1 00:00:00,080 --> 00:00:02,920 Speaker 1: Hey, ba fan, Mandy here or Mandra you can call 2 00:00:02,960 --> 00:00:05,400 Speaker 1: me Mandra and that's fine. I have a simple request 3 00:00:05,400 --> 00:00:07,480 Speaker 1: for you, guys. We get so many questions on how 4 00:00:07,520 --> 00:00:09,719 Speaker 1: you can support the show, and there's really a very 5 00:00:09,880 --> 00:00:11,880 Speaker 1: very simple thing that we need you guys to do. 6 00:00:12,360 --> 00:00:14,960 Speaker 1: Open up this app, open up wherever you're listening to 7 00:00:14,960 --> 00:00:18,200 Speaker 1: this podcast right now, and subscribe if you have the ability, 8 00:00:18,360 --> 00:00:21,079 Speaker 1: especially those of you who are on iTunes. We're really 9 00:00:21,079 --> 00:00:23,720 Speaker 1: making a push to get the show more visible. You've 10 00:00:23,760 --> 00:00:26,279 Speaker 1: seen that we've partnered with a fabulous new network called 11 00:00:26,280 --> 00:00:29,360 Speaker 1: Westwood One. But we also need the support of our listeners. 12 00:00:29,400 --> 00:00:32,960 Speaker 1: So if you are a listener, loyal listener, please subscribe, 13 00:00:33,000 --> 00:00:35,519 Speaker 1: and if you haven't yet, take a few seconds and 14 00:00:35,640 --> 00:00:38,800 Speaker 1: leave a five star review, and even a written review 15 00:00:38,800 --> 00:00:42,040 Speaker 1: would be the icing on the cake. But at least subscribe, 16 00:00:42,240 --> 00:00:45,320 Speaker 1: leave us a five star review, and continue to support 17 00:00:45,320 --> 00:00:48,880 Speaker 1: the show. This is so so crucial. It is basically 18 00:00:49,000 --> 00:00:52,840 Speaker 1: how we tell the Internet that our podcast is worth 19 00:00:52,880 --> 00:00:56,800 Speaker 1: promoting and featuring and getting charted, and we deserve to 20 00:00:56,800 --> 00:00:58,520 Speaker 1: be at the top of the charts, just like any 21 00:00:58,520 --> 00:01:01,280 Speaker 1: other show out there. Can't do it without your support, 22 00:01:01,360 --> 00:01:04,920 Speaker 1: So thank you very very much. Subscribe, like and review 23 00:01:04,959 --> 00:01:07,160 Speaker 1: the show, and we thank you so much. 24 00:01:23,680 --> 00:01:30,960 Speaker 2: Hey, hey, hey, I would clap and snap, but I 25 00:01:30,959 --> 00:01:33,319 Speaker 2: have no one use, only one use of one of 26 00:01:33,360 --> 00:01:35,360 Speaker 2: my arms. I don't know if it's called one use, 27 00:01:35,400 --> 00:01:36,920 Speaker 2: but a use of one of my arms. 28 00:01:37,240 --> 00:01:40,199 Speaker 1: Hey manja, hey, gimpy. 29 00:01:40,640 --> 00:01:43,959 Speaker 2: How's it going? Actually not bad like I saw. I 30 00:01:44,000 --> 00:01:46,520 Speaker 2: got the surgery last week because you know, I tore 31 00:01:46,600 --> 00:01:49,920 Speaker 2: attendant in my rotator cuff and so I'm actually not 32 00:01:49,960 --> 00:01:52,560 Speaker 2: in pain. It's just that it's like feeling like a 33 00:01:52,600 --> 00:01:55,320 Speaker 2: really weak, so I gotta I gotta go to physical therapy. 34 00:01:55,960 --> 00:01:58,400 Speaker 2: I wear this sling only at night, but during the 35 00:01:58,480 --> 00:01:59,680 Speaker 2: day I'm actually pretty fine. 36 00:02:00,120 --> 00:02:02,240 Speaker 1: So ouch. Well, I hope that. I mean, this is 37 00:02:02,280 --> 00:02:03,800 Speaker 1: the last thing you needed. But I'm glad you took 38 00:02:03,840 --> 00:02:04,200 Speaker 1: care of it. 39 00:02:04,640 --> 00:02:07,840 Speaker 2: Yeah, because I was just like, it feels like basically 40 00:02:07,840 --> 00:02:09,680 Speaker 2: what it's been feeling like, but a little bit like, 41 00:02:09,880 --> 00:02:13,880 Speaker 2: you know, less strong. But I'm glad to your point, 42 00:02:13,919 --> 00:02:16,120 Speaker 2: I took care of it because it was either temporarily 43 00:02:16,160 --> 00:02:18,800 Speaker 2: this or this forever if I didn't take care of it. 44 00:02:18,840 --> 00:02:20,480 Speaker 2: So I'm glad that I did. My husband was like 45 00:02:20,600 --> 00:02:22,880 Speaker 2: Superman was like I've never seen anybody rush to get 46 00:02:22,919 --> 00:02:28,440 Speaker 2: surgery so quickly because I was like, because the thing is, 47 00:02:28,440 --> 00:02:31,080 Speaker 2: when you have like a rotator cuff or a tear 48 00:02:31,120 --> 00:02:33,520 Speaker 2: or whatever, you actually have a really hard time sleeping. 49 00:02:33,560 --> 00:02:35,840 Speaker 2: And I've been having a really hard time sleeping. And 50 00:02:35,840 --> 00:02:39,000 Speaker 2: I'm someone who loves my sleep. So I was like, yeah, 51 00:02:39,080 --> 00:02:40,600 Speaker 2: that's a non negotiable. 52 00:02:42,120 --> 00:02:44,359 Speaker 1: I literally took a match on a match. I took 53 00:02:44,400 --> 00:02:47,120 Speaker 1: a nap on my Zenden floor this morning this afternoon, 54 00:02:47,120 --> 00:02:49,320 Speaker 1: and I'm like, maybe I should get us a comfy 55 00:02:49,400 --> 00:02:52,359 Speaker 1: chair in here so I can nap. It was nice, y'all. 56 00:02:52,400 --> 00:02:54,680 Speaker 1: I took a nap in my office. It's great. This 57 00:02:54,800 --> 00:02:56,880 Speaker 1: is the best. I was like, I told my husband. 58 00:02:56,919 --> 00:02:58,120 Speaker 1: I was like, we need to get the light. The 59 00:02:58,120 --> 00:03:00,200 Speaker 1: only problem is that my light for the basement is 60 00:03:00,280 --> 00:03:02,480 Speaker 1: up the stairs, and I'm like, we need to get 61 00:03:02,520 --> 00:03:04,480 Speaker 1: a remote control light so I can just be like 62 00:03:04,639 --> 00:03:06,760 Speaker 1: peep and then I can just, you know, sneak under 63 00:03:06,800 --> 00:03:09,680 Speaker 1: my desk, take a little cat nap. It just I'm like, 64 00:03:09,680 --> 00:03:12,080 Speaker 1: why didn't I work from home before? I used to 65 00:03:12,120 --> 00:03:14,840 Speaker 1: hate it, But this is great, Tiffany, E've been holding 66 00:03:14,880 --> 00:03:15,400 Speaker 1: out on us. 67 00:03:15,560 --> 00:03:17,160 Speaker 2: Girl. When I tell you, you know, I love the 68 00:03:17,240 --> 00:03:20,400 Speaker 2: work from home work from home. Literally, I had like 69 00:03:20,440 --> 00:03:22,600 Speaker 2: a call at like one point thirty and I was 70 00:03:22,639 --> 00:03:25,040 Speaker 2: making myself a salmon burger at one twenty, Like this 71 00:03:25,160 --> 00:03:27,600 Speaker 2: is the life. I have plenty of time to eat my. 72 00:03:27,520 --> 00:03:30,959 Speaker 1: Burger, right, I have no excuse to order lunch anymore 73 00:03:30,960 --> 00:03:32,639 Speaker 1: because I just go upstairs and I grill a piece 74 00:03:32,680 --> 00:03:34,520 Speaker 1: of chicken and I'm like kind of cranky about it, 75 00:03:34,520 --> 00:03:38,800 Speaker 1: but then I feel good about myself afterward. Yeah, I'm 76 00:03:38,800 --> 00:03:40,400 Speaker 1: glad that you're on the mend. 77 00:03:40,800 --> 00:03:43,480 Speaker 2: But I did want to. So there's been a little 78 00:03:43,640 --> 00:03:46,920 Speaker 2: like I'm I don't know in the finance community, and 79 00:03:46,920 --> 00:03:49,440 Speaker 2: I would love to hear your input also to the 80 00:03:49,520 --> 00:03:52,480 Speaker 2: BA audience. So I'm not gonna I'll keep names out 81 00:03:52,520 --> 00:03:54,240 Speaker 2: of it because one of the young women I know 82 00:03:54,400 --> 00:03:59,440 Speaker 2: very well. So there's a Hispanic young woman. She posted 83 00:03:59,640 --> 00:04:03,720 Speaker 2: a meme and it featured it wasn't a negative meme, 84 00:04:03,760 --> 00:04:07,120 Speaker 2: but it featured a black woman. Well you know, I'll 85 00:04:07,120 --> 00:04:09,200 Speaker 2: just use a black woman's it's Asa Ray and it's 86 00:04:09,240 --> 00:04:11,720 Speaker 2: like he says, like in the New SUBNW magazine. Anyway, 87 00:04:11,800 --> 00:04:15,760 Speaker 2: she's jumping and she's posted memes before of like you know, 88 00:04:16,040 --> 00:04:19,040 Speaker 2: like you know, like jumping into your Ira or like, 89 00:04:19,080 --> 00:04:21,560 Speaker 2: you know, there's a funny one with Meg the Stallion, 90 00:04:21,720 --> 00:04:25,600 Speaker 2: you know, y'all know, so Meg is like looking disgustedly 91 00:04:25,680 --> 00:04:28,680 Speaker 2: down at the camera, and it's like the meme says 92 00:04:28,760 --> 00:04:32,080 Speaker 2: how the whole financial and personal finance industry is looking 93 00:04:32,120 --> 00:04:34,840 Speaker 2: at dr you know, we just talked about, you know what, 94 00:04:35,000 --> 00:04:38,320 Speaker 2: our least favorite financial guru. So anyway, I didn't think 95 00:04:38,360 --> 00:04:42,279 Speaker 2: anything of it. But I guess a group of black 96 00:04:42,320 --> 00:04:44,760 Speaker 2: women who are in the personal finance space, you know, 97 00:04:44,920 --> 00:04:49,559 Speaker 2: share that they didn't like that she posts black women 98 00:04:49,720 --> 00:04:51,440 Speaker 2: in meme. I mean, she doesn't just post black women. 99 00:04:51,880 --> 00:04:55,440 Speaker 2: She mostly posts like everybody, but you know, black, Hispanic. 100 00:04:55,800 --> 00:04:57,440 Speaker 2: I don't know if I've ever seen white, but either way, 101 00:04:57,960 --> 00:05:00,200 Speaker 2: and so she actually reached out to me and said, 102 00:05:00,440 --> 00:05:02,520 Speaker 2: you know, was I wrong for this? And I was like, well, 103 00:05:02,640 --> 00:05:05,680 Speaker 2: I I'm not gonna lie. I didn't. I didn't get 104 00:05:05,720 --> 00:05:09,080 Speaker 2: it because I'm not gonna lie. I posted Cardi b 105 00:05:09,360 --> 00:05:12,440 Speaker 2: as a meme. And remember many remember those two little 106 00:05:12,480 --> 00:05:13,880 Speaker 2: girls that like had the birthday party. It was like 107 00:05:13,920 --> 00:05:16,440 Speaker 2: a funny meme when one sister blew up the other 108 00:05:16,520 --> 00:05:18,719 Speaker 2: sister's candle. It was like these little, two little Hispanic 109 00:05:18,800 --> 00:05:21,520 Speaker 2: girls right, So, like I like named one of them 110 00:05:21,560 --> 00:05:23,160 Speaker 2: like you're checking account and the one that blew out 111 00:05:23,160 --> 00:05:25,320 Speaker 2: the candle, like you're you're checking your savings account, and 112 00:05:25,320 --> 00:05:27,200 Speaker 2: the other one was like you're when you know your 113 00:05:27,279 --> 00:05:29,480 Speaker 2: check engine lights. So basically, just when you're feeling good, 114 00:05:29,839 --> 00:05:32,160 Speaker 2: the girl whose birthday it was, your sister blows out, 115 00:05:32,200 --> 00:05:36,039 Speaker 2: and that's that's your your that's your your check engine light. 116 00:05:36,120 --> 00:05:38,760 Speaker 2: So anyway, those little girls were his spanning. So I 117 00:05:39,279 --> 00:05:42,040 Speaker 2: because I've posted memes of other races, I'm not gonna lie, 118 00:05:42,040 --> 00:05:46,159 Speaker 2: I didn't. I didn't even get what the issue was. 119 00:05:46,440 --> 00:05:49,560 Speaker 2: And so one of the young black women that reached 120 00:05:49,560 --> 00:05:52,480 Speaker 2: out to the Hispanic woman was like, hey, you know, 121 00:05:52,640 --> 00:05:55,720 Speaker 2: she tagged me because she knows. You know, I'm close 122 00:05:55,760 --> 00:05:58,040 Speaker 2: with the young Hispanic woman. She's one of my mentees actually, 123 00:05:58,400 --> 00:06:01,640 Speaker 2: and so I actually conversation last night and I said, 124 00:06:01,800 --> 00:06:05,560 Speaker 2: you know, you know, I'm not trying to be you know, facetious, 125 00:06:05,600 --> 00:06:10,120 Speaker 2: but I have used memes with other races, and I 126 00:06:10,160 --> 00:06:13,080 Speaker 2: didn't know that it was like and not in a 127 00:06:13,120 --> 00:06:15,760 Speaker 2: negative way, like you know, never mean like this is 128 00:06:15,760 --> 00:06:17,960 Speaker 2: the rich one, the white woman, this is the poor one, 129 00:06:18,000 --> 00:06:20,640 Speaker 2: the black woman. You know, just like like when Cardi 130 00:06:20,680 --> 00:06:22,160 Speaker 2: b came out and she had a picture of her 131 00:06:22,200 --> 00:06:24,160 Speaker 2: when she was a little girl, and it was like 132 00:06:24,200 --> 00:06:26,240 Speaker 2: everybody was doing like she looks like a little girl 133 00:06:26,279 --> 00:06:28,000 Speaker 2: that would tell on people all the time. And it 134 00:06:28,040 --> 00:06:29,680 Speaker 2: was like my mama said, and I think I was, like, 135 00:06:29,720 --> 00:06:31,960 Speaker 2: my mama said, you better get to budgeting or something 136 00:06:32,040 --> 00:06:34,880 Speaker 2: like that. Anyway, So she the the young black woman 137 00:06:34,920 --> 00:06:37,960 Speaker 2: who reached out to me when we were conversing last night, 138 00:06:38,000 --> 00:06:40,960 Speaker 2: it was, you know, a pleasant conversation, wasn't anything negative. 139 00:06:41,000 --> 00:06:45,560 Speaker 2: She sent me a bunch of articles about digital black 140 00:06:45,600 --> 00:06:49,080 Speaker 2: face and then black memes, and it just a bunch 141 00:06:49,120 --> 00:06:50,960 Speaker 2: of things to like kind of read articles to read. 142 00:06:51,600 --> 00:06:58,240 Speaker 2: And you know, I I'm still struggling with I didn't see. 143 00:06:58,400 --> 00:07:02,679 Speaker 2: I didn't see anything inherently wrong if you're not using 144 00:07:02,720 --> 00:07:05,479 Speaker 2: it in a way to disparage the race that you're posting. 