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Speaker 1: go online to Reliability Investment dot com. That's Reliability Investment

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Speaker 1: dot Com. My next guest UH mission is to help

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Speaker 1: women I have six sisters, so I can truly understand

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Speaker 1: where she's coming from, become financially free by teaching them

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Speaker 1: strategies on how to create a generational how to create

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Speaker 1: generational wealth and monetize the individual gifts and talents and

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Speaker 1: a financially successful online business. She's committed to helping others

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Speaker 1: build wealth by teaching impactful insights and actionable steps so

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Speaker 1: her clients can experience significant shifts as they tap into

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Speaker 1: their personal stretch to build their own business. Please work

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Speaker 1: with Money Making Conversation a perfect guest for my show

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Speaker 1: and for my listeners to enjoy. Don Yale winning Ham,

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Speaker 1: Good morning, How are you doing there and what city

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Speaker 1: are you calling from? I'm actually talking from Houston this morning. Okay,

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Speaker 1: that's my hometown. Now, Now what are you doing in Houston, Texas? Now?

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Speaker 1: What are you doing in Houston taking? How long are

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Speaker 1: you gonna be there? Because we need to talk about

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Speaker 1: places to go eat. I'm gonna be here for a while.

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Speaker 1: I actually live here now, okay, yeah, that's that's my

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Speaker 1: one of my favorite conversations. Places that don't eat. Okay, cool.

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Speaker 1: Now I have a home still in Houston, so this

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Speaker 1: is good. So we can connect the dots here along

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Speaker 1: the line. So how long have you been in Houston?

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Speaker 1: And we're gonna get to the whole conversation. I kind

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Speaker 1: of like, you know, we have two breaks. I like

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Speaker 1: my fans to get to know the individuals who I'm

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Speaker 1: talking to, and we create relationship so the information doesn't

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Speaker 1: feel forced. It feels like it's coming from a place

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Speaker 1: that's authentic. So when did you move to Houston. I've

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Speaker 1: been in Houston for twenty plus years now and we've

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Speaker 1: never met. So, now you know what. I spent my

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Speaker 1: time in corporate America right right, So recently I didn't

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Speaker 1: know anybody outside of the corporate sector. I would tell

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Speaker 1: you this. I've been out of Houston. You know, I

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Speaker 1: still have a home there. They have home over there

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Speaker 1: in a spring branch across the memorial or a memorial area.

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Speaker 1: I have a home over there, and so that's where

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Speaker 1: I worked. Okay, cool, See we well we're getting too close. Now,

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Speaker 1: We're getting really close. And so so when I when

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Speaker 1: I look at Success, tell me your top three foodie

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Speaker 1: places in Houston, I'm gonna find out. Chief real here,

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Speaker 1: I'm find out. I'm find out. We're gonna, you know,

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Speaker 1: top three, miss winning ham My top three is Mickey

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Speaker 1: Soul Food cafe that Circy Leighood. What number three is? Wow?

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Speaker 1: Number three is tighteple ahead and say esther Food. See

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Speaker 1: two of those places I've never been to, Estra Soul

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Speaker 1: Food and what's a Mickey's. Okay, I gotta I gotta

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Speaker 1: get that information from you, because I I love to eat.

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Speaker 1: And what I do is I have this thing. I

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Speaker 1: have this format on my website and social media called

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Speaker 1: Rushawn's Eats, and these are the favorite places I go.

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Speaker 1: And I recommend that just you know, I don't you know,

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Speaker 1: there are no fees. I just promote and say, hey,

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Speaker 1: go check out this restaurant and to go to just

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Speaker 1: a favorite place in Houston. So there was a two

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Speaker 1: places that I need to know about that you've told

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Speaker 1: me about, and in Houston. And I am a native Houston.

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Speaker 1: I was born to Houston, with the high school in Houston,

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Speaker 1: with the college in Houston. I got married in Houston.

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Speaker 1: I still live in Houston and also live in Atlanta, Georgia.

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Speaker 1: Now you're on my show, and it's called something called

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Speaker 1: the Leading America's Leading Quit Coach q U I T coach.

