1 00:00:00,400 --> 00:00:04,280 Speaker 1: You just realized your business needed to hire someone yesterday. 2 00:00:04,800 --> 00:00:09,520 Speaker 1: How can you find amazing candidates fast? Easy? Just use Indeed. 3 00:00:09,960 --> 00:00:12,680 Speaker 1: Stop struggling to get your job posts seen on other 4 00:00:12,760 --> 00:00:16,439 Speaker 1: job sites. With Indeed sponsored jobs, your post jumps to 5 00:00:16,480 --> 00:00:19,000 Speaker 1: the top of the page for your relevant candidates, so 6 00:00:19,120 --> 00:00:22,119 Speaker 1: you can reach the people you want faster. According to 7 00:00:22,160 --> 00:00:26,120 Speaker 1: Indeed data, sponsored jobs posted directly on Indeed have forty 8 00:00:26,120 --> 00:00:30,040 Speaker 1: five percent more applications than non sponsored jobs. Don't wait 9 00:00:30,080 --> 00:00:33,519 Speaker 1: any longer. Speed up your hiring right now with Indeed, 10 00:00:33,960 --> 00:00:36,200 Speaker 1: and listeners of this show will get a seventy five 11 00:00:36,280 --> 00:00:39,440 Speaker 1: dollars sponsored job credit to get your jobs more visibility 12 00:00:39,600 --> 00:00:45,320 Speaker 1: at indeed dot com slash pod Katz thirteen. Just go 13 00:00:45,360 --> 00:00:50,120 Speaker 1: to Indeed dot com slash pod katz thirteen right now 14 00:00:50,479 --> 00:00:53,040 Speaker 1: and support our show by saying you heard about Indeed 15 00:00:53,080 --> 00:00:57,400 Speaker 1: on this podcast. Terms and conditions apply. Hiring Indeed is 16 00:00:57,440 --> 00:00:58,040 Speaker 1: all you need. 17 00:00:58,600 --> 00:00:59,760 Speaker 2: Earns is twenty twenty one. 18 00:01:00,000 --> 00:01:00,840 Speaker 3: We have execution. 19 00:01:00,960 --> 00:01:03,160 Speaker 2: In order to execute, we have to have information and 20 00:01:03,200 --> 00:01:06,080 Speaker 2: the number one place that get the information eyl University 21 00:01:06,120 --> 00:01:07,240 Speaker 2: shotty tell them what we bring in. 22 00:01:07,360 --> 00:01:10,000 Speaker 4: Yes, Eyo University has been reloaded. We already have one 23 00:01:10,040 --> 00:01:13,000 Speaker 4: hundred pass webinars. We already have weekly webinars, We already 24 00:01:13,000 --> 00:01:15,600 Speaker 4: have our private investment group on Facebook. We already have 25 00:01:15,680 --> 00:01:18,240 Speaker 4: monthly financial planning calls, we already have bi weekly real 26 00:01:18,319 --> 00:01:21,319 Speaker 4: estate called. But what has been added to EYL University 27 00:01:21,319 --> 00:01:24,039 Speaker 4: this year is access to MG the Mortgage Guys home 28 00:01:24,120 --> 00:01:26,720 Speaker 4: Buyers Blueprint, which walks you through the home buying process 29 00:01:26,760 --> 00:01:29,200 Speaker 4: from A to Z. And what also has been added 30 00:01:29,240 --> 00:01:31,640 Speaker 4: breaking news alert. Everybody always has to be in our 31 00:01:31,680 --> 00:01:34,840 Speaker 4: group chat and when we talk about all the investment 32 00:01:34,840 --> 00:01:36,920 Speaker 4: plays that we are making. We are going to have 33 00:01:37,080 --> 00:01:40,840 Speaker 4: investment calls group chat calls with me, Troy and the 34 00:01:40,880 --> 00:01:44,039 Speaker 4: whole team and walk you through our plays that we're 35 00:01:44,080 --> 00:01:48,120 Speaker 4: making and give you insight into our portfolios. All of 36 00:01:48,160 --> 00:01:51,200 Speaker 4: that for seventy five percent off. That's right, we are 37 00:01:51,200 --> 00:01:53,920 Speaker 4: doing a lowout sales seventy five percent off for a 38 00:01:53,960 --> 00:01:57,080 Speaker 4: limited time only. Go to eyl university dot com right 39 00:01:57,120 --> 00:01:58,560 Speaker 4: now and sign up. 40 00:01:58,720 --> 00:02:01,120 Speaker 3: See you on the other side, earners, what's going on? 41 00:02:01,200 --> 00:02:02,960 Speaker 2: You are now locked in the cliff Notes, the number 42 00:02:02,960 --> 00:02:06,080 Speaker 2: one place for investment strategies, tips and advice. Make sure 43 00:02:06,120 --> 00:02:08,320 Speaker 2: you have your notepads ready, but more importantly, make sure 44 00:02:08,360 --> 00:02:10,000 Speaker 2: you're ready to execute on the information. 