Speaker 1: An illegal alien from Guatemala charged with raping a child
Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador
Speaker 1: accused of murdering a Texas man of Venezuelan charged with
Speaker 1: filming and selling child pornography in Michigan. These are just
Speaker 1: some of the heinous migrant criminals caught because of President
Speaker 1: Donald J. Trump's leadership. I'm Christy nom the United States
Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border
Speaker 1: crossings are at the lowest levels ever recorded, and over
Speaker 1: one hundred thousand illegal aliens have been arrested. If you
Speaker 1: are here illegally, your next you will be fined nearly
Speaker 1: one thousand dollars a day, imprisoned, and deported. You will
Speaker 1: never return. But if you register using our CBP home
Speaker 1: app and leave now, you could be allowed to return legally.
Speaker 1: Do what's right. Leave now. Under President Trump, America's laws,
Speaker 1: border and families will be protected.
Speaker 2: Sponsored by the United States Department of Homeland Security.
Speaker 3: All right, So now we're going to talk about the
Speaker 3: number one thing when when it comes to school is
Speaker 3: how to pay for it?
Speaker 4: Right money, money, As we said, man, it's the it's
Speaker 4: the biggest financial decision that they're going to make and
Speaker 4: they have, especially high school sent they got about three
Speaker 4: years and that's you're making that decision at any team.
Speaker 4: Like a lot of people won't get approved to get
Speaker 4: a loan for a house. They probably won't. They may
Speaker 4: not get approved to get a loan for a car,
Speaker 4: but they will get approved.
Speaker 3: Student loan is real, and it's something like I said
Speaker 3: once again, I was fortunate not to have to a
Speaker 3: loan because I had a scholarship. But I have brothers
Speaker 3: and sister and they both have to I think they're
Speaker 3: both still paying on this still they're both older than me.
Speaker 3: But student loans is real. Financial lead is definitely real.
Speaker 3: All that is real.
Speaker 2: So you can't escape it. No, no, no filing for
Speaker 2: bankruc doing a loan.
Speaker 5: Oh, they're gonna want their money ra thank you so so.
Speaker 3: But like, what's what's what's some hacks that parents because
Speaker 3: a lot of parents listen to our podcast and you know,
Speaker 3: might have children in college or children getting ready to
Speaker 3: go to college. What's some hacks that and even children
Speaker 3: or young adults can use to minimize the course of college.
Speaker 6: One of the big hacks for high school students is
Speaker 6: taking college courses while you're in high school. Now, some
Speaker 6: high schools and some districts provide that, and they're called
Speaker 6: like articulation agreements, another fancy words, another fancy hire Edward,
Speaker 6: but their articulation or dual agreements or partnerships where a
Speaker 6: lot of community colleges now and some four year schools
Speaker 6: are trying to build upon their enrollment. So what they're
Speaker 6: doing is they're allowing high school students to start taking
Speaker 6: classes at a lower rate or for free. So that's
Speaker 6: something to where we look at in your in your area,
Speaker 6: your region, your district, especially within the community colleges, your
Speaker 6: kids can take some of those level one hundred courses
Speaker 6: at a lower rate.
Speaker 2: Do you how do you get going on campus? You
Speaker 2: can go on campus, so you can call.
Speaker 6: What you can do is you can call most colleges
Speaker 6: have what they call like a pre college program, pre
Speaker 6: summer program, summer academy, and look inside of some of
Speaker 6: those programs, those summer camps and maybe don't send your
Speaker 6: kids to maybe a sports camp in the town. You
Speaker 6: send them to a business academy camp at like let's
Speaker 6: say a Pace University, and then they can potentially get
Speaker 6: credits for class while they're at that camp. So that's
Speaker 6: the way to kind of look at it. I would
Speaker 6: look at your local community colleges first, give them a call.
Speaker 6: A lot of them do allow high school students to
Speaker 6: take classes on Saturdays and at night, so that's something
Speaker 6: that you can you can definitely look out for, and
Speaker 6: you can go in as what they call another fancy
Speaker 6: college or like a non matriculated student.
Speaker 5: That's yeah, that's a good word.
Speaker 7: I know that.
Speaker 8: I think another thing too is to just be honest
Speaker 8: about going to community colleges. So community colleges are way
Speaker 8: less expensive than they are than for your institutions are.
