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Speaker 1: Hey, hey, Hey, do I sound cheerful? Okay, definitely didn't

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Speaker 1: have a cheerful day.

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Speaker 2: Oh man, Well.

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Speaker 1: It wasn't bad. I mean, you know how you just

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Speaker 1: have one of those days and then finally you tell yourself,

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Speaker 1: you look in the mirror and you say, hey, you

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Speaker 1: snap out of it. You're alive and you can deal.

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Speaker 1: And so I just had that moment a couple of

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Speaker 1: hours ago because I knew I was taken tonight and

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Speaker 1: I was like, no, you're gonna bring great energy to

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Speaker 1: broad Ambition, and so here I am. I feel way better.

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Speaker 1: I took a nice little nap. It was just business stuff.

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Speaker 1: You know, when everything like falls apart and you're like,

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Speaker 1: I hate everybody. I quit.

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Speaker 2: I quit. Oh yeah, let's call it take a walk.

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Speaker 2: It's called take a walk or take a nap.

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Speaker 1: Yes. I woke up from the nap still feeling like.

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Speaker 1: My friend called me. He was like I was complaining.

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Speaker 1: He was like, ooh, you sound like you need a nap.

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Speaker 1: I'm like, I'm literally in bed. I just woke up

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Speaker 1: from a nap. He was like, go back to it.

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Speaker 2: Now, You've done that nap long enough.

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Speaker 1: I go right, like clearly, but you know what it

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Speaker 1: was just I'm realizing that I just was feeling overwhelmed

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Speaker 1: because it was just I'm used to maybe like two

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Speaker 1: or three things like oh this, you know, we got

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Speaker 1: to fix this and tweak this, but it was literally like, oh,

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Speaker 1: all ten, all ten things are broken and so yeah.

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Speaker 1: But honestly though, it was good because I realized, like

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Speaker 1: one that there's I'm not super systematic, so it forced

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Speaker 1: me to put some systems in place so that way

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Speaker 1: the people that I've hired can be more proactive because

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Speaker 1: they're already awesome, but they can't do in something unless

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Speaker 1: you know, I show them how at least the first time,

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Speaker 1: you know, right, Yeah, yeah, So it made me do that,

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Speaker 1: so I felt so much better about it now. Yeah.

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Speaker 2: It's it's like when you get in those moments, because

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Speaker 2: I've I think we've all like had those moments where

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Speaker 2: you like either something goes wrong or it's like even

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Speaker 2: just too many little things are going wrong and or

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Speaker 2: too many people are like asking you questions and wanting

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Speaker 2: answers from you, and you like get overwhelmed. I feel

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Speaker 2: like lately I've been I've been forcing myself to go

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Speaker 2: on like twenty minute walks around my office, and that's

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Speaker 2: helped me, Like it's helped me like have the energy

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Speaker 2: to answer people, like like you don't have to respond

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Speaker 2: to something right away, like even though someone's if someone's

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Speaker 2: like I need an answer right now, like I still

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Speaker 2: take like if it's like, there was a serious budget

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Speaker 2: question today that came up, and budgets are something I'm

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Speaker 2: newly having to deal with, like the cost of everything

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Speaker 2: that we produce and like managing and making sure we're

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Speaker 2: on budget and then just setting prices for different things

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Speaker 2: that we produce and YadA YadA. Anyway, so there was

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Speaker 2: a question that came up and I felt like I

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Speaker 2: needed it, like they needed an answer right away, but

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Speaker 2: I still I was like, Okay, I need to think

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Speaker 2: about this. I'm not used to answering this kind of question.

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Speaker 2: So I took my little walk and thought about it,

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Speaker 2: and I came back like with an idea, like ready

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Speaker 2: to sort of talk about it. And it was okay,

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Speaker 2: Like no one, nothing got burned down. It was okay,

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Speaker 2: they could wait twenty minutes for me to you know,

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Speaker 2: have a thought process. But and sometimes when you're in

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Speaker 2: an environment where like everyone wants your response right then

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Speaker 2: and there, and you have to, like, you know, it

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Speaker 2: puts additional pressure. But I feel like when you can

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Speaker 2: like stepping back saying I'll get back to you or

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Speaker 2: give me some time or something like that, it's okay.

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Speaker 1: Yeah, and you know what it is. I also suffer from,

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Speaker 1: like us extreme middle child syndrome where I don't like

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Speaker 1: for people to be unhappy. So we got like two

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Speaker 1: emails from like support because you know, I have my

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Speaker 1: literature academy and so two we call our academy members.

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Speaker 1: Dream builders emailed me with some with two issues, like hey,

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Speaker 1: I reached out to customer support but it wasn't rectified,

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Speaker 1: and I'm you know, and we call them spicy, those

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Speaker 1: type of emails where it's very clear this person is upset,

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Speaker 1: you know. And so I was like, ah, because I'm not,

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Speaker 1: you know, I don't do well with Oh my god,

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Speaker 1: you're upset with me? How could I fix it? I'm

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Speaker 1: sorry here, it's all my money, take my clothes, you know.

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Speaker 1: So that's what were the reasons why? And I realized

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Speaker 1: I was like, well, Tiffany, so I ended up. But

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Speaker 1: honestly it ended up triggering like for me to create

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Speaker 1: kind of like a best practices that if this is

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Speaker 1: your if you have to email someone a third time

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Speaker 1: there's something lost in translation. So I created I think

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Speaker 1: it's like ten bucks a month or whatever, where we

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Speaker 1: have a conference car line where you can ask that person, Hey,

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Speaker 1: you know, I want to make sure I'm helping you,

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Speaker 1: and I think the email is not we're losing something

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Speaker 1: in email. If you're free today at three, you could

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Speaker 1: call into the conference line for free and I can

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Speaker 1: work it out. And so it ended up triggering that,

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Speaker 1: which is really helpful because I ended up speaking to

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Speaker 1: the two women who emailed me and they left like,

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Speaker 1: oh my gosh, thanks so much. This was so helpful.

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Speaker 1: And because the email, the emails weren't not that they

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Speaker 1: weren't clear, but it's clear that they had their problem

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Speaker 1: very clearing their head and articulating it via email was

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Speaker 1: not as easy. And then the customer support was providing

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Speaker 1: a solution and it wasn't articulated as and so you

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Speaker 1: know it can cost for frustration. So now we have

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Speaker 1: it like email one, you know, you solve the problem.

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Speaker 1: Email two. It might escalate to a call depending on

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Speaker 1: how angry Email two is, and email too might just

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Speaker 1: be further further support. And then email three, definitely a call.

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Speaker 1: So now we have like kind of this thing in place.

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Speaker 1: So it was good, and I'm I reminded myself that

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Speaker 1: you know that it's always good when things go wrong

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Speaker 1: early on because it allows you to fix what's already broken.

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Speaker 1: Just because I didn't realize it was the issue doesn't

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Speaker 1: mean there wasn't one, you know.

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Speaker 2: Yeah, totally. It's It's also it's nice to be able

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Speaker 2: to It's nice to be the one putting systems in place.

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Speaker 2: And like I said, Link I talked with this last week,

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Speaker 2: Like when you're starting from scratch and you're building something new,

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Speaker 2: or you're working on something new, or you're handling a

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Speaker 2: new problem, it's nice to be in a place where

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Speaker 2: you can work with people and put something in place

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Speaker 2: and you're not like working against a crappy system. Yeah,

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Speaker 2: already in place and sometimes like an old fashioned phone call. Yeah,

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Speaker 2: working with I mean you work with tons of people remotely.

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Speaker 2: I work with probably two and writers across the country,

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Speaker 2: different time zones, you know, all types of different people,

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Speaker 2: and like I call, I pick up the phone all

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Speaker 2: the time because I get tired of I mean literally,

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Speaker 2: if I didn't, we would just be communicating in Google

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Speaker 2: Dot comments, Slack or email or g chat or whatever

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Speaker 2: text message, and it's just sometimes, man, you just got

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Speaker 2: to hear someone's voice and they need I think, like

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Speaker 2: things get lost in translation, like tone, Like things can

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Speaker 2: sound sassier when you're yeah, you know, you know it

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Speaker 2: is when you're like, wait, did I am I interpreting

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Speaker 2: this wrong? Or even I know I can sound like

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Speaker 2: aggressive or abrasive, you know, via email or you know

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Speaker 2: those communications. So I like to talk and I think

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Speaker 2: people it's always easier. It's just like commenters on the website.

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Speaker 2: It's always easier to be a jerk when you're typing

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Speaker 2: something out, But as soon as you get people on

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Speaker 2: the phone, they tend to be a lot a lot

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Speaker 2: nict nice.

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Speaker 1: So I've got some awesome news.

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Speaker 2: Okay, what's up?

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Speaker 1: So the house went through, they found the contract. We

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Speaker 1: are under contract, and now I have to do basically

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Speaker 1: it's pay. So I'm super excited it's to go. Okay,

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Speaker 1: I know, after all that time, isn't that crazy? For

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Speaker 1: a year we searched and then you know, we get

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Speaker 1: with our new our new realtor, and then within a

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Speaker 1: month she has us with the sign contract in the house.

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Speaker 1: But to be fair that what I've learned from the

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Speaker 1: house buying process is in the beginning, you're not really

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Speaker 1: all that ready unless you this is like you know,

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Speaker 1: you're buying multiple homes or whatever. But typically if this

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Speaker 1: is your maybe first or second, you're still trying to

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Speaker 1: figure out what you want. So to be fair, you know,

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Speaker 1: she caught us at the perfect time and we were

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Speaker 1: really clear on where we wanted to live, how much

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Speaker 1: we wanted to spend, and you know, and what we

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Speaker 1: wanted in the house. But she's also was also really

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Speaker 1: awesome too, so you know, so yeah, I'm super excited.

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Speaker 1: Like Superman, I thought he was gonna cry. He was

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Speaker 1: like jumping up and down. This is his first house

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Speaker 1: and he's like, I can't believe I'm a homeowner. I'm

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Speaker 1: a homeowner. And then we got nervous, like, oh wait,

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Speaker 1: we have work to do because it needs to be rewired,

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Speaker 1: it needs to flooring in the kitchen. I mean, so

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Speaker 1: now it's like, yikes, here comes the real like deal

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Speaker 1: where we have to do.

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Speaker 2: So because when you talked about it last week, you

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Speaker 2: hadn't had the inspection yet, so did anything like crazy

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Speaker 2: come up? I mean, obviously not too crazy because you

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Speaker 2: know you're going through with it.

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Speaker 1: But so the main things we were just worried about,

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Speaker 1: So with older homes because the house was built in

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Speaker 1: nineteen twenty two, so you're worried about obviously structural things.

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Speaker 1: Foundation you're worried about like electrical stuff. You're worried about

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Speaker 1: plumbing and the roof. Those are the most expensive things.

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Speaker 1: And so three out of the four were great, it

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Speaker 1: needs to be rewired, And that part I wasn't surprised

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Speaker 1: with because whatever wiring they had in nineteen twenty two,

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Speaker 1: they were atticipating you were going to have an iPad

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Speaker 1: and a computer and a cell phone, and so it

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Speaker 1: was going to have to be rewired anyway. But they

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Speaker 1: had something in the house, and a lot of older

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Speaker 1: houses have something called knob and tubing. It's basically, I

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Speaker 1: don't know, it's like it. They call it nob and

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Speaker 1: tubing because that's what it looks like when you see it,

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Speaker 1: Like in the electrical panel, it looks like a little

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Speaker 1: knob and some tubes, and so basically it's the old

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Speaker 1: way that they used to wire your house. But it

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Speaker 1: also turned out to be pretty dangerous and could like

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Speaker 1: start fires within the walls, so you know, we were

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Speaker 1: going to rewire anyway, So just knowing that that was

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Speaker 1: the main thing, everything else is kind of like just

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Speaker 1: for looks. You know, what is the word I'm looking for?

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Speaker 1: Not commercial? Cosmetic. Everything else is cosmetic. So it's just rewiring,

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Speaker 1: and rewiring is not cheap, but it has to be done. Yeah,

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Speaker 1: so I'm excited. So now we just basically have to

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Speaker 1: go in, clean out all the stuff that's kind of

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Speaker 1: in there, get some electricians to come in to give

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Speaker 1: us some quotes. So we'll do that first and then

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Speaker 1: slowly but surely go room by room deciding what we want.

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Speaker 1: So that's the big thing, because I can already tell

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Speaker 1: Superman and I have totally different ideas of what grown

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Speaker 1: and sexy is. Oh my good, look what Mandy? First

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Speaker 1: of all?

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Speaker 2: Is this like he believe used to pick out a

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Speaker 2: comforter we both agreed on.

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Speaker 1: So yeah, I'm like, sir, are you he is? You

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Speaker 1: not think that he's really into college?

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Speaker 3: But he is.