45 00:02:10,240 --> 00:02:18,040 Speaker 5: Guys keep asking what are the hottest sexors investing once again, Tech, healthcare, biotech. 46 00:02:18,639 --> 00:02:20,639 Speaker 5: I want to give you guys a tip. During a recession, 47 00:02:21,160 --> 00:02:27,920 Speaker 5: whatever industry calls the pullback or the drop or as 48 00:02:28,000 --> 00:02:30,600 Speaker 5: greatest effected by it, those are the industries as you 49 00:02:30,639 --> 00:02:34,440 Speaker 5: should look into. So we have a healthcare crisis, so 50 00:02:34,480 --> 00:02:37,160 Speaker 5: now we have to look at healthcare companies and a 51 00:02:37,200 --> 00:02:41,440 Speaker 5: health sector that can help. So Johnson and Johnson, Maderna, etc. 52 00:02:42,080 --> 00:02:45,400 Speaker 5: There's a few others that you guys can look into. Also, 53 00:02:46,440 --> 00:02:48,519 Speaker 5: one that I've talked about before. For those of you 54 00:02:48,600 --> 00:02:52,280 Speaker 5: that work in the hospital field, Striker is amazing. You've 55 00:02:52,320 --> 00:02:54,920 Speaker 5: been in that one for a while. But please write 56 00:02:54,919 --> 00:02:56,880 Speaker 5: this down. So if we ever get into a student 57 00:02:56,919 --> 00:02:59,520 Speaker 5: loan crisis, you need to look at the. 58 00:02:59,480 --> 00:03:00,960 Speaker 3: Companies that could bail us out. 59 00:03:01,000 --> 00:03:03,519 Speaker 5: And once that bubble pops, I'll show you next week 60 00:03:03,800 --> 00:03:05,400 Speaker 5: how to look at that curve to know when it 61 00:03:05,480 --> 00:03:07,800 Speaker 5: when it will pop. We have to look at the 62 00:03:07,800 --> 00:03:09,760 Speaker 5: industries that will be affected and if they get to 63 00:03:09,760 --> 00:03:12,280 Speaker 5: a recession or rock bottom prices, we have to look 64 00:03:12,320 --> 00:03:15,320 Speaker 5: to invest there because there're once in a lifetime opportunities. 65 00:03:15,440 --> 00:03:17,919 Speaker 5: Last time it was banking in real estate, and that's 66 00:03:17,919 --> 00:03:20,280 Speaker 5: why those companies went up. We are in a health 67 00:03:20,600 --> 00:03:24,040 Speaker 5: crisis right now. So for my athletes and entertainers who've 68 00:03:24,040 --> 00:03:25,560 Speaker 5: been chiming in and who were like, yo, don't put 69 00:03:25,560 --> 00:03:26,680 Speaker 5: my business out there, but King. 70 00:03:26,520 --> 00:03:28,720 Speaker 3: God need some help, just plan is for you. 71 00:03:29,480 --> 00:03:32,399 Speaker 5: So when Drake got us deal in twenty sixteen, uh, 72 00:03:32,440 --> 00:03:38,400 Speaker 5: this is what I would have done for him. So 73 00:03:38,560 --> 00:03:41,520 Speaker 5: number one, whenever you get a big chunk of money, 74 00:03:41,640 --> 00:03:45,800 Speaker 5: put thirty of that money into whatever asset you like. 75 00:03:47,080 --> 00:03:49,240 Speaker 5: You know, Apple, And since you got the deal with 76 00:03:49,240 --> 00:03:52,240 Speaker 5: Apple twenty sixteen, it would have been a good place to. 77 00:03:52,200 --> 00:03:52,920 Speaker 4: Invest, right. 