WEBVTT - EYL #106 The Revolution feat. Killer Mike 0:00:00.040 --> 0:00:03.600 An illegal alien from Guatemala charged with raping a child 0:00:03.680 --> 0:00:07.480 in Massachusetts. An MS thirteen gang member from Al Salvador 0:00:07.720 --> 0:00:11.840 accused of murdering a Texas man of Venezuelan charged with 0:00:11.920 --> 0:00:15.840 filming and selling child pornography in Michigan. These are just 0:00:15.920 --> 0:00:19.680 some of the heinous migrant criminals caught because of President 0:00:19.720 --> 0:00:23.320 Donald J. Trump's leadership. I'm Christy nom the United States 0:00:23.320 --> 0:00:28.120 Secretary of Homeland Security. Under President Trump, attempted illegal border 0:00:28.160 --> 0:00:31.680 crossings are at the lowest levels ever recorded, and over 0:00:31.760 --> 0:00:34.960 one hundred thousand illegal aliens have been arrested. If you 0:00:35.040 --> 0:00:38.920 are here illegally, your next you will be fined nearly 0:00:39.000 --> 0:00:43.000 one thousand dollars a day, imprisoned, and deported. You will 0:00:43.040 --> 0:00:46.680 never return. But if you register using our CBP home 0:00:46.720 --> 0:00:50.120 app and leave now, you could be allowed to return legally. 0:00:50.479 --> 0:00:55.240 Do what's right. Leave now. Under President Trump, America's laws, 0:00:55.400 --> 0:00:57.840 border and families will be protected. 0:00:57.920 --> 0:01:00.200 Sponsored by the United States Department of Homeland Security. 0:01:01.320 --> 0:01:04.800 All right, guys, welcome back e y l Atlanta edition. 0:01:04.880 --> 0:01:06.920 You know this is we say our second home, but 0:01:07.120 --> 0:01:08.440 it really feels like our first home. 0:01:08.560 --> 0:01:10.120 Everything we've been doing live has been here. 0:01:10.200 --> 0:01:12.360 Yeah, we get so much love out here. We really 0:01:12.400 --> 0:01:14.360 gotta buy some real estate out here. 0:01:14.400 --> 0:01:19.160 And now that's next. That's next for real. So, you know, 0:01:19.200 --> 0:01:20.120 a few episodes. 0:01:20.360 --> 0:01:22.560 I'm always excited about every single episode that we do, 0:01:22.720 --> 0:01:25.960 but a few episodes is really really exciting for us. 0:01:26.360 --> 0:01:29.720 Shout out the Day, man, that was a bucket list situation. 0:01:31.240 --> 0:01:33.000 He was every he was everything that we thought he 0:01:33.120 --> 0:01:34.760 was gonna be. Yeah, that's the first thing they asked. 0:01:34.880 --> 0:01:37.600 How was he everything we expected? 0:01:38.000 --> 0:01:39.160 As the fact, Shout the Day. 0:01:39.400 --> 0:01:41.200 And it's been so many other great people that we 0:01:41.240 --> 0:01:44.000 had the opportunity to interview, but this is right at 0:01:44.000 --> 0:01:46.000 the top of my list personally your as well. 0:01:46.080 --> 0:01:46.440 Choice. 0:01:46.440 --> 0:01:49.720 So, you know, killing like somebody that we just admired 0:01:49.800 --> 0:01:53.000 for a long time and obviously one of the dopest rattlers, 0:01:53.080 --> 0:01:55.640 but I feel like everything that he's done outside of 0:01:55.760 --> 0:01:59.960 music has even surpassed his musical career as far as 0:02:00.120 --> 0:02:03.920 is you know, advocacy, politics, business. 0:02:03.240 --> 0:02:04.520 Been activist since fifteen. 0:02:04.560 --> 0:02:09.080 Man, it's long, it's dope, it's dope. So, you know, 0:02:09.080 --> 0:02:10.680 this is something that we was looking forward to for 0:02:10.720 --> 0:02:13.440 a long time. And I had actually DMed him a 0:02:13.520 --> 0:02:15.200 while ago, a while ago, a while long't even know 0:02:15.200 --> 0:02:19.919 if he actually saw it, but the boss bosses got yeah, yeah, yeah, 0:02:20.040 --> 0:02:24.040 Ak and Nundre. It's just just just a bright light. 