WEBVTT - Ep. 49 — Mouse in the House

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<v Speaker 1>We're back and we're black. Well, whoa. I don't know

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<v Speaker 1>where that came from. It just came.

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<v Speaker 2>I was trying to think of something fun to say,

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<v Speaker 2>and I was like, back black heart attack.

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<v Speaker 3>I don't know, let me do the snap. Well, we

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<v Speaker 3>are black, We've been black, You're being black. Welcome to

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<v Speaker 3>the show. Welcome to the middle of August. The halfway slog,

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<v Speaker 3>Oh my god, it's September. Ever gonna get here? I'm dying.

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<v Speaker 2>Did you see somebody posted that the Farmers are Almanac

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<v Speaker 2>that's that we're going to have a crazy winter, And

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<v Speaker 2>I'm like, well, welcome to Jersey.

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<v Speaker 3>I have a wedding to go to in Montana, and

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<v Speaker 3>I'm like ninety five percent sure I'm not gonna make them.

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<v Speaker 3>I just feel like the flight's not going to take off.

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<v Speaker 3>There's gonna be like a flock of moose are going

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<v Speaker 3>to get loose on the runway and just slip and slide.

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<v Speaker 3>And Montana like, I don't know what happens there. I

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<v Speaker 3>feel like it's not gonna happen.

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<v Speaker 1>But I honestly I want to go.

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<v Speaker 2>One of my friends moved to Montana and I have

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<v Speaker 2>plans to sleep on her couch like I want to

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<v Speaker 2>see big sky country, Like that's on my agenda.

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<v Speaker 3>Girl, dig up your fanciest flannel and your warmest woolen

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<v Speaker 3>socks and get thee think either.

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<v Speaker 1>I will. So, what did you do this weekend?

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<v Speaker 3>This weekend, well, I told you, I told you off

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<v Speaker 3>air my new life's ambition. I don't even care about

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<v Speaker 3>the money. I don't care about retirement. I just want

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<v Speaker 3>to get to a point in my career where I

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<v Speaker 3>can just like peace out for the month of August

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<v Speaker 3>because even though it's my birth month and I love it,

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<v Speaker 3>I'm sorry Leo's but like August is like the armpit

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<v Speaker 3>of the calendar, especially if you're in New York. I

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<v Speaker 3>don't know about the rest of the country, but like

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<v Speaker 3>New York, it's just a festering cesspool of stank and

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<v Speaker 3>uh So this weekend, even though I was sick, I

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<v Speaker 3>was like feverish I had, I was an antibiotics, I

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<v Speaker 3>was sniffling. I got my sick butt on the bus

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<v Speaker 3>and went down to Asbury Park, New Jersey, just to

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<v Speaker 3>get to the beach. Like just that's how bad it is,

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<v Speaker 3>just to get out of this neighborhood. That's what the

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<v Speaker 3>links I went.

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<v Speaker 1>To how long was that bus ride?

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<v Speaker 3>Well, so it was supposed to be. So I wasn't

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<v Speaker 3>even taking the bus to Asbury Park. I was taking

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<v Speaker 3>the bus to my friend's house and she was gonna

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<v Speaker 3>drive us the rest the way to Asbury Park. So

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<v Speaker 3>of course I dragged fiancee boo. But I'm not really

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<v Speaker 3>telling him like how far exactly we're gonna be going,

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<v Speaker 3>because one I don't really know, and two bus schedules

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<v Speaker 3>are weird, and three I didn't I wanted him to

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<v Speaker 3>like be okay with it. You know, we're on a budget.

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<v Speaker 3>So I was like, we're really close to the George

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<v Speaker 3>Washington Bridge. The bus stop is right there. Port Authority

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<v Speaker 3>has like a satellite bus stop. We'll just take the

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<v Speaker 3>train down two stops, hop on a bus and call

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<v Speaker 3>it to day. But of course, like the train schedule

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<v Speaker 3>was wrong on Google Maps and it was totally different.

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<v Speaker 3>When we got there, we missed our train, so the

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<v Speaker 3>next train wasn't for an hour I mean sorry bus

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<v Speaker 3>And we got on the bus finally, and we were

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<v Speaker 3>on it for half an hour, having a good time,

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<v Speaker 3>Like we had a little dunkin Donuts. Next thing I know,

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<v Speaker 3>we're like going the wrong direction. I don't know where

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<v Speaker 3>we are, and we're supposed to transfer apparently, and then

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<v Speaker 3>we get off and we're like in the middle of

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<v Speaker 3>I don't know, something called West New York. I never

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<v Speaker 3>knew there was a West New York.

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<v Speaker 1>Yeah, I knew there's a East New York, but I

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<v Speaker 1>didn't know this.

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<v Speaker 3>Is that a Jersey thing like the West New York.

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<v Speaker 1>Oh, I don't know. I just know like East New York.

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<v Speaker 3>There was like a lot of candies and a Mandy's

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<v Speaker 3>and a children's place and a dunkin Donuts. That's all

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<v Speaker 3>I know. So we had to put up like a

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<v Speaker 3>flare gun and get rescued by my friend. So she

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<v Speaker 3>drove out and that was That was our bus adventure.

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<v Speaker 1>Oh that's nine. I don't know the bus.

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<v Speaker 2>It's hard, it's very I could do a train, I

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<v Speaker 2>could do a plane.

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<v Speaker 1>I can. The bus is just not my cup of tag.

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<v Speaker 3>When it's right and it's good, it's good, you know,

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<v Speaker 3>like when you do when you get the schedule and

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<v Speaker 3>you get there on time, you get a seat, it's good.

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<v Speaker 3>But it's bad and it's bad. I mean it was,

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<v Speaker 3>it was not good. But anyway, we finally made it

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<v Speaker 3>to the beach and it was really nice. Nature's netty

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<v Speaker 3>pot is what I called it, because I was like,

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<v Speaker 3>all sniffily, but uh clear, mery was that gross?

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<v Speaker 1>No?

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<v Speaker 3>Cleared me right on up and I'm on the men

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<v Speaker 3>feel much better. It was nice. It was just I'd

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<v Speaker 3>rather be hot on the beach than you know, hot

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<v Speaker 3>and inwood. Sorry inwood.

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<v Speaker 1>Yeah, no, I could see that.

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<v Speaker 3>But you are funky. Oh we have an exciting announcement.

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<v Speaker 1>Oh that's why we do. I was like, we do,

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<v Speaker 1>we do?

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<v Speaker 3>We talked about it before we had sold one plane.

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<v Speaker 3>I know.

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<v Speaker 1>Now I'm like, oh yeah, yeah, yeah, I know.

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<v Speaker 3>You guys come to us for the order and the

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<v Speaker 3>organization skills that we provide.

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<v Speaker 1>You see us. No, yeah, I'm super excited. So we're

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<v Speaker 1>officially one year.

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<v Speaker 2>Oh shoulder shity, whoa whoa eleven months Okay.

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<v Speaker 1>I mean, well we're about to We're coming up on one.

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<v Speaker 3>Year, coming up on one year in September.

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<v Speaker 1>This baby we call Brown Ambition.

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<v Speaker 3>I can't believe it's been a year.

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<v Speaker 1>I know, it does not feel like it.

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<v Speaker 3>This will be episode four, dy no, this will be

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<v Speaker 3>episode fifty.

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<v Speaker 1>Oh my gosh, Like, how where has the time gone?

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<v Speaker 1>Just what it feels like to be a parent.

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<v Speaker 3>Who you're asking you're the one.

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<v Speaker 1>Baby baby? No?

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<v Speaker 2>I mean, yeah, I don't know, but it just feels

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<v Speaker 2>you know, it just feels like part of my life now,

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<v Speaker 2>like it just feels natural. It's you know, it's so crazy.

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<v Speaker 2>I can't fully remember before we started doing this because

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<v Speaker 2>it's just like, oh, something that we do every week,

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<v Speaker 2>and at the same time, it doesn't feel like it's

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<v Speaker 2>been that long.

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<v Speaker 1>It's like, well, this is just something that we do.

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<v Speaker 3>So yeah, well, thank you for coming on this adventure

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<v Speaker 3>with me.

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<v Speaker 1>Yeah.

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<v Speaker 3>No, thank you for like slow, lovely romantic?

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<v Speaker 1>Are you gonna ask me? Are you gonna propose?

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<v Speaker 3>Finally I did when I said, Tiffany, will you do

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<v Speaker 3>this podcast with me? I don't know what I'm doing,

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<v Speaker 3>but I'll figure it out, and you're.

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<v Speaker 1>Like, that's literally that's what I said.

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<v Speaker 3>I was like, okay, I'll see you with my star power. Sure. No.

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<v Speaker 2>I just was like, because you know what, I wanted

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<v Speaker 2>to do a podcast, but I was like, I don't

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<v Speaker 2>have I'm not technically inclined at all. So it was

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<v Speaker 2>just like kind of in my mind like, oh, that

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<v Speaker 2>would be nice, but not you know, I can't possibly

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<v Speaker 2>do like the stuff behind the scenes, and then here

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<v Speaker 2>you came in, and I'm like, oh, even better, because

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<v Speaker 2>who wants to hear you talking to yourself?

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<v Speaker 3>I know, right, you know that happens, But I just

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<v Speaker 3>it feels a good paid off. Like we look, I

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<v Speaker 3>just checked our reviews and I haven't checked it in a while.

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<v Speaker 3>Five star rating on iTunes. You guys, you guys, you

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<v Speaker 3>disittle best five stars, Like there's a lot of great,

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<v Speaker 3>good podcasts out there that don't have five stars. And

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<v Speaker 3>I just feel like the love is genuine, and our

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<v Speaker 3>audience is so like it's so loyal and just like

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<v Speaker 3>loves the show and gets what we're trying to do here.

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<v Speaker 3>So we wanted to find a way on our to

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<v Speaker 3>celebrate our coming up one year anniversary slash birthday, to

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<v Speaker 3>say thank you and to give back a little something

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<v Speaker 3>something to our fans. So we're gonna host a Brown

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<v Speaker 3>Ambition dinner.

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<v Speaker 1>Yeah, I'm super, super super excited.

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<v Speaker 3>An intimate dinner with some of our our listeners, and

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<v Speaker 3>we're gonna have a little contest and if you win.

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<v Speaker 3>We haven't figured out all the details yet, because like

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<v Speaker 3>I said, we're queens of planning.

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<v Speaker 1>I was thinking out like, we don't know how many.

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<v Speaker 1>We don't know. We just know that it's going to

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<v Speaker 1>be in New York correct manny New York City? Yes, yes,

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<v Speaker 1>so you have to be in the surrounding area and

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<v Speaker 1>be able to get here.

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<v Speaker 3>We're willing to you know, get here somehow. Yeah, but

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<v Speaker 3>we'd love to have a small group. We're thinking in

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<v Speaker 3>the five to ten people range. But it's just going

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<v Speaker 3>to depend on what kind of responses we get to

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<v Speaker 3>this contest. TIF, do you want to tell people a

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<v Speaker 3>little bit about it what we're asking them to do?

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<v Speaker 3>It's very simple.

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<v Speaker 2>Yeah, we just want you to share with us what

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<v Speaker 2>does Brown Ambition kind of mean to you? How does

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<v Speaker 2>it show up in your life? We just love to

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<v Speaker 2>get to know you better. And this is kind of

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<v Speaker 2>like our sneaky little way of getting to know how

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<v Speaker 2>awesome you are. So yeah, so if you can email

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<v Speaker 2>us at you already know, I don't know.