145 00:07:06,120 --> 00:07:07,720 Speaker 2: And I'm just curious and you know, and I could 146 00:07:07,720 --> 00:07:11,000 Speaker 2: be wrong. I'm open to obviously correction, because I'll give 147 00:07:11,000 --> 00:07:13,320 Speaker 2: you another example to the young woman. The Hispanic woman 148 00:07:13,360 --> 00:07:18,440 Speaker 2: had used so I guess on Clubhouse, she had used 149 00:07:18,480 --> 00:07:23,440 Speaker 2: Easter raised jumping picture as like her picture temporarily, and 150 00:07:23,480 --> 00:07:25,520 Speaker 2: so the black woman was like, she is blackfishing because 151 00:07:25,520 --> 00:07:27,880 Speaker 2: she us it's a raised picture. I'm like, yeah, but 152 00:07:28,520 --> 00:07:30,640 Speaker 2: I don't think she's trying to pretend, like, hey, I'm 153 00:07:30,640 --> 00:07:33,800 Speaker 2: tricking you to think I'm black, because I think black 154 00:07:33,840 --> 00:07:36,720 Speaker 2: people we know who Eter Ray is. And the Hispanic 155 00:07:36,720 --> 00:07:39,680 Speaker 2: woman's name is, her handle is a Hispanic hand. I 156 00:07:39,680 --> 00:07:41,760 Speaker 2: don't want to say so it goes rushing, but it's 157 00:07:42,360 --> 00:07:44,560 Speaker 2: it's basically like her handle is like I am, I 158 00:07:44,600 --> 00:07:47,680 Speaker 2: am a Spanish woman, Like that's her head. So it's like, 159 00:07:48,000 --> 00:07:51,840 Speaker 2: you know, and then the week prior, she had changed 160 00:07:51,880 --> 00:07:56,000 Speaker 2: her clubhouse picture to my book cover, so it was 161 00:07:56,000 --> 00:07:57,880 Speaker 2: my picture, and I shared that with her, Like you know, 162 00:07:57,880 --> 00:08:01,320 Speaker 2: I said, I'm not trying to make excuse, but is 163 00:08:01,360 --> 00:08:04,280 Speaker 2: that wrong if she changes her clubhouse picture to my 164 00:08:04,400 --> 00:08:06,880 Speaker 2: picture I'm a black woman, and she did so in 165 00:08:06,920 --> 00:08:10,040 Speaker 2: support of like my book, So you know, I'm trying 166 00:08:10,040 --> 00:08:12,720 Speaker 2: to remain open minded because it's become like a thing. 167 00:08:13,600 --> 00:08:16,880 Speaker 2: Then since then, yeah, and so since then, you know, 168 00:08:17,000 --> 00:08:20,720 Speaker 2: it's like she's apologized that my mentee has apologized publicly. 169 00:08:20,800 --> 00:08:24,080 Speaker 2: I mean, we talked about her reaction to me. I'm 170 00:08:24,080 --> 00:08:25,880 Speaker 2: not gonna lie to me. I didn't know I didn't 171 00:08:25,880 --> 00:08:28,440 Speaker 2: necessarily feel that anything was wrong with using means of 172 00:08:28,440 --> 00:08:32,640 Speaker 2: other races, but I did share that her her reaction 173 00:08:32,960 --> 00:08:36,480 Speaker 2: and not you know, it wasn't a positive reaction, like 174 00:08:36,520 --> 00:08:39,200 Speaker 2: you know, like how to navigate and negotiate when someone 175 00:08:39,240 --> 00:08:42,320 Speaker 2: tells you how they feel instead of antagonizing them with 176 00:08:42,400 --> 00:08:46,360 Speaker 2: like posting additional like posts to antagonize them to listen 177 00:08:46,520 --> 00:08:49,320 Speaker 2: even if you decide to continue the behavior. So to me, 178 00:08:49,400 --> 00:08:53,040 Speaker 2: that's where their misstep was made because her reaction to 179 00:08:53,440 --> 00:08:57,360 Speaker 2: them reaching out to her that wasn't ideal. And I 180 00:08:57,400 --> 00:08:59,600 Speaker 2: shared that with her so I could share that candidly here, 181 00:09:00,080 --> 00:09:01,840 Speaker 2: so that part I understood. But yeah, so what do 182 00:09:01,880 --> 00:09:06,320 Speaker 2: you think, Mandy, Like do you think digital I guess 183 00:09:06,440 --> 00:09:11,320 Speaker 2: digital black face or the memification of black women? How like, yeah, 184 00:09:11,360 --> 00:09:13,000 Speaker 2: I know you probably never had to think about that before, 185 00:09:13,000 --> 00:09:13,760 Speaker 2: but what do you think? 186 00:09:14,679 --> 00:09:17,040 Speaker 1: No, I have, I have had. I have been thinking 187 00:09:17,080 --> 00:09:18,760 Speaker 1: about it, and I think we saw a lot of 188 00:09:19,800 --> 00:09:24,440 Speaker 1: the thing with the memification of black people is especially 189 00:09:24,480 --> 00:09:27,840 Speaker 1: for me over the election cycle. That is, if you 190 00:09:27,960 --> 00:09:30,320 Speaker 1: ever were you know, if you ever were a massachist 191 00:09:30,400 --> 00:09:33,280 Speaker 1: like me and decided to go check on your conservative 192 00:09:33,559 --> 00:09:36,240 Speaker 1: family and friends Facebook pages just because you just wanted 193 00:09:36,280 --> 00:09:38,560 Speaker 1: something to be outraged about. You would see a lot 194 00:09:38,600 --> 00:09:42,920 Speaker 1: of really terrible memes, especially after Kamala Harris was named 195 00:09:44,000 --> 00:09:48,800 Speaker 1: Biden's VP choice. I remember one of my relatives back 196 00:09:48,840 --> 00:09:51,800 Speaker 1: in Georgia, who you know, it's been been a very 197 00:09:52,400 --> 00:09:55,600 Speaker 1: long year with that family. But yeah, they had posted 198 00:09:55,640 --> 00:09:59,319 Speaker 1: a meme of Kamala with the fly from Mike Pence's 199 00:09:59,360 --> 00:10:01,600 Speaker 1: head from that one debate coming out of her vagina, 200 00:10:02,320 --> 00:10:06,000 Speaker 1: and the idea was making fun of a black woman 201 00:10:06,280 --> 00:10:09,120 Speaker 1: and her sexuality and saying that she's dirty. And so 202 00:10:09,360 --> 00:10:13,440 Speaker 1: I have been ultra sensitive to to the memification of 203 00:10:13,640 --> 00:10:16,319 Speaker 1: black women in media because I because of that. And 204 00:10:16,360 --> 00:10:19,400 Speaker 1: it's not just Kamala Stacy Abrams, oh my god, the 205 00:10:19,559 --> 00:10:21,880 Speaker 1: some of the things that they have like that they 206 00:10:21,920 --> 00:10:28,800 Speaker 1: pass around on the internet with AOC Stacy Abrams. Uh, 207 00:10:28,840 --> 00:10:32,440 Speaker 1: I'm sorry, Ellen Omar. You know these these uh, these 208 00:10:32,520 --> 00:10:35,839 Speaker 1: women of color in politics who have gained gained a 209 00:10:36,160 --> 00:10:38,760 Speaker 1: big platform over the past, you know, in the wake 210 00:10:38,800 --> 00:10:42,000 Speaker 1: of the of Trump's election. It's it's really I mean 211 00:10:42,040 --> 00:10:46,880 Speaker 1: that is it's problematic, It definitely is. And and so 212 00:10:47,000 --> 00:10:49,400 Speaker 1: this definitely so it's something I I didn't realize it 213 00:10:49,440 --> 00:10:52,079 Speaker 1: was happening or that I did kind of hear about 214 00:10:52,160 --> 00:10:54,840 Speaker 1: this situation because I follow the same people you do, probably, 215 00:10:55,320 --> 00:10:57,480 Speaker 1: but that's where I'm coming from. I I've been really 216 00:10:57,520 --> 00:11:00,040 Speaker 1: sensitive to that. And like one of my friends and 217 00:11:00,760 --> 00:11:04,520 Speaker 1: what was it? There was it was there was something 218 00:11:04,520 --> 00:11:09,800 Speaker 1: that was sent around after Oh what was it? It 219 00:11:09,840 --> 00:11:12,040 Speaker 1: was some Oh damn it, I'm gonna think of it later. 220 00:11:12,040 --> 00:11:14,280 Speaker 1: And then it's like the perfect example. There was something 221 00:11:14,280 --> 00:11:16,679 Speaker 1: in the news and then someone created a meme out 222 00:11:16,679 --> 00:11:18,200 Speaker 1: of it, and I was like, look, it's too soon 223 00:11:18,240 --> 00:11:20,600 Speaker 1: for a meme about this, Like, I don't wanna it 224 00:11:20,640 --> 00:11:22,640 Speaker 1: was the Capital Riot. Thank you. It was the thank 225 00:11:22,640 --> 00:11:24,600 Speaker 1: you brain you gave it to me. The Capital Riot. 226 00:11:25,040 --> 00:11:27,480 Speaker 1: People were already trying to memify it. And you know 227 00:11:27,559 --> 00:11:30,640 Speaker 1: that guy carrying the podium out and saying like, oh, 228 00:11:30,720 --> 00:11:34,480 Speaker 1: this guy, you know, is your addiction to online shopping 229 00:11:34,480 --> 00:11:36,240 Speaker 1: and the podium is your savings account kind of like 230 00:11:36,920 --> 00:11:39,320 Speaker 1: and and that's just that's a fake example I just 231 00:11:39,320 --> 00:11:41,400 Speaker 1: made up. But for me, I was like, listen, too soon, 232 00:11:41,480 --> 00:11:45,319 Speaker 1: attack on our nation's democracy. Too soon by white supremacis 233 00:11:45,440 --> 00:11:48,840 Speaker 1: too soon. But in this case, in this case, yeah, 234 00:11:48,880 --> 00:11:53,120 Speaker 1: so a Hispanic woman with the with the yes Hispanic 235 00:11:53,160 --> 00:11:57,720 Speaker 1: woman using a pop culture figure like as her profile photo. 236 00:11:58,200 --> 00:11:59,760 Speaker 1: I think it's like you said, it's all about the 237 00:11:59,800 --> 00:12:03,839 Speaker 1: entire behind it. And my my thing is, I think 238 00:12:04,400 --> 00:12:07,960 Speaker 1: as black and brown people, we have to support one another. 239 00:12:08,080 --> 00:12:10,120 Speaker 1: And I think that there's a lot of there is 240 00:12:10,160 --> 00:12:13,000 Speaker 1: a lot of education on both sides that's necessary. I 241 00:12:13,000 --> 00:12:15,599 Speaker 1: don't pretend to know everything that I need to know about, 242 00:12:15,679 --> 00:12:18,480 Speaker 1: you know, cultures that are different than mine, but we 243 00:12:18,480 --> 00:12:21,880 Speaker 1: should all be more sensitive to that. And and I'm 244 00:12:22,000 --> 00:12:24,480 Speaker 1: you know, I'm sorry if this meant that someone was 245 00:12:24,679 --> 00:12:27,640 Speaker 1: attacked or tried to be quote unquote canceled on social 246 00:12:28,120 --> 00:12:30,280 Speaker 1: for something that they did that was offensive to others. 247 00:12:30,320 --> 00:12:33,000 Speaker 1: I hope that it started a conversation. And I think 248 00:12:33,080 --> 00:12:34,640 Speaker 1: it's it's good that you know, you talk to your 249 00:12:34,640 --> 00:12:37,040 Speaker 1: mentee too, because you can come at it from because 250 00:12:37,080 --> 00:12:40,040 Speaker 1: I know you have empathy for the woman who made 251 00:12:40,040 --> 00:12:42,440 Speaker 1: the post. And but at the same time. 252 00:12:42,400 --> 00:12:44,320 Speaker 2: You know, I was open to like the young woman 253 00:12:44,360 --> 00:12:47,120 Speaker 2: that you know reached out because I you know, one 254 00:12:47,240 --> 00:12:49,760 Speaker 2: she was the you know, the young woman that reached out. 255 00:12:49,800 --> 00:12:51,719 Speaker 2: She herself as a black, young black woman and she's 256 00:12:51,760 --> 00:12:53,520 Speaker 2: in personal finance, and she was like, oh, my god, 257 00:12:53,559 --> 00:12:56,120 Speaker 2: you know, but I love what you're doing and I 258 00:12:56,200 --> 00:12:58,200 Speaker 2: just wanted to, you know, bring this to your attention. 259 00:12:58,800 --> 00:13:01,000 Speaker 2: And I kind of it, but I didn't really know 260 00:13:01,280 --> 00:13:02,840 Speaker 2: what was happening. So we were like kind of like 261 00:13:03,200 --> 00:13:05,760 Speaker 2: messaging back and forth. Instagram has this like feature where 262 00:13:05,760 --> 00:13:07,880 Speaker 2: you can like it was nice to hear her voice 263 00:13:07,960 --> 00:13:11,000 Speaker 2: versus just like writing, because you know, sometimes you know, 264 00:13:11,040 --> 00:13:13,280 Speaker 2: you write something and it can it can lead a lot, 265 00:13:13,520 --> 00:13:15,760 Speaker 2: you know. So we were kind of like voice messaging 266 00:13:15,800 --> 00:13:17,600 Speaker 2: back and forth, and she was you know, more than 267 00:13:18,400 --> 00:13:21,360 Speaker 2: more than amiable pleasant, you know, it wasn't it wasn't 268 00:13:21,360 --> 00:13:24,240 Speaker 2: contentious at all. She just shared. So I you know, 269 00:13:24,280 --> 00:13:26,680 Speaker 2: I told her, I said, I'm gonna be honest that 270 00:13:27,320 --> 00:13:29,240 Speaker 2: you know, I don't do it a lot, but you know, 271 00:13:29,360 --> 00:13:32,800 Speaker 2: I've used means of people who were different races before, 272 00:13:33,160 --> 00:13:37,520 Speaker 2: so I want to get clear on what you know, Like, 273 00:13:39,040 --> 00:13:41,120 Speaker 2: you know, my initial reaction was like, what was wrong? 274 00:13:41,320 --> 00:13:43,400 Speaker 2: You know, and so she was like, you know, so 275 00:13:43,480 --> 00:13:45,040 Speaker 2: she sent me some articles to read, which I did 276 00:13:45,080 --> 00:13:46,599 Speaker 2: and I said I understand, and said most of the 277 00:13:46,679 --> 00:13:48,760 Speaker 2: articles were about digital black face, and I said, well, 278 00:13:49,360 --> 00:13:52,120 Speaker 2: I don't you know. Her picture is her picture of 279 00:13:53,040 --> 00:13:56,000 Speaker 2: I think she's Dominican, but anyway, she's you know, like 280 00:13:56,040 --> 00:14:00,360 Speaker 2: a a light skinned Hispanic woman, you know. So and 281 00:14:00,360 --> 00:14:02,679 Speaker 2: she's a yes, but she used you know, ray ray 282 00:14:02,760 --> 00:14:05,560 Speaker 2: on her clubhouse and I said yes as a fun 283 00:14:05,640 --> 00:14:08,400 Speaker 2: pick because I don't think that she was pretending to 284 00:14:08,440 --> 00:14:12,120 Speaker 2: be soay because we all know who it wasn't a 285 00:14:12,160 --> 00:14:14,120 Speaker 2: random black girl, you know what I mean. And then 286 00:14:14,120 --> 00:14:15,400 Speaker 2: I said, and then I did share. I was like, 287 00:14:15,400 --> 00:14:18,200 Speaker 2: you know, she had before that, she had my picture up, 288 00:14:18,360 --> 00:14:20,400 Speaker 2: you know, And honestly, I had a whole room full 289 00:14:20,440 --> 00:14:24,000 Speaker 2: of people who shared my picture, although although I suspect 290 00:14:24,000 --> 00:14:26,640 Speaker 2: most of them were black women because that's my core audience. 