1 00:00:01,240 --> 00:00:02,000 Speaker 1: Earners. What's up. 2 00:00:02,080 --> 00:00:04,560 Speaker 2: You ever walk into a small business and everything just 3 00:00:04,720 --> 00:00:07,880 Speaker 2: works like The checkout is fast, the receipts are digital, 4 00:00:08,400 --> 00:00:11,399 Speaker 2: tipping is a breeze, and you're out the door before 5 00:00:11,400 --> 00:00:15,560 Speaker 2: the line even builds. Odds are they're using Square. We 6 00:00:15,720 --> 00:00:18,280 Speaker 2: love supporting businesses that run on Square because it just 7 00:00:18,280 --> 00:00:21,520 Speaker 2: feels seamless. Whether it's a local coffee shop, a vendor 8 00:00:21,560 --> 00:00:23,840 Speaker 2: at a pop up market, or even one of our 9 00:00:23,880 --> 00:00:27,560 Speaker 2: merch partners, Square makes it easy for them to take payments, 10 00:00:27,760 --> 00:00:31,480 Speaker 2: manage inventory, and run their business with confidence, all from 11 00:00:31,600 --> 00:00:35,000 Speaker 2: one simple system. If you're a business owner or even 12 00:00:35,080 --> 00:00:38,600 Speaker 2: just thinking about launching something soon, Square is hands down 13 00:00:38,640 --> 00:00:41,680 Speaker 2: one of the best tools out there to help you start, run, 14 00:00:41,920 --> 00:00:45,240 Speaker 2: and grow. It's not just about payments, it's about giving 15 00:00:45,240 --> 00:00:47,519 Speaker 2: you time back so you can focus. 16 00:00:47,159 --> 00:00:48,760 Speaker 1: On what matters most Ready. 17 00:00:48,760 --> 00:00:52,159 Speaker 2: To see how Square can transform your business, visit Square 18 00:00:52,240 --> 00:00:56,760 Speaker 2: dot com backslash go backslash eyl to learn more that 19 00:00:56,960 --> 00:01:02,400 Speaker 2: Square dot com backslash, go backslash eyl. Don't wait, don't hesitate. 20 00:01:02,520 --> 00:01:04,880 Speaker 2: Let's Square handle the back end so you can keep 21 00:01:04,920 --> 00:01:11,000 Speaker 2: pushing your vision forward. This episode is brought to you 22 00:01:11,040 --> 00:01:13,320 Speaker 2: by P and C Bank, a lot of people think 23 00:01:13,360 --> 00:01:17,240 Speaker 2: podcasts about work are boring, and sure they definitely can be, 24 00:01:17,760 --> 00:01:21,000 Speaker 2: but understanding of professional's routine shows us how they achieve 25 00:01:21,080 --> 00:01:25,280 Speaker 2: their success little by little, day after day. It's like 26 00:01:25,360 --> 00:01:28,160 Speaker 2: banking with P and C Bank. It might seem boring 27 00:01:28,160 --> 00:01:31,080 Speaker 2: to save, plan and make calculated decisions with your bank, 28 00:01:31,440 --> 00:01:33,920 Speaker 2: but keeping your money boring is what helps you live 29 00:01:34,080 --> 00:01:38,080 Speaker 2: or more happily fulfilled life. P and C Bank Brilliantly 30 00:01:38,160 --> 00:01:42,720 Speaker 2: Boring since eighteen sixty five. Brilliantly Boring since eighteen sixty 31 00:01:42,720 --> 00:01:46,000 Speaker 2: five is a service mark of the PNC Financial Service Group, Inc. 32 00:01:46,480 --> 00:01:49,840 Speaker 2: P and C Bank National Association Member FDIC. 33 00:01:51,840 --> 00:01:55,040 Speaker 3: You gotta think about if you died today, what will 34 00:01:55,120 --> 00:01:59,160 Speaker 