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<v Speaker 3>Lord of Mercy. Maybe by the time we get to

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<v Speaker 3>be a year, she'll have our email address ready, said,

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<v Speaker 3>go email us please at Brown Ambition Podcast at gmail

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<v Speaker 3>dot com. The deadline is September first, September first, that

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<v Speaker 3>is in how many days. What is today? I don't

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<v Speaker 3>know what you have, like two weeks, two weeks, Please

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<v Speaker 3>send an email with your name and yeah, tell us

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<v Speaker 3>what brown ambition means to you and or tell us

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<v Speaker 3>you know, what was the time in your life when

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<v Speaker 3>you feel like you've really just personified brown ambition. We're

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<v Speaker 3>just looking for really genuine, like personal stories because we

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<v Speaker 3>know what brown ambition means to us. But we really

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<v Speaker 3>are doing this for you and like as a way

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<v Speaker 3>to acknowledge the power of literally brown ambition.

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<v Speaker 1>Yeah, and we just want to get to know y'all

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<v Speaker 1>eat some delicious food.

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<v Speaker 3>The force of brown ambition. Yeah, what are we going

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<v Speaker 3>to eat? I'm so excited.

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<v Speaker 1>I think I was thinking, like, remember that restaurant I

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<v Speaker 1>was telling you about, right, Peruvian? Oh so it's a

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<v Speaker 1>Peruvian Okay, Yeah, so good.

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<v Speaker 3>I feel like good food. So the food will be popping,

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<v Speaker 3>the conversation will be amazing.

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<v Speaker 1>It will I'll be exactly So.

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<v Speaker 2>Yeah, so we're super excited, So don't forget send us

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<v Speaker 2>what brown ambition means to you. We're gonna pick anywhere

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<v Speaker 2>from five to ten guests, and we're gonna have Dindan

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<v Speaker 2>in the City, New.

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<v Speaker 3>York and yes we're buying. I know you're thinking, like, I'm.

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<v Speaker 1>My budget, you know, just make your way here, we'll buy.

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<v Speaker 3>So exciting I can't wait. Okay again Brown Ambition Podcast

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<v Speaker 3>at gmail dot com.

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<v Speaker 2>Yes, yes, And I love, honestly, I love when you

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<v Speaker 2>guys tweet us because like I'll totally forget that I've

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<v Speaker 2>said something like on like on the BA podcast, right,

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<v Speaker 2>and then somebody will tweet us or you know, they'll

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<v Speaker 2>tag me at the Budget Easter or Mandy.

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<v Speaker 1>You're not Mandy Money on Twitter, You're Mandy Woodruff.

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<v Speaker 3>I'm Mandy Woodroff on the Twitter US.

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<v Speaker 2>Yes, Mandy with the I Woodruf two fs. And so

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<v Speaker 2>when you tag us and stuff and they're like and

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<v Speaker 2>you give us suggestions or you say like I'm listening

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<v Speaker 2>and I love you guys, or you just sometimes you

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<v Speaker 2>just like you'll just be like I just listened to

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<v Speaker 2>something you said and it made me laugh.

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<v Speaker 1>I love when you do that. So just I'm just

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<v Speaker 1>letting you know.

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<v Speaker 2>If you want to tweet us the BA podcast on

0:10:08.800 --> 0:10:12.200
<v Speaker 2>Twitter and also us personally Mandy with an I Woodruff

0:10:12.559 --> 0:10:15.800
<v Speaker 2>and the Budget Nista. I just love that just to say,

0:10:15.840 --> 0:10:17.840
<v Speaker 2>you know, congratulations, happy anniversary.

0:10:18.600 --> 0:10:20.440
<v Speaker 1>I don't know. Something we said that was funny.

0:10:20.600 --> 0:10:23.160
<v Speaker 3>I don't know, And I know you guys are out

0:10:23.160 --> 0:10:26.720
<v Speaker 3>there and you're not leaving reviews. So this is your chance. Okay,

0:10:26.800 --> 0:10:31.000
<v Speaker 3>it's been a year. We're working really hard. Go to iTunes,

0:10:31.120 --> 0:10:34.240
<v Speaker 3>go to SoundCloud, go to Google Play, wherever you listen,

0:10:34.360 --> 0:10:38.480
<v Speaker 3>and leave us a kind review wherever you listen. It

0:10:38.559 --> 0:10:40.640
<v Speaker 3>just means where people can find us. And I just

0:10:40.640 --> 0:10:43.240
<v Speaker 3>want to say, we've already had five thousand downloads for

0:10:43.240 --> 0:10:45.040
<v Speaker 3>the month of August and we're only halfway there.

0:10:45.360 --> 0:10:48.280
<v Speaker 1>Look at us. We is fancy.

0:10:49.400 --> 0:10:52.120
<v Speaker 3>On fire. Five thousand downloads, you guys, So who are you?

0:10:52.320 --> 0:10:56.199
<v Speaker 3>Who are the people? Oh yes, get to the interwebs

0:10:56.200 --> 0:10:58.400
<v Speaker 3>and find the reviews and review review review.

0:11:05.800 --> 0:11:08.679
<v Speaker 1>So let's talk about these Olympics, can't.

0:11:09.320 --> 0:11:11.240
<v Speaker 3>Doesn't it feel like the world has changed in the

0:11:11.320 --> 0:11:14.600
<v Speaker 3>last week between the Olympics, like before the Olympics after,

0:11:14.640 --> 0:11:17.760
<v Speaker 3>because my whole life has been watching these clips and

0:11:17.840 --> 0:11:20.920
<v Speaker 3>these like live events more than First.

0:11:20.760 --> 0:11:23.120
<v Speaker 2>Of all, mister Bolt, I just want to say the

0:11:23.200 --> 0:11:25.760
<v Speaker 2>level of disrespect now, I'm just saying this in a

0:11:25.800 --> 0:11:26.520
<v Speaker 2>facetious way.

0:11:26.559 --> 0:11:30.400
<v Speaker 1>He is hilariously awesome. Did you see the memes?

0:11:30.400 --> 0:11:33.800
<v Speaker 2>Like when he mid mid run, he turns his head

0:11:33.800 --> 0:11:35.520
<v Speaker 2>and smiles cheekily at the camera.

0:11:35.720 --> 0:11:37.160
<v Speaker 3>No, I haven't watched his race yet.

0:11:37.280 --> 0:11:39.120
<v Speaker 1>Oh my gosh, many you have to watch it.

0:11:39.440 --> 0:11:41.480
<v Speaker 3>First of all, is here the first thing that popped

0:11:41.520 --> 0:11:44.200
<v Speaker 3>up when I googled his name, like this picture.

0:11:45.160 --> 0:11:47.560
<v Speaker 1>Look at his feet blurry and his face is like

0:11:47.640 --> 0:11:48.079
<v Speaker 1>you see me?

0:11:50.200 --> 0:11:52.800
<v Speaker 2>He honestly, he's amazing. So first of all, so it's

0:11:52.800 --> 0:11:55.120
<v Speaker 2>one hundred meters, so it's a very quick race. And

0:11:55.520 --> 0:11:58.000
<v Speaker 2>so like you see them at the block and you

0:11:58.080 --> 0:12:02.840
<v Speaker 2>see this guy has this huge lead. This man is like, yeah,

0:12:02.840 --> 0:12:07.920
<v Speaker 2>that's cute. Clearly overtakes and then just blows past him

0:12:08.120 --> 0:12:11.240
<v Speaker 2>to win the race. And I just was like, he's

0:12:11.360 --> 0:12:15.560
<v Speaker 2>he's honestly just amazing. And what I was reading like,

0:12:15.600 --> 0:12:17.120
<v Speaker 2>you know, more of this, Like I guess more of

0:12:17.160 --> 0:12:21.280
<v Speaker 2>like the what makes him different is that most while

0:12:21.360 --> 0:12:24.920
<v Speaker 2>most athletes or most runners are kind of de instead

0:12:24.920 --> 0:12:27.520
<v Speaker 2>of accelerating, they're just you know, they're they reach a

0:12:27.559 --> 0:12:29.480
<v Speaker 2>point where they accelerate very quickly and they start to

0:12:29.520 --> 0:12:31.920
<v Speaker 2>slow down. When they're starting to slow down, it's really

0:12:31.960 --> 0:12:34.760
<v Speaker 2>when he starts to really kick up, and that it

0:12:34.840 --> 0:12:37.560
<v Speaker 2>takes him longer to decelerate. I don't even know if

0:12:37.559 --> 0:12:38.559
<v Speaker 2>that's a word, but you know what I mean. It

0:12:38.559 --> 0:12:40.280
<v Speaker 2>takes him longer for him to slow down. And I

0:12:40.320 --> 0:12:42.600
<v Speaker 2>just thought, wow, just to watch him run he is

0:12:43.480 --> 0:12:46.160
<v Speaker 2>And I know Jamaica was going crazy. I saw this

0:12:46.200 --> 0:12:48.880
<v Speaker 2>funny meme of this guy like wearing like all Jamaican

0:12:49.200 --> 0:12:53.439
<v Speaker 2>paraphernalia and like flag stuff all over his body, and

0:12:53.440 --> 0:12:56.120
<v Speaker 2>they're like, how Jamaicans are gonna go to work today?

0:12:56.559 --> 0:12:58.720
<v Speaker 3>The wait, wait, I'm still not over the gymnastics, which

0:12:58.720 --> 0:13:00.720
<v Speaker 3>I know it's old news. Now, can we talk about

0:13:00.760 --> 0:13:01.600
<v Speaker 3>the Simone Biles.

0:13:01.800 --> 0:13:03.720
<v Speaker 1>Oh my gosh, she's just amazing.

0:13:03.840 --> 0:13:06.720
<v Speaker 3>She's just like a little I don't I'd heard so

0:13:06.800 --> 0:13:09.040
<v Speaker 3>much about her. I was almost like, let me just whatever.

0:13:09.120 --> 0:13:11.360
<v Speaker 3>I don't feel like looking her up, like oh, she's

0:13:11.400 --> 0:13:15.000
<v Speaker 3>the next next coming of gymnast god or whatever. But

0:13:15.440 --> 0:13:17.760
<v Speaker 3>then I tuned in and then I actually watched her.

0:13:18.280 --> 0:13:21.240
<v Speaker 3>I don't she's like an alien. She's like a four

0:13:21.280 --> 0:13:26.880
<v Speaker 3>foot eight yes, like teeny tiny, nineteen year old alien

0:13:27.360 --> 0:13:27.960
<v Speaker 3>human being.

0:13:28.440 --> 0:13:30.360
<v Speaker 2>And then do you see, Like I remember her coach

0:13:30.640 --> 0:13:33.040
<v Speaker 2>was like you could just tell her clothes, it's just

0:13:33.160 --> 0:13:35.720
<v Speaker 2>like living. She was like, yeah, what Simone does on

0:13:35.760 --> 0:13:38.040
<v Speaker 2>the balance beam. People can't do on the floor, like

0:13:38.120 --> 0:13:39.640
<v Speaker 2>on four inches, she can't.

0:13:40.640 --> 0:13:42.959
<v Speaker 3>It's like indescribable. I don't know all the terms and stuff.

0:13:43.200 --> 0:13:45.320
<v Speaker 3>But it wasn't just her, you know what, when it

0:13:45.360 --> 0:13:49.440
<v Speaker 3>was it was the entire women's gymnastics team. Like when

0:13:49.480 --> 0:13:51.480
<v Speaker 3>they see all five of them together, they call themselves

0:13:51.520 --> 0:13:54.040
<v Speaker 3>a final five. I don't know all their names. There's

0:13:54.040 --> 0:13:56.080
<v Speaker 3>a really cute little Lori Hernandez.

0:13:56.280 --> 0:13:59.040
<v Speaker 1>Yeah, it's from New Jersey. I'm like, oheay, she's from Jersey.

