said, when you

0:17:28.760 --> 0:17:30.800
<v Speaker 3>don't when your team is growing and getting bigger and

0:17:30.800 --> 0:17:33.080
<v Speaker 3>you've got layers of management in between you and the

0:17:33.200 --> 0:17:36.080
<v Speaker 3>and and people who are working for you, you may not

0:17:36.160 --> 0:17:38.080
<v Speaker 3>understand who the rock stars are and you need that

0:17:38.119 --> 0:17:41.400
<v Speaker 3>feedback from you know, your middle management to to tell

0:17:41.440 --> 0:17:43.359
<v Speaker 3>you and so to make that part of their daily

0:17:43.400 --> 0:17:45.800
<v Speaker 3>goal and expectation, like you tell me how everyone's doing

0:17:45.800 --> 0:17:49.200
<v Speaker 3>and who the who's doing very well, so that you're

0:17:49.240 --> 0:17:52.480
<v Speaker 3>having a sense of where the star performers are at

0:17:52.520 --> 0:17:57.440
<v Speaker 3>on the team without.

0:17:55.440 --> 0:17:58.560
<v Speaker 1>I feel like if y'all could tweet us right, what's

0:17:58.560 --> 0:17:59.000
<v Speaker 1>our twitter?

0:17:59.200 --> 0:18:01.520
<v Speaker 2>We? I feel like we have a been so long at.

0:18:01.400 --> 0:18:07.840
<v Speaker 1>The b A podcast, so honestly tweet as do you

0:18:08.040 --> 0:18:10.800
<v Speaker 1>have you ever been sponsored? Do you sponsor? Have you

0:18:10.800 --> 0:18:12.280
<v Speaker 1>ever been mentored? Do you mentor?

0:18:12.720 --> 0:18:12.840
<v Speaker 2>So?

0:18:12.880 --> 0:18:14.680
<v Speaker 1>We I just love to, like, you know, at the

0:18:14.720 --> 0:18:17.719
<v Speaker 1>BA podcast, just send us a quick tweet and you know,

0:18:19.000 --> 0:18:20.840
<v Speaker 1>and just like, I'd love your feedback of like what

0:18:20.880 --> 0:18:23.800
<v Speaker 1>that's looked like in your life and how someone sponsorship

0:18:24.320 --> 0:18:26.480
<v Speaker 1>or mentorship has really helped to take you to the

0:18:26.480 --> 0:18:28.840
<v Speaker 1>next level. I think there'll be some interesting responses.

0:18:29.600 --> 0:18:32.240
<v Speaker 3>Yes, and sorry if I forgot to mention anyone who's

0:18:32.280 --> 0:18:34.400
<v Speaker 3>ever helped me out and they're listening, it's very rude.

0:18:34.440 --> 0:18:34.720
<v Speaker 2>I know.

0:18:36.760 --> 0:18:40.240
<v Speaker 4>So many. I think, my Mama, God, the universe.

0:19:16.480 --> 0:19:19.160
<v Speaker 3>Let's let's look at a couple of headlines real quick.

0:19:19.200 --> 0:19:21.359
<v Speaker 3>I've everyone's been following the college I can't wait to

0:19:21.400 --> 0:19:24.440
<v Speaker 3>talk about this college aid scandal with Lynette next week.

0:19:24.480 --> 0:19:26.600
<v Speaker 3>But the most recent thing is, you know how like

0:19:27.119 --> 0:19:29.239
<v Speaker 3>you know, everyone's making fun of some people because they

0:19:29.240 --> 0:19:29.480
<v Speaker 3>did it.

0:19:29.520 --> 0:19:30.480
<v Speaker 4>You know they're in the wrong.

0:19:30.600 --> 0:19:33.359
<v Speaker 3>All these all these parents who you know, paid billions

0:19:33.359 --> 0:19:35.600
<v Speaker 3>of dollars to get their kids into colleges like USC.

0:19:37.240 --> 0:19:39.160
<v Speaker 3>You know, it's it's fun to wag fingers at them,

0:19:39.200 --> 0:19:41.720
<v Speaker 3>but think before you post, look at your own history.

0:19:41.760 --> 0:19:44.240
<v Speaker 3>Because doctor dre got himself in a little bit of

0:19:44.240 --> 0:19:47.960
<v Speaker 3>an embarrassing situation because his daughter got into USC and

0:19:48.000 --> 0:19:50.520
<v Speaker 3>he decided to post a photo on Instagram with the

0:19:50.560 --> 0:19:53.880
<v Speaker 3>caption my daughter got accepted into USC All on her own.

0:19:53.720 --> 0:19:54.480
<v Speaker 4>No jail time.

0:19:54.600 --> 0:19:55.000
<v Speaker 2>Ha ha ha.

0:19:56.200 --> 0:19:57.560
<v Speaker 4>Well, people quickly.

0:19:57.280 --> 0:20:00.320
<v Speaker 3>Reminded him that just a few years ago, he himself,

0:20:00.480 --> 0:20:05.120
<v Speaker 3>with Jimmy Ivine, donated some seventy million dollars to USC

0:20:05.760 --> 0:20:10.240
<v Speaker 3>to start a new academy for arts and evasion like that,

0:20:10.280 --> 0:20:13.280
<v Speaker 3>which is great, which is awesome, but that's more of

0:20:13.320 --> 0:20:15.480
<v Speaker 3>like the sanctioned way to get your kid into college.

0:20:15.840 --> 0:20:18.680
<v Speaker 1>Yeah, because are they really going to tell you, hey,

0:20:18.720 --> 0:20:21.440
<v Speaker 1>thank you for your seventy million, but your daughter can't.

0:20:21.240 --> 0:20:23.679
<v Speaker 3>Come here, right, I mean, that was an investment in

0:20:23.720 --> 0:20:26.960
<v Speaker 3>his daughter's education, I might say, yeah. And then apparently,

0:20:27.000 --> 0:20:28.960
<v Speaker 3>like the Internet found an old post from his daughter

0:20:29.000 --> 0:20:32.480
<v Speaker 3>that said that then she was complaining about her dad

0:20:32.840 --> 0:20:35.200
<v Speaker 3>pushing her to apply to USC and she didn't really

0:20:35.240 --> 0:20:35.680
<v Speaker 3>want to go.

0:20:35.960 --> 0:20:40.480
<v Speaker 1>Like, come on, guys, yo, Honestly, the Internet is undefeated.

0:20:40.880 --> 0:20:43.359
<v Speaker 1>Like the FBI could sit back and just take lessons,

0:20:43.359 --> 0:20:45.560
<v Speaker 1>Like they know who shot AFK black Twitter? They're like,

0:20:45.600 --> 0:20:52.520
<v Speaker 1>girl by like Twitter undefeated. If you borked on Twitter

0:20:53.000 --> 0:20:55.760
<v Speaker 1>ten years ago, they're like, oh, you know, Burke, are

0:20:55.800 --> 0:20:56.120
<v Speaker 1>you sure?

0:20:56.280 --> 0:20:57.000
<v Speaker 2>Screenshot?

0:20:57.960 --> 0:20:59.480
<v Speaker 4>What would MLK have tweeted?

0:20:59.480 --> 0:21:03.199
<v Speaker 1>About I know, Oh my gosh, it's just it's very

0:21:03.200 --> 0:21:05.960
<v Speaker 1>hard to live your life out loud. So just be mindful, folks.

0:21:05.960 --> 0:21:08.200
<v Speaker 1>But I mean, I feel you, doctor today. But yees,

0:21:08.280 --> 0:21:10.560
<v Speaker 1>seventy thousand dollars is I don't think.

0:21:10.400 --> 0:21:11.560
<v Speaker 4>It was million?

0:21:11.960 --> 0:21:15.440
<v Speaker 2>Million? Oh yeah, million. Now you know, I'm not calling

0:21:15.480 --> 0:21:16.680
<v Speaker 2>it a bride, but it's a bride.

0:21:16.800 --> 0:21:20.240
<v Speaker 1>No, but but yeah, either way, congrats see your daughter.

0:21:20.400 --> 0:21:22.919
<v Speaker 2>That's cute. But you know they weren't going to tell her.

0:21:23.000 --> 0:21:25.520
<v Speaker 3>Now That's why I love Lynette because she's like, you know,

0:21:25.640 --> 0:21:27.879
<v Speaker 3>for for regular parents, she has the best advice on

0:21:27.920 --> 0:21:30.280
<v Speaker 3>how to get just She's gotten her kids like hundreds

0:21:30.280 --> 0:21:33.320
<v Speaker 3>of thousands of dollars in grant and scholarship money and

0:21:33.440 --> 0:21:36.560
<v Speaker 3>aid money for colleges and her kids. Her kids go

0:21:36.640 --> 0:21:40.520
<v Speaker 3>to awesome schools without the uh, the shadiness.

0:21:40.520 --> 0:21:44.440
<v Speaker 4>So sit down, doctor dre please.

0:21:46.119 --> 0:21:47.639
<v Speaker 3>And then I think we were talking a little bit

0:21:48.040 --> 0:21:50.879
<v Speaker 3>like a while ago about you know, both of us

0:21:50.880 --> 0:21:55.199
<v Speaker 3>are thinking about motherhood and and especially for people in

0:21:55.240 --> 0:21:58.840
<v Speaker 3>the workforce, there's that constant question when is the right

0:21:58.880 --> 0:22:01.760
<v Speaker 3>time to leave the workforce? And then what's going to

0:22:01.760 --> 0:22:04.680
<v Speaker 3>happen to my career if I leave the workforce. This

0:22:04.720 --> 0:22:06.320
<v Speaker 3>is one of the reasons I'm excited we're going to

0:22:06.359 --> 0:22:07.960
<v Speaker 3>have for a new Sturabbie on the show in a

0:22:08.000 --> 0:22:11.680
<v Speaker 3>few weeks from now to talk about the motherhood penalty

0:22:11.760 --> 0:22:14.199
<v Speaker 3>as it were, and what happens when you leave. But

0:22:14.359 --> 0:22:17.840
<v Speaker 3>just just to you know, get us all excited about

0:22:17.880 --> 0:22:18.520
<v Speaker 3>that episode.

0:22:18.560 --> 0:22:19.880
<v Speaker 4>Here is a recent.

0:22:19.640 --> 0:22:23.080
<v Speaker 3>Stat that I read about really the cost of having

0:22:23.119 --> 0:22:26.919
<v Speaker 3>a child in the workforce today, So it can cost

0:22:27.040 --> 0:22:30.800
<v Speaker 3>sixteen thousand dollars a year and lost wages for mother

0:22:31.200 --> 0:22:34.600
<v Speaker 3>working mothers. And that's according to census data that was

0:22:34.640 --> 0:22:38.320
<v Speaker 3>recently analyzed by the National Women's Law Center. And also

0:22:38.359 --> 0:22:40.359
<v Speaker 3>we all know about like the wage gap, but I

0:22:40.440 --> 0:22:44.440
<v Speaker 3>never thought about the mother wage gap. And so women,

0:22:44.520 --> 0:22:47.880
<v Speaker 3>I think, where we at eighty cents or ninety cents

0:22:47.920 --> 0:22:49.320
<v Speaker 3>to the dollar a man makes.

0:22:49.600 --> 0:22:52.360
<v Speaker 2>Well, yeah, if you're not a woman of color, but yeah.

0:22:52.240 --> 0:22:55.400
<v Speaker 3>Yes, women in general, mothers are at seventy one cents

0:22:55.400 --> 0:22:57.640
<v Speaker 3>for every dollar through male counterparts make.

0:22:58.560 --> 0:23:01.280
<v Speaker 2>And can you imagine if you're a brown mother.

0:23:01.720 --> 0:23:04.080
<v Speaker 3>Right exactly, it's like the double penalty. And it's not

0:23:04.119 --> 0:23:06.399
<v Speaker 3>just the fact that you lose your wages, and you know,

0:23:06.480 --> 0:23:08.679
<v Speaker 3>and people say, what does that mean you know, losing

0:23:08.680 --> 0:23:12.640
<v Speaker 3>sixteen thousand dollars earning less. I think it comes down

0:23:12.640 --> 0:23:14.800
<v Speaker 3>to a couple of different factors, one of which is

0:23:15.480 --> 0:23:18.120
<v Speaker 3>accounting for the time away from work and the reduction

0:23:18.160 --> 0:23:20.880
<v Speaker 3>and wages from that. So, if you're not a salaried

0:23:20.880 --> 0:23:23.040
<v Speaker 3>employee and you're you know, you're earning an hourly wage,

0:23:23.040 --> 0:23:26.199
<v Speaker 3>you're missing out on your payment while you're you know,

0:23:26.240 --> 0:23:28.760
<v Speaker 3>on maternity leave. And then in some cases, even if

0:23:28.800 --> 0:23:31.359
<v Speaker 3>you are salary, you're not getting paid one hundred percent

0:23:31.359 --> 0:23:34.199
<v Speaker 3>of your salary like to be on maternity leave. It's

0:23:34.280 --> 0:23:37.960
<v Speaker 3>it's like you either get disability or you get like

0:23:38.000 --> 0:23:41.080
<v Speaker 3>a fraction of your salary if you get paid at

0:23:41.080 --> 0:23:44.679
<v Speaker 3>all to be off. Yeah, and on top of that,

0:23:44.720 --> 0:23:47.359
<v Speaker 3>it's like, you know, I've had girlfriends even now who

0:23:47.440 --> 0:23:50.720
<v Speaker 3>have decided to leave their job because they couldn't, you know,

0:23:50.880 --> 0:23:53.440
<v Speaker 3>either childcare was so expensive and they weren't getting paid

0:23:53.560 --> 0:23:57.760
<v Speaker 3>enough to really make the math work out, or just

0:23:57.800 --> 0:24:02.240
<v Speaker 3>couldn't justify working someplace where they weren't feeling fulfilled and

0:24:02.320 --> 0:24:05.280
<v Speaker 3>the payment was off and decided to just you know,

0:24:05.359 --> 0:24:08.439
<v Speaker 3>set their career aside for a while while they took care.

0:24:08.280 --> 0:24:08.879
<v Speaker 4>Of their children.

0:24:09.040 --> 0:24:13.320
<v Speaker 3>Like those are real choices, Yeah, choices that people are

0:24:13.359 --> 0:24:15.920
<v Speaker 3>making in this day and age.

0:24:16.240 --> 0:24:17.800
<v Speaker 1>And I just feel like, I mean, one of the

0:24:17.800 --> 0:24:21.480
<v Speaker 1>things I wish I would have thought of of like earlier,

0:24:21.680 --> 0:24:23.520
<v Speaker 1>is that like and this is like something I'm telling

0:24:23.600 --> 0:24:25.639
<v Speaker 1>like my younger sisters. Is that like, because you know,

0:24:25.720 --> 0:24:27.000
<v Speaker 1>sometimes you're like, I don't know if I want to

0:24:27.000 --> 0:24:28.600
<v Speaker 1>have kids. That's what I remember. When we first started

0:24:28.640 --> 0:24:30.520
<v Speaker 1>Brown Ambition, I was very like fifty fifty.

0:24:30.640 --> 0:24:30.840
<v Speaker 2>You know.

0:24:31.160 --> 0:24:33.600
<v Speaker 3>It has been years since then, though, like we've.

0:24:33.359 --> 0:24:38.040
<v Speaker 1>Loved yeah, you know, but I wish even then, I

0:24:38.040 --> 0:24:40.399
<v Speaker 1>wish I would have liked you know, but I'm like, okay,

0:24:40.600 --> 0:24:42.320
<v Speaker 1>even if there's an inkling.

0:24:42.960 --> 0:24:45.240
<v Speaker 2>Like what would that look like? You know what I mean?

0:24:45.480 --> 0:24:50.320
<v Speaker 1>Because there's so much pre prep work if you're wanting to,

0:24:50.359 --> 0:24:52.360
<v Speaker 1>you know, make sure that you can maintain your income,

0:24:53.000 --> 0:24:55.240
<v Speaker 1>if you're you know, like to just even just physically

0:24:55.320 --> 0:24:58.080
<v Speaker 1>to make sure am I even able? Should I freeze

0:24:58.080 --> 0:25:00.639
<v Speaker 1>my eggs? There's so much There are so many financial

0:25:01.119 --> 0:25:04.760
<v Speaker 1>decisions and just deciding if you want to and so

0:25:04.920 --> 0:25:06.760
<v Speaker 1>like what I would have told like Tiffany, like you know,

0:25:07.240 --> 0:25:10.840
<v Speaker 1>early Brown Ambition days is you know, well, even if

0:25:10.840 --> 0:25:13.119
<v Speaker 1>you're not sure, like if you are sure, like, you

0:25:13.119 --> 0:25:15.639
<v Speaker 1>know how like Jenny mie On on the Real if

0:25:15.680 --> 0:25:17.919
<v Speaker 1>you guys watch, she's very adamant. She doesn't want it,

0:25:18.160 --> 0:25:20.080
<v Speaker 1>like she's like, I'm very clear, I always have always

0:25:20.119 --> 0:25:21.160
<v Speaker 1>known that. Then that's one thing.