0:02:24.360 --> 0:02:25.920 If you're not following her, you need to follow her 0:02:25.919 --> 0:02:29.280 on Instagram. That's her Instagram handle and she she's just 0:02:29.360 --> 0:02:33.360 been amazing for us, just the resources just pouring into us. 0:02:33.400 --> 0:02:35.880 How can yeah, how can I help toward a class 0:02:35.880 --> 0:02:38.959 at Eyo University? And I put a post like that 0:02:39.080 --> 0:02:41.200 we need to get killing mic on ey L. She's 0:02:41.280 --> 0:02:43.400 like hit me right away, like I know I can 0:02:43.440 --> 0:02:45.680 set it up for you. So I'm like, I I 0:02:45.720 --> 0:02:47.840 appreciate that, and she reached out to him and that 0:02:47.919 --> 0:02:50.320 started the line of communication and we was kind of 0:02:50.320 --> 0:02:51.840 going back and forth for a few weeks, and then 0:02:51.960 --> 0:02:54.760 last week it was it was ironic because he actually 0:02:55.000 --> 0:02:56.919 DM me and we was on our way to the 0:02:56.960 --> 0:02:59.440 land in a few days. So I told him, like, yo, bro, 0:02:59.440 --> 0:03:01.519 I actually just got finish listening to your breakfast club Intero. 0:03:01.639 --> 0:03:03.960 We had a big announcement last week and I. 0:03:03.919 --> 0:03:08.440 Was actually in a barber shop ironically enough, so I'm like, 0:03:08.520 --> 0:03:09.920 let's set it up. And we set it up and 0:03:09.919 --> 0:03:13.160 we was here for about ten days and every day 0:03:13.400 --> 0:03:16.120 it was not kill a flight schedule. I'm like, I'm 0:03:16.120 --> 0:03:18.880 working on our cinema text Like, yo, bro, like you 0:03:19.000 --> 0:03:23.040 got six more days, five more days. I told I 0:03:23.080 --> 0:03:25.000 told my man swing and that we was talking, and 0:03:25.000 --> 0:03:26.920 I'm like, nah, you know, he gave me his word, 0:03:26.960 --> 0:03:29.160 And just by speaking to him, I could tell that 0:03:29.200 --> 0:03:30.720 he was a man of his words. So like, there's 0:03:30.760 --> 0:03:33.080 no way he's gonna let us leave without giving us 0:03:33.080 --> 0:03:33.440 any time. 0:03:33.560 --> 0:03:35.440 Even if we left, we was coming back. Yeah, We're 0:03:35.440 --> 0:03:37.080 gonna keep coming to Atlanta until we get him. 0:03:37.120 --> 0:03:41.000 Yeah. So this is our last night in Atlanta, and 0:03:41.120 --> 0:03:43.720 this is a nightcap edition. Man out here at eight 0:03:43.720 --> 0:03:46.400 o'clock at night, and we're going to interview the legendary 0:03:46.440 --> 0:03:49.040 killing Mike. So first and foremo, thank you for joining us, 0:03:49.040 --> 0:03:51.640 Thank you for cracing our platform. We appreciate it. Thank 0:03:51.640 --> 0:03:53.920 you for opening up your shout man Man, thank you man. 0:03:54.000 --> 0:03:58.080 This is Slagship Store slag Shot, and we're just glad 0:03:58.080 --> 0:04:02.040 to have you. So I'm sure we're gonna talk about Yeah, 0:04:02.080 --> 0:04:04.000 So we got so much stuff to talk about, man, 0:04:04.080 --> 0:04:06.120 I just want to just jump right into it. Yeah. Yeah, 0:04:06.280 --> 0:04:09.880 you've been all over c NBC, CNN Club, all that 0:04:11.480 --> 0:04:13.440 you've done a lot. But the latest thing that you've 0:04:13.480 --> 0:04:17.760 done is an online banking. Yeah, a Black and Latin 0:04:17.960 --> 0:04:21.960 X owned I believe bank. Right, it's a banking platform, right, 0:04:22.480 --> 0:04:27.080 or a fintech bank and neo bank. Our kids do 0:04:27.240 --> 0:04:30.720 everything from their phone, literally do everything. Thirteen year old 0:04:30.760 --> 0:04:34.200 and everything from her phone. So banking is going As 0:04:34.279 --> 0:04:39.120 you see more bricking, more diclosures, As you see banking 0:04:39.520 --> 0:04:41.680 expanding in the text space, banking is going to end 0:04:41.720 --> 0:04:44.400 up in your hand, in your phone. Andrew Young, who's 0:04:44.440 --> 0:04:49.000 a former ambassador, former lieutenant to Doctor King, former mayor 0:04:49.400 --> 0:04:53.400 of Atlanta, travels one hundred and fifty two countries. I 0:04:53.400 --> 0:04:56.520 think he's an ambassador, so he ambassats all over the world. 