WEBVTT - Is a 90-Minute Commute Worth It for Your “Dream Job”? [BA QA]

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<v Speaker 1>Hey, ba fan, Welcome to the ba Qa where you

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<v Speaker 1>have questions and we have answers. But like with a

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<v Speaker 1>lowercase A, don't come sue us. This is like edutainment, infotainment,

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<v Speaker 1>whatever you want to call it. It's not real one

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<v Speaker 1>on one advice. Let's just get that disclaimer out of

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<v Speaker 1>the way, so get your salt shakers out. I am

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<v Speaker 1>joined by Yaelli sbnl aka, Miss be Helpful, and the

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<v Speaker 1>wonderful Chris Browning of Popcorn Finance. Welcome y'all. You excited

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<v Speaker 1>to get some questions? Yes, let's do it, y'all. If

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<v Speaker 1>you want your question to answered on the show, what

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<v Speaker 1>can you do? You can go to Brandhambision podcast dot

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<v Speaker 1>com to submit your question. You can email me Brandnambision

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<v Speaker 1>Podcasts at gmail dot com. Yes I do check the

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<v Speaker 1>emails there and you can dm us on ig. We

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<v Speaker 1>are at Brannambision Podcast. So any questions you have money career,

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<v Speaker 1>we love those the most, but also, like you know, relationship,

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<v Speaker 1>family stuff. Life is lifing right now. So really, whatever

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<v Speaker 1>the case may be, we are here for you. All right,

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<v Speaker 1>we got a couple of questions.

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<v Speaker 2>Start.

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<v Speaker 1>Let's start with Sasha. Sasha says I'm DFW. That's Dallas

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<v Speaker 1>Fort Worth. That's right? Is that what that is? Okay, yay,

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<v Speaker 1>all right, Sasha says. I have lived in the DFW

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<v Speaker 1>area for the last four years. When I moved here

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<v Speaker 1>from my job, I worked remotely and I only went

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<v Speaker 1>into the office for big events a few times a year.

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<v Speaker 1>Now fast forward to twenty twenty five, and we're back

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<v Speaker 1>in the office four times a week like many other companies.

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<v Speaker 1>I initially lived in Dallas, where the HQ was only

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<v Speaker 1>fifteen minutes away, but since then I've moved to Fort Worth,

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<v Speaker 1>which is an hour to an hour and a half

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<v Speaker 1>hour commute. Hour and a half commute some days. I

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<v Speaker 1>asked my boss if there's flexibility in the work from

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<v Speaker 1>home policy. She said no. I asked about promotion opportunities.

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<v Speaker 1>She said they would be lit id given the state

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<v Speaker 1>of the company, and don't expect much movement for two

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<v Speaker 1>to three years.

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<v Speaker 3>My goodness.

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<v Speaker 1>I love my team, the culture, they have great benefits,

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<v Speaker 1>and it's truly my dream company. Do I jump ship

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<v Speaker 1>and start looking for a new job. I've heard the

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<v Speaker 1>market is tough right now, so that worries me, and

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<v Speaker 1>I'm nervous. The grass won't be greener on the other side.

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<v Speaker 1>That's fair, that's very fair. It's nice to know that

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<v Speaker 1>some companies do you understand it's not just compensation that

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<v Speaker 1>keeps people there. It's like for not all jerks, and

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<v Speaker 1>we offer you know, work life balance a little bit

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<v Speaker 1>is nice. But what do y'all think. Have y'all been

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<v Speaker 1>in that situation before?

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<v Speaker 3>Well, I mean, I'm just interested in how she said

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<v Speaker 3>that it's her dream company. But I feel like your

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<v Speaker 3>dream company would have some leeway, maybe two to three

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<v Speaker 3>days in office in two days at home, or some

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<v Speaker 3>more remotely options, maybe a couple of days a month,

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<v Speaker 3>right Like describing it as you dream company when it's

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<v Speaker 3>lacking one major thing that's not working for you right now,

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<v Speaker 3>I would say that's a big deal because an hour

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<v Speaker 3>and a half commute, that's three hours going and coming back.

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<v Speaker 3>It's a long time, three hours out of your day.

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<v Speaker 3>No how much shit I can get done in three hours?

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<v Speaker 3>Oh my lord. Yeah, So it's interesting. I would push

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<v Speaker 3>back on the idea that it's your dream company because

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<v Speaker 3>I feel like there's so many companies out there nowadays

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<v Speaker 3>that have embraced work from home, even if it's just

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<v Speaker 3>partial you know, work from home days during the week.

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<v Speaker 3>It doesn't have to be work from home five days

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<v Speaker 3>a week, but if it's some days working from home,

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<v Speaker 3>even that is a little bit of an alleviation of

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<v Speaker 3>not being on the road for three hours of your day.

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<v Speaker 3>So I would just push back on that, thinking a

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<v Speaker 3>little bit of like, no, but it's my dream job. No,

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<v Speaker 3>well obviously not, because there's a major part that it's lacking,

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<v Speaker 3>but it's yeah, it's tough. I haven't been in that

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<v Speaker 3>situation because I'm very fortunate to have been pretty much

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<v Speaker 3>in a remote position with limited travel since twenty eighteen.

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<v Speaker 3>So even before COVID, I was in a remote position

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<v Speaker 3>with limited travel. So I feel like it's tough. I

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<v Speaker 3>definitely would have a huge lifestyle shift if I had

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<v Speaker 3>to go in person now, especially if it was an

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<v Speaker 3>hour and a half away, because I don't even drive,

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<v Speaker 3>so I would be like, I got no choice, but

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<v Speaker 3>just right wait on the bus y'all gonna give me

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<v Speaker 3>a huper budget or what?

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<v Speaker 1>Oh that would be wild.

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<v Speaker 3>But it's just such an inconvenient, massive inconvenience to travel.

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<v Speaker 1>Think it also shows like even if you do start

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<v Speaker 1>working at a place that has a certain policy, they

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<v Speaker 1>can change their policy, like, uh, even if and the

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<v Speaker 1>grass isn't always greener, and maybe it is green to

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<v Speaker 1>start with, but then it starts growing weeds and going brown,

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<v Speaker 1>do you know what I mean? And take that analogy

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<v Speaker 1>as far as I can, and I just feel like,

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<v Speaker 1>if you're choosing companies, bab, you really can just make

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<v Speaker 1>information based on what you know now or sorry, make

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<v Speaker 1>decisions based on the information that you have now. And

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<v Speaker 1>the information you have now is that you're getting some

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<v Speaker 1>things that are important. But you have to align your

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<v Speaker 1>values what is most important to you. Not to say

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<v Speaker 1>that great colleagues, dream company. And I think when they

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<v Speaker 1>say dream company, they mean that I didn't put that.

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<v Speaker 1>I didn't read this part. But she says, or yeah,

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<v Speaker 1>she says, hashtag free flights, great benefits. It must be

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<v Speaker 1>like an airline that gives her free travel benefits, which

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<v Speaker 1>are you know not it's a great perk and you

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<v Speaker 1>have yeah and the but with all the perks, I

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<v Speaker 1>think people do need to be realistic about what you're

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<v Speaker 1>giving up in exchange for what you're getting, And you

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<v Speaker 1>have to decide if what you're giving up and what

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<v Speaker 1>you're getting is like in balance or hopefully you get

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<v Speaker 1>more than you're giving and really what like that's really

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<v Speaker 1>up to you, Like does the hour and a half commute?

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<v Speaker 1>Do you love listening to audiobooks and driving a lot?

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<v Speaker 1>Do you love gas bills or electricity bills? If you

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<v Speaker 1>have a hybrid or whatever? Like do you do you mind?

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<v Speaker 1>Maybe it fits your lifestyle now, but if you have

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<v Speaker 1>a family or if you have people who rely on

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<v Speaker 1>you long term, like that may change the calculation. There's

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<v Speaker 1>certainly things that I tolerate I used to tolerate that

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<v Speaker 1>I couldn't tolerate now with my lifestyle and what I

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<v Speaker 1>need that are different. And it could be that it

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<v Speaker 1>was your dream company for a time, but now your

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<v Speaker 1>values have shifted, and yeah, I can't promise that you're

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<v Speaker 1>going to love your new colleagues and that. But I

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<v Speaker 1>think when you go into it with understanding your values

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<v Speaker 1>and like what the reason you're doing things and making

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<v Speaker 1>sure that your values are in alignment with those actions

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<v Speaker 1>that you're taking, like you'll be able to have peace

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<v Speaker 1>knowing like this is why, especially because a lot.