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Speaker 1: What is that? So? A quick coach of somebody that

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Speaker 1: helps you transition because you don't just quit your job,

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Speaker 1: because you can't just quit your bill, right right, So

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Speaker 1: it's a process to be able to take your marketable

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Speaker 1: skills from whatever you do, whatever you know how to do,

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Speaker 1: and turn that into something that you can sell in

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Speaker 1: the world at large. To be able to have the

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Speaker 1: freedom to quit your job. Now we shauid have freedom

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Speaker 1: to quit your job. What does that mean. I'm just

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Speaker 1: just trying to just spell it out the fruit. Like

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Speaker 1: I said, I'm because I might have an example of

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Speaker 1: myself quitting the job and I'm gonna tell you how

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Speaker 1: how it affected me. And then I found myself having

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Speaker 1: to go back to work. So and that's why The

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Speaker 1: transition is so important. With Shawn, I was a vice

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Speaker 1: president and JP Morgan Chase. I left Chase a day

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Speaker 1: before my sixteenth year anniversary. I spent four years before

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Speaker 1: I left Chase building my income up so that it

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Speaker 1: matched my check so that when I left, I didn't

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Speaker 1: have to ever go back. And that's the importance of

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Speaker 1: the transition. You can't step out. People say, oh, I'm

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Speaker 1: gonna step out on face. No, you're gonna step out

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Speaker 1: on broke. I love already. I get so bad when

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Speaker 1: I hear that we're stepping out on faith. Yeah, we

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Speaker 1: need to step out on money, right. And so when

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Speaker 1: you step out with a plan that's already operational that

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Speaker 1: you don't have to worry about going back, you can

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Speaker 1: take your additional time freedom and scale your business up

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Speaker 1: from where you are. Because it's really interesting. I always

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Speaker 1: tell people about wealth to talk about finances, And one

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Speaker 1: thing I learned is that when I when I made

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Speaker 1: a transition my life to walk away from our financial

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Speaker 1: successful partnership, I thought I would not work again. But

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Speaker 1: then what I didn't realize is that I liked the

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Speaker 1: lifestyle that I was in, So I was stopping. I

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Speaker 1: was still trying to when no income coming like it was,

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Speaker 1: I was still doing what I was doing. First class tickets,

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Speaker 1: limos service, you know, Taylor shoes, Taylor clothes. That realized,

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Speaker 1: you know, something happen when you're a big house. The

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Speaker 1: taxes don't change, the electricity bill don't change, the Verizon bill,

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Speaker 1: don't change. That's what if. That's when people forget when

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Speaker 1: they when they say IM gonna walk away, Well you're

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Speaker 1: gonna walk away. There's certain things you can't walk away

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Speaker 1: from if you're not downsizing. M I had no plans

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Speaker 1: on downside. And so guess what the quick coach I

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Speaker 1: should have called her first, because you said, straight now,

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Speaker 1: let me let me use let me use me use

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Speaker 1: me as an example. Okay, here's a guy, you know successful.

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Speaker 1: I said, I'm out, I'm gonna spend time with my family.

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Speaker 1: I'm relaxed. I got two houses. Wasn't selling no house,

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Speaker 1: wasn't selling no car. What mistakes were I was was

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Speaker 1: I making or was I making any mistakes? And then

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Speaker 1: had hadn't playing on making it working for anybody ever again,

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Speaker 1: So the biggest mistake people make with shan is that

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Speaker 1: they don't monetize what's in their hands. We do a lot,

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Speaker 1: but we don't expect revenue and return. See. I never

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Speaker 1: realized my side hustle could have freed me a long

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Speaker 1: time ago, had i've been as serious about my side

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Speaker 1: hustle as I was about my job. The people put eight, nine,

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Speaker 1: ten hours a day into their jobs, but they don't

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Speaker 1: put that level of time into their business. And so

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Speaker 1: what happens is your business always ends up on the

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Speaker 1: losing end. And besides that, we don't know how to

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Speaker 1: monetize everything we do, every bit of its since we

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Speaker 1: give out, uh, every bit of support, we give one

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Speaker 1: sure of business that has to be monthetized. Walmart is

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Speaker 1: not handing out free baths to the groceries just because.

