WEBVTT - Surviving Inflation

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<v Speaker 1>What's up, y'all? Think you for tuning in for a

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<v Speaker 1>new episode of We Talk Back, a show dedicated to

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<v Speaker 1>you niggas and bitches. Because y'all, I'm mad because the

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<v Speaker 1>bitch was being cheap as fuck and I'm stuck in

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<v Speaker 1>Saint Martin. Try to fly on a buddy pass. Okay,

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<v Speaker 1>at least I'm in Paradise. What's up, tam Bam.

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<v Speaker 2>I about to say, that's a good place to be.

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<v Speaker 3>Stun shit, you could be in Iowa, shout out to her.

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<v Speaker 1>Ain't nobody know I was listening to this shit.

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<v Speaker 4>They don't even know black people exist.

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<v Speaker 3>Hey, y'all, it's Met and Ban. I love y'all. Thank

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<v Speaker 3>y'all for tuning in again. All Right, tell us about

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<v Speaker 3>your weekend, girl, cuz you know in paradise.

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<v Speaker 4>So, y'all, I'm still here. I've been here.

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<v Speaker 1>Actually, I went to Anguilla on the twenty eighth of July.

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<v Speaker 1>It is now July the ninth, and I've been stuck

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<v Speaker 1>in Saint Martin for the last twenty four hours. But

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<v Speaker 1>that ain't the whole trip. My whole trip was wonderful.

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<v Speaker 1>A lot of food, a lot of lobster and spreads.

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<v Speaker 1>I might put together, put together, a little real for

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<v Speaker 1>y'all content, Because I got a little tiny bit of content.

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<v Speaker 1>My back is a little bigger. Okay, since I've been

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<v Speaker 1>on vacation.

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<v Speaker 2>It's supposed to be on vacation now.

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<v Speaker 1>Eating a bunch of Johnny cakes. Don't I look pregnant?

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<v Speaker 4>Look how bake my noses?

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<v Speaker 2>What's a Johnny cake?

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<v Speaker 1>It's just like fried bread, bitch. Okay, it's just like

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<v Speaker 1>a you never had a Johnny cakes, like from the Jamaican.

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<v Speaker 2>Restaurants and shit like festival.

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<v Speaker 4>It's like festival.

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<v Speaker 1>Yeah, but it's like a flat, little round, spear shaped

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<v Speaker 1>piece of goodness, fried them up being warm. Yes, breakfast, lunch, dinner.

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<v Speaker 1>I don't never eat that much. Dog Like I am

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<v Speaker 1>fasting when I get the fuck back home, I'm a

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<v Speaker 1>fast for a while.

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<v Speaker 4>But if y'all never been.

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<v Speaker 1>To Anguilla, gold Man, it's a really nice island. It's

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<v Speaker 1>a chill island. If you're trying to it's a party.

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<v Speaker 4>It is expensive. I feel like all the island's expensive.

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<v Speaker 2>Man, you're right Jamaica.

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<v Speaker 1>Yeah, Like we think it's gonna be cheap when we

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<v Speaker 1>get that. It's just not like if you're looking for

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<v Speaker 1>a cheap vacation. Vacation I would suggest, like Thailand, the

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<v Speaker 1>flight might be expensive, but you're gonna pay like five

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<v Speaker 1>hundred dollars to stay there for a month.

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<v Speaker 2>Month, Right, that's it. But you're right, the islands are expensive.

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<v Speaker 1>Yeah. So I'm in Saint Martin. After we get off today,

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<v Speaker 1>I am going to try and catch a flight. If not,

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<v Speaker 1>I'll be on Delta tomorrow. Shout out to Delta.

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<v Speaker 2>What did I do this weekend? Shit? I ain't do nothing.

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<v Speaker 3>The weather was kind of sucky because Hurricane Barrel came

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<v Speaker 3>through town, and I mean it didn't really hit us,

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<v Speaker 3>but we got some of the weather off of it.

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<v Speaker 3>So it was kind of rainy all weekend, which I enjoy.

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<v Speaker 3>I kind of just laid up with me and Bella,

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<v Speaker 3>my dog, y'all. And that was it. I ain't do

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<v Speaker 3>Did I do anything else? Hell no, that was it all.

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<v Speaker 3>My niggas was out of town on vacation, on vacation.

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<v Speaker 3>The No, it was like a bunch of group trips

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<v Speaker 3>that went out of Charlotte. Like I'm talking about seventy people.

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<v Speaker 3>Forty people, like huge group trips left this motherfucker.

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<v Speaker 1>They probably right here in Saint Martin because this resort

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<v Speaker 1>I'm on right now is fucking lit. Okay, I went

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<v Speaker 1>outside for a little bit last night. I won eleven cents.

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<v Speaker 2>I was like, what time is she going home?

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<v Speaker 1>I text you last night.

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<v Speaker 3>You ain't get it, Yeah, I responded, I ain't get this.

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<v Speaker 3>I say it, stay in the room.

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<v Speaker 1>I ain't get that the last thing, and then my

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<v Speaker 1>messages was going out green, So I'm like, yo, something happened,

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<v Speaker 1>Like I definitely got a knife in the bed with

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<v Speaker 1>me though.

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<v Speaker 2>Let's get it, you know what.

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<v Speaker 3>Let me say this because this is one of our

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<v Speaker 3>avid listeners and she's a huge supporter of the show

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<v Speaker 3>on Instagram.

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<v Speaker 2>Ok Ken.

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<v Speaker 3>Her cousin, Taylor Casey, went to Bahamas for a yoga

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<v Speaker 3>retreat on June nineteenth and went and went to dinner

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<v Speaker 3>and then they never saw her again. She just vanished

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<v Speaker 3>and they're still looking for her. So hashtag fine Taylor

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<v Speaker 3>Casey you can keep up with that, and we're definitely

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<v Speaker 3>praying for Taylor that they found her. She's a forty

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<v Speaker 3>one year old woman and she just disappeared on June

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<v Speaker 3>nineteenth in Paradise Island. That's all Bahamas, So y'all just

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<v Speaker 3>be on the lookout for that, and y'all keep her

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<v Speaker 3>in your prayers that she gets to come home safely.

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<v Speaker 2>Yeah.

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<v Speaker 1>Man, you gotta be careful out here. God damn, I

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<v Speaker 1>hate hearing stuff like that because it's like no closure

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<v Speaker 1>until the right yep.

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<v Speaker 3>Yeah, I'm about to listen. I'm about to go in.

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<v Speaker 3>My birthday coming up, and I'm about to go away.

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<v Speaker 3>I'm about to put an air tag right in the

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<v Speaker 3>back of one of these dreads.

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<v Speaker 4>Beat You're better because they be really stealing women like cookies.

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<v Speaker 2>Y'all gonna find me.

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<v Speaker 3>God damn, y'all gonna fucking find me where I'm at,

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<v Speaker 3>and I'm gonna have that motherfucking peep peep.

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<v Speaker 2>Y'all gonna find.

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<v Speaker 4>Did my location ever come over to you?

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<v Speaker 1>No?

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<v Speaker 2>It did not. That's why I was like, where are

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<v Speaker 2>you at? Like, oh, your rue?

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<v Speaker 1>I sent it to my low one for one hour

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<v Speaker 1>because I was trouble shooting it while on the phone

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<v Speaker 1>with him, and I was like, oh, let me see

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<v Speaker 1>if this worked, because initially, initially I did it for

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<v Speaker 1>indefinitely and I'm like, ah, how do I change this back?

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<v Speaker 1>Once I started, I wasn't sure, so I did. It

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<v Speaker 1>was an hour to test it out. Bitches, ain't ship

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<v Speaker 1>y'all been in this stupid news.

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<v Speaker 3>So Kendrick Lamar's music video dropped over the weekend and

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<v Speaker 3>on the first day he had what was on fourth

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<v Speaker 3>of July draw right. It had fifteen million views in

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<v Speaker 3>the first twenty four hours.

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<v Speaker 4>Shout out to Ken Dreid, big Gemini energy.

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<v Speaker 3>Okay, I like how he supported like the same people.

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<v Speaker 3>Some of the same people that were at the show

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<v Speaker 3>were in the music video, like the crumping clown energy

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<v Speaker 3>and all that.

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<v Speaker 2>So I love that. It was a dope video.

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<v Speaker 3>And Mike Rubin, Michael Rubin had his annual white party

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<v Speaker 3>where he invites all the hotted celebs and stars, and

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<v Speaker 3>Drake was there and people are saying that Drake and

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<v Speaker 3>they were pictured together, and people are saying that Drake

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<v Speaker 3>looks sad in the picture.

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<v Speaker 1>Let me find out Drake feeling defeated a little bit,

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<v Speaker 1>go to that white party, gets some white.

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<v Speaker 4>Energy right quick.

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<v Speaker 2>He looked tired.

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<v Speaker 3>I don't know if he looks sad, but he definitely

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<v Speaker 3>looked not as vibrant in the eyes.

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<v Speaker 2>But who knows. Maybe he was on the bender. It

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<v Speaker 2>was party time, you know, not.

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<v Speaker 4>A bender he looked regular to me.

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<v Speaker 1>He always Drake always looks like, what's that that movie?

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<v Speaker 1>It's a never never Land with a big flying dog.

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<v Speaker 1>You know what I'm talking about.

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<v Speaker 2>It's a big lamb before time.

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<v Speaker 4>Yes, he looks like that puppy to me.

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<v Speaker 1>Dog that Yeah, he always just looked like a little

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<v Speaker 1>puppy to me, like he just had the droopy eyes

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<v Speaker 1>and shit.

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<v Speaker 4>Like he looked regular to me. I don't know.

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<v Speaker 1>But yeah, we ain't gonna talk about Drake looking sad

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<v Speaker 1>and I got that party. Let's talk about motherfucking Kendrick

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<v Speaker 1>Lamar video, y'all.

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<v Speaker 2>The video is Before Time. Well what you're talking about?

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<v Speaker 2>I can't think of the name of.

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<v Speaker 1>That movie eighties More Time and.

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<v Speaker 2>It's something like that. But that ain't it because the

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<v Speaker 2>Lamb before Time is something else.

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<v Speaker 1>Big flying dog. I put that in Google and my

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<v Speaker 1>service is so fucking ending story.

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<v Speaker 2>What did I say in the Lamb before Time?

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<v Speaker 1>You said a lamb before Time? Yeah?

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<v Speaker 2>You ain't say no, no name the never end the story? Yeah,

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<v Speaker 2>it's you said ship. You say he looked like that

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<v Speaker 2>white dog?

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<v Speaker 1>No initially? Okay, we it's recorded, y'all. Can hear if

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<v Speaker 1>I say it? Or not.

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<v Speaker 4>I don't remember.

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<v Speaker 1>Yeah anyway, Yeah, he looks like that to me, Like

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<v Speaker 1>Drake always looks like that puppy. To me, it's not

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<v Speaker 1>really a puppy. It's a big ass fucking flying dog.

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<v Speaker 1>But that's what Drake looks like.

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<v Speaker 3>That ship, if you're gonna look at that motherfucking the

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<v Speaker 3>graphics did not hold up.

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<v Speaker 2>I bet that ship is crazy. Redo it. Yeah, you

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<v Speaker 2>a good movie to redo.

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<v Speaker 1>Actually, I really enjoyed the Kendrick Lamar's video. He had

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<v Speaker 1>a lot of gems in there. Social media is now

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<v Speaker 1>calling him a black historian, actual black historians. Some of

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<v Speaker 1>them agree, and then some of them are like, oh,

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<v Speaker 1>he's not. He can't. Why why anybody could be a

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<v Speaker 1>black historian if you fucking study the hell is wrong

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<v Speaker 1>with people? Like I'm so sick of black people to

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<v Speaker 1>get on my goddamn nerve. But he dropped a lot

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<v Speaker 1>of gyms, especially like talking about Atlanta and how Atlanta

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<v Speaker 1>came about, and if you ask me, Atlanta is Atlantis.

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<v Speaker 4>The Lost City Okay.

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<v Speaker 1>Right now is mad Max, But I think Atlanta is Atlantis,

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<v Speaker 1>Like it's amazing people in Atlanta. And Drake does hop

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<v Speaker 1>on every hot new artist and we may think, we

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<v Speaker 1>may look at it as oh, he's like trying to

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<v Speaker 1>beef their career up, but it also revives his every

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<v Speaker 1>time a next new hot artist comes out, it's like

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<v Speaker 1>a barter a bartering system.

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<v Speaker 3>Yeah, they ain't bad for them, they have Drake on

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<v Speaker 3>their shit though. But do you feel like his light

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<v Speaker 3>has dimmed some since this?

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<v Speaker 1>Yeah, once the once the collectives start removing the energy

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<v Speaker 1>from you, you can you literally you're seeing his light

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<v Speaker 1>dim So that's just what happens. Like, that's that's why

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<v Speaker 1>sound yes, because it's the energy of the people that

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<v Speaker 1>keep these entities going.

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<v Speaker 3>I still love Drake. I think a lot of people

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<v Speaker 3>still love drinking. People like women don't feel like, yeah,

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<v Speaker 3>they're not part of the battle beef.

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<v Speaker 1>I don't think his career is over, Like it's not

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<v Speaker 1>going to be a Meek Mills situation. I don't think

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<v Speaker 1>his career is like finished. Okay, he still has a

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<v Speaker 1>lot of fans. There's a lot of people who feel

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<v Speaker 1>like he won the battle, you know, but did he

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<v Speaker 1>win the war? It's a question. Yeah. I don't think so.

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<v Speaker 1>I don't think so. But shout out to Kendrick Lamar.

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<v Speaker 2>I appreciate how.

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<v Speaker 3>One song because it was really one particular song that

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<v Speaker 3>Kendrick did that just revived the whole coast.

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<v Speaker 1>Yes, no, I feel like everybody like you.

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<v Speaker 3>No, yeah, but I mean the energy over on the

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<v Speaker 3>West Coast was different, you know, like everybody liked that song,

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<v Speaker 3>but when you went out there, they was going crazy,

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<v Speaker 3>like next level crazy.

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<v Speaker 2>I loved it. And also, but I scared.

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<v Speaker 4>Why are you schedule a trip up? I know my

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<v Speaker 4>goofy ass.

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<v Speaker 3>No, I ain't scared of trip, but I'm scared somebody.

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<v Speaker 3>You know, they coming different out there, like what set

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<v Speaker 3>you claiming?

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<v Speaker 2>Bitch?

