Speaker 1: We live, We laugh, We laugh.
Speaker 2: Hey Mandy, Hey, how are you on this rainy Sunday?
Speaker 2: This glorious day the Lord has made.
Speaker 1: I know, you know, I actually I kind of like
Speaker 1: a rainy Sunday because it's a nice lazy day you
Speaker 1: can just chill. I was already like planning out. You
Speaker 1: don't understand. Like before we got on, I was like,
Speaker 1: what should we eat for dinner? I'm always pre planning
Speaker 1: my meals, like in my head, just because I like
Speaker 1: to eat. And I was like, ooh, chili. And I
Speaker 1: got so excited that we're going to have chili for dinner.
Speaker 2: The best part of weekend is deciding what to eat exactly.
Speaker 1: Forget Polders.
Speaker 2: I have not left my I have not left my
Speaker 2: little my new cave, this room that we live in
Speaker 2: now at my in law's place. I haven't left all morning.
Speaker 2: I don't know where em fiance is at.
Speaker 1: He loves You're like, bring me back sustenance.
Speaker 2: I heard the rain pitter pattern and I was like, ooh,
Speaker 2: an excuse, let me just right. We were out and
Speaker 2: about all day yesterday.
Speaker 1: Really, what you guys do well?
Speaker 2: My little baby brother's in town, Alex James as I
Speaker 2: call him. He's in town for a Governor's ball. You
Speaker 2: know that that, you know music festival that young folks
Speaker 2: go to when they stand up all day and watch
Speaker 2: people sing. I don't know, no, not my cup of tea.
Speaker 2: But I met up with him and his friend back
Speaker 2: in my old neighborhood for brunch and that was really nice.
Speaker 2: He's so grown.
Speaker 1: Oh how does he take it over? It?
Speaker 2: Twenty four going on forty four. When I tell you,
Speaker 2: we was sitting down. I hope his girlfriend doesn't listen,
Speaker 2: but if you're out there, I'm sorry. He was sitting
Speaker 2: there talking about how with such conviction and it's not
Speaker 2: like that he's always been this way. He's like, I
Speaker 2: just feel like my purpose is to have kids. I
Speaker 2: can't wait to start a family.
Speaker 1: Yay.
Speaker 2: And he's like, I don't care what anybody says. I've
Speaker 2: always known this. People say you're not supposed to know
Speaker 2: what you want when you're so young, but I've always
Speaker 2: known I wanted this, And I was like, okay, okay, okay, congrats, congrats.
Speaker 2: He always was the more stable one. I was the
Speaker 2: one who was like, you know, I'm going to move
Speaker 2: to Chile. I'm gonna move here, I'm going to live there,
Speaker 2: oh New York, you know, and uh, but he's got
Speaker 2: his he's got his head on straight. But it's it's
Speaker 2: kind of like it like takes me aback sometimes by
Speaker 2: how like serious and adulting he is. I was not
Speaker 2: that way when I was twenty four, for sure.
Speaker 1: Not at all kind of thing. What was I doing
Speaker 1: at twenty four? No, I mean honestly I had There's
Speaker 1: definitely some moments. I feel like I was way more
Speaker 1: serious in my twenty.
Speaker 2: You had a house, well, like really young though, right.
Speaker 1: At twenty five, Yeah, but I wasn't. I was. Yeah,
Speaker 1: I was way more serious in my twenties than I
Speaker 1: am now my thirties. So like in my twenties, you
Speaker 1: would have met me and you'd have been like, okay.
Speaker 1: I was like, yeah, so I have my four one
Speaker 1: Kitlin and I've got my financial priority, like I had
Speaker 1: a house, I had like fifty thousand, thousand, saving eight
Speaker 1: or two credit score. I mean, I was an adult.
Speaker 1: And then my mom was like, so, what are you
Speaker 1: gonna have fun? And I was like, what's that? You
Speaker 1: and Daddy taught me to like handle business. I'm handling
Speaker 1: business and they were worried because I cause I didn't
Speaker 1: know that. I didn't know how to have fun because
Speaker 1: my whole life they had taught me to be responsible.
Speaker 1: And I remember my mom was like, you don't even
Speaker 1: like you wear the same clothes all the time, Tiffany, Like,
Speaker 1: you know, you should go out and have fun with
Speaker 1: your friends. I'm like, no, I could put that money
Speaker 1: in savings. My parents actually, out of desperation, gave me
Speaker 1: five hundred dollars to buy new clothes. Meanwhile, I had
Speaker 1: like tens of thousands of my bank accounts, but I
Speaker 1: took it. I'm sorry abouty Sorry daddy, And I bought
Speaker 1: new clothes. But meanwhile I bought new clothes all on sale,
Speaker 1: all mixed separates that I could wear with different outfits.
Speaker 1: I mean, like yeah, and then when I lost my
Speaker 1: job during the recession, it shook me up and like
Speaker 1: made me realize that, like, you never know what life's
Speaker 1: gonna bring, so to enjoy it.
Speaker 2: This is true. Yeah, I lost my when I was
Speaker 2: twenty four. I had gotten laid off. That was my
Speaker 2: first I was twenty four, right, how old was I
Speaker 2: when I moved to New York? Who knows? I forget
Speaker 2: it's been so many years. But yeah, my very first
Speaker 2: job here was laid off. I got here and I
Speaker 2: like got a mattress, I bought an iPhone. I was
Speaker 2: so excited. And promptly two months after my hire, I
Speaker 2: was let go as part of like a ten percent
Speaker 2: global staffing. It was at a big magazine, old magazine.