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Speaker 1: And so when we don't monetize our gifts and talents,

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Speaker 1: we end up working for somebody who will. Well, it's

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Speaker 1: all right. First of all, it's all right to work

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Speaker 1: for somebody. So let me don't get that cool. But

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Speaker 1: writing the book myself and I talk about that you

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Speaker 1: have the four they all week people and you have

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Speaker 1: the seventy hour weak people. These are two different people,

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Speaker 1: the four the hour weak people. There's a plan of

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Speaker 1: success you need to understand how you can be successful

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Speaker 1: within that window. The people who want more than forty hours,

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Speaker 1: that's a different breed of people. That's That's what I'm

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Speaker 1: talking on the phone right now. She's a forty hour

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Speaker 1: week person and she's letting you know that, which I

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Speaker 1: totally agree. If you apply the same eight hours of

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Speaker 1: work that you're doing in a forty hour week to

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Speaker 1: your dream, really apply those same hours, then you can

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Speaker 1: be successful outside of that forty hour week. But the

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Speaker 1: problem is people don't have to discipline. Isn't that the

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Speaker 1: difference maker? You know? I think you know. The funny

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Speaker 1: part is they have the discipline for a job. You

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Speaker 1: can't keep a job that days if you're not discipline.

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Speaker 1: You gotta come to work here, come to work on time.

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Speaker 1: So I find it funny that you would have that

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Speaker 1: discipline for someone else and not have that discipline for

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Speaker 1: your drinks. And I think part of that is a

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Speaker 1: believability factor. You don't really believe you can get riched

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Speaker 1: on your drinks because we've been taught you get rich

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Speaker 1: out of job, and you're really doubtful. So how how

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Speaker 1: do you view retirement? How do you you view people

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Speaker 1: who you know just trying to get that finish line,

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Speaker 1: you know, I mean hopefully the government will take care

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Speaker 1: of them. You know that that's their that's the admission

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Speaker 1: to be taken care of at a certain age. Is

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Speaker 1: that I know that's not your philosophy. How do how

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Speaker 1: do we break that? But how do we break that out?

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Speaker 1: That that that pattern that has been perceived to be

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Speaker 1: the way you grow old? You know, Rashawn, it's so

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Speaker 1: many patterns we need to break included that one. You

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Speaker 1: know what I teach my clients that retirement is not

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Speaker 1: an age retirement as developed thing. You're in your bank

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Speaker 1: account retirements? Do you have residual income that can continue

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Speaker 1: to pay you when you're no longer doing what you're doing? Right? So,

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Speaker 1: if you want to sit back and wait on the government,

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Speaker 1: chances are you might be greeting at Walmart when you're

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Speaker 1: seventy years old to breede the gap. If you're barely

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Speaker 1: making it now, how are you really gonna make it

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Speaker 1: when your income only of what it is now, your

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Speaker 1: paycheck to paycheck already, the studies show that the average

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Speaker 1: American is giving paycheck to paychecks. I think they said

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Speaker 1: something like people can afford a thousand dollar emergency without

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Speaker 1: putting on a credit card or borrowing the money. So

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Speaker 1: you're already pay check to paychecks, So how do you

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Speaker 1: reduce that and really live comfortably? Like you said earlier,

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Speaker 1: your bills are not going anywhere. You gotta houses. You

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Speaker 1: said that Q cable bills. You still got to light

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Speaker 1: build water bills. So how do you reduce your money

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Speaker 1: and retire here? Well, that means you have to have

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Speaker 1: a lifestyle change with you at the time. And I

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Speaker 1: refused to understand why, you know, because of the fact

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Speaker 1: that I'm a smart guy and I bring it out

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Speaker 1: because a lot of decisions, you know, people would say

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Speaker 1: there's a lot of people who are homeless right now

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Speaker 1: because they're smre people. They just made the decision or

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Speaker 1: they made a decision too late to realize that they

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Speaker 1: were in a in a in a in a spiral

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Speaker 1: that they couldn't undo. Now, when I when I one

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Speaker 1: of the things when I'm reading your bio, it said

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Speaker 1: internet influencer. And I've heard of social media influencer. Now

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Speaker 1: that I miss judge something when I read the word

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Speaker 1: internet influencer, Is there a difference? It's not really a difference. Uh.

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Speaker 1: The only I think the only distinct differences. I make

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Speaker 1: money on the internet m outside of sponsorship, outside of

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Speaker 1: brands paying me. There are a lot of people that

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Speaker 1: have way more followers than me and make way less money.

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Speaker 1: When I said Internet influencer, I mean is their job

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Speaker 1: to show up on the Internet every day and get

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Speaker 1: clients and generate referuce. That's my job and that's what

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Speaker 1: I teach my clients. The Internet marketplace is vast, it's endless,

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Speaker 1: and it's just now at the tipping point. That's absolutely correct. Um.