0:04:56.600 --> 0:04:59.000 You came to stigure out my church man, come off. 0:05:01.839 --> 0:05:04.240 But he's been my friend and mentor since fifteen years 0:05:04.279 --> 0:05:06.600 old and actually is a part of me growing me 0:05:06.640 --> 0:05:12.400 as an organizer. Andy doesn't do things for financially motivated reasons, 0:05:12.760 --> 0:05:16.200 yet they end up helping the greater community financially. So 0:05:16.279 --> 0:05:19.120 one example is as mayor of Atlanta, he was responsible 0:05:19.120 --> 0:05:22.360 for making Atlanta international city by bringing the Olympics here 0:05:22.800 --> 0:05:24.560 and bringing the Olympics. He didn't bring a bunch of 0:05:24.600 --> 0:05:27.839 people to just ran, swim and jump that spoke different languages. 0:05:28.160 --> 0:05:33.640 Companies come also, right, you got Atlanta in Georgia is 0:05:33.680 --> 0:05:36.800 the third most fortune five hundred companies of any state 0:05:36.839 --> 0:05:39.640 in the Union. So that's what him making the city 0:05:39.640 --> 0:05:42.480 and international city helped to do, help to bring just 0:05:42.520 --> 0:05:46.279 with the Olympics, I think nine billion dollars into the city, 0:05:46.360 --> 0:05:49.800 forty one percent with the blackened minority contracts. The only 0:05:49.880 --> 0:05:52.520 condition was he couldn't personally make any money, but he 0:05:52.560 --> 0:05:54.960 made sure that people from the community made money. And 0:05:54.960 --> 0:05:58.799 then after that another eleven twelve billion poured in. Blacks 0:05:58.839 --> 0:06:01.279 walked away at one point something billion of that, which 0:06:01.320 --> 0:06:03.600 ain't bad, you know what I mean, It ain't bad. 0:06:03.720 --> 0:06:05.279 It's you know, ideally we want to get to the 0:06:05.320 --> 0:06:06.920 ass and betters, but it ain't bad. 0:06:07.000 --> 0:06:07.240 Start. 0:06:07.960 --> 0:06:11.080 So as Andy does stuff, he does stuff that helps 0:06:11.440 --> 0:06:14.120 the greater community, and the greater community is better for us. 0:06:14.200 --> 0:06:14.400 Right. 0:06:14.640 --> 0:06:16.920 So Atlanta is a lot years ahead. It's a beacon 0:06:16.960 --> 0:06:19.200 in the South, it's an international city with all this 0:06:19.320 --> 0:06:22.160 proclivities and on all this is it's set back. It's 0:06:22.160 --> 0:06:25.120 still is far more progressive than anyone would have ever thought. 0:06:25.440 --> 0:06:29.120 Fifty years as all right, he goes to India, he 0:06:29.240 --> 0:06:32.880 sees where people being paid in payper currency, same thing 0:06:32.920 --> 0:06:37.320 that's happening in depressed areas here. They're being robbed and 0:06:37.360 --> 0:06:40.960 looted by check cashing places essentially. So you're already on 0:06:41.000 --> 0:06:43.880 the friends. You make two hundred bucks a week. Technically 0:06:43.880 --> 0:06:45.480 you want to be able to save ten to twenty 0:06:45.480 --> 0:06:47.839 percent of what you're making, right, So it's very hard 0:06:47.880 --> 0:06:50.600 to save twenty or forty bucks when you're making two 0:06:50.640 --> 0:06:51.480 hundred bucks a week. 0:06:51.760 --> 0:06:54.160 But some people have been dedicated, like our grandparents, enough 0:06:54.200 --> 0:06:54.480 to do. 0:06:54.480 --> 0:06:57.120 It, to put aside that twenty and let that twenty 0:06:57.480 --> 0:06:59.640 get to one hundred, and put that aside and make 0:06:59.680 --> 0:07:02.920 sure you got stuff like a basic life insurance twenty dollars. 0:07:02.640 --> 0:07:03.039 On the side. 0:07:03.120 --> 0:07:06.240 You've got enough to bear your money. Check cashing place 0:07:06.279 --> 0:07:09.200 in liquor stores. Cut that out of the poorest, the 0:07:09.200 --> 0:07:11.480 ability to spend the same to do anything, and that's 0:07:11.520 --> 0:07:13.600 a detriment, and it helped keep you at that bottom. 