291 00:14:27,000 --> 00:14:28,840 Speaker 2: So and I said, and then I shared some means 292 00:14:28,840 --> 00:14:30,960 Speaker 2: that I had that I said, and I was like with, 293 00:14:31,280 --> 00:14:34,440 Speaker 2: you know, it is this in the same line, and 294 00:14:35,480 --> 00:14:39,160 Speaker 2: because I've done that and I'm not I did, you 295 00:14:39,160 --> 00:14:40,920 Speaker 2: know what I mean, Like, I'm not looking to offend anyone, 296 00:14:40,960 --> 00:14:44,640 Speaker 2: but I'm also not looking to be you know, I 297 00:14:44,720 --> 00:14:47,880 Speaker 2: just want to make sure that because to your point, Mandy, 298 00:14:48,000 --> 00:14:50,360 Speaker 2: if someone says a thing like, hey, this is something 299 00:14:50,400 --> 00:14:54,520 Speaker 2: that's offensive to me, you should listen. And I think 300 00:14:54,560 --> 00:14:57,440 Speaker 2: that that part was definitely missing, the like you know 301 00:14:57,480 --> 00:15:00,200 Speaker 2: the listening component, but at the same time, and I 302 00:15:00,200 --> 00:15:03,120 Speaker 2: guess I'm also like I guess at the heart of 303 00:15:03,160 --> 00:15:05,880 Speaker 2: it all, and they're actually having a clubhouse about it, 304 00:15:06,720 --> 00:15:08,040 Speaker 2: you know, by the time you guys listen, I think 305 00:15:08,040 --> 00:15:10,560 Speaker 2: the clubhouse will be over, but they're having a clubhouse 306 00:15:10,600 --> 00:15:12,680 Speaker 2: about it conversation. So I'm gonna see if I can 307 00:15:12,720 --> 00:15:14,320 Speaker 2: make I don't know if I'll be able to because 308 00:15:14,360 --> 00:15:17,240 Speaker 2: I really do want to understand. I understand about the 309 00:15:17,280 --> 00:15:23,040 Speaker 2: memes that are meant to be used to disparage communities, 310 00:15:23,480 --> 00:15:26,680 Speaker 2: but I'm like, yikes, Like, for example, I used you 311 00:15:26,680 --> 00:15:28,960 Speaker 2: know Future, Are you familiar with Future? He used to 312 00:15:28,960 --> 00:15:32,560 Speaker 2: be like used to be with Sierra, Like yah, yeah, 313 00:15:32,600 --> 00:15:34,960 Speaker 2: So if you know, like futures like claim to fame 314 00:15:35,040 --> 00:15:36,680 Speaker 2: kind of is that he's kind of like an f 315 00:15:36,760 --> 00:15:40,960 Speaker 2: boy you know, like you know, like not the greatest boyfriend, 316 00:15:41,040 --> 00:15:45,080 Speaker 2: you know, just a player basically, right. So there's this 317 00:15:45,200 --> 00:15:48,840 Speaker 2: meme that everybody uses that Future is like so toxic 318 00:15:49,160 --> 00:15:52,560 Speaker 2: and that he's always texting some random foolishness. So so 319 00:15:52,840 --> 00:15:54,880 Speaker 2: there's this mean that I use where Future and you 320 00:15:54,880 --> 00:15:56,160 Speaker 2: guys can could take a look at my page and 321 00:15:56,240 --> 00:15:57,320 Speaker 2: kind of let me know what you think because I 322 00:15:57,360 --> 00:16:00,800 Speaker 2: am open where future is like texting, and it says 323 00:16:01,240 --> 00:16:04,240 Speaker 2: the Budgetista was on Clubhouse talking about her book Get 324 00:16:04,320 --> 00:16:06,400 Speaker 2: It with Money, and I realized, I need to get 325 00:16:06,400 --> 00:16:08,640 Speaker 2: good with you. I'm gonna pre order it for you 326 00:16:08,720 --> 00:16:10,080 Speaker 2: so you can see what I mean. But that is 327 00:16:10,200 --> 00:16:12,880 Speaker 2: very future like something will happen, and it's like like 328 00:16:12,960 --> 00:16:14,880 Speaker 2: just to say it's raining, you know, it's raining outside, 329 00:16:14,920 --> 00:16:18,480 Speaker 2: and it made me realize, you know, I miss sitting 330 00:16:18,480 --> 00:16:20,160 Speaker 2: in the rain with you, like that kind of thing, 331 00:16:20,240 --> 00:16:22,280 Speaker 2: like you know those guys who text you ten years 332 00:16:22,360 --> 00:16:24,600 Speaker 2: later what you're doing or how are you? So I 333 00:16:24,760 --> 00:16:27,040 Speaker 2: use that meme and I'm like, I mean, it doesn't 334 00:16:27,040 --> 00:16:28,760 Speaker 2: paint in future in the best life. So I'm really 335 00:16:28,800 --> 00:16:30,640 Speaker 2: just trying to learn, honestly. So I would love, honestly 336 00:16:30,680 --> 00:16:33,560 Speaker 2: be a like feedback, but because like I said, I 337 00:16:33,640 --> 00:16:36,240 Speaker 2: don't rarely most of my pictures on my ig feed 338 00:16:36,280 --> 00:16:38,400 Speaker 2: are me, but there's the off chance that you know, 339 00:16:38,560 --> 00:16:41,240 Speaker 2: it's a it's a it's a celebrity, And very rarely 340 00:16:41,240 --> 00:16:43,560 Speaker 2: do I post you know, a woman that's not me, 341 00:16:44,000 --> 00:16:46,880 Speaker 2: but or a woman of a different race, because my 342 00:16:46,920 --> 00:16:49,320 Speaker 2: audience is largely with black women. But honestly, if you 343 00:16:49,360 --> 00:16:51,960 Speaker 2: were to go to my Literature Academy page, we have 344 00:16:52,120 --> 00:16:55,080 Speaker 2: posts of all different races of women, and I'm just like, 345 00:16:55,280 --> 00:16:56,960 Speaker 2: I guess I'm trying to wrap my mind around when 346 00:16:57,120 --> 00:16:59,560 Speaker 2: is it okay to post other women? Because Literature Academy 347 00:17:00,360 --> 00:17:03,400 Speaker 2: there's a wider variety of women that join the my 348 00:17:03,480 --> 00:17:06,440 Speaker 2: online school and the budget NISA, not that we turn 349 00:17:06,480 --> 00:17:08,720 Speaker 2: anyone away, but my core audience as black women. So 350 00:17:08,800 --> 00:17:11,639 Speaker 2: with the Academy you see different faces way more than 351 00:17:11,680 --> 00:17:13,199 Speaker 2: you would on the Budgetista. And if you go to 352 00:17:13,200 --> 00:17:15,880 Speaker 2: liver at your academy the Instagram, you will see there's 353 00:17:15,920 --> 00:17:19,240 Speaker 2: a white woman like someone's TikTok, there's an Asian woman 354 00:17:19,320 --> 00:17:23,880 Speaker 2: and a Spanish woman. They're not memes per se, But 355 00:17:23,920 --> 00:17:25,480 Speaker 2: like I said, I guess I'm just having a hard 356 00:17:25,520 --> 00:17:27,600 Speaker 2: time Like now I get it. 357 00:17:28,119 --> 00:17:30,400 Speaker 1: Yeah, we all use memes. And that is why I'm 358 00:17:30,440 --> 00:17:34,960 Speaker 1: so afraid of saying doing the wrong thing on on 359 00:17:35,160 --> 00:17:37,520 Speaker 1: social and why I'm not as quick to get in 360 00:17:37,600 --> 00:17:39,920 Speaker 1: the back and forth of being witty on social media 361 00:17:40,000 --> 00:17:43,639 Speaker 1: because I feel like eventually you are going to trip 362 00:17:43,720 --> 00:17:46,440 Speaker 1: up and slip up and offend somebody, not that I 363 00:17:46,200 --> 00:17:48,879 Speaker 1: and it just feels like I think that there should 364 00:17:48,880 --> 00:17:51,480 Speaker 1: be room for human error on the internet. Unfortunately the 365 00:17:51,520 --> 00:17:54,800 Speaker 1: culture were now I actually agree that it's a little 366 00:17:54,800 --> 00:17:56,600 Speaker 1: too It's not I don't want to use the word 367 00:17:56,640 --> 00:18:00,000 Speaker 1: that conservatives use whenever they talk about cancel culture and stuff, 368 00:18:00,080 --> 00:18:02,480 Speaker 1: because it's not that people are too sensitive. It's just 369 00:18:02,560 --> 00:18:05,679 Speaker 1: that there's not enough listening. There's not Honestly, there's not 370 00:18:05,840 --> 00:18:08,360 Speaker 1: a there's not space for that. It's not like any 371 00:18:08,560 --> 00:18:11,399 Speaker 1: no one really ever says, Okay, this was an interesting debate, 372 00:18:11,520 --> 00:18:13,520 Speaker 1: let's have a larger discussion. So I kind of love 373 00:18:13,600 --> 00:18:16,320 Speaker 1: that you you said that they're doing a clubhouse on 374 00:18:16,359 --> 00:18:18,400 Speaker 1: digital black face. I might try and check that out too, 375 00:18:18,800 --> 00:18:21,480 Speaker 1: But for me, it's like, I don't I do think 376 00:18:21,520 --> 00:18:24,200 Speaker 1: when you're sharing memes, think about what your meme is saying, 377 00:18:24,240 --> 00:18:26,680 Speaker 1: because I think what I've seen on social media is 378 00:18:27,160 --> 00:18:31,920 Speaker 1: political conservatives. You know, often white people when they share 379 00:18:32,160 --> 00:18:35,359 Speaker 1: memes to be entertaining or get laughs. It can be 380 00:18:35,440 --> 00:18:37,960 Speaker 1: a black person. Often it's like, you know, the memes 381 00:18:38,000 --> 00:18:40,960 Speaker 1: of the girls from Real Housewives or from a back 382 00:18:41,000 --> 00:18:43,720 Speaker 1: girls club, and like, I don't know those images. It's like, 383 00:18:43,720 --> 00:18:45,840 Speaker 1: why are you choosing this to represent your mood? And 384 00:18:45,840 --> 00:18:48,680 Speaker 1: I feel like whenever someone needs to like use a 385 00:18:48,720 --> 00:18:51,400 Speaker 1: gift to express that they're frustrated or they're pissed. It's 386 00:18:51,440 --> 00:18:54,480 Speaker 1: like a mad or sassy black woman, you know. And 387 00:18:54,640 --> 00:18:57,760 Speaker 1: I was just and I this is I was. I 388 00:18:57,800 --> 00:19:00,400 Speaker 1: was trying to actually got my vaccine point and I'm 389 00:19:00,400 --> 00:19:03,440 Speaker 1: so excited. The reason I'm eligible for a vaccine appointment 390 00:19:03,480 --> 00:19:06,640 Speaker 1: is because in New York, if you're overweight, that's a comorbidity. 391 00:19:06,720 --> 00:19:09,119 Speaker 1: And I have never been happier to be fat. Y'all. Okay, 392 00:19:11,040 --> 00:19:13,960 Speaker 1: Like I'm like, yes, I will claim the pounds. No 393 00:19:14,080 --> 00:19:17,280 Speaker 1: more lying, no more given myself a thirty pound you know, 394 00:19:17,680 --> 00:19:21,960 Speaker 1: whatever's on my license that ain't true. I'm like, yes, yes, 395 00:19:22,040 --> 00:19:25,320 Speaker 1: I am fat, I am overweight. Uh huh anyway, so 396 00:19:25,520 --> 00:19:27,480 Speaker 1: what But anyway, I was trying. I was joking about 397 00:19:27,480 --> 00:19:29,600 Speaker 1: that with my family because of course they were like, 398 00:19:29,600 --> 00:19:32,320 Speaker 1: how did you get eligible? So I was trying to 399 00:19:32,400 --> 00:19:34,200 Speaker 1: choose a gift to show that I was chubby. I 400 00:19:34,280 --> 00:19:36,400 Speaker 1: ended up going Willne the Pooh. There's a really cute 401 00:19:36,400 --> 00:19:38,359 Speaker 1: gift of him, like, you know, poking his tummy in 402 00:19:38,400 --> 00:19:40,439 Speaker 1: the in the mirror. But there was like three pictures 403 00:19:40,480 --> 00:19:42,720 Speaker 1: of big black women before that, and I did look 404 00:19:42,720 --> 00:19:44,800 Speaker 1: at it, and I was like, nah, why is this funny? 405 00:19:44,840 --> 00:19:48,359 Speaker 1: Why you know? But to your point about not, you know, 406 00:19:48,440 --> 00:19:52,080 Speaker 1: not wanting to intentionally proliferate stereotypes like a black man 407 00:19:52,280 --> 00:19:56,960 Speaker 1: being a player or not you know, a player or 408 00:19:57,000 --> 00:20:00,200 Speaker 1: having a bunch of I don't know what future. I 409 00:20:00,240 --> 00:20:02,679 Speaker 1: don't know what his deal is. All I know is 410 00:20:03,000 --> 00:20:05,160 Speaker 1: you know Sierra has something to do with that. Are 411 00:20:05,160 --> 00:20:06,280 Speaker 1: they still together? I don't think so. 412 00:20:06,400 --> 00:20:08,480 Speaker 2: No, no, no, no, she's married now. But I say, what you 413 00:20:08,520 --> 00:20:12,040 Speaker 2: mean that likes me? The intention behind it and seeing 414 00:20:12,080 --> 00:20:14,560 Speaker 2: like you're right, Future. The intention for me posting future 415 00:20:15,000 --> 00:20:18,000 Speaker 2: was to reiterate what we know about him, which is 416 00:20:18,920 --> 00:20:21,480 Speaker 2: you know, well not what we know, what we think 417 00:20:21,520 --> 00:20:23,280 Speaker 2: we know about him, which is he's a player and 418 00:20:23,320 --> 00:20:25,159 Speaker 2: so let's lean into it. He he ha ha. But 419 00:20:25,200 --> 00:20:28,520 Speaker 2: I'm like, er, is that fair of the future? You know? No, 420 00:20:28,800 --> 00:20:30,320 Speaker 2: you know, I don't know him. Honestly, he could be 421 00:20:30,359 --> 00:20:34,240 Speaker 2: an amazing father, boyfriend, whatever. Yes, okay, Because I was 422 00:20:34,280 --> 00:20:36,640 Speaker 2: trying to wrap my mind around, like wait, what, we'll 423 00:20:36,680 --> 00:20:38,520 Speaker 2: not alls to use memes if you're not in it. 424 00:20:38,920 --> 00:20:43,080 Speaker 2: But it's bigger than that. It's the intention and because 425 00:20:43,200 --> 00:20:45,479 Speaker 2: I'll give you an example that like my eyes are 426 00:20:45,480 --> 00:20:47,920 Speaker 2: like okay. So there was this you know, we all 427 00:20:47,920 --> 00:20:51,240 Speaker 2: know Joanna Scammer. Remember that guy his name was like 428 00:20:51,240 --> 00:20:54,040 Speaker 2: Brandon or whatever. So one day look at me one day, 429 00:20:54,160 --> 00:20:57,840 Speaker 2: So once in an email we sent out like I 430 00:20:57,880 --> 00:20:59,840 Speaker 2: don't know, it was one of our weekly good email 431 00:21:00,400 --> 00:21:02,280 Speaker 2: and we had send out to say, I forget what 432 00:21:02,359 --> 00:21:04,280 Speaker 2: the purpose of the email was, but we use a 433 00:21:04,400 --> 00:21:06,800 Speaker 2: Joeanna Scammer gift like Harry up before it's all gone 434 00:21:06,840 --> 00:21:09,040 Speaker 2: or whatever. The gift was sharing. And so a woman 435 00:21:09,040 --> 00:21:10,919 Speaker 2: wrought me back was like, wow, I'm really disappointed in you, 436 00:21:11,000 --> 00:21:14,800 Speaker 2: Tiffany and using this this you know Joanna Scammer. She's like, 437 00:21:14,840 --> 00:21:17,840 Speaker 2: I know, on its surface, is he he ha ha funny, 438 00:21:18,359 --> 00:21:21,240 Speaker 2: But when you really look at what this like what 439 00:21:21,440 --> 00:21:23,800 Speaker 2: he's perpetrating as it relates to women, especially black women, 440 00:21:23,840 --> 00:21:28,280 Speaker 2: especially women of color, it's negative like that. It's like, 441 00:21:28,359 --> 00:21:30,560 Speaker 2: you know, this is how we are, that we're scam artists, 442 00:21:30,560 --> 00:21:32,920 Speaker 2: that we all want we all subscribe it and want 443 00:21:32,960 --> 00:21:36,119 Speaker 2: to be wealthy white women. And so she sent me 444 00:21:36,119 --> 00:21:37,640 Speaker 2: some articles to read and I did, and I thought, 445 00:21:37,680 --> 00:21:39,919 Speaker 2: you know what, She's right, So I stopped using Like 446 00:21:39,960 --> 00:21:41,760 Speaker 2: that was the first time I ever sent out that 447 00:21:41,800 --> 00:21:43,400 Speaker 2: gift or used it, and that was the last time, 448 00:21:43,760 --> 00:21:46,440 Speaker 2: so I can you know. So that's why I said 449 00:21:46,440 --> 00:21:48,000 Speaker 2: I wanted to come with an open mind of like 450 00:21:48,119 --> 00:21:49,680 Speaker 2: cause you know, mindity reaction was like are we not 451 00:21:49,680 --> 00:21:51,480 Speaker 2: allowed to use skips? And we all I always use scips? 452 00:21:51,480 --> 00:21:54,800 Speaker 2: Wait wait wait wait you know, like what what's allowed? 453 00:21:54,960 --> 00:21:57,679 Speaker 2: And are you know? And is this overreaching? Is it not? 454 00:21:58,000 --> 00:22:01,800 Speaker 2: But I can see from that perspective of how you know, 455 00:22:02,320 --> 00:22:06,919 Speaker 2: sometimes sometimes you see things so so constantly, like Nini, 456 00:22:07,359 --> 00:22:09,159 Speaker 2: they've got this terrible gift of her like if you 457 00:22:09,200 --> 00:22:10,480 Speaker 2: go to with the. 458 00:22:10,400 --> 00:22:13,240 Speaker 1: Big teeth, Oh what is that? 459 00:22:13,600 --> 00:22:16,840 Speaker 2: I know it's really yeah yeah when I see that one, 460 00:22:16,960 --> 00:22:20,520 Speaker 2: I always cringe like, yeah, I have Nini with the 461 00:22:20,520 --> 00:22:25,520 Speaker 2: big like that's really it's like sambo honestly. Yeah. 462 00:22:26,520 --> 00:22:28,880 Speaker 1: Yeah, So I think that's where it comes into play. 463 00:22:28,920 --> 00:22:31,960 Speaker 1: It's like are you what are what image? Are you trying? Like? Okay, 464 00:22:31,960 --> 00:22:34,280 Speaker 1: this person posting a picture of Terray because she's a 465 00:22:34,280 --> 00:22:37,000 Speaker 1: fan of hers or whatever. I feel like some digital 466 00:22:37,040 --> 00:22:39,159 Speaker 1: black faces. Oh I'm trying to pretend like I'm a 467 00:22:39,160 --> 00:22:41,280 Speaker 1: black person. Yeah, I'm trying to catfish. What do they 468 00:22:41,320 --> 00:22:45,040 Speaker 1: call blackfish? Yes, that is obviously bad on its face, 469 00:22:45,160 --> 00:22:48,760 Speaker 1: but yeah, I I if I wanted to, like, I 470 00:22:48,800 --> 00:22:51,000 Speaker 1: am such a fan of America for I just have 471 00:22:51,119 --> 00:22:54,879 Speaker 1: loved her ever since forever. Real women have curves, ugly Betty, 472 00:22:54,880 --> 00:22:56,880 Speaker 1: I stand for her. I'm like, hell yeah, I put 473 00:22:56,920 --> 00:22:58,760 Speaker 1: my picture as America just to like if I was 474 00:22:58,800 --> 00:23:01,679 Speaker 1: celebrating her. But yeah, I think it's the intent behind it. 475 00:23:01,680 --> 00:23:05,280 Speaker 1: It doesn't sound like this particular person tried to you know, 476 00:23:05,440 --> 00:23:08,760 Speaker 1: was doing it to to demean Esa or to try 477 00:23:08,760 --> 00:23:10,960 Speaker 1: to pretend like she was Lisa. If anything, she probably 478 00:23:10,960 --> 00:23:13,080 Speaker 1: thought this is like, oh, I'm showing that I'm down, 479 00:23:13,160 --> 00:23:16,840 Speaker 1: like I support black, black creatives and all that. I 480 00:23:16,840 --> 00:23:18,480 Speaker 1: feel like, if we're going to expect people to be 481 00:23:18,640 --> 00:23:20,679 Speaker 1: allies and we're gonna give them, like we've all been 482 00:23:20,680 --> 00:23:22,680 Speaker 1: saying this year, we need allies. We need people who 483 00:23:22,680 --> 00:23:24,800 Speaker 1: don't look like us to champion us. So that means 484 00:23:24,840 --> 00:23:27,720 Speaker 1: we should you know, beat white people. Non black people 485 00:23:27,800 --> 00:23:31,200 Speaker 1: are going to be championing black their they're black colleagues 486 00:23:31,280 --> 00:23:33,920 Speaker 1: or they're black you know, entertainers and artists and all that. 487 00:23:34,440 --> 00:23:37,000 Speaker 1: So there will be slip ups along the way, But 488 00:23:37,080 --> 00:23:38,879 Speaker 1: I don't want to stop the progress you know, I 489 00:23:38,920 --> 00:23:41,640 Speaker 1: wouldn't want to make her feel like she could never 490 00:23:42,040 --> 00:23:45,119 Speaker 1: try to amplify a black voice or a black cause 491 00:23:46,400 --> 00:23:47,560 Speaker 1: because of what happened this time. 492 00:23:47,640 --> 00:23:50,000 Speaker 2: So yeah, so yeah, so I mean, but we'd been 493 00:23:50,000 --> 00:23:51,600 Speaker 2: really curious. We'd love to hear from you guys, like 494 00:23:51,640 --> 00:23:55,359 Speaker 2: what you think, because it's a it's a slippery slope 495 00:23:55,400 --> 00:23:57,720 Speaker 2: at first seems like so benign, but then you're like, wait, 496 00:23:57,800 --> 00:24:02,040 Speaker 2: as I dig deeper, is it really so? I You know, honestly, 497 00:24:02,040 --> 00:24:03,919 Speaker 2: I'd love your feedback, love love to know what you think. 498 00:24:03,960 --> 00:24:06,800 Speaker 2: I'm always open to learning. Like when a young black 499 00:24:06,840 --> 00:24:11,200 Speaker 2: woman shared me articles and stuff, I was like, oh oh, 500 00:24:11,240 --> 00:24:15,280 Speaker 2: And just hearing from you, Mandy, I'm like, oh, okay, 501 00:24:15,560 --> 00:24:17,120 Speaker 2: I will say this that I'm proud of my mente 502 00:24:17,119 --> 00:24:19,000 Speaker 2: because I know she it was not easy, she said. 503 00:24:19,080 --> 00:24:22,160 Speaker 2: She posted like a really heartfelt apology because we spoke. 504 00:24:22,240 --> 00:24:24,240 Speaker 2: We spoke at length, you know, and I just was 505 00:24:24,240 --> 00:24:26,320 Speaker 2: sharing with her where I thought she made some missteps. 506 00:24:26,440 --> 00:24:28,720 Speaker 2: At the time, I didn't really focus so much on 507 00:24:28,760 --> 00:24:31,280 Speaker 2: the memes and more so on the reaction and how 508 00:24:31,359 --> 00:24:34,920 Speaker 2: when when someone says something share something with you about, 509 00:24:35,080 --> 00:24:39,480 Speaker 2: you know, like reacting, like what that reaction looks like 510 00:24:39,600 --> 00:24:41,640 Speaker 2: and should look like, because you know, I'm not gonna lie. 511 00:24:41,640 --> 00:24:44,080 Speaker 2: There's definitely times people have come for me. I would 512 00:24:44,080 --> 00:24:46,440 Speaker 2: say nine times out of ten. I'm pretty good at 513 00:24:46,480 --> 00:24:50,520 Speaker 2: not reacting negatively. Every once in a while somebody catches 514 00:24:50,560 --> 00:24:53,159 Speaker 2: me and I snap, but that doesn't happen often. And 515 00:24:53,200 --> 00:24:56,560 Speaker 2: I told her, you know, I've misstepped, you know, but 516 00:24:56,880 --> 00:25:00,240 Speaker 2: you know, ideally you're wanting that. Quite honestly, if someone 517 00:25:00,359 --> 00:25:03,359 Speaker 2: comes at you nasty, you have the right to not 518 00:25:03,480 --> 00:25:05,560 Speaker 2: respond at all or to block them. Like if someone 519 00:25:05,560 --> 00:25:06,960 Speaker 2: comes at me, like you know, the young black woman 520 00:25:07,000 --> 00:25:08,840 Speaker 2: he hit me up, she wasn't nasty, so I wasn't nasty. 521 00:25:08,880 --> 00:25:11,880 Speaker 2: We had a great conversation. But if if she would 522 00:25:11,920 --> 00:25:14,560 Speaker 2: have come at me really really nasty, I have the 523 00:25:15,359 --> 00:25:17,560 Speaker 2: option of ignoring her or she just blocking her, which 524 00:25:17,560 --> 00:25:20,560 Speaker 2: I've done before to people who, instead of you know, 525 00:25:20,680 --> 00:25:23,119 Speaker 2: coming to me and sharing whatever they're thinking, you know, 526 00:25:23,200 --> 00:25:25,200 Speaker 2: can basically have come yelling or barking at me. And 527 00:25:25,200 --> 00:25:26,560 Speaker 2: I'm like, well, there's no space for that, and I 528 00:25:26,640 --> 00:25:28,800 Speaker 2: just block and I leave it alone. I don't. I 529 00:25:28,840 --> 00:25:31,640 Speaker 2: don't give any space or energy to that. So yeah, 530 00:25:31,680 --> 00:25:33,400 Speaker 2: so I guess we'll see how this all plays out. 531 00:25:33,440 --> 00:25:35,199 Speaker 2: But yeah, it was just very interesting. I was like, 532 00:25:35,160 --> 00:25:36,800 Speaker 2: I wonder what Mandra thinks. 533 00:25:37,560 --> 00:25:45,520 Speaker 1: Well, thank you for caring. What little old mel. 534 00:25:44,800 --> 00:25:44,919 Speaker 2: Well? 535 00:25:44,960 --> 00:25:47,879 Speaker 1: What else is happening? Stimulus checks, stim means, I comment 536 00:25:48,119 --> 00:25:50,359 Speaker 1: stimm Stimmans, I was really bummed. Did you hear that 537 00:25:50,400 --> 00:25:52,720 Speaker 1: the fifteen dollars minimum wage is going to have to 538 00:25:52,760 --> 00:25:56,800 Speaker 1: get cut from? Let the policy the big bill that 539 00:25:56,800 --> 00:25:57,800 Speaker 1: they're trying to pass through. 540 00:25:59,280 --> 00:26:01,480 Speaker 2: Honestly, so did you know I'm so I'm going to 541 00:26:01,520 --> 00:26:02,520 Speaker 2: the White House virtually. 542 00:26:02,600 --> 00:26:05,359 Speaker 1: I don't know if you yes, yes, I saw that 543 00:26:06,640 --> 00:26:07,720 Speaker 1: you and uh. 544 00:26:07,560 --> 00:26:11,000 Speaker 2: Yeah, a bunch of books. So yeah, So they the 545 00:26:11,040 --> 00:26:12,320 Speaker 2: White House reached out. 546 00:26:14,680 --> 00:26:16,760 Speaker 1: For They like, we're looking for Tiffany the Budgetiesta, the 547 00:26:16,800 --> 00:26:18,640 Speaker 1: author of Kick with Money dot but you can find 548 00:26:18,640 --> 00:26:21,080 Speaker 1: it gi Good with Money dot com. 549 00:26:22,240 --> 00:26:24,040 Speaker 2: I bet you. They won't let me say that like hello, 550 00:26:25,080 --> 00:26:27,639 Speaker 2: So she basically I had to submit like sounded like 551 00:26:27,680 --> 00:26:33,320 Speaker 2: what my questions are? And so I do think what 552 00:26:33,480 --> 00:26:35,040 Speaker 2: is she asking? So they just like sent me like 553 00:26:35,080 --> 00:26:36,520 Speaker 2: an email back. I'm like, please don't tell me that 554 00:26:36,560 --> 00:26:37,680 Speaker 2: I'm not doing it either way. 555 00:26:38,760 --> 00:26:40,560 Speaker 1: So basically, what is it? So what does it mean 556 00:26:40,600 --> 00:26:43,960 Speaker 1: when the White House contacts you to ask questions about 557 00:26:44,320 --> 00:26:47,000 Speaker 1: the economic relief package that they're working on. What is it? 558 00:26:47,160 --> 00:26:49,840 Speaker 2: Yeah, they just basically it was not as specific as 559 00:26:49,840 --> 00:26:52,600 Speaker 2: you would think. They just reached out and said, hey, Tiffany, 560 00:26:52,880 --> 00:26:55,760 Speaker 2: you know, we love what you're doing. She's reaching out 561 00:26:55,760 --> 00:26:58,960 Speaker 2: from the White House Office of Digital Strategy. She's working 562 00:26:58,960 --> 00:27:03,360 Speaker 2: out with the on the Engagement team. Anyway, they want 563 00:27:03,400 --> 00:27:07,199 Speaker 2: to identify and collaborate with collaborate with value content creators 564 00:27:07,240 --> 00:27:11,720 Speaker 2: across social platforms, and they're basically wanting to invite me 565 00:27:11,760 --> 00:27:15,160 Speaker 2: to a zoom curated specifically for content creators like myself 566 00:27:15,760 --> 00:27:19,600 Speaker 2: and senior officials on the National Economic Council. So they 567 00:27:19,600 --> 00:27:23,159 Speaker 2: want me to ask questions of the National Economic Council. 568 00:27:23,400 --> 00:27:24,600 Speaker 2: And so what I did was I did like a 569 00:27:24,640 --> 00:27:27,520 Speaker 2: social media post asking folks like, hey, you know, what 570 00:27:27,640 --> 00:27:32,080 Speaker 2: questions would you like me to ask? And so, you know, 571 00:27:32,160 --> 00:27:34,000 Speaker 2: I submitted some in and basically I'm going like, she 572 00:27:34,040 --> 00:27:35,639 Speaker 2: just gave me some feedback, So I'm gonna have to 573 00:27:35,680 --> 00:27:37,639 Speaker 2: like read some of the feedback that she sent me. 574 00:27:38,400 --> 00:27:41,800 Speaker 2: But yeah, so I'm I'm pretty sure they're gonna be 575 00:27:41,800 --> 00:27:43,320 Speaker 2: taping it and then I think I'll be able to 576 00:27:43,359 --> 00:27:47,160 Speaker 2: share the video like you know, with the audience later. 