WEBVTT - The Best Cash Back Credit Cards

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<v Speaker 1>It's time for the b a q a A. The

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<v Speaker 1>b a q A What is b a q a

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<v Speaker 1>dude to be a q with to today? The b

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<v Speaker 1>a q a A. Mandy and I are trying to

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<v Speaker 1>zen out this book.

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<v Speaker 2>Got the memo.

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<v Speaker 1>Yeah, we're like.

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<v Speaker 2>The vibe is calm and yes.

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<v Speaker 1>Okay, So as you know for banda bitch in the

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<v Speaker 1>question to answer you have questions, we have answered that

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<v Speaker 1>you're supposed to run by your attorneys or financial planner,

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<v Speaker 1>financial advisor. That ain't us. This is purely entertainment. Okay,

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<v Speaker 1>So go see your grandma maybe your grandpa too, but

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<v Speaker 1>not us. But if you do have some questions you

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<v Speaker 1>like to be entertained with, then please go ahead on

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<v Speaker 1>over to Branna Vision podcast on IG, the BA podcast

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<v Speaker 1>on Twitter, Brandivision podcast at gmail dot com and Brannibision

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<v Speaker 1>podcast dot com. Contact us, Hey look at me. Twenty

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<v Speaker 1>thousand years later, your girl has the memory. If I

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<v Speaker 1>think I was, I saw you out, I saw your face.

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<v Speaker 1>I could see you're like this, she got it? She

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<v Speaker 1>got it?

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<v Speaker 2>No, no, no, no, no, my face. I was zoned out

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<v Speaker 2>so hard I stopped listening and replaying the part where

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<v Speaker 2>rock Sanne laughed at my joke.

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<v Speaker 1>We just had an amazing If you have not listened

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<v Speaker 1>to our episode prior to this, please do. It is

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<v Speaker 1>with the incomparable amazing badass Rock sand Gay aka Mandy's hero,

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<v Speaker 1>and so she's still recovering. So you know, because whena

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<v Speaker 1>here comes alone, come on with the straight the cay.

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<v Speaker 2>Annie, I'm gonna have to pay for your practice bill

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<v Speaker 2>because you have been carrying me through this last ninety minutes.

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<v Speaker 1>Now you slay please. Mandy did such a good job.

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<v Speaker 1>But yeah, listen to that EPI. So we're gonna take

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<v Speaker 1>a question. Do you want to read it? You want

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<v Speaker 1>me to read it? How you want this to good?

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<v Speaker 2>I'll read it. This is from two thousand. This is

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<v Speaker 2>ninety three, right number twenty ninety three? Okay, all right.

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<v Speaker 2>Whitney from email says, Hey, Mandy and Tiffany, I love

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<v Speaker 2>the podcast. I'm trying to catch up on all the

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<v Speaker 2>episodes in chronological order. Well, damn, when are you gonna

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<v Speaker 2>hear this one? Feel like if you can. If you

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<v Speaker 2>need timely information, don't send us a question. But anyway,

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<v Speaker 2>I know you have mentioned cash back credit cards in

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<v Speaker 2>past episodes and maybe in future episodes. I haven't gotten

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<v Speaker 2>to yet, but I'm wondering which ones you recommend in

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<v Speaker 2>twenty twenty four. Thank you for all that you do,

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<v Speaker 2>all right. I was pleasantly surprised, Tiffany that when I

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<v Speaker 2>googled this, which is what everybody can do, there's like

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<v Speaker 2>a bunch of listicles. But the best credit cards are

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<v Speaker 2>still in my wallet. They've been there for years. And

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<v Speaker 2>what are those some ogs? Well, you know we love

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<v Speaker 2>the Chase Good Time card. Yes, what is it really called,

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<v Speaker 2>because you know Chase some fire reserved.

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<v Speaker 1>Yes, you know that's the number one credit card in

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<v Speaker 1>the country or something like that, most used or most

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<v Speaker 1>And we actually had a woman on our podcast who

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<v Speaker 1>started a company called Sequence Vernda. She was one of

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<v Speaker 1>the while she was at the it was no visa

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<v Speaker 1>at Chase, she was one of the I guess you

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<v Speaker 1>could say creators of that architect Yes, I mean, we

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<v Speaker 1>have bad ass women on our show, so yeah, the

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<v Speaker 1>architects of that card. And she's awesome. She's got a

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<v Speaker 1>company called Sequence which is like women like a money

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<v Speaker 1>community and credit card or debit card for women by women,

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<v Speaker 1>something like that. Listen to that episode.