0:13:59.480 --> 0:14:01.800
<v Speaker 3>And then Gabby Douglas of course, who was like the

0:14:01.840 --> 0:14:05.560
<v Speaker 3>Simone Biles before Simone was Siman Biles at the last Olympics.

0:14:05.640 --> 0:14:07.320
<v Speaker 3>She was there and it's just like such a diverse

0:14:07.400 --> 0:14:10.120
<v Speaker 3>group of like young women and they all just loved

0:14:10.120 --> 0:14:11.760
<v Speaker 3>each other and then they kicked ass.

0:14:12.280 --> 0:14:13.040
<v Speaker 1>Yeah.

0:14:13.080 --> 0:14:16.240
<v Speaker 3>I feel like, you know the Olympics. What people don't

0:14:16.280 --> 0:14:18.400
<v Speaker 3>realize is you think, you know, these people are where

0:14:18.520 --> 0:14:21.200
<v Speaker 3>like all the American athletes have like Nike shoes on.

0:14:21.240 --> 0:14:23.520
<v Speaker 3>They look very polished and like very like people think

0:14:23.560 --> 0:14:26.240
<v Speaker 3>these people are rich, but they're not like most like

0:14:26.280 --> 0:14:28.600
<v Speaker 3>I think just a small fraction them actually are making

0:14:28.680 --> 0:14:32.160
<v Speaker 3>money off the sport, like Gabby Douglas's mom just filed bankruptcy.

0:14:32.640 --> 0:14:34.800
<v Speaker 3>She she won the Olympic goal. Yeah, she won the

0:14:34.840 --> 0:14:37.960
<v Speaker 3>Olympic gold in London. Her mom has filed bankruptcy because

0:14:38.000 --> 0:14:42.000
<v Speaker 3>that's they They literally give their entire life, their finances, everything,

0:14:42.200 --> 0:14:45.080
<v Speaker 3>everything to this sport. I mean, there's just not like

0:14:45.120 --> 0:14:47.600
<v Speaker 3>a huge because people don't tune in to these sports

0:14:47.680 --> 0:14:50.800
<v Speaker 3>until the Olympics comes around. Like who's watching shot put

0:14:50.840 --> 0:14:54.240
<v Speaker 3>competitions like in you know, off season, you know, and

0:14:54.920 --> 0:14:56.880
<v Speaker 3>giving these people the kind of ratings they need to

0:14:56.920 --> 0:15:00.440
<v Speaker 3>actually bring in those huge advertising dollars and sponsorships and stuff.

0:15:00.760 --> 0:15:03.200
<v Speaker 3>So these people and the ones who lose, Like it's

0:15:03.240 --> 0:15:04.800
<v Speaker 3>not just the ones who lose either, Like I mentioned

0:15:04.840 --> 0:15:09.160
<v Speaker 3>Gabby Douglass, Like these families are broke, so the Olympics

0:15:09.160 --> 0:15:12.920
<v Speaker 3>for them is like everything. And there's this whole conversation about,

0:15:12.960 --> 0:15:15.760
<v Speaker 3>you know, Malcolm Gladwell wrote a whole thing about whether

0:15:15.840 --> 0:15:18.200
<v Speaker 3>the Olympics and this has He's not the first person

0:15:18.240 --> 0:15:20.600
<v Speaker 3>to say this, but like how much money NBC is

0:15:20.600 --> 0:15:25.000
<v Speaker 3>making off this broadcast and like these athletes, I think, like,

0:15:25.160 --> 0:15:28.960
<v Speaker 3>if you don't win, you're not making hardly anything. I

0:15:28.960 --> 0:15:30.560
<v Speaker 3>don't know, that's that's been in the back of my

0:15:30.600 --> 0:15:32.560
<v Speaker 3>mind the whole time when these people when you see

0:15:32.600 --> 0:15:34.920
<v Speaker 3>them crying and you see their parents crying, and you think,

0:15:35.360 --> 0:15:38.240
<v Speaker 3>like they literally are giving they gave their lives for

0:15:38.280 --> 0:15:41.760
<v Speaker 3>this moment and they don't win. You know, it's it's yeah,

0:15:41.800 --> 0:15:44.520
<v Speaker 3>it's humbling and not to you know, now I'm the

0:15:44.520 --> 0:15:47.720
<v Speaker 3>Debbie Downer, but it just brings a whole other element

0:15:47.800 --> 0:15:50.000
<v Speaker 3>of like feels to watching them, you know.

0:15:50.400 --> 0:15:53.360
<v Speaker 2>Yeah, because like you said, like you you give your

0:15:53.400 --> 0:15:55.680
<v Speaker 2>whole life to this, Like it was I mean, this

0:15:55.800 --> 0:15:57.680
<v Speaker 2>is kind of funny, but like somebody wrote, I think

0:15:57.680 --> 0:15:59.680
<v Speaker 2>it was on BuzzFeed, it was hilarious. They were like

0:16:00.000 --> 0:16:02.560
<v Speaker 2>they were talking about the Lussain Bolt meme and people

0:16:02.600 --> 0:16:04.880
<v Speaker 2>were like, oh, I feel like he's you know, he's

0:16:04.920 --> 0:16:08.040
<v Speaker 2>too arrogant or whatever. And he like this person wrote

0:16:08.080 --> 0:16:12.080
<v Speaker 2>just some funny comment where basically he was like, it's crazy.

0:16:12.120 --> 0:16:13.280
<v Speaker 1>You see the guy to the left and to the

0:16:13.400 --> 0:16:14.960
<v Speaker 1>right giving his life, his soul.

0:16:15.560 --> 0:16:18.680
<v Speaker 2>He's dying out here in Nusain Bolt is like, yeah,

0:16:18.800 --> 0:16:21.000
<v Speaker 2>just trampling all over your little dreams, like you know,

0:16:21.240 --> 0:16:23.240
<v Speaker 2>you know, like you worked here and you work eighteen

0:16:23.600 --> 0:16:25.880
<v Speaker 2>years to get here, and he's smiling at the camera.

0:16:25.680 --> 0:16:26.200
<v Speaker 1>Like you see me.

0:16:27.480 --> 0:16:28.360
<v Speaker 3>That's the Olympics.

0:16:28.360 --> 0:16:30.360
<v Speaker 1>So yeah, and some people are just.

0:16:31.240 --> 0:16:33.840
<v Speaker 3>I just read only okay, just for to interrupt you,

0:16:33.880 --> 0:16:37.080
<v Speaker 3>but okay, I just read that gold medal. As an

0:16:37.120 --> 0:16:39.920
<v Speaker 3>Olympic gymnast, they only make twenty five thousand dollars for gold.

0:16:40.320 --> 0:16:40.760
<v Speaker 1>Wow.

0:16:41.000 --> 0:16:42.760
<v Speaker 3>And it's not just a year of like that's twenty

0:16:42.800 --> 0:16:44.920
<v Speaker 3>five thousand dollars over and let's just say I started,

0:16:44.920 --> 0:16:48.040
<v Speaker 3>you know, really training four years before that is like

0:16:48.200 --> 0:16:51.240
<v Speaker 3>less than seven thousand dollars a year in annual salary.

0:16:52.240 --> 0:16:53.960
<v Speaker 2>So if you don't get like the weedies, if you

0:16:53.960 --> 0:16:56.640
<v Speaker 2>don't get the endorsements and all the other kind of stuff, yes,

0:16:57.160 --> 0:16:59.280
<v Speaker 2>then you know, and even then like yeah, you get

0:16:59.280 --> 0:17:01.360
<v Speaker 2>the endorsements, it's just say, you get one hundred thousand

0:17:01.360 --> 0:17:03.880
<v Speaker 2>dollarsand addorsements, but it costs that much for your coach.

0:17:04.720 --> 0:17:06.639
<v Speaker 3>And then what if you get injured, there's no insurance,

0:17:06.640 --> 0:17:09.719
<v Speaker 3>Like you don't get covered. So go support your athletes.

0:17:09.760 --> 0:17:11.720
<v Speaker 3>Stop rolling your eyes. Go to NBC dot com. You

0:17:11.720 --> 0:17:13.880
<v Speaker 3>can watch if you have a cable subscription, you can

0:17:13.920 --> 0:17:26.520
<v Speaker 3>watch the live and post live videos on NBC dot com.

0:17:26.920 --> 0:17:29.520
<v Speaker 2>Well, I mean my weekd was it was definitely some

0:17:29.600 --> 0:17:32.640
<v Speaker 2>high points and some low points. A friend of mine

0:17:32.680 --> 0:17:37.840
<v Speaker 2>actually passed away. Yeah, it was so crazy, because you

0:17:37.880 --> 0:17:40.119
<v Speaker 2>know how you just feel like when someone passed you

0:17:40.200 --> 0:17:43.000
<v Speaker 2>like I just saw them. But it was kind of coming.

0:17:43.080 --> 0:17:45.680
<v Speaker 2>She had diabetes that she'd been struggling with, but it

0:17:45.720 --> 0:17:48.879
<v Speaker 2>was some people's diabetes. I feel like it's really aggressive.

0:17:48.960 --> 0:17:49.119
<v Speaker 1>You know.

0:17:49.160 --> 0:17:51.159
<v Speaker 2>I know people who have diabetes and you'd never know,

0:17:51.560 --> 0:17:54.160
<v Speaker 2>And then I know people who have diabetes and it's

0:17:54.280 --> 0:17:57.919
<v Speaker 2>like breaking them down. And hers was really I guess,

0:17:58.480 --> 0:18:00.280
<v Speaker 2>I don't know, it was breaking her down. And she

0:18:00.320 --> 0:18:04.520
<v Speaker 2>had livered trouble. At one point she was getting dialysis

0:18:04.520 --> 0:18:10.359
<v Speaker 2>and then then she had developed congestive heart failure. Meanwhile,

0:18:10.359 --> 0:18:12.679
<v Speaker 2>she's twenty nine, so not like some old woman, you know.

0:18:13.080 --> 0:18:13.679
<v Speaker 3>Wow.

0:18:14.000 --> 0:18:18.200
<v Speaker 2>Yeah, and it was crazy because like she so she

0:18:18.200 --> 0:18:20.720
<v Speaker 2>she was a poet and also too she did lock

0:18:20.800 --> 0:18:22.879
<v Speaker 2>so I remember she spoke tipically, you never do anything

0:18:22.880 --> 0:18:24.439
<v Speaker 2>with your locks. Come to the shop and I'll do

0:18:24.520 --> 0:18:26.119
<v Speaker 2>them for you for free. Don't even worry about it.

0:18:26.480 --> 0:18:28.000
<v Speaker 2>So I came, and I don't even remember how I

0:18:28.000 --> 0:18:30.959
<v Speaker 2>first met her, just from like I guess, being in

0:18:31.119 --> 0:18:33.040
<v Speaker 2>on the art scene in Newark, but just she was

0:18:33.080 --> 0:18:35.840
<v Speaker 2>a big personality, just super sweet and nice, and she

0:18:35.880 --> 0:18:38.879
<v Speaker 2>often drew my locks. I went and then right before Essence,

0:18:38.920 --> 0:18:41.200
<v Speaker 2>I remember freaking out saying, my hair is too long.

0:18:41.240 --> 0:18:43.280
<v Speaker 2>I need to get it trimmed. So I called her

0:18:43.800 --> 0:18:45.639
<v Speaker 2>and she said, well, I'm not in the shop anymore.

