1 00:00:00,040 --> 00:00:02,480 Speaker 1: I lost eight hundred thousand dollars gambling, and I don't 2 00:00:02,520 --> 00:00:04,400 Speaker 1: know how to tell my family. What should I do? 3 00:00:04,640 --> 00:00:07,720 Speaker 1: This is okay, Op, we tell the craziest stories on 4 00:00:07,880 --> 00:00:12,320 Speaker 1: planet Earth. I'm Sam and John Carrie. Should Op keep gambling? 5 00:00:12,440 --> 00:00:15,680 Speaker 1: Bro keep rolling it? Yeah, keeps lost unless you stop 6 00:00:15,760 --> 00:00:16,360 Speaker 1: double down. 7 00:00:16,480 --> 00:00:18,639 Speaker 2: It's that one quote from that show The Office. You 8 00:00:18,680 --> 00:00:20,760 Speaker 2: never know unless you. 9 00:00:20,480 --> 00:00:32,600 Speaker 1: Take all the shots. Michael Scott, Wayne. 10 00:00:29,880 --> 00:00:31,160 Speaker 2: I totally lost. 11 00:00:31,360 --> 00:00:33,360 Speaker 3: This is why this is why we assist we are 12 00:00:33,520 --> 00:00:34,720 Speaker 3: sisters on this podcast. 13 00:00:34,800 --> 00:00:40,600 Speaker 1: Sister that the sisters. Yes, sisters, Great, it's a cute podcast. Well, 14 00:00:40,800 --> 00:00:45,760 Speaker 1: so we think Op should keep gambling? Is financial advice? 15 00:00:45,800 --> 00:00:48,760 Speaker 1: Double nothing? But John Carrie what way to find out? 16 00:00:49,080 --> 00:00:55,440 Speaker 1: Still okay? So my professional five three five seven says, 17 00:00:55,760 --> 00:00:58,960 Speaker 1: this is the first title of the story. I lost 18 00:00:58,960 --> 00:01:01,240 Speaker 1: one hundred thousand dollar dollars in four weeks and this 19 00:01:01,280 --> 00:01:05,240 Speaker 1: is on November seventeenth, twenty twenty one. Need advice? Oh yeah, 20 00:01:05,280 --> 00:01:07,839 Speaker 1: you do. I'm thirty six and not in debt other 21 00:01:07,880 --> 00:01:10,000 Speaker 1: than a mortgage. I have an eight month old daughter, 22 00:01:10,120 --> 00:01:13,399 Speaker 1: and I'm scared to death. I've been gambling somewhat randomly 23 00:01:13,440 --> 00:01:17,759 Speaker 1: since college. I'm well over three hundred thousand dollars now 24 00:01:17,840 --> 00:01:20,680 Speaker 1: in losses, most of which most of which which was 25 00:01:20,880 --> 00:01:24,000 Speaker 1: my money, and now one hundred thousand dollars just in 26 00:01:24,040 --> 00:01:26,440 Speaker 1: the last four weeks. So he lost another one hundred 27 00:01:26,440 --> 00:01:27,560 Speaker 1: thousand dollars in last four weeks. 28 00:01:28,560 --> 00:01:30,640 Speaker 2: I just need to know, like, what specifically is he 29 00:01:30,720 --> 00:01:32,560 Speaker 2: doing to lose that much money? Like, is it like 30 00:01:32,760 --> 00:01:35,759 Speaker 2: big numbers roll like high roller stuff for. 31 00:01:35,880 --> 00:01:37,959 Speaker 1: Like, I mean it could be Wall Street. That's kind 32 00:01:37,959 --> 00:01:41,120 Speaker 1: of shit, that's true, but you wouldn't call that gambling. 33 00:01:41,240 --> 00:01:45,319 Speaker 3: I mean, what kind of Yeah, if you're yoloing into dogecoin, 34 00:01:45,480 --> 00:01:48,560 Speaker 3: is that gambling? I mean they're going to long term 35 00:01:48,560 --> 00:01:51,840 Speaker 3: investing totally. 36 00:01:51,960 --> 00:01:54,560 Speaker 1: I went back, so I'm well over three hundred thousand 37 00:01:54,560 --> 00:01:56,200 Speaker 1: dollars in losses, most of which is my money, and 38 00:01:56,200 --> 00:01:57,880 Speaker 1: now one hundred k in the last four weeks. And 39 00:01:57,960 --> 00:02:00,720 Speaker 1: every time I went back it was to recover from 40 00:02:00,760 --> 00:02:04,000 Speaker 1: the day before, but the numbers just kept adding up. 41 00:02:04,160 --> 00:02:08,840 Speaker 1: My wife doesn't know a thing. Oh no, the money 42 00:02:08,919 --> 00:02:11,600 Speaker 1: is mine, one hundred thousand dollars, gifted by my dad, 43 00:02:11,680 --> 00:02:15,040 Speaker 1: who is completely against even wasting a dollar, and who 44 00:02:15,080 --> 00:02:17,880 Speaker 1: put his trust in me to use it wisely for 45 00:02:18,000 --> 00:02:21,600 Speaker 1: the family success. Slash paying down a marriage. Oh my god. 46 00:02:21,680 --> 00:02:24,840 Speaker 1: Oh no, I'm a terrible son. I feel shame. And 47 00:02:24,919 --> 00:02:27,080 Speaker 1: we got to even look him in the eye knowing 48 00:02:27,120 --> 00:02:29,160 Speaker 1: what I've done in a matter of weeks that took 49 00:02:29,240 --> 00:02:32,960 Speaker 1: him many years to make. Dude, man really yellowed it. 50 00:02:33,160 --> 00:02:37,880 Speaker 1: He is down bad, emphasis on the down bad. 51 00:02:37,800 --> 00:02:42,240 Speaker 2: Like the epitome of being financially financially is. 52 00:02:42,520 --> 00:02:44,680 Speaker 1: He is in the dumpster fire and he is burning 53 00:02:44,720 --> 00:02:47,680 Speaker 1: himself alive in that dumpster. No, I still feel I 54 00:02:47,680 --> 00:02:50,359 Speaker 1: need to go back to get it back. Oh, we 55 00:02:50,360 --> 00:02:54,360 Speaker 1: were very much joking in the beginning. Please stop. Please, 56 00:02:55,000 --> 00:02:59,920 Speaker 1: he's one trade away or one one black jack turn 57 00:03:00,120 --> 00:03:03,200 Speaker 1: of a card away from winning it all back. He's 58 00:03:03,200 --> 00:03:05,360 Speaker 1: crapping in the crapshoot. Dude, you know you only have 59 00:03:06,080 --> 00:03:10,000 Speaker 1: to get like twenty four twenty four reds, you know, 60 00:03:10,080 --> 00:03:12,960 Speaker 1: like like on the roulette machine. Yeah, you only have 61 00:03:13,000 --> 00:03:15,239 Speaker 1: to do that twenty four times and double your money 62 00:03:15,280 --> 00:03:17,680 Speaker 1: twenty four times become a billionaire. See, there's actually don't 63 00:03:17,720 --> 00:03:19,440 Speaker 1: know if that's true. There's only one problem. What I'm 64 00:03:19,440 --> 00:03:20,560 Speaker 1: stupid and don't understand. 65 00:03:21,680 --> 00:03:22,680 Speaker 2: No, that's so real. 66 00:03:23,120 --> 00:03:25,200 Speaker 1: I think I think that's the only problem. I think 67 00:03:25,520 --> 00:03:28,400 Speaker 1: if you were smart you would just know gamble until 68 00:03:28,960 --> 00:03:30,679 Speaker 1: I'm a billionaire. Exactly done. 69 00:03:30,840 --> 00:03:34,840 Speaker 2: Oh no, I've got a horrible confession to make after 70 00:03:34,880 --> 00:03:35,400 Speaker 2: this though. 71 00:03:39,760 --> 00:03:42,920 Speaker 1: All right, well, there is not ready for our new segments. 72 00:03:43,280 --> 00:03:45,000 Speaker 1: I still feel it need to go back to get 73 00:03:45,000 --> 00:03:48,280 Speaker 1: it back. My wife doesn't know yet key word yet. 74 00:03:48,640 --> 00:03:51,400 Speaker 1: It'll be very ugly convo when she finds out, maybe 75 00:03:51,440 --> 00:03:54,080 Speaker 1: even walk out on me. Who knows that kind of 76 00:03:54,120 --> 00:03:57,000 Speaker 1: money isn't easy to hide? Right, I feel the press broken, 77 00:03:57,080 --> 00:03:59,640 Speaker 1: a failure. I just want this one hundred thousand dollars back. 78 00:03:59,760 --> 00:04:02,480 Speaker 1: It's too much to lose. Ten thousand dollars loss turned 79 00:04:02,520 --> 00:04:05,360 Speaker 1: into fifteen thousand, then another seventy five hundred, and it 80 00:04:05,440 --> 00:04:08,280 Speaker 1: just went down from there, lost all twenty two thousand, 81 00:04:08,320 --> 00:04:11,080 Speaker 1: five hundred and kept going back, losing ten to fifteen 82 00:04:11,160 --> 00:04:13,680 Speaker 1: k per day at times. What should I do? Should 83 00:04:13,720 --> 00:04:15,720 Speaker 1: I talk to my wife? She will lose it, and 84 00:04:15,760 --> 00:04:18,279 Speaker 1: if my dad finds out, I'm afraid he won't be 85 00:04:18,320 --> 00:04:20,279 Speaker 1: able to take it, and I'll be the reason for 86 00:04:20,320 --> 00:04:23,520 Speaker 1: what happens to him. I'm such a bad son. And 87 00:04:23,920 --> 00:04:26,400 Speaker 1: there is an update? But what do you think should 88 00:04:26,480 --> 00:04:29,560 Speaker 1: op tell his wife and his father? My heart hurts? 89 00:04:29,640 --> 00:04:32,640 Speaker 3: Okay, at this point, he's three thousand, four hundred thousand, 90 00:04:32,640 --> 00:04:34,320 Speaker 3: what's the total three hundred thousands. 91 00:04:34,960 --> 00:04:37,080 Speaker 1: He's lost an additional one hundred thousand h in the 92 00:04:37,160 --> 00:04:39,200 Speaker 1: last four weeks, and it all start. 93 00:04:39,279 --> 00:04:42,640 Speaker 3: It started from his original one hundred k, because in 94 00:04:42,680 --> 00:04:44,800 Speaker 3: my mind, I'm like, if it was losing the whole 95 00:04:44,920 --> 00:04:47,760 Speaker 3: hundred k, while that is terrible, at least he's not 96 00:04:48,000 --> 00:04:50,360 Speaker 3: like in debt basically, like he's back down to zero. 97 00:04:50,560 --> 00:04:52,760 Speaker 3: So that to me is like, you know, go be honest, 98 00:04:52,760 --> 00:04:56,800 Speaker 3: and ultimately there's not harm in the sense of like 99 00:04:57,040 --> 00:04:59,640 Speaker 3: losing or having to pay more than what they have 100 00:04:59,760 --> 00:05:00,359 Speaker 3: right now, not. 101 00:05:00,360 --> 00:05:02,400 Speaker 1: Three hundred thousand dollars that it says he's three hundred 102 00:05:02,400 --> 00:05:05,320 Speaker 1: thousand dollars in debt right now, and that's like from 103 00:05:05,320 --> 00:05:07,479 Speaker 1: his own money, and then his dad gave him like, son, 104 00:05:07,640 --> 00:05:10,599 Speaker 1: here's one hundred thousand dollars, you know, buy that house 105 00:05:10,640 --> 00:05:12,920 Speaker 1: you've always wanted. And then he's like all on red. 106 00:05:13,160 --> 00:05:16,240 Speaker 2: I just can't, like maybe in respect transparently, I'm not 107 00:05:16,279 --> 00:05:18,960 Speaker 2: at that level. I just can't fathom being three hundred 108 00:05:19,040 --> 00:05:21,039 Speaker 2: thousand dollars in debt, Like I'm in like like a 109 00:05:21,080 --> 00:05:23,560 Speaker 2: little bit of debt and I'm already stressed about it, 110 00:05:23,600 --> 00:05:27,320 Speaker 2: so to imagine that like quantifiable number is just so 111 00:05:27,839 --> 00:05:29,800 Speaker 2: it's I don't even know what to say, Like that's 112 00:05:29,839 --> 00:05:30,599 Speaker 2: I don't even know. 113 00:05:30,640 --> 00:05:35,920 Speaker 1: What I do interest in crazy, it's fat as fuck. 114 00:05:36,040 --> 00:05:38,400 Speaker 1: I didn't even think about that lane. He's on you 115 00:05:38,440 --> 00:05:38,960 Speaker 1: every month. 