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<v Speaker 3>You got to hurt them anyway, I got yourself up

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<v Speaker 3>to fail. No one asked you to give them a

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<v Speaker 3>recap of the whole episode any way. So the Chase

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<v Speaker 3>Sapphire Reserve, the reason I love that card is because

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<v Speaker 3>the benefits baby like three hundred dollars travel credit. I

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<v Speaker 3>believe they paid for my TSA pre check. You get

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<v Speaker 3>three percent cash back on food and travel, which are

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<v Speaker 3>two of my favorite things today.

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<v Speaker 1>And if you rent a car, I use this all

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<v Speaker 1>the time. You get insurance car like girls, one of

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<v Speaker 1>my favorite I always whenever I'm going to call then

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<v Speaker 1>the now use my face Good Time card.

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<v Speaker 2>Yes, And they'll never they'll try to make you think

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<v Speaker 2>that your card is not as good as it is,

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<v Speaker 2>like it takes me when I'm renting a car. I'm

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<v Speaker 2>just like, uh huh uh huh. I'm telling you I

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<v Speaker 2>don't need it. They're always trying to add insurance. But

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<v Speaker 2>that is true. Not the only card to offer that,

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<v Speaker 2>but it is definitely true of the Chase Freedom or

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<v Speaker 2>Sorry Chase Sapphire Reserve. There is an annual fee. What

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<v Speaker 2>is it? Is it five hundred and fifty dollars?

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<v Speaker 1>I don't remember.

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<v Speaker 2>It might even be more now. They used to have yeah,

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<v Speaker 2>I'm looking right now. Oh yeah, we still get the

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<v Speaker 2>travel credit five hundred and fifty. Yeah. So they have

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<v Speaker 2>a lighter version of this card that's called the Chase

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<v Speaker 2>Sapphire Preferred, which only has a ninety five dollars annual fee,

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<v Speaker 2>but doesn't come with some of the juicier benefits like

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<v Speaker 2>the travel credit there three hundred dollars I mentioned, But yeah,

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<v Speaker 2>if you I mean I I I've booked several domestic

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<v Speaker 2>flights with the money from my that I've earned just

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<v Speaker 2>by using my Chase Sapphire. But of course the caveat

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<v Speaker 2>the best, the best quote unquote the most generous, generoush

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<v Speaker 2>the most generous rewards cards will often come with the

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<v Speaker 2>quid pro quo of fees. So I would say Chase

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<v Speaker 2>Sapphire Preserved is good for someone who's looking for less fees.

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<v Speaker 2>It still has ninety five dollar fee, but it'll yeah,

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<v Speaker 2>come in handy. What's the one? And then oh yeah,

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<v Speaker 2>I was excited to see on nerd Wall at the

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<v Speaker 2>City double Cash is their top Okay, yeah, I was

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<v Speaker 2>just gonna see that this is a flat rate credit card,

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<v Speaker 2>which is like a lot of the cards I have.

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<v Speaker 2>I have two for categories like one for grocery shopping.

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<v Speaker 2>That's the AMEX blue. I almost said blue cross blue shield.

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<v Speaker 2>That's not right. What it's the Amex, it's something blue.

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<v Speaker 1>I think I know what you mean the blue Oh

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<v Speaker 1>what is that? I know what you mean, AMX blue something.

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<v Speaker 1>Just look it up girl. You know what we talk about.

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<v Speaker 2>Whoever is on their marketing team, like get some more

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<v Speaker 2>names like Blue Cash Preferred is what it's called. Okay,

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<v Speaker 2>no annual fee, but it's six percent back on groceries

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<v Speaker 2>up to like six in cash I don't know. And

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<v Speaker 2>the City Double but the City Card is two percent

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<v Speaker 2>cash back on anything you buy. So if it's like

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<v Speaker 2>something that I'm not, it's not it's not going to

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<v Speaker 2>give me the most, you know, give me the cash

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<v Speaker 2>back like the reserve will for travel and food or

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<v Speaker 2>from not grocery shopping. Then I'll pull out the City

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<v Speaker 2>Double cash.