0:18:45.640 --> 0:18:47.760
<v Speaker 2>I'm not feeling so great, but you can come to

0:18:47.800 --> 0:18:50.520
<v Speaker 2>my house. And I said okay, and I went to

0:18:50.520 --> 0:18:53.840
<v Speaker 2>her house and I just remember thinking what happened to

0:18:53.920 --> 0:18:57.119
<v Speaker 2>Brianna to breathe. She she came to the door, like

0:18:57.160 --> 0:18:59.080
<v Speaker 2>it took like nearly ten minutes for her to get

0:18:59.080 --> 0:19:01.120
<v Speaker 2>to the door, and I'm thinking she home. She came

0:19:01.119 --> 0:19:06.359
<v Speaker 2>with a walker, and I mean twenty nine years old, young, vibrant, beautiful,

0:19:06.600 --> 0:19:08.560
<v Speaker 2>and I thought like, well what happened? And she said,

0:19:08.560 --> 0:19:11.880
<v Speaker 2>you know, my diabetes is really taking a toll. And

0:19:12.160 --> 0:19:14.639
<v Speaker 2>I just remember the whole time thinking why are you

0:19:14.680 --> 0:19:17.359
<v Speaker 2>cutting my hair? You should be That's how she was, like, Oh,

0:19:17.359 --> 0:19:19.120
<v Speaker 2>I don't worry about me, how are you?

0:19:18.680 --> 0:19:20.520
<v Speaker 1>You need to be ready for Essence?

0:19:21.119 --> 0:19:23.719
<v Speaker 2>Just so giving and kind and it's like you can

0:19:23.800 --> 0:19:26.200
<v Speaker 2>feel her aura. She was just one of the sweetest people.

0:19:26.240 --> 0:19:28.639
<v Speaker 2>And so she's cutting my hair, talking and meanwhile I

0:19:28.720 --> 0:19:32.720
<v Speaker 2>complained more about the weather that she complained about her predicament, Like.

0:19:32.760 --> 0:19:33.960
<v Speaker 1>I'm like, well, how are you doing?

0:19:34.040 --> 0:19:36.160
<v Speaker 2>Oh, you know, I'm not feeling so great, but I'm

0:19:36.160 --> 0:19:38.840
<v Speaker 2>really grateful that I'm here and I'm happy, and I'm

0:19:38.880 --> 0:19:41.119
<v Speaker 2>just so grateful. And I just remember thinking, you know,

0:19:41.240 --> 0:19:44.120
<v Speaker 2>you have nothing to complain about, Tiffany. But I also

0:19:44.200 --> 0:19:46.120
<v Speaker 2>remember thinking that because she lived with her mom, who

0:19:46.160 --> 0:19:49.560
<v Speaker 2>also has diabetes, and I remember thinking that it looked

0:19:49.560 --> 0:19:52.040
<v Speaker 2>like they were having a hard time as far as

0:19:52.040 --> 0:19:55.480
<v Speaker 2>like getting around, and so I could not shake like

0:19:55.560 --> 0:19:56.600
<v Speaker 2>the feeling of like.

0:19:56.520 --> 0:19:58.200
<v Speaker 1>I have to do something. So I call one of

0:19:58.200 --> 0:20:00.320
<v Speaker 1>my friends who's a social worker and.

0:20:00.240 --> 0:20:04.240
<v Speaker 2>Said, and she's like the queen of advocacy, Like there's

0:20:04.320 --> 0:20:07.000
<v Speaker 2>always a program. So I called her my best friend, Linda,

0:20:07.040 --> 0:20:08.399
<v Speaker 2>and I said, hey, Linda, you know, I just came

0:20:08.440 --> 0:20:10.320
<v Speaker 2>from a friend of mine's house. She looks like she's struggling,

0:20:10.520 --> 0:20:13.719
<v Speaker 2>she has medical issues. Is there something she can apply for?

0:20:13.840 --> 0:20:16.320
<v Speaker 2>And Linda, of course, and Linda fash I've known Linda

0:20:16.359 --> 0:20:17.159
<v Speaker 2>literally my whole life.

0:20:17.200 --> 0:20:20.240
<v Speaker 1>Our parents used to actually be roommates. And Linda always

0:20:20.320 --> 0:20:20.879
<v Speaker 1>knows a program.

0:20:20.920 --> 0:20:22.919
<v Speaker 2>She's like, yeah, girl, there's a program where they're going

0:20:22.960 --> 0:20:24.840
<v Speaker 2>food shopping, where they're clean your house for you, all

0:20:24.840 --> 0:20:25.879
<v Speaker 2>of this for free.

0:20:25.880 --> 0:20:27.000
<v Speaker 1>As long as you qualify.

0:20:27.440 --> 0:20:29.679
<v Speaker 2>And so she was like, ask your friend if she

0:20:30.200 --> 0:20:31.639
<v Speaker 2>would mind getting on the phone with me and I

0:20:31.640 --> 0:20:34.160
<v Speaker 2>could walk her through. And so I hit up Brie

0:20:34.160 --> 0:20:36.000
<v Speaker 2>and she said yes, I would love that, and they

0:20:36.040 --> 0:20:39.439
<v Speaker 2>connected and Linda basically walked her through the process of

0:20:39.480 --> 0:20:42.080
<v Speaker 2>applying for these programs that most people don't apply for.

0:20:43.800 --> 0:20:45.000
<v Speaker 1>But then the next day.

0:20:44.960 --> 0:20:47.760
<v Speaker 2>Her health started fading. So this is like maybe a

0:20:47.760 --> 0:20:50.320
<v Speaker 2>month or two ago, and not even a month or two,

0:20:50.359 --> 0:20:51.840
<v Speaker 2>just a month ago. And so she went to the

0:20:51.840 --> 0:20:54.520
<v Speaker 2>hospital the next day. But the plan was when she

0:20:54.600 --> 0:20:56.960
<v Speaker 2>got out, the programs were going to start. But she

0:20:57.000 --> 0:20:59.040
<v Speaker 2>went to the hospital, we went to visit her in

0:20:59.080 --> 0:21:02.919
<v Speaker 2>great spirits, sit doing poetry. She was so awesome, Like

0:21:03.440 --> 0:21:05.480
<v Speaker 2>every time we went, there was always someone. There was

0:21:05.600 --> 0:21:07.800
<v Speaker 2>always people at the hospital visiting her. People don't visit

0:21:07.840 --> 0:21:10.479
<v Speaker 2>their own mom, but they would come see her, you know,

0:21:10.600 --> 0:21:13.760
<v Speaker 2>and just in such great spirits. And so I just assumed, like, Okay,

0:21:13.840 --> 0:21:16.600
<v Speaker 2>she's getting better, she's looking better. And then she took

0:21:16.600 --> 0:21:19.000
<v Speaker 2>a turn and then this weekend she was on a

0:21:19.080 --> 0:21:22.080
<v Speaker 2>ventilator and like I just kept telling Linda something that

0:21:22.200 --> 0:21:24.200
<v Speaker 2>to feel right. I'm calling the hospital, but they're saying

0:21:24.240 --> 0:21:27.000
<v Speaker 2>she's not there, and I just I had called her

0:21:27.080 --> 0:21:29.159
<v Speaker 2>a few days before and she didn't pick up. I

0:21:29.240 --> 0:21:31.400
<v Speaker 2>text her, she didn't text back, and that's not like her.

0:21:31.880 --> 0:21:34.080
<v Speaker 2>And Linda went like found out like she was at

0:21:34.080 --> 0:21:35.920
<v Speaker 2>a different hospital and as soon as she got there,

0:21:36.160 --> 0:21:39.040
<v Speaker 2>they had honestly pulled the plug, like within moments of

0:21:39.080 --> 0:21:39.720
<v Speaker 2>her getting there.

0:21:39.720 --> 0:21:42.720
<v Speaker 3>And I was just like, what, that's awful.

0:21:43.160 --> 0:21:44.119
<v Speaker 1>Yeah, And it.

0:21:44.280 --> 0:21:49.360
<v Speaker 3>Just diabetes is you know, I think people make light

0:21:49.480 --> 0:21:53.000
<v Speaker 3>like light of diabetes, but it can kill my I

0:21:53.040 --> 0:21:56.600
<v Speaker 3>have a huge history, my family history of diabetes, and

0:21:56.840 --> 0:21:58.679
<v Speaker 3>I mean, especially with her about the black community and

0:21:58.680 --> 0:22:01.600
<v Speaker 3>mynes in general, diabetes is a killer.

0:22:01.840 --> 0:22:05.520
<v Speaker 2>It is on a Superman's mom passed away early. I

0:22:05.560 --> 0:22:08.480
<v Speaker 2>mean she was still in like I believe her fifties diabetes,

0:22:08.640 --> 0:22:12.080
<v Speaker 2>and we worry about Supergirl because she is like her

0:22:12.160 --> 0:22:15.480
<v Speaker 2>grandmother's twin and just worrying about like making sure that

0:22:15.560 --> 0:22:17.080
<v Speaker 2>her health is like where it ought to be. I

0:22:17.080 --> 0:22:20.119
<v Speaker 2>mean she's active and she's young, but still and it

0:22:20.320 --> 0:22:24.400
<v Speaker 2>just I didn't realize the extent of like what diabetes

0:22:24.440 --> 0:22:28.080
<v Speaker 2>can do heart, liver, and just so quickly.

0:22:28.280 --> 0:22:31.399
<v Speaker 3>Yes's treatable, and it's you know, but it's like you

0:22:31.480 --> 0:22:33.600
<v Speaker 3>have to have access and the resources, and it just

0:22:33.680 --> 0:22:35.960
<v Speaker 3>has to be like part of the community culture. And

0:22:36.000 --> 0:22:38.879
<v Speaker 3>I feel like it hasn't really hit black communities. Like

0:22:38.880 --> 0:22:43.000
<v Speaker 3>my aunt, you know, Aunt Shirley makes You Rest in Peace,

0:22:43.000 --> 0:22:45.800
<v Speaker 3>passed away about five six years ago, and like she

0:22:46.000 --> 0:22:48.920
<v Speaker 3>had the treatment, she had, had her leg amputato below

0:22:48.960 --> 0:22:52.359
<v Speaker 3>the knee amputating, and like all these drastic procedures and

0:22:52.480 --> 0:22:54.919
<v Speaker 3>yet and yet you go there and they would be

0:22:55.760 --> 0:22:58.679
<v Speaker 3>the orange soda and they would be the pizza, and

0:22:59.160 --> 0:23:02.600
<v Speaker 3>it's it's it's sad, but it's like, you don't know what.

0:23:03.560 --> 0:23:05.159
<v Speaker 3>I don't know what's at the root of that, but

0:23:06.400 --> 0:23:07.960
<v Speaker 3>it was it's sad to see so many of my

0:23:08.000 --> 0:23:11.200
<v Speaker 3>family sort of be taken way too early. I mean

0:23:11.280 --> 0:23:14.560
<v Speaker 3>way too early. My just like Superman's mom, My grandma

0:23:14.640 --> 0:23:18.520
<v Speaker 3>died in her late fifties from complications of diabetes. My

0:23:18.600 --> 0:23:21.879
<v Speaker 3>dad had diabetes until two years ago. And let me

0:23:22.000 --> 0:23:24.080
<v Speaker 3>just give a shout out to Obamacare for this. I

0:23:24.119 --> 0:23:26.080
<v Speaker 3>don't know if I've told you this before, but so

0:23:26.119 --> 0:23:28.200
<v Speaker 3>when Obamacare was enacted, the first thing I did was

0:23:28.240 --> 0:23:29.720
<v Speaker 3>called my dad and I was like, we're signing you

0:23:29.800 --> 0:23:33.280
<v Speaker 3>up since I since my parents. But when I was ten,

0:23:33.359 --> 0:23:35.800
<v Speaker 3>my dad is not as health had health insurance. Ever

0:23:36.520 --> 0:23:39.359
<v Speaker 3>he goes, always goes to the emergency room and waits

0:23:39.400 --> 0:23:42.879
<v Speaker 3>eight hours to be seen for whatever. But he got Obamacare,

0:23:42.960 --> 0:23:44.600
<v Speaker 3>got a good plan, and he went and he got

0:23:44.640 --> 0:23:49.480
<v Speaker 3>gastric bypass surgery and immediately the diabetes went away immediately,

0:23:50.000 --> 0:23:53.359
<v Speaker 3>And ever since then, he's changed his lifestyle, he's eating better. Yeah,

0:23:53.680 --> 0:23:56.000
<v Speaker 3>he invigorated him. And I'm so happy because for the

0:23:56.040 --> 0:23:58.119
<v Speaker 3>longest time, I was like, is my dad next, Like

0:23:58.160 --> 0:24:00.600
<v Speaker 3>he's in this it's almost sixty, you know, this is

0:24:00.680 --> 0:24:03.159
<v Speaker 3>like the danger zone. Not many people in his family

0:24:03.200 --> 0:24:06.600
<v Speaker 3>make it past sixty. So yeah, I don't know. I

0:24:06.800 --> 0:24:09.720
<v Speaker 3>I think what you did, and I think we just

0:24:09.760 --> 0:24:12.400
<v Speaker 3>like could reach out to people more, yeah, and help

0:24:12.480 --> 0:24:13.960
<v Speaker 3>them with those issues.