3: happen at least every couple of more important. That's important 35 00:01:59,360 --> 00:02:02,360 Speaker 3: because most of the time, and even for me, I 36 00:02:02,360 --> 00:02:05,360 Speaker 3: had to realize that, like most of the most of us, 37 00:02:06,520 --> 00:02:12,200 Speaker 3: if we die today, it's not organized enough. And that's 38 00:02:12,240 --> 00:02:14,920 Speaker 3: that's a problem. That's bulletproof. You gotta think if I 39 00:02:14,960 --> 00:02:20,079 Speaker 3: die today, and you gotta avoid money traps. And I've 40 00:02:20,120 --> 00:02:22,040 Speaker 3: talked about this last week, but I'm going to double 41 00:02:22,080 --> 00:02:25,440 Speaker 3: down is because I'm you know, some helping people is 42 00:02:25,480 --> 00:02:28,080 Speaker 3: more important than what critics have to say. Buying a 43 00:02:28,120 --> 00:02:31,720 Speaker 3: home is extremely important, but it's also can be a 44 00:02:31,760 --> 00:02:35,840 Speaker 3: money trap. It could be a money pit. That's unfortunate 45 00:02:35,880 --> 00:02:38,600 Speaker 3: situation because once you're in it, you can't really turn around. 46 00:02:39,000 --> 00:02:44,359 Speaker 4: But buy a home, like if you can, if you. 47 00:02:44,280 --> 00:02:48,560 Speaker 3: Can get approved for a million dollar mortgage, buy a 48 00:02:48,560 --> 00:02:53,000 Speaker 3: condo for two fifty, thank me later, Hello, thank me later. 49 00:02:53,320 --> 00:02:55,200 Speaker 1: I'll go through it. So you wouldn't do it after. 50 00:02:55,000 --> 00:02:59,200 Speaker 3: You you might not have the same level of Okay, 51 00:02:59,200 --> 00:03:02,239 Speaker 3: I'm gonna bring this girl all over and she thank 52 00:03:02,320 --> 00:03:02,720 Speaker 3: me later. 53 00:03:03,040 --> 00:03:05,080 Speaker 1: If she wants you, she wants you, regardless of you. 54 00:03:05,160 --> 00:03:07,320 Speaker 1: By Y're gonna build it together by. 55 00:03:09,520 --> 00:03:15,639 Speaker 3: Lower yes you than what you get approved form. Thank 56 00:03:15,680 --> 00:03:22,000 Speaker 3: me later, Yeah, because it's more beneficial to have money 57 00:03:22,720 --> 00:03:23,680 Speaker 3: working for you. 58 00:03:24,120 --> 00:03:26,079 Speaker 4: For sure, then you. 59 00:03:26,560 --> 00:03:31,240 Speaker 3: Actually putting money into something that potentially down the line 60 00:03:31,400 --> 00:03:33,760 Speaker 3: you can have equity down the line. 61 00:03:34,160 --> 00:03:36,720 Speaker 4: You need somewhere to live. That's important for sure. 62 00:03:39,280 --> 00:03:42,000 Speaker 3: Modesty is important in life, but in this home thing 63 00:03:42,440 --> 00:03:47,440 Speaker 3: that's probably even more important than anything. The modesty nobody 64 00:03:47,520 --> 00:03:50,680 Speaker 3: ever talks about that. You gotta be modest and you're 65 00:03:50,840 --> 00:03:54,880 Speaker 3: living that's the most important thing. I'm a modest and 66 00:03:54,920 --> 00:03:56,720 Speaker 3: that's one lesson that we can learn from Warren Buffer. 67 00:03:56,760 --> 00:03:58,040 Speaker 3: I don't know if this is true or not, but 68 00:03:58,280 --> 00:03:59,839 Speaker 3: they always say that he lived in the same house 69 00:03:59,880 --> 00:04:04,800 Speaker 3: that grew up in Omahona. Brast Oh he kept it modest. 