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<v Speaker 1>So how do credit cards even get on these lists? Like?

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<v Speaker 1>Maybe are can we trust these lists?

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<v Speaker 2>Yeah? Well this is the thing. I not only worked

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<v Speaker 2>for Magnified Money, I was in charge of their content team.

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<v Speaker 2>So the content team are the ones who put together

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<v Speaker 2>these listicles and not just that they come, we come

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<v Speaker 2>up with the methodology. So depending on the website, like

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<v Speaker 2>nerd Wallet, Magnify and it's sister sites like Lending treat

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<v Speaker 2>like they have entire teams of writers and editors and

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<v Speaker 2>also product people, so like people in the back who

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<v Speaker 2>are really educated about the credit card space to discern like, Okay,

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<v Speaker 2>what are the best benefits, how are we going to judge?

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<v Speaker 2>Put them in different categories? All of that. So if

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<v Speaker 2>you're gonna take any advice from sites like that, and

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<v Speaker 2>I always suggest you know, google yourself. And also Reddit

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<v Speaker 2>can sometimes be a good source if you want like

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<v Speaker 2>new ideas and stuff. But those sites can be excellent sources.

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<v Speaker 2>So when you google, the ones that pop up should

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<v Speaker 2>be according to Google's algorithm, the sites that have the

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<v Speaker 2>most well rounded answer with an algorithm, with editors who

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<v Speaker 2>are not bots, and there was like thought and care

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<v Speaker 2>put into the content. I will say that the way

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<v Speaker 2>that these sites make money is that we get kickbacks

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<v Speaker 2>in some form or fashion from the banks, from the

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<v Speaker 2>credit card companies, the issuers that are featured on the site.

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<v Speaker 2>So I would look for disclosures. For example, one thing

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<v Speaker 2>that we used to do at Magnify Money is like

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<v Speaker 2>let's say Discover, for example, had a new student credit

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<v Speaker 2>card and it's not on any of the best lists

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<v Speaker 2>because it doesn't have that much there's no cash back,

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<v Speaker 2>and it's not a travel card. And let's say those

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<v Speaker 2>are our big lists for the site. But they really

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<v Speaker 2>want to be featured and they're going to give us

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<v Speaker 2>a bunch of money. So then they would come to

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<v Speaker 2>the product team, a bizdev team would come to my

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<v Speaker 2>team and be like, we need to feature this card.

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<v Speaker 2>Then we would kind of back into a story idea

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<v Speaker 2>about that card, so it would be like the best

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<v Speaker 2>Student the best roundup of student credit cards, and then

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<v Speaker 2>you would get the Discover card in there, or you

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<v Speaker 2>would try to find the best feature of the card

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<v Speaker 2>and then break it out into its own subcategory best

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<v Speaker 2>for students who love to eat at the dining hall

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<v Speaker 2>or like students who like sports, like you'd find these

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<v Speaker 2>little ways of featuring them. So I mean, it's not

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<v Speaker 2>like it's nefarious, and honestly, like it paid my salary,

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<v Speaker 2>so I was fine with it. However, always check multiple sources,

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<v Speaker 2>and I think we should know how websites make their money,

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<v Speaker 2>and I believe absolutely Yeah, like nerdwallet, Magnify Money, like

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<v Speaker 2>we would have disclosures, like we have partners here who

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<v Speaker 2>affiliate ads just like any other, Like the vast majority

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<v Speaker 2>of financial sites have affiliate revenue from because basically you're

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<v Speaker 2>helping the company market. But yeah, lots of thought in

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<v Speaker 2>care does go into it. And at the same time,

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<v Speaker 2>just understand how they get paid and look closely at

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<v Speaker 2>what category it's appearing in, because we will tell you

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<v Speaker 2>this is best for groceries, this is best for people

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<v Speaker 2>who want a good grocery card but no annual fee.

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<v Speaker 2>And yeah, all the different nuances.