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<v Speaker 1>Can you crip walk? For real?

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<v Speaker 2>Though?

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<v Speaker 1>Can you really do that?

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<v Speaker 4>I don't have enough coordination for none of that shit?

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<v Speaker 2>Yeah I can do that.

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<v Speaker 4>I want to see.

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<v Speaker 2>I'm posted video cropwalk challenge when I get.

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<v Speaker 1>Whitney also had a little special guest appearance hern the

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<v Speaker 1>kids in the video. You know, because a lot of

0:12:02.240 --> 0:12:05.320
<v Speaker 1>what Drake was like in his disc a lot of

0:12:05.360 --> 0:12:09.360
<v Speaker 1>it was based off of mister Morale the album and

0:12:09.480 --> 0:12:12.520
<v Speaker 1>when people don't I don't understand and why why people

0:12:12.559 --> 0:12:16.520
<v Speaker 1>don't get it? The album was not about Kendrick Lamar's life.

0:12:16.559 --> 0:12:18.280
<v Speaker 1>It was actually about the morale.

0:12:18.000 --> 0:12:18.520
<v Speaker 2>Of the people.

0:12:18.960 --> 0:12:20.920
<v Speaker 1>So we had a bunch of different instances in there,

0:12:21.280 --> 0:12:24.400
<v Speaker 1>So at what point would you use that and a

0:12:24.520 --> 0:12:29.200
<v Speaker 1>disc record. It's weird you had no intel on Kendrick

0:12:29.240 --> 0:12:31.960
<v Speaker 1>Lamar other than what he told you on an album.

0:12:32.200 --> 0:12:35.760
<v Speaker 1>So yeah, this still doesn't say him and his girl altogether.

0:12:36.400 --> 0:12:39.120
<v Speaker 1>She probably just down for the family. We don't know.

0:12:39.480 --> 0:12:42.080
<v Speaker 3>But she was at the concert and she's in the video,

0:12:42.320 --> 0:12:46.560
<v Speaker 3>so I mean, yeah, it ain't like how.

0:12:48.120 --> 0:12:48.880
<v Speaker 2>What that lady is?

0:12:48.920 --> 0:12:57.280
<v Speaker 3>They be like, oh mammy, she never showed up like that,

0:12:57.760 --> 0:13:01.520
<v Speaker 3>So never never be geting to your camp.

0:13:01.559 --> 0:13:08.480
<v Speaker 2>The Aunties Day first episode, Oh my god, it's not clips. Yeah,

0:13:08.679 --> 0:13:10.319
<v Speaker 2>on zeus, this is some clarity.

0:13:10.400 --> 0:13:13.840
<v Speaker 3>That's that's gonna be my new Like I love watching

0:13:13.920 --> 0:13:17.640
<v Speaker 3>Ratchet TV. On the stair climber that get that thirty

0:13:17.679 --> 0:13:20.960
<v Speaker 3>minutes done, baby, I watched Baddies and now I got

0:13:20.960 --> 0:13:21.960
<v Speaker 3>some new shit to watch.

0:13:23.280 --> 0:13:26.000
<v Speaker 1>Did you see I didn't see the video, I mean

0:13:26.040 --> 0:13:28.120
<v Speaker 1>the episode. You watched the actual episode?

0:13:29.280 --> 0:13:31.240
<v Speaker 2>Oh no, not yet. No, I'm saving it for the

0:13:31.280 --> 0:13:31.959
<v Speaker 2>stair climber.

0:13:32.280 --> 0:13:32.679
<v Speaker 4>Yeah.

0:13:32.800 --> 0:13:36.120
<v Speaker 1>I only saw the clip, and I saw the clip

0:13:36.200 --> 0:13:41.040
<v Speaker 1>of Tokyo Tony showing her Kouchi to the game. Did

0:13:41.040 --> 0:13:46.040
<v Speaker 1>you see that? No, she's such a fucking like. The

0:13:46.120 --> 0:13:49.280
<v Speaker 1>thing is is, like I like Tia Camp and I

0:13:49.400 --> 0:13:52.480
<v Speaker 1>like Tokyo Tony. I don't really know about blue Face

0:13:52.520 --> 0:13:55.600
<v Speaker 1>Mom like that. Like she just she just gives super

0:13:55.679 --> 0:13:59.080
<v Speaker 1>Cloud Chase energy like these women do too, but it's

0:13:59.160 --> 0:14:01.480
<v Speaker 1>just different, like they just they still got their own

0:14:01.480 --> 0:14:06.079
<v Speaker 1>little personality with it. Black China. I don't know how

0:14:06.080 --> 0:14:08.920
<v Speaker 1>she survived her mama. I don't know how to fuck

0:14:09.000 --> 0:14:14.120
<v Speaker 1>she survived Tokyo Tony, but she did. And Tokyo Tony.

0:14:14.240 --> 0:14:17.319
<v Speaker 1>She really hate Black China. She's just a fucking she'd

0:14:17.360 --> 0:14:20.960
<v Speaker 1>be hating on that girl so bad. But she was

0:14:20.960 --> 0:14:26.280
<v Speaker 1>talking about like basically Black China, sex and all this stuff, right,

0:14:26.320 --> 0:14:29.280
<v Speaker 1>and then she pulls her kuchi out to the game.

0:14:30.480 --> 0:14:31.920
<v Speaker 2>She pulls her kuchi out.

0:14:32.000 --> 0:14:35.200
<v Speaker 1>It's crazy, talked her leg open on the couch on

0:14:35.200 --> 0:14:39.120
<v Speaker 1>one of the videos.

0:14:36.880 --> 0:14:40.720
<v Speaker 4>It's a clip out there.

0:14:41.560 --> 0:14:43.640
<v Speaker 2>Well, I can't wait to watch. That's gonna get me

0:14:43.680 --> 0:14:45.400
<v Speaker 2>through my thirty minutes. Level ten.

0:14:50.600 --> 0:14:54.720
<v Speaker 3>Airy Spears took to the social media to say women

0:14:54.800 --> 0:14:57.600
<v Speaker 3>don't need fake eyelashes, and he posted the whole video

0:14:58.080 --> 0:15:01.880
<v Speaker 3>discussing why he felt like women didn't need lashes.

0:15:01.960 --> 0:15:02.760
<v Speaker 2>And here's my thing.

0:15:03.640 --> 0:15:06.640
<v Speaker 3>The last time you got on the internet talking about

0:15:06.320 --> 0:15:09.840
<v Speaker 3>a woman and what she needed to look like, people

0:15:09.880 --> 0:15:12.160
<v Speaker 3>got to dig it in your history and find out

0:15:12.160 --> 0:15:16.560
<v Speaker 3>that you had some did some really dodgy videos that

0:15:16.880 --> 0:15:20.520
<v Speaker 3>could consider you a child molester or you know, like

0:15:21.120 --> 0:15:23.960
<v Speaker 3>it wasn't good. So why don't you stop talking on

0:15:24.040 --> 0:15:28.720
<v Speaker 3>women like, we don't need eyelashes, We don't need your

0:15:28.720 --> 0:15:32.600
<v Speaker 3>opinion honestly about our eyelashes. People want are gonna wear

0:15:32.640 --> 0:15:35.479
<v Speaker 3>what they want to wear. They want to wear eyelashes,

0:15:35.560 --> 0:15:36.240
<v Speaker 3>let them.

0:15:36.400 --> 0:15:40.040
<v Speaker 1>First of all, I need my motherfucking eyelashes. I don't

0:15:40.040 --> 0:15:42.280
<v Speaker 1>know what the hell he talking about. They're like a

0:15:42.360 --> 0:15:45.040
<v Speaker 1>crazy hell. Now, once you start doing something, it's like

0:15:45.080 --> 0:15:48.920
<v Speaker 1>you look crazy without it. So I like my lashes

0:15:49.040 --> 0:15:51.800
<v Speaker 1>maya goddamn business. What you need to do is check

0:15:51.840 --> 0:15:54.520
<v Speaker 1>on your damn health because you don't look healthy at all.

0:15:55.080 --> 0:15:57.400
<v Speaker 1>You don't need to be that fucking big what's out

0:15:57.440 --> 0:15:59.800
<v Speaker 1>what your skin? You know, the skin is your biggest

0:15:59.880 --> 0:16:02.720
<v Speaker 1>or so I can only imagine with the inside of

0:16:02.760 --> 0:16:06.680
<v Speaker 1>that big body looking like because his skin looks explorable,

0:16:06.960 --> 0:16:10.760
<v Speaker 1>let's talk about that. What you're really is a dermatologist.

0:16:11.240 --> 0:16:13.800
<v Speaker 3>He got really bad dark circles in his eyes, but

0:16:13.840 --> 0:16:16.720
<v Speaker 3>that might be hereditary under his thighs.

0:16:17.320 --> 0:16:20.520
<v Speaker 2>Eyes. I ain't seen that, nigga, thigh don't put that out.

0:16:20.840 --> 0:16:22.720
<v Speaker 1>Imagine what them thighs looking like.

0:16:23.600 --> 0:16:25.560
<v Speaker 3>No, I'm not gonna do that because I ain't because

0:16:25.600 --> 0:16:27.200
<v Speaker 3>then we're just doing what he's doing.

0:16:27.320 --> 0:16:29.000
<v Speaker 2>So I'm not gonna girl.

0:16:29.320 --> 0:16:32.000
<v Speaker 1>You know, I go to hell every time. Okay, Yeah,

0:16:33.040 --> 0:16:37.840
<v Speaker 1>so y'all stay stay heavenly. We're coming from women. I'm

0:16:37.840 --> 0:16:40.320
<v Speaker 1>so sick of men telling women what to fucking do. Like,

0:16:40.440 --> 0:16:44.240
<v Speaker 1>mind your business already. There's enough women out here that

0:16:44.440 --> 0:16:47.080
<v Speaker 1>has the thing that you like for you to go

0:16:47.240 --> 0:16:50.000
<v Speaker 1>for that and talk about that. Yeah right, there's a

0:16:50.040 --> 0:16:50.400
<v Speaker 1>lot of.

0:16:50.360 --> 0:16:51.720
<v Speaker 4>Women who don't wear lashes.

0:16:51.880 --> 0:16:52.240
<v Speaker 1>A lot.

0:16:52.360 --> 0:16:55.040
<v Speaker 2>I ain't got on nothing right now, cry. I might

0:16:55.080 --> 0:16:56.240
<v Speaker 2>not put on nothing, and.

0:16:56.240 --> 0:16:59.240
<v Speaker 1>I put mine on this morning for Tenny like I

0:16:59.280 --> 0:17:04.879
<v Speaker 1>did that. Thank you girlfriend, period, But may your fucking

0:17:04.960 --> 0:17:08.800
<v Speaker 1>business grown sack of shit. I don't like that dude, Okay.

0:17:08.880 --> 0:17:11.720
<v Speaker 1>Anytime I see him on anybody's platform, I'm disgusting.

0:17:11.840 --> 0:17:14.359
<v Speaker 4>Like, why do y'all still have conversations with this guy?

0:17:15.600 --> 0:17:15.879
<v Speaker 1>Why?

0:17:16.000 --> 0:17:18.679
<v Speaker 2>Yeah, he's it doesn't seem to be a very.

0:17:18.760 --> 0:17:21.720
<v Speaker 1>Those videos weren't dodgy. Those videos were exactly what the

0:17:21.720 --> 0:17:25.439
<v Speaker 1>fuck those videos were. And if anybody wants to see him,

0:17:25.840 --> 0:17:31.040
<v Speaker 1>I'm not spreading child pornography, but this is out there.

0:17:31.119 --> 0:17:33.760
<v Speaker 1>Go check the Go check the archives, because it's the

0:17:33.800 --> 0:17:35.600
<v Speaker 1>reason why they tried to scrub that stuff from the

0:17:35.600 --> 0:17:37.840
<v Speaker 1>Internet archives dot org.

0:17:38.320 --> 0:17:42.440
<v Speaker 4>You can find him airy spirits. That dude's a problem.

0:17:42.880 --> 0:17:46.480
<v Speaker 2>Yeah, I agree. Well, let me tell y'all.

0:17:48.040 --> 0:17:52.480
<v Speaker 3>Over the weekend, I saw this viral post about this

0:17:52.560 --> 0:17:57.320
<v Speaker 3>woman who went to instacart and she ordered She put

0:17:57.320 --> 0:18:00.000
<v Speaker 3>the same thing, the same exact items in her Instagram

0:18:00.119 --> 0:18:03.320
<v Speaker 3>art that she had bought in twenty twenty one, and

0:18:03.359 --> 0:18:07.440
<v Speaker 3>her total in twenty twenty one was seventy dollars. In

0:18:07.520 --> 0:18:10.040
<v Speaker 3>twenty twenty four it was one hundred and sixty five

0:18:10.119 --> 0:18:14.840
<v Speaker 3>dollars for the same small amount of items. So inflation,

0:18:14.960 --> 0:18:17.479
<v Speaker 3>and she was just discussing how inflation has gotten out

0:18:17.520 --> 0:18:19.800
<v Speaker 3>of control and how she don't know how she gonna

0:18:19.800 --> 0:18:22.239
<v Speaker 3>make it because she has kids to feed. And I

0:18:22.280 --> 0:18:25.040
<v Speaker 3>felt that because I feed it, myself has been quite

0:18:25.240 --> 0:18:28.080
<v Speaker 3>you know, different this year. So I wanted us to

0:18:28.119 --> 0:18:31.480
<v Speaker 3>discuss inflation. I want us to talk about how we're handling,

0:18:31.680 --> 0:18:33.119
<v Speaker 3>and I want to give us some tips that we

0:18:33.160 --> 0:18:36.400
<v Speaker 3>found online to hindle inflation, you guys, cause it's affecting

0:18:36.480 --> 0:18:40.000
<v Speaker 3>us all unless y'all like coming like that, so we'll

0:18:40.000 --> 0:18:40.560
<v Speaker 3>be right.

0:18:40.400 --> 0:18:44.399
<v Speaker 4>Back, all right, y'all.

0:18:44.400 --> 0:18:48.240
<v Speaker 1>So we're back, and like Tam said, we want to

0:18:48.280 --> 0:18:52.440
<v Speaker 1>talk about inflation because it's just something that affects everybody.

