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Speaker 1: What's up, y'all? Think you for tuning in for a

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Speaker 1: new episode of We Talk Back, a show dedicated to

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Speaker 1: you niggas and bitches. Because y'all, I'm mad because the

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Speaker 1: bitch was being cheap as fuck and I'm stuck in

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Speaker 1: Saint Martin. Try to fly on a buddy pass. Okay,

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Speaker 1: at least I'm in Paradise. What's up, tam Bam.

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Speaker 2: I about to say, that's a good place to be.

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Speaker 3: Stun shit, you could be in Iowa, shout out to her.

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Speaker 1: Ain't nobody know I was listening to this shit.

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Speaker 4: They don't even know black people exist.

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Speaker 3: Hey, y'all, it's Met and Ban. I love y'all. Thank

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Speaker 3: y'all for tuning in again. All Right, tell us about

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Speaker 3: your weekend, girl, cuz you know in paradise.

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Speaker 4: So, y'all, I'm still here. I've been here.

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Speaker 1: Actually, I went to Anguilla on the twenty eighth of July.

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Speaker 1: It is now July the ninth, and I've been stuck

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Speaker 1: in Saint Martin for the last twenty four hours. But

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Speaker 1: that ain't the whole trip. My whole trip was wonderful.

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Speaker 1: A lot of food, a lot of lobster and spreads.

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Speaker 1: I might put together, put together, a little real for

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Speaker 1: y'all content, Because I got a little tiny bit of content.

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Speaker 1: My back is a little bigger. Okay, since I've been

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Speaker 1: on vacation.

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Speaker 2: It's supposed to be on vacation now.

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Speaker 1: Eating a bunch of Johnny cakes. Don't I look pregnant?

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Speaker 4: Look how bake my noses?

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Speaker 2: What's a Johnny cake?

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Speaker 1: It's just like fried bread, bitch. Okay, it's just like

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Speaker 1: a you never had a Johnny cakes, like from the Jamaican.

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Speaker 2: Restaurants and shit like festival.

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Speaker 4: It's like festival.

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Speaker 1: Yeah, but it's like a flat, little round, spear shaped

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Speaker 1: piece of goodness, fried them up being warm. Yes, breakfast, lunch, dinner.

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Speaker 1: I don't never eat that much. Dog Like I am

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Speaker 1: fasting when I get the fuck back home, I'm a

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Speaker 1: fast for a while.

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Speaker 4: But if y'all never been.

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Speaker 1: To Anguilla, gold Man, it's a really nice island. It's

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Speaker 1: a chill island. If you're trying to it's a party.

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Speaker 4: It is expensive. I feel like all the island's expensive.

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Speaker 2: Man, you're right Jamaica.

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Speaker 1: Yeah, Like we think it's gonna be cheap when we

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Speaker 1: get that. It's just not like if you're looking for

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Speaker 1: a cheap vacation. Vacation I would suggest, like Thailand, the

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Speaker 1: flight might be expensive, but you're gonna pay like five

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Speaker 1: hundred dollars to stay there for a month.

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Speaker 2: Month, Right, that's it. But you're right, the islands are expensive.

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Speaker 1: Yeah. So I'm in Saint Martin. After we get off today,

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Speaker 1: I am going to try and catch a flight. If not,

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Speaker 1: I'll be on Delta tomorrow. Shout out to Delta.

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Speaker 2: What did I do this weekend? Shit? I ain't do nothing.

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Speaker 3: The weather was kind of sucky because Hurricane Barrel came

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Speaker 3: through town, and I mean it didn't really hit us,

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Speaker 3: but we got some of the weather off of it.

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Speaker 3: So it was kind of rainy all weekend, which I enjoy.

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Speaker 3: I kind of just laid up with me and Bella,

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Speaker 3: my dog, y'all. And that was it. I ain't do

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Speaker 3: Did I do anything else? Hell no, that was it all.

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Speaker 3: My niggas was out of town on vacation, on vacation.

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Speaker 3: The No, it was like a bunch of group trips

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Speaker 3: that went out of Charlotte. Like I'm talking about seventy people.

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Speaker 3: Forty people, like huge group trips left this motherfucker.

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Speaker 1: They probably right here in Saint Martin because this resort

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Speaker 1: I'm on right now is fucking lit. Okay, I went

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Speaker 1: outside for a little bit last night. I won eleven cents.

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Speaker 2: I was like, what time is she going home?

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Speaker 1: I text you last night.

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Speaker 3: You ain't get it, Yeah, I responded, I ain't get this.

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Speaker 3: I say it, stay in the room.

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Speaker 1: I ain't get that the last thing, and then my

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Speaker 1: messages was going out green, So I'm like, yo, something happened,

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Speaker 1: Like I definitely got a knife in the bed with

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Speaker 1: me though.

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Speaker 2: Let's get it, you know what.

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Speaker 3: Let me say this because this is one of our

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Speaker 3: avid listeners and she's a huge supporter of the show

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Speaker 3: on Instagram.

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Speaker 2: Ok Ken.

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Speaker 3: Her cousin, Taylor Casey, went to Bahamas for a yoga

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Speaker 3: retreat on June nineteenth and went and went to dinner

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Speaker 3: and then they never saw her again. She just vanished

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Speaker 3: and they're still looking for her. So hashtag fine Taylor

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Speaker 3: Casey you can keep up with that, and we're definitely

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Speaker 3: praying for Taylor that they found her. She's a forty

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Speaker 3: one year old woman and she just disappeared on June

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Speaker 3: nineteenth in Paradise Island. That's all Bahamas, So y'all just

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Speaker 3: be on the lookout for that, and y'all keep her

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Speaker 3: in your prayers that she gets to come home safely.

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Speaker 2: Yeah.

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Speaker 1: Man, you gotta be careful out here. God damn, I

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Speaker 1: hate hearing stuff like that because it's like no closure

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Speaker 1: until the right yep.

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Speaker 3: Yeah, I'm about to listen. I'm about to go in.

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Speaker 3: My birthday coming up, and I'm about to go away.

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Speaker 3: I'm about to put an air tag right in the

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Speaker 3: back of one of these dreads.

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Speaker 4: Beat You're better because they be really stealing women like cookies.

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Speaker 2: Y'all gonna find me.

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Speaker 3: God damn, y'all gonna fucking find me where I'm at,

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Speaker 3: and I'm gonna have that motherfucking peep peep.

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Speaker 2: Y'all gonna find.

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Speaker 4: Did my location ever come over to you?

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Speaker 1: No?

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Speaker 2: It did not. That's why I was like, where are

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Speaker 2: you at? Like, oh, your rue?

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Speaker 1: I sent it to my low one for one hour

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Speaker 1: because I was trouble shooting it while on the phone

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Speaker 1: with him, and I was like, oh, let me see

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Speaker 1: if this worked, because initially, initially I did it for

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Speaker 1: indefinitely and I'm like, ah, how do I change this back?

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Speaker 1: Once I started, I wasn't sure, so I did. It

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Speaker 1: was an hour to test it out. Bitches, ain't ship

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Speaker 1: y'all been in this stupid news.

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Speaker 3: So Kendrick Lamar's music video dropped over the weekend and

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Speaker 3: on the first day he had what was on fourth

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Speaker 3: of July draw right. It had fifteen million views in

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Speaker 3: the first twenty four hours.

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Speaker 4: Shout out to Ken Dreid, big Gemini energy.

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Speaker 3: Okay, I like how he supported like the same people.

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Speaker 3: Some of the same people that were at the show

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Speaker 3: were in the music video, like the crumping clown energy

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Speaker 3: and all that.

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Speaker 2: So I love that. It was a dope video.

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Speaker 3: And Mike Rubin, Michael Rubin had his annual white party

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Speaker 3: where he invites all the hotted celebs and stars, and

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Speaker 3: Drake was there and people are saying that Drake and

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Speaker 3: they were pictured together, and people are saying that Drake

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Speaker 3: looks sad in the picture.

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Speaker 1: Let me find out Drake feeling defeated a little bit,

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Speaker 1: go to that white party, gets some white.

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Speaker 4: Energy right quick.

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Speaker 2: He looked tired.

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Speaker 3: I don't know if he looks sad, but he definitely

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Speaker 3: looked not as vibrant in the eyes.

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Speaker 2: But who knows. Maybe he was on the bender. It

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Speaker 2: was party time, you know, not.

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Speaker 4: A bender he looked regular to me.

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Speaker 1: He always Drake always looks like, what's that that movie?

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Speaker 1: It's a never never Land with a big flying dog.

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Speaker 1: You know what I'm talking about.

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Speaker 2: It's a big lamb before time.

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Speaker 4: Yes, he looks like that puppy to me.

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Speaker 1: Dog that Yeah, he always just looked like a little

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Speaker 1: puppy to me, like he just had the droopy eyes

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Speaker 1: and shit.

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Speaker 4: Like he looked regular to me. I don't know.

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Speaker 1: But yeah, we ain't gonna talk about Drake looking sad

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Speaker 1: and I got that party. Let's talk about motherfucking Kendrick

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Speaker 1: Lamar video, y'all.

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Speaker 2: The video is Before Time. Well what you're talking about?

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Speaker 2: I can't think of the name of.

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Speaker 1: That movie eighties More Time and.

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Speaker 2: It's something like that. But that ain't it because the

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Speaker 2: Lamb before Time is something else.

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Speaker 1: Big flying dog. I put that in Google and my

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Speaker 1: service is so fucking ending story.

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Speaker 2: What did I say in the Lamb before Time?

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Speaker 1: You said a lamb before Time? Yeah?

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Speaker 2: You ain't say no, no name the never end the story? Yeah,

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Speaker 2: it's you said ship. You say he looked like that

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Speaker 2: white dog?

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Speaker 1: No initially? Okay, we it's recorded, y'all. Can hear if

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Speaker 1: I say it? Or not.

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Speaker 4: I don't remember.

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Speaker 1: Yeah anyway, Yeah, he looks like that to me, Like

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Speaker 1: Drake always looks like that puppy. To me, it's not

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Speaker 1: really a puppy. It's a big ass fucking flying dog.

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Speaker 1: But that's what Drake looks like.

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Speaker 3: That ship, if you're gonna look at that motherfucking the

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Speaker 3: graphics did not hold up.

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Speaker 2: I bet that ship is crazy. Redo it. Yeah, you

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Speaker 2: a good movie to redo.

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Speaker 1: Actually, I really enjoyed the Kendrick Lamar's video. He had

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Speaker 1: a lot of gems in there. Social media is now

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Speaker 1: calling him a black historian, actual black historians. Some of

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Speaker 1: them agree, and then some of them are like, oh,

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Speaker 1: he's not. He can't. Why why anybody could be a

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Speaker 1: black historian if you fucking study the hell is wrong

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Speaker 1: with people? Like I'm so sick of black people to

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Speaker 1: get on my goddamn nerve. But he dropped a lot

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Speaker 1: of gyms, especially like talking about Atlanta and how Atlanta

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Speaker 1: came about, and if you ask me, Atlanta is Atlantis.

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Speaker 4: The Lost City Okay.

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Speaker 1: Right now is mad Max, But I think Atlanta is Atlantis,

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Speaker 1: Like it's amazing people in Atlanta. And Drake does hop

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Speaker 1: on every hot new artist and we may think, we

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Speaker 1: may look at it as oh, he's like trying to

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Speaker 1: beef their career up, but it also revives his every

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Speaker 1: time a next new hot artist comes out, it's like

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Speaker 1: a barter a bartering system.

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Speaker 3: Yeah, they ain't bad for them, they have Drake on

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Speaker 3: their shit though. But do you feel like his light

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Speaker 3: has dimmed some since this?

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Speaker 1: Yeah, once the once the collectives start removing the energy

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Speaker 1: from you, you can you literally you're seeing his light

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Speaker 1: dim So that's just what happens. Like, that's that's why

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Speaker 1: sound yes, because it's the energy of the people that

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Speaker 1: keep these entities going.

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Speaker 3: I still love Drake. I think a lot of people

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Speaker 3: still love drinking. People like women don't feel like, yeah,

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Speaker 3: they're not part of the battle beef.

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Speaker 1: I don't think his career is over, Like it's not

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Speaker 1: going to be a Meek Mills situation. I don't think

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Speaker 1: his career is like finished. Okay, he still has a

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Speaker 1: lot of fans. There's a lot of people who feel

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Speaker 1: like he won the battle, you know, but did he

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Speaker 1: win the war? It's a question. Yeah. I don't think so.

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Speaker 1: I don't think so. But shout out to Kendrick Lamar.

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Speaker 2: I appreciate how.

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Speaker 3: One song because it was really one particular song that

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Speaker 3: Kendrick did that just revived the whole coast.

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Speaker 1: Yes, no, I feel like everybody like you.

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Speaker 3: No, yeah, but I mean the energy over on the

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Speaker 3: West Coast was different, you know, like everybody liked that song,

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Speaker 3: but when you went out there, they was going crazy,

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Speaker 3: like next level crazy.

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Speaker 2: I loved it. And also, but I scared.

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Speaker 4: Why are you schedule a trip up? I know my

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Speaker 4: goofy ass.

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Speaker 3: No, I ain't scared of trip, but I'm scared somebody.

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Speaker 3: You know, they coming different out there, like what set

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Speaker 3: you claiming?

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Speaker 2: Bitch?

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Speaker 1: Can you crip walk? For real?