78 00:03:53,320 --> 00:03:55,120 Speaker 5: So that average price he would have got in before 79 00:03:55,120 --> 00:03:57,000 Speaker 5: the night and one split would have been. 80 00:03:59,840 --> 00:04:03,280 Speaker 3: Right. Fifty three years. 81 00:04:03,160 --> 00:04:06,000 Speaker 5: Later you would have been out one hundred and four percent. 82 00:04:06,040 --> 00:04:08,200 Speaker 4: And it's the model you can use for yourself too. 83 00:04:09,080 --> 00:04:13,240 Speaker 5: And then when we had that vicious drop in April, 84 00:04:13,760 --> 00:04:16,919 Speaker 5: I would have him put two million more in. 85 00:04:17,240 --> 00:04:23,400 Speaker 3: So tell me what the percentage is of the original 86 00:04:23,480 --> 00:04:24,360 Speaker 3: mouth that he invested. 87 00:04:24,920 --> 00:04:26,880 Speaker 5: So I want you to get thirty three percent at first, 88 00:04:27,960 --> 00:04:29,719 Speaker 5: and then I want you to add so anytime we 89 00:04:29,800 --> 00:04:33,359 Speaker 5: have another recession, any vicious pullback, and some of you are, like, 90 00:04:33,360 --> 00:04:35,279 Speaker 5: how do I know when a market dropped? Whenever they're 91 00:04:35,279 --> 00:04:38,560 Speaker 5: talking about investing on ESPN, you know things are really bad, 92 00:04:39,400 --> 00:04:41,880 Speaker 5: right and when everybody's in the barbershop talking about it, 93 00:04:41,880 --> 00:04:44,520 Speaker 5: that's when the market has hit his lowest piece low 94 00:04:44,640 --> 00:04:48,559 Speaker 5: loss price. So now, once you add that the average 95 00:04:48,560 --> 00:04:51,160 Speaker 5: price would have been forty four point sixty five, you 96 00:04:51,200 --> 00:04:52,919 Speaker 5: gouda have had one hundred and eighty five thousand shares. 97 00:04:52,920 --> 00:04:55,400 Speaker 5: He'll be up four hundred and fifty seven percent, which 98 00:04:55,400 --> 00:04:57,200 Speaker 5: you would put him right at twenty eight million. Here's 99 00:04:57,200 --> 00:05:00,800 Speaker 5: the crazy part. That would have been sixty one percent 100 00:05:00,880 --> 00:05:02,960 Speaker 5: of what he made in twenty twenty. Now, Drake's not 101 00:05:03,040 --> 00:05:05,080 Speaker 5: hurt and he's been killing some so far gone. But 102 00:05:05,160 --> 00:05:09,720 Speaker 5: for those of you that come into a windfall of money, 103 00:05:09,800 --> 00:05:13,560 Speaker 5: you have to put that money into better companies than you. 104 00:05:13,839 --> 00:05:17,279 Speaker 5: So for my business owners, athletes, entrepreneurs, you have to 105 00:05:17,320 --> 00:05:19,440 Speaker 5: ask yourself, are you better than Elon? Are you better 106 00:05:19,480 --> 00:05:22,039 Speaker 5: than Tim Cook? Are you better than their CEO of Google? 107 00:05:22,360 --> 00:05:25,960 Speaker 5: If not, tie your money to them, and the generational 108 00:05:25,960 --> 00:05:28,640 Speaker 5: wealth that we want to talk about frequently and have 109 00:05:29,279 --> 00:05:30,600 Speaker 5: will be there and those. 110 00:05:30,920 --> 00:05:31,839 Speaker 4: Do you mind repeating that? 111 00:05:31,839 --> 00:05:33,839 Speaker 3: Because your mic went out? For a little bit during 112 00:05:33,880 --> 00:05:36,200 Speaker 3: that during that Drake segment, dang. 113 00:05:35,960 --> 00:05:39,680 Speaker 5: Okay, let's run it back for the boy step one. 114 00:05:40,960 --> 00:05:43,960 Speaker 5: Anytime you get a bag or get any windfall, you 115 00:05:44,000 --> 00:05:46,880 Speaker 5: want to put thirty three percent of your money into 116 00:05:46,960 --> 00:05:51,120 Speaker 5: a company that you love. Okay, you want to hold 117 00:05:51,120 --> 00:05:53,920 Speaker 