0:18:52.520 --> 0:18:58.000
<v Speaker 1>Like nobody is escaping it. Even people who have, you know,

0:18:58.600 --> 0:19:00.960
<v Speaker 1>a lot of money, they still feel it because you know,

0:19:01.040 --> 0:19:03.320
<v Speaker 1>once you make money, it's another thing to try to

0:19:03.400 --> 0:19:06.000
<v Speaker 1>keep it right. So sometimes they are a little bit

0:19:06.040 --> 0:19:10.320
<v Speaker 1>more cheaper than our asses. But what causes inflation, So

0:19:10.400 --> 0:19:13.040
<v Speaker 1>inflation is the rise in prices of goods and services.

0:19:13.040 --> 0:19:16.640
<v Speaker 1>Over time, consumers lose purchasing power when prices rise. The

0:19:16.680 --> 0:19:19.520
<v Speaker 1>power of a single unit of currency doesn't go as

0:19:19.520 --> 0:19:21.320
<v Speaker 1>far as it did before. So that's why they say,

0:19:21.320 --> 0:19:23.840
<v Speaker 1>like if you win a lottery, take the lump sum, right,

0:19:23.880 --> 0:19:26.520
<v Speaker 1>because a dollar doesn't have the same value today as

0:19:26.520 --> 0:19:31.000
<v Speaker 1>it does tomorrow. A little inflation isn't much cause for concern,

0:19:31.080 --> 0:19:35.240
<v Speaker 1>but inflation can pose serious problems when prices rise too quickly,

0:19:35.320 --> 0:19:37.959
<v Speaker 1>which we have seen since COVID.

0:19:39.680 --> 0:19:40.960
<v Speaker 4>You can't tell me this is.

0:19:41.160 --> 0:19:43.880
<v Speaker 1>Organic inflation, though I feel like this is something that

0:19:44.040 --> 0:19:48.480
<v Speaker 1>was intentionally done to harm the economy in the United States,

0:19:48.680 --> 0:19:52.719
<v Speaker 1>but that's another episode. So it's also an imbalance in

0:19:52.840 --> 0:19:55.760
<v Speaker 1>supply and demand. Inflation tends to increase from consumer demand

0:19:55.760 --> 0:20:00.119
<v Speaker 1>for goods and services increase while supply remains limited the

0:20:00.160 --> 0:20:03.119
<v Speaker 1>disruption in supplies, And we saw this with groceries and

0:20:03.160 --> 0:20:06.439
<v Speaker 1>shit like that, Like you know, one day they say, oh,

0:20:06.520 --> 0:20:08.680
<v Speaker 1>it's no butter. The next day a bunch of butter

0:20:08.720 --> 0:20:10.320
<v Speaker 1>on the shelf. So did y'all keep the butter in

0:20:10.359 --> 0:20:14.119
<v Speaker 1>the back to create like this illusion that there's a

0:20:14.200 --> 0:20:16.199
<v Speaker 1>lack or less of so now you can put the

0:20:16.240 --> 0:20:16.760
<v Speaker 1>price up.

0:20:17.680 --> 0:20:18.240
<v Speaker 4>Who knows.

0:20:20.160 --> 0:20:24.359
<v Speaker 1>Global energy prices jumped following Russia's invasion of Ukraine, so

0:20:24.400 --> 0:20:28.480
<v Speaker 1>that's another thing. We got gas inflation, the price of gas.

0:20:29.200 --> 0:20:32.159
<v Speaker 1>Russia cut off global energy supplies and tighten the marketing.

0:20:32.440 --> 0:20:36.160
<v Speaker 1>So they're gonna blame all this is off investipedia dot

0:20:36.200 --> 0:20:38.800
<v Speaker 1>com And I love this website, y'all know, I do stocks.

0:20:38.880 --> 0:20:41.480
<v Speaker 1>I'm always on here. But a lot of this shit

0:20:41.640 --> 0:20:44.040
<v Speaker 1>they blame in other people. Let's talk about the United States.

0:20:45.119 --> 0:20:45.560
<v Speaker 2>Mm hmm.

0:20:46.480 --> 0:20:51.680
<v Speaker 1>So basically, inflation erodes purchasing power essentially.

0:20:52.520 --> 0:20:59.320
<v Speaker 3>Baby, don't it the fuck going on? So what what

0:20:59.400 --> 0:21:05.840
<v Speaker 3>do you do you personally to combat inflation in your household?

0:21:06.280 --> 0:21:10.520
<v Speaker 4>So one of the things I have started doing is.

0:21:10.480 --> 0:21:11.160
<v Speaker 2>Getting a man.

0:21:11.240 --> 0:21:12.960
<v Speaker 3>That's what I need to do because I need this

0:21:13.000 --> 0:21:15.280
<v Speaker 3>need to be a two income household.

0:21:16.440 --> 0:21:19.520
<v Speaker 1>Yeah, Like, if y'all don't realize this life is based

0:21:19.560 --> 0:21:23.240
<v Speaker 1>off of double occupancy, you better get you a nigga.

0:21:23.359 --> 0:21:26.479
<v Speaker 1>Like everybody gonna start pairing up real quick. All these

0:21:26.560 --> 0:21:28.480
<v Speaker 1>niggas who think that they don't need a woman, don't

0:21:28.480 --> 0:21:30.160
<v Speaker 1>need a wife, all these bitches who think they don't

0:21:30.160 --> 0:21:34.160
<v Speaker 1>need a man. Everybody gonna be pairing up very soon. So, yes,

0:21:34.280 --> 0:21:36.520
<v Speaker 1>I did get a refurbished relationship.

0:21:37.040 --> 0:21:38.200
<v Speaker 2>And here I am.

0:21:38.119 --> 0:21:41.600
<v Speaker 1>Bitch splitting bills. Absolutely, it ain't fifty to fifty now

0:21:41.640 --> 0:21:44.480
<v Speaker 1>because I still ain't with that bullshit, But I am

0:21:44.600 --> 0:21:47.600
<v Speaker 1>responsible for groceries and shit like that. Right, So I

0:21:47.640 --> 0:21:50.360
<v Speaker 1>have started coupon in a little bit, a little bit

0:21:50.480 --> 0:21:54.919
<v Speaker 1>pokito because that shit is fucking nerve wrecking. But I

0:21:55.040 --> 0:21:59.200
<v Speaker 1>bought a app y'all should download it? Is I be otta.

0:22:00.080 --> 0:22:02.919
<v Speaker 1>They have all these you connect your checking account to

0:22:02.960 --> 0:22:06.359
<v Speaker 1>it and they tell you, like what stores have.

0:22:07.760 --> 0:22:08.160
<v Speaker 2>The deals.

0:22:08.200 --> 0:22:10.720
<v Speaker 1>It's usually like public cvs and shit like that, and

0:22:10.720 --> 0:22:13.960
<v Speaker 1>people be sleeping on cvs because it appears expensive. But

0:22:14.000 --> 0:22:17.159
<v Speaker 1>they have a lot of cash back rewards and you

0:22:17.200 --> 0:22:19.480
<v Speaker 1>can double up, triple up coupons and shit like that.

0:22:19.520 --> 0:22:21.520
<v Speaker 1>Harris Teeter is a good place to do this type

0:22:21.520 --> 0:22:25.560
<v Speaker 1>of shit. But y'all can go on YouTube and just

0:22:25.600 --> 0:22:28.280
<v Speaker 1>type in couponing and there's a lot of people who

0:22:28.320 --> 0:22:30.560
<v Speaker 1>do the work for you. They tell you exactly where

0:22:30.560 --> 0:22:32.800
<v Speaker 1>to go at, they tell you how to put the

0:22:32.800 --> 0:22:36.439
<v Speaker 1>deals together. I bought it is always going to be

0:22:36.480 --> 0:22:38.520
<v Speaker 1>like one of the main things they talk about, because

0:22:38.720 --> 0:22:41.480
<v Speaker 1>you know, you get the cash back rewards on different

0:22:42.440 --> 0:22:45.520
<v Speaker 1>items you buy. So this especially the daily household shit.

0:22:45.560 --> 0:22:48.520
<v Speaker 1>I hate spending money on like toilet tissue, paper towels.

0:22:48.560 --> 0:22:50.760
<v Speaker 1>It's so detergent, and so.

0:22:51.680 --> 0:22:53.720
<v Speaker 2>I definitely started coupon in this year.

0:22:54.080 --> 0:22:56.520
<v Speaker 3>It would be kind of fun too, Like you cut

0:22:56.520 --> 0:22:59.280
<v Speaker 3>your little clip, your little Cooper's. You gotta take the

0:22:59.359 --> 0:23:04.000
<v Speaker 3>ad out, store the in the online and try to

0:23:04.040 --> 0:23:07.280
<v Speaker 3>make the amount match what the girl says on YouTube, like, yeah,

0:23:07.320 --> 0:23:10.520
<v Speaker 3>I've been doing that. Sometimes it don't always work out,

0:23:10.560 --> 0:23:12.560
<v Speaker 3>Like how the fuck she got it down a dollar

0:23:12.680 --> 0:23:14.800
<v Speaker 3>ninety eight cent in mine is four ninety eight, but

0:23:14.920 --> 0:23:18.600
<v Speaker 3>still four ninety eight is as better than the twenty

0:23:18.680 --> 0:23:19.879
<v Speaker 3>five dollars it was gonna be.

0:23:20.320 --> 0:23:22.840
<v Speaker 2>So I definitely started doing that shit exactly.

0:23:22.920 --> 0:23:25.720
<v Speaker 1>But for like the holistic girlies, like a lot of

0:23:25.760 --> 0:23:27.800
<v Speaker 1>the shit, like the food items that be on sell

0:23:29.000 --> 0:23:32.200
<v Speaker 1>oh eat. So some of you guys, if you are

0:23:32.240 --> 0:23:35.280
<v Speaker 1>into coupon and start selling that shit, sell the items

0:23:35.280 --> 0:23:37.679
<v Speaker 1>that you get, like I don't use regular toothpaste, and

0:23:37.720 --> 0:23:41.240
<v Speaker 1>you always can find crust and Colgate on sale by

0:23:41.320 --> 0:23:44.120
<v Speaker 1>that shuit. Have put it on a Facebook marketplace, book

0:23:44.119 --> 0:23:49.000
<v Speaker 1>marketplace offer up because sometimes when I'm looking for certain shit,

0:23:49.119 --> 0:23:51.439
<v Speaker 1>like I'll go in there see see who's selling what?

0:23:52.600 --> 0:23:52.800
<v Speaker 2>Right?

0:23:53.480 --> 0:23:56.119
<v Speaker 1>I agree, I stayed balling the budget, y'all heard me

0:23:56.240 --> 0:23:59.680
<v Speaker 1>just say, I fly. I flew on the fucking companion pass.

0:24:00.920 --> 0:24:04.200
<v Speaker 3>So but sometimes them ships end up costing you more

0:24:04.240 --> 0:24:06.080
<v Speaker 3>than a fucking ticket. Ahead you bought it in the

0:24:06.080 --> 0:24:08.960
<v Speaker 3>first place, that's the only problem because then you got

0:24:09.000 --> 0:24:10.840
<v Speaker 3>to buy a hotel room. Then you might end up

0:24:10.880 --> 0:24:13.680
<v Speaker 3>actually having a buyer plane ticket like me. Right now,

0:24:14.480 --> 0:24:16.719
<v Speaker 3>it's a crap shoot. Yeah that is a crap shoot.

0:24:17.080 --> 0:24:19.119
<v Speaker 3>But if you can travel, but when you win, you

0:24:19.200 --> 0:24:23.760
<v Speaker 3>win big. So yeah, yeah, so I get that.

0:24:24.200 --> 0:24:24.560
<v Speaker 2>Fuck that.

0:24:24.720 --> 0:24:26.439
<v Speaker 3>If you can travel on the Buddy Pass, y'all get

0:24:26.480 --> 0:24:28.600
<v Speaker 3>you all the Buddy pass. Don't buy the plane tickets

0:24:28.600 --> 0:24:29.359
<v Speaker 3>stay too high?

0:24:29.560 --> 0:24:30.320
<v Speaker 2>What else do you do?

0:24:31.640 --> 0:24:34.920
<v Speaker 1>Let me see what any other adjustments I've made get

0:24:34.960 --> 0:24:37.560
<v Speaker 1>you a fucking Costco car, bitch, because Costco gas be

0:24:37.640 --> 0:24:42.479
<v Speaker 1>cheaper than everybody else's. Really yeah, I'm not really a

0:24:43.359 --> 0:24:45.719
<v Speaker 1>before like doing it, like the low light low coupon.

0:24:46.440 --> 0:24:50.720
<v Speaker 1>I have always like gone on. I have all the

0:24:50.720 --> 0:24:52.919
<v Speaker 1>different grocery stores that I shop at. I have the

0:24:52.960 --> 0:24:56.800
<v Speaker 1>apps on my celephone, so I always look for deals

0:24:56.800 --> 0:25:00.000
<v Speaker 1>before I even leave the house. You know, I make sure,

0:25:00.119 --> 0:25:02.280
<v Speaker 1>like see what I see what you need. Don't just

0:25:02.359 --> 0:25:05.040
<v Speaker 1>go to the grocery store buying shit. See what you

0:25:05.240 --> 0:25:08.639
<v Speaker 1>actually need first, right, because you end up in the

0:25:08.680 --> 0:25:10.840
<v Speaker 1>store with no list and you just buying a bunch

0:25:10.880 --> 0:25:12.160
<v Speaker 1>of shit you really don't.

0:25:12.200 --> 0:25:15.320
<v Speaker 3>Especially, don't go hungry too. Don't go to the store

0:25:15.400 --> 0:25:17.960
<v Speaker 3>hungry because you will buy some shit.

0:25:18.320 --> 0:25:21.240
<v Speaker 2>Yeah, you will get some shit that you don't need.

0:25:21.840 --> 0:25:22.359
<v Speaker 2>I like to.

0:25:22.920 --> 0:25:27.240
<v Speaker 3>So what I've done is I've been doing factor meals.

0:25:28.280 --> 0:25:31.359
<v Speaker 3>So but I have a friend who works for Factor

0:25:31.440 --> 0:25:34.400
<v Speaker 3>and they get forty percent off. So I use their

0:25:34.480 --> 0:25:38.040
<v Speaker 3>discount code, so I get forty percent off. I get

0:25:38.480 --> 0:25:43.480
<v Speaker 3>seven meals for like seventy bucks. Wow, that's cheap.

0:25:44.200 --> 0:25:46.080
<v Speaker 1>Are they tasty?