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Speaker 2: Though?

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Speaker 1: Can you really do that?

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Speaker 4: I don't have enough coordination for none of that shit?

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Speaker 2: Yeah I can do that.

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Speaker 4: I want to see.

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Speaker 2: I'm posted video cropwalk challenge when I get.

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Speaker 1: Whitney also had a little special guest appearance hern the

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Speaker 1: kids in the video. You know, because a lot of

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Speaker 1: what Drake was like in his disc a lot of

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Speaker 1: it was based off of mister Morale the album and

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Speaker 1: when people don't I don't understand and why why people

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Speaker 1: don't get it? The album was not about Kendrick Lamar's life.

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Speaker 1: It was actually about the morale.

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Speaker 2: Of the people.

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Speaker 1: So we had a bunch of different instances in there,

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Speaker 1: So at what point would you use that and a

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Speaker 1: disc record. It's weird you had no intel on Kendrick

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Speaker 1: Lamar other than what he told you on an album.

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Speaker 1: So yeah, this still doesn't say him and his girl altogether.

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Speaker 1: She probably just down for the family. We don't know.

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Speaker 3: But she was at the concert and she's in the video,

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Speaker 3: so I mean, yeah, it ain't like how.

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Speaker 2: What that lady is?

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Speaker 3: They be like, oh mammy, she never showed up like that,

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Speaker 3: So never never be geting to your camp.

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Speaker 2: The Aunties Day first episode, Oh my god, it's not clips. Yeah,

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Speaker 2: on zeus, this is some clarity.

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Speaker 3: That's that's gonna be my new Like I love watching

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Speaker 3: Ratchet TV. On the stair climber that get that thirty

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Speaker 3: minutes done, baby, I watched Baddies and now I got

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Speaker 3: some new shit to watch.

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Speaker 1: Did you see I didn't see the video, I mean

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Speaker 1: the episode. You watched the actual episode?

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Speaker 2: Oh no, not yet. No, I'm saving it for the

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Speaker 2: stair climber.

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Speaker 4: Yeah.

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Speaker 1: I only saw the clip, and I saw the clip

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Speaker 1: of Tokyo Tony showing her Kouchi to the game. Did

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Speaker 1: you see that? No, she's such a fucking like. The

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Speaker 1: thing is is, like I like Tia Camp and I

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Speaker 1: like Tokyo Tony. I don't really know about blue Face

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Speaker 1: Mom like that. Like she just she just gives super

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Speaker 1: Cloud Chase energy like these women do too, but it's

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Speaker 1: just different, like they just they still got their own

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Speaker 1: little personality with it. Black China. I don't know how

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Speaker 1: she survived her mama. I don't know how to fuck

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Speaker 1: she survived Tokyo Tony, but she did. And Tokyo Tony.

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Speaker 1: She really hate Black China. She's just a fucking she'd

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Speaker 1: be hating on that girl so bad. But she was

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Speaker 1: talking about like basically Black China, sex and all this stuff, right,

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Speaker 1: and then she pulls her kuchi out to the game.

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Speaker 2: She pulls her kuchi out.

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Speaker 1: It's crazy, talked her leg open on the couch on

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Speaker 1: one of the videos.

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Speaker 4: It's a clip out there.

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Speaker 2: Well, I can't wait to watch. That's gonna get me

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Speaker 2: through my thirty minutes. Level ten.

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Speaker 3: Airy Spears took to the social media to say women

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Speaker 3: don't need fake eyelashes, and he posted the whole video

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Speaker 3: discussing why he felt like women didn't need lashes.

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Speaker 2: And here's my thing.

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Speaker 3: The last time you got on the internet talking about

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Speaker 3: a woman and what she needed to look like, people

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Speaker 3: got to dig it in your history and find out

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Speaker 3: that you had some did some really dodgy videos that

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Speaker 3: could consider you a child molester or you know, like

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Speaker 3: it wasn't good. So why don't you stop talking on

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Speaker 3: women like, we don't need eyelashes, We don't need your

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Speaker 3: opinion honestly about our eyelashes. People want are gonna wear

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Speaker 3: what they want to wear. They want to wear eyelashes,

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Speaker 3: let them.

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Speaker 1: First of all, I need my motherfucking eyelashes. I don't

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Speaker 1: know what the hell he talking about. They're like a

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Speaker 1: crazy hell. Now, once you start doing something, it's like

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Speaker 1: you look crazy without it. So I like my lashes

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Speaker 1: maya goddamn business. What you need to do is check

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Speaker 1: on your damn health because you don't look healthy at all.

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Speaker 1: You don't need to be that fucking big what's out

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Speaker 1: what your skin? You know, the skin is your biggest

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Speaker 1: or so I can only imagine with the inside of

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Speaker 1: that big body looking like because his skin looks explorable,

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Speaker 1: let's talk about that. What you're really is a dermatologist.

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Speaker 3: He got really bad dark circles in his eyes, but

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Speaker 3: that might be hereditary under his thighs.

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Speaker 2: Eyes. I ain't seen that, nigga, thigh don't put that out.

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Speaker 1: Imagine what them thighs looking like.

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Speaker 3: No, I'm not gonna do that because I ain't because

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Speaker 3: then we're just doing what he's doing.

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Speaker 2: So I'm not gonna girl.

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Speaker 1: You know, I go to hell every time. Okay, Yeah,

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Speaker 1: so y'all stay stay heavenly. We're coming from women. I'm

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Speaker 1: so sick of men telling women what to fucking do. Like,

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Speaker 1: mind your business already. There's enough women out here that

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Speaker 1: has the thing that you like for you to go

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Speaker 1: for that and talk about that. Yeah right, there's a

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Speaker 1: lot of.

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Speaker 4: Women who don't wear lashes.

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Speaker 1: A lot.

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Speaker 2: I ain't got on nothing right now, cry. I might

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Speaker 2: not put on nothing, and.

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Speaker 1: I put mine on this morning for Tenny like I

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Speaker 1: did that. Thank you girlfriend, period, But may your fucking

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Speaker 1: business grown sack of shit. I don't like that dude, Okay.

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Speaker 1: Anytime I see him on anybody's platform, I'm disgusting.

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Speaker 4: Like, why do y'all still have conversations with this guy?

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Speaker 1: Why?

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Speaker 2: Yeah, he's it doesn't seem to be a very.

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Speaker 1: Those videos weren't dodgy. Those videos were exactly what the

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Speaker 1: fuck those videos were. And if anybody wants to see him,

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Speaker 1: I'm not spreading child pornography, but this is out there.

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Speaker 1: Go check the Go check the archives, because it's the

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Speaker 1: reason why they tried to scrub that stuff from the

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Speaker 1: Internet archives dot org.

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Speaker 4: You can find him airy spirits. That dude's a problem.

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Speaker 2: Yeah, I agree. Well, let me tell y'all.

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Speaker 3: Over the weekend, I saw this viral post about this

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Speaker 3: woman who went to instacart and she ordered She put

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Speaker 3: the same thing, the same exact items in her Instagram

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Speaker 3: art that she had bought in twenty twenty one, and

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Speaker 3: her total in twenty twenty one was seventy dollars. In

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Speaker 3: twenty twenty four it was one hundred and sixty five

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Speaker 3: dollars for the same small amount of items. So inflation,

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Speaker 3: and she was just discussing how inflation has gotten out

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Speaker 3: of control and how she don't know how she gonna

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Speaker 3: make it because she has kids to feed. And I

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Speaker 3: felt that because I feed it, myself has been quite

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Speaker 3: you know, different this year. So I wanted us to

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Speaker 3: discuss inflation. I want us to talk about how we're handling,

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Speaker 3: and I want to give us some tips that we

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Speaker 3: found online to hindle inflation, you guys, cause it's affecting

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Speaker 3: us all unless y'all like coming like that, so we'll

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Speaker 3: be right.

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Speaker 4: Back, all right, y'all.

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Speaker 1: So we're back, and like Tam said, we want to

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Speaker 1: talk about inflation because it's just something that affects everybody.

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Speaker 1: Like nobody is escaping it. Even people who have, you know,

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Speaker 1: a lot of money, they still feel it because you know,

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Speaker 1: once you make money, it's another thing to try to

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Speaker 1: keep it right. So sometimes they are a little bit

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Speaker 1: more cheaper than our asses. But what causes inflation, So

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Speaker 1: inflation is the rise in prices of goods and services.

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Speaker 1: Over time, consumers lose purchasing power when prices rise. The

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Speaker 1: power of a single unit of currency doesn't go as

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Speaker 1: far as it did before. So that's why they say,

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Speaker 1: like if you win a lottery, take the lump sum, right,

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Speaker 1: because a dollar doesn't have the same value today as

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Speaker 1: it does tomorrow. A little inflation isn't much cause for concern,

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Speaker 1: but inflation can pose serious problems when prices rise too quickly,

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Speaker 1: which we have seen since COVID.

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Speaker 4: You can't tell me this is.

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Speaker 1: Organic inflation, though I feel like this is something that

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Speaker 1: was intentionally done to harm the economy in the United States,

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Speaker 1: but that's another episode. So it's also an imbalance in

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Speaker 1: supply and demand. Inflation tends to increase from consumer demand

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Speaker 1: for goods and services increase while supply remains limited the

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00:20:00,160 --> 00:20:03,119
Speaker 1: disruption in supplies, And we saw this with groceries and

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Speaker 1: shit like that, Like you know, one day they say, oh,

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Speaker 1: it's no butter. The next day a bunch of butter

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Speaker 1: on the shelf. So did y'all keep the butter in

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Speaker 1: the back to create like this illusion that there's a

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00:20:14,200 --> 00:20:16,199
Speaker 1: lack or less of so now you can put the

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Speaker 1: price up.

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Speaker 4: Who knows.

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00:20:20,160 --> 00:20:24,359
Speaker 1: Global energy prices jumped following Russia's invasion of Ukraine, so

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Speaker 1: that's another thing. We got gas inflation, the price of gas.

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00:20:29,200 --> 00:20:32,159
Speaker 1: Russia cut off global energy supplies and tighten the marketing.

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Speaker 1: So they're gonna blame all this is off investipedia dot

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Speaker 1: com And I love this website, y'all know, I do stocks.

393
00:20:38,880 --> 00:20:41,480
Speaker 1: I'm always on here. But a lot of this shit

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Speaker 1: they blame in other people. Let's talk about the United States.

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Speaker 2: Mm hmm.

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Speaker 1: So basically, inflation erodes purchasing power essentially.

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Speaker 3: Baby, don't it the fuck going on? So what what

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00:20:59,400 --> 00:21:05,840
Speaker 3: do you do you personally to combat inflation in your household?

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Speaker 4: So one of the things I have started doing is.

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Speaker 2: Getting a man.

401
00:21:11,240 --> 00:21:12,960
Speaker 3: That's what I need to do because I need this

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00:21:13,000 --> 00:21:15,280
Speaker 3: need to be a two income household.

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00:21:16,440 --> 00:21:19,520
Speaker 1: Yeah, Like, if y'all don't realize this life is based

404
00:21:19,560 --> 00:21:23,240
Speaker 1: off of double occupancy, you better get you a nigga.

405
00:21:23,359 --> 00:21:26,479
Speaker 1: Like everybody gonna start pairing up real quick. All these

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00:21:26,560 --> 00:21:28,480
Speaker 1: niggas who think that they don't need a woman, don't

407
00:21:28,480 --> 00:21:30,160
Speaker 1: need a wife, all these bitches who think they don't

408
00:21:30,160 --> 00:21:34,160
Speaker 1: need a man. Everybody gonna be pairing up very soon. So, yes,

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Speaker 1: I did get a refurbished relationship.

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Speaker 2: And here I am.

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Speaker 1: Bitch splitting bills. Absolutely, it ain't fifty to fifty now

412
00:21:41,640 --> 00:21:44,480
Speaker 1: because I still ain't with that bullshit, But I am

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00:21:44,600 --> 00:21:47,600
Speaker 1: responsible for groceries and shit like that. Right, So I

414
00:21:47,640 --> 00:21:50,360
Speaker 1: have started coupon in a little bit, a little bit

415
00:21:50,480 --> 00:21:54,919
Speaker 1: pokito because that shit is fucking nerve wrecking. But I

416
00:21:55,040 --> 00:21:59,200
Speaker 1: bought a app y'all should download it? Is I be otta.

417
00:22:00,080 --> 00:22:02,919
Speaker 1: They have all these you connect your checking account to

418
00:22:02,960 --> 00:22:06,359
Speaker 1: it and they tell you, like what stores have.

419
00:22:07,760 --> 00:22:08,160
Speaker 2: The deals.

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00:22:08,200 --> 00:22:10,720
Speaker 1: It's usually like public cvs and shit like that, and

421
00:22:10,720 --> 00:22:13,960
Speaker 1: people be sleeping on cvs because it appears expensive. But

422
00:22:14,000 --> 00:22:17,159
Speaker 1: they have a lot of cash back rewards and you

423
00:22:17,200 --> 00:22:19,480
Speaker 1: can double up, triple up coupons and shit like that.

