1 00:00:00,120 --> 00:00:03,760 Speaker 1: President Biden announcing for the first time ever, Medicare will 2 00:00:03,800 --> 00:00:09,080 Speaker 1: begin negotiating drug prices with manufacturers, targeting ten major medications 3 00:00:09,240 --> 00:00:12,600 Speaker 1: that treat everything from diabetes to blood cloths to cancer. 4 00:00:12,960 --> 00:00:15,920 Speaker 1: The President says it will mean lower healthcare costs for 5 00:00:16,079 --> 00:00:19,760 Speaker 1: millions of Americans. As many as nine million seniors take 6 00:00:19,800 --> 00:00:21,920 Speaker 1: at least one of the drugs on the list, some 7 00:00:22,079 --> 00:00:25,279 Speaker 1: paying up to six five hundred dollars out of pocket 8 00:00:25,280 --> 00:00:28,440 Speaker 1: each year. Seniors will see those savings kick in in about. 9 00:00:28,160 --> 00:00:29,160 Speaker 2: Two and a half years. 10 00:00:29,360 --> 00:00:32,440 Speaker 1: The prices have to first be negotiated with those drug companies, 11 00:00:32,600 --> 00:00:34,720 Speaker 1: and some of them are already trying to block this 12 00:00:34,800 --> 00:00:37,680 Speaker 1: program in court. But still the White House says they're 13 00:00:37,720 --> 00:00:40,080 Speaker 1: confident they will win and that the list of drugs 14 00:00:40,080 --> 00:00:41,720 Speaker 1: announced today is just the beginning. 15 00:00:41,840 --> 00:00:43,280 Speaker 2: So the question I have any time I hear a 16 00:00:43,360 --> 00:00:45,960 Speaker 2: story like that is how true? Is it? Is it 17 00:00:46,000 --> 00:00:48,360 Speaker 2: going to matter to me or just other people? So 18 00:00:48,400 --> 00:00:49,560 Speaker 2: we thought we'd talked to an expert. 19 00:00:49,680 --> 00:00:51,479 Speaker 3: Yeah, indeed, and that two and a half years from 20 00:00:51,520 --> 00:00:54,760 Speaker 3: now thing m Yeah, Craig got Walls. Craig, the healthcare guru, 21 00:00:54,960 --> 00:00:59,840 Speaker 3: joins us. He's an attorney, lawn benefit consultant, with benefit Revolution. Craig, Well, 22 00:01:00,160 --> 00:01:00,760 Speaker 3: how are you, sir? 23 00:01:00,960 --> 00:01:02,600 Speaker 4: I'm well, how are you, gentlemen? Oh? 24 00:01:02,680 --> 00:01:04,960 Speaker 3: Terrific? Thank you. So what did you make of this? 25 00:01:05,080 --> 00:01:07,240 Speaker 3: How significant is it? 26 00:01:06,760 --> 00:01:09,520 Speaker 4: It's a good deal, man. It's you know, when your 27 00:01:09,520 --> 00:01:12,080 Speaker 4: dog comes to you after ignoring you for weeks and 28 00:01:12,120 --> 00:01:15,040 Speaker 4: weeks and weeks, you don't spank it, right, You reward 29 00:01:15,080 --> 00:01:16,880 Speaker 4: the dog for coming to you. And so this is 30 00:01:17,280 --> 00:01:19,560 Speaker 4: this is a move in the right direction. Now, the 31 00:01:19,640 --> 00:01:21,560 Speaker 4: analogy I would give you, guys is we're in a 32 00:01:21,600 --> 00:01:24,360 Speaker 4: canoe in the middle of a lake. It's rocking and rolling, 33 00:01:24,520 --> 00:01:26,640 Speaker 4: and we've got a big leak and the water's coming 34 00:01:26,680 --> 00:01:29,520 Speaker 4: in rapidly. In our right cup, we have a red 35 00:01:29,560 --> 00:01:32,920 Speaker 4: solo cup. That's the Trump Trump transparency regulations. In our 36 00:01:33,040 --> 00:01:35,480 Speaker 4: left cup, we now