1
00:00:00,160 --> 00:00:02,880
Speaker 1: One eight hundred d ui Away now offering free remote

2
00:00:02,880 --> 00:00:06,280
Speaker 1: consultations by phone or video conference for any criminal offense.

3
00:00:06,360 --> 00:00:08,960
Speaker 1: Trust Brooke, Jeffrey and Jose's friends with a free remote

4
00:00:09,000 --> 00:00:12,159
Speaker 1: consultation from Bradley Johnson Lawyers. Visit one eight hundred d

5
00:00:12,200 --> 00:00:16,920
Speaker 1: Uyowa dot com or call away. It's time for your

6
00:00:16,920 --> 00:00:20,600
Speaker 1: phone tap, and today we attempt to do something that

7
00:00:20,640 --> 00:00:24,880
Speaker 1: we've never done on this show before. Okay, trying to

8
00:00:24,960 --> 00:00:31,160
Speaker 1: make financial literacy funny. I don't know what financial literacy. Yeah,

9
00:00:31,160 --> 00:00:33,599
Speaker 1: I'll be honest. When I was in the middle of

10
00:00:33,600 --> 00:00:37,400
Speaker 1: doing this call, I was thinking, this is going exactly

11
00:00:37,440 --> 00:00:42,040
Speaker 1: how I thought it would, kind of boring. Oh that's

12
00:00:42,120 --> 00:00:46,320
Speaker 1: what a tease. Can't wait to So I said something

13
00:00:46,360 --> 00:00:49,600
Speaker 1: I probably shouldn't have, and it changed the course of

14
00:00:49,640 --> 00:00:52,280
Speaker 1: the conversation. I'm a little embarrassed about it now, but

15
00:00:52,800 --> 00:00:57,720
Speaker 1: you'll hear what I said in your phone tap right now.

16
00:00:55,960 --> 00:01:04,080
Speaker 1: It's on the twenties. Hello. Hi, my name's Riley. Are

17
00:01:04,080 --> 00:01:07,960
Speaker 1: you Lucas? This is him? How can I help you? Hey, Lucas,

18
00:01:08,240 --> 00:01:10,959
Speaker 1: I work over in corporate HR and I was hoping

19
00:01:10,959 --> 00:01:13,480
Speaker 1: to chat with you about something for a second. Yeah, sure,

20
00:01:13,480 --> 00:01:16,280
Speaker 1: of course, what's up. As you know, the company sent

21
00:01:16,319 --> 00:01:19,880
Speaker 1: out an email recently regarding financial literacy. You might remember

22
00:01:19,959 --> 00:01:21,560
Speaker 1: it asked a bunch of questions about four oh one

23
00:01:21,680 --> 00:01:26,240
Speaker 1: ks and hsas and stuff like that. Yeah, I remember. Great.

24
00:01:26,760 --> 00:01:30,520
Speaker 1: So it turns out you actually did very well on it.

25
00:01:30,600 --> 00:01:34,520
Speaker 1: You really know your stuff, really, Yeah you did. I

26
00:01:34,520 --> 00:01:36,400
Speaker 1: mean I'm looking over it right now. It turns out

27
00:01:36,600 --> 00:01:39,039
Speaker 1: you're investing in your four oh one K, you picked

28
00:01:39,040 --> 00:01:41,679
Speaker 1: a modest medical plan, So you're a really good role

29
00:01:41,720 --> 00:01:44,440
Speaker 1: model for some of our other employees. I don't know

30
00:01:44,440 --> 00:01:46,000
Speaker 1: if to say. I mean, I try to be pretty

31
00:01:46,040 --> 00:01:48,280
Speaker 1: good at it, and you know the company matches, so

32
00:01:48,680 --> 00:01:51,640
Speaker 1: it's good stuff. Well, your instincts are right on, and

33
00:01:51,760 --> 00:01:54,600
Speaker 1: that's why management wanted to know if you might consider

34
00:01:54,640 --> 00:01:57,000
Speaker 1: being a part of a mentorship program that we're going

35
00:01:57,040 --> 00:02:00,440
Speaker 1: to be starting up here. You're sure that they want me.

