WEBVTT - We Need to Talk About Digital Blackface 0:00:00.080 --> 0:00:02.920 Hey, ba fan, Mandy here or Mandra you can call 0:00:02.960 --> 0:00:05.400 me Mandra and that's fine. I have a simple request 0:00:05.400 --> 0:00:07.480 for you, guys. We get so many questions on how 0:00:07.520 --> 0:00:09.719 you can support the show, and there's really a very 0:00:09.880 --> 0:00:11.880 very simple thing that we need you guys to do. 0:00:12.360 --> 0:00:14.960 Open up this app, open up wherever you're listening to 0:00:14.960 --> 0:00:18.200 this podcast right now, and subscribe if you have the ability, 0:00:18.360 --> 0:00:21.079 especially those of you who are on iTunes. We're really 0:00:21.079 --> 0:00:23.720 making a push to get the show more visible. You've 0:00:23.760 --> 0:00:26.279 seen that we've partnered with a fabulous new network called 0:00:26.280 --> 0:00:29.360 Westwood One. 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Subscribe, like and review 0:01:04.959 --> 0:01:07.160 the show, and we thank you so much. 0:01:23.680 --> 0:01:30.960 Hey, hey, hey, I would clap and snap, but I 0:01:30.959 --> 0:01:33.319 have no one use, only one use of one of 0:01:33.360 --> 0:01:35.360 my arms. I don't know if it's called one use, 0:01:35.400 --> 0:01:36.920 but a use of one of my arms. 0:01:37.240 --> 0:01:40.199 Hey manja, hey, gimpy. 0:01:40.640 --> 0:01:43.959 How's it going? Actually not bad like I saw. I 0:01:44.000 --> 0:01:46.520 got the surgery last week because you know, I tore 0:01:46.600 --> 0:01:49.920 attendant in my rotator cuff and so I'm actually not 0:01:49.960 --> 0:01:52.560 in pain. It's just that it's like feeling like a 0:01:52.600 --> 0:01:55.320 really weak, so I gotta I gotta go to physical therapy. 0:01:55.960 --> 0:01:58.400 I wear this sling only at night, but during the 0:01:58.480 --> 0:01:59.680 day I'm actually pretty fine. 0:02:00.120 --> 0:02:02.240 So ouch. Well, I hope that. I mean, this is 0:02:02.280 --> 0:02:03.800 the last thing you needed. But I'm glad you took 0:02:03.840 --> 0:02:04.200 care of it. 0:02:04.640 --> 0:02:07.840 Yeah, because I was just like, it feels like basically 0:02:07.840 --> 0:02:09.680 what it's been feeling like, but a little bit like, 0:02:09.880 --> 0:02:13.880 you know, less strong. But I'm glad to your point, 0:02:13.919 --> 0:02:16.120 I took care of it because it was either temporarily 0:02:16.160 --> 0:02:18.800 this or this forever if I didn't take care of it. 0:02:18.840 --> 0:02:20.480 So I'm glad that I did. My husband was like 0:02:20.600 --> 0:02:22.880 Superman was like I've never seen anybody rush to get 0:02:22.919 --> 0:02:28.440 surgery so quickly because I was like, because the thing is, 0:02:28.440 --> 0:02:31.080 when you have like a rotator cuff or a tear 0:02:31.120 --> 0:02:33.520 or whatever, you actually have a really hard time sleeping. 0:02:33.560 --> 0:02:35.840 And I've been having a really hard time sleeping. And 0:02:35.840 --> 0:02:39.000 I'm someone who loves my sleep. So I was like, yeah, 0:02:39.080 --> 0:02:40.600 that's a non negotiable. 0:02:42.120 --> 0:02:44.359 I literally took a match on a match. I took 0:02:44.400 --> 0:02:47.120 a nap on my Zenden floor this morning this afternoon, 0:02:47.120 --> 0:02:49.320 and I'm like, maybe I should get us a comfy 0:02:49.400 --> 0:02:52.359 chair in here so I can nap. It was nice, y'all. 0:02:52.400 --> 0:02:54.680 I took a nap in my office. It's great. This 0:02:54.800 --> 0:02:56.880 is the best. I was like, I told my husband. 0:02:56.919 --> 0:02:58.120 I was like, we need to get the light. The 0:02:58.120 --> 0:03:00.200 only problem is that my light for the basement is 0:03:00.280 --> 0:03:02.480 up the stairs, and I'm like, we need to get 0:03:02.520 --> 0:03:04.480 a remote control light so I can just be like 0:03:04.639 --> 0:03:06.760 peep and then I can just, you know, sneak under 0:03:06.800 --> 0:03:09.680 my desk, take a little cat nap. It just I'm like, 0:03:09.680 --> 0:03:12.080 why didn't I work from home before? I used to 0:03:12.120 --> 0:03:14.840 hate it, But this is great, Tiffany, E've been holding 0:03:14.880 --> 0:03:15.400 out on us. 0:03:15.560 --> 0:03:17.160 Girl. When I tell you, you know, I love the 0:03:17.240 --> 0:03:20.400 work from home work from home. Literally, I had like 0:03:20.440 --> 0:03:22.600 a call at like one point thirty and I was 0:03:22.639 --> 0:03:25.040 making myself a salmon burger at one twenty, Like this 0:03:25.160 --> 0:03:27.600 is the life. I have plenty of time to eat my. 0:03:27.520 --> 0:03:30.959 Burger, right, I have no excuse to order lunch anymore 0:03:30.960 --> 0:03:32.639 because I just go upstairs and I grill a piece 0:03:32.680 --> 0:03:34.520 of chicken and I'm like kind of cranky about it, 0:03:34.520 --> 0:03:38.800 but then I feel good about myself afterward. Yeah, I'm 0:03:38.800 --> 0:03:40.400 glad that you're on the mend. 0:03:40.800 --> 0:03:43.480 But I did want to. So there's been a little 0:03:43.640 --> 0:03:46.920 like I'm I don't know in the finance community, and 0:03:46.920 --> 0:03:49.440 I would love to hear your input also to the 0:03:49.520 --> 0:03:52.480 BA audience. So I'm not gonna I'll keep names out 0:03:52.520 --> 0:03:54.240 of it because one of the young women I know 0:03:54.400 --> 0:03:59.440 very well. So there's a Hispanic young woman. She posted 0:03:59.640 --> 0:04:03.720 a meme and it featured it wasn't a negative meme, 0:04:03.760 --> 0:04:07.120 but it featured a black woman. Well you know, I'll 0:04:07.120 --> 0:04:09.200 just use a black woman's it's Asa Ray and it's 0:04:09.240 --> 0:04:11.720 like he says, like in the New SUBNW magazine. Anyway, 0:04:11.800 --> 0:04:15.760 she's jumping and she's posted memes before of like you know, 0:04:16.040 --> 0:04:19.040 like you know, like jumping into your Ira or like, 0:04:19.080 --> 0:04:21.560 you know, there's a funny one with Meg the Stallion, 0:04:21.720 --> 0:04:25.600 you know, y'all know, so Meg is like looking disgustedly 0:04:25.680 --> 0:04:28.680 down at the camera, and it's like the meme says 0:04:28.760 --> 0:04:32.080 how the whole financial and personal finance industry is looking 0:04:32.120 --> 0:04:34.840 at dr you know, we just talked about, you know what, 0:04:35.000 --> 0:04:38.320 our least favorite financial guru. So anyway, I didn't think 0:04:38.360 --> 0:04:42.279 anything of it. But I guess a group of black 0:04:42.320 --> 0:04:44.760 women who are in the personal finance space, you know, 0:04:44.920 --> 0:04:49.559 share that they didn't like that she posts black women 0:04:49.720 --> 0:04:51.440 in meme. I mean, she doesn't just post black women. 0:04:51.880 --> 0:04:55.440 She mostly posts like everybody, but you know, black, Hispanic. 0:04:55.800 --> 0:04:57.440 I don't know if I've ever seen white, but either way, 0:04:57.960 --> 0:05:00.200 and so she actually reached out to me and said, 0:05:00.440 --> 0:05:02.520 you know, was I wrong for this? And I was like, well, 0:05:02.640 --> 0:05:05.680 I I'm not gonna lie. I didn't. I didn't get 0:05:05.720 --> 0:05:09.080 it because I'm not gonna lie. I posted Cardi b 0:05:09.360 --> 0:05:12.440 as a meme. And remember many remember those two little 0:05:12.480 --> 0:05:13.880 girls that like had the birthday party. It was like 0:05:13.920 --> 0:05:16.440 a funny meme when one sister blew up the other 0:05:16.520 --> 0:05:18.719 sister's candle. It was like these little, two little Hispanic 0:05:18.800 --> 0:05:21.520 girls right, So, like I like named one of them 0:05:21.560 --> 0:05:23.160 like you're checking account and the one that blew out 0:05:23.160 --> 0:05:25.320 the candle, like you're you're checking your savings account, and 0:05:25.320 --> 0:05:27.200 the other one was like you're when you know your 0:05:27.279 --> 0:05:29.480 check engine lights. So basically, just when you're feeling good, 0:05:29.839 --> 0:05:32.160 the girl whose birthday it was, your sister blows out, 0:05:32.200 --> 0:05:36.039 and that's that's your your that's your your check engine light. 0:05:36.120 --> 0:05:38.760 So anyway, those little girls were his spanning. So I 0:05:39.279 --> 0:05:42.040 because I've posted memes of other races, I'm not gonna lie, 0:05:42.040 --> 0:05:46.159 I didn't. I didn't even get what the issue was. 0:05:46.440 --> 0:05:49.560 And so one of the young black women that reached 0:05:49.560 --> 0:05:52.480 out to the Hispanic woman was like, hey, you know, 0:05:52.640 --> 0:05:55.720 she tagged me because she knows. You know, I'm close 0:05:55.760 --> 0:05:58.040 with the young Hispanic woman. She's one of my mentees actually, 0:05:58.400 --> 0:06:01.640 and so I actually conversation last night and I said, 0:06:01.800 --> 0:06:05.560 you know, you know, I'm not trying to be you know, facetious, 0:06:05.600 --> 0:06:10.120 but I have used memes with other races, and I 0:06:10.160 --> 0:06:13.080 didn't know that it was like and not in a 0:06:13.120 --> 0:06:15.760 negative way, like you know, never mean like this is 0:06:15.760 --> 0:06:17.960 the rich one, the white woman, this is the poor one, 0:06:18.000 --> 0:06:20.640 the black woman. You know, just like like when Cardi 0:06:20.680 --> 0:06:22.160 b came out and she had a picture of her 0:06:22.200 --> 0:06:24.160 when she was a little girl, and it was like 0:06:24.200 --> 0:06:26.240 everybody was doing like she looks like a little girl 0:06:26.279 --> 0:06:28.000 that would tell on people all the time. And it 0:06:28.040 --> 0:06:29.680 was like my mama said, and I think I was, like, 0:06:29.720 --> 0:06:31.960 my mama said, you better get to budgeting or something 0:06:32.040 --> 0:06:34.880 like that. Anyway, So she the the young black woman 0:06:34.920 --> 0:06:37.960 who reached out to me when we were conversing last night, 0:06:38.000 --> 0:06:40.960 it was, you know, a pleasant conversation, wasn't anything negative. 0:06:41.000 --> 0:06:45.560 She sent me a bunch of articles about digital black 0:06:45.600 --> 0:06:49.080 face and then black memes, and it just a bunch 0:06:49.120 --> 0:06:50.960 of things to like kind of read articles to read. 0:06:51.600 --> 0:06:58.240 And you know, I I'm still struggling with I didn't see. 0:06:58.400 --> 0:07:02.679 I didn't see anything inherently wrong if you're not using 0:07:02.720 --> 0:07:05.479 it in a way to disparage the race that you're posting. 