116 00:05:39,160 --> 00:05:40,840 Speaker 3: I mean, I feel like the first thing he should 117 00:05:40,880 --> 00:05:42,840 Speaker 3: do is go to the wife and just be honest. 118 00:05:42,960 --> 00:05:46,040 Speaker 3: Yeah right, I mean, like what else other than yolo? 119 00:05:45,839 --> 00:05:49,640 Speaker 2: And I mean realistically, I don't know. I mean, even 120 00:05:49,720 --> 00:05:51,840 Speaker 2: if he went to his wife, which I encourage him 121 00:05:51,880 --> 00:05:54,040 Speaker 2: to do, his life is effectively over. 122 00:05:55,000 --> 00:05:56,440 Speaker 1: I mean, I don't know. How do you get what 123 00:05:56,440 --> 00:05:58,320 Speaker 1: do you break up with your partner if you found 124 00:05:58,320 --> 00:06:00,599 Speaker 1: out they lost all of your money and three hundred 125 00:06:00,600 --> 00:06:01,800 Speaker 1: thousand dollars in that that. 126 00:06:01,880 --> 00:06:05,039 Speaker 2: Is such a tough question. It's bad, right, I mean, 127 00:06:05,200 --> 00:06:07,560 Speaker 2: like the fact that they are hiding it from me, 128 00:06:07,880 --> 00:06:11,640 Speaker 2: it's grounds for breakup because if you're having issues and 129 00:06:11,720 --> 00:06:14,560 Speaker 2: you're you're gambling, I'd probably at some point be like, hey, 130 00:06:14,640 --> 00:06:17,239 Speaker 2: like let's discuss this, let's work through this. Three hundred 131 00:06:17,279 --> 00:06:18,520 Speaker 2: thousand dollars is like not. 132 00:06:18,640 --> 00:06:20,760 Speaker 1: Now it affects you, Yeah, because that's the marriage. You 133 00:06:20,800 --> 00:06:23,239 Speaker 1: can get divorced. You're getting half that shit. I forgot 134 00:06:23,279 --> 00:06:25,400 Speaker 1: about that. They're married, probably, I think so. 135 00:06:25,960 --> 00:06:29,240 Speaker 2: If they have joint assets or like a joint finance account. 136 00:06:29,040 --> 00:06:32,640 Speaker 1: Oh we get call Brad Sandler the divorce Lawyer. And also, 137 00:06:32,800 --> 00:06:35,000 Speaker 1: just as a precursor, Please note that the content of 138 00:06:35,000 --> 00:06:37,440 Speaker 1: this podcast is for informational purposes only and does not 139 00:06:37,480 --> 00:06:40,280 Speaker 1: constitute legal advice. No attorney client relationship is formed by 140 00:06:40,279 --> 00:06:42,559 Speaker 1: listening to this podcast, and should consult your own lawyer 141 00:06:42,560 --> 00:06:44,640 Speaker 1: for personal legal advice. And with that, let's call Brad. 142 00:06:46,080 --> 00:06:46,520 Speaker 2: Love that. 143 00:06:48,839 --> 00:06:52,000 Speaker 1: I love it, Brad the divorce lawyer. I have a 144 00:06:52,040 --> 00:06:54,479 Speaker 1: question for you. I can't do it right now. No, 145 00:06:55,839 --> 00:06:58,360 Speaker 1: I'm walking into a meeting that starts in two minutes. 146 00:06:58,400 --> 00:07:00,520 Speaker 1: I can't do it. What if it was I guess? 147 00:07:00,560 --> 00:07:02,440 Speaker 1: Or no? What was that I guess? Or no? In 148 00:07:02,520 --> 00:07:04,600 Speaker 1: thirty seconds? I can't even do it. I got to 149 00:07:04,640 --> 00:07:08,279 Speaker 1: walk in here somewhere right now. Oh dang, all right, Brad. 150 00:07:08,400 --> 00:07:12,480 Speaker 1: No worries, Sorry, everybody, no worries. Okay, talk soon, damn 151 00:07:13,800 --> 00:07:19,679 Speaker 1: whistlerfore this would be that was that was perfect? Yeah 152 00:07:19,920 --> 00:07:22,200 Speaker 1: we called him like literally five minutes before. I probably 153 00:07:22,200 --> 00:07:25,120 Speaker 1: would have been fine. Yeah, Yeah, we have a divorced lawyer. Yeah, 154 00:07:25,800 --> 00:07:28,880 Speaker 1: we're a big time Now. Now onto the juicy update, 155 00:07:28,960 --> 00:07:31,200 Speaker 1: let's do it. So this is December twenty fourth, twenty 156 00:07:31,240 --> 00:07:33,080 Speaker 1: twenty one, so this is like a month later, and 157 00:07:33,120 --> 00:07:36,360 Speaker 1: the title of this update is rock Bottom, painful, truth 158 00:07:36,400 --> 00:07:39,520 Speaker 1: and Unsure what the future holds. Hey guys, thirty six 159 00:07:39,600 --> 00:07:41,960 Speaker 1: mail and I've posted quite a bit, so in response 160 00:07:42,000 --> 00:07:44,680 Speaker 1: to my first post, I say this. Listen to every 161 00:07:44,720 --> 00:07:47,560 Speaker 1: word people say here. Something took over me. I can't 162 00:07:47,600 --> 00:07:51,160 Speaker 1: explain it because I don't know myself what the f happened. 163 00:07:51,360 --> 00:07:54,120 Speaker 1: Losing money is evil. It'll make you do things out 164 00:07:54,160 --> 00:07:57,000 Speaker 1: of control. The fight to recover losses kept turning into 165 00:07:57,040 --> 00:07:59,640 Speaker 1: a losing battle over and over again. So here I 166 00:07:59,680 --> 00:08:03,080 Speaker 1: am rock bottom. And just two months I've lost everything 167 00:08:03,120 --> 00:08:05,400 Speaker 1: in my bank account one hundred seventy thousand dollars and 168 00:08:05,480 --> 00:08:07,920 Speaker 1: also took out ten k from credit card and another 169 00:08:07,960 --> 00:08:10,560 Speaker 1: ten k from personal line of credit. So I'm officially 170 00:08:10,720 --> 00:08:13,400 Speaker 1: in a gambling debt of twenty thousand dollars. Now there's 171 00:08:13,440 --> 00:08:16,080 Speaker 1: a total of one hundred and ninety thousand dollars and 172 00:08:16,120 --> 00:08:18,800 Speaker 1: it's a harsh reality. What does it feel like? Butterflies 173 00:08:18,840 --> 00:08:21,760 Speaker 1: in the stomach. The earth just slipped from under your feet, 174 00:08:21,800 --> 00:08:24,240 Speaker 1: and you feel light, but there's weight pushing you down. 175 00:08:24,280 --> 00:08:27,360 Speaker 1: Disbelief because the gambling mind cannot accept what happened. But 176 00:08:27,400 --> 00:08:30,440 Speaker 1: then reality kicks in because the bank is proof. Shame, 177 00:08:30,520 --> 00:08:33,760 Speaker 1: discuss suicidal thoughts, frowned but pretending to smile. Life doesn't 178 00:08:33,760 --> 00:08:36,160 Speaker 1: know yet still of my situation. So I'm lying to 179 00:08:36,200 --> 00:08:38,680 Speaker 1: my partner always a bad thing, nine month old daughter 180 00:08:38,760 --> 00:08:41,520 Speaker 1: who I know. I now feel like I've ruined a 181 00:08:41,559 --> 00:08:44,720 Speaker 1: comfortable life for alongside my wife. I first posted at 182 00:08:44,720 --> 00:08:47,840 Speaker 1: one hundred thousand dollars loss. Everyone said, stop, stay clean, 183 00:08:47,920 --> 00:08:50,040 Speaker 1: tell the truth doesn't get better. I continued to go 184 00:08:50,160 --> 00:08:53,480 Speaker 1: back over and over because I could not accept bottom line. 185 00:08:53,559 --> 00:08:56,120 Speaker 1: Accept it now, or you're going to be where I 186 00:08:56,200 --> 00:09:00,520 Speaker 1: am now, over five hundred thousand dollars in losses, out 187 00:09:00,520 --> 00:09:03,520 Speaker 1: of which one hundred and ninety thousand is very recent. 188 00:09:03,840 --> 00:09:06,840 Speaker 1: This is the end reality. It feels a lot worse 189 00:09:06,960 --> 00:09:08,680 Speaker 1: than when you win a single bet. 190 00:09:08,800 --> 00:09:11,760 Speaker 2: This is just sad, guys, This is just so sad. 191 00:09:12,440 --> 00:09:15,480 Speaker 1: And there's another update, another one from a month later. 192 00:09:15,679 --> 00:09:18,880 Speaker 1: Oh my god, not the next month. Maybe he'll hit 193 00:09:18,920 --> 00:09:19,600 Speaker 1: a winning streak. 194 00:09:20,400 --> 00:09:26,000 Speaker 4: Oh no, no, no, I can already read the comments 195 00:09:26,000 --> 00:09:28,240 Speaker 4: and they're just like, don't make fun of people with 196 00:09:28,320 --> 00:09:29,320 Speaker 4: gambling addictions. 197 00:09:30,000 --> 00:09:32,800 Speaker 1: We're sorry, We're trying to lighten the mood on something 198 00:09:32,960 --> 00:09:35,280 Speaker 1: very serious. If you have a gambling addiction. 199 00:09:35,040 --> 00:09:38,200 Speaker 3: You should definitely seek professional health. Yeah, there's like gambling 200 00:09:38,240 --> 00:09:39,080 Speaker 3: lines or something. 201 00:09:39,480 --> 00:09:40,520 Speaker 1: Yeah, they do. 202 00:09:40,520 --> 00:09:41,680 Speaker 2: Do you have gambling lines? 203 00:09:41,880 --> 00:09:44,360 Speaker 1: If you want gambling help, call White eight hundred six 204 00:09:44,360 --> 00:09:47,160 Speaker 1: six to two four three five seven. But let's get 205 00:09:47,200 --> 00:09:49,840 Speaker 1: back into this harsh reality. Struggling to forget and a 206 00:09:49,880 --> 00:09:52,640 Speaker 1: complete wreck. January fifth, twenty twenty two, So that's a 207 00:09:52,679 --> 00:09:56,440 Speaker 1: month later update from previous post. Life feels very depressing. 208 00:09:56,600 --> 00:09:58,520 Speaker 1: I love playing with my daughter, and every time I 209 00:09:58,559 --> 00:10:01,120 Speaker 1: look at her, the thought cross my mind. Why did 210 00:10:01,160 --> 00:10:03,320 Speaker 1: I blow my money at the casino where I should 211 00:10:03,360 --> 00:10:06,040 Speaker 1: have used it for her future? A college, car, real 212 00:10:06,120 --> 00:10:08,920 Speaker 1: estate necessities, and the list goes on. Have not told 213 00:10:08,920 --> 00:10:12,760 Speaker 1: the wife yet three months in three months in nor 214 00:10:12,840 --> 00:10:15,080 Speaker 1: has she poked into the bank account that would show 215 00:10:15,200 --> 00:10:17,760 Speaker 1: nothing but withdrawls in the thousands for the last two 216 00:10:17,760 --> 00:10:18,440 Speaker 1: and a half months. 217 00:10:18,480 --> 00:10:22,120 Speaker 2: Okay, like he's at fault. This person is at fault. 218 00:10:22,400 --> 00:10:24,720 Speaker 2: But if this is a joint account, which it sounds 219 00:10:24,720 --> 00:10:27,679 Speaker 2: like she could see how has she not seen it yet? 220 00:10:27,720 --> 00:10:29,959 Speaker 2: And I'm not trying to put the blame on anyone, 221 00:10:30,160 --> 00:10:30,800 Speaker 2: just saying. 222 00:10:30,520 --> 00:10:32,800 Speaker 1: Like maybe she just doesn't handle the finances, Like maybe 223 00:10:32,840 --> 00:10:35,000 Speaker 1: he's the one who handles the finances, which is a mistake. 