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00:22:19,520 --> 00:22:21,520
Speaker 1: Harris Teeter is a good place to do this type

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00:22:21,520 --> 00:22:25,560
Speaker 1: of shit. But y'all can go on YouTube and just

426
00:22:25,600 --> 00:22:28,280
Speaker 1: type in couponing and there's a lot of people who

427
00:22:28,320 --> 00:22:30,560
Speaker 1: do the work for you. They tell you exactly where

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00:22:30,560 --> 00:22:32,800
Speaker 1: to go at, they tell you how to put the

429
00:22:32,800 --> 00:22:36,439
Speaker 1: deals together. I bought it is always going to be

430
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Speaker 1: like one of the main things they talk about, because

431
00:22:38,720 --> 00:22:41,480
Speaker 1: you know, you get the cash back rewards on different

432
00:22:42,440 --> 00:22:45,520
Speaker 1: items you buy. So this especially the daily household shit.

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Speaker 1: I hate spending money on like toilet tissue, paper towels.

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00:22:48,560 --> 00:22:50,760
Speaker 1: It's so detergent, and so.

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Speaker 2: I definitely started coupon in this year.

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Speaker 3: It would be kind of fun too, Like you cut

437
00:22:56,520 --> 00:22:59,280
Speaker 3: your little clip, your little Cooper's. You gotta take the

438
00:22:59,359 --> 00:23:04,000
Speaker 3: ad out, store the in the online and try to

439
00:23:04,040 --> 00:23:07,280
Speaker 3: make the amount match what the girl says on YouTube, like, yeah,

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00:23:07,320 --> 00:23:10,520
Speaker 3: I've been doing that. Sometimes it don't always work out,

441
00:23:10,560 --> 00:23:12,560
Speaker 3: Like how the fuck she got it down a dollar

442
00:23:12,680 --> 00:23:14,800
Speaker 3: ninety eight cent in mine is four ninety eight, but

443
00:23:14,920 --> 00:23:18,600
Speaker 3: still four ninety eight is as better than the twenty

444
00:23:18,680 --> 00:23:19,879
Speaker 3: five dollars it was gonna be.

445
00:23:20,320 --> 00:23:22,840
Speaker 2: So I definitely started doing that shit exactly.

446
00:23:22,920 --> 00:23:25,720
Speaker 1: But for like the holistic girlies, like a lot of

447
00:23:25,760 --> 00:23:27,800
Speaker 1: the shit, like the food items that be on sell

448
00:23:29,000 --> 00:23:32,200
Speaker 1: oh eat. So some of you guys, if you are

449
00:23:32,240 --> 00:23:35,280
Speaker 1: into coupon and start selling that shit, sell the items

450
00:23:35,280 --> 00:23:37,679
Speaker 1: that you get, like I don't use regular toothpaste, and

451
00:23:37,720 --> 00:23:41,240
Speaker 1: you always can find crust and Colgate on sale by

452
00:23:41,320 --> 00:23:44,120
Speaker 1: that shuit. Have put it on a Facebook marketplace, book

453
00:23:44,119 --> 00:23:49,000
Speaker 1: marketplace offer up because sometimes when I'm looking for certain shit,

454
00:23:49,119 --> 00:23:51,439
Speaker 1: like I'll go in there see see who's selling what?

455
00:23:52,600 --> 00:23:52,800
Speaker 2: Right?

456
00:23:53,480 --> 00:23:56,119
Speaker 1: I agree, I stayed balling the budget, y'all heard me

457
00:23:56,240 --> 00:23:59,680
Speaker 1: just say, I fly. I flew on the fucking companion pass.

458
00:24:00,920 --> 00:24:04,200
Speaker 3: So but sometimes them ships end up costing you more

459
00:24:04,240 --> 00:24:06,080
Speaker 3: than a fucking ticket. Ahead you bought it in the

460
00:24:06,080 --> 00:24:08,960
Speaker 3: first place, that's the only problem because then you got

461
00:24:09,000 --> 00:24:10,840
Speaker 3: to buy a hotel room. Then you might end up

462
00:24:10,880 --> 00:24:13,680
Speaker 3: actually having a buyer plane ticket like me. Right now,

463
00:24:14,480 --> 00:24:16,719
Speaker 3: it's a crap shoot. Yeah that is a crap shoot.

464
00:24:17,080 --> 00:24:19,119
Speaker 3: But if you can travel, but when you win, you

465
00:24:19,200 --> 00:24:23,760
Speaker 3: win big. So yeah, yeah, so I get that.

466
00:24:24,200 --> 00:24:24,560
Speaker 2: Fuck that.

467
00:24:24,720 --> 00:24:26,439
Speaker 3: If you can travel on the Buddy Pass, y'all get

468
00:24:26,480 --> 00:24:28,600
Speaker 3: you all the Buddy pass. Don't buy the plane tickets

469
00:24:28,600 --> 00:24:29,359
Speaker 3: stay too high?

470
00:24:29,560 --> 00:24:30,320
Speaker 2: What else do you do?

471
00:24:31,640 --> 00:24:34,920
Speaker 1: Let me see what any other adjustments I've made get

472
00:24:34,960 --> 00:24:37,560
Speaker 1: you a fucking Costco car, bitch, because Costco gas be

473
00:24:37,640 --> 00:24:42,479
Speaker 1: cheaper than everybody else's. Really yeah, I'm not really a

474
00:24:43,359 --> 00:24:45,719
Speaker 1: before like doing it, like the low light low coupon.

475
00:24:46,440 --> 00:24:50,720
Speaker 1: I have always like gone on. I have all the

476
00:24:50,720 --> 00:24:52,919
Speaker 1: different grocery stores that I shop at. I have the

477
00:24:52,960 --> 00:24:56,800
Speaker 1: apps on my celephone, so I always look for deals

478
00:24:56,800 --> 00:25:00,000
Speaker 1: before I even leave the house. You know, I make sure,

479
00:25:00,119 --> 00:25:02,280
Speaker 1: like see what I see what you need. Don't just

480
00:25:02,359 --> 00:25:05,040
Speaker 1: go to the grocery store buying shit. See what you

481
00:25:05,240 --> 00:25:08,639
Speaker 1: actually need first, right, because you end up in the

482
00:25:08,680 --> 00:25:10,840
Speaker 1: store with no list and you just buying a bunch

483
00:25:10,880 --> 00:25:12,160
Speaker 1: of shit you really don't.

484
00:25:12,200 --> 00:25:15,320
Speaker 3: Especially, don't go hungry too. Don't go to the store

485
00:25:15,400 --> 00:25:17,960
Speaker 3: hungry because you will buy some shit.

486
00:25:18,320 --> 00:25:21,240
Speaker 2: Yeah, you will get some shit that you don't need.

487
00:25:21,840 --> 00:25:22,359
Speaker 2: I like to.

488
00:25:22,920 --> 00:25:27,240
Speaker 3: So what I've done is I've been doing factor meals.

489
00:25:28,280 --> 00:25:31,359
Speaker 3: So but I have a friend who works for Factor

490
00:25:31,440 --> 00:25:34,400
Speaker 3: and they get forty percent off. So I use their

491
00:25:34,480 --> 00:25:38,040
Speaker 3: discount code, so I get forty percent off. I get

492
00:25:38,480 --> 00:25:43,480
Speaker 3: seven meals for like seventy bucks. Wow, that's cheap.

493
00:25:44,200 --> 00:25:46,080
Speaker 1: Are they tasty?

494
00:25:46,640 --> 00:25:49,800
Speaker 2: Yeah? They tasty? They taste nice. I mean, it ain't like.

495
00:25:51,400 --> 00:25:53,520
Speaker 3: It ain't all of that, like, it ain't like, oh

496
00:25:53,520 --> 00:25:55,240
Speaker 3: I can't wait to get to my factor box.

497
00:25:55,320 --> 00:25:58,320
Speaker 2: But it ain't bad like it is delicious.

498
00:25:58,520 --> 00:26:00,159
Speaker 3: I add a little season and I like you are

499
00:26:00,160 --> 00:26:03,920
Speaker 3: a little judged to it to make it like real flavorful.

500
00:26:04,240 --> 00:26:07,240
Speaker 3: And then I do that and then I my week.

501
00:26:07,280 --> 00:26:10,040
Speaker 2: It would be simple, ill order. I know.

502
00:26:10,119 --> 00:26:13,399
Speaker 3: I'll go get like five of those salad kids, a

503
00:26:13,440 --> 00:26:18,440
Speaker 3: pack of chicken, and I'll have a protein shape for breakfast,

504
00:26:18,600 --> 00:26:20,920
Speaker 3: a salad kit for lunch, and affected meal for dinner

505
00:26:21,200 --> 00:26:24,320
Speaker 3: and my whole week. Ain't I spend like almost one

506
00:26:24,359 --> 00:26:26,840
Speaker 3: hundred dollars, you know, for a whole week full of

507
00:26:27,160 --> 00:26:29,760
Speaker 3: my groceries, And I'm getting skinny because the bitch ain't

508
00:26:29,800 --> 00:26:30,760
Speaker 3: got no money to eat with it.

509
00:26:31,000 --> 00:26:43,880
Speaker 1: Am that's a plus of inflation, Okay.

510
00:26:40,119 --> 00:26:42,159
Speaker 3: But my meals are playing out like that. It's simple,

511
00:26:42,240 --> 00:26:47,080
Speaker 3: it's easy, it's affordable. People don't realize people think Trader

512
00:26:47,160 --> 00:26:49,399
Speaker 3: Joe's is expensive, but if you go and Trader Joels,

513
00:26:49,480 --> 00:26:52,640
Speaker 3: they have a lot of really affordable quality stuff in there.

514
00:26:52,760 --> 00:26:55,080
Speaker 2: So I like shopping at Trader Joe's.

515
00:26:55,560 --> 00:26:57,880
Speaker 3: Whole Foods, I don't go there no more. That's Whole Check.

516
00:26:58,160 --> 00:26:59,800
Speaker 3: I stopped going the Whole Foods like that.

517
00:26:59,880 --> 00:27:01,080
Speaker 1: I want.

518
00:27:01,840 --> 00:27:04,879
Speaker 3: If I want like a nice cut of salmon or

519
00:27:04,880 --> 00:27:06,960
Speaker 3: something like that to go on my salad instead of chicken,

520
00:27:07,000 --> 00:27:10,440
Speaker 3: I'll go to Whole Foods. But I don't like they

521
00:27:10,480 --> 00:27:13,320
Speaker 3: are a little bit more pricey than Trader Joe's.

522
00:27:15,920 --> 00:27:19,160
Speaker 1: Target said that they were cutting back on prices because

523
00:27:19,160 --> 00:27:23,400
Speaker 1: apparently they were way above everybody else's prices, so they

524
00:27:23,400 --> 00:27:26,240
Speaker 1: did some rollbacks recently at Target.

525
00:27:26,560 --> 00:27:27,040
Speaker 4: I don't know.

526
00:27:27,080 --> 00:27:33,000
Speaker 1: So okay, so what cleaning supplies and laundry detergent again,

527
00:27:33,240 --> 00:27:36,120
Speaker 1: Like Publics always has this thing where you I think

528
00:27:36,119 --> 00:27:42,320
Speaker 1: it's buy buy fifty dollars worth and you get fifteen,

529
00:27:42,400 --> 00:27:48,720
Speaker 1: like a fifteen dollars Target gift card. Yeah, so that's

530
00:27:48,800 --> 00:27:51,240
Speaker 1: usually once a month they have that. So that's usually

531
00:27:51,240 --> 00:27:53,040
Speaker 1: when I buy my detergent and stuff like that and

532
00:27:53,080 --> 00:27:55,080
Speaker 1: get that fifteen dollars back, and shit, if I want

533
00:27:55,119 --> 00:27:56,720
Speaker 1: to go and buy a bathing suit and some shit

534
00:27:57,440 --> 00:28:00,280
Speaker 1: fifteen dollars off. So you just got to look for me, like,

535
00:28:00,400 --> 00:28:04,040
Speaker 1: and we are single people. I can't imagine what people

536
00:28:04,040 --> 00:28:06,200
Speaker 1: with children are doing, and so we probably should have

537
00:28:06,240 --> 00:28:09,040
Speaker 1: got a coupon or on here, just somebody who has

538
00:28:09,119 --> 00:28:14,040
Speaker 1: children and to have a real life experience with dealing

539
00:28:14,040 --> 00:28:16,560
Speaker 1: with inflation, because it's not just you you're responsible for.

540
00:28:17,560 --> 00:28:19,600
Speaker 3: Right when you have kids, it's a whole different ball

541
00:28:19,640 --> 00:28:20,760
Speaker 3: game because clothes.

542
00:28:20,880 --> 00:28:22,360
Speaker 4: School's coming back up.

543
00:28:22,840 --> 00:28:27,080
Speaker 3: Like, and they they gotta get school supplies. Maybe we

544
00:28:27,080 --> 00:28:31,200
Speaker 3: should do like a drive a drive for school supplies

545
00:28:31,240 --> 00:28:33,160
Speaker 3: for kids in our community or something like that.

546
00:28:33,160 --> 00:28:34,120
Speaker 2: That would be nice.

547
00:28:35,640 --> 00:28:38,040
Speaker 3: Another thing I do is like the things like I

548
00:28:38,120 --> 00:28:40,800
Speaker 3: used to do every two weeks, I stretch it out

549
00:28:40,840 --> 00:28:43,320
Speaker 3: a month. Like so my nails I don't go every

550
00:28:43,320 --> 00:28:45,640
Speaker 3: two weeks. Now I go once a month. I get

551
00:28:45,640 --> 00:28:47,920
Speaker 3: my nails done once a month. And I made them

552
00:28:47,920 --> 00:28:53,120
Speaker 3: shorter because longer nails pop up faster and shorter nails don't.