0:25:46.640 --> 0:25:49.800
<v Speaker 2>Yeah? They tasty? They taste nice. I mean, it ain't like.

0:25:51.400 --> 0:25:53.520
<v Speaker 3>It ain't all of that, like, it ain't like, oh

0:25:53.520 --> 0:25:55.240
<v Speaker 3>I can't wait to get to my factor box.

0:25:55.320 --> 0:25:58.320
<v Speaker 2>But it ain't bad like it is delicious.

0:25:58.520 --> 0:26:00.159
<v Speaker 3>I add a little season and I like you are

0:26:00.160 --> 0:26:03.920
<v Speaker 3>a little judged to it to make it like real flavorful.

0:26:04.240 --> 0:26:07.240
<v Speaker 3>And then I do that and then I my week.

0:26:07.280 --> 0:26:10.040
<v Speaker 2>It would be simple, ill order. I know.

0:26:10.119 --> 0:26:13.399
<v Speaker 3>I'll go get like five of those salad kids, a

0:26:13.440 --> 0:26:18.440
<v Speaker 3>pack of chicken, and I'll have a protein shape for breakfast,

0:26:18.600 --> 0:26:20.920
<v Speaker 3>a salad kit for lunch, and affected meal for dinner

0:26:21.200 --> 0:26:24.320
<v Speaker 3>and my whole week. Ain't I spend like almost one

0:26:24.359 --> 0:26:26.840
<v Speaker 3>hundred dollars, you know, for a whole week full of

0:26:27.160 --> 0:26:29.760
<v Speaker 3>my groceries, And I'm getting skinny because the bitch ain't

0:26:29.800 --> 0:26:30.760
<v Speaker 3>got no money to eat with it.

0:26:31.000 --> 0:26:43.880
<v Speaker 1>Am that's a plus of inflation, Okay.

0:26:40.119 --> 0:26:42.159
<v Speaker 3>But my meals are playing out like that. It's simple,

0:26:42.240 --> 0:26:47.080
<v Speaker 3>it's easy, it's affordable. People don't realize people think Trader

0:26:47.160 --> 0:26:49.399
<v Speaker 3>Joe's is expensive, but if you go and Trader Joels,

0:26:49.480 --> 0:26:52.640
<v Speaker 3>they have a lot of really affordable quality stuff in there.

0:26:52.760 --> 0:26:55.080
<v Speaker 2>So I like shopping at Trader Joe's.

0:26:55.560 --> 0:26:57.880
<v Speaker 3>Whole Foods, I don't go there no more. That's Whole Check.

0:26:58.160 --> 0:26:59.800
<v Speaker 3>I stopped going the Whole Foods like that.

0:26:59.880 --> 0:27:01.080
<v Speaker 1>I want.

0:27:01.840 --> 0:27:04.879
<v Speaker 3>If I want like a nice cut of salmon or

0:27:04.880 --> 0:27:06.960
<v Speaker 3>something like that to go on my salad instead of chicken,

0:27:07.000 --> 0:27:10.440
<v Speaker 3>I'll go to Whole Foods. But I don't like they

0:27:10.480 --> 0:27:13.320
<v Speaker 3>are a little bit more pricey than Trader Joe's.

0:27:15.920 --> 0:27:19.160
<v Speaker 1>Target said that they were cutting back on prices because

0:27:19.160 --> 0:27:23.400
<v Speaker 1>apparently they were way above everybody else's prices, so they

0:27:23.400 --> 0:27:26.240
<v Speaker 1>did some rollbacks recently at Target.

0:27:26.560 --> 0:27:27.040
<v Speaker 4>I don't know.

0:27:27.080 --> 0:27:33.000
<v Speaker 1>So okay, so what cleaning supplies and laundry detergent again,

0:27:33.240 --> 0:27:36.120
<v Speaker 1>Like Publics always has this thing where you I think

0:27:36.119 --> 0:27:42.320
<v Speaker 1>it's buy buy fifty dollars worth and you get fifteen,

0:27:42.400 --> 0:27:48.720
<v Speaker 1>like a fifteen dollars Target gift card. Yeah, so that's

0:27:48.800 --> 0:27:51.240
<v Speaker 1>usually once a month they have that. So that's usually

0:27:51.240 --> 0:27:53.040
<v Speaker 1>when I buy my detergent and stuff like that and

0:27:53.080 --> 0:27:55.080
<v Speaker 1>get that fifteen dollars back, and shit, if I want

0:27:55.119 --> 0:27:56.720
<v Speaker 1>to go and buy a bathing suit and some shit

0:27:57.440 --> 0:28:00.280
<v Speaker 1>fifteen dollars off. So you just got to look for me, like,

0:28:00.400 --> 0:28:04.040
<v Speaker 1>and we are single people. I can't imagine what people

0:28:04.040 --> 0:28:06.200
<v Speaker 1>with children are doing, and so we probably should have

0:28:06.240 --> 0:28:09.040
<v Speaker 1>got a coupon or on here, just somebody who has

0:28:09.119 --> 0:28:14.040
<v Speaker 1>children and to have a real life experience with dealing

0:28:14.040 --> 0:28:16.560
<v Speaker 1>with inflation, because it's not just you you're responsible for.

0:28:17.560 --> 0:28:19.600
<v Speaker 3>Right when you have kids, it's a whole different ball

0:28:19.640 --> 0:28:20.760
<v Speaker 3>game because clothes.

0:28:20.880 --> 0:28:22.360
<v Speaker 4>School's coming back up.

0:28:22.840 --> 0:28:27.080
<v Speaker 3>Like, and they they gotta get school supplies. Maybe we

0:28:27.080 --> 0:28:31.200
<v Speaker 3>should do like a drive a drive for school supplies

0:28:31.240 --> 0:28:33.160
<v Speaker 3>for kids in our community or something like that.

0:28:33.160 --> 0:28:34.120
<v Speaker 2>That would be nice.

0:28:35.640 --> 0:28:38.040
<v Speaker 3>Another thing I do is like the things like I

0:28:38.120 --> 0:28:40.800
<v Speaker 3>used to do every two weeks, I stretch it out

0:28:40.840 --> 0:28:43.320
<v Speaker 3>a month. Like so my nails I don't go every

0:28:43.320 --> 0:28:45.640
<v Speaker 3>two weeks. Now I go once a month. I get

0:28:45.640 --> 0:28:47.920
<v Speaker 3>my nails done once a month. And I made them

0:28:47.920 --> 0:28:53.120
<v Speaker 3>shorter because longer nails pop up faster and shorter nails don't.

0:28:53.240 --> 0:28:55.240
<v Speaker 3>So I was acting like I just want it shorter. No,

0:28:55.360 --> 0:28:57.480
<v Speaker 3>I just can't do it every two weeks anymore.

0:29:01.240 --> 0:29:04.000
<v Speaker 1>The maintenance girls, what the fuck are y'all bitches doing?

0:29:04.040 --> 0:29:05.920
<v Speaker 1>Because I do most of my own maintenance. Now, I

0:29:05.920 --> 0:29:09.080
<v Speaker 1>did start getting petticares at least once a month, and

0:29:09.320 --> 0:29:13.160
<v Speaker 1>really the main reason why is to patronize me.

0:29:13.360 --> 0:29:16.480
<v Speaker 3>You're scratching that man. Shut out, You scratching that man

0:29:16.600 --> 0:29:20.040
<v Speaker 3>up in that bed. You can't in the bid. No

0:29:21.520 --> 0:29:22.640
<v Speaker 3>going making sure.

0:29:22.800 --> 0:29:25.640
<v Speaker 1>My god daughter makes some money too, So I just

0:29:25.720 --> 0:29:27.680
<v Speaker 1>go to her to get my get my toes out.

0:29:27.760 --> 0:29:33.320
<v Speaker 1>She does really amazing petticares also, So that's little maintenance.

0:29:33.360 --> 0:29:37.320
<v Speaker 1>I do my own hair. Like I'm start I'm gonna

0:29:37.320 --> 0:29:39.440
<v Speaker 1>start paying for maintenance though, I think.

0:29:41.200 --> 0:29:47.720
<v Speaker 2>Times waxing. I start waxing away from I was.

0:29:47.600 --> 0:29:51.280
<v Speaker 3>Like so for real all year, like from the beginning

0:29:51.320 --> 0:29:52.240
<v Speaker 3>of year till now.

0:29:52.840 --> 0:29:55.200
<v Speaker 2>You know, I just had it like yeah, wolf pussy

0:29:55.240 --> 0:29:55.600
<v Speaker 2>for real.

0:29:55.680 --> 0:29:59.360
<v Speaker 3>But uh, because I ain't doing nothing. I ain't like

0:29:59.400 --> 0:29:59.920
<v Speaker 3>it's just you.

0:30:00.000 --> 0:30:02.479
<v Speaker 2>You ain't using it. I ain't using it.

0:30:02.560 --> 0:30:04.840
<v Speaker 3>So I wasn't doing all of that, just kept it clean,

0:30:04.920 --> 0:30:06.960
<v Speaker 3>you know, But I ain't do nothing with it.

0:30:07.000 --> 0:30:09.720
<v Speaker 2>But it is the summertime. It got too hot for that.

0:30:10.280 --> 0:30:14.400
<v Speaker 3>So I went and got a bikini there and I

0:30:14.560 --> 0:30:17.280
<v Speaker 3>use that and I mean it's cool. It's not like

0:30:18.120 --> 0:30:22.440
<v Speaker 3>baby smooth like wax. But I mean, ain't nobody like

0:30:22.640 --> 0:30:25.400
<v Speaker 3>what I needed. You know, it's good. It does what

0:30:25.440 --> 0:30:28.320
<v Speaker 3>I needed to do, So that's money saved for me

0:30:29.320 --> 0:30:33.360
<v Speaker 3>because that added up lashes as y'all. Like I said earlier,

0:30:33.400 --> 0:30:37.560
<v Speaker 3>I ain't got no lashes on saving money. I use

0:30:37.600 --> 0:30:40.200
<v Speaker 3>a strip. I wear a strip instead of paying for

0:30:40.960 --> 0:30:43.560
<v Speaker 3>actual lashes because they are expensive.

0:30:44.960 --> 0:30:47.960
<v Speaker 1>Yeah, I think people who even if you have the

0:30:48.040 --> 0:30:52.240
<v Speaker 1>means to do all of these things, like eventually, if

0:30:52.240 --> 0:30:55.640
<v Speaker 1>you're not feeling this inflation today, eventually you will, so

0:30:55.680 --> 0:30:58.920
<v Speaker 1>you should start acting like it's already affecting.

0:30:58.640 --> 0:30:59.400
<v Speaker 2>Right exactly.

0:31:00.400 --> 0:31:02.480
<v Speaker 4>I just don't like. I don't like spending money on

0:31:02.520 --> 0:31:03.160
<v Speaker 4>certain things.

0:31:05.560 --> 0:31:07.120
<v Speaker 3>I don't want to wait till I don't got no

0:31:07.200 --> 0:31:08.880
<v Speaker 3>money to make changes.

0:31:09.320 --> 0:31:11.880
<v Speaker 4>And that's what people are. That's what a lot of

0:31:11.920 --> 0:31:12.560
<v Speaker 4>people are missing.

0:31:12.600 --> 0:31:14.760
<v Speaker 1>Like even on social mediay'all think these people have all

0:31:14.800 --> 0:31:15.840
<v Speaker 1>this shit and they don't.

0:31:16.360 --> 0:31:18.640
<v Speaker 4>We don't him being honest, motherfucker.

0:31:18.200 --> 0:31:23.320
<v Speaker 1>Is not be They be wearing fake bags, fake shoes. Meanwhile,

0:31:23.360 --> 0:31:25.920
<v Speaker 1>you trying to spend your whole tax return on a

0:31:25.960 --> 0:31:29.200
<v Speaker 1>real bag. Okay, R these bitches is around here with

0:31:29.240 --> 0:31:31.800
<v Speaker 1>all the fake burkins, everybody can't even buy a burkin.

0:31:32.120 --> 0:31:35.720
<v Speaker 1>Y'all know that everybody don't have access to buy no

0:31:35.760 --> 0:31:39.040
<v Speaker 1>fucking burkin for real, And even like in places like

0:31:39.080 --> 0:31:42.280
<v Speaker 1>the real real, like you still spending thirty thousand dollars

0:31:42.360 --> 0:31:46.400
<v Speaker 1>on a bag, y'all think they're really doing that?

0:31:46.400 --> 0:31:50.120
<v Speaker 3>That shit? It don't really appeal to me no more.

0:31:50.200 --> 0:31:52.080
<v Speaker 3>There was a time where I used to aspire to

0:31:52.120 --> 0:31:54.840
<v Speaker 3>have those things, but now it just seems silly to me.

0:31:55.720 --> 0:31:58.800
<v Speaker 2>Thirty thousand dollars on a bag don't sound like it, don't.

0:31:58.560 --> 0:32:02.600
<v Speaker 1>Seem it don't sound like future exactly. I mean, well,

0:32:02.600 --> 0:32:04.480
<v Speaker 1>the bags and watchers and stuff like that, they do

0:32:04.520 --> 0:32:09.160
<v Speaker 1>hold a value, so you it's not a bad investment,

0:32:09.440 --> 0:32:15.000
<v Speaker 1>per se. But there's other ways to diversify your goddamn portfolio.

0:32:15.400 --> 0:32:19.440
<v Speaker 3>But let's say something really uh, you know, what's the

0:32:19.440 --> 0:32:28.440
<v Speaker 3>word cataclyptic, catastrophic catastrophic happens. Are the bags gonna have

0:32:28.520 --> 0:32:30.200
<v Speaker 3>the same value in that moment, you.

0:32:30.160 --> 0:32:34.440
<v Speaker 4>Know, like what you're gonna carry in the water, Right?

0:32:36.040 --> 0:32:38.400
<v Speaker 3>So I just want to make sure that I'm setting

0:32:38.440 --> 0:32:43.240
<v Speaker 3>myself up for success in any environment. And I don't

0:32:43.280 --> 0:32:46.120
<v Speaker 3>know if persons is really gonna make the difference for me.

0:32:46.200 --> 0:32:48.720
<v Speaker 2>It's not I used to I don't get me.

0:32:48.680 --> 0:32:50.600
<v Speaker 3>Wrong, if y'all my birthday come in, if y'all want

0:32:50.600 --> 0:32:52.240
<v Speaker 3>to send me a nice bag, I'm going.