0:25:21.480 --> 0:25:23.200
<v Speaker 2>But if you're kind of like, I don't know, maybe

0:25:23.240 --> 0:25:24.840
<v Speaker 2>so then like.

0:25:24.920 --> 0:25:28.560
<v Speaker 1>Really asking yourself and start looking at what would need

0:25:28.640 --> 0:25:32.000
<v Speaker 1>to be done financially and otherwise it's if you did,

0:25:32.359 --> 0:25:35.000
<v Speaker 1>because there's just so much I mean, there's so much

0:25:35.000 --> 0:25:36.720
<v Speaker 1>pre work that I've done, and I'm like, dang, I

0:25:36.760 --> 0:25:38.840
<v Speaker 1>wish I would have at least looked into the pre

0:25:38.960 --> 0:25:42.880
<v Speaker 1>work earlier, just because I you know, I was never

0:25:43.000 --> 0:25:45.000
<v Speaker 1>a definite no, and I wasn't not one hundred percent

0:25:45.080 --> 0:25:47.520
<v Speaker 1>yes until like recently, you know that I wish I

0:25:47.560 --> 0:25:49.760
<v Speaker 1>would have done that a little bit earlier, because I'm like, oh,

0:25:49.800 --> 0:25:53.000
<v Speaker 1>there's so many things like like working for myself. I

0:25:53.040 --> 0:25:55.359
<v Speaker 1>you know, I was like, wait, so wait, how am

0:25:55.359 --> 0:25:56.800
<v Speaker 1>I gonna pay for a baby? If I am the

0:25:56.840 --> 0:26:00.000
<v Speaker 1>Budgeanista and the Budgeanisa is a speaker, and if I was,

0:26:00.160 --> 0:26:02.720
<v Speaker 1>I don't eat and so like, you know, so that

0:26:02.840 --> 0:26:04.840
<v Speaker 1>was something, you know, It's one of the reasons, honestly,

0:26:05.200 --> 0:26:08.280
<v Speaker 1>that it forced me to or push me to start

0:26:08.280 --> 0:26:10.560
<v Speaker 1>the Live Richer Academy because I said, I still want

0:26:10.600 --> 0:26:13.720
<v Speaker 1>to teach, I still want to help, but I want

0:26:13.760 --> 0:26:15.480
<v Speaker 1>I have to create an avenue where I could do

0:26:15.520 --> 0:26:18.640
<v Speaker 1>this without having to get on a plane and be somewhere.

0:26:19.400 --> 0:26:21.119
<v Speaker 1>And so the Literature Academy is born in some other

0:26:21.200 --> 0:26:24.000
<v Speaker 1>kind of like side businesses. But yeah, that's what I

0:26:24.040 --> 0:26:27.040
<v Speaker 1>would suggest now that if you are, you know, in

0:26:27.080 --> 0:26:30.240
<v Speaker 1>your twenties, in your thirties, and you're just like, I'm

0:26:30.240 --> 0:26:33.600
<v Speaker 1>not sure, I'm kind of ambivalent, at least look into

0:26:33.680 --> 0:26:35.800
<v Speaker 1>it so that way, when you do make a decision,

0:26:35.880 --> 0:26:38.560
<v Speaker 1>you're ready either way one way or the other, almost

0:26:38.600 --> 0:26:40.360
<v Speaker 1>like you have to make your teach art. Like if

0:26:40.400 --> 0:26:41.959
<v Speaker 1>I do have a kid, what does that look like?

0:26:42.320 --> 0:26:43.600
<v Speaker 1>You know, do I have insurance?

0:26:43.680 --> 0:26:44.920
<v Speaker 2>Do I have this? Do I have that?

0:26:45.080 --> 0:26:47.399
<v Speaker 1>Should I freeze my eggs? Because I'm thirty two and

0:26:47.600 --> 0:26:49.720
<v Speaker 1>I might not. You know, I'm not with anyone seriously

0:26:49.760 --> 0:26:51.720
<v Speaker 1>that i'd want to have a kid with, or you

0:26:51.760 --> 0:26:53.680
<v Speaker 1>know whatever that kind of looks like, you know, do

0:26:54.240 --> 0:26:56.720
<v Speaker 1>your prep work because that work is going to have

0:26:56.720 --> 0:26:59.440
<v Speaker 1>to be done anyway. And if you do decide that

0:26:59.480 --> 0:27:00.880
<v Speaker 1>you do want to have children. You're going to wish

0:27:00.920 --> 0:27:03.399
<v Speaker 1>she started that sooner, because I know I did, no.

0:27:03.440 --> 0:27:05.560
<v Speaker 3>One hundred percent. I mean, and as far as like

0:27:05.600 --> 0:27:07.720
<v Speaker 3>people who are working nine to five are working for

0:27:07.800 --> 0:27:11.800
<v Speaker 3>other people. It also impedes your decisions like around or

0:27:11.840 --> 0:27:14.800
<v Speaker 3>influence your decision around will you leave your job if

0:27:14.800 --> 0:27:17.159
<v Speaker 3>you're unhappy? You know, will can you start a new

0:27:17.280 --> 0:27:19.600
<v Speaker 3>job and then become pregnant quickly after that? And the

0:27:19.640 --> 0:27:23.320
<v Speaker 3>fear around being judged or being perceived as less of

0:27:23.359 --> 0:27:25.840
<v Speaker 3>a hard working individual or as a liability. I mean,

0:27:25.880 --> 0:27:27.960
<v Speaker 3>as much as companies will say that they don't discriminate

0:27:28.000 --> 0:27:29.960
<v Speaker 3>against working mothers, it happens.

0:27:29.640 --> 0:27:30.240
<v Speaker 4>All the time.

0:27:30.520 --> 0:27:33.120
<v Speaker 3>Yeah, I mean, I mean it's the smallest things from

0:27:33.160 --> 0:27:37.520
<v Speaker 3>having inflexible work schedules, from not offering you know, working

0:27:37.560 --> 0:27:40.280
<v Speaker 3>mothers things like work from home privileges if they need

0:27:40.320 --> 0:27:43.600
<v Speaker 3>to ease back into you know, work life even after

0:27:43.680 --> 0:27:45.560
<v Speaker 3>maternity leaves over. I was talking to a friend of

0:27:45.560 --> 0:27:47.520
<v Speaker 3>mine from a former place I worked at, and I

0:27:47.600 --> 0:27:49.880
<v Speaker 3>was so surprised she was, you know, she came back

0:27:49.880 --> 0:27:51.720
<v Speaker 3>from maternity leave and they you know, granted they have

0:27:51.760 --> 0:27:55.520
<v Speaker 3>a generous policy of like sixteen weeks paid maternity, but

0:27:56.040 --> 0:27:58.320
<v Speaker 3>you know, even she was realizing how difficult it was

0:27:58.359 --> 0:28:01.040
<v Speaker 3>to leave her child at forem months to go back

0:28:01.080 --> 0:28:03.399
<v Speaker 3>to work, and she felt so afraid to ask her

0:28:03.720 --> 0:28:06.680
<v Speaker 3>manager for time for you know, a different schedule where

0:28:06.720 --> 0:28:09.000
<v Speaker 3>she could come in earlier and leave earlier. And I

0:28:09.040 --> 0:28:11.560
<v Speaker 3>was like, how can this be, Like, just go ask,

0:28:11.880 --> 0:28:16.760
<v Speaker 3>But it was the fear around the perception, and when

0:28:16.760 --> 0:28:19.200
<v Speaker 3>I was this is the same company, I think it's

0:28:19.240 --> 0:28:21.960
<v Speaker 3>just a wider culture there. When I worked there, you know,

0:28:22.080 --> 0:28:24.760
<v Speaker 3>several years ago, there was a perception that if you

0:28:24.800 --> 0:28:29.840
<v Speaker 3>were male and had children, that they would be likely

0:28:29.920 --> 0:28:32.560
<v Speaker 3>they would be not penalized socially if they were to

0:28:32.560 --> 0:28:35.240
<v Speaker 3>ask off because of a sick kid, but that the

0:28:35.280 --> 0:28:37.520
<v Speaker 3>mothers on my team would complain that they felt like

0:28:37.560 --> 0:28:40.440
<v Speaker 3>they were judged more harshly when they asked to leave

0:28:40.440 --> 0:28:42.920
<v Speaker 3>early or take time off for a sick kid. So

0:28:42.960 --> 0:28:44.960
<v Speaker 3>it's like not just a financial impact, it's also the

0:28:46.120 --> 0:28:47.160
<v Speaker 3>workplace experiment.

0:28:47.320 --> 0:28:49.840
<v Speaker 1>Yes, And it's crazy because like I looked like one

0:28:49.920 --> 0:28:52.600
<v Speaker 1>like my sister she just had a baby, well, yes,

0:28:53.520 --> 0:28:56.640
<v Speaker 1>Lily is six months and you know she had her

0:28:56.640 --> 0:28:58.840
<v Speaker 1>maternity lead and it just made her look at her

0:28:58.920 --> 0:29:02.080
<v Speaker 1>job like you know what, this is not really a thing,

0:29:02.160 --> 0:29:04.360
<v Speaker 1>you know, like it really opens up my My sister

0:29:04.520 --> 0:29:06.920
<v Speaker 1>is like a genius. She has a whole how to

0:29:06.960 --> 0:29:09.000
<v Speaker 1>get a job system. She actually I had her teacher

0:29:09.040 --> 0:29:11.720
<v Speaker 1>class in the academy because she had this whole like

0:29:11.720 --> 0:29:14.440
<v Speaker 1>like she has. She's super organized, like the opposite of me.

0:29:14.840 --> 0:29:18.520
<v Speaker 1>And she has this whole intricate how to interview and

0:29:18.520 --> 0:29:21.000
<v Speaker 1>get the job and find the right job. And she's

0:29:21.120 --> 0:29:23.560
<v Speaker 1>never she's never gone from level to level. She either

0:29:23.640 --> 0:29:26.280
<v Speaker 1>super levels up or at minimum is getting like a

0:29:26.480 --> 0:29:28.880
<v Speaker 1>five to ten thousand dollars raise, you know, from job

0:29:28.920 --> 0:29:32.600
<v Speaker 1>to job. So she it made her really look at

0:29:32.760 --> 0:29:34.400
<v Speaker 1>her current job. She just hit me the other day

0:29:34.880 --> 0:29:36.320
<v Speaker 1>and she was like we were just talking like, oh,

0:29:36.360 --> 0:29:37.760
<v Speaker 1>how's Lily. She said good, Oh, she said, did I

0:29:37.760 --> 0:29:39.120
<v Speaker 1>tell you have a new job. I'm like, of course

0:29:39.120 --> 0:29:42.320
<v Speaker 1>you do, because that's what you do. And she was like, yep,

0:29:42.320 --> 0:29:44.719
<v Speaker 1>it's closer to the house. The hours are more flexible

0:29:44.760 --> 0:29:46.400
<v Speaker 1>because they were not trying to I guess wherever her

0:29:46.400 --> 0:29:49.040
<v Speaker 1>whole place was was not an alignment. And she was like,

0:29:49.080 --> 0:29:51.400
<v Speaker 1>and I think it's like, you know, it's a significant raise,

0:29:51.480 --> 0:29:55.040
<v Speaker 1>like you know, a five figure raise on top of

0:29:55.040 --> 0:29:58.400
<v Speaker 1>what she was already getting paid, and I was like, wow,

0:29:58.640 --> 0:30:01.719
<v Speaker 1>only you and so so. But but the thing is

0:30:01.720 --> 0:30:04.920
<v Speaker 1>she had prepared because I guess, you know, you don't

0:30:04.920 --> 0:30:07.480
<v Speaker 1>get your insurance right away, you know, like there's like

0:30:07.520 --> 0:30:09.720
<v Speaker 1>that like moment where you're on Cobra or whatever, you're

0:30:09.800 --> 0:30:12.960
<v Speaker 1>kind of like gap insurances. So she had saved for that,

0:30:13.640 --> 0:30:15.640
<v Speaker 1>and so there's like I said, that's that pre kind

0:30:15.640 --> 0:30:18.080
<v Speaker 1>of planning. But now she's like, I'm happier. I feel

0:30:18.080 --> 0:30:20.040
<v Speaker 1>like this job is more in alignment with where I

0:30:20.040 --> 0:30:22.240
<v Speaker 1>want to go, you know, in my career, but in

0:30:22.280 --> 0:30:24.000
<v Speaker 1>alignment with who I want to be as a mom.

0:30:24.560 --> 0:30:25.760
<v Speaker 2>And I'm making more.

0:30:26.040 --> 0:30:29.280
<v Speaker 1>And so it's just you know, those opportunities are out there,

0:30:29.400 --> 0:30:30.600
<v Speaker 1>just might not be at your current job.

0:30:31.480 --> 0:30:34.440
<v Speaker 3>Yeah, and I definitely felt the pressure to move into

0:30:34.560 --> 0:30:37.120
<v Speaker 3>Like so for example, where I am now, I feel

0:30:37.640 --> 0:30:39.840
<v Speaker 3>in a really good position to start a family here.

0:30:39.880 --> 0:30:43.000
<v Speaker 3>And you know, I think, like anyone in my business

0:30:43.080 --> 0:30:44.840
<v Speaker 3>right now, there's just so many jobs out there. I'm

0:30:44.840 --> 0:30:47.160
<v Speaker 3>always recruiting for a reason. People are coming from my people,

0:30:47.160 --> 0:30:50.440
<v Speaker 3>They're coming to poach them. We're all approaching each other's people,

0:30:50.680 --> 0:30:52.400
<v Speaker 3>which is good because it means you know, the job

0:30:52.440 --> 0:30:55.320
<v Speaker 3>market's really hot, and if you're you know, in my business,

0:30:55.360 --> 0:30:56.000
<v Speaker 3>then you are.

0:30:56.080 --> 0:30:57.000
<v Speaker 4>It's more competitive.

0:30:57.040 --> 0:30:59.560
<v Speaker 3>It drives up wages, it drives up salaries, all that

0:30:59.560 --> 0:31:03.680
<v Speaker 3>good stuff. But it's definitely made me question is now

0:31:03.800 --> 0:31:07.080
<v Speaker 3>the right time to leave? Because of the I'm planning

0:31:07.080 --> 0:31:08.920
<v Speaker 3>a family. I decided no, I'm gonna stay put for

0:31:08.960 --> 0:31:12.840
<v Speaker 3>a while, you know, even if and I have to think, well,

0:31:12.880 --> 0:31:15.360
<v Speaker 3>so far, it hasn't been like a huge opportunity come

0:31:15.360 --> 0:31:16.080
<v Speaker 3>my way that I was.

0:31:16.120 --> 0:31:17.480
<v Speaker 4>Really I think if.

0:31:17.320 --> 0:31:21.160
<v Speaker 3>It were the huge opportunity with lots of upside, it

0:31:21.160 --> 0:31:23.600
<v Speaker 3>would be hard to like turn it down. But I

0:31:23.600 --> 0:31:25.800
<v Speaker 3>would have to give myself pause, I think, like anyone else,

0:31:25.840 --> 0:31:28.720
<v Speaker 3>and just really question is this the right thing? You know,

0:31:28.800 --> 0:31:31.520
<v Speaker 3>starting a new job when you have a child too,

0:31:31.560 --> 0:31:33.080
<v Speaker 3>it's like of all that, like you have so much

0:31:33.120 --> 0:31:36.320
<v Speaker 3>new in your life to also change your employer.

0:31:36.960 --> 0:31:37.800
<v Speaker 2>You know, it's a lot.

0:31:37.840 --> 0:31:39.880
<v Speaker 1>I have people though, I will say this, and I

0:31:39.920 --> 0:31:41.480
<v Speaker 1>wish somebody would have told me this, and I guess

0:31:41.480 --> 0:31:44.920
<v Speaker 1>they probably did, but I wasn't listening. That you can

0:31:45.480 --> 0:31:48.440
<v Speaker 1>you can always as a woman, can always have a business,

0:31:48.440 --> 0:31:50.120
<v Speaker 1>You can always have a job, but you can't always

0:31:50.160 --> 0:31:53.240
<v Speaker 1>have a baby. There are physical limitations to giving birth.

0:31:53.360 --> 0:31:55.840
<v Speaker 1>Now you can adopt, you know, at any age obviously,

0:31:56.160 --> 0:32:00.360
<v Speaker 1>but I mean physically giving birth, you are limited at

0:32:00.400 --> 0:32:03.800
<v Speaker 1>a woman of when that can happen, and so you

0:32:03.840 --> 0:32:06.840
<v Speaker 1>know that to be mindful of that because I really wasn't.