0:24:14.200 --> 0:24:17.480
<v Speaker 2>To me so young though, and honestly this has been

0:24:18.119 --> 0:24:20.000
<v Speaker 2>there was a few like kind of like life lessons

0:24:20.000 --> 0:24:20.600
<v Speaker 2>that I learned.

0:24:20.680 --> 0:24:22.280
<v Speaker 1>One was to, like, like.

0:24:22.240 --> 0:24:25.600
<v Speaker 2>You said, visit your friends, go check on them, like

0:24:25.720 --> 0:24:27.520
<v Speaker 2>not just phone call because.

0:24:27.240 --> 0:24:28.480
<v Speaker 1>On the phone everything seems fine.

0:24:28.520 --> 0:24:31.000
<v Speaker 2>It wasn't till I went to see her, you know,

0:24:31.320 --> 0:24:33.600
<v Speaker 2>and then it's something doesn't feel right, act on it,

0:24:33.680 --> 0:24:37.679
<v Speaker 2>like I wish, you know, I like, just there's so

0:24:37.760 --> 0:24:40.080
<v Speaker 2>many services out there, Like I always tell Linda that

0:24:40.119 --> 0:24:41.760
<v Speaker 2>she needs to start a business called the on.

0:24:41.800 --> 0:24:44.640
<v Speaker 1>Call Advocate, because it doesn't matter where we.

0:24:44.560 --> 0:24:47.439
<v Speaker 2>Go, Like you know, someone could be like, oh, you know,

0:24:47.720 --> 0:24:49.840
<v Speaker 2>I have like you know, left toe pain, and it's like,

0:24:49.840 --> 0:24:51.280
<v Speaker 2>you know, there's a program for left hoe pain.

0:24:52.640 --> 0:24:54.920
<v Speaker 1>So but there's so many programs.

0:24:54.480 --> 0:24:55.959
<v Speaker 2>But a lot of people don't know how to navigate.

0:24:55.960 --> 0:24:57.960
<v Speaker 2>And I always saw she should start a business, you know,

0:24:58.080 --> 0:25:00.639
<v Speaker 2>showing people how to do so. But like you know,

0:25:01.320 --> 0:25:04.880
<v Speaker 2>visit those people that you care about, help them research programs.

0:25:04.920 --> 0:25:10.199
<v Speaker 2>There's so many available to you. And two she with

0:25:10.400 --> 0:25:13.120
<v Speaker 2>despite the fact that I'm sure she was feeling terrible

0:25:13.200 --> 0:25:16.520
<v Speaker 2>as far as physically, the grace and the courage that

0:25:16.560 --> 0:25:19.760
<v Speaker 2>she displayed. I mean, some people, you know, they pay lips.

0:25:19.760 --> 0:25:20.840
<v Speaker 1>He so, oh, I'm fine.

0:25:21.240 --> 0:25:24.600
<v Speaker 2>She was genuinely grateful, just like such a warm spirit.

0:25:24.640 --> 0:25:27.679
<v Speaker 2>I remember thinking, like, how can you not be angry

0:25:27.760 --> 0:25:30.159
<v Speaker 2>or mad? But none of that was there, And I

0:25:30.200 --> 0:25:33.600
<v Speaker 2>just remember thinking that it just reminded me to really

0:25:33.640 --> 0:25:37.320
<v Speaker 2>walk in a space of gratefulness, you know, because here.

0:25:37.359 --> 0:25:40.879
<v Speaker 2>She was grateful for where she was at that moment

0:25:40.920 --> 0:25:44.520
<v Speaker 2>in time, despite things happening, and sometimes I have everything

0:25:44.600 --> 0:25:46.359
<v Speaker 2>and I'm way less grateful at times.

0:25:46.400 --> 0:25:49.119
<v Speaker 3>You know, Well, it sounds like she knew that she

0:25:49.240 --> 0:25:51.440
<v Speaker 3>was loved in the end. Yeah some funds around.

0:25:52.119 --> 0:25:54.879
<v Speaker 1>Yeah so yeah, not coun be a Debbie downer. But

0:25:54.920 --> 0:25:55.560
<v Speaker 1>I'm like, yeah, I.

0:25:55.520 --> 0:25:58.920
<v Speaker 3>Was just like she sh like, just thanks for talking

0:25:58.960 --> 0:26:01.040
<v Speaker 3>about it. I think we it's always good to talk

0:26:01.200 --> 0:26:05.720
<v Speaker 3>that kind of stuff.

0:26:13.119 --> 0:26:15.959
<v Speaker 1>So it is time for brown break or brown boost?

0:26:16.000 --> 0:26:17.120
<v Speaker 1>Are you breaking or boosting?

0:26:17.680 --> 0:26:19.720
<v Speaker 3>I always take a break? Well, shoot, I want to

0:26:19.720 --> 0:26:21.520
<v Speaker 3>do both. First. I want to give a boost to

0:26:21.760 --> 0:26:24.880
<v Speaker 3>all the Olympic athletes because obviously that's been my entire

0:26:24.920 --> 0:26:27.480
<v Speaker 3>life recently and you're all amazing. I want to take

0:26:27.480 --> 0:26:27.840
<v Speaker 3>a break.

0:26:27.880 --> 0:26:28.120
<v Speaker 1>Though.

0:26:28.960 --> 0:26:31.080
<v Speaker 3>I don't know if you've been noticing, but there's been

0:26:31.160 --> 0:26:33.720
<v Speaker 3>a little and especially for Gabby Douglas, there's been some

0:26:33.960 --> 0:26:37.560
<v Speaker 3>like it's like somewhat sexist. I'm pretty sure most of

0:26:37.560 --> 0:26:40.280
<v Speaker 3>it's like rooted in sexism, but just like the way

0:26:40.320 --> 0:26:44.639
<v Speaker 3>that announcers and reporters have been like referring and not

0:26:44.680 --> 0:26:46.960
<v Speaker 3>just reporters, but like fans on Twitter and stuff have

0:26:47.000 --> 0:26:49.680
<v Speaker 3>been reacting to these athletes. And I'll just use Gabby

0:26:49.680 --> 0:26:52.560
<v Speaker 3>as an example, because like, people have been dragging this

0:26:52.680 --> 0:26:56.120
<v Speaker 3>poor girl Olympic gold medalist from twenty twelve, like respect.

0:26:56.200 --> 0:26:59.200
<v Speaker 3>You should give her some respect, have been dragging her.

0:27:00.440 --> 0:27:06.240
<v Speaker 3>There's a mouse, give me out in this apartment.

0:27:06.840 --> 0:27:11.560
<v Speaker 4>Oh my god, hold on, they went under the bad tiffany,

0:27:12.600 --> 0:27:17.720
<v Speaker 4>I know, I know, god, it was a baby.

0:27:18.160 --> 0:27:19.240
<v Speaker 3>I thought it was over.

0:27:19.720 --> 0:27:22.280
<v Speaker 1>It's never New York.

0:27:22.640 --> 0:27:28.760
<v Speaker 3>It's never. Oh my ship. Okay, all right, all right,

0:27:29.240 --> 0:27:32.919
<v Speaker 3>we need like that that that like public service announcement.

0:27:39.440 --> 0:27:45.119
<v Speaker 3>I don't know what to do. Maybe I shouldave that

0:27:45.160 --> 0:27:45.600
<v Speaker 3>in the show.

0:27:46.000 --> 0:27:47.320
<v Speaker 1>That would be funny at least part of it.

0:27:47.400 --> 0:27:50.159
<v Speaker 3>People are gonna like, I'm sorry, I'm just sorry for

0:27:50.200 --> 0:27:53.119
<v Speaker 3>your ear drums everybody right now. But this is a

0:27:53.200 --> 0:27:56.280
<v Speaker 3>nice emergency. If you know a good exterminator in the

0:27:56.680 --> 0:28:06.080
<v Speaker 3>New York City area, please give me a call. I digress.

0:28:06.160 --> 0:28:08.760
<v Speaker 3>So anyway, yeah, so I was gonna take a break

0:28:08.800 --> 0:28:11.040
<v Speaker 3>from haters on Gabby Douglas. Oh so she did not.

0:28:11.240 --> 0:28:13.200
<v Speaker 3>She deigned to not put her hand over her chest

0:28:13.280 --> 0:28:17.560
<v Speaker 3>during the national anthem while at the Olympics, and people

0:28:17.600 --> 0:28:20.440
<v Speaker 3>just dragged her and said she was unpatriotic, blah blah blah,

0:28:20.720 --> 0:28:23.360
<v Speaker 3>her mother and her finally like, you know, her mother,

0:28:23.440 --> 0:28:25.959
<v Speaker 3>of course, Mama Bear, Mama Bears cannot hold back. So

0:28:26.000 --> 0:28:28.840
<v Speaker 3>her mom, her mom took to the media and was like, listen,

0:28:29.040 --> 0:28:31.840
<v Speaker 3>not only is my father like a two time Vietnam

0:28:31.880 --> 0:28:34.960
<v Speaker 3>War veteran, and we have strong military ties, you know,

0:28:35.080 --> 0:28:38.040
<v Speaker 3>strong family ties to the military. It was highly you know,

0:28:38.600 --> 0:28:42.360
<v Speaker 3>rude and insulting for people to challenge our patriotism and

0:28:42.400 --> 0:28:44.360
<v Speaker 3>like and not just that, but like making fun of

0:28:44.360 --> 0:28:47.160
<v Speaker 3>Gabby's hair, which has been like has been a thing

0:28:47.200 --> 0:28:49.120
<v Speaker 3>since the last Olympics. And I'm just like, what is

0:28:49.160 --> 0:28:51.320
<v Speaker 3>it going to take for like these young women to

0:28:51.360 --> 0:28:53.280
<v Speaker 3>get some respect, you know, like stop trying to take

0:28:53.280 --> 0:28:55.680
<v Speaker 3>stuff away from them, you know, whether it's because she's

0:28:55.680 --> 0:28:59.920
<v Speaker 3>young or black or talented, Like, it's just not fair.

0:29:00.120 --> 0:29:02.920
<v Speaker 3>So on her, I take a break.

0:29:03.080 --> 0:29:05.160
<v Speaker 2>I just I also because she's supposed to be this

0:29:05.200 --> 0:29:06.880
<v Speaker 2>is supposed to be one of the happiest times of

0:29:06.880 --> 0:29:10.479
<v Speaker 2>her life. She's accomplished so much, and it's hard, you know,

0:29:10.560 --> 0:29:14.720
<v Speaker 2>even when you do well, it's so hard to kind

0:29:14.720 --> 0:29:17.160
<v Speaker 2>of like close yourself off from like, you know, people

0:29:17.200 --> 0:29:19.240
<v Speaker 2>doing stuff like that because you're a human being.

