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Speaker 2: All right, guys, Welcome back, e y L. Hometown Heroes Edition,

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Speaker 2: Shot Town, Shot Town. What's going on?

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Speaker 3: So?

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Speaker 2: Yeah, so you know, the first Hometown Heros that we

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Speaker 2: did was in Houston.

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Speaker 4: Houston.

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Speaker 2: Shout out to Agetown, Shout out Totown, Shouts to Mike

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Speaker 2: Brown and shout out to Chris Senegaud, those of our

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Speaker 2: first hometown hero. So if you if you know Alesia,

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Speaker 2: we're traveling around all our major markets and we were

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Speaker 2: touching it to people and when we when we touched

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Speaker 2: the town, we try to do a couple of interviews

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Speaker 2: with people that are doing big things in the community.

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Speaker 5: Man, he had a big campaign and uh shout everybody

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Speaker 5: that supported his Win Win foundation.

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Speaker 4: Man, that was dope. Yeah, for sure, that's a fact.

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Speaker 2: So so all right, we're in Chicago and we had

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Speaker 2: to tap in with the good brothers of Downing Brothers

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Speaker 2: South south Side right south to the world blow up

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Speaker 2: for sure. So Anthony and Anton say that correctly, right,

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Speaker 2: that's right. Okay, so just left out of h and

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Speaker 2: a y here we go, first and foremost, thank you guys. Man,

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Speaker 2: We appreciate the man.

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Speaker 3: Yeah.

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Speaker 4: Absolutely.

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Speaker 3: We listen to the podcast I Dream one day that

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Speaker 3: Dreams come from.

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Speaker 1: Yeah.

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Speaker 2: Yeah. So we're in Chicago. We were on the South Side,

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Speaker 2: were in seventy nine, seventy ninth Street right right the

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Speaker 2: elevendary seventy nice shout the chance to raff up, he said,

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Speaker 2: setay nice setting nine. So yeah, we're out here. We

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Speaker 2: out here, So all right, these guys are legends in

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Speaker 2: the community. So they're firefighters by trade, and they are

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Speaker 2: celebrities because now they are on HG TV. They have

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Speaker 2: their own showing HG TV, and their real estate investors.

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Speaker 2: They're very interesting than guys, and so we're gonna talk

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Speaker 2: about a lot of different things with them. But before

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Speaker 2: we start, well, the first segment I want to talk

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Speaker 2: about is that a lot of times we talk about

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Speaker 2: entrepreneurship and business business. A lot of times what stops

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Speaker 2: people from being an entrepreneur being business owner is that

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Speaker 2: they you know, it's kind of risky to just jump

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Speaker 2: out there and you know, you have a nine to

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Speaker 2: five job or a regular job. The thing that one

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Speaker 2: of the things I like about you guys, is that

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Speaker 2: you do both right. So you're firefighters and you're still firefighters, right,

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Speaker 2: and then you're on TV and your real estate investors.

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Speaker 2: So we haven't covered this is a very interesting job

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Speaker 2: because I'm a financial advisor and I work with some

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Speaker 2: firefighters in New York. And firefighters have it good. They

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Speaker 2: make they make they make good money. They have strong unions,

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Speaker 2: especially in New York.

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Speaker 4: We have a very strong.

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Speaker 2: They get a pension and they only work like two

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Speaker 2: days a week. I know, it is like you. They

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Speaker 2: work like twenty four hour shifts, like two twenty four

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Speaker 2: hour shifts. So what happens is now you have like

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Speaker 2: five days where you're not working, which leaves a lot

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Speaker 2: of time where you can do other things. Right, So

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Speaker 2: is that how it is in Chicago? Yeah, that is

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Speaker 2: a great synopsis.

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Speaker 3: It definitely is a work to our advantage to have

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Speaker 3: that time all because I mean, yeah, essentially you worked

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Speaker 3: eight eight to nine twenty four hour shifts a month,

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Speaker 3: so we had like twenty two days off and the

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Speaker 3: question is what are you gonna do with that in

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Speaker 3: those twenty two days that you are free to do

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Speaker 3: what you want?

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Speaker 6: And then eventually real estate enters the picture for us.

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Speaker 2: So all right, so come about the fire department because

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Speaker 2: it's something that we especially in our community, it is

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Speaker 2: not enough black firefighters, right, So what a what got

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Speaker 2: you guys into the fire department? And like, what are

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Speaker 2: the steps that people can take? Because I think even

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Speaker 2: stuff like that is there.

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Speaker 3: He goes, We're not going anybody to leave?

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Speaker 2: Yeah, what what? Like what got you to the fire fighting?

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Speaker 2: With some of the steps that somebody can take to

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Speaker 2: become a firefighter, because, like I said, it is a

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Speaker 2: good professional, an honorable profession as well.

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Speaker 3: Yeah, I mean so the origin story for the fire department,

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Speaker 3: part of our story is back in two thousand and six.

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Speaker 3: I was fresh fresh out of college. I was actually

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Speaker 3: I was an educator. I started off in education and

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Speaker 3: I was coming driving home and.

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Speaker 2: I still live at home. My mom, no shame in that,

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Speaker 2: you know what I'm saying.

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Speaker 3: I was out of college and had my first job,

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Speaker 3: and I was saving up money, and she said, hey,

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Speaker 3: can you get a gallon of milk on the way home?

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Speaker 3: So I stopped and I was at a red light

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Speaker 3: and I saw this big CTA bus with a sign

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Speaker 3: on the side of it said answer the call It's

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Speaker 3: like and it had like the website and had a

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Speaker 3: firefighter on it. And you know, in education, at least

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Speaker 3: especially during that period of time and even right now,

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Speaker 3: you know, they do these like big layoffs, and you know,

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Speaker 3: I'm like, man, if I get if I lose my job,

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Speaker 3: because you know, the youngest people on the job are

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Speaker 3: the ones to go first, you know.

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Speaker 6: And I was like, well, I need a plan B

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Speaker 6: or something.

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Speaker 2: And when I saw that.

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Speaker 3: I was like, oh, that's interesting. Never thought about becoming

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Speaker 3: a firefighter, but maybe I'll check it out. I'll look

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Speaker 3: at the website. I go into the parking lot of

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Speaker 3: the Jewels grocery store. I walk in and right on

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Speaker 3: the on the door, the automatic door was the same sign.

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Speaker 3: It was an eight by eleven on the door.

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Speaker 4: I took the answered the call.

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Speaker 3: So it was it was kind of like it was

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Speaker 3: kind of biblical almost so so I was like, let

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Speaker 3: me get this out of the milk, curR, be get home.

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Speaker 3: I got home, I looked it up. I looked it

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Speaker 3: up and I saw, you know, I saw the union contract.

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Speaker 3: I saw the pay I saw to my you know,

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Speaker 3: I'm you know, it looked like an adventure because I'm

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Speaker 3: you know, I'm physically gifted. So I was just like,

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Speaker 3: you know, it'll be, you know, something fun. But also,

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Speaker 3: you know, I can pay the bills. And and on

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Speaker 3: top of that, we talked about this. They got a

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Speaker 3: strong union. You know, you never see you know, firefighters

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Speaker 3: getting laid off or or whatever. So and I asked

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Speaker 3: my mom, I said, Mom, let me just sign up

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Speaker 3: all all my brothers, like, give me the.

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Speaker 6: Social Security numbers.

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Speaker 2: You know, I ain't even ask none of us.

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Speaker 3: I don't know about y'all. With most moms, he usually

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Speaker 3: has everybody everybody. So mom, my mom came up with

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Speaker 3: this little ten thing that had all our information in it,

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Speaker 3: and I signed up all my brothers to take horry brothers.

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Speaker 3: You got so's it's five down the brothers. I mean,

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Speaker 3: all right, you guys are twins.

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Speaker 2: Yeah, we have an older brother and we have two

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Speaker 2: younger brothers, Yeah, Tony and and.

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Speaker 3: No. So I was the only one that was too

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Speaker 3: young to take the exam. So I signed everybody up

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Speaker 3: to take the exam. Unfortunately, my twin brother and his

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Speaker 3: wisdom look not show up to take this. Look look look,

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Speaker 3: our dad was CPD. It was Chicago Police officers. So

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Speaker 3: I was thinking, like, man, that's what we know. I'm

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Speaker 3: gonna take police exams or I'm not gonna take no exam.

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Speaker 4: I was. I was up here waiving my degree, like

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Speaker 4: I'm gonna use this degree. What was the degree in history?

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Speaker 4: So you know it did not work that way.

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Speaker 3: I ended up working for the Illinois Lottery doing experienceial

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Speaker 3: marketing for thirty two thousand dollars with no.

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Speaker 4: Health insurance degree. Man.

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Speaker 2: Needless to say, he should have took my advice and

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Speaker 2: sat down next to me. Exam.

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Speaker 3: I took the exam, and I walked into McCormick place.

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Speaker 3: It was twenty something thousand people there that takes his exam.

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Speaker 3: How many people they're hiring they ended up hiring I

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Speaker 3: would say about a thousd and people off of that

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Speaker 3: particular list, you know.

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Speaker 2: And this is back in two thousand and six, and

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Speaker 2: I had to sit on the list for two years.

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Speaker 3: But I was number five fifty four out of like

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Speaker 3: seventeen thousand plus that actually passed the exam.

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Speaker 6: So I mean it was it was just a blessing,

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Speaker 6: like I didn't I just didn't realize and I didn't

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Speaker 6: know that I was that I hit.

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Speaker 2: A lot of who sat next to you at the exam?

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Speaker 6: Well, I actually to my right there was an empty

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Speaker 6: seat with his name on it.

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Speaker 2: Alphabetical orner. So next to my left he was actually there.

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Speaker 2: Oh y'all, y'all allys sitting next year.

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Speaker 6: We didn't show up all my brother's names on the table.

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Speaker 4: You know.

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Speaker 3: Look, thanks, So out of the four of us to

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Speaker 3: signed up actually took the example, and I actually, you know,

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Speaker 3: got got the score. So two years later, I got

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Speaker 3: the letter saying if I was interested, right on the

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Speaker 3: day of the bub Billican Parade, which is a big

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Speaker 3: deal in Chicago. The bub Bublican Parade is the second

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Speaker 3: largest parade in the country, and it's actually the largest

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Speaker 3: African American parade in the country. So I was actually

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Speaker 3: doing a little sidehustle driving and there, and when I

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Speaker 3: went out to the mailbox, I saw the letters saying

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Speaker 3: that I got that I.

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Speaker 2: Got the job.

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Speaker 4: Well, I was sick.

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Speaker 3: I was sick when he got that letter. I was like,

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Speaker 3: I can't believe I didn't take that test. Man, And

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Speaker 3: my social Security number is like almost exactly the same

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Speaker 3: as his, so I would have been in the same

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Speaker 3: class with him.

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Speaker 2: So then I was like, Okay, it's time for me

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Speaker 2: to start taking exams.

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Speaker 5: But that you're talking about the written exam, right, But

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Speaker 5: people kind of overlook the physical exam because I know

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Speaker 5: we have a lot of we have some friends in

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Speaker 5: our town of Greenberg that have been volunteer firefighters for

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Speaker 5: years and they just can't pass the physical How the

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Speaker 5: man is that.

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Speaker 3: The example, It actually has changed in the last ten

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Speaker 3: years because now they've gone to a national called the

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Speaker 3: Seapad where everybody take me, but.

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Speaker 4: It was a different thing.

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Speaker 3: Candidate Canadate Physical Ability Test, right, and it actually is rigorous,

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Speaker 3: like because I mean, you have you have to walk

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Speaker 3: with a weighted vest, like a seventy fifty pounds seventy

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Speaker 3: pounds weighed vest on a what am I thinking of

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Speaker 3: right now?

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Speaker 4: Track?

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Speaker 6: No, not on a track on them on a traadmill.

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Speaker 3: And that's actually the hardest part because after you get

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Speaker 3: done with that, with that no, no, no, it's the

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Speaker 3: stair master, I mean the stair master, right, yeah, After

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Speaker 3: you get done with that stair master with the weight

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Speaker 3: in vest, you're so tired that even though the rest

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Speaker 3: of the course is relatively simple as far as you've

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Speaker 3: been able to raise a ladder and use a pipe

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Speaker 3: pole and then crawl through a tunnel, all through a tunnel,

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Speaker 3: all of that stuff is super hard after you've had

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Speaker 3: that weighted.

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Speaker 2: Vest on and you've been on that on that for

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Speaker 2: three straight minutes three minutes, right, yeah.

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Speaker 3: So, but so you I mean, every like everything else

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Speaker 3: in life, though you go on YouTube is there so

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Speaker 3: you can train for what you need to do. When

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Speaker 3: it came to the written exam, they actually give you

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Speaker 3: the source material so you can actually study for that.

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Speaker 2: So what's on what's on the written what's on like

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Speaker 2: the written exam? Is it like science and stuff?

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Speaker 4: Well, that exam is not hard man.

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Speaker 2: Well look we're talking about your igo.

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Speaker 3: But each Chicago's exam is literally uh you know, uh,

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Speaker 3: you read it and you answer the multiple choice questions

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Speaker 3: you can if you can read, have a chance.

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Speaker 4: You have a chance that.

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Speaker 3: People that can barely graduate high school can definitely pass

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Speaker 3: that exam if you can read a COMPREHENDI.

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Speaker 2: But that's not But that's not if you go into

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Speaker 2: the suburbs.

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Speaker 3: If you go into the suburbs or you go to

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Speaker 3: you know, other municipalities, they do have math questions on there,

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Speaker 3: they have friction loss and things. And I feel that

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Speaker 3: like the exams are a lot harder because that's what

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Speaker 3: they ended up doing is taking the Dalton fire exam,

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Speaker 3: and Dalton physically brought the Chicago to the South. So

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Speaker 3: you know, that exam was way like crump centrifugal pump.

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Speaker 2: What they happened. It was nothing like this one on

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Speaker 2: the Chicago exam into Anthony.

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Speaker 3: But but the blessing about it is when the list

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Speaker 3: came out unlike Anthony being five thirty, I wasn't five

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Speaker 3: thirty seven.

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Speaker 6: Then you won't keep.

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Speaker 2: Hitting my head.

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Speaker 3: I wasn't five thirty seven like this guy right here.

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Speaker 3: And I wasn't one thirty eight. I wasn't fifty either.

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Speaker 2: I was numbers four, four out of ten thousand, and

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Speaker 2: they were no, No, it was only like three hundred

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Speaker 2: and fifty people.

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Speaker 4: There's like a suburban exam.

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Speaker 3: But then they were only hiring six and I was

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Speaker 3: number four, And I was like, okay, God, you wanted

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Speaker 3: me to answer the call?

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Speaker 4: Do you need six months later? Do you need a

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Speaker 4: college degree to be a firefighter?

