WEBVTT - Buy the umbrella

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<v Speaker 1>Welcome to Before Breakfast, a production of iHeartRadio. Good Morning.

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<v Speaker 1>This is Laura, Welcome to the Before Breakfast podcast. Today's

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<v Speaker 1>tip is to buy the umbrella. Money is a tool

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<v Speaker 1>to enable the life you want. If a small purchase

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<v Speaker 1>would enable an experience that you want to have, then

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<v Speaker 1>this is probably a good use of money. So the

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<v Speaker 1>topic of today's episode came to me when I found

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<v Speaker 1>myself lacking an umbrella. I own a great mini umbrellas,

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<v Speaker 1>but I had not thought to bring one with me

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<v Speaker 1>on my recent beach vacation with my family. Hurricane Aeron

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<v Speaker 1>swept up the East Coast, resulting in some very rainy

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<v Speaker 1>days at the beach. I looked for an umbrella in

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<v Speaker 1>the rental house so I could go for a walk

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<v Speaker 1>and not feel so cooped up, but I came up short. However,

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<v Speaker 1>I did take my kids to Target to go back

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<v Speaker 1>to school shopping, because hey, we couldn't go to the beach.

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<v Speaker 1>They had their school supply lists and they dutifully chose

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<v Speaker 1>the right number of folders and notebooks. And then as

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<v Speaker 1>we were walking toward checkout, I saw a display of umbrellas. Now,

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<v Speaker 1>my frugal soul reminded me that Hello, you own half

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<v Speaker 1>a dozen umbrellas, but those umbrellas at my reel house

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<v Speaker 1>weren't doing me much good at the beach. An umbrella

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<v Speaker 1>at the beach would enable me to escape the house

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<v Speaker 1>and walk around the adorable Victorian town where we were staying,

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<v Speaker 1>So I decided to spend the twenty dollars. I went

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<v Speaker 1>for a rather adventurous walk amid the wind and the rain,

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<v Speaker 1>and felt much more able to face a household of

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<v Speaker 1>kids who were upset that they couldn't go into the ocean.

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<v Speaker 1>Perhaps you two have faced a situation where you would

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<v Speaker 1>like to have an experience, but it seems a little wasteful.

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<v Speaker 1>You could walk with your new colleague to Starbucks and

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<v Speaker 1>talk with them and get to know them, but you know,

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<v Speaker 1>isn't there a pot of coffee and your break rim already?

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<v Speaker 1>You could get the rack for your car that would

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<v Speaker 1>enable you to bring your bike to that beautiful trail

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<v Speaker 1>you keep seeing, But let's think about it, how often

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<v Speaker 1>are you really going to do that. You could buy

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<v Speaker 1>a cheapish plane ticket to go visit your college roommate,

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<v Speaker 1>but you could only go for one night over the weekend,

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<v Speaker 1>and doesn't that seem a bit profligate. Well, I am

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<v Speaker 1>a pretty cheap person, but I am here to give

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<v Speaker 1>you permission to go ahead and make a small purchase

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<v Speaker 1>that will enable you to have an experience that you

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<v Speaker 1>truly want. Not if you are drowning in debt, of course,

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<v Speaker 1>and not if you are the sort of person who

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<v Speaker 1>treats yourself all the time. But I am guessing that

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<v Speaker 1>is not the case for a lot of people who

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<v Speaker 1>are listening to this Before Breakfast listeners are very responsible,

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<v Speaker 1>so know this money is a tool to be used.

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<v Speaker 1>Life is all about the experiences we have. I am

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<v Speaker 1>not entirely sure what else I would have done with

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<v Speaker 1>the twenty dollars I spent on the umbrella. That would

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<v Speaker 1>have been much better, and I realized that that is

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<v Speaker 1>a very privileged place to be. But once we get

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<v Speaker 1>past the point of counting every penny, those pennies can

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<v Speaker 1>start to enable some fun things. A walk in the

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<v Speaker 1>rain is much better with an umbrella. So if an

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<v Speaker 1>umbrella would enable that walk you want to take, go

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<v Speaker 1>ahead and get it. In the meantime, this is Laura.

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<v Speaker 1>Thanks for listening, and here's to making the most of

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<v Speaker 1>our time. Thanks for listening to Before Breakfast If you've

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<v Speaker 1>got questions, ideas, or feedback, you can reach me at

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<v Speaker 1>Laura at Laura vandercam dot com. Before Breakfast is a

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<v Speaker 1>production of iHeartMedia. For more podcasts from iHeartMedia, please visit

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<v Speaker 1>the iHeartRadio app, Apple Podcasts, or wherever you listen to

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<v Speaker 1>your favorite shows.