Speaker 2: I can just say it's Reader's Digest, and yeah, I
Speaker 2: was completely cut loose and I had like no savings
Speaker 2: and that was my I'm really I'm really grateful for
Speaker 2: that though, because I feel like it was a perfect
Speaker 2: wake up call for me. And it was. I mean,
Speaker 2: it's the entire reason I got into what I do
Speaker 2: now writing about money, because I, you know, had no savings.
Speaker 2: I wasn't prepared, and I was like, well, that's not
Speaker 2: going to happen again, and just decided that I was
Speaker 2: never gonna cause you can have you never know what's
Speaker 2: gonna happen when you work for someone else. You can
Speaker 2: always be let go. But I just made it my
Speaker 2: mission to like never be taken by surprise financially.
Speaker 1: Again, you know what I mean, Yeah, for sure, But it.
Speaker 2: Is that balance. It's like you want to be smart
Speaker 2: about what you're doing. But you also want to live
Speaker 2: your life because you can get hit by a bus tomorrow.
Speaker 1: So exactly, it is such a hard balance, right because
Speaker 1: sometimes you sway all the way one way. You're like, okay,
Speaker 1: but you're likely not going to be hit by a
Speaker 1: bus tomorrow, so I need you not to spend every penny.
Speaker 1: But no, yeah, you're right, you know. But then you're like,
Speaker 1: then you're like, okay, you're you're preparing for the future,
Speaker 1: that's all you're doing, and you're like, you're not living
Speaker 1: for today. It's it's definitely, I think a pendulum swing
Speaker 1: that I'm always trying to especially me as a libra.
Speaker 1: I always trying to find my balance, like okay of
Speaker 1: living life and enjoying but also like recognizing there might
Speaker 1: be more life. So let's prepare. Yes, any any fun
Speaker 1: things in the news, Any despicable news?
Speaker 2: Oh there's oh despicable. Yeah, we can start with the despicable.
Speaker 2: There is I giggled at this. I'm really surprised it
Speaker 2: was a New York Times story. But so there is
Speaker 2: this group wait, let me pull up the actual lead
Speaker 2: of this story. There's this group called pop Out Boys,
Speaker 2: a rap collective from bedsty and Brooklyn apparently, so all
Speaker 2: they like write music and put out mixtapes or whatever.
Speaker 2: They wrote a rap song about their credit card fraud ring.
Speaker 2: Oh my gosh, some of the lyrics were were in
Speaker 2: their credit card fraud with that you can go online
Speaker 2: the dark Internet and you can like buy credit card numbers.
Speaker 2: So whenever you hear like home Depot credit card members
Speaker 2: got their you know, information hacked, what happens with all that,
Speaker 2: Like when these scammers steal thousands and millions of credit
Speaker 2: card numbers and information, they'll post them on the dark
Speaker 2: web and they'll sell them like one hundred bucks for
Speaker 2: this credit card with one thousand dollars limit, five hundred
Speaker 2: bucks for Stacy Brown with a ten thousand dollars limit.
Speaker 2: You know. So these guys would go online to buy
Speaker 2: these credit cards and then go rack up. They racked
Speaker 2: up more than two hundred and fifty thousand dollars worth
Speaker 2: of goods from Barney's and Sacks Fifth Avenue over the
Speaker 2: last year. But the fact that they wrote a song
Speaker 2: this is I don't even know if I'm gonna get
Speaker 2: the I'm not a rapper, my little brother is so
Speaker 2: pardon me. But the lyrics are I'm cracking cards because
Speaker 2: I'm a scammer. Watch the money do a backflip early
Speaker 2: morning at Saxon. Yeah you want it, you have it?
Speaker 1: Yeah, Mandy, you better, you better give us that rend?
Speaker 2: What idiots?
Speaker 1: Right?
Speaker 2: So they got caught obviously, I.
Speaker 1: Don't know why what is wrong? Because you know right now,
Speaker 1: like on Instagram, that's like the funny cute thing to
Speaker 1: talk about that you're a scammer, like you know, basically, well,
Speaker 1: the Instagram comedians. I follow a lot of Instagram comedians
Speaker 1: and like that's they do a lot of skits like
Speaker 1: making you know, teasing at that. But there's a lot
Speaker 1: of scammers. Back in the day before uh, before I
Speaker 1: guess it became digital, it was the bootleggers. Oh yeah,
Speaker 1: you know, Like so there's always a like to get
Speaker 1: over people. Like even Superman. He would tell me like, oh,
Speaker 1: like we would drive past someone, He'd be like, oh,
Speaker 1: such a suppose to be out of jail. I'm like, well,
Speaker 1: who's that? He's like, Oh, that's the is the bootleggers
Speaker 1: and the boosters. So the boosters are the people who
Speaker 1: go to the mall and steal like boosting is like stealing,
Speaker 1: like retal products and stuff and then come back to
Speaker 1: come back to wherever and sell them. And I'm like, so,
Speaker 1: I guess now things have gone online, and.
Speaker 2: Like it's so much easier now.
Speaker 1: Yeah, what like someone well it was like old school.
Speaker 1: But someone stole my credit card? Did that tell about
Speaker 1: that the other day?
Speaker 2: I don't think so.
