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Speaker 1: Wind Down with Janet Kramer and Imheart Radio podcast.

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Speaker 2: This week's whine About at Thursday Therapy, We've got Lisa

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Speaker 2: Carmen Wang So. She's the founder and CEO of Bad

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Speaker 2: Bitch Empire, community investment platform building unapologetic worth and wealth

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Speaker 2: for women. She's also a four time USA National Champion

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Speaker 2: and Hall of Fame gymnast turns, serial entrepreneur, angel investor,

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Speaker 2: a venture capitalist, certified executive coach, and global speaker. She's

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Speaker 2: been named Forbes thirty Under thirty in Venture Capital, Entrepreneur

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Speaker 2: magazines one hundred Most Powerful Women Fast Company Executive Board.

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Speaker 2: She began her career at a fifteen billion dollar hedge fund.

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Speaker 2: Is a graduate of Yale University and is on a

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Speaker 2: lifelong mission to help women build unapologetic worth and wealth again.

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Speaker 2: Her book is coming out. It's called The Bad Bitch

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Speaker 2: Business Bible, which are commandments to break free of good

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Speaker 2: girl brainwashing and take charge of your body, boundaries and

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Speaker 2: bank account. Run Hello by girl, Lisa, So excited to

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Speaker 2: have you on. Was reading your bio and I'm just like,

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Speaker 2: damn like you are like literally the definition of a

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Speaker 2: bad bitch, like from being you know, insane gymnastics and

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Speaker 2: then building this empire, and you've got your book coming out,

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Speaker 2: the Bad Bitch Business Bible. I'm just like, I mean,

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Speaker 2: how old are you?

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Speaker 3: By the way, I'm thirty four.

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Speaker 1: I mean, wow, that makes you feel like we've done

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Speaker 1: We've a called with my life, Jesus.

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Speaker 4: So how old were you, like your gymnastics years? So

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Speaker 4: how long? Like when did you stop doing gymnastics.

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Speaker 3: When I was nineteen nineteen?

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Speaker 5: Okay?

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Speaker 2: What was the stop? Was there a reason where you

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Speaker 2: were just like.

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Speaker 5: So I was Olympic alternate for two thousand and eight,

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Speaker 5: and like I had been champion for a few years,

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Speaker 5: and at that point, like I got into Yale. And

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Speaker 5: also when your nineteen year like old.

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Speaker 2: It's interesting when you say that, you know, nineteen stool,

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Speaker 2: because I was just reading about Simone Biles. I'm like,

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Speaker 2: she's twenty six years old.

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Speaker 4: Yeah, it's nice and.

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Speaker 2: You know going back to the Olympics, like that's she's

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Speaker 2: she's also a bad bitch. That's insane. I've always wondered too,

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Speaker 2: as you said this, like being the alternate for the

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Speaker 2: Olympics was that kind of hard to go? I was

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Speaker 2: this close to being on the actual team.

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Speaker 5: It was probably one of the hardest experiences that I

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Speaker 5: had in my life because it was zero point two

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Speaker 5: five tenths of a point that I missed it. And

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Speaker 5: it's like it's the covalent of a pinky toe. And

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Speaker 5: when you train for ten years for that dream, and

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Speaker 5: also my entire identity was I am a gymnast, and

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Speaker 5: so it's like when you're like, from the age of

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Speaker 5: nine to nineteen, I'm like, that's my dream and training

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Speaker 5: like eight nine hours a day by the end of

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Speaker 5: my career, and I had my coach, is, my parents,

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Speaker 5: the country like this whole pressure to qualify for it,

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Speaker 5: and then when I didn't make it, I was like,

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Speaker 5: it's just like utter shock and then you're like I

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Speaker 5: don't know what to do with my like who am I?

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Speaker 3: And so I think that was.

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Speaker 5: Really the moment where I like really discovered what I

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Speaker 5: call my inner bad bitch voice, because I realized that

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Speaker 5: my identity wasn't that of a gymnast, it was that

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Speaker 5: of a winner and a fighter. And so what I

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Speaker 5: ended up doing was I actually got into Yale like

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Speaker 5: right during that same period, and I told Yale that

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Speaker 5: I wasn't going to go for that year and I

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Speaker 5: bought a one way ticket to Russia to the Russian

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Speaker 5: Olympic Training Center, and like, so if you imagine Siberia

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Speaker 5: in the middle of winter, and that's what it was like,

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Speaker 5: nine hours a day of training with like the most crazy,

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Speaker 5: strict Russian coaches that you can imagine.