5: it for at least four years. So in this example, 118 00:05:53,960 --> 00:05:56,920 Speaker 5: after three years, he would have been up one hundred 119 00:05:56,920 --> 00:05:58,640 Speaker 5: and four percent. I want you to go through the 120 00:05:58,640 --> 00:06:02,279 Speaker 5: tech stocks that you love. Go to macrotrends dot net 121 00:06:02,720 --> 00:06:05,320 Speaker 5: and look every four years, how much is that stock 122 00:06:05,400 --> 00:06:08,080 Speaker 5: up on average? If the company has been around for 123 00:06:08,120 --> 00:06:10,479 Speaker 5: twenty years, you have enough data to know on average 124 00:06:11,160 --> 00:06:13,240 Speaker 5: that over a four to five year period, most tech 125 00:06:13,279 --> 00:06:14,159 Speaker 5: stocks are going to go up to. 126 00:06:14,160 --> 00:06:15,800 Speaker 3: One hundred to two hundred and twenty percent. 127 00:06:16,880 --> 00:06:19,200 Speaker 5: Anytime we have a recession, I want you to take 128 00:06:19,240 --> 00:06:22,279 Speaker 5: pretty much a third of that and put more money 129 00:06:22,279 --> 00:06:25,880 Speaker 5: back in and then let the price run. Because the 130 00:06:25,880 --> 00:06:29,000 Speaker 5: same thing that happened in twenty twenty happened in two 131 00:06:29,040 --> 00:06:32,120 Speaker 5: thousand and eight. Now, for those of us who missed 132 00:06:32,160 --> 00:06:34,239 Speaker 5: out like I did because I was afraid and didn't listen, 133 00:06:34,960 --> 00:06:37,040 Speaker 5: I made sure in this recession that I took advantage 134 00:06:37,040 --> 00:06:38,480 Speaker 5: of it. So when we have our next one in 135 00:06:38,520 --> 00:06:41,440 Speaker 5: probably twenty twenty seven, I want you guys to be prepared. 136 00:06:41,839 --> 00:06:44,920 Speaker 5: So if you invest in any tech, you should expect 137 00:06:44,920 --> 00:06:46,719 Speaker 5: over five to seven year periods to be up about 138 00:06:46,720 --> 00:06:49,039 Speaker 5: five hundred percent. And like I said, if you do 139 00:06:49,120 --> 00:06:51,600 Speaker 5: that in this case, that will put me at like 140 00:06:51,680 --> 00:06:54,480 Speaker 5: sixty one percent of what he made in twenty twenty. 141 00:06:54,560 --> 00:06:57,960 Speaker 5: So tie your money to entrepreneurs that are better than you. 142 00:06:59,320 --> 00:07:01,320 Speaker 5: And the reason why I bring this up this is 143 00:07:01,360 --> 00:07:04,240 Speaker 5: a blueprint for freedom for all artists and creators. 144 00:07:05,640 --> 00:07:05,919 Speaker 2: Erners. 145 00:07:05,920 --> 00:07:06,320 Speaker 3: What's up? 146 00:07:06,400 --> 00:07:08,880 Speaker 2: You ever walk into a small business and everything just 147 00:07:09,040 --> 00:07:12,200 Speaker 2: works like the checkout is fast, the receipts are digital, 148 00:07:12,720 --> 00:07:15,720 Speaker 2: tipping is a breeze, and you're out the door before 149 00:07:15,720 --> 00:07:19,880 Speaker 2: the line even builds odds are they're using Square. We 150 00:07:20,040 --> 00:07:22,560 Speaker 2: love supporting businesses that run on Square because it just 151 00:07:22,600 --> 00:07:25,840 Speaker 2: feels seamless. Whether it's a local coffee shop, a vendor 152 00:07:25,880 --> 00:07:28,160 Speaker 2: at a pop up market, or even one of our 153 00:07:28,200 --> 00:07:31,840 Speaker 2: merch partners. Square makes it easy for them to take payments, 154 00:07:32,080 --> 00:07:35,760 Speaker 2: manage inventory, and run their business with confidence, all from 155 00:07:35,880 --> 00:07:39,280 Speaker 2: one simple system. If you're a business owner or even 156 00:07:39,400 --> 00:07:42,920 Speaker 2: just thinking