have a dixie cup and we're 37 00:01:35,480 --> 00:01:38,000 Speaker 4: bailing that canoe. And this dixie cup is this drug 38 00:01:38,040 --> 00:01:41,560 Speaker 4: deal only because it's just ten drugs and it's two 39 00:01:41,560 --> 00:01:44,600 Speaker 4: and a half years away. I totally applaud the move. 40 00:01:44,920 --> 00:01:47,240 Speaker 4: We need way more of this, But how about all 41 00:01:47,280 --> 00:01:50,480 Speaker 4: the drugs starting tomorrow? Right? I mean, this is just 42 00:01:50,520 --> 00:01:53,640 Speaker 4: a travesty. We're overpaying. We pay three times what other 43 00:01:53,680 --> 00:01:57,120 Speaker 4: countries pay for these same darn drugs and it's just 44 00:01:57,160 --> 00:01:59,559 Speaker 4: because it's been all mobbed up for twenty plus years 45 00:01:59,720 --> 00:02:02,360 Speaker 4: and can't negotiate with with the drug companies. 46 00:02:02,720 --> 00:02:05,200 Speaker 3: Well, you partially answered my next question. But why such 47 00:02:05,200 --> 00:02:06,880 Speaker 3: an incremental move, do you think? 48 00:02:07,680 --> 00:02:12,720 Speaker 4: Well, because, uh, because healthcare is the number one lobby 49 00:02:12,840 --> 00:02:15,600 Speaker 4: in the United States and healthcare is the number one 50 00:02:15,639 --> 00:02:18,880 Speaker 4: industry in the United States. And it's really bad for 51 00:02:18,960 --> 00:02:21,280 Speaker 4: reelection if you say, if you say no, or if 52 00:02:21,320 --> 00:02:23,560 Speaker 4: you try and curtail those people that are paying for 53 00:02:23,600 --> 00:02:24,239 Speaker 4: your reelection. 54 00:02:24,400 --> 00:02:30,160 Speaker 2: Oh man, yep. So and okay, before I get to 55 00:02:30,200 --> 00:02:33,000 Speaker 2: my question, So we're paying three times more than the 56 00:02:33,000 --> 00:02:35,600 Speaker 2: rest of the world for the same drugs on average. 57 00:02:35,639 --> 00:02:37,360 Speaker 4: That's actually yes, right. 58 00:02:37,360 --> 00:02:37,919 Speaker 2: That ain't good. 59 00:02:38,520 --> 00:02:39,519 Speaker 4: So nope. 60 00:02:40,600 --> 00:02:44,160 Speaker 2: So the news report there mentioned the drug companies are 61 00:02:44,200 --> 00:02:45,920 Speaker 2: trying to you know, they're pushing back, they're trying to 62 00:02:45,919 --> 00:02:47,440 Speaker 2: come up with a way around it. Do you think 63 00:02:47,440 --> 00:02:48,880 Speaker 2: in two and a half years they'll figure out a 64 00:02:48,880 --> 00:02:49,440 Speaker 2: way around it. 65 00:02:50,000 --> 00:02:52,440 Speaker 4: Well, they're certainly going to try. And there are I 66 00:02:52,520 --> 00:02:56,480 Speaker 4: counted up yesterday eight lawsuits already filed just on this topic. 67 00:02:56,520 --> 00:02:58,920 Speaker 4: So every major drug manufacturer is in on it, and 68 00:02:58,919 --> 00:03:01,880 Speaker 4: they want to stop it. Obviously, because that chokes off 69 00:03:01,919 --> 00:03:05,440 Speaker 4: their cash cow, don't I don't know if they'll have 70 00:03:05,480 --> 00:03:08,040 Speaker 4: success this time around, because you know, we're thirty three 71 00:03:08,080 --> 00:03:11,239 Speaker 4: trillion in debt as a country. We are a bankrupt 72 00:03:12,000 --> 00:03:15,240 Speaker 4: you know, insurance company effectively with a with a failing military. 