577 00:27:47,800 --> 00:27:50,400 Speaker 2: But yeah, so you know, the woman who reached out, 578 00:27:50,640 --> 00:27:54,919 Speaker 2: I mean, judging by her name, it looks like a 579 00:27:55,000 --> 00:27:58,560 Speaker 2: black name. And she did say like that she was 580 00:27:58,600 --> 00:28:00,480 Speaker 2: a huge fan. I'm like, okay, dream, you know, my 581 00:28:00,560 --> 00:28:02,879 Speaker 2: ladies be black for the most part, although you know, 582 00:28:02,880 --> 00:28:04,480 Speaker 2: we don't turn nobody. Oh way, we have lots of 583 00:28:04,560 --> 00:28:06,960 Speaker 2: other ladies. So yeah, so it was just exciting that, 584 00:28:07,000 --> 00:28:09,200 Speaker 2: you know, that she reached out. I'm like, yeah, I'm interested. 585 00:28:09,240 --> 00:28:12,680 Speaker 2: So she is, you know, she she works with partnerships 586 00:28:12,760 --> 00:28:15,600 Speaker 2: and she's a partnerships manager at the White House Office 587 00:28:15,600 --> 00:28:19,720 Speaker 2: of Digital Strategy. So it's just exciting to like, you know, basically, 588 00:28:20,119 --> 00:28:22,600 Speaker 2: what do y'all want to know from this administration about 589 00:28:22,640 --> 00:28:26,480 Speaker 2: like kind of like what's happening and you know, like financially, 590 00:28:26,840 --> 00:28:28,600 Speaker 2: I'm sure they're going to do other types of like 591 00:28:29,240 --> 00:28:32,480 Speaker 2: collaborations with different like subject matters and so what it 592 00:28:32,560 --> 00:28:35,240 Speaker 2: seems like honestly, because there's a bunch of people that 593 00:28:35,280 --> 00:28:37,040 Speaker 2: I saw post about it in the financial space and 594 00:28:37,080 --> 00:28:38,920 Speaker 2: it was like all women unless the men just have 595 00:28:39,000 --> 00:28:42,240 Speaker 2: not posted. So I'm curious to see, like, you know, 596 00:28:42,640 --> 00:28:45,040 Speaker 2: what kind of comes of this. So yeah, I just 597 00:28:45,080 --> 00:28:46,920 Speaker 2: thought like, look that. My mother was like, do you 598 00:28:47,000 --> 00:28:51,640 Speaker 2: watch House the biggest thing you've ever did. I'm like, 599 00:28:51,680 --> 00:28:53,120 Speaker 2: I'm not actually going to a white House. I'm not 600 00:28:53,160 --> 00:28:56,040 Speaker 2: meeting Kamala mom. And she's like, still, this is what 601 00:28:56,080 --> 00:28:58,840 Speaker 2: she said, because only mama's Mandy. I hope he becomes 602 00:28:58,840 --> 00:29:00,440 Speaker 2: this type of mama that just be like, give me 603 00:29:00,480 --> 00:29:03,480 Speaker 2: all the deeps so I can brag on you rio. Yeah, 604 00:29:03,720 --> 00:29:06,000 Speaker 2: she was like, send me something, send for something to 605 00:29:06,040 --> 00:29:11,160 Speaker 2: me basically to deal on it. Yeah, she wants a 606 00:29:11,280 --> 00:29:14,080 Speaker 2: proof to like to start on my auntie. So sorry. 607 00:29:14,280 --> 00:29:16,240 Speaker 1: She's the one who wants you to grab a match book, 608 00:29:16,320 --> 00:29:17,880 Speaker 1: a match book or like a pen. 609 00:29:19,120 --> 00:29:21,160 Speaker 2: But I'm like, Mommy, it's gonna be digital. She's like yeah, 610 00:29:21,160 --> 00:29:24,240 Speaker 2: but still I don't a screenshot. So something about the 611 00:29:24,240 --> 00:29:26,120 Speaker 2: invitation so I could I could hear my friends? 612 00:29:26,160 --> 00:29:29,440 Speaker 1: Yeah, okay, oh that's so. I mean, good on them 613 00:29:29,560 --> 00:29:32,440 Speaker 1: for if you're on their list of people to to 614 00:29:32,440 --> 00:29:37,000 Speaker 1: to be counseling the Economic Council, then that is a 615 00:29:37,040 --> 00:29:39,040 Speaker 1: sign that we were heading in the right direction. Y'all, 616 00:29:39,480 --> 00:29:41,880 Speaker 1: I've been reading. I'm not gonna go too far into it, 617 00:29:41,960 --> 00:29:44,240 Speaker 1: but I have If y'all actually read the articles on 618 00:29:44,280 --> 00:29:47,600 Speaker 1: what's happening with the stimulus package. It is not you know, 619 00:29:47,640 --> 00:29:50,320 Speaker 1: that whole the fifteen dollars minimum wage that we were 620 00:29:50,600 --> 00:29:53,480 Speaker 1: we I'm not, you know, whatever progressives were hoping would 621 00:29:53,480 --> 00:29:56,400 Speaker 1: be in the package had had has to be dropped 622 00:29:56,400 --> 00:29:58,040 Speaker 1: in order to pass the sentence. So it's passed the 623 00:29:58,080 --> 00:30:00,000 Speaker 1: House and now, and the reason it has to be 624 00:30:00,120 --> 00:30:04,040 Speaker 1: dropped is just it's literally like the monotony of passing 625 00:30:04,040 --> 00:30:07,080 Speaker 1: policy in this country, and like the little niggling rules 626 00:30:07,120 --> 00:30:09,600 Speaker 1: that can stop things from happening, and the way that 627 00:30:09,640 --> 00:30:12,040 Speaker 1: they're trying to pass this bill, if I'm understanding correctly, 628 00:30:12,400 --> 00:30:14,320 Speaker 1: they need a certain number of votes in order to 629 00:30:14,360 --> 00:30:16,720 Speaker 1: do it, and because we don't have that big of 630 00:30:16,720 --> 00:30:19,280 Speaker 1: a majority. In fact, in the Senate it's a dead 631 00:30:19,360 --> 00:30:22,000 Speaker 1: tie with Commonly being the tie breaking vote. It's not 632 00:30:22,200 --> 00:30:24,400 Speaker 1: enough to get the number of votes that they need. 633 00:30:24,440 --> 00:30:27,600 Speaker 1: They actually need more than that simple majority to get it. 634 00:30:28,080 --> 00:30:31,040 Speaker 1: So that's why we can't. We just can't be complacent, y'all. 635 00:30:31,080 --> 00:30:34,280 Speaker 1: Even with even having the House and taking back the 636 00:30:34,320 --> 00:30:38,160 Speaker 1: White House and we have that razor thin edge and 637 00:30:38,200 --> 00:30:41,920 Speaker 1: the Senate, it's it's still not enough for some policies 638 00:30:41,960 --> 00:30:47,840 Speaker 1: to be passed through, so you know, just you know, vote, vote, vote, 639 00:30:47,840 --> 00:30:50,240 Speaker 1: please vote, and pay attention to that. 640 00:30:51,280 --> 00:30:54,520 Speaker 2: Yeah, because it's just there's just so many honestly, Like 641 00:30:54,560 --> 00:30:56,520 Speaker 2: I have to say, like most of the questions that 642 00:30:56,560 --> 00:31:00,400 Speaker 2: people ask revolved around the fifteen dollars like minimal wage. 643 00:31:01,080 --> 00:31:02,800 Speaker 2: So many questions about student loans. 644 00:31:02,840 --> 00:31:03,240 Speaker 1: Oh my gosh. 645 00:31:03,240 --> 00:31:06,000 Speaker 2: I would say a good forty percent that people like 646 00:31:06,040 --> 00:31:08,320 Speaker 2: message me, we're about student loans. And then there's a 647 00:31:08,360 --> 00:31:09,880 Speaker 2: lot of worry about Okay, so we have all this 648 00:31:10,040 --> 00:31:14,880 Speaker 2: more moratoriums about like deferred mortgages and deferred payments and 649 00:31:14,920 --> 00:31:17,600 Speaker 2: so what happens when those expire. So a lot of 650 00:31:17,600 --> 00:31:19,320 Speaker 2: people are like, so I still don't have any money, 651 00:31:19,440 --> 00:31:23,400 Speaker 2: so what'll be fit to do then? Yeah, so there's 652 00:31:23,400 --> 00:31:25,200 Speaker 2: just a lot of worry and understandably, so. 653 00:31:27,000 --> 00:31:29,480 Speaker 1: Yeah, Well when it's this uh, this meeting. 654 00:31:30,400 --> 00:31:34,480 Speaker 2: So it's going to be Wednesday in the afternoon, so 655 00:31:34,520 --> 00:31:36,680 Speaker 2: I don't believe it's like some live thing. I'm assuming 656 00:31:36,720 --> 00:31:39,480 Speaker 2: it's video, and then I think they're going to be 657 00:31:39,520 --> 00:31:40,120 Speaker 2: giving me a. 658 00:31:40,000 --> 00:31:43,680 Speaker 1: Clip to share, Okay, dope. Well, if you guys you're 659 00:31:43,720 --> 00:31:47,280 Speaker 1: hearing this Wednesday morning, if you're upright and early with us, 660 00:31:47,520 --> 00:31:50,440 Speaker 1: five am Central Eastern Senior Times on. The show goes 661 00:31:50,480 --> 00:31:53,560 Speaker 1: live on Wednesdays. Uh tweet Tiffany or hit her up 662 00:31:53,600 --> 00:31:56,160 Speaker 1: on Insta or drop us and know what that Brown 663 00:31:56,160 --> 00:31:58,760 Speaker 1: Embission podcast on Insta And you know, if we don't 664 00:31:58,760 --> 00:32:01,760 Speaker 1: get to squeeze it into Tiffany, can you just know, 665 00:32:01,920 --> 00:32:03,880 Speaker 1: don't be plugging stuff on your You're right, You're right, 666 00:32:03,880 --> 00:32:09,360 Speaker 1: they'll kick you up. You will get the boot real quick. Yeah. 667 00:32:09,400 --> 00:32:14,280 Speaker 2: If you still yeah, no, thank you. That's that is 668 00:32:14,280 --> 00:32:14,960 Speaker 2: pretty cool. 669 00:32:16,160 --> 00:32:18,640 Speaker 1: Well, speaking of hitting us up for questions, why don't 670 00:32:18,640 --> 00:32:20,440 Speaker 1: we take a quick break and we will be right 671 00:32:20,480 --> 00:32:55,520 Speaker 1: back with you all question. Okay, guys, we are back 672 00:32:55,560 --> 00:32:58,040 Speaker 1: with your questions. Please please hit us up with your questions. 673 00:32:58,040 --> 00:33:01,520 Speaker 1: Go to Brown Ambition Podcast dot com and ask us anything, 674 00:33:01,720 --> 00:33:04,280 Speaker 1: or you can also hit us up directly on Instagram 675 00:33:04,480 --> 00:33:07,400 Speaker 1: at Brown Ambition Podcast. I do check those all the 676 00:33:07,480 --> 00:33:11,400 Speaker 1: time and I often answer, So hit us up on 677 00:33:11,560 --> 00:33:14,600 Speaker 1: IG if you have any questions. Actually, let me go 678 00:33:14,640 --> 00:33:17,480 Speaker 1: to IG right now for our first question. This comes 679 00:33:17,520 --> 00:33:21,360 Speaker 1: from Caitlin. Caitlin says, Hey, Bron Ambition, I love the podcast. 680 00:33:21,360 --> 00:33:23,880 Speaker 1: You've taught me so much. I have what feels like 681 00:33:23,920 --> 00:33:27,160 Speaker 1: a very simple and actually a privileged question for you. 682 00:33:27,760 --> 00:33:30,000 Speaker 1: I'm very lucky and have a relative who set up 683 00:33:30,000 --> 00:33:32,840 Speaker 1: a brokerage roth IRA for me. Can I still set 684 00:33:32,880 --> 00:33:35,640 Speaker 1: up my own roth? They contribute the money to the 685 00:33:35,640 --> 00:33:38,400 Speaker 1: brokerage IRA, but I don't know if that would prevent 686 00:33:38,520 --> 00:33:41,200 Speaker 1: me from opening my own. Thanks for helping me get 687 00:33:41,240 --> 00:33:44,280 Speaker 1: my retirement game on. Now. I follow it up with 688 00:33:44,320 --> 00:33:47,280 Speaker 1: her because when she asked, you know this, this almost 689 00:33:47,280 --> 00:33:51,040 Speaker 1: sounded like are you young and someone's opened a custodial 690 00:33:51,080 --> 00:33:56,040 Speaker 1: IRA for you? Yeah, because custodial IRA, which I opened 691 00:33:56,040 --> 00:33:59,520 Speaker 1: for my son recently, is basically it's an IRA that 692 00:33:59,600 --> 00:34:03,560 Speaker 1: IM in that he's the beneficiary of. He'll get control 693 00:34:03,600 --> 00:34:05,880 Speaker 1: of it when he's I forget if it's eighteen or 694 00:34:05,920 --> 00:34:09,040 Speaker 1: twenty one in New York, but when he's of age 695 00:34:09,080 --> 00:34:12,319 Speaker 1: then he can have access to it. But anyway, so 696 00:34:12,320 --> 00:34:15,040 Speaker 1: I followed up and asked her, and she said, Okay, 697 00:34:15,160 --> 00:34:18,120 Speaker 1: I am thirty four, two kids, a husband, mortgage, student loans, 698 00:34:18,360 --> 00:34:21,160 Speaker 1: and the account actually isn't a custodial IRA. I'm in 699 00:34:21,200 --> 00:34:23,200 Speaker 1: full control of it, but I don't touch it because 700 00:34:23,200 --> 00:34:26,960 Speaker 1: this relative continues to contribute the max each year. First 701 00:34:26,960 --> 00:34:30,520 Speaker 1: of all, can you adopt me into this family with 702 00:34:30,560 --> 00:34:32,880 Speaker 1: relatives who max out your IRA every year, because that 703 00:34:32,920 --> 00:34:35,799 Speaker 1: seems like a pretty sweet do you. So basically, she's 704 00:34:35,800 --> 00:34:38,319 Speaker 1: got this IRA that someone's contributing to, which is dope, 705 00:34:38,520 --> 00:34:40,399 Speaker 1: but she would like to. And the reason that she's 706 00:34:40,440 --> 00:34:44,840 Speaker 1: asking about the limit up to every year, there's a 707 00:34:44,880 --> 00:34:47,399 Speaker 1: new sort of limit set on how much you can 708 00:34:47,560 --> 00:34:50,520 Speaker 1: put into a roth IRA, and for twenty twenty one 709 00:34:50,560 --> 00:34:53,960 Speaker 1: it's six thousand dollars, I believe. So once you've hit 710 00:34:54,000 --> 00:34:57,000 Speaker 1: six thousand, you can't contribute to that roth IRA anymore. 711 00:34:57,000 --> 00:34:58,640 Speaker 1: So she wants to know can I do my own 712 00:34:58,680 --> 00:35:01,960 Speaker 1: and then I can have up to twelve thousand dollars annually. 713 00:35:02,719 --> 00:35:09,239 Speaker 1: The answer is no. I'm pretty sure that no, you 714 00:35:09,280 --> 00:35:11,640 Speaker 1: can't do that, especially if it's in your name already. 