1
00:00:00,200 --> 00:00:03,200
Speaker 1: That is covet Beyonce one or two point seven kiss

2
00:00:03,320 --> 00:00:07,240
Speaker 1: f M Ryan's roses in a minute. Her fiance called

3
00:00:07,280 --> 00:00:09,520
Speaker 1: in the middle of the night while he was at

4
00:00:09,520 --> 00:00:15,400
Speaker 1: a bachelor party, and she thinks he cheated from that call.

5
00:00:15,840 --> 00:00:18,599
Speaker 1: So that isn't just don't leave kiss that is in

6
00:00:18,680 --> 00:00:21,560
Speaker 1: a few minutes here crazy, So it says me, before

7
00:00:21,560 --> 00:00:24,919
Speaker 1: we get to that, what is cash stuffing on TikTok?

8
00:00:24,960 --> 00:00:27,920
Speaker 1: What is cash stuffing? What is that? It's technically a

9
00:00:27,960 --> 00:00:30,960
Speaker 1: new name but for an old school money budgeting method

10
00:00:31,120 --> 00:00:35,120
Speaker 1: once called cash envelope system. So it's all over TikTok

11
00:00:35,240 --> 00:00:37,280
Speaker 1: right now. And it's kind of funny because I think

12
00:00:37,360 --> 00:00:41,960
Speaker 1: for jen Zars they barely use cash. For us, we

13
00:00:42,040 --> 00:00:44,920
Speaker 1: grew up more using cash, especially in our teen years

14
00:00:45,000 --> 00:00:48,239
Speaker 1: and into our twenties. And so what cash stuffing is.

15
00:00:48,280 --> 00:00:52,360
Speaker 1: It's the process of only spending physical cash on your expenses.

16
00:00:52,680 --> 00:00:57,000
Speaker 1: So you predivide everything that you have, whether it's your utilities,

17
00:00:57,040 --> 00:01:01,040
Speaker 1: your car expenses, things like that, into different envelopes for

18
00:01:01,080 --> 00:01:05,039
Speaker 1: the month. It's going to prevent overspending and impulse buys,

19
00:01:05,440 --> 00:01:07,399
Speaker 1: and it gives you a set budget. So if you

20
00:01:07,440 --> 00:01:10,640
Speaker 1: give yourself two empty it's empty, right, Yeah, I give

21
00:01:10,680 --> 00:01:13,200
Speaker 1: you two for food that week. Uh, and then you

22
00:01:13,280 --> 00:01:15,399
Speaker 1: got to dinner with your girlfriends you spend sixty bucks.

23
00:01:15,400 --> 00:01:17,280
Speaker 1: Like that's you already spent sixty bucks for the whole

24
00:01:17,280 --> 00:01:19,959
Speaker 1: week and it's Monday, you know, or whatever. So it's

25
00:01:20,000 --> 00:01:22,959
Speaker 1: an interesting concept. I don't know if I could do this,

26
00:01:23,560 --> 00:01:26,240
Speaker 1: but I do spend mindlessly with my credit card, and

27
00:01:26,280 --> 00:01:29,760
Speaker 1: I think we all do. You just swipe swipesite. Anything

28
00:01:30,040 --> 00:01:35,560
Speaker 1: tangible feels different, Any tangible has an impact because there's

29
00:01:35,600 --> 00:01:40,399
Speaker 1: a visual, there's a tangibility to it. And with online

30
00:01:40,520 --> 00:01:42,600
Speaker 1: ordering and not you even have to swipe. They just

31
00:01:42,640 --> 00:01:45,000
Speaker 1: like take my chip or they just like there's like

32
00:01:45,440 --> 00:01:47,680
Speaker 1: there's like you're just waving over the thing and you're

33
00:01:47,720 --> 00:01:51,520
Speaker 1: done nothing. Yeah, I mean we tipped with the cards now,

34
00:01:51,560 --> 00:01:53,560
Speaker 1: like we don't even tip with cash anymore. It's just

35
00:01:53,880 --> 00:01:58,360
Speaker 1: it's so crazy how mindlessly when you're like I'm thinking

36
00:01:58,360 --> 00:02:02,720
Speaker 1: about when I lived with As and Louis and everybody

37
00:02:02,760 --> 00:02:06,840
Speaker 1: in the five roommate place, right, that would have been

38
00:02:06,840 --> 00:02:09,280
Speaker 1: a good system. That would have been a good system

39
00:02:09,320 --> 00:02:12,120
Speaker 1: because we were all splitting utilities, were splitting different things.

40
00:02:12,240 --> 00:02:14,520
Speaker 1: We were only going out to eat when we could

41
00:02:14,600 --> 00:02:17,280
Speaker 1: certain times a week and certain amount of times a week.

42
00:02:17,919 --> 00:02:20,200
Speaker 1: But you kind of you know what you're doing, and

43
00:02:20,200 --> 00:02:21,960
Speaker 1: you're I was writing checks and you're trying to balance

44
00:02:22,000 --> 00:02:24,000
Speaker 1: your checkbook. But it was a great balance in my checkbook.

45
00:02:24,200 --> 00:02:27,679
Speaker 1: But this really, when you're out, you're out. So what

46
00:02:27,840 --> 00:02:29,680
Speaker 1: you want to give yourself? Like a one envelope on

47
00:02:29,680 --> 00:02:31,920
Speaker 1: a Monday, you'd say, okay, so this envelope is for

48
00:02:32,639 --> 00:02:35,200
Speaker 1: dinners out. Yeah, you know right. I would want to

49
00:02:35,240 --> 00:02:36,760
Speaker 1: treat myself at the end of the week to go

50
00:02:36,800 --> 00:02:39,720
Speaker 1: out for dinner. But if I ordered in too many

51
00:02:40,040 --> 00:02:41,760
Speaker 1: things during the week, I wouldn't be able to go

52
00:02:41,800 --> 00:02:44,040
Speaker 1: to the same place. Probably even if you ordered in,

53
00:02:44,080 --> 00:02:47,000
Speaker 1: you would have to use cash, that's that's right. But

54
00:02:47,040 --> 00:02:49,280
Speaker 1: I would order like I mean the Chinese chicken stilled

55
00:02:49,280 --> 00:02:51,959
Speaker 1: from Chinchin with somebody order all the time, get it? Yeah,

56
00:02:52,160 --> 00:02:54,800
Speaker 1: and that would go out of that would ding ding

57
00:02:54,880 --> 00:02:57,720
Speaker 1: ding ding ding to go out? What would be for

58
00:02:57,720 --> 00:02:59,880
Speaker 1: the end? It's not a I actually see why the

59
00:03:00,080 --> 00:03:03,040
Speaker 1: concept works. Yeah, and all these you know, especially gen

60
00:03:03,120 --> 00:03:05,560
Speaker 1: zs are posting this on TikTok and showing how much

61
00:03:05,560 --> 00:03:08,000
Speaker 1: they're saving every single month, while like this person has

62
00:03:08,000 --> 00:03:09,440
Speaker 1: been doing it for like three years, and she's like,

63
00:03:09,440 --> 00:03:13,480
Speaker 1: look how much money I've saved by doing this. So alright,

64
00:03:13,600 --> 00:03:15,800
Speaker 1: coming up next, we are doing Ryan's roses. Are you

65
00:03:15,840 --> 00:03:16,120
Speaker 1: ready