36
00:02:00,560 --> 00:02:02,320
Speaker 1: I mean, I know some things, but not enough to

37
00:02:02,360 --> 00:02:05,520
Speaker 1: actually tell other people about it. I think you'd actually

38
00:02:05,520 --> 00:02:08,160
Speaker 1: be perfect. And the idea is you're going to be

39
00:02:08,240 --> 00:02:11,680
Speaker 1: paired up with another employee that maybe isn't as good

40
00:02:11,680 --> 00:02:14,200
Speaker 1: with their money as you are. I just don't want

41
00:02:14,240 --> 00:02:17,280
Speaker 1: them to be like a conflict of interest or or

42
00:02:17,320 --> 00:02:19,639
Speaker 1: someone like, if you know, if it's a if it's

43
00:02:19,680 --> 00:02:22,240
Speaker 1: my team leader, I feel like that might be. I

44
00:02:22,280 --> 00:02:24,520
Speaker 1: don't know, maybe maybe it's a little strange, but I mean,

45
00:02:24,600 --> 00:02:27,440
Speaker 1: if it's coming from corporate, then excuse my French, but

46
00:02:27,560 --> 00:02:31,680
Speaker 1: is your whole tight? Lucas, I'm sorry, did you just

47
00:02:31,720 --> 00:02:34,760
Speaker 1: say is my whole tight? Because it's a really simple thing.

48
00:02:34,880 --> 00:02:37,359
Speaker 1: I mean, I'm not asking you to do rocket science here.

49
00:02:37,440 --> 00:02:40,000
Speaker 1: It's more like checking to see if they're spending all

50
00:02:40,000 --> 00:02:42,320
Speaker 1: their money on lobster dinners every night when they should

51
00:02:42,320 --> 00:02:44,760
Speaker 1: be buying McDonald's. But you know they're going to listen

52
00:02:44,800 --> 00:02:47,280
Speaker 1: to you because you're a peer instead of us up

53
00:02:47,280 --> 00:02:51,120
Speaker 1: at corporate. Sure, I mean, all right, so you're on board, then,

54
00:02:52,760 --> 00:02:55,320
Speaker 1: I guess, so that's the team spirit then I'm looking for.

55
00:02:55,400 --> 00:02:57,519
Speaker 1: So here's how it's going to work. To help out

56
00:02:57,520 --> 00:03:00,400
Speaker 1: your co workers. We're going to be supplementing that with

57
00:03:00,440 --> 00:03:03,360
Speaker 1: some of your pretax income. All right, so you're giving

58
00:03:03,360 --> 00:03:05,760
Speaker 1: them my money. I mean yeah, but don't worry. It's

59
00:03:05,800 --> 00:03:07,560
Speaker 1: not going to be a lot. Probably no more than

60
00:03:07,800 --> 00:03:11,160
Speaker 1: fifteen percent of your paycheck. That's the max. No, I

61
00:03:11,200 --> 00:03:13,120
Speaker 1: wasn't aware that this was going to be a financial

62
00:03:13,280 --> 00:03:16,360
Speaker 1: implication for myself. Yeah, all right, so it sounds like

63
00:03:16,400 --> 00:03:20,720
Speaker 1: I was right earlier. Your hole is tight. Okay, sir, Yes,

64
00:03:20,840 --> 00:03:23,000
Speaker 1: I guess my hole is tight. If that's what you

65
00:03:23,040 --> 00:03:25,160
Speaker 1: wanted to say, We're not going to spend this whole

66
00:03:25,160 --> 00:03:28,399
Speaker 1: conversation talking about the tightness of your poll. Okay, let's

67
00:03:28,400 --> 00:03:30,440
Speaker 1: get back to what we were discussing earlier, the thing

68
00:03:30,480 --> 00:03:33,079
Speaker 1: you already agreed to, and that's helping out. Yeah, but

69
00:03:33,120 --> 00:03:36,000
Speaker 1: you're saying that you're taking my money. That sounds crazy.