Speaker 1: So I went to the laundromat and I dropped my
Speaker 1: credit card at the laundrymat. And I knew I did
Speaker 1: because when I got in the car and I drove
Speaker 1: like I was going to like Marshall to return something,
Speaker 1: and before I got out of the car, I was
Speaker 1: looking for my credit card and I said, hey, it's missing. Well,
Speaker 1: I haven't gotten at a car since the laundromat must
Speaker 1: be there. Drove back, it's like a five minute drive away.
Speaker 1: Came in, was like, hey, do y'all have my card
Speaker 1: and they were like, no, we don't have it. So anyway,
Speaker 1: fast forward ten minutes later, I go home to check
Speaker 1: my balance and I thought maybe I dropped it in
Speaker 1: the car, but I couldn't find it. I checked my balance.
Speaker 1: There's someone who ordered forty dollars worth of cheese steak, Like,
Speaker 1: what are you low?
Speaker 2: Ambition.
Speaker 1: Yes, forty dollars worth of thirty seven ninety nine three
Speaker 1: effect worth of cheese steak from some cheese steak place.
Speaker 1: And I was like okay, and I call the credit
Speaker 1: card companies obviously, and like you know, quickly canceled my
Speaker 1: card and you know, reported the fraud. And in the
Speaker 1: morning I saw I had another charge. I'm like, how
Speaker 1: is this possible? But I guess it didn't post right away.
Speaker 1: It was at the same dry cleaner. I had dropped
Speaker 1: up my dry cleaning. It cost me forty bucks and
Speaker 1: I saw another charge for forty six bucks, and I'm like, well,
Speaker 1: that's not me. So I called the dry cleaner and
Speaker 1: they searched the tapes and they're like, we see you
Speaker 1: coming in, oh, Tiffany. We see you throwing your garbage
Speaker 1: bag that you had your clothing away, and when you
Speaker 1: threw at Tiffany in the garbage, we see the card
Speaker 1: fall from your hand, and they're like, okay. We see
Speaker 1: a client, a customer coming after you. We see him
Speaker 1: pick it up and throw it toward the desk and
Speaker 1: miss but he doesn't realize he misses. Then they're like,
Speaker 1: uh oh, now we see an employee pick it up.
Speaker 1: Look to the left, look to the right, pocket the card.
Speaker 2: It was an employee.
Speaker 1: Yes, and then this employee because I mean, clearly, when
Speaker 1: God was passing our brains, they were getting cheese steak.
Speaker 2: This employe wouldn't used the card at the drug cleaner.
Speaker 1: Yeah, at the same dry cleaners were where you were. Honestly,
Speaker 1: I would not have been able to find them if
Speaker 1: they had just stuck the cheese steak. But no, they
Speaker 1: were like, let me use it for my friend and
Speaker 1: like pay for his clothes. So they were The dry
Speaker 1: cleaner has literally like forty cameras every angle of the
Speaker 1: dry clean and so they were able to watch them
Speaker 1: use my card. And obviously they were fired, and you know,
Speaker 1: so it's all good now, but we wouldn't have I mean,
Speaker 1: I would have gotten my money back regardless, But now
Speaker 1: this person is gone, and I'm like, how dumb. You
Speaker 1: should have just stuck the cheese steak and just just
Speaker 1: enjoyed life, but you decided you wanted to call your
Speaker 1: friends and them and say, hey, come on down, girl,
Speaker 1: I got a card and your your laundry is on me.
Speaker 2: I'm laughing, but I get so angry at that kind
Speaker 2: of thing. Oh, I hate it when you people steal
Speaker 2: from people. It's just all right.
Speaker 1: It is hard when someone steals from me because it
Speaker 1: feels so personal, but to them it's impersonal.
Speaker 2: I guess I don't know why they want to steal
Speaker 2: that worthless bottle, but you know what I mean, Like.
Speaker 1: Cause I remember there was like in middle school, there
Speaker 1: was like a rash of thieves. It sounds funny now,
Speaker 1: but at the time, as a middle schooler, who's say,
Speaker 1: if you're allowance, you finally have five bucks. Losing it
Speaker 1: is like losing your leg. So like we would go
Speaker 1: to gym class and then we didn't even have lockers
Speaker 1: on our lockers at the gym. You know, you have
Speaker 1: your little locker and your book bag inside your own
Speaker 1: and your locker and you come back and then all
Speaker 1: of a sudden, like everybody's money was missing, and we
Speaker 1: were like no, and I was like devastated, and we
Speaker 1: found out it was like a friend of ours, and
Speaker 1: she was like so notchingant, like well, I mean I
Speaker 1: wanted to get the doll.
Speaker 2: We were like, girl, where are your parents?
Speaker 1: Yes? And so it was just crazy. It's how we
Speaker 1: caught her, because you know, middle schools are so extra.
Speaker 1: Someone was like, Okay, you know what I'm actually gonna
Speaker 1: I'm gonna hide in the bathroom after everybody goes into gym,
Speaker 1: I'll put my legs on the toilet and we're gonna
Speaker 1: see who comes in after. And that's how we caught her,
Speaker 1: oh God, and confronting her with our own middle school.
Speaker 1: I don't even know if we told the teacher. I
Speaker 1: think we were just like, you know, like we had
Speaker 1: like an intervention, like what's happening. Oh, I wonder if
Speaker 1: she still seeks to this day.