about launching something soon, Square is hands down 157 00:07:42,920 --> 00:07:46,000 Speaker 2: one of the best tools out there to help you start, run, 158 00:07:46,200 --> 00:07:49,520 Speaker 2: and grow. It's not just about payments, it's about giving 159 00:07:49,560 --> 00:07:52,160 Speaker 2: you time back so you can focus on what matters 160 00:07:52,280 --> 00:07:55,520 Speaker 2: most ready to see how Square can transform your business, 161 00:07:55,800 --> 00:08:00,440 Speaker 2: visit Square dot com backslash, go backslash eyl to learn 162 00:08:00,480 --> 00:08:05,640 Speaker 2: more that Square dot Com backslash, go backslash eyl. Don't wait, 163 00:08:05,960 --> 00:08:08,800 Speaker 2: don't hesitate. Let's Square handle the back end so you 164 00:08:08,800 --> 00:08:15,120 Speaker 2: can keep pushing your vision forward. This episode is brought 165 00:08:15,160 --> 00:08:17,040 Speaker 2: to you by P and C Bank. A lot of 166 00:08:17,080 --> 00:08:20,640 Speaker 2: people think podcasts about work are boring, and sure, they 167 00:08:20,720 --> 00:08:24,600 Speaker 2: definitely can be, but understanding of professionals routine shows us 168 00:08:24,640 --> 00:08:29,160 Speaker 2: how they achieve their success little by little, day after day. 169 00:08:29,240 --> 00:08:31,760 Speaker 2: It's like banking with P and C Bank. It might 170 00:08:31,840 --> 00:08:34,720 Speaker 2: seem boring to save, plan and make calculated decisions with 171 00:08:34,800 --> 00:08:37,800 Speaker 2: your bank, but keeping your money boring is what helps 172 00:08:37,840 --> 00:08:40,920 Speaker 2: you live a more happily fulfilled life. P and C 173 00:08:41,080 --> 00:08:46,200 Speaker 2: Bank Brilliantly Boring since eighteen sixty five. Brilliantly Boring since 174 00:08:46,240 --> 00:08:48,840 Speaker 2: eighteen sixty five is a service mark of the PNC 175 00:08:49,040 --> 00:08:53,000 Speaker 2: Financial Service Group, Inc. P and C Bank National Association 176 00:08:53,200 --> 00:08:54,199 Speaker 2: Member FDIC. 177 00:08:56,360 --> 00:09:00,960 Speaker 1: You just realized your business needed to hire someone. How 178 00:09:00,960 --> 00:09:05,480 Speaker 1: can you find amazing candidates fast easy? Just use Indeed. 179 00:09:05,920 --> 00:09:08,640 Speaker 1: Stop struggling to get your job posts seen on other 180 00:09:08,720 --> 00:09:12,400 Speaker 1: job sites. With Indeed sponsored jobs, your post jumps to 181 00:09:12,440 --> 00:09:14,959 Speaker 1: the top of the page for your relevant candidates, so 182 00:09:15,080 --> 00:09:18,080 Speaker 1: you can reach the people you want faster. According to 183 00:09:18,120 --> 00:09:22,080 Speaker 1: Indeed data, sponsored jobs posted directly on Indeed have forty 184 00:09:22,080 --> 00:09:26,000 Speaker 1: five percent more applications than non sponsored jobs. Don't wait 185 00:09:26,040 --> 00:09:29,480 Speaker 1: any longer. Speed up your hiring right now with Indeed, 186 00:09:29,920 --> 00:09:32,160 Speaker 1: and listeners of this show will get a seventy five 187 00:09:32,240 --> 00:09:35,400 Speaker 1: dollars sponsored job credit to get your jobs more visibility 188 00:09:35,559 --> 00:09:41,240 Speaker 1: at indeed dot com slash pod Katz thirteen. Just go 189 00:09:41,320 --> 00:09:46,079 Speaker 1: to Indeed dot com slash pod Katz thirteen right now 190 00:09:46,440 --> 00:09:49,000 Speaker 1: and support our show by saying you heard about Indeed 191 00:09:49,040 --> 00:09:53,360 Speaker 1: on this podcast. Terms and conditions apply. Hiring Indeed is 192 00:09:53,400 --> 00:09:54,000 Speaker 1: all you need. 193 00:09:54,640 --> 00:09:58,360 Speaker 5: I'm tired of seeing our talent fighting on clubhouse and 194 00:09:58,640 --> 00:10:01,800 Speaker 5: YouTube and ig and the root of that issue is 195 00:10:01,960 --> 00:10:05,920 Speaker 5: not enough money. I mean, we saw with Button last 196 00:10:05,960 --> 00:10:08,920 Speaker 5: year and the deal didn't go through with Spotify, but 197 00:10:08,960 --> 00:10:10,599 Speaker 5: it's like, man, if some of that money would have 198 00:10:10,600 --> 00:10:12,800 Speaker 5: been tied in to these same tech companies. 