0:07:13.680 --> 0:07:18.160 Cast Landy saw a digitized system come there and greatly 0:07:18.240 --> 0:07:21.760 help people. So that was his part in understanding what 0:07:22.320 --> 0:07:25.520 Greenwood as a banking platform could do, or what's Greenwood 0:07:25.840 --> 0:07:28.240 there's a guy named Paul Judge here out of the 0:07:28.320 --> 0:07:38.600 tech world that's a brilliant. 0:07:30.840 --> 0:07:35.320 A bust of bread. 0:07:35.880 --> 0:07:38.240 And then there's Ryan Glover who built Noontime Records, who 0:07:38.240 --> 0:07:41.320 built Bounced TV, and who's a founding member of Greenwood. 0:07:41.360 --> 0:07:44.600 And they thought that this model of model's life is 0:07:44.800 --> 0:07:47.080 as we go more digital. Sixty five percent of banking 0:07:47.160 --> 0:07:50.160 is done, problem of your hand. Poor people need relief 0:07:50.160 --> 0:07:53.680 from being young predatory companies. All of this can meet 0:07:53.800 --> 0:07:56.040 and make sense and be a for profit thing, and 0:07:56.240 --> 0:07:57.280 Greenwood is born. 0:07:57.640 --> 0:07:58.880 Why is it named Greenwood? 0:07:59.080 --> 0:08:02.160 Greenwoods name green which for the town in Tulsa, Oklahoma 0:08:02.560 --> 0:08:05.840 that was burned in a race, wise burned to the ash, 0:08:05.880 --> 0:08:08.760 burned to the ground. And I would argue, and not 0:08:08.800 --> 0:08:12.000 only destroying that town in which a community turned a 0:08:12.080 --> 0:08:14.480 dollar thirty six times, so it was strong in terms 0:08:14.480 --> 0:08:16.440 of schools, doctors, Dennis stores. 0:08:16.480 --> 0:08:18.840 It was strong. It was like having an ecosystem in 0:08:18.840 --> 0:08:19.720 a jar in the kitchen. 0:08:20.080 --> 0:08:22.120 Even if your kitchen set on fire until that smoke 0:08:22.160 --> 0:08:25.680 getting in there, that ecosystem is still parking right in 0:08:25.720 --> 0:08:27.800 burning down that town. I would argue that the poor 0:08:27.840 --> 0:08:30.560 whites that did that destroy not only that town, this economy, 0:08:30.560 --> 0:08:33.160 but the greater economy around it, which is why you 0:08:33.200 --> 0:08:35.599 ain't seeing a basketball team pop up in Tulsa to 0:08:35.640 --> 0:08:36.280 a few years ago. 0:08:37.040 --> 0:08:39.800 There was no need. It was no, it wasn't. It wasn't. 0:08:40.120 --> 0:08:42.760 It wasn't a place where harmony could happen. So in 0:08:42.800 --> 0:08:45.800 Atlanta nineteen oh six or so, you get a rioted 0:08:46.160 --> 0:08:48.720 not far from here that way and on that side 0:08:48.720 --> 0:08:53.880 of town. Black people were killed after that. Atlanta, which 0:08:53.920 --> 0:08:56.199 is also the home of the Atlanta Conference. With w 0:08:56.280 --> 0:08:59.400 do boys book into Washington. They're like, look, we're here. 0:09:00.080 --> 0:09:01.920 We're not going anywhere. We're right over here in the 0:09:01.920 --> 0:09:04.200 fourth Ward. We either gonna go to Ward with these 0:09:04.240 --> 0:09:06.080 white folks and we're gonna destroy the city and we're 0:09:06.080 --> 0:09:08.559 gonna become every typical southern city and it's going to 0:09:08.600 --> 0:09:10.920 be ashes again like Sherman left it when he was 0:09:10.960 --> 0:09:13.000 on his march to the beach in Savannah, or we're 0:09:13.040 --> 0:09:14.880 gonna figure out how to let business and. 0:09:14.920 --> 0:09:17.000 Commerce trump bullshit. 