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Speaker 1: All right, it is way up with angela ye, and

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Speaker 1: I'm here with my partner Stacy Tisdam, my partner in

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Speaker 1: wealth Wednesdays, and we are trying to keep your blood

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Speaker 1: pressure from going way up this tax season. Oh I'm

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Speaker 1: already nervous just thinking about it. Doctor Shonda Love is here. Well,

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Speaker 1: thank you for joining us, Thank you for having me,

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Speaker 1: and let's talk about what it is that you do

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Speaker 1: because you started your own organization to help keep our

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Speaker 1: blood pressure from going up. Yes, we established this back

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Speaker 1: in two and nineteen, and so I established this organization

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Speaker 1: with not only taxpayers in mind, but tax and econmic

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Speaker 1: professions as well. The tax industry is ever changing. There's

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Speaker 1: no tax laws, tax credits, tax deductions that at times

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Speaker 1: it could be overwhelming just for us, right, And so

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Speaker 1: with the organization, we provide so much. We provide training resources, mentorship,

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Speaker 1: coaching opportunities as well as I'll be hosting the our

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Speaker 1: conference this year in Dallas, Texas. And so also to

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Speaker 1: tax professionals can receive their CE accreditation when they attend

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Speaker 1: my conferences as well. Oh well, yeah, definitely. So she

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Speaker 1: helps you with your taxes and also helps you become

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Speaker 1: a tax professional and we'll get into all of that,

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Speaker 1: and we're talking about Black Tax Professionals dot com. But

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Speaker 1: back to our blood pressure now, because because I was like,

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Speaker 1: I want to learn how to you know, I like

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Speaker 1: to get um she learns everything I do everything to

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Speaker 1: do in life. I like to know how to do

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Speaker 1: it myself. So I'm in the middle of getting my

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Speaker 1: real estate license. Congratulation, thank you, And then I said,

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Speaker 1: the next thing I want to learn how to do

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Speaker 1: is yes, yes, yes, I just know, but I have

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Speaker 1: you It's it's a lot. But that's why I create,

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Speaker 1: to be honest with you, That's why I created that

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Speaker 1: organization because it is a lot. And I believe in

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Speaker 1: iron Shoppensign. So if I have experience and you have experience,

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Speaker 1: and then we come together collectively and you know, our education,

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Speaker 1: our knowledge, and you know, I think that we are

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Speaker 1: moving by itself or we're a force when we're together. Well,

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Speaker 1: I want to ask you this, what is your background

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Speaker 1: when it comes to what made you want to do

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Speaker 1: this right even with you like your experience with doing

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Speaker 1: your own taxes, growing up, your feelings about finances, about

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Speaker 1: being an entrepreneur. Because I always like to know the

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Speaker 1: why when it comes to people doing why they do

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Speaker 1: what they do? Great question. My background it was a paralegal.

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Speaker 1: So when I went to college, I received a degree

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Speaker 1: in legal specialization. And it was funny because I was

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Speaker 1: always great at math, and so my counselor when in college,

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Speaker 1: she was like, you aised all of my courses in math.

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Speaker 1: I took trigonometry and I was like yes. She was like,

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Speaker 1: I'm sorry, but I researched you know your major, and

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Speaker 1: you got criminal justice, Like that doesn't make sense right,

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Speaker 1: And I was just like, I just I'm good at math.

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Speaker 1: I'm not knowing that We're almost like twenty five thirty

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Speaker 1: years later, I'm tapping into it. So my passion really

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Speaker 1: drives me is to be help over for our people

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Speaker 1: in general. I remember when I first started, I had

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Speaker 1: no help none whatsoever. No one I can call to

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Speaker 1: get information, just to say hey, could you be a

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Speaker 1: mentor or nothing? And I know what that felt like.

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Speaker 1: It made me want to give up, and so I

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Speaker 1: made it my business too. When I got to a

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Speaker 1: certain point in my career that I wanted to turn

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Speaker 1: back and help others so it wouldn't be so challenging,

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Speaker 1: all right. I love see I love that way. Yeah.

