1 00:00:00,360 --> 00:00:01,120 Speaker 1: Earners. What's up. 2 00:00:01,200 --> 00:00:03,680 Speaker 2: You ever walk into a small business and everything just 3 00:00:03,840 --> 00:00:07,000 Speaker 2: works like the checkout is fast, their seats are digital, 4 00:00:07,520 --> 00:00:10,520 Speaker 2: tipping is a breeze, and you're out the door before 5 00:00:10,520 --> 00:00:14,680 Speaker 2: the line even builds odds are they're using Square. We 6 00:00:14,840 --> 00:00:17,400 Speaker 2: love supporting businesses that run on Square because it just 7 00:00:17,400 --> 00:00:20,640 Speaker 2: feels seamless. Whether it's a local coffee shop, a vendor 8 00:00:20,680 --> 00:00:22,960 Speaker 2: at a pop up market, or even one of our 9 00:00:23,000 --> 00:00:26,680 Speaker 2: merch partners. Square makes it easy for them to take payments, 10 00:00:26,880 --> 00:00:30,639 Speaker 2: manage inventory, and run their business with confidence, all from 11 00:00:30,720 --> 00:00:33,520 Speaker 2: one simple system. One of the things we love most 12 00:00:33,600 --> 00:00:37,480 Speaker 2: is seeing neighborhood businesses level up. Business West Indian spired 13 00:00:37,520 --> 00:00:40,560 Speaker 2: writing our community that started with a small takeout counter. 14 00:00:41,000 --> 00:00:43,680 Speaker 2: Now with Square, they've been able to expand into a 15 00:00:43,720 --> 00:00:47,400 Speaker 2: full sit down restaurant and even started catering events across 16 00:00:47,479 --> 00:00:50,440 Speaker 2: the city. That's the kind of growth that aspires us, 17 00:00:50,680 --> 00:00:53,880 Speaker 2: and it's powered by Square. Square is built for all 18 00:00:53,920 --> 00:00:56,920 Speaker 2: types of businesses, from the corner bagel shop that turned 19 00:00:56,960 --> 00:00:59,920 Speaker 2: into a local chain, to the specialty market with that 20 00:01:00,000 --> 00:01:03,000 Speaker 2: thousands of unique items, to the stylist who's been holding 21 00:01:03,040 --> 00:01:05,920 Speaker 2: you down for years. If you're a business owner or 22 00:01:06,000 --> 00:01:09,679 Speaker 2: even just thinking about launching something soon. Square is hands 23 00:01:09,720 --> 00:01:11,600 Speaker 2: down one of the best tools out there to help 24 00:01:11,680 --> 00:01:15,480 Speaker 2: you start, run and grow. It's not just about payments, 25 00:01:15,800 --> 00:01:18,440 Speaker 2: it's about giving you time back so you can focus 26 00:01:18,440 --> 00:01:21,160 Speaker 2: on what matters most ready. To see how Square can 27 00:01:21,200 --> 00:01:25,960 Speaker 2: transform your business, visit Square dot com backslash go backslash 28 00:01:26,080 --> 00:01:30,240 Speaker 2: eyl to learn more that Square dot Com backslash, go 29 00:01:30,680 --> 00:01:34,880 Speaker 2: backslash eyl. Don't wait, don't hesitate. Let's Square handle the 30 00:01:34,920 --> 00:01:37,440 Speaker 2: back end so you can keep pushing your vision forward. 31 00:01:38,160 --> 00:01:40,200 Speaker 3: Taiwan and this is a country that we talked about 32 00:01:40,200 --> 00:01:44,720 Speaker 3: a lot, Taiwan Semiconductor, one of the most important companies 33 00:01:44,760 --> 00:01:47,440 Speaker 3: on the stock market, a company that has done very well, 34 00:01:47,480 --> 00:01:49,080 Speaker 3: and know it's in a lot of people's portfolio. 