0:09:18.200 --> 0:09:20.960 So quietly and agreement was made where black people and 0:09:21.000 --> 0:09:24.439 business owners took this side of downtown and we're right now, 0:09:24.440 --> 0:09:27.880 we're in the historic Auburn and Edgewood Avenue Auburn and 0:09:27.920 --> 0:09:31.960 Edgewood Avenue are also work will always be to some degree, 0:09:32.200 --> 0:09:34.679 Black Wall Street. The Atlanta Life Insurance Company was there, 0:09:34.720 --> 0:09:37.760 started by Alonzo Herndon Evan's a Baptist church. The SCLC 0:09:37.880 --> 0:09:40.880 headquarters with their office is Virguley, Black Business. It's always 0:09:40.920 --> 0:09:44.240 been here. So Greenwood as a banking platform is in 0:09:44.280 --> 0:09:47.240 the spirit of that, initially in terms of making sure 0:09:47.280 --> 0:09:50.360 we serve worker class, poor communities, making sure we serve 0:09:50.400 --> 0:09:52.840 the unbanked, making sure we serve black people and the 0:09:52.880 --> 0:09:55.480 Latino X crowd. But it is not only for us. 0:09:55.559 --> 0:09:59.640 Anyone is welcome to bring their green there and anyone 0:09:59.760 --> 0:10:01.320 is well to know we're going to be stable with 0:10:01.360 --> 0:10:03.560 the wood, you know. So just like Atlanta had to 0:10:03.600 --> 0:10:07.000 realize as a city, it made more sense to cooperate 0:10:07.440 --> 0:10:09.800 and make business sense, not to war in the middle 0:10:09.800 --> 0:10:12.439 of the streets. Ess as a bank, understand that I'm 0:10:12.480 --> 0:10:14.640 not trying to tell anybody can't bank for us, who 0:10:14.640 --> 0:10:16.800 want everybody to bank with us, But we also want 0:10:16.800 --> 0:10:19.160 to be a place that grows into a lender in 0:10:19.240 --> 0:10:22.160 terms of car loans and home loans because many times 0:10:22.400 --> 0:10:24.760 the first generational wealth that anybody looks like us will 0:10:24.800 --> 0:10:27.080 have is be a home or something that someone left 0:10:27.080 --> 0:10:29.400 to us, right, and then they want to grow into 0:10:29.440 --> 0:10:34.839 growing given capital to businesses. But forty one percent business 0:10:34.840 --> 0:10:36.520 culture I think aka and who was putting up in 0:10:36.600 --> 0:10:37.079 terms of like. 0:10:37.000 --> 0:10:38.000 Businesses since Corona. 0:10:38.120 --> 0:10:40.760 Yeah, if it wasn't for my out of pocket what 0:10:40.920 --> 0:10:43.240 we have been able to survive when we open back up. 0:10:43.320 --> 0:10:45.600 We're not charging barbers, you know, booth wind and the 0:10:45.600 --> 0:10:48.199 initial things of that nature. So I have to think about, 0:10:48.240 --> 0:10:49.840 you know, what's best for that. So I think that 0:10:50.559 --> 0:10:53.080 I think that Greenwood is going to be not only 0:10:53.320 --> 0:10:55.360 one of the best banking platforms, but it's going to 0:10:55.360 --> 0:10:57.920 grow into a strong financial force that turns into a 0:10:58.000 --> 0:11:00.480 lender not only homes and I don't know, but a 0:11:00.559 --> 0:11:03.840 small businesses, medium sized businesses, and businesses by creatives that 0:11:03.960 --> 0:11:04.880 grow bigger market. 0:11:05.040 --> 0:11:08.120 So I mean, obviously you're an Atlanta historian, Like you said, 0:11:08.120 --> 0:11:12.160 you've been as an active activist for over thirty years. 0:11:12.200 --> 0:11:14.400 Yeah, thirty years of my life. That's a long time. 0:11:14.440 --> 0:11:17.320 That's a long time, right, So I'm trying to think 0:11:17.559 --> 0:11:19.599 is this something during that process or is just a 0:11:19.679 --> 0:11:24.040 culminate event of situations that motivated for Greenwood to start 0:11:24.200 --> 0:11:27.360 right now, like, well, was there motivating factors or it 0:11:27.400 --> 0:11:27.719 was just like. 0:11:27.679 --> 0:11:30.120 Well, I don't know what motivated Ryan. I think that 0:11:30.200 --> 0:11:32.400 what motivated Andy was going to seeing it work right, 0:11:32.760 --> 0:11:35.280 but few more people. For me, it made It's made 0:11:35.320 --> 0:11:37.600 sense for me for ten years. I've been talking about 0:11:37.600 --> 0:11:40.360 