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Speaker 1: Can we get back to my blood pressure? Okay, Okay,

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Speaker 1: day after tomorrow is my appointment with my accountant. I

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Speaker 1: will be extra prepared because of doctor Love here. Okay,

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Speaker 1: So remember we were talking. You said that one of

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Speaker 1: the biggest surprises a lot of people are gonna find

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Speaker 1: this year that a lot of those COVID tax credits

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Speaker 1: and those childcare tax credits and those big refunds. So

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Speaker 1: how many people got used to Okay, back to tell us,

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Speaker 1: tell us, Oh my goodness. So last year, I mean,

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Speaker 1: it's like they had tax credits coming from every which way.

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Speaker 1: That's why, you know, it was all over the Facebook

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Speaker 1: and you know social media that these large tax refunds.

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Speaker 1: But they came and they left. Unfortunately, it's back to

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Speaker 1: the basics. So those credits are no longer available at all,

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Speaker 1: and so a lot of I mean, this was really

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Speaker 1: I would say a challenging year. Yeah. And student loan debt,

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Speaker 1: what about that is there? Uh? Well, the great thing

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Speaker 1: about it is that a lot of people I well, myself,

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Speaker 1: I didn't have it. I didn't deal with that, but

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Speaker 1: I know a lot of my friends that did have it,

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Speaker 1: and they they removed it, okay, removed it, removed it

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Speaker 1: and one of my customers, surprisingly they removed that debt

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Speaker 1: and she had made a payment and they sent her

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Speaker 1: that money back. Yes, look at that honest government said,

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Speaker 1: you know what, that would happened to me, right, I wouldn't.

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Speaker 1: I wouldn't be the one to get that check back.

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Speaker 1: I want to ask you this, right because some people

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Speaker 1: are nervous about maybe they've done things on their taxes

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Speaker 1: that they shouldn't have done in the past and didn't

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Speaker 1: get caught right away, but they're nervous, right, and so

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Speaker 1: what can you do in a situation like that where

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Speaker 1: maybe like a little bit of like maybe some tax

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Speaker 1: ferrard or something, and now you're like, damn, people even

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Speaker 1: skip time. Yeah, certain things that you may have done

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Speaker 1: that you're like, damn, maybe I could get away with it,

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Speaker 1: But then I'm scared that I can, and they're gonna

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Speaker 1: come looking for me and I'm gonna get one of

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Speaker 1: those notifications from the IRS and the mail. What is

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Speaker 1: the best way to handle a situation where maybe you know,

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Speaker 1: somebody was like, oh you can know you could do this,

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Speaker 1: and then you're like, oh, maybe I shouldn't have What

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Speaker 1: can you do to fix something. Great question, I would

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Speaker 1: holly suggest taking a look at that tax return. Ain't

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Speaker 1: going over it with that tax professional or going over

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Speaker 1: having a second set of eyes on it. Right because

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Speaker 1: it's with the RG. You may think that you've gotten

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Speaker 1: away with it, but you don't. I mean it may

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Speaker 1: lay dormant nown but eventually it would serve for so personally,

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Speaker 1: I would always tell people to make sure that whoever

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Speaker 1: you connect with and do business with, check that credentials.

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Speaker 1: You know, I don't believe in adding stuff on your

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Speaker 1: tax return that should not be there. First and foremost,

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Speaker 1: I want to educate you. I want to you know,

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Speaker 1: doing my consultation, I want to let you know why

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Speaker 1: you're receiving this tax credit or this tax deduction and

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Speaker 1: why you're not so you can get a clear understanding that, Okay,

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Speaker 1: this is why my tax return is my tax refund.