35 00:01:49,160 --> 00:01:53,480 Speaker 1: You're welcome. Will this push. 36 00:01:53,400 --> 00:01:58,480 Speaker 3: China over the edge and take in Taiwan? And Taiwan 37 00:01:58,520 --> 00:02:04,720 Speaker 3: Semiconductor is the a threat for t s M even higher. Now, 38 00:02:05,720 --> 00:02:09,480 Speaker 3: is there a time frame will win? You're saying this year, well, 39 00:02:09,919 --> 00:02:17,239 Speaker 3: he said this, he said this year, Okay, ahead, I 40 00:02:17,280 --> 00:02:17,680 Speaker 3: was gonna say. 41 00:02:17,720 --> 00:02:20,799 Speaker 2: My answer is no, I don't think they they take 42 00:02:20,800 --> 00:02:24,760 Speaker 2: it over this year. I feel like the country, the country, 43 00:02:24,800 --> 00:02:28,000 Speaker 2: they're not going to take over the Taiwan And when 44 00:02:28,040 --> 00:02:31,919 Speaker 2: you hear him speak, it almost seems like he's speaking inevitably, 45 00:02:32,080 --> 00:02:35,079 Speaker 2: like at some point that is going to happen. I 46 00:02:35,160 --> 00:02:38,200 Speaker 2: don't think it's now. I think in terms of war, right, 47 00:02:38,240 --> 00:02:41,400 Speaker 2: this would create war. You don't tell the enemy or 48 00:02:41,880 --> 00:02:44,160 Speaker 2: the proposed land that we're coming to take you over. 49 00:02:44,400 --> 00:02:45,840 Speaker 1: Trump did it with Venezuela. 50 00:02:48,040 --> 00:02:51,160 Speaker 2: The dancer put them over the top. I think the 51 00:02:51,240 --> 00:02:55,359 Speaker 2: dance on the ground. But yeah, I think war war 52 00:02:55,400 --> 00:02:59,240 Speaker 2: here is the last resort. And because of the importance 53 00:02:59,240 --> 00:03:03,720 Speaker 2: of what Taiwan semi conductor means to the world economy, 54 00:03:03,960 --> 00:03:05,480 Speaker 2: including China's economy, Well now we. 55 00:03:05,400 --> 00:03:06,600 Speaker 3: See what you don't got to go to war, though 56 00:03:06,639 --> 00:03:09,000 Speaker 3: you could just do they this finished whale thing. 57 00:03:09,800 --> 00:03:12,880 Speaker 2: Well no, well for them because just because of you're 58 00:03:12,880 --> 00:03:15,000 Speaker 2: talking about taking over the entire country, they went to 59 00:03:15,040 --> 00:03:16,919 Speaker 2: go take the president right like. 60 00:03:17,040 --> 00:03:20,000 Speaker 1: Trump say, Trump saying we're gonna going to run the country. 61 00:03:20,560 --> 00:03:22,000 Speaker 1: This is what he does. What Trump said. 62 00:03:22,040 --> 00:03:24,000 Speaker 4: What I'm saying for for for Taiwan is it's a 63 00:03:24,040 --> 00:03:24,480 Speaker 4: little bit more. 64 00:03:24,760 --> 00:03:27,520 Speaker 1: He's going to do that remote the person they want. 65 00:03:27,680 --> 00:03:30,880 Speaker 2: They don't necessarily want to obviously they want to take 66 00:03:30,880 --> 00:03:33,760 Speaker 2: the land, but the most important asset is that company. 67 00:03:34,080 --> 00:03:36,360 Speaker 3: But it's not just that though, but it's the most important. 68 00:03:36,360 --> 00:03:38,680 Speaker 3: But they want they wanted the country. They wanted Taiwan 69 00:03:38,760 --> 00:03:39,839 Speaker 3: before long time. 70 00:03:40,120 --> 00:03:43,040 Speaker 5: For what's the number one what's the most important asset 71 00:03:43,600 --> 00:03:46,720 Speaker 5: right now? But I'm saying this Taiwan goes predates TSM. 72 00:03:47,000 --> 00:03:48,800 Speaker 5: I know that, but I'm saying number one ascid they 73 00:03:48,800 --> 00:03:50,840 Speaker 5: have is TSM. Why is that so important? 74 00:03:50,880 --> 00:03:54,680 Speaker 2: Because the future of the world's economy relies on semi conductors, 75 00:03:54,720 --> 00:03:57,280 Speaker 2: relies on ai is the race that they want to win. 76 00:03:57,320 --> 00:03:59,960 Speaker 4: They feel like they have to win. That's the most important. 