Speaker 8: And so if your student is not fully prepared because
Speaker 8: they just don't know.
Speaker 7: I mean, at eighteen, you just may not know.
Speaker 8: And at eighteen, I thought I was going to be
Speaker 8: a high school basketball coach, teaching English classes that in
Speaker 8: my old high school, and that's what I thought I
Speaker 8: was going to do.
Speaker 7: And I went into college thinking that that was the plan.
Speaker 8: And I realized that I didn't want to do that
Speaker 8: at all about two years into the game, and so
Speaker 8: I had I don't know if community college was particularly
Speaker 8: for me, but I'm paying I paid for those two years,
Speaker 8: and I paid a lot of money for those two years.
Speaker 8: And for some people who are just not quite sure
Speaker 8: if they want to go to college or if this
Speaker 8: institution is go to a two year and bang out
Speaker 8: two years of college that are going to be a
Speaker 8: lot less expensive, and then succeed at those two years
Speaker 8: and then you can get into whatever school you want.
Speaker 7: I mean, Harvard is giving away.
Speaker 8: Full scholarships to students who excel at a community college,
Speaker 8: as are so many other excellent institutions. So you know,
Speaker 8: I think that's a one that's another way to minimize
Speaker 8: some of the costs. And another thing I wanted to
Speaker 8: add is alumni offices are a secret hidden money giving
Speaker 8: a space you're it's called advancement at most universities, but
Speaker 8: your alumni offices are always collecting money from donors who
Speaker 8: are saying, we want to give money to a black
Speaker 8: male student from upstate New York who enjoys watching soccer,
Speaker 8: and they literally will say that's the only way we're
Speaker 8: going to give five thousand dollars to this program, or
Speaker 8: we're gonna give five thousand dollars to a student who's
Speaker 8: involved in the Haitian Students Club and that's the only
Speaker 8: way we're going to give five thousand dollars.
Speaker 7: I donate to my.
Speaker 8: School, and I give money only to the Black Student
Speaker 8: Union that helps shape my career.
Speaker 7: So we have money that we give to. You have
Speaker 7: to be involved in that club.
Speaker 8: But students don't know because they don't always announce those scholarships.
Speaker 8: They're just there on the website that nobody knows.
Speaker 7: So I tell.
Speaker 8: Students once a month go into that office and say
Speaker 8: are you offering any scholarships, and they will be there.
Speaker 6: And then for those people, I mean, we both did it.
Speaker 6: We both donated and created our own scholarships. I created
Speaker 6: one out of community college, created one out of his high school.
Speaker 6: And for those people that are watching that don't know
Speaker 6: how to give back money, you can call the foundations
Speaker 6: and advancement and alumni offices at these colleges and do
Speaker 6: a two hundred and fifty dollars scholarship or five hundred dollars
Speaker 6: scholarship to help.
Speaker 2: Students as well.
Speaker 6: Another misconception is that you have to finish a community
Speaker 6: college in order to transfer.
Speaker 2: That's not true. Every school is different.
Speaker 6: So for example, in New Jersey where I live, there's
Speaker 6: two things that I want to kind of put out there.
Speaker 2: There's two things in New Jersey.
Speaker 6: Let's say you have twelve credits in a two point
Speaker 6: zero you can transfer into most four year state schools
Speaker 6: in New Jersey. It's give me two point five into most.
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Speaker 1: An illegal alien from Guatemala charged with raping a child
Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador
Speaker 1: accused of murdering a Texas. Man of Venezuelan charged with
Speaker 1: filming and selling child pornography in Michigan. These are just
Speaker 1: some of the heinous migrant criminals caught because of President
Speaker 1: Donald J. Trump's leadership. I'm Christy Noman, the United States
Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border
Speaker 1: crossings are at the lowest levels ever recorded, and over
Speaker 1: one hundred thousand illegal aliens have been arrested. If you
Speaker 1: are here illegally, your next you will be fine nearly
Speaker 1: one thousand dollars a day. Imprisoned and deported, you will
Speaker 1: never return. But if you register using our CBP home
Speaker 1: app and now you could be allowed to return legally.
Speaker 1: Do what's right. Leave now. Under President Trump, America's laws,
Speaker 1: border and families.
Speaker 7: Will be protected.