Speaker 2: Well, it's easy to tell. And I mean honestly, like
Speaker 2: when someone steals your credit card, if you still have it,
Speaker 2: you can easily like get the money back the bank.
Speaker 2: You usually are protected, especially if it's credit. But like
Speaker 2: it's scary. It becomes scary when like this happened to me,
Speaker 2: is someone just tacked my social Security number and they
Speaker 2: just opened up a whole other like a Chase credit card. Wow,
Speaker 2: when I was like eighteen or nineteen. But when I
Speaker 2: had just turned eighteen nineteen, and I didn't realize it
Speaker 2: because I didn't own the card, so I didn't like
Speaker 2: think to go check that account. I didn't realize it
Speaker 2: until I moved to New York was renting an apartment.
Speaker 2: Wanted to rent an apartment, and they check your credit
Speaker 2: and they were like, so you have this twelve thousand
Speaker 2: or a living on this card from two thousand and
Speaker 2: five that has been you know, in default or delinquent
Speaker 2: for like seven however many years, seven eight years. Oh,
Speaker 2: and it was in a room. It's like completely was
Speaker 2: destroying my credit. So you do, Oh so I filed
Speaker 2: errors on all my so you have the three credit
Speaker 2: reports I went to all I went to free credit
Speaker 2: report dot com or whatnot. I filed errors and all
Speaker 2: three accounts and I had the fraud take it off,
Speaker 2: like they deleted it when I, you know, complained, but
Speaker 2: I still had to like beg my, uh the landlord
Speaker 2: to give me the apartment because that kind of stuff
Speaker 2: takes a long time. I think. I think the credit
Speaker 2: reporting agencies have like thirty days to get back to
Speaker 2: you if you are yeah, hi, hi, oh thank you sorry,
Speaker 2: I'm working.
Speaker 1: Yes, real life, Mandy, y'all see what's happening. Maybe speaking
Speaker 1: Spanish too. We got to keep this in. I don't
Speaker 1: want her to edit this out. This is amazing. So
Speaker 1: if this happens to you. Guys. Just know that if
Speaker 1: someone tells your credit, if someone takes your identity, This
Speaker 1: is why it's so important. Guys. I'm so mandy. I've
Speaker 1: been doing it.
Speaker 2: I don't I don't want to leave that in.
Speaker 1: Leave it in. It's good, it's real.
Speaker 2: It's pretty so annoyed. I don't want breakfast. I'm not hungry.
Speaker 2: All right, anyway, let me go back.
Speaker 1: What was it saying, I'll go back. Let's keep it.
Speaker 1: It's good. People are gonna love it, I promise you.
Speaker 2: Oh my god, this is what it's like living with
Speaker 2: your in laws.
Speaker 1: People.
Speaker 2: They just burst into your room when you're working.
Speaker 1: Yay, you could be naked, like wait, my booms are out.
Speaker 2: Oh my god. I know she's she's she's a very
Speaker 2: soft knocker. I didn't even hear her knocking while I
Speaker 2: was talking.
Speaker 1: That, you know, because I was just giving an example that, yes,
Speaker 1: that if this happened. This is why it's so important
Speaker 1: to really check your credit report periodically throughout the year.
Speaker 2: Oh so important. Yeah, And I completely was. I had
Speaker 2: never checked it before. So that guy checking my credit
Speaker 2: was the first time my credit had been checked any
Speaker 2: but by anybody, but yeah. I ended up having to
Speaker 2: write him a letter and ask him to give me
Speaker 2: a chance, like please, I promise it's fraud blah blah blah.
Speaker 2: And it worked. But that was my uh my first
Speaker 2: and last time having that happened to me.
Speaker 1: Yeah, I can't even imagine imagine that that person. There
Speaker 1: are people who have had their credits and people bought
Speaker 1: getting mortgages.
Speaker 2: Oh yeah, I bet getting like.
Speaker 1: I remember, like I think I went to one of
Speaker 1: those kiosks at the mall. I was getting my very
Speaker 1: first don't don't play me or don't judge me. I
Speaker 1: was getting a pager.
Speaker 2: Oh well that's useful, more useful than parasiltan cologne.
Speaker 1: I know, but I'm like, how old am I getting
Speaker 1: a damn page? So anyway, he used my account and
Speaker 1: stuff information to get to open like pagers and cell
Speaker 1: phones or whatever up and like his friend's name. And
Speaker 1: meanwhile I was getting the bill at the house, confused,
Speaker 1: like why is this bill coming? My Dad's like what
Speaker 1: is this? I was like, I don't know. When I
Speaker 1: went back to him, he was like, I don't know,
Speaker 1: But it was that that was so easy to be tracked,
Speaker 1: So I like called his boss and he was like,
Speaker 1: uh so the guy who turned out all his friends
Speaker 1: pagers and stuff on in my name, you know, got
Speaker 1: obviously fired because I was able to bring in the
Speaker 1: bills that were still coming to my house. Like if
Speaker 1: he was smart, he would have sent the bills to
Speaker 1: his friend's houses cause they had like his friend's name,
Speaker 1: like hey Jean Paul, but Tiffany's payment information, Like did
Speaker 1: you think I was gonna pay this? Like how did you?
Speaker 1: How was this working in your How were you assuming
Speaker 1: this was gonna work for you? And so he got fired.
Speaker 1: But yeah, it's just really important to check your credit
Speaker 1: reports regularly. Isn't Annual Credit Report dot com? I believe
Speaker 1: that's where you can get it for free. And if
Speaker 1: you could do that, yeah.