73 00:03:15,400 --> 00:03:17,880 Speaker 4: So I don't see how I don't see how you 74 00:03:17,919 --> 00:03:19,799 Speaker 4: make the argument that we can't do this. I mean, 75 00:03:19,800 --> 00:03:21,960 Speaker 4: this one, this one, to me, is a no brainer 76 00:03:22,160 --> 00:03:26,239 Speaker 4: that overwhelmingly Republicans and Democrats agree on. I mean, I 77 00:03:26,240 --> 00:03:29,720 Speaker 4: think it's something like seven percent of Republicans agree we 78 00:03:29,720 --> 00:03:32,760 Speaker 4: should be negotiating these prices, and it's like mid eighties 79 00:03:32,800 --> 00:03:37,720 Speaker 4: for Democrats. I'll tell you where this became screwy, gentlemen. 80 00:03:37,960 --> 00:03:41,800 Speaker 4: Was it was something we never did. We never negotiated 81 00:03:41,840 --> 00:03:45,520 Speaker 4: these prices. Okay, we just accepted whatever bogus off the 82 00:03:45,560 --> 00:03:48,200 Speaker 4: shelf price the drug companies wanted, and we paid it 83 00:03:48,240 --> 00:03:49,920 Speaker 4: with Medicare and Medicaid. 84 00:03:49,560 --> 00:03:52,920 Speaker 3: Which is bizarre, if I might interject, I mean, can 85 00:03:52,920 --> 00:03:54,080 Speaker 3: you imagine bizarre? 86 00:03:54,480 --> 00:03:57,000 Speaker 4: Yeah, imagine if we had to go buy cars that way. Well, 87 00:03:57,040 --> 00:03:58,880 Speaker 4: of course, that's kind of how the government does buy cars. 88 00:03:58,920 --> 00:04:02,760 Speaker 4: Sticker price for everything. But in two thousand and two, 89 00:04:02,840 --> 00:04:05,520 Speaker 4: George Bush wrote this into law. He codified it, which 90 00:04:05,640 --> 00:04:09,120 Speaker 4: didn't really change the modus operendi because we weren't negotiating anyway, 91 00:04:09,160 --> 00:04:11,440 Speaker 4: but it was again a nod to one of his 92 00:04:11,560 --> 00:04:15,760 Speaker 4: largest donor classes, Big Pharma. Then this is where it 93 00:04:15,760 --> 00:04:19,200 Speaker 4: gets fascinating. You had pushback on it because Democrats were 94 00:04:19,240 --> 00:04:23,280 Speaker 4: against that. Democrats were four price negotiation, and Republicans were 95 00:04:23,320 --> 00:04:25,719 Speaker 4: against it. And that went all the way up to 96 00:04:25,720 --> 00:04:27,839 Speaker 4: two thousand and nine. And in two thousand and nine, 97 00:04:27,880 --> 00:04:30,880 Speaker 4: President Obama realized, there's no way I'm going to get 98 00:04:30,880 --> 00:04:35,480 Speaker 4: Obamacare passed unless I get the hospitals, the insurance companies, 99 00:04:35,520 --> 00:04:38,560 Speaker 4: and big pharma on my side. So he gave out 100 00:04:38,800 --> 00:04:41,159 Speaker 4: little dog treats to each of those industries, and the 101 00:04:41,200 --> 00:04:44,120 Speaker 4: dog treat he gave to Pharma was, we will, even 102 00:04:44,160 --> 00:04:47,880 Speaker 4: with Obamacare, we will not negotiate drug prices. And then 103 00:04:47,920 --> 00:04:51,040 Speaker 4: Obama took money from the healthcare industry, which was something 104 00:04:51,080 --> 00:04:53,599 Speaker 4: that Democrats didn't buy and large do at that time. 105 00:04:54,000 --> 00:04:56,400 Speaker 4: But what that did is it opened the floodgates. So 106 00:04:56,560 --> 00:04:59,560 Speaker 4: now after two thousand and nine, both parties are on 107 00:04:59,600 --> 00:05:02,840 Speaker 4: the pay life of the massive lobbies associated with healthcare. 