224 00:10:35,120 --> 00:10:38,600 Speaker 3: But yeah, totally, it's wild that she hasn't checked two 225 00:10:38,600 --> 00:10:39,320 Speaker 3: and a half months. 226 00:10:39,880 --> 00:10:42,000 Speaker 2: At the same time, it's like, have you not tried. 227 00:10:41,760 --> 00:10:43,920 Speaker 1: To buy anything? Ye? Wouldn't your cards get the climbed 228 00:10:44,040 --> 00:10:44,600 Speaker 1: credit card? 229 00:10:44,600 --> 00:10:46,960 Speaker 2: Probably she's probably on a credit card of some sort 230 00:10:46,960 --> 00:10:47,280 Speaker 2: of money. 231 00:10:47,400 --> 00:10:49,000 Speaker 1: Maybe she has a gambling addiction. 232 00:10:51,480 --> 00:10:53,480 Speaker 2: But like the question is like, how do you sleep 233 00:10:53,520 --> 00:10:56,880 Speaker 2: at night with like that much stress just compounding you? 234 00:10:57,080 --> 00:11:00,880 Speaker 1: Sounds like he's not Yeah, sounds like it's pretty bad. Yeah, 235 00:11:00,920 --> 00:11:03,240 Speaker 1: but shall we get into the rest of this update? Yes, 236 00:11:03,640 --> 00:11:06,559 Speaker 1: losing strength. Stress is killing me because I picked up 237 00:11:06,640 --> 00:11:09,640 Speaker 1: debt to gamble and lost everything. Casinos are temporarily shut 238 00:11:09,640 --> 00:11:12,360 Speaker 1: down effective today, so good that I can't go to relapse. 239 00:11:12,480 --> 00:11:13,959 Speaker 1: But there's the internet, Dude, I. 240 00:11:14,080 --> 00:11:17,199 Speaker 2: Shouldn't tell you that, certainly not. 241 00:11:17,520 --> 00:11:19,480 Speaker 1: I need to tell the wife. Don't have the courage 242 00:11:19,480 --> 00:11:21,439 Speaker 1: because I can't explain how I didn't learn a lesson 243 00:11:21,480 --> 00:11:24,400 Speaker 1: but ended up losing two hundred thousand dollars, So again 244 00:11:24,559 --> 00:11:26,520 Speaker 1: like he is two hundred thousand dollars in debt but 245 00:11:26,600 --> 00:11:28,640 Speaker 1: has lost like money that I have saved as well. 246 00:11:28,880 --> 00:11:30,720 Speaker 1: I don't know if you will understand. And I'm also 247 00:11:30,800 --> 00:11:33,840 Speaker 1: afraid of the shame this brings once everyone in the 248 00:11:33,880 --> 00:11:36,680 Speaker 1: family finds out. Killed my self esteem. I'm a wreck 249 00:11:36,840 --> 00:11:39,800 Speaker 1: and stressed to no end. To those reading this, stay strong, 250 00:11:39,920 --> 00:11:43,560 Speaker 1: Let's get rid of this horrible demon. And there is 251 00:11:43,640 --> 00:11:48,280 Speaker 1: another update February thirteenth, twenty twenty two, and it gets worse. 252 00:11:48,440 --> 00:11:50,840 Speaker 1: But any advice that we could like what do you do? 253 00:11:51,080 --> 00:11:53,920 Speaker 3: I mean number one, like we already said, definitely, like 254 00:11:54,080 --> 00:11:57,440 Speaker 3: reaching out hotline, talk to a professional. Those are all 255 00:11:57,520 --> 00:12:00,880 Speaker 3: things that I think could could help to get good 256 00:12:00,920 --> 00:12:02,960 Speaker 3: advice that people who have been through this. But yeah, 257 00:12:02,960 --> 00:12:05,640 Speaker 3: at this point, I don't see any other way out 258 00:12:05,679 --> 00:12:06,560 Speaker 3: than being honest. 259 00:12:06,559 --> 00:12:10,440 Speaker 2: I mean, the other thing is you can acknowledge. There's 260 00:12:10,480 --> 00:12:14,000 Speaker 2: a difference between acknowledging and knowing that you've done something wrong. 261 00:12:14,120 --> 00:12:16,719 Speaker 2: There's a difference between doing something about it. He's been 262 00:12:16,760 --> 00:12:20,600 Speaker 2: posting about it on Reddit, which yeah, he recognizes the issue, 263 00:12:20,679 --> 00:12:23,440 Speaker 2: which is one, but he's not stopping himself, which is 264 00:12:23,480 --> 00:12:25,800 Speaker 2: hard to tell someone with an addiction to do, but 265 00:12:26,200 --> 00:12:29,320 Speaker 2: it is so it's such a difficult issue to walk 266 00:12:29,360 --> 00:12:31,960 Speaker 2: through because you can tell this guy's actually going through it. 267 00:12:32,000 --> 00:12:35,640 Speaker 2: This is such, this is raw, a deep, deeply rooted issue, 268 00:12:35,880 --> 00:12:38,560 Speaker 2: must have stemmed from something in the past. So this 269 00:12:38,679 --> 00:12:41,280 Speaker 2: is like beyond my purview of like, oh my god, 270 00:12:41,400 --> 00:12:43,520 Speaker 2: I have some advice, Like this is like he needs 271 00:12:43,760 --> 00:12:45,679 Speaker 2: I don't know, like he needs someone to stop him. 272 00:12:45,720 --> 00:12:46,640 Speaker 2: He needs to stop himself. 273 00:12:46,720 --> 00:12:48,439 Speaker 1: Yeah, I have a question for you guys, And it's 274 00:12:48,520 --> 00:12:51,000 Speaker 1: kind of like related to just the idea of like 275 00:12:51,080 --> 00:12:54,200 Speaker 1: posting stuff on Reddit. Sure do you think you're like 276 00:12:54,240 --> 00:12:56,200 Speaker 1: you know how like they tell you when you have 277 00:12:56,280 --> 00:12:59,160 Speaker 1: a goal, don't tell people about it because it gives 278 00:12:59,160 --> 00:13:02,320 Speaker 1: you like similar DoPT mean to actually accomplishing the goal. 279 00:13:02,360 --> 00:13:05,320 Speaker 1: There's like there's that idea kind of like that in 280 00:13:05,360 --> 00:13:08,560 Speaker 1: like positive psychology. I wonder if it's like the confessional 281 00:13:08,640 --> 00:13:12,080 Speaker 1: version of that where he feels the dopamine of confessing 282 00:13:12,120 --> 00:13:15,120 Speaker 1: to these like this audience of strangers. So it's almost 283 00:13:15,200 --> 00:13:18,240 Speaker 1: like delaying him confessing to the person that he should 284 00:13:18,280 --> 00:13:19,600 Speaker 1: be confessing to, which is his wife. 285 00:13:19,640 --> 00:13:22,000 Speaker 2: Because I'm sure as hell he's not getting any validation 286 00:13:22,080 --> 00:13:25,120 Speaker 2: from anyone in the comments saying, hey, it's like do 287 00:13:25,240 --> 00:13:25,800 Speaker 2: you stop? 288 00:13:26,000 --> 00:13:27,400 Speaker 1: Yeah, so yeah, I'm curious. 289 00:13:27,440 --> 00:13:29,080 Speaker 3: Yeah, he at least I think that could be right, 290 00:13:29,120 --> 00:13:31,320 Speaker 3: because it's it's some sort of just the act of 291 00:13:31,320 --> 00:13:34,080 Speaker 3: writing it. Like obviously, I'm sure there's lots of comments 292 00:13:34,080 --> 00:13:36,719 Speaker 3: of everyone being like stop, but he at least gets that, 293 00:13:36,880 --> 00:13:39,000 Speaker 3: Like he probably has all this tension build up, and 294 00:13:39,040 --> 00:13:41,000 Speaker 3: it's at least like a little little release. 295 00:13:41,080 --> 00:13:42,520 Speaker 1: It's the vegan. 296 00:13:42,280 --> 00:13:44,880 Speaker 3: Version of the release that he didn't like tell it 297 00:13:44,920 --> 00:13:47,640 Speaker 3: to his wife, which is like the full kitten kaboodle, which. 298 00:13:47,520 --> 00:13:49,680 Speaker 1: Is what he should do. But does he. Here's the 299 00:13:49,720 --> 00:13:53,480 Speaker 1: title of the February thirteenth, twenty twenty two updates. Day 300 00:13:53,600 --> 00:13:57,720 Speaker 1: one starts two hundred and seventy five thousand lost game over. 301 00:13:57,840 --> 00:13:59,000 Speaker 1: I thought the game was overlalled. 302 00:14:00,040 --> 00:14:01,600 Speaker 2: We're just oh my god. 303 00:14:01,760 --> 00:14:04,600 Speaker 1: I kept going back to recover big losses, and now 304 00:14:04,600 --> 00:14:07,600 Speaker 1: I'm sitting here after literally four months, two hundred thousand 305 00:14:07,600 --> 00:14:10,720 Speaker 1: dollars missing, seventy five thousand dollars debt between credit card 306 00:14:10,720 --> 00:14:13,720 Speaker 1: line and line of credit, barely any money left except 307 00:14:13,720 --> 00:14:16,640 Speaker 1: to survive. I have a family who doesn't know of this. 308 00:14:16,920 --> 00:14:18,680 Speaker 1: Many of you know my story on here. I haven't 309 00:14:18,679 --> 00:14:20,760 Speaker 1: told my significant other and she's on our trip with 310 00:14:20,760 --> 00:14:23,520 Speaker 1: the young one. I thought I could take the opportunity 311 00:14:23,560 --> 00:14:26,200 Speaker 1: to go back to the casino to recover, but that 312 00:14:26,320 --> 00:14:30,360 Speaker 1: didn't happen. No shit, God, I mean at this point it'sych. 313 00:14:30,160 --> 00:14:33,200 Speaker 2: This is selfish ultimately, I mean I can't. It's just 314 00:14:33,280 --> 00:14:34,800 Speaker 2: there's two innocent people. 315 00:14:34,920 --> 00:14:37,960 Speaker 1: Yeahship that still don't Yeah, it still don't know. 316 00:14:38,120 --> 00:14:39,440 Speaker 3: It is an addictionous at the end of the day, 317 00:14:39,480 --> 00:14:42,080 Speaker 3: but it's like these people are getting so fucked hurt 318 00:14:42,320 --> 00:14:43,840 Speaker 3: because of your actions. 319 00:14:43,880 --> 00:14:46,640 Speaker 1: That's the hard part. Instead, I found myself pulling money 320 00:14:46,680 --> 00:14:49,560 Speaker 1: from creditors to gamble, but just lost it all. I 321 00:14:49,560 --> 00:14:51,800 Speaker 1: know my performance at work has been affected. I am 322 00:14:51,840 --> 00:14:54,400 Speaker 1: a completely different person physically in the mirror, and the 323 00:14:54,400 --> 00:14:57,200 Speaker 1: stress has taken that smile and brightness f gambling. I 324 00:14:57,240 --> 00:14:59,440 Speaker 1: am sick and I'm going to get better. This is 325 00:14:59,520 --> 00:15:02,720 Speaker 1: day one and here's the plan. Use hellock to pay 326 00:15:02,760 --> 00:15:04,760 Speaker 1: off the expensive debt. What's the hell off? That's like 327 00:15:04,800 --> 00:15:07,440 Speaker 1: a loan against your house. So he could basically like 328 00:15:07,520 --> 00:15:10,080 Speaker 1: get money from leveraging his house to get a loan, 329 00:15:10,600 --> 00:15:13,440 Speaker 1: which sounds dangerous. But I see you in the comments 330 00:15:13,520 --> 00:15:15,520 Speaker 1: if you think you know where this is going to 331 00:15:15,800 --> 00:15:18,680 Speaker 1: refinance the home for one hundred thousand dollars, but mortgage 332 00:15:18,720 --> 00:15:21,880 Speaker 1: is up for renewal in August. Hey off hellock three. 