70 00:04:05,840 --> 00:04:08,520 Speaker 3: Modest in your living. Be modest in your. 71 00:04:08,440 --> 00:04:10,800 Speaker 1: Living, because if you don't have hot I'm going to 72 00:04:10,840 --> 00:04:12,160 Speaker 1: cut you off. You go ahead. That's you're right. 73 00:04:12,600 --> 00:04:13,440 Speaker 4: It's the biggest thing. 74 00:04:13,600 --> 00:04:16,160 Speaker 3: It's the biggest expense, and it's an ongoing expense, and 75 00:04:16,200 --> 00:04:18,080 Speaker 3: it's an expense that only gets more expensive. 76 00:04:19,040 --> 00:04:20,920 Speaker 5: Oh and I know y'all want to tell them big 77 00:04:20,920 --> 00:04:22,000 Speaker 5: ass parties. 78 00:04:21,600 --> 00:04:26,400 Speaker 1: And then someone slips on your marble. Not fun. 79 00:04:26,440 --> 00:04:29,119 Speaker 5: Two hundred and fourteen thousand dollars lawsuit for a person. 80 00:04:29,279 --> 00:04:31,640 Speaker 5: Oh and if I ever passed early, God forbid. Let's 81 00:04:31,640 --> 00:04:33,680 Speaker 5: just be public record. Don't go to my mom and 82 00:04:33,680 --> 00:04:35,279 Speaker 5: my cousin talking about Ian would have want me to 83 00:04:35,279 --> 00:04:36,880 Speaker 5: have this. I want you to have nothing fit in 84 00:04:36,920 --> 00:04:43,920 Speaker 5: the world. Sorry, sorry, right, no, no, best your love. 85 00:04:44,000 --> 00:04:46,400 Speaker 1: If you couldn't go to give my mama a hug. 86 00:04:46,920 --> 00:04:50,159 Speaker 2: Yeah, I did that as soon as we were building, 87 00:04:50,360 --> 00:04:53,200 Speaker 2: and I was like, this is a moment I had 88 00:04:53,200 --> 00:04:55,400 Speaker 2: the red button. I was like, I went to day. 89 00:04:55,560 --> 00:04:59,560 Speaker 2: I'm like, yo, here's the coldes, here's a coldes, keep 90 00:04:59,600 --> 00:05:02,400 Speaker 2: it saved, put it locked somewhere. Anything happens to me. 91 00:05:02,760 --> 00:05:05,480 Speaker 2: Here's what you do. Just this is what you do, 92 00:05:06,480 --> 00:05:08,400 Speaker 2: and this is what you do. I don't want to 93 00:05:08,400 --> 00:05:10,719 Speaker 2: think about that. Well I did. I thought about it 94 00:05:10,760 --> 00:05:11,000 Speaker 2: for you. 95 00:05:11,240 --> 00:05:16,719 Speaker 5: Yeah, the modesty of the business too over expanding, just 96 00:05:16,720 --> 00:05:19,960 Speaker 5: to over expand and not hiring the right talent. Well, 97 00:05:19,960 --> 00:05:26,000 Speaker 5: what's the quote, higher slow and firefast. Yeah, No one 98 00:05:26,040 --> 00:05:27,560 Speaker 5: talks about the payroll part. 99 00:05:27,760 --> 00:05:32,560 Speaker 3: It's like keep you keep your expenses low at all times. 100 00:05:33,080 --> 00:05:38,520 Speaker 3: Cars like, if you don't, you don't need to necessarily 101 00:05:38,600 --> 00:05:40,960 Speaker 3: buy the car and cash, you can lease it. That's 102 00:05:40,960 --> 00:05:42,800 Speaker 3: when jaysonaid, we don't. At least we bought a whole car, 103 00:05:42,880 --> 00:05:46,000 Speaker 3: as you should. With that good advice, that's actually bad advice. 104 00:05:46,800 --> 00:05:47,720 Speaker 1: It depends on your state. 