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Speaker 6: No, you need a high school di plumber or a ged.

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Speaker 2: So how much money can you make? Because in New

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Speaker 2: York I think you make like one hundred over one

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Speaker 2: hundred thousand dollars, like one hundred I.

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Speaker 4: Think, But a lot of money comes from overtime. Correct, Yeah?

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Speaker 4: How's that? Yeah?

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Speaker 2: How much money can you expect to making it?

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Speaker 4: Well?

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Speaker 2: For Chicago?

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Speaker 3: Your starting salary today twenty nineteen as a candidate first

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Speaker 3: day in the academy is fifty six thousand. Okay, so

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Speaker 3: you start at fifty six thousand, you get a pay

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Speaker 3: bump at twelve months.

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Speaker 6: Of ten thousand dollars.

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Speaker 3: Wow, so now you had sixty six after you made

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Speaker 3: your probation, which is one year, you know what I'm saying,

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Speaker 3: and then you get steps every year from that point.

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Speaker 3: Well yeah, yeah, every year from that point. So basically

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Speaker 3: I've gotten raised every year for ten years. So yeah,

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Speaker 3: you hit the lottery. The thing is, though, as much

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Speaker 3: as we were talking about money right now, and it's

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Speaker 3: all about the downside, you actually do risk your life,

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Speaker 3: so there's no guarantee of coming home. It's no guarantee

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Speaker 3: of coming home. My firehouse is literally just right down

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Speaker 3: the block. It's ten blocks down right here on Sunday

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Speaker 3: ninth Street. And two men that I have worked with

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Speaker 3: died in the line of duty and I carried their cast.

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Speaker 4: God bless God.

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Speaker 3: So I do want to say that, you know, it's

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Speaker 3: a great job, great money, enjoying ourselves, we laugh, have fun,

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Speaker 3: great food at the firehouse, all this, and that I

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Speaker 3: had a similar experience because one of my actual classmates

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Speaker 3: passed June tenth or twenty seventeen line of duty. So

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Speaker 3: it is jarring sometimes in sobering as dope as the

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Speaker 3: salary is or the people that patch you on the

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Speaker 3: back when you at the grocery store and all that

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Speaker 3: type of stuff. But at the same time, we have

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Speaker 3: to deal with that reality every time we go to

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Speaker 3: work we might not come home.

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Speaker 5: Yeah, you said, in Chicago, y'all are like first responders

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Speaker 5: right to any type of any type of that happens.

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Speaker 3: We're the first ones there. Somebody gets shot, a fire

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Speaker 3: truck or fine is pulling up, you know, just a

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Speaker 3: car accident.

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Speaker 4: We're pulling up.

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Speaker 3: Anything that happens in the city. Because we're medically trained.

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Speaker 3: We're the first ones for everything. It's a hazmat incident,

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Speaker 3: somebody spills oil all over the expressway, we're there. So,

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Speaker 3: I mean, they call us the fire department, but we're

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Speaker 3: really an all hazards department. All hazard Yeah, so we

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Speaker 3: do everything.

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Speaker 2: So all right, So okay, so you guys are real

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Speaker 2: estate investors, right, So what as I said, what thing

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Speaker 2: with the firefighter is that you you work only two days.

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Speaker 2: You know, you only work two days a week, so

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Speaker 2: it leaves a couple like five days where you're not working,

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Speaker 2: which leads a lot of time to be creative and

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Speaker 2: do different things. Right, So what made you was that

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Speaker 2: one of the things that encouraged you to become real

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Speaker 2: estate investors being that you had free time on your hands,

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Speaker 2: or like what got you into that?

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Speaker 4: Man?

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Speaker 6: Nah, it was a challenge for my mom.

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Speaker 3: I remember I got my first paycheck and I came home,

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Speaker 3: came home happy, and I think about this, this is

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Speaker 3: that first paycheck. It was eight hundred and fifty four dollars.

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Speaker 3: I thought I was a bawler because, like, you know,

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Speaker 3: a month ago, I was college. I was at the

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Speaker 3: Universal Illinois getting one hundred and fifty dollars every two

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Speaker 3: weeks from my little student student job. So I got

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Speaker 3: this first paycheck and I think my mother felt that

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Speaker 3: energy and was like, nah, nah, no, no, you need

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Speaker 3: to pull that back. And she said that, she said,

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Speaker 3: sit at the table, don't move from that spot. I'm like,

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Speaker 3: he got his first paycheck. Momentous case. She was like,

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Speaker 3: She's like, well, do you have a four on one

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Speaker 3: K I was like, well, we can't start at four

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Speaker 3: on one k until because actually I was at I

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Speaker 3: was working at a job Corps.

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Speaker 2: I was a career council at job Corps. That was

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Speaker 2: the first job, the job court.

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Speaker 3: I was there for ten months before I started with

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Speaker 3: the public schools, but you know, you have to be

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Speaker 3: there for twelve months to get to start a four

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Speaker 3: on one k And she was like, well, I want

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Speaker 3: you to start, you know, an investment.

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Speaker 2: So she was like, you know, I want you to

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Speaker 2: start with met Life.

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Speaker 3: I want you to take one hundred dollars a paycheck

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Speaker 3: and put it into this retirement account.

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Speaker 6: And I'm like, one hundred dollars the only mane eight

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Speaker 6: hundred and fifty four.

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Speaker 3: And she was like, no, one hundred dollars has created this,

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Speaker 3: and she pulled she pulled out all of it. She

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Speaker 3: was really transparent, first time in my life. You know,

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Speaker 3: I'm twenty two. She put all of her papers for

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Speaker 3: each one of her retirement accounts out. One of them

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Speaker 3: had one hundred and hundred and sixty thousand, and another

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Speaker 3: one had like fifty grand, and another one had like

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Speaker 3: twenty five grand.

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Speaker 6: So she had she had four different accounts, and she

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Speaker 6: showed me.

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Speaker 3: The statements and the balances, and she said, one hundred

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Speaker 3: dollars a month from every job I've had since I

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Speaker 3: moved to the United States has gone into it. And

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Speaker 3: no matter what job, when I transferred the job, I

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Speaker 3: continue paying one hundred dollars into that one, and now

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Speaker 3: I had one hundred dollars into this one and this

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00:17:12,080 --> 00:17:13,720
Speaker 3: one and this one. So like, you know, four hundred

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Speaker 3: dollars a check over the course of your entire life

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Speaker 3: since you've been here, has gotten me to this point.

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Speaker 3: So what I'm asking you to do is only what

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Speaker 3: I've already done. I was like, okay, Mom, I'll do it.

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Speaker 2: She gave it a number.

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Speaker 3: I called it set up my first, you know, retirement account.

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Speaker 3: But then in that same conversation, she said, hear them

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Speaker 3: here come you not a real man, ooh, until you

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Speaker 3: own the floors you walk on.

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Speaker 4: I said.

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Speaker 2: To say that, I'm like, I'm not a real man.

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Speaker 2: Bill got one either, Bro, I'm telling you.

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Speaker 3: I felt some type of way, bro. And then from

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Speaker 3: that point on, I said so much, I'm gonna show you.

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Speaker 3: I'm gonna show you. So I started.

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Speaker 2: Not only did I start that at a retirement account.

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Speaker 3: I started putting money away because you know, I'm living

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Speaker 3: at home, and she only asked me to for like

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Speaker 3: the utility bill, you know, whatever, the electric bill and

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Speaker 3: the rest of it. I was able to just put away.

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Speaker 3: I put that money away, and over the course of

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Speaker 3: eighteen months, I said, up six thousand dollars and I

409
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Speaker 3: had I got my credit score to like six sixty

410
00:18:15,240 --> 00:18:17,200
Speaker 3: six eighty something like that before I left and got

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Speaker 3: my first apartment, you know, just because I needed my

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Speaker 3: own privacy, my home space, whatever. But because of that conversation,

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Speaker 3: it put us put me on track to have the

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Speaker 3: ability to buy my first crib, which I did at

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Speaker 3: the age of twenty five.

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Speaker 4: That's powerful. So, I mean, y'all are born and raised

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Speaker 4: in Chicago, but mom's from the Bahamas, right, and Nasaw Bahamas.

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Speaker 4: So I mean mom saund like she's she's been on

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Speaker 4: the point, right with your mom.

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Speaker 3: Like when you have an immigrant parent, man, you realize

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Speaker 3: that they're gonna tell you stories like we had to

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Speaker 3: walk all the way to school, tell me about it

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Speaker 3: and walk back. We had to help with what, you know,

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Speaker 3: Grace's store. You know, we didn't get to go do whatever. Yeah,

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Speaker 3: the beach was right there, and we saw the beach.

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Speaker 3: We didn't go to the beach until Saturday, you know.

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Speaker 4: Like stuff like that. But that did y'all have land

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Speaker 4: out there as well?

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Speaker 2: Yeah, but we do they have they'll do Okay, we're

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Speaker 2: building new construction right now we'll shout out to the

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Speaker 2: Bahamas too. We know that they you know, they're recovering

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Speaker 2: from from the hurricane.

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Speaker 3: Absolute last event that we had, we were able to

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Speaker 3: put together a palette and together with other Bahamians from yeah,

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Speaker 3: the Obamas Association of Chicago, we were able to put

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Speaker 3: eight thousand, eight hundred pounds worth of water, nonperishable food,

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Speaker 3: and clothes and send it to Grand Bahamas.

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Speaker 6: Yeah, so if you are listening, please they still need

439
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Speaker 6: your help, for sure.

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Speaker 2: Stilled for sure, God bless God bless. So all right,

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Speaker 2: so now in the second segment, we're going to go

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Speaker 2: into your your star level show. We're gonna talk about

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Speaker 2: that and how that came about. All right, So now

444
00:19:49,600 --> 00:19:52,760
Speaker 2: we're going to go into you know, your your local

445
00:19:52,800 --> 00:19:56,160
Speaker 2: celebrity status and shout out to my guy, Jamal Jefferies.

446
00:19:56,160 --> 00:19:59,040
Speaker 2: He's from Chicago and he's a friend of ours. And

447
00:19:59,080 --> 00:20:00,960
Speaker 2: when we got before we got in, I'm like, yo,

448
00:20:01,000 --> 00:20:02,680
Speaker 2: you know these guys are downing brothers, Like, oh yeah,

449
00:20:02,720 --> 00:20:04,920
Speaker 2: the guys they from the South Side, the guys from

450
00:20:04,920 --> 00:20:07,720
Speaker 2: the south Side. How was that Chicago impression?

451
00:20:07,760 --> 00:20:08,200
Speaker 4: That was good?

452
00:20:12,600 --> 00:20:15,120
Speaker 5: When we were at the event, and everybody's like yo, man,

453
00:20:15,280 --> 00:20:16,520
Speaker 5: like them gym shoes you got on.

454
00:20:17,720 --> 00:20:20,480
Speaker 4: They're like them Jim shoes. I'm like the kicks, they're

455
00:20:20,520 --> 00:20:21,320
Speaker 4: like the jym shoes.

456
00:20:21,359 --> 00:20:26,159
Speaker 2: Man, I'm like, I got definitely call them the guys.

457
00:20:26,640 --> 00:20:28,840
Speaker 2: The guybody like the guys. Yeah, me and the guys.

458
00:20:29,520 --> 00:20:30,800
Speaker 4: So yeah, shout the shot town.

459
00:20:30,920 --> 00:20:33,800
Speaker 2: But but yeah, so all right, so you're firefighters, right,

460
00:20:33,840 --> 00:20:35,879
Speaker 2: and then you start your goal to state investors career.

461
00:20:36,200 --> 00:20:38,000
Speaker 2: But then how did you get picked up to do

462
00:20:38,080 --> 00:20:38,720
Speaker 2: a TV show?

463
00:20:38,760 --> 00:20:40,960
Speaker 4: Like? How does that work out? Man?

464
00:20:41,200 --> 00:20:44,600
Speaker 3: Let me tell you it didn't happen on purpose. We

465
00:20:44,760 --> 00:20:48,480
Speaker 3: were helping our cousin rehab this six unit of the

466
00:20:48,520 --> 00:20:51,520
Speaker 3: department building when we got a call from Troy Prior,

467
00:20:52,160 --> 00:20:55,960
Speaker 3: who who runs the Creative Cipher here in Chicago and

468
00:20:56,080 --> 00:20:58,480
Speaker 3: we went to college with him, and he said, yeah,

469
00:20:58,560 --> 00:21:00,080
Speaker 3: I got this director that wants to do the his

470
00:21:00,200 --> 00:21:04,159
Speaker 3: torture scene and we need like like a basement or

471
00:21:04,160 --> 00:21:04,600
Speaker 3: something like that.

472
00:21:04,840 --> 00:21:06,720
Speaker 4: Y'all working on any properties where y'all haven't.

473
00:21:06,760 --> 00:21:07,760
Speaker 2: Finished the basement yet?

474
00:21:08,000 --> 00:21:09,440
Speaker 3: He was like, yeah, man, come on over to this

475
00:21:09,560 --> 00:21:12,440
Speaker 3: building that we're working on right now, you know over

476
00:21:12,520 --> 00:21:16,080
Speaker 3: here in yeah, in South Shore. And so when he

477
00:21:16,200 --> 00:21:19,000
Speaker 3: comes and they look at both of the basements because

478
00:21:19,000 --> 00:21:20,800
Speaker 3: you know, it's six you in the building, so they

479
00:21:20,880 --> 00:21:24,120
Speaker 3: kind of had like separated basements. And as he's getting

480
00:21:24,160 --> 00:21:27,120
Speaker 3: ready to leave, he turns to us and he's like, man,

481
00:21:27,560 --> 00:21:30,000
Speaker 3: have y'all ever thought about doing a show on ag TV?

482
00:21:34,480 --> 00:21:37,960
Speaker 4: This is a side house? Right, not at all?

483
00:21:38,320 --> 00:21:39,520
Speaker 2: But he was being deak, he.

484
00:21:39,600 --> 00:21:42,040
Speaker 3: Was seriously and then he pulled he literally pulled out

485
00:21:42,080 --> 00:21:44,119
Speaker 3: his phone and said, no, man, I want you to

486
00:21:44,240 --> 00:21:47,359
Speaker 3: talk to Craig Harris Man. That's one of my five brothers.

487
00:21:47,440 --> 00:21:49,119
Speaker 3: And you know, he's really serious in this in this

488
00:21:49,200 --> 00:21:51,119
Speaker 3: TV industry, and he has he has a show out

489
00:21:51,160 --> 00:21:52,960
Speaker 3: now and this, that and the other. And he actually

490
00:21:53,000 --> 00:21:54,920
Speaker 3: put us on speakerphone, like he didn't give us a choice.

