Speaker 1: Hey, ba fan, Mandy here or Mandra you can call
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Speaker 2: Hey, hey, hey, I would clap and snap, but I
Speaker 2: have no one use, only one use of one of
Speaker 2: my arms. I don't know if it's called one use,
Speaker 2: but a use of one of my arms.
Speaker 1: Hey manja, hey, gimpy.
Speaker 2: How's it going? Actually not bad like I saw. I
Speaker 2: got the surgery last week because you know, I tore
Speaker 2: attendant in my rotator cuff and so I'm actually not
Speaker 2: in pain. It's just that it's like feeling like a
Speaker 2: really weak, so I gotta I gotta go to physical therapy.
Speaker 2: I wear this sling only at night, but during the
Speaker 2: day I'm actually pretty fine.
Speaker 1: So ouch. Well, I hope that. I mean, this is
Speaker 1: the last thing you needed. But I'm glad you took
Speaker 1: care of it.
Speaker 2: Yeah, because I was just like, it feels like basically
Speaker 2: what it's been feeling like, but a little bit like,
Speaker 2: you know, less strong. But I'm glad to your point,
Speaker 2: I took care of it because it was either temporarily
Speaker 2: this or this forever if I didn't take care of it.
Speaker 2: So I'm glad that I did. My husband was like
Speaker 2: Superman was like I've never seen anybody rush to get
Speaker 2: surgery so quickly because I was like, because the thing is,
Speaker 2: when you have like a rotator cuff or a tear
Speaker 2: or whatever, you actually have a really hard time sleeping.
Speaker 2: And I've been having a really hard time sleeping. And
Speaker 2: I'm someone who loves my sleep. So I was like, yeah,
Speaker 2: that's a non negotiable.
Speaker 1: I literally took a match on a match. I took
Speaker 1: a nap on my Zenden floor this morning this afternoon,
Speaker 1: and I'm like, maybe I should get us a comfy
Speaker 1: chair in here so I can nap. It was nice, y'all.
Speaker 1: I took a nap in my office. It's great. This
Speaker 1: is the best. I was like, I told my husband.
Speaker 1: I was like, we need to get the light. The
Speaker 1: only problem is that my light for the basement is
Speaker 1: up the stairs, and I'm like, we need to get
Speaker 1: a remote control light so I can just be like
Speaker 1: peep and then I can just, you know, sneak under
Speaker 1: my desk, take a little cat nap. It just I'm like,
Speaker 1: why didn't I work from home before? I used to
Speaker 1: hate it, But this is great, Tiffany, E've been holding
Speaker 1: out on us.
Speaker 2: Girl. When I tell you, you know, I love the
Speaker 2: work from home work from home. Literally, I had like
Speaker 2: a call at like one point thirty and I was
Speaker 2: making myself a salmon burger at one twenty, Like this
Speaker 2: is the life. I have plenty of time to eat my.
Speaker 1: Burger, right, I have no excuse to order lunch anymore
Speaker 1: because I just go upstairs and I grill a piece
Speaker 1: of chicken and I'm like kind of cranky about it,
Speaker 1: but then I feel good about myself afterward. Yeah, I'm
Speaker 1: glad that you're on the mend.
Speaker 2: But I did want to. So there's been a little
Speaker 2: like I'm I don't know in the finance community, and
Speaker 2: I would love to hear your input also to the
Speaker 2: BA audience. So I'm not gonna I'll keep names out
Speaker 2: of it because one of the young women I know
Speaker 2: very well. So there's a Hispanic young woman. She posted
Speaker 2: a meme and it featured it wasn't a negative meme,
Speaker 2: but it featured a black woman. Well you know, I'll
Speaker 2: just use a black woman's it's Asa Ray and it's
Speaker 2: like he says, like in the New SUBNW magazine. Anyway,
Speaker 2: she's jumping and she's posted memes before of like you know,
Speaker 2: like you know, like jumping into your Ira or like,
Speaker 2: you know, there's a funny one with Meg the Stallion,
Speaker 2: you know, y'all know, so Meg is like looking disgustedly
Speaker 2: down at the camera, and it's like the meme says
Speaker 2: how the whole financial and personal finance industry is looking
Speaker 2: at dr you know, we just talked about, you know what,
Speaker 2: our least favorite financial guru. So anyway, I didn't think
Speaker 2: anything of it. But I guess a group of black
Speaker 2: women who are in the personal finance space, you know,
Speaker 2: share that they didn't like that she posts black women
Speaker 2: in meme. I mean, she doesn't just post black women.
Speaker 2: She mostly posts like everybody, but you know, black, Hispanic.
Speaker 2: I don't know if I've ever seen white, but either way,
Speaker 2: and so she actually reached out to me and said,
Speaker 2: you know, was I wrong for this? And I was like, well,
Speaker 2: I I'm not gonna lie. I didn't. I didn't get
Speaker 2: it because I'm not gonna lie. I posted Cardi b
Speaker 2: as a meme. And remember many remember those two little
Speaker 2: girls that like had the birthday party. It was like
Speaker 2: a funny meme when one sister blew up the other
Speaker 2: sister's candle. It was like these little, two little Hispanic
Speaker 2: girls right, So, like I like named one of them
Speaker 2: like you're checking account and the one that blew out
Speaker 2: the candle, like you're you're checking your savings account, and
Speaker 2: the other one was like you're when you know your
Speaker 2: check engine lights. So basically, just when you're feeling good,
Speaker 2: the girl whose birthday it was, your sister blows out,
Speaker 2: and that's that's your your that's your your check engine light.
Speaker 2: So anyway, those little girls were his spanning. So I
Speaker 2: because I've posted memes of other races, I'm not gonna lie,
Speaker 2: I didn't. I didn't even get what the issue was.
Speaker 2: And so one of the young black women that reached
Speaker 2: out to the Hispanic woman was like, hey, you know,
Speaker 2: she tagged me because she knows. You know, I'm close
Speaker 2: with the young Hispanic woman. She's one of my mentees actually,
Speaker 2: and so I actually conversation last night and I said,
Speaker 2: you know, you know, I'm not trying to be you know, facetious,
Speaker 2: but I have used memes with other races, and I
Speaker 2: didn't know that it was like and not in a
Speaker 2: negative way, like you know, never mean like this is
Speaker 2: the rich one, the white woman, this is the poor one,
Speaker 2: the black woman. You know, just like like when Cardi
Speaker 2: b came out and she had a picture of her
Speaker 2: when she was a little girl, and it was like
Speaker 2: everybody was doing like she looks like a little girl
Speaker 2: that would tell on people all the time. And it
Speaker 2: was like my mama said, and I think I was, like,
Speaker 2: my mama said, you better get to budgeting or something
Speaker 2: like that. Anyway, So she the the young black woman
Speaker 2: who reached out to me when we were conversing last night,
Speaker 2: it was, you know, a pleasant conversation, wasn't anything negative.
Speaker 2: She sent me a bunch of articles about digital black
Speaker 2: face and then black memes, and it just a bunch
Speaker 2: of things to like kind of read articles to read.
Speaker 2: And you know, I I'm still struggling with I didn't see.
Speaker 2: I didn't see anything inherently wrong if you're not using
Speaker 2: it in a way to disparage the race that you're posting.
Speaker 2: And I'm just curious and you know, and I could
Speaker 2: be wrong. I'm open to obviously correction, because I'll give
Speaker 2: you another example to the young woman. The Hispanic woman
Speaker 2: had used so I guess on Clubhouse, she had used
Speaker 2: Easter raised jumping picture as like her picture temporarily, and
Speaker 2: so the black woman was like, she is blackfishing because
Speaker 2: she us it's a raised picture. I'm like, yeah, but
Speaker 2: I don't think she's trying to pretend, like, hey, I'm
Speaker 2: tricking you to think I'm black, because I think black
Speaker 2: people we know who Eter Ray is. And the Hispanic
Speaker 2: woman's name is, her handle is a Hispanic hand. I
Speaker 2: don't want to say so it goes rushing, but it's
Speaker 2: it's basically like her handle is like I am, I
Speaker 2: am a Spanish woman, Like that's her head. So it's like,
Speaker 2: you know, and then the week prior, she had changed
Speaker 2: her clubhouse picture to my book cover, so it was
Speaker 2: my picture, and I shared that with her, Like you know,
Speaker 2: I said, I'm not trying to make excuse, but is
Speaker 2: that wrong if she changes her clubhouse picture to my
Speaker 2: picture I'm a black woman, and she did so in
Speaker 2: support of like my book, So you know, I'm trying
Speaker 2: to remain open minded because it's become like a thing.