0:32:52.120 --> 0:32:52.640
<v Speaker 2>To take it.

0:32:54.560 --> 0:32:55.920
<v Speaker 1>But you ain't buying it, bitch.

0:32:59.360 --> 0:33:02.920
<v Speaker 2>M I ain't buying none of that shit. Yeah, it's

0:33:02.960 --> 0:33:04.000
<v Speaker 2>not the season for that.

0:33:04.600 --> 0:33:07.160
<v Speaker 1>I remember when I lived in when I lived in Atlanta,

0:33:07.360 --> 0:33:09.720
<v Speaker 1>I was looking to buy a house at that time.

0:33:09.800 --> 0:33:13.720
<v Speaker 1>So my realtor girl, just because I think people will

0:33:13.760 --> 0:33:16.479
<v Speaker 1>assume that because it's a white person, they assume their

0:33:16.520 --> 0:33:19.920
<v Speaker 1>bags and should be real that lady bought all her

0:33:20.040 --> 0:33:25.640
<v Speaker 1>bags from the goddamn the Atlanta like flea market, all

0:33:25.680 --> 0:33:25.920
<v Speaker 1>of them.

0:33:26.000 --> 0:33:27.920
<v Speaker 2>Yeah.

0:33:27.960 --> 0:33:30.080
<v Speaker 3>There was this football player that I was talking to

0:33:30.240 --> 0:33:32.320
<v Speaker 3>many years ago that y'all know. I ain't gonna say

0:33:32.320 --> 0:33:35.840
<v Speaker 3>his name, but he was talking about how he get

0:33:35.960 --> 0:33:38.880
<v Speaker 3>all his ear rings from players because people going to

0:33:38.960 --> 0:33:41.400
<v Speaker 3>just assume his diamonds is real eera, because of.

0:33:41.600 --> 0:33:42.800
<v Speaker 2>Who he is and what he do.

0:33:43.160 --> 0:33:45.520
<v Speaker 4>Yeah, once your reputation precedes you like.

0:33:48.080 --> 0:33:51.200
<v Speaker 2>A player. I was like, I can go to Claires myself. Baby,

0:33:51.200 --> 0:33:51.840
<v Speaker 2>you ain't gotta go.

0:33:54.440 --> 0:33:56.720
<v Speaker 1>That's a smart man, and I bet you he still

0:33:56.760 --> 0:34:02.880
<v Speaker 1>has his You said NFL. He got his NFL money.

0:34:02.080 --> 0:34:04.520
<v Speaker 2>He's probably yeah, he's still very successful. Man.

0:34:04.960 --> 0:34:07.640
<v Speaker 1>You gotta be frugal even when you have the money.

0:34:07.680 --> 0:34:11.279
<v Speaker 1>It's still weird to me, like when celebrities do like

0:34:11.440 --> 0:34:16.640
<v Speaker 1>frugal things online and regular people be like, ah, like

0:34:16.920 --> 0:34:21.760
<v Speaker 1>you can't afford no, bitch. You don't notice science of business.

0:34:21.800 --> 0:34:24.120
<v Speaker 1>You don't know nothing about money if you think you

0:34:24.239 --> 0:34:26.719
<v Speaker 1>just supposed to spend it because you have it. The

0:34:26.719 --> 0:34:28.799
<v Speaker 1>more money you have, the more people you also taken

0:34:28.840 --> 0:34:30.560
<v Speaker 1>care of as well.

0:34:30.719 --> 0:34:31.360
<v Speaker 2>That's true.

0:34:32.160 --> 0:34:36.360
<v Speaker 1>So instead of buying a bag, I'm definitely buying some stocks. Okay,

0:34:36.600 --> 0:34:39.520
<v Speaker 1>the stock market, I'm waiting for it to crash. It's

0:34:39.560 --> 0:34:43.080
<v Speaker 1>like a by the dip on all the shit. I'm

0:34:43.120 --> 0:34:45.040
<v Speaker 1>mad at myself right now. I didn't get into the

0:34:45.120 --> 0:34:49.560
<v Speaker 1>video like motherfuckers really became millionaires off in the video

0:34:49.719 --> 0:34:52.040
<v Speaker 1>in the last twelve months.

0:34:52.640 --> 0:34:55.759
<v Speaker 3>If you would have been this properly my in like

0:34:55.800 --> 0:35:01.400
<v Speaker 3>twenty thirteen, my ex boyfriend was like by bitcoin with me,

0:35:01.840 --> 0:35:04.080
<v Speaker 3>and I was like, what is there? I can't wrap

0:35:04.120 --> 0:35:05.960
<v Speaker 3>my head around it. I don't want none of that.

0:35:06.080 --> 0:35:10.320
<v Speaker 3>It just sounds like something that And lord, I kicked

0:35:10.320 --> 0:35:13.799
<v Speaker 3>myself and ask every day thinking about how much bitcoin

0:35:14.320 --> 0:35:17.719
<v Speaker 3>he had when we broke up. I think he had

0:35:17.800 --> 0:35:21.239
<v Speaker 3>like at least ten bitcoin, wow, because it was so

0:35:21.480 --> 0:35:22.160
<v Speaker 3>cheap back then.

0:35:22.280 --> 0:35:26.719
<v Speaker 2>So now yeah, yeah he up where you at.

0:35:28.120 --> 0:35:32.120
<v Speaker 3>If he held onto it, he's definitely up. So kudos

0:35:32.120 --> 0:35:33.320
<v Speaker 3>to you for being smart with it.

0:35:33.600 --> 0:35:33.799
<v Speaker 2>You know.

0:35:34.760 --> 0:35:38.040
<v Speaker 1>Well, I'm not a financial advisor, but I would suggest

0:35:38.120 --> 0:35:40.760
<v Speaker 1>people to research XRP ripple.

0:35:41.480 --> 0:35:43.760
<v Speaker 4>That's a that's a cryptocurrency.

0:35:44.360 --> 0:35:49.040
<v Speaker 1>And this is the coin that the financial institutions Bank

0:35:49.080 --> 0:35:54.200
<v Speaker 1>of America, JP, Morgan, and Chase. This is a cryptocurrency

0:35:54.239 --> 0:35:56.719
<v Speaker 1>that they are looking to have, right because the thing

0:35:56.760 --> 0:35:59.160
<v Speaker 1>with crypto is because the thing with crypto is that

0:35:59.239 --> 0:36:02.200
<v Speaker 1>it's not something that the government, our government can really

0:36:02.200 --> 0:36:05.239
<v Speaker 1>control in a way, you know, So they're trying to

0:36:05.280 --> 0:36:11.680
<v Speaker 1>find ways to regulate cryptocurrency, and when they do, XRP

0:36:11.880 --> 0:36:17.360
<v Speaker 1>is gonna be that thing. XRP is only yes, ripple XRP.

0:36:19.239 --> 0:36:21.040
<v Speaker 1>I'm trying to pull it up to tell y'all how

0:36:21.120 --> 0:36:28.160
<v Speaker 1>much it costs today. It's only since right now. I'd

0:36:28.160 --> 0:36:32.440
<v Speaker 1>buy as much as you could research it first. Don't

0:36:32.480 --> 0:36:36.359
<v Speaker 1>take my advice, you know, just look it up. It's

0:36:36.400 --> 0:36:38.160
<v Speaker 1>forty three cents today.

0:36:39.040 --> 0:36:41.640
<v Speaker 2>So I'm gonna go buy me a dollar. Is worth.

0:36:43.640 --> 0:36:51.120
<v Speaker 1>Two forty three cents.

0:36:51.200 --> 0:36:53.799
<v Speaker 3>Y'all just buy me too and forget about it and

0:36:53.840 --> 0:36:56.080
<v Speaker 3>see what it turned into in a couple of years.

0:36:56.400 --> 0:36:59.160
<v Speaker 4>See what happened. See what happened?

0:37:00.760 --> 0:37:05.720
<v Speaker 3>So, uh, timemagazine Time dot Com put out a list

0:37:06.320 --> 0:37:11.000
<v Speaker 3>of ways to combat inflation as an individual, and honestly,

0:37:11.960 --> 0:37:13.200
<v Speaker 3>I feel like they don't really.

0:37:13.040 --> 0:37:14.080
<v Speaker 2>Know what the fuck to do either.

0:37:14.080 --> 0:37:17.080
<v Speaker 3>Hold I'm gonna share this list with y'all, but it

0:37:17.160 --> 0:37:21.279
<v Speaker 3>says first, review your budget, which is basically what we were.

0:37:21.200 --> 0:37:25.480
<v Speaker 2>Saying, like, analyze what you have and analyze what you spend.

0:37:26.239 --> 0:37:28.840
<v Speaker 3>Obviously, I still feel like it's important to save, you know,

0:37:29.480 --> 0:37:32.000
<v Speaker 3>even if it's just a little bit, you know, try

0:37:32.040 --> 0:37:35.000
<v Speaker 3>to say that, you know when you're So it says analyze.

0:37:35.000 --> 0:37:37.399
<v Speaker 3>If you don't have a budget, it's time to create one.

0:37:38.480 --> 0:37:41.839
<v Speaker 3>So ladies and gentlemen, look at your money and really

0:37:42.000 --> 0:37:44.239
<v Speaker 3>sit down and analyze that shit and see where it's

0:37:44.239 --> 0:37:47.800
<v Speaker 3>going because you spend it too much on door dash. Bitch,

0:37:48.600 --> 0:37:51.839
<v Speaker 3>I know it's somebody listening, Like damn, she talking to me. Yes, bitch,

0:37:51.880 --> 0:37:53.640
<v Speaker 3>I'm talking to you, Stin.

0:37:53.719 --> 0:37:56.640
<v Speaker 1>I was talking to your ass earlier this year about

0:37:56.640 --> 0:37:59.920
<v Speaker 1>that goddamn door dash I saw there was a poll

0:38:00.160 --> 0:38:04.319
<v Speaker 1>on Instagram and it said name something that people do

0:38:04.520 --> 0:38:07.239
<v Speaker 1>that you would never do with some shit like that,

0:38:07.360 --> 0:38:14.080
<v Speaker 1>and I said, Uber eats, door Dash and paying for dick, Like,

0:38:14.320 --> 0:38:16.520
<v Speaker 1>I'm going to get my own food. I don't want nobody.

0:38:16.560 --> 0:38:18.759
<v Speaker 1>It's bad enough if somebody else is cooking it, right,

0:38:18.800 --> 0:38:21.359
<v Speaker 1>you know how I am about food. Now I got

0:38:21.360 --> 0:38:23.319
<v Speaker 1>to depend on this person driving my shit to my

0:38:23.360 --> 0:38:24.200
<v Speaker 1>fucking house.

0:38:25.360 --> 0:38:29.120
<v Speaker 3>It's so convenient. It's so convenient. I understand why y'all

0:38:29.160 --> 0:38:30.840
<v Speaker 3>like it much.

0:38:30.960 --> 0:38:34.920
<v Speaker 1>It's too much, too much, and they've created a battle

0:38:35.000 --> 0:38:39.920
<v Speaker 1>between the drivers and the goddamn customers about tipping and

0:38:40.000 --> 0:38:42.200
<v Speaker 1>stuff like that, and y'all not even they're not even

0:38:42.239 --> 0:38:44.319
<v Speaker 1>paying the drivers that much to deliver this shit.

0:38:45.239 --> 0:38:47.840
<v Speaker 3>Yeah, they get most of it. I mean, the merchant

0:38:47.880 --> 0:38:50.399
<v Speaker 3>gets a lot of it, and then that the fee

0:38:50.520 --> 0:38:53.040
<v Speaker 3>they get a lot, they get a higher percentage, seems like,

0:38:53.120 --> 0:38:56.560
<v Speaker 3>so that's not fair. But I knew I was doing

0:38:56.560 --> 0:38:59.760
<v Speaker 3>too much when I had an issue with my meal,

0:39:00.239 --> 0:39:03.759
<v Speaker 3>so I called door Dash and they was like, as

0:39:03.840 --> 0:39:05.920
<v Speaker 3>one of our vi ps, we're gonna connect you to

0:39:05.960 --> 0:39:10.480
<v Speaker 3>a different line vi P. I'm spending too much with y'all.

0:39:11.040 --> 0:39:13.239
<v Speaker 2>I spend it too much money with you motherfuckers.

0:39:13.480 --> 0:39:18.480
<v Speaker 3>I'm a VIP at door Dash, so that's what I

0:39:18.600 --> 0:39:21.879
<v Speaker 3>changed my life. I was like, you know what off

0:39:21.920 --> 0:39:23.160
<v Speaker 3>your VIP bitch?

0:39:23.360 --> 0:39:26.680
<v Speaker 1>I see another post that said am I the door

0:39:26.760 --> 0:39:29.080
<v Speaker 1>Dash person must have messaged the guy was like, can

0:39:29.120 --> 0:39:31.600
<v Speaker 1>you meet me downstairs at the gate? And he was like,

0:39:32.000 --> 0:39:36.040
<v Speaker 1>is this uh at the gate? Right?

0:39:38.080 --> 0:39:40.600
<v Speaker 3>I remember I got into it with a door Dash bitch.

0:39:40.680 --> 0:39:45.879
<v Speaker 3>I was car, what's the car? Bring your big back

0:39:45.920 --> 0:39:48.520
<v Speaker 3>downstairs and get your own lunchable, bitch.

0:39:49.000 --> 0:39:52.880
<v Speaker 2>I was like, you little roach. She looked like a roach.

0:39:54.719 --> 0:39:59.240
<v Speaker 1>All right now for they get you like Cardi B roaches.

0:40:00.680 --> 0:40:02.879
<v Speaker 2>I'm it was.

0:40:02.840 --> 0:40:06.480
<v Speaker 3>Bad at Cardi B because she's you know, I'm real black.

0:40:07.320 --> 0:40:09.399
<v Speaker 3>That girl looked like she had two pieces of hair

0:40:09.440 --> 0:40:12.040
<v Speaker 3>that looked like they was standing up like some fucking antennas.

0:40:15.560 --> 0:40:17.759
<v Speaker 3>Oh it's gonna call me big bag bitch, bring my

0:40:17.840 --> 0:40:21.200
<v Speaker 3>shit to my door right. Number two on the list

0:40:21.360 --> 0:40:25.120
<v Speaker 3>diversify your income. So it says when inflation is high,

0:40:25.200 --> 0:40:27.400
<v Speaker 3>finding ways to cut and save is important, but so

0:40:27.680 --> 0:40:31.839
<v Speaker 3>is increasing your income. Diversifying your income to include a

0:40:31.880 --> 0:40:34.080
<v Speaker 3>side hustle or part time job can help you keep

0:40:34.160 --> 0:40:35.600
<v Speaker 3>up with rising calls.