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<v Speaker 3>Of airlines do have remote positions. Now I know a

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<v Speaker 3>lot of the customer service roles are remote. Yeah, I

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<v Speaker 3>have a friend whose mom works for American Airlines and

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<v Speaker 3>she just works from home. She just takes calls all

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<v Speaker 3>day and helps customer service support and stuff, so obviously

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<v Speaker 3>on the chat, but also on the phone. So I

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<v Speaker 3>think if there's like, if the reservation is that, oh no,

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<v Speaker 3>I'm going to lose my free flights, like okay, well,

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<v Speaker 3>let's figure out a role that is remote at least

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<v Speaker 3>part time or full time remote or like part of

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<v Speaker 3>the week remote, even if it's not full time remote,

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<v Speaker 3>that we'll still give you that perk, and it's in

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<v Speaker 3>that same industry, but maybe at a different company, Because yeah,

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<v Speaker 3>I mean, I think that is a huge perk, and

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<v Speaker 3>that is definitely a big, a big factor in the

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<v Speaker 3>decision because that's major for your family, for yourself.

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<v Speaker 1>I'm sure so.

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<v Speaker 3>But you know, it's not the end of the day.

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<v Speaker 3>If you were to take a position that's fully remote

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<v Speaker 3>at a different at a competing company, and like, okay,

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<v Speaker 3>now I'm ten fifteen minutes away or twenty minutes away,

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<v Speaker 3>which is a major lifestyle change rather than driving an

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<v Speaker 3>hour and a half every day, or you could.

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<v Speaker 1>Move back to wherever headquarters was. Go ahead, Chris, is

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<v Speaker 1>that what you're gonna say, that's exactly what I was

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<v Speaker 1>because I was like, because for me, I've worked enough

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<v Speaker 1>bad jobs.

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<v Speaker 2>It was funny on the last episode I talked about

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<v Speaker 2>this job, I hated it, and all my old co

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<v Speaker 2>workers like, were you talking about this job?

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<v Speaker 1>Job knew it?

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<v Speaker 2>They're like, I knew what you're talking about. But after

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<v Speaker 2>I'd be willing to move for a good job. And

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<v Speaker 2>so for me, I don't take that for granted. If

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<v Speaker 2>this is a job you love, you like the benefits,

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<v Speaker 2>like if people you work with you like that what

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<v Speaker 2>you're doing, and they we didn't get the reason why

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<v Speaker 2>they moved away from the area. But if it's something

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<v Speaker 2>that's it was just by choice and you could move back,

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<v Speaker 2>I wouldn't move back for a good job because it

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<v Speaker 2>is tough out there. You know, it is a little

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<v Speaker 2>bit of a risk. I mean, it's worth taking risk

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<v Speaker 2>if it is for the right job. But if every

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<v Speaker 2>if this is everything you want, I'd be willing to

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<v Speaker 2>move back for that job, just because it's hard to

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<v Speaker 2>find a good place. Sometimes it takes some time to

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<v Speaker 2>find the right fit, and to me, it's it's worth it,

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<v Speaker 2>even if it's maybe not like my ideal city. Maybe

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<v Speaker 2>the other city I like better. But if I have

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<v Speaker 2>a community there, friends, family that still exists in that

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<v Speaker 2>place and I can be happy there, I wouldn't. I

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<v Speaker 2>would move back there for a good job.

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<v Speaker 3>That's a good point, especially the mention of like the

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<v Speaker 3>two to three years till there's a promotion, so it's

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<v Speaker 3>like a long time. So if it sounds like I

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<v Speaker 3>mean by including that, I'm assuming that she's deciding she

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<v Speaker 3>wants to wait for that promotion. And if she wants

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<v Speaker 3>to wait for that promotion, then there's sort of this

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<v Speaker 3>inherent commitment to be there.

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<v Speaker 1>For two to three years.

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<v Speaker 3>Longer two to three years of a ninety minion commute

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<v Speaker 3>is now we're talking about something real specific that is

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<v Speaker 3>much longer term. So I would say three years of

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<v Speaker 3>driving ninety minutes a day to and from work, so

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<v Speaker 3>three hours a day is rough. If you know you're

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<v Speaker 3>committed to that, you know, advancement in your career within

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<v Speaker 3>this specific company, then it probably makes sense to do

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<v Speaker 3>what Chris is talking about, because then you know you're

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<v Speaker 3>committing to the three years, you're trying to put your

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<v Speaker 3>name in the hat for this promotion you're trying. That's

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<v Speaker 3>like the route that you're on, rather than like, oh, well,

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<v Speaker 3>I'm just not sure, but I'm conveniently located over here.

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<v Speaker 3>And then it's like, no, there's a very specific reason

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<v Speaker 3>why you're staying there and committing to trying to get

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<v Speaker 3>that promotion. In that case, moving closer to the company

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<v Speaker 3>just goes to show them how committed and serious you are.

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<v Speaker 3>So when that motion comes around, like oh, remember I

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<v Speaker 3>done moved back to Dallas for what for you all?

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<v Speaker 3>For this to stay here, to be able to contribute meaningfully,

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<v Speaker 3>like keep that in mind.

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<v Speaker 1>I don't know you don't think I don't think you

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<v Speaker 1>know that. That that clip going around that people on

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<v Speaker 1>the podcast for Homegirls talking about she met a man

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<v Speaker 1>in Nigeria and he proposed to her and she's gonna move.

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<v Speaker 1>Did you see that? And the other two are like, no,

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<v Speaker 1>don't stop, but give me your passport now. And I

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<v Speaker 1>would stop. I would stop someone from moving to a

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<v Speaker 1>city for a job for the promise of a promotion,

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<v Speaker 1>maybe not even the promise for this, for the for

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<v Speaker 1>the maybe of it all. Yeah, but there could be

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<v Speaker 1>other reasons for every all that plus all the other reasons.

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<v Speaker 2>And the culture is starting that you can see it

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<v Speaker 2>changing for this whole acceptance of work from home to

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<v Speaker 2>even now there's like the environment started to change back.

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<v Speaker 1>How do you think it's changing, because I don't think

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<v Speaker 1>it's it's going the wrong way.

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<v Speaker 2>It's headed back to like you need to be. I'm

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<v Speaker 2>even seeing it here with San Francisco, for like the

0:10:56.960 --> 0:11:00.400
<v Speaker 2>hub of remote work of the most benefits of all time,

0:11:00.840 --> 0:11:03.200
<v Speaker 2>and you're seeing a lot of these companies demanding the

0:11:03.200 --> 0:11:04.840
<v Speaker 2>employees come back into the office. I don't know how

0:11:04.880 --> 0:11:06.680
<v Speaker 2>it's going to work out for them, but you're seeing

0:11:06.679 --> 0:11:09.400
<v Speaker 2>that tie change. Even the city here said that they

0:11:09.440 --> 0:11:11.000
<v Speaker 2>got to bring their employees back. I think it's a

0:11:11.080 --> 0:11:14.400
<v Speaker 2>four days a week now. So yeah, you're seeing a change,

0:11:14.400 --> 0:11:16.080
<v Speaker 2>And so I don't I always felt it was a

0:11:16.120 --> 0:11:19.680
<v Speaker 2>little iffy, like making a move with these remote job promises,

0:11:19.679 --> 0:11:21.320
<v Speaker 2>because I'm like, I don't know if I trust him

0:11:21.320 --> 0:11:23.240
<v Speaker 2>to keep this up. After the pandemic starts to kind

0:11:23.240 --> 0:11:25.319
<v Speaker 2>of calm down, and then you're starting to see is

0:11:25.360 --> 0:11:27.360
<v Speaker 2>the flip the reversal of a lot of these policies.

0:11:27.400 --> 0:11:30.160
<v Speaker 2>So I'd even say, like, you know, you don't know

0:11:30.360 --> 0:11:32.559
<v Speaker 2>how if you find another job that's remote, allows you

0:11:32.600 --> 0:11:34.400
<v Speaker 2>to say where you are how long they'll even keep

0:11:34.400 --> 0:11:37.120
<v Speaker 2>those policies in place, because they, like Madi Will saying,

0:11:37.120 --> 0:11:39.160
<v Speaker 2>they can change your mind and be like, no, we're

0:11:39.320 --> 0:11:40.200
<v Speaker 2>you're all coming back in.

0:11:40.720 --> 0:11:41.000
<v Speaker 1>Yep.

0:11:41.640 --> 0:11:42.840
<v Speaker 3>That's a great point. I mean.

0:11:43.240 --> 0:11:45.560
<v Speaker 1>And the higher you get up, like the management. I

0:11:45.559 --> 0:11:47.520
<v Speaker 1>know you mentioned customer service, you and Ellie, but like

0:11:47.600 --> 0:11:50.160
<v Speaker 1>the more senior positions, I think they haven't even higher

0:11:50.679 --> 0:11:53.640
<v Speaker 1>expectation of showing up and being seen and heard and

0:11:53.679 --> 0:11:56.720
<v Speaker 1>all that. And I mean, I'm a little ambivalent about that.