Speaker 2: Then since then, yeah, and so since then, you know,
Speaker 2: it's like she's apologized that my mentee has apologized publicly.
Speaker 2: I mean, we talked about her reaction to me. I'm
Speaker 2: not gonna lie to me. I didn't know I didn't
Speaker 2: necessarily feel that anything was wrong with using means of
Speaker 2: other races, but I did share that her her reaction
Speaker 2: and not you know, it wasn't a positive reaction, like
Speaker 2: you know, like how to navigate and negotiate when someone
Speaker 2: tells you how they feel instead of antagonizing them with
Speaker 2: like posting additional like posts to antagonize them to listen
Speaker 2: even if you decide to continue the behavior. So to me,
Speaker 2: that's where their misstep was made because her reaction to
Speaker 2: them reaching out to her that wasn't ideal. And I
Speaker 2: shared that with her so I could share that candidly here,
Speaker 2: so that part I understood. But yeah, so what do
Speaker 2: you think, Mandy, Like do you think digital I guess
Speaker 2: digital black face or the memification of black women? How like, yeah,
Speaker 2: I know you probably never had to think about that before,
Speaker 2: but what do you think?
Speaker 1: No, I have, I have had. I have been thinking
Speaker 1: about it, and I think we saw a lot of
Speaker 1: the thing with the memification of black people is especially
Speaker 1: for me over the election cycle. That is, if you
Speaker 1: ever were you know, if you ever were a massachist
Speaker 1: like me and decided to go check on your conservative
Speaker 1: family and friends Facebook pages just because you just wanted
Speaker 1: something to be outraged about. You would see a lot
Speaker 1: of really terrible memes, especially after Kamala Harris was named
Speaker 1: Biden's VP choice. I remember one of my relatives back
Speaker 1: in Georgia, who you know, it's been been a very
Speaker 1: long year with that family. But yeah, they had posted
Speaker 1: a meme of Kamala with the fly from Mike Pence's
Speaker 1: head from that one debate coming out of her vagina,
Speaker 1: and the idea was making fun of a black woman
Speaker 1: and her sexuality and saying that she's dirty. And so
Speaker 1: I have been ultra sensitive to to the memification of
Speaker 1: black women in media because I because of that. And
Speaker 1: it's not just Kamala Stacy Abrams, oh my god, the
Speaker 1: some of the things that they have like that they
Speaker 1: pass around on the internet with AOC Stacy Abrams. Uh,
Speaker 1: I'm sorry, Ellen Omar. You know these these uh, these
Speaker 1: women of color in politics who have gained gained a
Speaker 1: big platform over the past, you know, in the wake
Speaker 1: of the of Trump's election. It's it's really I mean
Speaker 1: that is it's problematic, It definitely is. And and so
Speaker 1: this definitely so it's something I I didn't realize it
Speaker 1: was happening or that I did kind of hear about
Speaker 1: this situation because I follow the same people you do, probably,
Speaker 1: but that's where I'm coming from. I I've been really
Speaker 1: sensitive to that. And like one of my friends and
Speaker 1: what was it? There was it was there was something
Speaker 1: that was sent around after Oh what was it? It
Speaker 1: was some Oh damn it, I'm gonna think of it later.
Speaker 1: And then it's like the perfect example. There was something
Speaker 1: in the news and then someone created a meme out
Speaker 1: of it, and I was like, look, it's too soon
Speaker 1: for a meme about this, Like, I don't wanna it
Speaker 1: was the Capital Riot. Thank you. It was the thank
Speaker 1: you brain you gave it to me. The Capital Riot.
Speaker 1: People were already trying to memify it. And you know
Speaker 1: that guy carrying the podium out and saying like, oh,
Speaker 1: this guy, you know, is your addiction to online shopping
Speaker 1: and the podium is your savings account kind of like
Speaker 1: and and that's just that's a fake example I just
Speaker 1: made up. But for me, I was like, listen, too soon,
Speaker 1: attack on our nation's democracy. Too soon by white supremacis
Speaker 1: too soon. But in this case, in this case, yeah,
Speaker 1: so a Hispanic woman with the with the yes Hispanic
Speaker 1: woman using a pop culture figure like as her profile photo.
Speaker 1: I think it's like you said, it's all about the
Speaker 1: entire behind it. And my my thing is, I think
Speaker 1: as black and brown people, we have to support one another.
Speaker 1: And I think that there's a lot of there is
Speaker 1: a lot of education on both sides that's necessary. I
Speaker 1: don't pretend to know everything that I need to know about,
Speaker 1: you know, cultures that are different than mine, but we
Speaker 1: should all be more sensitive to that. And and I'm
Speaker 1: you know, I'm sorry if this meant that someone was
Speaker 1: attacked or tried to be quote unquote canceled on social
Speaker 1: for something that they did that was offensive to others.
Speaker 1: I hope that it started a conversation. And I think
Speaker 1: it's it's good that you know, you talk to your
Speaker 1: mentee too, because you can come at it from because
Speaker 1: I know you have empathy for the woman who made
Speaker 1: the post. And but at the same time.
Speaker 2: You know, I was open to like the young woman
Speaker 2: that you know reached out because I you know, one
Speaker 2: she was the you know, the young woman that reached out.
Speaker 2: She herself as a black, young black woman and she's
Speaker 2: in personal finance, and she was like, oh, my god,
Speaker 2: you know, but I love what you're doing and I
Speaker 2: just wanted to, you know, bring this to your attention.
Speaker 2: And I kind of it, but I didn't really know
Speaker 2: what was happening. So we were like kind of like
Speaker 2: messaging back and forth. Instagram has this like feature where
Speaker 2: you can like it was nice to hear her voice
Speaker 2: versus just like writing, because you know, sometimes you know,
Speaker 2: you write something and it can it can lead a lot,
Speaker 2: you know. So we were kind of like voice messaging
Speaker 2: back and forth, and she was you know, more than
Speaker 2: more than amiable pleasant, you know, it wasn't it wasn't
Speaker 2: contentious at all. She just shared. So I you know,
Speaker 2: I told her, I said, I'm gonna be honest that
Speaker 2: you know, I don't do it a lot, but you know,
Speaker 2: I've used means of people who were different races before,
Speaker 2: so I want to get clear on what you know, Like,
Speaker 2: you know, my initial reaction was like, what was wrong?
Speaker 2: You know, and so she was like, you know, so
Speaker 2: she sent me some articles to read, which I did
Speaker 2: and I said I understand, and said most of the
Speaker 2: articles were about digital black face, and I said, well,
Speaker 2: I don't you know. Her picture is her picture of
Speaker 2: I think she's Dominican, but anyway, she's you know, like
Speaker 2: a a light skinned Hispanic woman, you know. So and
Speaker 2: she's a yes, but she used you know, ray ray
Speaker 2: on her clubhouse and I said yes as a fun
Speaker 2: pick because I don't think that she was pretending to
Speaker 2: be soay because we all know who it wasn't a
Speaker 2: random black girl, you know what I mean. And then
Speaker 2: I said, and then I did share. I was like,
Speaker 2: you know, she had before that, she had my picture up,
Speaker 2: you know, And honestly, I had a whole room full
Speaker 2: of people who shared my picture, although although I suspect
Speaker 2: most of them were black women because that's my core audience.