333 00:15:22,080 --> 00:15:25,120 Speaker 1: Tell significant other why is that three? And hope that 334 00:15:25,160 --> 00:15:27,880 Speaker 1: she can support my recovery instead of walking away the news. 335 00:15:27,920 --> 00:15:30,400 Speaker 1: I understand will be a lot to stomach for Get 336 00:15:30,440 --> 00:15:33,000 Speaker 1: healthy and back in shape. Five cut down spending slash 337 00:15:33,080 --> 00:15:36,640 Speaker 1: eating out six fine side hustle slash part time job. Seven. 338 00:15:36,840 --> 00:15:40,240 Speaker 1: Attend GA meetings if I can. But I feel like 339 00:15:40,360 --> 00:15:43,200 Speaker 1: that plan is a little like out of order, don't you. 340 00:15:43,440 --> 00:15:45,120 Speaker 2: First of all, it's a little out of order too. 341 00:15:45,160 --> 00:15:47,400 Speaker 2: It's a little too much like you just first line 342 00:15:47,440 --> 00:15:50,359 Speaker 2: of actions, Tell family, tell whyfe figure. 343 00:15:50,080 --> 00:15:53,080 Speaker 1: Out, figure out plan together, and maybe you should be 344 00:15:53,120 --> 00:15:55,880 Speaker 1: taking out that helloc loan. No, definitely feel like your 345 00:15:55,920 --> 00:15:56,600 Speaker 1: wife should. 346 00:15:56,760 --> 00:15:59,400 Speaker 3: Yeah, I think it's okay to like propose it as 347 00:15:59,440 --> 00:16:01,640 Speaker 3: like hey, I did some research and here's an option. 348 00:16:01,760 --> 00:16:04,120 Speaker 3: But you do it like you, like you know, don't 349 00:16:04,160 --> 00:16:07,120 Speaker 3: give me access to anything, and you decide if this 350 00:16:07,200 --> 00:16:08,040 Speaker 3: is a good idea or not. 351 00:16:08,280 --> 00:16:12,000 Speaker 1: It's so hard watching like this back happen. It's like 352 00:16:12,240 --> 00:16:14,480 Speaker 1: but like, I mean, he wants to stop, but just 353 00:16:14,520 --> 00:16:15,160 Speaker 1: like can't. 354 00:16:15,360 --> 00:16:19,080 Speaker 2: It's gosh, it's painful. It's actually really sad. 355 00:16:19,240 --> 00:16:21,800 Speaker 1: I wish I could reverse the last four months. I can't, 356 00:16:21,960 --> 00:16:24,040 Speaker 1: So now I'll spend the next decade trying to recover. 357 00:16:24,160 --> 00:16:26,080 Speaker 1: My life is a wreck and I cannot live like 358 00:16:26,160 --> 00:16:29,120 Speaker 1: this any longer. So there is another update. Oh my god, 359 00:16:29,120 --> 00:16:33,080 Speaker 1: there's so many updates. Oh man, Oh no, guys, there's 360 00:16:33,200 --> 00:16:35,240 Speaker 1: so much. Should I dive into it? 361 00:16:35,360 --> 00:16:37,760 Speaker 2: Yeah, I'm just sad. I'm just sad. This is sad. 362 00:16:37,800 --> 00:16:41,120 Speaker 1: February twenty seventh. Relapsed and couldn't stop. They don't have 363 00:16:41,200 --> 00:16:44,480 Speaker 1: a clue as to what I've done dale One gambled 364 00:16:44,480 --> 00:16:47,240 Speaker 1: away my own money and some inheritance, Two picked up 365 00:16:47,280 --> 00:16:50,120 Speaker 1: seventy thousand dollars of debt. Three dipped into my wife's 366 00:16:50,200 --> 00:16:52,960 Speaker 1: account and took another fifty thousand. I am now walking 367 00:16:53,000 --> 00:16:55,880 Speaker 1: out of this miserable place casino that has taken everything 368 00:16:55,920 --> 00:16:58,040 Speaker 1: from me mentally and financially in the last six months 369 00:16:58,120 --> 00:17:00,720 Speaker 1: three hundred and twenty five thousand dollars long and the 370 00:17:00,760 --> 00:17:03,840 Speaker 1: same amount in prior years. I am six hundred thousand 371 00:17:03,960 --> 00:17:07,080 Speaker 1: dollars plus and losses and there's only one way to stop. 372 00:17:07,280 --> 00:17:10,280 Speaker 1: I have in my hand a win today will power 373 00:17:10,480 --> 00:17:14,040 Speaker 1: backed up by self exclusion form banning indefinitely. 374 00:17:14,320 --> 00:17:16,879 Speaker 3: Okay, so it's it's basically a thing that says I 375 00:17:16,880 --> 00:17:18,280 Speaker 3: cannot gambles. 376 00:17:17,920 --> 00:17:21,159 Speaker 1: To ban himself from all the casinos. Okay, okay, Now 377 00:17:21,320 --> 00:17:23,119 Speaker 1: the truth must be told to my wife, and I 378 00:17:23,160 --> 00:17:25,840 Speaker 1: need to protect my family from it. Yes, I don't 379 00:17:25,880 --> 00:17:28,400 Speaker 1: know if I will have a family should my wife 380 00:17:28,440 --> 00:17:30,399 Speaker 1: not be supportive. But at least I've done what I 381 00:17:30,440 --> 00:17:33,720 Speaker 1: never thought I would do. That gambling guys, nobody wins. 382 00:17:33,760 --> 00:17:36,520 Speaker 1: This industry will take you to the grave a lot faster. 383 00:17:36,760 --> 00:17:40,040 Speaker 1: And we have another updates in April, and I do 384 00:17:40,160 --> 00:17:42,919 Speaker 1: have good news. Really what our hearts could use it? 385 00:17:43,080 --> 00:17:43,280 Speaker 2: Yeah? 386 00:17:43,600 --> 00:17:49,080 Speaker 1: Really Red poison Girl, no no, on no April twelfth, 387 00:17:49,080 --> 00:17:52,280 Speaker 1: twenty twenty two, told the wife Okay, okay, that is big. 388 00:17:52,400 --> 00:17:53,800 Speaker 2: That is big, that is very big. 389 00:17:53,920 --> 00:17:57,199 Speaker 1: It's done. She knows. Came out over phone because I 390 00:17:57,280 --> 00:17:59,919 Speaker 1: was at work, balled out like crazy, said sorry she 391 00:18:00,160 --> 00:18:02,639 Speaker 1: pissed and not responding to text now giving her some space. 392 00:18:02,680 --> 00:18:05,720 Speaker 1: If I go home, either she's there or gone. Who knows? 393 00:18:05,880 --> 00:18:09,160 Speaker 1: Work sucks right now? Want to get out asabacant will 394 00:18:09,160 --> 00:18:12,600 Speaker 1: be a hectic night, maybe limited convo if there is one. 395 00:18:12,640 --> 00:18:15,680 Speaker 1: I finally got this off my chest, and although nervous, 396 00:18:15,720 --> 00:18:18,359 Speaker 1: I feel good because it was slowly killing me. O 397 00:18:18,560 --> 00:18:22,840 Speaker 1: daat living with consequences of her actions, I suppose. And 398 00:18:22,880 --> 00:18:28,200 Speaker 1: then there is an update on the disclosure. So April fourteenth, 399 00:18:28,320 --> 00:18:32,520 Speaker 1: twenty twenty two, one day at a time is odaat 400 00:18:32,760 --> 00:18:34,399 Speaker 1: there we go, which I guess is probably like a 401 00:18:34,400 --> 00:18:38,440 Speaker 1: gambling anonymous thing. Hey, y'all, wanted to give an update 402 00:18:38,480 --> 00:18:40,399 Speaker 1: on my full disclosure. For many of you who have 403 00:18:40,440 --> 00:18:43,760 Speaker 1: seen my post, ultimate rock bottom is not money lost, 404 00:18:43,920 --> 00:18:48,199 Speaker 1: it's trust wow, vambar poetic, honestory Wow. For those of 405 00:18:48,200 --> 00:18:50,640 Speaker 1: you that are single, you still lose trust. My wife, 406 00:18:50,640 --> 00:18:53,199 Speaker 1: who I don't blame, has opened up to her family 407 00:18:53,240 --> 00:18:57,240 Speaker 1: into mine. I feel humiliated, regretful, wish this has never happened, 408 00:18:57,280 --> 00:19:00,000 Speaker 1: but I also think it's for the betterment and for recovery. 409 00:19:00,119 --> 00:19:02,040 Speaker 1: Time will heal, but the healing has to start. For 410 00:19:02,080 --> 00:19:04,680 Speaker 1: those who have yet to share with family about your problems, 411 00:19:04,760 --> 00:19:06,800 Speaker 1: you have to do that. It's hard at first. Stress 412 00:19:06,880 --> 00:19:09,480 Speaker 1: levels rise ten thousand times in the moment, but in 413 00:19:09,520 --> 00:19:12,040 Speaker 1: the end it is what it is consequences of your actions. 414 00:19:12,080 --> 00:19:14,400 Speaker 1: I chose to be a better person finally to rid 415 00:19:14,440 --> 00:19:17,320 Speaker 1: myself with this problem and all others that caused pain 416 00:19:17,440 --> 00:19:20,280 Speaker 1: to loved ones, the years of respect I earned lost. 417 00:19:20,400 --> 00:19:22,720 Speaker 1: I feel terrible, but I deserve this. Going to move 418 00:19:22,760 --> 00:19:24,840 Speaker 1: on now and put the pass behind me. News will 419 00:19:24,840 --> 00:19:28,320 Speaker 1: spread like wildfire, and humiliation will continue. In the end 420 00:19:28,560 --> 00:19:30,520 Speaker 1: is what it is, and there's no rewinding time. But 421 00:19:30,640 --> 00:19:33,159 Speaker 1: I can change the future. Good luck. I'm proud to 422 00:19:33,240 --> 00:19:35,200 Speaker 1: own my mistakes and for me, that's a huge win. 423 00:19:35,280 --> 00:19:37,360 Speaker 1: Way to the world off my chest, say no to gambling. 424 00:19:37,440 --> 00:19:40,879 Speaker 1: Become a winner once and for all. Okay. So update 425 00:19:40,960 --> 00:19:43,440 Speaker 1: July twelfth, twenty twenty two. One hundred and thirty five 426 00:19:43,520 --> 00:19:48,440 Speaker 1: days gamble free. Okay, Hey, solid progress, there we go. 427 00:19:48,600 --> 00:19:51,160 Speaker 1: That's it. That's good. That's good. I feel like we're 428 00:19:51,200 --> 00:19:54,000 Speaker 1: finally getting the turnaround or you know, helping back to 429 00:19:54,080 --> 00:19:56,840 Speaker 1: rock bottom and now we're hopefully getting out of here. 430 00:19:56,880 --> 00:19:59,240 Speaker 1: So hey, everyone, haven't posted here for a very long time. 431 00:19:59,280 --> 00:20:02,359 Speaker 1: I'm one hundred thirty five days, one day at a time. 432 00:20:02,520 --> 00:20:04,680 Speaker 1: Here's how I did it. I lost three hundred thousand 433 00:20:04,760 --> 00:20:08,720 Speaker 1: dollars in six months, went into serious regretfulness, depression, and 434 00:20:08,760 --> 00:20:11,760 Speaker 1: insane amount of stress. Came to Jesus and banned myself 435 00:20:11,800 --> 00:20:19,359 Speaker 1: from all land based casinos, water anybody, oh, no online. 436 00:20:19,560 --> 00:20:22,520 Speaker 1: This was step one to freedom, confess everything to family. 437 00:20:22,560 --> 00:20:24,719 Speaker 1: Step two went to hell and back because of it, 438 00:20:24,800 --> 00:20:27,879 Speaker 1: lost respect, trust, love, held onto the marriage, but it 439 00:20:27,920 --> 00:20:30,840 Speaker 1: was brutal. Starting to gain back trust. Step three luckily, 440 00:20:30,840 --> 00:20:33,600 Speaker 1: work got very busy kept my mind occupied, which helped 441 00:20:33,600 --> 00:20:36,680 Speaker 1: a great deal. I cannot forgive myself losses and pain 442 00:20:36,960 --> 00:20:39,520 Speaker 1: I've caused my loved ones bothers me all the time, 443 00:20:39,560 --> 00:20:42,240 Speaker 1: But I don't think about wanting to go back and 444 00:20:42,280 --> 00:20:46,600 Speaker 1: gamble ever again. Step four self realization, good luck to 445 00:20:46,720 --> 00:20:50,119 Speaker 1: no gambling. And I wish that's where the story ended. 