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Speaker 3: And I was like, Okay, for nine months.

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Speaker 5: I'm just going to train, travel, compete, and like be

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Speaker 5: the best gymnast I can possibly be, because like, winners

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Speaker 5: don't fuit when they're doing. And so I ended my

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Speaker 5: last competition a year later at the two thousand and

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Speaker 5: eight US National Championships, and I won every single gold

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Speaker 5: medal Athlete of the year, and I was like, peace, Okay,

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Speaker 5: now I'm out, Like this, this is how a winner

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Speaker 5: ends their career. So like, even though I didn't make

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Speaker 5: the Olympics, I kind of put a bow on it

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Speaker 5: and like ended that chapter of my life the way

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Speaker 5: I wanted to, and then eventually got inducted into the

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Speaker 5: Hall of Fame.

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Speaker 4: Hell yeah, that's amazing. Okay, So tell me take me

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Speaker 4: back to this whole.

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Speaker 1: Like good girl image thing that you used to like,

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Speaker 1: is that something that was like put on you from

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Speaker 1: your family?

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Speaker 4: Was that like a religious thing or like, tell me

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Speaker 4: more about that.

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Speaker 5: I think it's very common amongst like immigrant children, Asian girls,

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Speaker 5: especially Indian girls, And I think it has to do

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Speaker 5: with like this knowing that your family also made a

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Speaker 5: huge sacrifice to come to the country, and there's a

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Speaker 5: lot of guilt pressure on you to be successful and

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Speaker 5: to have that soccer if ice not be for nothing.

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Speaker 3: So yeah, I always felt like.

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Speaker 5: I had to get straight a's, I had to do

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Speaker 5: well in school. If I was going to do it,

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Speaker 5: I was going to do it exceptionally well. And I

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Speaker 5: also had that innate drive in me. I think there

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Speaker 5: was just like the perfectionism. And so when I think

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Speaker 5: about good girl brainwashing, it's just like all the societal

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Speaker 5: media messages that have trained women to be like obedient, polite,

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Speaker 5: perfect people, pleasing.

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Speaker 3: To work hard to prove ourselves to.

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Speaker 5: Other people, rather than like knowing innately that we are

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Speaker 5: enough and valuable. It's like the fact that we're more

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Speaker 5: afraid to take risks on ourselves, We're more afraid to

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Speaker 5: dream bigger because there's probably more messages that are like, oh.

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Speaker 3: Be careful, you know, be a good girl. It's okay.

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Speaker 3: And yeah, I feel like I had a lot of that.

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Speaker 5: Just like internal training in me that was especially from gymnastics.

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Speaker 5: It's like literally a perfect ten. You know, it's like

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Speaker 5: be the perfect good girl, listen to your coaches. Where

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Speaker 5: the perfect leotard had the perfect body, like move the

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Speaker 5: perfect way, and so I kind of had like exponentially worse.

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Speaker 5: So by the time I left gymnastics and like went

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Speaker 5: into the real world, I was like, I don't know

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Speaker 5: what to do when I don't have a plan for

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Speaker 5: someone coaching me and telling me what perfect like perfection

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Speaker 5: and perfect ten is.

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Speaker 2: Do you think when you, I mean your parents were

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Speaker 2: they were they really hard on you? Or was that

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Speaker 2: just the expectation that you thought that they had for

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Speaker 2: you and on you or would they have been like,

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Speaker 2: you know, were they accepting of kind of like this

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Speaker 2: new path and like not making in the team. And

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Speaker 2: then you know, also you know, you going into your

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Speaker 2: own entrepreneur. I mean, now they've got to be like

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Speaker 2: and he's so proud, but like, do you think if

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Speaker 2: you were like, no, I just want to do this,

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Speaker 2: would they have would they have been okay with that?

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Speaker 3: I think that's what they would have wanted.