Speaker 2: So and I said, and then I shared some means
Speaker 2: that I had that I said, and I was like with,
Speaker 2: you know, it is this in the same line, and
Speaker 2: because I've done that and I'm not I did, you
Speaker 2: know what I mean, Like, I'm not looking to offend anyone,
Speaker 2: but I'm also not looking to be you know, I
Speaker 2: just want to make sure that because to your point, Mandy,
Speaker 2: if someone says a thing like, hey, this is something
Speaker 2: that's offensive to me, you should listen. And I think
Speaker 2: that that part was definitely missing, the like you know
Speaker 2: the listening component, but at the same time, and I
Speaker 2: guess I'm also like I guess at the heart of
Speaker 2: it all, and they're actually having a clubhouse about it,
Speaker 2: you know, by the time you guys listen, I think
Speaker 2: the clubhouse will be over, but they're having a clubhouse
Speaker 2: about it conversation. So I'm gonna see if I can
Speaker 2: make I don't know if I'll be able to because
Speaker 2: I really do want to understand. I understand about the
Speaker 2: memes that are meant to be used to disparage communities,
Speaker 2: but I'm like, yikes, Like, for example, I used you
Speaker 2: know Future, Are you familiar with Future? He used to
Speaker 2: be like used to be with Sierra, Like yah, yeah,
Speaker 2: So if you know, like futures like claim to fame
Speaker 2: kind of is that he's kind of like an f
Speaker 2: boy you know, like you know, like not the greatest boyfriend,
Speaker 2: you know, just a player basically, right. So there's this
Speaker 2: meme that everybody uses that Future is like so toxic
Speaker 2: and that he's always texting some random foolishness. So so
Speaker 2: there's this mean that I use where Future and you
Speaker 2: guys can could take a look at my page and
Speaker 2: kind of let me know what you think because I
Speaker 2: am open where future is like texting, and it says
Speaker 2: the Budgetista was on Clubhouse talking about her book Get
Speaker 2: It with Money, and I realized, I need to get
Speaker 2: good with you. I'm gonna pre order it for you
Speaker 2: so you can see what I mean. But that is
Speaker 2: very future like something will happen, and it's like like
Speaker 2: just to say it's raining, you know, it's raining outside,
Speaker 2: and it made me realize, you know, I miss sitting
Speaker 2: in the rain with you, like that kind of thing,
Speaker 2: like you know those guys who text you ten years
Speaker 2: later what you're doing or how are you? So I
Speaker 2: use that meme and I'm like, I mean, it doesn't
Speaker 2: paint in future in the best life. So I'm really
Speaker 2: just trying to learn, honestly. So I would love, honestly
Speaker 2: be a like feedback, but because like I said, I
Speaker 2: don't rarely most of my pictures on my ig feed
Speaker 2: are me, but there's the off chance that you know,
Speaker 2: it's a it's a it's a celebrity, And very rarely
Speaker 2: do I post you know, a woman that's not me,
Speaker 2: but or a woman of a different race, because my
Speaker 2: audience is largely with black women. But honestly, if you
Speaker 2: were to go to my Literature Academy page, we have
Speaker 2: posts of all different races of women, and I'm just like,
Speaker 2: I guess I'm trying to wrap my mind around when
Speaker 2: is it okay to post other women? Because Literature Academy
Speaker 2: there's a wider variety of women that join the my
Speaker 2: online school and the budget NISA, not that we turn
Speaker 2: anyone away, but my core audience as black women. So
Speaker 2: with the Academy you see different faces way more than
Speaker 2: you would on the Budgetista. And if you go to
Speaker 2: liver at your academy the Instagram, you will see there's
Speaker 2: a white woman like someone's TikTok, there's an Asian woman
Speaker 2: and a Spanish woman. They're not memes per se, But
Speaker 2: like I said, I guess I'm just having a hard
Speaker 2: time Like now I get it.
Speaker 1: Yeah, we all use memes. And that is why I'm
Speaker 1: so afraid of saying doing the wrong thing on on
Speaker 1: social and why I'm not as quick to get in
Speaker 1: the back and forth of being witty on social media
Speaker 1: because I feel like eventually you are going to trip
Speaker 1: up and slip up and offend somebody, not that I
Speaker 1: and it just feels like I think that there should
Speaker 1: be room for human error on the internet. Unfortunately the
Speaker 1: culture were now I actually agree that it's a little
Speaker 1: too It's not I don't want to use the word
Speaker 1: that conservatives use whenever they talk about cancel culture and stuff,
Speaker 1: because it's not that people are too sensitive. It's just
Speaker 1: that there's not enough listening. There's not Honestly, there's not
Speaker 1: a there's not space for that. It's not like any
Speaker 1: no one really ever says, Okay, this was an interesting debate,
Speaker 1: let's have a larger discussion. So I kind of love
Speaker 1: that you you said that they're doing a clubhouse on
Speaker 1: digital black face. I might try and check that out too,
Speaker 1: But for me, it's like, I don't I do think
Speaker 1: when you're sharing memes, think about what your meme is saying,
Speaker 1: because I think what I've seen on social media is
Speaker 1: political conservatives. You know, often white people when they share
Speaker 1: memes to be entertaining or get laughs. It can be
Speaker 1: a black person. Often it's like, you know, the memes
Speaker 1: of the girls from Real Housewives or from a back
Speaker 1: girls club, and like, I don't know those images. It's like,
Speaker 1: why are you choosing this to represent your mood? And
Speaker 1: I feel like whenever someone needs to like use a
Speaker 1: gift to express that they're frustrated or they're pissed. It's
Speaker 1: like a mad or sassy black woman, you know. And
Speaker 1: I was just and I this is I was. I
Speaker 1: was trying to actually got my vaccine point and I'm
Speaker 1: so excited. The reason I'm eligible for a vaccine appointment
Speaker 1: is because in New York, if you're overweight, that's a comorbidity.
Speaker 1: And I have never been happier to be fat. Y'all. Okay,
Speaker 1: Like I'm like, yes, I will claim the pounds. No
Speaker 1: more lying, no more given myself a thirty pound you know,
Speaker 1: whatever's on my license that ain't true. I'm like, yes, yes,
Speaker 1: I am fat, I am overweight. Uh huh anyway, so
Speaker 1: what But anyway, I was trying. I was joking about
Speaker 1: that with my family because of course they were like,
Speaker 1: how did you get eligible? So I was trying to
Speaker 1: choose a gift to show that I was chubby. I
Speaker 1: ended up going Willne the Pooh. There's a really cute
Speaker 1: gift of him, like, you know, poking his tummy in
Speaker 1: the in the mirror. But there was like three pictures
Speaker 1: of big black women before that, and I did look
Speaker 1: at it, and I was like, nah, why is this funny?
Speaker 1: Why you know? But to your point about not, you know,
Speaker 1: not wanting to intentionally proliferate stereotypes like a black man
Speaker 1: being a player or not you know, a player or
Speaker 1: having a bunch of I don't know what future. I
Speaker 1: don't know what his deal is. All I know is
Speaker 1: you know Sierra has something to do with that. Are
Speaker 1: they still together? I don't think so.
Speaker 2: No, no, no, no, she's married now. But I say, what you
Speaker 2: mean that likes me? The intention behind it and seeing
Speaker 2: like you're right, Future. The intention for me posting future
Speaker 2: was to reiterate what we know about him, which is
Speaker 2: you know, well not what we know, what we think
Speaker 2: we know about him, which is he's a player and
Speaker 2: so let's lean into it. He he ha ha. But
Speaker 2: I'm like, er, is that fair of the future? You know? No,
Speaker 2: you know, I don't know him. Honestly, he could be
Speaker 2: an amazing father, boyfriend, whatever. Yes, okay, Because I was
Speaker 2: trying to wrap my mind around, like wait, what, we'll
Speaker 2: not alls to use memes if you're not in it.
Speaker 2: But it's bigger than that. It's the intention and because
Speaker 2: I'll give you an example that like my eyes are
Speaker 2: like okay. So there was this you know, we all
Speaker 2: know Joanna Scammer. Remember that guy his name was like
Speaker 2: Brandon or whatever. So one day look at me one day,
Speaker 2: So once in an email we sent out like I
Speaker 2: don't know, it was one of our weekly good email
Speaker 2: and we had send out to say, I forget what
Speaker 2: the purpose of the email was, but we use a
Speaker 2: Joeanna Scammer gift like Harry up before it's all gone
Speaker 2: or whatever. The gift was sharing. And so a woman
Speaker 2: wrought me back was like, wow, I'm really disappointed in you,
Speaker 2: Tiffany and using this this you know Joanna Scammer. She's like,
Speaker 2: I know, on its surface, is he he ha ha funny,
Speaker 2: But when you really look at what this like what
Speaker 2: he's perpetrating as it relates to women, especially black women,
Speaker 2: especially women of color, it's negative like that. It's like,
Speaker 2: you know, this is how we are, that we're scam artists,
Speaker 2: that we all want we all subscribe it and want
Speaker 2: to be wealthy white women. And so she sent me
Speaker 2: some articles to read and I did, and I thought,
Speaker 2: you know what, She's right, So I stopped using Like
Speaker 2: that was the first time I ever sent out that
Speaker 2: gift or used it, and that was the last time,
Speaker 2: so I can you know. So that's why I said
Speaker 2: I wanted to come with an open mind of like
Speaker 2: cause you know, mindity reaction was like are we not
Speaker 2: allowed to use skips? And we all I always use scips?