105 00:05:51,120 --> 00:05:52,880 Speaker 2: When he when he said it, so you said it, 106 00:05:53,520 --> 00:05:55,480 Speaker 2: I think he would go back and look differently at 107 00:05:55,480 --> 00:05:55,960 Speaker 2: that line. 108 00:05:56,120 --> 00:05:58,840 Speaker 4: It's a hustler's mentality, but it's not necessarily. 109 00:05:58,920 --> 00:06:00,920 Speaker 1: It's a brackadigi not necessarily. 110 00:06:04,880 --> 00:06:06,160 Speaker 4: Man and Rose wars. 111 00:06:06,200 --> 00:06:08,000 Speaker 5: If we ever found out what the car really costs, 112 00:06:08,160 --> 00:06:10,680 Speaker 5: we are going to report on it for seven weeks straight. 113 00:06:11,040 --> 00:06:16,960 Speaker 3: Keep your expenses down, and the cars and the jury 114 00:06:18,320 --> 00:06:23,800 Speaker 3: and the homes. It looks good, but it's not necessary 115 00:06:24,400 --> 00:06:26,440 Speaker 3: because one car does the same thing that two cars 116 00:06:26,440 --> 00:06:29,839 Speaker 3: can do. One watch tells the same time that three 117 00:06:29,880 --> 00:06:34,679 Speaker 3: watches can tell. For sure, a three two bedroom house 118 00:06:35,279 --> 00:06:37,400 Speaker 3: serve the same purpose that a six bedroom house, because 119 00:06:37,400 --> 00:06:38,880 Speaker 3: most people's not using six bedrooms. 120 00:06:39,240 --> 00:06:40,479 Speaker 4: What I'm saying is that. 121 00:06:40,839 --> 00:06:43,880 Speaker 3: Live below your means means When they say live below 122 00:06:43,880 --> 00:06:46,440 Speaker 3: your means, nobody's never really critically thought about that. That 123 00:06:46,520 --> 00:06:49,880 Speaker 3: means that your means, you're actually living less than your 124 00:06:49,920 --> 00:06:53,000 Speaker 3: actually means. That means that you actually should be at 125 00:06:53,040 --> 00:06:55,120 Speaker 3: one hundred thousand, but you live in at seventy thousand. 126 00:06:55,200 --> 00:06:56,360 Speaker 3: What does that mean? That means you have to make 127 00:06:56,400 --> 00:06:59,760 Speaker 3: sacrifices live They didn't say live at your means. Nobody 128 00:07:00,040 --> 00:07:01,320 Speaker 3: didn't say live at your means. 129 00:07:01,880 --> 00:07:04,960 Speaker 1: They said living and way below. 130 00:07:06,279 --> 00:07:08,240 Speaker 5: And if I would be honest, it's one of the 131 00:07:08,360 --> 00:07:13,120 Speaker 5: hardest sacrifices I've ever made. Man, Big Mike shots to 132 00:07:13,160 --> 00:07:14,800 Speaker 5: Mike out there and they hit me. 133 00:07:14,880 --> 00:07:18,800 Speaker 1: With what's the what's the biggest. 134 00:07:18,520 --> 00:07:22,040 Speaker 3: And you've done the best, You're actually I'm gonna give 135 00:07:22,080 --> 00:07:25,920 Speaker 3: you credit biblically because you, out of everybody that I've seen, 136 00:07:26,680 --> 00:07:31,760 Speaker 3: you've done the best at living below your means. And 137 00:07:31,880 --> 00:07:33,640 Speaker 3: I mean you still live a good life, but I've 138 00:07:33,760 --> 00:07:36,160 Speaker 3: seen I see it, Like I'm an observant person, right, 139 00:07:36,880 --> 00:07:41,240 Speaker 3: I noticed that you live below your means and that 140 00:07:41,280 --> 00:07:46,960 Speaker 3: takes discipline a ton, And I didn't think because that's 141 00:07:46,960 --> 00:07:49,560 Speaker 3: something that most people would not talk about. But you 142 00:07:49,640 --> 00:07:52,120 Speaker 3: are a very responsible person when it comes to how 143 00:07:52,920 --> 00:07:53,560 Speaker 3: you're living. 