446 00:20:50,160 --> 00:20:51,960 Speaker 1: I wish because then it would be a happy ending. 447 00:20:52,119 --> 00:20:54,480 Speaker 2: This is just punch after punch after punch. 448 00:20:54,600 --> 00:20:57,760 Speaker 1: I thought we were going to get us no beautiful breath. No, 449 00:20:58,720 --> 00:21:02,240 Speaker 1: we're going back under because did it again? Need desperate device. 450 00:21:02,359 --> 00:21:04,439 Speaker 1: January twenty fourth, twenty twenty three. So this is like 451 00:21:04,440 --> 00:21:07,199 Speaker 1: this year, Wow, so much for a ban urge to 452 00:21:07,280 --> 00:21:09,800 Speaker 1: reinstate and I did so He's like, can I get 453 00:21:09,800 --> 00:21:12,840 Speaker 1: back in one forty thousand dollars from just three k. 454 00:21:13,080 --> 00:21:16,680 Speaker 1: Stop no, please please please please just put it all back. 455 00:21:17,240 --> 00:21:21,680 Speaker 4: Oh no, no, last thirty k and then gradual losses 456 00:21:21,800 --> 00:21:24,159 Speaker 4: of five to six K after putting back twenty k 457 00:21:24,280 --> 00:21:27,560 Speaker 4: the next day, stop thirty k in debt from the 458 00:21:27,600 --> 00:21:28,760 Speaker 4: additional money. 459 00:21:28,480 --> 00:21:29,520 Speaker 1: That was in debt. 460 00:21:29,520 --> 00:21:31,960 Speaker 2: Because has he even paid off his previous debt? 461 00:21:32,119 --> 00:21:33,440 Speaker 1: No, not paid it off? 462 00:21:33,880 --> 00:21:37,520 Speaker 3: Maybe guessing here, Riley informed me, if we have more information, 463 00:21:37,800 --> 00:21:40,639 Speaker 3: maybe started paying yeah off, maybe made. 464 00:21:40,520 --> 00:21:43,480 Speaker 1: Definitely yeah, definitely not that debt. Still has that debt. 465 00:21:43,520 --> 00:21:46,639 Speaker 1: I'm sure no way to repay all the finances that 466 00:21:46,680 --> 00:21:48,720 Speaker 1: are handled by the significant other. What do I do? 467 00:21:48,960 --> 00:21:51,000 Speaker 1: Last time was a family crisis. Now I have no 468 00:21:51,119 --> 00:21:53,040 Speaker 1: choice but to turn to my parents again and say, 469 00:21:53,080 --> 00:21:56,760 Speaker 1: bail me out one last time. The problem is last 470 00:21:56,760 --> 00:21:59,120 Speaker 1: time I should have learned my lesson. I really don't 471 00:21:59,160 --> 00:22:01,600 Speaker 1: know what to do. I can't tell anyone about this 472 00:22:01,760 --> 00:22:04,440 Speaker 1: recent event or else I'm doomed and I will really 473 00:22:04,520 --> 00:22:07,160 Speaker 1: hurt my loved ones if this comes out, however it may, 474 00:22:07,480 --> 00:22:09,920 Speaker 1: and I may definitely get divorced. I got a wife 475 00:22:09,920 --> 00:22:11,680 Speaker 1: and kid who I don't want to lose. I want 476 00:22:11,680 --> 00:22:13,680 Speaker 1: to tell my parents that I had this loan from 477 00:22:13,720 --> 00:22:15,880 Speaker 1: the last event that turned my whole life upside down. 478 00:22:15,960 --> 00:22:18,120 Speaker 1: But I fear this will put them through HELLM back 479 00:22:18,200 --> 00:22:20,520 Speaker 1: knowing how they you know, how can they can even 480 00:22:20,520 --> 00:22:22,120 Speaker 1: trust him? Because I guess he wants a loan from 481 00:22:22,119 --> 00:22:24,439 Speaker 1: his parents that the bailmount right. I make good money, but 482 00:22:24,560 --> 00:22:27,240 Speaker 1: can't use it now that the partner controls the finances. 483 00:22:27,440 --> 00:22:30,919 Speaker 1: Your thoughts, how should I handle this? Oh? He keeps 484 00:22:31,080 --> 00:22:33,800 Speaker 1: asking us some big, big questions. 485 00:22:34,040 --> 00:22:37,280 Speaker 2: Oh, I don't really know what to like. This is 486 00:22:37,480 --> 00:22:41,360 Speaker 2: so sad. This is just sad, Like he just doesn't 487 00:22:41,440 --> 00:22:43,640 Speaker 2: This individual just doesn't know when to stop, and there's 488 00:22:43,680 --> 00:22:44,359 Speaker 2: nothing we can do. 489 00:22:44,560 --> 00:22:47,000 Speaker 1: He just needs to take out like he's Obviously he's 490 00:22:47,000 --> 00:22:49,600 Speaker 1: shown to himself repeatedly that he doesn't have the self 491 00:22:49,600 --> 00:22:53,399 Speaker 1: control required to handle any kind of finances. What little 492 00:22:53,400 --> 00:22:55,840 Speaker 1: control he has he also needs to take away. I'm 493 00:22:55,840 --> 00:22:58,879 Speaker 1: surprised he even has the ability to. Yeah, I would. 494 00:22:58,920 --> 00:23:00,919 Speaker 3: I would wonder like, is there a way you know 495 00:23:01,000 --> 00:23:02,720 Speaker 3: how you can almost like they have this for kids 496 00:23:02,720 --> 00:23:04,919 Speaker 3: where it's like you can set like a very small 497 00:23:04,960 --> 00:23:06,640 Speaker 3: limit on like a card or something like a few 498 00:23:06,720 --> 00:23:09,320 Speaker 3: hundred bucks. Like what if it's something like that where 499 00:23:09,320 --> 00:23:11,280 Speaker 3: it's like every every few days he has enough to 500 00:23:11,280 --> 00:23:13,600 Speaker 3: obviously go like get lunch or like whatever. 501 00:23:13,720 --> 00:23:14,560 Speaker 1: Yeah, but he's not. 502 00:23:14,720 --> 00:23:17,119 Speaker 3: Able to go and like he doesn't have access to 503 00:23:17,160 --> 00:23:19,639 Speaker 3: withdraw from an ATM something along those lines. 504 00:23:19,760 --> 00:23:21,760 Speaker 2: The one thing I was going to say is that 505 00:23:21,800 --> 00:23:25,520 Speaker 2: there is this man this counseling program called a credit 506 00:23:25,520 --> 00:23:29,000 Speaker 2: counseling program, which basically access out the opportunity for you 507 00:23:29,040 --> 00:23:32,640 Speaker 2: to use your credit cards at all costs. Interesting he can't. 508 00:23:32,680 --> 00:23:34,800 Speaker 2: I don't know if he knew these resources. I'm sure 509 00:23:34,800 --> 00:23:37,280 Speaker 2: people in the comments were telling him all kinds of 510 00:23:37,320 --> 00:23:40,240 Speaker 2: resources and solutions. But one of the solutions is to 511 00:23:40,359 --> 00:23:44,040 Speaker 2: completely just disassociate and disconnect from your cards. So no 512 00:23:44,160 --> 00:23:47,160 Speaker 2: credit score, no credit card, you can't gamble, you can't 513 00:23:47,240 --> 00:23:49,080 Speaker 2: use any of that but your debit card, and you 514 00:23:49,119 --> 00:23:49,960 Speaker 2: have to build. 515 00:23:49,680 --> 00:23:50,600 Speaker 1: It back up. Yeah. 516 00:23:50,680 --> 00:23:53,159 Speaker 2: Yeah, I think he should have found some level of 517 00:23:53,200 --> 00:23:56,640 Speaker 2: accountability either from his wife, which he mentioned he has. 518 00:23:56,760 --> 00:24:00,000 Speaker 1: Yeah, it sounds like he's restricted himself a lot. Yeah, 519 00:24:00,080 --> 00:24:03,320 Speaker 1: obviously not enough if he's still able to blow forty 520 00:24:03,359 --> 00:24:07,080 Speaker 1: grand in like a week. Yeah, but it doesn't stop here. 521 00:24:07,200 --> 00:24:10,280 Speaker 1: Oh god, oh my god. So hit rock bond and again. 522 00:24:10,560 --> 00:24:13,639 Speaker 1: February fifth, twenty twenty three, hey'all, please stop gambling. I 523 00:24:13,680 --> 00:24:16,639 Speaker 1: relapse and now forty thousand dollars in debt and no 524 00:24:16,720 --> 00:24:19,119 Speaker 1: way to repay. Considering the situation I'm in where the 525 00:24:19,160 --> 00:24:21,920 Speaker 1: partner controls the finances, I cannot let anyone know about 526 00:24:21,920 --> 00:24:23,439 Speaker 1: this or it's going to be a huge problem. I 527 00:24:23,480 --> 00:24:25,199 Speaker 1: just can't believe I put myself through this again. I 528 00:24:25,200 --> 00:24:28,119 Speaker 1: don't even have money left from the last round of stupidity, 529 00:24:28,240 --> 00:24:30,479 Speaker 1: no more access to loans, and have already borrowed from 530 00:24:30,560 --> 00:24:33,280 Speaker 1: friends and family. Now I'm sitting with five hundred dollars 531 00:24:33,280 --> 00:24:36,360 Speaker 1: in my account with bills to pay. This shit sucks 532 00:24:36,440 --> 00:24:38,639 Speaker 1: so bad. I need help, but don't know if my 533 00:24:38,720 --> 00:24:42,520 Speaker 1: partner will be as supportive this time when she finds out. 534 00:24:42,560 --> 00:24:45,840 Speaker 1: February twenty seventh, anyone in relapse, how should I tell 535 00:24:45,840 --> 00:24:47,840 Speaker 1: my partner? Struggling to find some courage to tell my 536 00:24:47,840 --> 00:24:50,000 Speaker 1: spouse that I aft up a second time, and how 537 00:24:50,040 --> 00:24:52,439 Speaker 1: miserable of a husband's father I am. I work so 538 00:24:52,560 --> 00:24:55,000 Speaker 1: hard to dump our money to the casino. I already 539 00:24:55,000 --> 00:24:57,639 Speaker 1: got my ultimatum last time after master losses. Here I 540 00:24:57,640 --> 00:25:00,840 Speaker 1: am again reliving the past, except this time it all debt. 541 00:25:01,080 --> 00:25:03,360 Speaker 1: My head is going to explode. I'm super stressed out 542 00:25:03,359 --> 00:25:05,480 Speaker 1: and don't know what to do. Anyone tell their fignarsman 543 00:25:05,560 --> 00:25:08,160 Speaker 1: other of a relapse and how to go March fourth, 544 00:25:08,520 --> 00:25:10,480 Speaker 1: Maybe some of you read my posts. I'm in a 545 00:25:10,520 --> 00:25:14,440 Speaker 1: devastating situation, but I got a second chance. Banned myself 546 00:25:14,440 --> 00:25:16,840 Speaker 1: a year later, same boat, now badly in debt. I 547 00:25:16,920 --> 00:25:19,520 Speaker 1: keep thinking what got me into gambling? I work hard 548 00:25:19,520 --> 00:25:22,239 Speaker 1: to earn money, but money doesn't hold great value to me. Why. Well, 549 00:25:22,280 --> 00:25:24,679 Speaker 1: I think I have an answer. We're getting into the backstory. Okay. 550 00:25:24,920 --> 00:25:27,600 Speaker 1: Throughout my younger years, my pops never let me manage 551 00:25:27,600 --> 00:25:30,280 Speaker 1: my finances. He always checked my accounts, always wanted me 552 00:25:30,400 --> 00:25:33,159 Speaker 1: be the one to manage, always led me to believe 553 00:25:33,240 --> 00:25:35,440 Speaker 1: what he got is mine one day. It's not rich, 554 00:25:35,560 --> 00:25:37,640 Speaker 1: just normal. I never felt in control, and I never 555 00:25:37,760 --> 00:25:40,199 Speaker 1: learned to manage well because it was just money. But 556 00:25:40,240 --> 00:25:43,240 Speaker 1: I see young people now so cautious of their finances. 