Speaker 2: Wait wait wait wait you know, like what what's allowed?
Speaker 2: And are you know? And is this overreaching? Is it not?
Speaker 2: But I can see from that perspective of how you know,
Speaker 2: sometimes sometimes you see things so so constantly, like Nini,
Speaker 2: they've got this terrible gift of her like if you
Speaker 2: go to with the.
Speaker 1: Big teeth, Oh what is that?
Speaker 2: I know it's really yeah yeah when I see that one,
Speaker 2: I always cringe like, yeah, I have Nini with the
Speaker 2: big like that's really it's like sambo honestly. Yeah.
Speaker 1: Yeah, So I think that's where it comes into play.
Speaker 1: It's like are you what are what image? Are you trying? Like? Okay,
Speaker 1: this person posting a picture of Terray because she's a
Speaker 1: fan of hers or whatever. I feel like some digital
Speaker 1: black faces. Oh I'm trying to pretend like I'm a
Speaker 1: black person. Yeah, I'm trying to catfish. What do they
Speaker 1: call blackfish? Yes, that is obviously bad on its face,
Speaker 1: but yeah, I I if I wanted to, like, I
Speaker 1: am such a fan of America for I just have
Speaker 1: loved her ever since forever. Real women have curves, ugly Betty,
Speaker 1: I stand for her. I'm like, hell yeah, I put
Speaker 1: my picture as America just to like if I was
Speaker 1: celebrating her. But yeah, I think it's the intent behind it.
Speaker 1: It doesn't sound like this particular person tried to you know,
Speaker 1: was doing it to to demean Esa or to try
Speaker 1: to pretend like she was Lisa. If anything, she probably
Speaker 1: thought this is like, oh, I'm showing that I'm down,
Speaker 1: like I support black, black creatives and all that. I
Speaker 1: feel like, if we're going to expect people to be
Speaker 1: allies and we're gonna give them, like we've all been
Speaker 1: saying this year, we need allies. We need people who
Speaker 1: don't look like us to champion us. So that means
Speaker 1: we should you know, beat white people. Non black people
Speaker 1: are going to be championing black their they're black colleagues
Speaker 1: or they're black you know, entertainers and artists and all that.
Speaker 1: So there will be slip ups along the way, But
Speaker 1: I don't want to stop the progress you know, I
Speaker 1: wouldn't want to make her feel like she could never
Speaker 1: try to amplify a black voice or a black cause
Speaker 1: because of what happened this time.
Speaker 2: So yeah, so yeah, so I mean, but we'd been
Speaker 2: really curious. We'd love to hear from you guys, like
Speaker 2: what you think, because it's a it's a slippery slope
Speaker 2: at first seems like so benign, but then you're like, wait,
Speaker 2: as I dig deeper, is it really so? I You know, honestly,
Speaker 2: I'd love your feedback, love love to know what you think.
Speaker 2: I'm always open to learning. Like when a young black
Speaker 2: woman shared me articles and stuff, I was like, oh oh,
Speaker 2: And just hearing from you, Mandy, I'm like, oh, okay,
Speaker 2: I will say this that I'm proud of my mente
Speaker 2: because I know she it was not easy, she said.
Speaker 2: She posted like a really heartfelt apology because we spoke.
Speaker 2: We spoke at length, you know, and I just was
Speaker 2: sharing with her where I thought she made some missteps.
Speaker 2: At the time, I didn't really focus so much on
Speaker 2: the memes and more so on the reaction and how
Speaker 2: when when someone says something share something with you about,
Speaker 2: you know, like reacting, like what that reaction looks like
Speaker 2: and should look like, because you know, I'm not gonna lie.
Speaker 2: There's definitely times people have come for me. I would
Speaker 2: say nine times out of ten. I'm pretty good at
Speaker 2: not reacting negatively. Every once in a while somebody catches
Speaker 2: me and I snap, but that doesn't happen often. And
Speaker 2: I told her, you know, I've misstepped, you know, but
Speaker 2: you know, ideally you're wanting that. Quite honestly, if someone
Speaker 2: comes at you nasty, you have the right to not
Speaker 2: respond at all or to block them. Like if someone
Speaker 2: comes at me, like you know, the young black woman
Speaker 2: he hit me up, she wasn't nasty, so I wasn't nasty.
Speaker 2: We had a great conversation. But if if she would
Speaker 2: have come at me really really nasty, I have the
Speaker 2: option of ignoring her or she just blocking her, which
Speaker 2: I've done before to people who, instead of you know,
Speaker 2: coming to me and sharing whatever they're thinking, you know,
Speaker 2: can basically have come yelling or barking at me. And
Speaker 2: I'm like, well, there's no space for that, and I
Speaker 2: just block and I leave it alone. I don't. I
Speaker 2: don't give any space or energy to that. So yeah,
Speaker 2: so I guess we'll see how this all plays out.
Speaker 2: But yeah, it was just very interesting. I was like,
Speaker 2: I wonder what Mandra thinks.
Speaker 1: Well, thank you for caring. What little old mel.
Speaker 2: Well?
Speaker 1: What else is happening? Stimulus checks, stim means, I comment
Speaker 1: stimm Stimmans, I was really bummed. Did you hear that
Speaker 1: the fifteen dollars minimum wage is going to have to
Speaker 1: get cut from? Let the policy the big bill that
Speaker 1: they're trying to pass through.
Speaker 2: Honestly, so did you know I'm so I'm going to
Speaker 2: the White House virtually.
Speaker 1: I don't know if you yes, yes, I saw that
Speaker 1: you and uh.
Speaker 2: Yeah, a bunch of books. So yeah, So they the
Speaker 2: White House reached out.
Speaker 1: For They like, we're looking for Tiffany the Budgetiesta, the
Speaker 1: author of Kick with Money dot but you can find
Speaker 1: it gi Good with Money dot com.
Speaker 2: I bet you. They won't let me say that like hello,
Speaker 2: So she basically I had to submit like sounded like
Speaker 2: what my questions are? And so I do think what
Speaker 2: is she asking? So they just like sent me like
Speaker 2: an email back. I'm like, please don't tell me that
Speaker 2: I'm not doing it either way.
Speaker 1: So basically, what is it? So what does it mean
Speaker 1: when the White House contacts you to ask questions about
Speaker 1: the economic relief package that they're working on. What is it?
Speaker 2: Yeah, they just basically it was not as specific as
Speaker 2: you would think. They just reached out and said, hey, Tiffany,
Speaker 2: you know, we love what you're doing. She's reaching out
Speaker 2: from the White House Office of Digital Strategy. She's working
Speaker 2: out with the on the Engagement team. Anyway, they want
Speaker 2: to identify and collaborate with collaborate with value content creators
Speaker 2: across social platforms, and they're basically wanting to invite me
Speaker 2: to a zoom curated specifically for content creators like myself
Speaker 2: and senior officials on the National Economic Council. So they
Speaker 2: want me to ask questions of the National Economic Council.
Speaker 2: And so what I did was I did like a
Speaker 2: social media post asking folks like, hey, you know, what
Speaker 2: questions would you like me to ask? And so, you know,
Speaker 2: I submitted some in and basically I'm going like, she
Speaker 2: just gave me some feedback, So I'm gonna have to
Speaker 2: like read some of the feedback that she sent me.
Speaker 2: But yeah, so I'm I'm pretty sure they're gonna be
Speaker 2: taping it and then I think I'll be able to
Speaker 2: share the video like you know, with the audience later.
Speaker 2: But yeah, so you know, the woman who reached out,
Speaker 2: I mean, judging by her name, it looks like a
Speaker 2: black name. And she did say like that she was
Speaker 2: a huge fan. I'm like, okay, dream, you know, my
Speaker 2: ladies be black for the most part, although you know,
Speaker 2: we don't turn nobody. Oh way, we have lots of
Speaker 2: other ladies. So yeah, so it was just exciting that,
Speaker 2: you know, that she reached out. I'm like, yeah, I'm interested.