553
00:28:53,240 --> 00:28:55,240
Speaker 3: So I was acting like I just want it shorter. No,

554
00:28:55,360 --> 00:28:57,480
Speaker 3: I just can't do it every two weeks anymore.

555
00:29:01,240 --> 00:29:04,000
Speaker 1: The maintenance girls, what the fuck are y'all bitches doing?

556
00:29:04,040 --> 00:29:05,920
Speaker 1: Because I do most of my own maintenance. Now, I

557
00:29:05,920 --> 00:29:09,080
Speaker 1: did start getting petticares at least once a month, and

558
00:29:09,320 --> 00:29:13,160
Speaker 1: really the main reason why is to patronize me.

559
00:29:13,360 --> 00:29:16,480
Speaker 3: You're scratching that man. Shut out, You scratching that man

560
00:29:16,600 --> 00:29:20,040
Speaker 3: up in that bed. You can't in the bid. No

561
00:29:21,520 --> 00:29:22,640
Speaker 3: going making sure.

562
00:29:22,800 --> 00:29:25,640
Speaker 1: My god daughter makes some money too, So I just

563
00:29:25,720 --> 00:29:27,680
Speaker 1: go to her to get my get my toes out.

564
00:29:27,760 --> 00:29:33,320
Speaker 1: She does really amazing petticares also, So that's little maintenance.

565
00:29:33,360 --> 00:29:37,320
Speaker 1: I do my own hair. Like I'm start I'm gonna

566
00:29:37,320 --> 00:29:39,440
Speaker 1: start paying for maintenance though, I think.

567
00:29:41,200 --> 00:29:47,720
Speaker 2: Times waxing. I start waxing away from I was.

568
00:29:47,600 --> 00:29:51,280
Speaker 3: Like so for real all year, like from the beginning

569
00:29:51,320 --> 00:29:52,240
Speaker 3: of year till now.

570
00:29:52,840 --> 00:29:55,200
Speaker 2: You know, I just had it like yeah, wolf pussy

571
00:29:55,240 --> 00:29:55,600
Speaker 2: for real.

572
00:29:55,680 --> 00:29:59,360
Speaker 3: But uh, because I ain't doing nothing. I ain't like

573
00:29:59,400 --> 00:29:59,920
Speaker 3: it's just you.

574
00:30:00,000 --> 00:30:02,479
Speaker 2: You ain't using it. I ain't using it.

575
00:30:02,560 --> 00:30:04,840
Speaker 3: So I wasn't doing all of that, just kept it clean,

576
00:30:04,920 --> 00:30:06,960
Speaker 3: you know, But I ain't do nothing with it.

577
00:30:07,000 --> 00:30:09,720
Speaker 2: But it is the summertime. It got too hot for that.

578
00:30:10,280 --> 00:30:14,400
Speaker 3: So I went and got a bikini there and I

579
00:30:14,560 --> 00:30:17,280
Speaker 3: use that and I mean it's cool. It's not like

580
00:30:18,120 --> 00:30:22,440
Speaker 3: baby smooth like wax. But I mean, ain't nobody like

581
00:30:22,640 --> 00:30:25,400
Speaker 3: what I needed. You know, it's good. It does what

582
00:30:25,440 --> 00:30:28,320
Speaker 3: I needed to do, So that's money saved for me

583
00:30:29,320 --> 00:30:33,360
Speaker 3: because that added up lashes as y'all. Like I said earlier,

584
00:30:33,400 --> 00:30:37,560
Speaker 3: I ain't got no lashes on saving money. I use

585
00:30:37,600 --> 00:30:40,200
Speaker 3: a strip. I wear a strip instead of paying for

586
00:30:40,960 --> 00:30:43,560
Speaker 3: actual lashes because they are expensive.

587
00:30:44,960 --> 00:30:47,960
Speaker 1: Yeah, I think people who even if you have the

588
00:30:48,040 --> 00:30:52,240
Speaker 1: means to do all of these things, like eventually, if

589
00:30:52,240 --> 00:30:55,640
Speaker 1: you're not feeling this inflation today, eventually you will, so

590
00:30:55,680 --> 00:30:58,920
Speaker 1: you should start acting like it's already affecting.

591
00:30:58,640 --> 00:30:59,400
Speaker 2: Right exactly.

592
00:31:00,400 --> 00:31:02,480
Speaker 4: I just don't like. I don't like spending money on

593
00:31:02,520 --> 00:31:03,160
Speaker 4: certain things.

594
00:31:05,560 --> 00:31:07,120
Speaker 3: I don't want to wait till I don't got no

595
00:31:07,200 --> 00:31:08,880
Speaker 3: money to make changes.

596
00:31:09,320 --> 00:31:11,880
Speaker 4: And that's what people are. That's what a lot of

597
00:31:11,920 --> 00:31:12,560
Speaker 4: people are missing.

598
00:31:12,600 --> 00:31:14,760
Speaker 1: Like even on social mediay'all think these people have all

599
00:31:14,800 --> 00:31:15,840
Speaker 1: this shit and they don't.

600
00:31:16,360 --> 00:31:18,640
Speaker 4: We don't him being honest, motherfucker.

601
00:31:18,200 --> 00:31:23,320
Speaker 1: Is not be They be wearing fake bags, fake shoes. Meanwhile,

602
00:31:23,360 --> 00:31:25,920
Speaker 1: you trying to spend your whole tax return on a

603
00:31:25,960 --> 00:31:29,200
Speaker 1: real bag. Okay, R these bitches is around here with

604
00:31:29,240 --> 00:31:31,800
Speaker 1: all the fake burkins, everybody can't even buy a burkin.

605
00:31:32,120 --> 00:31:35,720
Speaker 1: Y'all know that everybody don't have access to buy no

606
00:31:35,760 --> 00:31:39,040
Speaker 1: fucking burkin for real, And even like in places like

607
00:31:39,080 --> 00:31:42,280
Speaker 1: the real real, like you still spending thirty thousand dollars

608
00:31:42,360 --> 00:31:46,400
Speaker 1: on a bag, y'all think they're really doing that?

609
00:31:46,400 --> 00:31:50,120
Speaker 3: That shit? It don't really appeal to me no more.

610
00:31:50,200 --> 00:31:52,080
Speaker 3: There was a time where I used to aspire to

611
00:31:52,120 --> 00:31:54,840
Speaker 3: have those things, but now it just seems silly to me.

612
00:31:55,720 --> 00:31:58,800
Speaker 2: Thirty thousand dollars on a bag don't sound like it, don't.

613
00:31:58,560 --> 00:32:02,600
Speaker 1: Seem it don't sound like future exactly. I mean, well,

614
00:32:02,600 --> 00:32:04,480
Speaker 1: the bags and watchers and stuff like that, they do

615
00:32:04,520 --> 00:32:09,160
Speaker 1: hold a value, so you it's not a bad investment,

616
00:32:09,440 --> 00:32:15,000
Speaker 1: per se. But there's other ways to diversify your goddamn portfolio.

617
00:32:15,400 --> 00:32:19,440
Speaker 3: But let's say something really uh, you know, what's the

618
00:32:19,440 --> 00:32:28,440
Speaker 3: word cataclyptic, catastrophic catastrophic happens. Are the bags gonna have

619
00:32:28,520 --> 00:32:30,200
Speaker 3: the same value in that moment, you.

620
00:32:30,160 --> 00:32:34,440
Speaker 4: Know, like what you're gonna carry in the water, Right?

621
00:32:36,040 --> 00:32:38,400
Speaker 3: So I just want to make sure that I'm setting

622
00:32:38,440 --> 00:32:43,240
Speaker 3: myself up for success in any environment. And I don't

623
00:32:43,280 --> 00:32:46,120
Speaker 3: know if persons is really gonna make the difference for me.

624
00:32:46,200 --> 00:32:48,720
Speaker 2: It's not I used to I don't get me.

625
00:32:48,680 --> 00:32:50,600
Speaker 3: Wrong, if y'all my birthday come in, if y'all want

626
00:32:50,600 --> 00:32:52,240
Speaker 3: to send me a nice bag, I'm going.

627
00:32:52,120 --> 00:32:52,640
Speaker 2: To take it.

628
00:32:54,560 --> 00:32:55,920
Speaker 1: But you ain't buying it, bitch.

629
00:32:59,360 --> 00:33:02,920
Speaker 2: M I ain't buying none of that shit. Yeah, it's

630
00:33:02,960 --> 00:33:04,000
Speaker 2: not the season for that.

631
00:33:04,600 --> 00:33:07,160
Speaker 1: I remember when I lived in when I lived in Atlanta,

632
00:33:07,360 --> 00:33:09,720
Speaker 1: I was looking to buy a house at that time.

633
00:33:09,800 --> 00:33:13,720
Speaker 1: So my realtor girl, just because I think people will

634
00:33:13,760 --> 00:33:16,479
Speaker 1: assume that because it's a white person, they assume their

635
00:33:16,520 --> 00:33:19,920
Speaker 1: bags and should be real that lady bought all her

636
00:33:20,040 --> 00:33:25,640
Speaker 1: bags from the goddamn the Atlanta like flea market, all

637
00:33:25,680 --> 00:33:25,920
Speaker 1: of them.

638
00:33:26,000 --> 00:33:27,920
Speaker 2: Yeah.

639
00:33:27,960 --> 00:33:30,080
Speaker 3: There was this football player that I was talking to

640
00:33:30,240 --> 00:33:32,320
Speaker 3: many years ago that y'all know. I ain't gonna say

641
00:33:32,320 --> 00:33:35,840
Speaker 3: his name, but he was talking about how he get

642
00:33:35,960 --> 00:33:38,880
Speaker 3: all his ear rings from players because people going to

643
00:33:38,960 --> 00:33:41,400
Speaker 3: just assume his diamonds is real eera, because of.

644
00:33:41,600 --> 00:33:42,800
Speaker 2: Who he is and what he do.

645
00:33:43,160 --> 00:33:45,520
Speaker 4: Yeah, once your reputation precedes you like.

646
00:33:48,080 --> 00:33:51,200
Speaker 2: A player. I was like, I can go to Claires myself. Baby,

647
00:33:51,200 --> 00:33:51,840
Speaker 2: you ain't gotta go.

648
00:33:54,440 --> 00:33:56,720
Speaker 1: That's a smart man, and I bet you he still

649
00:33:56,760 --> 00:34:02,880
Speaker 1: has his You said NFL. He got his NFL money.

650
00:34:02,080 --> 00:34:04,520
Speaker 2: He's probably yeah, he's still very successful. Man.

651
00:34:04,960 --> 00:34:07,640
Speaker 1: You gotta be frugal even when you have the money.

652
00:34:07,680 --> 00:34:11,279
Speaker 1: It's still weird to me, like when celebrities do like

653
00:34:11,440 --> 00:34:16,640
Speaker 1: frugal things online and regular people be like, ah, like

654
00:34:16,920 --> 00:34:21,760
Speaker 1: you can't afford no, bitch. You don't notice science of business.

655
00:34:21,800 --> 00:34:24,120
Speaker 1: You don't know nothing about money if you think you

656
00:34:24,239 --> 00:34:26,719
Speaker 1: just supposed to spend it because you have it. The

657
00:34:26,719 --> 00:34:28,799
Speaker 1: more money you have, the more people you also taken

658
00:34:28,840 --> 00:34:30,560
Speaker 1: care of as well.

659
00:34:30,719 --> 00:34:31,360
Speaker 2: That's true.

660
00:34:32,160 --> 00:34:36,360
Speaker 1: So instead of buying a bag, I'm definitely buying some stocks. Okay,

661
00:34:36,600 --> 00:34:39,520
Speaker 1: the stock market, I'm waiting for it to crash. It's

662
00:34:39,560 --> 00:34:43,080
Speaker 1: like a by the dip on all the shit. I'm

663
00:34:43,120 --> 00:34:45,040
Speaker 1: mad at myself right now. I didn't get into the

664
00:34:45,120 --> 00:34:49,560
Speaker 1: video like motherfuckers really became millionaires off in the video

665
00:34:49,719 --> 00:34:52,040
Speaker 1: in the last twelve months.

666
00:34:52,640 --> 00:34:55,759
Speaker 3: If you would have been this properly my in like

667
00:34:55,800 --> 00:35:01,400
Speaker 3: twenty thirteen, my ex boyfriend was like by bitcoin with me,

668
00:35:01,840 --> 00:35:04,080
Speaker 3: and I was like, what is there? I can't wrap

669
00:35:04,120 --> 00:35:05,960
Speaker 3: my head around it. I don't want none of that.

670
00:35:06,080 --> 00:35:10,320
Speaker 3: It just sounds like something that And lord, I kicked

671
00:35:10,320 --> 00:35:13,799
Speaker 3: myself and ask every day thinking about how much bitcoin

672
00:35:14,320 --> 00:35:17,719
Speaker 3: he had when we broke up. I think he had

673
00:35:17,800 --> 00:35:21,239
Speaker 3: like at least ten bitcoin, wow, because it was so

674
00:35:21,480 --> 00:35:22,160
Speaker 3: cheap back then.

675
00:35:22,280 --> 00:35:26,719
Speaker 2: So now yeah, yeah he up where you at.