0:07:06.120 --> 0:07:07.720 And I'm just curious and you know, and I could 0:07:07.720 --> 0:07:11.000 be wrong. I'm open to obviously correction, because I'll give 0:07:11.000 --> 0:07:13.320 you another example to the young woman. The Hispanic woman 0:07:13.360 --> 0:07:18.440 had used so I guess on Clubhouse, she had used 0:07:18.480 --> 0:07:23.440 Easter raised jumping picture as like her picture temporarily, and 0:07:23.480 --> 0:07:25.520 so the black woman was like, she is blackfishing because 0:07:25.520 --> 0:07:27.880 she us it's a raised picture. I'm like, yeah, but 0:07:28.520 --> 0:07:30.640 I don't think she's trying to pretend, like, hey, I'm 0:07:30.640 --> 0:07:33.800 tricking you to think I'm black, because I think black 0:07:33.840 --> 0:07:36.720 people we know who Eter Ray is. And the Hispanic 0:07:36.720 --> 0:07:39.680 woman's name is, her handle is a Hispanic hand. I 0:07:39.680 --> 0:07:41.760 don't want to say so it goes rushing, but it's 0:07:42.360 --> 0:07:44.560 it's basically like her handle is like I am, I 0:07:44.600 --> 0:07:47.680 am a Spanish woman, Like that's her head. So it's like, 0:07:48.000 --> 0:07:51.840 you know, and then the week prior, she had changed 0:07:51.880 --> 0:07:56.000 her clubhouse picture to my book cover, so it was 0:07:56.000 --> 0:07:57.880 my picture, and I shared that with her, Like you know, 0:07:57.880 --> 0:08:01.320 I said, I'm not trying to make excuse, but is 0:08:01.360 --> 0:08:04.280 that wrong if she changes her clubhouse picture to my 0:08:04.400 --> 0:08:06.880 picture I'm a black woman, and she did so in 0:08:06.920 --> 0:08:10.040 support of like my book, So you know, I'm trying 0:08:10.040 --> 0:08:12.720 to remain open minded because it's become like a thing. 0:08:13.600 --> 0:08:16.880 Then since then, yeah, and so since then, you know, 0:08:17.000 --> 0:08:20.720 it's like she's apologized that my mentee has apologized publicly. 0:08:20.800 --> 0:08:24.080 I mean, we talked about her reaction to me. I'm 0:08:24.080 --> 0:08:25.880 not gonna lie to me. I didn't know I didn't 0:08:25.880 --> 0:08:28.440 necessarily feel that anything was wrong with using means of 0:08:28.440 --> 0:08:32.640 other races, but I did share that her her reaction 0:08:32.960 --> 0:08:36.480 and not you know, it wasn't a positive reaction, like 0:08:36.520 --> 0:08:39.200 you know, like how to navigate and negotiate when someone 0:08:39.240 --> 0:08:42.320 tells you how they feel instead of antagonizing them with 0:08:42.400 --> 0:08:46.360 like posting additional like posts to antagonize them to listen 0:08:46.520 --> 0:08:49.320 even if you decide to continue the behavior. So to me, 0:08:49.400 --> 0:08:53.040 that's where their misstep was made because her reaction to 0:08:53.440 --> 0:08:57.360 them reaching out to her that wasn't ideal. And I 0:08:57.400 --> 0:08:59.600 shared that with her so I could share that candidly here, 0:09:00.080 --> 0:09:01.840 so that part I understood. But yeah, so what do 0:09:01.880 --> 0:09:06.320 you think, Mandy, Like do you think digital I guess 0:09:06.440 --> 0:09:11.320 digital black face or the memification of black women? How like, yeah, 0:09:11.360 --> 0:09:13.000 I know you probably never had to think about that before, 0:09:13.000 --> 0:09:13.760 but what do you think? 0:09:14.679 --> 0:09:17.040 No, I have, I have had. I have been thinking 0:09:17.080 --> 0:09:18.760 about it, and I think we saw a lot of 0:09:19.800 --> 0:09:24.440 the thing with the memification of black people is especially 0:09:24.480 --> 0:09:27.840 for me over the election cycle. That is, if you 0:09:27.960 --> 0:09:30.320 ever were you know, if you ever were a massachist 0:09:30.400 --> 0:09:33.280 like me and decided to go check on your conservative 0:09:33.559 --> 0:09:36.240 family and friends Facebook pages just because you just wanted 0:09:36.280 --> 0:09:38.560 something to be outraged about. You would see a lot 0:09:38.600 --> 0:09:42.920 of really terrible memes, especially after Kamala Harris was named 0:09:44.000 --> 0:09:48.800 Biden's VP choice. I remember one of my relatives back 0:09:48.840 --> 0:09:51.800 in Georgia, who you know, it's been been a very 0:09:52.400 --> 0:09:55.600 long year with that family. But yeah, they had posted 0:09:55.640 --> 0:09:59.319 a meme of Kamala with the fly from Mike Pence's 0:09:59.360 --> 0:10:01.600 head from that one debate coming out of her vagina, 0:10:02.320 --> 0:10:06.000 and the idea was making fun of a black woman 0:10:06.280 --> 0:10:09.120 and her sexuality and saying that she's dirty. And so 0:10:09.360 --> 0:10:13.440 I have been ultra sensitive to to the memification of 0:10:13.640 --> 0:10:16.319 black women in media because I because of that. And 0:10:16.360 --> 0:10:19.400 it's not just Kamala Stacy Abrams, oh my god, the 0:10:19.559 --> 0:10:21.880 some of the things that they have like that they 0:10:21.920 --> 0:10:28.800 pass around on the internet with AOC Stacy Abrams. Uh, 0:10:28.840 --> 0:10:32.440 I'm sorry, Ellen Omar. You know these these uh, these 0:10:32.520 --> 0:10:35.839 women of color in politics who have gained gained a 0:10:36.160 --> 0:10:38.760 big platform over the past, you know, in the wake 0:10:38.800 --> 0:10:42.000 of the of Trump's election. It's it's really I mean 0:10:42.040 --> 0:10:46.880 that is it's problematic, It definitely is. And and so 0:10:47.000 --> 0:10:49.400 this definitely so it's something I I didn't realize it 0:10:49.440 --> 0:10:52.079 was happening or that I did kind of hear about 0:10:52.160 --> 0:10:54.840 this situation because I follow the same people you do, probably, 0:10:55.320 --> 0:10:57.480 but that's where I'm coming from. I I've been really 0:10:57.520 --> 0:11:00.040 sensitive to that. And like one of my friends and 0:11:00.760 --> 0:11:04.520 what was it? There was it was there was something 0:11:04.520 --> 0:11:09.800 that was sent around after Oh what was it? It 0:11:09.840 --> 0:11:12.040 was some Oh damn it, I'm gonna think of it later. 0:11:12.040 --> 0:11:14.280 And then it's like the perfect example. There was something 0:11:14.280 --> 0:11:16.679 in the news and then someone created a meme out 0:11:16.679 --> 0:11:18.200 of it, and I was like, look, it's too soon 0:11:18.240 --> 0:11:20.600 for a meme about this, Like, I don't wanna it 0:11:20.640 --> 0:11:22.640 was the Capital Riot. Thank you. It was the thank 0:11:22.640 --> 0:11:24.600 you brain you gave it to me. The Capital Riot. 0:11:25.040 --> 0:11:27.480 People were already trying to memify it. And you know 0:11:27.559 --> 0:11:30.640 that guy carrying the podium out and saying like, oh, 0:11:30.720 --> 0:11:34.480 this guy, you know, is your addiction to online shopping 0:11:34.480 --> 0:11:36.240 and the podium is your savings account kind of like 0:11:36.920 --> 0:11:39.320 and and that's just that's a fake example I just 0:11:39.320 --> 0:11:41.400 made up. But for me, I was like, listen, too soon, 0:11:41.480 --> 0:11:45.319 attack on our nation's democracy. Too soon by white supremacis 0:11:45.440 --> 0:11:48.840 too soon. But in this case, in this case, yeah, 0:11:48.880 --> 0:11:53.120 so a Hispanic woman with the with the yes Hispanic 0:11:53.160 --> 0:11:57.720 woman using a pop culture figure like as her profile photo. 0:11:58.200 --> 0:11:59.760 I think it's like you said, it's all about the 0:11:59.800 --> 0:12:03.839 entire behind it. And my my thing is, I think 0:12:04.400 --> 0:12:07.960 as black and brown people, we have to support one another. 0:12:08.080 --> 0:12:10.120 And I think that there's a lot of there is 0:12:10.160 --> 0:12:13.000 a lot of education on both sides that's necessary. I 0:12:13.000 --> 0:12:15.599 don't pretend to know everything that I need to know about, 0:12:15.679 --> 0:12:18.480 you know, cultures that are different than mine, but we 0:12:18.480 --> 0:12:21.880 should all be more sensitive to that. And and I'm 0:12:22.000 --> 0:12:24.480 you know, I'm sorry if this meant that someone was 0:12:24.679 --> 0:12:27.640 attacked or tried to be quote unquote canceled on social 0:12:28.120 --> 0:12:30.280 for something that they did that was offensive to others. 0:12:30.320 --> 0:12:33.000 I hope that it started a conversation. And I think 0:12:33.080 --> 0:12:34.640 it's it's good that you know, you talk to your 0:12:34.640 --> 0:12:37.040 mentee too, because you can come at it from because 0:12:37.080 --> 0:12:40.040 I know you have empathy for the woman who made 0:12:40.040 --> 0:12:42.440 the post. And but at the same time. 0:12:42.400 --> 0:12:44.320 You know, I was open to like the young woman 0:12:44.360 --> 0:12:47.120 that you know reached out because I you know, one 0:12:47.240 --> 0:12:49.760 she was the you know, the young woman that reached out. 0:12:49.800 --> 0:12:51.719 She herself as a black, young black woman and she's 0:12:51.760 --> 0:12:53.520 in personal finance, and she was like, oh, my god, 0:12:53.559 --> 0:12:56.120 you know, but I love what you're doing and I 0:12:56.200 --> 0:12:58.200 just wanted to, you know, bring this to your attention. 0:12:58.800 --> 0:13:01.000 And I kind of it, but I didn't really know 0:13:01.280 --> 0:13:02.840 what was happening. So we were like kind of like 0:13:03.200 --> 0:13:05.760 messaging back and forth. Instagram has this like feature where 0:13:05.760 --> 0:13:07.880 you can like it was nice to hear her voice 0:13:07.960 --> 0:13:11.000 versus just like writing, because you know, sometimes you know, 0:13:11.040 --> 0:13:13.280 you write something and it can it can lead a lot, 0:13:13.520 --> 0:13:15.760 you know. So we were kind of like voice messaging 0:13:15.800 --> 0:13:17.600 back and forth, and she was you know, more than 0:13:18.400 --> 0:13:21.360 more than amiable pleasant, you know, it wasn't it wasn't 0:13:21.360 --> 0:13:24.240 contentious at all. She just shared. So I you know, 0:13:24.280 --> 0:13:26.680 I told her, I said, I'm gonna be honest that 0:13:27.320 --> 0:13:29.240 you know, I don't do it a lot, but you know, 0:13:29.360 --> 0:13:32.800 I've used means of people who were different races before, 0:13:33.160 --> 0:13:37.520 so I want to get clear on what you know, Like, 0:13:39.040 --> 0:13:41.120 you know, my initial reaction was like, what was wrong? 0:13:41.320 --> 0:13:43.400 You know, and so she was like, you know, so 0:13:43.480 --> 0:13:45.040 she sent me some articles to read, which I did 0:13:45.080 --> 0:13:46.599 and I said I understand, and said most of the 0:13:46.679 --> 0:13:48.760 articles were about digital black face, and I said, well, 0:13:49.360 --> 0:13:52.120 I don't you know. Her picture is her picture of 0:13:53.040 --> 0:13:56.000 I think she's Dominican, but anyway, she's you know, like 0:13:56.040 --> 0:14:00.360 a a light skinned Hispanic woman, you know. So and 0:14:00.360 --> 0:14:02.679 she's a yes, but she used you know, ray ray 0:14:02.760 --> 0:14:05.560 on her clubhouse and I said yes as a fun 0:14:05.640 --> 0:14:08.400 pick because I don't think that she was pretending to 0:14:08.440 --> 0:14:12.120 be soay because we all know who it wasn't a 0:14:12.160 --> 0:14:14.120 random black girl, you know what I mean. And then 0:14:14.120 --> 0:14:15.400 I said, and then I did share. I was like, 0:14:15.400 --> 0:14:18.200 you know, she had before that, she had my picture up, 0:14:18.360 --> 0:14:20.400 you know, And honestly, I had a whole room full 0:14:20.440 --> 0:14:24.000 of people who shared my picture, although although I suspect 0:14:24.000 --> 0:14:26.640 most of them were black women because that's my core audience. 