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Speaker 1: I mean he's like, I want burgundy on the wall,

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Speaker 1: I want orange in the kitchen, I want purple in

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Speaker 1: the bathroom. What are we five? And he was like Tippany,

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Speaker 1: you want everything to be like white, and I'm like no,

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Speaker 1: but he said, but I want grown and sexy. I'm like, yeah,

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Speaker 1: grown and sexy for eighteen year old that just got

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Speaker 1: their first apartment. Like that's not what we're doing here.

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Speaker 1: And so I'm like, Okay, I could tell it's going

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Speaker 1: to be a battle, but one that I'm prepared to win.

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Speaker 1: So actually, for those of you guys listening, you want

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Speaker 1: to write on in if you want a Brown Ambition

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Speaker 1: podcast and just click contact bornabisionpodcast dot com because I

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Speaker 1: would really love some tips of because I'm still new

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Speaker 1: to this marriage game, some tips of how to persuade

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Speaker 1: and get my way without arguing. Because we were arguing

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Speaker 1: for mythical things that haven't even happened yet. I'm like,

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Speaker 1: we're already arguing. There has to be a way to

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Speaker 1: get my way as far as this house is concerned,

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Speaker 1: without him feeling bad about it. So that way we

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Speaker 1: all win. I win as far as the house looking

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Speaker 1: like I want. He wins because he's happy about it.

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Speaker 1: So I'll try to figure that out. I just want

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Speaker 1: to make sure that I mean, I want him to

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Speaker 1: be happy. To you, maybe I'm just being facetious about

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Speaker 1: how do I get over a kind disorder? But so

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Speaker 1: we just decided what we're gonna do is we're gonna

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Speaker 1: pull pictures offline of stuff that we both like and

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Speaker 1: so that way we can both be on the same

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Speaker 1: page and say, hey, this is what I was thinking

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Speaker 1: for the living room, you know, so witchress board. Yeah.

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Speaker 1: So well he's not super like savvy as far as

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Speaker 1: being online and stuff. So yeah, I mean I'm excited though,

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Speaker 1: because it's just it's a new chapter, like by this

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Speaker 1: time next year. I mean, the house is big. It's

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Speaker 1: it's five bedroom, three and a half bathroom. You know,

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Speaker 1: sounds mess I can't read. Yeah, so I don't know.

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Speaker 2: So we've all by now, we've all heard about the

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Speaker 2: Equifax Stata breach. Don't do dun. Over one hundred and

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Speaker 2: forty three million Americans impacted by the stat of breach.

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Speaker 2: I can't believe we didn't talk about this last week.

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Speaker 2: But this was a big f and deal.

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Speaker 1: It was, and honestly, everyone was checking and I would

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Speaker 1: say like eighty percent of the people that I saw

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Speaker 1: posting on social media and Facebook were like, I was affected?

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Speaker 1: What did that mean?

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Speaker 2: You know what? The thing that i've heard, so if

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Speaker 2: you're not if you're not aware. Basically, Equifax is one

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Speaker 2: of the three credit bureaus, right, so three credit bureaus.

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Speaker 2: They're the ones who track all your credit behavior and

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Speaker 2: report it to lenders, and that information is what's used

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Speaker 2: to create your credit score down the line. So Equifax

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Speaker 2: is one of the big three, and they had this

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Speaker 2: massive hack that happened sometime over the summer, and for

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Speaker 2: some reason, it took the company until the end of

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Speaker 2: September or sorry, the end of August early September to

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Speaker 2: make it public, and now we're all sort of like

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Speaker 2: dealing with the aftermath. And basically what happened during the

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Speaker 2: breach is that hackers were able to access social security numbers,

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Speaker 2: financial account information, addresses, names, like a ton of really

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Speaker 2: important personal identifiable information. So that's why we were saying

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Speaker 2: this is a this is a big deal because like

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Speaker 2: this is like a hackers dream. You can of yes,

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Speaker 2: create identity, You can create accounts with this information and

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Speaker 2: impersonate another person with even just a couple of pieces

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Speaker 2: of this stuff that they took.

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Speaker 1: And there was actually someone you know in our Fincon

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Speaker 1: group for those of you who remember fin Con is

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Speaker 1: this financial educators or what's it? Like? Well, financial conference

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Speaker 1: that Omanny and I go to from time to time,

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Speaker 1: and someone in there they took sixty five thousand dollars

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Speaker 1: out of her account related to the hack, and she

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Speaker 1: believes so it happened recently. Wow, and she was really

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Speaker 1: freaked out and she was just kind of walking us

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Speaker 1: through like you know. I guess as soon as she

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Speaker 1: figured it out, she called her bank and the bank

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Speaker 1: said it's still pending, so there's nothing they can do

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Speaker 1: about it just yet. I don't know, so I have

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Speaker 1: to actually I'm going to go in and kind of

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Speaker 1: look to see, like, what's what's happened in the meantime.

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Speaker 1: So it's crazy. Someone just emailed me today. I don't

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Speaker 1: know if this is related to the hack, but apparently

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Speaker 1: they have three mortgage in in like some other things

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Speaker 1: under her and her husband's name that someone had stolen

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Speaker 1: their identity. They didn't realize and opened up all of

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Speaker 1: these things. She's like, why we only three houses and

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Speaker 1: we didn't even know.

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Speaker 2: It's gonna be hard, it's gonna be hard to tell

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Speaker 2: like when things. So first of all, everyone you should

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Speaker 2: you should pretty much assume like I mean, this is

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Speaker 2: this is like half of the people in America. Like

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Speaker 2: I was gonna say that, you can pretty much assume

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Speaker 2: that you might be impacted by this, and you know,

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Speaker 2: you can go to Equifax Security. The website is Equifax

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Speaker 2: Security twenty seventy dot com to see, you know, if

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Speaker 2: there's a tool on the Equifax website where you can

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Speaker 2: basically like input some information and it will tell you

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Speaker 2: if you were impacted. I've read that this tool just

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Speaker 2: basically tells everyone they're impacted, that they've been affected.

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Speaker 1: So, like the.

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Speaker 2: Question is, well, what do I do now? Like a

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Speaker 2: lot of people have been Well, the most important thing

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Speaker 2: is to monitor your credit, which you can do. You

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Speaker 2: can do through Credit Sesame, you can do through Credit Karma.

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Speaker 2: You can of course your free credit report once a year.

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Speaker 2: But if you want a more consistent monitoring, then there's

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Speaker 2: other tools available.

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Speaker 1: One thing I have, do you have? Like I have

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Speaker 1: LifeLock me and Superman because somebody had like opened up

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Speaker 1: a some sort of account under his name. I guess

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Speaker 1: it's not a PayPal. What is that thing when you

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Speaker 1: go easy pass when you go through and they weren't

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Speaker 1: paying it, and so we were getting like like tickets

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Speaker 1: in our in our you know, like mail, and we

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Speaker 1: were like what And it turned out somebody had opened

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Speaker 1: up an easy pass with his name and then something

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Speaker 1: else a week later. So finally he got LifeLock and

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Speaker 1: it was just a few bucks a month, but it

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Speaker 1: was it was everything because whenever someone tried to open something,

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Speaker 1: he would get like a text message saying, hey, Superman,

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Speaker 1: is this you? And if he clicked to know, then

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Speaker 1: it would be shut down. If he clicked yes, it

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Speaker 1: would be allowed to go through. So if you're really

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Speaker 1: really worried, think about getting it. Doesn't have to be LifeLock,

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Speaker 1: obviously because they're not paying us no money, but it

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Speaker 1: could be something similar.

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Speaker 2: Yeah, yeah, Lifelock's one of those. So how it exactly

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Speaker 2: does life block work?

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Speaker 1: So you sign up for it, you can get like

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Speaker 1: the eight ninety nine. I'm not gonna lie, I'm not

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Speaker 1: really clear about the difference between eight ninety nine like

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Speaker 1: nineteen ninety nine a month, but what I do know

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Speaker 1: is that when you sign up, you then start to

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Speaker 1: get alerts whenever someone tries to open up a account,

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Speaker 1: basically any sort of like bank account, a credit card,

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Speaker 1: something like that that really would like usually would require

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Speaker 1: your your social security number. So whenever anyone someone tries

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Speaker 1: to open up an account under your name slash social

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Speaker 1: security number, you're supposed to get an alert via phone.

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Speaker 1: Sometimes they'll even call you or via email, and the

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Speaker 1: alert basically says, hey, this account is trying to be

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Speaker 1: open is it you? And you have to verify yes

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Speaker 1: it is, and if you, but until it's verified, Like

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Speaker 1: for example, we were opening up a joint account and

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Speaker 1: he kept getting like denied by Ally. I couldn't understand why,

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Speaker 1: and it turned out he wasn't looking at his emails.

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Speaker 1: LifeLock was asking him, hey, someone is trying to open

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Speaker 1: up account an Ally, is it you? And once he

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Speaker 1: said yes, it is, then Ally was able to allow

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Speaker 1: him to have to joint account with me. And I thought, wow,

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Speaker 1: that's great. You know.

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Speaker 2: So it's like an extended version of like a credit freeze,

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Speaker 2: is what it. So it sounds like a little bit

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Speaker 2: more comprehensive than a credit freeze because exactly a lot

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Speaker 2: of it. I was going to say, a lot of

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Speaker 2: the advice has been, you know, get a credit freeze

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Speaker 2: right away, and like, I think that's good advice. Credit

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Speaker 2: freezes can be helpful Basically, when you you do a

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Speaker 2: credit freeze, you have to do it at all the

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Speaker 2: three bureaus, and it basically stops anyone from being able

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Speaker 2: to open up an account like a like a credit

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Speaker 2: card or take out a line of credit without you

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Speaker 2: being alerted. But it doesn't I don't know if that

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Speaker 2: if that extends to like bank accounts, like cell phone contracts,

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Speaker 2: like things.

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Speaker 1: Like that and life like that. That's what I like

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Speaker 1: about it.

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Speaker 2: But if you're I know that, Equifax, like today or

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Speaker 2: earlier this week, announced that it's offering it's gonna waive

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Speaker 2: the fee to freeze your credit through Equifax. So some states,

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Speaker 2: a lot of states actually charge little fees to to

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Speaker 2: freeze your freezer credit. So like there may be a

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Speaker 2: fee a feed a freezer credit, and there may be

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Speaker 2: a feed to quote unquote thaw your credit like if

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Speaker 2: you actually want to go get a credit card. This

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Speaker 2: is kind of the annoying thing about a freeze, like

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Speaker 2: you have to thaw your report first and then that

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Speaker 2: can cost a fee. So anyway, Equifax finally was like,

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Speaker 2: we're going to offer you know, a free credit freeze.

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Speaker 2: But credit freezes, like they don't protect you from everything.

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Speaker 2: One of the So they're good for if someone opens

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Speaker 2: a new account in your name, And it sounds like

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Speaker 2: LifeLock is good for if someone opens a new account

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Speaker 2: in your name. I think what LifeLock might offer too

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Speaker 2: and other like identity theft protection services, is that what

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Speaker 2: about your existing accounts that are already like these hackers

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Speaker 2: may be able to access, Like that's the kind of

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Speaker 2: thing like they're not. It's not like they have to

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Speaker 2: open a new account. They have they may have accessed

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Speaker 2: to your current accounts. And that's where credit freeze like

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Speaker 2: wouldn't protect you. And you need to have some sort

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Speaker 2: of system in place, whether it's you can like I

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Speaker 2: have on my all my credit cards, if I spend

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Speaker 2: over a dollar, I get a text alert and an

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Speaker 2: email Like it's a little overkill, but I enjoy it.

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Speaker 2: Oh do a dollar, yes, but you know what it

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Speaker 2: came at. Like this past this past month on my

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Speaker 2: my Chase card, there was a ninety nine dollars purchase

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Speaker 2: on some Raindom electronic site that I didn't make, and

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Speaker 2: I neatly got a text alert and I was like, Okay,

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Speaker 2: I'm gonna call Chase right now and get this removed.

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Speaker 2: And who knows when I would have noticed that if

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Speaker 2: I had waited, you know, so you can do fifteen

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Speaker 2: like whatever. But you know, some of those scammers, like

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Speaker 2: they'll charge like two dollars or one forty two or

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Speaker 2: something random just to test.

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Speaker 1: Yeah, to see ooh does it go through? And then

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Speaker 1: you won't even notice.

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Speaker 2: Right, So that's that's just why I personally do like

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Speaker 2: the one dollar and over alert. You can also do

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Speaker 2: like the multi factor authentication for your bank accounts if

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Speaker 2: they allow it, like you know, we're in order to

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Speaker 2: sign into your account, you have to get you have

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Speaker 2: to also a text alert on your phone and have

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Speaker 2: a code. So if you're like these hackers obviously don't

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Speaker 2: have your cell phone in their hands. So if you

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Speaker 2: have that setup, then you'll get an alert if someone

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Speaker 2: tries to access like your Vanguard account or your you know,

432
00:20:11,720 --> 00:20:14,199
Speaker 2: Chase account or bank account or whatever, and then you

433
00:20:14,240 --> 00:20:17,000
Speaker 2: can say this isn't me and you can deny that request.