491
00:21:55,400 --> 00:21:56,520
Speaker 3: He put us on speakerphone.

492
00:21:56,560 --> 00:21:58,800
Speaker 4: And now we're just like, oh, hey, how you doing now?

493
00:21:59,440 --> 00:22:01,280
Speaker 3: So we started talking to create ask us all these

494
00:22:01,359 --> 00:22:03,520
Speaker 3: questions about what we do, where we're from, so on

495
00:22:03,560 --> 00:22:05,600
Speaker 3: and so forth, you know, what properties we're working on,

496
00:22:06,880 --> 00:22:09,040
Speaker 3: and I guess it gets get to know our background

497
00:22:09,080 --> 00:22:09,840
Speaker 3: and our personality.

498
00:22:09,920 --> 00:22:11,600
Speaker 4: And then after that he was.

499
00:22:11,640 --> 00:22:13,280
Speaker 3: Like, hey, well you know what, I need you to

500
00:22:13,320 --> 00:22:15,840
Speaker 3: send me some pictures in a bio. We did it

501
00:22:15,920 --> 00:22:19,600
Speaker 3: that same night. Then it got it got real because

502
00:22:19,640 --> 00:22:19,960
Speaker 3: they were.

503
00:22:19,880 --> 00:22:21,560
Speaker 4: Being so serious. We will be serious.

504
00:22:24,600 --> 00:22:26,800
Speaker 2: So ey L is the educational platform and we kind

505
00:22:26,800 --> 00:22:28,240
Speaker 2: of like dig deep, and I think this is a

506
00:22:28,280 --> 00:22:30,879
Speaker 2: good segment to talk about as far as like people

507
00:22:31,240 --> 00:22:33,440
Speaker 2: that might be in a situation, right, what does it

508
00:22:33,560 --> 00:22:33,879
Speaker 2: look like?

509
00:22:34,000 --> 00:22:34,040
Speaker 4: Like?

510
00:22:34,280 --> 00:22:36,080
Speaker 2: What is an offer? Do they come with a first offer?

511
00:22:36,200 --> 00:22:38,520
Speaker 2: Do you counter offer? Do they just say, okay, this

512
00:22:38,680 --> 00:22:41,399
Speaker 2: is like the flat rate we give people? Like how

513
00:22:41,440 --> 00:22:43,480
Speaker 2: does that look? How do you know you're getting a

514
00:22:43,560 --> 00:22:45,679
Speaker 2: good deal? Like you have a lawyer, Like, how does

515
00:22:45,720 --> 00:22:48,359
Speaker 2: that work out? So we had to go get a

516
00:22:48,480 --> 00:22:50,920
Speaker 2: lawyer right away. Yeah, we got an entertainment lawyer. And

517
00:22:51,000 --> 00:22:53,520
Speaker 2: then he explained to us what the industry standard is.

518
00:22:53,640 --> 00:22:56,480
Speaker 2: That's like a keyword industry standard from when you get

519
00:22:56,520 --> 00:22:59,600
Speaker 2: paid for someone who's in your exact position, someone who's

520
00:22:59,760 --> 00:23:02,520
Speaker 2: for us, no TV experience, never done any of this

521
00:23:02,560 --> 00:23:04,879
Speaker 2: stuff before, and he actually was able to tell us

522
00:23:04,960 --> 00:23:06,480
Speaker 2: exactly how much people people get paid.

523
00:23:06,920 --> 00:23:10,040
Speaker 6: And but it was a unique situation for us because

524
00:23:10,040 --> 00:23:11,040
Speaker 6: we weren't just getting.

525
00:23:10,880 --> 00:23:15,359
Speaker 4: Paid for for being talent in front of the camera.

526
00:23:15,440 --> 00:23:19,080
Speaker 3: We're also getting paid that actual, realistic right, and then

527
00:23:19,119 --> 00:23:20,520
Speaker 3: all the resources that they give.

528
00:23:20,440 --> 00:23:25,359
Speaker 2: You when you're explain that. Explain that. So they're giving

529
00:23:25,400 --> 00:23:25,840
Speaker 2: you deals.

530
00:23:26,720 --> 00:23:29,359
Speaker 3: No, no, we had we had to find the property ourselves, okay,

531
00:23:29,560 --> 00:23:32,160
Speaker 3: and plus plus they we didn't have one hundred percent

532
00:23:32,359 --> 00:23:36,080
Speaker 3: of like everything that the at TV you know, gives

533
00:23:36,680 --> 00:23:39,040
Speaker 3: their talent because it was a pightlet Yeah, because you

534
00:23:39,119 --> 00:23:42,280
Speaker 3: don't get all of that stuff until you go to series.

535
00:23:42,840 --> 00:23:45,200
Speaker 4: Then they give you a much bigger budget. So like

536
00:23:45,320 --> 00:23:47,360
Speaker 4: the Property Brothers, their budget is out the wall.

537
00:23:47,600 --> 00:23:48,680
Speaker 6: Yeah, that's as big as it gets.

538
00:23:48,880 --> 00:23:51,720
Speaker 2: So like, all right, but what do you mean a budget? Like, well,

539
00:23:51,800 --> 00:23:53,000
Speaker 2: they have a budget for how.

540
00:23:53,000 --> 00:23:55,439
Speaker 3: Much they will help to pay for the contractors, they

541
00:23:56,440 --> 00:23:59,800
Speaker 3: material oials that they can contribute to if through this,

542
00:24:00,000 --> 00:24:00,760
Speaker 3: sponsors and things of that.

543
00:24:00,880 --> 00:24:01,040
Speaker 4: Nation.

544
00:24:01,480 --> 00:24:03,320
Speaker 2: So like let's say that they all right, so they

545
00:24:03,440 --> 00:24:05,639
Speaker 2: give a salary, let's say one hundred thousand dollars, and

546
00:24:05,720 --> 00:24:08,160
Speaker 2: they give a budget of two hundred thousand. The two

547
00:24:08,240 --> 00:24:11,080
Speaker 2: hundred thousand dollars budget, you find the properties, They give

548
00:24:11,119 --> 00:24:13,920
Speaker 2: you a budget two hundred thousand, and you use that

549
00:24:14,000 --> 00:24:16,080
Speaker 2: two hundred thousand and actually fix up the home.

550
00:24:16,400 --> 00:24:18,680
Speaker 3: Right now, you got to secure the property yourself, though

551
00:24:18,880 --> 00:24:20,679
Speaker 3: it's still on you. You have to secure the properties.

552
00:24:20,800 --> 00:24:22,640
Speaker 4: One of the things I like about what y'all were doing.

553
00:24:22,720 --> 00:24:25,600
Speaker 5: It was like opposed to that other show, was like

554
00:24:25,640 --> 00:24:27,199
Speaker 5: they were Every time I watch it, it's like they

555
00:24:27,280 --> 00:24:29,199
Speaker 5: find a property, it's seven hundred thousand, it's gonna one

556
00:24:29,240 --> 00:24:30,960
Speaker 5: hundred and fifty to renovates eight hundred and fifty.

557
00:24:31,240 --> 00:24:33,159
Speaker 4: And when y'all looked at it, y'all like, listen, man,

558
00:24:33,680 --> 00:24:34,920
Speaker 4: we don't do that.

559
00:24:35,280 --> 00:24:38,800
Speaker 3: Like one, we wanted to do properties in our own neighborhood, right,

560
00:24:39,160 --> 00:24:40,480
Speaker 3: and we wanted to be authentic.

561
00:24:40,720 --> 00:24:43,040
Speaker 4: Yeah, so you would. And I read that.

562
00:24:43,080 --> 00:24:44,640
Speaker 5: I was just like, look, man, y'all you were looking

563
00:24:44,640 --> 00:24:47,040
Speaker 5: for properties obviously in your neighborhoods, right, And it was

564
00:24:47,080 --> 00:24:48,960
Speaker 5: like the properties are going for like two hund thousand,

565
00:24:48,960 --> 00:24:51,359
Speaker 5: two hundred fifty thousand. That's more relative, like we can

566
00:24:51,480 --> 00:24:53,840
Speaker 5: reach that. Having had a property that's a million dollars

567
00:24:53,960 --> 00:24:55,840
Speaker 5: is not attainable for us at this moment. It was

568
00:24:56,000 --> 00:24:58,360
Speaker 5: more people can do the two hundred thousand, the one

569
00:24:58,440 --> 00:24:59,320
Speaker 5: hundred and fifty thousand.

570
00:24:59,520 --> 00:25:02,560
Speaker 3: Yeah, I think you know, I'm listening to like you know,

571
00:25:02,760 --> 00:25:05,080
Speaker 3: they all have callers, Like we've been on radio shows,

572
00:25:05,359 --> 00:25:08,120
Speaker 3: callers call in and I think or we've had people

573
00:25:08,240 --> 00:25:10,680
Speaker 3: you know who jump on and make comments on social media.

574
00:25:10,880 --> 00:25:12,520
Speaker 3: And I think the thing that they appreciated the most

575
00:25:12,680 --> 00:25:15,840
Speaker 3: is like, man, just being everyday people, being sincere, being

576
00:25:15,920 --> 00:25:19,120
Speaker 3: honest about what we're doing, where we're doing it and why,

577
00:25:19,200 --> 00:25:22,160
Speaker 3: you know, and it not just being transactional, but being transformative,

578
00:25:22,520 --> 00:25:24,200
Speaker 3: like you got to be like we have to actually

579
00:25:24,240 --> 00:25:27,200
Speaker 3: care about our neighborhoods and not just try to get over,

580
00:25:27,800 --> 00:25:29,879
Speaker 3: you know. And then on top of that, you know,

581
00:25:29,960 --> 00:25:32,640
Speaker 3: if anybody listens to you know, listen to our podcast

582
00:25:33,520 --> 00:25:37,600
Speaker 3: or or sees us at a seminar, we actually tell

583
00:25:37,760 --> 00:25:40,920
Speaker 3: the actual numbers. This is how much the property costs.

584
00:25:41,240 --> 00:25:42,920
Speaker 3: This is how much we have to bring the clothes

585
00:25:43,000 --> 00:25:45,520
Speaker 3: and cash. This was the interest rate, you know, all

586
00:25:45,560 --> 00:25:47,800
Speaker 3: of those different things, because we want people to learn

587
00:25:47,840 --> 00:25:50,000
Speaker 3: from our experiences. So it's not just oh, it's not

588
00:25:50,119 --> 00:25:51,800
Speaker 3: just entertainment, but we want to educate.

589
00:25:51,960 --> 00:25:55,240
Speaker 2: So a TV deal is it like one year or

590
00:25:55,359 --> 00:25:57,760
Speaker 2: is it like per season? How do they how do

591
00:25:57,840 --> 00:26:01,239
Speaker 2: they how do they gauge? Like, Okay, this is we're

592
00:26:01,280 --> 00:26:03,199
Speaker 2: going to renew this for a second season, Like.

593
00:26:03,240 --> 00:26:03,800
Speaker 4: How did that work?

594
00:26:03,880 --> 00:26:08,080
Speaker 2: The TV deals are much like the NBA, or more

595
00:26:08,119 --> 00:26:09,240
Speaker 2: and more like the NFL.

596
00:26:10,600 --> 00:26:15,280
Speaker 3: Right, the pilot was the only part that was guaranteed,

597
00:26:15,359 --> 00:26:17,760
Speaker 3: even though we signed a contract for the full season.

598
00:26:18,160 --> 00:26:20,640
Speaker 4: But it is they have the option. Yeah, how many

599
00:26:20,720 --> 00:26:25,000
Speaker 4: episodes is the season? Generally either ten or twelve.

600
00:26:25,760 --> 00:26:27,760
Speaker 2: So but you got paid for the whole season, even

601
00:26:27,760 --> 00:26:28,440
Speaker 2: if they didn't know.

602
00:26:28,640 --> 00:26:32,480
Speaker 3: We only I paid for the for the pilot episode. Right,

603
00:26:33,080 --> 00:26:35,159
Speaker 3: pilot was one episode, one episode.

604
00:26:34,960 --> 00:26:37,240
Speaker 5: So after after the pilot, depending on the ratings of

605
00:26:37,280 --> 00:26:38,560
Speaker 5: the pilot, they will say, we're going to.

606
00:26:38,560 --> 00:26:41,040
Speaker 4: Pick this up for a season, right, the ratings and

607
00:26:41,119 --> 00:26:41,760
Speaker 4: the politics.

608
00:26:41,880 --> 00:26:45,480
Speaker 5: Okay, it's more politics because our ratings now something Else'll

609
00:26:45,640 --> 00:26:47,680
Speaker 5: y'all do that? That is are very intentional, Right, you'll

610
00:26:47,760 --> 00:26:49,840
Speaker 5: hire people that look like us, right, and not just us,

611
00:26:49,920 --> 00:26:53,080
Speaker 5: but I saw like women specifically women that look like.

612
00:26:55,760 --> 00:26:59,000
Speaker 3: Yeah, man, I mean all of that was intentional because

613
00:26:59,000 --> 00:27:01,720
Speaker 3: we knew we only had one shot.

614
00:27:02,760 --> 00:27:05,080
Speaker 2: Like you really feel that way.

615
00:27:05,600 --> 00:27:10,480
Speaker 3: So we've been watching HGTV since you know, forever, you know,

616
00:27:10,640 --> 00:27:12,879
Speaker 3: since we were in college and things like that. We

617
00:27:13,000 --> 00:27:16,399
Speaker 3: wanted everyone to see that we really actually work with

618
00:27:16,840 --> 00:27:17,720
Speaker 3: people that look like.

619
00:27:17,840 --> 00:27:20,600
Speaker 2: Us, that the neighborhood was our neighborhood.

620
00:27:20,760 --> 00:27:25,119
Speaker 4: Things like that, like, you know, you know, it.

621
00:27:25,240 --> 00:27:28,520
Speaker 3: Was super important and we even as people were riding past,

622
00:27:28,560 --> 00:27:29,320
Speaker 3: whenever they saw.

623
00:27:29,240 --> 00:27:31,560
Speaker 4: All of those TV cameras in front of our.

624
00:27:33,240 --> 00:27:35,320
Speaker 3: In front of the house we're working on, they would

625
00:27:35,400 --> 00:27:38,440
Speaker 3: stop and say, hey, what's going on, guys, what y'all

626
00:27:38,480 --> 00:27:38,800
Speaker 3: doing here?

627
00:27:38,840 --> 00:27:40,720
Speaker 4: Dah da da da. We spoke to them.

628
00:27:40,920 --> 00:27:42,600
Speaker 2: We weren't trying to act all high and mighty and

629
00:27:42,680 --> 00:27:43,040
Speaker 2: nothing like that.

630
00:27:43,119 --> 00:27:44,680
Speaker 4: We let him know what's going.