0:40:36.560 --> 0:40:38.719
<v Speaker 4>They're just trying to find ways for people not to

0:40:38.760 --> 0:40:39.759
<v Speaker 4>live because what.

0:40:39.680 --> 0:40:42.640
<v Speaker 1>I'm hearing is have a full time job plus get

0:40:42.680 --> 0:40:45.719
<v Speaker 1>a part time job, and what does that do for

0:40:45.760 --> 0:40:47.800
<v Speaker 1>the quality of life? Right?

0:40:48.760 --> 0:40:49.680
<v Speaker 2>Like, be a whit.

0:40:49.840 --> 0:40:54.000
<v Speaker 1>Shit is fucking free. This earth is free. I understand

0:40:54.040 --> 0:40:57.360
<v Speaker 1>we have to pay people to manufacture shit, to create things,

0:40:57.880 --> 0:41:02.000
<v Speaker 1>but some of the shit we be paying for water, electricity,

0:41:02.320 --> 0:41:04.759
<v Speaker 1>if those things were free tomorrow, the world would be

0:41:04.840 --> 0:41:07.440
<v Speaker 1>totally different. And that's why they'll never let us know

0:41:07.520 --> 0:41:09.640
<v Speaker 1>that energy is fucking really free.

0:41:10.239 --> 0:41:13.279
<v Speaker 3>It's all around us Wi Fi.

0:41:13.520 --> 0:41:17.000
<v Speaker 1>That's not new technology. That shit has been around, like

0:41:17.080 --> 0:41:19.160
<v Speaker 1>all these things that we pay for. The cell phone

0:41:19.200 --> 0:41:22.080
<v Speaker 1>fucking bill. Why the fuck is my cell phone bill going?

0:41:22.239 --> 0:41:25.680
<v Speaker 1>Myself bill has went up forty fucking dollars in the

0:41:25.800 --> 0:41:28.640
<v Speaker 1>last year, from a ninety nine ninety nine dollars to

0:41:28.760 --> 0:41:31.399
<v Speaker 1>one phone. To me, it's already expensive. My shit has

0:41:31.400 --> 0:41:35.480
<v Speaker 1>went up one hundred to one hundred and forty dollars. Verizon. Okay,

0:41:35.520 --> 0:41:40.839
<v Speaker 1>I've been a customer since my freshman year at fucking college. Okay, man,

0:41:40.920 --> 0:41:41.440
<v Speaker 1>let me tell you.

0:41:41.560 --> 0:41:42.480
<v Speaker 2>I call them people.

0:41:43.000 --> 0:41:46.880
<v Speaker 3>I call uh Spectrum in Verizon, and I and I

0:41:47.080 --> 0:41:50.360
<v Speaker 3>complain every bill cycle like I need to speak to

0:41:50.400 --> 0:41:52.440
<v Speaker 3>somebody before I pay. I'm gonna pay it, but I

0:41:52.480 --> 0:41:56.040
<v Speaker 3>gotta talk shit to somebody before I like to do

0:41:56.200 --> 0:41:58.680
<v Speaker 3>it every every bill cycle.

0:41:59.640 --> 0:42:05.840
<v Speaker 2>Why is this much? Well, ma'am, you didn't pay for Jude? Okay?

0:42:06.080 --> 0:42:07.040
<v Speaker 1>I actually all that.

0:42:07.880 --> 0:42:10.520
<v Speaker 3>Make it make sense be because I don't understand why

0:42:10.520 --> 0:42:11.080
<v Speaker 3>it's too sick?

0:42:11.239 --> 0:42:13.840
<v Speaker 1>Why was it so much last month that I didn't

0:42:13.920 --> 0:42:14.040
<v Speaker 1>hit it?

0:42:18.200 --> 0:42:18.520
<v Speaker 2>Girl?

0:42:18.840 --> 0:42:20.920
<v Speaker 1>Life is stressful, Like listen.

0:42:21.520 --> 0:42:23.720
<v Speaker 4>That's one thing about like on the islands and stuff

0:42:23.760 --> 0:42:24.080
<v Speaker 4>like that.

0:42:24.480 --> 0:42:27.239
<v Speaker 1>These people be chilling. They have their little small businesses.

0:42:28.080 --> 0:42:34.040
<v Speaker 1>They live, you know, simple lives, but I'm pretty sure

0:42:34.040 --> 0:42:40.760
<v Speaker 1>they're happier. It's such a rat race in America. It's like, yeah,

0:42:41.600 --> 0:42:43.560
<v Speaker 1>I'm tired of it. I guess I haven't really been

0:42:43.640 --> 0:42:46.080
<v Speaker 1>in the rat race per se since I got laid

0:42:46.120 --> 0:42:47.400
<v Speaker 1>off from work in twenty seventeen.

0:42:47.440 --> 0:42:48.720
<v Speaker 4>I've been figuring it the fuck.

0:42:48.600 --> 0:42:51.880
<v Speaker 1>Out because I want my life. That's how bad I

0:42:51.920 --> 0:42:53.680
<v Speaker 1>want my life. Like I'm gonna figure out a way

0:42:54.120 --> 0:42:57.840
<v Speaker 1>to get money as opposed to having to exchange my

0:42:58.000 --> 0:43:00.720
<v Speaker 1>time for the rest of my life. That's not living.

0:43:02.320 --> 0:43:08.160
<v Speaker 3>Yeah, it's yeah, I'm I'm looking for someone to come

0:43:08.200 --> 0:43:10.680
<v Speaker 3>in and just say, be a stay at home mom,

0:43:11.600 --> 0:43:13.239
<v Speaker 3>or just be a stay at home.

0:43:14.040 --> 0:43:16.800
<v Speaker 2>God what you have done for others, see fear for

0:43:16.920 --> 0:43:18.560
<v Speaker 2>me Lord a mercy man.

0:43:18.600 --> 0:43:22.680
<v Speaker 1>That's a job. Like I have a friend who has kids,

0:43:22.920 --> 0:43:25.120
<v Speaker 1>stay at home mom, but she wakes up when her

0:43:25.200 --> 0:43:28.319
<v Speaker 1>husband wakes up, and she's on all day long, and

0:43:28.440 --> 0:43:29.400
<v Speaker 1>so he goes to science.

0:43:29.440 --> 0:43:31.200
<v Speaker 4>So yeah, he makes the money.

0:43:31.480 --> 0:43:31.640
<v Speaker 1>But.

0:43:33.840 --> 0:43:36.759
<v Speaker 2>It's not it's not care free. I didn't say it was.

0:43:37.200 --> 0:43:39.040
<v Speaker 3>Now, some people do live a care free where they

0:43:39.040 --> 0:43:41.919
<v Speaker 3>got nannies and maids and and they.

0:43:41.800 --> 0:43:43.600
<v Speaker 2>Don't have to work. That's what I aspired to you.

0:43:43.800 --> 0:43:45.520
<v Speaker 1>When you got a nanny, you still want to care

0:43:45.520 --> 0:43:47.799
<v Speaker 1>about your kids. You want them to fuck, not just

0:43:47.840 --> 0:43:49.480
<v Speaker 1>the nanny, right.

0:43:49.480 --> 0:43:51.560
<v Speaker 3>I don't want them to cry and run to the nanny.

0:43:51.960 --> 0:43:53.920
<v Speaker 3>That would make me say like, bring your ass here,

0:43:53.920 --> 0:44:01.400
<v Speaker 3>a little nig, but you gotta journey, my mom. I

0:44:01.560 --> 0:44:04.680
<v Speaker 3>wasn't queen ee no.

0:44:05.440 --> 0:44:06.919
<v Speaker 2>All right, but no, listen.

0:44:07.040 --> 0:44:09.320
<v Speaker 3>One of my best friends, she's a stay at home

0:44:09.560 --> 0:44:12.840
<v Speaker 3>mom of two toddlers. And I see that bitch with

0:44:12.840 --> 0:44:15.280
<v Speaker 3>a broom in her hand every single day on FaceTime.

0:44:15.320 --> 0:44:17.440
<v Speaker 3>I'd be like, bitch, you one thing I'm gonna see

0:44:17.520 --> 0:44:19.480
<v Speaker 3>for sure. If I don't see nothing else, is you

0:44:19.560 --> 0:44:22.120
<v Speaker 3>attached to a broom every day? She's like, if I

0:44:22.120 --> 0:44:24.200
<v Speaker 3>did not sweep at least three times a day, this

0:44:24.360 --> 0:44:25.520
<v Speaker 3>floor would look crazy.

0:44:25.600 --> 0:44:29.840
<v Speaker 2>With these toddlers. We took them to the movies the

0:44:29.920 --> 0:44:31.600
<v Speaker 2>other day. Baby, they took me through it.

0:44:31.680 --> 0:44:34.960
<v Speaker 3>Honey, that the little one, the little one is not

0:44:35.200 --> 0:44:36.200
<v Speaker 3>She's like, you're scared of him.

0:44:36.280 --> 0:44:42.680
<v Speaker 1>I was like, yes, not, just got your ass shook

0:44:44.040 --> 0:44:44.359
<v Speaker 1>all right.

0:44:44.440 --> 0:44:49.320
<v Speaker 3>Number three pay down high interest in no, so thanks tim, bitch.

0:44:49.320 --> 0:44:52.160
<v Speaker 1>I stopped paying my credit card. I stopped paying it.

0:44:52.200 --> 0:44:55.280
<v Speaker 1>I'm gonna figure it out. Yes I did, y'all listen,

0:44:55.440 --> 0:44:58.439
<v Speaker 1>I stopped king at credit card with a very high

0:44:58.480 --> 0:44:59.040
<v Speaker 1>interest rate.

0:45:00.040 --> 0:45:02.839
<v Speaker 4>I know how to fix credit debt. I'm know how

0:45:02.840 --> 0:45:03.560
<v Speaker 4>to fix debt.

0:45:04.080 --> 0:45:04.279
<v Speaker 2>Right.

0:45:04.880 --> 0:45:09.040
<v Speaker 1>So we live in an economy, we live in a

0:45:09.200 --> 0:45:14.440
<v Speaker 1>in a country, right, everybody's in debt, even the fucking country.

0:45:14.960 --> 0:45:18.759
<v Speaker 1>So at one point do you think the citizens of

0:45:18.800 --> 0:45:21.399
<v Speaker 1>that country aren't going to have some form of debt,

0:45:21.480 --> 0:45:26.279
<v Speaker 1>Like debt actually makes money. M h, y'all ain't making

0:45:26.320 --> 0:45:28.200
<v Speaker 1>them more money off my motherfucking debt. Y'all can have

0:45:28.320 --> 0:45:30.880
<v Speaker 1>that ship. I'll figure it out on the back end

0:45:32.480 --> 0:45:35.799
<v Speaker 1>one of my credit cards, the interust rate. I kept calling, Hey,

0:45:35.880 --> 0:45:38.920
<v Speaker 1>y'all think y'all can lord this interest rate. They wouldn't,

0:45:39.120 --> 0:45:41.520
<v Speaker 1>And that's that's an option. You can call and ask

0:45:41.680 --> 0:45:43.640
<v Speaker 1>for a lower indust rate so you can be in

0:45:43.680 --> 0:45:45.400
<v Speaker 1>a position to try to pay some shit off. And

0:45:45.440 --> 0:45:50.439
<v Speaker 1>when the creditors aren't trying to work with you, when

0:45:50.480 --> 0:45:55.480
<v Speaker 1>they they too are in debt, boyfucking boyfuck you.

0:45:55.480 --> 0:45:57.400
<v Speaker 2>Well, if y'all don't want to go a j rowld,

0:45:57.440 --> 0:46:02.440
<v Speaker 2>let me tell y'all what it says.

0:46:03.080 --> 0:46:05.640
<v Speaker 3>Thanks to inflation, there is less money available to spend

0:46:05.680 --> 0:46:09.879
<v Speaker 3>on everything, including debt repayment. Aggressively paying off high interest debt,

0:46:09.920 --> 0:46:12.759
<v Speaker 3>including personal loans, payday loans, and credit cards can help

0:46:12.800 --> 0:46:15.600
<v Speaker 3>free up cash to spend on other items. If you

0:46:15.680 --> 0:46:18.320
<v Speaker 3>have a good or excellent credit you can also consider

0:46:18.360 --> 0:46:21.440
<v Speaker 3>transferring your high interest rate debt to a zero percent

0:46:21.560 --> 0:46:25.000
<v Speaker 3>balance transfer credit card. If you're able to pay off

0:46:25.000 --> 0:46:27.680
<v Speaker 3>your balances before the end of the introductory rate, which

0:46:27.719 --> 0:46:29.960
<v Speaker 3>is off to six to eighteen months, this can help

0:46:30.000 --> 0:46:33.279
<v Speaker 3>you save a lot of interest. Before committing to a

0:46:33.280 --> 0:46:36.160
<v Speaker 3>balanced transfer credit card, make sure you understand the terms

0:46:36.400 --> 0:46:39.440
<v Speaker 3>and if there is a transfer fee or annual fee involved.

0:46:40.680 --> 0:46:41.920
<v Speaker 3>So I mean that's an option you.

0:46:41.880 --> 0:46:44.240
<v Speaker 2>Guys to like. That is not an option.

0:46:44.560 --> 0:46:48.200
<v Speaker 1>That's not a real option. Paying off debt to free

0:46:48.239 --> 0:46:52.160
<v Speaker 1>up money is not a real thing. You're not gonna

0:46:52.200 --> 0:46:55.399
<v Speaker 1>have that money back. You're not gonna have no.

0:46:55.360 --> 0:46:58.600
<v Speaker 2>But but you don't want to have that debt.

0:46:59.280 --> 0:47:04.120
<v Speaker 1>Fuck that. Okay, fuck that debt, y'all. Tell y'all, y'all,

0:47:04.160 --> 0:47:09.480
<v Speaker 1>let no house fucking look my credit score good? Okay,

0:47:09.520 --> 0:47:13.000
<v Speaker 1>Like I said, fuck that debt. Y'all want some pointers,

0:47:13.080 --> 0:47:14.799
<v Speaker 1>hit me up? No, don't really, don't hit me up,

0:47:14.800 --> 0:47:18.000
<v Speaker 1>because one thing I don't like is customer service with niggas.