434
00:20:18,160 --> 00:20:20,720
Speaker 2: And then of course, like already there's a scam. So

435
00:20:20,840 --> 00:20:24,400
Speaker 2: like the people are getting calls from this, like people saying, oh,

436
00:20:24,440 --> 00:20:28,760
Speaker 2: I'm a concern Equifax representative and I'm just calling to

437
00:20:29,320 --> 00:20:33,000
Speaker 2: confirm your verify your account information, So watch out for

438
00:20:33,000 --> 00:20:35,240
Speaker 2: those types of phone calls. Like Equifax is not calling you.

439
00:20:35,280 --> 00:20:36,760
Speaker 2: They don't care them. I mean they care, but they

440
00:20:37,040 --> 00:20:38,840
Speaker 2: they're not doing that kind of level of They're not

441
00:20:38,840 --> 00:20:42,560
Speaker 2: calling one hundred and forty three million people personally. So

442
00:20:42,560 --> 00:20:45,359
Speaker 2: so don't trust anyone if they call you and like

443
00:20:45,720 --> 00:20:48,560
Speaker 2: or send you an email, you know, asking to confirm

444
00:20:48,640 --> 00:20:50,720
Speaker 2: your bank details or any of that kind of crap.

445
00:20:51,560 --> 00:20:56,359
Speaker 1: Yeah, there's always a scam related to anytime people are

446
00:20:56,520 --> 00:21:00,600
Speaker 1: in a vulnerable situation or state because you're not thinking, like,

447
00:21:00,760 --> 00:21:03,480
Speaker 1: why is this person asking for my full Social Security number?

448
00:21:03,680 --> 00:21:06,879
Speaker 1: That doesn't sound right, you know, but yeah, and I

449
00:21:06,920 --> 00:21:09,240
Speaker 1: was just looking at lifelocks on website, so so yeah,

450
00:21:09,359 --> 00:21:12,640
Speaker 1: you're you're right, Mandy. They also provide like money back

451
00:21:12,680 --> 00:21:15,119
Speaker 1: and like you can I think up to depending on

452
00:21:15,160 --> 00:21:17,760
Speaker 1: which program or plan that you have, you can get

453
00:21:17,840 --> 00:21:21,720
Speaker 1: up to a million dollars back and for lawyers and

454
00:21:21,760 --> 00:21:25,800
Speaker 1: experts or refunds. So I don't know, to me, it's

455
00:21:25,800 --> 00:21:27,480
Speaker 1: just worth it. I have the nineteen ninety nine one,

456
00:21:28,520 --> 00:21:31,280
Speaker 1: and to me, it's just worth it. Because the other

457
00:21:31,359 --> 00:21:33,240
Speaker 1: day I was opening to a bank account for myself

458
00:21:33,280 --> 00:21:35,199
Speaker 1: and it asked the question and I was like, Oh,

459
00:21:35,240 --> 00:21:37,680
Speaker 1: I forgot I had LifeLock. That's always really good. So

460
00:21:37,960 --> 00:21:41,040
Speaker 1: it's like the peace of mind. It is, honestly, and

461
00:21:41,080 --> 00:21:42,240
Speaker 1: it's I.

462
00:21:42,160 --> 00:21:44,359
Speaker 2: Should I should note that if you don't want to

463
00:21:44,400 --> 00:21:47,960
Speaker 2: pay for credit monitoring services, and there's so many different

464
00:21:47,960 --> 00:21:50,439
Speaker 2: types of services are we actually did a guide at

465
00:21:50,440 --> 00:21:52,760
Speaker 2: Magnifying Money, which I'll post in the show notes because

466
00:21:52,800 --> 00:21:54,919
Speaker 2: I don't even know enough about Like I couldn't tell

467
00:21:54,920 --> 00:21:56,560
Speaker 2: you at the top of my head. There's a bunch.

468
00:21:56,920 --> 00:22:01,880
Speaker 2: But Equifax is offering one year free credit and identity

469
00:22:01,920 --> 00:22:04,720
Speaker 2: monitoring to people who are affected or just anyone who

470
00:22:04,760 --> 00:22:07,320
Speaker 2: wants it, and it's through Trusted ID. So if you

471
00:22:07,320 --> 00:22:09,679
Speaker 2: want to just try free, you can go to the

472
00:22:09,680 --> 00:22:14,320
Speaker 2: website is Equifaxsecurity twenty seventeen dot com to enroll in

473
00:22:14,359 --> 00:22:17,680
Speaker 2: that free service, and I'll post a link so you

474
00:22:17,720 --> 00:22:20,600
Speaker 2: can see what else is out there. But being alert,

475
00:22:21,080 --> 00:22:23,680
Speaker 2: you know what they say too, is like the one

476
00:22:23,760 --> 00:22:25,560
Speaker 2: year of free I remember I did a story on

477
00:22:25,640 --> 00:22:27,720
Speaker 2: this at Yahoo not long ago, a couple of years

478
00:22:27,760 --> 00:22:30,040
Speaker 2: ago on like another hack had happened. It was like

479
00:22:30,080 --> 00:22:34,320
Speaker 2: the healthcare hack or something, and experts were saying that, yeah,

480
00:22:34,359 --> 00:22:37,240
Speaker 2: one year of free identity stuff or one year of

481
00:22:37,280 --> 00:22:39,320
Speaker 2: monitoring is okay. But like a lot of times with

482
00:22:39,359 --> 00:22:42,240
Speaker 2: these data breaches, the information is put up on websites

483
00:22:42,240 --> 00:22:45,280
Speaker 2: and sold, but not like they'll purposefully wait a year

484
00:22:45,640 --> 00:22:48,359
Speaker 2: or year and a half to sell it because they

485
00:22:48,400 --> 00:22:50,359
Speaker 2: know by then people wi will let their guards down,

486
00:22:50,600 --> 00:22:53,119
Speaker 2: and that's when you might see a bunch of charges.

487
00:22:53,160 --> 00:22:54,960
Speaker 2: So they're like, come next year, we might be seeing

488
00:22:55,160 --> 00:22:56,800
Speaker 2: like you may, it may be quiet for a while

489
00:22:56,840 --> 00:23:01,959
Speaker 2: before we really see the repercussions of this breach. Uh. Yeah,

490
00:23:02,080 --> 00:23:05,800
Speaker 2: it's a it's a it's a it's a scary scary

491
00:23:05,840 --> 00:23:07,280
Speaker 2: time right now.

492
00:23:06,760 --> 00:23:10,560
Speaker 1: Oh child? So are we ready for mess?

493
00:23:12,040 --> 00:23:15,359
Speaker 2: Always? Sorry, I'm not a big enough mess for for you.

494
00:23:16,560 --> 00:23:21,400
Speaker 1: I'm like no, so, truty, So what have you heard

495
00:23:21,440 --> 00:23:23,520
Speaker 1: about Kevin Hart and his messiness?

496
00:23:23,800 --> 00:23:25,800
Speaker 2: I mean, I want to give you the pleasure of

497
00:23:25,920 --> 00:23:26,640
Speaker 2: spilling the tea?

498
00:23:27,200 --> 00:23:31,680
Speaker 1: Right? So I was like, what has happened? I'm like, yeah,

499
00:23:31,760 --> 00:23:36,080
Speaker 1: so Kevin Hart apparently, I mean allegedly, because we don't

500
00:23:36,080 --> 00:23:39,320
Speaker 1: want to get sued or whatever, so he he just

501
00:23:39,359 --> 00:23:42,639
Speaker 1: recently got married to Nico I think her name is,

502
00:23:43,520 --> 00:23:46,080
Speaker 1: and she's pregnant, like you know, a few weeks away

503
00:23:46,080 --> 00:23:48,640
Speaker 1: from giving birth. He has two kids already, I believe

504
00:23:48,640 --> 00:23:50,720
Speaker 1: a boy and a girl with his ex wife who

505
00:23:50,760 --> 00:23:53,120
Speaker 1: he cheated on with, and you know, and he's admitted

506
00:23:53,119 --> 00:23:55,040
Speaker 1: to it and apologize for it and ended up stand

507
00:23:55,119 --> 00:23:58,399
Speaker 1: up comedy about it. But still there's a little back

508
00:23:58,440 --> 00:24:03,720
Speaker 1: and forth because his wife, Tori art Uh, and she

509
00:24:03,920 --> 00:24:06,000
Speaker 1: was on one of these reality shows, but she basically

510
00:24:06,040 --> 00:24:07,600
Speaker 1: was like, you know, it's kind of messed up that

511
00:24:07,720 --> 00:24:11,200
Speaker 1: now you know, she's forgiven him, but that according to her,

512
00:24:11,760 --> 00:24:13,800
Speaker 1: that he was cheating. One of the women he was

513
00:24:13,880 --> 00:24:16,720
Speaker 1: cheating on her with was Aniko, who he's now married to.

514
00:24:17,440 --> 00:24:20,240
Speaker 1: They've they've denied it, of course, but she's like, whatever, girl, Yes,

515
00:24:20,240 --> 00:24:24,760
Speaker 1: it was. So recently it came out there's a young

516
00:24:24,800 --> 00:24:28,480
Speaker 1: woman who apparently is an exotic dancer, a stripper, who

517
00:24:28,520 --> 00:24:31,920
Speaker 1: secretly taped him and like it was him and her,

518
00:24:32,040 --> 00:24:34,119
Speaker 1: and then there was I think apparently another girl in

519
00:24:34,160 --> 00:24:36,639
Speaker 1: the room, you know, having sex. And so before this

520
00:24:36,800 --> 00:24:39,040
Speaker 1: video came out, which I have not seen, which because

521
00:24:39,040 --> 00:24:41,320
Speaker 1: I don't like watching sex videos, like you know, like

522
00:24:41,400 --> 00:24:48,200
Speaker 1: someone was like, eh, I'm good, and so they apparently

523
00:24:48,280 --> 00:24:51,200
Speaker 1: before the video came out, he did an apology video

524
00:24:51,280 --> 00:24:54,440
Speaker 1: on Instagram, saying I made a mistake. I had a

525
00:24:54,520 --> 00:24:57,520
Speaker 1: lapse in judgment. I apolgized to my wife and my

526
00:24:57,760 --> 00:25:00,400
Speaker 1: and my kids. And so look, this is like I said,

527
00:25:00,400 --> 00:25:02,920
Speaker 1: this is before the video came out. So everybody was like,

528
00:25:02,920 --> 00:25:04,840
Speaker 1: what did he do now, because there were rumors buzzing

529
00:25:05,119 --> 00:25:07,639
Speaker 1: that he was cheating on his wife, but he always

530
00:25:07,720 --> 00:25:10,840
Speaker 1: was like, that's a lie, that's a lie. But you know, now,

531
00:25:10,920 --> 00:25:13,159
Speaker 1: this girl. What was odd to me was that the

532
00:25:13,240 --> 00:25:17,800
Speaker 1: girl who taped it made it very plain that she

533
00:25:17,960 --> 00:25:20,919
Speaker 1: taped it to extort him. I'm like, does she realize

534
00:25:20,920 --> 00:25:24,080
Speaker 1: this is a legal crime. Yeah, I mean it's so

535
00:25:24,080 --> 00:25:26,160
Speaker 1: strange made it because all these interviews she's like, yes,

536
00:25:26,480 --> 00:25:29,000
Speaker 1: I want him to pay. That's why I did the

537
00:25:29,119 --> 00:25:32,080
Speaker 1: video so he can pay. And I'm like, uh, pretty much,

538
00:25:32,119 --> 00:25:36,920
Speaker 1: pretty sure you're admitting to a crime. But anyway, and like, oh,

539
00:25:37,000 --> 00:25:38,560
Speaker 1: I know what I am. But he's pretending to be

540
00:25:38,560 --> 00:25:40,480
Speaker 1: a good husband and he's a cheater and blah blah

541
00:25:40,520 --> 00:25:44,000
Speaker 1: blah blah blah. So it's just really messy because it's

542
00:25:44,119 --> 00:25:46,439
Speaker 1: just like, I mean, you know a man, you know,

543
00:25:46,760 --> 00:25:48,840
Speaker 1: men cheat, So you know, Kevin Hart being famous or

544
00:25:48,840 --> 00:25:52,159
Speaker 1: not famous, But I guess what's so What makes this

545
00:25:52,320 --> 00:25:55,920
Speaker 1: so such a big deal is because Kevin Hart has

546
00:25:55,960 --> 00:26:02,000
Speaker 1: been so vocal about this woman who was like the

547
00:26:02,040 --> 00:26:04,679
Speaker 1: love of his life and she's so amazing, and you know,

548
00:26:04,760 --> 00:26:06,560
Speaker 1: like even before they got married, it was like he

549
00:26:06,640 --> 00:26:08,480
Speaker 1: used to call her my rib, you know, like the

550
00:26:08,560 --> 00:26:13,080
Speaker 1: rib comes from like in the Bible, when God made Eve,

551
00:26:13,640 --> 00:26:16,480
Speaker 1: he started her off by taking a rib from Adam,

552
00:26:17,000 --> 00:26:18,680
Speaker 1: and then he was like, this is your match for life.