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Speaker 5: So the good girl path like I kept going down

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Speaker 5: the good girl path, like I got into the Ivy League,

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Speaker 5: and to this day that's still You go to the

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Speaker 5: richest family in Asia and their number one dream for

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Speaker 5: their child is to go to an IVY league, right,

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Speaker 5: so it's still very much the American dream.

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Speaker 3: And then you.

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Speaker 5: Then like the goal is become a lawyer, a doctor,

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Speaker 5: investment bank or consultant. So actually, I think they would

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Speaker 5: have been very happy had I just stayed at a

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Speaker 5: safe corporate job.

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Speaker 3: So it was like the.

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Speaker 5: Real move was me finally prioritizing how I felt, and

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Speaker 5: I was like, I don't feel happy, I don't feel

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Speaker 5: liberated sitting at this corporate job in finance, and like,

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Speaker 5: I don't think this is me. So I think I

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Speaker 5: really started to like on the path figuring out who

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Speaker 5: I actually was, like when I took that leap into entrepreneurship,

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Speaker 5: because for the first time really there was just like

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Speaker 5: no rules and I just had to figure out, like

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Speaker 5: what does good enough or like great look like for me.

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Speaker 2: I just kind of chuckled to myself, thinking because I'm like, God,

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Speaker 2: my parents' only dream was like that I graduated high school.

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Speaker 4: Like for like, it's a very different I know.

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Speaker 2: I can't imagine like that pressure that you must feel,

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Speaker 2: and like you said, it's something that's you know, other

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Speaker 2: you know people feel, and I just that would that

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Speaker 2: would be hard to always live up to that like

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Speaker 2: expectation or to not feel like you're disappointing them. But now,

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Speaker 2: I mean again, you've got your new book coming out,

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Speaker 2: Bad Bitch Empire. And something happened the other day where

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Speaker 2: I was. I was at this charity event and I

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Speaker 2: was golfing, which I don't golf, but I was there

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Speaker 2: and pretending to golf and the people that I was

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Speaker 2: golfing with they were investment bankers, And to be truthful you,

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Speaker 2: I was like, so, you know, asking them all these

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Speaker 2: questions because I actually don't know, Like I have a

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Speaker 2: financial advisor and I just kind of trust that he's

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Speaker 2: putting it into things. And there's something about me where

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Speaker 2: I'm like, I have no knowledge, like actually, what is

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Speaker 2: you know, what should I be making sure that my

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Speaker 2: financial advisor is investing certain things in? But it was

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Speaker 2: not taught to me, nor did I know, nor is

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Speaker 2: it something that I truthfully have done their research to

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Speaker 2: look into. But because it just feels like, oh, the

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Speaker 2: man right, But I'm like, well, why are we why

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Speaker 2: are women not taking that control? And so when I

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Speaker 2: read that, you know you're helping empower women to like

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Speaker 2: have that wealth and investments, Like what is that first

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Speaker 2: step to? Because I truthfully I don't want to read

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Speaker 2: I don't want to read a boring investment book. I'd

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Speaker 2: like to read your book because your book excites me,

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Speaker 2: like knowing, Okay, maybe you're going to get some good

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Speaker 2: tips in there, but like, what are some are there

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Speaker 2: tips in there that help women to be better investors

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Speaker 2: with their money?

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Speaker 3: Yeah?

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Speaker 5: Well I want to zoom out a little bit and

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Speaker 5: just first like think about the concept of money in

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Speaker 5: and of itself, because I think a lot of women

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Speaker 5: just feel like the moment you think finances and like money,

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Speaker 5: there's just some sort of anxiety or like aversion to it,

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Speaker 5: Like I don't really want to deal with that. Let

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Speaker 5: me just go spend it on these attitudes and the

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Speaker 5: avoidance and so like, I like to think a lot

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Speaker 5: about how, first of all, money is like it's just

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Speaker 5: it's a piece of paper, right. And the reason why

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Speaker 5: I have values is because society has basically been like

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Speaker 5: we have decided that when you exchange a piece of

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Speaker 5: paper that you will be able to get a coffee,

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Speaker 5: you know, handbag or whatever. And like if you just

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Speaker 5: break it down, you're like, Okay, this is literally just

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Speaker 5: a piece of paper, and it's about an exchange of value.