0:32:06.840 --> 0:32:08.400
<v Speaker 2>I was like, ah, I had it out. I mean,

0:32:08.680 --> 0:32:09.640
<v Speaker 2>people getting knocked.

0:32:09.520 --> 0:32:12.680
<v Speaker 1>Up every day, and I'm like, yikes, you know, like

0:32:13.160 --> 0:32:15.560
<v Speaker 1>all the fertility trouble that you know I've been having.

0:32:15.600 --> 0:32:16.640
<v Speaker 2>I'm like, I mean, who knows.

0:32:16.680 --> 0:32:18.560
<v Speaker 1>I mean I might have had fertility trouble when I

0:32:18.600 --> 0:32:20.600
<v Speaker 1>was twenty one, you know, I don't know, because it's

0:32:20.640 --> 0:32:22.800
<v Speaker 1>not like I was checking trying to have a kid.

0:32:22.880 --> 0:32:25.920
<v Speaker 1>But it's just I'm just being mindful of that now,

0:32:26.040 --> 0:32:29.680
<v Speaker 1>Like Okay, that like that's why now I'm not playing.

0:32:29.720 --> 0:32:31.320
<v Speaker 1>I mean I've been turning now. I just turned down

0:32:31.400 --> 0:32:34.959
<v Speaker 1>like a very lucrative contract because I was like, no,

0:32:35.120 --> 0:32:37.280
<v Speaker 1>just kind of interfere with my with my you know,

0:32:37.440 --> 0:32:39.560
<v Speaker 1>like all that I'm doing to have a baby, and

0:32:39.600 --> 0:32:43.000
<v Speaker 1>they're i mean, like you know, even just like big

0:32:43.120 --> 0:32:44.360
<v Speaker 1>like media stuff.

0:32:44.360 --> 0:32:45.400
<v Speaker 2>I'm like, no, I'm not flying out.

0:32:45.440 --> 0:32:47.560
<v Speaker 1>Nope, nope, nope, Like you really are not going to

0:32:47.640 --> 0:32:51.080
<v Speaker 1>catch me like on like a plane, you know, unless

0:32:51.120 --> 0:32:53.520
<v Speaker 1>it's like, you know, a family thing or whatever. But

0:32:53.600 --> 0:32:56.960
<v Speaker 1>this year it's just not happening because everybody get kick rocks.

0:32:57.000 --> 0:32:58.760
<v Speaker 1>Like I don't want to look back and be fifty

0:32:58.800 --> 0:33:01.320
<v Speaker 1>and be like I'm so good but out of Colorado

0:33:01.480 --> 0:33:03.440
<v Speaker 1>just peak at that thing, and then it's that's a

0:33:03.440 --> 0:33:06.040
<v Speaker 1>whole white man. But you know, no baby for me,

0:33:06.320 --> 0:33:07.840
<v Speaker 1>there's no way. I don't care people. I mean there

0:33:07.840 --> 0:33:10.240
<v Speaker 1>are people who are let upset with me, like Tiffany,

0:33:10.280 --> 0:33:12.080
<v Speaker 1>but we really wanted you to come. I mean actually

0:33:12.160 --> 0:33:15.120
<v Speaker 1>canceled the tour and I was like, yeah, I'm so sorry.

0:33:15.240 --> 0:33:17.480
<v Speaker 1>I did the first leg, but I'm not doing the rest.

0:33:17.600 --> 0:33:20.520
<v Speaker 1>What I'm like, yeah, keep your mindy, I can't even

0:33:20.560 --> 0:33:22.760
<v Speaker 1>refund the first money. It's that's how important it is

0:33:22.800 --> 0:33:25.880
<v Speaker 1>to me that I'm making it priority number one, two, three, four,

0:33:25.920 --> 0:33:30.200
<v Speaker 1>am five. Everything else means nothing because I don't want

0:33:30.240 --> 0:33:31.920
<v Speaker 1>to look back and be like, you didn't even really

0:33:31.920 --> 0:33:32.640
<v Speaker 1>give it a try.

0:33:33.040 --> 0:33:34.640
<v Speaker 2>I can always work.

0:33:34.760 --> 0:33:38.640
<v Speaker 1>Always it's not going anywhere, but I cannot always give birth.

0:33:38.680 --> 0:33:41.720
<v Speaker 1>And so like I'm making that like my super priority,

0:33:41.800 --> 0:33:43.960
<v Speaker 1>like my team. As I know they listen, hey guys,

0:33:43.960 --> 0:33:46.440
<v Speaker 1>they're like they even they know, they're like Tiffany, it's

0:33:46.440 --> 0:33:50.640
<v Speaker 1>like operation give Tiffany's base to have baby. Everybody knows,

0:33:50.680 --> 0:33:54.160
<v Speaker 1>like you know, like it's just that, you know, taking

0:33:54.200 --> 0:33:56.719
<v Speaker 1>things off my plate, and I'm usually like, for ten

0:33:56.800 --> 0:33:59.760
<v Speaker 1>years I've been doing a budgetista and I actually enjoy working. Well,

0:34:00.000 --> 0:34:01.920
<v Speaker 1>I'm a workaholic, but I in a way that like

0:34:01.960 --> 0:34:03.640
<v Speaker 1>I love it. I love waking up early, I love

0:34:03.680 --> 0:34:06.080
<v Speaker 1>going to bed late, I love putting in the work.

0:34:06.600 --> 0:34:08.960
<v Speaker 1>But like in the last couple of months, I'm like, yeah,

0:34:08.960 --> 0:34:11.680
<v Speaker 1>I don't love it anymore because hindering me from like

0:34:11.719 --> 0:34:13.960
<v Speaker 1>what I truly want because at the end of the day,

0:34:14.320 --> 0:34:17.560
<v Speaker 1>you know, I want a family, and so just being

0:34:17.560 --> 0:34:18.960
<v Speaker 1>mindful of that, which I would have thought of that,

0:34:19.000 --> 0:34:20.960
<v Speaker 1>like I said earlier, but I mean, you know, hindsight

0:34:21.160 --> 0:34:25.680
<v Speaker 1>is twenty twenty. But yeah, it's just so you know,

0:34:25.719 --> 0:34:27.239
<v Speaker 1>when y'all hit me up and you're like, how come

0:34:27.280 --> 0:34:30.320
<v Speaker 1>you're not at the such and such because I'm home having.

0:34:30.080 --> 0:34:36.200
<v Speaker 3>A baby, I'm grateful for your candor because I feel

0:34:36.200 --> 0:34:39.759
<v Speaker 3>like you and then you're not the only person who

0:34:40.239 --> 0:34:41.840
<v Speaker 3>has been older than me and told me the exact

0:34:41.880 --> 0:34:44.600
<v Speaker 3>same thing. So that's honestly how I got over myself

0:34:44.840 --> 0:34:48.319
<v Speaker 3>and my you know babies. That's so you know, I'm

0:34:48.360 --> 0:34:52.000
<v Speaker 3>so above that right now, not starting a family. Yeah,

0:34:52.040 --> 0:34:54.960
<v Speaker 3>I mean so, yeah, thanks for being honest about that,

0:34:54.960 --> 0:34:57.360
<v Speaker 3>because I think it's something that people in their mid twenties,

0:34:57.360 --> 0:34:59.200
<v Speaker 3>because you have time to start planning ahead.

0:34:59.760 --> 0:34:59.880
<v Speaker 2>Now.

0:35:00.000 --> 0:35:02.080
<v Speaker 3>Well, of course there's like the stigma of a woman

0:35:02.160 --> 0:35:05.560
<v Speaker 3>trying to plan ahead for her, you know, having a child.

0:35:05.600 --> 0:35:08.560
<v Speaker 3>Someday people want to call that woman desperate, or call

0:35:08.680 --> 0:35:11.520
<v Speaker 3>her you know, you know, I don't know, just just

0:35:11.560 --> 0:35:14.960
<v Speaker 3>someone who has no career and has no career ambitions. No,

0:35:15.000 --> 0:35:17.560
<v Speaker 3>that's just a smart ass woman. Yes, it is like

0:35:17.640 --> 0:35:19.640
<v Speaker 3>you would plan ahead to say, for a wedding, you know,

0:35:19.840 --> 0:35:23.000
<v Speaker 3>or for your retirement. I think parenthood is also something

0:35:23.040 --> 0:35:25.480
<v Speaker 3>that you should start thinking about when you're laying the

0:35:25.520 --> 0:35:28.320
<v Speaker 3>steps in the groundwork for your career in your mid twenties,

0:35:28.640 --> 0:35:30.319
<v Speaker 3>you know, for you're going to be five years from

0:35:30.360 --> 0:35:32.560
<v Speaker 3>now when you might want to have a child, and

0:35:32.600 --> 0:35:34.520
<v Speaker 3>then setting yourself up to be in a place where

0:35:34.520 --> 0:35:37.120
<v Speaker 3>that can be something that is not as hard.

0:35:38.160 --> 0:35:39.920
<v Speaker 2>Also, so I just think that we.

0:35:41.560 --> 0:35:44.520
<v Speaker 1>I know so many people who are doing really well professionally,

0:35:44.680 --> 0:35:47.480
<v Speaker 1>you know, great business, great career, great, job, great, whatever

0:35:48.160 --> 0:35:55.919
<v Speaker 1>that does not. Professional success is not personal success, and

0:35:56.000 --> 0:35:58.000
<v Speaker 1>it takes people a long time to realize that. Even me,

0:35:58.440 --> 0:36:00.080
<v Speaker 1>I was like, oh, okay, you know, you work so

0:36:00.160 --> 0:36:01.719
<v Speaker 1>hard you don't even think about it, and then one

0:36:01.800 --> 0:36:03.960
<v Speaker 1>day you quote unquote kind of arrive. And I feel

0:36:04.000 --> 0:36:07.360
<v Speaker 1>like lately I felt like like this sense of arrival

0:36:07.480 --> 0:36:10.040
<v Speaker 1>ten years in and I'm like, oh wow, like it's

0:36:10.080 --> 0:36:12.440
<v Speaker 1>not a matter of me asking for opportunities. I mean,

0:36:12.480 --> 0:36:15.400
<v Speaker 1>they're being I can't even I can't even hold the

0:36:15.480 --> 0:36:18.120
<v Speaker 1>opportunities that are coming my way. So there's a sense

0:36:18.160 --> 0:36:21.359
<v Speaker 1>of like, you did it, bitch, you did You don't

0:36:21.360 --> 0:36:24.840
<v Speaker 1>even curse like that, right, But and I'm like, okay,

0:36:25.280 --> 0:36:28.440
<v Speaker 1>like you know, I guess you know, you work so

0:36:28.520 --> 0:36:30.759
<v Speaker 1>hard and not that I thought that success was going

0:36:30.800 --> 0:36:35.560
<v Speaker 1>to bring this like sense of like euphoric automatic like happiness,

0:36:35.719 --> 0:36:38.440
<v Speaker 1>you know. But you know, I guess just like you know,

0:36:38.520 --> 0:36:40.560
<v Speaker 1>you think to yourself, like, you know, once I arrived,

0:36:40.680 --> 0:36:43.759
<v Speaker 1>that's all my dreams. And I realized that's not all

0:36:43.800 --> 0:36:47.480
<v Speaker 1>my dreams. Like I'm super gassed and geeked. Yes, I

0:36:47.560 --> 0:36:49.120
<v Speaker 1>professionally have felt like I.

0:36:49.120 --> 0:36:50.279
<v Speaker 2>Arrived, but.

0:36:51.960 --> 0:36:56.120
<v Speaker 1>I you know, I have partially quite honestly neglected my

0:36:56.440 --> 0:36:59.279
<v Speaker 1>personal success, you know, and I worked really hard, like

0:36:59.440 --> 0:37:01.000
<v Speaker 1>especially the last year, I've worked really hard to like,

0:37:01.160 --> 0:37:03.040
<v Speaker 1>you know, like spend time with friends. I see my

0:37:03.120 --> 0:37:05.200
<v Speaker 1>niece and my nephew all the time, like just the

0:37:05.760 --> 0:37:09.000
<v Speaker 1>like you know, just the babysit, you know, hang out

0:37:09.000 --> 0:37:11.760
<v Speaker 1>with Superman more So, I have really in the last

0:37:11.840 --> 0:37:16.360
<v Speaker 1>year been really conscious of like working on the personal

0:37:16.600 --> 0:37:20.040
<v Speaker 1>success of like you know, like and I hate the redbalance,

0:37:20.120 --> 0:37:22.440
<v Speaker 1>but like harmony in life, Like do I speak to

0:37:22.480 --> 0:37:23.600
<v Speaker 1>my parents regularly?

0:37:23.800 --> 0:37:24.040
<v Speaker 2>You know?

0:37:24.400 --> 0:37:26.520
<v Speaker 1>When Drina, my best friend, and I talk on the phone,

0:37:26.520 --> 0:37:29.000
<v Speaker 1>are we just talking about because she's my publicist? Are

0:37:29.000 --> 0:37:30.640
<v Speaker 1>we just talking about the budgets? Are we just like

0:37:30.640 --> 0:37:33.600
<v Speaker 1>how's Gabe? That's her her son and my god my godson.

0:37:34.000 --> 0:37:35.239
<v Speaker 1>You know, when's the last time I went to the

0:37:35.320 --> 0:37:38.000
<v Speaker 1>movies with a girlfriend or just walked in the park.

0:37:38.040 --> 0:37:40.279
<v Speaker 1>And so I really I feel like this part of

0:37:40.320 --> 0:37:44.839
<v Speaker 1>my life now, I'm really turning my gaze more so

0:37:45.120 --> 0:37:50.040
<v Speaker 1>towards my personal success because I feel lopsided that like

0:37:50.320 --> 0:37:53.719
<v Speaker 1>there's a statistic it says something like less than one

0:37:53.760 --> 0:37:56.160
<v Speaker 1>percent of women owned businesses will ever make over a

0:37:56.160 --> 0:37:58.120
<v Speaker 1>million dollars a year. I mean we've blown that out

0:37:58.160 --> 0:38:01.080
<v Speaker 1>of the water. I mean, like, you know, probably collectively

0:38:01.120 --> 0:38:03.960
<v Speaker 1>the businesses of one business I have now mixed double that, double,

0:38:04.080 --> 0:38:06.920
<v Speaker 1>nearly triple that. And so it's like, yeah, you know,

0:38:07.000 --> 0:38:09.520
<v Speaker 1>you reach what less than one percent of women run

0:38:09.560 --> 0:38:12.359
<v Speaker 1>businesses or owned businesses will do. And it's still kind

0:38:12.360 --> 0:38:16.400
<v Speaker 1>of like, okay, so what you know, like I really

0:38:16.640 --> 0:38:18.759
<v Speaker 1>like I cannot. I mean, like, I'm just sharing this

0:38:18.840 --> 0:38:20.440
<v Speaker 1>now because I know there are folks who are listening

0:38:20.560 --> 0:38:24.960
<v Speaker 1>who are giving everything they got to like their professional success.

0:38:25.400 --> 0:38:27.600
<v Speaker 1>And I'm not saying that you shouldn't, but I'm not.

0:38:27.840 --> 0:38:30.440
<v Speaker 1>I'm just saying, don't lose sight that that's not the

0:38:30.480 --> 0:38:33.480
<v Speaker 1>only thing that's going to make you feel fulfilled, you know,

0:38:33.760 --> 0:38:36.239
<v Speaker 1>because you know, I'm at a position where I can

0:38:36.280 --> 0:38:38.560
<v Speaker 1>say every dream that I've ever really kind of had,

0:38:38.600 --> 0:38:41.000
<v Speaker 1>except for the whole you know, sitting on Oprah's couch,

0:38:41.400 --> 0:38:44.000
<v Speaker 1>but other than that, everything that I've ever thought how

0:38:44.080 --> 0:38:46.560
<v Speaker 1>much I want to make being able to help my parents,

0:38:46.760 --> 0:38:49.840
<v Speaker 1>you know, being debt free, owning home, like everything that

0:38:49.920 --> 0:38:51.919
<v Speaker 1>I ever thought kind of like professionally that I've ever

0:38:51.960 --> 0:38:53.600
<v Speaker 1>wanted to do, I've done that.

0:38:54.000 --> 0:38:55.880
<v Speaker 2>Plus some and I'm still.