Speaker 2: Yeah, what did I say before? I don't even I
Speaker 2: was like distracted by the knocking Annual Credit Report dot
Speaker 2: com where you get them off for for free. But
Speaker 2: and when my stuff was stolen, that was like pre
Speaker 2: before we had sites like credit Carmel where you can
Speaker 2: sign up and they would have pinged me saying, hey, Mandy,
Speaker 2: noticed you have a new hard pull on your account
Speaker 2: and there's a new Chase credit card. And I would
Speaker 2: have been like, I didn't open that card, and I
Speaker 2: could have. I could have got on top of it,
Speaker 2: live and learn.
Speaker 1: I know, any other despicable news or good news.
Speaker 2: Well good news, you know speaking of credit card credit scores,
Speaker 2: and you know how all these credit card companies like
Speaker 2: American Express, Bank of America, Barkway Cards, City Chase, all
Speaker 2: most of them have if you're a customer, you give
Speaker 2: you some sort of free BICO score. But discovered this
Speaker 2: past week or so, they became the first one to
Speaker 2: give everybody and their mama a free credit score. Yes,
Speaker 2: if you go to discover dot com. And of course
Speaker 2: they're doing it with the hope that while you're there
Speaker 2: you might you know, they're probably, yeah, sign up for
Speaker 2: whatever discover it card or whatever kind of credit cards.
Speaker 2: But you don't have you can ignore all that yeah,
Speaker 2: and go on there if you want. And I believe
Speaker 2: it is your experience BICO score. They offer you your
Speaker 2: TransUnion Biker score if you are one of their customers
Speaker 2: for the wide open access BICO score. Its experience. The
Speaker 2: only reason it matters that it's experienced and not TransUnion.
Speaker 2: And so there's a three major credit bureaus and when
Speaker 2: it comes to these like free FIGHTO scores and stuff.
Speaker 2: You aren't getting your free FIGHTO score from all three bureaus.
Speaker 2: You're getting them from one, and they should be about
Speaker 2: the same in all three. But it's really best to
Speaker 2: know your score from each of the three credit reporting bureaus.
Speaker 2: But it's better than nothing.
Speaker 1: It is, I think credit karma. What do they give
Speaker 1: I think they give Equifax in TransUnion?
Speaker 2: Is that what credit card they do too? Yeah, I
Speaker 2: don't know which ones exactly, but there's definitely they're the
Speaker 2: ones that have that they have two different credit importing
Speaker 2: buers with I think is better than any of the others.
Speaker 1: Yeah, so it's just good though everybody. There's no excuse
Speaker 1: not to know your score. But I mean, I think
Speaker 1: you mentioned this before that you have to just be
Speaker 1: mindful that versus thinking that this is your final hardcore number.
Speaker 1: This is more like a credit score estimate, right, because
Speaker 1: if you go, you're never a nick for magnified money.
Speaker 1: Your new boss, I remember him saying that, like the
Speaker 1: only way you'll know one hundred percent for sure is
Speaker 1: when you hit that lender and the lender pulls your score.
Speaker 1: You know that's the one but true.
Speaker 2: Oh and just a quick thing about the credit Karma.
Speaker 2: That's not your FIGHTO score. It's some more of like
Speaker 2: a credit Karma and the credit sesames they use their
Speaker 2: own like they use their own algorithm or mathematical equation
Speaker 2: to come up to your score, and it's supposed to
Speaker 2: be close to what your foto is. But when I
Speaker 2: whenever I've gotten my FIGHTO score checked by I think
Speaker 2: I've done it through Bank of America and American Express
Speaker 2: Capital One, it's always been lower than what credit Karma,
Speaker 2: like by about twenty points, which isn't so bad, but
Speaker 2: I don't know if it's but it's it's I guess
Speaker 2: good for me to know because Fighto is the score
Speaker 2: that ever, like the real like when you're getting a mortgage,
Speaker 2: that's what they really use, the FIGHTO score.
Speaker 1: So yeah, but credit Carmer, I will say, and the
Speaker 1: sites like that, like the sesames and all them, those
Speaker 1: things are good for not not just your score or
Speaker 1: like you know, your score adjacent, but for learning the why.
Speaker 1: That's what I like about those those like educational sites
Speaker 1: like why is my score this way? What are the
Speaker 1: components of my credit score?
Speaker 2: Totally? And I look. My favorite thing about credit karma
Speaker 2: is that you can put in like, what's going to
Speaker 2: happen if I open a new credit card? Oh my god, yo,
Speaker 2: that's oh no, I'm Superman in the kitchen.
Speaker 1: Oh my god. I could just see him running for
Speaker 1: the album for the what's it called? Like, Oh my god,
Speaker 1: running because you need to press the button on the
Speaker 1: and I know he's like, oh god, Tiffany's tabing. She's
Speaker 1: gonna be mad at me.
Speaker 2: This has just been a day of family interruptions.
Speaker 1: Mean, while I'm sitting in super Girl's purple and pink
Speaker 1: room under her door, the Explorer lamp, like, so this
Speaker 1: is where I'm taping today.
Speaker 2: This is real life people Sunday and the Costa Day
Speaker 2: Tiffany and Costa Day, Mandy exactly. Oh, I have one
Speaker 2: last little bit of good news to uh, you know,
Speaker 2: so I feel like whenever I fly Delta, it's just
Speaker 2: gotten worse. But the service and everything called money. If
Speaker 2: you want to breathe, that'd be five cents, you know
Speaker 2: what I mean. But they just on start in July one.