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Speaker 5: So if money is like an energetic exchange of value,

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Speaker 5: and like I think of the embodiment of feminine wealth.

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Speaker 5: So there's a lot of like what are women naturally

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Speaker 5: really good at? So our natural superpower intuition, right, we

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Speaker 5: feel we give life. And so I had this this

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Speaker 5: I was signing to this friend, my friend of mine.

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Speaker 5: We were like, okay, the mother nature is feminine, right,

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Speaker 5: Like our god given right is to like give life

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Speaker 5: to the next generation. And so if investing is literally

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Speaker 5: like taking something and like multiplying it and like giving

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Speaker 5: it life, so that's like we naturally already do that,

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Speaker 5: Like you take a seed and you like grow it,

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Speaker 5: and that's what investing is. And so women, if you

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Speaker 5: actually look at the data, women outperform men forty basis

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Speaker 5: points on average. And it's because men tend to trade

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Speaker 5: a lot, and they're like impulsively trading. Men are actually

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Speaker 5: more emotional like when it comes to the market. So

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Speaker 5: you're like, oh my god, I want to get in

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Speaker 5: that foma whatever. And over time, men actually make less

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Speaker 5: money than women. And so when we talk about you

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Speaker 5: and like Warren Buffett, a lot of times we say,

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Speaker 5: like Warren Buffett has a feminine investing style because he

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Speaker 5: looks long term. He was like, I'm going to do

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Speaker 5: my research. I'm going to be really careful once I

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Speaker 5: put it in its game. And that's how women tend

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Speaker 5: to invest, where like we don't want to be sitting

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Speaker 5: here on our computer day trading every single day and

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Speaker 5: like every single moment. You're like, I'm busy. I just

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Speaker 5: want to like do my research, feel good about it. Intuitively,

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Speaker 5: like I know this company like makes sense, put it

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Speaker 5: in and just like set it and forget it. And

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Speaker 5: that is actually what investing is. Like the best types

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Speaker 5: of investors are long term investors, and so that's the

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Speaker 5: first thing to just like even embrace the identity of

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Speaker 5: being an investor. It's like, if you spend money to

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Speaker 5: exchange value and you make good purchases, you are probably

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Speaker 5: a good investor. And also women women control eighty five

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Speaker 5: percent of all consumer spending, so it's like we do

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Speaker 5: make good purchases like we do make purchases good for

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Speaker 5: the environment, for ourselves, for our families, and so, like,

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Speaker 5: I think the mindset piece is really important. The second

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Speaker 5: thing is also understanding that like you should not have

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Speaker 5: your money in a savings account, because if you keep

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Speaker 5: your money in a savings account, you lose money every

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Speaker 5: day because the inflation rate is greater than the savings rate.

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Speaker 5: So like, the very very first thing, like at minimum

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Speaker 5: that someone should do is move that out of a

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Speaker 5: savings account and into a high yield savings account. And

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Speaker 5: so if you haven't yet, like if you just have

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Speaker 5: it sitting in Chase or something like, literally, the first

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Speaker 5: thing you need to do is move into highield savings

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Speaker 5: account so you're at least making like these days like

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Speaker 5: four to five percent. I know.

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Speaker 2: I'm like, oh okay, step one got it.

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Speaker 4: Doing that when we get off yeah.

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Speaker 3: Yeah.

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Speaker 5: And then the second thing is like if you want

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Speaker 5: to start investing in the stock market and you literally

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Speaker 5: you're like I don't have any time whatsoever. There are

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Speaker 5: now things like robo advisors, things like Betterment Wealth Front

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Speaker 5: that like literally use AI to like plug in based

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Speaker 5: off your risk profile, just put it into stocks and

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Speaker 5: bonds and whatever, and like I put it in years ago,

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Speaker 5: it's like it's I've already made an additional one hundred k,

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Speaker 5: like just sticking it in a like creating an account,

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Speaker 5: and I literally forgot that it was there.

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Speaker 3: And then I was like, let me check my Like

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Speaker 3: I checked it a year later. I was like, that's

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Speaker 3: not bad.