0:29:20.240 --> 0:29:20.560
<v Speaker 1>I feel.

0:29:20.680 --> 0:29:22.120
<v Speaker 2>I just wish I could give her big hug and

0:29:22.160 --> 0:29:26.080
<v Speaker 2>be like, Girl, like you don't don't use this amazing

0:29:26.160 --> 0:29:27.959
<v Speaker 2>time in your life to think about those people who

0:29:28.000 --> 0:29:30.840
<v Speaker 2>are being hurtful. Although I know it's hard that you

0:29:30.880 --> 0:29:33.440
<v Speaker 2>are doing something that literally not even one percent of

0:29:33.480 --> 0:29:37.200
<v Speaker 2>the population could attempt, you know, And.

0:29:36.920 --> 0:29:40.360
<v Speaker 1>So just focusing on that and just rocking out. You're awesome.

0:29:40.960 --> 0:29:42.920
<v Speaker 3>And if you're on the Twitter is brandan ambish, just

0:29:42.960 --> 0:29:44.760
<v Speaker 3>do the hashtag we love you Gabby. That's what I

0:29:44.800 --> 0:29:47.200
<v Speaker 3>don't yeah, to show her your love because for every

0:29:47.200 --> 0:29:49.040
<v Speaker 3>hater out there, there's a million people who love you

0:29:49.040 --> 0:29:51.640
<v Speaker 3>who are not on Twitter exactly. And I just feel

0:29:51.680 --> 0:29:53.880
<v Speaker 3>bad that she tries. She works so hard. She's crying

0:29:53.880 --> 0:29:55.520
<v Speaker 3>at the Olympics when it should be just like this

0:29:55.600 --> 0:29:59.320
<v Speaker 3>amazing moment for her. Yeah, people just suck sometimes.

0:29:59.600 --> 0:30:01.720
<v Speaker 2>So Girl was away with her her mom on a

0:30:01.800 --> 0:30:04.480
<v Speaker 2>road trip. I said, Supergirl had like the best summer ever.

0:30:04.600 --> 0:30:07.040
<v Speaker 2>She went to California, she did this road trip. She

0:30:07.080 --> 0:30:09.840
<v Speaker 2>did so many amazing things at nine. Can you imagine

0:30:09.840 --> 0:30:11.280
<v Speaker 2>she's got a better life than nine than I had

0:30:11.320 --> 0:30:16.320
<v Speaker 2>at thirty thirty. So she was away and so me

0:30:16.400 --> 0:30:19.400
<v Speaker 2>and Superman. We were like, it was so nice to reconnect.

0:30:19.480 --> 0:30:21.920
<v Speaker 2>So we were like, well, who are you. My name's Tiffany.

0:30:22.440 --> 0:30:24.120
<v Speaker 2>You know, I got dressed up for like the first

0:30:24.120 --> 0:30:26.400
<v Speaker 2>time and ever. He was like, you look nice, and

0:30:26.440 --> 0:30:28.680
<v Speaker 2>I was like, wow, hasn't been that long. We had

0:30:28.720 --> 0:30:31.280
<v Speaker 2>like a day long date where we hung out in

0:30:31.360 --> 0:30:33.959
<v Speaker 2>the morning, we went to lunch. In the afternoon, we

0:30:34.000 --> 0:30:36.880
<v Speaker 2>took like a nap, and then we went out to dinner.

0:30:36.920 --> 0:30:39.280
<v Speaker 2>We went to a movie, we went to like this pier.

0:30:39.360 --> 0:30:40.720
<v Speaker 2>We stayed out till like two or thre o'clock in

0:30:40.760 --> 0:30:44.080
<v Speaker 2>the morning. It was just such a nice, like you know,

0:30:44.560 --> 0:30:46.800
<v Speaker 2>love weekend. So you know, hopefully there'll be a new

0:30:46.800 --> 0:30:47.800
<v Speaker 2>super Baby coming soon.

0:30:49.640 --> 0:30:49.920
<v Speaker 1>Hello.

0:30:50.800 --> 0:30:52.960
<v Speaker 3>Oh sorry, I didn't like I was on music. I'm like,

0:30:53.640 --> 0:30:56.960
<v Speaker 3>she's not responding to anything I'm saying right now. I

0:30:57.000 --> 0:31:00.320
<v Speaker 3>was like, I was doing that. Let's get it while

0:31:00.360 --> 0:31:03.200
<v Speaker 3>all those are gone. Did you guys put on the

0:31:03.240 --> 0:31:08.280
<v Speaker 3>Barack Obama nighttime playlist for you? God friendly?

0:31:08.600 --> 0:31:10.160
<v Speaker 1>You know what? You know what the music? And we like,

0:31:10.320 --> 0:31:13.600
<v Speaker 1>he likes Drew Hill, the Drew Hill Radio.

0:31:14.000 --> 0:31:18.720
<v Speaker 3>Oh my god, that's amazing. I feel like like Casey

0:31:18.760 --> 0:31:24.080
<v Speaker 3>and Jojo and boys, tonight comes on. Oh my feah pup.

0:31:24.160 --> 0:31:28.760
<v Speaker 1>Come my god. That song happened Thursday.

0:31:29.480 --> 0:31:33.560
<v Speaker 3>Yo, that song was my was my sexual awakening. Honestly,

0:31:33.720 --> 0:31:36.280
<v Speaker 3>that song on pop up video in the morning before school,

0:31:36.720 --> 0:31:37.680
<v Speaker 3>I was ready to go.

0:31:39.080 --> 0:31:40.360
<v Speaker 1>Yes, drew Hill.

0:31:40.320 --> 0:31:41.760
<v Speaker 2>Radio for those of you who are not to know,

0:31:41.800 --> 0:31:45.120
<v Speaker 2>if you're in your late twenties, thirties, maybe even early forties,

0:31:45.360 --> 0:31:47.040
<v Speaker 2>put do you have a paper and.

0:31:47.080 --> 0:31:49.360
<v Speaker 1>Put on some Drew Hill Radio that will get you

0:31:49.560 --> 0:31:50.320
<v Speaker 1>in the mood.

0:31:50.400 --> 0:31:54.680
<v Speaker 3>You're like, yeah, for oh, make love to you like

0:31:54.840 --> 0:31:57.360
<v Speaker 3>you on me like an un ironic way.

0:31:57.800 --> 0:31:59.920
<v Speaker 2>Yeah, it's just honestly, it's like the best radio station.

0:32:00.080 --> 0:32:02.760
<v Speaker 2>It's it's the radio station that just keeps on giving.

0:32:03.280 --> 0:32:05.120
<v Speaker 3>Well, it's nice that you guys took time for your love,

0:32:05.160 --> 0:32:06.880
<v Speaker 3>which I feel like, you know, can fall to the

0:32:06.920 --> 0:32:07.800
<v Speaker 3>wayside in life.

0:32:14.840 --> 0:32:17.080
<v Speaker 1>Are there any questions or do you want to just

0:32:17.200 --> 0:32:18.000
<v Speaker 1>do a quick tip?

0:32:19.600 --> 0:32:21.440
<v Speaker 3>I do have a quick question from a reader, So

0:32:21.600 --> 0:32:24.520
<v Speaker 3>she has an auto loan question and I want to

0:32:24.560 --> 0:32:26.800
<v Speaker 3>answer it. Car loans I feel like more well, I

0:32:26.840 --> 0:32:30.680
<v Speaker 3>don't feel I know. Study show Stata data shows that

0:32:30.800 --> 0:32:33.240
<v Speaker 3>the number of people who are getting stuck with high

0:32:33.320 --> 0:32:37.360
<v Speaker 3>interest car loans is out of control. Car loans are

0:32:37.360 --> 0:32:39.560
<v Speaker 3>easier than ever to get, which is awesome, but people

0:32:39.720 --> 0:32:42.040
<v Speaker 3>often find their way. We've talked about this before, getting

0:32:42.040 --> 0:32:47.320
<v Speaker 3>stuck with like double digit interest rate loans. So we

0:32:47.400 --> 0:32:49.360
<v Speaker 3>had a question from a reader named Ronie and she says,

0:32:49.840 --> 0:32:52.120
<v Speaker 3>I have a car loan of twenty two thousand dollars

0:32:52.320 --> 0:32:57.360
<v Speaker 3>on a twenty fourteen jeep Cherokeree, Cherokee. What am I saying? Cherokee?

0:32:58.040 --> 0:32:59.960
<v Speaker 3>I pay six hundred dollars a month for this slow

0:33:00.200 --> 0:33:03.600
<v Speaker 3>I'm a single mother with two sons. My question is

0:33:03.680 --> 0:33:05.320
<v Speaker 3>how can I pay off or get rid of this

0:33:05.600 --> 0:33:07.760
<v Speaker 3>SUV note? I want to start saving for a home

0:33:07.840 --> 0:33:10.480
<v Speaker 3>for my boys while living and pinked oh. I want

0:33:10.520 --> 0:33:13.640
<v Speaker 3>to start saving for a home, and I'm also working

0:33:13.720 --> 0:33:16.760
<v Speaker 3>on paying tuition for my eighteen year old son. I

0:33:16.800 --> 0:33:18.520
<v Speaker 3>also have a little bit of credit card debt and

0:33:18.760 --> 0:33:21.520
<v Speaker 3>about seventy five thousand dollars worth of student loan debt.

0:33:22.160 --> 0:33:23.800
<v Speaker 3>I mean, this woman could be like the picture of

0:33:24.200 --> 0:33:27.360
<v Speaker 3>America right now, with you know, auto loan debt and

0:33:27.440 --> 0:33:30.760
<v Speaker 3>student loan debt stressing her out even more than the

0:33:30.840 --> 0:33:35.640
<v Speaker 3>mortgage debt. Like, it's a lot going on. And so

0:33:35.960 --> 0:33:39.760
<v Speaker 3>to answer her question, it's difficult. It's hard to answer

0:33:39.800 --> 0:33:41.960
<v Speaker 3>the question. I actually went back to her and had

0:33:42.000 --> 0:33:43.640
<v Speaker 3>to ask, you know, a little bit about her credit

0:33:43.760 --> 0:33:46.920
<v Speaker 3>history and sort of found out their credit isn't too great.

0:33:47.000 --> 0:33:50.520
<v Speaker 3>And when that happens, people are afraid of what like,

0:33:50.680 --> 0:33:53.080
<v Speaker 3>they're afraid of not getting a proofer a loan, so

0:33:53.160 --> 0:33:55.080
<v Speaker 3>they don't go to a bank. They go to the

0:33:55.160 --> 0:33:57.680
<v Speaker 3>car dealership and they walk in and they say, hey,

0:33:57.760 --> 0:33:59.840
<v Speaker 3>you know, my credit's not so good, I probably can't

0:34:00.120 --> 0:34:03.400
<v Speaker 3>or something nice, and the auto dealers like, oh, I'm

0:34:03.440 --> 0:34:05.800
<v Speaker 3>your best friend. We're just friends here like, oh, we

0:34:05.880 --> 0:34:07.640
<v Speaker 3>can get you a great deal in a car. We're

0:34:07.640 --> 0:34:10.080
<v Speaker 3>definitely gonna get approved one hundred percent. We have this

0:34:10.239 --> 0:34:13.840
<v Speaker 3>financing department back here. Sit down with my friend Joseph.

0:34:14.040 --> 0:34:16.320
<v Speaker 3>He's gonna hook you up. And next thing you know,

0:34:16.400 --> 0:34:18.560
<v Speaker 3>you walk out like this woman did, with an eighteen

0:34:18.640 --> 0:34:22.279
<v Speaker 3>percent car note, which is like four times, no, not

0:34:22.640 --> 0:34:26.280
<v Speaker 3>five times more than typical interest rates on car loans.