0:11:56.800 --> 0:11:58.960
<v Speaker 1>I like a hybrid thing. I like going in, I

0:11:59.040 --> 0:12:02.319
<v Speaker 1>like staying home. Like the key for me, it's flexibility.

0:12:02.520 --> 0:12:04.760
<v Speaker 1>I'm a grown ass adult. When I decide it's better

0:12:04.800 --> 0:12:06.920
<v Speaker 1>for me to work from home, I would I'm gonna

0:12:06.960 --> 0:12:07.240
<v Speaker 1>do that.

0:12:07.360 --> 0:12:10.000
<v Speaker 3>Trust me to make that decision because I'm doing what's

0:12:10.080 --> 0:12:12.320
<v Speaker 3>best for this job and not being self.

0:12:12.240 --> 0:12:15.480
<v Speaker 1>Like you know, trust and I think you earn that.

0:12:15.760 --> 0:12:19.360
<v Speaker 1>It's funny because like you expect to hire senior people

0:12:19.400 --> 0:12:21.680
<v Speaker 1>to like be in the office, but I think you've

0:12:21.679 --> 0:12:23.800
<v Speaker 1>earned that trust and respect if you're at that point

0:12:23.840 --> 0:12:25.640
<v Speaker 1>to be able to make your own damn decisions, and

0:12:25.720 --> 0:12:28.080
<v Speaker 1>like that's a little frustrating. And also make that decision

0:12:28.120 --> 0:12:30.559
<v Speaker 1>for your team. You know, you can decide if you're

0:12:30.559 --> 0:12:32.800
<v Speaker 1>if you trust so and so to like work from

0:12:32.800 --> 0:12:37.120
<v Speaker 1>home or not, like anyway, I you should be able

0:12:37.120 --> 0:12:38.920
<v Speaker 1>to you should I mean you hired them because to

0:12:38.960 --> 0:12:40.559
<v Speaker 1>be honest, some people should not be working from home

0:12:40.600 --> 0:12:43.520
<v Speaker 1>because they can't. If you're not even nothing done.

0:12:43.640 --> 0:12:47.120
<v Speaker 3>If you if you are continuously not meeting quotas or

0:12:47.480 --> 0:12:49.640
<v Speaker 3>you know, KPIs or whatever it is your measure your

0:12:49.640 --> 0:12:51.640
<v Speaker 3>metrics are like, then it's a problem that needs to

0:12:51.640 --> 0:12:54.280
<v Speaker 3>be addressed. But if you're on your ship, like, what's

0:12:54.320 --> 0:12:56.560
<v Speaker 3>the problem? I don't you know. I do think right

0:12:56.600 --> 0:12:59.880
<v Speaker 3>now that there's a little bit of like corporate disco

0:13:00.720 --> 0:13:04.840
<v Speaker 3>because if you're a billionaire, multi millionaire whatever corporation of

0:13:04.960 --> 0:13:07.599
<v Speaker 3>CEO or EXAC, right and all your other buddies, that

0:13:07.679 --> 0:13:09.959
<v Speaker 3>other companies are hurting because of the fact that most

0:13:10.000 --> 0:13:12.760
<v Speaker 3>employees are working from home. Meaning the car industry is

0:13:12.800 --> 0:13:14.719
<v Speaker 3>hurting because people aren't driving their cars as much. Car

0:13:14.800 --> 0:13:18.680
<v Speaker 3>auto insurance is hurting because people are canceling all insurance politics.

0:13:18.720 --> 0:13:21.400
<v Speaker 3>They're not driving their cars all day anymore. People are,

0:13:21.480 --> 0:13:23.440
<v Speaker 3>you know, the food industry is hurting because people aren't

0:13:23.520 --> 0:13:25.440
<v Speaker 3>ordering lunches as much because they're not at work. You know,

0:13:25.480 --> 0:13:28.120
<v Speaker 3>corporate events is hurting because people aren't really doing so

0:13:28.160 --> 0:13:29.559
<v Speaker 3>it's like all of a sudden, now all of your

0:13:29.559 --> 0:13:31.199
<v Speaker 3>buddies are calling you up, like what's up? Are you

0:13:31.240 --> 0:13:33.600
<v Speaker 3>going back in office because you know, we need to

0:13:33.600 --> 0:13:36.440
<v Speaker 3>bring we need to spring back into action and get

0:13:36.480 --> 0:13:39.240
<v Speaker 3>you know, people, goods and services going again. And it's

0:13:39.320 --> 0:13:41.480
<v Speaker 3>going to be better when people are in office. And

0:13:41.559 --> 0:13:43.160
<v Speaker 3>so I do think some of it is like this

0:13:43.400 --> 0:13:46.200
<v Speaker 3>not necessarily selfish. I think selfish is the right word,

0:13:46.200 --> 0:13:49.000
<v Speaker 3>but there's probably a better word. But it's really about

0:13:49.040 --> 0:13:54.000
<v Speaker 3>like this motivating motivation, the key motivating factor being the

0:13:54.080 --> 0:13:58.240
<v Speaker 3>benefit to the corporations rather than to the actual workers,

0:13:58.280 --> 0:14:00.560
<v Speaker 3>and what's better for your work life balance and also

0:14:00.720 --> 0:14:03.680
<v Speaker 3>what's better for your productivity because I know, for example,

0:14:03.679 --> 0:14:06.559
<v Speaker 3>when I go to the office and everybody's just sitting

0:14:06.600 --> 0:14:10.080
<v Speaker 3>at the office taking zoom calls from the office, Like,

0:14:10.559 --> 0:14:13.920
<v Speaker 3>but uh, what you mean I had to come in

0:14:13.960 --> 0:14:16.040
<v Speaker 3>person for this, for this experience, for everyone to be

0:14:16.080 --> 0:14:18.520
<v Speaker 3>putting there ear Buzzy didn't take zoom calls from the office.

0:14:18.559 --> 0:14:20.080
<v Speaker 3>We can do that from home. So I think it

0:14:20.160 --> 0:14:23.600
<v Speaker 3>really varies. It really depends on the environment. But I

0:14:23.640 --> 0:14:25.600
<v Speaker 3>think more so when you see that push like that,

0:14:25.800 --> 0:14:28.000
<v Speaker 3>like and of course you know that Jamie Diamond clip

0:14:28.040 --> 0:14:29.920
<v Speaker 3>going viral a couple of weeks ago, it's like you

0:14:30.040 --> 0:14:32.160
<v Speaker 3>hear that frustration and that anger and then you realize

0:14:32.200 --> 0:14:36.720
<v Speaker 3>what it's amount of money. He went viral just because

0:14:36.920 --> 0:14:38.840
<v Speaker 3>he was being recorded and he didn't know, he wasn't

0:14:38.880 --> 0:14:41.680
<v Speaker 3>aware that he was being recorded, and he was basically

0:14:41.800 --> 0:14:44.880
<v Speaker 3>bashing work from home culture and like cursing up the storm,

0:14:44.960 --> 0:14:47.040
<v Speaker 3>saying this is bs, like what the fuck? Like you

0:14:47.080 --> 0:14:48.480
<v Speaker 3>need to come back in office if you want to

0:14:48.520 --> 0:14:50.880
<v Speaker 3>work at this company. He's talking about JP Morgan's last chase.

0:14:51.000 --> 0:14:52.960
<v Speaker 3>If you want to work at this company, you go in,

0:14:53.000 --> 0:14:54.280
<v Speaker 3>You're going to be in person. If you want to

0:14:54.360 --> 0:14:56.000
<v Speaker 3>keep your ass home and be lazy and stay at home,

0:14:56.240 --> 0:14:58.720
<v Speaker 3>stay home, but not here, not for this company. And

0:14:58.760 --> 0:15:02.880
<v Speaker 3>he was just like going on off about how people yes,

0:15:03.000 --> 0:15:05.240
<v Speaker 3>and then the audio got leaked and it went viral,

0:15:05.320 --> 0:15:07.840
<v Speaker 3>and it's like when you listen to the anger underneath

0:15:07.880 --> 0:15:09.040
<v Speaker 3>his voice, and he was really mad.

0:15:09.080 --> 0:15:09.800
<v Speaker 1>He was pissed.

0:15:09.960 --> 0:15:14.680
<v Speaker 3>It's like it's hurting their money, guys, that's why, that's

0:15:14.680 --> 0:15:15.280
<v Speaker 3>why they're so.

0:15:15.400 --> 0:15:19.520
<v Speaker 1>Mad and their egos and they're that whole like, well,

0:15:19.560 --> 0:15:21.400
<v Speaker 1>that's not the way it was when I was coming up.