631
00:27:44,520 --> 00:27:46,119
Speaker 2: On with them, know what's going on while we're doing it,

632
00:27:46,200 --> 00:27:46,880
Speaker 2: so on and so forth.

633
00:27:47,000 --> 00:27:48,960
Speaker 3: So I mean it's like, so we can have that

634
00:27:49,520 --> 00:27:54,359
Speaker 3: positive social impact and people feel included and they understand, like, yo,

635
00:27:54,720 --> 00:27:57,040
Speaker 3: what we're doing is actually gonna make the neighborhood better.

636
00:27:57,080 --> 00:27:58,760
Speaker 3: And on top of that, we're like we're not pushing,

637
00:27:59,119 --> 00:28:00,800
Speaker 3: you know, taking us to one thousand dollars house and

638
00:28:00,800 --> 00:28:02,280
Speaker 3: making it into a five hundred thousand and one and

639
00:28:02,359 --> 00:28:04,960
Speaker 3: now nobody can afford to live in the neighborhood like overnight,

640
00:28:05,280 --> 00:28:05,440
Speaker 3: you know.

641
00:28:05,760 --> 00:28:08,320
Speaker 6: You know, So, I don't know, it's just common sense

642
00:28:09,000 --> 00:28:09,520
Speaker 6: type of things.

643
00:28:09,600 --> 00:28:09,760
Speaker 4: You know.

644
00:28:09,880 --> 00:28:13,240
Speaker 3: Even with the orderman, the city council member, you know,

645
00:28:13,359 --> 00:28:15,359
Speaker 3: we got her involved and let her know what was

646
00:28:15,400 --> 00:28:18,560
Speaker 3: going on and be inclusive of everybody. So I mean

647
00:28:18,760 --> 00:28:21,320
Speaker 3: that's why our journey, it's kind of different.

648
00:28:21,520 --> 00:28:23,360
Speaker 2: So even all right, so we talked about the publishers

649
00:28:23,520 --> 00:28:26,560
Speaker 2: right with that part of HGTV packaging or that.

650
00:28:27,960 --> 00:28:28,679
Speaker 4: Earners what's up.

651
00:28:28,800 --> 00:28:31,760
Speaker 5: You ever walk into a small business and everything just works,

652
00:28:32,200 --> 00:28:35,479
Speaker 5: like the checkout is fast, or seats are digital, tipping

653
00:28:35,760 --> 00:28:38,160
Speaker 5: is a breeze and you're out the door before the

654
00:28:38,240 --> 00:28:42,560
Speaker 5: line even builds odds are they're using Square. We love

655
00:28:42,640 --> 00:28:45,760
Speaker 5: supporting businesses that run on Square because it just feels seamless.

656
00:28:45,960 --> 00:28:48,480
Speaker 5: Whether it's a local coffee shop, a vendor at a

657
00:28:48,520 --> 00:28:51,360
Speaker 5: pop up market, or even one of our merch partners.

658
00:28:51,640 --> 00:28:55,400
Speaker 5: Square makes it easy for them to take payments, manage inventory,

659
00:28:55,520 --> 00:28:59,280
Speaker 5: and run their business with confidence, all from one simple system.

660
00:29:00,000 --> 00:29:02,480
Speaker 5: If you're a business owner or even just thinking about

661
00:29:02,560 --> 00:29:05,600
Speaker 5: launching something soon, Square is hands down one of the

662
00:29:05,680 --> 00:29:09,040
Speaker 5: best tools out there to help you start, run, and grow.

663
00:29:09,400 --> 00:29:12,400
Speaker 5: It's not just about payments, it's about giving you time

664
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665
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666
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667
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668
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669
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670
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Speaker 4: This episode is brought to you by P and C Bank.

671
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Speaker 4: A lot of people think podcasts about work are boring,

672
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673
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Speaker 5: They definitely can be, but understanding a professionals routine shows

674
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675
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676
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677
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678
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679
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680
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681
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682
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Speaker 5: of the PNC Financial Service Group, Inc. P and C

683
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Speaker 5: Bank National Association Member FDIC.

684
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Speaker 7: An illegal alien from Guatemala charged with raping a child

685
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Speaker 7: in Massachusetts. An MS thirteen gang member from Al Salvador

686
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Speaker 7: accused of murdering a Texas man of Venezuelan charged with

687
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Speaker 7: filming and selling child pornography in Michigan. These are just

688
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Speaker 7: some of the heinous migrant criminals caught because of President

689
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Speaker 7: Donald J. Trump's leadership. I'm Christy nom the United States

690
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Speaker 7: Secretary of Homeland Security. Under President Trump, attempted illegal border

691
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Speaker 7: crossings are at the lowest levels ever recorded, and over

692
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Speaker 7: one hundred thousand illegal aliens have been arrested. If you

693
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Speaker 7: are here illegally, your next you will be fined nearly

694
00:30:57,360 --> 00:31:01,280
Speaker 7: one thousand dollars a day, imprisoned and important. You will

695
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Speaker 7: never return. But if you register using our CBP home

696
00:31:05,080 --> 00:31:08,400
Speaker 7: app and leave now, you could be allowed to return legally.

697
00:31:08,840 --> 00:31:13,480
Speaker 7: Do what's right. Leave now. Under President Trump, America's laws,

698
00:31:13,760 --> 00:31:16,160
Speaker 7: border and families will be protected.

699
00:31:16,280 --> 00:31:18,400
Speaker 4: Sponsored by the United States Department of Homeland Security.

700
00:31:18,480 --> 00:31:21,960
Speaker 2: The brand our own publicist. So what made you What

701
00:31:22,040 --> 00:31:24,120
Speaker 2: made you decide you wanted to get a publicist?

702
00:31:24,720 --> 00:31:27,000
Speaker 3: Well, one, we wanted to take control of our own

703
00:31:27,080 --> 00:31:31,080
Speaker 3: narrative and take control of the direction and opportunities right,

704
00:31:31,120 --> 00:31:33,080
Speaker 3: because you know, when you get an opportunity like this

705
00:31:33,280 --> 00:31:35,640
Speaker 3: and you're on national TV, not just local TV, but

706
00:31:35,760 --> 00:31:38,520
Speaker 3: national TV, you know you have to start thinking about.

707
00:31:38,360 --> 00:31:43,600
Speaker 6: Like, you know, how much exposure you can get, how many.

708
00:31:43,480 --> 00:31:46,520
Speaker 3: Opportunities you can you know, basically create out of that,

709
00:31:46,680 --> 00:31:51,520
Speaker 3: like partnerships, endorsements, business deals. Because the other thing, too

710
00:31:51,640 --> 00:31:53,560
Speaker 3: is you got what happens on TV and you got

711
00:31:53,600 --> 00:31:55,240
Speaker 3: what's happening in real life. And you know, we want

712
00:31:55,280 --> 00:31:59,640
Speaker 3: to continue to grow and create more actual transactions for

713
00:32:00,200 --> 00:32:01,640
Speaker 3: you know, our real estate business because we want to

714
00:32:01,680 --> 00:32:02,440
Speaker 3: flip as many houses.

715
00:32:02,480 --> 00:32:05,480
Speaker 6: We want to scale. Scale is a big word, Like scaling.

716
00:32:05,200 --> 00:32:06,800
Speaker 3: Means you go from doing just one house at a

717
00:32:06,840 --> 00:32:09,040
Speaker 3: time to doing two or three houses, to go into

718
00:32:09,040 --> 00:32:12,720
Speaker 3: commercial properties. And you know, now once we were made

719
00:32:12,840 --> 00:32:15,520
Speaker 3: aware because awareness is like the biggest thing. That's why

720
00:32:15,600 --> 00:32:18,200
Speaker 3: this podcast is so awesome because it's like it may

721
00:32:18,400 --> 00:32:21,280
Speaker 3: raise our awareness available to us so we can.

722
00:32:21,200 --> 00:32:24,320
Speaker 2: Start pursuing those those yeah for real appreciation.

723
00:32:24,640 --> 00:32:27,040
Speaker 3: You know, I mean I think about assets of aliabilities,

724
00:32:27,440 --> 00:32:31,280
Speaker 3: Like we were like what assets can we create and

725
00:32:31,400 --> 00:32:34,520
Speaker 3: what partnerships can we create? And that's why the publichers

726
00:32:35,200 --> 00:32:38,160
Speaker 3: getting us all that exposure open all of these doors.

727
00:32:37,960 --> 00:32:38,560
Speaker 2: That we currently have.

728
00:32:38,720 --> 00:32:41,920
Speaker 3: And a publicists understood that we wanted to be on

729
00:32:42,120 --> 00:32:44,520
Speaker 3: black platforms just as much as we were going to

730
00:32:44,560 --> 00:32:48,800
Speaker 3: be on ABC or WGN those things. Of course, you

731
00:32:48,840 --> 00:32:50,520
Speaker 3: want to be on those two, but we need We

732
00:32:50,640 --> 00:32:53,920
Speaker 3: wanted to be on WGCI, you know, a black radio station.

733
00:32:54,080 --> 00:32:58,960
Speaker 3: We wanted to be on WVO in to reach parts

734
00:32:59,120 --> 00:33:02,000
Speaker 3: of our community. Like WV WAYN kind of caters to

735
00:33:02,120 --> 00:33:06,200
Speaker 3: like the like middle aged you know, African Americans and whatnot,

736
00:33:06,520 --> 00:33:08,840
Speaker 3: So we wanted our publicists was able to get us

737
00:33:08,880 --> 00:33:12,400
Speaker 3: into those spaces as well as like the big stations.

738
00:33:12,480 --> 00:33:14,160
Speaker 4: Yeah, it's crazy because like what y'all doing.

739
00:33:14,440 --> 00:33:16,240
Speaker 5: And my man Mike shout out to Mike, like he

740
00:33:16,280 --> 00:33:18,400
Speaker 5: always has a word that he sticks with, so narrative

741
00:33:18,600 --> 00:33:21,320
Speaker 5: was like usually his word. He's like, yo, y'all changed

742
00:33:21,320 --> 00:33:23,240
Speaker 5: in the narrative because when we think, especially from New York,

743
00:33:23,240 --> 00:33:25,560
Speaker 5: when we hear the South Side of Chicago, we think violence.

744
00:33:25,880 --> 00:33:28,120
Speaker 5: But y'all are changing the narrative, Like y'all seeing the

745
00:33:28,240 --> 00:33:31,239
Speaker 5: impact that people are trying to continue, like down your

746
00:33:31,280 --> 00:33:31,800
Speaker 5: path as well.

747
00:33:34,120 --> 00:33:37,720
Speaker 3: Speaking to that, the neighborhood we picked, pill Hill, was

748
00:33:37,800 --> 00:33:41,080
Speaker 3: one is one of the best black neighborhoods in Chicago.

749
00:33:41,840 --> 00:33:44,360
Speaker 3: So like when people got to see that, they got

750
00:33:44,560 --> 00:33:47,000
Speaker 3: again you're right for the first time, I got to see, Wow,

751
00:33:47,360 --> 00:33:49,440
Speaker 3: they didn't go to Inglewood or was where the people

752
00:33:49,480 --> 00:33:50,360
Speaker 3: are shooting this stuff.

753
00:33:50,480 --> 00:33:53,760
Speaker 2: I thought black folks lived in bad neighborhoods. Nah, we

754
00:33:54,560 --> 00:33:55,600
Speaker 2: have good neighborhoods too.

755
00:33:57,080 --> 00:33:57,600
Speaker 4: And then.

756
00:34:00,120 --> 00:34:02,720
Speaker 2: Seminars right, we are in a position now.

757
00:34:03,520 --> 00:34:07,600
Speaker 3: Shout out to to Jered Greer and guaranteed rate making

758
00:34:07,640 --> 00:34:10,359
Speaker 3: it available for us to have seminars to educate people

759
00:34:10,480 --> 00:34:14,400
Speaker 3: about home ownership and how to get financing and how

760
00:34:14,440 --> 00:34:16,719
Speaker 3: to buy properties and do everything that they see us doing,

761
00:34:17,280 --> 00:34:19,000
Speaker 3: and that that's the thing making.

762
00:34:18,840 --> 00:34:19,879
Speaker 4: It available to people.

763
00:34:20,120 --> 00:34:22,840
Speaker 3: Yeah, because with corporate sponsorship, we're able to get so

764
00:34:23,000 --> 00:34:25,919
Speaker 3: many more people on opportunity to get in on real estate.

765
00:34:25,960 --> 00:34:27,759
Speaker 2: The way we're getting in on real estate, it's a

766
00:34:27,840 --> 00:34:29,640
Speaker 2: big need for people are super excited.

767
00:34:29,640 --> 00:34:31,319
Speaker 3: I mean just think about I mean just last night

768
00:34:31,360 --> 00:34:34,000
Speaker 3: we were at the networking social how many people came

769
00:34:34,000 --> 00:34:36,080
Speaker 3: out because they're really serious about starting to bid as

770
00:34:36,080 --> 00:34:38,040
Speaker 3: an owning property. Like there's a big niche that it

771
00:34:38,120 --> 00:34:39,680
Speaker 3: needs to be filled, there's a there's a problem that

772
00:34:39,760 --> 00:34:40,400
Speaker 3: needs to be answered.

773
00:34:40,400 --> 00:34:42,120
Speaker 2: How did you get how did you get the corporate sponsorship?

774
00:34:43,719 --> 00:34:46,920
Speaker 3: That actually kind of felt by accident because so so

775
00:34:47,719 --> 00:34:50,880
Speaker 3: Jared Right happens to be having a business meeting now

776
00:34:50,920 --> 00:34:53,840
Speaker 3: you know how you say you're Jamaican Right restaurant. We

777
00:34:53,920 --> 00:34:57,960
Speaker 3: were at jog Grill High Park on the side Cargo

778
00:34:59,400 --> 00:35:04,920
Speaker 3: A and it was just like the second time our

779
00:35:04,960 --> 00:35:06,719
Speaker 3: show was coming on TV. And we didn't want to

780
00:35:06,719 --> 00:35:09,320
Speaker 3: be at home and this wasn't you know, any of

781
00:35:09,360 --> 00:35:11,040
Speaker 3: that type of stuff. We wanted to sit and eat,

782
00:35:11,360 --> 00:35:14,120
Speaker 3: you know, some West Indian food. We're behaving. We wanted

783
00:35:14,120 --> 00:35:16,400
Speaker 3: to eat some West Indian food and watch ourselves on TV.

784
00:35:16,840 --> 00:35:22,560
Speaker 3: And Thenarer and one of his coworkers or colleagues, they

785
00:35:22,600 --> 00:35:27,440
Speaker 3: were there for some type of lunch business, lunch whatever,

786
00:35:27,719 --> 00:35:29,719
Speaker 3: and he walks up to the bar because we were

787
00:35:29,760 --> 00:35:31,680
Speaker 3: eating at the bar, and he looks up at the

788
00:35:31,719 --> 00:35:34,080
Speaker 3: screen and he looks at us like, is that y'all.