Speaker 2: They're going to be making all their movies and TV
Speaker 2: and stuff on the plane for free. Awesome free in
Speaker 2: flight movies on ninety percent of its plane, So go ahead, delta.
Speaker 1: No, that's good because it does get very annoying to
Speaker 1: be Nickels had died to death. Yes, ma'am, Yeah, that's good.
Speaker 2: Thank you. I thought so too.
Speaker 1: So what do you It's brown break ground boost.
Speaker 2: Time, yes, ma'am.
Speaker 1: Brown break round booth, Brown break round boost. I am
Speaker 1: giving a brown I thinking did I break last time? Well,
Speaker 1: I'm gonna give a boost a brown boost to essence Fest.
Speaker 1: Just become speaking this year, and I'm super duper excited
Speaker 1: and I've never been. So for those of you who
Speaker 1: are essence Fest heads, you know, definitely tweet me. We
Speaker 1: tweet us at the BA podcast or tweet me at
Speaker 1: the budget Nissa to tell me kind of like what
Speaker 1: are some of the you gotta do this so you
Speaker 1: got to eat this. I've been to New Orleans before,
Speaker 1: but as far as like essence Fest is concerned, because
Speaker 1: although I'll be speaking, you know, I'll have a lot
Speaker 1: of downtime and I want to make the most of
Speaker 1: the best. So I'm brown boosting.
Speaker 2: That because I want to say.
Speaker 1: No, no, it's always July fourth weekend.
Speaker 2: Oh, coming up a month, I know, So.
Speaker 1: I'm excited to go because I just know that I'm
Speaker 1: going to get to see I think I read somewhere
Speaker 1: that Essence Festival is the largest music festival in the
Speaker 1: nation with like last time they had over five hundred,
Speaker 1: six hundred thousand people come to New Orleans for I
Speaker 1: know that's crazy, right.
Speaker 2: Is it outdoors?
Speaker 1: I don't know. I've never been, but I'm assuming there's
Speaker 1: like a convention hall that they have. I'm sure they
Speaker 1: have some outdoor things and some indoor things. I don't know.
Speaker 1: I am nervous about the New Orleans heat because you know,
Speaker 1: oh my god, I know, like whoo child. Last time
Speaker 1: I went to New Orleans. I've been to New Orleans twice.
Speaker 1: I didn't even know that. I was what is that
Speaker 1: thing when you not heat deprivation? What is it like
Speaker 1: when you're heat stroke?
Speaker 2: No, like you're like allergic. No, there's heat allergies.
Speaker 1: That's the right, bro Black Because we were like playing
Speaker 1: like the like I'm playing like the game that I
Speaker 1: played with my dad when he doesn't never remember something
Speaker 1: and I'm naming all these ritts and I'm like toilet paper,
Speaker 1: tissue curtain. He's like, no, Anyway, I had like nearly
Speaker 1: like a heat stroke. I didn't even realize that I
Speaker 1: was dehydrated. Yeah, and I was like stumbling in the street,
Speaker 1: like somebody pulled me to the side. I guess they
Speaker 1: know that a lot of tourists don't realize when they
Speaker 1: get dehydrated. And she was like, you're dehydrated, and she
Speaker 1: pulled me into this bar and they gave me like
Speaker 1: water and had me sit down. And I was like, Wow,
Speaker 1: this New Orleans heat is no joke. So yeah, so
Speaker 1: tell me what I need to like, bring what I
Speaker 1: need to do to prepare, and I cannot wait to
Speaker 1: see y'all.
Speaker 2: You know, at conferences, it's really hard to stay hydrated.
Speaker 2: I found you need to bring in like a water
Speaker 2: bottle around because not every like session has water. And
Speaker 2: then the lunchtimes. I drink so much water when I'm
Speaker 2: at my desk at work, just because I'm like in
Speaker 2: control of everything. But I mean, I'm just gonna do
Speaker 2: a PSA. Bring your own water bottle when you go
Speaker 2: to these conferences, bring a camel pack whatever you gotta
Speaker 2: do those. Yeah, the backpack is that has a straw attached,
Speaker 2: and you just, you know.
Speaker 1: I'm just realizing Nola's like when we really became friends.
Speaker 2: Remember it has a special place in our it does relationship.
Speaker 1: But we were like, so there's a conference going on,
Speaker 1: but we don't want to go in any classes. Want
Speaker 1: to pick a walk.
Speaker 2: I love skipping classes during a conference.
Speaker 1: It's my first thing. It is my favorite thing. And
Speaker 1: it was so nice. Oh my goodness, Yeah, it was
Speaker 1: so nice.
Speaker 2: Well, while you are essence festing and being fabulous, I'm
Speaker 2: going to be in the woods in the Poconos with
Speaker 2: some friends. We are we aren't even We've started out
Speaker 2: originally as like doing an annual Fourth of July camping trip,
Speaker 2: and we've you know how hard it is to keep
Speaker 2: traditions up when you're getting older and your friends are
Speaker 2: getting married and stuff's happening. Like, I'm really proud that
Speaker 2: we you've kept up this tradition. But this year it's
Speaker 2: it's become so far from camping, Like this year we're
Speaker 2: going to be in a house has five bedrooms. It's gorgeous.