it actively for six years. And they were the first 0:11:40.400 --> 0:11:43.840 bank or banking platform to say, let's bring Mike into 0:11:43.840 --> 0:11:46.120 the business code. You know, there's plenty of banks had 0:11:46.160 --> 0:11:49.360 the opportunity, and I still shout out all the black banks, right, 0:11:49.480 --> 0:11:52.200 but no one else, you know, said well, let's get 0:11:52.240 --> 0:11:55.920 into the business with them. And I think Ryan, you know, 0:11:56.000 --> 0:11:58.320 I think, you know, six years ago, I still saw 0:11:58.400 --> 0:12:00.320 me as me like if I was a talent scouted 0:12:00.360 --> 0:12:02.680 out of it, like ut, you know what I'm saying. 0:12:03.000 --> 0:12:05.040 But the fact that they then doesn't bother me as 0:12:05.080 --> 0:12:07.640 much as I'm encouraged by the fact that Ryan did. 0:12:08.080 --> 0:12:12.080 Because Ryan understands that Michael Render is a kid in 0:12:12.120 --> 0:12:16.920 a room who plays the character killer Mike. But Michael 0:12:17.000 --> 0:12:20.040 Render is married to one of the best business minds 0:12:20.080 --> 0:12:21.440 in this state of the nation. 0:12:21.559 --> 0:12:23.680 She's a friend of aka another, she's my. 0:12:23.679 --> 0:12:26.280 Wife, Shay, And you know, like proverbs and I'm not 0:12:26.480 --> 0:12:29.240 I'm not a Christian, but Proverbs thirty one ten through 0:12:29.320 --> 0:12:30.120 thirty one talks. 0:12:29.920 --> 0:12:31.679 About having the right type of wife. 0:12:31.960 --> 0:12:34.200 So you know, the business partner and life partner that 0:12:34.240 --> 0:12:36.080 I have helps me understand. 0:12:35.760 --> 0:12:38.000 That the capital I go get, we can do something 0:12:38.040 --> 0:12:38.199 with it. 0:12:38.240 --> 0:12:41.280 We can bury, and we can put it places where 0:12:41.280 --> 0:12:44.120 compounds will grows. So you know, for me, in terms 0:12:44.120 --> 0:12:47.960 of Michael Render, I understand that that when Ryan invited me, 0:12:48.040 --> 0:12:51.120 that's bigger than whoever didn't invite me, because he sees 0:12:51.440 --> 0:12:53.280 what I see in the mirror, and that's someone with 0:12:53.360 --> 0:12:58.320 the potential to grow into a businessman. So Michael Santiago, Yeah, 0:13:00.000 --> 0:13:05.960 my dad just look my dad, man. My dad. 0:13:09.480 --> 0:13:11.400 Shouts out, But Michael, liek my dad. 0:13:12.200 --> 0:13:15.600 I'm all like, I ain't name of my goddamn young 0:13:15.679 --> 0:13:19.240 not even Michael Sago. My wife said. My wife said, 0:13:19.240 --> 0:13:23.240 I'm so glad, dady. Kids shout out, shout, shout out 0:13:23.280 --> 0:13:24.760 to Norry Victor Santiago. 0:13:24.920 --> 0:13:27.040 That's one of my fast shots out. 0:13:27.679 --> 0:13:30.079 So so people don't realize, I'm just some research and 0:13:30.400 --> 0:13:33.880 seventeen percent of black people are unbanked. You're paying to 0:13:33.960 --> 0:13:36.160 three percent, So if you think about it, that's a 0:13:36.320 --> 0:13:37.240 three percent of whites. 0:13:37.400 --> 0:13:39.040 That's a lot. And then I will never forget. 0:13:39.120 --> 0:13:42.600 So people have heard of food deserts, yes, and so 0:13:42.640 --> 0:13:44.319 I used to go to school in Baltimore. I did 0:13:44.400 --> 0:13:47.040 a research study on food deserts, and it's like, you know, 0:13:47.160 --> 0:13:50.920 we're for people that don't know. They don't every neighborhood 0:13:50.920 --> 0:13:53.199 doesn't have like a grocery store exactly, So people go 0:13:53.360 --> 0:13:56.040 grocery shopping and like gas stations and corner stores, and 0:13:56.240 --> 0:13:58.000 not only is the food bad, but the prices are 0:13:58.080 --> 0:13:58.760 much higher too. 0:13:58.840 --> 0:14:00.480 So it's it's it's. 0:14:00.440 --> 0:14:04.840 Enough process exactly exactly, so at least a high blood pressure, 0:14:04.880 --> 0:14:07.720 cholester all that stuff. So I never heard of banking 0:14:07.720 --> 0:14:10.000 deserts until like a couple months ago we did an episode. 