789
00:35:36,600 --> 00:35:37,040
Speaker 4: Exactly?

790
00:35:37,160 --> 00:35:39,279
Speaker 3: And the crazy thing about it is, it's not like

791
00:35:39,360 --> 00:35:41,920
Speaker 3: we did business immediately, like we exchanged information and it

792
00:35:42,040 --> 00:35:45,480
Speaker 3: was like five four, five six months or something like

793
00:35:45,520 --> 00:35:48,279
Speaker 3: that before we actually reconnected. And then we you know,

794
00:35:48,440 --> 00:35:49,720
Speaker 3: kind of exchanged ideas.

795
00:35:49,800 --> 00:35:50,560
Speaker 6: This is what we want to do.

796
00:35:50,600 --> 00:35:52,920
Speaker 3: We want to start having these live seminars to kate

797
00:35:52,960 --> 00:35:53,919
Speaker 3: people about what we're doing.

798
00:35:54,280 --> 00:35:56,480
Speaker 6: And I think that it would benefit you know, his

799
00:35:56,640 --> 00:35:58,359
Speaker 6: business and guarantee rate and so on and so forth.

800
00:35:58,480 --> 00:36:01,399
Speaker 6: And it's just it naturally, it was a natural fit.

801
00:36:02,440 --> 00:36:05,359
Speaker 2: So when you when you all right, So as far

802
00:36:05,440 --> 00:36:08,120
Speaker 2: as this is an interesting conversation because when the day

803
00:36:08,120 --> 00:36:10,399
Speaker 2: and age now where TV's kind of dying. We talked

804
00:36:10,400 --> 00:36:13,560
Speaker 2: about this off camera, and it's streaming but even not YouTube, right,

805
00:36:13,760 --> 00:36:16,360
Speaker 2: So it's like for you, you're on you're still on

806
00:36:16,520 --> 00:36:18,640
Speaker 2: your you're on TV, right, but you have a podcast

807
00:36:18,680 --> 00:36:20,719
Speaker 2: and you do stuff outside of that as well. So

808
00:36:21,000 --> 00:36:23,759
Speaker 2: for somebody that may want to follow your footsteps, right,

809
00:36:25,320 --> 00:36:27,680
Speaker 2: is it more beneficial to be on a network or

810
00:36:27,760 --> 00:36:29,799
Speaker 2: is it more beneficial to start your own thing through

811
00:36:29,840 --> 00:36:33,360
Speaker 2: independent on YouTube or is streaming? Like what's what's the

812
00:36:33,440 --> 00:36:35,680
Speaker 2: differences and what's your what's your personal take on it?

813
00:36:35,719 --> 00:36:38,040
Speaker 2: Because you actually have a TV show on a network,

814
00:36:38,160 --> 00:36:40,080
Speaker 2: So I think.

815
00:36:41,760 --> 00:36:44,480
Speaker 3: Really you got to start somewhere, I mean starting your

816
00:36:44,520 --> 00:36:46,640
Speaker 3: own Like a lot of people are becoming famous now.

817
00:36:46,680 --> 00:36:48,480
Speaker 3: You think about like little nas X he was on

818
00:36:48,719 --> 00:36:52,160
Speaker 3: TikTok and blew up because he started his own content.

819
00:36:52,239 --> 00:36:54,719
Speaker 3: You got to create your own content and create your

820
00:36:54,719 --> 00:36:57,760
Speaker 3: own exposure and create your own opportunities. We our story

821
00:36:57,880 --> 00:36:59,440
Speaker 3: was different because we weren't trying to do this and

822
00:36:59,480 --> 00:37:01,840
Speaker 3: we kind of felt backwards into it and everything that

823
00:37:02,400 --> 00:37:05,840
Speaker 3: even now we're continuing to just like be ourselves and

824
00:37:05,920 --> 00:37:08,040
Speaker 3: then opportunities come to us. And that's the other thing too,

825
00:37:08,280 --> 00:37:10,919
Speaker 3: be true to yourself, don't try to be anybody else,

826
00:37:11,440 --> 00:37:13,560
Speaker 3: and create your content and be good and be of

827
00:37:13,760 --> 00:37:14,560
Speaker 3: service to people.

828
00:37:14,960 --> 00:37:15,200
Speaker 4: Yeah.

829
00:37:15,400 --> 00:37:17,600
Speaker 2: Help that's the biggest part with whatever you're doing.

830
00:37:17,719 --> 00:37:20,600
Speaker 3: Don't tear people down, be of service and try to

831
00:37:20,920 --> 00:37:25,160
Speaker 3: be helpful and bring joy into this world. So I think,

832
00:37:25,520 --> 00:37:28,080
Speaker 3: create your own content and then start networking, go to

833
00:37:28,160 --> 00:37:33,279
Speaker 3: the conferences and start meeting people who work in the industry, publicists,

834
00:37:34,160 --> 00:37:36,480
Speaker 3: people who work in n PR. There are people who

835
00:37:36,520 --> 00:37:38,840
Speaker 3: are already doing the things and already working in the spaces,

836
00:37:38,880 --> 00:37:40,800
Speaker 3: and you just gotta figure out how you can develop relationships,

837
00:37:40,840 --> 00:37:44,439
Speaker 3: because relationships are everything everything that's happening in our lives.

838
00:37:44,520 --> 00:37:46,480
Speaker 3: Because if you have a conversation with us a year

839
00:37:46,520 --> 00:37:50,400
Speaker 3: from now, I don't think we're really prepared to talk

840
00:37:50,400 --> 00:37:52,600
Speaker 3: about what we're doing right now, but a year from now,

841
00:37:52,640 --> 00:37:54,040
Speaker 3: you're going to see it. And it's all because of

842
00:37:54,080 --> 00:37:57,640
Speaker 3: the relationships that we have that now are creating an

843
00:37:57,640 --> 00:38:00,839
Speaker 3: opportunity for us to move from residentials to I think

844
00:38:00,920 --> 00:38:05,120
Speaker 3: the big thing is is that oftentimes when you look

845
00:38:05,200 --> 00:38:08,040
Speaker 3: at at hip hop, or if you look at black

846
00:38:08,080 --> 00:38:12,279
Speaker 3: folks and other aspects of entertainment, we're big upping ourselves

847
00:38:12,640 --> 00:38:17,000
Speaker 3: constantly look at this crystal, look at this mansion I'm living.

848
00:38:16,840 --> 00:38:18,600
Speaker 4: In, or all of that type of stuff.

849
00:38:18,880 --> 00:38:22,239
Speaker 3: But until your conversation is about how you're gonna tell

850
00:38:22,320 --> 00:38:25,640
Speaker 3: other people how they can get what you got, you know.

851
00:38:26,080 --> 00:38:27,040
Speaker 2: It's stalls.

852
00:38:27,920 --> 00:38:30,640
Speaker 3: Like our biggest thing that we're doing right now is

853
00:38:30,680 --> 00:38:33,719
Speaker 3: telling people how to get the multi unit buildings that

854
00:38:33,840 --> 00:38:37,480
Speaker 3: we have. That translated into flipping the cash flow and

855
00:38:37,600 --> 00:38:39,760
Speaker 3: cash flow and all those type of things and showing

856
00:38:39,800 --> 00:38:42,239
Speaker 3: people the numbers and saying you can do this as well.

857
00:38:42,719 --> 00:38:46,759
Speaker 3: This is not about us trying to floss on y'all right,

858
00:38:46,960 --> 00:38:48,719
Speaker 3: you know, I mean, I'm looking at how you got

859
00:38:48,840 --> 00:38:51,920
Speaker 3: shot to the top. My observation of what's happening with

860
00:38:52,000 --> 00:38:55,120
Speaker 3: UNR Leisure is that you are providing a service and

861
00:38:55,360 --> 00:38:58,400
Speaker 3: education to people, and people become supporters of you and

862
00:38:58,520 --> 00:39:01,440
Speaker 3: they reshare reposts and share everything that you got going on,

863
00:39:01,560 --> 00:39:02,200
Speaker 3: but big facts.

864
00:39:02,239 --> 00:39:03,319
Speaker 4: Because you're helping people.

865
00:39:03,360 --> 00:39:05,840
Speaker 2: What is like, it's the it's like, what is it?

866
00:39:06,280 --> 00:39:08,160
Speaker 2: What's in it for me? And if you can answer

867
00:39:08,280 --> 00:39:09,120
Speaker 2: what's in it for me?

868
00:39:09,280 --> 00:39:11,279
Speaker 3: For the person who's sitting across from you, or who's

869
00:39:11,280 --> 00:39:13,800
Speaker 3: on the other side of the TV screen or or phone,

870
00:39:14,400 --> 00:39:16,680
Speaker 3: that's how you get where you want to be as

871
00:39:16,719 --> 00:39:18,279
Speaker 3: far as if you're trying to land the TV show,

872
00:39:18,360 --> 00:39:19,960
Speaker 3: be on radio, or whatever your dream.

873
00:39:19,840 --> 00:39:22,880
Speaker 4: Is hashtag big Facts. This is a public announcement.

874
00:39:23,000 --> 00:39:24,920
Speaker 2: Yeah, you guys are good because that's a perfect segment

875
00:39:25,000 --> 00:39:27,480
Speaker 2: to our next time. An example, what you're gonna talk

876
00:39:27,480 --> 00:39:30,480
Speaker 2: about what you guys are doing, and we're gonna break

877
00:39:30,560 --> 00:39:33,040
Speaker 2: down some numbers hopefully, So we gotta talk about that

878
00:39:33,160 --> 00:39:34,960
Speaker 2: for sure. All right, So now we're going to go

879
00:39:35,040 --> 00:39:37,879
Speaker 2: into what you guys actually are on TV for as

880
00:39:37,920 --> 00:39:40,640
Speaker 2: far as you know, fixing up homes and flipping homes

881
00:39:40,719 --> 00:39:43,480
Speaker 2: in Chicago, specifically in southside Chicago, right, that's your area

882
00:39:43,480 --> 00:39:47,320
Speaker 2: you focus on, all right, So okay, so what's the

883
00:39:47,440 --> 00:39:50,440
Speaker 2: real estate opportunities because in Chicago with in Chicago, So

884
00:39:50,600 --> 00:39:53,759
Speaker 2: I think it's important to talk about how like that, Yeah,

885
00:39:53,840 --> 00:39:56,520
Speaker 2: before we start anything. What's how is the what's Chicago

886
00:39:56,600 --> 00:39:59,200
Speaker 2: real estate looking like? And what's the real estate opportunities

887
00:39:59,239 --> 00:39:59,760
Speaker 2: in Chicago?

888
00:40:00,280 --> 00:40:03,120
Speaker 3: There are a lot of opportunities in Chicago. Man, we

889
00:40:03,239 --> 00:40:06,080
Speaker 3: have one of the hottest markets in the country.

890
00:40:06,440 --> 00:40:06,600
Speaker 4: Right.

891
00:40:06,840 --> 00:40:09,280
Speaker 3: The question is, you know, it's just how are you starting?

892
00:40:09,360 --> 00:40:13,000
Speaker 3: I mean, if you do have your your credit and

893
00:40:13,120 --> 00:40:14,680
Speaker 3: your and your money saved up.

894
00:40:15,200 --> 00:40:15,799
Speaker 4: You know what I'm saying.

895
00:40:16,160 --> 00:40:18,720
Speaker 3: As a first time home buyer, there's an enormous amount

896
00:40:18,760 --> 00:40:21,399
Speaker 3: of opportunities, and we advise people that are starting off

897
00:40:21,520 --> 00:40:23,640
Speaker 3: to go for cash flow, go get that three or

898
00:40:23,640 --> 00:40:27,440
Speaker 3: four unit of property, or go get a two or

899
00:40:27,520 --> 00:40:30,000
Speaker 3: three K renovation loan or some kind of Fanny made

900
00:40:30,680 --> 00:40:33,600
Speaker 3: construction loan so that you can get properties below market value.

901
00:40:33,600 --> 00:40:37,120
Speaker 2: Because there's thousands I'm not talking about hundreds of property.

902
00:40:37,120 --> 00:40:39,399
Speaker 6: There's thousands of properties in the Chicago land area.

903
00:40:39,640 --> 00:40:42,640
Speaker 3: Yes, that you can get below market value and renovate

904
00:40:43,000 --> 00:40:46,040
Speaker 3: and then turn that into a cash flowing property or

905
00:40:46,840 --> 00:40:48,160
Speaker 3: a property that you used to live in for a

906
00:40:48,200 --> 00:40:48,759
Speaker 3: couple of years.

907
00:40:48,880 --> 00:40:50,120
Speaker 4: You know people talking about house hacking.

908
00:40:50,160 --> 00:40:51,920
Speaker 3: Now you know, living for a couple of years and

909
00:40:51,960 --> 00:40:54,200
Speaker 3: then you know, sell it after two years and now

910
00:40:54,200 --> 00:40:55,080
Speaker 3: you got this check.

911
00:40:54,920 --> 00:40:56,600
Speaker 6: And now you got capital to start a business or

912
00:40:56,680 --> 00:40:57,600
Speaker 6: get another property or.

913
00:40:57,680 --> 00:40:59,839
Speaker 2: Do multiple things. So when you say below market value,

914
00:41:00,480 --> 00:41:01,960
Speaker 2: what are we talking about as far as numbers, It's

915
00:41:02,000 --> 00:41:03,800
Speaker 2: like some what's an example of like a home that

916
00:41:03,880 --> 00:41:06,120
Speaker 2: you just recently flipped though, something that you can like

917
00:41:06,360 --> 00:41:09,520
Speaker 2: expect like okay, this is something that is typical men

918
00:41:09,560 --> 00:41:10,040
Speaker 2: tell him.

919
00:41:09,880 --> 00:41:12,040
Speaker 4: About the one over at the Bronxville house.

920
00:41:12,800 --> 00:41:15,239
Speaker 6: You said the last property.

921
00:41:16,760 --> 00:41:18,960
Speaker 2: To be the last one you could be what Anya right?

922
00:41:19,040 --> 00:41:22,000
Speaker 4: So what I do? Use this example a lot?

923
00:41:22,120 --> 00:41:25,960
Speaker 3: So, so I got a three thousand square foot greystone

924
00:41:27,040 --> 00:41:29,759
Speaker 3: single family home, greystone, greystone.

925
00:41:30,040 --> 00:41:36,400
Speaker 4: What is that like? A brownstone? Brownstone? Right?