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<v Speaker 1>I love that. Thank Yeah, yeah, wait you talk about Yeah.

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<v Speaker 2>There were just a couple of new kids on the

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<v Speaker 2>block that I hadn't heard of.

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<v Speaker 1>Hmmm.

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<v Speaker 2>So one of them is the Capital one Savor one car.

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<v Speaker 1>I saw that I'm not familiar.

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<v Speaker 2>Ten percent cash back made through on purchases made through

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<v Speaker 2>Uber and Uber eats.

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<v Speaker 1>I need to get that one because that's.

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<v Speaker 2>I mean, are in a one time two hundred dollars

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<v Speaker 2>cash bonus after you spend five hundred dollars on purchases

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<v Speaker 2>within the first three months. That's a pretty low bar,

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<v Speaker 2>Like spend five hundred, get two hundred. The key with

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<v Speaker 2>any of these cards, Oh, we should have done this

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<v Speaker 2>at the jump. Y'all know how we feel about credit cards.

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<v Speaker 2>Sign up for them, enjoy the benefits, but not unless

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<v Speaker 2>you can pay the card in full, yes, every month,

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<v Speaker 2>because these interest rates have never been higher, I mean,

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<v Speaker 2>and they're wild super high.

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<v Speaker 1>Gotcha, gotcha? Cause that's the thing, Like, it doesn't benefit

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<v Speaker 1>if you are going to like, whatever money you earn,

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<v Speaker 1>you have to pay it back because you're paying fees

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<v Speaker 1>on interest. So let's just keep that in mind.

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<v Speaker 2>Yeah, your APR will be nineteen percent, twenty six point

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<v Speaker 2>twenty four percent, or twenty nine point nine nine percent

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<v Speaker 2>based on your credit worthiness. This is the capital one

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<v Speaker 2>saver one that I just mentioned. Like reading that fine print,

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<v Speaker 2>that's that's not a lot, that's not an insignificant amount.

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<v Speaker 2>And another thing to consider is, like some of the

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<v Speaker 2>juiciest cash rewar. I thought you were going to be

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<v Speaker 2>answering this question. Why am I talking so much now?

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<v Speaker 1>Because you had the behind the scenes, you had the

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<v Speaker 1>behind the scenes of like Howard these lists even compiled. Yeah,

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<v Speaker 1>and I'm the type person once I get my card,

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<v Speaker 1>I'm locked in. I'm locked in. I tend not to, like,

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<v Speaker 1>you know, unless something really bad happens with because I

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<v Speaker 1>paid my cards off in full every month, and that

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<v Speaker 1>I have since I started with my credit card. So

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<v Speaker 1>as a result, I'm not as tied to interest rates

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<v Speaker 1>and things like that because my dad told me when

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<v Speaker 1>I was eighteen i got my first credit card, to

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<v Speaker 1>pay it off every month in full, and for the

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<v Speaker 1>most part, I've been able to do so, I would

0:12:36.840 --> 0:12:38.240
<v Speaker 1>say more years yes than no.

0:12:40.160 --> 0:12:42.920
<v Speaker 2>Well, I just confessed to Tiffany that I messed up

0:12:42.920 --> 0:12:45.520
<v Speaker 2>with payment and I got hit with a penalty APR,

0:12:46.000 --> 0:12:47.800
<v Speaker 2>which is where they jack up your rate because you

0:12:47.800 --> 0:12:51.440
<v Speaker 2>missed a payment. And I tried all my tricks, chatted them, Hi,

0:12:51.640 --> 0:12:55.920
<v Speaker 2>I'm a new customer. It was a mistake. They were like, no,

0:12:55.960 --> 0:12:56.880
<v Speaker 2>we don't mess around, they.