676
00:35:28,120 --> 00:35:32,120
Speaker 3: If he held onto it, he's definitely up. So kudos

677
00:35:32,120 --> 00:35:33,320
Speaker 3: to you for being smart with it.

678
00:35:33,600 --> 00:35:33,799
Speaker 2: You know.

679
00:35:34,760 --> 00:35:38,040
Speaker 1: Well, I'm not a financial advisor, but I would suggest

680
00:35:38,120 --> 00:35:40,760
Speaker 1: people to research XRP ripple.

681
00:35:41,480 --> 00:35:43,760
Speaker 4: That's a that's a cryptocurrency.

682
00:35:44,360 --> 00:35:49,040
Speaker 1: And this is the coin that the financial institutions Bank

683
00:35:49,080 --> 00:35:54,200
Speaker 1: of America, JP, Morgan, and Chase. This is a cryptocurrency

684
00:35:54,239 --> 00:35:56,719
Speaker 1: that they are looking to have, right because the thing

685
00:35:56,760 --> 00:35:59,160
Speaker 1: with crypto is because the thing with crypto is that

686
00:35:59,239 --> 00:36:02,200
Speaker 1: it's not something that the government, our government can really

687
00:36:02,200 --> 00:36:05,239
Speaker 1: control in a way, you know, So they're trying to

688
00:36:05,280 --> 00:36:11,680
Speaker 1: find ways to regulate cryptocurrency, and when they do, XRP

689
00:36:11,880 --> 00:36:17,360
Speaker 1: is gonna be that thing. XRP is only yes, ripple XRP.

690
00:36:19,239 --> 00:36:21,040
Speaker 1: I'm trying to pull it up to tell y'all how

691
00:36:21,120 --> 00:36:28,160
Speaker 1: much it costs today. It's only since right now. I'd

692
00:36:28,160 --> 00:36:32,440
Speaker 1: buy as much as you could research it first. Don't

693
00:36:32,480 --> 00:36:36,359
Speaker 1: take my advice, you know, just look it up. It's

694
00:36:36,400 --> 00:36:38,160
Speaker 1: forty three cents today.

695
00:36:39,040 --> 00:36:41,640
Speaker 2: So I'm gonna go buy me a dollar. Is worth.

696
00:36:43,640 --> 00:36:51,120
Speaker 1: Two forty three cents.

697
00:36:51,200 --> 00:36:53,799
Speaker 3: Y'all just buy me too and forget about it and

698
00:36:53,840 --> 00:36:56,080
Speaker 3: see what it turned into in a couple of years.

699
00:36:56,400 --> 00:36:59,160
Speaker 4: See what happened. See what happened?

700
00:37:00,760 --> 00:37:05,720
Speaker 3: So, uh, timemagazine Time dot Com put out a list

701
00:37:06,320 --> 00:37:11,000
Speaker 3: of ways to combat inflation as an individual, and honestly,

702
00:37:11,960 --> 00:37:13,200
Speaker 3: I feel like they don't really.

703
00:37:13,040 --> 00:37:14,080
Speaker 2: Know what the fuck to do either.

704
00:37:14,080 --> 00:37:17,080
Speaker 3: Hold I'm gonna share this list with y'all, but it

705
00:37:17,160 --> 00:37:21,279
Speaker 3: says first, review your budget, which is basically what we were.

706
00:37:21,200 --> 00:37:25,480
Speaker 2: Saying, like, analyze what you have and analyze what you spend.

707
00:37:26,239 --> 00:37:28,840
Speaker 3: Obviously, I still feel like it's important to save, you know,

708
00:37:29,480 --> 00:37:32,000
Speaker 3: even if it's just a little bit, you know, try

709
00:37:32,040 --> 00:37:35,000
Speaker 3: to say that, you know when you're So it says analyze.

710
00:37:35,000 --> 00:37:37,399
Speaker 3: If you don't have a budget, it's time to create one.

711
00:37:38,480 --> 00:37:41,839
Speaker 3: So ladies and gentlemen, look at your money and really

712
00:37:42,000 --> 00:37:44,239
Speaker 3: sit down and analyze that shit and see where it's

713
00:37:44,239 --> 00:37:47,800
Speaker 3: going because you spend it too much on door dash. Bitch,

714
00:37:48,600 --> 00:37:51,839
Speaker 3: I know it's somebody listening, Like damn, she talking to me. Yes, bitch,

715
00:37:51,880 --> 00:37:53,640
Speaker 3: I'm talking to you, Stin.

716
00:37:53,719 --> 00:37:56,640
Speaker 1: I was talking to your ass earlier this year about

717
00:37:56,640 --> 00:37:59,920
Speaker 1: that goddamn door dash I saw there was a poll

718
00:38:00,160 --> 00:38:04,319
Speaker 1: on Instagram and it said name something that people do

719
00:38:04,520 --> 00:38:07,239
Speaker 1: that you would never do with some shit like that,

720
00:38:07,360 --> 00:38:14,080
Speaker 1: and I said, Uber eats, door Dash and paying for dick, Like,

721
00:38:14,320 --> 00:38:16,520
Speaker 1: I'm going to get my own food. I don't want nobody.

722
00:38:16,560 --> 00:38:18,759
Speaker 1: It's bad enough if somebody else is cooking it, right,

723
00:38:18,800 --> 00:38:21,359
Speaker 1: you know how I am about food. Now I got

724
00:38:21,360 --> 00:38:23,319
Speaker 1: to depend on this person driving my shit to my

725
00:38:23,360 --> 00:38:24,200
Speaker 1: fucking house.

726
00:38:25,360 --> 00:38:29,120
Speaker 3: It's so convenient. It's so convenient. I understand why y'all

727
00:38:29,160 --> 00:38:30,840
Speaker 3: like it much.

728
00:38:30,960 --> 00:38:34,920
Speaker 1: It's too much, too much, and they've created a battle

729
00:38:35,000 --> 00:38:39,920
Speaker 1: between the drivers and the goddamn customers about tipping and

730
00:38:40,000 --> 00:38:42,200
Speaker 1: stuff like that, and y'all not even they're not even

731
00:38:42,239 --> 00:38:44,319
Speaker 1: paying the drivers that much to deliver this shit.

732
00:38:45,239 --> 00:38:47,840
Speaker 3: Yeah, they get most of it. I mean, the merchant

733
00:38:47,880 --> 00:38:50,399
Speaker 3: gets a lot of it, and then that the fee

734
00:38:50,520 --> 00:38:53,040
Speaker 3: they get a lot, they get a higher percentage, seems like,

735
00:38:53,120 --> 00:38:56,560
Speaker 3: so that's not fair. But I knew I was doing

736
00:38:56,560 --> 00:38:59,760
Speaker 3: too much when I had an issue with my meal,

737
00:39:00,239 --> 00:39:03,759
Speaker 3: so I called door Dash and they was like, as

738
00:39:03,840 --> 00:39:05,920
Speaker 3: one of our vi ps, we're gonna connect you to

739
00:39:05,960 --> 00:39:10,480
Speaker 3: a different line vi P. I'm spending too much with y'all.

740
00:39:11,040 --> 00:39:13,239
Speaker 2: I spend it too much money with you motherfuckers.

741
00:39:13,480 --> 00:39:18,480
Speaker 3: I'm a VIP at door Dash, so that's what I

742
00:39:18,600 --> 00:39:21,879
Speaker 3: changed my life. I was like, you know what off

743
00:39:21,920 --> 00:39:23,160
Speaker 3: your VIP bitch?

744
00:39:23,360 --> 00:39:26,680
Speaker 1: I see another post that said am I the door

745
00:39:26,760 --> 00:39:29,080
Speaker 1: Dash person must have messaged the guy was like, can

746
00:39:29,120 --> 00:39:31,600
Speaker 1: you meet me downstairs at the gate? And he was like,

747
00:39:32,000 --> 00:39:36,040
Speaker 1: is this uh at the gate? Right?

748
00:39:38,080 --> 00:39:40,600
Speaker 3: I remember I got into it with a door Dash bitch.

749
00:39:40,680 --> 00:39:45,879
Speaker 3: I was car, what's the car? Bring your big back

750
00:39:45,920 --> 00:39:48,520
Speaker 3: downstairs and get your own lunchable, bitch.

751
00:39:49,000 --> 00:39:52,880
Speaker 2: I was like, you little roach. She looked like a roach.

752
00:39:54,719 --> 00:39:59,240
Speaker 1: All right now for they get you like Cardi B roaches.

753
00:40:00,680 --> 00:40:02,879
Speaker 2: I'm it was.

754
00:40:02,840 --> 00:40:06,480
Speaker 3: Bad at Cardi B because she's you know, I'm real black.

755
00:40:07,320 --> 00:40:09,399
Speaker 3: That girl looked like she had two pieces of hair

756
00:40:09,440 --> 00:40:12,040
Speaker 3: that looked like they was standing up like some fucking antennas.

757
00:40:15,560 --> 00:40:17,759
Speaker 3: Oh it's gonna call me big bag bitch, bring my

758
00:40:17,840 --> 00:40:21,200
Speaker 3: shit to my door right. Number two on the list

759
00:40:21,360 --> 00:40:25,120
Speaker 3: diversify your income. So it says when inflation is high,

760
00:40:25,200 --> 00:40:27,400
Speaker 3: finding ways to cut and save is important, but so

761
00:40:27,680 --> 00:40:31,839
Speaker 3: is increasing your income. Diversifying your income to include a

762
00:40:31,880 --> 00:40:34,080
Speaker 3: side hustle or part time job can help you keep

763
00:40:34,160 --> 00:40:35,600
Speaker 3: up with rising calls.

764
00:40:36,560 --> 00:40:38,719
Speaker 4: They're just trying to find ways for people not to

765
00:40:38,760 --> 00:40:39,759
Speaker 4: live because what.

766
00:40:39,680 --> 00:40:42,640
Speaker 1: I'm hearing is have a full time job plus get

767
00:40:42,680 --> 00:40:45,719
Speaker 1: a part time job, and what does that do for

768
00:40:45,760 --> 00:40:47,800
Speaker 1: the quality of life? Right?

769
00:40:48,760 --> 00:40:49,680
Speaker 2: Like, be a whit.

770
00:40:49,840 --> 00:40:54,000
Speaker 1: Shit is fucking free. This earth is free. I understand

771
00:40:54,040 --> 00:40:57,360
Speaker 1: we have to pay people to manufacture shit, to create things,

772
00:40:57,880 --> 00:41:02,000
Speaker 1: but some of the shit we be paying for water, electricity,

773
00:41:02,320 --> 00:41:04,759
Speaker 1: if those things were free tomorrow, the world would be

774
00:41:04,840 --> 00:41:07,440
Speaker 1: totally different. And that's why they'll never let us know

775
00:41:07,520 --> 00:41:09,640
Speaker 1: that energy is fucking really free.

776
00:41:10,239 --> 00:41:13,279
Speaker 3: It's all around us Wi Fi.

777
00:41:13,520 --> 00:41:17,000
Speaker 1: That's not new technology. That shit has been around, like

778
00:41:17,080 --> 00:41:19,160
Speaker 1: all these things that we pay for. The cell phone

779
00:41:19,200 --> 00:41:22,080
Speaker 1: fucking bill. Why the fuck is my cell phone bill going?

780
00:41:22,239 --> 00:41:25,680
Speaker 1: Myself bill has went up forty fucking dollars in the

781
00:41:25,800 --> 00:41:28,640
Speaker 1: last year, from a ninety nine ninety nine dollars to

782
00:41:28,760 --> 00:41:31,399
Speaker 1: one phone. To me, it's already expensive. My shit has

783
00:41:31,400 --> 00:41:35,480
Speaker 1: went up one hundred to one hundred and forty dollars. Verizon. Okay,

784
00:41:35,520 --> 00:41:40,839
Speaker 1: I've been a customer since my freshman year at fucking college. Okay, man,

785
00:41:40,920 --> 00:41:41,440
Speaker 1: let me tell you.

786
00:41:41,560 --> 00:41:42,480
Speaker 2: I call them people.

787
00:41:43,000 --> 00:41:46,880
Speaker 3: I call uh Spectrum in Verizon, and I and I

788
00:41:47,080 --> 00:41:50,360
Speaker 3: complain every bill cycle like I need to speak to

789
00:41:50,400 --> 00:41:52,440
Speaker 3: somebody before I pay. I'm gonna pay it, but I

790
00:41:52,480 --> 00:41:56,040
Speaker 3: gotta talk shit to somebody before I like to do

791
00:41:56,200 --> 00:41:58,680
Speaker 3: it every every bill cycle.

792
00:41:59,640 --> 00:42:05,840
Speaker 2: Why is this much? Well, ma'am, you didn't pay for Jude? Okay?

793
00:42:06,080 --> 00:42:07,040
Speaker 1: I actually all that.

794
00:42:07,880 --> 00:42:10,520
Speaker 3: Make it make sense be because I don't understand why

795
00:42:10,520 --> 00:42:11,080
Speaker 3: it's too sick?

796
00:42:11,239 --> 00:42:13,840
Speaker 1: Why was it so much last month that I didn't

797
00:42:13,920 --> 00:42:14,040
Speaker 1: hit it?

798
00:42:18,200 --> 00:42:18,520
Speaker 2: Girl?

799
00:42:18,840 --> 00:42:20,920
Speaker 1: Life is stressful, Like listen.