108 00:05:03,240 --> 00:05:05,240 Speaker 4: And that's what's kick this can all the way down 109 00:05:05,240 --> 00:05:07,880 Speaker 4: the road to twenty twenty three, where finally we got 110 00:05:07,880 --> 00:05:10,000 Speaker 4: to do something right. The house is on fire and 111 00:05:10,000 --> 00:05:12,240 Speaker 4: all we've got to fire all We've got the garden hose. 112 00:05:12,920 --> 00:05:15,240 Speaker 4: So what do we do? We're going to negotiate these 113 00:05:15,320 --> 00:05:17,599 Speaker 4: ten two and a half years from now. It's really 114 00:05:17,640 --> 00:05:19,960 Speaker 4: similar to what they did with Obamacare. Wow. 115 00:05:20,040 --> 00:05:22,719 Speaker 3: I didn't think I could become more cynical through the 116 00:05:22,760 --> 00:05:24,680 Speaker 3: course of a single segment of the show. But I 117 00:05:24,720 --> 00:05:27,360 Speaker 3: have you remember when three or four years ago, Craig, 118 00:05:27,400 --> 00:05:29,640 Speaker 3: you and I were semi obsessive about figuring out where 119 00:05:29,680 --> 00:05:33,760 Speaker 3: we should move where there is liberty and free markets 120 00:05:33,760 --> 00:05:34,520 Speaker 3: and that sort of thing. 121 00:05:34,800 --> 00:05:35,839 Speaker 2: Are you still on that way? 122 00:05:35,920 --> 00:05:36,920 Speaker 3: Where would you go right now? 123 00:05:36,960 --> 00:05:38,279 Speaker 2: As an ex pad Portugal? 124 00:05:38,480 --> 00:05:42,280 Speaker 4: That's my latest one is portable Portugal. I just did 125 00:05:42,279 --> 00:05:44,240 Speaker 4: a neighbor go there and he's telling me all about it. 126 00:05:44,240 --> 00:05:45,280 Speaker 4: It sounds fantastic. 127 00:05:46,640 --> 00:05:51,080 Speaker 3: Wow, Wow, warm Weather beaches, et cetera. Okay, so. 128 00:05:52,880 --> 00:05:54,560 Speaker 4: Maybe I'm going to say, Jack, I want to tell 129 00:05:54,560 --> 00:05:56,440 Speaker 4: you guys the story of a drug. I just want 130 00:05:56,480 --> 00:05:57,960 Speaker 4: to if I can, if I can fit it in here, 131 00:05:58,120 --> 00:06:00,120 Speaker 4: I want to illustrate this point where you just how 132 00:06:00,160 --> 00:06:04,520 Speaker 4: corrupt this is. So Aveston and lucentis same drug, same 133 00:06:04,560 --> 00:06:08,880 Speaker 4: active components made by Genentech, Lucentus came first. The problem 134 00:06:08,960 --> 00:06:11,760 Speaker 4: is Lucentus is thirty eight times more expensive than Aveston. 135 00:06:12,240 --> 00:06:15,000 Speaker 4: So Leucentus is used to treat cancer by slowing the 136 00:06:15,040 --> 00:06:18,360 Speaker 4: growth of blood vessels that feed the tumors. But innovative 137 00:06:18,360 --> 00:06:21,599 Speaker 4: doctors realized, oh my gosh, we could inject a tiny 138 00:06:21,760 --> 00:06:26,480 Speaker 4: amount of Aveston into an eyeball in slow macular degeneration. 