199 00:10:13,360 --> 00:10:14,360 Speaker 3: And even with the thing that. 200 00:10:14,320 --> 00:10:19,920 Speaker 5: I loved about the collective movement of Reddit, with GameStop, 201 00:10:20,000 --> 00:10:23,080 Speaker 5: it shows the power if we come together and decide 202 00:10:23,120 --> 00:10:25,240 Speaker 5: to invest in one company, we can move the market. 203 00:10:25,679 --> 00:10:28,520 Speaker 5: But we can also have influence inside of those companies 204 00:10:28,520 --> 00:10:31,200 Speaker 5: as well. So for my creatives and artists, I want 205 00:10:31,240 --> 00:10:33,320 Speaker 5: you to stop solely be an artist and looking at 206 00:10:33,360 --> 00:10:35,960 Speaker 5: yourselves as an entity and invest in. 207 00:10:37,360 --> 00:10:40,679 Speaker 3: So this is what if you. 208 00:10:40,640 --> 00:10:43,000 Speaker 5: Invest ten k a mont and the market for your 209 00:10:43,080 --> 00:10:45,320 Speaker 5: child for a two year period, this is what your 210 00:10:45,360 --> 00:10:49,400 Speaker 5: returns will be. So screenshot this, and this is based 211 00:10:49,440 --> 00:10:52,760 Speaker 5: off of a conservative return of seven to twelve percent. 212 00:10:52,880 --> 00:10:57,240 Speaker 5: Nothing crazy, no options, no trading, no futures. And for 213 00:10:57,320 --> 00:11:01,280 Speaker 5: my business owners who've asked, how can I guarantee riches 214 00:11:01,320 --> 00:11:05,320 Speaker 5: for my family for a lifetime, A simple calculation. Find 215 00:11:05,360 --> 00:11:08,320 Speaker 5: an asset that will give you twelve percent a year. 216 00:11:08,920 --> 00:11:10,760 Speaker 5: And for those of you that are cash for very well, 217 00:11:10,800 --> 00:11:12,400 Speaker 5: because some of you have had your best year ever 218 00:11:12,440 --> 00:11:15,120 Speaker 5: in twenty twenty. But I don't want you going to 219 00:11:15,200 --> 00:11:19,280 Speaker 5: Vegas and blowing all of your money. So put ten 220 00:11:19,320 --> 00:11:21,880 Speaker 5: grant in and then if you do this over a 221 00:11:21,960 --> 00:11:23,840 Speaker 5: period of time, this is what the return will be 222 00:11:23,840 --> 00:11:29,120 Speaker 5: off a conservative investment. So the next big frontier that 223 00:11:29,200 --> 00:11:30,920 Speaker 5: I think that we will have to face on a 224 00:11:30,960 --> 00:11:34,200 Speaker 5: commodity side is water. Michael Burry talked about this at 225 00:11:34,200 --> 00:11:36,040 Speaker 5: the end of The Big Short But I want to 226 00:11:36,080 --> 00:11:42,880 Speaker 5: give you the ETF before anyone else. C GW as 227 00:11:42,880 --> 00:11:46,119 Speaker 5: a ticker for the S and P Global Water ETF. 228 00:11:47,400 --> 00:11:49,640 Speaker 5: Now for those of you in three weeks like, hey man, 229 00:11:50,280 --> 00:11:54,440 Speaker 5: I got this ETF. Y'all got it here first, right, 230 00:11:54,760 --> 00:12:00,000 Speaker 5: But as companies have ruined, some of our natural resources 231 00:12:00,120 --> 00:12:02,840 Speaker 5: is becoming more scarce, and water features will become more 232 00:12:02,880 --> 00:12:05,280 Speaker 5: popular over the