926
00:41:36,480 --> 00:41:39,359
Speaker 3: So I got a square foot graystone in Bronsville, which

927
00:41:39,400 --> 00:41:42,120
Speaker 3: is a neighborhood on the south side, got that for

928
00:41:42,160 --> 00:41:46,840
Speaker 3: two hundred thousand. Got it below market value because the

929
00:41:46,920 --> 00:41:50,560
Speaker 3: recession was going on and the guy was trying to

930
00:41:50,560 --> 00:41:53,080
Speaker 3: sell it because he was in pre foreclosure. So got

931
00:41:53,160 --> 00:41:55,719
Speaker 3: it for two hundred thousand. And I used a two

932
00:41:55,760 --> 00:41:58,480
Speaker 3: O three K renovation loan for that property. So that

933
00:41:58,719 --> 00:42:00,880
Speaker 3: allowed me to have the money to purchased the property

934
00:42:00,880 --> 00:42:03,040
Speaker 3: for two hundred thousand. And I also rolled in thirty

935
00:42:03,120 --> 00:42:07,880
Speaker 3: thousand in renovation. Now this property didn't require a gut rehab.

936
00:42:07,920 --> 00:42:10,759
Speaker 3: I mean thirty thousand. I did a couple of the bathrooms,

937
00:42:12,080 --> 00:42:15,239
Speaker 3: redid the porch and the kitchen, and that's what I

938
00:42:15,400 --> 00:42:16,040
Speaker 3: initially did.

939
00:42:16,160 --> 00:42:18,520
Speaker 2: Made all of those things look brand new. Didn't touch

940
00:42:18,560 --> 00:42:20,000
Speaker 2: any of the drywall throughout the house.

941
00:42:20,080 --> 00:42:21,840
Speaker 4: None of that type of stuff. This is not a

942
00:42:21,880 --> 00:42:22,439
Speaker 4: fixer upper.

943
00:42:22,520 --> 00:42:27,239
Speaker 2: So yeah, so this was just updating a great opportunity,

944
00:42:27,320 --> 00:42:29,920
Speaker 2: and you only put three percent down, three and a

945
00:42:29,920 --> 00:42:30,400
Speaker 2: half percent.

946
00:42:30,640 --> 00:42:34,440
Speaker 3: So I came to that closing with seventy seven hundred dollars,

947
00:42:34,840 --> 00:42:36,799
Speaker 3: so seven thousand, seve hundred dollars. And the reason why

948
00:42:36,880 --> 00:42:39,319
Speaker 3: is because I couldn't negotiate because it was the bank

949
00:42:39,440 --> 00:42:40,400
Speaker 3: and it was a foreclosure.

950
00:42:40,480 --> 00:42:42,440
Speaker 2: I want to, I want to, I want that, the

951
00:42:42,480 --> 00:42:44,120
Speaker 2: Gold people said, because we talked about two or three

952
00:42:44,200 --> 00:42:47,279
Speaker 2: K loan actually with Jay Morrison, but we didn't go

953
00:42:47,360 --> 00:42:48,400
Speaker 2: through a real world example.

954
00:42:48,440 --> 00:42:49,040
Speaker 4: So this is good.

955
00:42:49,400 --> 00:42:52,640
Speaker 2: So you got a two hundred thousand dollars property and

956
00:42:52,719 --> 00:42:56,239
Speaker 2: then you had thirty thousand for renovation courts, so it's

957
00:42:56,480 --> 00:42:57,320
Speaker 2: two hundred.

958
00:42:57,040 --> 00:42:58,399
Speaker 4: And thirty thousands the full loan.

959
00:42:58,560 --> 00:43:00,759
Speaker 2: The two three K loan allowed you to put three

960
00:43:00,920 --> 00:43:04,239
Speaker 2: to three point five percent down, but the thirty k

961
00:43:04,440 --> 00:43:08,480
Speaker 2: gets wrapped into the mortgage. So three percent of two

962
00:43:08,719 --> 00:43:12,279
Speaker 2: thirty is like seven thousand, seven seven something. So you

963
00:43:12,400 --> 00:43:16,960
Speaker 2: got the renovation and the home for not including closing costs,

964
00:43:17,000 --> 00:43:19,719
Speaker 2: but out seven thousand dollars is how much the down

965
00:43:19,760 --> 00:43:21,600
Speaker 2: payment was, right, we're closing costs?

966
00:43:21,600 --> 00:43:22,719
Speaker 4: How much was it with closing cost?

967
00:43:22,760 --> 00:43:25,320
Speaker 6: I mean I came to closing total all in for

968
00:43:25,440 --> 00:43:26,279
Speaker 6: seventy seven hundred.

969
00:43:27,239 --> 00:43:30,000
Speaker 4: How did you roll that into the market.

970
00:43:30,080 --> 00:43:31,719
Speaker 3: Yeah, because it was all rolled in. Okay, he rolled

971
00:43:31,719 --> 00:43:35,600
Speaker 3: it in, all right, that's good to know. Actually actually

972
00:43:35,719 --> 00:43:40,440
Speaker 3: rolled in three of the first month's payments into the

973
00:43:40,520 --> 00:43:42,120
Speaker 3: into the loan also, so I didn't have to make

974
00:43:42,160 --> 00:43:42,840
Speaker 3: my first payment.

975
00:43:42,960 --> 00:43:44,799
Speaker 6: And so I was actually moving into the property, which

976
00:43:44,840 --> 00:43:45,640
Speaker 6: was ninety days later.

977
00:43:46,040 --> 00:43:47,840
Speaker 5: That's because you were there, was gonna you were updating

978
00:43:47,840 --> 00:43:49,520
Speaker 5: the bathrooms, right because.

979
00:43:49,320 --> 00:43:51,400
Speaker 2: All the update Okay, I'm sorry, I got you off

980
00:43:51,440 --> 00:43:53,560
Speaker 2: sor right, So now speed it up. So all right,

981
00:43:53,560 --> 00:43:56,000
Speaker 2: you got the property for seventy seven hundred. Now you

982
00:43:56,160 --> 00:43:58,040
Speaker 2: have it. Now what now?

983
00:43:58,239 --> 00:44:00,200
Speaker 3: Now I have it, renovation needs to start, all right,

984
00:44:00,400 --> 00:44:03,880
Speaker 3: just about immediately. So in that process, I had already

985
00:44:04,360 --> 00:44:07,600
Speaker 3: got three different contractors to give scope of work so

986
00:44:07,719 --> 00:44:09,399
Speaker 3: that I can decide which one I wanted to work

987
00:44:09,440 --> 00:44:12,239
Speaker 3: with as far as you know, just completing the work

988
00:44:12,320 --> 00:44:14,560
Speaker 3: and how much still the materials would cost and things.

989
00:44:14,880 --> 00:44:17,560
Speaker 3: And you make the contractors very honest when they know

990
00:44:17,760 --> 00:44:21,120
Speaker 3: that they're one of three in the competing.

991
00:44:21,080 --> 00:44:23,000
Speaker 5: What was that process like dealing with contracts because a

992
00:44:23,000 --> 00:44:24,960
Speaker 5: lot of times people going to these deals and they

993
00:44:25,000 --> 00:44:27,279
Speaker 5: say that's the toughest part is dealing with contractors.

994
00:44:28,400 --> 00:44:31,440
Speaker 3: We always push doing these these two or three K

995
00:44:31,640 --> 00:44:36,000
Speaker 3: renovation loans because when you do a renovation loan, there

996
00:44:36,200 --> 00:44:39,759
Speaker 3: is an inspector who comes behind the contractors on each

997
00:44:39,960 --> 00:44:44,560
Speaker 3: draw or phase of the project. The money comes each draw,

998
00:44:45,000 --> 00:44:47,640
Speaker 3: let's say thirty thousand, you get ten thousand and three

999
00:44:47,719 --> 00:44:51,040
Speaker 3: times the money comes to the homeowner.

1000
00:44:50,719 --> 00:44:53,520
Speaker 2: That ten thousand dollars to pay the contractor.

1001
00:44:53,760 --> 00:44:55,920
Speaker 3: The contractor for the first draw has to do that

1002
00:44:56,000 --> 00:44:58,360
Speaker 3: ten thousand dollars worth of work out of its own pocket.

1003
00:44:58,920 --> 00:45:00,600
Speaker 3: The contractor has to put his ow own money up

1004
00:45:01,080 --> 00:45:04,000
Speaker 3: and has an inspector who comes to make sure that

1005
00:45:04,120 --> 00:45:07,120
Speaker 3: he's done the work up the code before the money

1006
00:45:07,239 --> 00:45:09,480
Speaker 3: is released to the homeowner to give to them for

1007
00:45:09,520 --> 00:45:11,839
Speaker 3: the next phase. So they don't make their profit until

1008
00:45:11,880 --> 00:45:14,160
Speaker 3: they finished all of the work because they had to

1009
00:45:14,280 --> 00:45:15,960
Speaker 3: go to do the first phase out of pocket.

1010
00:45:16,160 --> 00:45:17,480
Speaker 2: So now the homeowner's protected.

1011
00:45:17,600 --> 00:45:19,719
Speaker 3: So now that there's no contract to getting over on

1012
00:45:19,880 --> 00:45:22,239
Speaker 3: you or trying to convince you that the work is

1013
00:45:22,280 --> 00:45:22,759
Speaker 3: good enough.

1014
00:45:24,040 --> 00:45:25,600
Speaker 5: Quick question now, because I'm thinking like you guys are

1015
00:45:25,600 --> 00:45:28,040
Speaker 5: firefighters and obviously you guys must know cold right that

1016
00:45:28,360 --> 00:45:30,120
Speaker 5: did your experience at being firefighters?

1017
00:45:30,160 --> 00:45:32,680
Speaker 3: Hope you during that process, yes, because I mean as

1018
00:45:32,760 --> 00:45:36,400
Speaker 3: firefighters too, I mean learn we learn about building construction

1019
00:45:37,120 --> 00:45:39,960
Speaker 3: and we see a whole lot because we in the

1020
00:45:40,000 --> 00:45:42,120
Speaker 3: process of being firefighter, you see houses that are like

1021
00:45:42,200 --> 00:45:44,320
Speaker 3: burned down and destroyed, so you see everything, and we

1022
00:45:44,440 --> 00:45:46,439
Speaker 3: tear out a lot of walls and ceilings and things

1023
00:45:46,520 --> 00:45:46,680
Speaker 3: like that.

1024
00:45:46,920 --> 00:45:48,960
Speaker 4: So we're kind of on the other side of it.

1025
00:45:49,160 --> 00:45:50,880
Speaker 3: Yeah, and then we also work with a lot of

1026
00:45:50,920 --> 00:45:53,080
Speaker 3: firefighters happened to be in the trades, so we you know,

1027
00:45:53,160 --> 00:45:55,759
Speaker 3: you learn a lot through that process also. So I

1028
00:45:55,840 --> 00:45:58,600
Speaker 3: mean the thing is it removed all the fear because

1029
00:45:58,640 --> 00:46:02,239
Speaker 3: you actually had this this inspector who comes and make

1030
00:46:02,280 --> 00:46:03,760
Speaker 3: sure that the work is done complete.

1031
00:46:04,239 --> 00:46:06,759
Speaker 2: So all right, So okay, so now you started the

1032
00:46:07,680 --> 00:46:10,600
Speaker 2: bringing the contractors in. What's the next steps after that?

1033
00:46:10,719 --> 00:46:12,680
Speaker 2: Like how long did it take to fully renovate it?

1034
00:46:12,760 --> 00:46:14,359
Speaker 2: When we were able to get tenants in, Like what's

1035
00:46:14,400 --> 00:46:14,680
Speaker 2: the deal?

1036
00:46:15,040 --> 00:46:15,920
Speaker 4: Well, well, this was a.

1037
00:46:15,920 --> 00:46:17,520
Speaker 3: Single family home, so I wasn't I didn't have to

1038
00:46:17,560 --> 00:46:20,040
Speaker 3: deal with tennants. But I had ninety days to get

1039
00:46:20,040 --> 00:46:21,480
Speaker 3: the work, to get the work done, and it actually

1040
00:46:21,520 --> 00:46:23,480
Speaker 3: it got done in a short period than that. I

1041
00:46:23,520 --> 00:46:25,960
Speaker 3: think we were done in like, you know, sixty five

1042
00:46:26,000 --> 00:46:28,239
Speaker 3: seventy days or whatever. So by the time I had

1043
00:46:28,280 --> 00:46:30,400
Speaker 3: to make my first payment more dis payment, I was

1044
00:46:30,440 --> 00:46:32,840
Speaker 3: able to move in, move my front frontiture in and

1045
00:46:33,200 --> 00:46:33,600
Speaker 3: it started.

1046
00:46:33,960 --> 00:46:35,839
Speaker 4: You was living there? Yeah, I live there? How long

1047
00:46:35,880 --> 00:46:36,359
Speaker 4: did you live there?

1048
00:46:36,800 --> 00:46:38,719
Speaker 3: I was there for three a little about three and

1049
00:46:38,719 --> 00:46:40,279
Speaker 3: a half years. My attention was to be there for

1050
00:46:40,360 --> 00:46:43,640
Speaker 3: two years because I knew that, you know, after two years,

1051
00:46:43,640 --> 00:46:44,239
Speaker 3: I would be able to.

1052
00:46:44,239 --> 00:46:45,680
Speaker 6: Sell the property no capital games.

1053
00:46:46,200 --> 00:46:47,839
Speaker 3: And also I knew that my credit would go back

1054
00:46:47,920 --> 00:46:49,919
Speaker 3: up because I did short I did a short selle.

1055
00:46:50,000 --> 00:46:52,560
Speaker 3: See we didn't include that the condo that I had,

1056
00:46:52,640 --> 00:46:54,600
Speaker 3: I did a short sell on that. After two years,

1057
00:46:55,040 --> 00:46:57,840
Speaker 3: my credit went back up, and it coincided with my

1058
00:46:57,920 --> 00:47:01,520
Speaker 3: ability to sell this property with no capital gains. Now

1059
00:47:01,560 --> 00:47:03,640
Speaker 3: I was enjoying myself so much that I actually ended

1060
00:47:03,719 --> 00:47:05,560
Speaker 3: up staying for a little bit longer than I anticipated.

1061
00:47:05,680 --> 00:47:09,840
Speaker 3: We had so many parts, said Toga parties, and so

1062
00:47:09,960 --> 00:47:11,480
Speaker 3: you guys were both living boils.

1063
00:47:12,160 --> 00:47:13,480
Speaker 4: You guys are both living in the promy.

1064
00:47:15,160 --> 00:47:17,000
Speaker 2: So can you talk about that capital gains? You said

1065
00:47:17,000 --> 00:47:19,399
Speaker 2: that in two years. You allowed you not to play

1066
00:47:19,440 --> 00:47:21,840
Speaker 2: capital game, right, so you haven't been there twenty four months.