Speaker 2: So she is, you know, she she works with partnerships
Speaker 2: and she's a partnerships manager at the White House Office
Speaker 2: of Digital Strategy. So it's just exciting to like, you know, basically,
Speaker 2: what do y'all want to know from this administration about
Speaker 2: like kind of like what's happening and you know, like financially,
Speaker 2: I'm sure they're going to do other types of like
Speaker 2: collaborations with different like subject matters and so what it
Speaker 2: seems like honestly, because there's a bunch of people that
Speaker 2: I saw post about it in the financial space and
Speaker 2: it was like all women unless the men just have
Speaker 2: not posted. So I'm curious to see, like, you know,
Speaker 2: what kind of comes of this. So yeah, I just
Speaker 2: thought like, look that. My mother was like, do you
Speaker 2: watch House the biggest thing you've ever did. I'm like,
Speaker 2: I'm not actually going to a white House. I'm not
Speaker 2: meeting Kamala mom. And she's like, still, this is what
Speaker 2: she said, because only mama's Mandy. I hope he becomes
Speaker 2: this type of mama that just be like, give me
Speaker 2: all the deeps so I can brag on you rio. Yeah,
Speaker 2: she was like, send me something, send for something to
Speaker 2: me basically to deal on it. Yeah, she wants a
Speaker 2: proof to like to start on my auntie. So sorry.
Speaker 1: She's the one who wants you to grab a match book,
Speaker 1: a match book or like a pen.
Speaker 2: But I'm like, Mommy, it's gonna be digital. She's like yeah,
Speaker 2: but still I don't a screenshot. So something about the
Speaker 2: invitation so I could I could hear my friends?
Speaker 1: Yeah, okay, oh that's so. I mean, good on them
Speaker 1: for if you're on their list of people to to
Speaker 1: to be counseling the Economic Council, then that is a
Speaker 1: sign that we were heading in the right direction. Y'all,
Speaker 1: I've been reading. I'm not gonna go too far into it,
Speaker 1: but I have If y'all actually read the articles on
Speaker 1: what's happening with the stimulus package. It is not you know,
Speaker 1: that whole the fifteen dollars minimum wage that we were
Speaker 1: we I'm not, you know, whatever progressives were hoping would
Speaker 1: be in the package had had has to be dropped
Speaker 1: in order to pass the sentence. So it's passed the
Speaker 1: House and now, and the reason it has to be
Speaker 1: dropped is just it's literally like the monotony of passing
Speaker 1: policy in this country, and like the little niggling rules
Speaker 1: that can stop things from happening, and the way that
Speaker 1: they're trying to pass this bill, if I'm understanding correctly,
Speaker 1: they need a certain number of votes in order to
Speaker 1: do it, and because we don't have that big of
Speaker 1: a majority. In fact, in the Senate it's a dead
Speaker 1: tie with Commonly being the tie breaking vote. It's not
Speaker 1: enough to get the number of votes that they need.
Speaker 1: They actually need more than that simple majority to get it.
Speaker 1: So that's why we can't. We just can't be complacent, y'all.
Speaker 1: Even with even having the House and taking back the
Speaker 1: White House and we have that razor thin edge and
Speaker 1: the Senate, it's it's still not enough for some policies
Speaker 1: to be passed through, so you know, just you know, vote, vote, vote,
Speaker 1: please vote, and pay attention to that.
Speaker 2: Yeah, because it's just there's just so many honestly, Like
Speaker 2: I have to say, like most of the questions that
Speaker 2: people ask revolved around the fifteen dollars like minimal wage.
Speaker 2: So many questions about student loans.
Speaker 1: Oh my gosh.
Speaker 2: I would say a good forty percent that people like
Speaker 2: message me, we're about student loans. And then there's a
Speaker 2: lot of worry about Okay, so we have all this
Speaker 2: more moratoriums about like deferred mortgages and deferred payments and
Speaker 2: so what happens when those expire. So a lot of
Speaker 2: people are like, so I still don't have any money,
Speaker 2: so what'll be fit to do then? Yeah, so there's
Speaker 2: just a lot of worry and understandably, so.
Speaker 1: Yeah, Well when it's this uh, this meeting.
Speaker 2: So it's going to be Wednesday in the afternoon, so
Speaker 2: I don't believe it's like some live thing. I'm assuming
Speaker 2: it's video, and then I think they're going to be
Speaker 2: giving me a.
Speaker 1: Clip to share, Okay, dope. Well, if you guys you're
Speaker 1: hearing this Wednesday morning, if you're upright and early with us,
Speaker 1: five am Central Eastern Senior Times on. The show goes
Speaker 1: live on Wednesdays. Uh tweet Tiffany or hit her up
Speaker 1: on Insta or drop us and know what that Brown
Speaker 1: Embission podcast on Insta And you know, if we don't
Speaker 1: get to squeeze it into Tiffany, can you just know,
Speaker 1: don't be plugging stuff on your You're right, You're right,
Speaker 1: they'll kick you up. You will get the boot real quick. Yeah.
Speaker 2: If you still yeah, no, thank you. That's that is
Speaker 2: pretty cool.
Speaker 1: Well, speaking of hitting us up for questions, why don't
Speaker 1: we take a quick break and we will be right
Speaker 1: back with you all question. Okay, guys, we are back
Speaker 1: with your questions. Please please hit us up with your questions.
Speaker 1: Go to Brown Ambition Podcast dot com and ask us anything,
Speaker 1: or you can also hit us up directly on Instagram
Speaker 1: at Brown Ambition Podcast. I do check those all the
Speaker 1: time and I often answer, So hit us up on
Speaker 1: IG if you have any questions. Actually, let me go
Speaker 1: to IG right now for our first question. This comes
Speaker 1: from Caitlin. Caitlin says, Hey, Bron Ambition, I love the podcast.
Speaker 1: You've taught me so much. I have what feels like
Speaker 1: a very simple and actually a privileged question for you.
Speaker 1: I'm very lucky and have a relative who set up
Speaker 1: a brokerage roth IRA for me. Can I still set
Speaker 1: up my own roth? They contribute the money to the
Speaker 1: brokerage IRA, but I don't know if that would prevent
Speaker 1: me from opening my own. Thanks for helping me get
Speaker 1: my retirement game on. Now. I follow it up with
Speaker 1: her because when she asked, you know this, this almost
Speaker 1: sounded like are you young and someone's opened a custodial
Speaker 1: IRA for you? Yeah, because custodial IRA, which I opened
Speaker 1: for my son recently, is basically it's an IRA that
Speaker 1: IM in that he's the beneficiary of. He'll get control
Speaker 1: of it when he's I forget if it's eighteen or
Speaker 1: twenty one in New York, but when he's of age
Speaker 1: then he can have access to it. But anyway, so
Speaker 1: I followed up and asked her, and she said, Okay,
Speaker 1: I am thirty four, two kids, a husband, mortgage, student loans,
Speaker 1: and the account actually isn't a custodial IRA. I'm in
Speaker 1: full control of it, but I don't touch it because
Speaker 1: this relative continues to contribute the max each year. First
Speaker 1: of all, can you adopt me into this family with
Speaker 1: relatives who max out your IRA every year, because that
Speaker 1: seems like a pretty sweet do you. So basically, she's
Speaker 1: got this IRA that someone's contributing to, which is dope,
Speaker 1: but she would like to. And the reason that she's
Speaker 1: asking about the limit up to every year, there's a
Speaker 1: new sort of limit set on how much you can
Speaker 1: put into a roth IRA, and for twenty twenty one
Speaker 1: it's six thousand dollars, I believe. So once you've hit
Speaker 1: six thousand, you can't contribute to that roth IRA anymore.
Speaker 1: So she wants to know can I do my own
Speaker 1: and then I can have up to twelve thousand dollars annually.
Speaker 1: The answer is no. I'm pretty sure that no, you
Speaker 1: can't do that, especially if it's in your name already.
Speaker 1: I don't know how this is the thing though, and
Speaker 1: this is a good question that I've come that actually
Speaker 1: led me from this is how did they know? You know?
Speaker 1: I was surprised. I finally had maxed out my four
Speaker 1: to one K through my employer for the past couple
Speaker 1: of years, and I was trying to do the math
Speaker 1: toward the end of the year, like to be sure
Speaker 1: I didn't put too much because I was worried, and
Speaker 1: even my magical financial planner Helen, couldn't really tell me.
Speaker 1: How did they know if you've exceeded and then if
Speaker 1: you do put more than you're allowed to what happens? Then?