0:38:55.800 --> 0:38:59.040
<v Speaker 1>Kind of like, uh, I mean, it's cute over here,

0:38:59.440 --> 0:39:01.960
<v Speaker 1>and I know it's because of the personal side that

0:39:02.000 --> 0:39:04.760
<v Speaker 1>I'm like, Tiffany, you have to put the effort into

0:39:04.800 --> 0:39:06.719
<v Speaker 1>that as well. So I'm talking to Tiffany, but I'm

0:39:06.719 --> 0:39:09.640
<v Speaker 1>also talking to you Brown and mission listeners, who from

0:39:09.719 --> 0:39:14.480
<v Speaker 1>someone who came from not having any professional success really

0:39:14.880 --> 0:39:17.120
<v Speaker 1>to like having all of the professional success I could

0:39:17.160 --> 0:39:20.200
<v Speaker 1>ever dream of and and kind of arriving and saying,

0:39:21.000 --> 0:39:23.640
<v Speaker 1>I mean, I guess and I'm like, what like or

0:39:23.680 --> 0:39:25.120
<v Speaker 1>I should be geeked, and I'm like, and I know

0:39:25.160 --> 0:39:27.160
<v Speaker 1>why I'm not, But I'm working on the profess the

0:39:27.239 --> 0:39:29.520
<v Speaker 1>personal side, just keeping that in mind. I just you know,

0:39:29.560 --> 0:39:31.800
<v Speaker 1>like I said, I wish, I wish somebody could have

0:39:31.800 --> 0:39:34.080
<v Speaker 1>pulled me to the side, like in your quest for this.

0:39:34.640 --> 0:39:37.279
<v Speaker 1>Don't forget about this piece here. I'm fortunate that I'm young,

0:39:37.320 --> 0:39:39.720
<v Speaker 1>I'm still in my thirties. That you know, I'm turning

0:39:39.719 --> 0:39:43.480
<v Speaker 1>the boat around to say my focus is, yes, I'm

0:39:43.520 --> 0:39:45.960
<v Speaker 1>still recognized the Budgetista and the other businesses and stuff,

0:39:46.000 --> 0:39:50.279
<v Speaker 1>but I'm placing my personal success and I'm giving it

0:39:50.400 --> 0:39:54.799
<v Speaker 1>more more attention than my professional success because you know

0:39:54.840 --> 0:40:00.720
<v Speaker 1>that's what's important to me now preach and people are like, oh, honestly,

0:40:00.719 --> 0:40:02.520
<v Speaker 1>I feel like brown and missing listeners like love when

0:40:02.520 --> 0:40:04.680
<v Speaker 1>we're like super transparent like that. You know, I don't

0:40:04.719 --> 0:40:06.480
<v Speaker 1>want anybody to think like it's timpany, unhappy.

0:40:06.560 --> 0:40:07.160
<v Speaker 2>No, not at all.

0:40:07.239 --> 0:40:11.520
<v Speaker 1>Honestly, it's just very eye opening of like oh, because

0:40:11.560 --> 0:40:14.840
<v Speaker 1>I kept waiting to feel like this, like oh, moment

0:40:14.880 --> 0:40:16.959
<v Speaker 1>you did it, you did it, and I'm like yeah,

0:40:17.080 --> 0:40:19.920
<v Speaker 1>and it feels great. But still I'm like, dang, what's

0:40:19.920 --> 0:40:21.360
<v Speaker 1>the last time i want to date with Superman?

0:40:21.680 --> 0:40:25.120
<v Speaker 2>Poor Superman. I'm always like I'm taking with Mandy, I'm

0:40:25.160 --> 0:40:27.040
<v Speaker 2>doing a live you know.

0:40:27.280 --> 0:40:30.440
<v Speaker 4>Okay, I'm part of the problem. Okay, but you.

0:40:30.400 --> 0:40:31.880
<v Speaker 1>Know, but I'm like, I don't want that. You know,

0:40:31.960 --> 0:40:33.760
<v Speaker 1>we were just talking about this morning. I was like, Babe,

0:40:34.000 --> 0:40:35.919
<v Speaker 1>let's have it. I'm actually gonna surprise because we both

0:40:35.920 --> 0:40:38.640
<v Speaker 1>love comedy shows, so like there's like some comic coming

0:40:38.680 --> 0:40:40.680
<v Speaker 1>to like New York. So I'm gonna surprise him with

0:40:40.719 --> 0:40:43.239
<v Speaker 1>tickets because I'm like, Babe, we always said we want

0:40:43.280 --> 0:40:45.759
<v Speaker 1>to have regular dates, and even though we hang out

0:40:45.800 --> 0:40:48.640
<v Speaker 1>a lot at home, we're not like dating each other

0:40:48.719 --> 0:40:51.080
<v Speaker 1>like i'd like to you know, and so like that's

0:40:51.080 --> 0:40:53.680
<v Speaker 1>something that like I'm adding that to my professional my

0:40:53.680 --> 0:40:56.400
<v Speaker 1>personal success. Like, you know, are you going on regular

0:40:56.520 --> 0:40:59.000
<v Speaker 1>dates with Tuberman? Although you guys hang out, you know,

0:40:59.040 --> 0:41:00.640
<v Speaker 1>we talk every day. We like he's, you know, my

0:41:00.680 --> 0:41:03.120
<v Speaker 1>best friend, but you know we weren't like dating, like

0:41:03.160 --> 0:41:04.160
<v Speaker 1>oh you look cute.

0:41:04.000 --> 0:41:04.680
<v Speaker 2>With your alpha on.

0:41:04.800 --> 0:41:06.840
<v Speaker 1>You know, we're like home and like our grungy clothes,

0:41:06.960 --> 0:41:10.759
<v Speaker 1>like so pizza or Chinese, you know, and so like that,

0:41:10.960 --> 0:41:12.880
<v Speaker 1>like you know, like how often am I seeing my.

0:41:12.920 --> 0:41:13.800
<v Speaker 2>Niece and my nephew?

0:41:14.280 --> 0:41:16.160
<v Speaker 1>You know, they acted like up strangers because you know,

0:41:16.160 --> 0:41:18.040
<v Speaker 1>when you when your niece and nephew are like two

0:41:18.080 --> 0:41:20.120
<v Speaker 1>and three, if you're not there enough, they're like who

0:41:20.120 --> 0:41:20.600
<v Speaker 1>are you again?

0:41:21.360 --> 0:41:23.239
<v Speaker 4>That's the worst feeling when they forget who you are.

0:41:24.200 --> 0:41:26.640
<v Speaker 2>You know, Like am I going to see my parents regularly?

0:41:26.719 --> 0:41:28.320
<v Speaker 1>I'm like, I have to go see my dad more

0:41:28.760 --> 0:41:30.840
<v Speaker 1>and like cause my dad is in his seventies, you know,

0:41:31.080 --> 0:41:32.160
<v Speaker 1>and every day is a blessing.

0:41:33.000 --> 0:41:33.480
<v Speaker 2>That's true.

0:41:33.680 --> 0:41:35.440
<v Speaker 3>Yeah, I know I was complaining about not being able

0:41:35.440 --> 0:41:37.680
<v Speaker 3>to take a vacation, but it's only because I've used

0:41:37.719 --> 0:41:39.719
<v Speaker 3>all the rest of my points that I have on

0:41:39.760 --> 0:41:42.439
<v Speaker 3>my Chase account for two trips, one to Saint Louis

0:41:42.480 --> 0:41:44.120
<v Speaker 3>to see my mom, my sister, and my brother, and

0:41:44.120 --> 0:41:47.120
<v Speaker 3>then one to go to Atlanta to see my dad

0:41:47.120 --> 0:41:49.440
<v Speaker 3>for his birthday, which I haven't done in Like, I

0:41:49.440 --> 0:41:50.640
<v Speaker 3>don't know if I've been with my dad and his

0:41:50.680 --> 0:41:51.720
<v Speaker 3>birthday in ten years.

0:41:51.719 --> 0:41:53.839
<v Speaker 2>Maybe. Oh, I know he was happy.

0:41:54.160 --> 0:41:56.320
<v Speaker 4>I mean, I guess he'll yeah, he'll probably be happy.

0:41:56.480 --> 0:41:59.319
<v Speaker 2>He'll grumble, Oh, oh you haven't Oh you haven't gone yet.

0:41:59.360 --> 0:41:59.880
<v Speaker 2>Oh you use it?

0:42:00.080 --> 0:42:02.200
<v Speaker 3>That okay now that yeah, coming up in April. So

0:42:02.280 --> 0:42:03.640
<v Speaker 3>that's my Those are my travels.

0:42:03.680 --> 0:42:04.080
<v Speaker 2>No, you're right.

0:42:04.120 --> 0:42:05.680
<v Speaker 4>I mean I think what you're just, what you're just.

0:42:05.680 --> 0:42:08.640
<v Speaker 3>Spouting is the wisdom that comes with you know, being

0:42:08.640 --> 0:42:12.880
<v Speaker 3>in the business for a long time. So, I mean,

0:42:12.880 --> 0:42:14.680
<v Speaker 3>I think that's why people like Gail King and other

0:42:14.680 --> 0:42:16.520
<v Speaker 3>people who are in their sixties and seventies say how

0:42:16.520 --> 0:42:19.040
<v Speaker 3>amazing it is older you get, because everything just becomes

0:42:19.080 --> 0:42:19.560
<v Speaker 3>more clear.

0:42:20.160 --> 0:42:28.080
<v Speaker 2>Yeah you hope. Yeah.

0:42:27.920 --> 0:42:30.640
<v Speaker 3>Yeah, I'm happy for you too, because I the way

0:42:30.680 --> 0:42:32.440
<v Speaker 3>that you're talking about everything, it just feels like you've

0:42:32.440 --> 0:42:34.600
<v Speaker 3>got the sense of clarity and then that you know,

0:42:34.640 --> 0:42:35.680
<v Speaker 3>you're a few years ahead of me.

0:42:35.719 --> 0:42:36.960
<v Speaker 4>So I always feel like Tippy's got it.

0:42:37.000 --> 0:42:40.600
<v Speaker 3>Go okay, I'll be fine, and you, I feel like

0:42:40.640 --> 0:42:42.320
<v Speaker 3>you will let me just keep rubbing her shoulder.

0:42:42.360 --> 0:42:45.480
<v Speaker 1>And so you have a good sense of like, I

0:42:45.480 --> 0:42:47.640
<v Speaker 1>feel like you've got a good sense of harmony going on,

0:42:47.960 --> 0:42:48.799
<v Speaker 1>you know, in your life.

0:42:48.840 --> 0:42:51.480
<v Speaker 3>So listen, if my dog makes a really good poop,

0:42:51.520 --> 0:42:53.359
<v Speaker 3>then it's just my whole day is made.

0:42:54.000 --> 0:42:55.920
<v Speaker 1>I mean, honestly, the fact you got a dog, that's

0:42:56.200 --> 0:42:59.160
<v Speaker 1>that's the point in your in your your personal success column,

0:42:59.200 --> 0:43:00.080
<v Speaker 1>I was like, yeah, when you say.

0:43:00.120 --> 0:43:02.680
<v Speaker 2>You got a dog, I was like, man, that's exactly

0:43:02.680 --> 0:43:03.640
<v Speaker 2>what I mean. You know what I mean.

0:43:03.680 --> 0:43:05.320
<v Speaker 1>That has nothing to do with like I got a

0:43:05.440 --> 0:43:08.200
<v Speaker 1>raise or like I'm a new such and such supervisor.

0:43:08.360 --> 0:43:10.120
<v Speaker 2>Like you know, that dog gets a sense of joy

0:43:10.160 --> 0:43:11.000
<v Speaker 2>And I just love think.

0:43:10.920 --> 0:43:12.560
<v Speaker 4>Here who I am. She's like, you got the treats,

0:43:12.600 --> 0:43:13.400
<v Speaker 4>you got the cucules.

0:43:15.440 --> 0:43:19.880
<v Speaker 2>I love that. Ah. So we don't have a clear transition.

0:43:19.920 --> 0:43:22.719
<v Speaker 2>So we just go say, hey, guys, do you have

0:43:22.719 --> 0:43:24.120
<v Speaker 2>any questions for us?

0:43:24.360 --> 0:43:26.280
<v Speaker 3>Yeah, we got a couple of good questions. You guys,

0:43:26.600 --> 0:43:29.800
<v Speaker 3>send us your questions. We're hitting springtime is happening?

0:43:29.840 --> 0:43:31.200
<v Speaker 4>What's going on? Wedding season?

0:43:31.760 --> 0:43:32.120
<v Speaker 2>Oh? Man?

0:43:32.120 --> 0:43:34.480
<v Speaker 4>People sending their kids off to college the right way.

0:43:34.520 --> 0:43:34.920
<v Speaker 4>We hope.

0:43:35.000 --> 0:43:39.840
<v Speaker 3>Send us your questions about anything, financials, career, investing, saving, taxes,

0:43:39.960 --> 0:43:43.359
<v Speaker 3>you name it, all of it. Hit us up at

0:43:43.360 --> 0:43:47.719
<v Speaker 3>Brannbision podcast dot com, hit ask us anything, or you

0:43:47.760 --> 0:43:52.160
<v Speaker 3>can email us directly at Brannibision Podcast at gmail dot com. Okay,

0:43:52.400 --> 0:43:54.040
<v Speaker 3>I always say that for people like me who don't

0:43:54.040 --> 0:43:56.640
<v Speaker 3>trust those forms, you know, like, it's my email really

0:43:56.640 --> 0:43:57.640
<v Speaker 3>going to go to you guys.

0:43:58.200 --> 0:43:58.919
<v Speaker 2>So it does.

0:44:00.000 --> 0:44:03.200
<v Speaker 3>Couple of quick questions from our audience, let's see. First

0:44:03.200 --> 0:44:05.080
<v Speaker 3>one from listener Paulettes. I don't know if you heard

0:44:05.080 --> 0:44:07.840
<v Speaker 3>about this new Apple credit card that just launched yesterday.

0:44:09.040 --> 0:44:11.360
<v Speaker 3>Apple is launching its own credit card, and the internet

0:44:11.440 --> 0:44:14.399
<v Speaker 3>was all of us, and listener Paulette wanted to know. First,

0:44:14.480 --> 0:44:16.080
<v Speaker 3>have we heard about it? Yes, we have, well half

0:44:16.160 --> 0:44:19.080
<v Speaker 3>of us has. And what are our initial thoughts? I

0:44:19.080 --> 0:44:22.040
<v Speaker 3>guess I'll share mine along with the same lines as so.

0:44:22.080 --> 0:44:24.560
<v Speaker 3>She's also looking for information about the City Double Cash

0:44:24.560 --> 0:44:26.080
<v Speaker 3>credit card that Mandy has.

0:44:26.200 --> 0:44:27.279
<v Speaker 4>Yes, I have talked about that.

0:44:27.239 --> 0:44:30.680
<v Speaker 3>Card and I love it. Is the City Double Cash

0:44:30.680 --> 0:44:33.040
<v Speaker 3>card better than the Apple card? Worse than the Apple card?

0:44:33.120 --> 0:44:35.120
<v Speaker 3>Just wanted to pick y'all's brains as I continued to

0:44:35.120 --> 0:44:37.080
<v Speaker 3>search for my next credit card.

0:44:37.840 --> 0:44:38.720
<v Speaker 4>Good question.

0:44:39.200 --> 0:44:43.440
<v Speaker 3>So I actually went to the chief credit card industry

0:44:43.480 --> 0:44:45.839
<v Speaker 3>analysts that works on my team here at lending Tree,

0:44:46.000 --> 0:44:47.080
<v Speaker 3>and he's.

0:44:47.120 --> 0:44:51.520
<v Speaker 4>Given this a big meh, meh, meh. Not that exciting.