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Speaker 1: When of my next break, I'm talking to America's leading

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Speaker 1: quit coach. That's q U I T coach and what

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Speaker 1: it means to be successful in your life now how

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Speaker 1: to understand those changes. Her name is dan Yelle winning Ham,

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Speaker 1: been a resident of Houston for twenty years. In Houston,

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Speaker 1: Texas is my city. We we did the top three

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Speaker 1: places to eat and I was cool with one of

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Speaker 1: them because the other two. She's gonna send me informational

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Speaker 1: that's the Turkey leg. The Turkey leg. You gotta get

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Speaker 1: there early to get a Turkey leg where she's fantastic.

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Speaker 1: The next break will be about inspirational steps and we're

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Speaker 1: gonna get some contact information on how you can find

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Speaker 1: out how to return. I just Rashan McDonald and you're

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Speaker 1: listening to Rashan and you listen to money make I'm

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Speaker 1: about say and you listening to Rashan McDonald. Wow, that

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Speaker 1: was not gonna come out good. You're listening to money

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Speaker 1: making conversations on the phone. As an international wealth building expert,

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Speaker 1: she empowers thousands of women via daily Lives Strange to

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Speaker 1: quit their job and live their dreams and as they

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Speaker 1: could never have imagined. She's internet or social media influencer.

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Speaker 1: And lets just say this number because she was important,

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Speaker 1: because we talked about the earlier. Her daily social media

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Speaker 1: follows are over a hundred and fifty thousand because a

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Speaker 1: lot of people feel that and for her, engagement is crazy.

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Speaker 1: And that's the key. Who people who follow you? Are

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Speaker 1: they engaged by you? Do they respond to you? And

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Speaker 1: so that's what we were talking about earlier, is that

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Speaker 1: there's some people out there. I remember when uh Watson

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Speaker 1: they can do tests. They were looking at my social

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Speaker 1: media numbers and they started comparing it to people who

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Speaker 1: had sometimes six times more than my social media numbers,

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Speaker 1: and they win. Your engagement is much more valuable and

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Speaker 1: so Miss Winningham is that that's that's really important. We

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Speaker 1: should tell people who who are chasing the ultimate uh

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Speaker 1: million or the ultimate viral video. It's really the consistent

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Speaker 1: engagement and why people are actually following you. Correct, But

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Speaker 1: beyond a shadow of a doubt, it's not about life.

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Speaker 1: It's not about follows. It's about whose life are you changing,

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Speaker 1: who's listening to you, who are you impacting? What are

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Speaker 1: you shifting with your words? That's what it's about. And

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Speaker 1: would you Now that's important to you because you have

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Speaker 1: you have a balanced life because you're you're You're you're

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Speaker 1: you know, let's just say a mom or three key

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Speaker 1: to three kids. How does that? You know? You? You

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Speaker 1: you travel more than you probably ever traveled before, and

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Speaker 1: you always And it's interesting when you take on that

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Speaker 1: inspirational lifestyle that you have, because people naturally gravitate themselves

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Speaker 1: into your your persona, your world, and you have to

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Speaker 1: you have to deal with it because guess what, they

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Speaker 1: expect a certain response back to you. How do you

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Speaker 1: maintain that balanced life? So, to be honest, it's easier

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Speaker 1: doing what I do now than working a job because

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Speaker 1: I have the freedom to do it. When I want to.

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Speaker 1: And now my kids are in college now, but especially

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Speaker 1: as they were growing up. You know, I had more freedom,

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Speaker 1: you know, doing this internet thing than I did having

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Speaker 1: to be at a job. I was a vice president

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Speaker 1: so and at Chase, we did like five mergers in

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Speaker 1: like seven years. So I was consumed at my job

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Speaker 1: versus being able to work at elevens you know, midnight,

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Speaker 1: four in the morning, when the kids are asleep. I

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Speaker 1: have more choices now, and to be honest, I can

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Speaker 1: travel as much there. Last year in high school, I

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Speaker 1: shut to travel down and could still make money from

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Speaker 1: my house. And that freedom was important to me because

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Speaker 1: I felt like I missed so many years working a job.

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Speaker 1: I didn't want to do nothing they last year, but

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Speaker 1: spend time with them. That was it it. So you

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Speaker 1: so that's whole purpose that you do now you focus

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Speaker 1: on women? Okay? Is there a reason for that? If

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Speaker 1: you trying to just show them the glass ceiling is breakable?