553
00:26:18,680 --> 00:26:20,200
Speaker 1: And that's like, you know, the story in the Bible,

554
00:26:20,560 --> 00:26:22,440
Speaker 1: and so he kept saying, this is my rib, basically

555
00:26:22,480 --> 00:26:25,040
Speaker 1: my match for life. God created her for me, like

556
00:26:25,119 --> 00:26:27,240
Speaker 1: all these videos and pictures and she met my kids

557
00:26:27,280 --> 00:26:30,360
Speaker 1: and just all of this. Like so I guess it's

558
00:26:30,359 --> 00:26:33,680
Speaker 1: so strange because I'm thinking to myself, well, the whole

559
00:26:33,680 --> 00:26:36,479
Speaker 1: world knows about this young woman and that she's your

560
00:26:36,520 --> 00:26:39,919
Speaker 1: wife now and she's pregnant. I just don't see how

561
00:26:41,119 --> 00:26:43,080
Speaker 1: you thought that cheating wasn't going to catch up to you.

562
00:26:43,119 --> 00:26:44,520
Speaker 1: Everybody knows you're married, you know.

563
00:26:45,000 --> 00:26:46,960
Speaker 2: I mean, we saw the same thing happened to like

564
00:26:47,000 --> 00:26:49,720
Speaker 2: David Letterman, and this is like tail as old as time.

565
00:26:52,760 --> 00:26:56,200
Speaker 2: Don't trust a male celebrity when they get money, they

566
00:26:56,240 --> 00:26:59,760
Speaker 2: turn into cheeters. That's the remix.

567
00:27:00,320 --> 00:27:03,359
Speaker 1: Yes, I'm like wow. And so it's clearly like she

568
00:27:03,400 --> 00:27:05,480
Speaker 1: has this little crappy phone hidden in the corner or whatever.

569
00:27:05,520 --> 00:27:07,080
Speaker 1: She had hit iten in the corner. So it wasn't like,

570
00:27:07,440 --> 00:27:09,399
Speaker 1: you know, he was like taking obvious pictures with her

571
00:27:09,440 --> 00:27:09,840
Speaker 1: or anything.

572
00:27:10,200 --> 00:27:12,560
Speaker 2: So shout out to her from she must have watched

573
00:27:12,560 --> 00:27:16,840
Speaker 2: Girls Trip, because this was like a plotline Girls Trip.

574
00:27:17,640 --> 00:27:19,120
Speaker 1: You know what. I didn't like though, when he did

575
00:27:19,119 --> 00:27:22,119
Speaker 1: his little apology, he was like, oh, I have a

576
00:27:22,200 --> 00:27:26,280
Speaker 1: target on my back. I'm like, no, sir, you I

577
00:27:26,280 --> 00:27:29,199
Speaker 1: mean the fact of the matters, you cheated, and you know,

578
00:27:29,359 --> 00:27:31,400
Speaker 1: I mean men, she you know, not all men, thankfully,

579
00:27:31,680 --> 00:27:33,840
Speaker 1: but men. She just apologize for that, and you don't

580
00:27:33,840 --> 00:27:37,840
Speaker 1: need to do an open casting call for your whatever,

581
00:27:38,000 --> 00:27:40,080
Speaker 1: like you know, that's between you and your wife now.

582
00:27:40,480 --> 00:27:43,320
Speaker 1: And everyone was like, ooh, I know. His ex wife

583
00:27:43,359 --> 00:27:45,800
Speaker 1: was like I told you, I told you, you know,

584
00:27:46,600 --> 00:27:49,320
Speaker 1: because it was kind of like, oh, she's just bitter.

585
00:27:49,400 --> 00:27:52,919
Speaker 1: She's just mad because he left her before he blew up,

586
00:27:52,960 --> 00:27:55,440
Speaker 1: and she didn't get the spoils of all his his

587
00:27:55,520 --> 00:27:59,680
Speaker 1: like big celebrity stuff now and so now she's just

588
00:27:59,720 --> 00:28:03,439
Speaker 1: probably like, well, you know, hey, here we are like

589
00:28:03,520 --> 00:28:06,080
Speaker 1: I told you that he cheated on me. He admitted it,

590
00:28:06,119 --> 00:28:08,399
Speaker 1: but you know it wasn't ask forthcoming. And now you

591
00:28:08,400 --> 00:28:10,280
Speaker 1: guys get to see I don't know, it was just

592
00:28:10,320 --> 00:28:13,520
Speaker 1: everybody on my Facebook. We're not everybody, but it was

593
00:28:13,560 --> 00:28:18,000
Speaker 1: just the topic of deep discussion a lot of different men.

594
00:28:18,119 --> 00:28:20,760
Speaker 1: I saw a lot of men say like, oh, you know,

595
00:28:20,840 --> 00:28:22,800
Speaker 1: blaming that I guess the young woman that taped him.

596
00:28:23,280 --> 00:28:25,200
Speaker 1: And then you know, of course women are like excuse

597
00:28:25,280 --> 00:28:26,560
Speaker 1: his excuses.

598
00:28:26,280 --> 00:28:29,840
Speaker 2: She's trash too, but for another reason, like it's pretty shitty.

599
00:28:30,160 --> 00:28:33,520
Speaker 2: It's it's illegal obviously, I mean, but but the uh

600
00:28:34,040 --> 00:28:36,000
Speaker 2: but I mean, come on, when you're a celebrity, you

601
00:28:36,040 --> 00:28:38,200
Speaker 2: take on, Yeah, there's a target on your back. Like

602
00:28:38,400 --> 00:28:41,280
Speaker 2: that's just like one of the that's one of the

603
00:28:41,280 --> 00:28:42,520
Speaker 2: downsides more money.

604
00:28:42,240 --> 00:28:45,720
Speaker 1: More problems exactly. And then I mean I just think

605
00:28:45,720 --> 00:28:49,280
Speaker 1: to myself, like, well, I just I mean, I'm just

606
00:28:49,320 --> 00:28:52,840
Speaker 1: imagining that, like if you cheat with like twenty girls,

607
00:28:52,840 --> 00:28:55,280
Speaker 1: somebody is probably going to try to extort you, like

608
00:28:55,320 --> 00:28:56,560
Speaker 1: you know what I mean, Like, you're just at a

609
00:28:56,600 --> 00:28:59,320
Speaker 1: position now where people are going to think that they

610
00:28:59,360 --> 00:29:00,920
Speaker 1: could get money for I think she was trying to

611
00:29:00,920 --> 00:29:03,000
Speaker 1: get like four hundred and fifty thousand dollars. I'm like, wow,

612
00:29:03,040 --> 00:29:05,960
Speaker 1: you're reaching, man, You're reaching.

613
00:29:06,560 --> 00:29:08,640
Speaker 2: That's in your pants. That's like the number one. That's

614
00:29:08,640 --> 00:29:11,760
Speaker 2: like good financial advice for celebrity men. Just keep it

615
00:29:11,840 --> 00:29:13,360
Speaker 2: just you know? Is it that hard?

616
00:29:13,480 --> 00:29:13,680
Speaker 1: Is it?

617
00:29:13,920 --> 00:29:16,560
Speaker 2: I think it's just like the level of narcissism too.

618
00:29:16,640 --> 00:29:18,600
Speaker 2: Like the first thing he did was get on Instagram

619
00:29:18,600 --> 00:29:22,640
Speaker 2: and post a tell all confessional. Like I'd be like,

620
00:29:22,800 --> 00:29:25,280
Speaker 2: where you should be kissed, like bowing down to your

621
00:29:25,320 --> 00:29:27,440
Speaker 2: wife or I don't know, going to like make amends

622
00:29:27,520 --> 00:29:28,000
Speaker 2: or something.

623
00:29:28,040 --> 00:29:31,760
Speaker 1: You should you know, take a break a pregnant lady.

624
00:29:31,800 --> 00:29:33,720
Speaker 1: Oh I know, Like I mean, like I said, I

625
00:29:33,760 --> 00:29:35,720
Speaker 1: don't know, you know, I don't know their personal life

626
00:29:35,720 --> 00:29:37,160
Speaker 1: even though we disgusted it. It so I don't know if

627
00:29:37,200 --> 00:29:40,000
Speaker 1: they cheated when he was with his wife. But I'm like, wow,

628
00:29:40,040 --> 00:29:41,720
Speaker 1: she's pregnant. That can't be easy. You know.

629
00:29:42,600 --> 00:29:45,920
Speaker 2: Well, since we're on the entertainment segment of our of

630
00:29:45,920 --> 00:29:47,920
Speaker 2: our of our show today, do you want to talk

631
00:29:48,040 --> 00:29:49,560
Speaker 2: real quick? I need to give a shout out to

632
00:29:49,720 --> 00:29:52,640
Speaker 2: Donald Glover. Like there was so much brown power, brown

633
00:29:52,640 --> 00:29:55,120
Speaker 2: magic at the emmysh.

634
00:29:54,520 --> 00:29:57,160
Speaker 1: I didn't see it. Do tell you're turned now you're up.

635
00:29:57,240 --> 00:30:00,960
Speaker 2: Yes please? So Donald Glover for Best Director of a

636
00:30:00,960 --> 00:30:05,520
Speaker 2: Comedy Series for Atlanta, which was major. Sterling K. Brown

637
00:30:05,680 --> 00:30:08,320
Speaker 2: was the first black man since nineteen ninety eight I

638
00:30:08,400 --> 00:30:11,760
Speaker 2: believe to win the Best Actor in a Drama. Ooh,

639
00:30:11,800 --> 00:30:14,840
Speaker 2: and Lena Wath and as He's a Onzari won for

640
00:30:14,960 --> 00:30:19,160
Speaker 2: their episode of Master of None for writing, which was huge.

641
00:30:19,160 --> 00:30:20,640
Speaker 2: I mean, Lena Wait is like, first of all, the

642
00:30:20,640 --> 00:30:24,160
Speaker 2: first black queer, I think, the first woman black woman

643
00:30:24,280 --> 00:30:26,600
Speaker 2: to win in this category. But then on top of that,

644
00:30:26,640 --> 00:30:30,440
Speaker 2: she's also queer, so it's like double whammy. And episode

645
00:30:30,440 --> 00:30:33,000
Speaker 2: they won for our one four was like the episode

646
00:30:33,000 --> 00:30:34,880
Speaker 2: of Master of None. If you haven't watched it, even

647
00:30:34,880 --> 00:30:37,480
Speaker 2: if like you don't watch the whole series, just go

648
00:30:37,680 --> 00:30:40,280
Speaker 2: and watch this episode and Master of None. It's on Netflix.

649
00:30:40,680 --> 00:30:43,120
Speaker 2: It's called The Thanksgiving I think it's called The Thanksgiving

650
00:30:43,120 --> 00:30:45,440
Speaker 2: Dinner or something, but it's it's like a half hour,

651
00:30:45,560 --> 00:30:47,960
Speaker 2: and over the course of this half hour, it's the

652
00:30:48,000 --> 00:30:52,120
Speaker 2: story of Lena Wait's character coming out to her mom

653
00:30:52,240 --> 00:30:56,000
Speaker 2: at Thanksgiving and it features Angela Bassett. Oh yeah, now,

654
00:30:56,160 --> 00:30:57,680
Speaker 2: we did talk about this because I messed up the

655
00:30:57,760 --> 00:31:00,360
Speaker 2: name I said it was Jackie Jackie Harre and it

656
00:31:00,480 --> 00:31:05,480
Speaker 2: was yes, yes, yeah, it was what's her name?

657
00:31:05,840 --> 00:31:07,440
Speaker 1: I forget, don't even ask me. I'm like, lo, I'm

658
00:31:07,440 --> 00:31:09,000
Speaker 1: not even gonna go there, but I know exactly who

659
00:31:09,040 --> 00:31:09,680
Speaker 1: you're talking about.