0:14:27.000 --> 0:14:28.840 So and I said, and then I shared some means 0:14:28.840 --> 0:14:30.960 that I had that I said, and I was like with, 0:14:31.280 --> 0:14:34.440 you know, it is this in the same line, and 0:14:35.480 --> 0:14:39.160 because I've done that and I'm not I did, you 0:14:39.160 --> 0:14:40.920 know what I mean, Like, I'm not looking to offend anyone, 0:14:40.960 --> 0:14:44.640 but I'm also not looking to be you know, I 0:14:44.720 --> 0:14:47.880 just want to make sure that because to your point, Mandy, 0:14:48.000 --> 0:14:50.360 if someone says a thing like, hey, this is something 0:14:50.400 --> 0:14:54.520 that's offensive to me, you should listen. And I think 0:14:54.560 --> 0:14:57.440 that that part was definitely missing, the like you know 0:14:57.480 --> 0:15:00.200 the listening component, but at the same time, and I 0:15:00.200 --> 0:15:03.120 guess I'm also like I guess at the heart of 0:15:03.160 --> 0:15:05.880 it all, and they're actually having a clubhouse about it, 0:15:06.720 --> 0:15:08.040 you know, by the time you guys listen, I think 0:15:08.040 --> 0:15:10.560 the clubhouse will be over, but they're having a clubhouse 0:15:10.600 --> 0:15:12.680 about it conversation. So I'm gonna see if I can 0:15:12.720 --> 0:15:14.320 make I don't know if I'll be able to because 0:15:14.360 --> 0:15:17.240 I really do want to understand. I understand about the 0:15:17.280 --> 0:15:23.040 memes that are meant to be used to disparage communities, 0:15:23.480 --> 0:15:26.680 but I'm like, yikes, Like, for example, I used you 0:15:26.680 --> 0:15:28.960 know Future, Are you familiar with Future? He used to 0:15:28.960 --> 0:15:32.560 be like used to be with Sierra, Like yah, yeah, 0:15:32.600 --> 0:15:34.960 So if you know, like futures like claim to fame 0:15:35.040 --> 0:15:36.680 kind of is that he's kind of like an f 0:15:36.760 --> 0:15:40.960 boy you know, like you know, like not the greatest boyfriend, 0:15:41.040 --> 0:15:45.080 you know, just a player basically, right. So there's this 0:15:45.200 --> 0:15:48.840 meme that everybody uses that Future is like so toxic 0:15:49.160 --> 0:15:52.560 and that he's always texting some random foolishness. So so 0:15:52.840 --> 0:15:54.880 there's this mean that I use where Future and you 0:15:54.880 --> 0:15:56.160 guys can could take a look at my page and 0:15:56.240 --> 0:15:57.320 kind of let me know what you think because I 0:15:57.360 --> 0:16:00.800 am open where future is like texting, and it says 0:16:01.240 --> 0:16:04.240 the Budgetista was on Clubhouse talking about her book Get 0:16:04.320 --> 0:16:06.400 It with Money, and I realized, I need to get 0:16:06.400 --> 0:16:08.640 good with you. I'm gonna pre order it for you 0:16:08.720 --> 0:16:10.080 so you can see what I mean. But that is 0:16:10.200 --> 0:16:12.880 very future like something will happen, and it's like like 0:16:12.960 --> 0:16:14.880 just to say it's raining, you know, it's raining outside, 0:16:14.920 --> 0:16:18.480 and it made me realize, you know, I miss sitting 0:16:18.480 --> 0:16:20.160 in the rain with you, like that kind of thing, 0:16:20.240 --> 0:16:22.280 like you know those guys who text you ten years 0:16:22.360 --> 0:16:24.600 later what you're doing or how are you? So I 0:16:24.760 --> 0:16:27.040 use that meme and I'm like, I mean, it doesn't 0:16:27.040 --> 0:16:28.760 paint in future in the best life. So I'm really 0:16:28.800 --> 0:16:30.640 just trying to learn, honestly. So I would love, honestly 0:16:30.680 --> 0:16:33.560 be a like feedback, but because like I said, I 0:16:33.640 --> 0:16:36.240 don't rarely most of my pictures on my ig feed 0:16:36.280 --> 0:16:38.400 are me, but there's the off chance that you know, 0:16:38.560 --> 0:16:41.240 it's a it's a it's a celebrity, And very rarely 0:16:41.240 --> 0:16:43.560 do I post you know, a woman that's not me, 0:16:44.000 --> 0:16:46.880 but or a woman of a different race, because my 0:16:46.920 --> 0:16:49.320 audience is largely with black women. But honestly, if you 0:16:49.360 --> 0:16:51.960 were to go to my Literature Academy page, we have 0:16:52.120 --> 0:16:55.080 posts of all different races of women, and I'm just like, 0:16:55.280 --> 0:16:56.960 I guess I'm trying to wrap my mind around when 0:16:57.120 --> 0:16:59.560 is it okay to post other women? Because Literature Academy 0:17:00.360 --> 0:17:03.400 there's a wider variety of women that join the my 0:17:03.480 --> 0:17:06.440 online school and the budget NISA, not that we turn 0:17:06.480 --> 0:17:08.720 anyone away, but my core audience as black women. So 0:17:08.800 --> 0:17:11.639 with the Academy you see different faces way more than 0:17:11.680 --> 0:17:13.199 you would on the Budgetista. And if you go to 0:17:13.200 --> 0:17:15.880 liver at your academy the Instagram, you will see there's 0:17:15.920 --> 0:17:19.240 a white woman like someone's TikTok, there's an Asian woman 0:17:19.320 --> 0:17:23.880 and a Spanish woman. They're not memes per se, But 0:17:23.920 --> 0:17:25.480 like I said, I guess I'm just having a hard 0:17:25.520 --> 0:17:27.600 time Like now I get it. 0:17:28.119 --> 0:17:30.400 Yeah, we all use memes. And that is why I'm 0:17:30.440 --> 0:17:34.960 so afraid of saying doing the wrong thing on on 0:17:35.160 --> 0:17:37.520 social and why I'm not as quick to get in 0:17:37.600 --> 0:17:39.920 the back and forth of being witty on social media 0:17:40.000 --> 0:17:43.639 because I feel like eventually you are going to trip 0:17:43.720 --> 0:17:46.440 up and slip up and offend somebody, not that I 0:17:46.200 --> 0:17:48.879 and it just feels like I think that there should 0:17:48.880 --> 0:17:51.480 be room for human error on the internet. Unfortunately the 0:17:51.520 --> 0:17:54.800 culture were now I actually agree that it's a little 0:17:54.800 --> 0:17:56.600 too It's not I don't want to use the word 0:17:56.640 --> 0:18:00.000 that conservatives use whenever they talk about cancel culture and stuff, 0:18:00.080 --> 0:18:02.480 because it's not that people are too sensitive. It's just 0:18:02.560 --> 0:18:05.679 that there's not enough listening. There's not Honestly, there's not 0:18:05.840 --> 0:18:08.360 a there's not space for that. It's not like any 0:18:08.560 --> 0:18:11.399 no one really ever says, Okay, this was an interesting debate, 0:18:11.520 --> 0:18:13.520 let's have a larger discussion. So I kind of love 0:18:13.600 --> 0:18:16.320 that you you said that they're doing a clubhouse on 0:18:16.359 --> 0:18:18.400 digital black face. I might try and check that out too, 0:18:18.800 --> 0:18:21.480 But for me, it's like, I don't I do think 0:18:21.520 --> 0:18:24.200 when you're sharing memes, think about what your meme is saying, 0:18:24.240 --> 0:18:26.680 because I think what I've seen on social media is 0:18:27.160 --> 0:18:31.920 political conservatives. You know, often white people when they share 0:18:32.160 --> 0:18:35.359 memes to be entertaining or get laughs. It can be 0:18:35.440 --> 0:18:37.960 a black person. Often it's like, you know, the memes 0:18:38.000 --> 0:18:40.960 of the girls from Real Housewives or from a back 0:18:41.000 --> 0:18:43.720 girls club, and like, I don't know those images. It's like, 0:18:43.720 --> 0:18:45.840 why are you choosing this to represent your mood? And 0:18:45.840 --> 0:18:48.680 I feel like whenever someone needs to like use a 0:18:48.720 --> 0:18:51.400 gift to express that they're frustrated or they're pissed. It's 0:18:51.440 --> 0:18:54.480 like a mad or sassy black woman, you know. And 0:18:54.640 --> 0:18:57.760 I was just and I this is I was. I 0:18:57.800 --> 0:19:00.400 was trying to actually got my vaccine point and I'm 0:19:00.400 --> 0:19:03.440 so excited. The reason I'm eligible for a vaccine appointment 0:19:03.480 --> 0:19:06.640 is because in New York, if you're overweight, that's a comorbidity. 0:19:06.720 --> 0:19:09.119 And I have never been happier to be fat. Y'all. Okay, 0:19:11.040 --> 0:19:13.960 Like I'm like, yes, I will claim the pounds. No 0:19:14.080 --> 0:19:17.280 more lying, no more given myself a thirty pound you know, 0:19:17.680 --> 0:19:21.960 whatever's on my license that ain't true. I'm like, yes, yes, 0:19:22.040 --> 0:19:25.320 I am fat, I am overweight. Uh huh anyway, so 0:19:25.520 --> 0:19:27.480 what But anyway, I was trying. I was joking about 0:19:27.480 --> 0:19:29.600 that with my family because of course they were like, 0:19:29.600 --> 0:19:32.320 how did you get eligible? So I was trying to 0:19:32.400 --> 0:19:34.200 choose a gift to show that I was chubby. I 0:19:34.280 --> 0:19:36.400 ended up going Willne the Pooh. There's a really cute 0:19:36.400 --> 0:19:38.359 gift of him, like, you know, poking his tummy in 0:19:38.400 --> 0:19:40.439 the in the mirror. But there was like three pictures 0:19:40.480 --> 0:19:42.720 of big black women before that, and I did look 0:19:42.720 --> 0:19:44.800 at it, and I was like, nah, why is this funny? 0:19:44.840 --> 0:19:48.359 Why you know? But to your point about not, you know, 0:19:48.440 --> 0:19:52.080 not wanting to intentionally proliferate stereotypes like a black man 0:19:52.280 --> 0:19:56.960 being a player or not you know, a player or 0:19:57.000 --> 0:20:00.200 having a bunch of I don't know what future. I 0:20:00.240 --> 0:20:02.679 don't know what his deal is. All I know is 0:20:03.000 --> 0:20:05.160 you know Sierra has something to do with that. Are 0:20:05.160 --> 0:20:06.280 they still together? I don't think so. 0:20:06.400 --> 0:20:08.480 No, no, no, no, she's married now. But I say, what you 0:20:08.520 --> 0:20:12.040 mean that likes me? The intention behind it and seeing 0:20:12.080 --> 0:20:14.560 like you're right, Future. The intention for me posting future 0:20:15.000 --> 0:20:18.000 was to reiterate what we know about him, which is 0:20:18.920 --> 0:20:21.480 you know, well not what we know, what we think 0:20:21.520 --> 0:20:23.280 we know about him, which is he's a player and 0:20:23.320 --> 0:20:25.159 so let's lean into it. He he ha ha. But 0:20:25.200 --> 0:20:28.520 I'm like, er, is that fair of the future? You know? No, 0:20:28.800 --> 0:20:30.320 you know, I don't know him. Honestly, he could be 0:20:30.359 --> 0:20:34.240 an amazing father, boyfriend, whatever. Yes, okay, Because I was 0:20:34.280 --> 0:20:36.640 trying to wrap my mind around, like wait, what, we'll 0:20:36.680 --> 0:20:38.520 not alls to use memes if you're not in it. 0:20:38.920 --> 0:20:43.080 But it's bigger than that. It's the intention and because 0:20:43.200 --> 0:20:45.479 I'll give you an example that like my eyes are 0:20:45.480 --> 0:20:47.920 like okay. So there was this you know, we all 0:20:47.920 --> 0:20:51.240 know Joanna Scammer. Remember that guy his name was like 0:20:51.240 --> 0:20:54.040 Brandon or whatever. So one day look at me one day, 0:20:54.160 --> 0:20:57.840 So once in an email we sent out like I 0:20:57.880 --> 0:20:59.840 don't know, it was one of our weekly good email 0:21:00.400 --> 0:21:02.280 and we had send out to say, I forget what 0:21:02.359 --> 0:21:04.280 the purpose of the email was, but we use a 0:21:04.400 --> 0:21:06.800 Joeanna Scammer gift like Harry up before it's all gone 0:21:06.840 --> 0:21:09.040 or whatever. The gift was sharing. And so a woman 0:21:09.040 --> 0:21:10.919 wrought me back was like, wow, I'm really disappointed in you, 0:21:11.000 --> 0:21:14.800 Tiffany and using this this you know Joanna Scammer. She's like, 0:21:14.840 --> 0:21:17.840 I know, on its surface, is he he ha ha funny, 0:21:18.359 --> 0:21:21.240 But when you really look at what this like what 0:21:21.440 --> 0:21:23.800 he's perpetrating as it relates to women, especially black women, 0:21:23.840 --> 0:21:28.280 especially women of color, it's negative like that. It's like, 0:21:28.359 --> 0:21:30.560 you know, this is how we are, that we're scam artists, 0:21:30.560 --> 0:21:32.920 that we all want we all subscribe it and want 0:21:32.960 --> 0:21:36.119 to be wealthy white women. And so she sent me 0:21:36.119 --> 0:21:37.640 some articles to read and I did, and I thought, 0:21:37.680 --> 0:21:39.919 you know what, She's right, So I stopped using Like 0:21:39.960 --> 0:21:41.760 that was the first time I ever sent out that 0:21:41.800 --> 0:21:43.400 gift or used it, and that was the last time, 0:21:43.760 --> 0:21:46.440 so I can you know. So that's why I said 0:21:46.440 --> 0:21:48.000 I wanted to come with an open mind of like 0:21:48.119 --> 0:21:49.680 cause you know, mindity reaction was like are we not 0:21:49.680 --> 0:21:51.480 allowed to use skips? And we all I always use scips? 