77 00:03:59,600 --> 00:04:02,320 Speaker 2: Piece when talking about ninety percent of the world's semiconductors 78 00:04:02,360 --> 00:04:05,000 Speaker 2: being manufactured from a company. That's a piece that we 79 00:04:05,080 --> 00:04:07,160 Speaker 2: have to have and it's right there for us to take. 80 00:04:07,440 --> 00:04:09,640 Speaker 2: It won't be an easy invasion. In fact, I think 81 00:04:09,960 --> 00:04:11,480 Speaker 2: was it two months ago Wall Street Journal put it 82 00:04:11,520 --> 00:04:12,280 Speaker 2: out how they could do it. 83 00:04:12,320 --> 00:04:13,280 Speaker 4: I'm like, this is interesting. 84 00:04:13,360 --> 00:04:15,560 Speaker 2: Why are we putting this out in November about how 85 00:04:15,600 --> 00:04:16,919 Speaker 2: it could be done and how it wouldn't be an 86 00:04:16,920 --> 00:04:17,640 Speaker 2: easy process. 87 00:04:17,960 --> 00:04:19,000 Speaker 4: I don't think it happens. 88 00:04:19,839 --> 00:04:23,400 Speaker 2: Number One, again, it's strategically to say it out loud 89 00:04:23,400 --> 00:04:24,960 Speaker 2: and to try to go ahead and do it. I 90 00:04:25,000 --> 00:04:28,279 Speaker 2: don't think that would be the way that historically how 91 00:04:28,320 --> 00:04:29,919 Speaker 2: China has done things right. I think they look at 92 00:04:29,920 --> 00:04:32,839 Speaker 2: the long term vision of where the country wants to be, 93 00:04:33,200 --> 00:04:35,560 Speaker 2: and they know where they need to be right, and 94 00:04:35,600 --> 00:04:41,880 Speaker 2: so having TSM crumble would hurt not just our economy, 95 00:04:41,920 --> 00:04:45,800 Speaker 2: it hurt theirs too. You still need that, right, even 96 00:04:45,839 --> 00:04:49,400 Speaker 2: though there's been reports of Nvidio chips getting smuggled in 97 00:04:49,520 --> 00:04:52,640 Speaker 2: and those were manufactured, bout teach them. You still need 98 00:04:52,640 --> 00:04:55,400 Speaker 2: that company to function to make sure that you don't 99 00:04:55,400 --> 00:04:56,040 Speaker 2: fall as well. 100 00:04:56,120 --> 00:04:58,120 Speaker 4: Right, that's like cutting off your nose, right. 101 00:04:59,560 --> 00:05:01,360 Speaker 1: Use the word crumble with it. They don't. I don't 102 00:05:01,400 --> 00:05:03,360 Speaker 1: think the plan is the crumble. The plans take it over. 103 00:05:03,800 --> 00:05:07,040 Speaker 2: But so inside of that that that company, there's a 104 00:05:07,120 --> 00:05:09,000 Speaker 2: kill switch, right, So you can't just come into that 105 00:05:09,080 --> 00:05:10,640 Speaker 2: space and say like we're going to invade and we're 106 00:05:10,640 --> 00:05:12,160 Speaker 2: going to take over this company and it's going to 107 00:05:12,200 --> 00:05:12,440 Speaker 2: be run. 108 00:05:12,480 --> 00:05:13,360 Speaker 4: There's a kill switch. 109 00:05:13,320 --> 00:05:19,159 Speaker 3: Unless you have people on the inside. And Aula inside China, 110 00:05:19,640 --> 00:05:20,320 Speaker 3: they got inside me. 111 00:05:20,400 --> 00:05:22,120 Speaker 2: They've tried it. They've tried it a bunch of times, 112 00:05:22,160 --> 00:05:25,720 Speaker 2: and they're still trying. It's been toward it They tried 113 00:05:25,720 --> 00:05:27,919 Speaker 2: it in the Netherlands with ASML, They've tried it with 114 00:05:28,000 --> 00:05:30,920 Speaker 2: Taiwan Semi Conducted. They actually got this a guy they're 115 00:05:30,920 --> 00:05:33,800 Speaker 2: trying to bring back from China. They're trying to say, like, yo, 116 00:05:33,839 --> 00:05:35,880 Speaker 2: we need him extra dried back because he left Taiwan 117 00:05:35,920 --> 00:05:38,480 Speaker 2: Semi Conductor to try to give away the secrets of 118 00:05:38,520 --> 00:05:40,719 Speaker 2: how they were manufacturing, how they were using the machines 119 00:05:40,720 --> 00:05:43,479 Speaker 2: to manufacture. So they've tried it, they're still trying it, 120 00:05:43,520 --> 00:05:46,839 Speaker 2: but that company is still so important. It's still so important. 