660
00:31:09,760 --> 00:31:12,640
Speaker 2: Yeah, yeah, anyway, So it was just really exciting, and

661
00:31:12,680 --> 00:31:14,760
Speaker 2: like I think it was the most it was the

662
00:31:14,800 --> 00:31:18,880
Speaker 2: most diverse nominations in Emmy history, and everyone was sort

663
00:31:18,920 --> 00:31:23,280
Speaker 2: of like patting themselves in the back. There was some snubs,

664
00:31:23,280 --> 00:31:25,240
Speaker 2: like Easter Ray didn't get nominated, I don't think, which

665
00:31:25,240 --> 00:31:27,760
Speaker 2: is kind of sad, but she was there looking amazing,

666
00:31:27,880 --> 00:31:29,840
Speaker 2: and I don't know, it was just it felt really,

667
00:31:30,000 --> 00:31:33,240
Speaker 2: it felt really the vibe. The vibe was much different.

668
00:31:33,280 --> 00:31:36,120
Speaker 2: I think ever since like all that Oscar so White controversy,

669
00:31:37,120 --> 00:31:39,760
Speaker 2: I think I think that's the situation when like the

670
00:31:39,760 --> 00:31:42,800
Speaker 2: the awards and like the entertainment business really actually rose

671
00:31:42,840 --> 00:31:43,320
Speaker 2: to the call.

672
00:31:44,280 --> 00:31:46,840
Speaker 1: Did Ray? Did you see what? She? They were like,

673
00:31:46,960 --> 00:31:49,040
Speaker 1: who are you rooting for? She said, I'm everybody black?

674
00:31:49,160 --> 00:31:53,840
Speaker 1: I thought that was I said that that ain't Brian ambition.

675
00:31:54,000 --> 00:31:54,600
Speaker 1: I don't know whether.

676
00:31:55,480 --> 00:32:07,440
Speaker 3: Yeah, so are you ready to boost?

677
00:32:07,680 --> 00:32:08,600
Speaker 1: Are you ready to break?

678
00:32:09,480 --> 00:32:11,120
Speaker 2: H okay, I'm ready?

679
00:32:12,160 --> 00:32:12,520
Speaker 1: All right?

680
00:32:12,560 --> 00:32:14,360
Speaker 2: You want to go first, sure, I'm going to do

681
00:32:14,600 --> 00:32:20,080
Speaker 2: a break, okay from the How do I do this

682
00:32:20,120 --> 00:32:21,720
Speaker 2: in a way where people I work with who listen

683
00:32:21,800 --> 00:32:25,360
Speaker 2: to the podcast won't to use it against me? I

684
00:32:25,400 --> 00:32:28,400
Speaker 2: think I'm talking about them. But here's my break because

685
00:32:28,720 --> 00:32:31,800
Speaker 2: I well, first of all, it's meetings, Like I want

686
00:32:31,880 --> 00:32:35,960
Speaker 2: to do a break from meetings in general. I think

687
00:32:36,000 --> 00:32:37,840
Speaker 2: that there is a way. I think there is like

688
00:32:38,240 --> 00:32:40,680
Speaker 2: a way to do a meeting in a really really

689
00:32:40,680 --> 00:32:44,440
Speaker 2: effective I'm getting better at my meetings. I think most

690
00:32:44,480 --> 00:32:47,680
Speaker 2: meetings can be fifteen minutes. But I was literally trapped

691
00:32:47,680 --> 00:32:51,840
Speaker 2: in a three hour meeting like not long ago, and

692
00:32:51,880 --> 00:32:54,200
Speaker 2: I was sitting there, like, how are we still sitting here?

693
00:32:54,360 --> 00:32:56,560
Speaker 2: How is this meeting still happening? We're all you know,

694
00:32:57,040 --> 00:32:59,120
Speaker 2: And I think that it just takes away It just

695
00:32:59,200 --> 00:33:02,239
Speaker 2: sucks so much time out of the workday. But like,

696
00:33:02,280 --> 00:33:04,320
Speaker 2: what do you do when the meeting isn't your meeting?

697
00:33:04,400 --> 00:33:06,560
Speaker 2: You've just been called into it, and it's like you're

698
00:33:06,600 --> 00:33:10,240
Speaker 2: not really running the show. I I don't.

699
00:33:10,080 --> 00:33:13,600
Speaker 1: Know, Honestly, I can't even tell you because thankfully, like

700
00:33:13,680 --> 00:33:16,400
Speaker 1: I do so I meet with everyone and we're getting

701
00:33:16,440 --> 00:33:17,720
Speaker 1: a little bit too big for that now. But I

702
00:33:18,200 --> 00:33:20,880
Speaker 1: meet with everyone on my staff for like fifteen to

703
00:33:20,920 --> 00:33:23,560
Speaker 1: twenty minutes on Monday, so I usually like they'll be

704
00:33:23,600 --> 00:33:25,160
Speaker 1: back to back, So I'm like, all right, I have

705
00:33:25,240 --> 00:33:27,520
Speaker 1: a call with you at ten, then you at ten thirty,

706
00:33:27,560 --> 00:33:31,000
Speaker 1: and then you at eleven eleven thirty. So they before

707
00:33:31,000 --> 00:33:33,000
Speaker 1: it was maybe like five or six, and now that

708
00:33:33,040 --> 00:33:35,120
Speaker 1: we're a little bit bigger, I'm going to start grouping

709
00:33:35,120 --> 00:33:39,000
Speaker 1: folks together. But we really we purposefully. I purposefully do it,

710
00:33:39,000 --> 00:33:42,200
Speaker 1: and I make that like the next person they have

711
00:33:42,280 --> 00:33:44,760
Speaker 1: to call me. So it forces me that when we're

712
00:33:44,760 --> 00:33:46,480
Speaker 1: having our fifteen minute because I'm like, I don't want

713
00:33:46,480 --> 00:33:48,000
Speaker 1: to be on the phone back to back to back,

714
00:33:48,200 --> 00:33:49,840
Speaker 1: so like I have a bit of a reprieve. It

715
00:33:49,920 --> 00:33:52,000
Speaker 1: forces me to get it done in fifteen minutes, like

716
00:33:52,840 --> 00:33:55,520
Speaker 1: you know, hey, what's up, how you doing? Okay, what

717
00:33:55,560 --> 00:33:57,360
Speaker 1: are you working on? What do you need support with? All? Right?

718
00:33:57,360 --> 00:33:57,520
Speaker 3: Bye?

719
00:33:57,680 --> 00:34:02,320
Speaker 1: Go? You know. So so no, but because I get it,

720
00:34:02,320 --> 00:34:05,320
Speaker 1: because I thankfully I don't. I don't work in corporate America,

721
00:34:05,360 --> 00:34:07,520
Speaker 1: and I haven't I haven't had to like sit, but

722
00:34:07,560 --> 00:34:10,279
Speaker 1: I've definitely had to sit in meetings in general. So

723
00:34:10,320 --> 00:34:12,600
Speaker 1: I've been trying to be very mindful to be like,

724
00:34:12,719 --> 00:34:14,960
Speaker 1: you know, if you can't get it out in like

725
00:34:15,040 --> 00:34:19,720
Speaker 1: fifteen minutes, like the basic gist, then there's usually an issue,

726
00:34:19,760 --> 00:34:22,120
Speaker 1: you know, and then we just follow up in slack.

727
00:34:22,920 --> 00:34:24,880
Speaker 2: Yeah, I think that it's like the shorter meeting, but

728
00:34:24,920 --> 00:34:28,920
Speaker 2: it's also it's it's also I mean, it can be good. Like,

729
00:34:29,000 --> 00:34:33,360
Speaker 2: for example, we've created this monthly chime in meeting chime in,

730
00:34:34,000 --> 00:34:37,000
Speaker 2: which has helped because you know, you're when you're creating

731
00:34:37,040 --> 00:34:39,480
Speaker 2: like a product, and you and and you know you're

732
00:34:39,520 --> 00:34:41,319
Speaker 2: owning the product and you're sort of creating it and

733
00:34:41,360 --> 00:34:43,560
Speaker 2: your team is creating it, and then it goes live

734
00:34:43,640 --> 00:34:45,760
Speaker 2: right and it's out there, and then you have people

735
00:34:46,000 --> 00:34:48,040
Speaker 2: reaching out to you and saying, hey this, why don't

736
00:34:48,080 --> 00:34:49,520
Speaker 2: you do this? What about this? And what about that?

737
00:34:49,560 --> 00:34:52,799
Speaker 2: Like they're chiming in after something that you own has

738
00:34:52,800 --> 00:34:55,120
Speaker 2: already been out there, and then that chime in noise

739
00:34:55,160 --> 00:34:57,640
Speaker 2: gets really confusing. So one thing I actually do, like

740
00:34:57,760 --> 00:35:00,000
Speaker 2: is we created a monthly chime in meeting so people

741
00:35:00,160 --> 00:35:03,600
Speaker 2: reserve their opinions and then we actually have a meeting

742
00:35:03,680 --> 00:35:06,360
Speaker 2: so that people aren't being pinged and slacked and emailed

743
00:35:06,360 --> 00:35:10,640
Speaker 2: and like bothered about small minor things that people's opinions

744
00:35:10,719 --> 00:35:13,840
Speaker 2: like throughout the month, and it gives a forum for

745
00:35:13,880 --> 00:35:15,840
Speaker 2: everyone to sort of here's your here's your chance to

746
00:35:15,920 --> 00:35:18,640
Speaker 2: kind of weigh in on what happened the month prior

747
00:35:18,880 --> 00:35:21,520
Speaker 2: and have your your feedback. So in that case, like

748
00:35:21,760 --> 00:35:23,839
Speaker 2: that's a meeting Where'm like, hey, that's actually useful because

749
00:35:23,880 --> 00:35:28,960
Speaker 2: it removes a bunch of bothersome you know, commentary throughout

750
00:35:29,000 --> 00:35:31,320
Speaker 2: the month. And I was really pleased when we added

751
00:35:31,360 --> 00:35:33,600
Speaker 2: that to our schedule. But I could definitely do without

752
00:35:34,239 --> 00:35:37,360
Speaker 2: the three hour traps.

753
00:35:38,360 --> 00:35:40,040
Speaker 1: So I'm going to boost I'm not sure if I

754
00:35:40,080 --> 00:35:42,120
Speaker 1: talked about this, did I talk about Game of Thrones?

755
00:35:43,600 --> 00:35:46,319
Speaker 2: You always you always bring up Game of Thrones only

756
00:35:46,320 --> 00:35:48,000
Speaker 2: to tell me that you don't watch it, So I'm

757
00:35:48,000 --> 00:35:49,759
Speaker 2: curious what you have to say about it.

758
00:35:50,400 --> 00:35:55,640
Speaker 1: Well, I'm going to boost Game of Thrones because Superman

759
00:35:55,719 --> 00:35:57,799
Speaker 1: and I we're trying to find more things that we

760
00:35:57,840 --> 00:35:59,600
Speaker 1: have in common that are like chillid back things, like

761
00:35:59,760 --> 00:36:01,600
Speaker 1: you know, we wost like the movies and like eating

762
00:36:01,600 --> 00:36:04,720
Speaker 1: out and stuff, but like when it comes time for TV,

763
00:36:05,120 --> 00:36:06,880
Speaker 1: we tend to be very separate. Like I'll be like,

764
00:36:06,920 --> 00:36:09,319
Speaker 1: all right, I'm going upstairs and I'm like, no, you know,

765
00:36:09,400 --> 00:36:11,880
Speaker 1: because I don't like he likes sports and that damn.

766
00:36:12,120 --> 00:36:14,440
Speaker 1: I love HGTV and he can watch, but after like

767
00:36:14,520 --> 00:36:18,440
Speaker 1: hour two he's like I now do. And he and

768
00:36:18,760 --> 00:36:22,319
Speaker 1: Supergirl both really like comic book like Marvel and all

769
00:36:22,320 --> 00:36:25,320
Speaker 1: that kind of stuff. They both like those type of movies,

770
00:36:25,360 --> 00:36:27,040
Speaker 1: which I do enjoy, so I'll watch those, but I

771
00:36:27,080 --> 00:36:29,400
Speaker 1: don't like the cartoons. So when they turn those on,

772
00:36:29,480 --> 00:36:31,759
Speaker 1: I'm like, I'm out. And so I said, there's gotta

773
00:36:31,760 --> 00:36:35,040
Speaker 1: be something that he and I both enjoy that we

774
00:36:35,040 --> 00:36:37,480
Speaker 1: can watch and kind of binge on. And so this

775
00:36:37,520 --> 00:36:40,160
Speaker 1: past Saturday, so maybe like a week ago, we started

776
00:36:40,160 --> 00:36:42,560
Speaker 1: watching Game of Thrones and we both enjoyed it. And

777
00:36:42,600 --> 00:36:45,800
Speaker 1: then I said, babe, why don't we binge watch on Saturday?

778
00:36:45,840 --> 00:36:47,319
Speaker 1: And we did and it was so much fun. We

779
00:36:47,360 --> 00:36:49,520
Speaker 1: literally just laid in bed binge watch ate and lay

780
00:36:49,600 --> 00:36:51,680
Speaker 1: in bed and so like the evening. And so I

781
00:36:51,719 --> 00:36:53,680
Speaker 1: want to boost Game of Thrones because it was such

782
00:36:53,680 --> 00:36:56,480
Speaker 1: a nice, like a day.