0:21:51.480 --> 0:21:54.800 Wait wait wait wait you know, like what what's allowed? 0:21:54.960 --> 0:21:57.679 And are you know? And is this overreaching? Is it not? 0:21:58.000 --> 0:22:01.800 But I can see from that perspective of how you know, 0:22:02.320 --> 0:22:06.919 sometimes sometimes you see things so so constantly, like Nini, 0:22:07.359 --> 0:22:09.159 they've got this terrible gift of her like if you 0:22:09.200 --> 0:22:10.480 go to with the. 0:22:10.400 --> 0:22:13.240 Big teeth, Oh what is that? 0:22:13.600 --> 0:22:16.840 I know it's really yeah yeah when I see that one, 0:22:16.960 --> 0:22:20.520 I always cringe like, yeah, I have Nini with the 0:22:20.520 --> 0:22:25.520 big like that's really it's like sambo honestly. Yeah. 0:22:26.520 --> 0:22:28.880 Yeah, So I think that's where it comes into play. 0:22:28.920 --> 0:22:31.960 It's like are you what are what image? Are you trying? Like? Okay, 0:22:31.960 --> 0:22:34.280 this person posting a picture of Terray because she's a 0:22:34.280 --> 0:22:37.000 fan of hers or whatever. I feel like some digital 0:22:37.040 --> 0:22:39.159 black faces. Oh I'm trying to pretend like I'm a 0:22:39.160 --> 0:22:41.280 black person. Yeah, I'm trying to catfish. What do they 0:22:41.320 --> 0:22:45.040 call blackfish? Yes, that is obviously bad on its face, 0:22:45.160 --> 0:22:48.760 but yeah, I I if I wanted to, like, I 0:22:48.800 --> 0:22:51.000 am such a fan of America for I just have 0:22:51.119 --> 0:22:54.879 loved her ever since forever. Real women have curves, ugly Betty, 0:22:54.880 --> 0:22:56.880 I stand for her. I'm like, hell yeah, I put 0:22:56.920 --> 0:22:58.760 my picture as America just to like if I was 0:22:58.800 --> 0:23:01.679 celebrating her. But yeah, I think it's the intent behind it. 0:23:01.680 --> 0:23:05.280 It doesn't sound like this particular person tried to you know, 0:23:05.440 --> 0:23:08.760 was doing it to to demean Esa or to try 0:23:08.760 --> 0:23:10.960 to pretend like she was Lisa. If anything, she probably 0:23:10.960 --> 0:23:13.080 thought this is like, oh, I'm showing that I'm down, 0:23:13.160 --> 0:23:16.840 like I support black, black creatives and all that. I 0:23:16.840 --> 0:23:18.480 feel like, if we're going to expect people to be 0:23:18.640 --> 0:23:20.679 allies and we're gonna give them, like we've all been 0:23:20.680 --> 0:23:22.680 saying this year, we need allies. We need people who 0:23:22.680 --> 0:23:24.800 don't look like us to champion us. So that means 0:23:24.840 --> 0:23:27.720 we should you know, beat white people. Non black people 0:23:27.800 --> 0:23:31.200 are going to be championing black their they're black colleagues 0:23:31.280 --> 0:23:33.920 or they're black you know, entertainers and artists and all that. 0:23:34.440 --> 0:23:37.000 So there will be slip ups along the way, But 0:23:37.080 --> 0:23:38.879 I don't want to stop the progress you know, I 0:23:38.920 --> 0:23:41.640 wouldn't want to make her feel like she could never 0:23:42.040 --> 0:23:45.119 try to amplify a black voice or a black cause 0:23:46.400 --> 0:23:47.560 because of what happened this time. 0:23:47.640 --> 0:23:50.000 So yeah, so yeah, so I mean, but we'd been 0:23:50.000 --> 0:23:51.600 really curious. We'd love to hear from you guys, like 0:23:51.640 --> 0:23:55.359 what you think, because it's a it's a slippery slope 0:23:55.400 --> 0:23:57.720 at first seems like so benign, but then you're like, wait, 0:23:57.800 --> 0:24:02.040 as I dig deeper, is it really so? I You know, honestly, 0:24:02.040 --> 0:24:03.919 I'd love your feedback, love love to know what you think. 0:24:03.960 --> 0:24:06.800 I'm always open to learning. Like when a young black 0:24:06.840 --> 0:24:11.200 woman shared me articles and stuff, I was like, oh oh, 0:24:11.240 --> 0:24:15.280 And just hearing from you, Mandy, I'm like, oh, okay, 0:24:15.560 --> 0:24:17.120 I will say this that I'm proud of my mente 0:24:17.119 --> 0:24:19.000 because I know she it was not easy, she said. 0:24:19.080 --> 0:24:22.160 She posted like a really heartfelt apology because we spoke. 0:24:22.240 --> 0:24:24.240 We spoke at length, you know, and I just was 0:24:24.240 --> 0:24:26.320 sharing with her where I thought she made some missteps. 0:24:26.440 --> 0:24:28.720 At the time, I didn't really focus so much on 0:24:28.760 --> 0:24:31.280 the memes and more so on the reaction and how 0:24:31.359 --> 0:24:34.920 when when someone says something share something with you about, 0:24:35.080 --> 0:24:39.480 you know, like reacting, like what that reaction looks like 0:24:39.600 --> 0:24:41.640 and should look like, because you know, I'm not gonna lie. 0:24:41.640 --> 0:24:44.080 There's definitely times people have come for me. I would 0:24:44.080 --> 0:24:46.440 say nine times out of ten. I'm pretty good at 0:24:46.480 --> 0:24:50.520 not reacting negatively. Every once in a while somebody catches 0:24:50.560 --> 0:24:53.159 me and I snap, but that doesn't happen often. And 0:24:53.200 --> 0:24:56.560 I told her, you know, I've misstepped, you know, but 0:24:56.880 --> 0:25:00.240 you know, ideally you're wanting that. Quite honestly, if someone 0:25:00.359 --> 0:25:03.359 comes at you nasty, you have the right to not 0:25:03.480 --> 0:25:05.560 respond at all or to block them. Like if someone 0:25:05.560 --> 0:25:06.960 comes at me, like you know, the young black woman 0:25:07.000 --> 0:25:08.840 he hit me up, she wasn't nasty, so I wasn't nasty. 0:25:08.880 --> 0:25:11.880 We had a great conversation. But if if she would 0:25:11.920 --> 0:25:14.560 have come at me really really nasty, I have the 0:25:15.359 --> 0:25:17.560 option of ignoring her or she just blocking her, which 0:25:17.560 --> 0:25:20.560 I've done before to people who, instead of you know, 0:25:20.680 --> 0:25:23.119 coming to me and sharing whatever they're thinking, you know, 0:25:23.200 --> 0:25:25.200 can basically have come yelling or barking at me. And 0:25:25.200 --> 0:25:26.560 I'm like, well, there's no space for that, and I 0:25:26.640 --> 0:25:28.800 just block and I leave it alone. I don't. I 0:25:28.840 --> 0:25:31.640 don't give any space or energy to that. So yeah, 0:25:31.680 --> 0:25:33.400 so I guess we'll see how this all plays out. 0:25:33.440 --> 0:25:35.199 But yeah, it was just very interesting. I was like, 0:25:35.160 --> 0:25:36.800 I wonder what Mandra thinks. 0:25:37.560 --> 0:25:45.520 Well, thank you for caring. What little old mel. 0:25:44.800 --> 0:25:44.919 Well? 0:25:44.960 --> 0:25:47.879 What else is happening? Stimulus checks, stim means, I comment 0:25:48.119 --> 0:25:50.359 stimm Stimmans, I was really bummed. Did you hear that 0:25:50.400 --> 0:25:52.720 the fifteen dollars minimum wage is going to have to 0:25:52.760 --> 0:25:56.800 get cut from? Let the policy the big bill that 0:25:56.800 --> 0:25:57.800 they're trying to pass through. 0:25:59.280 --> 0:26:01.480 Honestly, so did you know I'm so I'm going to 0:26:01.520 --> 0:26:02.520 the White House virtually. 0:26:02.600 --> 0:26:05.359 I don't know if you yes, yes, I saw that 0:26:06.640 --> 0:26:07.720 you and uh. 0:26:07.560 --> 0:26:11.000 Yeah, a bunch of books. So yeah, So they the 0:26:11.040 --> 0:26:12.320 White House reached out. 0:26:14.680 --> 0:26:16.760 For They like, we're looking for Tiffany the Budgetiesta, the 0:26:16.800 --> 0:26:18.640 author of Kick with Money dot but you can find 0:26:18.640 --> 0:26:21.080 it gi Good with Money dot com. 0:26:22.240 --> 0:26:24.040 I bet you. They won't let me say that like hello, 0:26:25.080 --> 0:26:27.639 So she basically I had to submit like sounded like 0:26:27.680 --> 0:26:33.320 what my questions are? And so I do think what 0:26:33.480 --> 0:26:35.040 is she asking? So they just like sent me like 0:26:35.080 --> 0:26:36.520 an email back. I'm like, please don't tell me that 0:26:36.560 --> 0:26:37.680 I'm not doing it either way. 0:26:38.760 --> 0:26:40.560 So basically, what is it? So what does it mean 0:26:40.600 --> 0:26:43.960 when the White House contacts you to ask questions about 0:26:44.320 --> 0:26:47.000 the economic relief package that they're working on. What is it? 0:26:47.160 --> 0:26:49.840 Yeah, they just basically it was not as specific as 0:26:49.840 --> 0:26:52.600 you would think. They just reached out and said, hey, Tiffany, 0:26:52.880 --> 0:26:55.760 you know, we love what you're doing. She's reaching out 0:26:55.760 --> 0:26:58.960 from the White House Office of Digital Strategy. She's working 0:26:58.960 --> 0:27:03.360 out with the on the Engagement team. Anyway, they want 0:27:03.400 --> 0:27:07.199 to identify and collaborate with collaborate with value content creators 0:27:07.240 --> 0:27:11.720 across social platforms, and they're basically wanting to invite me 0:27:11.760 --> 0:27:15.160 to a zoom curated specifically for content creators like myself 0:27:15.760 --> 0:27:19.600 and senior officials on the National Economic Council. So they 0:27:19.600 --> 0:27:23.159 want me to ask questions of the National Economic Council. 0:27:23.400 --> 0:27:24.600 And so what I did was I did like a 0:27:24.640 --> 0:27:27.520 social media post asking folks like, hey, you know, what 0:27:27.640 --> 0:27:32.080 questions would you like me to ask? And so, you know, 0:27:32.160 --> 0:27:34.000 I submitted some in and basically I'm going like, she 0:27:34.040 --> 0:27:35.639 just gave me some feedback, So I'm gonna have to 0:27:35.680 --> 0:27:37.639 like read some of the feedback that she sent me. 0:27:38.400 --> 0:27:41.800 But yeah, so I'm I'm pretty sure they're gonna be 0:27:41.800 --> 0:27:43.320 taping it and then I think I'll be able to 0:27:43.359 --> 0:27:47.160 share the video like you know, with the audience later. 