1067
00:47:22,200 --> 00:47:23,920
Speaker 4: That's the rule. What is capital gains?

1068
00:47:25,160 --> 00:47:28,320
Speaker 3: Capital gains is the profit that you make on a property,

1069
00:47:28,520 --> 00:47:30,320
Speaker 3: the difference between how much you paid for it and

1070
00:47:30,360 --> 00:47:32,120
Speaker 3: how much you actually sold the property for it. So

1071
00:47:32,239 --> 00:47:35,200
Speaker 3: the profit is the capital game, and so the tax

1072
00:47:35,440 --> 00:47:38,279
Speaker 3: on the capital game happens on properties that are not

1073
00:47:38,360 --> 00:47:40,560
Speaker 3: your primary residents or you haven't lived in as your

1074
00:47:40,600 --> 00:47:42,399
Speaker 3: primary residence for at least twenty four months.

1075
00:47:42,680 --> 00:47:44,359
Speaker 6: So that's why I knew I needed to be there

1076
00:47:44,400 --> 00:47:45,000
Speaker 6: for at least.

1077
00:47:44,800 --> 00:47:47,720
Speaker 3: Twenty four months in order to be able to collect

1078
00:47:47,719 --> 00:47:51,760
Speaker 3: those capital gains, which in this instance was eighty thousand

1079
00:47:51,800 --> 00:47:54,920
Speaker 3: dollars cash, and then be able to then have the

1080
00:47:55,080 --> 00:47:58,480
Speaker 3: capital to move on to buy a multi unit property

1081
00:47:58,560 --> 00:48:00,800
Speaker 3: and then start flipping home was and then partnering with

1082
00:48:00,880 --> 00:48:02,239
Speaker 3: my brother to.

1083
00:48:02,360 --> 00:48:04,239
Speaker 2: Really, you know, start to do more than we had

1084
00:48:04,280 --> 00:48:06,920
Speaker 2: ever anticipated. So if you don't live in a property

1085
00:48:06,960 --> 00:48:08,400
Speaker 2: for more than a year and you sell it, but

1086
00:48:08,520 --> 00:48:10,919
Speaker 2: you use their proceeds to buy another home, you still

1087
00:48:10,920 --> 00:48:11,759
Speaker 2: have to pick capital games.

1088
00:48:12,600 --> 00:48:12,799
Speaker 4: Joe.

1089
00:48:12,920 --> 00:48:17,960
Speaker 3: You can do what they call ten thirty five yeah exchange, Yeah,

1090
00:48:17,960 --> 00:48:19,880
Speaker 3: oh yeah, he knew he knew.

1091
00:48:19,719 --> 00:48:27,319
Speaker 2: What you want to Well, there's different waces. Yeah, yeah, yeah,

1092
00:48:27,520 --> 00:48:28,560
Speaker 2: I answered my own question.

1093
00:48:30,960 --> 00:48:31,319
Speaker 4: All right.

1094
00:48:31,480 --> 00:48:33,400
Speaker 3: So Okay, in the whole time that he was doing that,

1095
00:48:33,600 --> 00:48:37,080
Speaker 3: mind you, I'm also buying out to the unit buildings

1096
00:48:37,160 --> 00:48:39,840
Speaker 3: while he's doing that. Right, So by the time he

1097
00:48:40,000 --> 00:48:42,320
Speaker 3: sold that property three and a half years later, I

1098
00:48:42,440 --> 00:48:45,439
Speaker 3: already had two three unit buildings.

1099
00:48:45,120 --> 00:48:45,839
Speaker 4: And a cash flow.

1100
00:48:46,200 --> 00:48:47,920
Speaker 3: So it's like the two of us are like one,

1101
00:48:48,160 --> 00:48:52,759
Speaker 3: like one person, right, because I'm implying one strategy. Yeah,

1102
00:48:55,280 --> 00:48:57,680
Speaker 3: and when his condo went from worth of one fifty

1103
00:48:58,040 --> 00:49:01,160
Speaker 3: to being upside down to thirty thousand, I looked at that.

1104
00:49:01,160 --> 00:49:03,439
Speaker 3: I was like, ain't never buying a condo. In fact,

1105
00:49:03,480 --> 00:49:05,399
Speaker 3: I ain't buying a house neither. You know, I'm going

1106
00:49:05,440 --> 00:49:08,080
Speaker 3: straight for the multi unit apartment buildings.

1107
00:49:08,160 --> 00:49:12,240
Speaker 4: Thanks for making that mistake, bro, Yeah, somebody.

1108
00:49:11,640 --> 00:49:12,560
Speaker 2: Has to jump out there first.

1109
00:49:13,000 --> 00:49:14,040
Speaker 4: Yeah, bus over.

1110
00:49:14,160 --> 00:49:16,920
Speaker 3: But the thing is what we did learn, though, is

1111
00:49:17,000 --> 00:49:19,080
Speaker 3: we learned about the power of cash flow, and we

1112
00:49:19,160 --> 00:49:22,120
Speaker 3: learned about the power of buying properties below market value.

1113
00:49:22,360 --> 00:49:25,520
Speaker 2: And being able to get that cash and that leverage

1114
00:49:25,880 --> 00:49:27,160
Speaker 2: for us to then be able to go.

1115
00:49:27,520 --> 00:49:30,200
Speaker 3: Now, now I got this lump summer money and now

1116
00:49:30,280 --> 00:49:33,160
Speaker 3: it's like, okay, now let's buy another multi unit property.

1117
00:49:33,640 --> 00:49:35,440
Speaker 2: So we for cash flow. Now let's go.

1118
00:49:36,120 --> 00:49:38,120
Speaker 3: You know, we went hard money, you know, did a

1119
00:49:38,160 --> 00:49:40,480
Speaker 3: flip that way and then and then you know from there,

1120
00:49:40,600 --> 00:49:43,000
Speaker 3: now the wheels are turning and now you're the next deal.

1121
00:49:43,000 --> 00:49:43,640
Speaker 4: And the next deal.

1122
00:49:43,760 --> 00:49:48,359
Speaker 3: More confidence, more confidence things you know, things go wrong

1123
00:49:49,000 --> 00:49:50,839
Speaker 3: and and those when you get burned when you touch

1124
00:49:50,880 --> 00:49:52,560
Speaker 3: that stove, we don't ever touch it again. So like,

1125
00:49:52,680 --> 00:49:54,400
Speaker 3: you know, different things that we learned about how we

1126
00:49:54,480 --> 00:49:57,200
Speaker 3: deal with contracts and stuff like that. You know, everything

1127
00:49:57,280 --> 00:50:00,520
Speaker 3: didn't just you know, shoot perfectly, but it's still was

1128
00:50:00,760 --> 00:50:02,120
Speaker 3: you know, enabled us to make it to the point

1129
00:50:02,120 --> 00:50:04,000
Speaker 3: where we ended up on TV. How did you how

1130
00:50:04,080 --> 00:50:06,160
Speaker 3: much did you sell that property for? I ended up

1131
00:50:06,160 --> 00:50:10,279
Speaker 3: selling that property for three fifteen six three fifteen and

1132
00:50:10,719 --> 00:50:14,759
Speaker 3: well you want to give the exact three thousand and

1133
00:50:14,880 --> 00:50:16,960
Speaker 3: sixteen thousand and five hundred or whatever it was.

1134
00:50:17,040 --> 00:50:19,600
Speaker 4: But yeah, in two years, you held two years, three.

1135
00:50:21,040 --> 00:50:23,680
Speaker 2: Bad so one hundred and sixteen thousand dollars profit that

1136
00:50:23,760 --> 00:50:25,719
Speaker 2: you made right for three years and you got it

1137
00:50:25,800 --> 00:50:27,160
Speaker 2: for seventy seven hundred dollars.

1138
00:50:27,200 --> 00:50:28,800
Speaker 4: How much was your monthly mortgage?

1139
00:50:29,840 --> 00:50:33,480
Speaker 6: My monthly mortgage was like I think it was like

1140
00:50:33,520 --> 00:50:34,240
Speaker 6: fourteen hundred.

1141
00:50:34,640 --> 00:50:35,280
Speaker 4: That's powerful.

1142
00:50:35,560 --> 00:50:38,839
Speaker 2: That's actually really powerful because especially in New York, we're

1143
00:50:38,920 --> 00:50:42,279
Speaker 2: paying rent for nineteen hundred, twenty one hundred, twenty two

1144
00:50:42,320 --> 00:50:43,080
Speaker 2: hundred dollars a month.

1145
00:50:43,719 --> 00:50:46,799
Speaker 4: Where is that at? It's like, right, what the twenty

1146
00:50:46,880 --> 00:50:50,760
Speaker 4: twenty one? That is? What room? Okay? Not three thousand

1147
00:50:50,800 --> 00:50:51,239
Speaker 4: square feet?

1148
00:50:51,480 --> 00:50:56,080
Speaker 2: No way, Maybe it wasn't three bedrooms and four bathrooms.

1149
00:50:56,400 --> 00:50:57,920
Speaker 4: Maybe nine hundred square feet, no.

1150
00:50:58,040 --> 00:51:01,560
Speaker 2: Man, seven seven hundred square feet one bedroom, one bathroom,

1151
00:51:01,640 --> 00:51:04,640
Speaker 2: rough man, And you got to the parking so you

1152
00:51:04,719 --> 00:51:09,680
Speaker 2: got you got a property for seven thousand dollars, paying

1153
00:51:10,239 --> 00:51:12,440
Speaker 2: under two thousand dollars a month, and you held it

1154
00:51:12,520 --> 00:51:14,080
Speaker 2: for a couple of years and made one hundred and

1155
00:51:14,320 --> 00:51:17,279
Speaker 2: summi thousand dollars profits. I say that to say a

1156
00:51:17,360 --> 00:51:20,680
Speaker 2: lot of times people don't fully understand how attainable buying

1157
00:51:20,719 --> 00:51:23,919
Speaker 2: a home really is. Ken it's different programs and there's

1158
00:51:23,920 --> 00:51:26,000
Speaker 2: different ways you have to educate yourself. That's one of

1159
00:51:26,040 --> 00:51:30,080
Speaker 2: the reasons of the podcast. But it's it's not as

1160
00:51:30,200 --> 00:51:31,160
Speaker 2: far fetched as.

1161
00:51:31,120 --> 00:51:32,480
Speaker 4: It may seem. You know, it's not.

1162
00:51:32,640 --> 00:51:34,120
Speaker 5: I think I mean people, I think people live in

1163
00:51:34,200 --> 00:51:35,840
Speaker 5: fair right because they've never seen it like we Like

1164
00:51:35,920 --> 00:51:39,600
Speaker 5: I said earlier, it's like we're first generation, so like

1165
00:51:39,960 --> 00:51:41,839
Speaker 5: we don't know what we don't know, Like people don't

1166
00:51:41,880 --> 00:51:45,120
Speaker 5: know that these these these opportunities are out there. I

1167
00:51:45,239 --> 00:51:46,880
Speaker 5: had a question for you guys because I was driving

1168
00:51:46,880 --> 00:51:49,200
Speaker 5: in on in the Uber and I was looking around

1169
00:51:49,239 --> 00:51:50,960
Speaker 5: in the cab. Driver I'm like, oh, it's the south side.

1170
00:51:51,000 --> 00:51:53,279
Speaker 5: He's like, yeah, same thing it looked like twenty years ago.

1171
00:51:53,360 --> 00:51:54,320
Speaker 5: And I was like, all right, Well, I see a

1172
00:51:54,360 --> 00:51:56,279
Speaker 5: lot of mom and pop stores. I'm like, all right,

1173
00:51:56,320 --> 00:52:00,560
Speaker 5: so this there's been entrepreneurism in the community and in

1174
00:52:00,680 --> 00:52:02,959
Speaker 5: retail space and commercial types of space.

1175
00:52:03,040 --> 00:52:04,800
Speaker 4: So what is the future for entrepreneurs.

1176
00:52:05,000 --> 00:52:08,600
Speaker 5: Are these opportunities out there for them to buy these spaces,

1177
00:52:08,640 --> 00:52:09,560
Speaker 5: like what does it look like?

1178
00:52:10,040 --> 00:52:14,080
Speaker 3: You know, we have a Frive brother with Nel Saligne.

1179
00:52:14,120 --> 00:52:16,080
Speaker 3: Him and his wife have a nels A line and

1180
00:52:16,640 --> 00:52:19,560
Speaker 3: it's a mixed use space. They have a section eight

1181
00:52:19,640 --> 00:52:23,480
Speaker 3: tenant upstairs that pays the mortgage for the entire property.

1182
00:52:23,560 --> 00:52:28,279
Speaker 3: So what they make is pure profit. And I think

1183
00:52:28,320 --> 00:52:31,680
Speaker 3: that that's that's the future there. We need us to

1184
00:52:31,920 --> 00:52:37,120
Speaker 3: buy those mixed use buildings, whether there's two or three

1185
00:52:37,360 --> 00:52:38,840
Speaker 3: or four apartments.

1186
00:52:38,360 --> 00:52:42,440
Speaker 4: Above and then like two like storefronts in the bottom.

1187
00:52:42,480 --> 00:52:44,040
Speaker 4: What we need to grab all of those.

1188
00:52:44,160 --> 00:52:47,960
Speaker 3: Yeah, And the thing is there are city programs that

1189
00:52:48,040 --> 00:52:53,200
Speaker 3: you can get assistance for buying homes the city, county,

1190
00:52:53,320 --> 00:52:53,799
Speaker 3: and state.

1191
00:52:54,360 --> 00:52:56,600
Speaker 2: So I mean the thing is, wherever you live, you

1192
00:52:56,719 --> 00:52:57,480
Speaker 2: have to look and see.

1193
00:52:57,360 --> 00:53:00,120
Speaker 3: What kind of homeowner assistance programs they are. That the

1194
00:53:00,280 --> 00:53:02,319
Speaker 3: facismen I had to come with that seventy seven hundred

1195
00:53:02,320 --> 00:53:06,040
Speaker 3: dollars in down payment. There may have been some kind

1196
00:53:06,040 --> 00:53:08,000
Speaker 3: of assistance program, but you got to do your own

1197
00:53:08,040 --> 00:53:10,960
Speaker 3: research that he would have paid that seventy you know,

1198
00:53:11,160 --> 00:53:12,160
Speaker 3: that seven thousand dollars.

1199
00:53:13,120 --> 00:53:14,360
Speaker 4: There are tons of those programs.