121 00:05:46,839 --> 00:05:49,520 Speaker 2: Like you can, like I said, when you take apart 122 00:05:50,000 --> 00:05:51,640 Speaker 2: a GPU or you break. 123 00:05:51,440 --> 00:05:52,320 Speaker 1: Down one of the machines. 124 00:05:52,320 --> 00:05:53,839 Speaker 2: It's not something that's like, hey, we can put this 125 00:05:53,880 --> 00:05:57,239 Speaker 2: back together. There's certain details, there's certain intricacies that only 126 00:05:57,279 --> 00:05:59,120 Speaker 2: this company is going to be able to do right. 127 00:05:59,160 --> 00:06:01,960 Speaker 2: And this is why the investment inside the United States 128 00:06:02,240 --> 00:06:05,120 Speaker 2: was strategics right. It wasn't just by accident that yeah, 129 00:06:05,160 --> 00:06:06,880 Speaker 2: we want you to put fabs here. You know what 130 00:06:06,920 --> 00:06:09,039 Speaker 2: you did one here, come now we need three of them. 131 00:06:09,440 --> 00:06:12,560 Speaker 2: They understood the geopolitical issues that were at hand. I 132 00:06:12,600 --> 00:06:15,400 Speaker 2: don't I don't think they invade this year. I think 133 00:06:15,440 --> 00:06:17,960 Speaker 2: they look long term at some point, they will try 134 00:06:18,000 --> 00:06:19,560 Speaker 2: to seize it. But by that time I think the 135 00:06:19,600 --> 00:06:22,720 Speaker 2: fabs will be throughout the world and the impact. 136 00:06:22,360 --> 00:06:23,080 Speaker 1: Won't be as great. 137 00:06:23,360 --> 00:06:28,440 Speaker 3: But everybody's from Jensen's from Taiwan, and his cousin who's 138 00:06:28,440 --> 00:06:31,760 Speaker 3: the CEO of AMD, she's from Taiwan. 139 00:06:32,279 --> 00:06:33,520 Speaker 4: The American citizens. 140 00:06:34,560 --> 00:06:34,760 Speaker 1: True. 141 00:06:35,040 --> 00:06:37,800 Speaker 6: But but I'm gonna rap up both points because here's 142 00:06:38,040 --> 00:06:42,160 Speaker 6: was really important. Forty of US GDP last year came 143 00:06:42,200 --> 00:06:45,200 Speaker 6: from forty two tech stocks in around centered around and 144 00:06:45,320 --> 00:06:50,240 Speaker 6: video open AI. But the key cornerstone point and that 145 00:06:51,240 --> 00:06:55,960 Speaker 6: TSM is responsible for twenty percent of that. So China 146 00:06:56,040 --> 00:06:58,480 Speaker 6: feels as if this is the point Rashad is making 147 00:06:59,440 --> 00:07:02,800 Speaker 6: because that province was taken away from US. You took 148 00:07:02,839 --> 00:07:05,440 Speaker 6: away our chance to be the number one global leader anyway. 149 00:07:05,800 --> 00:07:06,960 Speaker 6: Is there a kill switching there? 150 00:07:07,560 --> 00:07:07,920 Speaker 1: Yes? 151 00:07:08,440 --> 00:07:13,400 Speaker 6: Are there some reports of some espionage going on in case? 152 00:07:15,280 --> 00:07:16,160 Speaker 1: Highly likely. 153 00:07:16,360 --> 00:07:20,160 Speaker 6: So it's a global war and a tech war. But 154 00:07:20,240 --> 00:07:24,600 Speaker 6: you took our most precious gym of a country and 155 00:07:24,720 --> 00:07:29,160 Speaker 6: the tech americanized it because without the AI trade, we 156 00:07:29,200 --> 00:07:32,840 Speaker 6: would have underperformed Europe. Not no one's really talking about that, like. 157 00:07:33,520 --> 00:07:37,000 Speaker 2: That's not fair, that's not fair, only because it wasn't tech. Right, 158 00:07:37,040 --> 00:07:40,400 Speaker 2: it was manufacturing first, right, nobody manufacturers right, Like we 159 00:07:40,440 --> 00:07:42,160 Speaker 2: grew up in that era where you got your sneakers 160 00:07:42,280 --> 00:07:45,239 Speaker 2: like made in Taiwan. Right, ai is a new newer 161 00:07:45,320 --> 00:07:48,720 Speaker 2: thing because of and that was an American mistake, right, 162 00:07:48,800 --> 00:07:53,440 Speaker 2: like for sure, right like they Intel dropped the exactly 163 00:07:53,600 --> 00:07:55,880 Speaker 2: dropped the ball on their engineer who then went through 164 00:07:55,880 --> 00:07:59,480 Speaker 2: Taiwan to create Taiwan Semiconductor now and from eighty eight 165 00:07:59,520 --> 00:08:02,240 Speaker 2: on now like wait, yeah, they have a gem there 166 00:08:02,320 --> 00:08:03,200 Speaker 2: now it makes sense. 