800
00:42:21,520 --> 00:42:23,720
Speaker 4: That's one thing about like on the islands and stuff

801
00:42:23,760 --> 00:42:24,080
Speaker 4: like that.

802
00:42:24,480 --> 00:42:27,239
Speaker 1: These people be chilling. They have their little small businesses.

803
00:42:28,080 --> 00:42:34,040
Speaker 1: They live, you know, simple lives, but I'm pretty sure

804
00:42:34,040 --> 00:42:40,760
Speaker 1: they're happier. It's such a rat race in America. It's like, yeah,

805
00:42:41,600 --> 00:42:43,560
Speaker 1: I'm tired of it. I guess I haven't really been

806
00:42:43,640 --> 00:42:46,080
Speaker 1: in the rat race per se since I got laid

807
00:42:46,120 --> 00:42:47,400
Speaker 1: off from work in twenty seventeen.

808
00:42:47,440 --> 00:42:48,720
Speaker 4: I've been figuring it the fuck.

809
00:42:48,600 --> 00:42:51,880
Speaker 1: Out because I want my life. That's how bad I

810
00:42:51,920 --> 00:42:53,680
Speaker 1: want my life. Like I'm gonna figure out a way

811
00:42:54,120 --> 00:42:57,840
Speaker 1: to get money as opposed to having to exchange my

812
00:42:58,000 --> 00:43:00,720
Speaker 1: time for the rest of my life. That's not living.

813
00:43:02,320 --> 00:43:08,160
Speaker 3: Yeah, it's yeah, I'm I'm looking for someone to come

814
00:43:08,200 --> 00:43:10,680
Speaker 3: in and just say, be a stay at home mom,

815
00:43:11,600 --> 00:43:13,239
Speaker 3: or just be a stay at home.

816
00:43:14,040 --> 00:43:16,800
Speaker 2: God what you have done for others, see fear for

817
00:43:16,920 --> 00:43:18,560
Speaker 2: me Lord a mercy man.

818
00:43:18,600 --> 00:43:22,680
Speaker 1: That's a job. Like I have a friend who has kids,

819
00:43:22,920 --> 00:43:25,120
Speaker 1: stay at home mom, but she wakes up when her

820
00:43:25,200 --> 00:43:28,319
Speaker 1: husband wakes up, and she's on all day long, and

821
00:43:28,440 --> 00:43:29,400
Speaker 1: so he goes to science.

822
00:43:29,440 --> 00:43:31,200
Speaker 4: So yeah, he makes the money.

823
00:43:31,480 --> 00:43:31,640
Speaker 1: But.

824
00:43:33,840 --> 00:43:36,759
Speaker 2: It's not it's not care free. I didn't say it was.

825
00:43:37,200 --> 00:43:39,040
Speaker 3: Now, some people do live a care free where they

826
00:43:39,040 --> 00:43:41,919
Speaker 3: got nannies and maids and and they.

827
00:43:41,800 --> 00:43:43,600
Speaker 2: Don't have to work. That's what I aspired to you.

828
00:43:43,800 --> 00:43:45,520
Speaker 1: When you got a nanny, you still want to care

829
00:43:45,520 --> 00:43:47,799
Speaker 1: about your kids. You want them to fuck, not just

830
00:43:47,840 --> 00:43:49,480
Speaker 1: the nanny, right.

831
00:43:49,480 --> 00:43:51,560
Speaker 3: I don't want them to cry and run to the nanny.

832
00:43:51,960 --> 00:43:53,920
Speaker 3: That would make me say like, bring your ass here,

833
00:43:53,920 --> 00:44:01,400
Speaker 3: a little nig, but you gotta journey, my mom. I

834
00:44:01,560 --> 00:44:04,680
Speaker 3: wasn't queen ee no.

835
00:44:05,440 --> 00:44:06,919
Speaker 2: All right, but no, listen.

836
00:44:07,040 --> 00:44:09,320
Speaker 3: One of my best friends, she's a stay at home

837
00:44:09,560 --> 00:44:12,840
Speaker 3: mom of two toddlers. And I see that bitch with

838
00:44:12,840 --> 00:44:15,280
Speaker 3: a broom in her hand every single day on FaceTime.

839
00:44:15,320 --> 00:44:17,440
Speaker 3: I'd be like, bitch, you one thing I'm gonna see

840
00:44:17,520 --> 00:44:19,480
Speaker 3: for sure. If I don't see nothing else, is you

841
00:44:19,560 --> 00:44:22,120
Speaker 3: attached to a broom every day? She's like, if I

842
00:44:22,120 --> 00:44:24,200
Speaker 3: did not sweep at least three times a day, this

843
00:44:24,360 --> 00:44:25,520
Speaker 3: floor would look crazy.

844
00:44:25,600 --> 00:44:29,840
Speaker 2: With these toddlers. We took them to the movies the

845
00:44:29,920 --> 00:44:31,600
Speaker 2: other day. Baby, they took me through it.

846
00:44:31,680 --> 00:44:34,960
Speaker 3: Honey, that the little one, the little one is not

847
00:44:35,200 --> 00:44:36,200
Speaker 3: She's like, you're scared of him.

848
00:44:36,280 --> 00:44:42,680
Speaker 1: I was like, yes, not, just got your ass shook

849
00:44:44,040 --> 00:44:44,359
Speaker 1: all right.

850
00:44:44,440 --> 00:44:49,320
Speaker 3: Number three pay down high interest in no, so thanks tim, bitch.

851
00:44:49,320 --> 00:44:52,160
Speaker 1: I stopped paying my credit card. I stopped paying it.

852
00:44:52,200 --> 00:44:55,280
Speaker 1: I'm gonna figure it out. Yes I did, y'all listen,

853
00:44:55,440 --> 00:44:58,439
Speaker 1: I stopped king at credit card with a very high

854
00:44:58,480 --> 00:44:59,040
Speaker 1: interest rate.

855
00:45:00,040 --> 00:45:02,839
Speaker 4: I know how to fix credit debt. I'm know how

856
00:45:02,840 --> 00:45:03,560
Speaker 4: to fix debt.

857
00:45:04,080 --> 00:45:04,279
Speaker 2: Right.

858
00:45:04,880 --> 00:45:09,040
Speaker 1: So we live in an economy, we live in a

859
00:45:09,200 --> 00:45:14,440
Speaker 1: in a country, right, everybody's in debt, even the fucking country.

860
00:45:14,960 --> 00:45:18,759
Speaker 1: So at one point do you think the citizens of

861
00:45:18,800 --> 00:45:21,399
Speaker 1: that country aren't going to have some form of debt,

862
00:45:21,480 --> 00:45:26,279
Speaker 1: Like debt actually makes money. M h, y'all ain't making

863
00:45:26,320 --> 00:45:28,200
Speaker 1: them more money off my motherfucking debt. Y'all can have

864
00:45:28,320 --> 00:45:30,880
Speaker 1: that ship. I'll figure it out on the back end

865
00:45:32,480 --> 00:45:35,799
Speaker 1: one of my credit cards, the interust rate. I kept calling, Hey,

866
00:45:35,880 --> 00:45:38,920
Speaker 1: y'all think y'all can lord this interest rate. They wouldn't,

867
00:45:39,120 --> 00:45:41,520
Speaker 1: And that's that's an option. You can call and ask

868
00:45:41,680 --> 00:45:43,640
Speaker 1: for a lower indust rate so you can be in

869
00:45:43,680 --> 00:45:45,400
Speaker 1: a position to try to pay some shit off. And

870
00:45:45,440 --> 00:45:50,439
Speaker 1: when the creditors aren't trying to work with you, when

871
00:45:50,480 --> 00:45:55,480
Speaker 1: they they too are in debt, boyfucking boyfuck you.

872
00:45:55,480 --> 00:45:57,400
Speaker 2: Well, if y'all don't want to go a j rowld,

873
00:45:57,440 --> 00:46:02,440
Speaker 2: let me tell y'all what it says.

874
00:46:03,080 --> 00:46:05,640
Speaker 3: Thanks to inflation, there is less money available to spend

875
00:46:05,680 --> 00:46:09,879
Speaker 3: on everything, including debt repayment. Aggressively paying off high interest debt,

876
00:46:09,920 --> 00:46:12,759
Speaker 3: including personal loans, payday loans, and credit cards can help

877
00:46:12,800 --> 00:46:15,600
Speaker 3: free up cash to spend on other items. If you

878
00:46:15,680 --> 00:46:18,320
Speaker 3: have a good or excellent credit you can also consider

879
00:46:18,360 --> 00:46:21,440
Speaker 3: transferring your high interest rate debt to a zero percent

880
00:46:21,560 --> 00:46:25,000
Speaker 3: balance transfer credit card. If you're able to pay off

881
00:46:25,000 --> 00:46:27,680
Speaker 3: your balances before the end of the introductory rate, which

882
00:46:27,719 --> 00:46:29,960
Speaker 3: is off to six to eighteen months, this can help

883
00:46:30,000 --> 00:46:33,279
Speaker 3: you save a lot of interest. Before committing to a

884
00:46:33,280 --> 00:46:36,160
Speaker 3: balanced transfer credit card, make sure you understand the terms

885
00:46:36,400 --> 00:46:39,440
Speaker 3: and if there is a transfer fee or annual fee involved.

886
00:46:40,680 --> 00:46:41,920
Speaker 3: So I mean that's an option you.

887
00:46:41,880 --> 00:46:44,240
Speaker 2: Guys to like. That is not an option.

888
00:46:44,560 --> 00:46:48,200
Speaker 1: That's not a real option. Paying off debt to free

889
00:46:48,239 --> 00:46:52,160
Speaker 1: up money is not a real thing. You're not gonna

890
00:46:52,200 --> 00:46:55,399
Speaker 1: have that money back. You're not gonna have no.

891
00:46:55,360 --> 00:46:58,600
Speaker 2: But but you don't want to have that debt.

892
00:46:59,280 --> 00:47:04,120
Speaker 1: Fuck that. Okay, fuck that debt, y'all. Tell y'all, y'all,

893
00:47:04,160 --> 00:47:09,480
Speaker 1: let no house fucking look my credit score good? Okay,

894
00:47:09,520 --> 00:47:13,000
Speaker 1: Like I said, fuck that debt. Y'all want some pointers,

895
00:47:13,080 --> 00:47:14,799
Speaker 1: hit me up? No, don't really, don't hit me up,

896
00:47:14,800 --> 00:47:18,000
Speaker 1: because one thing I don't like is customer service with niggas.

897
00:47:18,480 --> 00:47:20,759
Speaker 1: I hate trying to show a nigga to do some shit.

898
00:47:21,440 --> 00:47:24,440
Speaker 1: And you've been like not really liking black people.

899
00:47:26,200 --> 00:47:26,480
Speaker 2: Five.

900
00:47:26,600 --> 00:47:30,759
Speaker 3: Open a high yield savings account. Thanks to inflation, if

901
00:47:30,800 --> 00:47:34,080
Speaker 3: you aren't earning interest on your savings, you are losing money.

902
00:47:34,160 --> 00:47:37,279
Speaker 3: A high yel savings account is a savings account that

903
00:47:37,360 --> 00:47:40,760
Speaker 3: offers a high rate of return than the average saving account.

904
00:47:41,760 --> 00:47:45,040
Speaker 3: Online banks can often offer an even better interest rate

905
00:47:45,080 --> 00:47:47,480
Speaker 3: than traditional banks, since they don't have to pay expensive

906
00:47:47,520 --> 00:47:51,120
Speaker 3: overhead costs. A high yield savings account is a great

907
00:47:51,120 --> 00:47:54,240
Speaker 3: place to store your short turn short to medium turn savings,

908
00:47:54,320 --> 00:47:55,839
Speaker 3: such as your emergency funk.

909
00:47:56,360 --> 00:47:59,839
Speaker 1: Listen, they are asking people to save money that they're

910
00:47:59,880 --> 00:48:05,319
Speaker 1: nod fucking making the average rent right now, okay, because

911
00:48:05,360 --> 00:48:09,040
Speaker 1: they're almost making home ownership just so far away from

912
00:48:09,040 --> 00:48:12,480
Speaker 1: most people. The average rent is twenty five hundred dollars

913
00:48:13,080 --> 00:48:16,200
Speaker 1: for a one bedroom. It's like fifteen hundred dollars, right

914
00:48:16,280 --> 00:48:18,799
Speaker 1: This is the average rent across the country. People do

915
00:48:18,880 --> 00:48:22,520
Speaker 1: not have money to save in that way unless you

916
00:48:22,600 --> 00:48:26,440
Speaker 1: already had money accumulated. I think millennials are going to

917
00:48:26,480 --> 00:48:28,640
Speaker 1: be probably fucked up the most because we're not getting

918
00:48:28,640 --> 00:48:32,480
Speaker 1: our pseudo loans forgiven all right, right, so so.

919
00:48:32,560 --> 00:48:34,399
Speaker 2: Hard it might not exist by the time we.