0:27:47.800 --> 0:27:50.400 But yeah, so you know, the woman who reached out, 0:27:50.640 --> 0:27:54.919 I mean, judging by her name, it looks like a 0:27:55.000 --> 0:27:58.560 black name. And she did say like that she was 0:27:58.600 --> 0:28:00.480 a huge fan. I'm like, okay, dream, you know, my 0:28:00.560 --> 0:28:02.879 ladies be black for the most part, although you know, 0:28:02.880 --> 0:28:04.480 we don't turn nobody. Oh way, we have lots of 0:28:04.560 --> 0:28:06.960 other ladies. So yeah, so it was just exciting that, 0:28:07.000 --> 0:28:09.200 you know, that she reached out. I'm like, yeah, I'm interested. 0:28:09.240 --> 0:28:12.680 So she is, you know, she she works with partnerships 0:28:12.760 --> 0:28:15.600 and she's a partnerships manager at the White House Office 0:28:15.600 --> 0:28:19.720 of Digital Strategy. So it's just exciting to like, you know, basically, 0:28:20.119 --> 0:28:22.600 what do y'all want to know from this administration about 0:28:22.640 --> 0:28:26.480 like kind of like what's happening and you know, like financially, 0:28:26.840 --> 0:28:28.600 I'm sure they're going to do other types of like 0:28:29.240 --> 0:28:32.480 collaborations with different like subject matters and so what it 0:28:32.560 --> 0:28:35.240 seems like honestly, because there's a bunch of people that 0:28:35.280 --> 0:28:37.040 I saw post about it in the financial space and 0:28:37.080 --> 0:28:38.920 it was like all women unless the men just have 0:28:39.000 --> 0:28:42.240 not posted. So I'm curious to see, like, you know, 0:28:42.640 --> 0:28:45.040 what kind of comes of this. So yeah, I just 0:28:45.080 --> 0:28:46.920 thought like, look that. My mother was like, do you 0:28:47.000 --> 0:28:51.640 watch House the biggest thing you've ever did. I'm like, 0:28:51.680 --> 0:28:53.120 I'm not actually going to a white House. I'm not 0:28:53.160 --> 0:28:56.040 meeting Kamala mom. And she's like, still, this is what 0:28:56.080 --> 0:28:58.840 she said, because only mama's Mandy. I hope he becomes 0:28:58.840 --> 0:29:00.440 this type of mama that just be like, give me 0:29:00.480 --> 0:29:03.480 all the deeps so I can brag on you rio. Yeah, 0:29:03.720 --> 0:29:06.000 she was like, send me something, send for something to 0:29:06.040 --> 0:29:11.160 me basically to deal on it. Yeah, she wants a 0:29:11.280 --> 0:29:14.080 proof to like to start on my auntie. So sorry. 0:29:14.280 --> 0:29:16.240 She's the one who wants you to grab a match book, 0:29:16.320 --> 0:29:17.880 a match book or like a pen. 0:29:19.120 --> 0:29:21.160 But I'm like, Mommy, it's gonna be digital. She's like yeah, 0:29:21.160 --> 0:29:24.240 but still I don't a screenshot. So something about the 0:29:24.240 --> 0:29:26.120 invitation so I could I could hear my friends? 0:29:26.160 --> 0:29:29.440 Yeah, okay, oh that's so. I mean, good on them 0:29:29.560 --> 0:29:32.440 for if you're on their list of people to to 0:29:32.440 --> 0:29:37.000 to be counseling the Economic Council, then that is a 0:29:37.040 --> 0:29:39.040 sign that we were heading in the right direction. Y'all, 0:29:39.480 --> 0:29:41.880 I've been reading. I'm not gonna go too far into it, 0:29:41.960 --> 0:29:44.240 but I have If y'all actually read the articles on 0:29:44.280 --> 0:29:47.600 what's happening with the stimulus package. It is not you know, 0:29:47.640 --> 0:29:50.320 that whole the fifteen dollars minimum wage that we were 0:29:50.600 --> 0:29:53.480 we I'm not, you know, whatever progressives were hoping would 0:29:53.480 --> 0:29:56.400 be in the package had had has to be dropped 0:29:56.400 --> 0:29:58.040 in order to pass the sentence. So it's passed the 0:29:58.080 --> 0:30:00.000 House and now, and the reason it has to be 0:30:00.120 --> 0:30:04.040 dropped is just it's literally like the monotony of passing 0:30:04.040 --> 0:30:07.080 policy in this country, and like the little niggling rules 0:30:07.120 --> 0:30:09.600 that can stop things from happening, and the way that 0:30:09.640 --> 0:30:12.040 they're trying to pass this bill, if I'm understanding correctly, 0:30:12.400 --> 0:30:14.320 they need a certain number of votes in order to 0:30:14.360 --> 0:30:16.720 do it, and because we don't have that big of 0:30:16.720 --> 0:30:19.280 a majority. In fact, in the Senate it's a dead 0:30:19.360 --> 0:30:22.000 tie with Commonly being the tie breaking vote. It's not 0:30:22.200 --> 0:30:24.400 enough to get the number of votes that they need. 0:30:24.440 --> 0:30:27.600 They actually need more than that simple majority to get it. 0:30:28.080 --> 0:30:31.040 So that's why we can't. We just can't be complacent, y'all. 0:30:31.080 --> 0:30:34.280 Even with even having the House and taking back the 0:30:34.320 --> 0:30:38.160 White House and we have that razor thin edge and 0:30:38.200 --> 0:30:41.920 the Senate, it's it's still not enough for some policies 0:30:41.960 --> 0:30:47.840 to be passed through, so you know, just you know, vote, vote, vote, 0:30:47.840 --> 0:30:50.240 please vote, and pay attention to that. 0:30:51.280 --> 0:30:54.520 Yeah, because it's just there's just so many honestly, Like 0:30:54.560 --> 0:30:56.520 I have to say, like most of the questions that 0:30:56.560 --> 0:31:00.400 people ask revolved around the fifteen dollars like minimal wage. 0:31:01.080 --> 0:31:02.800 So many questions about student loans. 0:31:02.840 --> 0:31:03.240 Oh my gosh. 0:31:03.240 --> 0:31:06.000 I would say a good forty percent that people like 0:31:06.040 --> 0:31:08.320 message me, we're about student loans. And then there's a 0:31:08.360 --> 0:31:09.880 lot of worry about Okay, so we have all this 0:31:10.040 --> 0:31:14.880 more moratoriums about like deferred mortgages and deferred payments and 0:31:14.920 --> 0:31:17.600 so what happens when those expire. So a lot of 0:31:17.600 --> 0:31:19.320 people are like, so I still don't have any money, 0:31:19.440 --> 0:31:23.400 so what'll be fit to do then? Yeah, so there's 0:31:23.400 --> 0:31:25.200 just a lot of worry and understandably, so. 0:31:27.000 --> 0:31:29.480 Yeah, Well when it's this uh, this meeting. 0:31:30.400 --> 0:31:34.480 So it's going to be Wednesday in the afternoon, so 0:31:34.520 --> 0:31:36.680 I don't believe it's like some live thing. I'm assuming 0:31:36.720 --> 0:31:39.480 it's video, and then I think they're going to be 0:31:39.520 --> 0:31:40.120 giving me a. 0:31:40.000 --> 0:31:43.680 Clip to share, Okay, dope. Well, if you guys you're 0:31:43.720 --> 0:31:47.280 hearing this Wednesday morning, if you're upright and early with us, 0:31:47.520 --> 0:31:50.440 five am Central Eastern Senior Times on. The show goes 0:31:50.480 --> 0:31:53.560 live on Wednesdays. Uh tweet Tiffany or hit her up 0:31:53.600 --> 0:31:56.160 on Insta or drop us and know what that Brown 0:31:56.160 --> 0:31:58.760 Embission podcast on Insta And you know, if we don't 0:31:58.760 --> 0:32:01.760 get to squeeze it into Tiffany, can you just know, 0:32:01.920 --> 0:32:03.880 don't be plugging stuff on your You're right, You're right, 0:32:03.880 --> 0:32:09.360 they'll kick you up. You will get the boot real quick. Yeah. 0:32:09.400 --> 0:32:14.280 If you still yeah, no, thank you. That's that is 0:32:14.280 --> 0:32:14.960 pretty cool. 0:32:16.160 --> 0:32:18.640 Well, speaking of hitting us up for questions, why don't 0:32:18.640 --> 0:32:20.440 we take a quick break and we will be right 0:32:20.480 --> 0:32:55.520 back with you all question. Okay, guys, we are back 0:32:55.560 --> 0:32:58.040 with your questions. Please please hit us up with your questions. 0:32:58.040 --> 0:33:01.520 Go to Brown Ambition Podcast dot com and ask us anything, 0:33:01.720 --> 0:33:04.280 or you can also hit us up directly on Instagram 0:33:04.480 --> 0:33:07.400 at Brown Ambition Podcast. I do check those all the 0:33:07.480 --> 0:33:11.400 time and I often answer, So hit us up on 0:33:11.560 --> 0:33:14.600 IG if you have any questions. Actually, let me go 0:33:14.640 --> 0:33:17.480 to IG right now for our first question. This comes 0:33:17.520 --> 0:33:21.360 from Caitlin. Caitlin says, Hey, Bron Ambition, I love the podcast. 0:33:21.360 --> 0:33:23.880 You've taught me so much. I have what feels like 0:33:23.920 --> 0:33:27.160 a very simple and actually a privileged question for you. 0:33:27.760 --> 0:33:30.000 I'm very lucky and have a relative who set up 0:33:30.000 --> 0:33:32.840 a brokerage roth IRA for me. Can I still set 0:33:32.880 --> 0:33:35.640 up my own roth? They contribute the money to the 0:33:35.640 --> 0:33:38.400 brokerage IRA, but I don't know if that would prevent 0:33:38.520 --> 0:33:41.200 me from opening my own. Thanks for helping me get 0:33:41.240 --> 0:33:44.280 my retirement game on. Now. I follow it up with 0:33:44.320 --> 0:33:47.280 her because when she asked, you know this, this almost 0:33:47.280 --> 0:33:51.040 sounded like are you young and someone's opened a custodial 0:33:51.080 --> 0:33:56.040 IRA for you? Yeah, because custodial IRA, which I opened 0:33:56.040 --> 0:33:59.520 for my son recently, is basically it's an IRA that 0:33:59.600 --> 0:34:03.560 IM in that he's the beneficiary of. He'll get control 0:34:03.600 --> 0:34:05.880 of it when he's I forget if it's eighteen or 0:34:05.920 --> 0:34:09.040 twenty one in New York, but when he's of age 0:34:09.080 --> 0:34:12.319 then he can have access to it. But anyway, so 0:34:12.320 --> 0:34:15.040 I followed up and asked her, and she said, Okay, 0:34:15.160 --> 0:34:18.120 I am thirty four, two kids, a husband, mortgage, student loans, 0:34:18.360 --> 0:34:21.160 and the account actually isn't a custodial IRA. I'm in 0:34:21.200 --> 0:34:23.200 full control of it, but I don't touch it because 0:34:23.200 --> 0:34:26.960 this relative continues to contribute the max each year. First 0:34:26.960 --> 0:34:30.520 of all, can you adopt me into this family with 0:34:30.560 --> 0:34:32.880 relatives who max out your IRA every year, because that 0:34:32.920 --> 0:34:35.799 seems like a pretty sweet do you. So basically, she's 0:34:35.800 --> 0:34:38.319 got this IRA that someone's contributing to, which is dope, 0:34:38.520 --> 0:34:40.399 but she would like to. And the reason that she's 0:34:40.440 --> 0:34:44.840 asking about the limit up to every year, there's a 0:34:44.880 --> 0:34:47.399 new sort of limit set on how much you can 0:34:47.560 --> 0:34:50.520 put into a roth IRA, and for twenty twenty one 0:34:50.560 --> 0:34:53.960 it's six thousand dollars, I believe. So once you've hit 0:34:54.000 --> 0:34:57.000 six thousand, you can't contribute to that roth IRA anymore. 0:34:57.000 --> 0:34:58.640 So she wants to know can I do my own 0:34:58.680 --> 0:35:01.960 and then I can have up to twelve thousand dollars annually. 0:35:02.719 --> 0:35:09.239 The answer is no. I'm pretty sure that no, you 0:35:09.280 --> 0:35:11.640 can't do that, especially if it's in your name already. 