139 00:06:26,800 --> 00:06:29,880 Speaker 4: It worked, it was phenomenal, and in so doing they 140 00:06:29,960 --> 00:06:33,360 Speaker 4: used so little it was only sixty dollars per injection. Okay, 141 00:06:33,400 --> 00:06:35,640 Speaker 4: So Genentech says, well, we can't have that. We're not 142 00:06:35,680 --> 00:06:39,200 Speaker 4: making enough money on it. So genen Tech repackages Aveston, 143 00:06:39,520 --> 00:06:42,120 Speaker 4: rebrands it is Loucentus, sells it for the eye, and 144 00:06:42,200 --> 00:06:46,480 Speaker 4: charges twenty three hundred dollars per dose, thirty eight times 145 00:06:46,640 --> 00:06:49,080 Speaker 4: thirty eight times what doctors were paying to do it. 146 00:06:49,839 --> 00:06:52,800 Speaker 4: Then Genentech comes out and says, and by the way, 147 00:06:52,839 --> 00:06:58,080 Speaker 4: you can't use Aveston anymore, it's not safe. Honorable ophthalmologist 148 00:06:58,120 --> 00:07:00,760 Speaker 4: said that's bs we can still use it. And they 149 00:07:00,839 --> 00:07:04,480 Speaker 4: fought it and they sued in genen tech back down. Now, 150 00:07:04,200 --> 00:07:07,479 Speaker 4: why would doctors want to prescribe that more expensive drug 151 00:07:07,560 --> 00:07:10,080 Speaker 4: because they're paid six percent of the cost of the drug. 152 00:07:10,160 --> 00:07:12,840 Speaker 4: So every doctor that was prescribing Loocentus made one hundred 153 00:07:12,840 --> 00:07:15,560 Speaker 4: and thirty eight dollars a pop, while every doctor that 154 00:07:15,680 --> 00:07:20,560 Speaker 4: was still using the avestin was only making a Starbucks Americano. Wow, 155 00:07:22,040 --> 00:07:25,280 Speaker 4: that's just one drug example, Jens, one drug example that 156 00:07:25,320 --> 00:07:28,280 Speaker 4: I have followed over the years, and our industry is 157 00:07:28,440 --> 00:07:31,640 Speaker 4: riddled with them, riddled with them. So when they come 158 00:07:31,640 --> 00:07:33,680 Speaker 4: out and say it's a big deal to negotiate ten 159 00:07:33,800 --> 00:07:35,720 Speaker 4: you know what, it's a big deal to negotiate. I'm 160 00:07:35,760 --> 00:07:38,080 Speaker 4: happy we're doing it, but we need to be negotiating 161 00:07:38,160 --> 00:07:40,760 Speaker 4: all these prices right now. It's our tax dollars. This 162 00:07:40,880 --> 00:07:44,200 Speaker 4: is our biggest expense, and we're taking it so lightly 163 00:07:44,200 --> 00:07:45,960 Speaker 4: in the face of thirty three trillion in debt. 164 00:07:46,680 --> 00:07:49,080 Speaker 3: Well, and you pile that on top of the discussion 165 00:07:49,120 --> 00:07:52,800 Speaker 3: we've had several times about how Obamacare has enriched the 166 00:07:52,880 --> 00:07:56,559 Speaker 3: major insurance companies beyond their wildest dreams. That their stock 167 00:07:56,680 --> 00:07:59,080 Speaker 3: price has risen seventeen times faster than the S and 168 00:07:59,120 --> 00:08:02,680 Speaker 3: P five hundred orld, whatever the number is. It is utterly, 169 00:08:03,040 --> 00:08:04,200 Speaker 3: utterly corrupt. 170 00:08:05,640 --> 00:08:07,880 Speaker 4: It is. It is. You know what, I've been in 171 00:08:07,880 --> 00:08:10,680 Speaker 4: this industry for twenty two years, gentlemen, I've never been 172 00:08:10,680 --> 00:08:12,720 Speaker 4: more cynical. But I'll tell you what, I've also never 173 00:08:12,760 --> 00:08:14,920 Speaker 4: been more excited and had more fun because we now 174 00:08:14,920 --> 00:08:17,560 Speaker 4: have tools to fight this. And this is going to 175 00:08:17,560 --> 00:08:19,760 Speaker 4: give us tools to fight it because every drug they 176 00:08:19,800 --> 00:08:23,080 Speaker 4: start to negotiate, the