next four or five years. I want 233 00:12:05,320 --> 00:12:07,160 Speaker 5: you to be prepared. This too is at a high, 234 00:12:07,160 --> 00:12:08,720 Speaker 5: so I want you to be careful. There's not the 235 00:12:08,760 --> 00:12:11,360 Speaker 5: time to buy. If there's ever a drop, we'll say 236 00:12:11,360 --> 00:12:13,680 Speaker 5: it here on the show, but please write this down 237 00:12:13,760 --> 00:12:17,160 Speaker 5: c GW. It's one of the most important resources that 238 00:12:17,200 --> 00:12:22,280 Speaker 5: we have on our planet. Rashad Troy and I get 239 00:12:22,360 --> 00:12:25,280 Speaker 5: probably a thousand messages a month about what to invest in. 240 00:12:26,000 --> 00:12:28,800 Speaker 5: So I'm gonna give you the top vanguard ets real quick. 241 00:12:29,400 --> 00:12:31,480 Speaker 5: If you want to invest in a total market VTI 242 00:12:31,720 --> 00:12:34,400 Speaker 5: is a way to go. If you are looking for value. 243 00:12:35,440 --> 00:12:38,640 Speaker 5: For my traditional investors. A VTW is a ticket. Please 244 00:12:38,640 --> 00:12:43,440 Speaker 5: screenshot this. If you're looking for growth VUG and if 245 00:12:43,480 --> 00:12:45,319 Speaker 5: you think the rotation is coming in small cap is 246 00:12:45,360 --> 00:12:48,120 Speaker 5: going to take over, you can look at VB. So 247 00:12:48,160 --> 00:12:50,880 Speaker 5: these are the main four that you can look at 248 00:12:51,000 --> 00:12:55,240 Speaker 5: to invest in through Vanguard. Now, last week I told 249 00:12:55,280 --> 00:12:57,440 Speaker 5: you about the type of portfolios that you can invest in, 250 00:12:57,480 --> 00:13:00,560 Speaker 5: but I want to give you four examples. Takes all 251 00:13:00,840 --> 00:13:04,240 Speaker 5: the mystery out of it. So the first one you 252 00:13:04,240 --> 00:13:06,960 Speaker 5: have super Safe. If you don't want to lose any 253 00:13:06,960 --> 00:13:09,319 Speaker 5: money and you came into a bunch of money, you're like, hey, 254 00:13:09,320 --> 00:13:11,400 Speaker 5: I don't want to risk anything. It's great that you 255 00:13:11,400 --> 00:13:14,080 Speaker 5: guys love tech, but I want security. This is the 256 00:13:14,120 --> 00:13:16,360 Speaker 5: one for you. Look at the ticker IEF and you 257 00:13:16,400 --> 00:13:19,040 Speaker 5: would do one hundred percent of the capitol here. So 258 00:13:19,120 --> 00:13:22,960 Speaker 5: here are the positives. Virtually no losses. It only went 259 00:13:23,400 --> 00:13:25,839 Speaker 5: down two percent last year, So when the world was 260 00:13:25,880 --> 00:13:27,679 Speaker 5: on fire and everyone was crying about. 261 00:13:27,400 --> 00:13:29,559 Speaker 3: Losses, you only lost a little bit. 262 00:13:30,200 --> 00:13:32,200 Speaker 5: Over the last ten years, it only dropped seven point 263 00:13:32,240 --> 00:13:34,840 Speaker 5: six percent and that was in twenty thirteen. The bad 264 00:13:34,880 --> 00:13:37,880 Speaker 5: part is it is slow as hell and the returns 265 00:13:37,920 --> 00:13:40,280 Speaker 5: are small, So you're looking at four point four percent. 266 00:13:40,040 --> 00:13:42,439 Speaker 3: Growth per year. But this is good for people that 267 00:13:42,520 --> 00:13:42,920 Speaker 3: are older. 