0:14:09.920 --> 0:14:11.720 Yeah, he was talking about banking deserts. 0:14:11.760 --> 0:14:14.440 So it's like there's different pockets in different areas where 0:14:14.320 --> 0:14:17.640 there's there's no bank, and then there's check cashing places. 0:14:17.679 --> 0:14:19.880 And then I never forget. Somebody told us because when 0:14:19.880 --> 0:14:21.320 we grew up, we had a check cashing place. 0:14:21.520 --> 0:14:21.720 Yeah. 0:14:21.880 --> 0:14:24.160 My first job as I worked at a summer camp, 0:14:24.200 --> 0:14:25.960 and everybody used to go to the check cashing page 0:14:25.960 --> 0:14:27.920 because you get it quick. Yeah, but they charged like 0:14:27.960 --> 0:14:29.440 three dollars, two dollars, you're not what you thinking about it, 0:14:29.520 --> 0:14:31.120 but that adds up. It's like why are you paying it? 0:14:31.160 --> 0:14:33.400 And it's like you never see a check cashing pigs 0:14:33.800 --> 0:14:35.120 in the middle class or. 0:14:35.440 --> 0:14:39.040 A wealthy neighborhood. It's either working class or poor neighborhoods. 0:14:39.040 --> 0:14:41.160 Because the crazy part is that not to get you off, 0:14:41.160 --> 0:14:42.640 but the crazy part is that had we known that 0:14:42.760 --> 0:14:45.000 the bank right across the street wrote the check, we 0:14:45.040 --> 0:14:45.880 could have gotten the same day. 0:14:46.520 --> 0:14:48.520 Sad thing, the actually was a bank in our neighborhood 0:14:48.680 --> 0:14:51.800 and we were just so conditioned. And not only was 0:14:51.840 --> 0:14:55.120 the check cashing place right next to the Chinese spot 0:14:55.280 --> 0:14:58.760 that shirt fried chickens. I always wondered how that worked. 0:14:59.000 --> 0:15:02.080 So it's like it was it was a weird dynamic. 0:15:02.360 --> 0:15:04.680 But I say that to say this online thinking, I 0:15:04.720 --> 0:15:07.200 think is is really the way because even in Kenya, 0:15:07.240 --> 0:15:09.680 I saw they had a lot of people can't get 0:15:09.680 --> 0:15:11.800 the things because it's so rural. But they changed the 0:15:11.800 --> 0:15:14.320 whole dynamic by having like just basic cell phones where 0:15:14.320 --> 0:15:16.920 they can bank on itself. So you knew it was real. 0:15:16.960 --> 0:15:18.480 When I seen the dance and get paid in the 0:15:18.480 --> 0:15:21.720 Blue Flag be it cel phone like no cap no 0:15:22.400 --> 0:15:25.520 like Brown zero is the barbershop and the booty clubs. 0:15:25.600 --> 0:15:28.560 When when I saw said Blue Flame, the Blue Flight, 0:15:28.600 --> 0:15:31.200 we ain't going to night after, I'm not staying long. 0:15:32.200 --> 0:15:33.360 Would do my mask. 0:15:33.440 --> 0:15:37.000 We're about to have seen that place before. It's a 0:15:37.000 --> 0:15:41.800 black business. That's shout to Wall Street, Traffler Street travel 0:15:42.640 --> 0:15:43.640 flying Now. 0:15:43.800 --> 0:15:45.480 We actually pulled up to it and as soon as 0:15:45.480 --> 0:15:47.800 we got there, somebody did a black flip into the wall. 0:15:47.840 --> 0:15:48.760 We were like, you. 0:15:48.760 --> 0:15:54.560 Gotta go in, you gotta you gotta interview the owner. 0:15:54.640 --> 0:15:56.120 Man, he's a great for sure. 0:15:56.240 --> 0:15:58.120 So yeah, so you so you felt so you you 0:15:58.200 --> 0:16:00.360 had that idea in Blue Flame, like this is this 0:16:00.440 --> 0:16:01.280 is what I knew? 0:16:01.320 --> 0:16:03.000 What was it? I knew son was happening. You know. 0:16:03.080 --> 0:16:05.640 It's like being in a gambling house and you and 0:16:05.680 --> 0:16:07.760 you start hearing rumblers. You're like, oh, son happened? 