167 00:08:03,240 --> 00:08:05,600 Speaker 4: Of course you would want that land back, of course 168 00:08:05,600 --> 00:08:05,920 Speaker 4: you would. 169 00:08:05,920 --> 00:08:08,440 Speaker 2: And once you saw the technology that's there, of course, 170 00:08:08,440 --> 00:08:10,240 Speaker 2: and you see where the futures sad, of course you 171 00:08:10,280 --> 00:08:10,800 Speaker 2: want it back. 172 00:08:11,600 --> 00:08:12,960 Speaker 4: I just don't think they're taking it back. 173 00:08:13,840 --> 00:08:15,880 Speaker 6: And I don't think he'll do it this year. But 174 00:08:16,000 --> 00:08:19,000 Speaker 6: if something were to happen in twenty seven, for my 175 00:08:19,800 --> 00:08:23,920 Speaker 6: for my accounts, say, old baby, and if something happens 176 00:08:23,920 --> 00:08:26,280 Speaker 6: in twenty seven, he's not going to start the war. 177 00:08:26,880 --> 00:08:29,800 Speaker 1: But if the war gets started, he't gonna finish it. 178 00:08:31,040 --> 00:08:33,480 Speaker 4: He's going we can't now, Old Jose said, we can't 179 00:08:33,480 --> 00:08:35,160 Speaker 4: have to happen. We just can't have to happen. 180 00:08:36,280 --> 00:08:38,160 Speaker 6: Is that a kill switch? Yes, but is there some 181 00:08:39,679 --> 00:08:42,760 Speaker 6: we are seeing high level war games like the Venezuela thing. 182 00:08:43,120 --> 00:08:47,560 Speaker 6: That's the entry, that's the kindergarten level of its interesting happening. 183 00:08:48,559 --> 00:08:51,160 Speaker 4: Us they take the president of Venezuela. 184 00:08:51,280 --> 00:08:55,640 Speaker 2: It doesn't automatically warrant a response from China. 185 00:08:56,240 --> 00:08:58,360 Speaker 4: Right, Yes, we want you to send them back. That 186 00:08:58,440 --> 00:08:59,960 Speaker 4: was an illegal act of war. 187 00:09:00,960 --> 00:09:04,760 Speaker 2: If they invade or tried to invade Taiwan, that's. 188 00:09:04,559 --> 00:09:11,120 Speaker 6: Gonnabate us to immediate Sometimes you got to throw the 189 00:09:11,160 --> 00:09:14,840 Speaker 6: snowball in your get them. Yeah, come on, what you 190 00:09:14,840 --> 00:09:15,160 Speaker 6: wanna do? 191 00:09:16,000 --> 00:09:18,800 Speaker 4: Nah, that's gonna be an immediate response. Now, this is 192 00:09:19,000 --> 00:09:19,480 Speaker 4: that's war. 193 00:09:19,920 --> 00:09:22,480 Speaker 3: Well maybe not, maybe not immediate response because the New 194 00:09:22,559 --> 00:09:25,600 Speaker 3: York Times, which is a pretty credible organization, they had 195 00:09:25,600 --> 00:09:27,800 Speaker 3: a they put out a whole thing of how America 196 00:09:27,840 --> 00:09:30,520 Speaker 3: cannot beat China in the Wall War, and they said 197 00:09:30,520 --> 00:09:33,400 Speaker 3: the Pentagon went through twenty different war simulations in law 198 00:09:33,520 --> 00:09:36,000 Speaker 3: that every time. So if you know you can't beat 199 00:09:36,040 --> 00:09:39,000 Speaker 3: somebody all, it takes somebody to actually call your bluff. 