0:12:56.800 --> 0:13:00.160
<v Speaker 1>Don't scare Please. My credit score lower significantly because as

0:13:00.280 --> 0:13:05.400
<v Speaker 1>I like it was one like it didn't. Someone on

0:13:05.400 --> 0:13:07.280
<v Speaker 1>the team did not pay the card and I lost

0:13:07.320 --> 0:13:08.880
<v Speaker 1>like a hundred points. I was like, well, I'm not

0:13:08.880 --> 0:13:12.200
<v Speaker 1>buying anything, but I wasn't happy about it. Yeah, yeah,

0:13:12.320 --> 0:13:15.160
<v Speaker 1>so what should we take a break and come let's

0:13:15.160 --> 0:13:20.880
<v Speaker 1>take a little break, come right back, and we're back

0:13:21.000 --> 0:13:23.800
<v Speaker 1>and blacker than ever now. You you know, gave a

0:13:23.880 --> 0:13:26.000
<v Speaker 1>little bit of a confession that you were late, you know,

0:13:26.559 --> 0:13:28.679
<v Speaker 1>and you tried to you know, try to give a

0:13:28.720 --> 0:13:29.560
<v Speaker 1>little sugar and spice and.

0:13:29.679 --> 0:13:31.680
<v Speaker 2>My credit card not not pregnant.

0:13:33.960 --> 0:13:38.200
<v Speaker 1>But I thought, since we're in the confession, mood, I

0:13:38.240 --> 0:13:40.679
<v Speaker 1>want to know, I want you to spill your financial tea.

0:13:41.720 --> 0:13:44.480
<v Speaker 1>So I, me and Mandy are really wanted to just

0:13:44.559 --> 0:13:46.440
<v Speaker 1>really understand, like what you guys are not going through.

0:13:46.760 --> 0:13:51.160
<v Speaker 1>We're nosy, and I want to know what financial tea

0:13:52.080 --> 0:13:54.080
<v Speaker 1>this is if you put in financial tea in the

0:13:54.200 --> 0:13:56.360
<v Speaker 1>comments or whatever or in the subject, likee, we know

0:13:56.480 --> 0:14:01.480
<v Speaker 1>that no, totally anonymous, Sarah, and I'm just joking, totally anonymous,

0:14:01.920 --> 0:14:04.080
<v Speaker 1>and we want and don't give us tea Like wait,

0:14:04.120 --> 0:14:05.800
<v Speaker 1>I don't want weak tap of tea.

0:14:06.320 --> 0:14:10.160
<v Speaker 2>Yeah, I think mine was like even been steeping, girl,

0:14:10.200 --> 0:14:10.880
<v Speaker 2>I'm not even at all.

0:14:10.920 --> 0:14:13.640
<v Speaker 1>It's literally beside the cup. We want the tea where

0:14:13.640 --> 0:14:16.680
<v Speaker 1>you're like, yow, I may or may not have gone

0:14:16.720 --> 0:14:19.840
<v Speaker 1>to my mother's wallet and took fifty dollars and what

0:14:19.920 --> 0:14:21.520
<v Speaker 1>she was looking for and blamed it on my brother

0:14:22.280 --> 0:14:23.840
<v Speaker 1>and now they're on the outs.

0:14:24.200 --> 0:14:26.080
<v Speaker 2>Girl. We want the tea.

0:14:26.320 --> 0:14:29.160
<v Speaker 1>We want the t t or you know, I may

0:14:29.240 --> 0:14:32.440
<v Speaker 1>or may not have gambled away all of the the

0:14:32.520 --> 0:14:35.520
<v Speaker 1>mortgage money for the next month. And I'm not talking

0:14:35.520 --> 0:14:37.760
<v Speaker 1>about tea that you're even asking for help with. You

0:14:37.800 --> 0:14:40.520
<v Speaker 1>just want to get off your chest, you know, and

0:14:40.560 --> 0:14:42.080
<v Speaker 1>you want to get off your chest and you want

0:14:42.120 --> 0:14:47.160
<v Speaker 1>your two friends to say. I mean, okay, girl, we're

0:14:47.160 --> 0:14:48.920
<v Speaker 1>not here to do just a little judging, but like,

0:14:48.960 --> 0:14:49.200
<v Speaker 1>you know.

0:14:49.160 --> 0:14:50.800
<v Speaker 2>Are we allowed to judging on? Did we set the

0:14:50.800 --> 0:14:51.640
<v Speaker 2>stage for that yet?

0:14:52.600 --> 0:14:57.000
<v Speaker 1>I think we're allowed to make comments meaning like I'm

0:14:57.000 --> 0:14:59.200
<v Speaker 1>not here to say you're so terrible? Da da da da,

0:14:59.720 --> 0:15:04.520
<v Speaker 1>But I think not make comment meaning like what wow? Well,

0:15:04.800 --> 0:15:06.800
<v Speaker 1>you know sometimes yeah.