Speaker 1: Do you have to like how does that work? And
Speaker 1: I realized with my four to one K, they have
Speaker 1: an automatic they just stop you, like if you get
Speaker 1: to the max, they won't take your money, They'll just
Speaker 1: you know, they'll take less than what you automatically have
Speaker 1: contributed from your four to one K. But with an era, yeah,
Speaker 1: I wonder how did they know? Maybe when you submit
Speaker 1: your taxes you have to put all that in there,
Speaker 1: but yeah, you're only allowed one ira, and you know
Speaker 1: this relatives maxing out yours. If you wanted to have
Speaker 1: an additional ira, you say you were married and you
Speaker 1: have a spouse, so I would say, you know, maybe
Speaker 1: have one in their name that you could open and
Speaker 1: then contribute to would be the next step. Or you know,
Speaker 1: take your extra coins and throw them into a traditional era.
Speaker 2: Yeah, because I was going to say, like, like, for example,
Speaker 2: you can have a raw ira, but there's a maximum
Speaker 2: that you can contribute to retirement and you could potentially
Speaker 2: have multiple accounts, but you still can't exceed the max,
Speaker 2: Like you can't exceed like if it's six thousand dollars,
Speaker 2: that's what it is this year, and usually it goes
Speaker 2: up like every two years, like five hundred dollars or
Speaker 2: something or so every two years, you can't exceed whatever
Speaker 2: the max is. I remember, like, I don't know how
Speaker 2: they know. Like for example, I was contributing accidentally to
Speaker 2: accept but I was no longer self employed, but I
Speaker 2: still thought of myself as self employees, like no, girl,
Speaker 2: you work for your company now, And so I was
Speaker 2: mistakenly contributing to a steps so I had to like
Speaker 2: it was just a whole like tax kerfluffle that had
Speaker 2: to be fixed. But I thought to myself, how did
Speaker 2: they even know? But they knew, they knew. Yeah, I
Speaker 2: don't know how they know, but they'd be knowing that maybe.
Speaker 1: Yeah, so I would say, you know, open your own
Speaker 1: brokerage account, and I mean, again, can y'all adopt me?
Speaker 2: Because I would be that's really awesome, yeah, of your
Speaker 2: relative very much.
Speaker 1: So all right, well, thank you very much for your question.
Speaker 1: Hopefully that answered it, and let me know what you
Speaker 1: and your husband decide to do, you know, because you
Speaker 1: could always just open up a regular brokerage account taxable
Speaker 1: brokerage account too, and just wouldn't want you to like
Speaker 1: not invest extra money if you had it.
Speaker 2: Mm hmm.
Speaker 1: All right, here's a comment on last week's episode where
Speaker 1: we talked about, you know, Tiffany brought up picking your
Speaker 1: brain and asking potential mentors or people in your you know,
Speaker 1: industry or in your in your field for advice and
Speaker 1: how that can really go overry and how you know, Tiffany,
Speaker 1: not to put words in your mouth, but as I'm summarizing,
Speaker 1: but you want you kind of try to protect yourself
Speaker 1: from situations where you know people are picking your brain
Speaker 1: for the wrong reasons or they're doing it selfishly, and
Speaker 1: then you're just not getting anything out of it, but
Speaker 1: yet you're pouring into it. So this read or sorry,
Speaker 1: this listener said, I totally agree with both Mani's and
Speaker 1: Tiffany's points of view. I hate this post about picking
Speaker 1: your brain because picking your brain in that phrase can
Speaker 1: be very off putting. When I was in corporate America,
Speaker 1: there were two white women that helped me launch my
Speaker 1: project management career. I wish I had a black woman
Speaker 1: as a mentor. But I never worked in an organization
Speaker 1: with a lot of black representation in management or executive positions.
Speaker 1: The women that helped me didn't require an invoice. They
Speaker 1: just wanted to play the role as mentor and pay
Speaker 1: it forward. I implemented what they recommended because I didn't
Speaker 1: want to waste their time and understood that they were
Speaker 1: doing it for free. It just feels like all the
Speaker 1: quote internet unquote millionaires don't remember that it was likely
Speaker 1: someone giving up their time to help them. And to
Speaker 1: be honest, I often wonder how much value they are
Speaker 1: actually providing. Love You Ladies and the podcast No, And
Speaker 1: to be honest, I often wonder how much value they
Speaker 1: are providing there you.
Speaker 2: Go No No, I agree, And honestly, I it's unfortunate.
Speaker 2: I think that obviously asking in the right way and
Speaker 2: then asking without expectation that someone has to do it.
Speaker 2: But I do believe in pouring into people. I've got
Speaker 2: three active mentees like right now, and I don't expect
Speaker 2: anything other than that what I share, not that it
Speaker 2: has to be implemented to the tea, but you're going
Speaker 2: to you know that you're you're not just talking just
Speaker 2: to talk. You know that You're like, oh, I never
Speaker 2: thought about it that way, okay, meaning like I like
Speaker 2: to see growth basically now, even if it's not exactly
Speaker 2: like what I've said, you know, but I don't want
Speaker 2: to pour in. And then you're like, yeah, actually, change
Speaker 2: my mind. I want to be a writer. It's like, okay,
Speaker 2: well here's something you can do. I actually I changed
Speaker 2: my mind. I want to scuba dive. And it's like, oh, okay,
Speaker 2: because because it's like, you know, typically, like I don't
Speaker 2: spend less than an hour of time on the phone
Speaker 2: with my mentees, you know, at a time some of
Speaker 2: like when outside was open. One mente in particular, we
Speaker 2: would always have lunch for a couple of hours. I
Speaker 2: just shared with you my you know, my mentee, the
Speaker 2: Hispanic young woman, and then pouring into her. We spoke
Speaker 2: for an hour yesterday after everything had happened, so I believe,
Speaker 2: and even the Hispanic MENTI when she reached out to me,
Speaker 2: she asked me, can you be my mentor? And I said, honestly,
Speaker 2: I'm my capacity, but I always almost always say we
Speaker 2: can have a call if I'm not super overwhelmed. And
Speaker 2: so we had a call and I say, I really
Speaker 2: liked her, and we clicked and then we just started
Speaker 2: speaking like more regularly, and then she was like, hey,
Speaker 2: I'm a mentee. Now I guess you are.
Speaker 1: Yes, so because it's it's a friendship as much as
Speaker 1: it's a professional relationship, you know, So if you vibe
Speaker 1: and you enjoyed talking to someone, yeah, I yes. I
Speaker 1: just know there are some people out there giving advice
Speaker 1: to people and they're like, man, I really hate talking
Speaker 1: to this person and stop doing it, you know.
Speaker 2: Yes, yes, no, no, I totally agree. And I think
Speaker 2: it's just unfortunate too that she's right that a lot
Speaker 2: of people don't want to pour in. Or is it
Speaker 2: like because like if you DM ig DM someone and
Speaker 2: ask them, that's not the same thing as someone I
Speaker 2: wanted to pour in. You know, they might receive. I
Speaker 2: remember a woman like wrote me and I try to
Speaker 2: answer my ig dms. I actually had to turn them
Speaker 2: off because it got to be so overwhelming because I
Speaker 2: would get hundreds a day I'm asking questions, So I
Speaker 2: was I usually said, aside a couple hours a day
Speaker 2: to like go through and answer all these questions. And
Speaker 2: I guess I missed her question because she like wrote
Speaker 2: me back like a nasty like, oh, I guess you
Speaker 2: don't answer, And I was like, what I didn't see,
Speaker 2: you know, And I said, oh, I apologize. I don't
Speaker 2: always get to see all my questions. I get a few,
Speaker 2: you know, across all platforms, I get a few hundred
Speaker 2: a day. And she said something nasty back, and I'm like, sis, yeah,
Speaker 2: you know, like because then now, like so, what motivation
Speaker 2: is it for me to help you with this credit score?
Speaker 2: Now that you don't bark on me, you know, But so, yeah,
Speaker 2: I do believe that people should pour into people, but
Speaker 2: I also believe that you should ask without expectation, because one,
Speaker 2: you don't know like where that person is, you don't
Speaker 2: know what's happening, You don't know, you know, they could
Speaker 2: be having a personal crisis. I remember a woman was
Speaker 2: mad at something that happened in the group and she
Speaker 2: had reached out to me. And at the time, I
Speaker 2: just had fiber surgery and it was like serious surgery,
Speaker 2: like it was like it was like a cesarean had
Speaker 2: like cut me open. That was in the hospital for
Speaker 2: three days. And so I guess she must have written
Speaker 2: me the day before I went in or whatever, and
Speaker 2: you know. But I was in the hospital for three days.