0:35:11.680 --> 0:35:13.279 I don't know how this is the thing though, and 0:35:13.280 --> 0:35:15.800 this is a good question that I've come that actually 0:35:15.880 --> 0:35:18.560 led me from this is how did they know? You know? 0:35:18.960 --> 0:35:21.319 I was surprised. I finally had maxed out my four 0:35:21.280 --> 0:35:23.239 to one K through my employer for the past couple 0:35:23.320 --> 0:35:25.640 of years, and I was trying to do the math 0:35:25.719 --> 0:35:27.239 toward the end of the year, like to be sure 0:35:27.280 --> 0:35:30.160 I didn't put too much because I was worried, and 0:35:30.239 --> 0:35:33.160 even my magical financial planner Helen, couldn't really tell me. 0:35:33.280 --> 0:35:37.080 How did they know if you've exceeded and then if 0:35:37.080 --> 0:35:40.359 you do put more than you're allowed to what happens? Then? 0:35:40.440 --> 0:35:43.120 Do you have to like how does that work? And 0:35:43.160 --> 0:35:45.600 I realized with my four to one K, they have 0:35:45.680 --> 0:35:48.719 an automatic they just stop you, like if you get 0:35:48.760 --> 0:35:50.520 to the max, they won't take your money, They'll just 0:35:50.560 --> 0:35:52.759 you know, they'll take less than what you automatically have 0:35:52.840 --> 0:35:56.359 contributed from your four to one K. But with an era, yeah, 0:35:56.400 --> 0:35:59.400 I wonder how did they know? Maybe when you submit 0:35:59.440 --> 0:36:01.360 your taxes you have to put all that in there, 0:36:02.280 --> 0:36:07.080 but yeah, you're only allowed one ira, and you know 0:36:07.280 --> 0:36:10.719 this relatives maxing out yours. If you wanted to have 0:36:10.760 --> 0:36:13.160 an additional ira, you say you were married and you 0:36:13.200 --> 0:36:15.240 have a spouse, so I would say, you know, maybe 0:36:15.320 --> 0:36:17.560 have one in their name that you could open and 0:36:17.560 --> 0:36:21.080 then contribute to would be the next step. Or you know, 0:36:21.160 --> 0:36:25.000 take your extra coins and throw them into a traditional era. 0:36:26.239 --> 0:36:28.360 Yeah, because I was going to say, like, like, for example, 0:36:28.400 --> 0:36:31.840 you can have a raw ira, but there's a maximum 0:36:31.840 --> 0:36:36.520 that you can contribute to retirement and you could potentially 0:36:37.160 --> 0:36:39.880 have multiple accounts, but you still can't exceed the max, 0:36:40.719 --> 0:36:43.520 Like you can't exceed like if it's six thousand dollars, 0:36:43.520 --> 0:36:45.480 that's what it is this year, and usually it goes 0:36:45.560 --> 0:36:47.279 up like every two years, like five hundred dollars or 0:36:47.280 --> 0:36:50.160 something or so every two years, you can't exceed whatever 0:36:50.200 --> 0:36:53.239 the max is. I remember, like, I don't know how 0:36:53.239 --> 0:36:56.960 they know. Like for example, I was contributing accidentally to 0:36:57.400 --> 0:37:00.759 accept but I was no longer self employed, but I 0:37:00.760 --> 0:37:02.480 still thought of myself as self employees, like no, girl, 0:37:02.480 --> 0:37:04.640 you work for your company now, And so I was 0:37:04.680 --> 0:37:06.880 mistakenly contributing to a steps so I had to like 0:37:06.960 --> 0:37:10.880 it was just a whole like tax kerfluffle that had 0:37:10.880 --> 0:37:12.640 to be fixed. But I thought to myself, how did 0:37:12.640 --> 0:37:15.800 they even know? But they knew, they knew. Yeah, I 0:37:15.840 --> 0:37:19.600 don't know how they know, but they'd be knowing that maybe. 0:37:20.520 --> 0:37:22.319 Yeah, so I would say, you know, open your own 0:37:22.320 --> 0:37:26.040 brokerage account, and I mean, again, can y'all adopt me? 0:37:26.120 --> 0:37:28.920 Because I would be that's really awesome, yeah, of your 0:37:28.920 --> 0:37:30.040 relative very much. 0:37:30.040 --> 0:37:32.360 So all right, well, thank you very much for your question. 0:37:32.520 --> 0:37:35.239 Hopefully that answered it, and let me know what you 0:37:35.280 --> 0:37:37.080 and your husband decide to do, you know, because you 0:37:37.080 --> 0:37:40.520 could always just open up a regular brokerage account taxable 0:37:40.520 --> 0:37:43.440 brokerage account too, and just wouldn't want you to like 0:37:43.600 --> 0:37:45.520 not invest extra money if you had it. 0:37:46.000 --> 0:37:46.440 Mm hmm. 0:37:47.120 --> 0:37:49.520 All right, here's a comment on last week's episode where 0:37:49.560 --> 0:37:52.200 we talked about, you know, Tiffany brought up picking your 0:37:52.200 --> 0:37:56.640 brain and asking potential mentors or people in your you know, 0:37:56.719 --> 0:37:59.680 industry or in your in your field for advice and 0:37:59.719 --> 0:38:02.800 how that can really go overry and how you know, Tiffany, 0:38:02.880 --> 0:38:04.799 not to put words in your mouth, but as I'm summarizing, 0:38:04.920 --> 0:38:07.080 but you want you kind of try to protect yourself 0:38:07.080 --> 0:38:10.560 from situations where you know people are picking your brain 0:38:10.600 --> 0:38:13.160 for the wrong reasons or they're doing it selfishly, and 0:38:13.160 --> 0:38:14.920 then you're just not getting anything out of it, but 0:38:15.000 --> 0:38:18.480 yet you're pouring into it. So this read or sorry, 0:38:18.480 --> 0:38:21.560 this listener said, I totally agree with both Mani's and 0:38:21.560 --> 0:38:24.800 Tiffany's points of view. I hate this post about picking 0:38:24.880 --> 0:38:27.520 your brain because picking your brain in that phrase can 0:38:27.560 --> 0:38:30.120 be very off putting. When I was in corporate America, 0:38:30.200 --> 0:38:32.400 there were two white women that helped me launch my 0:38:32.440 --> 0:38:35.120 project management career. I wish I had a black woman 0:38:35.160 --> 0:38:37.560 as a mentor. But I never worked in an organization 0:38:37.680 --> 0:38:41.600 with a lot of black representation in management or executive positions. 0:38:41.960 --> 0:38:44.440 The women that helped me didn't require an invoice. They 0:38:44.520 --> 0:38:46.799 just wanted to play the role as mentor and pay 0:38:46.840 --> 0:38:50.520 it forward. I implemented what they recommended because I didn't 0:38:50.520 --> 0:38:52.520 want to waste their time and understood that they were 0:38:52.520 --> 0:38:54.920 doing it for free. It just feels like all the 0:38:55.000 --> 0:38:59.239 quote internet unquote millionaires don't remember that it was likely 0:38:59.280 --> 0:39:01.680 someone giving up their time to help them. And to 0:39:01.680 --> 0:39:04.560 be honest, I often wonder how much value they are 0:39:04.600 --> 0:39:09.360 actually providing. Love You Ladies and the podcast No, And 0:39:09.440 --> 0:39:11.319 to be honest, I often wonder how much value they 0:39:11.360 --> 0:39:12.080 are providing there you. 0:39:12.080 --> 0:39:16.719 Go No No, I agree, And honestly, I it's unfortunate. 0:39:16.880 --> 0:39:19.680 I think that obviously asking in the right way and 0:39:19.680 --> 0:39:22.560 then asking without expectation that someone has to do it. 0:39:22.600 --> 0:39:26.160 But I do believe in pouring into people. I've got 0:39:28.719 --> 0:39:31.800 three active mentees like right now, and I don't expect 0:39:31.800 --> 0:39:36.400 anything other than that what I share, not that it 0:39:36.440 --> 0:39:38.520 has to be implemented to the tea, but you're going 0:39:38.560 --> 0:39:41.759 to you know that you're you're not just talking just 0:39:41.800 --> 0:39:43.640 to talk. You know that You're like, oh, I never 0:39:43.680 --> 0:39:45.920 thought about it that way, okay, meaning like I like 0:39:45.960 --> 0:39:48.560 to see growth basically now, even if it's not exactly 0:39:48.600 --> 0:39:51.400 like what I've said, you know, but I don't want 0:39:51.440 --> 0:39:54.040 to pour in. And then you're like, yeah, actually, change 0:39:54.040 --> 0:39:55.479 my mind. I want to be a writer. It's like, okay, 0:39:55.480 --> 0:39:57.319 well here's something you can do. I actually I changed 0:39:57.320 --> 0:39:59.680 my mind. I want to scuba dive. And it's like, oh, okay, 0:39:59.760 --> 0:40:02.600 because because it's like, you know, typically, like I don't 0:40:02.640 --> 0:40:05.000 spend less than an hour of time on the phone 0:40:05.000 --> 0:40:07.120 with my mentees, you know, at a time some of 0:40:07.239 --> 0:40:09.800 like when outside was open. One mente in particular, we 0:40:09.800 --> 0:40:12.279 would always have lunch for a couple of hours. I 0:40:12.400 --> 0:40:15.080 just shared with you my you know, my mentee, the 0:40:15.360 --> 0:40:18.239 Hispanic young woman, and then pouring into her. We spoke 0:40:18.280 --> 0:40:20.960 for an hour yesterday after everything had happened, so I believe, 0:40:21.080 --> 0:40:24.360 and even the Hispanic MENTI when she reached out to me, 0:40:24.440 --> 0:40:27.040 she asked me, can you be my mentor? And I said, honestly, 0:40:27.480 --> 0:40:30.960 I'm my capacity, but I always almost always say we 0:40:30.960 --> 0:40:34.279 can have a call if I'm not super overwhelmed. And 0:40:34.360 --> 0:40:36.040 so we had a call and I say, I really 0:40:36.120 --> 0:40:38.120 liked her, and we clicked and then we just started 0:40:38.120 --> 0:40:40.640 speaking like more regularly, and then she was like, hey, 0:40:40.680 --> 0:40:42.279 I'm a mentee. Now I guess you are. 0:40:44.960 --> 0:40:47.839 Yes, so because it's it's a friendship as much as 0:40:47.840 --> 0:40:51.280 it's a professional relationship, you know, So if you vibe 0:40:51.320 --> 0:40:55.759 and you enjoyed talking to someone, yeah, I yes. I 0:40:55.840 --> 0:40:57.640 just know there are some people out there giving advice 0:40:57.680 --> 0:40:59.319 to people and they're like, man, I really hate talking 0:40:59.360 --> 0:41:01.080 to this person and stop doing it, you know. 0:41:01.200 --> 0:41:03.600 Yes, yes, no, no, I totally agree. And I think 0:41:04.120 --> 0:41:06.239 it's just unfortunate too that she's right that a lot 0:41:06.280 --> 0:41:08.759 of people don't want to pour in. Or is it 0:41:09.760 --> 0:41:13.040 like because like if you DM ig DM someone and 0:41:13.080 --> 0:41:15.239 ask them, that's not the same thing as someone I 0:41:15.280 --> 0:41:17.719 wanted to pour in. You know, they might receive. I 0:41:17.719 --> 0:41:20.120 remember a woman like wrote me and I try to 0:41:20.160 --> 0:41:22.120 answer my ig dms. I actually had to turn them 0:41:22.120 --> 0:41:23.480 off because it got to be so overwhelming because I 0:41:23.480 --> 0:41:25.880 would get hundreds a day I'm asking questions, So I 0:41:26.040 --> 0:41:27.799 was I usually said, aside a couple hours a day 0:41:27.880 --> 0:41:29.920 to like go through and answer all these questions. And 0:41:30.040 --> 0:41:32.439 I guess I missed her question because she like wrote 0:41:32.480 --> 0:41:36.080 me back like a nasty like, oh, I guess you 0:41:36.120 --> 0:41:38.040 don't answer, And I was like, what I didn't see, 0:41:38.080 --> 0:41:40.399 you know, And I said, oh, I apologize. I don't 0:41:40.400 --> 0:41:42.160 always get to see all my questions. I get a few, 0:41:42.200 --> 0:41:44.200 you know, across all platforms, I get a few hundred 0:41:44.239 --> 0:41:49.279 a day. And she said something nasty back, and I'm like, sis, yeah, 0:41:49.520 --> 0:41:52.280 you know, like because then now, like so, what motivation 0:41:52.440 --> 0:41:53.839 is it for me to help you with this credit score? 