0:47:18.480 --> 0:47:20.759
<v Speaker 1>I hate trying to show a nigga to do some shit.

0:47:21.440 --> 0:47:24.440
<v Speaker 1>And you've been like not really liking black people.

0:47:26.200 --> 0:47:26.480
<v Speaker 2>Five.

0:47:26.600 --> 0:47:30.759
<v Speaker 3>Open a high yield savings account. Thanks to inflation, if

0:47:30.800 --> 0:47:34.080
<v Speaker 3>you aren't earning interest on your savings, you are losing money.

0:47:34.160 --> 0:47:37.279
<v Speaker 3>A high yel savings account is a savings account that

0:47:37.360 --> 0:47:40.760
<v Speaker 3>offers a high rate of return than the average saving account.

0:47:41.760 --> 0:47:45.040
<v Speaker 3>Online banks can often offer an even better interest rate

0:47:45.080 --> 0:47:47.480
<v Speaker 3>than traditional banks, since they don't have to pay expensive

0:47:47.520 --> 0:47:51.120
<v Speaker 3>overhead costs. A high yield savings account is a great

0:47:51.120 --> 0:47:54.240
<v Speaker 3>place to store your short turn short to medium turn savings,

0:47:54.320 --> 0:47:55.839
<v Speaker 3>such as your emergency funk.

0:47:56.360 --> 0:47:59.839
<v Speaker 1>Listen, they are asking people to save money that they're

0:47:59.880 --> 0:48:05.319
<v Speaker 1>nod fucking making the average rent right now, okay, because

0:48:05.360 --> 0:48:09.040
<v Speaker 1>they're almost making home ownership just so far away from

0:48:09.040 --> 0:48:12.480
<v Speaker 1>most people. The average rent is twenty five hundred dollars

0:48:13.080 --> 0:48:16.200
<v Speaker 1>for a one bedroom. It's like fifteen hundred dollars, right

0:48:16.280 --> 0:48:18.799
<v Speaker 1>This is the average rent across the country. People do

0:48:18.880 --> 0:48:22.520
<v Speaker 1>not have money to save in that way unless you

0:48:22.600 --> 0:48:26.440
<v Speaker 1>already had money accumulated. I think millennials are going to

0:48:26.480 --> 0:48:28.640
<v Speaker 1>be probably fucked up the most because we're not getting

0:48:28.640 --> 0:48:32.480
<v Speaker 1>our pseudo loans forgiven all right, right, so so.

0:48:32.560 --> 0:48:34.399
<v Speaker 2>Hard it might not exist by the time we.

0:48:34.360 --> 0:48:37.520
<v Speaker 1>Get exactly like we have always been the generation to

0:48:37.560 --> 0:48:42.520
<v Speaker 1>feel all a bullshit, Okay, I don't see anybody who

0:48:44.040 --> 0:48:46.960
<v Speaker 1>has children, who has a mortgage and all that, who

0:48:47.000 --> 0:48:50.320
<v Speaker 1>actually has money to save and put in a hide

0:48:50.680 --> 0:48:54.320
<v Speaker 1>a high yield interest. You and what you're saying essentially

0:48:54.400 --> 0:48:56.560
<v Speaker 1>is give your money to the banks to also use

0:48:56.560 --> 0:49:00.120
<v Speaker 1>your shit, use your money to invest in shit, and

0:49:00.239 --> 0:49:03.480
<v Speaker 1>possibly lose your money because when the markets crashed, that

0:49:03.560 --> 0:49:05.600
<v Speaker 1>money that you've now put in the bank. You no

0:49:05.680 --> 0:49:08.919
<v Speaker 1>longer have that money. Y'all saw that in California last

0:49:08.960 --> 0:49:11.880
<v Speaker 1>years time, where a credit union shut down and the

0:49:12.000 --> 0:49:15.200
<v Speaker 1>and the members came for their money and they couldn't

0:49:15.200 --> 0:49:15.560
<v Speaker 1>get it.

0:49:15.560 --> 0:49:17.800
<v Speaker 2>It was like, get it back in blood.

0:49:18.680 --> 0:49:21.919
<v Speaker 1>So why would I pay this fucking credit card? Get

0:49:21.960 --> 0:49:22.840
<v Speaker 1>it back of blood?

0:49:23.920 --> 0:49:24.279
<v Speaker 2>I think.

0:49:24.360 --> 0:49:27.160
<v Speaker 3>I think it's also it's important to have an emergency fund.

0:49:27.200 --> 0:49:30.680
<v Speaker 3>If you can squeeze, you know, any ounce of money

0:49:30.719 --> 0:49:32.920
<v Speaker 3>out to put in a how your savings account, so

0:49:33.040 --> 0:49:34.880
<v Speaker 3>you can have an emergency fund. It's better than a

0:49:34.920 --> 0:49:37.440
<v Speaker 3>regular one, you know. I mean, that's just an option

0:49:37.760 --> 0:49:39.840
<v Speaker 3>if you can. If you can't afford it, I would,

0:49:39.920 --> 0:49:42.240
<v Speaker 3>just because you never know when some bullshit gonna happen.

0:49:42.239 --> 0:49:45.040
<v Speaker 3>And you got a bag, but you ain't got nothing,

0:49:45.160 --> 0:49:48.239
<v Speaker 3>no money, you know, like you don't bought it, Like

0:49:48.280 --> 0:49:51.080
<v Speaker 3>I'm saying, you bought a designer bag instead of saving

0:49:51.160 --> 0:49:54.040
<v Speaker 3>for an emergency, and now you're out here with a GoFundMe,

0:49:54.080 --> 0:49:57.040
<v Speaker 3>which do work if people, if people fuck with you,

0:49:57.080 --> 0:50:01.160
<v Speaker 3>they'll they'll support it. But I mean that may not

0:50:01.200 --> 0:50:05.120
<v Speaker 3>always be the case. So have you an emergency stash

0:50:05.280 --> 0:50:07.080
<v Speaker 3>or something in your drawer, Put a little change in

0:50:07.080 --> 0:50:08.080
<v Speaker 3>the drawer something, bitch.

0:50:08.120 --> 0:50:09.359
<v Speaker 2>Don't just be out here with nothing.

0:50:10.360 --> 0:50:13.239
<v Speaker 1>Number. Holding on to fiat currency is never going to

0:50:13.239 --> 0:50:16.560
<v Speaker 1>be the It's like holding on to paper money ended

0:50:16.640 --> 0:50:20.680
<v Speaker 1>a mattress, like what happens when that currency no longer

0:50:20.719 --> 0:50:24.319
<v Speaker 1>has value. So if anything, I would say, buy you

0:50:24.400 --> 0:50:28.000
<v Speaker 1>some I mean it's not. Long term investments are always

0:50:28.040 --> 0:50:30.560
<v Speaker 1>going to be better than some short term.

0:50:30.520 --> 0:50:32.920
<v Speaker 2>Just having it sitting. Yeah, city money in account, so.

0:50:33.040 --> 0:50:36.280
<v Speaker 1>Like go but with the actual precious metals and stuff

0:50:36.320 --> 0:50:38.120
<v Speaker 1>like that. I you going to invest in anything for

0:50:38.200 --> 0:50:42.120
<v Speaker 1>real for the future, it would be if that dollars,

0:50:42.120 --> 0:50:42.560
<v Speaker 1>it would be that.

0:50:43.080 --> 0:50:45.080
<v Speaker 2>Yeah, that's what that would be. If you have a

0:50:44.600 --> 0:50:45.760
<v Speaker 2>couple of dollars.

0:50:45.840 --> 0:50:47.719
<v Speaker 3>But you could get a high yel savings account with

0:50:47.840 --> 0:50:50.040
<v Speaker 3>just a little bit of money and just start pouring

0:50:50.040 --> 0:50:51.920
<v Speaker 3>into that, like you know, just putting a couple of

0:50:51.920 --> 0:50:53.399
<v Speaker 3>dollars in it every month at least.

0:50:53.640 --> 0:50:56.440
<v Speaker 4>And what's the highest they want to give? What's the interest?

0:50:56.680 --> 0:50:59.879
<v Speaker 1>Uh, let me look up a bank and see what

0:51:00.960 --> 0:51:04.719
<v Speaker 1>is the current interest rate on a savings account in

0:51:04.840 --> 0:51:09.800
<v Speaker 1>GERI Okay, go ahead, I'll come back.

0:51:09.680 --> 0:51:10.239
<v Speaker 2>In all right.

0:51:10.239 --> 0:51:11.880
<v Speaker 3>While you're looking at up, I'm gonna go to the

0:51:11.920 --> 0:51:14.640
<v Speaker 3>next one, which already discussed what y'all. It says, create

0:51:14.719 --> 0:51:18.440
<v Speaker 3>a meal plan. So that's what I did, And it

0:51:18.480 --> 0:51:22.359
<v Speaker 3>really did drop my spending on food down to a

0:51:22.400 --> 0:51:25.240
<v Speaker 3>fraction of what I had been spending. And it also

0:51:25.440 --> 0:51:27.600
<v Speaker 3>dropped my weight down to a fraction of the size

0:51:27.640 --> 0:51:31.840
<v Speaker 3>I was bit because, and you know, obviously I didn't

0:51:31.920 --> 0:51:35.840
<v Speaker 3>just eat like salads in factory meals. I will also

0:51:36.360 --> 0:51:41.360
<v Speaker 3>get fruit in like sugar free chocolate and shit talking about.

0:51:41.160 --> 0:51:45.000
<v Speaker 1>The price of fruit and vegetables for them to be

0:51:45.080 --> 0:51:48.520
<v Speaker 1>good once you buy in like I'm sick of buying

0:51:48.640 --> 0:51:52.160
<v Speaker 1>nasty ass mangos. I'm sick of buying nasty ass apples

0:51:52.719 --> 0:51:55.200
<v Speaker 1>like the fruit they say they just I'm gonna start

0:51:55.239 --> 0:51:57.280
<v Speaker 1>returning shit. When I tell you, my mama will return

0:51:57.400 --> 0:52:00.680
<v Speaker 1>your ass to the grocery store. She needed to me too.

0:52:01.320 --> 0:52:01.879
<v Speaker 2>I am one.

0:52:01.960 --> 0:52:05.640
<v Speaker 3>I will come in there with a banana open. Excuse me,

0:52:06.239 --> 0:52:10.400
<v Speaker 3>this banana ain't right. I would like another. I really

0:52:10.440 --> 0:52:14.960
<v Speaker 3>that girl. If I cut into it and it ain't right,

0:52:15.040 --> 0:52:18.040
<v Speaker 3>I'm going to take your back. I don't get one peach, Hi,

0:52:18.800 --> 0:52:23.520
<v Speaker 3>good morning. I bought this peach yesterday. I bought this

0:52:23.560 --> 0:52:25.600
<v Speaker 3>peach four days ago, and look at it.

0:52:25.640 --> 0:52:28.239
<v Speaker 1>Now I need my gas money back for having to

0:52:28.280 --> 0:52:31.839
<v Speaker 1>come drive back over here. I also need that back now.

0:52:31.880 --> 0:52:34.520
<v Speaker 1>One thing Harris Theater does like they have a guarantee

0:52:34.520 --> 0:52:37.000
<v Speaker 1>fresh seafood policy. So if you buy some seafood from

0:52:37.280 --> 0:52:39.720
<v Speaker 1>and it's bad, like, they give you back double your money.

0:52:40.880 --> 0:52:44.200
<v Speaker 1>I like that. Yes, me too, because me buying like

0:52:44.239 --> 0:52:48.000
<v Speaker 1>a whole twenty dollars fucking red snapper and get home

0:52:48.000 --> 0:52:50.320
<v Speaker 1>and the shit is fucking bad, I gotta now drive

0:52:50.440 --> 0:52:53.360
<v Speaker 1>back to your establishment to return it.

0:52:53.400 --> 0:52:55.200
<v Speaker 4>You just gonna get me back the same money.

0:52:55.480 --> 0:53:00.879
<v Speaker 1>No, not just high as inflation, right, I like that too.

0:53:01.960 --> 0:53:04.520
<v Speaker 2>Another thing that says is batch errands.

0:53:05.040 --> 0:53:08.200
<v Speaker 3>So with the price of gas, commuting or running multiple

0:53:08.280 --> 0:53:10.560
<v Speaker 3>errans in a week can get expensive. Rather than driving

0:53:10.600 --> 0:53:12.560
<v Speaker 3>back and forth to the store whenever you need something,

0:53:12.800 --> 0:53:15.239
<v Speaker 3>try batching your errands so you can accomplish all of

0:53:15.280 --> 0:53:20.399
<v Speaker 3>them in one trip. I mean, I guess that makes

0:53:20.440 --> 0:53:22.480
<v Speaker 3>sense because some people go to the grocery store and

0:53:22.480 --> 0:53:23.560
<v Speaker 3>get one meal every day.

0:53:24.560 --> 0:53:28.680
<v Speaker 2>Yeah that's me especially, Yeah, I.

0:53:30.840 --> 0:53:33.759
<v Speaker 1>For real, I do whatever. I'm a cook, I tend

0:53:33.800 --> 0:53:36.360
<v Speaker 1>to go to the grocery store to get it for

0:53:36.400 --> 0:53:40.240
<v Speaker 1>that day. I don't really like store. I'm freezing stuff,

0:53:40.440 --> 0:53:40.880
<v Speaker 1>you know.

0:53:41.040 --> 0:53:43.560
<v Speaker 3>But you can save on gas if you just bought

0:53:43.560 --> 0:53:46.200
<v Speaker 3>a bunch of shit at one time, at least three

0:53:46.280 --> 0:53:52.000
<v Speaker 3>days worth. Okay, And this one says investing tips, Treasury

0:53:52.239 --> 0:53:56.319
<v Speaker 3>inflation protected securities is a government security designed to help

0:53:56.360 --> 0:53:59.719
<v Speaker 3>protect you against inflation. What says TIPS apart from other

0:53:59.719 --> 0:54:03.800
<v Speaker 3>government securities is that the principle is not fixed. Instead,

0:54:04.000 --> 0:54:06.880
<v Speaker 3>it can go up and down with inflation as measured

0:54:06.920 --> 0:54:10.920
<v Speaker 3>by the Consumer Price indecks CPI. When inflation rises, you

0:54:10.920 --> 0:54:14.880
<v Speaker 3>can benefit from higher income payments. Tips can come in

0:54:14.960 --> 0:54:18.359
<v Speaker 3>terms of five, ten, or thirty years. At maturity, you

0:54:18.400 --> 0:54:21.400
<v Speaker 3>either get the higher just a principle or the original value.