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Speaker 2: What's your thoughts on bitcoin?

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Speaker 5: Oh? Well, at this point, bitcoin is like it's kind

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Speaker 5: of like like when you think of just a stable asset,

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Speaker 5: At this point, it's getting more and more stable and

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Speaker 5: more and more correlated with like the dollar and like

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Speaker 5: the gold standard. So at this point, anybody who invests

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Speaker 5: in bitcoin is not going to make a ton of money.

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Speaker 5: It's just like investing in something that's like, you know,

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Speaker 5: might go up and.

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Speaker 3: Might go down.

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Speaker 5: But I I don't think that we're going to see

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Speaker 5: the same sort of hype that we've seen before, because

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Speaker 5: we've we've had like multiple of these crashes.

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Speaker 2: At this point, would you take your money out if

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Speaker 2: you had any in there? Would you just keep it

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Speaker 2: and let it ride? Like if you if you're able to,

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Speaker 2: just like.

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Speaker 3: I would keep it. I would keep it and let

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Speaker 3: it ride.

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Speaker 2: Yeah, I did that at.

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Speaker 4: Least we got that.

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Speaker 2: Yeah, it's stressful, but I also did that on a

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Speaker 2: man's like my brother, he's like one of those days,

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Speaker 2: got to go to this. I'm like, this is stressing

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Speaker 2: me out, like this is just too much, like it's

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Speaker 2: just it's yea. And then I'm yeah, I'm like I'm

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Speaker 2: just like put it in, let it ride. But again,

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Speaker 2: I would like to be more knowledgeable about like what

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Speaker 2: is what it's riding in because I think I think

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Speaker 2: a lot of it is just in a checking do

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Speaker 2: like you know what I mean. Like so and my

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Speaker 2: business manager at text me their day side note for later.

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Speaker 5: But.

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Speaker 2: He was like, uh, yeah, I got your your interest

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Speaker 2: rate up to you know, let's say like four points something.

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Speaker 2: And I go, well, isn't that Do we want to

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Speaker 2: have a lower interest rate? So again he's like no,

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Speaker 2: he's like with your money, you want higher. But when

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Speaker 2: like for the house mortgage that you have, he's like,

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Speaker 2: we want that lower. So I'm like okay. So it's

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Speaker 2: like because I again I come from like the scarcity,

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Speaker 2: like you said, like money, I have massive scarcity anxiety

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Speaker 2: with money. I don't like it, and I wasn't raised

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Speaker 2: with it, didn't have it. So it's like, so now

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Speaker 2: I'm just like I cling. But what's interesting is I'm

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Speaker 2: about to close on a house and all I can

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Speaker 2: think about right now is buying a purse. And I

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Speaker 2: don't even shop for myself. I have two purses. I know,

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Speaker 2: I've like been eyeing this one bag and I'm like,

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Speaker 2: why oh, because I'm buying a house and I'm stressed

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Speaker 2: about money.

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Speaker 4: So that's so like when women stressed about money, they

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Speaker 4: just want to go spend it.

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Speaker 2: Yeah, And I did the same thing my very first

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Speaker 2: house in East Nashville. I bought a pair of shoes

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Speaker 2: and I was like, I don't have any money, and

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Speaker 2: then I'm like clicks purchase because I was like stressing out,

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Speaker 2: and it's I started to get that itch because I

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Speaker 2: close in two weeks and I'm just like, you know,

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Speaker 2: freaking out about the interest straights and the money and

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Speaker 2: the stuff and the how and all the furniture. And

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Speaker 2: then I'm like, oh the bag. I'm like, I don't look,

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Speaker 2: I don't give a crap about bags. Like I've got

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Speaker 2: literally two like designer bags that I've bought myself. Besides that,

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Speaker 2: I don't.

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Speaker 5: It's like by it it's like the procrastination thing, right,

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Speaker 5: like you want to do anything but think.

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Speaker 3: About the thing.

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Speaker 5: So it's like your brain naturally tries to relieve like

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Speaker 5: the stress by doing something else. And then there's also

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Speaker 5: the self sabotage cycle. We're like, well, so much money

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Speaker 5: as well, just like you.