200 00:09:40,320 --> 00:09:42,840 Speaker 2: That's all fair and fun and games, right, But the 201 00:09:42,880 --> 00:09:46,800 Speaker 2: reality is this you're talking about in video, you're talking 202 00:09:46,800 --> 00:09:49,959 Speaker 2: about Apple, you're talking about Microsoft, you're talking about Brocon, 203 00:09:50,400 --> 00:09:56,120 Speaker 2: you're talking about Meta all your your major companies catastrophe, Nona, 204 00:09:56,160 --> 00:09:56,920 Speaker 2: you can't let it happen. 205 00:09:58,080 --> 00:10:00,360 Speaker 1: You mean us being involved in a one. 206 00:10:00,600 --> 00:10:03,120 Speaker 4: If we don't get involved, that's what's at risk. 207 00:10:04,240 --> 00:10:05,640 Speaker 1: Or what if they get us involved? 208 00:10:05,679 --> 00:10:10,559 Speaker 6: To expose the lack of book management and Ponzi that's 209 00:10:10,600 --> 00:10:12,000 Speaker 6: been going on in the country. That's a bunch of 210 00:10:12,040 --> 00:10:18,319 Speaker 6: ways to from those companies to overall market. Okay, overall market, 211 00:10:18,400 --> 00:10:22,320 Speaker 6: not those companies. Those are even a hyper concentration. 212 00:10:22,960 --> 00:10:26,240 Speaker 1: For sure, you know what I'm saying, can't risk it. 213 00:10:27,760 --> 00:10:30,680 Speaker 6: But ten stocks account for thirty five percent of US 214 00:10:30,720 --> 00:10:35,160 Speaker 6: market value, and I'm a pro hyper concentration person. That's 215 00:10:35,200 --> 00:10:39,079 Speaker 6: too much fucking concentration. We've never seen. We haven't had 216 00:10:39,080 --> 00:10:42,800 Speaker 6: a Santa Claus rally in three years. What that spells 217 00:10:42,800 --> 00:10:45,760 Speaker 6: off for those you are watching there is gross mismanagement 218 00:10:47,880 --> 00:10:52,200 Speaker 6: and corruption like we've never seen. That's interesting for every 219 00:10:52,280 --> 00:10:56,480 Speaker 6: hedge fund, pension fund, fund of fund, p e v E, 220 00:10:56,640 --> 00:11:00,200 Speaker 6: A VC angel to put all of their chips in 221 00:11:00,200 --> 00:11:04,360 Speaker 6: to ten when there's four or five thousand and the 222 00:11:04,440 --> 00:11:07,040 Speaker 6: thing that's not talked about it since the eighties, we 223 00:11:07,160 --> 00:11:09,520 Speaker 6: have probably two or three thousand companies that have been 224 00:11:09,559 --> 00:11:12,520 Speaker 6: delisted and have never come back. So we have a contraction, 225 00:11:13,080 --> 00:11:15,480 Speaker 6: and now we have all this hype of concentration in 226 00:11:15,840 --> 00:11:18,400 Speaker 6: why because there's gross mismanagement somewhere. 227 00:11:19,600 --> 00:11:21,760 Speaker 4: Do you do you think the hyper concentration gets better 228 00:11:21,800 --> 00:11:22,600 Speaker 4: in twenty six. 229 00:11:22,679 --> 00:11:27,160 Speaker 1: Or probably I think it's gonna increase. It's gonna get worse. 230 00:11:27,679 --> 00:11:28,559 Speaker 4: It's gonna be worse. 231 00:11:28,840 --> 00:11:29,600 Speaker 1: It's gonna get worse. 232 00:11:31,120 --> 00:11:33,360 Speaker 2: This episode is brought to you by P and C Bank. 233 00:11:33,760 --> 00:11:36,520 Speaker 2: A lot of people think podcasts about work are boring, 234 00:11:36,720 --> 00:11:40,559 Speaker 2: and sure, they definitely can be, But understanding a professionals 235 00:11:40,640 --> 00:11:43,880 Speaker 2: routine shows us how they achieve their success little by little, 236 00:11:44,280 --> 00:11:47,920 Speaker 2: day after day. It's like banking with P and C Bank. 237 00:11:48,400 --> 00:11:51,199 Speaker 2: It might seem boring to safe plan and make calculated 238 00:11:51,240 --> 00:11:54,320 Speaker 2: decisions with your bank, but keeping your money boring is 239 00:11:54,360 --> 00:11:57,680 Speaker 2: what helps you live or more happily fulfilled life. 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