715 00:35:11,680 --> 00:35:13,279 Speaker 1: I don't know how this is the thing though, and 716 00:35:13,280 --> 00:35:15,800 Speaker 1: this is a good question that I've come that actually 717 00:35:15,880 --> 00:35:18,560 Speaker 1: led me from this is how did they know? You know? 718 00:35:18,960 --> 00:35:21,319 Speaker 1: I was surprised. I finally had maxed out my four 719 00:35:21,280 --> 00:35:23,239 Speaker 1: to one K through my employer for the past couple 720 00:35:23,320 --> 00:35:25,640 Speaker 1: of years, and I was trying to do the math 721 00:35:25,719 --> 00:35:27,239 Speaker 1: toward the end of the year, like to be sure 722 00:35:27,280 --> 00:35:30,160 Speaker 1: I didn't put too much because I was worried, and 723 00:35:30,239 --> 00:35:33,160 Speaker 1: even my magical financial planner Helen, couldn't really tell me. 724 00:35:33,280 --> 00:35:37,080 Speaker 1: How did they know if you've exceeded and then if 725 00:35:37,080 --> 00:35:40,359 Speaker 1: you do put more than you're allowed to what happens? Then? 726 00:35:40,440 --> 00:35:43,120 Speaker 1: Do you have to like how does that work? And 727 00:35:43,160 --> 00:35:45,600 Speaker 1: I realized with my four to one K, they have 728 00:35:45,680 --> 00:35:48,719 Speaker 1: an automatic they just stop you, like if you get 729 00:35:48,760 --> 00:35:50,520 Speaker 1: to the max, they won't take your money, They'll just 730 00:35:50,560 --> 00:35:52,759 Speaker 1: you know, they'll take less than what you automatically have 731 00:35:52,840 --> 00:35:56,359 Speaker 1: contributed from your four to one K. But with an era, yeah, 732 00:35:56,400 --> 00:35:59,400 Speaker 1: I wonder how did they know? Maybe when you submit 733 00:35:59,440 --> 00:36:01,360 Speaker 1: your taxes you have to put all that in there, 734 00:36:02,280 --> 00:36:07,080 Speaker 1: but yeah, you're only allowed one ira, and you know 735 00:36:07,280 --> 00:36:10,719 Speaker 1: this relatives maxing out yours. If you wanted to have 736 00:36:10,760 --> 00:36:13,160 Speaker 1: an additional ira, you say you were married and you 737 00:36:13,200 --> 00:36:15,240 Speaker 1: have a spouse, so I would say, you know, maybe 738 00:36:15,320 --> 00:36:17,560 Speaker 1: have one in their name that you could open and 739 00:36:17,560 --> 00:36:21,080 Speaker 1: then contribute to would be the next step. Or you know, 740 00:36:21,160 --> 00:36:25,000 Speaker 1: take your extra coins and throw them into a traditional era. 741 00:36:26,239 --> 00:36:28,360 Speaker 2: Yeah, because I was going to say, like, like, for example, 742 00:36:28,400 --> 00:36:31,840 Speaker 2: you can have a raw ira, but there's a maximum 743 00:36:31,840 --> 00:36:36,520 Speaker 2: that you can contribute to retirement and you could potentially 744 00:36:37,160 --> 00:36:39,880 Speaker 2: have multiple accounts, but you still can't exceed the max, 745 00:36:40,719 --> 00:36:43,520 Speaker 2: Like you can't exceed like if it's six thousand dollars, 746 00:36:43,520 --> 00:36:45,480 Speaker 2: that's what it is this year, and usually it goes 747 00:36:45,560 --> 00:36:47,279 Speaker 2: up like every two years, like five hundred dollars or 748 00:36:47,280 --> 00:36:50,160 Speaker 2: something or so every two years, you can't exceed whatever 749 00:36:50,200 --> 00:36:53,239 Speaker 2: the max is. I remember, like, I don't know how 750 00:36:53,239 --> 00:36:56,960 Speaker 2: they know. Like for example, I was contributing accidentally to 751 00:36:57,400 --> 00:37:00,759 Speaker 2: accept but I was no longer self employed, but I 752 00:37:00,760 --> 00:37:02,480 Speaker 2: still thought of myself as self employees, like no, girl, 753 00:37:02,480 --> 00:37:04,640 Speaker 2: you work for your company now, And so I was 754 00:37:04,680 --> 00:37:06,880 Speaker 2: mistakenly contributing to a steps so I had to like 755 00:37:06,960 --> 00:37:10,880 Speaker 2: it was just a whole like tax kerfluffle that had 756 00:37:10,880 --> 00:37:12,640 Speaker 2: to be fixed. But I thought to myself, how did 757 00:37:12,640 --> 00:37:15,800 Speaker 2: they even know? But they knew, they knew. Yeah, I 758 00:37:15,840 --> 00:37:19,600 Speaker 2: don't know how they know, but they'd be knowing that maybe. 759 00:37:20,520 --> 00:37:22,319 Speaker 1: Yeah, so I would say, you know, open your own 760 00:37:22,320 --> 00:37:26,040 Speaker 1: brokerage account, and I mean, again, can y'all adopt me? 761 00:37:26,120 --> 00:37:28,920 Speaker 2: Because I would be that's really awesome, yeah, of your 762 00:37:28,920 --> 00:37:30,040 Speaker 2: relative very much. 763 00:37:30,040 --> 00:37:32,360 Speaker 1: So all right, well, thank you very much for your question. 764 00:37:32,520 --> 00:37:35,239 Speaker 1: Hopefully that answered it, and let me know what you 765 00:37:35,280 --> 00:37:37,080 Speaker 1: and your husband decide to do, you know, because you 766 00:37:37,080 --> 00:37:40,520 Speaker 1: could always just open up a regular brokerage account taxable 767 00:37:40,520 --> 00:37:43,440 Speaker 1: brokerage account too, and just wouldn't want you to like 768 00:37:43,600 --> 00:37:45,520 Speaker 1: not invest extra money if you had it. 769 00:37:46,000 --> 00:37:46,440 Speaker 2: Mm hmm. 770 00:37:47,120 --> 00:37:49,520 Speaker 1: All right, here's a comment on last week's episode where 771 00:37:49,560 --> 00:37:52,200 Speaker 1: we talked about, you know, Tiffany brought up picking your 772 00:37:52,200 --> 00:37:56,640 Speaker 1: brain and asking potential mentors or people in your you know, 773 00:37:56,719 --> 00:37:59,680 Speaker 1: industry or in your in your field for advice and 774 00:37:59,719 --> 00:38:02,800 Speaker 1: how that can really go overry and how you know, Tiffany, 775 00:38:02,880 --> 00:38:04,799 Speaker 1: not to put words in your mouth, but as I'm summarizing, 776 00:38:04,920 --> 00:38:07,080 Speaker 1: but you want you kind of try to protect yourself 777 00:38:07,080 --> 00:38:10,560 Speaker 1: from situations where you know people are picking your brain 778 00:38:10,600 --> 00:38:13,160 Speaker 1: for the wrong reasons or they're doing it selfishly, and 779 00:38:13,160 --> 00:38:14,920 Speaker 1: then you're just not getting anything out of it, but 780 00:38:15,000 --> 00:38:18,480 Speaker 1: yet you're pouring into it. So this read or sorry, 781 00:38:18,480 --> 00:38:21,560 Speaker 1: this listener said, I totally agree with both Mani's and 782 00:38:21,560 --> 00:38:24,800 Speaker 1: Tiffany's points of view. I hate this post about picking 783 00:38:24,880 --> 00:38:27,520 Speaker 1: your brain because picking your brain in that phrase can 784 00:38:27,560 --> 00:38:30,120 Speaker 1: be very off putting. When I was in corporate America, 785 00:38:30,200 --> 00:38:32,400 Speaker 1: there were two white women that helped me launch my 786 00:38:32,440 --> 00:38:35,120 Speaker 1: project management career. I wish I had a black woman 787 00:38:35,160 --> 00:38:37,560 Speaker 1: as a mentor. But I never worked in an organization 788 00:38:37,680 --> 00:38:41,600 Speaker 1: with a lot of black representation in management or executive positions. 789 00:38:41,960 --> 00:38:44,440 Speaker 1: The women that helped me didn't require an invoice. They 790 00:38:44,520 --> 00:38:46,799 Speaker 1: just wanted to play the role as mentor and pay 791 00:38:46,840 --> 00:38:50,520 Speaker 1: it forward. I implemented what they recommended because I didn't 792 00:38:50,520 --> 00:38:52,520 Speaker 1: want to waste their time and understood that they were 793 00:38:52,520 --> 00:38:54,920 Speaker 1: doing it for free. It just feels like all the 794 00:38:55,000 --> 00:38:59,239 Speaker 1: quote internet unquote millionaires don't remember that it was likely 795 00:38:59,280 --> 00:39:01,680 Speaker 1: someone giving up their time to help them. And to 796 00:39:01,680 --> 00:39:04,560 Speaker 1: be honest, I often wonder how much value they are 797 00:39:04,600 --> 00:39:09,360 Speaker 1: actually providing. Love You Ladies and the podcast No, And 798 00:39:09,440 --> 00:39:11,319 Speaker 1: to be honest, I often wonder how much value they 799 00:39:11,360 --> 00:39:12,080 Speaker 1: are providing there you. 800 00:39:12,080 --> 00:39:16,719 Speaker 2: Go No No, I agree, And honestly, I it's unfortunate. 801 00:39:16,880 --> 00:39:19,680 Speaker 2: I think that obviously asking in the right way and 802 00:39:19,680 --> 00:39:22,560 Speaker 2: then asking without expectation that someone has to do it. 803 00:39:22,600 --> 00:39:26,160 Speaker 2: But I do believe in pouring into people. I've got 804 00:39:28,719 --> 00:39:31,800 Speaker 2: three active mentees like right now, and I don't expect 805 00:39:31,800 --> 00:39:36,400 Speaker 2: anything other than that what I share, not that it 806 00:39:36,440 --> 00:39:38,520 Speaker 2: has to be implemented to the tea, but you're going 807 00:39:38,560 --> 00:39:41,759 Speaker 2: to you know that you're you're not just talking just 808 00:39:41,800 --> 00:39:43,640 Speaker 2: to talk. You know that You're like, oh, I never 809 00:39:43,680 --> 00:39:45,920 Speaker 2: thought about it that way, okay, meaning like I like 810 00:39:45,960 --> 00:39:48,560 Speaker 2: to see growth basically now, even if it's not exactly 811 00:39:48,600 --> 00:39:51,400 Speaker 2: like what I've said, you know, but I don't want 812 00:39:51,440 --> 00:39:54,040 Speaker 2: to pour in. And then you're like, yeah, actually, change 813 00:39:54,040 --> 00:39:55,479 Speaker 2: my mind. I want to be a writer. It's like, okay, 814 00:39:55,480 --> 00:39:57,319 Speaker 2: well here's something you can do. I actually I changed 815 00:39:57,320 --> 00:39:59,680 Speaker 2: my mind. I want to scuba dive. And it's like, oh, okay, 816 00:39:59,760 --> 00:40:02,600 Speaker 2: because because it's like, you know, typically, like I don't 817 00:40:02,640 --> 00:40:05,000 Speaker 2: spend less than an hour of time on the phone 818 00:40:05,000 --> 00:40:07,120 Speaker 2: with my mentees, you know, at a time some of 819 00:40:07,239 --> 00:40:09,800 Speaker 2: like when outside was open. One mente in particular, we 820 00:40:09,800 --> 00:40:12,279 Speaker 2: would always have lunch for a couple of hours. I 821 00:40:12,400 --> 00:40:15,080 Speaker 2: just shared with you my you know, my mentee, the 822 00:40:15,360 --> 00:40:18,239 Speaker 2: Hispanic young woman, and then pouring into her. We spoke 823 00:40:18,280 --> 00:40:20,960 Speaker 2: for an hour yesterday after everything had happened, so I believe, 824 00:40:21,080 --> 00:40:24,360 Speaker 2: and even the Hispanic MENTI when she reached out to me, 825 00:40:24,440 --> 00:40:27,040 Speaker 2: she asked me, can you be my mentor? And I said, honestly, 826 00:40:27,480 --> 00:40:30,960 Speaker 2: I'm my capacity, but I always almost always say we 827 00:40:30,960 --> 00:40:34,279 Speaker 2: can have a call if I'm not super overwhelmed. And 828 00:40:34,360 --> 00:40:36,040 Speaker 2: so we had a call and I say, I really 829 00:40:36,120 --> 00:40:38,120 Speaker 2: liked her, and we clicked and then we just started 830 00:40:38,120 --> 00:40:40,640 Speaker 2: speaking like more regularly, and then she was like, hey, 831 00:40:40,680 --> 00:40:42,279 Speaker 2: I'm a mentee. Now I guess you are. 832 00:40:44,960 --> 00:40:47,839 Speaker 1: Yes, so because it's it's a friendship as much as 833 00:40:47,840 --> 00:40:51,280 Speaker 1: it's a professional relationship, you know, So if you vibe 834 00:40:51,320 --> 00:40:55,759 Speaker 1: and you enjoyed talking to someone, yeah, I yes. I 835 00:40:55,840 --> 00:40:57,640 Speaker 1: just know there are some people out there giving advice 836 00:40:57,680 --> 00:40:59,319 Speaker 1: to people and they're like, man, I really hate talking 837 00:40:59,360 --> 00:41:01,080 Speaker 1: to this person and stop doing it, you know. 838 00:41:01,200 --> 00:41:03,600 Speaker 2: Yes, yes, no, no, I totally agree. And I think 839 00:41:04,120 --> 00:41:06,239 Speaker 2: it's just unfortunate too that she's right that a lot 840 00:41:06,280 --> 00:41:08,759 Speaker 2: of people don't want to pour in. Or is it 841 00:41:09,760 --> 00:41:13,040 Speaker 2: like because like if you DM ig DM someone and 842 00:41:13,080 --> 00:41:15,239 Speaker 2: ask them, that's not the same thing as someone I 843 00:41:15,280 --> 00:41:17,719 Speaker 2: wanted to pour in. You know, they might receive. I 844 00:41:17,719 --> 00:41:20,120 Speaker 2: remember a woman like wrote me and I try to 845 00:41:20,160 --> 00:41:22,120 Speaker 2: answer my ig dms. I actually had to turn them 846 00:41:22,120 --> 00:41:23,480 Speaker 2: off because it got to be so overwhelming because I 847 00:41:23,480 --> 00:41:25,880 Speaker 2: would get hundreds a day I'm asking questions, So I 848 00:41:26,040 --> 00:41:27,799 Speaker 2: was I usually said, aside a couple hours a day 849 00:41:27,880 --> 00:41:29,920 Speaker 2: to like go through and answer all these questions. And 850 00:41:30,040 --> 00:41:32,439 Speaker 2: I guess I missed her question because she like wrote 851 00:41:32,480 --> 00:41:36,080 Speaker 2: me back like a nasty like, oh, I guess you 852 00:41:36,120 --> 00:41:38,040 Speaker 2: don't answer, And I was like, what I didn't see, 853 00:41:38,080 --> 00:41:40,399 Speaker 2: you know, And I said, oh, I apologize. I don't 854 00:41:40,400 --> 00:41:42,160 Speaker 2: always get to see all my questions. I get a few, 855 00:41:42,200 --> 00:41:44,200 Speaker 2: you know, across all platforms, I get a few hundred 856 00:41:44,239 --> 00:41:49,279 Speaker 2: a day. And she said something nasty back, and I'm like, sis, yeah, 857 00:41:49,520 --> 00:41:52,280 Speaker 2: you know, like because then now, like so, what motivation 858 00:41:52,440 --> 00:41:53,839 Speaker 2: is it for me to help you with this credit score? 