920
00:48:34,360 --> 00:48:37,520
Speaker 1: Get exactly like we have always been the generation to

921
00:48:37,560 --> 00:48:42,520
Speaker 1: feel all a bullshit, Okay, I don't see anybody who

922
00:48:44,040 --> 00:48:46,960
Speaker 1: has children, who has a mortgage and all that, who

923
00:48:47,000 --> 00:48:50,320
Speaker 1: actually has money to save and put in a hide

924
00:48:50,680 --> 00:48:54,320
Speaker 1: a high yield interest. You and what you're saying essentially

925
00:48:54,400 --> 00:48:56,560
Speaker 1: is give your money to the banks to also use

926
00:48:56,560 --> 00:49:00,120
Speaker 1: your shit, use your money to invest in shit, and

927
00:49:00,239 --> 00:49:03,480
Speaker 1: possibly lose your money because when the markets crashed, that

928
00:49:03,560 --> 00:49:05,600
Speaker 1: money that you've now put in the bank. You no

929
00:49:05,680 --> 00:49:08,919
Speaker 1: longer have that money. Y'all saw that in California last

930
00:49:08,960 --> 00:49:11,880
Speaker 1: years time, where a credit union shut down and the

931
00:49:12,000 --> 00:49:15,200
Speaker 1: and the members came for their money and they couldn't

932
00:49:15,200 --> 00:49:15,560
Speaker 1: get it.

933
00:49:15,560 --> 00:49:17,800
Speaker 2: It was like, get it back in blood.

934
00:49:18,680 --> 00:49:21,919
Speaker 1: So why would I pay this fucking credit card? Get

935
00:49:21,960 --> 00:49:22,840
Speaker 1: it back of blood?

936
00:49:23,920 --> 00:49:24,279
Speaker 2: I think.

937
00:49:24,360 --> 00:49:27,160
Speaker 3: I think it's also it's important to have an emergency fund.

938
00:49:27,200 --> 00:49:30,680
Speaker 3: If you can squeeze, you know, any ounce of money

939
00:49:30,719 --> 00:49:32,920
Speaker 3: out to put in a how your savings account, so

940
00:49:33,040 --> 00:49:34,880
Speaker 3: you can have an emergency fund. It's better than a

941
00:49:34,920 --> 00:49:37,440
Speaker 3: regular one, you know. I mean, that's just an option

942
00:49:37,760 --> 00:49:39,840
Speaker 3: if you can. If you can't afford it, I would,

943
00:49:39,920 --> 00:49:42,240
Speaker 3: just because you never know when some bullshit gonna happen.

944
00:49:42,239 --> 00:49:45,040
Speaker 3: And you got a bag, but you ain't got nothing,

945
00:49:45,160 --> 00:49:48,239
Speaker 3: no money, you know, like you don't bought it, Like

946
00:49:48,280 --> 00:49:51,080
Speaker 3: I'm saying, you bought a designer bag instead of saving

947
00:49:51,160 --> 00:49:54,040
Speaker 3: for an emergency, and now you're out here with a GoFundMe,

948
00:49:54,080 --> 00:49:57,040
Speaker 3: which do work if people, if people fuck with you,

949
00:49:57,080 --> 00:50:01,160
Speaker 3: they'll they'll support it. But I mean that may not

950
00:50:01,200 --> 00:50:05,120
Speaker 3: always be the case. So have you an emergency stash

951
00:50:05,280 --> 00:50:07,080
Speaker 3: or something in your drawer, Put a little change in

952
00:50:07,080 --> 00:50:08,080
Speaker 3: the drawer something, bitch.

953
00:50:08,120 --> 00:50:09,359
Speaker 2: Don't just be out here with nothing.

954
00:50:10,360 --> 00:50:13,239
Speaker 1: Number. Holding on to fiat currency is never going to

955
00:50:13,239 --> 00:50:16,560
Speaker 1: be the It's like holding on to paper money ended

956
00:50:16,640 --> 00:50:20,680
Speaker 1: a mattress, like what happens when that currency no longer

957
00:50:20,719 --> 00:50:24,319
Speaker 1: has value. So if anything, I would say, buy you

958
00:50:24,400 --> 00:50:28,000
Speaker 1: some I mean it's not. Long term investments are always

959
00:50:28,040 --> 00:50:30,560
Speaker 1: going to be better than some short term.

960
00:50:30,520 --> 00:50:32,920
Speaker 2: Just having it sitting. Yeah, city money in account, so.

961
00:50:33,040 --> 00:50:36,280
Speaker 1: Like go but with the actual precious metals and stuff

962
00:50:36,320 --> 00:50:38,120
Speaker 1: like that. I you going to invest in anything for

963
00:50:38,200 --> 00:50:42,120
Speaker 1: real for the future, it would be if that dollars,

964
00:50:42,120 --> 00:50:42,560
Speaker 1: it would be that.

965
00:50:43,080 --> 00:50:45,080
Speaker 2: Yeah, that's what that would be. If you have a

966
00:50:44,600 --> 00:50:45,760
Speaker 2: couple of dollars.

967
00:50:45,840 --> 00:50:47,719
Speaker 3: But you could get a high yel savings account with

968
00:50:47,840 --> 00:50:50,040
Speaker 3: just a little bit of money and just start pouring

969
00:50:50,040 --> 00:50:51,920
Speaker 3: into that, like you know, just putting a couple of

970
00:50:51,920 --> 00:50:53,399
Speaker 3: dollars in it every month at least.

971
00:50:53,640 --> 00:50:56,440
Speaker 4: And what's the highest they want to give? What's the interest?

972
00:50:56,680 --> 00:50:59,879
Speaker 1: Uh, let me look up a bank and see what

973
00:51:00,960 --> 00:51:04,719
Speaker 1: is the current interest rate on a savings account in

974
00:51:04,840 --> 00:51:09,800
Speaker 1: GERI Okay, go ahead, I'll come back.

975
00:51:09,680 --> 00:51:10,239
Speaker 2: In all right.

976
00:51:10,239 --> 00:51:11,880
Speaker 3: While you're looking at up, I'm gonna go to the

977
00:51:11,920 --> 00:51:14,640
Speaker 3: next one, which already discussed what y'all. It says, create

978
00:51:14,719 --> 00:51:18,440
Speaker 3: a meal plan. So that's what I did, And it

979
00:51:18,480 --> 00:51:22,359
Speaker 3: really did drop my spending on food down to a

980
00:51:22,400 --> 00:51:25,240
Speaker 3: fraction of what I had been spending. And it also

981
00:51:25,440 --> 00:51:27,600
Speaker 3: dropped my weight down to a fraction of the size

982
00:51:27,640 --> 00:51:31,840
Speaker 3: I was bit because, and you know, obviously I didn't

983
00:51:31,920 --> 00:51:35,840
Speaker 3: just eat like salads in factory meals. I will also

984
00:51:36,360 --> 00:51:41,360
Speaker 3: get fruit in like sugar free chocolate and shit talking about.

985
00:51:41,160 --> 00:51:45,000
Speaker 1: The price of fruit and vegetables for them to be

986
00:51:45,080 --> 00:51:48,520
Speaker 1: good once you buy in like I'm sick of buying

987
00:51:48,640 --> 00:51:52,160
Speaker 1: nasty ass mangos. I'm sick of buying nasty ass apples

988
00:51:52,719 --> 00:51:55,200
Speaker 1: like the fruit they say they just I'm gonna start

989
00:51:55,239 --> 00:51:57,280
Speaker 1: returning shit. When I tell you, my mama will return

990
00:51:57,400 --> 00:52:00,680
Speaker 1: your ass to the grocery store. She needed to me too.

991
00:52:01,320 --> 00:52:01,879
Speaker 2: I am one.

992
00:52:01,960 --> 00:52:05,640
Speaker 3: I will come in there with a banana open. Excuse me,

993
00:52:06,239 --> 00:52:10,400
Speaker 3: this banana ain't right. I would like another. I really

994
00:52:10,440 --> 00:52:14,960
Speaker 3: that girl. If I cut into it and it ain't right,

995
00:52:15,040 --> 00:52:18,040
Speaker 3: I'm going to take your back. I don't get one peach, Hi,

996
00:52:18,800 --> 00:52:23,520
Speaker 3: good morning. I bought this peach yesterday. I bought this

997
00:52:23,560 --> 00:52:25,600
Speaker 3: peach four days ago, and look at it.

998
00:52:25,640 --> 00:52:28,239
Speaker 1: Now I need my gas money back for having to

999
00:52:28,280 --> 00:52:31,839
Speaker 1: come drive back over here. I also need that back now.

1000
00:52:31,880 --> 00:52:34,520
Speaker 1: One thing Harris Theater does like they have a guarantee

1001
00:52:34,520 --> 00:52:37,000
Speaker 1: fresh seafood policy. So if you buy some seafood from

1002
00:52:37,280 --> 00:52:39,720
Speaker 1: and it's bad, like, they give you back double your money.

1003
00:52:40,880 --> 00:52:44,200
Speaker 1: I like that. Yes, me too, because me buying like

1004
00:52:44,239 --> 00:52:48,000
Speaker 1: a whole twenty dollars fucking red snapper and get home

1005
00:52:48,000 --> 00:52:50,320
Speaker 1: and the shit is fucking bad, I gotta now drive

1006
00:52:50,440 --> 00:52:53,360
Speaker 1: back to your establishment to return it.

1007
00:52:53,400 --> 00:52:55,200
Speaker 4: You just gonna get me back the same money.

1008
00:52:55,480 --> 00:53:00,879
Speaker 1: No, not just high as inflation, right, I like that too.

1009
00:53:01,960 --> 00:53:04,520
Speaker 2: Another thing that says is batch errands.

1010
00:53:05,040 --> 00:53:08,200
Speaker 3: So with the price of gas, commuting or running multiple

1011
00:53:08,280 --> 00:53:10,560
Speaker 3: errans in a week can get expensive. Rather than driving

1012
00:53:10,600 --> 00:53:12,560
Speaker 3: back and forth to the store whenever you need something,

1013
00:53:12,800 --> 00:53:15,239
Speaker 3: try batching your errands so you can accomplish all of

1014
00:53:15,280 --> 00:53:20,399
Speaker 3: them in one trip. I mean, I guess that makes

1015
00:53:20,440 --> 00:53:22,480
Speaker 3: sense because some people go to the grocery store and

1016
00:53:22,480 --> 00:53:23,560
Speaker 3: get one meal every day.

1017
00:53:24,560 --> 00:53:28,680
Speaker 2: Yeah that's me especially, Yeah, I.

1018
00:53:30,840 --> 00:53:33,759
Speaker 1: For real, I do whatever. I'm a cook, I tend

1019
00:53:33,800 --> 00:53:36,360
Speaker 1: to go to the grocery store to get it for

1020
00:53:36,400 --> 00:53:40,240
Speaker 1: that day. I don't really like store. I'm freezing stuff,

1021
00:53:40,440 --> 00:53:40,880
Speaker 1: you know.

1022
00:53:41,040 --> 00:53:43,560
Speaker 3: But you can save on gas if you just bought

1023
00:53:43,560 --> 00:53:46,200
Speaker 3: a bunch of shit at one time, at least three

1024
00:53:46,280 --> 00:53:52,000
Speaker 3: days worth. Okay, And this one says investing tips, Treasury

1025
00:53:52,239 --> 00:53:56,319
Speaker 3: inflation protected securities is a government security designed to help

1026
00:53:56,360 --> 00:53:59,719
Speaker 3: protect you against inflation. What says TIPS apart from other

1027
00:53:59,719 --> 00:54:03,800
Speaker 3: government securities is that the principle is not fixed. Instead,

1028
00:54:04,000 --> 00:54:06,880
Speaker 3: it can go up and down with inflation as measured

1029
00:54:06,920 --> 00:54:10,920
Speaker 3: by the Consumer Price indecks CPI. When inflation rises, you

1030
00:54:10,920 --> 00:54:14,880
Speaker 3: can benefit from higher income payments. Tips can come in

1031
00:54:14,960 --> 00:54:18,359
Speaker 3: terms of five, ten, or thirty years. At maturity, you

1032
00:54:18,400 --> 00:54:21,400
Speaker 3: either get the higher just a principle or the original value.

1033
00:54:21,520 --> 00:54:24,000
Speaker 3: So the benefit is you never risk losing your initial

1034
00:54:24,080 --> 00:54:27,000
Speaker 3: principal investment. I've never heard of that.

1035
00:54:28,280 --> 00:54:29,520
Speaker 4: I'm gonna have to look into that.

1036
00:54:30,080 --> 00:54:31,600
Speaker 2: Yeah, so y'all look up tips.

1037
00:54:34,040 --> 00:54:38,080
Speaker 3: And then lastly, it says speak to a financial advisor,

1038
00:54:38,200 --> 00:54:41,120
Speaker 3: get you someone who can help you manage your money.

1039
00:54:41,560 --> 00:54:45,439
Speaker 1: But you got to pay, yeah, like.

1040
00:54:45,560 --> 00:54:49,000
Speaker 3: We got to pay them to So I mean that's

1041
00:54:49,040 --> 00:54:52,080
Speaker 3: if you can afford to, you know, pay somebody to.

1042
00:54:53,640 --> 00:54:54,680
Speaker 2: Help you with your money.

1043
00:54:55,120 --> 00:54:57,560
Speaker 3: But there are people out there who don't cost as

1044
00:54:57,640 --> 00:54:59,359
Speaker 3: much that can do it. You know, you can find

1045
00:54:59,400 --> 00:55:01,640
Speaker 3: someone who can help. If you can, if it's in

1046
00:55:01,640 --> 00:55:02,480
Speaker 3: the budget.

1047
00:55:02,520 --> 00:55:04,760
Speaker 4: YouTube university, figure it out yourself.