557 00:25:43,320 --> 00:25:45,520 Speaker 1: I'm not sure if what I'm thinking is wrong. I 558 00:25:45,560 --> 00:25:47,440 Speaker 1: really don't want to blame my parents, but I wish 559 00:25:47,520 --> 00:25:49,879 Speaker 1: if I had the freedom to manage my earnings and 560 00:25:49,960 --> 00:25:53,080 Speaker 1: expenses in my younger years, I wouldn't chase easy money. 561 00:25:53,119 --> 00:25:56,359 Speaker 1: I have a gambling problem. I admit it now now 562 00:25:58,920 --> 00:26:02,119 Speaker 1: I need help and certainly devastated by the outcome debt 563 00:26:02,200 --> 00:26:04,600 Speaker 1: up to my eyeballs. I earn good money, but people 564 00:26:04,640 --> 00:26:06,840 Speaker 1: got bills to pay and need to survive. I wonder 565 00:26:06,920 --> 00:26:09,359 Speaker 1: how much this guy makes Probably a lot of question. 566 00:26:09,520 --> 00:26:11,359 Speaker 1: I mean, he's probably making like maybe like half a 567 00:26:11,359 --> 00:26:13,639 Speaker 1: MILLI year, So yeah, right, well, I mean and I 568 00:26:13,760 --> 00:26:14,359 Speaker 1: had a ton of that. 569 00:26:14,520 --> 00:26:17,040 Speaker 3: But yeah, like I really don't know how it works. 570 00:26:17,040 --> 00:26:19,439 Speaker 3: But can you go in and like with kind of 571 00:26:19,440 --> 00:26:22,120 Speaker 3: like like a like a margin loan investing where it's 572 00:26:22,160 --> 00:26:24,280 Speaker 3: like you can put in like thirty K, but then 573 00:26:24,320 --> 00:26:26,680 Speaker 3: you could lose up to like a million or something, right, 574 00:26:26,800 --> 00:26:28,960 Speaker 3: I don't know if that structure exists. 575 00:26:29,040 --> 00:26:30,840 Speaker 1: Like, you can always declare bankruptcy. 576 00:26:30,920 --> 00:26:33,080 Speaker 2: He hasn't done that either. I don't think we heard 577 00:26:33,080 --> 00:26:33,639 Speaker 2: about that. 578 00:26:33,640 --> 00:26:36,439 Speaker 1: That is so true. Yeah, you lose everything is so 579 00:26:37,000 --> 00:26:39,879 Speaker 1: your assets. But if he has a good job, just 580 00:26:39,920 --> 00:26:40,760 Speaker 1: declear bankruptcy. 581 00:26:40,760 --> 00:26:42,439 Speaker 2: Bro The other thing I was going to say. He 582 00:26:42,480 --> 00:26:45,640 Speaker 2: says he's hit rock bottom multiple times, but rock bottom 583 00:26:45,680 --> 00:26:48,840 Speaker 2: means holding yourself accountable for your mistakes. And he hasn't 584 00:26:48,840 --> 00:26:51,880 Speaker 2: declared bankruptcy. He hasn't. He's still hiding from his wife 585 00:26:51,960 --> 00:26:54,399 Speaker 2: and his kids, Like is that really rock bottom? Is 586 00:26:54,440 --> 00:26:55,560 Speaker 2: that really accountability? 587 00:26:55,640 --> 00:26:58,280 Speaker 3: And what he was just saying where he's like, I 588 00:26:58,400 --> 00:27:02,160 Speaker 3: do really feel for the guy, but like he's going 589 00:27:02,200 --> 00:27:04,760 Speaker 3: through it. When when he was saying like, oh maybe 590 00:27:04,840 --> 00:27:07,719 Speaker 3: if I could handle my own finances with my with 591 00:27:08,000 --> 00:27:10,920 Speaker 3: not my dad, I'm sorry, but like. 592 00:27:10,960 --> 00:27:13,520 Speaker 1: That, that feels like shifting blame, doesn't it. It feels 593 00:27:13,560 --> 00:27:16,200 Speaker 1: like shifting blame. It's like, oh no, no, no, like I'm 594 00:27:16,280 --> 00:27:19,080 Speaker 1: like this because of my father. Yeah, I just like 595 00:27:19,280 --> 00:27:21,680 Speaker 1: again feel form but that I don't think that's the right. 596 00:27:21,960 --> 00:27:23,919 Speaker 1: I don't think it's not the right. Add it is not. 597 00:27:23,960 --> 00:27:27,320 Speaker 1: After your dad continued managing your money, you wouldn't be 598 00:27:27,320 --> 00:27:30,000 Speaker 1: in this exactly. 599 00:27:30,240 --> 00:27:33,399 Speaker 2: It sounds like he has a serious problem, right, But 600 00:27:33,440 --> 00:27:35,600 Speaker 2: there's only so much empathy we can hold if he's 601 00:27:35,640 --> 00:27:37,000 Speaker 2: not holding himself accountable. 602 00:27:37,119 --> 00:27:40,800 Speaker 1: Yeah, yeah, so I need help. I'm certainly devastated by 603 00:27:40,800 --> 00:27:42,720 Speaker 1: the outcome that up to my eyeballs earn good money 604 00:27:42,760 --> 00:27:45,200 Speaker 1: blah blah blah. So I tried to have my spouse 605 00:27:45,240 --> 00:27:49,320 Speaker 1: manage the finances. Instead I pulled out loans behind their back. 606 00:27:49,520 --> 00:27:51,960 Speaker 1: Do I deserve a third chance or should this be 607 00:27:52,040 --> 00:27:54,399 Speaker 1: it divorce and destruction respectfully. 608 00:27:54,440 --> 00:27:56,679 Speaker 2: He needs to lose everything to learn his lesson and 609 00:27:56,760 --> 00:27:57,240 Speaker 2: to just. 610 00:27:57,240 --> 00:28:00,320 Speaker 1: I mean bankruptcy, dude, to clear bankruptcy. Just do it. 611 00:28:00,480 --> 00:28:08,160 Speaker 1: I declare bankruptcy office quote. Now we get it. So 612 00:28:08,680 --> 00:28:12,480 Speaker 1: March sixth, someone give me the courage to break the news. Dude, 613 00:28:12,520 --> 00:28:14,160 Speaker 1: Just do it. How do I tell my wife about 614 00:28:14,200 --> 00:28:17,000 Speaker 1: the relapse? Tell her, text her, email her? This is 615 00:28:17,080 --> 00:28:18,720 Speaker 1: killing me. How do I tell her that I broke 616 00:28:18,720 --> 00:28:21,480 Speaker 1: her trust again? Put us in again a bad situation? 617 00:28:21,600 --> 00:28:24,199 Speaker 1: This is crazy, This shit ruins lives. Man, here, I 618 00:28:24,200 --> 00:28:26,520 Speaker 1: am a grown ass man, crying like a whoosy, have 619 00:28:26,600 --> 00:28:29,280 Speaker 1: no control, no realization to my actions. Can't do anything 620 00:28:29,320 --> 00:28:32,040 Speaker 1: other than putting my loved ones in pain and suffering. God, 621 00:28:32,080 --> 00:28:35,040 Speaker 1: I can't deal with this anyone here. Relapsed and racked 622 00:28:35,080 --> 00:28:38,520 Speaker 1: up six figure debt June seventeenth, twenty twenty three, last year. 623 00:28:38,520 --> 00:28:40,640 Speaker 1: So this is like a recap terrible losses mid six 624 00:28:40,680 --> 00:28:43,280 Speaker 1: figures now using up all the great credit built over 625 00:28:43,320 --> 00:28:45,520 Speaker 1: many years, picked up tour Decaine debt at pretty harsh 626 00:28:45,600 --> 00:28:50,560 Speaker 1: interest from multiple bullshit places. Life incomplete turmoil, unhappy, depressed, 627 00:28:50,640 --> 00:28:54,240 Speaker 1: fed up, stressed to know and regrets unfaithfulness with spouse, 628 00:28:54,480 --> 00:29:06,440 Speaker 1: no what what op? No financial infidelity? Please please do 629 00:29:06,640 --> 00:29:10,000 Speaker 1: Let it only be that dude, fake smiles, hidden cries. 630 00:29:10,080 --> 00:29:12,360 Speaker 1: You name it because it's by far the worst list. 631 00:29:12,520 --> 00:29:14,840 Speaker 1: Numb to value of money between four walls of the 632 00:29:14,880 --> 00:29:17,960 Speaker 1: Devil's house outside of the reality hits hard now sitting 633 00:29:18,000 --> 00:29:20,480 Speaker 1: back thinking what do I do? Approaching forty, which gives 634 00:29:20,520 --> 00:29:23,560 Speaker 1: me chills. Anyone relates, can't face a second confession, no 635 00:29:23,680 --> 00:29:27,400 Speaker 1: heart or strength. Then August fifth came clean a second time. 636 00:29:27,600 --> 00:29:30,240 Speaker 1: Just confess to wife heartbreak, don't know what's going to happen. 637 00:29:30,280 --> 00:29:32,280 Speaker 1: I deserve any and all punishment. At this point, couldn't 638 00:29:32,320 --> 00:29:34,480 Speaker 1: avoid coming clean because of lies and double life. I 639 00:29:34,480 --> 00:29:37,760 Speaker 1: couldn't stand living anymore. I hope I come out stronger 640 00:29:37,800 --> 00:29:40,600 Speaker 1: for a family that was August fifth and it lived after. 641 00:29:41,320 --> 00:29:45,840 Speaker 1: Please please, please please last August eighteen, Today, for the 642 00:29:45,880 --> 00:29:49,000 Speaker 1: second time, I feel so humiliated again because of my relapse. 643 00:29:49,080 --> 00:29:51,960 Speaker 1: Had my family walk out the door and I'm here alone. 644 00:29:52,000 --> 00:29:55,360 Speaker 1: More than money, I lost loved ones, trust and just 645 00:29:55,480 --> 00:29:59,920 Speaker 1: quit gambling people. October fourteenth, twenty twenty three. Wife left 646 00:30:00,120 --> 00:30:02,720 Speaker 1: with the kid that in over my head, completely destroyed 647 00:30:02,720 --> 00:30:05,040 Speaker 1: myself financially because I'd have to sell my house to 648 00:30:05,040 --> 00:30:07,360 Speaker 1: repay for it. And once again the house has won 649 00:30:07,560 --> 00:30:09,440 Speaker 1: and we continue to think we can beat them. What 650 00:30:09,480 --> 00:30:11,360 Speaker 1: I don't get is how I can let this get 651 00:30:11,360 --> 00:30:14,160 Speaker 1: to the point where it is without thinking of the consequences, 652 00:30:14,200 --> 00:30:16,400 Speaker 1: and to make it worse, I had ample time to 653 00:30:16,480 --> 00:30:19,120 Speaker 1: dwell on and repeat the mistakes. What the hell is 654 00:30:19,120 --> 00:30:21,280 Speaker 1: this rush? It's the worst effing drug in the world. 655 00:30:21,440 --> 00:30:24,040 Speaker 1: This one not only ruins you, but also your family. Mentally, 656 00:30:24,080 --> 00:30:26,040 Speaker 1: I'm a wreck. I only wish I could make it 657 00:30:26,120 --> 00:30:29,240 Speaker 1: out on top restart at forty That's where I've ended 658 00:30:29,280 --> 00:30:32,040 Speaker 1: up October fifteenth. This isn't a comment. Thanks for all 659 00:30:32,080 --> 00:30:34,600 Speaker 1: the supportive comments everyone. It's just so hard coping with 660 00:30:34,680 --> 00:30:37,280 Speaker 1: all of this, knowing I'd be defaulting on payments. I 661 00:30:37,280 --> 00:30:39,400 Speaker 1: had too many chances to get out help from family, 662 00:30:39,440 --> 00:30:41,760 Speaker 1: which I abuse, and I'm in deeper than ever a 663 00:30:41,840 --> 00:30:43,840 Speaker 1: hole that I can't get out of. Wife won't support 664 00:30:43,840 --> 00:30:45,760 Speaker 1: me in any way financially, even though I said I 665 00:30:45,800 --> 00:30:47,960 Speaker 1: would repay the debt if she allowed me to switch 666 00:30:48,000 --> 00:30:50,880 Speaker 1: from unsecured to secured home line of credit, which gives 667 00:30:50,880 --> 00:30:54,000 Speaker 1: me some breathing room. I understand that the wife should 668 00:30:54,000 --> 00:30:55,640 Speaker 1: not give you any breathing room. 669 00:30:57,080 --> 00:30:59,960 Speaker 2: There is no line of credit secured on secured whatever, Yeah, 670 00:31:00,120 --> 00:31:02,200 Speaker 2: that the wife will concede for at this point. 