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Speaker 2: Yeah, and I'm like in the middle of wedding planning too,

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Speaker 2: and I'm like, you know, oh, it's terrible. So then

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Speaker 2: we wanted it said she can't do that date now

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Speaker 2: again because we weren't getting to the right price because

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Speaker 2: I'm just like I'm counting pennies, you know, I'm pinching pennies.

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Speaker 2: I'm just like bags and pinching pennies, i know, because

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Speaker 2: I'm like with all the things, and I'm just like no,

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Speaker 2: this and this. She's like, oh, by the way, that

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Speaker 2: date's not available anymore, and so I just was like,

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Speaker 2: so now we got to go somewhere else. At this point,

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Speaker 2: I'm like, yeah, we'll do this place and whatever, you know,

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Speaker 2: because I'm just like like that's my bag now, like

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Speaker 2: times a couple, yeah, yeah. Yeah.

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Speaker 5: So it's like it's it's like I didn't come from

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Speaker 5: money either, and I think that the scarcy mentality is

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Speaker 5: really it's like a whole thing that you have to

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Speaker 5: work through because and I compare it to like your

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Speaker 5: relationship romantically, it's like it's.

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Speaker 3: Like toxic relationship versus a healthy one.

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Speaker 5: So a healthy one you want to help each other grow, nurture,

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Speaker 5: you know, communicate, there's like transparency and you want what's best.

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Speaker 5: And so you're like, if you want to go out

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Speaker 5: there and grow, you go grow, you know, and give

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Speaker 5: them space to breathe. And then a toxic relationship either

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Speaker 5: you're like you're not allowed out of the house, Like

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Speaker 5: you're not allowed to talk to other girls, other guys,

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Speaker 5: and like you're just like suffocating them because you're afraid

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Speaker 5: to lose them. But in trying to keep it and

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Speaker 5: save it, you actually end up loving.

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Speaker 2: Yes, I'm doing what I do with all my past relationships.

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Speaker 2: I'm controlling it and you can sitting on it. I

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Speaker 2: was like, you cannot leave me like you are you

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Speaker 2: are and you cannot leave me. And I don't.

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Speaker 3: Ever leave me.

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Speaker 2: But I will say my biggest mistake that I made

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Speaker 2: was when I got on Like it was after One

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Speaker 2: Tree Hill, so I had finally some money in my account,

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Speaker 2: right I was like seeing some money and it was nice.

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Speaker 2: This is like right when I started doing like some

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Speaker 2: inful and sing stuff, and my business manager kept saying

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Speaker 2: we should start. At this time, I had no savings whatsoever,

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Speaker 2: and this was I've only had savings now for let's say,

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Speaker 2: how old's jas five six. I've only been investing for

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Speaker 2: six years, and I my biggest regret now is I

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Speaker 2: wish I started investing when I started making some money,

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Speaker 2: because but I was so terrified of losing anything that

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Speaker 2: was in my account. I couldn't fathom going I couldn't

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Speaker 2: lose one hundred grand, I couldn't lose twenty grand. I

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Speaker 2: couldn't lose any like even even the thought of losing

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Speaker 2: ten grand. I was just like, I can't do it.

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Speaker 2: So I had. I waited for a couple of years

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Speaker 2: beyond that, and I'm like, oh shoot, I could have

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Speaker 2: made money during that, but I was just so scared.

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Speaker 2: I'm like, what if I move it to this account

404
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Speaker 2: and then I can't get it and then I have

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Speaker 2: no money and then you know, like at square zero.

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Speaker 2: But it's like having that mentality actually screwed me.

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Speaker 1: Yeah, in a way, for sure, that's my husband for

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Speaker 1: you what he's like that he's scared of losing money.

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Speaker 1: I'm like, we need to invest more, and we need

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Speaker 1: to invest more, but he's so scared of losing money.

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Speaker 2: Yeah, because you want to see that number, yeah in

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Speaker 2: the account. And it's just like but it's.

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Speaker 4: It's hard.

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Speaker 2: It's so hard.