private market will seize upon and 177 00:08:23,120 --> 00:08:26,040 Speaker 4: we'll be able to ride those coattails and negotiate lower 178 00:08:26,040 --> 00:08:29,360 Speaker 4: prices for themselves as well. So it's a dixie cup 179 00:08:29,440 --> 00:08:31,600 Speaker 4: to a flooding canoe. But at least I got a 180 00:08:31,600 --> 00:08:33,520 Speaker 4: dixie cup in one hand and a Solo cup in 181 00:08:33,559 --> 00:08:35,679 Speaker 4: the other, so we're using them. 182 00:08:35,679 --> 00:08:37,600 Speaker 2: I don't know if my question is like a completely 183 00:08:37,600 --> 00:08:40,960 Speaker 2: different topic, but like I always just picked the pharmacy 184 00:08:41,000 --> 00:08:43,280 Speaker 2: it was closest to my house or my hospital. That's 185 00:08:43,280 --> 00:08:45,640 Speaker 2: the way I always did it because it just seemed easier. 186 00:08:45,679 --> 00:08:47,360 Speaker 2: But then, so I was going to buy a drug 187 00:08:47,360 --> 00:08:49,400 Speaker 2: at I won't mention the name, but I was going 188 00:08:49,400 --> 00:08:51,400 Speaker 2: to buy a drug at one of your popular pharmacies 189 00:08:51,400 --> 00:08:53,760 Speaker 2: and they didn't have it. It was a lot, and 190 00:08:53,800 --> 00:08:56,040 Speaker 2: the pharmacists actually said, can I talk to you for 191 00:08:56,080 --> 00:08:59,160 Speaker 2: a second, said, and said, I shouldn't say this, but 192 00:08:59,520 --> 00:09:01,520 Speaker 2: if he over to Costco, it's going to be like 193 00:09:01,920 --> 00:09:05,160 Speaker 2: ten bucks. Ah, I said, really, you said yeah? So 194 00:09:05,160 --> 00:09:06,880 Speaker 2: then I saw I went to Costco and it was 195 00:09:06,960 --> 00:09:09,560 Speaker 2: ten bucks as opposed to as like ninety bucks. There. 196 00:09:10,040 --> 00:09:11,679 Speaker 2: What why? 197 00:09:12,040 --> 00:09:12,160 Speaker 4: How? 198 00:09:12,200 --> 00:09:14,640 Speaker 2: What is that? Is that just purely in the private 199 00:09:14,679 --> 00:09:18,480 Speaker 2: industry between like CBS, Walgreens, Rite aiding Costco? Or is 200 00:09:18,480 --> 00:09:19,439 Speaker 2: that part of the whole thing. 201 00:09:20,320 --> 00:09:22,679 Speaker 4: Yeah, roughly seventy five percent of the drug market is 202 00:09:22,720 --> 00:09:27,280 Speaker 4: controlled by three PBMs prescription benefit managers, and Jack, what 203 00:09:27,320 --> 00:09:28,920 Speaker 4: you just said is true. It happens all the time. 204 00:09:29,000 --> 00:09:31,800 Speaker 4: You know. One of the things we're doing with smaller employers, 205 00:09:31,840 --> 00:09:34,080 Speaker 4: with self funded employers is we're steering them to the 206 00:09:34,080 --> 00:09:36,680 Speaker 4: lower cost pharmacies. We have an app built into their phone. 207 00:09:36,679 --> 00:09:39,079 Speaker 4: When they get their prescription. We tell them where's the 208 00:09:39,120 --> 00:09:41,160 Speaker 4: cheapest place within ten miles at their home to get 209 00:09:41,160 --> 00:09:43,200 Speaker 4: that drug, and we show them the price different. Yeah. 210 00:09:43,880 --> 00:09:47,760 Speaker 2: I get it, and it's tools, but it can be worthwhile. 