Speaker 2: I was not on Facebook. So by the time I
Speaker 2: got back, she had this litany of like, you know,
Speaker 2: basically cussing me out, and I was like, oh so
Speaker 2: just sweat my eyes fighting for my life in the hospital.
Speaker 1: You never know what someone is going through. Just stop,
Speaker 1: just stop up, Oh my god, what's happening?
Speaker 2: Ask without expectation, but you should certainly ask, and no
Speaker 2: one just because you're asking something, they should not mistreat you. Now,
Speaker 2: it'd be one thing if you ask some one they're like, girl,
Speaker 2: don't ask me that. Then that's nasty. But someone not
Speaker 2: responding could mean that they didn't see it, and someone
Speaker 2: responding in a nasty way is unacceptable. But someone doesn't
Speaker 2: have to say yes or even has to respond because
Speaker 2: quite honestly, they may not have seen it. So like, yeah,
Speaker 2: it's yeah, it's unfortunate that there are there are nastiness,
Speaker 2: this nastiness on both sides. But I honestly, more than
Speaker 2: most times, I find that people are pretty generous, you know.
Speaker 2: I find that, so so lean in and don't be
Speaker 2: afraid to lean in horizontally someone who was at similar
Speaker 2: level than you, but might be killing it in one
Speaker 2: area that you want to learn about.
Speaker 1: Yeah, that's a good point your colleagues for peers.
Speaker 2: Exactly, because there are definitely people who are like that.
Speaker 2: I'm like, oh, Mandy, wait, how do you do that?
Speaker 2: You know, because somebody else who you know is way
Speaker 2: fur their head might be super busy, but it's easier
Speaker 2: to reach out to people who are who are at
Speaker 2: similar levels, but they've they've really killed a section, like, well, wow,
Speaker 2: your Instagram stories are amazing? Can I ask a question?
Speaker 2: I do that all the time, and I've always been
Speaker 2: met with more more feedback than if I reach out
Speaker 2: to someone who was like, way, way way ahead of me,
Speaker 2: because it's likely they may not have seen my message.
Speaker 1: Absolutely well, y'all can definitely send me your questions. I'm
Speaker 1: gonna answer. I'm gonna read them. If not me, then
Speaker 1: my cousin Anna. So we are here for all of
Speaker 1: your I'm actually I was just dming someone. They start,
Speaker 1: they start typing back, and I'm like, oh, it's gonna
Speaker 1: be a it's gonna be a thing. People are always
Speaker 1: excited when they hear from us. I just you know,
Speaker 1: I don't don't worry tip, I don't pretend that I'm you.
Speaker 1: They know, y'all know, y'all know. All right, Well, thank
Speaker 1: y'all for the questions. Let's move on into brown boost
Speaker 1: brown break.
Speaker 2: Now it's time to boostop break, Oh, boost up break?
Speaker 2: Is you gonna booze? Is you gonna break me while
Speaker 2: I'm bopping like my shoulders not.
Speaker 1: Like, oh please, don't don't bob sliggle your toes or something.
Speaker 2: So are you gonna boost or are you gonna date break?
Speaker 1: Mandra I want to do a boost. I'm gonna do
Speaker 1: a mini boost, and then I actually want to boot
Speaker 1: one of our listeners who sent a really sweet story
Speaker 1: about her financial win. So I don't know, I kind
Speaker 1: of feel like we should do that. Y'all shall send
Speaker 1: us your financial wins and then maybe we can boost
Speaker 1: you every once in a while.
Speaker 2: Ooh I love that. Yeah.
Speaker 1: So my original boost was going to be yesterday during
Speaker 1: the Globes, which I am. I guess I'm eighty five
Speaker 1: years old. I still watch the Golden Globes because no
Speaker 1: one else did. I just like to have it on
Speaker 1: the background, you know, And it was really awkward because
Speaker 1: everyone's on zoom, but I really wanted to see who
Speaker 1: was going to win Best Actor, and Chadwick Boseman won
Speaker 1: for his role in Mavrey Knee's Black Bottom, and his wife,
Speaker 1: you know, Chadwick passed last year. His wife accepted his
Speaker 1: award on his behalf. And what really made it touching
Speaker 1: beyond the fact that he won, was a segment earlier
Speaker 1: in the show when they had some I don't know,
Speaker 1: some TV host I think it was like entertainment tonight,
Speaker 1: and they interviewed a bunch of little kids, like kids
Speaker 1: say the darn is saying, let's see, you know, and
Speaker 1: they asked him a bunch of questions about pop culture,
Speaker 1: about the government, like where's the White House? All these
Speaker 1: funny questions on a quiz. Of course, none of the
Speaker 1: kids knew anything, like knew any of the right answers
Speaker 1: except all of those kids, and they were very diverse,
Speaker 1: black girls, black boys, white boys, white girls, like all
Speaker 1: different ethnicities. Every one of those kids knew when he
Speaker 1: said who is chad but Chadwick Boseman, they all knew
Speaker 1: Black Panther. And after you watched the whole that really
Speaker 1: gave me chill. I'm getting chills now because that just
Speaker 1: is just it's just a reminder of how powerful that
Speaker 1: film was and what Chadwick meant to everybody for the culture,
Speaker 1: but not just for our culture, but for the whole,
Speaker 1: for everyone, for everyone. So shout out to Chadwick, rest
Speaker 1: in peace. And I can't believe he's gone, but all right,
Speaker 1: that was my boost. And then I did say I
Speaker 1: was going to read this message we got from our
Speaker 1: listener on Instagram because I thought it was really sweet.
Speaker 1: Last week or the week before that, we were talking
Speaker 1: about merging your finances as a couple maybe for a
Speaker 1: little bit, and about how sometimes when you when you're
Speaker 1: on the same page about your goals, you can achieve
Speaker 1: your goals faster as a couple. So this is our listener, Darlene,
Speaker 1: and she says this, Hey, Andy and Tiff. I feel
Speaker 1: like Tiff is a friend, so I'm gonna I can't
Speaker 1: even say her full name anymore. I was listening to
Speaker 1: the recent podcast and I wanted to give some insight
Speaker 1: about the listener who said they had forty thousand dollars
Speaker 1: in debt. I was in a similar situation where I
Speaker 1: was almost thirty thousand dollars in debt between credit cards
Speaker 1: and personal loans, and it took a toll on my
Speaker 1: life in general. In October, after I had a big breakdown,
Speaker 1: my husband finally saw the toll it was taking on me,
Speaker 1: and he decided to close out his bank account and
Speaker 1: merge with mine so we could start putting our money together.
Speaker 1: We made a few calls with a couple of my
Speaker 1: credit cards and asked for an extension, and in the meantime,
Speaker 1: we took our stimulus money along with almost three thousand
Speaker 1: dollars we had saved and started the snowball method. And
Speaker 1: just to back up what you said, the only regret
Speaker 1: I have was not putting our money together sooner. We've
Speaker 1: been able to get my debt down to eight thousand dollars,
Speaker 1: and while we still have a long way to go,
Speaker 1: we have made it far and even our relationship has
Speaker 1: gotten better.
Speaker 2: We respect yay, we.
Speaker 1: Respect money much more now than ever before. So that
Speaker 1: was a message from Darlene and Darlene, I'm snapping for you.
Speaker 2: Yes, I would snap for you, darling. Well, you know
Speaker 2: it's my left handed snap.
Speaker 1: You got the left hand. Wait which arm is it
Speaker 1: left or right?
Speaker 2: My right arm is finito?
Speaker 1: Oh left hand snap?
Speaker 2: That's my left handed snap. It's not as strong, but
Speaker 2: it's there for you. Girl. No, honestly, that's awesome. Remember
Speaker 2: like that thing that we'd like that there was something
Speaker 2: that folks to me that was really powerful that doctor
Speaker 2: Green had taught me that shame. You know, shield solutions
Speaker 2: and the only antidote is is voice. And so you
Speaker 2: gave voice to it. You ask for help, your husband
Speaker 2: heard you, and now here you are. So that's awesome.
