1 00:00:03,000 --> 00:00:09,320 Speaker 1: Welcome to Before Breakfast, a production of iHeartRadio. Good Morning. 2 00:00:10,840 --> 00:00:16,640 Speaker 1: This is Laura, Welcome to the Before Breakfast podcast. Today's 3 00:00:16,640 --> 00:00:21,400 Speaker 1: tip is to buy the umbrella. Money is a tool 4 00:00:21,560 --> 00:00:25,280 Speaker 1: to enable the life you want. If a small purchase 5 00:00:25,320 --> 00:00:28,800 Speaker 1: would enable an experience that you want to have, then 6 00:00:28,840 --> 00:00:33,680 Speaker 1: this is probably a good use of money. So the 7 00:00:33,720 --> 00:00:36,400 Speaker 1: topic of today's episode came to me when I found 8 00:00:36,400 --> 00:00:41,839 Speaker 1: myself lacking an umbrella. I own a great mini umbrellas, 9 00:00:42,040 --> 00:00:43,760 Speaker 1: but I had not thought to bring one with me 10 00:00:43,880 --> 00:00:48,080 Speaker 1: on my recent beach vacation with my family. Hurricane Aeron 11 00:00:48,200 --> 00:00:51,600 Speaker 1: swept up the East Coast, resulting in some very rainy 12 00:00:51,680 --> 00:00:55,000 Speaker 1: days at the beach. I looked for an umbrella in 13 00:00:55,040 --> 00:00:57,240 Speaker 1: the rental house so I could go for a walk 14 00:00:57,280 --> 00:01:02,240 Speaker 1: and not feel so cooped up, but I came up short. However, 15 00:01:02,320 --> 00:01:04,560 Speaker 1: I did take my kids to Target to go back 16 00:01:04,600 --> 00:01:07,520 Speaker 1: to school shopping, because hey, we couldn't go to the beach. 17 00:01:08,319 --> 00:01:11,200 Speaker 1: They had their school supply lists and they dutifully chose 18 00:01:11,240 --> 00:01:15,360 Speaker 1: the right number of folders and notebooks. And then as 19 00:01:15,440 --> 00:01:21,200 Speaker 1: we were walking toward checkout, I saw a display of umbrellas. Now, 20 00:01:21,280 --> 00:01:24,360 Speaker 1: my frugal soul reminded me that Hello, you own half 21 00:01:24,360 --> 00:01:27,919 Speaker 1: a dozen umbrellas, but those umbrellas at my reel house 22 00:01:28,520 --> 00:01:32,560 Speaker 1: weren't doing me much good at the beach. An umbrella 23 00:01:32,600 --> 00:01:35,560 Speaker 1: at the beach would enable me to escape the house 24 00:01:36,360 --> 00:01:39,679 Speaker 1: and walk around the adorable Victorian town where we were staying, 25 00:01:40,680 --> 00:01:45,000 Speaker 1: So I decided to spend the twenty dollars. I went 26 00:01:45,080 --> 00:01:48,520 Speaker 1: for a rather adventurous walk amid the wind and the rain, 27 00:01:49,040 --> 00:01:51,720 Speaker 1: and felt much more able to face a household of 28 00:01:51,800 --> 00:01:55,000 Speaker 1: kids who were upset that they couldn't go into the ocean. 29 00:01:56,240 --> 00:01:58,840 Speaker 1: Perhaps you two have faced a situation where you would 30 00:01:58,880 --> 00:02:02,000 Speaker 1: like to have an experience, but it seems a little wasteful. 31 00:02:02,760 --> 00:02:05,440 Speaker 1: You could walk with your new colleague to Starbucks and 32 00:02:05,480 --> 00:02:07,360 Speaker 1: talk with them and get to know them, but you know, 33 00:02:07,680 --> 00:02:10,960 Speaker 1: isn't there a pot of coffee and your break rim already? 34 00:02:11,040 --> 00:02:12,919 Speaker 1: You could get the rack for your car that would 35 00:02:13,000 --> 00:02:15,200 Speaker 1: enable you to bring your bike to that beautiful trail 36 00:02:15,240 --> 00:02:19,040 Speaker 1: you keep seeing, But let's think about it, how often 37 00:02:19,280 --> 00:02:22,360 Speaker 1: are you really going to do that. You could buy 38 00:02:22,400 --> 00:02:25,160 Speaker 1: a cheapish plane ticket to go visit your college roommate, 39 00:02:26,040 --> 00:02:28,320 Speaker 1: but you could only go for one night over the weekend, 40 00:02:28,360 --> 00:02:32,560 Speaker 1: and doesn't that seem a bit profligate. Well, I am 41 00:02:32,600 --> 00:02:35,480 Speaker 1: a pretty cheap person, but I am here to give 42 00:02:35,480 --> 00:02:37,960 Speaker 1: you permission to go ahead and make a small purchase 43 00:02:38,000 --> 00:02:40,040 Speaker 1: that will enable you to have an experience that you 44 00:02:40,120 --> 00:02:44,040 Speaker 1: truly want. Not if you are drowning in debt, of course, 45 00:02:44,720 --> 00:02:46,519 Speaker 1: and not if you are the sort of person who 46 00:02:46,560 --> 00:02:50,280 Speaker 1: treats yourself all the time. But I am guessing that 47 00:02:50,440 --> 00:02:52,960 Speaker 1: is not the case for a lot of people who 48 00:02:53,000 --> 00:02:58,320 Speaker 1: are listening to this Before Breakfast listeners are very responsible, 49 00:02:59,440 --> 00:03:03,919 Speaker 1: so know this money is a tool to be used. 50 00:03:05,040 --> 00:03:09,160 Speaker 1: Life is all about the experiences we have. I am 51 00:03:09,160 --> 00:03:11,720 Speaker 1: not entirely sure what else I would have done with 52 00:03:11,760 --> 00:03:13,920 Speaker 1: the twenty dollars I spent on the umbrella. That would 53 00:03:13,919 --> 00:03:16,480 Speaker 1: have been much better, and I realized that that is 54 00:03:16,520 --> 00:03:19,920 Speaker 1: a very privileged place to be. But once we get 55 00:03:19,960 --> 00:03:24,000 Speaker 1: past the point of counting every penny, those pennies can 56 00:03:24,040 --> 00:03:28,400 Speaker 1: start to enable some fun things. A walk in the 57 00:03:28,520 --> 00:03:32,640 Speaker 1: rain is much better with an umbrella. So if an 58 00:03:32,720 --> 00:03:35,720 Speaker 1: umbrella would enable that walk you want to take, go 59 00:03:35,760 --> 00:03:40,720 Speaker 1: ahead and get it. In the meantime, this is Laura. 60 00:03:41,560 --> 00:03:45,640 Speaker 1: Thanks for listening, and here's to making the most of 61 00:03:45,680 --> 00:03:55,280 Speaker 1: our time. Thanks for listening to Before Breakfast If you've 62 00:03:55,280 --> 00:03:59,480 Speaker 1: got questions, ideas, or feedback, you can reach me at 63 00:03:59,520 --> 00:04:08,600 Speaker 1: Laura at Laura vandercam dot com. Before Breakfast is a 64 00:04:08,600 --> 00:04:13,360 Speaker 1: production of iHeartMedia. For more podcasts from iHeartMedia, please visit 65 00:04:13,400 --> 00:04:17,240 Speaker 1: the iHeartRadio app, Apple Podcasts, or wherever you listen to 66 00:04:17,240 --> 00:04:18,120 Speaker 1: your favorite shows.