859 00:41:53,920 --> 00:41:58,520 Speaker 2: Now that you don't bark on me, you know, But so, yeah, 860 00:41:58,560 --> 00:42:00,400 Speaker 2: I do believe that people should pour into people, but 861 00:42:00,520 --> 00:42:04,239 Speaker 2: I also believe that you should ask without expectation, because one, 862 00:42:04,320 --> 00:42:07,160 Speaker 2: you don't know like where that person is, you don't 863 00:42:07,239 --> 00:42:10,520 Speaker 2: know what's happening, You don't know, you know, they could 864 00:42:10,520 --> 00:42:14,080 Speaker 2: be having a personal crisis. I remember a woman was 865 00:42:14,200 --> 00:42:15,920 Speaker 2: mad at something that happened in the group and she 866 00:42:15,960 --> 00:42:18,040 Speaker 2: had reached out to me. And at the time, I 867 00:42:18,200 --> 00:42:20,360 Speaker 2: just had fiber surgery and it was like serious surgery, 868 00:42:20,400 --> 00:42:23,080 Speaker 2: like it was like it was like a cesarean had 869 00:42:23,120 --> 00:42:24,480 Speaker 2: like cut me open. That was in the hospital for 870 00:42:24,560 --> 00:42:27,080 Speaker 2: three days. And so I guess she must have written 871 00:42:27,120 --> 00:42:28,800 Speaker 2: me the day before I went in or whatever, and 872 00:42:28,920 --> 00:42:30,440 Speaker 2: you know. But I was in the hospital for three days. 873 00:42:30,440 --> 00:42:32,120 Speaker 2: I was not on Facebook. So by the time I 874 00:42:32,200 --> 00:42:34,279 Speaker 2: got back, she had this litany of like, you know, 875 00:42:34,440 --> 00:42:37,680 Speaker 2: basically cussing me out, and I was like, oh so 876 00:42:38,120 --> 00:42:41,520 Speaker 2: just sweat my eyes fighting for my life in the hospital. 877 00:42:42,320 --> 00:42:45,120 Speaker 1: You never know what someone is going through. Just stop, 878 00:42:45,400 --> 00:42:48,440 Speaker 1: just stop up, Oh my god, what's happening? 879 00:42:48,880 --> 00:42:51,680 Speaker 2: Ask without expectation, but you should certainly ask, and no 880 00:42:51,800 --> 00:42:55,480 Speaker 2: one just because you're asking something, they should not mistreat you. Now, 881 00:42:55,880 --> 00:42:57,719 Speaker 2: it'd be one thing if you ask some one they're like, girl, 882 00:42:57,760 --> 00:43:00,880 Speaker 2: don't ask me that. Then that's nasty. But someone not 883 00:43:01,040 --> 00:43:03,760 Speaker 2: responding could mean that they didn't see it, and someone 884 00:43:03,840 --> 00:43:07,840 Speaker 2: responding in a nasty way is unacceptable. But someone doesn't 885 00:43:07,920 --> 00:43:10,799 Speaker 2: have to say yes or even has to respond because 886 00:43:11,040 --> 00:43:14,000 Speaker 2: quite honestly, they may not have seen it. So like, yeah, 887 00:43:14,400 --> 00:43:17,400 Speaker 2: it's yeah, it's unfortunate that there are there are nastiness, 888 00:43:17,440 --> 00:43:20,440 Speaker 2: this nastiness on both sides. But I honestly, more than 889 00:43:20,520 --> 00:43:23,360 Speaker 2: most times, I find that people are pretty generous, you know. 890 00:43:23,719 --> 00:43:26,719 Speaker 2: I find that, so so lean in and don't be 891 00:43:26,800 --> 00:43:30,240 Speaker 2: afraid to lean in horizontally someone who was at similar 892 00:43:30,360 --> 00:43:32,000 Speaker 2: level than you, but might be killing it in one 893 00:43:32,040 --> 00:43:33,160 Speaker 2: area that you want to learn about. 894 00:43:33,560 --> 00:43:36,040 Speaker 1: Yeah, that's a good point your colleagues for peers. 895 00:43:36,160 --> 00:43:37,759 Speaker 2: Exactly, because there are definitely people who are like that. 896 00:43:37,800 --> 00:43:39,640 Speaker 2: I'm like, oh, Mandy, wait, how do you do that? 897 00:43:40,440 --> 00:43:43,279 Speaker 2: You know, because somebody else who you know is way 898 00:43:43,360 --> 00:43:45,240 Speaker 2: fur their head might be super busy, but it's easier 899 00:43:45,280 --> 00:43:46,920 Speaker 2: to reach out to people who are who are at 900 00:43:46,960 --> 00:43:50,560 Speaker 2: similar levels, but they've they've really killed a section, like, well, wow, 901 00:43:50,600 --> 00:43:52,799 Speaker 2: your Instagram stories are amazing? Can I ask a question? 902 00:43:52,880 --> 00:43:55,040 Speaker 2: I do that all the time, and I've always been 903 00:43:55,120 --> 00:43:58,680 Speaker 2: met with more more feedback than if I reach out 904 00:43:58,719 --> 00:44:00,680 Speaker 2: to someone who was like, way, way way ahead of me, 905 00:44:00,760 --> 00:44:02,760 Speaker 2: because it's likely they may not have seen my message. 906 00:44:03,520 --> 00:44:07,480 Speaker 1: Absolutely well, y'all can definitely send me your questions. I'm 907 00:44:07,480 --> 00:44:09,440 Speaker 1: gonna answer. I'm gonna read them. If not me, then 908 00:44:09,480 --> 00:44:13,279 Speaker 1: my cousin Anna. So we are here for all of 909 00:44:13,360 --> 00:44:15,560 Speaker 1: your I'm actually I was just dming someone. They start, 910 00:44:15,600 --> 00:44:17,640 Speaker 1: they start typing back, and I'm like, oh, it's gonna 911 00:44:17,640 --> 00:44:20,520 Speaker 1: be a it's gonna be a thing. People are always 912 00:44:20,560 --> 00:44:22,560 Speaker 1: excited when they hear from us. I just you know, 913 00:44:22,840 --> 00:44:24,719 Speaker 1: I don't don't worry tip, I don't pretend that I'm you. 914 00:44:24,920 --> 00:44:29,560 Speaker 1: They know, y'all know, y'all know. All right, Well, thank 915 00:44:29,680 --> 00:44:32,920 Speaker 1: y'all for the questions. Let's move on into brown boost 916 00:44:32,960 --> 00:44:33,359 Speaker 1: brown break. 917 00:44:34,719 --> 00:44:40,360 Speaker 2: Now it's time to boostop break, Oh, boost up break? 918 00:44:40,960 --> 00:44:43,440 Speaker 2: Is you gonna booze? Is you gonna break me while 919 00:44:43,440 --> 00:44:44,640 Speaker 2: I'm bopping like my shoulders not. 920 00:44:44,719 --> 00:44:50,400 Speaker 1: Like, oh please, don't don't bob sliggle your toes or something. 921 00:44:52,160 --> 00:44:55,839 Speaker 2: So are you gonna boost or are you gonna date break? 922 00:44:55,920 --> 00:44:58,400 Speaker 1: Mandra I want to do a boost. I'm gonna do 923 00:44:58,440 --> 00:44:59,879 Speaker 1: a mini boost, and then I actually want to boot 924 00:45:00,000 --> 00:45:02,480 Speaker 1: one of our listeners who sent a really sweet story 925 00:45:02,680 --> 00:45:05,920 Speaker 1: about her financial win. So I don't know, I kind 926 00:45:05,960 --> 00:45:07,359 Speaker 1: of feel like we should do that. Y'all shall send 927 00:45:07,440 --> 00:45:09,720 Speaker 1: us your financial wins and then maybe we can boost 928 00:45:09,719 --> 00:45:10,440 Speaker 1: you every once in a while. 929 00:45:10,480 --> 00:45:12,080 Speaker 2: Ooh I love that. Yeah. 930 00:45:12,160 --> 00:45:15,000 Speaker 1: So my original boost was going to be yesterday during 931 00:45:15,040 --> 00:45:17,480 Speaker 1: the Globes, which I am. I guess I'm eighty five 932 00:45:17,560 --> 00:45:19,680 Speaker 1: years old. I still watch the Golden Globes because no 933 00:45:19,719 --> 00:45:21,520 Speaker 1: one else did. I just like to have it on 934 00:45:21,680 --> 00:45:23,600 Speaker 1: the background, you know, And it was really awkward because 935 00:45:23,600 --> 00:45:26,440 Speaker 1: everyone's on zoom, but I really wanted to see who 936 00:45:26,520 --> 00:45:29,160 Speaker 1: was going to win Best Actor, and Chadwick Boseman won 937 00:45:29,440 --> 00:45:33,800 Speaker 1: for his role in Mavrey Knee's Black Bottom, and his wife, 938 00:45:33,920 --> 00:45:37,440 Speaker 1: you know, Chadwick passed last year. His wife accepted his 939 00:45:37,520 --> 00:45:40,279 Speaker 1: award on his behalf. And what really made it touching 940 00:45:40,360 --> 00:45:42,800 Speaker 1: beyond the fact that he won, was a segment earlier 941 00:45:42,840 --> 00:45:45,400 Speaker 1: in the show when they had some I don't know, 942 00:45:45,520 --> 00:45:48,520 Speaker 1: some TV host I think it was like entertainment tonight, 943 00:45:48,680 --> 00:45:51,279 Speaker 1: and they interviewed a bunch of little kids, like kids 944 00:45:51,280 --> 00:45:53,239 Speaker 1: say the darn is saying, let's see, you know, and 945 00:45:53,280 --> 00:45:55,360 Speaker 1: they asked him a bunch of questions about pop culture, 946 00:45:55,360 --> 00:45:58,920 Speaker 1: about the government, like where's the White House? All these 947 00:45:58,960 --> 00:46:00,800 Speaker 1: funny questions on a quiz. Of course, none of the 948 00:46:00,880 --> 00:46:03,360 Speaker 1: kids knew anything, like knew any of the right answers 949 00:46:03,480 --> 00:46:06,640 Speaker 1: except all of those kids, and they were very diverse, 950 00:46:06,680 --> 00:46:09,799 Speaker 1: black girls, black boys, white boys, white girls, like all 951 00:46:09,880 --> 00:46:13,640 Speaker 1: different ethnicities. Every one of those kids knew when he 952 00:46:13,719 --> 00:46:16,560 Speaker 1: said who is chad but Chadwick Boseman, they all knew 953 00:46:16,560 --> 00:46:21,200 Speaker 1: Black Panther. And after you watched the whole that really 954 00:46:21,239 --> 00:46:23,600 Speaker 1: gave me chill. I'm getting chills now because that just 955 00:46:23,840 --> 00:46:26,040 Speaker 1: is just it's just a reminder of how powerful that 956 00:46:26,360 --> 00:46:29,400 Speaker 1: film was and what Chadwick meant to everybody for the culture, 957 00:46:29,480 --> 00:46:31,560 Speaker 1: but not just for our culture, but for the whole, 958 00:46:32,200 --> 00:46:35,799 Speaker 1: for everyone, for everyone. So shout out to Chadwick, rest 959 00:46:35,840 --> 00:46:39,640 Speaker 1: in peace. And I can't believe he's gone, but all right, 960 00:46:39,680 --> 00:46:42,040 Speaker 1: that was my boost. And then I did say I 961 00:46:42,160 --> 00:46:45,120 Speaker 1: was going to read this message we got from our 962 00:46:45,360 --> 00:46:47,920 Speaker 1: listener on Instagram because I thought it was really sweet. 963 00:46:48,239 --> 00:46:50,120 Speaker 1: Last week or the week before that, we were talking 964 00:46:50,160 --> 00:46:53,040 Speaker 1: about merging your finances as a couple maybe for a 965 00:46:53,080 --> 00:46:55,960 Speaker 1: little bit, and about how sometimes when you when you're 966 00:46:56,000 --> 00:46:58,440 Speaker 1: on the same page about your goals, you can achieve 967 00:46:58,440 --> 00:47:01,560 Speaker 1: your goals faster as a couple. So this is our listener, Darlene, 968 00:47:01,760 --> 00:47:04,919 Speaker 1: and she says this, Hey, Andy and Tiff. I feel 969 00:47:04,960 --> 00:47:06,759 Speaker 1: like Tiff is a friend, so I'm gonna I can't 970 00:47:06,760 --> 00:47:09,600 Speaker 1: even say her full name anymore. I was listening to 971 00:47:09,719 --> 00:47:11,840 Speaker 1: the recent podcast and I wanted to give some insight 972 00:47:11,920 --> 00:47:14,560 Speaker 1: about the listener who said they had forty thousand dollars 973 00:47:14,640 --> 00:47:17,480 Speaker 1: in debt. I was in a similar situation where I 974 00:47:17,600 --> 00:47:20,239 Speaker 1: was almost thirty thousand dollars in debt between credit cards 975 00:47:20,280 --> 00:47:22,200 Speaker 1: and personal loans, and it took a toll on my 976 00:47:22,320 --> 00:47:25,920 Speaker 1: life in general. In October, after I had a big breakdown, 977 00:47:26,160 --> 00:47:28,600 Speaker 1: my husband finally saw the toll it was taking on me, 978 00:47:29,040 --> 00:47:31,279 Speaker 1: and he decided to close out his bank account and 979 00:47:31,440 --> 00:47:34,160 Speaker 1: merge with mine so we could start putting our money together. 980 00:47:34,680 --> 00:47:36,360 Speaker 1: We made a few calls with a couple of my 981 00:47:36,480 --> 00:47:39,560 Speaker 1: credit cards and asked for an extension, and in the meantime, 982 00:47:39,760 --> 00:47:42,640 Speaker 1: we took our stimulus money along with almost three thousand 983 00:47:42,680 --> 00:47:45,800 Speaker 1: dollars we had saved and started the snowball method. And 984 00:47:46,040 --> 00:47:48,280 Speaker 1: just to back up what you said, the only regret 985 00:47:48,360 --> 00:47:51,319 Speaker 1: I have was not putting our money together sooner. We've 986 00:47:51,400 --> 00:47:53,800 Speaker 1: been able to get my debt down to eight thousand dollars, 987 00:47:53,880 --> 00:47:55,480 Speaker 1: and while we still have a long way to go, 988 00:47:56,000 --> 00:47:58,799 Speaker 1: we have made it far and even our relationship has 989 00:47:58,840 --> 00:47:59,439 Speaker 1: gotten better. 990 00:48:00,080 --> 00:48:01,880 Speaker 2: We respect yay, we. 991 00:48:02,000 --> 00:48:06,120 Speaker 1: Respect money much more now than ever before. So that 992 00:48:06,280 --> 00:48:09,200 Speaker 1: was a message from Darlene and Darlene, I'm snapping for you. 993 00:48:09,680 --> 00:48:11,480 Speaker 2: Yes, I would snap for you, darling. Well, you know 994 00:48:11,640 --> 00:48:12,720 Speaker 2: it's my left handed snap. 995 00:48:13,400 --> 00:48:15,480 Speaker 1: You got the left hand. Wait which arm is it 996 00:48:15,600 --> 00:48:16,080 Speaker 1: left or right? 997 00:48:16,520 --> 00:48:17,840 Speaker 2: My right arm is finito? 