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Speaker 5: It is so I mean, there's also like the there's

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Speaker 5: a reason why like the richest and most power hungry

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Speaker 5: men are in finance and investing right everything private equity,

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Speaker 5: hedge funds, venture capital. And actually when you look at

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Speaker 5: fund managers, like less than one percent of fund managers

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Speaker 5: are women, are people of color, and so you literally

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Speaker 5: have like one hundred and five trillion dollars managed ninety

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Speaker 5: nine percent by men. And and like when we talk about

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Speaker 5: like even just anything related to like women's equality and

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Speaker 5: like gender equality, it's always like confidence, you know, like

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Speaker 5: save a little and you literally have been out there

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Speaker 5: who are just all they do is invest and like

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Speaker 5: the process of managing other people's money is literally give

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Speaker 5: me your money, I'm going to invest it, and I'm

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Speaker 5: going to take a profit, like a slice of the profits.

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Speaker 5: And that is how like the richest men in the

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Speaker 5: world get.

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Speaker 2: So what's another tip that in your book The Bad

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Speaker 2: Bitch Empire, Like, what the wasnt It's Bible? It's the Bible.

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Speaker 2: What's something else that your readers can take away from

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Speaker 2: from that book that would be beneficial for.

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Speaker 3: Them in terms of money or like anything.

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Speaker 2: Whatever else that you write in there.

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Speaker 5: So yeah, So the book is split into ten Commandments,

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Speaker 5: and it's the first So the three parts body, boundaries,

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Speaker 5: and bank account. And the body side is really around

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Speaker 5: like learning how to take up space even if you're

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Speaker 5: you know, especially if you're a woman in male dominated industries,

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Speaker 5: and then how to assert your voice if you're shy,

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Speaker 5: or like how to get heard in rooms. The boundaries

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Speaker 5: part is something that is really important because I think

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Speaker 5: I've struggled with having strong boundaries for a lot of

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Speaker 5: my life because I always wanted to be polite. I

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Speaker 5: like always sought validation and approval and like with people pleasing,

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Speaker 5: and I think a lot of women have that challenge.

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Speaker 5: And so one of the most difficult experiences I had

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Speaker 5: early on in my career was like I had a

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Speaker 5: really bad business partnership, like a toxic one.

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Speaker 3: And it really it was like it literally was like a.

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Speaker 5: Relationship and I talk about how like literally everyone you

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Speaker 5: surround your self with.

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Speaker 3: So this is the commandment called.

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Speaker 5: A bad bitch curates for crew, whether it's your business partner,

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Speaker 5: your investor, your team, your friends. Like if you literally

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Speaker 5: are the like the your success is defined by the

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Speaker 5: five people you surround yourself the most with, right, And

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Speaker 5: so it's like whoever you surround yourself with is going

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Speaker 5: to influence you. So I teach women how to create

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Speaker 5: their personal their core value list. So any of my

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Speaker 5: coaching clients that I work with, the CEOs, it's like, you.

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Speaker 3: Need a like five core values for.

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Speaker 5: Your life, just like you need five core values for

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Speaker 5: your business.

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Speaker 3: And then you can create.

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Speaker 5: Questions around them, like to really understand like does this

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Speaker 5: person fit into my core values or not?

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Speaker 3: And then like sometimes you just got to cut people.

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Speaker 3: You really got to just like cut people out and

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Speaker 3: level up. And it's the same it's like kind of

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Speaker 3: like you're firing a team member. Sometimes you got to

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Speaker 3: fire a friend. Sometimes you got to fire a business partner.

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Speaker 5: And I talk about, you know, really how to do

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Speaker 5: that and why it's okay to outgrow some of the

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Speaker 5: people in your life.

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Speaker 2: Well, Lisa, thank you so much for coming on Where

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Speaker 2: can our listeners find you?

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Speaker 5: You can find me at Lisa Carmen Wine on all

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Speaker 5: social channels, and then get the Bagage Business Bible at

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Speaker 5: Badmache Empire dot com, where you also find the podcast

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00:24:22,840 --> 00:24:27,119
Speaker 5: as well as our investment and business academy.

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Speaker 2: Awesome, Lisa, thank you so much for coming on all

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Speaker 2: this is very knowledgeable. Yes, changing my savings yes, right now?

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Speaker 2: Whatever the change to something else? Yeah, okay, thank you

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Speaker 2: so much