70
00:03:36,120 --> 00:03:38,720
Speaker 1: I'm not gonna just listen. In order for the mentors

71
00:03:38,760 --> 00:03:41,960
Speaker 1: to really care during this program, we found it to

72
00:03:42,000 --> 00:03:44,880
Speaker 1: be more effective if they use their own money because

73
00:03:44,880 --> 00:03:48,400
Speaker 1: then there's higher stakes in it. Then pay me more money. Sorry,

74
00:03:48,400 --> 00:03:51,760
Speaker 1: that's not how the program works. Unfortunately, corporate's really holding

75
00:03:51,840 --> 00:03:54,080
Speaker 1: tight onto that. Well, of course corporate wants to hold

76
00:03:54,120 --> 00:03:55,920
Speaker 1: them into their own money, but they want to spend

77
00:03:56,000 --> 00:03:59,160
Speaker 1: my money on some ridiculous program, and that is the

78
00:03:59,400 --> 00:04:04,839
Speaker 1: definition financially respond correction, it's not your money, it's their money. Now,

79
00:04:05,080 --> 00:04:08,400
Speaker 1: I gotta be honest, I'm not enjoying the looks and

80
00:04:08,480 --> 00:04:11,320
Speaker 1: the optics of this program, and I just well, no, yeah,

81
00:04:11,400 --> 00:04:13,400
Speaker 1: I'm gonna have to say, no, I need you to

82
00:04:13,520 --> 00:04:16,599
Speaker 1: unclench because you already consented, you know. Can you stop

83
00:04:16,680 --> 00:04:18,839
Speaker 1: with the clenching and the unclenching and the peak of

84
00:04:18,839 --> 00:04:22,360
Speaker 1: the pulse and everything. I just very unprofessional. I don't

85
00:04:22,400 --> 00:04:25,240
Speaker 1: like it. Fine, you've already said bubbles are out. Now,

86
00:04:25,440 --> 00:04:28,920
Speaker 1: clenching's off limits too. You're a very demanding person, I

87
00:04:28,960 --> 00:04:30,680
Speaker 1: have to say, and I hope you bring that type

88
00:04:30,720 --> 00:04:33,840
Speaker 1: of mentality with you when we start this program on Monday.

89
00:04:33,920 --> 00:04:35,880
Speaker 1: You're going to see it reflected in your paycheck. No,

90
00:04:36,040 --> 00:04:39,120
Speaker 1: I haven't agreed to this. Well I'm not agreeing. I'm

91
00:04:39,160 --> 00:04:41,680
Speaker 1: sorry to correct you here, but you already did agree

92
00:04:41,680 --> 00:04:44,120
Speaker 1: to it. And I'm recording this phone call, so I

93
00:04:44,200 --> 00:04:47,560
Speaker 1: have proof. You're recording this phone call. You're trying to

94
00:04:47,600 --> 00:04:49,840
Speaker 1: set me up from this, that's right, I am. Well,

95
00:04:49,839 --> 00:04:52,240
Speaker 1: I didn't give permission to that either. I didn't need

96
00:04:52,279 --> 00:04:54,719
Speaker 1: permission from you. I got it from your coworker Josh,

97
00:04:54,880 --> 00:04:56,400
Speaker 1: because he wanted to set you up for a prank

98
00:04:56,440 --> 00:04:59,640
Speaker 1: phone call. What this is actually a joke. My name

99
00:04:59,680 --> 00:05:01,480
Speaker 1: is Jeff from the radio show Brooke and Jeffrey in

100
00:05:01,520 --> 00:05:03,760
Speaker 1: the Morning, and we're doing a phone tap on you. Oh,

101
00:05:03,800 --> 00:05:08,000
Speaker 1: my god. Your coworker job set you up. He said

102
00:05:08,040 --> 00:05:10,279
Speaker 1: your company made all the employees do some sort of

103
00:05:10,320 --> 00:05:13,039
Speaker 1: financial literacy test and that you were all worked up

104
00:05:13,080 --> 00:05:15,080
Speaker 1: about it, so he wanted to mess with you. It

105
00:05:15,160 --> 00:05:17,040
Speaker 1: was stupid, and I know I didn't do well on it,

106
00:05:17,120 --> 00:05:19,840
Speaker 1: so this was breaking it out. You didn't do that bad.

107
00:05:19,920 --> 00:05:22,159
Speaker 1: I mean, there's some lady over in accounting who's going

108
00:05:22,200 --> 00:05:23,880
Speaker 1: to be using your money to buy a new PS

109
00:05:23,960 --> 00:05:27,520
Speaker 1: five to be proud of that. Fine, well, then she

110
00:05:27,600 --> 00:05:31,360
Speaker 1: needs to let me play it that, all right? Wake

111
00:05:31,480 --> 00:05:34,080
Speaker 1: up every morning with phone Tap. Weeked mornings on the

112
00:05:34,160 --> 00:05:36,680
Speaker 1: twenty Brooke and Jeffrey in the Morning