0:15:06.880 --> 0:15:08.640
<v Speaker 2>I think the whole purpose Well, the reason we came

0:15:08.720 --> 0:15:10.920
<v Speaker 2>up with this idea is because I was feeling like

0:15:11.560 --> 0:15:14.160
<v Speaker 2>people are when you're authentic, you get judged so or

0:15:14.160 --> 0:15:17.040
<v Speaker 2>when you're authentic about a mistake, people are really harsh

0:15:17.240 --> 0:15:19.200
<v Speaker 2>and it's like, have you ever fucked up in your life?

0:15:19.280 --> 0:15:20.880
<v Speaker 1>Like, I'm sorry, we're not gonna be now here's the thing.

0:15:20.920 --> 0:15:23.080
<v Speaker 1>I can't promise we might not giggle and laughing, key key,

0:15:23.280 --> 0:15:25.560
<v Speaker 1>and hopefully that actually makes you left too. Like I

0:15:25.760 --> 0:15:28.320
<v Speaker 1>was off of that. Let me go ahead and tell

0:15:28.320 --> 0:15:32.480
<v Speaker 1>my mama that I stole that money, you know, and not.

0:15:32.680 --> 0:15:36.040
<v Speaker 1>So basically it is a place where you could share

0:15:36.080 --> 0:15:38.520
<v Speaker 1>your financial tea in a safe environment where you might

0:15:38.560 --> 0:15:41.960
<v Speaker 1>get a little giggle but not judgment. And it's because

0:15:42.000 --> 0:15:43.840
<v Speaker 1>mostly the reason why you wanted to share is we're

0:15:43.840 --> 0:15:46.320
<v Speaker 1>not giving advice. This is just for you to unearth

0:15:46.800 --> 0:15:50.320
<v Speaker 1>and to have someone bear witness to the thing. Okay,

0:15:50.600 --> 0:15:53.200
<v Speaker 1>so just you know, give us your financial tea and

0:15:53.200 --> 0:15:54.800
<v Speaker 1>and it can. You don't have to build your own

0:15:54.840 --> 0:15:58.400
<v Speaker 1>tea because the hottest boiling tea sometimes belongs to other people.

0:15:58.760 --> 0:16:00.840
<v Speaker 1>So of course you're gonna want to you know, change

0:16:00.840 --> 0:16:04.880
<v Speaker 1>some of them the details to protect the guilty. But

0:16:05.000 --> 0:16:10.560
<v Speaker 1>you might be like, ah, so my coworker, we live,

0:16:11.520 --> 0:16:12.480
<v Speaker 1>we live too.

0:16:12.520 --> 0:16:14.800
<v Speaker 2>So how are you gonna send us these emails?

0:16:15.280 --> 0:16:18.400
<v Speaker 1>DM as You can email us at Branna Vision Podcasts

0:16:18.400 --> 0:16:20.680
<v Speaker 1>at gmail. Just put financial tea and we know that

0:16:20.880 --> 0:16:23.400
<v Speaker 1>you just want us to read it anonymously and you know,

0:16:23.720 --> 0:16:26.320
<v Speaker 1>give some key key or you can sign our d

0:16:26.440 --> 0:16:31.480
<v Speaker 1>MS Brandabision podcast on i G or just go to

0:16:31.520 --> 0:16:34.480
<v Speaker 1>Brownhabision dot com and click contact us like yeah, we

0:16:34.520 --> 0:16:37.920
<v Speaker 1>want this money, t we want this money.

0:16:38.240 --> 0:16:41.600
<v Speaker 2>It's actually Brown Ambition podcast dot com. But yes, we

0:16:41.640 --> 0:16:45.880
<v Speaker 2>want this money. You got the word podcast. We want

0:16:45.920 --> 0:16:47.600
<v Speaker 2>the domain wasn't available.