144 00:07:54,120 --> 00:07:54,720 Speaker 4: Thank you. 145 00:07:54,800 --> 00:07:57,200 Speaker 1: What's the because this is true, and. 146 00:07:58,880 --> 00:08:01,600 Speaker 2: What's the biggest society pressure that you face when you say, 147 00:08:01,680 --> 00:08:03,960 Speaker 2: like I need to have discipline to do this. 148 00:08:04,360 --> 00:08:06,920 Speaker 1: What are those those pressure points that it's like, damn, 149 00:08:07,360 --> 00:08:09,560 Speaker 1: I really want that or I really could do this, 150 00:08:09,640 --> 00:08:13,480 Speaker 1: but I'm not going to uh just getting offered. 151 00:08:13,680 --> 00:08:17,200 Speaker 5: Hey, come to the brosforst Dealership and we get forty 152 00:08:17,680 --> 00:08:21,600 Speaker 5: fortyf I like you cool. It's tough to take some 153 00:08:21,800 --> 00:08:26,200 Speaker 5: calls and then you see your friends start to It's 154 00:08:27,080 --> 00:08:28,720 Speaker 5: even when Joe went and got the FRA right, Joe 155 00:08:28,800 --> 00:08:32,560 Speaker 5: face tied me like yo, but dog go get matching. 156 00:08:32,920 --> 00:08:34,720 Speaker 5: We're not gonna get matching for our It's like money 157 00:08:34,760 --> 00:08:39,520 Speaker 5: anything like I'm it's soundfly. It's dope on Instagram, but 158 00:08:39,760 --> 00:08:45,480 Speaker 5: is it really worth that? So it's tough though, especially 159 00:08:45,480 --> 00:08:47,920 Speaker 5: not like looking at the houses. And we talked about 160 00:08:47,920 --> 00:08:50,120 Speaker 5: it before the tax on bing O. Now I gotta 161 00:08:50,120 --> 00:08:52,080 Speaker 5: go have somebody go look for me on my behalf. 162 00:08:52,679 --> 00:08:55,320 Speaker 5: So on certain instances, I don't get taxed, but I'm 163 00:08:55,320 --> 00:08:55,959 Speaker 5: not gonna lie. 164 00:08:55,960 --> 00:08:56,440 Speaker 1: It's tough. 165 00:08:57,559 --> 00:08:59,440 Speaker 5: I'll see the future pop up in some of the videos, 166 00:08:59,440 --> 00:09:02,200 Speaker 5: like I need two of them, change two of them. 167 00:09:02,280 --> 00:09:07,480 Speaker 5: Watchers Big Mike almost got me last week. I don't 168 00:09:07,520 --> 00:09:09,480 Speaker 5: care about the reset back. I got it and I 169 00:09:09,520 --> 00:09:15,240 Speaker 5: was like, no, I'm good, I'm beat. Watch so but 170 00:09:15,360 --> 00:09:17,080 Speaker 5: knowing that I'm good and that you know my family 171 00:09:17,120 --> 00:09:18,280 Speaker 5: is good and that my kid is good. 172 00:09:18,520 --> 00:09:20,320 Speaker 1: But now e Xander starting to pressure me. 173 00:09:21,000 --> 00:09:27,400 Speaker 5: Ah yes you do, yeah he like that it'd be nice. 174 00:09:27,960 --> 00:09:30,960 Speaker 1: Yeah, yes you do. Yeah. So it's tough. It's worth it, 175 00:09:31,000 --> 00:09:32,560 Speaker 1: though it is. 176 00:09:32,760 --> 00:09:35,000 Speaker 5: I'm gonna do the buffet. I'm gonna play meek. And 177 00:09:35,040 --> 00:09:40,720 Speaker 5: then on the Private Time Boy two Rose Royces, I said, 178 00:09:40,720 --> 00:09:46,080 Speaker 5: oh okay, Buffett got the first color. Then y'all stop 179 00:09:46,120 --> 00:09:48,040 Speaker 5: saying the Rose Royce on advertise. You just may not 180 00:09:48,080 --> 00:09:51,679 Speaker 5: see where they advertise. We gotta stop a lot of 181 00:09:51,720 --> 00:09:54,760 Speaker 5: these misnumbers that are just not true. Go to F 182 00:09:54,880 --> 00:09:57,760 Speaker 5: one and Monica in it. It's a lot of advertisements 183 00:09:57,800 --> 00:10:02,280 Speaker 5: out there. Select the advertised to the clientele for sure. 184 00:10:03,040 --> 00:10:07,600 Speaker 1: For sure. Well they put that on NBC. Yeah. 185 00:10:07,360 --> 00:10:10,360 Speaker 5: Oh and Rolex and y'all quit copy of watchesis because 186 00:10:10,400 --> 00:10:14,160 Speaker 5: I would like another. But y'all just flat up copy 187 00:10:14,200 --> 00:10:18,800 Speaker 5: on everybody. Jesus the cacario of the watchmakers this year. 188 00:10:18,840 --> 00:10:21,079 Speaker 5: What y'all doing, Jo Scario. 189 00:10:21,440 --> 00:10:27,400 Speaker 3: Cicario, Well, yes, lady and him man, keep that in 190 00:10:27,520 --> 00:10:30,280 Speaker 3: mind when you're on your pathway to become rich, wealthy, 191 00:10:31,160 --> 00:10:35,480 Speaker 3: live below your means. Yeah, and invest as much as 192 00:10:35,520 --> 00:10:38,880 Speaker 3: possible and keep cash on hand at all times. 193 00:10:39,200 --> 00:10:40,839 Speaker 1: Just some matter vestments. I may give you all the 194 00:10:40,880 --> 00:10:45,520 Speaker 1: show though, light show maybe best best. 195 00:10:46,240 --> 00:10:49,840 Speaker 6: An illegal alien from Guatemala charged with raping a child 196 00:10:49,920 --> 00:10:53,720 Speaker 6: in Massachusetts. An MS thirteen gang member from l Salvador 197 00:10:53,960 --> 00:10:58,120 Speaker 6: accused of murdering a Texas man of Venezuelan charged with 198 00:10:58,160 --> 00:11:02,080 Speaker 6: filming and selling child pronog in Michigan. These are just 199 00:11:02,160 --> 00:11:05,920 Speaker 6: some of the heinous migrant criminals caught because of President 200 00:11:05,960 --> 00:11:09,560 Speaker 6: Donald J. Trump's leadership. I'm Christy nom the United States 201 00:11:09,559 --> 00:11:14,360 Speaker 6: Secretary of Homeland Security. Under President Trump, attempted illegal border 202 00:11:14,400 --> 00:11:17,920 Speaker 6: crossings are at the lowest levels ever recorded, and over 203 00:11:18,000 --> 00:11:21,200 Speaker 6: one hundred thousand illegal aliens have been arrested. If you 204 00:11:21,280 --> 00:11:25,160 Speaker 6: are here illegally, your next you will be fine nearly 205 00:11:25,240 --> 00:11:29,240 Speaker 6: one thousand dollars a day, imprisoned, and deported. You will 206 00:11:29,280 --> 00:11:32,920 Speaker 6: never return. But if you register using our CBP home 207 00:11:32,960 --> 00:11:36,360 Speaker 6: app and leave now, you could be allowed to return legally. 208 00:11:36,720 --> 00:11:41,480 Speaker 6: Do what's right, leave now. Under President Trump, America's laws, 209 00:11:41,640 --> 00:11:44,080 Speaker 6: border and families will be protected. 210 00:11:44,160 --> 00:11:46,319 Speaker 1: Sponsored by the United States Department of Homeland Security,