783
00:36:56,200 --> 00:36:59,320
Speaker 2: You're making it sound like it's like a delightful family show.

784
00:37:00,239 --> 00:37:05,120
Speaker 2: I know, meanwhy, it's just a great program. The incest,

785
00:37:05,440 --> 00:37:10,560
Speaker 2: the beheadings, I know, the child murder, I know right.

786
00:37:10,400 --> 00:37:13,080
Speaker 1: Oh my god, but we're we're on.

787
00:37:12,800 --> 00:37:14,840
Speaker 2: I'm so excited though, now I can talk to you

788
00:37:14,880 --> 00:37:15,719
Speaker 2: about it. Oh my god.

789
00:37:16,080 --> 00:37:17,440
Speaker 1: Wait, I'm still in the beginning. I know.

790
00:37:17,680 --> 00:37:19,120
Speaker 2: I'm not going to say anything. Don't worry.

791
00:37:19,200 --> 00:37:22,680
Speaker 1: Yes, we're only on season two so we're still really early.

792
00:37:22,719 --> 00:37:24,520
Speaker 1: But I'm not gonna lie. Started a little slow. I

793
00:37:24,560 --> 00:37:25,640
Speaker 1: was like, come on now, but.

794
00:37:25,560 --> 00:37:27,719
Speaker 2: It doesna start. It's gonna pick up, don't you worry.

795
00:37:27,440 --> 00:37:30,160
Speaker 1: What I'm already like, wait a minute, no, Draco or

796
00:37:30,200 --> 00:37:33,080
Speaker 1: whatever the Tdarian name is, why did you have to die?

797
00:37:33,200 --> 00:37:34,600
Speaker 1: And I'm like, wait, she's a dragon.

798
00:37:35,040 --> 00:37:36,120
Speaker 3: Wait, what's going on?

799
00:37:36,200 --> 00:37:39,000
Speaker 1: And so there's so many great like I'm really like

800
00:37:39,080 --> 00:37:41,320
Speaker 1: getting into it and it's getting really good. So I'm excited.

801
00:37:41,360 --> 00:37:43,759
Speaker 1: So that's my my booze. Thank you for granmed Game

802
00:37:43,800 --> 00:37:46,560
Speaker 1: of Thrones, for bringing me and Superman just that much

803
00:37:46,560 --> 00:37:50,520
Speaker 1: closer together over violence and sexual inappropriateness.

804
00:37:51,000 --> 00:37:53,160
Speaker 2: It's so good and it stays good too, and since

805
00:37:53,200 --> 00:37:55,880
Speaker 2: seasons season seven just ended, and like you're in the

806
00:37:55,880 --> 00:37:58,000
Speaker 2: best position because now you get to enjoy it without

807
00:37:58,200 --> 00:38:00,480
Speaker 2: like worrying about people posting on it, you know, on

808
00:38:00,520 --> 00:38:03,239
Speaker 2: Twitter about what happened in last episode. Like you can

809
00:38:03,320 --> 00:38:04,480
Speaker 2: just relax and ben.

810
00:38:04,480 --> 00:38:06,160
Speaker 1: Yeah, because I'm not gonna lie. Like the good things.

811
00:38:06,200 --> 00:38:08,160
Speaker 1: I don't remember any of the spoilers because I didn't

812
00:38:08,160 --> 00:38:09,760
Speaker 1: get what they were talking about, so I'm like whatever

813
00:38:09,960 --> 00:38:12,719
Speaker 1: what that means? So I don't even remember. But so yeah,

814
00:38:12,760 --> 00:38:14,840
Speaker 1: I'm excited because it's been good. So we try to

815
00:38:14,840 --> 00:38:16,680
Speaker 1: watch maybe like an episode of Night before we go

816
00:38:16,719 --> 00:38:19,000
Speaker 1: to sleep, which might not be the best idea, but whatever,

817
00:38:19,760 --> 00:38:22,759
Speaker 1: like oh, dreaming about Game of Thrones. But yeah, it's

818
00:38:22,800 --> 00:38:25,839
Speaker 1: just been great. So thank you Game of Thrones, Thank

819
00:38:25,880 --> 00:38:27,080
Speaker 1: you Hbow.

820
00:38:35,160 --> 00:38:36,080
Speaker 2: Fantastic.

821
00:38:37,160 --> 00:38:39,839
Speaker 1: So I know we have a really good question we do?

822
00:38:40,040 --> 00:38:41,560
Speaker 2: Did you I send it? Did I send it to?

823
00:38:42,480 --> 00:38:42,719
Speaker 2: I did?

824
00:38:42,760 --> 00:38:45,280
Speaker 1: Okay, No you did. It was very, very very juicy.

825
00:38:45,320 --> 00:38:47,080
Speaker 1: I was like, whoa, somebody twists and turns?

826
00:38:47,520 --> 00:38:50,839
Speaker 2: Okay, So yeah, Berne read today's question. If you guys

827
00:38:50,840 --> 00:38:53,440
Speaker 2: want to leave a question, go to brandanbishpodcast dot com,

828
00:38:53,520 --> 00:38:57,400
Speaker 2: hit ask us anything and send us your question. This

829
00:38:57,480 --> 00:39:00,520
Speaker 2: question is from someone who'd like to be called Tracy

830
00:39:00,800 --> 00:39:03,800
Speaker 2: fair enough, really interesting. I'm not even sure if I

831
00:39:03,880 --> 00:39:05,839
Speaker 2: have a good answer, but I think that this is

832
00:39:05,960 --> 00:39:08,279
Speaker 2: definitely a situation where I feel for her, and so

833
00:39:08,640 --> 00:39:12,240
Speaker 2: let's get to Tracy's question, so she says, I'm twenty

834
00:39:12,280 --> 00:39:14,440
Speaker 2: six twenty six years old, and I have a three

835
00:39:14,520 --> 00:39:16,880
Speaker 2: year old son his dad. My boyfriend and I have

836
00:39:16,920 --> 00:39:19,879
Speaker 2: been together for the past five years. Neither of us

837
00:39:19,920 --> 00:39:22,600
Speaker 2: have very good credit, but we're working to improve our scores.

838
00:39:22,640 --> 00:39:25,080
Speaker 2: We both have dreams of home ownership, but right now

839
00:39:25,120 --> 00:39:28,560
Speaker 2: we're renting a house from a private owner. But let's

840
00:39:28,600 --> 00:39:31,040
Speaker 2: just say our dream house went to our worst nightmare

841
00:39:31,120 --> 00:39:35,080
Speaker 2: really quickly. We initially signed a twelve month lease. Everything

842
00:39:35,200 --> 00:39:38,080
Speaker 2: was fine at first, we had hardly any contact with

843
00:39:38,160 --> 00:39:41,520
Speaker 2: our landlord, but when it came time for us to

844
00:39:41,560 --> 00:39:43,560
Speaker 2: sign a new lease, the landlord told us we'd now

845
00:39:43,560 --> 00:39:45,560
Speaker 2: be on a month to month contract instead of the

846
00:39:45,560 --> 00:39:48,800
Speaker 2: traditional one year lease. I felt like something was fishy

847
00:39:48,840 --> 00:39:51,120
Speaker 2: at that point, but I continued on with the agreement.

848
00:39:51,480 --> 00:39:53,919
Speaker 2: So flash forward to two Flash forward to two months later.

849
00:39:53,920 --> 00:39:56,440
Speaker 2: After the lease was signed, my boyfriend came home one

850
00:39:56,520 --> 00:39:59,000
Speaker 2: day and realized that we had an eviction notice on

851
00:39:59,040 --> 00:40:02,480
Speaker 2: our door. After the first eviction notice we received, there

852
00:40:02,520 --> 00:40:05,440
Speaker 2: was one more, and then another one in person. Our

853
00:40:05,480 --> 00:40:08,439
Speaker 2: landlord told us that the house was costing more money

854
00:40:08,440 --> 00:40:12,400
Speaker 2: than he was making, and we had thirty days to move. Guys,

855
00:40:12,480 --> 00:40:15,480
Speaker 2: this is my worst this is any parents worst nightmare.

856
00:40:15,560 --> 00:40:17,560
Speaker 2: A week later, we discovered the house was actually in

857
00:40:17,600 --> 00:40:21,320
Speaker 2: the beginning stages of foreclosure and really within thirty days,

858
00:40:21,760 --> 00:40:24,320
Speaker 2: and within those thirty days we were unable to find

859
00:40:24,400 --> 00:40:27,600
Speaker 2: a new place. So here's her question. Here's sort of

860
00:40:27,600 --> 00:40:30,720
Speaker 2: what she's going through. My family is religious and wouldn't

861
00:40:30,760 --> 00:40:32,480
Speaker 2: let both of us move back in due to us

862
00:40:32,480 --> 00:40:35,000
Speaker 2: not being married. My boyfriend is from a different state

863
00:40:35,000 --> 00:40:36,440
Speaker 2: where we live, and we don't have a lot of

864
00:40:36,520 --> 00:40:39,320
Speaker 2: family here who could help us. We have decent jobs,

865
00:40:39,360 --> 00:40:42,400
Speaker 2: but we live in different households and it's been impossible

866
00:40:42,400 --> 00:40:45,160
Speaker 2: for us to save. We both have limited time at

867
00:40:45,160 --> 00:40:47,960
Speaker 2: our We have limited time at our current living situation,

868
00:40:48,120 --> 00:40:50,279
Speaker 2: so it sounds like they're both living separately until they

869
00:40:50,280 --> 00:40:53,160
Speaker 2: figure out a permanent place to stay. And due to

870
00:40:53,200 --> 00:40:56,040
Speaker 2: our credit not being the best around five hundred and twenty,

871
00:40:56,600 --> 00:40:59,880
Speaker 2: we also have limited options on rental places that we

872
00:41:00,280 --> 00:41:03,360
Speaker 2: prove us. Do you have any tips or advice on

873
00:41:03,400 --> 00:41:05,000
Speaker 2: how we can try to save for a new place

874
00:41:05,080 --> 00:41:09,920
Speaker 2: quickly without having any backup savings. Poor Tracy, that sucks.

875
00:41:10,360 --> 00:41:12,759
Speaker 1: I know, well, one I was just taking like a

876
00:41:12,840 --> 00:41:16,880
Speaker 1: quick like like Googles, and so I'm on the Consumer

877
00:41:17,080 --> 00:41:20,320
Speaker 1: Finance dot gov website and it says, like, what should

878
00:41:20,320 --> 00:41:22,720
Speaker 1: I do with my house or the apartment I'm renting?

879
00:41:22,719 --> 00:41:24,879
Speaker 1: Goals into foreclosure. So one, I don't know if you're

880
00:41:24,880 --> 00:41:27,200
Speaker 1: already out of the home, but if you're not, it

881
00:41:27,280 --> 00:41:30,680
Speaker 1: says if your landlord stops paying the mortgage for closing

882
00:41:30,840 --> 00:41:34,320
Speaker 1: proceedings may happen. Some state and local law may offer

883
00:41:34,400 --> 00:41:38,479
Speaker 1: protection for renters in the foreclosure process. More information about

884
00:41:38,480 --> 00:41:40,880
Speaker 1: the landlord tenant laws in your state is available here.

885
00:41:41,480 --> 00:41:44,120
Speaker 1: So one thing I do know. So, for example, in

886
00:41:44,120 --> 00:41:47,799
Speaker 1: New Jersey, I remember when I was house hunting, there

887
00:41:47,840 --> 00:41:51,360
Speaker 1: was a house in particular where the woman there was

888
00:41:51,400 --> 00:41:55,480
Speaker 1: a woman who was living there and the part of

889
00:41:55,920 --> 00:41:59,520
Speaker 1: I guess selling the house, the man who was owning

890
00:41:59,520 --> 00:42:03,600
Speaker 1: the house didn't want to be in charge of evicting

891
00:42:03,640 --> 00:42:05,960
Speaker 1: her if we wanted to buy the house. And I

892
00:42:06,000 --> 00:42:08,120
Speaker 1: remember specifically one of my friends, who is a real

893
00:42:08,239 --> 00:42:11,200
Speaker 1: estate investor, said what kind of lease do they have?