Speaker 2: It's like a little mansion in the woods. And I
Speaker 2: but our very first camping trip, we did it in
Speaker 2: New Jersey and it was like the hottest record, hottest
Speaker 2: week on history or something. We were on this hard,
Speaker 2: unforgiving asphalt, like there was nothing to do. There was
Speaker 2: one little lake, but there were so many babies in it,
Speaker 2: and you just knew it was full of feces by time.
Speaker 2: It's just like, oh my god, it was. It was
Speaker 2: such like it was like a five seven day, like
Speaker 2: a sixties of it. It was too long. And yeah,
Speaker 2: just progressively we've gotten older and we've the point of glamping.
Speaker 1: Yeah, like I'd liked, you're gonna be visiting a house
Speaker 1: so like, but how's that camping? We're gonna go outside
Speaker 1: every once in a while on barbecue.
Speaker 2: We're gonna have this.
Speaker 1: No, that sounds awesome though, yes, ma'am. So what about you?
Speaker 1: Are you boosting or breaking?
Speaker 2: I'm gonna take a break this week. And that's been
Speaker 2: a slow it's been a slow building rage inside of
Speaker 2: me directed toward Uber. I feel like every time I
Speaker 2: go to take an uber that I have been taking
Speaker 2: an uber in the past few months, it's been surge pricing.
Speaker 2: Oh it's two pm surge pricing. Oh, it's five am
Speaker 2: in the morning, surge pricing. I woke up on a
Speaker 2: Sunday at I slipped over a friend's house in Brooklyn,
Speaker 2: woke up at Sunday at seven am. Surge pricing seven
Speaker 2: am on a Sunday.
Speaker 1: Yeah, that's just it's too much.
Speaker 2: And it can be like three four times the average
Speaker 2: or the going rate. And that's when you're talking about
Speaker 2: a twenty dollars cab R you can easily spend like
Speaker 2: over one hundred bucks.
Speaker 1: That's which is crazy. So that's why because you're in
Speaker 1: New York. So but you're right though, whenever I go
Speaker 1: to New your what I don't like is a lot
Speaker 1: of Uber drivers will do this. It won't be Serge
Speaker 1: and then they'll drop you and then you'll have to
Speaker 1: like recall them and you're like, oh, it's Surge now,
Speaker 1: so I'll just take a cab. Have you tried Lyft?
Speaker 2: Well I haven't tried Lyft, but here's what I discovered
Speaker 2: in my rage. So when I was in Brooklyn, one
Speaker 2: of my best friends told me, why don't you just
Speaker 2: use this app Call to Ride And it's way too
Speaker 2: with the number two ride and I don't know if
Speaker 2: it's in any cities outside of New York, but it's
Speaker 2: literally like an Uber for yellow cabs. It works the
Speaker 2: exact same way. Because when I was like a way
Speaker 2: out in like nowhere Brooklyn. I wasn't gonna find a
Speaker 2: cab if I went out and haled it, you know,
Speaker 2: but it caused a cab. It shows cabs in your area,
Speaker 2: and you can hail a cab and you link your
Speaker 2: credit card to it and you just pay through the
Speaker 2: app and it works just like uberb but without any
Speaker 2: search pricing. Ooh, I'm done. I don't use Uber anymore.
Speaker 2: I'm done. I'm all that way to ride.
Speaker 1: Oh, Ub, we're going to be careful. See I've been
Speaker 1: hearing a lot of pushback with Uber, so you're not
Speaker 1: the first person. And if they're not careful, I think Uber,
Speaker 1: thanks for the only game in town. But it's like, look,
Speaker 1: cis you know it's not going to be difficult to
Speaker 1: replicate what you're doing or for places like I read
Speaker 1: this article that Austin, Texas had basically kicked Uber out
Speaker 1: or made it so difficult for them to be successful there.
Speaker 1: They're no longer theyred. People were annoyed with Uber, Like
Speaker 1: in Newark, did you see that. I'm the mayor was like, no, Uber,
Speaker 1: you can't go to the airport and you can't go
Speaker 1: to our main like we have a Penn station here
Speaker 1: in Newark, which is our main train station. And Uber
Speaker 1: sent out all these flyers and messages and emails and
Speaker 1: radio spots basically asking us to pressure the mayor to
Speaker 1: like let Uber stay. And I'm like, you got the
Speaker 1: wrong city. Newark does not care. People are like if
Speaker 1: I get one more damn flyer, they do not care.
Speaker 2: They were like, girl, well, what's funny is like taxi
Speaker 2: drivers warning exactly the heroes of metropolitan life before Uber
Speaker 2: came around. But they've almost made it like they are
Speaker 2: the heroes, Like I want to support the yellow cap.
Speaker 2: Let me screw Uber, like Uber's become the big corporate giant,
Speaker 2: like stealing business from the little man, and uh, it's
Speaker 2: kind of I think, yeah, it's backfiring on them.
Speaker 1: Yeah. And the thing is, though, when you start, you
Speaker 1: started a company to help people who otherwise might not
Speaker 1: have gotten help. And now you've lost You've lost the
Speaker 1: core purpose of your mission. Once you lose that, it's like, wait,
Speaker 1: I thought this was supposed to be so I can
Speaker 1: afford to get around and I have to worry. Now
Speaker 1: you're you're literally the opposite. It's like you remember you
Speaker 1: ever read that book Animal farm.