0:54:21.520 --> 0:54:24.000
<v Speaker 3>So the benefit is you never risk losing your initial

0:54:24.080 --> 0:54:27.000
<v Speaker 3>principal investment. I've never heard of that.

0:54:28.280 --> 0:54:29.520
<v Speaker 4>I'm gonna have to look into that.

0:54:30.080 --> 0:54:31.600
<v Speaker 2>Yeah, so y'all look up tips.

0:54:34.040 --> 0:54:38.080
<v Speaker 3>And then lastly, it says speak to a financial advisor,

0:54:38.200 --> 0:54:41.120
<v Speaker 3>get you someone who can help you manage your money.

0:54:41.560 --> 0:54:45.439
<v Speaker 1>But you got to pay, yeah, like.

0:54:45.560 --> 0:54:49.000
<v Speaker 3>We got to pay them to So I mean that's

0:54:49.040 --> 0:54:52.080
<v Speaker 3>if you can afford to, you know, pay somebody to.

0:54:53.640 --> 0:54:54.680
<v Speaker 2>Help you with your money.

0:54:55.120 --> 0:54:57.560
<v Speaker 3>But there are people out there who don't cost as

0:54:57.640 --> 0:54:59.359
<v Speaker 3>much that can do it. You know, you can find

0:54:59.400 --> 0:55:01.640
<v Speaker 3>someone who can help. If you can, if it's in

0:55:01.640 --> 0:55:02.480
<v Speaker 3>the budget.

0:55:02.520 --> 0:55:04.760
<v Speaker 4>YouTube university, figure it out yourself.

0:55:04.800 --> 0:55:07.520
<v Speaker 1>Like at this point, like you're going to have to

0:55:07.600 --> 0:55:12.480
<v Speaker 1>eliminate some of your bills, right, So getting a financial advisor,

0:55:13.200 --> 0:55:17.279
<v Speaker 1>that's not really it's a good thing, right, but most

0:55:17.320 --> 0:55:20.000
<v Speaker 1>people they can't afford a financial advisor. Not a real

0:55:20.040 --> 0:55:22.080
<v Speaker 1>good per you know. And if you're not making a

0:55:22.120 --> 0:55:24.960
<v Speaker 1>certain amount of money, like what are you really advising

0:55:25.280 --> 0:55:26.040
<v Speaker 1>advising for?

0:55:26.760 --> 0:55:29.760
<v Speaker 3>Like put that fifty cent over there and put another

0:55:29.840 --> 0:55:31.320
<v Speaker 3>dollar on that side.

0:55:34.360 --> 0:55:36.640
<v Speaker 1>Yeah, Like I don't know, it's rough out here, but

0:55:38.120 --> 0:55:41.200
<v Speaker 1>just these are just some like online banks, online savings.

0:55:41.280 --> 0:55:45.680
<v Speaker 1>So I'm seeing like rates of five point three percent

0:55:46.000 --> 0:55:50.880
<v Speaker 1>five point two five percent on high interest yield savings accounts.

0:55:52.320 --> 0:55:54.600
<v Speaker 1>That's not a lot of money. Depend depending on how

0:55:54.640 --> 0:55:57.239
<v Speaker 1>much money you're actually putting into this state, into this

0:55:57.320 --> 0:55:58.040
<v Speaker 1>savings account.

0:55:58.080 --> 0:56:00.440
<v Speaker 4>It's really not a lot of money.

0:56:02.040 --> 0:56:04.360
<v Speaker 1>Now, I'm gonna tell y'all, So my options, I have

0:56:04.480 --> 0:56:06.800
<v Speaker 1>been trying to set a goal to make five hundred

0:56:06.840 --> 0:56:09.799
<v Speaker 1>dollars a day on options. Now I'm gonna tell y'all

0:56:09.840 --> 0:56:12.400
<v Speaker 1>it could be one day I might lose fifteen Okay,

0:56:13.200 --> 0:56:17.560
<v Speaker 1>but I have been making that goal for the last

0:56:17.600 --> 0:56:21.680
<v Speaker 1>couple of months. Okay, I've lost, Yeah, but I've lost

0:56:21.719 --> 0:56:24.640
<v Speaker 1>some money. But it's not like my initial investment that

0:56:24.680 --> 0:56:28.880
<v Speaker 1>I've lost. Right that to me, you don't got to

0:56:29.000 --> 0:56:32.200
<v Speaker 1>hire paying job than options. That is the highest paying

0:56:32.280 --> 0:56:35.359
<v Speaker 1>job that you could fucking have, right if you can

0:56:35.520 --> 0:56:38.680
<v Speaker 1>figure out a low routine. So this is just the

0:56:38.680 --> 0:56:41.880
<v Speaker 1>one little tidbit if you're interested in options. The thing

0:56:41.920 --> 0:56:46.000
<v Speaker 1>I've been doing for the last couple weeks, I've been

0:56:46.719 --> 0:56:50.120
<v Speaker 1>getting in the S and P five hundred right at

0:56:50.120 --> 0:56:52.040
<v Speaker 1>the end of the day, so add three, so this

0:56:52.080 --> 0:56:54.759
<v Speaker 1>is thirty minutes a day basically. So right at like

0:56:54.840 --> 0:56:57.959
<v Speaker 1>three o'clock, I start looking at the market, I start

0:56:57.960 --> 0:57:01.439
<v Speaker 1>looking at S and P five hundred. You can buy

0:57:01.600 --> 0:57:05.040
<v Speaker 1>option contracts cheaper on Thursdays and Fridays, that's one thing.

0:57:06.200 --> 0:57:09.600
<v Speaker 1>And the market now allows you to trade fifteen minutes

0:57:09.719 --> 0:57:13.960
<v Speaker 1>after the market opens and fifteen minutes after it closes

0:57:14.400 --> 0:57:17.400
<v Speaker 1>when you buy same day contracts, and you can actually

0:57:17.480 --> 0:57:19.440
<v Speaker 1>like if the if you think that S and P

0:57:19.520 --> 0:57:21.360
<v Speaker 1>five hundred is going to keep going up after the

0:57:21.360 --> 0:57:25.160
<v Speaker 1>market closes, you could double your fucking money so fast.

0:57:25.280 --> 0:57:27.320
<v Speaker 1>But if it goes the opposite way. You could also

0:57:27.400 --> 0:57:30.400
<v Speaker 1>lose it really fast. So I would suggest people to

0:57:30.680 --> 0:57:33.920
<v Speaker 1>sign up for TD was not TD Ameritrade anymore.

0:57:34.120 --> 0:57:35.360
<v Speaker 4>I'm TD amer Trade.

0:57:35.680 --> 0:57:40.360
<v Speaker 1>It's not. It's not. It's Charles Swab. Now for think

0:57:40.400 --> 0:57:44.280
<v Speaker 1>a swim. Sign up for think a swim and do

0:57:44.360 --> 0:57:46.880
<v Speaker 1>some paper tradeing. Paper trading is like using fake money,

0:57:46.960 --> 0:57:50.520
<v Speaker 1>so you can get acclimated and just try it first

0:57:50.520 --> 0:57:51.240
<v Speaker 1>before you That's.

0:57:51.160 --> 0:57:54.120
<v Speaker 2>What I wanted money. I want to learn, learn how

0:57:54.120 --> 0:57:56.040
<v Speaker 2>to play with that girl.

0:57:56.200 --> 0:57:58.480
<v Speaker 1>When I tell you there's something like I didn't cried

0:57:58.560 --> 0:58:03.160
<v Speaker 1>one day, but then other days.

0:58:03.280 --> 0:58:04.680
<v Speaker 2>I cry a lot of dollar days.

0:58:04.680 --> 0:58:17.200
<v Speaker 3>So it's a buy some money instead of these niggas.

0:58:14.000 --> 0:58:17.000
<v Speaker 1>Every day thirty minutes thirty minutes, the last thirty minutes

0:58:17.040 --> 0:58:18.680
<v Speaker 1>of the day, you should be able to make a

0:58:18.680 --> 0:58:21.160
<v Speaker 1>couple hundred dollars honestly.

0:58:21.200 --> 0:58:23.600
<v Speaker 3>All right, well, maybe we need to sit down and

0:58:23.640 --> 0:58:25.560
<v Speaker 3>you can teach me, or maybe you should do like

0:58:25.600 --> 0:58:30.680
<v Speaker 3>a live and teach all us, bitch, because I got

0:58:30.720 --> 0:58:31.360
<v Speaker 3>a curriculum.

0:58:31.440 --> 0:58:33.560
<v Speaker 1>It's gonna cost you though, that's another investment.

0:58:35.920 --> 0:58:38.440
<v Speaker 3>Listen, all right, well, do you have any last last

0:58:39.760 --> 0:58:40.440
<v Speaker 3>for today?

0:58:40.560 --> 0:58:42.760
<v Speaker 2>What's your last word? Oh?

0:58:43.720 --> 0:58:44.360
<v Speaker 4>Last word?

0:58:44.400 --> 0:58:47.240
<v Speaker 1>Couple up. Get you a nigga, Stop backing like you

0:58:47.320 --> 0:58:50.440
<v Speaker 1>independent bitch. Alright, save a couple of dollars. Get you

0:58:50.480 --> 0:58:57.600
<v Speaker 1>a fucking boyfriend, girl, he might not be that cute.

0:58:55.440 --> 0:58:59.120
<v Speaker 3>Get him. Get a boyfriend that can contribute, because right,

0:58:59.480 --> 0:58:59.960
<v Speaker 3>don't get it?

0:59:00.040 --> 0:59:01.160
<v Speaker 2>And who need help?

0:59:01.680 --> 0:59:02.640
<v Speaker 4>Bit, you need help?

0:59:03.120 --> 0:59:05.240
<v Speaker 1>And this is not just for women, right this, this

0:59:05.680 --> 0:59:08.280
<v Speaker 1>is for everybody whoever's listening. Couple up.

0:59:08.520 --> 0:59:10.760
<v Speaker 4>That's one way to battle inflation.

0:59:11.400 --> 0:59:17.479
<v Speaker 1>Right. Of course, saving money another thing. Call these credit

0:59:17.520 --> 0:59:20.120
<v Speaker 1>card companies. If you owe anybody any money. Everything in

0:59:20.160 --> 0:59:24.200
<v Speaker 1>life is negotiable, negotiable everything. Call them see if you

0:59:24.240 --> 0:59:27.479
<v Speaker 1>can get a lot of interest rate if you don't

0:59:27.480 --> 0:59:29.840
<v Speaker 1>have to take my way right to do some shit.

0:59:30.080 --> 0:59:33.440
<v Speaker 1>But if you don't have it, you don't have it.

0:59:34.920 --> 0:59:37.000
<v Speaker 1>And it's not that I don't have it. Y'all can

0:59:37.120 --> 0:59:37.440
<v Speaker 1>have it.

0:59:39.400 --> 0:59:43.880
<v Speaker 3>My last last is stop spending on frivolous bullshit trying

0:59:43.920 --> 0:59:46.160
<v Speaker 3>to keep up with the joins. Isn't trying to look

0:59:46.200 --> 0:59:49.560
<v Speaker 3>a certain way or be validated by.

0:59:49.720 --> 0:59:50.960
<v Speaker 1>Things social media?

0:59:51.040 --> 0:59:54.320
<v Speaker 3>Don't let yeah, yeah, don't allow these things to validate you.

0:59:54.320 --> 0:59:57.720
<v Speaker 3>Your work is not aligned with how much stuff you got,

0:59:58.120 --> 0:59:59.440
<v Speaker 3>How good are you as a person?

0:59:59.480 --> 1:00:01.360
<v Speaker 2>Are you a good person? Are you healthy?

1:00:01.400 --> 1:00:03.840
<v Speaker 3>Are your friends and family healthy? Are you making positive

1:00:03.840 --> 1:00:04.800
<v Speaker 3>connections with people?

1:00:04.920 --> 1:00:08.520
<v Speaker 2>That's where your value lies, you know, not in the

1:00:08.600 --> 1:00:09.400
<v Speaker 2>things that you have.

1:00:09.720 --> 1:00:14.240
<v Speaker 3>So yeah, fuck that stuff and save your money and

1:00:14.320 --> 1:00:15.720
<v Speaker 3>be kind and be good to people.

1:00:16.120 --> 1:00:20.400
<v Speaker 2>That's my last last period period period poop.

1:00:20.840 --> 1:00:21.479
<v Speaker 1>Look at us.

1:00:21.400 --> 1:00:23.200
<v Speaker 4>Giving a little slight financial advice.

1:00:25.640 --> 1:00:28.240
<v Speaker 1>Alright, y'all listen if you enjoyed this episode, because these

1:00:28.240 --> 1:00:30.640
<v Speaker 1>motherfuckers trying to put me on this hotel. If you

1:00:30.840 --> 1:00:33.600
<v Speaker 1>enjoyed this episode, y'all tune in every Thursday on The

1:00:33.640 --> 1:00:37.240
<v Speaker 1>Black Effect podcast. iHeartRadio apple Way, but though fuck you

1:00:37.280 --> 1:00:40.960
<v Speaker 1>get your podcasts. That is your co host, aj Holiday

1:00:41.000 --> 1:00:43.720
<v Speaker 1>two point oh, hailing all the way from Saint Martin

1:00:43.800 --> 1:00:46.080
<v Speaker 1>Stratton on a motherfucker island. I probably should have got

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<v Speaker 1>on tender livet sight and see what was popping.

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<v Speaker 4>Anyway, what's up, tam Bam.

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<v Speaker 3>You did right by keeping your ass off of there,

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<v Speaker 3>crazy ass girl, y'all.

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<v Speaker 2>It's official, Tam Bam. I love y'all.

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<v Speaker 3>Follow me on Instagram, send us your dumb bitch stories.

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<v Speaker 3>It's hide outside. I know y'all been doing some shit.

1:01:03.520 --> 1:01:07.880
<v Speaker 3>It's it's ninety five it's seven pm, Friday, ninety five degrees.

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<v Speaker 3>That's my favorite shit right now, y'all, that's my favorite shit.

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<v Speaker 2>I love y'all.

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<v Speaker 3>Remember speak now and never hold your peace hold your

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<v Speaker 3>money though, period,