0:44:51.640 --> 0:44:54.520
<v Speaker 3>You know, Apple's foray into credit cards is kind of

0:44:54.560 --> 0:44:57.600
<v Speaker 3>as underwhelming, I feel like, as all their software and

0:44:58.080 --> 0:45:02.440
<v Speaker 3>hardware updates have been lately. Yes, yeah, this card is

0:45:02.480 --> 0:45:05.360
<v Speaker 3>offering what is it, two percent cash back on Apple

0:45:05.440 --> 0:45:09.440
<v Speaker 3>Pay transactions, three percent cash back if you're making purchases

0:45:09.440 --> 0:45:13.239
<v Speaker 3>on Apple products, and just one percent on purchases made

0:45:13.239 --> 0:45:16.480
<v Speaker 3>with the actual card, which, if you're talking about rewards cards,

0:45:16.560 --> 0:45:19.480
<v Speaker 3>is not that all exciting unless you shop at Apple

0:45:19.560 --> 0:45:25.239
<v Speaker 3>every day, which now they don't have food exactly, no

0:45:25.760 --> 0:45:28.640
<v Speaker 3>or groceries there. So if I were if I were

0:45:28.680 --> 0:45:31.680
<v Speaker 3>between the two options, I would definitely say the City

0:45:31.760 --> 0:45:33.799
<v Speaker 3>Double Cash Card is one of the better cards on

0:45:33.840 --> 0:45:36.160
<v Speaker 3>the market for every day spending. I was a huge

0:45:36.160 --> 0:45:38.280
<v Speaker 3>fan of it, like I said, during the renovation, because

0:45:38.520 --> 0:45:40.719
<v Speaker 3>we were making all these purchases that didn't fall into

0:45:40.760 --> 0:45:44.680
<v Speaker 3>any really lucrative rewards category like travel or restaurants that

0:45:44.719 --> 0:45:47.359
<v Speaker 3>I'm used to. So the way City Double Cash card

0:45:47.360 --> 0:45:49.640
<v Speaker 3>works is it will give you one percent cash back

0:45:49.680 --> 0:45:52.200
<v Speaker 3>on purchases and then another one percent when you actually

0:45:52.200 --> 0:45:54.920
<v Speaker 3>pay your balance off, So it's potentially going to give

0:45:54.960 --> 0:45:59.960
<v Speaker 3>you two percent cash back on all purchases. So this card,

0:46:00.320 --> 0:46:02.400
<v Speaker 3>I would say, beats Apple, which only gives you one

0:46:02.440 --> 0:46:06.120
<v Speaker 3>percent cash back on purchases Apple, you know what. The

0:46:06.120 --> 0:46:09.200
<v Speaker 3>positive side, The Apple card is a no fee, a

0:46:09.200 --> 0:46:12.040
<v Speaker 3>no annual fee card, so good at least if you

0:46:12.040 --> 0:46:13.799
<v Speaker 3>were to get it and say, use it only for

0:46:13.840 --> 0:46:16.680
<v Speaker 3>your Apple products purchasing, then it wouldn't necessarily hurt you

0:46:16.719 --> 0:46:19.560
<v Speaker 3>to have it, but I wouldn't run out and scoop

0:46:19.560 --> 0:46:19.879
<v Speaker 3>it up.

0:46:20.640 --> 0:46:22.920
<v Speaker 1>Yeah, because every time you know you you apply for

0:46:22.920 --> 0:46:25.960
<v Speaker 1>a line of credit, you potentially lose points on your score.

0:46:26.000 --> 0:46:28.759
<v Speaker 1>So you're right unless you're an alcoholic where I mean,

0:46:28.800 --> 0:46:30.439
<v Speaker 1>how many computers can you get in a month?

0:46:30.440 --> 0:46:31.000
<v Speaker 2>You know what I mean?

0:46:31.040 --> 0:46:33.880
<v Speaker 1>So, yeah, it doesn't sound like it's a even though

0:46:33.920 --> 0:46:35.759
<v Speaker 1>I hadn't heard of it. I've been like under a roilug, but.

0:46:36.640 --> 0:46:40.880
<v Speaker 3>It was only yesterday, don't worry. Okay, it's also the

0:46:40.880 --> 0:46:42.920
<v Speaker 3>fancy it's made out of titanium or something.

0:46:42.960 --> 0:46:46.000
<v Speaker 4>It's like the fans. Everyone's about metal cards now listen, are.

0:46:47.440 --> 0:46:49.239
<v Speaker 2>I do feel fancy? Would I have had my what's

0:46:49.280 --> 0:46:51.200
<v Speaker 2>that Chase go everywhere that you always.

0:46:51.600 --> 0:46:52.560
<v Speaker 4>Chase a good time card?

0:46:55.200 --> 0:46:59.080
<v Speaker 2>My Chase ning car. You're like the Venture or some

0:46:59.280 --> 0:47:00.239
<v Speaker 2>far I don't know it.

0:47:00.680 --> 0:47:02.920
<v Speaker 4>It's the Chase Reserve card.

0:47:03.200 --> 0:47:05.600
<v Speaker 2>Yes, ye, And so that card is metal and I'm

0:47:05.600 --> 0:47:08.280
<v Speaker 2>not gonna lie when I take it out. Someplaces people

0:47:08.320 --> 0:47:09.279
<v Speaker 2>are like, who you.

0:47:09.239 --> 0:47:11.200
<v Speaker 4>Let it click on the table make a noise.

0:47:12.560 --> 0:47:16.520
<v Speaker 3>We actually wrote a whole story about metal cards, and

0:47:16.560 --> 0:47:19.759
<v Speaker 3>if there's anything particularly special about them, it's all about

0:47:19.760 --> 0:47:23.560
<v Speaker 3>that status. Feeling a little bit extra went into it. Meanwhile,

0:47:23.600 --> 0:47:26.319
<v Speaker 3>I totally lost my Chase Reserve card. But thank god

0:47:26.360 --> 0:47:28.640
<v Speaker 3>for Apple Wallet. Do you guys use Apple wallet wallet?

0:47:29.200 --> 0:47:30.840
<v Speaker 3>You don't have an iPhone? I mean yeah, you have

0:47:30.920 --> 0:47:31.560
<v Speaker 3>like an Android?

0:47:31.600 --> 0:47:31.680
<v Speaker 2>Right?

0:47:31.800 --> 0:47:33.400
<v Speaker 4>Is there a version of like a mobile wallet for

0:47:33.440 --> 0:47:34.000
<v Speaker 4>the Android?

0:47:34.960 --> 0:47:37.800
<v Speaker 2>Oh? I don't know. I don't think so, I mean maybe.

0:47:37.480 --> 0:47:38.680
<v Speaker 4>It's well the Apple Wallet.

0:47:38.920 --> 0:47:41.200
<v Speaker 3>I basically loaded my credit cards onto it, and and

0:47:41.280 --> 0:47:43.840
<v Speaker 3>a lot of places now do Apple pay or Android

0:47:43.880 --> 0:47:46.879
<v Speaker 3>pay where you can scan your phone and like through

0:47:46.920 --> 0:47:50.080
<v Speaker 3>your phone pay for stuff. And I honestly lost this card.

0:47:50.800 --> 0:47:53.000
<v Speaker 3>It's not somewhere. People have stolen it clearly, or else

0:47:53.040 --> 0:47:54.520
<v Speaker 3>I would have canceled it. But it's probably in my

0:47:54.560 --> 0:47:57.920
<v Speaker 3>house somewhere. But I haven't had a problem making purchases

0:47:57.960 --> 0:47:59.759
<v Speaker 3>because I just whip out my Apple wallet and just

0:47:59.760 --> 0:48:02.520
<v Speaker 3>pay my phone everywhere. And I'm like, oh, this is

0:48:02.560 --> 0:48:03.000
<v Speaker 3>the future.

0:48:03.480 --> 0:48:08.400
<v Speaker 4>Who need it? There sounds so neat right now. They're like, listen,

0:48:08.440 --> 0:48:10.879
<v Speaker 4>this has been around for years and this is not news.

0:48:11.520 --> 0:48:14.279
<v Speaker 1>You're not repetenting millennials properly or like, you know, like

0:48:14.320 --> 0:48:16.040
<v Speaker 1>if you're for the rare few of you like me

0:48:16.080 --> 0:48:17.839
<v Speaker 1>who still goes to the bank, you know, you can

0:48:17.960 --> 0:48:20.000
<v Speaker 1>like access your money via code and you don't have

0:48:20.040 --> 0:48:21.760
<v Speaker 1>to have your card anymore, which is nice.

0:48:21.880 --> 0:48:24.160
<v Speaker 4>Oh okay, yeah, I haven't been to the ATM, and.

0:48:24.280 --> 0:48:25.680
<v Speaker 1>I know, I was like, I don't even want to

0:48:25.680 --> 0:48:27.480
<v Speaker 1>say that, because I just knew the millennials are like

0:48:27.520 --> 0:48:28.520
<v Speaker 1>a bag, what's that?

0:48:28.880 --> 0:48:29.799
<v Speaker 2>What's the big chat?

0:48:30.080 --> 0:48:31.880
<v Speaker 4>Like, you know, you'd be surprised.

0:48:31.920 --> 0:48:34.120
<v Speaker 3>I'm telling you young millennials and like gen z yeers,

0:48:34.160 --> 0:48:35.760
<v Speaker 3>I think they're the ones who have the big banks

0:48:35.760 --> 0:48:37.680
<v Speaker 3>because it's what their parents use and they just haven't

0:48:37.680 --> 0:48:39.840
<v Speaker 3>come to the level of the older millennial young you

0:48:39.840 --> 0:48:42.880
<v Speaker 3>know gen x Land yet because they're just Yeah. I

0:48:42.960 --> 0:48:45.239
<v Speaker 3>was talking to my editorial assistance. She's, you know, first

0:48:45.320 --> 0:48:48.120
<v Speaker 3>I out of college, and she's like, yeah, I finally

0:48:48.120 --> 0:48:50.560
<v Speaker 3>closed my Wells Fargo account and got an ally account

0:48:50.680 --> 0:48:52.480
<v Speaker 3>because I've been harassing her for a while.

0:48:53.840 --> 0:48:55.240
<v Speaker 4>The youth man must lead.

0:48:55.120 --> 0:49:01.440
<v Speaker 3>Them, alrighty, So thank you for your question, Paula. And

0:49:01.520 --> 0:49:04.960
<v Speaker 3>let's see the second question from listener Enid. I hope

0:49:05.000 --> 0:49:07.520
<v Speaker 3>I said that right. She has a question for Tiffany.

0:49:07.719 --> 0:49:10.239
<v Speaker 3>I heard the tip works at home. Yes, that's that's

0:49:10.280 --> 0:49:14.440
<v Speaker 3>a rumor that we can confirm despite multiple attempts to

0:49:14.960 --> 0:49:17.479
<v Speaker 3>do you pay rent at a coworking facility of some kind?

0:49:18.080 --> 0:49:18.520
<v Speaker 2>I do?

0:49:18.719 --> 0:49:21.239
<v Speaker 4>But I mean yeah, but you were from home.

0:49:21.719 --> 0:49:24.279
<v Speaker 3>So Enan says, I've heard tiff works at home and

0:49:24.320 --> 0:49:26.680
<v Speaker 3>she's massively successful, and I'd like to hear some tips

0:49:26.680 --> 0:49:29.840
<v Speaker 3>on working from home and making it financially viable. Also,

0:49:30.160 --> 0:49:33.440
<v Speaker 3>how do you, Tiffany hire and maintain quality staff who

0:49:33.520 --> 0:49:37.080
<v Speaker 3>work virtually. I am always challenged to get reliable support

0:49:37.160 --> 0:49:41.399
<v Speaker 3>for short, short term projects. Thank you Enan for your question.

0:49:42.280 --> 0:49:45.560
<v Speaker 1>So working from home I mean well, I mean for me,

0:49:46.080 --> 0:49:48.759
<v Speaker 1>I tried to work in an office because at first,

0:49:48.760 --> 0:49:50.600
<v Speaker 1>I'm not gonna lie, I wasn't that productive working at

0:49:50.600 --> 0:49:52.480
<v Speaker 1>home because I was like why.

0:49:52.320 --> 0:49:53.960
<v Speaker 2>Work when you can nast, you know.

0:49:55.880 --> 0:49:58.200
<v Speaker 1>And then I tried to go into the actual office,

0:49:58.360 --> 0:50:00.040
<v Speaker 1>like I have a I share office with my I

0:50:00.200 --> 0:50:04.520
<v Speaker 1>was Drina, but I found it to be really restrictive

0:50:04.719 --> 0:50:07.600
<v Speaker 1>because I don't like to wear pants, and so I

0:50:07.719 --> 0:50:10.040
<v Speaker 1>was like, okay, so what I what I ended up

0:50:10.080 --> 0:50:12.839
<v Speaker 1>doing was like Tiffany, So I had to basically create

0:50:12.920 --> 0:50:16.200
<v Speaker 1>a schedule for myself at home, Like I still had

0:50:16.239 --> 0:50:18.399
<v Speaker 1>to approach working at home as if I was going

0:50:18.400 --> 0:50:21.000
<v Speaker 1>into an office, like I wake up at a certain time,

0:50:21.560 --> 0:50:24.240
<v Speaker 1>you know. In the beginning, like like I was like, okay,

0:50:24.360 --> 0:50:26.920
<v Speaker 1>you wake up, you know, brush your teeth whatever, take

0:50:26.920 --> 0:50:28.279
<v Speaker 1>a shower, and do.

0:50:28.320 --> 0:50:30.080
<v Speaker 2>Yoga whatever is I was going to do in the morning,

0:50:30.120 --> 0:50:30.600
<v Speaker 2>and they eat.

0:50:30.640 --> 0:50:32.640
<v Speaker 1>But then I would have a kind of like start

0:50:32.680 --> 0:50:37.320
<v Speaker 1>at this time type of like a schedule in the beginning. Now,

0:50:37.640 --> 0:50:40.520
<v Speaker 1>like I'm pretty good at self regulating where I don't

0:50:40.520 --> 0:50:43.319
<v Speaker 1>have to have like like really tight strict schedule, but

0:50:43.400 --> 0:50:46.560
<v Speaker 1>I had a schedule like you know, by nine o'clock,

0:50:46.600 --> 0:50:48.960
<v Speaker 1>you're sitting in front of your computer. The first hour

0:50:49.040 --> 0:50:52.359
<v Speaker 1>is emails, the second hours phone calls. So creating like

0:50:52.440 --> 0:50:55.879
<v Speaker 1>a schedule for yourself and scheduling in you know, a walk,

0:50:55.960 --> 0:50:59.600
<v Speaker 1>scheduling in lunch, don't be afraid to like if you're

0:50:59.680 --> 0:51:02.160
<v Speaker 1>cause some times I can get really stagging in at home.

0:51:02.520 --> 0:51:05.960
<v Speaker 1>So I actually ended up buying this like portable what

0:51:06.040 --> 0:51:08.399
<v Speaker 1>is it called. I don't have the battery in front

0:51:08.440 --> 0:51:10.680
<v Speaker 1>of me, but I have this like portable battery. It's

0:51:10.680 --> 0:51:12.759
<v Speaker 1>like the size of a I want to say, like

0:51:12.800 --> 0:51:17.240
<v Speaker 1>a big a really if a if a cell phone

0:51:17.320 --> 0:51:19.719
<v Speaker 1>was like twice as big, and it's that. So I'll

0:51:19.719 --> 0:51:21.319
<v Speaker 1>take it with me and I'll actually like work in

0:51:21.360 --> 0:51:24.320
<v Speaker 1>the park or like sit in the car in the park,

0:51:25.160 --> 0:51:27.360
<v Speaker 1>just to change it up if I because sometimes you know,

0:51:27.400 --> 0:51:31.200
<v Speaker 1>working at home, you're you're not as productive. So I'm

0:51:31.239 --> 0:51:33.799
<v Speaker 1>typically more productive at home, but if I'm feeling just

0:51:33.880 --> 0:51:36.440
<v Speaker 1>really like kind of like stuck, I'll take my portable

0:51:36.760 --> 0:51:42.000
<v Speaker 1>battery with my laptop and I'll find someplace else to work.

0:51:42.280 --> 0:51:44.640
<v Speaker 1>But creating a schedule for yourself until you can kind

0:51:44.640 --> 0:51:47.840
<v Speaker 1>of stuff regulate. So now, because of the way my

0:51:47.840 --> 0:51:52.080
<v Speaker 1>business is run, I've got standing meetings typically like you know,

0:51:52.239 --> 0:51:53.920
<v Speaker 1>like during the week, so it helps to kind of

0:51:54.000 --> 0:51:54.919
<v Speaker 1>regulate me too.

0:51:55.000 --> 0:51:57.680
<v Speaker 2>Like I know, on Tuesday, always have our marketing meeting.

0:51:57.719 --> 0:51:58.640
<v Speaker 2>At ten, I have.

0:51:58.680 --> 0:52:01.759
<v Speaker 1>My meeting with my with one of my not one

0:52:01.760 --> 0:52:05.480
<v Speaker 1>of my my only business owner co owner for one

0:52:05.480 --> 0:52:10.320
<v Speaker 1>of my businesses, Jabrill. That's Tuesday at nine thirty. On Mondays,

0:52:10.360 --> 0:52:12.680
<v Speaker 1>I have my lead team calls individually with a teep

0:52:12.719 --> 0:52:15.399
<v Speaker 1>on the team. So those calls also help to kind

0:52:15.400 --> 0:52:20.040
<v Speaker 1>of like regulate how my day goes. But that's what

0:52:20.080 --> 0:52:22.480
<v Speaker 1>I would just say, create a schedule, stick to it.