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Speaker 1: It's different this year versus last year because people are

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Speaker 1: so concerned about getting money back and they're like, what

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Speaker 1: can I write off? What can I write off? But

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Speaker 1: some of those things you're not supposed to and that

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Speaker 1: could end up coming debates you in the ass in

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Speaker 1: the end. And another thing is that you're still responsible, right,

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Speaker 1: like even if somebody prepares your taxes for you, because

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Speaker 1: you sign off on it, right, and so it's important

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Speaker 1: to what you're signing off absolutely absolutely, But just in

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Speaker 1: case if you feel like a wait a minute, you know,

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Speaker 1: I don't really know, I try, I try, right. Let

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Speaker 1: me just thought I would deffer, you know, take a

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Speaker 1: look at it and then have a second set of

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Speaker 1: eyes on it, just to make sure. And the great

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Speaker 1: thing about it, you can always amend it right right,

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Speaker 1: and then they always do an amendment. And black tax

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Speaker 1: professionals that can you do also have because sometimes you

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Speaker 1: want to know how do I find the right person

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Speaker 1: who's gonna help me with my taxes and preparing my taxes?

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Speaker 1: Where do I get a good referral from? So you

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Speaker 1: also provide that yes, I thought you would never act okay.

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Speaker 1: So July twenty twenty one, I launched the first national

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Speaker 1: black tax online directory. And case in point is that

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Speaker 1: people wanted to do business with people they not only resemble,

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Speaker 1: but share some of the exact same experiences. So on

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Speaker 1: this directory, it's nationwide, So we have tax and account

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Speaker 1: of professionals, tax attorneys that's across the US foot print

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Speaker 1: that's actually signed up on my directory started off with

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Speaker 1: only fifty and nine. We're over a five hundred in

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Speaker 1: less than two years. Wow. So people go on to

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Speaker 1: black Tak Professionals dot com. They find your someone through

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Speaker 1: your directory and I know you have forty ambassadors, but

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Speaker 1: you have hundreds of people all over the country that

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Speaker 1: they can get their services from. Absolutely, and the great

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Speaker 1: thing about it is that technology is so advanced, so

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Speaker 1: they can connect with someone that lives in Arkansas they

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Speaker 1: reside in Texas because everything is remote, there's mobile app

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Speaker 1: user friendly, so now you can follow taxes from the

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Speaker 1: comfort of your home. What are some of the most

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Speaker 1: common mistakes that you see people make when they follow

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Speaker 1: their taxes on an individual business? Both let's start our

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Speaker 1: individual and their business. Some of the common mistakes they do,

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Speaker 1: First and foremost, they be in a rush to get

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Speaker 1: their taxes done and they don't have they have not

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Speaker 1: received all of their tax documents. So then what ends

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Speaker 1: up happening. It's that case in point if they actually

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Speaker 1: bar from their full one K and they're supposed to

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Speaker 1: follow that with their tax return, but they may get

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Speaker 1: in the mail and they're like, oh okay, and just

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Speaker 1: chunk it. So when it's up happening, they follow a

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Speaker 1: tax return without it and then the URS will release

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Speaker 1: the refund. But then the our is then go and

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Speaker 1: place that information on the tax return, which causes them

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Speaker 1: to out oh yes, right, yeah, And we talked about that.

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Speaker 1: We were just talking about that. That would imply following

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Speaker 1: for an extension. There's a lot of little bit of

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Speaker 1: a stigma around people saying they have an extension every year,

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Speaker 1: but at least I file for it. Yeah, fill us

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Speaker 1: about tell us about that, and that there's nothing wrong

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Speaker 1: with following an extension. Absolutely not. So you can follow

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Speaker 1: an extension which gives you an extra six months to

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Speaker 1: follow your extension me to follow your tax return, um

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Speaker 1: your business tax return preferably. And that's if your business

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Speaker 1: structure is a sole proprietorship or a single member LLC. However,

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Speaker 1: if your business structure is a corporation, a partnership, are

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Speaker 1: a multi member LLC, then you're The deadline is September fifteen, Okay,

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Speaker 1: But when you file an extension, that doesn't mean that

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Speaker 1: you are You don't have to pay. That is correct.