268 00:13:42,960 --> 00:13:45,640 Speaker 5: So if you're fifty sixty seventy and you want safety, 269 00:13:46,040 --> 00:13:48,079 Speaker 5: you don't want to gamble, don't want a bunch of 270 00:13:48,120 --> 00:13:50,640 Speaker 5: draw down, this is the one for you. Number two 271 00:13:51,160 --> 00:13:55,520 Speaker 5: hial bonds, so you would do a fourth of each 272 00:13:55,720 --> 00:14:03,120 Speaker 5: of HyG emb SPLB and JJ. The positive is it 273 00:14:03,120 --> 00:14:06,640 Speaker 5: only dropped eleven percent last year, which is amazing. It 274 00:14:06,679 --> 00:14:10,480 Speaker 5: averages about six percent per year. And the negative is 275 00:14:10,520 --> 00:14:12,600 Speaker 5: because it's a bond, it's a little bit slower and 276 00:14:12,679 --> 00:14:15,640 Speaker 5: not the best if you want growth. Now, this is 277 00:14:15,679 --> 00:14:18,480 Speaker 5: a classic eighty twenty that Rashall was talking about last 278 00:14:19,960 --> 00:14:25,040 Speaker 5: last week, right. So the upside is you get great growth. 279 00:14:25,560 --> 00:14:27,920 Speaker 5: You're going to average about eleven point eighty six per 280 00:14:27,960 --> 00:14:30,760 Speaker 5: year and a total return over ten years is one 281 00:14:30,840 --> 00:14:34,040 Speaker 5: hundred and eleven percent, which is amazing. The negatives is 282 00:14:34,080 --> 00:14:37,040 Speaker 5: it's super aggressive. In two thousand and three it dropped 283 00:14:37,040 --> 00:14:39,840 Speaker 5: thirty one percent, in two thousand and nine it dropped 284 00:14:39,840 --> 00:14:42,880 Speaker 5: forty one percent, and then twenty twenty it dropped sixteen percent. 285 00:14:42,920 --> 00:14:44,880 Speaker 5: So anytime we have an aggressive drop, if you have 286 00:14:44,960 --> 00:14:48,000 Speaker 5: this mix, your account is going to get hammered. But 287 00:14:48,000 --> 00:14:49,440 Speaker 5: if you stay in for that five or ten year 288 00:14:49,440 --> 00:14:52,440 Speaker 5: period like we talked about, you'll be okay. And this 289 00:14:52,560 --> 00:14:56,320 Speaker 5: is for those of you who want crazy growth all tech. 290 00:14:56,400 --> 00:14:59,480 Speaker 5: So in this example, I use the example of Apple, Microsoft, 291 00:14:59,800 --> 00:15:03,560 Speaker 5: and Amazon and AMD. So if you started with ten 292 00:15:03,600 --> 00:15:05,120 Speaker 5: grand and held it for ten years, it grew to 293 00:15:05,160 --> 00:15:07,240 Speaker 5: one hundred and thirty one thousand over a. 294 00:15:07,280 --> 00:15:08,520 Speaker 3: Ten year period. Amazing. 295 00:15:09,200 --> 00:15:13,080 Speaker 5: The negatives are down twenty five percent and twenty eighteen 296 00:15:13,560 --> 00:15:16,560 Speaker 5: and you have no downside protection. But those are the 297 00:15:16,600 --> 00:15:19,200 Speaker 5: four main portfolios that you can do. You can do 298 00:15:19,240 --> 00:15:21,840 Speaker 5: super safe, you can do mildly safe, you can do 299 00:15:21,920 --> 00:15:23,440 Speaker 5: a little bit aggressive, and then you can do what 300 00:15:23,480 --> 00:15:24,600 Speaker 5: I call like Bosston Wall. 301 00:15:24,880 --> 00:15:27,120 Speaker 2: To hear a more extended conversation, make sure to check 302 00:15:27,120 --> 00:15:30,400 Speaker 2: out our live YouTube show market Mondays every Monday eight 303 00:15:30,440 --> 00:15:33,760 Speaker 2: pm Easter Standard Time, seven pm Central, and check out 304 00:15:33,800 --> 00:15:37,440 Speaker 2: the Market Mondays podcast on iHeart, Spotify, Apple, or wherever 305 00:15:37,480 --> 00:15:38,600 Speaker 2: you download your podcast. 306 00:15:38,640 --> 00:15:45,120 Speaker 6: Now, my graduates from my school being forced back and 307 00:15:45,200 --> 00:15:49,840 Speaker 6: drop drop Mike, drop back, drop drop. 308 00:16:00,640 --> 00:16:04,560 Speaker 1: You just realized your business needed to hire someone yesterday? 309 00:16:05,040 --> 00:16:09,800 Speaker 1: How can you find amazing candidates fast? 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