0:15:21.440 --> 0:15:23.600
<v Speaker 1>And but you look at who had attended the inaugural

0:15:23.720 --> 0:15:26.280
<v Speaker 1>and it's like Silicon Valley you mentioned that, I'm just

0:15:26.440 --> 0:15:30.080
<v Speaker 1>you know vasos, and oh shoot, we didn't even talk

0:15:30.120 --> 0:15:37.440
<v Speaker 1>about Jeff Bezos, basically like saying, where do I begin, girl?

0:15:37.440 --> 0:15:40.359
<v Speaker 1>What do you say? With the Washington Post Jeff Bezos?

0:15:40.640 --> 0:15:44.400
<v Speaker 1>He the opinion section stepped down, and I can see

0:15:44.440 --> 0:15:47.360
<v Speaker 1>why because he's basically said, we're going to have libertarian

0:15:47.440 --> 0:15:55.360
<v Speaker 1>opinions here only and no questioning or critical opinions, literally

0:15:55.400 --> 0:15:59.120
<v Speaker 1>opinions about the White House. And that's just such a

0:15:59.160 --> 0:16:02.840
<v Speaker 1>reversal for what the Washington Post stands for. It it's

0:16:02.840 --> 0:16:05.320
<v Speaker 1>what everyone feared when he bought it, I think. And

0:16:05.360 --> 0:16:07.160
<v Speaker 1>now it's coming to fruition. Yep.

0:16:08.000 --> 0:16:12.040
<v Speaker 3>So yeah, it's just another nut subscribe, another Twitter slash

0:16:12.200 --> 0:16:15.440
<v Speaker 3>x situation where they just keep buying up things and

0:16:15.880 --> 0:16:16.440
<v Speaker 3>using it.

0:16:16.360 --> 0:16:19.120
<v Speaker 1>For and Trump doesn't like work from home, so then

0:16:19.160 --> 0:16:20.880
<v Speaker 1>they don't like it because they want to appeal to

0:16:20.920 --> 0:16:21.400
<v Speaker 1>his ego.

0:16:21.800 --> 0:16:25.280
<v Speaker 3>Of course, of course it's ridiculous, it really is. I mean,

0:16:25.320 --> 0:16:27.120
<v Speaker 3>you know, it's funny a couple with this is random,

0:16:27.160 --> 0:16:29.600
<v Speaker 3>but a couple of weeks ago are months ago, two

0:16:29.600 --> 0:16:31.240
<v Speaker 3>months ago, maybe I was in Atlanta. I went to

0:16:31.320 --> 0:16:34.440
<v Speaker 3>the Usher concert with my homegirl from college and we

0:16:34.560 --> 0:16:38.320
<v Speaker 3>turn around and see two three sections away like towards

0:16:38.400 --> 0:16:40.240
<v Speaker 3>the back or like the stripper poles set up in

0:16:40.240 --> 0:16:44.040
<v Speaker 3>the back, because Usher concert is crazy. Jeff Bezos in

0:16:44.080 --> 0:16:47.680
<v Speaker 3>there just just with his girl, just drinking, and I

0:16:47.800 --> 0:16:49.560
<v Speaker 3>was like, wait a minute, oh no, no, this was

0:16:49.600 --> 0:16:51.720
<v Speaker 3>not in Atlanta. I went to the Usher concert twice.

0:16:51.840 --> 0:16:55.200
<v Speaker 3>This was in Miami, the Miami Usher concert. So in

0:16:55.240 --> 0:16:59.680
<v Speaker 3>the Atlanta Usher concert, who was there? Tiny and t

0:16:59.840 --> 0:17:03.200
<v Speaker 3>I okay, and you know that makes sense. And then

0:17:03.320 --> 0:17:07.359
<v Speaker 3>the Miami one it was Jeff Bezos and and Damon

0:17:07.440 --> 0:17:10.760
<v Speaker 3>John from Shark Tank and from Poubu. Yeah, so it

0:17:10.840 --> 0:17:14.920
<v Speaker 3>was just it's like ridiculous. How you see like the

0:17:15.040 --> 0:17:20.439
<v Speaker 3>most the wealthiest freaking person being escorted by all the

0:17:20.480 --> 0:17:25.439
<v Speaker 3>security and this, like you know, it's ridiculous, like the

0:17:25.520 --> 0:17:28.040
<v Speaker 3>uber black situation pick up and drop off and like

0:17:28.080 --> 0:17:29.679
<v Speaker 3>just being treated whatever. And it's like, bro, we are

0:17:29.680 --> 0:17:31.680
<v Speaker 3>all at this concert just trying to have a good time,

0:17:31.760 --> 0:17:34.600
<v Speaker 3>like don't bring that energy in here. But it's so

0:17:34.680 --> 0:17:38.120
<v Speaker 3>frustrating because they literally have the first and final say

0:17:38.119 --> 0:17:40.320
<v Speaker 3>when it comes to so many of the policies that

0:17:40.359 --> 0:17:44.320
<v Speaker 3>affect our lived experiences every single day. And yet when

0:17:44.359 --> 0:17:46.080
<v Speaker 3>it comes to even just like your ability to go

0:17:46.119 --> 0:17:47.800
<v Speaker 3>to a consert and enjoy yourself, Oh excuse me, you

0:17:47.800 --> 0:17:51.080
<v Speaker 3>have to wait an hour until Jeff Bezos enters and exits.

0:17:51.119 --> 0:17:53.480
<v Speaker 3>Like it's so frustrating.

0:17:53.560 --> 0:17:55.760
<v Speaker 1>But you know at the back of the office, we

0:17:55.800 --> 0:17:58.120
<v Speaker 1>have to order sit again because you can't make time

0:17:58.160 --> 0:17:58.400
<v Speaker 1>to go.

0:17:58.359 --> 0:18:00.520
<v Speaker 3>To the stove, you know, And so you can't even

0:18:00.520 --> 0:18:03.359
<v Speaker 3>boycot Amazon even if you wanted to, because they make

0:18:03.400 --> 0:18:06.720
<v Speaker 3>it literally impossible. Mm, well we should wrap up the

0:18:06.760 --> 0:18:07.600
<v Speaker 3>b a qa.

0:18:10.000 --> 0:18:15.040
<v Speaker 1>For her. Oh yeah, we just.

0:18:14.920 --> 0:18:15.600
<v Speaker 3>Went off track.

0:18:16.600 --> 0:18:20.320
<v Speaker 1>I think we got the answer. I remember we got there.

0:18:20.680 --> 0:18:24.720
<v Speaker 1>Good luck, Sasha, and I think we all wrap I

0:18:24.760 --> 0:18:27.120
<v Speaker 1>think just to wrap that up. I think that the

0:18:27.200 --> 0:18:30.880
<v Speaker 1>key takeaways are you have to decide where where your

0:18:30.960 --> 0:18:35.560
<v Speaker 1>values are and recognize that companies are not going to

0:18:35.600 --> 0:18:37.680
<v Speaker 1>always be the perfect fit for you for where you're

0:18:37.680 --> 0:18:39.480
<v Speaker 1>at in your life. And like maybe it was your

0:18:39.560 --> 0:18:41.240
<v Speaker 1>dream company, but now that it wants you back in

0:18:41.280 --> 0:18:44.360
<v Speaker 1>the office, well that just it just qualifies them from

0:18:44.359 --> 0:18:47.880
<v Speaker 1>being your dream company and just to I think that's

0:18:48.000 --> 0:18:50.600
<v Speaker 1>a healthy it's a healthy thing to know as you

0:18:50.760 --> 0:18:53.199
<v Speaker 1>pursue the rest of your career and will help you

0:18:53.240 --> 0:18:55.720
<v Speaker 1>make decisions that are grounded in like what you want

0:18:55.840 --> 0:18:59.200
<v Speaker 1>versus what you think you should have or what companies

0:18:59.200 --> 0:18:59.960
<v Speaker 1>say they think you should.

0:19:00.280 --> 0:19:03.680
<v Speaker 3>Yeah, and there's no harm in just interviewing. Just just interview,

0:19:03.800 --> 0:19:05.880
<v Speaker 3>just be, always be interviewing. Just just do it and

0:19:06.200 --> 0:19:08.119
<v Speaker 3>if if something feels right in your gut, it might

0:19:08.119 --> 0:19:09.840
<v Speaker 3>be the right leap. And if not, hey, at least

0:19:09.880 --> 0:19:12.000
<v Speaker 3>you're interviewing, you're staying in the game. You're staying fresher.

0:19:12.080 --> 0:19:13.880
<v Speaker 3>I mean, Mandy could talk to this better than anybody

0:19:13.880 --> 0:19:16.600
<v Speaker 3>about those skills. You have to kind of stay sharp

0:19:16.640 --> 0:19:18.800
<v Speaker 3>on them. And if you get real comfortable and settle

0:19:18.880 --> 0:19:21.080
<v Speaker 3>with this position and it's so great and so you stay,

0:19:21.760 --> 0:19:23.680
<v Speaker 3>you don't kind of only make it harder for yourself

0:19:23.760 --> 0:19:25.399
<v Speaker 3>in let's say, in three years, if you did decide

0:19:25.400 --> 0:19:27.440
<v Speaker 3>to leave because you've been out the game for so long.