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Speaker 1: When you follow an extension, is the following extension for

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Speaker 1: time for you to fill your tax return, not for

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Speaker 1: what you tax debt that you owe. That is correct.

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Speaker 1: So if you owe, then what ends up happening when

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Speaker 1: you follow your tax return you can occur penalties and interests. Well,

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Speaker 1: get scared. I'm like, how am I get out? Well,

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Speaker 1: it's not the point of following extension because my taxes

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Speaker 1: aren't ready. But you're saying the IRS is all that

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Speaker 1: for you. When you were saying, the IRS portal is

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Speaker 1: really the greatest thing that they've ever done, the best

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Speaker 1: thing since slice bread, like, so they rolled out it's

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Speaker 1: a portal called id dot MM. So it allows you

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Speaker 1: to set up your account and you have access to

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Speaker 1: your prior tax returns. You use it your transcripts, you know,

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Speaker 1: if you owe any debt, it shows you for which

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Speaker 1: year you owe the debt. You can also set up

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Speaker 1: payment arrangers as well. Yeah, and the other thing I

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Speaker 1: was going to say, since we were talking about the

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Speaker 1: penalties and interests that you can get if you file

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Speaker 1: for an extension, I've always paid what I think I

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Speaker 1: might owe or part of it so that it'll lessen

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Speaker 1: the amount of interest. So just because you are filing

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Speaker 1: for an extension, like you said, you still have to

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Speaker 1: pay and they still will be penalties. But that's why

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Speaker 1: my account. You always be like, well you probably owe

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Speaker 1: about this. If you could write a check for this amount,

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Speaker 1: you know, do that right now, because that way it

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Speaker 1: won't be Yeah, so just put it. Yeah, that's a

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Speaker 1: stub portal again, ID dot M E ID dot m

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Speaker 1: E okay. And you also we're talking about the portal,

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Speaker 1: and you said you also wanted to make people aware

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Speaker 1: of some things. When it comes to their IRS pen number. Yes,

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Speaker 1: they can obtain their pin number through the ID dot

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Speaker 1: M portal as well, but it's not pin number one

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Speaker 1: and done forever. That is correct. So every year you

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Speaker 1: have the RS provide you with the pin number, okay,

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Speaker 1: And so you have to fill that pin number are

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Speaker 1: your or you can't really follow your tax return before

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Speaker 1: they allow you to fact follow it and then they're rejected. Now,

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Speaker 1: if you don't have to pin number, you cannot process

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Speaker 1: that tax return. So you have, like if they provide

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Speaker 1: you a pin number this year, they're going to mail

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Speaker 1: you a new pin number each year each consecutive year. Okay,

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Speaker 1: don't throw away the IRIS mail you get that. I

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Speaker 1: always right a bad mail opener here, what are some

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Speaker 1: things that you could write off that people might not

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Speaker 1: know about, like, and not everybody can do it, but

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Speaker 1: like just some examples of things that you're like, did

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Speaker 1: you know that it's possible to be it? Because I

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Speaker 1: know some people are, Like, if you work from home,

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Speaker 1: as many people do now, you can actually write off

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Speaker 1: part of that. So can you discuss like maybe certain

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Speaker 1: things that you may not even be aware of that

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Speaker 1: we should be because sometimes you try to do your

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Speaker 1: tax as yourself, say that little bit of money, but

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Speaker 1: you could actually get a lot more money and know

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Speaker 1: a lot more if you get a professional top. I agree,

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Speaker 1: and I tell everyone leave it to the professionals. Like

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Speaker 1: they tax laws, they change every year. So to your question,

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Speaker 1: I would definitely tell you that at that time when

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Speaker 1: trying to file your taxes, that's not a good opportunity

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Speaker 1: to do that as all that feels every single time

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Speaker 1: I lost my thing of thought because you said something.