998 00:48:18,040 --> 00:48:18,799 Speaker 1: Oh left hand snap? 999 00:48:19,320 --> 00:48:21,200 Speaker 2: That's my left handed snap. It's not as strong, but 1000 00:48:21,280 --> 00:48:24,400 Speaker 2: it's there for you. Girl. No, honestly, that's awesome. Remember 1001 00:48:24,640 --> 00:48:26,719 Speaker 2: like that thing that we'd like that there was something 1002 00:48:26,800 --> 00:48:28,680 Speaker 2: that folks to me that was really powerful that doctor 1003 00:48:28,680 --> 00:48:32,200 Speaker 2: Green had taught me that shame. You know, shield solutions 1004 00:48:32,280 --> 00:48:34,680 Speaker 2: and the only antidote is is voice. And so you 1005 00:48:34,800 --> 00:48:37,680 Speaker 2: gave voice to it. You ask for help, your husband 1006 00:48:37,760 --> 00:48:40,000 Speaker 2: heard you, and now here you are. So that's awesome. 1007 00:48:40,680 --> 00:48:44,479 Speaker 1: Yeah, I love that. Thank you so much for sharing that, darline. Yes, 1008 00:48:44,880 --> 00:48:46,680 Speaker 1: all right, Tiff, Well. 1009 00:48:46,560 --> 00:48:49,840 Speaker 2: My boosty boost is not a super like you know 1010 00:48:50,000 --> 00:48:52,880 Speaker 2: in depth Booze, but system may or may not have 1011 00:48:52,920 --> 00:48:53,799 Speaker 2: got a time. 1012 00:48:53,920 --> 00:48:58,719 Speaker 1: Boy. First of all, who do you know? Because I 1013 00:48:58,800 --> 00:49:00,840 Speaker 1: got a cousin who works there, and my ass couldn't 1014 00:49:00,840 --> 00:49:02,320 Speaker 1: get that bike sooner than six weeks. 1015 00:49:02,680 --> 00:49:04,800 Speaker 2: You know, it's crazy because they sent some email that 1016 00:49:04,920 --> 00:49:07,120 Speaker 2: you know that they had because they were having obviously 1017 00:49:07,239 --> 00:49:10,400 Speaker 2: you know, everybody's home quarantine pandemic. So they kept sending 1018 00:49:10,400 --> 00:49:13,400 Speaker 2: these updated emails saying like, you know, we're we're fixing, 1019 00:49:13,800 --> 00:49:15,759 Speaker 2: like the way we you know, we source like the 1020 00:49:15,840 --> 00:49:18,680 Speaker 2: bike materials and how we've shipped them and blah blah blah. 1021 00:49:18,800 --> 00:49:20,960 Speaker 2: Then I got a text maybe like a week ago. 1022 00:49:21,080 --> 00:49:23,000 Speaker 2: That was like, hey, your bike actually is not due 1023 00:49:23,000 --> 00:49:25,840 Speaker 2: for a couple of weeks, but we could deliver it 1024 00:49:25,920 --> 00:49:28,440 Speaker 2: earlier if you'd like. And I was like, say less, 1025 00:49:29,400 --> 00:49:32,560 Speaker 2: and so it came on Sorturday. I'm so excited that 1026 00:49:32,800 --> 00:49:34,719 Speaker 2: the Peloton guys who dropped it off were so so 1027 00:49:34,920 --> 00:49:38,600 Speaker 2: so so so nice. Of course, I'm pissed because I 1028 00:49:38,680 --> 00:49:41,040 Speaker 2: got my arm done on Wednesday and my arm was like, oh, 1029 00:49:41,480 --> 00:49:43,440 Speaker 2: you think you're gonna ride a bike? I tried to 1030 00:49:43,480 --> 00:49:44,840 Speaker 2: sit on it and I was like, what if I 1031 00:49:44,880 --> 00:49:47,040 Speaker 2: could do on one handed? My husband's like, so you 1032 00:49:47,080 --> 00:49:50,400 Speaker 2: don't want teeth as well as an arm, gotcha? So 1033 00:49:50,920 --> 00:49:52,520 Speaker 2: you know what, it doesn't matter because I got the 1034 00:49:52,560 --> 00:49:55,200 Speaker 2: shoes too small, so I actually got to get a larger, 1035 00:49:55,320 --> 00:49:57,359 Speaker 2: like maybe a half size larger because I were nine. 1036 00:49:57,400 --> 00:50:00,600 Speaker 1: I'm two sizes larger than the shoe that I went 1037 00:50:00,640 --> 00:50:02,920 Speaker 1: through three four pairs. Yes, just get just go a 1038 00:50:02,960 --> 00:50:03,719 Speaker 1: couple sizes up. 1039 00:50:03,840 --> 00:50:06,000 Speaker 2: Yep, okay, okay, so good to know. So I will 1040 00:50:06,520 --> 00:50:08,239 Speaker 2: because I got a nine, I was like, I was, 1041 00:50:08,280 --> 00:50:10,839 Speaker 2: so maybe I'll get a are you what side do you? Mandy? 1042 00:50:10,880 --> 00:50:13,440 Speaker 1: Normally I got a nine, and I actually I think 1043 00:50:13,520 --> 00:50:15,759 Speaker 1: which is a size forty, and then I had to 1044 00:50:15,800 --> 00:50:18,000 Speaker 1: get a size forty two. I went through forty one 1045 00:50:18,160 --> 00:50:18,960 Speaker 1: and then forty two. 1046 00:50:19,320 --> 00:50:20,719 Speaker 2: But in your real life, you were a nine. 1047 00:50:21,680 --> 00:50:24,160 Speaker 1: Yes, before I had a baby, but then you know, 1048 00:50:24,239 --> 00:50:27,239 Speaker 1: babies make your feet bigger. That's what I've realized. That's 1049 00:50:27,360 --> 00:50:33,600 Speaker 1: a neat little treat. Sorry, nice, I was a bonus. 1050 00:50:33,680 --> 00:50:35,839 Speaker 1: I'll take your vagina and you're none, your shoes fit, 1051 00:50:35,880 --> 00:50:36,799 Speaker 1: You're welcome. 1052 00:50:37,719 --> 00:50:39,480 Speaker 2: Okay, So maybe I'll try that because I was just 1053 00:50:39,600 --> 00:50:41,440 Speaker 2: so like, oh no, So I mean not that I 1054 00:50:41,480 --> 00:50:43,239 Speaker 2: can ride it anytime soon, but you know, everybody else 1055 00:50:43,280 --> 00:50:45,000 Speaker 2: in the house is exciting, so well. 1056 00:50:45,000 --> 00:50:48,840 Speaker 1: Listen, listen, you've got the peloton app. Now they have meditation. 1057 00:50:49,520 --> 00:50:51,480 Speaker 1: I did. You can do like a one armed yoga. 1058 00:50:51,680 --> 00:50:56,680 Speaker 1: They might have that. The meditations are legit. Chelsea Jackson, 1059 00:50:56,800 --> 00:51:00,160 Speaker 1: what's her name, Chelsea Jackson roberts Ooh, her voice, And 1060 00:51:00,440 --> 00:51:02,160 Speaker 1: I don't know. When I meditate, I like to hear 1061 00:51:02,200 --> 00:51:04,560 Speaker 1: a black woman's voice. It's just so soothing, and it's 1062 00:51:04,640 --> 00:51:06,919 Speaker 1: just I feel like Chelsea is just here to lure 1063 00:51:07,000 --> 00:51:09,400 Speaker 1: me to sleep all the night. So I feel very 1064 00:51:09,680 --> 00:51:12,439 Speaker 1: like it's she must feel so weirded out when people 1065 00:51:12,480 --> 00:51:15,120 Speaker 1: are like, Yo, it's yours the last voice I heard 1066 00:51:15,200 --> 00:51:18,200 Speaker 1: before I go to sleep every night. But I love it, Chelsea. 1067 00:51:18,680 --> 00:51:21,719 Speaker 2: I'll say this that, like, So Logan, who is on 1068 00:51:21,840 --> 00:51:24,640 Speaker 2: my team? She sent me I joined, I joined Black 1069 00:51:24,680 --> 00:51:26,799 Speaker 2: Peloton Riders or co ed one, and I just joined 1070 00:51:27,040 --> 00:51:30,480 Speaker 2: Black Girl Magic Pelaton. Hey, ladies, I heard you so 1071 00:51:30,719 --> 00:51:33,239 Speaker 2: Sidebard they were chatting about us. Logan posted like she 1072 00:51:33,480 --> 00:51:35,520 Speaker 2: was like, oh look that. She's like, they're talking about 1073 00:51:35,520 --> 00:51:39,800 Speaker 2: you because something you said, Mandy about them being really funny. 1074 00:51:40,280 --> 00:51:42,560 Speaker 2: And so she had posted in our giggles and channel 1075 00:51:42,640 --> 00:51:46,760 Speaker 2: channel where she's like, she said, was excited and tickled 1076 00:51:46,840 --> 00:51:51,719 Speaker 2: to hear my two favorite black finance girl podcasters mentioned 1077 00:51:51,719 --> 00:51:56,239 Speaker 2: our group. Yes girl, because Mandy, you're in Black Girl Magic. 1078 00:51:56,080 --> 00:51:58,279 Speaker 1: Right, Oh yeah all the way in. I check it 1079 00:51:58,360 --> 00:52:00,600 Speaker 1: every day. That's like the only thing I checked on Facebook. 1080 00:52:00,600 --> 00:52:02,120 Speaker 1: It's like, what are these girls? What are they saying? 1081 00:52:02,320 --> 00:52:04,200 Speaker 1: What vibrator are they recommended? 1082 00:52:04,440 --> 00:52:04,759 Speaker 2: Right now? 1083 00:52:05,320 --> 00:52:10,560 Speaker 1: Because you really come for Tiffany, listen to me. These 1084 00:52:10,640 --> 00:52:13,120 Speaker 1: women have no shame and I love this. 1085 00:52:13,440 --> 00:52:13,920 Speaker 2: I can't wait. 1086 00:52:14,120 --> 00:52:17,680 Speaker 1: Oh I care everything. There's no subject off off the table. No, 1087 00:52:17,840 --> 00:52:21,759 Speaker 1: it's wonderful. So what's your LB Your leaderboard name girl theist. 1088 00:52:21,840 --> 00:52:22,759 Speaker 2: I can't think of nothing else. 1089 00:52:23,200 --> 00:52:26,800 Speaker 1: Okay, gotcha. Well, y'all can follow me at Brown Ambition. 1090 00:52:26,960 --> 00:52:29,319 Speaker 1: You follow Tiffany at Budjanista. We should do what Brown 1091 00:52:29,360 --> 00:52:30,160 Speaker 1: Ambition bride. 1092 00:52:30,400 --> 00:52:33,560 Speaker 2: We should when my armist together. But I just want 1093 00:52:33,560 --> 00:52:37,040 Speaker 2: to shout out to Nicola who posted our podcast and 1094 00:52:37,440 --> 00:52:39,720 Speaker 2: and said that it was on her face. So hey Nicola, 1095 00:52:39,760 --> 00:52:42,400 Speaker 2: and also want to shout out to Rihanna Ray was 1096 00:52:42,480 --> 00:52:44,520 Speaker 2: listened to this podcast today and heard a shout out 1097 00:52:44,960 --> 00:52:48,560 Speaker 2: for bg M facebook group. She said, we're the funniest group, 1098 00:52:48,600 --> 00:52:52,160 Speaker 2: and I have to agree, and so yeah, that's honestly. 1099 00:52:52,160 --> 00:52:55,040 Speaker 2: I'm I honestly I love what I call free Black Girls. 1100 00:52:55,120 --> 00:52:57,360 Speaker 2: When you said, like you know that there's no subject 1101 00:52:57,560 --> 00:53:00,000 Speaker 2: off limits, because I feel like so many times we're 1102 00:53:00,080 --> 00:53:01,920 Speaker 2: told like, oh no, no, no say that, Oh no, no, no, 1103 00:53:02,080 --> 00:53:04,480 Speaker 2: be polite. Oh no. You know, it's one of the 1104 00:53:04,520 --> 00:53:08,000 Speaker 2: reasons like when my niece Amelia comes over, she's a 1105 00:53:08,040 --> 00:53:10,560 Speaker 2: little bit of a boguardy bully. I let it rock 1106 00:53:10,560 --> 00:53:12,560 Speaker 2: because I'm like, you know what everyone's gonna tell Amelia, 1107 00:53:12,719 --> 00:53:14,719 Speaker 2: Oh no, no, too much, Oh no, no, you can't 1108 00:53:14,719 --> 00:53:16,600 Speaker 2: have that, And then it's like it's mine. It all 1109 00:53:16,640 --> 00:53:18,920 Speaker 2: belongs to me, and I kind of you know, And 1110 00:53:19,000 --> 00:53:21,440 Speaker 2: I see that my sister leaves her to be a 1111 00:53:21,640 --> 00:53:25,479 Speaker 2: free black girl because you know, we're always tell told 1112 00:53:25,560 --> 00:53:29,040 Speaker 2: to shrink or be more polite, or be lighter or 1113 00:53:29,120 --> 00:53:33,120 Speaker 2: be whatever, and she's just free to just be Amy 1114 00:53:33,640 --> 00:53:37,160 Speaker 2: Amy the bully. No, she's not a bully. I just 1115 00:53:37,200 --> 00:53:40,560 Speaker 2: call her crazy baby A A leader, A leader. There 1116 00:53:40,640 --> 00:53:42,960 Speaker 2: you go. She is a leader, and she leads to 1117 00:53:43,000 --> 00:53:45,120 Speaker 2: all of us when when she comes over here, you 1118 00:53:45,400 --> 00:53:49,200 Speaker 2: pick me up you phone. I heard that there were 1119 00:53:49,280 --> 00:53:52,920 Speaker 2: cookies here. I'm like, yes, the cookies here. So yeah, 1120 00:53:52,960 --> 00:53:54,480 Speaker 2: I'm just honestly excited to be a part of this 1121 00:53:55,160 --> 00:53:59,160 Speaker 2: amazing community. I'm back on WW because cis gained ten 1122 00:53:59,239 --> 00:54:02,480 Speaker 2: pounds in corn and so I've lost five of them already, 1123 00:54:02,480 --> 00:54:03,640 Speaker 2: which I'm excited, that's all. 1124 00:54:03,920 --> 00:54:07,560 Speaker 1: Okay, Well, already. 1125 00:54:07,280 --> 00:54:10,239 Speaker 2: Had already had fifteen that I wanted to lose. So 1126 00:54:10,600 --> 00:54:12,600 Speaker 2: let's just say I was twenty five up, so at 1127 00:54:12,719 --> 00:54:16,120 Speaker 2: least now i'm five down. I still got twenty twenty more. 1128 00:54:16,320 --> 00:54:17,840 Speaker 1: I just want to lose enough weight to whar my 1129 00:54:17,920 --> 00:54:21,040 Speaker 1: license is not a lie. That would be the real goal. 1130 00:54:22,000 --> 00:54:23,960 Speaker 1: When did I ever weigh what I say, I weigh 1131 00:54:24,120 --> 00:54:28,239 Speaker 1: my license. Oh god, well that's all exciting, but take 1132 00:54:28,280 --> 00:54:31,960 Speaker 1: your time. I ain't going anywhere, but yes, heal up 1133 00:54:32,080 --> 00:54:33,120 Speaker 1: and rest up. 1134 00:54:33,800 --> 00:54:37,200 Speaker 2: Yes, thank you guys for welcoming into the community. It 1135 00:54:37,320 --> 00:54:40,680 Speaker 2: was lovely as per used mandro per huge. 1136 00:54:40,960 --> 00:54:44,319 Speaker 1: All right, y'all, stay tuned for some exciting, exciting new 1137 00:54:44,400 --> 00:54:46,840 Speaker 1: bells and whistles for a Brown ambition. Just a little preview. 1138 00:54:46,880 --> 00:54:48,880 Speaker 1: You guys know we take We asked for your questions. 1139 00:54:49,000 --> 00:54:52,000 Speaker 1: We might be able to have you guys actually text 1140 00:54:52,120 --> 00:54:54,520 Speaker 1: or call us with your questions, which I am really 1141 00:54:54,560 --> 00:54:57,560 Speaker 1: excited about. I'm learning some things, y'all. I had some 1142 00:54:57,719 --> 00:55:00,200 Speaker 1: new new fun toys with our new podcast network, west 1143 00:55:00,239 --> 00:55:03,359 Speaker 1: Wood One, so check just look out for that. I'll 1144 00:55:03,360 --> 00:55:05,560 Speaker 1: give you guys an update hopefully by next week. 1145 00:55:05,800 --> 00:55:06,879 Speaker 2: Okay, sounds good.