0:19:27.480 --> 0:19:29.240
<v Speaker 3>So even maybe just do a couple of interviews. You

0:19:29.280 --> 0:19:31.000
<v Speaker 3>might find a better opportunity and a better fit. And

0:19:31.080 --> 0:19:33.360
<v Speaker 3>you might not, but at least you're getting at bets

0:19:33.359 --> 0:19:34.000
<v Speaker 3>you're getting that point.

0:19:34.040 --> 0:19:37.160
<v Speaker 1>We're an offer. Because the thing I love about all

0:19:37.160 --> 0:19:40.000
<v Speaker 1>these like oh two to three years for promotion, What

0:19:40.080 --> 0:19:41.879
<v Speaker 1>I love most is how quickly that goes out the

0:19:41.880 --> 0:19:44.040
<v Speaker 1>window if you get a competing offer, It's like, oh wait,

0:19:44.119 --> 0:19:47.800
<v Speaker 1>we found this money all of a sudden. That's hard interesting.

0:19:48.280 --> 0:19:50.920
<v Speaker 1>So yeah, I would, yeah, one hundred percent on Ellie

0:19:51.119 --> 0:19:56.520
<v Speaker 1>go be interviewing and get those competing offers. All right, Sasha,

0:19:56.520 --> 0:19:58.560
<v Speaker 1>thank you for your question. Let's take a quick break

0:19:58.600 --> 0:20:03.920
<v Speaker 1>and come right back with question from a listener. Tara

0:20:06.840 --> 0:20:11.720
<v Speaker 1>Ariba fam Tara in the house with a question. She says, Hey, nanny,

0:20:11.760 --> 0:20:13.600
<v Speaker 1>thank you so much for what you do. I just

0:20:13.640 --> 0:20:17.080
<v Speaker 1>discovered brand ambition and can't get enough. Oh that's kind,

0:20:17.200 --> 0:20:20.080
<v Speaker 1>that's so sweet. Tarah says, I'm thirty seven years old.

0:20:20.119 --> 0:20:22.520
<v Speaker 1>I had been with my partner for thirteen years. It's

0:20:22.560 --> 0:20:26.360
<v Speaker 1>a very loving and committed relationship, but we are not married.

0:20:27.200 --> 0:20:30.560
<v Speaker 1>We both have some disillusionment with marriage. Both of us

0:20:30.600 --> 0:20:33.439
<v Speaker 1>have divorced parents and other trauma issues. Were both in

0:20:33.520 --> 0:20:36.240
<v Speaker 1>therapy for. It's occurred to me that if something were

0:20:36.240 --> 0:20:38.000
<v Speaker 1>to happen to him, i e. He dies in a

0:20:38.040 --> 0:20:41.080
<v Speaker 1>car crash or something, I'd be pretty much screwed financially.

0:20:41.600 --> 0:20:44.639
<v Speaker 1>I work part time and have a side hustle, but

0:20:44.680 --> 0:20:48.439
<v Speaker 1>he makes way more money than me as a computer programmer.

0:20:48.920 --> 0:20:51.920
<v Speaker 1>I contribute to rent and other smaller expenses, but I

0:20:51.960 --> 0:20:54.640
<v Speaker 1>would not be able to afford our current lifestyle on

0:20:54.680 --> 0:20:57.440
<v Speaker 1>my own if something were to happen to him. Part

0:20:57.480 --> 0:20:59.679
<v Speaker 1>of our arrangement is that I pay lesson rent so

0:20:59.720 --> 0:21:01.600
<v Speaker 1>I can work. I'm paying down my credit card debt,

0:21:01.600 --> 0:21:05.280
<v Speaker 1>which I'm very slowly making progress on. Anyway, I've heard

0:21:05.359 --> 0:21:08.200
<v Speaker 1>horror stories of women being with their man for twenty

0:21:08.240 --> 0:21:11.280
<v Speaker 1>plus years, he dies suddenly and they have zero claim

0:21:11.320 --> 0:21:15.040
<v Speaker 1>to anything because they're not legally married. I can't say

0:21:15.080 --> 0:21:17.879
<v Speaker 1>for sure if we will ever get legally married, maybe not,

0:21:18.240 --> 0:21:21.160
<v Speaker 1>or maybe some day down the road. But in the meantime,

0:21:21.320 --> 0:21:24.280
<v Speaker 1>what can I do to protect myself financially in case

0:21:24.320 --> 0:21:27.560
<v Speaker 1>the worst were to happen. We live in Idaho, oh

0:21:27.640 --> 0:21:28.720
<v Speaker 1>Idaho in the house?

0:21:28.800 --> 0:21:29.119
<v Speaker 3>Okay?

0:21:29.880 --> 0:21:33.159
<v Speaker 1>Good. We live in Idaho, which does not offer something

0:21:33.240 --> 0:21:37.040
<v Speaker 1>like common law marriage. I'm assuming my priority should be

0:21:37.080 --> 0:21:40.000
<v Speaker 1>to save, save, save like a squirrel, because right now

0:21:40.080 --> 0:21:44.600
<v Speaker 1>my savings is almost nothing. Sadly, anyway, sorry for the

0:21:44.600 --> 0:21:47.080
<v Speaker 1>long email. Thank you so much. Don't be sorry much.

0:21:47.119 --> 0:21:51.399
<v Speaker 1>Love Tara through it. Listen to your gut. What do

0:21:51.480 --> 0:21:59.560
<v Speaker 1>you say, christ because you never go first? Assertive? Be assertive?

0:22:00.440 --> 0:22:03.800
<v Speaker 1>Oh yeah, sometimes I forget that you're doing it by choice,

0:22:03.800 --> 0:22:06.280
<v Speaker 1>not because you need me to like shut you to

0:22:06.320 --> 0:22:06.920
<v Speaker 1>the spotlight.

0:22:08.680 --> 0:22:10.080
<v Speaker 2>Yeah, I don't need you don't need to make me

0:22:10.119 --> 0:22:13.679
<v Speaker 2>go first, since you already put me on the spot.

0:22:14.119 --> 0:22:16.119
<v Speaker 2>All right, I would say, you know what I think, obviously,

0:22:16.160 --> 0:22:18.440
<v Speaker 2>it's always good to be prepared, right, to have your

0:22:18.440 --> 0:22:20.639
<v Speaker 2>own stuff in place, have your own savings, to have

0:22:20.760 --> 0:22:24.639
<v Speaker 2>your own streamer income, to be self sufficient, right. Because

0:22:24.640 --> 0:22:27.639
<v Speaker 2>in the situation, it sounds like it's not that he

0:22:28.000 --> 0:22:31.479
<v Speaker 2>is making her be I guess he's not forcing her.

0:22:31.520 --> 0:22:34.399
<v Speaker 2>In the situation, they're involuntarily they're choosing that to be married.

0:22:35.320 --> 0:22:37.040
<v Speaker 2>But I think there's differently things we don't know why.

0:22:37.080 --> 0:22:39.359
<v Speaker 2>Maybe she's working part time versus working full time. There

0:22:39.400 --> 0:22:41.000
<v Speaker 2>could be a lot of reasons why someone chooses to

0:22:41.040 --> 0:22:42.240
<v Speaker 2>do that. I don't know if they have kids or

0:22:42.240 --> 0:22:45.280
<v Speaker 2>anything like that, but I would say you can definitely

0:22:45.320 --> 0:22:46.920
<v Speaker 2>make sure you're self sufficient on your own right. You

0:22:46.960 --> 0:22:48.600
<v Speaker 2>got to make sure that you and no matter what happens,

0:22:48.600 --> 0:22:50.760
<v Speaker 2>because a relationship could always in that you are taking

0:22:50.800 --> 0:22:52.360
<v Speaker 2>care of yourself and you put yourself in the best

0:22:52.359 --> 0:22:56.560
<v Speaker 2>position to survive any type of separation. If this is

0:22:56.600 --> 0:22:58.480
<v Speaker 2>like a committed relationship, right, I don't know if they've

0:22:58.520 --> 0:23:00.720
<v Speaker 2>done any type of estate planning, and maybe have the

0:23:00.720 --> 0:23:03.320
<v Speaker 2>conversation with your partner like, hey, if something weren't happen

0:23:03.359 --> 0:23:05.960
<v Speaker 2>to you, something would happen to me. Do we plan

0:23:06.040 --> 0:23:08.439
<v Speaker 2>on giving each other some of our assets when we

0:23:08.480 --> 0:23:10.800
<v Speaker 2>pass away? Because that's something that I think that would

0:23:10.800 --> 0:23:12.280
<v Speaker 2>give you a lot of relief if you know for sure,

0:23:12.359 --> 0:23:14.359
<v Speaker 2>because just because you're not married doesn't mean he couldn't

0:23:14.400 --> 0:23:17.080
<v Speaker 2>have a trust or will in place that gives you

0:23:17.119 --> 0:23:18.920
<v Speaker 2>some of the assets that you built this life together.