0:16:07.880 --> 0:16:08.040 You know? 0:16:08.680 --> 0:16:11.960 Excuse me for like something I learned business, you know 0:16:12.120 --> 0:16:13.920 in the eighties and nineties. And how did the black 0:16:13.960 --> 0:16:16.200 kid learn it in the eighties and nineties running errands 0:16:16.200 --> 0:16:19.200 for pimps, doing airs in the gallant house and selling 0:16:19.240 --> 0:16:20.360 to big crack cocaine? 0:16:20.360 --> 0:16:20.600 You know what? 0:16:20.920 --> 0:16:24.240 So I learned business on the most mudimentary level. You can't. 0:16:24.240 --> 0:16:25.560 But it's like when you're in the gamon house you 0:16:25.600 --> 0:16:27.560 start hearing a little noise, little you just start looking 0:16:27.600 --> 0:16:31.160 around like something happening, somebody winning on, somebody losing that. 0:16:31.800 --> 0:16:35.200 But when I seen the phone light up the dancing, 0:16:35.240 --> 0:16:36.960 he turned the floor. What the fun is he doing? 0:16:37.040 --> 0:16:43.160 I don't see no money? She got THEMN hours. Oh yeah. 0:16:43.200 --> 0:16:44.960 I'm like, I'm like, I'm like, come in red. She's like, 0:16:45.000 --> 0:16:47.440 what I say, y'all, I see you dance. She said, Oh, 0:16:47.440 --> 0:16:49.160 that's a niggas. He ain't get no money. You know 0:16:49.200 --> 0:16:51.080 what I mean? She said, well now here He paid 0:16:51.080 --> 0:16:53.560 me by cash out, and I was like, cash. 0:16:53.360 --> 0:16:58.080 The fuck is cast? Your wife knows. My wife doesn't 0:16:58.160 --> 0:17:01.000 let anybody teach me about technology. She says, if my 0:17:01.080 --> 0:17:03.480 husband needs to know something, I teach him right so 0:17:03.480 --> 0:17:05.520 south South the little se smile and she stops smiling 0:17:05.560 --> 0:17:07.960 from teaching anything. But that's when I if it's in 0:17:08.040 --> 0:17:11.040 the clubs already. Man. My barber started doing it, and 0:17:11.080 --> 0:17:13.160 my sister who's a hairstyle started doing it, and then 0:17:13.160 --> 0:17:16.560 my sister who's an accountant, start telling me that they're 0:17:16.640 --> 0:17:19.760 pain and receiving all digital that that their paper. She 0:17:19.840 --> 0:17:21.800 used to work in paper checks, but those things coming 0:17:21.840 --> 0:17:24.040 out to them saying Okay, I see what's coming. So 0:17:24.080 --> 0:17:26.480 when Ryan calls me with the idea, of course, I'm 0:17:26.520 --> 0:17:30.280 I'm a receptive and open because that's what's next. Fintech 0:17:30.400 --> 0:17:32.840 is a huge financial technology. I feel like tech in 0:17:32.920 --> 0:17:36.040 every area will take over. So like Tesla is not 0:17:36.119 --> 0:17:37.439 a car company, it's a tech company. 0:17:37.520 --> 0:17:39.000 Yeah. So a lot of these brick and. 0:17:39.000 --> 0:17:42.439 Mortar banks are on their last leg because they're not 0:17:42.440 --> 0:17:44.760 making a transition. Yeah, well a lot of them are 0:17:44.840 --> 0:17:47.399 are don't want to have legs a certain community, Like 0:17:47.720 --> 0:17:51.320 you're never not going to see a Chase Bank in 0:17:51.400 --> 0:17:54.159 a rich neighborhood or in the studio district where a 0:17:54.160 --> 0:17:56.439 lot of us are private banking wanted how many So 0:17:56.480 --> 0:17:59.400 there's gonna keep you know, Shad's gonna still be able 0:17:59.440 --> 0:18:01.840 to pull up two hundred fifty thousandars Canstraer, but she's 0:18:01.840 --> 0:18:03.120 not gonna be able to do it on Marketer King. 0:18:03.840 --> 0:18:04.720 That's not gonna happen. 0:18:04.800 --> 0:18:07.760 The one that Greenbrier may not last, but the one 0:18:07.560 --> 0:18:10.080 on our meal it'll be there. And we have to 0:18:10.600 --> 0:18:13.639 as a as a community that has foods and banking deserts. 0:18:13.680 --> 0:18:15.000 We have to start to prepare for that. 0:18:15.480 --> 0:18:20.800 And education and technology can keep you I'm in a 0:18:20.840 --> 0:18:24.560