671 00:31:02,840 --> 00:31:04,680 Speaker 1: All right, all right, so you've read all like imagine 672 00:31:04,680 --> 00:31:07,200 Speaker 1: you're the wife reading these reddit posts. Yeah, see where 673 00:31:07,200 --> 00:31:09,760 Speaker 1: he is right now, right, and he says, Babe, I 674 00:31:09,800 --> 00:31:12,360 Speaker 1: need a little breathing room. Can he loan me some money? 675 00:31:12,600 --> 00:31:15,320 Speaker 3: Was he saying breathing room for him or getting a 676 00:31:15,320 --> 00:31:18,880 Speaker 3: loan would be breathing room on the loans, or like. 677 00:31:18,840 --> 00:31:22,320 Speaker 1: A better room loan for him for him to pay 678 00:31:22,360 --> 00:31:23,800 Speaker 1: back everything that he owes? 679 00:31:24,320 --> 00:31:27,000 Speaker 3: Also, did he say if he sold the house then 680 00:31:27,040 --> 00:31:30,320 Speaker 3: it would clear all the debts? He said, because if so, 681 00:31:30,800 --> 00:31:35,200 Speaker 3: sell the freaking house? Yeah, am I wrong? Like rock Bottom? 682 00:31:35,360 --> 00:31:39,320 Speaker 3: Like sell everything, default, do whatever, declare bankruptcy or sell that. 683 00:31:39,440 --> 00:31:42,320 Speaker 3: If he can sell the house and cover everything, good 684 00:31:42,480 --> 00:31:45,640 Speaker 3: magic you start like you can you can just go 685 00:31:45,800 --> 00:31:48,480 Speaker 3: rent an apartment, pay all the debts, rent an apartment. 686 00:31:48,600 --> 00:31:52,080 Speaker 3: And honestly, I'm wondering, I feel like there's probably something 687 00:31:52,120 --> 00:31:54,160 Speaker 3: like people get a trust right for like the states 688 00:31:54,160 --> 00:31:57,200 Speaker 3: and inheritance. I have to imagine there's something where you 689 00:31:57,240 --> 00:31:59,160 Speaker 3: could get a trust and you and you get the 690 00:31:59,200 --> 00:32:01,080 Speaker 3: executor of the trust and you're like, listen, I'm going 691 00:32:01,160 --> 00:32:01,800 Speaker 3: to sell my home. 692 00:32:01,920 --> 00:32:03,440 Speaker 1: Here's the contract. 693 00:32:03,560 --> 00:32:07,800 Speaker 3: Yeah, you legally will execute getting the sell the house. 694 00:32:07,840 --> 00:32:09,760 Speaker 3: You'll put it in this bank account, which I can't 695 00:32:09,840 --> 00:32:11,880 Speaker 3: do anything with. Yeah, but legally the only thing that 696 00:32:11,920 --> 00:32:13,840 Speaker 3: can be done with this money is pay off my debts. 697 00:32:13,840 --> 00:32:16,160 Speaker 1: And it's gone. So what he did say is debt 698 00:32:16,200 --> 00:32:19,240 Speaker 1: in over my head completely destroyed myself financially because I'd 699 00:32:19,240 --> 00:32:20,800 Speaker 1: have to sell my house to repay it. 700 00:32:20,800 --> 00:32:22,280 Speaker 3: Because I'd have to sell my house to repay it, 701 00:32:22,440 --> 00:32:24,520 Speaker 3: sell the house to repay it. 702 00:32:24,560 --> 00:32:27,200 Speaker 2: I don't understand why he's like making all these solutions, 703 00:32:27,200 --> 00:32:30,000 Speaker 2: he's not following through them, But I don't know. I 704 00:32:30,000 --> 00:32:31,560 Speaker 2: don't know. It's so tough. 705 00:32:31,640 --> 00:32:33,600 Speaker 1: Well, because if you sell your house then it's basically 706 00:32:33,640 --> 00:32:34,760 Speaker 1: like that's your only asset. 707 00:32:34,880 --> 00:32:39,120 Speaker 3: But is that that's probably better than declaring bankruptcy, probably 708 00:32:39,200 --> 00:32:44,040 Speaker 3: because you your credit everything is destroyed when you declare bankruptcy, 709 00:32:44,120 --> 00:32:46,959 Speaker 3: but which actually his credit is already you know, bankruptcy 710 00:32:47,040 --> 00:32:49,720 Speaker 3: might it's probably two options that could both work. There's 711 00:32:49,760 --> 00:32:52,480 Speaker 3: probably pros and cons, but do do one of them? 712 00:32:52,560 --> 00:32:55,719 Speaker 3: I think from the context we know that seems to 713 00:32:55,760 --> 00:32:58,200 Speaker 3: be a solution. Correct, You's not wrong in the comments, 714 00:32:58,360 --> 00:33:01,240 Speaker 3: I'm in way over my head. Defaulting means my credit 715 00:33:01,240 --> 00:33:04,240 Speaker 3: gets shot and court notices to follow. I'm already getting 716 00:33:04,280 --> 00:33:07,040 Speaker 3: harassed by creditors for payments. I'm okay with no credit 717 00:33:07,080 --> 00:33:09,280 Speaker 3: because honestly, the access to credit is like why I'm 718 00:33:09,280 --> 00:33:11,360 Speaker 3: where I'm at. I know I'm not alone, but unfortunate 719 00:33:11,480 --> 00:33:14,000 Speaker 3: we are where we at. Lifelong earnings can disappear within 720 00:33:14,120 --> 00:33:16,480 Speaker 3: days and that makes me sick to my stomach. And 721 00:33:16,520 --> 00:33:18,960 Speaker 3: then November fourth, twenty twenty three. 722 00:33:18,880 --> 00:33:21,560 Speaker 1: So last month, this is a common yes, last month, right? 723 00:33:21,760 --> 00:33:24,280 Speaker 1: I feel you. I lost five hundred thousand and in 724 00:33:24,320 --> 00:33:27,440 Speaker 1: massive debts, now chasing a twenty K loss. Two years ago, 725 00:33:27,520 --> 00:33:31,160 Speaker 1: had lost three hundred thousand now eight hundred thousand dollars 726 00:33:31,200 --> 00:33:34,760 Speaker 1: in debt, no hope, depressed wife left me, taking my kid. 727 00:33:34,840 --> 00:33:37,000 Speaker 1: Do I pray or stop believing? What do I do? 728 00:33:37,280 --> 00:33:40,280 Speaker 2: First of all, you've had two years at this point, right, 729 00:33:40,400 --> 00:33:43,520 Speaker 2: Like I can only have so much empathy and sympathy 730 00:33:43,600 --> 00:33:46,760 Speaker 2: for this individual where eventually it becomes like, come on, 731 00:33:46,920 --> 00:33:48,920 Speaker 2: you know the solutions are right in front of you. 732 00:33:48,960 --> 00:33:51,080 Speaker 2: There are ways people have gotten out of this before 733 00:33:51,160 --> 00:33:54,680 Speaker 2: it's possible. Where's the accountability? That's that's the issue. 734 00:33:54,720 --> 00:33:57,560 Speaker 1: I think this is very comparable to like someone addicted 735 00:33:57,600 --> 00:34:01,080 Speaker 1: to like meth or heroin or any kind of Like, yes, 736 00:34:01,120 --> 00:34:03,680 Speaker 1: it had a major addiction. So like what would we 737 00:34:03,800 --> 00:34:06,880 Speaker 1: say to those people too, Would the advice be the same, 738 00:34:07,000 --> 00:34:09,480 Speaker 1: like you've you know, for you at every turn been 739 00:34:09,719 --> 00:34:11,160 Speaker 1: kind of making the wrong decisions. 740 00:34:11,360 --> 00:34:14,640 Speaker 2: No, my advice would be just I mean, ultimately, this 741 00:34:14,719 --> 00:34:18,520 Speaker 2: individual is dealing with a problem, a mental health problem. 742 00:34:18,520 --> 00:34:21,480 Speaker 2: This is an addiction at its finest, So you know, 743 00:34:21,560 --> 00:34:24,360 Speaker 2: at some level, empathy and support is really all you 744 00:34:24,400 --> 00:34:26,799 Speaker 2: can give. But if they don't do anything with any 745 00:34:26,840 --> 00:34:29,520 Speaker 2: advice or any support you give them, There's only so 746 00:34:29,680 --> 00:34:30,480 Speaker 2: much we can do. 747 00:34:30,600 --> 00:34:33,160 Speaker 3: You can't lay your own life to be destroyed when 748 00:34:33,280 --> 00:34:35,960 Speaker 3: they kind of and it's almost destroying your family and 749 00:34:36,000 --> 00:34:36,680 Speaker 3: your your wife. 750 00:34:36,680 --> 00:34:38,000 Speaker 1: Can only do so much. Like I was in I 751 00:34:38,040 --> 00:34:40,720 Speaker 1: was in San Francisco a couple of weeks ago doing 752 00:34:40,840 --> 00:34:44,440 Speaker 1: like interviewing people that were helping with the homelessness epidemic 753 00:34:44,520 --> 00:34:47,200 Speaker 1: sure in San Francisco, and you see these people that 754 00:34:47,280 --> 00:34:50,120 Speaker 1: like are injecting on the streets, And I was talking 755 00:34:50,120 --> 00:34:51,719 Speaker 1: to some of these people, and I was talking to 756 00:34:51,760 --> 00:34:53,400 Speaker 1: some of the people that were on the streets for 757 00:34:53,440 --> 00:34:56,279 Speaker 1: eighteen years and got off. And he's like this guy Dell, 758 00:34:56,320 --> 00:34:58,920 Speaker 1: who was literally on the streets for eighteen years and 759 00:34:58,960 --> 00:35:01,279 Speaker 1: then now it's like pillar of the community. He was 760 00:35:01,320 --> 00:35:03,400 Speaker 1: like a pimp, and he was like hustling drugs, and 761 00:35:03,440 --> 00:35:06,040 Speaker 1: then now he's like a church going man and helps 762 00:35:06,080 --> 00:35:08,399 Speaker 1: every homeless person he sees. He was like, no one 763 00:35:08,400 --> 00:35:10,480 Speaker 1: could have told me to get off the street. No 764 00:35:10,520 --> 00:35:12,440 Speaker 1: one could have told me to stop sleeping on the 765 00:35:12,440 --> 00:35:14,000 Speaker 1: side of the road. No one could have told me 766 00:35:14,040 --> 00:35:16,319 Speaker 1: to stop using. I had to wake up one day 767 00:35:16,360 --> 00:35:19,400 Speaker 1: and decide this was enough. Yep. And ultimately, like the 768 00:35:19,760 --> 00:35:22,520 Speaker 1: hardest doors to open or the doors that are closed 769 00:35:22,520 --> 00:35:24,879 Speaker 1: from the inside, and no one can really help you 770 00:35:24,920 --> 00:35:28,160 Speaker 1: get out of that unless unless it's you. So it's like, yes, 771 00:35:28,280 --> 00:35:30,960 Speaker 1: like the wife can have empathy, his family could have empathy, 772 00:35:31,080 --> 00:35:33,000 Speaker 1: but at just like at a certain point, like he's 773 00:35:33,040 --> 00:35:34,319 Speaker 1: the only one that can open that. 774 00:35:34,280 --> 00:35:37,120 Speaker 3: Door, and she doesn't deserve to have her life destroyed. 