0:23:18.960 --> 0:23:21.840
<v Speaker 1>You can name anybody a beneficiary of that for a

0:23:21.920 --> 0:23:25.320
<v Speaker 1>one K bye bye anybody life insurance policy?

0:23:25.680 --> 0:23:27.320
<v Speaker 2>Yes, right, so I would have that question. I would

0:23:27.320 --> 0:23:28.919
<v Speaker 2>have a conversation and figure that out because that may

0:23:28.960 --> 0:23:31.160
<v Speaker 2>solve your problem right there. If because if you feel like, Okay,

0:23:31.160 --> 0:23:33.359
<v Speaker 2>I don't know what will happen, this may give you

0:23:33.400 --> 0:23:35.359
<v Speaker 2>that security that you need to know that, hey, we

0:23:35.400 --> 0:23:37.439
<v Speaker 2>both have each other's back and that one of us

0:23:37.480 --> 0:23:39.879
<v Speaker 2>were to pass away. But if you may find out

0:23:40.000 --> 0:23:41.800
<v Speaker 2>that you that's not the plan, so then then you

0:23:41.800 --> 0:23:43.679
<v Speaker 2>can make it a planet according based off of what

0:23:43.720 --> 0:23:43.960
<v Speaker 2>you know.

0:23:44.040 --> 0:23:46.040
<v Speaker 1>Now that's scary too, because if he passes away, you

0:23:46.080 --> 0:23:49.000
<v Speaker 1>can't afford the house, like and there's still a lean

0:23:49.080 --> 0:23:52.160
<v Speaker 1>on it or mortgage or whatever, like his family may

0:23:52.240 --> 0:23:56.040
<v Speaker 1>take ownership or whatever the laws of Idaho suggest, and

0:23:56.080 --> 0:23:58.879
<v Speaker 1>then they could, you know, want to sell it for

0:23:58.920 --> 0:24:01.359
<v Speaker 1>a profit or like kick you out or whatever. That

0:24:01.440 --> 0:24:01.960
<v Speaker 1>is a fact.

0:24:02.280 --> 0:24:04.760
<v Speaker 3>I really love that, Crystal, because that's pretty much what

0:24:04.840 --> 0:24:07.720
<v Speaker 3>Jamil and I did. We are in thirteen years in

0:24:07.760 --> 0:24:11.480
<v Speaker 3>to our relationship and also not married. Yeah.

0:24:11.640 --> 0:24:13.440
<v Speaker 1>Also so like terror, I feel you girl.

0:24:13.480 --> 0:24:15.960
<v Speaker 3>We are in a long term relationship, very very committed,

0:24:16.000 --> 0:24:19.639
<v Speaker 3>but we've you know, not really necessarily seeing marriage necessarily

0:24:19.640 --> 0:24:22.199
<v Speaker 3>in our future. Maybe maybe not like you said, but

0:24:22.760 --> 0:24:24.600
<v Speaker 3>that don't mean we play around when it comes to

0:24:24.680 --> 0:24:27.200
<v Speaker 3>the estate planet. We both sat down. I added him

0:24:27.240 --> 0:24:30.440
<v Speaker 3>to my retirement assets as a beneficiary along with some

0:24:30.680 --> 0:24:32.560
<v Speaker 3>like you don't have to name only one person, so

0:24:32.560 --> 0:24:34.679
<v Speaker 3>you can have multiple beneficiaries. So Jamil is one of

0:24:34.680 --> 0:24:36.880
<v Speaker 3>the beneficiaries. I have a big family, so there's others

0:24:36.920 --> 0:24:39.560
<v Speaker 3>as well. And then I have a life insurance policy

0:24:39.600 --> 0:24:41.760
<v Speaker 3>he is one of the beneficiaries as well as another

0:24:41.800 --> 0:24:43.840
<v Speaker 3>family member, and then he did the same in return

0:24:43.920 --> 0:24:46.800
<v Speaker 3>his retirement assets. The beneficiary listed is me as well

0:24:46.800 --> 0:24:48.600
<v Speaker 3>as one another person in his family, and same thing

0:24:48.640 --> 0:24:50.960
<v Speaker 3>with his life insurance policy where'm listed as a beneficiary.

0:24:51.040 --> 0:24:53.800
<v Speaker 3>So you can not have that fear looming over you

0:24:53.840 --> 0:24:55.560
<v Speaker 3>every day in your relationship. As he walks out the

0:24:55.560 --> 0:24:57.080
<v Speaker 3>door and hops on his bike, you're like, is he

0:24:57.119 --> 0:24:59.760
<v Speaker 3>gonna die today and leave me screwed? Like, don't you know,

0:24:59.800 --> 0:25:04.760
<v Speaker 3>don't create that situation for yourself because naming yourself, I mean,

0:25:04.800 --> 0:25:06.600
<v Speaker 3>that's like the leading cause of death. I feel like

0:25:07.359 --> 0:25:10.280
<v Speaker 3>if you look at these bikes.

0:25:09.640 --> 0:25:11.600
<v Speaker 1>I don't think they're getting I don't know, but I

0:25:11.640 --> 0:25:13.080
<v Speaker 1>just feel like the other day I'm red an article.

0:25:12.920 --> 0:25:14.639
<v Speaker 3>But like everybody gets on a bike and dies, and

0:25:14.680 --> 0:25:16.440
<v Speaker 3>I'm like, why is everybody dying.

0:25:16.240 --> 0:25:17.840
<v Speaker 1>On a bike.

0:25:18.960 --> 0:25:21.320
<v Speaker 3>No, you guys got to do that a state planning process,

0:25:21.400 --> 0:25:23.399
<v Speaker 3>like Chris said, and it doesn't even have to be

0:25:23.400 --> 0:25:25.280
<v Speaker 3>the official formal estate planning whole thing where you have

0:25:25.320 --> 0:25:26.320
<v Speaker 3>a trust or you have a will and you have

0:25:26.359 --> 0:25:28.440
<v Speaker 3>all that. But even to us, starting with the simple

0:25:28.480 --> 0:25:31.440
<v Speaker 3>act of adding each other as beneficiaries and establishing joint

0:25:31.440 --> 0:25:34.280
<v Speaker 3>ownership on some of your assets and accounts. That could

0:25:34.320 --> 0:25:36.360
<v Speaker 3>be the move that he makes to show you that

0:25:36.680 --> 0:25:38.520
<v Speaker 3>you know, you are really valued to him and you

0:25:38.520 --> 0:25:40.720
<v Speaker 3>guys are equal partners in your partnership, even though a

0:25:40.760 --> 0:25:44.000
<v Speaker 3>marriage is not necessarily the thing that creates your partnership, right,

0:25:44.040 --> 0:25:46.199
<v Speaker 3>So I do think that's really important. And if you

0:25:46.200 --> 0:25:47.560
<v Speaker 3>want to take that next step and you want to

0:25:47.600 --> 0:25:49.960
<v Speaker 3>set up a trust, that will be even better because

0:25:49.960 --> 0:25:51.920
<v Speaker 3>then it could skip probate. You know, you can have

0:25:51.960 --> 0:25:54.320
<v Speaker 3>a will and you still have to go through probate,

0:25:54.320 --> 0:25:55.800
<v Speaker 3>which can be you know, held up in the courts.

0:25:55.800 --> 0:25:57.919
<v Speaker 3>We've seen that with a lot of celebrities who unfortunately,

0:25:58.280 --> 0:26:01.360
<v Speaker 3>you know, their families kind of are fighting in core

0:26:01.400 --> 0:26:03.440
<v Speaker 3>and they're held up in probate to get assets from

0:26:03.520 --> 0:26:06.440
<v Speaker 3>the person who passed. So just at the very least

0:26:06.560 --> 0:26:09.399
<v Speaker 3>adding beneficiaries and creating joint ownership so that you know

0:26:09.480 --> 0:26:12.000
<v Speaker 3>that you have access to things and you're not screwed financially,

0:26:12.040 --> 0:26:14.760
<v Speaker 3>like you said, if he does pass, but also you know,

0:26:14.840 --> 0:26:17.399
<v Speaker 3>discussing like maybe potentially a will or a trust or

0:26:17.440 --> 0:26:19.359
<v Speaker 3>something bigger, because if your partner is making all this

0:26:19.440 --> 0:26:22.040
<v Speaker 3>money as a programmer. He can afford a life insurance

0:26:22.040 --> 0:26:25.200
<v Speaker 3>policy for eighty bucks a month with you as a beneficiary,

0:26:25.240 --> 0:26:26.720
<v Speaker 3>and he can afford to set up a will for

0:26:26.760 --> 0:26:29.680
<v Speaker 3>a couple hundred bucks online and a trust right, which

0:26:29.760 --> 0:26:31.160
<v Speaker 3>is not a ton of money. We're not talking about

0:26:31.160 --> 0:26:33.520
<v Speaker 3>ten thousand dollars here. We're talking about a couple hundred bucks,

0:26:33.640 --> 0:26:36.200
<v Speaker 3>and that can definitely give you the peace of mind

0:26:36.240 --> 0:26:37.760
<v Speaker 3>that you need and you can sleep better at night

0:26:37.840 --> 0:26:39.560
<v Speaker 3>knowing that you all are on the same page.