1048
00:55:04,800 --> 00:55:07,520
Speaker 1: Like at this point, like you're going to have to

1049
00:55:07,600 --> 00:55:12,480
Speaker 1: eliminate some of your bills, right, So getting a financial advisor,

1050
00:55:13,200 --> 00:55:17,279
Speaker 1: that's not really it's a good thing, right, but most

1051
00:55:17,320 --> 00:55:20,000
Speaker 1: people they can't afford a financial advisor. Not a real

1052
00:55:20,040 --> 00:55:22,080
Speaker 1: good per you know. And if you're not making a

1053
00:55:22,120 --> 00:55:24,960
Speaker 1: certain amount of money, like what are you really advising

1054
00:55:25,280 --> 00:55:26,040
Speaker 1: advising for?

1055
00:55:26,760 --> 00:55:29,760
Speaker 3: Like put that fifty cent over there and put another

1056
00:55:29,840 --> 00:55:31,320
Speaker 3: dollar on that side.

1057
00:55:34,360 --> 00:55:36,640
Speaker 1: Yeah, Like I don't know, it's rough out here, but

1058
00:55:38,120 --> 00:55:41,200
Speaker 1: just these are just some like online banks, online savings.

1059
00:55:41,280 --> 00:55:45,680
Speaker 1: So I'm seeing like rates of five point three percent

1060
00:55:46,000 --> 00:55:50,880
Speaker 1: five point two five percent on high interest yield savings accounts.

1061
00:55:52,320 --> 00:55:54,600
Speaker 1: That's not a lot of money. Depend depending on how

1062
00:55:54,640 --> 00:55:57,239
Speaker 1: much money you're actually putting into this state, into this

1063
00:55:57,320 --> 00:55:58,040
Speaker 1: savings account.

1064
00:55:58,080 --> 00:56:00,440
Speaker 4: It's really not a lot of money.

1065
00:56:02,040 --> 00:56:04,360
Speaker 1: Now, I'm gonna tell y'all, So my options, I have

1066
00:56:04,480 --> 00:56:06,800
Speaker 1: been trying to set a goal to make five hundred

1067
00:56:06,840 --> 00:56:09,799
Speaker 1: dollars a day on options. Now I'm gonna tell y'all

1068
00:56:09,840 --> 00:56:12,400
Speaker 1: it could be one day I might lose fifteen Okay,

1069
00:56:13,200 --> 00:56:17,560
Speaker 1: but I have been making that goal for the last

1070
00:56:17,600 --> 00:56:21,680
Speaker 1: couple of months. Okay, I've lost, Yeah, but I've lost

1071
00:56:21,719 --> 00:56:24,640
Speaker 1: some money. But it's not like my initial investment that

1072
00:56:24,680 --> 00:56:28,880
Speaker 1: I've lost. Right that to me, you don't got to

1073
00:56:29,000 --> 00:56:32,200
Speaker 1: hire paying job than options. That is the highest paying

1074
00:56:32,280 --> 00:56:35,359
Speaker 1: job that you could fucking have, right if you can

1075
00:56:35,520 --> 00:56:38,680
Speaker 1: figure out a low routine. So this is just the

1076
00:56:38,680 --> 00:56:41,880
Speaker 1: one little tidbit if you're interested in options. The thing

1077
00:56:41,920 --> 00:56:46,000
Speaker 1: I've been doing for the last couple weeks, I've been

1078
00:56:46,719 --> 00:56:50,120
Speaker 1: getting in the S and P five hundred right at

1079
00:56:50,120 --> 00:56:52,040
Speaker 1: the end of the day, so add three, so this

1080
00:56:52,080 --> 00:56:54,759
Speaker 1: is thirty minutes a day basically. So right at like

1081
00:56:54,840 --> 00:56:57,959
Speaker 1: three o'clock, I start looking at the market, I start

1082
00:56:57,960 --> 00:57:01,439
Speaker 1: looking at S and P five hundred. You can buy

1083
00:57:01,600 --> 00:57:05,040
Speaker 1: option contracts cheaper on Thursdays and Fridays, that's one thing.

1084
00:57:06,200 --> 00:57:09,600
Speaker 1: And the market now allows you to trade fifteen minutes

1085
00:57:09,719 --> 00:57:13,960
Speaker 1: after the market opens and fifteen minutes after it closes

1086
00:57:14,400 --> 00:57:17,400
Speaker 1: when you buy same day contracts, and you can actually

1087
00:57:17,480 --> 00:57:19,440
Speaker 1: like if the if you think that S and P

1088
00:57:19,520 --> 00:57:21,360
Speaker 1: five hundred is going to keep going up after the

1089
00:57:21,360 --> 00:57:25,160
Speaker 1: market closes, you could double your fucking money so fast.

1090
00:57:25,280 --> 00:57:27,320
Speaker 1: But if it goes the opposite way. You could also

1091
00:57:27,400 --> 00:57:30,400
Speaker 1: lose it really fast. So I would suggest people to

1092
00:57:30,680 --> 00:57:33,920
Speaker 1: sign up for TD was not TD Ameritrade anymore.

1093
00:57:34,120 --> 00:57:35,360
Speaker 4: I'm TD amer Trade.

1094
00:57:35,680 --> 00:57:40,360
Speaker 1: It's not. It's not. It's Charles Swab. Now for think

1095
00:57:40,400 --> 00:57:44,280
Speaker 1: a swim. Sign up for think a swim and do

1096
00:57:44,360 --> 00:57:46,880
Speaker 1: some paper tradeing. Paper trading is like using fake money,

1097
00:57:46,960 --> 00:57:50,520
Speaker 1: so you can get acclimated and just try it first

1098
00:57:50,520 --> 00:57:51,240
Speaker 1: before you That's.

1099
00:57:51,160 --> 00:57:54,120
Speaker 2: What I wanted money. I want to learn, learn how

1100
00:57:54,120 --> 00:57:56,040
Speaker 2: to play with that girl.

1101
00:57:56,200 --> 00:57:58,480
Speaker 1: When I tell you there's something like I didn't cried

1102
00:57:58,560 --> 00:58:03,160
Speaker 1: one day, but then other days.

1103
00:58:03,280 --> 00:58:04,680
Speaker 2: I cry a lot of dollar days.

1104
00:58:04,680 --> 00:58:17,200
Speaker 3: So it's a buy some money instead of these niggas.

1105
00:58:14,000 --> 00:58:17,000
Speaker 1: Every day thirty minutes thirty minutes, the last thirty minutes

1106
00:58:17,040 --> 00:58:18,680
Speaker 1: of the day, you should be able to make a

1107
00:58:18,680 --> 00:58:21,160
Speaker 1: couple hundred dollars honestly.

1108
00:58:21,200 --> 00:58:23,600
Speaker 3: All right, well, maybe we need to sit down and

1109
00:58:23,640 --> 00:58:25,560
Speaker 3: you can teach me, or maybe you should do like

1110
00:58:25,600 --> 00:58:30,680
Speaker 3: a live and teach all us, bitch, because I got

1111
00:58:30,720 --> 00:58:31,360
Speaker 3: a curriculum.

1112
00:58:31,440 --> 00:58:33,560
Speaker 1: It's gonna cost you though, that's another investment.

1113
00:58:35,920 --> 00:58:38,440
Speaker 3: Listen, all right, well, do you have any last last

1114
00:58:39,760 --> 00:58:40,440
Speaker 3: for today?

1115
00:58:40,560 --> 00:58:42,760
Speaker 2: What's your last word? Oh?

1116
00:58:43,720 --> 00:58:44,360
Speaker 4: Last word?

1117
00:58:44,400 --> 00:58:47,240
Speaker 1: Couple up. Get you a nigga, Stop backing like you

1118
00:58:47,320 --> 00:58:50,440
Speaker 1: independent bitch. Alright, save a couple of dollars. Get you

1119
00:58:50,480 --> 00:58:57,600
Speaker 1: a fucking boyfriend, girl, he might not be that cute.

1120
00:58:55,440 --> 00:58:59,120
Speaker 3: Get him. Get a boyfriend that can contribute, because right,

1121
00:58:59,480 --> 00:58:59,960
Speaker 3: don't get it?

1122
00:59:00,040 --> 00:59:01,160
Speaker 2: And who need help?

1123
00:59:01,680 --> 00:59:02,640
Speaker 4: Bit, you need help?

1124
00:59:03,120 --> 00:59:05,240
Speaker 1: And this is not just for women, right this, this

1125
00:59:05,680 --> 00:59:08,280
Speaker 1: is for everybody whoever's listening. Couple up.

1126
00:59:08,520 --> 00:59:10,760
Speaker 4: That's one way to battle inflation.

1127
00:59:11,400 --> 00:59:17,479
Speaker 1: Right. Of course, saving money another thing. Call these credit

1128
00:59:17,520 --> 00:59:20,120
Speaker 1: card companies. If you owe anybody any money. Everything in

1129
00:59:20,160 --> 00:59:24,200
Speaker 1: life is negotiable, negotiable everything. Call them see if you

1130
00:59:24,240 --> 00:59:27,479
Speaker 1: can get a lot of interest rate if you don't

1131
00:59:27,480 --> 00:59:29,840
Speaker 1: have to take my way right to do some shit.

1132
00:59:30,080 --> 00:59:33,440
Speaker 1: But if you don't have it, you don't have it.

1133
00:59:34,920 --> 00:59:37,000
Speaker 1: And it's not that I don't have it. Y'all can

1134
00:59:37,120 --> 00:59:37,440
Speaker 1: have it.

1135
00:59:39,400 --> 00:59:43,880
Speaker 3: My last last is stop spending on frivolous bullshit trying

1136
00:59:43,920 --> 00:59:46,160
Speaker 3: to keep up with the joins. Isn't trying to look

1137
00:59:46,200 --> 00:59:49,560
Speaker 3: a certain way or be validated by.

1138
00:59:49,720 --> 00:59:50,960
Speaker 1: Things social media?

1139
00:59:51,040 --> 00:59:54,320
Speaker 3: Don't let yeah, yeah, don't allow these things to validate you.

1140
00:59:54,320 --> 00:59:57,720
Speaker 3: Your work is not aligned with how much stuff you got,

1141
00:59:58,120 --> 00:59:59,440
Speaker 3: How good are you as a person?

1142
00:59:59,480 --> 01:00:01,360
Speaker 2: Are you a good person? Are you healthy?

1143
01:00:01,400 --> 01:00:03,840
Speaker 3: Are your friends and family healthy? Are you making positive

1144
01:00:03,840 --> 01:00:04,800
Speaker 3: connections with people?

1145
01:00:04,920 --> 01:00:08,520
Speaker 2: That's where your value lies, you know, not in the

1146
01:00:08,600 --> 01:00:09,400
Speaker 2: things that you have.

1147
01:00:09,720 --> 01:00:14,240
Speaker 3: So yeah, fuck that stuff and save your money and

1148
01:00:14,320 --> 01:00:15,720
Speaker 3: be kind and be good to people.

1149
01:00:16,120 --> 01:00:20,400
Speaker 2: That's my last last period period period poop.

1150
01:00:20,840 --> 01:00:21,479
Speaker 1: Look at us.

1151
01:00:21,400 --> 01:00:23,200
Speaker 4: Giving a little slight financial advice.

1152
01:00:25,640 --> 01:00:28,240
Speaker 1: Alright, y'all listen if you enjoyed this episode, because these

1153
01:00:28,240 --> 01:00:30,640
Speaker 1: motherfuckers trying to put me on this hotel. If you

1154
01:00:30,840 --> 01:00:33,600
Speaker 1: enjoyed this episode, y'all tune in every Thursday on The

1155
01:00:33,640 --> 01:00:37,240
Speaker 1: Black Effect podcast. iHeartRadio apple Way, but though fuck you

1156
01:00:37,280 --> 01:00:40,960
Speaker 1: get your podcasts. That is your co host, aj Holiday

1157
01:00:41,000 --> 01:00:43,720
Speaker 1: two point oh, hailing all the way from Saint Martin

1158
01:00:43,800 --> 01:00:46,080
Speaker 1: Stratton on a motherfucker island. I probably should have got

1159
01:00:46,120 --> 01:00:48,080
Speaker 1: on tender livet sight and see what was popping.

1160
01:00:48,640 --> 01:00:50,120
Speaker 4: Anyway, what's up, tam Bam.

1161
01:00:51,120 --> 01:00:53,360
Speaker 3: You did right by keeping your ass off of there,

1162
01:00:54,840 --> 01:00:56,200
Speaker 3: crazy ass girl, y'all.

1163
01:00:56,200 --> 01:00:58,160
Speaker 2: It's official, Tam Bam. I love y'all.

1164
01:00:58,480 --> 01:01:01,320
Speaker 3: Follow me on Instagram, send us your dumb bitch stories.

1165
01:01:01,320 --> 01:01:03,360
Speaker 3: It's hide outside. I know y'all been doing some shit.

1166
01:01:03,520 --> 01:01:07,880
Speaker 3: It's it's ninety five it's seven pm, Friday, ninety five degrees.

1167
01:01:07,920 --> 01:01:10,720
Speaker 3: That's my favorite shit right now, y'all, that's my favorite shit.

1168
01:01:11,080 --> 01:01:11,840
Speaker 2: I love y'all.

1169
01:01:11,840 --> 01:01:16,880
Speaker 3: Remember speak now and never hold your peace hold your

1170
01:01:16,920 --> 01:01:18,320
Speaker 3: money though, period,