775 00:35:37,200 --> 00:35:40,440 Speaker 3: I hope and pray it wasn't explicitly clear, I can guess, 776 00:35:40,640 --> 00:35:43,279 Speaker 3: but I hope and pray that she is not like 777 00:35:43,680 --> 00:35:44,880 Speaker 3: legally part. 778 00:35:44,680 --> 00:35:48,440 Speaker 1: Of that, right, hope, hope. I think there might be 779 00:35:48,480 --> 00:35:50,880 Speaker 1: a thing where it's like if you get divorced, like 780 00:35:50,960 --> 00:35:52,200 Speaker 1: that's a negotiation. 781 00:35:52,400 --> 00:35:54,280 Speaker 3: Yeah, Like you go into the court and you're like, listen, 782 00:35:54,320 --> 00:35:56,840 Speaker 3: here's all the receipts, my husband did all of this, 783 00:35:57,080 --> 00:35:58,920 Speaker 3: and then the court. I'm sure the court can be 784 00:35:59,000 --> 00:36:01,440 Speaker 3: like all, if not the majority of it, it's on 785 00:36:01,600 --> 00:36:04,560 Speaker 3: op because yeah, which is also something that like, oh, 786 00:36:04,640 --> 00:36:06,120 Speaker 3: he should leally do himself. 787 00:36:06,280 --> 00:36:08,480 Speaker 1: Yeah, because because it's like I did this, but he 788 00:36:09,000 --> 00:36:12,000 Speaker 1: kind of has to. He would have to agree to that. 789 00:36:12,280 --> 00:36:15,879 Speaker 3: True, which like if he truly feels like he says 790 00:36:15,920 --> 00:36:17,640 Speaker 3: and describes, he should do that. 791 00:36:17,840 --> 00:36:20,320 Speaker 1: Yeah, I mean that that would be retribution. Yeah. 792 00:36:20,480 --> 00:36:23,439 Speaker 2: Again, it comes back to the point of there's only 793 00:36:23,480 --> 00:36:26,120 Speaker 2: so much that we, his wife, his kids, his family 794 00:36:26,160 --> 00:36:29,479 Speaker 2: can do. The onus is on him to make the move. Yeah, 795 00:36:29,520 --> 00:36:32,480 Speaker 2: and there's he's stuck. There's nowhere else you can go. 796 00:36:32,560 --> 00:36:35,279 Speaker 2: He has to basically admit failure and rebuild his life, 797 00:36:35,360 --> 00:36:37,200 Speaker 2: and it seems like he's aware of it, but he's 798 00:36:37,280 --> 00:36:41,480 Speaker 2: not really doing much yeah, to alleviate it. 799 00:36:41,480 --> 00:36:45,160 Speaker 1: There's a difference between self awareness and action, you know, 800 00:36:45,320 --> 00:36:47,759 Speaker 1: and you can be self aware and take no action, 801 00:36:47,960 --> 00:36:50,279 Speaker 1: and I think that is where it seems like he's 802 00:36:50,320 --> 00:36:53,080 Speaker 1: being caught. But again, like gambling, gambling, it's not an 803 00:36:53,120 --> 00:36:55,840 Speaker 1: easy addiction to get rid of. Not at all, Yeah, 804 00:36:55,880 --> 00:36:58,800 Speaker 1: not at all. But you know what else isn't easy 805 00:36:58,920 --> 00:37:02,839 Speaker 1: to get rid of? What? What the desperate question in 806 00:37:02,920 --> 00:37:07,200 Speaker 1: my mind of what is Carrie's story? Time here we go. 807 00:37:07,800 --> 00:37:11,919 Speaker 2: Oh my god, it's not. It's not as haunting as 808 00:37:11,920 --> 00:37:18,240 Speaker 2: this story, but as an op it is a story, 809 00:37:19,280 --> 00:37:22,400 Speaker 2: and it is of how I lost twenty five hundred 810 00:37:22,680 --> 00:37:25,080 Speaker 2: when I was scammed playing video games? 811 00:37:25,920 --> 00:37:27,280 Speaker 1: Why does that feel like nothing? 812 00:37:27,320 --> 00:37:35,080 Speaker 2: Now? I was like, like, after hearing this entire story, 813 00:37:35,080 --> 00:37:37,919 Speaker 2: I'm like, oh, man, like I do relate. I've been there, 814 00:37:38,520 --> 00:37:39,680 Speaker 2: but that's. 815 00:37:39,440 --> 00:37:42,200 Speaker 1: Not what is the story? What happened? 816 00:37:42,280 --> 00:37:46,520 Speaker 2: So? I love video games and for the longest time 817 00:37:46,719 --> 00:37:49,279 Speaker 2: I was an avid skin collector for a game called 818 00:37:49,360 --> 00:37:50,040 Speaker 2: counter Strike. 819 00:37:50,400 --> 00:37:55,520 Speaker 1: It's a little's like a Hannibal elector thing. 820 00:37:56,840 --> 00:38:01,400 Speaker 2: I would purchase skins because they looked cool and I 821 00:38:01,440 --> 00:38:03,399 Speaker 2: thought they were super cute and it was a great 822 00:38:03,400 --> 00:38:07,480 Speaker 2: way to flex in games, right, And I accrued about 823 00:38:07,520 --> 00:38:11,759 Speaker 2: twenty five hundred dollars worth of skins at Wow, just 824 00:38:11,840 --> 00:38:16,400 Speaker 2: collecting just like buying them, trading them, engaging conversations to 825 00:38:16,560 --> 00:38:18,799 Speaker 2: sell them. And there's if you look it up, guys, 826 00:38:18,800 --> 00:38:22,040 Speaker 2: there is an actual market. This is an actual industry 827 00:38:22,160 --> 00:38:24,279 Speaker 2: where people make a lot of money off of off 828 00:38:24,320 --> 00:38:27,040 Speaker 2: of selling skins. And one day I quit the game, 829 00:38:27,160 --> 00:38:29,799 Speaker 2: kind of like an addiction. I had an addiction to 830 00:38:29,920 --> 00:38:32,080 Speaker 2: counter strike in video games, and I wanted to I 831 00:38:32,120 --> 00:38:35,680 Speaker 2: wanted to quit. So I made the effort to sell 832 00:38:35,680 --> 00:38:38,719 Speaker 2: my skins. I went on Twitter, I went on read it. 833 00:38:38,760 --> 00:38:40,640 Speaker 2: I was like, hey, guys, like looking to sell my 834 00:38:40,760 --> 00:38:44,600 Speaker 2: skins and Carrie Bell for a skill. 835 00:38:45,280 --> 00:38:46,760 Speaker 1: What was it? What was the setup? 836 00:38:46,840 --> 00:38:48,960 Speaker 2: It was just a random person that reached out to me. 837 00:38:49,040 --> 00:38:51,319 Speaker 2: Looked pretty legit. I looked him up on Steam, I 838 00:38:51,320 --> 00:38:53,440 Speaker 2: looked him on him, look him, looked him up on 839 00:38:53,480 --> 00:38:55,719 Speaker 2: buff which is where you calculate all these prices and 840 00:38:55,760 --> 00:38:58,560 Speaker 2: see how legitimate these these skins are. And so he 841 00:38:58,640 --> 00:39:01,320 Speaker 2: seemed pretty legit, and I thought I was pretty smart 842 00:39:01,400 --> 00:39:04,520 Speaker 2: enough to not deal with scammers. But basically he reached 843 00:39:04,560 --> 00:39:06,200 Speaker 2: out and he was like, hey, I'm going to send 844 00:39:06,200 --> 00:39:08,000 Speaker 2: the money. I would like you to wait a couple 845 00:39:08,040 --> 00:39:09,880 Speaker 2: of days because it takes a while for the money 846 00:39:09,920 --> 00:39:14,319 Speaker 2: to lay in the system, and I was like, okay, yeah, sure. 847 00:39:14,360 --> 00:39:16,960 Speaker 2: I mean we struck up a really good conversation too, 848 00:39:16,960 --> 00:39:19,279 Speaker 2: which is the worst part because I was like, oh, 849 00:39:19,360 --> 00:39:20,120 Speaker 2: I actually. 850 00:39:20,120 --> 00:39:21,000 Speaker 1: Trust a good guy. 851 00:39:21,600 --> 00:39:25,359 Speaker 2: And I waited. I waited weeks. I was like, hey, 852 00:39:25,520 --> 00:39:28,480 Speaker 2: following up, Hey, following up. How's it going. He's like, 853 00:39:28,520 --> 00:39:30,960 Speaker 2: it's coming. I'm just having issues with my bank. I'm 854 00:39:31,000 --> 00:39:34,000 Speaker 2: in Europe, so it's a little difficult. It never came, 855 00:39:34,360 --> 00:39:38,480 Speaker 2: and quite frankly, I don't know. I was really fucking sad. 856 00:39:38,680 --> 00:39:43,080 Speaker 2: I was really upset, but I was over every single 857 00:39:43,160 --> 00:39:46,640 Speaker 2: one of my skins. So twenty five hundred is a lot, 858 00:39:46,680 --> 00:39:49,240 Speaker 2: but like compared to other collectors that have like hundreds 859 00:39:49,239 --> 00:39:51,200 Speaker 2: of thousands of dollars as well, kind of like similar 860 00:39:51,239 --> 00:39:54,360 Speaker 2: to NFTs. Twenty five hundred was a lot to me 861 00:39:54,480 --> 00:39:58,319 Speaker 2: as a as a college student in high school, like 862 00:39:58,520 --> 00:40:00,680 Speaker 2: getting my first job like meant a lot to me. 863 00:40:00,680 --> 00:40:02,319 Speaker 2: The game meant a lot to me. So when I 864 00:40:02,320 --> 00:40:05,000 Speaker 2: lost that twenty five hundred, I was like, that's really tough. 865 00:40:05,200 --> 00:40:07,960 Speaker 2: That's that really sucked. I'm over it now, Like I've 866 00:40:08,000 --> 00:40:10,520 Speaker 2: made my piece. I realized, you know, I make at 867 00:40:10,600 --> 00:40:13,320 Speaker 2: least it wasn't eight hundred thousand dollars. 868 00:40:12,920 --> 00:40:15,200 Speaker 1: You know, at least perspective. 869 00:40:15,480 --> 00:40:18,400 Speaker 2: Yeah, but it helps keep me in perspective. I'm like, Okay, 870 00:40:18,400 --> 00:40:20,479 Speaker 2: this happened to me before. I can't let it happen again. 871 00:40:20,560 --> 00:40:22,400 Speaker 1: But now you're never going to fall for another scammer. 872 00:40:22,520 --> 00:40:25,120 Speaker 2: No more counter strike scamming guys. Don't don't scam it, 873 00:40:25,320 --> 00:40:29,560 Speaker 2: don't fall for no. But that's my story. I've learned 874 00:40:29,600 --> 00:40:32,040 Speaker 2: a lot and hopefully you know, kind of relatable to 875 00:40:32,480 --> 00:40:36,480 Speaker 2: this individual. Gambling is bad. Don't gamble it gambled. That's 876 00:40:36,480 --> 00:40:38,359 Speaker 2: the other thing. I did, dabble in a little bit 877 00:40:38,360 --> 00:40:40,839 Speaker 2: of gambling with a bit of those skins too, because 878 00:40:40,840 --> 00:40:42,120 Speaker 2: it's a it's a gambling, it's. 879 00:40:42,040 --> 00:40:44,000 Speaker 1: A it's like it's like a chest thing or you 880 00:40:44,000 --> 00:40:45,120 Speaker 1: open up like a open. 881 00:40:45,000 --> 00:40:46,920 Speaker 2: Up a chest, open up a case, and it's like 882 00:40:47,120 --> 00:40:51,719 Speaker 2: that little dopaminia. Yeah, so I get it. But no, not. 883 00:40:51,680 --> 00:40:53,760 Speaker 1: Good from one gambler to another gambler. 884 00:40:53,960 --> 00:40:56,920 Speaker 2: Stop stop, stop telling you stop. 885 00:40:57,040 --> 00:40:59,680 Speaker 1: But John, I don't want to stop, neither do I. 886 00:40:59,680 --> 00:41:02,160 Speaker 1: I'm a addicted to reading this next story. We'll let 887 00:41:02,160 --> 00:41:04,880 Speaker 1: me give you your next Oh god,