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Speaker 1: And then like if you work from home, like so

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Speaker 1: many people are working from home now part time? Okay,

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Speaker 1: great questions. So there are many tax reductions from at home.

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Speaker 1: Some people don't even know that you operating your business

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Speaker 1: at home, you can expense solve lawn and lawn Care

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Speaker 1: really made service. I don't have a lawn in Brooklyn.

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Speaker 1: Lawn Care and made absolutely made service. The common things

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Speaker 1: even know about the utilities yet lights, wording, gas, Internet,

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Speaker 1: there's so much Netflix. You have to we have to

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Speaker 1: we have to watch Netflix shows to know. I think that, yeah,

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Speaker 1: that would tying the line over with the Internet. So

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Speaker 1: I think it's all into the subscription aspect of the right.

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Speaker 1: So yeah, those are just some of the deductions. But

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Speaker 1: what I do also offer my members is a free

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Speaker 1: ebook and so it's the ultimate tax deductions for twenty

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Speaker 1: five types of business industries. Okay, so made long. I'm like,

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Speaker 1: so this is for entrepreneurs. And to get back to

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Speaker 1: Anneli's point, you told us about some of the common

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Speaker 1: mistakes individuals making. You were about to go into entrepreneurs

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Speaker 1: when we start talking about something else, But what are

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Speaker 1: some of the common tax mistakes you see small businesses make.

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Speaker 1: The number one thing that I do see is that

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Speaker 1: they lack having a good system, our process or organization

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Speaker 1: for their bookkeeping, their accounting. Sometimes you just zell payments

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Speaker 1: or cash happ to your employees, or you don't have

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Speaker 1: the money in account so you're like, well, I just

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Speaker 1: have to pay them from this account. And that's hard

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Speaker 1: because when you have a small business and listen, sometimes

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Speaker 1: we're just trying to make it buy a week to

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Speaker 1: read right. One thing I would definitely, you know, highly

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Speaker 1: recommend is utilize your business bank account for everything so

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Speaker 1: it's easier versus you're taking it from your personal and

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Speaker 1: then like, oh, you know it's my person and going

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Speaker 1: and just pay my employee. If you utilize everything from

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Speaker 1: your business, then it's eight it's easy for you to

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Speaker 1: go back and itemize those bank statements so you can

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Speaker 1: actually look at everything from a bird's eyes being and say, okay,

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Speaker 1: this is what I you know, made, this is more

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Speaker 1: expenses on this, I made income from that versus having

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Speaker 1: it from discount because like myself, I have like over

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Speaker 1: eight business bank accounts, you know, and so I try

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Speaker 1: to make sure that I like and sometimes it's just

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Speaker 1: thinking about it and stand discipline. But then you'd be like, oh,

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Speaker 1: I know I have that because if an event you

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Speaker 1: are artist that they're gonna look from that from that

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Speaker 1: particular bank account, and then you gotta explain everything audited

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Speaker 1: is got to be the scariest thing. How long shod

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Speaker 1: you keep your records for six years? Okay, six years?

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Speaker 1: So let's just say somebody just hasn't paid their taxes

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Speaker 1: for years, right, because that happens. It happens a lot, Yeah,

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Speaker 1: it happens a lot. What can you do so that

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Speaker 1: it's not as overwhelming? Because then after that are there

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Speaker 1: ways to like get the penalties reduced or even waves

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Speaker 1: like what can what can you do if you just

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Speaker 1: haven't paid your taxes and now it's accumulated over the

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Speaker 1: years and its spiraled out of control for you? First

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Speaker 1: thing I would definitely say is don't try to fill

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Speaker 1: your taxes yourself. How a tax are kind of professional

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Speaker 1: and the case important. Like, even though the tax credits

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Speaker 1: are no longer this year for twenty twenty two, if

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Speaker 1: you hadn't filed your prior tax return for twenty twenty one,

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Speaker 1: those COVID tax credits are still available. Does that make

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Speaker 1: sense you might be missing out on that opportunity. I'm

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Speaker 1: missing out on that, the opportunity to actually receive a refund.