0:26:39.680 --> 0:26:42.000
<v Speaker 1>Let's change, you know, the whole diamond thing, the whole

0:26:42.040 --> 0:26:44.639
<v Speaker 1>diamond being like the diamond engagement ring that was just

0:26:44.640 --> 0:26:48.239
<v Speaker 1>a marketing stunt from like or a commercial campaign from

0:26:48.240 --> 0:26:51.000
<v Speaker 1>the early nineteen hundreds. So like, could the new engagement

0:26:51.080 --> 0:26:54.399
<v Speaker 1>ring be I love you and I want you to

0:26:54.440 --> 0:26:57.360
<v Speaker 1>be my wife. Here's my four oh one k. I'm

0:26:57.400 --> 0:27:01.280
<v Speaker 1>adding you as a beneficiary today. Will you will you

0:27:01.400 --> 0:27:05.200
<v Speaker 1>take me as your partner for life? Yeah, that's that's

0:27:05.320 --> 0:27:07.520
<v Speaker 1>romantic to me all the study. Put me on your

0:27:07.520 --> 0:27:10.639
<v Speaker 1>four one k baby, like talk dirty to me, Like

0:27:11.000 --> 0:27:13.359
<v Speaker 1>can I be? Can you put me on the deed?

0:27:13.600 --> 0:27:15.159
<v Speaker 1>Give me the title? You know what I mean? Like

0:27:15.480 --> 0:27:20.040
<v Speaker 1>paper other kinds of paper ownership assets. We need to

0:27:20.040 --> 0:27:27.360
<v Speaker 1>tap into our woman in Pakistan, give me land, give

0:27:27.400 --> 0:27:35.720
<v Speaker 1>me hands out a week. But it's so it's real,

0:27:35.840 --> 0:27:37.720
<v Speaker 1>true people get caught up in like the bridle, the

0:27:38.040 --> 0:27:41.200
<v Speaker 1>white dress and the cake and like the venue. And

0:27:41.240 --> 0:27:45.440
<v Speaker 1>I'm like, babe, what does the what does the paperwork say?

0:27:45.440 --> 0:27:47.800
<v Speaker 1>Because there's some people who are more protected who never

0:27:47.840 --> 0:27:50.800
<v Speaker 1>get married if they do things properly. Then people who

0:27:50.880 --> 0:27:53.359
<v Speaker 1>do get married and don't have a prenup because like

0:27:53.440 --> 0:27:54.960
<v Speaker 1>you can go back to listen to our episode with

0:27:55.000 --> 0:28:00.240
<v Speaker 1>Aaron Thomas, the prenup attorney, incredible prenup attorney with those book,

0:28:00.640 --> 0:28:03.680
<v Speaker 1>listen to that episode from Valentine's Day in February, because

0:28:04.160 --> 0:28:07.239
<v Speaker 1>we talk all about that how even just because you

0:28:07.240 --> 0:28:11.720
<v Speaker 1>get married, it doesn't magically give you protections exactly exact think.

0:28:12.040 --> 0:28:13.680
<v Speaker 3>And I love that point, Mandy, because I do feel

0:28:13.720 --> 0:28:16.479
<v Speaker 3>like a lot of my girlfriends are so enamored and

0:28:16.520 --> 0:28:18.520
<v Speaker 3>it's like it's been instilled in us since we were

0:28:18.520 --> 0:28:21.560
<v Speaker 3>little girls. It's like, oh, the idea of your wedding

0:28:21.640 --> 0:28:23.240
<v Speaker 3>day is the most important day of your life, the

0:28:23.240 --> 0:28:25.080
<v Speaker 3>most special day of your life, and you know you

0:28:25.119 --> 0:28:27.200
<v Speaker 3>want to get married once and you have your dressing,

0:28:27.200 --> 0:28:29.159
<v Speaker 3>you have to have your perfect wedding, and it's like

0:28:29.560 --> 0:28:31.480
<v Speaker 3>all of that. I don't want to call it shit,

0:28:31.560 --> 0:28:34.840
<v Speaker 3>but it's like it's all symbolism, but what is it?

0:28:36.520 --> 0:28:38.120
<v Speaker 1>Yes, but what is it to?

0:28:38.200 --> 0:28:41.640
<v Speaker 3>What's underneath it? All that actually has meaning and is

0:28:41.680 --> 0:28:46.160
<v Speaker 3>the foundation for everything that matters? Is like are you good?

0:28:46.280 --> 0:28:48.200
<v Speaker 3>Are you and the kids gonna be good if he's gone?

0:28:48.240 --> 0:28:49.920
<v Speaker 3>Or are y'all gonna be good if she's gone? Like

0:28:50.240 --> 0:28:53.800
<v Speaker 3>what is the reality of your life and your livelihood?

0:28:54.200 --> 0:28:56.960
<v Speaker 3>That's what really matters. So I just feel like, yeah,

0:28:57.040 --> 0:28:58.680
<v Speaker 3>like get get the fluff stuff out of the way

0:28:58.720 --> 0:29:01.000
<v Speaker 3>so you can really address what's really important. At the

0:29:01.120 --> 0:29:03.680
<v Speaker 3>very least, he should have a life insurance policy. Come on,

0:29:03.800 --> 0:29:06.680
<v Speaker 3>that's I mean, my life insurance policy. I pay seventy

0:29:06.720 --> 0:29:08.880
<v Speaker 3>two dollars a month and it's up to one point

0:29:08.920 --> 0:29:11.720
<v Speaker 3>five million dollar payout. It's a thirty year term policy.

0:29:12.040 --> 0:29:14.440
<v Speaker 3>There ain't no reason why he shouldn't be spending seventy

0:29:14.480 --> 0:29:17.280
<v Speaker 3>two dollars a month on an insurance policy like that.

0:29:17.280 --> 0:29:20.400
<v Speaker 3>That's chump changed for him as a software engineer. Come on, girl,

0:29:20.440 --> 0:29:22.920
<v Speaker 3>like that's the the bare minimum he can do. Add

0:29:22.920 --> 0:29:24.880
<v Speaker 3>you as a beneficiar on the retirement accounts and create

0:29:24.880 --> 0:29:28.200
<v Speaker 3>a life insurance policy. Turn policy's fine, something under one

0:29:28.280 --> 0:29:30.880
<v Speaker 3>hundred bucks a month. He can afford it, and it

0:29:31.080 --> 0:29:34.600
<v Speaker 3>just it's it's a real action, not just words, just

0:29:34.600 --> 0:29:36.880
<v Speaker 3>putting action behind the words. If like you are my partner,

0:29:36.880 --> 0:29:38.360
<v Speaker 3>you matter so much to me. We've been in this

0:29:38.440 --> 0:29:41.320
<v Speaker 3>game for thirteen years together. Let me show you what

0:29:41.360 --> 0:29:43.320
<v Speaker 3>that means to me in this way.

0:29:43.680 --> 0:29:46.600
<v Speaker 1>You know, it's going to give you information if what

0:29:46.640 --> 0:29:48.240
<v Speaker 1>if he acts weird about it, then you got a

0:29:48.280 --> 0:29:52.240
<v Speaker 1>red flag, babe. And then I would say, yes, start saving.

0:29:52.520 --> 0:29:56.080
<v Speaker 3>Oh for sure, save you the way, but take notes

0:29:56.400 --> 0:29:59.720
<v Speaker 3>if he acted skimming off the top. My mom used

0:29:59.720 --> 0:30:00.880
<v Speaker 3>to do that. I mean sid I mean, not put

0:30:00.920 --> 0:30:02.600
<v Speaker 3>our business out there, but definitely gotta do what you

0:30:02.640 --> 0:30:02.960
<v Speaker 3>gotta do.