0:41:53.920 --> 0:41:58.520 Now that you don't bark on me, you know, But so, yeah, 0:41:58.560 --> 0:42:00.400 I do believe that people should pour into people, but 0:42:00.520 --> 0:42:04.239 I also believe that you should ask without expectation, because one, 0:42:04.320 --> 0:42:07.160 you don't know like where that person is, you don't 0:42:07.239 --> 0:42:10.520 know what's happening, You don't know, you know, they could 0:42:10.520 --> 0:42:14.080 be having a personal crisis. I remember a woman was 0:42:14.200 --> 0:42:15.920 mad at something that happened in the group and she 0:42:15.960 --> 0:42:18.040 had reached out to me. And at the time, I 0:42:18.200 --> 0:42:20.360 just had fiber surgery and it was like serious surgery, 0:42:20.400 --> 0:42:23.080 like it was like it was like a cesarean had 0:42:23.120 --> 0:42:24.480 like cut me open. That was in the hospital for 0:42:24.560 --> 0:42:27.080 three days. And so I guess she must have written 0:42:27.120 --> 0:42:28.800 me the day before I went in or whatever, and 0:42:28.920 --> 0:42:30.440 you know. But I was in the hospital for three days. 0:42:30.440 --> 0:42:32.120 I was not on Facebook. So by the time I 0:42:32.200 --> 0:42:34.279 got back, she had this litany of like, you know, 0:42:34.440 --> 0:42:37.680 basically cussing me out, and I was like, oh so 0:42:38.120 --> 0:42:41.520 just sweat my eyes fighting for my life in the hospital. 0:42:42.320 --> 0:42:45.120 You never know what someone is going through. Just stop, 0:42:45.400 --> 0:42:48.440 just stop up, Oh my god, what's happening? 0:42:48.880 --> 0:42:51.680 Ask without expectation, but you should certainly ask, and no 0:42:51.800 --> 0:42:55.480 one just because you're asking something, they should not mistreat you. Now, 0:42:55.880 --> 0:42:57.719 it'd be one thing if you ask some one they're like, girl, 0:42:57.760 --> 0:43:00.880 don't ask me that. Then that's nasty. But someone not 0:43:01.040 --> 0:43:03.760 responding could mean that they didn't see it, and someone 0:43:03.840 --> 0:43:07.840 responding in a nasty way is unacceptable. But someone doesn't 0:43:07.920 --> 0:43:10.799 have to say yes or even has to respond because 0:43:11.040 --> 0:43:14.000 quite honestly, they may not have seen it. So like, yeah, 0:43:14.400 --> 0:43:17.400 it's yeah, it's unfortunate that there are there are nastiness, 0:43:17.440 --> 0:43:20.440 this nastiness on both sides. But I honestly, more than 0:43:20.520 --> 0:43:23.360 most times, I find that people are pretty generous, you know. 0:43:23.719 --> 0:43:26.719 I find that, so so lean in and don't be 0:43:26.800 --> 0:43:30.240 afraid to lean in horizontally someone who was at similar 0:43:30.360 --> 0:43:32.000 level than you, but might be killing it in one 0:43:32.040 --> 0:43:33.160 area that you want to learn about. 0:43:33.560 --> 0:43:36.040 Yeah, that's a good point your colleagues for peers. 0:43:36.160 --> 0:43:37.759 Exactly, because there are definitely people who are like that. 0:43:37.800 --> 0:43:39.640 I'm like, oh, Mandy, wait, how do you do that? 0:43:40.440 --> 0:43:43.279 You know, because somebody else who you know is way 0:43:43.360 --> 0:43:45.240 fur their head might be super busy, but it's easier 0:43:45.280 --> 0:43:46.920 to reach out to people who are who are at 0:43:46.960 --> 0:43:50.560 similar levels, but they've they've really killed a section, like, well, wow, 0:43:50.600 --> 0:43:52.799 your Instagram stories are amazing? Can I ask a question? 0:43:52.880 --> 0:43:55.040 I do that all the time, and I've always been 0:43:55.120 --> 0:43:58.680 met with more more feedback than if I reach out 0:43:58.719 --> 0:44:00.680 to someone who was like, way, way way ahead of me, 0:44:00.760 --> 0:44:02.760 because it's likely they may not have seen my message. 0:44:03.520 --> 0:44:07.480 Absolutely well, y'all can definitely send me your questions. I'm 0:44:07.480 --> 0:44:09.440 gonna answer. I'm gonna read them. If not me, then 0:44:09.480 --> 0:44:13.279 my cousin Anna. So we are here for all of 0:44:13.360 --> 0:44:15.560 your I'm actually I was just dming someone. They start, 0:44:15.600 --> 0:44:17.640 they start typing back, and I'm like, oh, it's gonna 0:44:17.640 --> 0:44:20.520 be a it's gonna be a thing. People are always 0:44:20.560 --> 0:44:22.560 excited when they hear from us. I just you know, 0:44:22.840 --> 0:44:24.719 I don't don't worry tip, I don't pretend that I'm you. 0:44:24.920 --> 0:44:29.560 They know, y'all know, y'all know. All right, Well, thank 0:44:29.680 --> 0:44:32.920 y'all for the questions. Let's move on into brown boost 0:44:32.960 --> 0:44:33.359 brown break. 0:44:34.719 --> 0:44:40.360 Now it's time to boostop break, Oh, boost up break? 0:44:40.960 --> 0:44:43.440 Is you gonna booze? Is you gonna break me while 0:44:43.440 --> 0:44:44.640 I'm bopping like my shoulders not. 0:44:44.719 --> 0:44:50.400 Like, oh please, don't don't bob sliggle your toes or something. 0:44:52.160 --> 0:44:55.839 So are you gonna boost or are you gonna date break? 0:44:55.920 --> 0:44:58.400 Mandra I want to do a boost. I'm gonna do 0:44:58.440 --> 0:44:59.879 a mini boost, and then I actually want to boot 0:45:00.000 --> 0:45:02.480 one of our listeners who sent a really sweet story 0:45:02.680 --> 0:45:05.920 about her financial win. So I don't know, I kind 0:45:05.960 --> 0:45:07.359 of feel like we should do that. Y'all shall send 0:45:07.440 --> 0:45:09.720 us your financial wins and then maybe we can boost 0:45:09.719 --> 0:45:10.440 you every once in a while. 0:45:10.480 --> 0:45:12.080 Ooh I love that. Yeah. 0:45:12.160 --> 0:45:15.000 So my original boost was going to be yesterday during 0:45:15.040 --> 0:45:17.480 the Globes, which I am. I guess I'm eighty five 0:45:17.560 --> 0:45:19.680 years old. I still watch the Golden Globes because no 0:45:19.719 --> 0:45:21.520 one else did. I just like to have it on 0:45:21.680 --> 0:45:23.600 the background, you know, And it was really awkward because 0:45:23.600 --> 0:45:26.440 everyone's on zoom, but I really wanted to see who 0:45:26.520 --> 0:45:29.160 was going to win Best Actor, and Chadwick Boseman won 0:45:29.440 --> 0:45:33.800 for his role in Mavrey Knee's Black Bottom, and his wife, 0:45:33.920 --> 0:45:37.440 you know, Chadwick passed last year. His wife accepted his 0:45:37.520 --> 0:45:40.279 award on his behalf. And what really made it touching 0:45:40.360 --> 0:45:42.800 beyond the fact that he won, was a segment earlier 0:45:42.840 --> 0:45:45.400 in the show when they had some I don't know, 0:45:45.520 --> 0:45:48.520 some TV host I think it was like entertainment tonight, 0:45:48.680 --> 0:45:51.279 and they interviewed a bunch of little kids, like kids 0:45:51.280 --> 0:45:53.239 say the darn is saying, let's see, you know, and 0:45:53.280 --> 0:45:55.360 they asked him a bunch of questions about pop culture, 0:45:55.360 --> 0:45:58.920 about the government, like where's the White House? All these 0:45:58.960 --> 0:46:00.800 funny questions on a quiz. Of course, none of the 0:46:00.880 --> 0:46:03.360 kids knew anything, like knew any of the right answers 0:46:03.480 --> 0:46:06.640 except all of those kids, and they were very diverse, 0:46:06.680 --> 0:46:09.799 black girls, black boys, white boys, white girls, like all 0:46:09.880 --> 0:46:13.640 different ethnicities. Every one of those kids knew when he 0:46:13.719 --> 0:46:16.560 said who is chad but Chadwick Boseman, they all knew 0:46:16.560 --> 0:46:21.200 Black Panther. And after you watched the whole that really 0:46:21.239 --> 0:46:23.600 gave me chill. I'm getting chills now because that just 0:46:23.840 --> 0:46:26.040 is just it's just a reminder of how powerful that 0:46:26.360 --> 0:46:29.400 film was and what Chadwick meant to everybody for the culture, 0:46:29.480 --> 0:46:31.560 but not just for our culture, but for the whole, 0:46:32.200 --> 0:46:35.799 for everyone, for everyone. So shout out to Chadwick, rest 0:46:35.840 --> 0:46:39.640 in peace. And I can't believe he's gone, but all right, 0:46:39.680 --> 0:46:42.040 that was my boost. And then I did say I 0:46:42.160 --> 0:46:45.120 was going to read this message we got from our 0:46:45.360 --> 0:46:47.920 listener on Instagram because I thought it was really sweet. 0:46:48.239 --> 0:46:50.120 Last week or the week before that, we were talking 0:46:50.160 --> 0:46:53.040 about merging your finances as a couple maybe for a 0:46:53.080 --> 0:46:55.960 little bit, and about how sometimes when you when you're 0:46:56.000 --> 0:46:58.440 on the same page about your goals, you can achieve 0:46:58.440 --> 0:47:01.560 your goals faster as a couple. So this is our listener, Darlene, 0:47:01.760 --> 0:47:04.919 and she says this, Hey, Andy and Tiff. I feel 0:47:04.960 --> 0:47:06.759 like Tiff is a friend, so I'm gonna I can't 0:47:06.760 --> 0:47:09.600 even say her full name anymore. I was listening to 0:47:09.719 --> 0:47:11.840 the recent podcast and I wanted to give some insight 0:47:11.920 --> 0:47:14.560 about the listener who said they had forty thousand dollars 0:47:14.640 --> 0:47:17.480 in debt. I was in a similar situation where I 0:47:17.600 --> 0:47:20.239 was almost thirty thousand dollars in debt between credit cards 0:47:20.280 --> 0:47:22.200 and personal loans, and it took a toll on my 0:47:22.320 --> 0:47:25.920 life in general. In October, after I had a big breakdown, 0:47:26.160 --> 0:47:28.600 my husband finally saw the toll it was taking on me, 0:47:29.040 --> 0:47:31.279 and he decided to close out his bank account and 0:47:31.440 --> 0:47:34.160 merge with mine so we could start putting our money together. 0:47:34.680 --> 0:47:36.360 We made a few calls with a couple of my 0:47:36.480 --> 0:47:39.560 credit cards and asked for an extension, and in the meantime, 0:47:39.760 --> 0:47:42.640 we took our stimulus money along with almost three thousand 0:47:42.680 --> 0:47:45.800 dollars we had saved and started the snowball method. And 0:47:46.040 --> 0:47:48.280 just to back up what you said, the only regret 0:47:48.360 --> 0:47:51.319 I have was not putting our money together sooner. We've 0:47:51.400 --> 0:47:53.800 been able to get my debt down to eight thousand dollars, 0:47:53.880 --> 0:47:55.480 and while we still have a long way to go, 0:47:56.000 --> 0:47:58.799 we have made it far and even our relationship has 0:47:58.840 --> 0:47:59.439 gotten better. 0:48:00.080 --> 0:48:01.880 We respect yay, we. 0:48:02.000 --> 0:48:06.120 Respect money much more now than ever before. So that 0:48:06.280 --> 0:48:09.200 was a message from Darlene and Darlene, I'm snapping for you. 0:48:09.680 --> 0:48:11.480 Yes, I would snap for you, darling. Well, you know 0:48:11.640 --> 0:48:12.720 it's my left handed snap. 0:48:13.400 --> 0:48:15.480 You got the left hand. Wait which arm is it 0:48:15.600 --> 0:48:16.080 left or right? 0:48:16.520 --> 0:48:17.840 My right arm is finito? 