0:16:49.920 --> 0:16:52.720
<v Speaker 1>We want some money tea and maybe we'll share some

0:16:52.760 --> 0:16:54.760
<v Speaker 1>tea too. I have to think about, like, do I

0:16:54.800 --> 0:16:57.680
<v Speaker 1>have any spicy tea of like maybe a mistake that

0:16:57.960 --> 0:16:59.640
<v Speaker 1>I mean, guys, I feel like I've shared all my

0:16:59.680 --> 0:17:03.600
<v Speaker 1>mistakes where you know, tens of thousand thousand dad, you know,

0:17:05.240 --> 0:17:07.040
<v Speaker 1>well I do have one. You know what, I'm gonna

0:17:07.080 --> 0:17:09.320
<v Speaker 1>save this one. I was quite the kleptomaniac. So I'm

0:17:09.359 --> 0:17:11.280
<v Speaker 1>gonna give you one of my kleptomaniac stories from from

0:17:11.280 --> 0:17:14.000
<v Speaker 1>middle school. I don't know, I went through a kleptomaniac

0:17:14.040 --> 0:17:18.879
<v Speaker 1>phase in middle school. Girl, my goodness, I clept domain.

0:17:18.920 --> 0:17:21.200
<v Speaker 1>I should be locked up everybody.

0:17:21.480 --> 0:17:25.000
<v Speaker 2>I did it. I tried to, but I got scared

0:17:25.040 --> 0:17:26.960
<v Speaker 2>and then my caught.

0:17:26.480 --> 0:17:29.960
<v Speaker 1>And that I'm gonna tell. If you guys share your tea,

0:17:29.960 --> 0:17:32.760
<v Speaker 1>I'll share you my kleptomaniac story. And you know I was.

0:17:32.800 --> 0:17:35.399
<v Speaker 1>I was on a tear for a few weeks and

0:17:35.440 --> 0:17:38.680
<v Speaker 1>then I got caught. And let's just say, the punishment

0:17:38.680 --> 0:17:40.720
<v Speaker 1>made me say, you know what? That built for this?

0:17:41.280 --> 0:17:46.440
<v Speaker 1>So I stopped any last parting words before we jump

0:17:46.480 --> 0:17:47.520
<v Speaker 1>off Mandra.

0:17:48.440 --> 0:17:50.679
<v Speaker 2>My best friend in middle school. We were supposed to

0:17:50.840 --> 0:17:53.399
<v Speaker 2>get my mom to drive us. I chickened out to

0:17:53.520 --> 0:18:01.040
<v Speaker 2>Cole's to steal chick out and Coles expect things, and

0:18:01.119 --> 0:18:03.240
<v Speaker 2>she got caught and she was like banned from cold

0:18:03.240 --> 0:18:05.840
<v Speaker 2>stores forever or something like that. I worked for Coles

0:18:05.880 --> 0:18:10.240
<v Speaker 2>in college, so, you know, came back.

0:18:10.119 --> 0:18:12.320
<v Speaker 1>To get a ride. Mom keeps dropping us off the stack.

0:18:13.800 --> 0:18:15.160
<v Speaker 2>She's like, with what money.

0:18:16.880 --> 0:18:20.280
<v Speaker 1>You would have came home with stuff? Kids are so foolish.

0:18:20.720 --> 0:18:23.879
<v Speaker 2>Not me, though, I was just a rat. Not I

0:18:23.960 --> 0:18:25.399
<v Speaker 2>was worse than a rat because I just let her

0:18:25.480 --> 0:18:27.440
<v Speaker 2>go and I get caught.

0:18:28.440 --> 0:18:32.040
<v Speaker 1>Yeah, that's the worst. So, my gosh, that's hilarious. You see,

0:18:32.080 --> 0:18:35.159
<v Speaker 1>that was so bad. It was this little kiky giggle gigging.

0:18:35.160 --> 0:18:36.879
<v Speaker 1>We met your mission. We're laughing with you, not at you.

0:18:36.960 --> 0:18:41.720
<v Speaker 1>I promise exactly, all right, guys, Oh don't forget leave us.

0:18:41.720 --> 0:18:44.960
<v Speaker 1>Some reviews shared this podcast reviews let us be seen,

0:18:45.040 --> 0:18:51.200
<v Speaker 1>heard and grow and so until Monday, Bye bye baham