0:30:03.400 --> 0:30:06.880
<v Speaker 1>A lot of spouses do. Take a little sum for me,

0:30:07.440 --> 0:30:09.880
<v Speaker 1>you know, put it, put it behind the toilet, wherever

0:30:09.880 --> 0:30:15.680
<v Speaker 1>you want to hide it behind the toilet. You know why,

0:30:15.680 --> 0:30:18.160
<v Speaker 1>because I was picturing j Loo in that movie enough

0:30:18.720 --> 0:30:20.640
<v Speaker 1>and I don't think she puts money behind the toilet,

0:30:20.640 --> 0:30:22.920
<v Speaker 1>but there is a pivotal toilet scene. It really made

0:30:22.960 --> 0:30:24.960
<v Speaker 1>an impression on me where she pretends to be peeing

0:30:25.000 --> 0:30:27.080
<v Speaker 1>by putting a bottle of water on the toilet so

0:30:27.080 --> 0:30:31.040
<v Speaker 1>that she can escape her abusive spouse. You'll never enough.

0:30:31.440 --> 0:30:33.120
<v Speaker 3>Yeah, I mean so it was like a remake of

0:30:33.120 --> 0:30:34.880
<v Speaker 3>Sleeping with the Enemy with Julia Roberts from back in

0:30:34.960 --> 0:30:35.240
<v Speaker 3>the day.

0:30:35.560 --> 0:30:39.600
<v Speaker 1>Listen, we don't need to know all that, but yeah,

0:30:39.200 --> 0:30:42.400
<v Speaker 1>I will die on the Jalo hill. I don't know why.

0:30:42.480 --> 0:30:43.600
<v Speaker 1>I think you'll be alone.

0:30:45.080 --> 0:30:48.200
<v Speaker 3>It. I like JL, but that movie was for sure

0:30:48.680 --> 0:30:51.360
<v Speaker 3>just straight up robbed sleeping with the Enemy, like the

0:30:51.480 --> 0:30:53.920
<v Speaker 3>entire storyline, a lot of the scenes. I'm like, oh,

0:30:53.960 --> 0:30:55.480
<v Speaker 3>this is just a just a remake.

0:30:58.000 --> 0:31:00.760
<v Speaker 1>Julia Roberts did not learn how to fight blind. No, no,

0:31:00.800 --> 0:31:02.440
<v Speaker 1>she didn't know how to fight Morgan Freeman.

0:31:02.680 --> 0:31:04.320
<v Speaker 3>No she did not, but it was it was that

0:31:04.520 --> 0:31:05.680
<v Speaker 3>overarching story.

0:31:07.920 --> 0:31:09.840
<v Speaker 1>But yeah, it was a slight very You're right.

0:31:09.840 --> 0:31:11.120
<v Speaker 3>You're right, it was a slight very. She was the

0:31:11.160 --> 0:31:13.400
<v Speaker 3>Bronx version. It was the Boogie Down Bronx version.

0:31:13.560 --> 0:31:19.239
<v Speaker 1>Was blind. She learned how to box blind because she

0:31:19.360 --> 0:31:22.080
<v Speaker 1>was dark. She had to like learn her house fight

0:31:22.160 --> 0:31:23.480
<v Speaker 1>him in the dark. She had to fight him in

0:31:23.480 --> 0:31:25.560
<v Speaker 1>the dark so that she you know, it also a

0:31:25.600 --> 0:31:27.840
<v Speaker 1>game of Thrones when Aria Stark when she like has

0:31:27.880 --> 0:31:29.360
<v Speaker 1>to fight the little the ladies.

0:31:29.880 --> 0:31:34.880
<v Speaker 3>Ye, well no these are these are old old foot films,

0:31:34.880 --> 0:31:37.040
<v Speaker 3>and Joe very old watching this today, like he was

0:31:37.080 --> 0:31:37.600
<v Speaker 3>watching enough.

0:31:38.200 --> 0:31:40.000
<v Speaker 1>There's so many characters to forget who that is. Anyway,

0:31:40.080 --> 0:31:42.680
<v Speaker 1>she like turns, she like cuts the candle off, and

0:31:42.720 --> 0:31:45.160
<v Speaker 1>then she's like, oh, you're on my turf now, bitch,

0:31:45.880 --> 0:31:46.680
<v Speaker 1>I'm blind. Now.

0:31:46.760 --> 0:31:48.160
<v Speaker 3>No, that was Aria. That was Aria.

0:31:48.280 --> 0:31:51.960
<v Speaker 1>You Chris, they're connected. You're trying to make me, not

0:31:52.080 --> 0:31:54.440
<v Speaker 1>make it. You're trying to discredit Mandy.

0:31:54.480 --> 0:31:54.920
<v Speaker 3>I'm with you.

0:31:54.960 --> 0:31:57.360
<v Speaker 1>I'm here girl, I'm with a man gaslighting us.

0:31:57.440 --> 0:31:58.120
<v Speaker 3>I'm following you.

0:31:58.200 --> 0:32:01.360
<v Speaker 1>Girl in the middle. Nothing in the middle, the beginning

0:32:01.440 --> 0:32:04.760
<v Speaker 1>of Women's History Month. Okay, follow me. Me and yan

0:32:04.800 --> 0:32:06.560
<v Speaker 1>Ellie are on the train. You're trying to keep up.

0:32:07.280 --> 0:32:11.240
<v Speaker 1>You're just right here, like sweating, dripping down your bald head,

0:32:12.360 --> 0:32:16.160
<v Speaker 1>trying to catch a train that you ain't gonna catch it.

0:32:16.680 --> 0:32:18.720
<v Speaker 1>You ain't never gonna catch his train, Chris.

0:32:19.000 --> 0:32:20.840
<v Speaker 3>You gotta want to catch the train. In order to

0:32:20.880 --> 0:32:22.920
<v Speaker 3>catch the train. You gotta want you gotta want.

0:32:22.720 --> 0:32:30.800
<v Speaker 1>It, want to It's gonna listen. Just take this whole

0:32:30.800 --> 0:32:36.360
<v Speaker 1>episode anyway, j Lo deserved all yes, and she had

0:32:36.360 --> 0:32:39.120
<v Speaker 1>to learn how to box blind so that so she

0:32:39.160 --> 0:32:40.760
<v Speaker 1>could turn the lights off and then win, and then

0:32:40.840 --> 0:32:43.080
<v Speaker 1>women win, women win. That's all you need to know

0:32:43.280 --> 0:32:46.560
<v Speaker 1>about that. Okay, just Maarah is gonna win when she

0:32:46.640 --> 0:32:50.040
<v Speaker 1>listens to this episode and she and I just I

0:32:50.080 --> 0:32:52.600
<v Speaker 1>want an update, Tara, because we really want to hear

0:32:52.800 --> 0:32:56.959
<v Speaker 1>that you have as you deserve financial security. Okay, thirteen

0:32:57.040 --> 0:32:58.000
<v Speaker 1>years is a long.

0:32:57.840 --> 0:33:00.800
<v Speaker 3>Time and at least reassure even if you don't have

0:33:00.840 --> 0:33:03.080
<v Speaker 3>your own financial independence. You've been in this relationship for

0:33:03.120 --> 0:33:06.240
<v Speaker 3>thirteen years and you just are love you that reassurance

0:33:06.320 --> 0:33:07.200
<v Speaker 3>is so important.

0:33:07.760 --> 0:33:12.800
<v Speaker 1>Wants you to be Okay, yep, yeah, all right, another

0:33:12.840 --> 0:33:18.000
<v Speaker 1>colorful episode of the AQA. I love it all right,

0:33:18.120 --> 0:33:21.440
<v Speaker 1>big fam, thank you so much for listening, and for

0:33:21.440 --> 0:33:23.120
<v Speaker 1>those of you who are on the train with us,

0:33:23.160 --> 0:33:26.440
<v Speaker 1>I hope you're enjoying the view. We got. We got

0:33:27.120 --> 0:33:31.080
<v Speaker 1>chilled sparkling rose, which is my favorite, like fancy beverage.

0:33:32.000 --> 0:33:34.840
<v Speaker 1>And you know, maybe we'll slow down a little bit

0:33:34.880 --> 0:33:38.440
<v Speaker 1>so Chris can do you hear those tires screeching? Just

0:33:38.520 --> 0:33:41.040
<v Speaker 1>hop on how you can hang on to the back

0:33:41.080 --> 0:33:45.720
<v Speaker 1>of the kaboos gonna go to the kabboos, you know.

0:33:45.840 --> 0:33:47.240
<v Speaker 2>But for those of you out there who are who

0:33:47.240 --> 0:33:49.040
<v Speaker 2>are trying to just learn and do better, and you're

0:33:49.080 --> 0:33:50.960
<v Speaker 2>running outside the train with me, you know, it's great

0:33:50.960 --> 0:33:53.960
<v Speaker 2>to have you there well, striving to get better, you know.

0:33:54.720 --> 0:34:00.680
<v Speaker 1>Appreciate it. This train is sponsored by Adhd al r

0:34:00.800 --> 0:34:08.880
<v Speaker 1>Ba Fam. Until next time, we'll see you on Monday. Bye,