Speaker 6: Sponsored by the United States Department of Home d Security
Speaker 6: from state schools in New Jersey. New Jersey also has
Speaker 6: another program, and most states do have programs like this
Speaker 6: called NJ Stars where a student maybe didn't do particularly
Speaker 6: well in their SATs, but they're in the top twenty
Speaker 6: percent of the top ten percent of their class. And
Speaker 6: if you're in the top ten percent of your class,
Speaker 6: you go to college for free community college. Then when
Speaker 6: you go to community college, if you get your associate's
Speaker 6: degree and you have a three point two GPA, you
Speaker 6: can get another scholarship to go finish your your bachelor's
Speaker 6: degree at a four year college and that'll be it
Speaker 6: in Jstars two. So in Jstars one is community college.
Speaker 6: You can transfer out and then you go into in
Speaker 6: Jstars too. So these are the type of programs that
Speaker 6: they have in a lot of I just know that
Speaker 6: particular because I'm from New Jersey, but they have these
Speaker 6: type of programs within the states. So don't get too
Speaker 6: caught up saying, well, I'm top twenty percent of class,
Speaker 6: I want to go to this big school.
Speaker 2: Yeah, you might be.
Speaker 6: Your top twenty percent might be different from another high school,
Speaker 6: so you might not get as much money as far
Speaker 6: as scholarships. So take advantage of the scholarships that you
Speaker 6: do have, maybe at that community college, and then go
Speaker 6: on and then potentially transfer and get scholarships as well.
Speaker 2: So it's just transfer scholarships.
Speaker 4: As you're talking, I'm listening because we do this this
Speaker 4: project with the kids who are going into college, Like
Speaker 4: even say an associates degree, they like have no idea.
Speaker 2: So that's traditionally fifty six.
Speaker 4: Credits, right, and then obviously a bachelor is when you
Speaker 4: finish traditionally one hundred and twenty credits of school that
Speaker 4: might take for four or five years, hopefully because it's
Speaker 4: going to coast you bright and you don't.
Speaker 6: But and on top of that, you know, after a
Speaker 6: certain amount of credits, after I think one hundred and sixty,
Speaker 6: I want to say, you run out of financial aid.
Speaker 2: So you can continue to go to school. They'll let
Speaker 2: you go to school, they don't care.
Speaker 6: But your financial aid can you can exhaust your financial aid.
Speaker 5: That's important.
Speaker 4: And I was going to say, like in addition to that,
Speaker 4: like a lot, there's a misconception with community college, like
Speaker 4: you said, like after those two years you transfer to
Speaker 4: a four year school, Like when you graduate and you
Speaker 4: go into your career, nobody's looking at like, yo, what
Speaker 4: junior you transfer from community college? And then New York
Speaker 4: State has now like in the past two years they
Speaker 4: started the Exelsia program. So state school is also a
Speaker 4: good thing, right, it's a at least it's less than
Speaker 4: if you went to a private school.
Speaker 5: Right.
Speaker 2: So if you go to state school.
Speaker 4: And you live in New York and you know your
Speaker 4: parents make under a certain amount of money, you can
Speaker 4: have I think room and board.
Speaker 2: For free, and to which I was as well.
Speaker 7: So that's another option.
Speaker 4: If community college is like it's not something you want
Speaker 4: to do, go to your local state school if you
Speaker 4: live in New York, and then I think the only
Speaker 4: recommend the requirement is that you have to work in
Speaker 4: the state four years after you however long.
Speaker 2: Yeah, a lot of schools are doing.
Speaker 6: You know, if your parents make seventy thousand hours, your
Speaker 6: household income is seventy thousand hours, you go to school
Speaker 6: for free. That's something that's happened in New Jersey where
Speaker 6: all the community colleges will be free start in September.
Speaker 6: These are again, these are the type of programs that
Speaker 6: you should know. But most importantly you just brought up
Speaker 6: a really good point. Public understand what a public college
Speaker 6: is and a private college. Right, nine times out of ten,
Speaker 6: a private college costs more than a public college. And
Speaker 6: it doesn't mean that, and it goes back what I
Speaker 6: said early. It doesn't mean that they're a better school.
Speaker 6: It's literally because they're privately funded, so it's a little
Speaker 6: it's a little bit different when it comes to how
Speaker 6: much they.