0:34:27.520 --> 0:34:31.080
<v Speaker 3>So unfortunately, the best, the best advice for people listening,

0:34:31.120 --> 0:34:33.200
<v Speaker 3>if you haven't found yourself in this situation yet, it's

0:34:33.280 --> 0:34:37.319
<v Speaker 3>just like, don't put yourself in that situation. Always shop

0:34:37.360 --> 0:34:40.800
<v Speaker 3>around for a car loan. Yes, never go with a

0:34:40.920 --> 0:34:44.719
<v Speaker 3>dealer's financing unless he's like your godfather and he's say

0:34:45.840 --> 0:34:48.239
<v Speaker 3>he's like, you know, giving you a one percent deal

0:34:48.400 --> 0:34:51.160
<v Speaker 3>or something like that. But it's almost always a bad deal,

0:34:51.560 --> 0:34:56.319
<v Speaker 3>always because they know you're desperate and they know you're insecure, and.

0:34:56.600 --> 0:34:58.279
<v Speaker 2>You don't and you don't have to. Like I'll say this,

0:34:58.400 --> 0:35:01.600
<v Speaker 2>so super super Mom, that's Supergirl's mother.

0:35:02.480 --> 0:35:04.520
<v Speaker 1>I remember she wanted a car.

0:35:04.640 --> 0:35:07.200
<v Speaker 2>Honestly, the car that she has just kept breaking down

0:35:07.640 --> 0:35:09.160
<v Speaker 2>and she was like, oh, I want a car. She

0:35:09.520 --> 0:35:12.560
<v Speaker 2>just got herself in twenty sixteen, Hana or something or other.

0:35:13.000 --> 0:35:15.359
<v Speaker 2>But what happened when I, like when I first started

0:35:15.440 --> 0:35:19.120
<v Speaker 2>dating Superman, you know, we mad actually really like herd

0:35:19.160 --> 0:35:22.480
<v Speaker 2>we're both libras, and we talked about finances and she

0:35:22.560 --> 0:35:25.200
<v Speaker 2>became a DreamCatcher. She started raising her credit score, she

0:35:25.360 --> 0:35:27.160
<v Speaker 2>raised it one hundred points in the last few months,

0:35:27.640 --> 0:35:29.919
<v Speaker 2>and we talked about, like, you know, she really wanted

0:35:29.960 --> 0:35:31.480
<v Speaker 2>a car, and I said, you know, you should make

0:35:31.480 --> 0:35:33.719
<v Speaker 2>sure you join a credit union, come with your own financing.

0:35:34.080 --> 0:35:36.280
<v Speaker 2>And so it took some time, but she was able

0:35:36.360 --> 0:35:40.240
<v Speaker 2>to do so. Now her interest rate is not definitely

0:35:40.280 --> 0:35:42.440
<v Speaker 2>it's not like one or two percent, but it's not eighteen.

0:35:42.920 --> 0:35:45.200
<v Speaker 2>And so she was able to get her financing from

0:35:45.400 --> 0:35:49.360
<v Speaker 2>her from her credit union and bring it to the

0:35:49.920 --> 0:35:52.879
<v Speaker 2>whatever dealership that she desired and was able to get

0:35:52.920 --> 0:35:55.360
<v Speaker 2>her car. And so you don't have to have perfect

0:35:55.400 --> 0:35:58.640
<v Speaker 2>credit in order to do so, you know, should you

0:35:58.719 --> 0:36:00.640
<v Speaker 2>take some time to raise your credits care certainly, but

0:36:00.680 --> 0:36:03.040
<v Speaker 2>even now her credit's not perfect, it's just better, and

0:36:03.200 --> 0:36:03.719
<v Speaker 2>she's better.

0:36:03.920 --> 0:36:05.360
<v Speaker 1>I could just tell she's so proud.

0:36:05.120 --> 0:36:07.719
<v Speaker 2>Of herself, like, and I'm proud of her, you know,

0:36:08.160 --> 0:36:10.360
<v Speaker 2>to like taking the time raising your credit score in

0:36:10.400 --> 0:36:13.840
<v Speaker 2>a few months, doing the research, going to apply for

0:36:14.360 --> 0:36:17.600
<v Speaker 2>a loan responsibly and getting it and then able to

0:36:18.040 --> 0:36:20.120
<v Speaker 2>being able to get the car that you really wanted,

0:36:20.320 --> 0:36:22.240
<v Speaker 2>because she's like, I've always had used cars.

0:36:22.560 --> 0:36:24.640
<v Speaker 1>They're always you know, they're always breaking down, and now

0:36:24.640 --> 0:36:26.120
<v Speaker 1>I'm able to get this car and it's mind.

0:36:26.200 --> 0:36:28.440
<v Speaker 2>So that's what I would say, is that, like, you know,

0:36:28.640 --> 0:36:32.640
<v Speaker 2>start with a credit union, and if you're not a member,

0:36:33.480 --> 0:36:34.080
<v Speaker 2>you should join.

0:36:34.160 --> 0:36:35.360
<v Speaker 1>Everyone should have to me.

0:36:35.760 --> 0:36:38.120
<v Speaker 3>You don't always have to be a member. Oh really,

0:36:38.400 --> 0:36:41.600
<v Speaker 3>you know there are credit unions. Pen fed is one, listen,

0:36:42.120 --> 0:36:44.279
<v Speaker 3>I know. I talk about magnifying money a lot, but

0:36:44.360 --> 0:36:46.680
<v Speaker 3>you have I'm gonna post this in the in the

0:36:46.760 --> 0:36:48.880
<v Speaker 3>blog post on brownmission dot com today, but we have

0:36:49.040 --> 0:36:53.520
<v Speaker 3>an auto loan refinancing tool where you can put in

0:36:53.880 --> 0:36:55.400
<v Speaker 3>what kind of loan you need and how much and

0:36:56.120 --> 0:36:57.879
<v Speaker 3>a lot of the best rates are offered by credit

0:36:58.000 --> 0:36:59.520
<v Speaker 3>unions and you do not have to be a member.

0:36:59.760 --> 0:37:03.800
<v Speaker 1>That's awesome. I did not know that it's true, not

0:37:03.920 --> 0:37:04.359
<v Speaker 1>for all of them.

0:37:04.400 --> 0:37:06.800
<v Speaker 3>For many, yes, but not for all. A lot of

0:37:06.880 --> 0:37:08.960
<v Speaker 3>credit unions are lowering their standards a little bit to

0:37:09.000 --> 0:37:12.040
<v Speaker 3>allow more people to to take advantage of their low rates.

0:37:12.800 --> 0:37:19.440
<v Speaker 3>But absolutely totally support hashtag indorse the credit union and

0:37:19.560 --> 0:37:21.239
<v Speaker 3>you can't you may you know, if you have bad credit,

0:37:21.360 --> 0:37:24.359
<v Speaker 3>refinancing may not be a possibility. Because you do it's

0:37:24.400 --> 0:37:25.840
<v Speaker 3>like taking out another loan. So you have to have

0:37:25.880 --> 0:37:28.120
<v Speaker 3>pretty decent credit to get qualified.

0:37:28.200 --> 0:37:28.360
<v Speaker 1>You know.

0:37:28.480 --> 0:37:32.400
<v Speaker 3>Sometimes dealers will try and talk you into rolling your

0:37:32.440 --> 0:37:35.959
<v Speaker 3>loan over into a new somebody who wrote, we do trap,

0:37:36.160 --> 0:37:36.759
<v Speaker 3>huge trap.

0:37:36.840 --> 0:37:39.160
<v Speaker 1>Don't don't do it. I said, don't do it, girl,

0:37:39.239 --> 0:37:39.640
<v Speaker 1>don't do it.

0:37:39.920 --> 0:37:41.359
<v Speaker 2>She's like yeah, because I they said we could get

0:37:41.360 --> 0:37:43.000
<v Speaker 2>a better card and I was like, girls, so you're

0:37:43.000 --> 0:37:45.759
<v Speaker 2>gonna owe you'd be paying for one, but owing for two.

0:37:46.040 --> 0:37:47.000
<v Speaker 1>Don't do it.

0:37:47.920 --> 0:37:51.040
<v Speaker 3>It's like just like almost doubling the debt you already have. Yes,

0:37:52.040 --> 0:37:55.919
<v Speaker 3>you can ask to renegotiate. Not very likely it can happen,

0:37:56.640 --> 0:37:59.000
<v Speaker 3>but it's worth a try, and if it comes down

0:37:59.040 --> 0:38:02.040
<v Speaker 3>to it. Sometimes, you know, the experts I talked to

0:38:02.120 --> 0:38:04.440
<v Speaker 3>when I was doing a story on this said, sometimes

0:38:04.480 --> 0:38:06.239
<v Speaker 3>you just want to cut your losses, sell the car,

0:38:06.400 --> 0:38:07.240
<v Speaker 3>and start fresh.

0:38:07.560 --> 0:38:09.839
<v Speaker 2>That's exactly what Superman did. When I first met him.

0:38:09.880 --> 0:38:12.120
<v Speaker 2>He had this huge truck. He loved it, loved it,

0:38:12.160 --> 0:38:15.719
<v Speaker 2>loved it. His his payment was literally rent. I was like,

0:38:15.840 --> 0:38:20.319
<v Speaker 2>who yo, GMC played you brother, And so he ended

0:38:20.440 --> 0:38:20.880
<v Speaker 2>up doing that.

0:38:21.000 --> 0:38:21.680
<v Speaker 1>He ended up.

0:38:23.200 --> 0:38:25.239
<v Speaker 2>He actually went what did he do? Yes, he sold

0:38:25.280 --> 0:38:27.920
<v Speaker 2>the truck. He sold it and just started from scratch over.

0:38:28.160 --> 0:38:29.719
<v Speaker 2>And he actually went to the way he was able

0:38:29.760 --> 0:38:30.000
<v Speaker 2>to do it.

0:38:30.520 --> 0:38:34.200
<v Speaker 1>Oh my gosh, these people areking me crazy. Sorry Mandy.

0:38:36.920 --> 0:38:39.600
<v Speaker 3>The opposit tipany hot hotline blaying.

0:38:40.920 --> 0:38:43.239
<v Speaker 2>And what I what I what I had him do

0:38:43.400 --> 0:38:45.040
<v Speaker 2>was he actually went to his credit union, got a

0:38:45.080 --> 0:38:48.640
<v Speaker 2>loan to pay it off while you know, and that

0:38:48.760 --> 0:38:50.640
<v Speaker 2>way at least his interest rate was way lower, and

0:38:50.719 --> 0:38:53.480
<v Speaker 2>then was able to sell it. And so start from scratching.

0:38:53.960 --> 0:38:56.200
<v Speaker 2>As a result, he's debt free. Now you know that

0:38:56.360 --> 0:38:57.960
<v Speaker 2>was really like that in some credit card that which

0:38:57.960 --> 0:38:59.520
<v Speaker 2>he since paid off. So he's debt free as a

0:38:59.560 --> 0:39:01.520
<v Speaker 2>result of making those choice. At first he thought it

0:39:01.600 --> 0:39:03.320
<v Speaker 2>was like evil, girlfriend, look what you're making me do.

0:39:03.840 --> 0:39:06.399
<v Speaker 2>And now his credit score, which was a five something

0:39:06.440 --> 0:39:07.800
<v Speaker 2>when I met him, is a seven.

0:39:07.760 --> 0:39:10.240
<v Speaker 3>Fifty man, and I'm like, he upgraded?

0:39:10.840 --> 0:39:10.880
<v Speaker 2>What?