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Speaker 1: Why you know I focused on women because you know,

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Speaker 1: I actually have a new book coming out to him

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Speaker 1: called Poverty Wears a Skirt. And if you look at

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Speaker 1: the numbers statistics on women, yet we have to buying power.

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Speaker 1: But we don't have the wealth. Women do se me

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Speaker 1: of the world's work, but we only have ten percent

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Speaker 1: of the world's wealth and one percent of the world's land.

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Speaker 1: So now you're not just talking about women. Were talking

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Speaker 1: about your aunt, your six sisters, your mom, your daughters.

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Speaker 1: We're talking about the people that are the caregivers for

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Speaker 1: all intives and purposes, women or anyone percent of the

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Speaker 1: world's caregivers. Why should we be in poverty. I'm not

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Speaker 1: saying give us an unequal shared of past. I'm saying,

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Speaker 1: let's level the plane fill at least give me the

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Speaker 1: money I need to take care of my family. If

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Speaker 1: I'm a single mom, to take care of my mother,

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Speaker 1: if I'm a caregiver, at least give me that because

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Speaker 1: I give so much. Now, when you say you give

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Speaker 1: so much, what does it mean when you say gives

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Speaker 1: so much? Because I always like to break it down

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Speaker 1: a little bit more. When you what do you when

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Speaker 1: you said you give so much? What does that mean?

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Speaker 1: You know? As women, and I mean especially, let me

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Speaker 1: just back my background as an active American woman, I

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Speaker 1: was always taught that I had to show up and

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Speaker 1: do five times as much. And so I did, and

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Speaker 1: I continue to do that. I don't know how to

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Speaker 1: do anything black luster. I bring my work ethic to

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Speaker 1: every game I play. But I was finding out that

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Speaker 1: my colleagues, and that's where Black Women's Equal pay they

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Speaker 1: come from. My colleagues were getting paid sometimes double what

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Speaker 1: I was getting paid for doing way less work. So

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Speaker 1: why is that so when you were just least to

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Speaker 1: our next question, then tell us about your Black Women's

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Speaker 1: Equal Pay Day in August. So Black Women's Equal Pay

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Speaker 1: Day is actually a national initiative. We just make sure

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Speaker 1: that each year we highlight the fact that women have

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Speaker 1: options as it relates to their pay. Number One, women

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Speaker 1: need to learn how to open a mouth. The waves

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Speaker 1: gap means just some ans faults, it's not. At some

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Speaker 1: point you need to learn what you bring to the

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Speaker 1: table and to either be able to negotiate your money

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Speaker 1: where you stand or be okay with going somewhere else

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Speaker 1: and taking your skills somewhere else. Women sometimes have displaced loyalty.

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Speaker 1: And if you know that job that is not paying

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Speaker 1: you right, it's okay to find another one. And then

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Speaker 1: Black Women's Equal Pay that it's also about sometimes you

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Speaker 1: have to come out of the workforce in order to

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Speaker 1: be able to command your patient. When you're in the workforce,

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Speaker 1: you're the middle that you're just the middleman. They're using

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Speaker 1: you up, mark marking up your gifts, marking up your talents,

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Speaker 1: and getting a greater return on the investment than if

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Speaker 1: you started your own business. So even if you choose

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Speaker 1: to stay in the workforce, you gotta know what your worth.

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Speaker 1: And especially if you come out here and build your

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Speaker 1: own business, you can't sell yourself cheap because the world

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Speaker 1: will buy you. This is so it's really when I

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Speaker 1: hear you talk, I hear fearlessness because you came from

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Speaker 1: a successful corporate environment. But then you you felt you

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Speaker 1: were giving you thought. One day you woke up as

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Speaker 1: your look, I'm giving all my time to this world.

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Speaker 1: This this corporate environment, nothing negative. I'm successful at it.

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Speaker 1: But I can do more if I put that same

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Speaker 1: energy on myself. So that's the message you're telling anybody

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Speaker 1: who comes up to you, is that if you're willing

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Speaker 1: to work eight hours or four hours a week with

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Speaker 1: somebody else, turn around and use that same energy for

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Speaker 1: yourself and you be more be more successful. Correct. So

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Speaker 1: that's my message now, But Rashan, that's not how it

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Speaker 1: happened for me. You know, it was a rude awakening

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Speaker 1: for me. I went through the voice, and anytime you

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Speaker 1: go through the voice to check one check equal broke.