1200
00:53:14,440 --> 00:53:17,480
Speaker 3: And then for business owners right here in Chicago, they

1201
00:53:17,680 --> 00:53:19,760
Speaker 3: I can't remember the name of the program. Chicago Neighborhood

1202
00:53:19,800 --> 00:53:23,000
Speaker 3: is something or on another program that actually helps with

1203
00:53:23,280 --> 00:53:25,359
Speaker 3: well they'll match how much money you need in order

1204
00:53:25,360 --> 00:53:27,759
Speaker 3: to renovate a property for your business, right you know.

1205
00:53:27,880 --> 00:53:30,000
Speaker 3: So there are these programs out there due to research,

1206
00:53:30,040 --> 00:53:31,960
Speaker 3: because there are there's money out there from the government

1207
00:53:32,040 --> 00:53:34,480
Speaker 3: to help you create your business and buy your property.

1208
00:53:34,640 --> 00:53:37,880
Speaker 2: So when we talked about Chicago, unfortunately, you know a

1209
00:53:37,960 --> 00:53:40,359
Speaker 2: lot of times we people think about Chicago, they had

1210
00:53:40,360 --> 00:53:42,640
Speaker 2: about like the violence right especially on the South Side

1211
00:53:42,680 --> 00:53:46,239
Speaker 2: West Side. So, but we was driving in the Uber

1212
00:53:46,280 --> 00:53:48,560
Speaker 2: and I was telling the Uber driver like where we

1213
00:53:48,760 --> 00:53:51,160
Speaker 2: was going, and he's like, you know where you're going?

1214
00:53:51,400 --> 00:53:53,200
Speaker 4: Like you know where we go?

1215
00:53:53,640 --> 00:53:55,839
Speaker 2: So I'm like, nah, I don't know where I'm going.

1216
00:53:55,920 --> 00:53:59,000
Speaker 2: He's like he started laughing. So but I mean to me,

1217
00:53:59,400 --> 00:54:03,080
Speaker 2: it looks just like the Bronx. Every neighborhood is similar. So, like,

1218
00:54:03,160 --> 00:54:04,840
Speaker 2: what's one of the things that you can tell of

1219
00:54:04,920 --> 00:54:07,239
Speaker 2: people as far as like Chicago, Because you know, when

1220
00:54:07,400 --> 00:54:08,719
Speaker 2: we come to these cities, we just don't want to

1221
00:54:08,719 --> 00:54:10,440
Speaker 2: stay in downtown. We want to touch like the real

1222
00:54:10,560 --> 00:54:12,319
Speaker 2: parts of the city, and we want to we want

1223
00:54:12,360 --> 00:54:14,840
Speaker 2: to give encouragement too, Like we had negative stuff, but

1224
00:54:15,040 --> 00:54:17,839
Speaker 2: obviously this you're a perfect example of positive stuff that's

1225
00:54:17,880 --> 00:54:20,400
Speaker 2: coming out of Chicago. So like, what is what is

1226
00:54:20,920 --> 00:54:26,880
Speaker 2: the hopes to change the narrative of Chicago specifically, and

1227
00:54:27,200 --> 00:54:30,440
Speaker 2: what is the direction that you see, like as far

1228
00:54:30,480 --> 00:54:34,080
Speaker 2: as entrepreneurship or investing, Like, is it something that is

1229
00:54:34,480 --> 00:54:36,960
Speaker 2: encouraging at the moment? I think it is encouraging.

1230
00:54:37,040 --> 00:54:38,879
Speaker 3: I mean, I think about the building that we're sitting

1231
00:54:38,920 --> 00:54:40,840
Speaker 3: here to do this podcast right we're in the Woodline

1232
00:54:40,920 --> 00:54:43,360
Speaker 3: right now. Yeah, so you know, shout out to the

1233
00:54:44,320 --> 00:54:47,399
Speaker 3: owner spot. I mean, he used his money to buy

1234
00:54:47,480 --> 00:54:51,920
Speaker 3: this property. He actually had a city of assistance program

1235
00:54:52,200 --> 00:54:54,640
Speaker 3: to help fund this. And he's an example and he's

1236
00:54:54,680 --> 00:54:56,839
Speaker 3: not the only one. The thing is, once you start

1237
00:54:56,880 --> 00:54:58,360
Speaker 3: to get it, you got to think about what circles

1238
00:54:58,400 --> 00:55:00,839
Speaker 3: you're in. We're we're always in these circles where we're

1239
00:55:00,880 --> 00:55:02,920
Speaker 3: talking to other people who are creating businesses in real

1240
00:55:03,040 --> 00:55:05,560
Speaker 3: estate and it's happening all around you. And we do

1241
00:55:05,719 --> 00:55:08,320
Speaker 3: see people popping up with these businesses.

1242
00:55:08,400 --> 00:55:09,120
Speaker 4: On the South Side.

1243
00:55:09,200 --> 00:55:11,279
Speaker 3: There are these pockets. Think about when you walk in here.

1244
00:55:12,160 --> 00:55:15,080
Speaker 3: It's really nice and it's not the only one. There's

1245
00:55:15,080 --> 00:55:20,279
Speaker 3: a podcast studio in this facility. There's a cafe downstairs,

1246
00:55:20,360 --> 00:55:22,320
Speaker 3: and they do like pop up restaurants in there. And

1247
00:55:22,360 --> 00:55:26,320
Speaker 3: all of the pop up restaurants owners are black, you know,

1248
00:55:26,560 --> 00:55:28,560
Speaker 3: like that's what's coming now.

1249
00:55:29,120 --> 00:55:30,440
Speaker 4: And this is just one of them.

1250
00:55:30,880 --> 00:55:33,040
Speaker 2: I could think of several.

1251
00:55:33,360 --> 00:55:37,520
Speaker 3: I mean, shoot, Lighthouse, Mickey's Grill, they have multiple locations.

1252
00:55:37,640 --> 00:55:42,239
Speaker 3: Soul Shack is a like soul food restaurant bureau. Yeah, yeah,

1253
00:55:44,120 --> 00:55:47,919
Speaker 3: a fly Fly apparel. So I mean they have these

1254
00:55:48,120 --> 00:55:51,160
Speaker 3: the sirtain madam you know what I'm saying. You know,

1255
00:55:52,000 --> 00:55:54,520
Speaker 3: go to the clothing store. So actually their clothing is

1256
00:55:54,600 --> 00:55:59,760
Speaker 3: on two K twenty the basketball. Yeah, they their clothes

1257
00:56:00,120 --> 00:56:03,000
Speaker 3: has made it in there. You can like the character

1258
00:56:03,080 --> 00:56:06,560
Speaker 3: you can create. You can put the sir and madam

1259
00:56:06,640 --> 00:56:09,240
Speaker 3: clothing on your character.

1260
00:56:09,400 --> 00:56:09,640
Speaker 4: Yeah.

1261
00:56:09,719 --> 00:56:11,520
Speaker 3: So Brian Adam shout out to y'all for doing what

1262
00:56:11,560 --> 00:56:14,760
Speaker 3: you're doing. So, yeah, the entrepreneurs can succeed in Chicago.

1263
00:56:14,880 --> 00:56:17,480
Speaker 3: There are great stories happening in Chicago. And when you

1264
00:56:17,520 --> 00:56:20,200
Speaker 3: look at the people they show up for U all's networking,

1265
00:56:20,280 --> 00:56:23,120
Speaker 3: social and different seminars that we're holding, there's a lot

1266
00:56:23,400 --> 00:56:27,719
Speaker 3: to be inspired and to think that great things are coming.

1267
00:56:28,480 --> 00:56:31,080
Speaker 2: That's powerful, man. So we want to thank you guys

1268
00:56:31,160 --> 00:56:34,960
Speaker 2: first and foremost for joining us. Can you tell the

1269
00:56:35,000 --> 00:56:37,279
Speaker 2: people how to contact you, how to watch your show,

1270
00:56:37,360 --> 00:56:39,680
Speaker 2: any any initiatives that you have going on.

1271
00:56:40,360 --> 00:56:40,600
Speaker 6: Yeah.

1272
00:56:40,920 --> 00:56:45,200
Speaker 3: Our Instagram is the Downing Brothers, you know, all one word,

1273
00:56:45,800 --> 00:56:48,920
Speaker 3: the d O W N I n G Brothers and

1274
00:56:49,080 --> 00:56:51,640
Speaker 3: the same thing with our websites, the Downingbrothers dot com.

1275
00:56:52,719 --> 00:56:55,320
Speaker 3: And you can catch us on you know, Instagram, Facebook,

1276
00:56:55,640 --> 00:57:00,200
Speaker 3: and our podcast Homecoming with the Downer Brothers can a

1277
00:57:00,239 --> 00:57:04,200
Speaker 3: TV show Double Down, Double Down and so and and

1278
00:57:04,680 --> 00:57:06,759
Speaker 3: be looking for where we end up next year because

1279
00:57:06,920 --> 00:57:08,160
Speaker 3: we will be moving around.

1280
00:57:08,320 --> 00:57:14,680
Speaker 2: Free agents perhaps agency uh Troy.

1281
00:57:15,040 --> 00:57:17,640
Speaker 5: Yeah, shout to everybody on Patreon dot com, back Slash

1282
00:57:17,680 --> 00:57:20,800
Speaker 5: and your Leisure. That's our proud to pay program. Y'all

1283
00:57:20,880 --> 00:57:21,479
Speaker 5: know how this works.

1284
00:57:21,520 --> 00:57:21,600
Speaker 2: Man.

1285
00:57:21,640 --> 00:57:23,760
Speaker 5: Y'all have been supporting it so amazingly. Every time we

1286
00:57:23,840 --> 00:57:25,520
Speaker 5: come on, I'm saying a new person's name, So shout

1287
00:57:25,520 --> 00:57:28,720
Speaker 5: out to y'all. It allows the podcast the show. I

1288
00:57:28,760 --> 00:57:31,040
Speaker 5: should really say to travel to come to cities like

1289
00:57:31,160 --> 00:57:34,040
Speaker 5: Chicago and get to go around the city and interview

1290
00:57:34,200 --> 00:57:35,200
Speaker 5: some hometown heroes.

1291
00:57:35,200 --> 00:57:35,320
Speaker 4: Man.

1292
00:57:35,320 --> 00:57:37,880
Speaker 5: Shout everybody in Houston who showed us love, La showed

1293
00:57:37,960 --> 00:57:41,200
Speaker 5: us love. Obviously, Brooklyn that's home base. They showed love.

1294
00:57:41,280 --> 00:57:43,880
Speaker 5: Atlanta show love. So we want to go to your city, man,

1295
00:57:43,920 --> 00:57:45,280
Speaker 5: so keep supporting that. I just want to give a

1296
00:57:45,280 --> 00:57:48,320
Speaker 5: big shout out to David who just joined at Tier five,

1297
00:57:48,400 --> 00:57:50,880
Speaker 5: So shout out to him and Broderick who actually joined

1298
00:57:51,360 --> 00:57:53,720
Speaker 5: uh last night and we met him at.

1299
00:57:53,640 --> 00:57:55,440
Speaker 4: The event, so he was like, Yo, that's me. I

1300
00:57:55,520 --> 00:57:58,000
Speaker 4: was like, I just type to man. Yeah, So shout

1301
00:57:58,040 --> 00:58:00,400
Speaker 4: out to Broderick and everybody that's been some port in that.

1302
00:58:00,520 --> 00:58:02,200
Speaker 5: That's that's how probably the pay per program once again,

1303
00:58:02,240 --> 00:58:05,640
Speaker 5: and shout everybody that's been supporting the merchisia dot com.

1304
00:58:05,720 --> 00:58:06,480
Speaker 4: We have everything on.

1305
00:58:06,560 --> 00:58:09,200
Speaker 5: There, our tours, t shirts are on there, so the

1306
00:58:09,320 --> 00:58:11,240
Speaker 5: Chicago tour that's up there.

1307
00:58:11,240 --> 00:58:13,160
Speaker 4: People like yo, how y'a picking the colors?

1308
00:58:13,240 --> 00:58:15,000
Speaker 5: So we usually we tried like we said we you know,

1309
00:58:15,080 --> 00:58:16,919
Speaker 5: we did with sports and entertainment in the business side.

1310
00:58:16,960 --> 00:58:18,680
Speaker 5: So what we've been trying to do is match up

1311
00:58:18,720 --> 00:58:21,480
Speaker 5: with the football team or the basketball team's colors. So

1312
00:58:21,560 --> 00:58:23,560
Speaker 5: we try to get both the best colors in there.

1313
00:58:23,560 --> 00:58:26,920
Speaker 5: But we had a slightly technical difficulty. But shout out

1314
00:58:26,920 --> 00:58:29,680
Speaker 5: to everybody that that's been supporting on dot com and

1315
00:58:29,760 --> 00:58:30,240
Speaker 5: getting the merch.

1316
00:58:30,440 --> 00:58:32,680
Speaker 2: Yeah, I need to get that ascess overliability.

1317
00:58:33,080 --> 00:58:34,720
Speaker 4: You know what we got you, We got you man,

1318
00:58:34,760 --> 00:58:35,240
Speaker 4: We brought.

1319
00:58:36,680 --> 00:58:40,520
Speaker 2: Got in fact and yes, yes, So thank you guys

1320
00:58:40,640 --> 00:58:42,440
Speaker 2: for rocking with us. We will see you next week.

1321
00:58:42,480 --> 00:58:47,240
Speaker 2: Shout out to Chicago Peace, Peace, appreciate it. Coach.

1322
00:58:47,360 --> 00:58:49,800
Speaker 1: The energy out there felt different. What changed for the

1323
00:58:49,840 --> 00:58:50,320
Speaker 1: team today?

1324
00:58:50,440 --> 00:58:52,600
Speaker 8: It was the new game day scratches from the California

1325
00:58:52,680 --> 00:58:56,040
Speaker 8: Lottery players everything. Those games sent the team's energy through

1326
00:58:56,040 --> 00:58:56,360
Speaker 8: the roof.

1327
00:58:56,480 --> 00:58:58,400
Speaker 2: Are you saying it was the off field play that

1328
00:58:58,520 --> 00:58:59,600
Speaker 2: made the difference on the field.

1329
00:58:59,680 --> 00:59:02,439
Speaker 8: Hey, little play makes your day, and today it made

1330
00:59:02,480 --> 00:59:05,320
Speaker 8: the game. That's AWFU now, coach one more question.

1331
00:59:05,560 --> 00:59:08,400
Speaker 1: Played the new Los Angeles Chargers, San Francisco forty nine

1332
00:59:08,440 --> 00:59:11,480
Speaker 1: Ers and Los Angeles Rams Scratchers from the California Lottery.

1333
00:59:11,640 --> 00:59:14,760
Speaker 2: A little play can make your day. Peace play responsibily.

1334
00:59:14,840 --> 00:59:16,360
Speaker 7: Must be eighteen years or older to purchase play or

1335
00:59:16,400 --> 00:59:16,640
Speaker 7: claim