0:52:22.480 --> 0:52:23.920
<v Speaker 1>You don't have to get all dressed up. I mean,

0:52:23.960 --> 0:52:25.480
<v Speaker 1>that's the benefit of working from home. You can get

0:52:25.520 --> 0:52:28.640
<v Speaker 1>to look crazy. But the kind of like the con

0:52:28.719 --> 0:52:30.319
<v Speaker 1>of working from home. And sometimes I don't know when

0:52:30.320 --> 0:52:32.640
<v Speaker 1>to stop. So you know, like I might have started

0:52:32.680 --> 0:52:34.640
<v Speaker 1>working at like eight or nine, and like at ten,

0:52:34.760 --> 0:52:37.520
<v Speaker 1>I'm still I'm answering email still, So even creating a

0:52:37.520 --> 0:52:40.120
<v Speaker 1>stop time for yourself is really going to be important

0:52:40.320 --> 0:52:43.000
<v Speaker 1>and letting folks know, like Okay, I close my laptop

0:52:43.040 --> 0:52:45.439
<v Speaker 1>of like five or six or whatever, I'm still working

0:52:45.440 --> 0:52:47.840
<v Speaker 1>on that component. I'm just speaking to the clouds on

0:52:47.840 --> 0:52:50.040
<v Speaker 1>that one because I'm not good at that part.

0:52:51.000 --> 0:52:52.800
<v Speaker 2>Because you know, working from home is so convenient.

0:52:52.840 --> 0:52:54.640
<v Speaker 1>It's just really easy to be, like, let me open

0:52:54.719 --> 0:52:56.920
<v Speaker 1>up my laptop one more time. What I think I'm

0:52:56.960 --> 0:52:58.880
<v Speaker 1>actually gonna do is I think I'm actually gonna get

0:52:58.880 --> 0:53:03.719
<v Speaker 1>a second cell phone just for family and friends, because

0:53:03.760 --> 0:53:06.759
<v Speaker 1>what will happen is my best friend, my other best friend,

0:53:06.760 --> 0:53:08.880
<v Speaker 1>Linda will call me, but I'll see I have an email,

0:53:08.920 --> 0:53:10.480
<v Speaker 1>and I look and before you know, and I open

0:53:10.520 --> 0:53:13.719
<v Speaker 1>my laptop back up again. And so I think that

0:53:13.880 --> 0:53:17.160
<v Speaker 1>also having kind of like separate kind of like technology

0:53:17.200 --> 0:53:19.799
<v Speaker 1>for like work and personal will be helpful because it's

0:53:19.800 --> 0:53:22.319
<v Speaker 1>hard for me not to address an issue. You know,

0:53:22.440 --> 0:53:24.960
<v Speaker 1>if I see something on my my laptop might be

0:53:25.000 --> 0:53:27.759
<v Speaker 1>closed with my phone is like it's not even like

0:53:27.800 --> 0:53:30.520
<v Speaker 1>it's a mini computer. And so that's like the next

0:53:30.600 --> 0:53:34.319
<v Speaker 1>kind of like a productivity tool that I'm gonna I

0:53:34.360 --> 0:53:36.440
<v Speaker 1>think I'm just gonna get like a new phone number

0:53:37.120 --> 0:53:40.360
<v Speaker 1>and just get a phone so when I pick it up,

0:53:40.440 --> 0:53:42.959
<v Speaker 1>I'm not reminded of work, which is what's happening now.

0:53:43.280 --> 0:53:45.600
<v Speaker 1>And as far as finding really good people to work

0:53:45.640 --> 0:53:50.360
<v Speaker 1>with you, so it's practice. I mean I was terrible

0:53:50.400 --> 0:53:52.279
<v Speaker 1>at it up until like three years ago, and I've

0:53:52.280 --> 0:53:54.040
<v Speaker 1>been in business for ten years. So for like the

0:53:54.080 --> 0:53:57.160
<v Speaker 1>first five, you know, six seven years, I wasn't that

0:53:57.239 --> 0:54:00.520
<v Speaker 1>good at it, but I was learning. So one of

0:54:00.560 --> 0:54:03.040
<v Speaker 1>the ways that so I found one really good person.

0:54:03.719 --> 0:54:07.000
<v Speaker 1>And once you find someone that's really dope, then it

0:54:07.080 --> 0:54:09.200
<v Speaker 1>sets the tone for like, you know, and that person

0:54:09.239 --> 0:54:11.080
<v Speaker 1>I found I found randomly. I think I posted on

0:54:11.080 --> 0:54:13.880
<v Speaker 1>social media, Hey, looking for interns, and she started off

0:54:13.920 --> 0:54:16.560
<v Speaker 1>as a intern and then I brought her on as

0:54:16.600 --> 0:54:20.720
<v Speaker 1>my admin. But she helped to set the tone. So basically,

0:54:20.760 --> 0:54:23.799
<v Speaker 1>what I just would say is like, kind of you

0:54:23.960 --> 0:54:27.240
<v Speaker 1>have to interview and work with multiple people to see

0:54:27.280 --> 0:54:30.160
<v Speaker 1>like what it is that what does excellence in an

0:54:30.200 --> 0:54:33.400
<v Speaker 1>employee or contractor look like to you? Because I didn't

0:54:33.400 --> 0:54:35.919
<v Speaker 1>know until she came. And then when she came, I

0:54:35.960 --> 0:54:41.000
<v Speaker 1>was like, okay, so she's self directed, she's smart, she's quick,

0:54:41.160 --> 0:54:41.800
<v Speaker 1>she's fun.

0:54:41.960 --> 0:54:42.760
<v Speaker 2>I mean I needed.

0:54:42.520 --> 0:54:44.560
<v Speaker 1>Somebody who were like I was also going to enjoy

0:54:44.640 --> 0:54:48.400
<v Speaker 1>and like working with. So once I found kind of like,

0:54:48.440 --> 0:54:50.960
<v Speaker 1>she became the template and helped me to set the

0:54:51.000 --> 0:54:53.680
<v Speaker 1>tone for now when I interview somebody, I can quickly

0:54:53.680 --> 0:54:55.520
<v Speaker 1>tell if there's gonna be a fit or not. So

0:54:55.640 --> 0:54:59.160
<v Speaker 1>once I found her, then it was easier to like look.

0:54:59.200 --> 0:55:02.600
<v Speaker 1>So I typically we use social media to look for

0:55:02.600 --> 0:55:05.080
<v Speaker 1>folks or what I do is on the team itself,

0:55:05.080 --> 0:55:07.479
<v Speaker 1>because our team is pretty big now for a small

0:55:07.560 --> 0:55:10.839
<v Speaker 1>business is I'll ask team members. So I might say, like,

0:55:10.840 --> 0:55:13.000
<v Speaker 1>for example, we work with this woman named Latrice who

0:55:13.040 --> 0:55:14.040
<v Speaker 1>is a genius.

0:55:14.280 --> 0:55:15.160
<v Speaker 2>La Trese is amazing.

0:55:15.239 --> 0:55:17.600
<v Speaker 1>She's our tech support and Latrese knows how to fix

0:55:17.600 --> 0:55:19.960
<v Speaker 1>and do everything when it relates to like tech. But

0:55:20.040 --> 0:55:24.320
<v Speaker 1>we found Latrese through Tamra. Tamra is our amazing literature

0:55:24.360 --> 0:55:27.960
<v Speaker 1>academy manager. And so I found Tamra through the initial

0:55:28.040 --> 0:55:31.279
<v Speaker 1>person that I've hired, like that first template person, and

0:55:31.360 --> 0:55:35.359
<v Speaker 1>so my template person found Tamra and like, and then

0:55:35.440 --> 0:55:38.319
<v Speaker 1>Tamra is like amazing. And so when I said, hey,

0:55:38.360 --> 0:55:40.680
<v Speaker 1>I'm looking for some a tech person to help us

0:55:40.680 --> 0:55:43.160
<v Speaker 1>on the team, does anyone know anyone? So typically I

0:55:43.200 --> 0:55:46.439
<v Speaker 1>look inward because if you deliver excellence, hopefully the people

0:55:46.480 --> 0:55:50.040
<v Speaker 1>that you know will deliver excellence too. And so they

0:55:50.080 --> 0:55:53.560
<v Speaker 1>all know the company culture and the expectation inside the company.

0:55:53.600 --> 0:55:55.640
<v Speaker 1>So it's important for you as the leader that you

0:55:55.680 --> 0:55:59.680
<v Speaker 1>set the vision of this is how we navigate. And

0:55:59.719 --> 0:56:02.520
<v Speaker 1>so Tamra found Latrese and Latrese was a perfect fit.

0:56:02.920 --> 0:56:04.120
<v Speaker 1>And so I just say all that to say, if

0:56:04.160 --> 0:56:06.120
<v Speaker 1>we need another tech person, I would go to Latrese

0:56:06.120 --> 0:56:08.520
<v Speaker 1>and say, do you know someone you know that you

0:56:08.680 --> 0:56:10.759
<v Speaker 1>know now that you know us as a as a

0:56:10.800 --> 0:56:12.879
<v Speaker 1>team and a family, do you know someone that's going

0:56:12.880 --> 0:56:15.440
<v Speaker 1>to fit. So I just say that you find your

0:56:15.480 --> 0:56:18.080
<v Speaker 1>one template person and you build upon them. But it's

0:56:18.120 --> 0:56:21.240
<v Speaker 1>critical as a leader, you have to set the tone

0:56:21.400 --> 0:56:24.560
<v Speaker 1>and the vision. People work for the budgeties. I mean,

0:56:24.600 --> 0:56:26.520
<v Speaker 1>we pay decent, but I don't pay like amazing. I'm

0:56:26.520 --> 0:56:28.840
<v Speaker 1>not gonna like us. We're still growing, you know, but

0:56:29.160 --> 0:56:31.760
<v Speaker 1>they work for the company. And this is just feedback

0:56:31.760 --> 0:56:34.800
<v Speaker 1>for my team because of the mission and the vision.

0:56:35.280 --> 0:56:37.719
<v Speaker 1>You know, we've got an amazing company culture where we

0:56:37.760 --> 0:56:40.600
<v Speaker 1>really look after each other and the fact that we're

0:56:40.680 --> 0:56:44.440
<v Speaker 1>serving other women that are like us. So creating Like

0:56:45.000 --> 0:56:48.200
<v Speaker 1>especially women and I suspect maybe men too, is that

0:56:48.600 --> 0:56:50.359
<v Speaker 1>it's not going to be just money that's going to.

0:56:50.280 --> 0:56:51.680
<v Speaker 2>Attract people to you.

0:56:51.680 --> 0:56:54.440
<v Speaker 1>You have to create a culture that's going to attract

0:56:54.640 --> 0:56:57.759
<v Speaker 1>top tier talent. Like my team goes so hard. There's

0:56:57.760 --> 0:57:00.640
<v Speaker 1>times when I'm like, honestly go to sleep. They're like

0:57:00.640 --> 0:57:03.960
<v Speaker 1>you first, and I'm like, you know what, because they

0:57:04.000 --> 0:57:06.840
<v Speaker 1>go so hard because of the culture that's been created,

0:57:07.040 --> 0:57:09.480
<v Speaker 1>and that is your job. Like if you just make

0:57:09.560 --> 0:57:12.160
<v Speaker 1>your company a job, then that's how they're gonna treat it.

0:57:12.520 --> 0:57:13.879
<v Speaker 1>They're gonna be in and out, give me my money,

0:57:13.920 --> 0:57:15.960
<v Speaker 1>let me go. And then when someone offers them more money.

0:57:16.000 --> 0:57:18.160
<v Speaker 1>People try to poach my team all the time. When

0:57:18.160 --> 0:57:20.160
<v Speaker 1>someone offers them more money, they're gonna be out because

0:57:20.200 --> 0:57:22.440
<v Speaker 1>they're they're just to get a paycheck. People are not

0:57:22.480 --> 0:57:24.960
<v Speaker 1>at the budgetista just to get a paycheck. My team

0:57:25.080 --> 0:57:28.080
<v Speaker 1>is there because of like the energy, like yo, we

0:57:28.200 --> 0:57:31.040
<v Speaker 1>love on our team members, Like they have meetings about me,

0:57:31.680 --> 0:57:34.040
<v Speaker 1>like how do we give Tiffany this opportunity to have

0:57:34.120 --> 0:57:36.479
<v Speaker 1>this baby? Like for real, they always have a secret meeting.

0:57:36.560 --> 0:57:39.880
<v Speaker 1>We're always having like secret. I feel like Logan is overwhelmed.

0:57:39.920 --> 0:57:42.320
<v Speaker 2>What can we do? I feel like Tamlin needs a

0:57:42.360 --> 0:57:44.120
<v Speaker 2>fruit basket, someone send it to her.

0:57:44.160 --> 0:57:47.400
<v Speaker 1>I feel like like we're always it's a family, and

0:57:47.480 --> 0:57:49.080
<v Speaker 1>so create go ahead.

0:57:49.160 --> 0:57:53.120
<v Speaker 3>Ooof that was an epic, Yes, Tiffany, Like sometimes I

0:57:53.240 --> 0:57:56.200
<v Speaker 3>just have to just t bone you to get a

0:57:56.240 --> 0:58:00.960
<v Speaker 3>word in Edgeway. But I wanted to excellent tangent. However,

0:58:01.440 --> 0:58:05.480
<v Speaker 3>so she wants to know about reliable support from virtual workers.

0:58:05.480 --> 0:58:07.680
<v Speaker 3>And I feel like that's also something that I am

0:58:07.760 --> 0:58:09.760
<v Speaker 3>challenged with too, because half my team might feel like

0:58:09.760 --> 0:58:11.320
<v Speaker 3>a staff in the office here, and then I have

0:58:11.320 --> 0:58:13.000
<v Speaker 3>a bunch of people who are full time staff, but

0:58:13.040 --> 0:58:15.080
<v Speaker 3>they are remote for me, like not in my office.

0:58:15.320 --> 0:58:17.480
<v Speaker 3>And then we have like one hundred freelancers who are

0:58:17.480 --> 0:58:19.760
<v Speaker 3>writing and editing for us. So one thing that I've

0:58:19.760 --> 0:58:22.280
<v Speaker 3>been challenged by is how do you judge productivity? And

0:58:22.280 --> 0:58:24.760
<v Speaker 3>then how do you yeah keep tab some people when

0:58:24.800 --> 0:58:26.480
<v Speaker 3>they're all over the place and virtual.

0:58:27.080 --> 0:58:29.480
<v Speaker 2>Well, we use asana, that's a very like a great.

0:58:29.320 --> 0:58:31.640
<v Speaker 4>Foot I love a sauna. We use Trello. I've talked

0:58:31.640 --> 0:58:33.240
<v Speaker 4>about Trello before, Big Fan.

0:58:33.560 --> 0:58:35.800
<v Speaker 1>And that we also use this thing called t sheets.

0:58:35.800 --> 0:58:37.560
<v Speaker 1>Actually we just switched to something else, but that was

0:58:37.600 --> 0:58:39.760
<v Speaker 1>what we were using before. But T sheets is a

0:58:39.840 --> 0:58:43.800
<v Speaker 1>virtual time clock. So someone has to punch in, say,

0:58:43.880 --> 0:58:45.640
<v Speaker 1>I am like when we first started, because all my

0:58:45.680 --> 0:58:49.040
<v Speaker 1>team is virtual, you know, like Sylvia she lives in

0:58:49.120 --> 0:58:53.600
<v Speaker 1>Arkansas and she runs all the Facebook like social media

0:58:53.600 --> 0:58:56.200
<v Speaker 1>platforms for us, and so well most of them, and

0:58:56.240 --> 0:58:58.040
<v Speaker 1>so Sylvia will punch in and be like, you know,

0:58:58.080 --> 0:59:01.280
<v Speaker 1>she might put a little note. Because we have multiple companies,

0:59:01.360 --> 0:59:04.920
<v Speaker 1>so sometimes people work. She might be like working on

0:59:04.960 --> 0:59:07.160
<v Speaker 1>something at the academy side, so she might put a

0:59:07.160 --> 0:59:09.480
<v Speaker 1>note saying, you know, like you know, doing something for

0:59:09.520 --> 0:59:13.080
<v Speaker 1>the literature Academy as she's working. And then if she

0:59:13.160 --> 0:59:16.479
<v Speaker 1>punches out and then punches back in for the BUDGETESTA side,

0:59:16.520 --> 0:59:18.600
<v Speaker 1>she might put a little note. So T sheets helps

0:59:18.840 --> 0:59:22.800
<v Speaker 1>tremendously because with T sheets you can also kind of

0:59:22.840 --> 0:59:26.960
<v Speaker 1>like link that to like your payroll company typically, so

0:59:27.000 --> 0:59:29.560
<v Speaker 1>then you can pay someone, you know, T sheets will

0:59:29.600 --> 0:59:32.000
<v Speaker 1>download and say, Sylvia work ten hours this week and

0:59:32.040 --> 0:59:34.560
<v Speaker 1>her her you know, her pay rate is whatever it is.

0:59:34.720 --> 0:59:37.200
<v Speaker 1>And if you have questions, because sometimes what happens is

0:59:37.200 --> 0:59:39.840
<v Speaker 1>someone will punch into T sheets and forget to punch out,

0:59:40.200 --> 0:59:42.560
<v Speaker 1>So then you can manually override and fix it, you know.