211 00:09:47,840 --> 00:09:50,040 Speaker 2: But like now, instead of just always going to the 212 00:09:50,040 --> 00:09:52,360 Speaker 2: place closest to my house, which I've done my whole life, 213 00:09:52,440 --> 00:09:54,720 Speaker 2: I've got like four different pharmacies, some of them really 214 00:09:54,760 --> 00:09:56,880 Speaker 2: a long way away, but it's a much cheaper way 215 00:09:56,880 --> 00:09:57,760 Speaker 2: to get the drugs. 216 00:09:58,520 --> 00:10:03,680 Speaker 3: Yeah, everybody has to become a health care bargain hobbyist. Yes, wow, great, Yeah, 217 00:10:03,679 --> 00:10:08,040 Speaker 3: Craig gotwaals, Craig the healthcare guru. Really interesting stuff, Craig. 218 00:10:08,840 --> 00:10:14,040 Speaker 3: It's you know, it's appalling to me how few Americans 219 00:10:14,240 --> 00:10:19,199 Speaker 3: will hear a description as simple, lucid, and undeniable as 220 00:10:19,640 --> 00:10:23,080 Speaker 3: our folks just heard. Does nobody have an interest in 221 00:10:23,160 --> 00:10:26,480 Speaker 3: reporting this stuff? It affects everybody all the time. 222 00:10:28,040 --> 00:10:33,560 Speaker 4: Well, one that was conspiratorial minded might argue that when 223 00:10:33,600 --> 00:10:37,520 Speaker 4: your number one advertiser is this industry, it's really hard 224 00:10:37,600 --> 00:10:39,720 Speaker 4: to have people on that talk badly about it. 225 00:10:41,040 --> 00:10:44,200 Speaker 3: It's a good point. Wrong number, a new phone? Who 226 00:10:44,280 --> 00:10:47,760 Speaker 3: do is lose our number? Craig, go away, Craig gotwalls. Craig, 227 00:10:47,800 --> 00:10:49,840 Speaker 3: It's always a pleasure. We have a link at Armstrong 228 00:10:49,840 --> 00:10:51,200 Speaker 3: in getty dot com if you want to get in 229 00:10:51,240 --> 00:10:54,120 Speaker 3: touch with Craig and learn more about benefits and drug 230 00:10:54,120 --> 00:10:55,960 Speaker 3: prices and that sort of thing. Always good to talk to. 231 00:10:55,920 --> 00:10:56,320 Speaker 2: You, aboud. 232 00:10:57,600 --> 00:11:00,600 Speaker 4: Thanks, gentlemen, have them hit my substat Okay, cool? 233 00:11:00,720 --> 00:11:02,920 Speaker 3: Yeah, sure hit is Substack. We'll have a link to 234 00:11:02,920 --> 00:11:05,960 Speaker 3: that too, Armstrong and getdy on. I'm sorry Armstrong geddy 235 00:11:06,040 --> 00:11:06,520 Speaker 3: dot com. 236 00:11:06,920 --> 00:11:09,840 Speaker 2: I don't know if I. He says, it's mostly good news, 237 00:11:09,880 --> 00:11:12,360 Speaker 2: so that's it's going the right direction on that particular thing. 238 00:11:12,360 --> 00:11:14,440 Speaker 2: But I still came away with a bad feeling. I 239 00:11:14,480 --> 00:11:19,640 Speaker 2: guess because the whole the healthcare industry being the biggest 240 00:11:19,679 --> 00:11:23,840 Speaker 2: industry in the country and the biggest lobbyist in the country. 241 00:11:24,120 --> 00:11:25,240 Speaker 2: That's frustrating. 242 00:11:26,080 --> 00:11:28,960 Speaker 3: Yes, and it does have a feel of, you know, 243 00:11:29,120 --> 00:11:32,120 Speaker 3: at your job, they don't let you take your lunch breaks. 244 00:11:33,000 --> 00:11:35,800 Speaker 3: They punch you in the face regularly at work, and 245 00:11:35,840 --> 00:11:38,840 Speaker 3: they've stolen your car five times, and they've announced, hey, 246 00:11:38,880 --> 00:11:40,679 Speaker 3: we're gonna let you take your lunch break now. 247 00:11:41,360 --> 00:11:45,640 Speaker 2: I meant