Speaker 1: Yeah, I love that. Thank you so much for sharing that, darline. Yes,
Speaker 1: all right, Tiff, Well.
Speaker 2: My boosty boost is not a super like you know
Speaker 2: in depth Booze, but system may or may not have
Speaker 2: got a time.
Speaker 1: Boy. First of all, who do you know? Because I
Speaker 1: got a cousin who works there, and my ass couldn't
Speaker 1: get that bike sooner than six weeks.
Speaker 2: You know, it's crazy because they sent some email that
Speaker 2: you know that they had because they were having obviously
Speaker 2: you know, everybody's home quarantine pandemic. So they kept sending
Speaker 2: these updated emails saying like, you know, we're we're fixing,
Speaker 2: like the way we you know, we source like the
Speaker 2: bike materials and how we've shipped them and blah blah blah.
Speaker 2: Then I got a text maybe like a week ago.
Speaker 2: That was like, hey, your bike actually is not due
Speaker 2: for a couple of weeks, but we could deliver it
Speaker 2: earlier if you'd like. And I was like, say less,
Speaker 2: and so it came on Sorturday. I'm so excited that
Speaker 2: the Peloton guys who dropped it off were so so
Speaker 2: so so so nice. Of course, I'm pissed because I
Speaker 2: got my arm done on Wednesday and my arm was like, oh,
Speaker 2: you think you're gonna ride a bike? I tried to
Speaker 2: sit on it and I was like, what if I
Speaker 2: could do on one handed? My husband's like, so you
Speaker 2: don't want teeth as well as an arm, gotcha? So
Speaker 2: you know what, it doesn't matter because I got the
Speaker 2: shoes too small, so I actually got to get a larger,
Speaker 2: like maybe a half size larger because I were nine.
Speaker 1: I'm two sizes larger than the shoe that I went
Speaker 1: through three four pairs. Yes, just get just go a
Speaker 1: couple sizes up.
Speaker 2: Yep, okay, okay, so good to know. So I will
Speaker 2: because I got a nine, I was like, I was,
Speaker 2: so maybe I'll get a are you what side do you? Mandy?
Speaker 1: Normally I got a nine, and I actually I think
Speaker 1: which is a size forty, and then I had to
Speaker 1: get a size forty two. I went through forty one
Speaker 1: and then forty two.
Speaker 2: But in your real life, you were a nine.
Speaker 1: Yes, before I had a baby, but then you know,
Speaker 1: babies make your feet bigger. That's what I've realized. That's
Speaker 1: a neat little treat. Sorry, nice, I was a bonus.
Speaker 1: I'll take your vagina and you're none, your shoes fit,
Speaker 1: You're welcome.
Speaker 2: Okay, So maybe I'll try that because I was just
Speaker 2: so like, oh no, So I mean not that I
Speaker 2: can ride it anytime soon, but you know, everybody else
Speaker 2: in the house is exciting, so well.
Speaker 1: Listen, listen, you've got the peloton app. Now they have meditation.
Speaker 1: I did. You can do like a one armed yoga.
Speaker 1: They might have that. The meditations are legit. Chelsea Jackson,
Speaker 1: what's her name, Chelsea Jackson roberts Ooh, her voice, And
Speaker 1: I don't know. When I meditate, I like to hear
Speaker 1: a black woman's voice. It's just so soothing, and it's
Speaker 1: just I feel like Chelsea is just here to lure
Speaker 1: me to sleep all the night. So I feel very
Speaker 1: like it's she must feel so weirded out when people
Speaker 1: are like, Yo, it's yours the last voice I heard
Speaker 1: before I go to sleep every night. But I love it, Chelsea.
Speaker 2: I'll say this that, like, So Logan, who is on
Speaker 2: my team? She sent me I joined, I joined Black
Speaker 2: Peloton Riders or co ed one, and I just joined
Speaker 2: Black Girl Magic Pelaton. Hey, ladies, I heard you so
Speaker 2: Sidebard they were chatting about us. Logan posted like she
Speaker 2: was like, oh look that. She's like, they're talking about
Speaker 2: you because something you said, Mandy about them being really funny.
Speaker 2: And so she had posted in our giggles and channel
Speaker 2: channel where she's like, she said, was excited and tickled
Speaker 2: to hear my two favorite black finance girl podcasters mentioned
Speaker 2: our group. Yes girl, because Mandy, you're in Black Girl Magic.
Speaker 1: Right, Oh yeah all the way in. I check it
Speaker 1: every day. That's like the only thing I checked on Facebook.
Speaker 1: It's like, what are these girls? What are they saying?
Speaker 1: What vibrator are they recommended?
Speaker 2: Right now?
Speaker 1: Because you really come for Tiffany, listen to me. These
Speaker 1: women have no shame and I love this.
Speaker 2: I can't wait.
Speaker 1: Oh I care everything. There's no subject off off the table. No,
Speaker 1: it's wonderful. So what's your LB Your leaderboard name girl theist.
Speaker 2: I can't think of nothing else.
Speaker 1: Okay, gotcha. Well, y'all can follow me at Brown Ambition.
Speaker 1: You follow Tiffany at Budjanista. We should do what Brown
Speaker 1: Ambition bride.
Speaker 2: We should when my armist together. But I just want
Speaker 2: to shout out to Nicola who posted our podcast and
Speaker 2: and said that it was on her face. So hey Nicola,
Speaker 2: and also want to shout out to Rihanna Ray was
Speaker 2: listened to this podcast today and heard a shout out
Speaker 2: for bg M facebook group. She said, we're the funniest group,
Speaker 2: and I have to agree, and so yeah, that's honestly.
Speaker 2: I'm I honestly I love what I call free Black Girls.
Speaker 2: When you said, like you know that there's no subject
Speaker 2: off limits, because I feel like so many times we're
Speaker 2: told like, oh no, no, no say that, Oh no, no, no,
Speaker 2: be polite. Oh no. You know, it's one of the
Speaker 2: reasons like when my niece Amelia comes over, she's a
Speaker 2: little bit of a boguardy bully. I let it rock
Speaker 2: because I'm like, you know what everyone's gonna tell Amelia,
Speaker 2: Oh no, no, too much, Oh no, no, you can't
Speaker 2: have that, And then it's like it's mine. It all
Speaker 2: belongs to me, and I kind of you know, And
Speaker 2: I see that my sister leaves her to be a
Speaker 2: free black girl because you know, we're always tell told
Speaker 2: to shrink or be more polite, or be lighter or
Speaker 2: be whatever, and she's just free to just be Amy
Speaker 2: Amy the bully. No, she's not a bully. I just
Speaker 2: call her crazy baby A A leader, A leader. There
Speaker 2: you go. She is a leader, and she leads to
Speaker 2: all of us when when she comes over here, you
Speaker 2: pick me up you phone. I heard that there were
Speaker 2: cookies here. I'm like, yes, the cookies here. So yeah,
Speaker 2: I'm just honestly excited to be a part of this
Speaker 2: amazing community. I'm back on WW because cis gained ten
Speaker 2: pounds in corn and so I've lost five of them already,
Speaker 2: which I'm excited, that's all.
Speaker 1: Okay, Well, already.
Speaker 2: Had already had fifteen that I wanted to lose. So
Speaker 2: let's just say I was twenty five up, so at
Speaker 2: least now i'm five down. I still got twenty twenty more.
Speaker 1: I just want to lose enough weight to whar my
Speaker 1: license is not a lie. That would be the real goal.
Speaker 1: When did I ever weigh what I say, I weigh
Speaker 1: my license. Oh god, well that's all exciting, but take
Speaker 1: your time. I ain't going anywhere, but yes, heal up
Speaker 1: and rest up.
Speaker 2: Yes, thank you guys for welcoming into the community. It
Speaker 2: was lovely as per used mandro per huge.
Speaker 1: All right, y'all, stay tuned for some exciting, exciting new
Speaker 1: bells and whistles for a Brown ambition. Just a little preview.
Speaker 1: You guys know we take We asked for your questions.
Speaker 1: We might be able to have you guys actually text
Speaker 1: or call us with your questions, which I am really
Speaker 1: excited about. I'm learning some things, y'all. I had some
Speaker 1: new new fun toys with our new podcast network, west
Speaker 1: Wood One, so check just look out for that. I'll
Speaker 1: give you guys an update hopefully by next week.
Speaker 2: Okay, sounds good.