894
00:42:11,600 --> 00:42:14,040
Speaker 1: And I said, you know, is it? It's I think

895
00:42:14,080 --> 00:42:16,640
Speaker 1: it's month to month. That's better, right, And she was like, no,

896
00:42:16,760 --> 00:42:21,920
Speaker 1: actually that it's actually easier to guess. I guess remove

897
00:42:22,000 --> 00:42:24,640
Speaker 1: someone who has a it's harder to remove someone who

898
00:42:24,640 --> 00:42:25,960
Speaker 1: has a month to monthly like you have to give

899
00:42:26,000 --> 00:42:28,719
Speaker 1: them like more time than someone who actually has an

900
00:42:29,239 --> 00:42:31,759
Speaker 1: annual least that you're breaking. So one just figure out

901
00:42:31,800 --> 00:42:33,359
Speaker 1: the law in your state if you haven't moved out,

902
00:42:33,400 --> 00:42:35,839
Speaker 1: because you might not have to move out in Latin

903
00:42:35,920 --> 00:42:39,279
Speaker 1: least until the foreclosure proceeding is fully concluded and that

904
00:42:39,360 --> 00:42:41,279
Speaker 1: might take a while. So if you haven't moved yet,

905
00:42:41,360 --> 00:42:44,560
Speaker 1: I wouldn't because he cannot forcibly remove you depending on

906
00:42:44,560 --> 00:42:47,320
Speaker 1: what state that you live in if you have already

907
00:42:47,360 --> 00:42:50,279
Speaker 1: kind of are like, you know, moving what I One

908
00:42:50,280 --> 00:42:52,239
Speaker 1: of the places that I look for when I or

909
00:42:52,440 --> 00:42:54,200
Speaker 1: that when I didn't have great credit and I was

910
00:42:54,239 --> 00:42:58,919
Speaker 1: looking to rent. A great place to look, honestly is Craigflist,

911
00:42:59,320 --> 00:43:02,440
Speaker 1: because you can a lot of Yes, you're not gonna

912
00:43:02,480 --> 00:43:06,960
Speaker 1: likely get an apartment in like an apartment building, but

913
00:43:07,360 --> 00:43:11,960
Speaker 1: oftentimes if you find another homeowner, they're willing to kind

914
00:43:11,960 --> 00:43:14,080
Speaker 1: of work with the fact that you don't have the

915
00:43:14,080 --> 00:43:16,040
Speaker 1: greatest credit. Because I didn't, so I used to be

916
00:43:16,080 --> 00:43:18,000
Speaker 1: able to call the homeowner and once they meet me

917
00:43:18,080 --> 00:43:19,960
Speaker 1: and they say, oh, she's a nice young lady. My

918
00:43:20,000 --> 00:43:22,480
Speaker 1: credit's not that great, but I am able to you know,

919
00:43:22,840 --> 00:43:25,560
Speaker 1: pay rent. Here's how let me show you, like, you know, like,

920
00:43:25,719 --> 00:43:28,000
Speaker 1: if you paid this. I'm assuming you paid this other guy.

921
00:43:28,040 --> 00:43:30,000
Speaker 1: I don't know if it was cash or or check

922
00:43:30,080 --> 00:43:32,000
Speaker 1: or whatever. If you could bring your bake statements showing

923
00:43:32,040 --> 00:43:35,160
Speaker 1: that every month it was paid, A person is more

924
00:43:35,280 --> 00:43:38,200
Speaker 1: likely to say okay than than a rental office. So

925
00:43:38,239 --> 00:43:42,280
Speaker 1: I would definitely look at Craigslist, looking at potentially running

926
00:43:42,280 --> 00:43:44,759
Speaker 1: from another homeowner until you guys can figure out what

927
00:43:44,840 --> 00:43:47,520
Speaker 1: to do. But those would be my two suggestions.

928
00:43:48,280 --> 00:43:50,160
Speaker 2: Yeah, I went through this. I went through something similar

929
00:43:50,239 --> 00:43:51,879
Speaker 2: when I moved to New York. I'm a little bit

930
00:43:52,200 --> 00:43:54,520
Speaker 2: kind of similar. I didn't realize I had such bad

931
00:43:54,560 --> 00:43:57,600
Speaker 2: credit because I was twenty two when I moved here,

932
00:43:58,200 --> 00:44:01,040
Speaker 2: and I didn't realize during college because I never really

933
00:44:01,120 --> 00:44:03,279
Speaker 2: used credit that someone opened up a credit card in

934
00:44:03,320 --> 00:44:06,200
Speaker 2: my name and I had and hadn't paid it in

935
00:44:06,239 --> 00:44:08,120
Speaker 2: like five years, and this is on my credit report,

936
00:44:08,160 --> 00:44:10,319
Speaker 2: and I had no idea. So when I when I like,

937
00:44:10,640 --> 00:44:13,120
Speaker 2: you know, brown eye, blue, what do you call it?

938
00:44:13,160 --> 00:44:16,520
Speaker 2: Bright eyed and bushy tail, like, strolled up to this apartment,

939
00:44:16,680 --> 00:44:19,719
Speaker 2: you know application and was denied I was like, what

940
00:44:19,760 --> 00:44:22,600
Speaker 2: the heck is happening? How could you deny me? And

941
00:44:22,640 --> 00:44:24,840
Speaker 2: I discovered this issue and I had to like dispute

942
00:44:24,840 --> 00:44:26,640
Speaker 2: it on my credit report, and that can take like

943
00:44:26,760 --> 00:44:28,960
Speaker 2: forty five to sixty days or something like that. So

944
00:44:29,480 --> 00:44:31,920
Speaker 2: I ended up having to make an appeal to my landlord.

945
00:44:31,920 --> 00:44:34,160
Speaker 2: And it was a private owner, like she was working

946
00:44:34,200 --> 00:44:36,000
Speaker 2: with an attorney who was, you know, working on the

947
00:44:36,000 --> 00:44:38,480
Speaker 2: contract or the least. But I went to her and

948
00:44:38,520 --> 00:44:40,520
Speaker 2: I showed her a copy of the dispute. I showed

949
00:44:40,560 --> 00:44:44,160
Speaker 2: her my bank statements, and I had a reference letter

950
00:44:44,160 --> 00:44:46,080
Speaker 2: from a prior landlord that I gave her, and that

951
00:44:46,200 --> 00:44:48,120
Speaker 2: was enough for her to say, Okay, I'm going to

952
00:44:48,160 --> 00:44:51,759
Speaker 2: take a chance on you, you know I I you know,

953
00:44:52,000 --> 00:44:54,160
Speaker 2: I kind of she kind of felt bad for me. So,

954
00:44:54,920 --> 00:44:57,200
Speaker 2: I mean, the least this landlord, maybe you can at

955
00:44:57,280 --> 00:44:59,800
Speaker 2: least get him to write your reference letter, you know, yeah,

956
00:45:00,000 --> 00:45:03,359
Speaker 2: and write you know, they were always always on time

957
00:45:03,360 --> 00:45:07,160
Speaker 2: with their rental payments, and you know, or prior landlord

958
00:45:07,239 --> 00:45:12,399
Speaker 2: or anyone who can sort of vouch for your responsibility. Yeah,

959
00:45:12,440 --> 00:45:15,239
Speaker 2: I think that. I So I agree with what you're saying,

960
00:45:15,280 --> 00:45:17,720
Speaker 2: like trying to find another private owner, which is probably

961
00:45:17,760 --> 00:45:20,440
Speaker 2: why they had a private owner in the first place, and.

962
00:45:20,480 --> 00:45:22,879
Speaker 1: Lots of people go that round, so look for that

963
00:45:23,040 --> 00:45:25,239
Speaker 1: private owner. You know what, I don't know if there's

964
00:45:25,280 --> 00:45:30,600
Speaker 1: any schools or universities in your city or neighboring city,

965
00:45:30,640 --> 00:45:33,520
Speaker 1: because here's why, because like, for example, New York, New Jersey,

966
00:45:33,560 --> 00:45:35,360
Speaker 1: where I live, is a college town. There's like maybe

967
00:45:35,360 --> 00:45:38,759
Speaker 1: like five or six colleges, and so they tend to

968
00:45:38,800 --> 00:45:40,480
Speaker 1: be a little bit more laxed when it comes to

969
00:45:40,520 --> 00:45:42,920
Speaker 1: renting because you know, students don't have the best credit.

970
00:45:43,360 --> 00:45:45,360
Speaker 1: So it was easier for me when my credit was

971
00:45:45,400 --> 00:45:46,719
Speaker 1: bad and I didn't have a whole lot of money

972
00:45:46,760 --> 00:45:51,319
Speaker 1: to find more affordable housing and more flexible landlords in

973
00:45:51,440 --> 00:45:54,440
Speaker 1: like a college town because it was like they were

974
00:45:54,520 --> 00:45:56,759
Speaker 1: used to dealing with that type of renter, you see

975
00:45:56,800 --> 00:45:59,480
Speaker 1: what I mean. So just like you know, so yeah,

976
00:45:59,480 --> 00:46:01,880
Speaker 1: I would say that too. And like sometimes your local

977
00:46:01,960 --> 00:46:03,720
Speaker 1: like I know, we have NJ dot Com. That's another

978
00:46:03,719 --> 00:46:07,120
Speaker 1: place that a lot of private homeowners, So your local

979
00:46:07,200 --> 00:46:12,160
Speaker 1: newspapers some like private homeowners will post there too. So

980
00:46:12,160 --> 00:46:13,759
Speaker 1: if you're looking, because you're likely going to have to

981
00:46:13,800 --> 00:46:16,080
Speaker 1: go with another private homeowner, but find out where they

982
00:46:16,120 --> 00:46:21,360
Speaker 1: post and look there, Tracy.

983
00:46:21,400 --> 00:46:24,920
Speaker 2: I know, Tracy, rebuild that credit man credits power.

984
00:46:25,120 --> 00:46:28,080
Speaker 1: It is it is, are you now? Okay?

985
00:46:28,239 --> 00:46:30,200
Speaker 2: I was going to say one last one, last resort,

986
00:46:30,280 --> 00:46:32,840
Speaker 2: although it sounds like maybe their family isn't so helpful

987
00:46:32,880 --> 00:46:36,920
Speaker 2: as they could potentially ask for someone to co sign Elise.

988
00:46:37,200 --> 00:46:39,319
Speaker 2: Of course that puts that person at risk, but that's

989
00:46:39,360 --> 00:46:42,600
Speaker 2: just that's another option. So Tracy, good luck, follow up

990
00:46:42,640 --> 00:46:44,400
Speaker 2: with us. Let us know if you are able to

991
00:46:44,440 --> 00:46:46,880
Speaker 2: find a place, let us know. And the rest of

992
00:46:46,920 --> 00:46:50,440
Speaker 2: you guys leave us your questions at runimbition podcast dot

993
00:46:50,440 --> 00:46:53,800
Speaker 2: com or send us an email at run Ambition Podcasts

994
00:46:53,880 --> 00:47:03,759
Speaker 2: at gmail dot com.

995
00:47:04,080 --> 00:47:07,320
Speaker 1: It's Winds as in when, well, we should call it

996
00:47:07,400 --> 00:47:15,319
Speaker 1: Wednesday since we're on Wednesdays now, I'm here all night,

997
00:47:15,680 --> 00:47:18,600
Speaker 1: ladies and gentlemen, did up dumb chain Wednesday?

998
00:47:19,239 --> 00:47:19,600
Speaker 2: All right?

999
00:47:19,640 --> 00:47:21,799
Speaker 1: So I've been excited. I have been aching to share

1000
00:47:21,840 --> 00:47:24,560
Speaker 1: this wins because I think it's so dope. So those

1001
00:47:24,600 --> 00:47:26,640
Speaker 1: of you you already have heard of travel Noir.

1002
00:47:26,600 --> 00:47:29,520
Speaker 2: Right, oh yeah, yep.

1003
00:47:29,360 --> 00:47:31,120
Speaker 1: And then most of us have heard of Blavity because

1004
00:47:31,120 --> 00:47:32,799
Speaker 1: we actually had working on the other one of the

1005
00:47:32,800 --> 00:47:34,680
Speaker 1: founders of Blavity, didn't we have working.

1006
00:47:34,480 --> 00:47:36,279
Speaker 2: On we've had both of them on right.

1007
00:47:36,920 --> 00:47:39,239
Speaker 1: No, we no, we didn't have Travel Noir. Her name

1008
00:47:39,320 --> 00:47:43,360
Speaker 1: is Zim. We've had no madness. We had a Vita.

1009
00:47:43,560 --> 00:47:46,960
Speaker 1: Oh yeah, I know, don't worry, it's you know. But

1010
00:47:47,120 --> 00:47:53,879
Speaker 1: so anyway, what's so dope is Blavity has purchased Travel Noir,

1011
00:47:53,920 --> 00:47:56,799
Speaker 1: which is like so awesome because Blavity is this I

1012
00:47:56,800 --> 00:47:57,920
Speaker 1: can't I don't even think you can call it a

1013
00:47:57,960 --> 00:48:02,360
Speaker 1: startup anymore, but it's this dope media center for black millennials.