0:59:42.640 --> 0:59:47.200
<v Speaker 1>But that's another tool that we use T sheets to

0:59:47.280 --> 0:59:50.360
<v Speaker 1>kind of keep track of, so of like where people

0:59:50.440 --> 0:59:52.560
<v Speaker 1>kind of like are and are they doing the work.

0:59:52.840 --> 0:59:54.600
<v Speaker 1>And then what happens is as you get to like

0:59:54.640 --> 0:59:57.280
<v Speaker 1>trust people more, then I start offering flat pay. So

0:59:57.320 --> 0:59:59.360
<v Speaker 1>in the beginning, when you first come on everyone's hourly

0:59:59.520 --> 1:00:01.240
<v Speaker 1>you know, you're like, oh, you come on, you're hourly

1:00:01.280 --> 1:00:04.680
<v Speaker 1>punching the T sheet and I know I usually know

1:00:04.800 --> 1:00:07.200
<v Speaker 1>kind of like how how much time something takes.

1:00:07.240 --> 1:00:07.840
<v Speaker 2>I'm not gonna lie.

1:00:07.840 --> 1:00:09.640
<v Speaker 1>We had at one point someone who was taking time.

1:00:10.040 --> 1:00:11.479
<v Speaker 1>We have to look that person go a while ago,

1:00:12.200 --> 1:00:14.600
<v Speaker 1>because it was like, you're punching in but the thing

1:00:14.600 --> 1:00:17.480
<v Speaker 1>you're saying you're doing doesn't take that long. And so

1:00:17.720 --> 1:00:20.120
<v Speaker 1>T sheets helped to alert us to that, and so

1:00:20.240 --> 1:00:21.919
<v Speaker 1>it was like, Okay, this person is not a fit.

1:00:21.960 --> 1:00:23.920
<v Speaker 1>And maybe I wouldn't have known that had we not

1:00:24.040 --> 1:00:26.400
<v Speaker 1>had T sheets and asana in place to kind of

1:00:26.400 --> 1:00:28.840
<v Speaker 1>be like, hmm, it's only one task. One task doesn't

1:00:28.840 --> 1:00:29.560
<v Speaker 1>take ten hours.

1:00:29.920 --> 1:00:30.520
<v Speaker 2>Wow, you know.

1:00:31.000 --> 1:00:33.280
<v Speaker 1>So yeah, those are so those are some of the

1:00:33.640 --> 1:00:36.520
<v Speaker 1>but like I said, it's also to creating an amazing

1:00:36.600 --> 1:00:38.440
<v Speaker 1>environment to work in, because if you don't have a

1:00:38.480 --> 1:00:40.680
<v Speaker 1>ton of money to pay people, and even if you

1:00:40.680 --> 1:00:42.560
<v Speaker 1>do have a ton of money, money is not what

1:00:42.680 --> 1:00:45.760
<v Speaker 1>keeps really great employees. And it's not what attracts really

1:00:45.760 --> 1:00:52.880
<v Speaker 1>great employees. I mean likecers.

1:00:50.040 --> 1:00:54.240
<v Speaker 3>Though, that's all they care about. No, you mean sprit persaries.

1:00:54.680 --> 1:00:56.360
<v Speaker 1>Well, yes there are some, cause there are some people

1:00:56.360 --> 1:00:58.200
<v Speaker 1>who we work with are that are just straight freelancers.

1:00:58.240 --> 1:01:01.520
<v Speaker 1>But if you're building like a team team, but like, yeah,

1:01:01.640 --> 1:01:03.120
<v Speaker 1>you know what, Like I feel like this too. If

1:01:03.120 --> 1:01:05.720
<v Speaker 1>you treat people well, you know, we find people that

1:01:05.760 --> 1:01:08.280
<v Speaker 1>will give us like they might be charging another client this,

1:01:08.680 --> 1:01:10.160
<v Speaker 1>but I found a lot of people who are like,

1:01:10.160 --> 1:01:11.640
<v Speaker 1>I want to be part of this team because it's

1:01:11.640 --> 1:01:13.760
<v Speaker 1>so amazing. I'm going to give you like kind of

1:01:13.800 --> 1:01:14.920
<v Speaker 1>like the I want to be a part of the

1:01:14.960 --> 1:01:17.600
<v Speaker 1>team discount. So that's possible, you know, depending on like

1:01:17.640 --> 1:01:20.400
<v Speaker 1>what kind of business you have. So creating that work

1:01:20.480 --> 1:01:23.640
<v Speaker 1>environment but then also having like a clear structure and

1:01:23.680 --> 1:01:26.760
<v Speaker 1>everyone should kind of know, like we love everyone, but

1:01:27.280 --> 1:01:29.520
<v Speaker 1>we're watching. That's what t sheet is and that's what

1:01:29.600 --> 1:01:32.120
<v Speaker 1>asana is, and you know, that's what those regular check

1:01:32.160 --> 1:01:33.960
<v Speaker 1>ins are too. Like you should be checking in weekly

1:01:34.040 --> 1:01:36.720
<v Speaker 1>with the people on your team to make sure that

1:01:36.760 --> 1:01:39.360
<v Speaker 1>they're in alignment with what they're supposed to do, and

1:01:39.600 --> 1:01:41.840
<v Speaker 1>be quick to let folks go when it's not a fit.

1:01:41.840 --> 1:01:42.520
<v Speaker 2>I'm terrible at it.

1:01:42.520 --> 1:01:44.840
<v Speaker 1>I mean I've kept people for years and so if

1:01:44.880 --> 1:01:46.800
<v Speaker 1>it's not a fit and you notice they're taking time

1:01:47.280 --> 1:01:50.840
<v Speaker 1>or you're notice they're not they're not productive then it's

1:01:50.840 --> 1:01:54.000
<v Speaker 1>okay to be like, you know, I'm slow to hire permanently.

1:01:54.280 --> 1:01:56.840
<v Speaker 1>I might give you three months of like, and I'm clear, like, hey,

1:01:56.880 --> 1:01:58.240
<v Speaker 1>we're going to try to test you out for three

1:01:58.240 --> 1:02:00.560
<v Speaker 1>months and see and if we two it's not fitting.

1:02:00.840 --> 1:02:04.280
<v Speaker 1>I'm good at saying it's not fitting now and then

1:02:04.680 --> 1:02:07.200
<v Speaker 1>I'm getting better and letting go much faster when someone's

1:02:07.240 --> 1:02:07.600
<v Speaker 1>not a fit.

1:02:07.680 --> 1:02:09.240
<v Speaker 2>So that's something that you have to work on too.

1:02:09.240 --> 1:02:12.800
<v Speaker 3>It's not easy, yeah, and especially with in my two senses,

1:02:12.840 --> 1:02:15.120
<v Speaker 3>because we do have so many freelancers in our network,

1:02:15.120 --> 1:02:16.960
<v Speaker 3>writers and editors who we constantly need.

1:02:17.000 --> 1:02:18.000
<v Speaker 4>We are our work.

1:02:18.200 --> 1:02:22.320
<v Speaker 3>Our workload tends to fluctuate like any content team, and

1:02:22.440 --> 1:02:24.360
<v Speaker 3>every month isn't always the same, the same amount of

1:02:24.360 --> 1:02:27.480
<v Speaker 3>work isn't always there. But we have we try to

1:02:27.520 --> 1:02:30.720
<v Speaker 3>maintain a good network, in a loyal network, like you said,

1:02:30.720 --> 1:02:32.520
<v Speaker 3>to make that make it nice to work with us

1:02:32.600 --> 1:02:36.160
<v Speaker 3>to you know, pay competitively, but then also you know,

1:02:36.800 --> 1:02:39.320
<v Speaker 3>keep lines of communication open, give them their own Slack channel,

1:02:39.280 --> 1:02:42.360
<v Speaker 3>and give them their own trainings. You know, every month

1:02:42.400 --> 1:02:44.160
<v Speaker 3>will do or every few months will do a training

1:02:44.200 --> 1:02:46.640
<v Speaker 3>with our freelancers to remind them of what our standards

1:02:46.640 --> 1:02:49.400
<v Speaker 3>are and just have interface with them and communicate with them,

1:02:49.400 --> 1:02:51.120
<v Speaker 3>and I think that goes a long way, especially if

1:02:51.120 --> 1:02:54.360
<v Speaker 3>you're looking to staff like ongoing projects where you need

1:02:54.440 --> 1:02:59.000
<v Speaker 3>virtual workers or remote workers freelancers. It helps to have

1:02:59.080 --> 1:03:02.120
<v Speaker 3>those relationships. You can, you know, pull from the person

1:03:02.160 --> 1:03:04.120
<v Speaker 3>that you worked from a few months ago, or have

1:03:04.280 --> 1:03:07.520
<v Speaker 3>someone that you are throwing a few things to each

1:03:07.600 --> 1:03:10.200
<v Speaker 3>month just to keep them warm and just to keep them,

1:03:10.440 --> 1:03:13.280
<v Speaker 3>you know, on your on keep the year, keep yourself

1:03:13.360 --> 1:03:15.800
<v Speaker 3>on their radar so that they are more likely to

1:03:15.840 --> 1:03:18.960
<v Speaker 3>drop everything and maybe come help you out. Because it's

1:03:19.000 --> 1:03:20.800
<v Speaker 3>such a it's so annoying to have to go out

1:03:20.800 --> 1:03:24.760
<v Speaker 3>and recruit for every new project. Yeah, I've been there,

1:03:24.960 --> 1:03:29.320
<v Speaker 3>and it's the same thing like social media LinkedIn I

1:03:29.920 --> 1:03:32.959
<v Speaker 3>and you know, we posted we had three different editor jobs.

1:03:32.960 --> 1:03:35.920
<v Speaker 3>We needed freelance, just part time freelance for a few months,

1:03:35.920 --> 1:03:39.800
<v Speaker 3>and we posted it on our main job site. Five hundred,

1:03:40.040 --> 1:03:42.000
<v Speaker 3>six hundred applications came in.

1:03:42.240 --> 1:03:46.280
<v Speaker 4>It's thrediculs. I feel you.

1:03:46.400 --> 1:03:48.520
<v Speaker 3>And if I didn't have help from staff just to

1:03:48.520 --> 1:03:51.080
<v Speaker 3>go through the resumes and to you know, get referrals

1:03:51.120 --> 1:03:52.360
<v Speaker 3>and stuff, I don't know where we would have been.

1:03:52.400 --> 1:03:54.000
<v Speaker 4>So that's why I worked really hard to not have

1:03:54.080 --> 1:03:54.959
<v Speaker 4>to recruit.

1:03:54.640 --> 1:03:57.960
<v Speaker 3>And just go back to the same freelance team that

1:03:57.960 --> 1:04:00.560
<v Speaker 3>I've built over the last three years and.

1:04:00.520 --> 1:04:02.520
<v Speaker 1>The create like if you are kind of looking and

1:04:02.560 --> 1:04:05.919
<v Speaker 1>you're like getting a flood like we have, we'll say

1:04:05.920 --> 1:04:08.880
<v Speaker 1>something like, you know, send us three sentences and then

1:04:08.920 --> 1:04:11.040
<v Speaker 1>well we'll vet from there, like well if you send

1:04:11.040 --> 1:04:13.320
<v Speaker 1>five or six or seven, you know, it just helps

1:04:13.320 --> 1:04:15.560
<v Speaker 1>to vet. And I like to pull from our audience,

1:04:15.640 --> 1:04:19.200
<v Speaker 1>you know, because I feel like my audience, you know,

1:04:19.280 --> 1:04:21.760
<v Speaker 1>we call them the dream catchers, and I feel like

1:04:22.040 --> 1:04:23.040
<v Speaker 1>that's one less thing I have.

1:04:23.080 --> 1:04:23.800
<v Speaker 2>To explain to you.

1:04:23.880 --> 1:04:27.360
<v Speaker 1>So I would I venture to say eighty five percent

1:04:27.400 --> 1:04:29.360
<v Speaker 1>of the people that work for the team were a

1:04:29.440 --> 1:04:31.720
<v Speaker 1>DreamCatcher or are dream catchers, meaning.

1:04:31.440 --> 1:04:32.480
<v Speaker 2>Like they were in the audience.

1:04:32.520 --> 1:04:35.000
<v Speaker 1>They were like, you know, taking the literature challenge or whatever,

1:04:35.520 --> 1:04:37.120
<v Speaker 1>and so I didn't have to explain this is what

1:04:37.160 --> 1:04:39.160
<v Speaker 1>a DreamCatcher is, this is what the budget needs to do.

1:04:39.240 --> 1:04:42.600
<v Speaker 2>So it makes life. That makes life easier. But not everyone.

1:04:42.640 --> 1:04:43.840
<v Speaker 2>It's gonna come from that pool.

1:04:44.600 --> 1:04:47.000
<v Speaker 1>Like I don't think latse knew what you know, like

1:04:47.040 --> 1:04:49.920
<v Speaker 1>the budget needs to but now she educated herself on it,

1:04:50.240 --> 1:04:53.320
<v Speaker 1>and now she's you know, killing it, But yeah, I

1:04:53.360 --> 1:04:56.960
<v Speaker 1>mean it's really team building is very difficult. Like I said,

1:04:56.960 --> 1:04:58.920
<v Speaker 1>it took me seven years to get it semi right.

1:04:59.000 --> 1:05:01.640
<v Speaker 1>I feel like I'm you know, I'm good at it now,

1:05:01.680 --> 1:05:03.840
<v Speaker 1>I'm not great at it, but good at it. But

1:05:04.800 --> 1:05:07.720
<v Speaker 1>you have to actively work on it and really be

1:05:07.920 --> 1:05:12.920
<v Speaker 1>open to critique from your team. And so I really

1:05:12.960 --> 1:05:15.360
<v Speaker 1>try to be like, if I'm doing something wrong, how

1:05:15.400 --> 1:05:18.400
<v Speaker 1>do you guys feel about this? It's it's okay to

1:05:18.400 --> 1:05:20.680
<v Speaker 1>tell me that, Like I'm sucking right now or what?

1:05:20.880 --> 1:05:21.080
<v Speaker 2>What?

1:05:21.080 --> 1:05:23.240
<v Speaker 1>What would you have liked if I have done something differently?

1:05:23.560 --> 1:05:25.439
<v Speaker 1>Because you want to get better, you know, you want

1:05:25.440 --> 1:05:28.640
<v Speaker 1>to create a dope environment because a dope environment yields

1:05:28.640 --> 1:05:31.400
<v Speaker 1>to dope results.

1:05:31.400 --> 1:05:36.040
<v Speaker 4>Excellent. That's probably more than you bargained for. I don't know,

1:05:36.920 --> 1:05:37.560
<v Speaker 4>that was awesome.

1:05:39.000 --> 1:05:42.560
<v Speaker 1>I'm like, I'm like right before, right before we went on,

1:05:42.720 --> 1:05:45.200
<v Speaker 1>like Maddy, I was like, I'm so tired.

1:05:45.760 --> 1:05:49.480
<v Speaker 2>Now I'm like, this is what you do.

1:05:49.600 --> 1:05:51.320
<v Speaker 4>Spread the wisdom.

1:05:53.040 --> 1:05:55.440
<v Speaker 3>Thanks for your questions again, you guys, hit us up

1:05:55.440 --> 1:05:58.600
<v Speaker 3>Brandonbision podcast at gmail dot com with your questions or

1:05:58.720 --> 1:06:02.600
<v Speaker 3>go to Brandnibision dot com. Sorry, Brandimission podcast dot com

1:06:02.920 --> 1:06:05.400
<v Speaker 3>and click ask us anything to send your questions to us.

1:06:05.960 --> 1:06:27.040
<v Speaker 2>Yes, stuck out. So now it's time for a booster,

1:06:27.240 --> 1:06:29.160
<v Speaker 2>have break or a boost to have break?

1:06:30.320 --> 1:06:31.200
<v Speaker 4>Slow jam style?

1:06:31.920 --> 1:06:33.440
<v Speaker 2>What you fin to do? Boost to break?

1:06:33.680 --> 1:06:35.600
<v Speaker 4>I don't know what I should boot. I'm gonna call

1:06:35.640 --> 1:06:36.200
<v Speaker 4>it a boost.