Speaker 2: Charge for tuition.
Speaker 6: So it's very to know what the public college is
Speaker 6: and a private and a private and know the difference that's.
Speaker 3: Important, yah, because I actually did a podcast before and
Speaker 3: somebody asked me that question, and I was saying that
Speaker 3: nobody cares, like especially if you plan on getting a
Speaker 3: degree outside of the other first degree. So like if
Speaker 3: you know you're going to get a four year degree
Speaker 3: and you go into a two year school, or if
Speaker 3: you know you're going to get a master's degree, right,
Speaker 3: they only care about the last degree that you have
Speaker 3: and that school that you went to. So like Barack
Speaker 3: Obama is a perfect example. He went to his first
Speaker 3: school that he went to for two years is like
Speaker 3: some no name school in California. Then he went to
Speaker 3: Columbia and then he went to Harvard after that. Right,
Speaker 3: when you hear the stories, it's only that he went
Speaker 3: to Harvard Law and he graduated from Columbia, they never
Speaker 3: say the first school that he went to. It doesn't matter.
Speaker 3: But you save a lot of money, you prepare yourself,
Speaker 3: and you grow. So a lot of times, I'm not
Speaker 3: the best person to give this speech because I went
Speaker 3: to the University of Hawaii. But you might have to
Speaker 3: humble yourself and stay home right and learn learn the ropes,
Speaker 3: and you know, stay at home for a couple of
Speaker 3: years and then go out on your own, or you know,
Speaker 3: you might just sacrifice for four years, stay at home,
Speaker 3: save money, go to your local school in your area,
Speaker 3: your state school. It'll you might not get the same
Speaker 3: joy as you know going out on your own and
Speaker 3: you know, going to a crazy destination, but the grand
Speaker 3: scheme of things, it might make a lot of sense
Speaker 3: long term.
Speaker 2: That's my story in itself.
Speaker 4: Right, I stayed home, I went to school locally, right,
Speaker 4: But what I did during that time was I was
Speaker 4: able to get experience. Whereas somebody who comes out of
Speaker 4: school and is looking for experience, I already have four
Speaker 4: years on you.
Speaker 2: So sometimes when you go to a career or job,
Speaker 2: it's like, yeah, you have this, but do you have
Speaker 2: the experience?
Speaker 4: Like I'm doing that as I'm going to school and
Speaker 4: obviously I don't have to pay for room and board
Speaker 4: or anything like that.
Speaker 2: So it helped in that way.
Speaker 6: Yeah, and also look at another complutment by experience, also
Speaker 6: got the career centers within the college. I know in
Speaker 6: my junior year, my job, my internship was also kind
Speaker 6: of as credits, so it could be considered like a
Speaker 6: co op program. So your class can actually eliminate. I
Speaker 6: mean your job actually leiminate you taking a certain class
Speaker 6: because the work that you're doing, the experience that you're
Speaker 6: doing is learning learning, learning experience, and they they'll give
Speaker 6: you a professor to kind of, you know, follow you along,
Speaker 6: and then you write a paper about it in a semester.
Speaker 6: And not only did you get paid to work, but
Speaker 6: you also got credits which saved you money as well.
Speaker 1: An illegal alien from Guatemala charged with raping a child
Speaker 1: in Massachusetts. An MS thirteen gang member from El Salvador
Speaker 1: accused of murdering a Texas. Man of Venezuelan charged with
Speaker 1: filming and selling child pornography in Michigan. These are just
Speaker 1: some of the heinous migrant criminals caught because of President
Speaker 1: Donald J. Trump's leadership. I'm Christine Noman, the United States
Speaker 1: Secretary of Homeland Security. Under President Trump, Attempted illegal border
Speaker 1: crossings are at the lowest levels ever recorded, and over
Speaker 1: one hundred thousand illegal aliens have been arrested. If you
Speaker 1: are here illegally, your next you will be fine nearly
Speaker 1: one thousand dollars a day, imprisoned and deported, you will
Speaker 1: never return. But if you register using our CBP Home
Speaker 1: app and leave now. You could be allowed to return legally.
Speaker 1: Do what's right. Leave now. Under President Trump America's laws,
Speaker 1: border and families will be protected.
Speaker 2: Sponsored by the United States Department of Homeland Security,