0:39:11.160 --> 0:39:13.080
<v Speaker 1>And I'm like, you're welcome. So that means my ring right,

0:39:13.760 --> 0:39:14.000
<v Speaker 1>I just.

0:39:14.040 --> 0:39:15.560
<v Speaker 3>Picture like a little walm with like a star on

0:39:15.600 --> 0:39:20.080
<v Speaker 3>the end going dang babity bobbity boop, better credit. That

0:39:20.239 --> 0:39:21.880
<v Speaker 3>was the next step though. Yeah, so when you just

0:39:22.560 --> 0:39:24.959
<v Speaker 3>to reiterate, when you sell your car, you're probably gonna,

0:39:25.000 --> 0:39:26.640
<v Speaker 3>you know, use whatever you get from the car to

0:39:26.719 --> 0:39:28.880
<v Speaker 3>pay off a chunk of the loan. Then you'll have

0:39:29.040 --> 0:39:31.200
<v Speaker 3>leftover so you can then apply for a personal loan

0:39:31.440 --> 0:39:33.560
<v Speaker 3>through a credit union, which is an amazing place to start.

0:39:34.560 --> 0:39:36.960
<v Speaker 3>And I'll put another link to our personal loan, Magnified

0:39:36.960 --> 0:39:39.719
<v Speaker 3>Money's personal loan site. And again, like Magnified Money is

0:39:39.719 --> 0:39:42.600
<v Speaker 3>awesome because it's all unbiased advice. We just do all

0:39:42.640 --> 0:39:45.200
<v Speaker 3>the hard work for you. Blah blah, blah, it sounds

0:39:45.200 --> 0:39:47.600
<v Speaker 3>like a sales pitch, but it's awesome and you can

0:39:47.719 --> 0:39:49.600
<v Speaker 3>use that personal loan to pay off whatever balance you

0:39:49.680 --> 0:39:53.560
<v Speaker 3>have and then start free Superman method.

0:39:54.360 --> 0:39:56.520
<v Speaker 1>Exactly where's that credit score?

0:39:56.560 --> 0:39:59.360
<v Speaker 2>And then paying off the truck in full like that

0:39:59.480 --> 0:40:01.600
<v Speaker 2>was one of the things that helps to really significantly

0:40:01.880 --> 0:40:04.200
<v Speaker 2>raise his credit score because he paid down a huge

0:40:04.239 --> 0:40:04.799
<v Speaker 2>amount of debt.

0:40:04.880 --> 0:40:08.759
<v Speaker 3>You know, yeah, absolutely absolutely so. If you guys have

0:40:08.800 --> 0:40:11.080
<v Speaker 3>any more questions, feel free to email us at Brown

0:40:11.120 --> 0:40:14.279
<v Speaker 3>Ambition Podcast at gmail dot com. And while you're at it,

0:40:14.360 --> 0:40:16.239
<v Speaker 3>tell us what Brown Ambition means to you and enter

0:40:16.320 --> 0:40:18.640
<v Speaker 3>our contest for a dinner with me and Tiffany.

0:40:18.840 --> 0:40:20.600
<v Speaker 2>Yes, and we're gonna eat at the most yummy place.

0:40:20.640 --> 0:40:22.840
<v Speaker 2>When you have this food, you're just gonna be like,

0:40:23.000 --> 0:40:24.160
<v Speaker 2>where has it been my whole life?

0:40:24.520 --> 0:40:25.680
<v Speaker 3>This chicken will give you life?

0:40:26.000 --> 0:40:29.719
<v Speaker 1>What will give you life? Take it and then reinstate you.

0:40:30.760 --> 0:40:35.080
<v Speaker 3>Yes, she said whatever, whatever, she just said. It's very

0:40:35.160 --> 0:40:35.680
<v Speaker 3>late at night.

0:40:36.040 --> 0:40:38.520
<v Speaker 1>Yes it is. Ah, we had a wild night tonight

0:40:38.560 --> 0:40:40.960
<v Speaker 1>from the phone ringing to the baby mice. It's just

0:40:41.000 --> 0:40:41.439
<v Speaker 1>been listen.

0:40:41.640 --> 0:40:43.080
<v Speaker 3>Let me just tell you, let me update you guys

0:40:43.120 --> 0:40:46.600
<v Speaker 3>in on the operation Mice. The thing this tiny baby

0:40:47.480 --> 0:40:48.920
<v Speaker 3>is still in here somewhere.

0:40:49.160 --> 0:40:50.320
<v Speaker 1>I don't even know how you're managing.

0:40:50.440 --> 0:40:52.640
<v Speaker 3>People have been coming in and out. I've been putting

0:40:52.680 --> 0:40:54.440
<v Speaker 3>it on mute. There's lots of activity, but I have

0:40:54.560 --> 0:40:56.719
<v Speaker 3>not seen this critter be caught. And where there's a baby,

0:40:56.760 --> 0:40:57.440
<v Speaker 3>there's a mama, and.

0:40:57.719 --> 0:40:59.360
<v Speaker 1>Yes, and other babies.

0:41:00.320 --> 0:41:03.680
<v Speaker 3>To you, guys, my life right now, I don't know

0:41:03.800 --> 0:41:06.840
<v Speaker 3>who I am anymore? Am I an adult? And what

0:41:07.080 --> 0:41:09.560
<v Speaker 3>is happening? I live with my in laws and the

0:41:09.680 --> 0:41:12.960
<v Speaker 3>mice are out of control. Okay, anyway, let's do some

0:41:13.160 --> 0:41:14.080
<v Speaker 3>Let's do some wins.

0:41:14.320 --> 0:41:17.239
<v Speaker 2>Yes, all I do is win when when, oh, well,

0:41:17.400 --> 0:41:19.880
<v Speaker 2>I'll give a well no, I'll wait on that because

0:41:19.880 --> 0:41:20.799
<v Speaker 2>that's like a personal win.

0:41:20.880 --> 0:41:22.279
<v Speaker 1>But I haven't signed the contract yet, so.

0:41:22.760 --> 0:41:23.120
<v Speaker 2>Let me not.

0:41:23.239 --> 0:41:25.960
<v Speaker 1>They're gonna be like, actually, no, well I'll set you

0:41:26.040 --> 0:41:26.440
<v Speaker 1>off it here.

0:41:26.600 --> 0:41:27.560
<v Speaker 3>I love contracks.

0:41:27.920 --> 0:41:32.279
<v Speaker 2>I know. Let me see any wins that I have

0:41:32.440 --> 0:41:35.080
<v Speaker 2>seen on the outside. I mean, I guess my wins

0:41:35.080 --> 0:41:38.200
<v Speaker 2>would have been like Olympics, But you know we already talk.

0:41:38.280 --> 0:41:41.080
<v Speaker 3>Can we cheat and just do the entire Olympics America

0:41:41.160 --> 0:41:41.880
<v Speaker 3>team America?

0:41:42.680 --> 0:41:45.960
<v Speaker 1>Yeah, we can do. We could totally do that because.

0:41:45.680 --> 0:41:48.120
<v Speaker 3>I think we can all agree that is the biggest

0:41:48.160 --> 0:41:48.719
<v Speaker 3>one of the week.

0:41:49.239 --> 0:41:51.680
<v Speaker 2>Yeah, and I'll say Team America, but then also usaintan

0:41:51.719 --> 0:41:54.600
<v Speaker 2>Ball because he's bananas and amazing and a.

0:41:54.640 --> 0:41:57.920
<v Speaker 3>Win for health and for helping friends who may not

0:41:58.120 --> 0:42:00.320
<v Speaker 3>be you know, willing or may not I feel like

0:42:00.360 --> 0:42:02.920
<v Speaker 3>they can ask for help. Yeah, go out and call

0:42:03.239 --> 0:42:05.000
<v Speaker 3>your friend tonight and ask them how they are you

0:42:05.080 --> 0:42:06.799
<v Speaker 3>may not, they may not be doing well and then

0:42:06.840 --> 0:42:08.640
<v Speaker 3>may be too afraid to say anything and.

0:42:08.760 --> 0:42:10.520
<v Speaker 1>Ask them for real. You know how you do that? Oh, hey,

0:42:10.600 --> 0:42:11.400
<v Speaker 1>hey girl, how are you?

0:42:11.480 --> 0:42:11.560
<v Speaker 3>Oh?

0:42:11.600 --> 0:42:14.759
<v Speaker 1>I'm good? No, but like really like, no, sincerely, how

0:42:14.880 --> 0:42:16.000
<v Speaker 1>are you? How are you feeling?

0:42:16.120 --> 0:42:16.160
<v Speaker 2>Like?

0:42:16.760 --> 0:42:19.880
<v Speaker 3>You know, when people I actually want to know exactly, and.

0:42:20.000 --> 0:42:21.440
<v Speaker 1>So do a little dip.

0:42:21.520 --> 0:42:23.600
<v Speaker 2>That's that's your homework till next time, do a little

0:42:23.920 --> 0:42:25.800
<v Speaker 2>a little bit more of a deep dive with somebody

0:42:25.840 --> 0:42:27.840
<v Speaker 2>that you care about and taking the time to just say, no,

0:42:28.239 --> 0:42:28.680
<v Speaker 2>how are you?

0:42:28.840 --> 0:42:30.840
<v Speaker 1>Actually is everything really okay?

0:42:31.600 --> 0:42:34.120
<v Speaker 2>And you know because sometimes, like you said, if someone

0:42:34.200 --> 0:42:37.239
<v Speaker 2>asked me, hey, Tippy, how are you, I always say fine.

0:42:37.440 --> 0:42:38.560
<v Speaker 1>Because I know that's what they mean.

0:42:38.719 --> 0:42:40.440
<v Speaker 2>Like they just it's just a greeting, not that they

0:42:40.560 --> 0:42:42.880
<v Speaker 2>really want to know, not because anything's wrong just because.

0:42:43.160 --> 0:42:45.960
<v Speaker 2>But if someone asks sincerely, how are you really doing,

0:42:46.400 --> 0:42:48.440
<v Speaker 2>then they get a different answer. So I challenge you

0:42:48.480 --> 0:42:50.279
<v Speaker 2>to do that with your friend this week.

0:42:50.840 --> 0:42:53.400
<v Speaker 3>Well, luckily I have resting bitch face, so people always

0:42:53.400 --> 0:42:55.400
<v Speaker 3>think something's wrong with me and just always ask me

0:42:55.480 --> 0:42:58.480
<v Speaker 3>what's doing? Ah, So I have plenty of opportunities to

0:42:58.480 --> 0:42:59.959
<v Speaker 3>event But maybe people out there.

0:43:01.600 --> 0:43:04.120
<v Speaker 1>That's just a b a ba problem. Brown girls, you

0:43:04.160 --> 0:43:05.360
<v Speaker 1>know we're always accused of that.

0:43:05.560 --> 0:43:07.919
<v Speaker 3>So I don't care. It's my face, it's the face

0:43:08.040 --> 0:43:10.520
<v Speaker 3>God gave me. This is my expression. Give me something

0:43:10.560 --> 0:43:12.160
<v Speaker 3>to smile about. It might change, all right.

0:43:12.200 --> 0:43:15.600
<v Speaker 1>I'm done, all right, y'all. We will see y'all next week.

0:43:16.320 --> 0:43:18.359
<v Speaker 3>Uh see y'all next week. Look forward to hearing your

0:43:18.520 --> 0:43:23.480
<v Speaker 3>Brown Ambition contest entries again. Brown Ambition Podcast at gmail, dot.

0:43:23.400 --> 0:43:24.399
<v Speaker 1>Com dot com.

0:43:25.239 --> 0:43:28.360
<v Speaker 3>Hye bye bye. All right, Oh my God, pray for

0:43:28.480 --> 0:43:28.520
<v Speaker 3>me