1014
00:48:02,920 --> 00:48:09,719
Speaker 1: And Travenoir is a black millennial focused travel I don't

1015
00:48:09,719 --> 00:48:11,200
Speaker 1: even know if you could call it, like I guess

1016
00:48:11,239 --> 00:48:15,799
Speaker 1: it's a movement. But you know, they host trips, they

1017
00:48:15,840 --> 00:48:17,960
Speaker 1: have all these kind of educational sessions where they teach

1018
00:48:17,960 --> 00:48:20,600
Speaker 1: people how to travel and live abroad. And they have

1019
00:48:20,680 --> 00:48:24,800
Speaker 1: like a really robust social media component where you know,

1020
00:48:24,880 --> 00:48:28,959
Speaker 1: they post really beautiful pictures and so they've combined their

1021
00:48:29,000 --> 00:48:32,560
Speaker 1: their their powers and them. Who is the founder of Travenoir.

1022
00:48:32,960 --> 00:48:35,640
Speaker 1: She is still going to be obviously a major part.

1023
00:48:35,680 --> 00:48:38,759
Speaker 1: I think she's a chief brand officer. But yeah, but

1024
00:48:38,840 --> 00:48:41,319
Speaker 1: that's just so awesome that a Brown company purchased a

1025
00:48:41,320 --> 00:48:41,960
Speaker 1: Brown company.

1026
00:48:42,040 --> 00:48:45,040
Speaker 2: I was about to say, you never hear that it's right.

1027
00:48:45,239 --> 00:48:47,320
Speaker 1: That is Honestly, it blew my mind and it was

1028
00:48:47,360 --> 00:48:50,840
Speaker 1: on tech Crunch and I was like, how freaking awesome

1029
00:48:50,920 --> 00:48:54,399
Speaker 1: is that? So yeah, just kudos that. And you could

1030
00:48:54,440 --> 00:48:57,480
Speaker 1: just tell, like I like, if you follow her name

1031
00:48:57,520 --> 00:49:00,200
Speaker 1: is I think if you follow either Traven Noir on

1032
00:49:01,239 --> 00:49:04,040
Speaker 1: I believe on Instagram or maybe it was zim on Instagram,

1033
00:49:04,080 --> 00:49:06,319
Speaker 1: but if you follow her, you got to see like

1034
00:49:06,400 --> 00:49:09,960
Speaker 1: how the reception at the office and how excited she was.

1035
00:49:10,040 --> 00:49:13,240
Speaker 1: And it's just because it was clear that they bought

1036
00:49:13,239 --> 00:49:16,239
Speaker 1: them a out of a space of like respect and

1037
00:49:16,760 --> 00:49:19,000
Speaker 1: you know what I mean, it wasn't this like hostile takeover.

1038
00:49:19,200 --> 00:49:21,360
Speaker 1: You know that, like I get you, you get me,

1039
00:49:21,560 --> 00:49:24,040
Speaker 1: We're even better together. So I'm just excited about that.

1040
00:49:24,560 --> 00:49:30,480
Speaker 2: It seems like the perfect combination. Yeah, definitely, Well congrats, Yeah, congratt.

1041
00:49:30,480 --> 00:49:30,920
Speaker 1: It's awesome.

1042
00:49:30,920 --> 00:49:37,080
Speaker 2: Where absolutely my win is gonna be for the epic

1043
00:49:37,160 --> 00:49:41,080
Speaker 2: nap I'm about to take. Now that's a week. I mean,

1044
00:49:41,239 --> 00:49:43,360
Speaker 2: I'm just gonna I'm gonna do the obvious when that

1045
00:49:43,400 --> 00:49:49,239
Speaker 2: we haven't even a knowledge. Happy two year anniversary, Dode, you.

1046
00:49:48,920 --> 00:49:53,919
Speaker 1: Know what, two days it's our anniversary.

1047
00:49:53,440 --> 00:49:56,640
Speaker 2: Technically five days ago but that's great fun. I guess

1048
00:49:56,680 --> 00:49:58,840
Speaker 2: we're I guess we're getting too comfortable in our relationship.

1049
00:49:58,840 --> 00:49:58,920
Speaker 1: Now.

1050
00:49:58,960 --> 00:49:59,880
Speaker 2: We didn't plan anything, so.

1051
00:50:00,640 --> 00:50:04,359
Speaker 1: You know, we should plan something special. What should we do?

1052
00:50:05,160 --> 00:50:07,279
Speaker 2: Well, we're gonna have some new picks coming soon. We're

1053
00:50:07,280 --> 00:50:08,799
Speaker 2: gonna have a nice, little new fresh look.

1054
00:50:09,640 --> 00:50:11,400
Speaker 1: But I feel like we should still have a dinner

1055
00:50:11,520 --> 00:50:13,040
Speaker 1: or something like we did last time. You know, it'd

1056
00:50:13,040 --> 00:50:14,160
Speaker 1: be nice to see some folks.

1057
00:50:14,360 --> 00:50:16,040
Speaker 2: Yeah, I'd love to do their dinner. I mean, are

1058
00:50:16,040 --> 00:50:19,319
Speaker 2: we making the plan right now? Because I'm no, let's

1059
00:50:19,320 --> 00:50:19,520
Speaker 2: do that.

1060
00:50:19,600 --> 00:50:21,400
Speaker 1: Let's but we have to figure out a way. So,

1061
00:50:21,600 --> 00:50:23,480
Speaker 1: you know, we've got to figure out a way to

1062
00:50:23,480 --> 00:50:27,160
Speaker 1: to like invite folks like last time, and you know,

1063
00:50:27,280 --> 00:50:29,799
Speaker 1: something that they have to do in order to be

1064
00:50:29,880 --> 00:50:33,920
Speaker 1: qualified to have dinsin with Mindy Mindy. Oh my god,

1065
00:50:34,160 --> 00:50:37,840
Speaker 1: my bad. I was trying to like make it rhyme

1066
00:50:38,239 --> 00:50:41,840
Speaker 1: din din with Mandy and Tiffany. But then men, you

1067
00:50:41,880 --> 00:50:44,680
Speaker 1: know that kind of anyway, we should have dinner and

1068
00:50:44,719 --> 00:50:46,279
Speaker 1: we should force them to come to Jersey because now

1069
00:50:46,320 --> 00:50:47,280
Speaker 1: we're both Jersey girls.

1070
00:50:47,600 --> 00:50:50,600
Speaker 2: Oh that's true. Yeah, I can't believe it' spent two years.

1071
00:50:50,880 --> 00:50:53,799
Speaker 1: I know, we're all grown and stuff. You know, we're

1072
00:50:53,840 --> 00:51:04,120
Speaker 1: walking we come yo, this is the same episode. I

1073
00:51:04,120 --> 00:51:06,040
Speaker 1: feel like we haven't sung this month since the beginning.

1074
00:51:06,960 --> 00:51:09,239
Speaker 2: Well, you're welcome. It's a rare treat. We went right through.

1075
00:51:10,480 --> 00:51:12,600
Speaker 1: No, that's so awesome. I mean, like, you know, who

1076
00:51:12,640 --> 00:51:14,960
Speaker 1: would have dunke it that we would come this far?

1077
00:51:15,560 --> 00:51:18,040
Speaker 1: All you awesome listeners. You know, you guys get so

1078
00:51:18,120 --> 00:51:20,040
Speaker 1: much great feedback. You know. I love when, you know,

1079
00:51:20,120 --> 00:51:23,080
Speaker 1: I get like the little ding on Facebook Messenger, like hey,

1080
00:51:23,200 --> 00:51:25,000
Speaker 1: someone left you a message, and it's like, oh my god,

1081
00:51:25,040 --> 00:51:27,720
Speaker 1: I love you guys so much. And I'm like, really,

1082
00:51:28,239 --> 00:51:31,279
Speaker 1: because I was asking one of my staff members, YadA Leavese,

1083
00:51:31,320 --> 00:51:35,399
Speaker 1: hey girl, she was like, you know, she was telling

1084
00:51:35,400 --> 00:51:38,120
Speaker 1: me something that I said on the last podcast, and

1085
00:51:38,160 --> 00:51:40,360
Speaker 1: I'm like, I said that because I don't think you

1086
00:51:40,360 --> 00:51:42,640
Speaker 1: guys realize I'm actually friends with Mandy in real life.

1087
00:51:42,680 --> 00:51:45,239
Speaker 1: So sometimes we're just talking and then I'm like, wait,

1088
00:51:45,800 --> 00:51:48,800
Speaker 1: I said that. So that's what makes it so awesome

1089
00:51:48,800 --> 00:51:50,160
Speaker 1: because it's like, oh, I get to talk to my

1090
00:51:50,200 --> 00:51:53,240
Speaker 1: friend for a full hour and some change once a week,

1091
00:51:53,320 --> 00:51:55,399
Speaker 1: and so it's like you guys get to peek in

1092
00:51:55,800 --> 00:51:56,880
Speaker 1: to us chit chatting.

1093
00:51:57,200 --> 00:51:58,800
Speaker 2: I think that's why the show works.

1094
00:51:59,160 --> 00:52:03,439
Speaker 1: Yeah, yeah, so that's what's awesome. So yeah, so let's

1095
00:52:03,440 --> 00:52:06,000
Speaker 1: definitely have a dinner. Maybe next time we can, well,

1096
00:52:06,080 --> 00:52:07,880
Speaker 1: we'll have we'll work out the deeds about what that

1097
00:52:07,920 --> 00:52:09,759
Speaker 1: should be, like something small like last time, you know,

1098
00:52:09,840 --> 00:52:11,600
Speaker 1: like ten folks or something. It'll be on us.

1099
00:52:12,080 --> 00:52:14,280
Speaker 2: Yeah, there's Popo in Jersey, right.

1100
00:52:15,400 --> 00:52:18,400
Speaker 1: I know that was the list. Oh I'm vegan, now.

1101
00:52:18,680 --> 00:52:20,240
Speaker 2: Are you gonna okay, we're still vegan?

1102
00:52:20,280 --> 00:52:23,560
Speaker 1: All right, look I forgot, I'm like, wait, I'm vegan.

1103
00:52:23,640 --> 00:52:25,920
Speaker 1: Now we gotta find someplace that like, well, we can

1104
00:52:25,960 --> 00:52:27,440
Speaker 1: still do it as long as there's some because I

1105
00:52:27,440 --> 00:52:30,640
Speaker 1: could have plant in rice, so we can still do it.

1106
00:52:30,680 --> 00:52:32,319
Speaker 1: I would just have to make sure that, like, you know,

1107
00:52:32,360 --> 00:52:35,239
Speaker 1: there's enough yumminess that I could eat that doesn't you know,

1108
00:52:35,840 --> 00:52:38,240
Speaker 1: that doesn't involve meat or dairy.

1109
00:52:38,719 --> 00:52:43,400
Speaker 2: We'll work it out. Yay, two years, almost half a

1110
00:52:43,440 --> 00:52:48,600
Speaker 2: million downloads. Oh my good, big times.

1111
00:52:48,680 --> 00:52:48,839
Speaker 1: Yeah.

1112
00:52:48,920 --> 00:52:52,160
Speaker 2: Yeah, yeah, let's get to a million. I wanted if

1113
00:52:52,160 --> 00:52:54,200
Speaker 2: we did we did half a million in two years,

1114
00:52:54,320 --> 00:52:56,040
Speaker 2: Let's do a million in one year.

1115
00:52:56,200 --> 00:52:58,239
Speaker 1: That is, we can do it, so that means we

1116
00:52:58,280 --> 00:52:59,680
Speaker 1: need your help. We should do that at the end

1117
00:52:59,680 --> 00:53:03,200
Speaker 1: of every podcast, Guys, you need to share with one

1118
00:53:03,960 --> 00:53:07,040
Speaker 1: awesome listener potential listener how awesome we are and say

1119
00:53:07,080 --> 00:53:10,160
Speaker 1: did you have you listened to Brad Ambition. You need

1120
00:53:10,200 --> 00:53:12,279
Speaker 1: to Okay, I need you to post it on your

1121
00:53:12,280 --> 00:53:16,279
Speaker 1: social media. Tag us on Facebook, tweet it out, Instagram

1122
00:53:16,320 --> 00:53:17,960
Speaker 1: it just you know, share.

1123
00:53:17,719 --> 00:53:21,680
Speaker 2: It and leave us reviews. Never forget the reviews. They're

1124
00:53:21,719 --> 00:53:24,240
Speaker 2: super important. That's how we keep burning up the charts

1125
00:53:24,320 --> 00:53:27,840
Speaker 2: in the business and career sections. All your lovely reviews.

1126
00:53:27,880 --> 00:53:29,640
Speaker 2: So don't forget to leave a review if you haven't.

1127
00:53:29,640 --> 00:53:31,919
Speaker 2: If you're new to the show and you haven't yet,

1128
00:53:32,000 --> 00:53:33,960
Speaker 2: go do it. Much appreciated.

1129
00:53:34,719 --> 00:53:36,040
Speaker 1: Yes, oh this is awesome.