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Speaker 1: What's the IRS gonna do to you? Though? And if

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Speaker 1: you don't want file your tax Suppose I supposed someone

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Speaker 1: went to file for twenty twenty one, and they didn't

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Speaker 1: file in twenty twenty, they didn't get those tax credits.

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Speaker 1: So now they're what kind of penalties will someone incur

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Speaker 1: if they skip a year? Um, well, you know what,

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Speaker 1: It really varies because I okay, I've had several situations

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Speaker 1: where I had individuals they'll follow their tax return for

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Speaker 1: twenty twenty twenty twenty, and they hadn't followed it for

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Speaker 1: twenty twenty one. Sometimes the RIST will allowed to go

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Speaker 1: through and they're providing a refund, but sometimes the RIST

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Speaker 1: will hold it up and say, hey, look, hey buddy,

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Speaker 1: thank you for following your twenty twenty two. I mere

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Speaker 1: twenty twenty, but you hadn't filed your twenty twenty one,

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Speaker 1: and so they'll send them a notice and therefore that

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Speaker 1: person so they'll hold up their refund. Oh wow, yes,

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Speaker 1: until they followed twenty and twenty one. Okay, So you

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Speaker 1: just can't predict that though. You can't predict it because

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Speaker 1: I've seen what their release and then I've seen some

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Speaker 1: some situations where they'll hold they'll hold it up. I'll

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Speaker 1: have someone they need to follow their twenty twenty two,

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Speaker 1: twenty twenty twenty one, but instead, they don't follow those

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Speaker 1: twenty follow the twenty twenty two, and the OURS holds

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Speaker 1: it up, and then they make them follow and the

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Speaker 1: altima letter. You need to followed these two years, and

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Speaker 1: then when they followed, they'll release all of them together.

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Speaker 1: Now what if they owe you money but you haven't filed,

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Speaker 1: Oh great question. I go through that every year, which

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Speaker 1: I can't understand. I mean, if I am old money,

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Speaker 1: I want to get my money. But then then what happens. Well,

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Speaker 1: the banks, the tax banks have partner with the rs,

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Speaker 1: so now they have what they call auto collect So say,

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Speaker 1: for instance, you follow your tax return with me, and

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Speaker 1: you say, and your refund is supposed to be six

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Speaker 1: thousand dollars and my fees five ninety nine, just on

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Speaker 1: a number out there. Well, some happened where you didn't

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Speaker 1: realize you had a dead whether it was with ours,

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Speaker 1: it was with the Education Child Support Bank, whatever that is,

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Speaker 1: and they cease all of your refund. Then the tax

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Speaker 1: professional does not receive their prepare fees. And so what

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Speaker 1: happens is that that person is still entitled to pay

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Speaker 1: those fees, okay, and if they do not, because what

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Speaker 1: the banks do is that the bank account that the

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Speaker 1: taxpayer provided at the time of service. They would begin

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Speaker 1: to garnish that from their account and they would they

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Speaker 1: would send the notification in events that you know that

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Speaker 1: you know, to give you an option. You have an option.

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Speaker 1: You have an option to respond and say, hey, oh no,

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Speaker 1: don't draft and I'll go and take care of that.

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Speaker 1: But if they do not proceed in taking care of it,

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Speaker 1: they were Garnership like the ours would come and Garners

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Speaker 1: Shore good check. This is complicated stuff. Don't the first

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Speaker 1: time I said, it's like today it's literally T minus

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Speaker 1: six and so what it's what would you tell someone?