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Speaker 1: I mean, I don't care how you look at it.

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Speaker 1: Go back to the numbers we talked about earlier. You

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Speaker 1: used to living us a lifestyle, and once that the

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Speaker 1: findings coming in are reduced, you're looking at the same

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Speaker 1: bills and not the same revenue. So I had to

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Speaker 1: go out there and figure out how to cover my gap,

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Speaker 1: which is why I tell women don't wait until it

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Speaker 1: starts raining to know that you need an umbrella. In

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Speaker 1: this life. Things are gonna shift. Understand that people are

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Speaker 1: gonna lose their jobs, people are gonna break up, people

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Speaker 1: are gonna be stick and not be able to work.

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Speaker 1: It just happens, even to the best of us. So

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Speaker 1: you gotta know what you're capable of before life shows

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Speaker 1: you there joker, because there don't show us their hiday.

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Speaker 1: You have a new book coming out, You've written over

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Speaker 1: twenty books, best selling books. By the way, how does

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Speaker 1: one do? You have a website? You can use your

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Speaker 1: website can use a social media handles so we can

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Speaker 1: let people know how to get in touch with you. Absolutely.

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Speaker 1: It's just my name Daniel Winningham dot com. That's my website.

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Speaker 1: You'll find all my books on Amazon, my digital products

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Speaker 1: on our website. It's just my name Daniel winning Him

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Speaker 1: dot com. Is simple. Isn't it great just to say

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Speaker 1: your name's Rushan McDonald dot com. That's my name, Rushan

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Speaker 1: McDonald dot com. And and you got it there and

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Speaker 1: you're making it happen. So if you, if you as

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Speaker 1: you go through life, as you go through all these transitions,

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Speaker 1: these moments of trying to what's the most difficult thing

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Speaker 1: that you have to overcome when you're speaking to people,

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Speaker 1: Because you know, some people they're just you know, like

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Speaker 1: you said, they tied to faith, they tied to Hey,

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Speaker 1: I gogo me show me the way. I just prayed

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Speaker 1: my way there, it's gonna happen. What what annoys you

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Speaker 1: the most when people try when you try to convince

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Speaker 1: people to make that transition. You know what annoys me

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Speaker 1: the most is a believability factor. People will believe in

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Speaker 1: other people before they believe in themselves. And I try

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Speaker 1: to true, well, it's not easy for anybody. Everybody came

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Speaker 1: from somewhere. I came from nowhere, so I can do

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Speaker 1: what you can do it too. But people just they

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Speaker 1: struggle with believing in their own abundance. They struggle with

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Speaker 1: believing in their own words. They struggle with just knowing

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Speaker 1: that there are strategies that can get you where you

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Speaker 1: want to live. You don't have to just sit on

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Speaker 1: the outside and watch everybody else play the game. You

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Speaker 1: can play soon. But they do, they but they but

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Speaker 1: they will, they want they will sit on their side

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Speaker 1: because fear drives them. So I think a major part

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Speaker 1: of your appreciation is always overcoming the fear because you know,

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Speaker 1: like like like when I left IBM, there was fear.

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Speaker 1: You know, I wanted to be a comedian, but there

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Speaker 1: was doubt either because you can see you couldn't see

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Speaker 1: a regular job. Let you know, health benefits there. You know,

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Speaker 1: if you come to work, if you act right, you

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Speaker 1: have a job next week. That's that's the Joan theory.

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Speaker 1: When you work a normal job, when you're going out

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Speaker 1: there on if it's a good plan, there is fear.

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Speaker 1: How do you get them to overcome fear? You know,

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Speaker 1: we're trying. One of the things I tell my myself.

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Speaker 1: Let me start with me, because I don't care where

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Speaker 1: you go to. Uh. I love Charlemagne's book where he

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Speaker 1: talked about you know the higher you kid. You still

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Speaker 1: struggle with that whole me fid me things right? The

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Speaker 1: ennery is still talking to you crazy, and so I

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Speaker 1: tell them you have to prioritize your fear. So what

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Speaker 1: are you more afraid of with me? I'm more afraid

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Speaker 1: of failure and more afraid of being broke than I

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Speaker 1: am of what's on the other side. And as long

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Speaker 1: as I continue to remind myself that it's one or

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Speaker 1: the other, staying still is not an option because for

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Speaker 1: all intents and purposes, things still is making no choice.

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