1:06:36.240 --> 1:06:40.160
<v Speaker 3>I'm gonna do a boost for adjusting your tax withholdings,

1:06:40.160 --> 1:06:44.000
<v Speaker 3>which is the single most like I don't know, cringe

1:06:44.040 --> 1:06:46.360
<v Speaker 3>worthy sentence ever, because no one wants to look at

1:06:46.360 --> 1:06:48.919
<v Speaker 3>their withholdings and just the word taxes may people want

1:06:48.920 --> 1:06:52.560
<v Speaker 3>to cringe. However, now that people are getting their tax

1:06:53.040 --> 1:06:55.640
<v Speaker 3>returns filed and they're getting the news on whether they

1:06:55.680 --> 1:06:58.160
<v Speaker 3>owe or are getting a refund, I think it's the

1:06:58.200 --> 1:07:00.520
<v Speaker 3>perfect time for you to look back and see how

1:07:00.520 --> 1:07:03.960
<v Speaker 3>you can adjust your withholdings. For twenty nineteen, I personally

1:07:04.080 --> 1:07:05.840
<v Speaker 3>adjusted mine a little bit. I feel like I've been

1:07:05.880 --> 1:07:08.000
<v Speaker 3>calibrating them over the past couple of years since we

1:07:08.080 --> 1:07:10.320
<v Speaker 3>got married and now we have the house and our

1:07:10.320 --> 1:07:13.120
<v Speaker 3>incomes have been changing. So I went in and actually

1:07:13.160 --> 1:07:16.000
<v Speaker 3>changed my allowances this time around because I haven't. I'm

1:07:16.040 --> 1:07:17.960
<v Speaker 3>trying to get to that place where I don't actually

1:07:17.960 --> 1:07:20.600
<v Speaker 3>get a big refund because in my mind that means

1:07:20.640 --> 1:07:22.840
<v Speaker 3>that I'm not giving the government money throughout the year

1:07:22.840 --> 1:07:25.880
<v Speaker 3>that they don't need. And this year we got. Last

1:07:25.960 --> 1:07:27.440
<v Speaker 3>year we were way out of whack. We owed a

1:07:27.440 --> 1:07:28.000
<v Speaker 3>bunch of money.

1:07:28.080 --> 1:07:29.840
<v Speaker 4>This year we net.

1:07:29.960 --> 1:07:31.960
<v Speaker 3>We came out kind of net a little bit even.

1:07:32.240 --> 1:07:35.360
<v Speaker 3>We ended up owing I think net negative three hundred

1:07:35.400 --> 1:07:38.840
<v Speaker 3>dollars to federal when we took into account our refunt

1:07:38.840 --> 1:07:41.320
<v Speaker 3>from state. So I met with my accountant and I

1:07:41.360 --> 1:07:43.800
<v Speaker 3>was like, how do we get this? How do we

1:07:43.840 --> 1:07:45.560
<v Speaker 3>get to a place where we're just like net zero?

1:07:46.560 --> 1:07:48.920
<v Speaker 3>And he had me, you know, do another tweak to

1:07:48.960 --> 1:07:52.080
<v Speaker 3>my withholdings and it literally took me two seconds in

1:07:52.120 --> 1:07:56.640
<v Speaker 3>my you know, in my employers withholding area, and also

1:07:56.760 --> 1:08:00.400
<v Speaker 3>the IRS has a withholding calculator which is it's actually

1:08:00.400 --> 1:08:03.360
<v Speaker 3>pretty simple to use, considering it to IRS. And I'll

1:08:03.360 --> 1:08:04.920
<v Speaker 3>put a link to it in the show notes. So

1:08:04.960 --> 1:08:08.120
<v Speaker 3>if you're wondering, you know, what should my withholdings be

1:08:08.600 --> 1:08:11.520
<v Speaker 3>based on my current situation. It's a really handy little

1:08:11.520 --> 1:08:14.440
<v Speaker 3>tool to use, and it sometimes is the answer to

1:08:14.520 --> 1:08:17.520
<v Speaker 3>whether you're owing or getting too much of a refund

1:08:17.680 --> 1:08:19.000
<v Speaker 3>to how you actually fix it.

1:08:20.560 --> 1:08:26.040
<v Speaker 1>Yeah, and oh, these taxes, these taxes, right, I'm going

1:08:26.120 --> 1:08:28.400
<v Speaker 1>to do like equal boost and break, so a boost

1:08:28.439 --> 1:08:32.360
<v Speaker 1>to well. Yes, So for those of y'all, like if

1:08:32.400 --> 1:08:34.800
<v Speaker 1>you follow me and then you don't realize that I've

1:08:34.840 --> 1:08:38.160
<v Speaker 1>been relaunching the Literature Academy. I don't know if it's relaunching,

1:08:38.200 --> 1:08:41.479
<v Speaker 1>but we're like the prices of the Academy are going up,

1:08:41.479 --> 1:08:42.760
<v Speaker 1>so by the time you listen to this, it'll be

1:08:42.800 --> 1:08:44.479
<v Speaker 1>too late. But I just want to share, like the

1:08:44.640 --> 1:08:47.599
<v Speaker 1>level of work that it took to let as many

1:08:47.600 --> 1:08:50.600
<v Speaker 1>people know as possible that we're upgrading the Academy and

1:08:50.640 --> 1:08:52.800
<v Speaker 1>as a result, it's going from nine dollars and ninety

1:08:52.840 --> 1:08:54.599
<v Speaker 1>nine tens a month to twenty nine ninety nine a month.

1:08:54.800 --> 1:08:58.800
<v Speaker 2>But I wanted to make sure that anyone that was wanted.

1:08:58.479 --> 1:09:00.920
<v Speaker 1>To lock themselves in it didn't feel cheated, like what

1:09:01.040 --> 1:09:03.439
<v Speaker 1>if I would have only known my team has been

1:09:03.439 --> 1:09:06.160
<v Speaker 1>going so hard. I'm sure you're sick of seeing my

1:09:06.200 --> 1:09:10.240
<v Speaker 1>fac me timeline. But the boost is just like you know, launching,

1:09:10.360 --> 1:09:13.559
<v Speaker 1>and you just learned so much. It's like all things

1:09:13.600 --> 1:09:17.439
<v Speaker 1>business and like a week and a half span, I

1:09:17.479 --> 1:09:20.880
<v Speaker 1>mean everything from marketing to budgets to just it's been

1:09:20.920 --> 1:09:22.000
<v Speaker 1>an amazing experience.

1:09:22.160 --> 1:09:26.120
<v Speaker 2>But I also a break because it is so exhausted.

1:09:26.200 --> 1:09:31.519
<v Speaker 1>We've been working double digit hour days and so today

1:09:31.600 --> 1:09:33.559
<v Speaker 1>is the last day. By the time you listen to this,

1:09:33.600 --> 1:09:35.639
<v Speaker 1>it'll be too late. So I'm not pushing the academy

1:09:36.040 --> 1:09:38.120
<v Speaker 1>because the registration will have been closed.

1:09:38.120 --> 1:09:42.080
<v Speaker 4>But just like, keep that Drake album.

1:09:43.240 --> 1:09:44.040
<v Speaker 2>What's the Drake album?

1:09:44.040 --> 1:09:45.400
<v Speaker 3>I think, isn't it called if you're listening to this,

1:09:45.520 --> 1:09:46.040
<v Speaker 3>it's too late?

1:09:46.360 --> 1:09:50.240
<v Speaker 2>Yeah, something like that. Ah yeah. So so you know,

1:09:50.320 --> 1:09:51.280
<v Speaker 2>like our one of the.

1:09:51.240 --> 1:09:53.000
<v Speaker 1>Things I like to do for the audience is that,

1:09:53.040 --> 1:09:55.679
<v Speaker 1>like I tell them, you know that if you're investing yourself,

1:09:55.840 --> 1:09:59.439
<v Speaker 1>I'm not penalizing you for you know, being loyal. So

1:09:59.640 --> 1:10:01.800
<v Speaker 1>like if if you lock yourself in at ninety nine,

1:10:01.800 --> 1:10:04.800
<v Speaker 1>if you have locked yourself in at nine nine tens

1:10:04.800 --> 1:10:06.920
<v Speaker 1>a month, that's like where you stay for life. And

1:10:07.000 --> 1:10:11.080
<v Speaker 1>so so Tuesday today was the last day to kind

1:10:11.080 --> 1:10:12.560
<v Speaker 1>of lock that in because we tried our best to

1:10:12.600 --> 1:10:14.519
<v Speaker 1>make sure that everyone within the sound of our.

1:10:14.760 --> 1:10:16.000
<v Speaker 2>Digital voice would know.

1:10:16.920 --> 1:10:19.679
<v Speaker 1>But just like I said, the boost is just whoop

1:10:20.120 --> 1:10:23.800
<v Speaker 1>the team and how successful the launch was and letting

1:10:23.800 --> 1:10:25.800
<v Speaker 1>as many people know as possible. And the break is

1:10:25.920 --> 1:10:31.519
<v Speaker 1>child launching is back break like mentally breaking labor.

1:10:31.600 --> 1:10:34.599
<v Speaker 2>It's so there's so many things, maybe everything.

1:10:34.840 --> 1:10:36.960
<v Speaker 1>The day that we opened the doors of the data

1:10:37.000 --> 1:10:39.719
<v Speaker 1>we kind of like launched, that's the day that Facebook

1:10:39.760 --> 1:10:40.519
<v Speaker 1>and Instagram were down.

1:10:40.520 --> 1:10:42.040
<v Speaker 2>The whole day. We were like, oh that's great.

1:10:42.640 --> 1:10:47.640
<v Speaker 1>Oh god, yes, And when I tell you, everything that

1:10:47.640 --> 1:10:50.439
<v Speaker 1>we've used has broken. I was doing this business webinar

1:10:50.479 --> 1:10:52.360
<v Speaker 1>where I was like doing kind of like a sneak

1:10:52.360 --> 1:10:53.720
<v Speaker 1>peek into like this is kind of what you get

1:10:53.720 --> 1:10:56.439
<v Speaker 1>into the academy, and we like broke webinar jam or

1:10:56.479 --> 1:10:59.439
<v Speaker 1>whatever we were using. It just was anything that could

1:10:59.479 --> 1:11:03.160
<v Speaker 1>have broken broke. So it's just been a trial to

1:11:03.200 --> 1:11:05.519
<v Speaker 1>not get discouraged. And I'm just really proud of my team.

1:11:05.560 --> 1:11:11.000
<v Speaker 1>They are amazing, Like everyone is deserving.

1:11:10.560 --> 1:11:13.080
<v Speaker 2>Of like you know, just like a bonus rage or

1:11:13.120 --> 1:11:13.920
<v Speaker 2>something like that, you know.

1:11:15.160 --> 1:11:18.120
<v Speaker 1>And so yeah, just I cannot wait to take my

1:11:18.120 --> 1:11:20.240
<v Speaker 1>two weeks of like USA, I see now why Carlos,

1:11:20.280 --> 1:11:23.760
<v Speaker 1>my accountant, after February fourteenth, he always takes like the

1:11:23.800 --> 1:11:25.799
<v Speaker 1>next two weeks off because he's like leave me alone,

1:11:26.479 --> 1:11:28.840
<v Speaker 1>like once I do your taxes, and so I feel

1:11:28.880 --> 1:11:30.800
<v Speaker 1>like this is my tax season that you know, once

1:11:30.840 --> 1:11:32.960
<v Speaker 1>the launch is done, I'm like everyone leave me alone.

1:11:33.000 --> 1:11:36.360
<v Speaker 1>I just want to like lay quietly someplace and just

1:11:36.439 --> 1:11:37.160
<v Speaker 1>like Usa.

1:11:37.240 --> 1:11:39.160
<v Speaker 2>So that's it for me.

1:11:39.680 --> 1:11:45.480
<v Speaker 3>Who sah, it's like champ yess.

1:11:46.200 --> 1:11:48.839
<v Speaker 2>You know, Michael Jackson stole that mama saying Mama Sama makusa.

1:11:49.280 --> 1:11:51.280
<v Speaker 3>I mean I didn't think he made it up. Isn't

1:11:51.280 --> 1:11:53.320
<v Speaker 3>that some sort of African language?

1:11:54.200 --> 1:11:54.280
<v Speaker 2>No?

1:11:54.560 --> 1:11:57.000
<v Speaker 1>I think it was like a singer or something like

1:11:57.000 --> 1:11:58.519
<v Speaker 1>that had it. Like I was listening to this other

1:11:58.520 --> 1:12:01.680
<v Speaker 1>podcast and they were talking about IP intellectual property and

1:12:01.680 --> 1:12:03.880
<v Speaker 1>all that kind of stuff, and it was like some

1:12:03.960 --> 1:12:06.880
<v Speaker 1>other musician. But you know, Michael Jackson was like, Michael Jackson,

1:12:06.880 --> 1:12:08.200
<v Speaker 1>what are they gonna do? Well, they sued him and

1:12:08.240 --> 1:12:09.080
<v Speaker 1>they successfully won.

1:12:09.680 --> 1:12:11.320
<v Speaker 2>Yeah, that's that's just a little We.

1:12:11.520 --> 1:12:13.960
<v Speaker 4>Don't want to end the show on the Michael Jackson past,

1:12:14.040 --> 1:12:15.720
<v Speaker 4>do we, because.

1:12:17.560 --> 1:12:20.200
<v Speaker 2>Thinking about the other I was just thinking of but.

1:12:20.240 --> 1:12:26.160
<v Speaker 3>Like everyone probably is now, just think about Mama, don't

1:12:26.200 --> 1:12:26.800
<v Speaker 3>think about the other.

1:12:26.840 --> 1:12:27.080
<v Speaker 2>Stop.

1:12:27.240 --> 1:12:29.000
<v Speaker 3>I don't know if we're allowed to say that anymore,

1:12:29.040 --> 1:12:33.000
<v Speaker 3>No kidding.

1:12:31.720 --> 1:12:33.679
<v Speaker 1>But yes, I'm gonna miss you guys. I mean, obviously

1:12:33.680 --> 1:12:36.160
<v Speaker 1>I'm gonna be tuning in. I'll have one without me.

1:12:37.360 --> 1:12:40.280
<v Speaker 3>We'll miss you, but I'm happy for you and you know,

1:12:40.520 --> 1:12:43.840
<v Speaker 3>all of the relaxation. I hope that you actually relax so,

1:12:44.040 --> 1:12:45.920
<v Speaker 3>I know, because otherwise, why are you leaving us for

1:12:46.000 --> 1:12:47.320
<v Speaker 3>if you're not gonna actually relax.

1:12:47.880 --> 1:12:50.800
<v Speaker 1>I have been on the show a social media break too.

1:12:50.800 --> 1:12:52.200
<v Speaker 1>I'm gonna try to take a social media.

1:12:52.040 --> 1:12:52.960
<v Speaker 4>I don't want to hear from you.

1:12:52.960 --> 1:12:56.320
<v Speaker 3>I don't want to see the Instagram ads.

1:12:55.240 --> 1:12:57.400
<v Speaker 2>Well, here's the thing.

1:12:57.400 --> 1:12:59.800
<v Speaker 1>I do have a team, so you'll likely see like,

1:13:00.200 --> 1:13:04.360
<v Speaker 1>got me here, hey, Sylvia. That's like the social media

1:13:04.400 --> 1:13:06.920
<v Speaker 1>posting team. So if you see that, you know, you

1:13:07.000 --> 1:13:09.360
<v Speaker 1>might see them doing that. But as far as me personally,

1:13:09.400 --> 1:13:10.880
<v Speaker 1>I'm really going to try to take a social media

1:13:10.880 --> 1:13:13.000
<v Speaker 1>break so it won't be like because usually I do a.

1:13:13.000 --> 1:13:14.280
<v Speaker 2>Lot of my social media myself.

1:13:14.280 --> 1:13:16.599
<v Speaker 1>But yeah, I'm gonna take a break from that because

1:13:16.600 --> 1:13:19.759
<v Speaker 1>the system needs like more naps in her life.

1:13:20.080 --> 1:13:22.360
<v Speaker 3>Yes, and then I like you just started thinking about

1:13:22.360 --> 1:13:24.640
<v Speaker 3>what you'll do in August when I'm also away for

1:13:24.720 --> 1:13:28.000
<v Speaker 3>two weeks, because that is my life goal for this

1:13:28.080 --> 1:13:30.920
<v Speaker 3>year is to not be here when everyone else is

1:13:30.960 --> 1:13:32.080
<v Speaker 3>gone in August.

1:13:32.680 --> 1:13:36.200
<v Speaker 4>Oh all right, well, enjoy your break. Thank you guys

1:13:36.240 --> 1:13:36.719
<v Speaker 4>for listening.

1:13:36.760 --> 1:13:39.880
<v Speaker 3>I'm back next week with Lynette CALIFORNI Cox, ask the

1:13:39.920 --> 1:13:43.120
<v Speaker 3>money coach, send us your question, send questions for Lynette.

1:13:43.120 --> 1:13:44.720
<v Speaker 3>I got to keep her busy. And then the week

1:13:44.760 --> 1:13:46.840
<v Speaker 3>after that we'll have Sandy Smith from Yes I Am Cheap.

1:13:46.880 --> 1:13:48.880
<v Speaker 3>It's gonna be a fun couple of weeks, y'all.

1:13:49.880 --> 1:13:50.519
<v Speaker 2>Yes, indeed,