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Speaker 1: And now it's flipping out about your taxes? And you said,

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Speaker 1: first and foremost, do not go it alone. And that's

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Speaker 1: why we love Black tax professionals. And you were Black

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Speaker 1: Tax Professionals dot com and you were saying, you have

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Speaker 1: some advice people out there who start for as little

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Speaker 1: as one hundred and twenty five dollars to help people

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Speaker 1: do their taxes. Absolutely, and um, I also know that

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Speaker 1: you dabble in all aspects of entrepreneurship and you have

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Speaker 1: a summit coming up and I really wanted you to

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Speaker 1: tell Angela as a comedy fan for the comedy element

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Speaker 1: in your summit. Yes, so this year at our conference,

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Speaker 1: we're gonna have Bumby and perform as well as Key

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Speaker 1: Key Wyatt and fase On Love. It's going to be

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Speaker 1: our home. Yeah. So you know, great thing about it

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Speaker 1: is that we know that as tax and kind of

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Speaker 1: professions we have to actually get our see credits and

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Speaker 1: so why not have a little fun with it. You

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Speaker 1: go in and receive your education resources network, but in

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Speaker 1: the in the evening you're able to come back and network.

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Speaker 1: We're up elbows and you know, just have a nice time.

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Speaker 1: Make taxes fun, Yes, lots of flown cocktails and lots

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Speaker 1: of fun. Yeah, that's for entrepreneur. You empower entrepreneurs. There's

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Speaker 1: more than this than this taxes absolutely, So it's just

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Speaker 1: not geared over to you know, individuals in the tax

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Speaker 1: and account of industry. It's just for business owners in

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Speaker 1: itself because a lot of individuals want to tap into it.

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Speaker 1: But overall the speakers that we do have have multiple businesses.

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Speaker 1: Of course, the tax industry is are come and denominator, right,

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Speaker 1: but a lot of them speak on a platform that

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Speaker 1: can help you, Um, if you're interested in real estate,

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Speaker 1: if you're interested in, you know, starting your business on

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Speaker 1: which structure you need to go and you know all

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Speaker 1: of that, the banks that are giving you, know, um,

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Speaker 1: business credit and business loans, and so it's just like

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Speaker 1: everyone coming together definitely receiving their SEA accreditation, but also

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00:21:55,680 --> 00:21:58,840
Speaker 1: provided other information that can help you succeed as a

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Speaker 1: business owner. Well, I love it. And once again, where

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Speaker 1: can people find you on social media or online as well? Okay,

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Speaker 1: they can find me on Instagram at black Tax Pro

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00:22:09,359 --> 00:22:12,399
Speaker 1: as well as on Facebook at I am sean to

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Speaker 1: be loved and right now, our online directory is black

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Speaker 1: Tax Prefetchence dot com. And if you're interested in attending

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Speaker 1: our tax conference, it's at ABTP National Tax Conference dot com. Okay,

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Speaker 1: so you're gonna teach Angela how to be a tax

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Speaker 1: professional Once I finished with this real estate, I'll tell

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Speaker 1: you that's next. It's very politics next. And it's not

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Speaker 1: even that. I just like to know how to do

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Speaker 1: things myself that I know I have to do. Got it,

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Speaker 1: you know, And so I just feel like that knowledge

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Speaker 1: for me to come up here all the time and

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Speaker 1: like talk about things, it's nice to be able to

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Speaker 1: talk about it from a space off I took these courses.

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Speaker 1: I took this guy got accredited it. Also, as entrepreneurs,

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Speaker 1: when you have to hire professionals, you need to know

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Speaker 1: what they're doing absolutely right. But it's nice to have

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Speaker 1: somebody that because you can't know everything you know, so

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Speaker 1: it is important to have people that you can trust,

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Speaker 1: that you know, okay, you know, Sean has got me right,

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00:23:12,280 --> 00:23:16,960
Speaker 1: I got you, doctor, Love, Thank you so much, thank

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00:23:17,000 --> 00:23:19,600
Speaker 1: you all, thank you, appreciate you. This sounds like fun too.

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00:23:19,880 --> 00:23:22,560
Speaker 1: You made taxes sound like a great time. She's a

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00:23:22,680 --> 00:23:26,720
Speaker 1: doctor loves a great time. Time. All right, it's well.

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Speaker 1: Wednesdays