0:48:18.040 --> 0:48:18.799 Oh left hand snap? 0:48:19.320 --> 0:48:21.200 That's my left handed snap. It's not as strong, but 0:48:21.280 --> 0:48:24.400 it's there for you. Girl. No, honestly, that's awesome. Remember 0:48:24.640 --> 0:48:26.719 like that thing that we'd like that there was something 0:48:26.800 --> 0:48:28.680 that folks to me that was really powerful that doctor 0:48:28.680 --> 0:48:32.200 Green had taught me that shame. You know, shield solutions 0:48:32.280 --> 0:48:34.680 and the only antidote is is voice. And so you 0:48:34.800 --> 0:48:37.680 gave voice to it. You ask for help, your husband 0:48:37.760 --> 0:48:40.000 heard you, and now here you are. So that's awesome. 0:48:40.680 --> 0:48:44.479 Yeah, I love that. Thank you so much for sharing that, darline. Yes, 0:48:44.880 --> 0:48:46.680 all right, Tiff, Well. 0:48:46.560 --> 0:48:49.840 My boosty boost is not a super like you know 0:48:50.000 --> 0:48:52.880 in depth Booze, but system may or may not have 0:48:52.920 --> 0:48:53.799 got a time. 0:48:53.920 --> 0:48:58.719 Boy. First of all, who do you know? Because I 0:48:58.800 --> 0:49:00.840 got a cousin who works there, and my ass couldn't 0:49:00.840 --> 0:49:02.320 get that bike sooner than six weeks. 0:49:02.680 --> 0:49:04.800 You know, it's crazy because they sent some email that 0:49:04.920 --> 0:49:07.120 you know that they had because they were having obviously 0:49:07.239 --> 0:49:10.400 you know, everybody's home quarantine pandemic. So they kept sending 0:49:10.400 --> 0:49:13.400 these updated emails saying like, you know, we're we're fixing, 0:49:13.800 --> 0:49:15.759 like the way we you know, we source like the 0:49:15.840 --> 0:49:18.680 bike materials and how we've shipped them and blah blah blah. 0:49:18.800 --> 0:49:20.960 Then I got a text maybe like a week ago. 0:49:21.080 --> 0:49:23.000 That was like, hey, your bike actually is not due 0:49:23.000 --> 0:49:25.840 for a couple of weeks, but we could deliver it 0:49:25.920 --> 0:49:28.440 earlier if you'd like. And I was like, say less, 0:49:29.400 --> 0:49:32.560 and so it came on Sorturday. I'm so excited that 0:49:32.800 --> 0:49:34.719 the Peloton guys who dropped it off were so so 0:49:34.920 --> 0:49:38.600 so so so nice. Of course, I'm pissed because I 0:49:38.680 --> 0:49:41.040 got my arm done on Wednesday and my arm was like, oh, 0:49:41.480 --> 0:49:43.440 you think you're gonna ride a bike? I tried to 0:49:43.480 --> 0:49:44.840 sit on it and I was like, what if I 0:49:44.880 --> 0:49:47.040 could do on one handed? My husband's like, so you 0:49:47.080 --> 0:49:50.400 don't want teeth as well as an arm, gotcha? So 0:49:50.920 --> 0:49:52.520 you know what, it doesn't matter because I got the 0:49:52.560 --> 0:49:55.200 shoes too small, so I actually got to get a larger, 0:49:55.320 --> 0:49:57.359 like maybe a half size larger because I were nine. 0:49:57.400 --> 0:50:00.600 I'm two sizes larger than the shoe that I went 0:50:00.640 --> 0:50:02.920 through three four pairs. Yes, just get just go a 0:50:02.960 --> 0:50:03.719 couple sizes up. 0:50:03.840 --> 0:50:06.000 Yep, okay, okay, so good to know. So I will 0:50:06.520 --> 0:50:08.239 because I got a nine, I was like, I was, 0:50:08.280 --> 0:50:10.839 so maybe I'll get a are you what side do you? Mandy? 0:50:10.880 --> 0:50:13.440 Normally I got a nine, and I actually I think 0:50:13.520 --> 0:50:15.759 which is a size forty, and then I had to 0:50:15.800 --> 0:50:18.000 get a size forty two. I went through forty one 0:50:18.160 --> 0:50:18.960 and then forty two. 0:50:19.320 --> 0:50:20.719 But in your real life, you were a nine. 0:50:21.680 --> 0:50:24.160 Yes, before I had a baby, but then you know, 0:50:24.239 --> 0:50:27.239 babies make your feet bigger. That's what I've realized. That's 0:50:27.360 --> 0:50:33.600 a neat little treat. Sorry, nice, I was a bonus. 0:50:33.680 --> 0:50:35.839 I'll take your vagina and you're none, your shoes fit, 0:50:35.880 --> 0:50:36.799 You're welcome. 0:50:37.719 --> 0:50:39.480 Okay, So maybe I'll try that because I was just 0:50:39.600 --> 0:50:41.440 so like, oh no, So I mean not that I 0:50:41.480 --> 0:50:43.239 can ride it anytime soon, but you know, everybody else 0:50:43.280 --> 0:50:45.000 in the house is exciting, so well. 0:50:45.000 --> 0:50:48.840 Listen, listen, you've got the peloton app. Now they have meditation. 0:50:49.520 --> 0:50:51.480 I did. You can do like a one armed yoga. 0:50:51.680 --> 0:50:56.680 They might have that. The meditations are legit. Chelsea Jackson, 0:50:56.800 --> 0:51:00.160 what's her name, Chelsea Jackson roberts Ooh, her voice, And 0:51:00.440 --> 0:51:02.160 I don't know. When I meditate, I like to hear 0:51:02.200 --> 0:51:04.560 a black woman's voice. It's just so soothing, and it's 0:51:04.640 --> 0:51:06.919 just I feel like Chelsea is just here to lure 0:51:07.000 --> 0:51:09.400 me to sleep all the night. So I feel very 0:51:09.680 --> 0:51:12.439 like it's she must feel so weirded out when people 0:51:12.480 --> 0:51:15.120 are like, Yo, it's yours the last voice I heard 0:51:15.200 --> 0:51:18.200 before I go to sleep every night. But I love it, Chelsea. 0:51:18.680 --> 0:51:21.719 I'll say this that, like, So Logan, who is on 0:51:21.840 --> 0:51:24.640 my team? She sent me I joined, I joined Black 0:51:24.680 --> 0:51:26.799 Peloton Riders or co ed one, and I just joined 0:51:27.040 --> 0:51:30.480 Black Girl Magic Pelaton. Hey, ladies, I heard you so 0:51:30.719 --> 0:51:33.239 Sidebard they were chatting about us. Logan posted like she 0:51:33.480 --> 0:51:35.520 was like, oh look that. She's like, they're talking about 0:51:35.520 --> 0:51:39.800 you because something you said, Mandy about them being really funny. 0:51:40.280 --> 0:51:42.560 And so she had posted in our giggles and channel 0:51:42.640 --> 0:51:46.760 channel where she's like, she said, was excited and tickled 0:51:46.840 --> 0:51:51.719 to hear my two favorite black finance girl podcasters mentioned 0:51:51.719 --> 0:51:56.239 our group. Yes girl, because Mandy, you're in Black Girl Magic. 0:51:56.080 --> 0:51:58.279 Right, Oh yeah all the way in. I check it 0:51:58.360 --> 0:52:00.600 every day. That's like the only thing I checked on Facebook. 0:52:00.600 --> 0:52:02.120 It's like, what are these girls? What are they saying? 0:52:02.320 --> 0:52:04.200 What vibrator are they recommended? 0:52:04.440 --> 0:52:04.759 Right now? 0:52:05.320 --> 0:52:10.560 Because you really come for Tiffany, listen to me. These 0:52:10.640 --> 0:52:13.120 women have no shame and I love this. 0:52:13.440 --> 0:52:13.920 I can't wait. 0:52:14.120 --> 0:52:17.680 Oh I care everything. There's no subject off off the table. No, 0:52:17.840 --> 0:52:21.759 it's wonderful. So what's your LB Your leaderboard name girl theist. 0:52:21.840 --> 0:52:22.759 I can't think of nothing else. 0:52:23.200 --> 0:52:26.800 Okay, gotcha. Well, y'all can follow me at Brown Ambition. 0:52:26.960 --> 0:52:29.319 You follow Tiffany at Budjanista. We should do what Brown 0:52:29.360 --> 0:52:30.160 Ambition bride. 0:52:30.400 --> 0:52:33.560 We should when my armist together. But I just want 0:52:33.560 --> 0:52:37.040 to shout out to Nicola who posted our podcast and 0:52:37.440 --> 0:52:39.720 and said that it was on her face. So hey Nicola, 0:52:39.760 --> 0:52:42.400 and also want to shout out to Rihanna Ray was 0:52:42.480 --> 0:52:44.520 listened to this podcast today and heard a shout out 0:52:44.960 --> 0:52:48.560 for bg M facebook group. She said, we're the funniest group, 0:52:48.600 --> 0:52:52.160 and I have to agree, and so yeah, that's honestly. 0:52:52.160 --> 0:52:55.040 I'm I honestly I love what I call free Black Girls. 0:52:55.120 --> 0:52:57.360 When you said, like you know that there's no subject 0:52:57.560 --> 0:53:00.000 off limits, because I feel like so many times we're 0:53:00.080 --> 0:53:01.920 told like, oh no, no, no say that, Oh no, no, no, 0:53:02.080 --> 0:53:04.480 be polite. Oh no. You know, it's one of the 0:53:04.520 --> 0:53:08.000 reasons like when my niece Amelia comes over, she's a 0:53:08.040 --> 0:53:10.560 little bit of a boguardy bully. I let it rock 0:53:10.560 --> 0:53:12.560 because I'm like, you know what everyone's gonna tell Amelia, 0:53:12.719 --> 0:53:14.719 Oh no, no, too much, Oh no, no, you can't 0:53:14.719 --> 0:53:16.600 have that, And then it's like it's mine. It all 0:53:16.640 --> 0:53:18.920 belongs to me, and I kind of you know, And 0:53:19.000 --> 0:53:21.440 I see that my sister leaves her to be a 0:53:21.640 --> 0:53:25.479 free black girl because you know, we're always tell told 0:53:25.560 --> 0:53:29.040 to shrink or be more polite, or be lighter or 0:53:29.120 --> 0:53:33.120 be whatever, and she's just free to just be Amy 0:53:33.640 --> 0:53:37.160 Amy the bully. No, she's not a bully. I just 0:53:37.200 --> 0:53:40.560 call her crazy baby A A leader, A leader. There 0:53:40.640 --> 0:53:42.960 you go. She is a leader, and she leads to 0:53:43.000 --> 0:53:45.120 all of us when when she comes over here, you 0:53:45.400 --> 0:53:49.200 pick me up you phone. I heard that there were 0:53:49.280 --> 0:53:52.920 cookies here. I'm like, yes, the cookies here. So yeah, 0:53:52.960 --> 0:53:54.480 I'm just honestly excited to be a part of this 0:53:55.160 --> 0:53:59.160 amazing community. I'm back on WW because cis gained ten 0:53:59.239 --> 0:54:02.480 pounds in corn and so I've lost five of them already, 0:54:02.480 --> 0:54:03.640 which I'm excited, that's all. 0:54:03.920 --> 0:54:07.560 Okay, Well, already. 0:54:07.280 --> 0:54:10.239 Had already had fifteen that I wanted to lose. So 0:54:10.600 --> 0:54:12.600 let's just say I was twenty five up, so at 0:54:12.719 --> 0:54:16.120 least now i'm five down. I still got twenty twenty more. 0:54:16.320 --> 0:54:17.840 I just want to lose enough weight to whar my 0:54:17.920 --> 0:54:21.040 license is not a lie. That would be the real goal. 0:54:22.000 --> 0:54:23.960 When did I ever weigh what I say, I weigh 0:54:24.120 --> 0:54:28.239 my license. Oh god, well that's all exciting, but take 0:54:28.280 --> 0:54:31.960 your time. I ain't going anywhere, but yes, heal up 0:54:32.080 --> 0:54:33.120 and rest up. 0:54:33.800 --> 0:54:37.200 Yes, thank you guys for welcoming into the community. It 0:54:37.320 --> 0:54:40.680 was lovely as per used mandro per huge. 0:54:40.960 --> 0:54:44.319 All right, y'all, stay tuned for some exciting, exciting new 0:54:44.400 --> 0:54:46.840 bells and whistles for a Brown ambition. Just a little preview. 0:54:46.880 --> 0:54:48.880 You guys know we take We asked for your questions. 0:54:49.000 --> 0:54:52.000 We might be able to have you guys actually text 0:54:52.120 --> 0:54:54.520 or call us with your questions, which I am really 0:54:54.560 --> 0:54:57.560 excited about. I'm learning some things, y'all. I had some 0:54:57.719 --> 0:55:00.200 new new fun toys with our new podcast network, west 0:55:00.239 --> 0:55:03.359 Wood One, so check just look out for that. I'll 0:55:03.360 --> 0:55:05.560 give you guys an update hopefully by next week. 0:55:05.800 --> 0:55:06.879 Okay, sounds good.