Speaker 2: I oh god, not a year with the like the
Speaker 2: allegory about the animals.
Speaker 1: Yes, yes, like the animals were like the farmers are
Speaker 1: so mean. And then eventually the animals started moving into
Speaker 1: the farmhouse and started treating other animals like like they
Speaker 1: were with them.
Speaker 2: They became the farmers.
Speaker 1: Yes, so Uber, you are animal farm.
Speaker 2: That was on mine. I was like, that was like
Speaker 2: taking me back to like sixth grade literature cannons.
Speaker 1: Yeah, that was a good book though, but yeah, so yes,
Speaker 1: Uber is like the new animal farm.
Speaker 2: You can have the uber boo. How should I boo?
Speaker 2: Uber fight the man fight the startup? All right, I'm done,
Speaker 2: I'm off my.
Speaker 1: All right to please gonna call by an ambition.
Speaker 2: No, that's Beverly Hills cop.
Speaker 1: But you know we can make it. It's fine.
Speaker 2: So this is our p s A. You guys. We
Speaker 2: want your questions. We want to know what your questions
Speaker 2: are about your money, your career, your relationships, you're going
Speaker 2: on vacation, you want tips, anything you want to know.
Speaker 2: Send us a question at Brown Ambition Podcast at gmail
Speaker 2: dot com.
Speaker 3: Do not be shy. So now it's time for wins.
Speaker 1: Wins, y'all. I'm looking Mandy. Go ahead, Mandy. See I
Speaker 1: see you warmed up with a rap earlier, so you
Speaker 1: know you're feeling yourself. Go ahead, you're feeling yourself. I'm
Speaker 1: feeling myself.
Speaker 2: I think I might be good at it. Like spoken word,
Speaker 2: I'm going to see Hamilton. Oh my god, oh my god,
Speaker 2: I'm jelly when I tell you, I bought these tickets
Speaker 2: in September. I'm not kidding. In September, that's how far
Speaker 2: in advance. I bought these tickets and I bought them
Speaker 2: for my fiance for his birthday, which is June twenty eight.
Speaker 2: And I was like, I can hold a secret. By February.
Speaker 2: I just like, I blew it. I told him, and
Speaker 2: you're like, I can't hold it is anore.
Speaker 1: You know what sidebar where I'm going to go see,
Speaker 1: which I'm super excited about. I wasn't going to go,
Speaker 1: but then I saw the clips. I'm totally going to
Speaker 1: the Bad Boy Reunion consent when they come to Newark.
Speaker 2: So you say all that again, I think maybe when
Speaker 2: it's taught, you talk loud, you turn to Darth Vader. Okay,
Speaker 2: your mic doesn't like it.
Speaker 1: So I'm super excited and I didn't think I was
Speaker 1: going to go, but then I saw all the video
Speaker 1: clips on social media and I'm going to the Bad
Speaker 1: Boy reunion concert when they come to Newark, and the
Speaker 1: clips just brought me back to like college. I was like,
Speaker 1: Oh my gosh, like this, I'm going to get my
Speaker 1: entire life. I'm going to do all my old dances
Speaker 1: from the two thousands and like, oh my god, I
Speaker 1: just you have no idea how excited I am? And
Speaker 1: I asked Superman if he wanted to go, and I
Speaker 1: was showing him the clips and I could just we
Speaker 1: both just started dancing, like what what what id So
Speaker 1: that's a yes, right, So we're gonna go, and I'm
Speaker 1: super super duper duper.
Speaker 2: It's all going one twelve.
Speaker 1: What is this? Total is a total? No? Yeah, total
Speaker 1: one twelve? Diddy. I don't know if Mace is there,
Speaker 1: but Louke just.
Speaker 2: Mace on GMA. He must be doing it.
Speaker 1: Oh my god, I have no you have no idea?
Speaker 1: Like that is like that's like literally the peak of
Speaker 1: my like my young adulthood, where like all like when
Speaker 1: Diddy rained, it was like to be able to relive
Speaker 1: that and know every song and just like dance and
Speaker 1: by that's when back when people used to dance and
Speaker 1: not like be so self conscious about it. I just well, cha,
Speaker 1: I'm gonna get my life, honey. I'm wearing comfortable shoes,
Speaker 1: I'm dancing.
Speaker 2: Makes it brings me back to like I might. I
Speaker 2: used to actually watch MTV spring Break, Yes, and they
Speaker 2: would be like one twelve would perform it like every
Speaker 2: single day. Well maybe it was just a rerun. I
Speaker 2: don't know. It's like Peaches and Cream. And I was like,
Speaker 2: I want to be there on the beach with Panama City,
Speaker 2: which is like the worst place on the planet.
Speaker 1: Twelve year old, You're right, like, oh, I want to
Speaker 1: be there so I could take my life. It's no,
Speaker 1: that's just I cannot wait. Like, but it's not until September,
Speaker 1: but I think a friend of mine is actually getting
Speaker 1: a box and she was like, if you want to go,
Speaker 1: everbody could chip in. I'm like, yes, I'm going to
Speaker 1: have the full on like experience with Swank. Yeah, I
Speaker 1: know because you know, usually me because me and Superman
Speaker 1: were talking about it and we like, don't we're always
Speaker 1: we're pretty frugal, and I was like, you know what,
Speaker 1: let's do this. Let's do this little spoil for ourselves.
Speaker 2: That it's fun. Good for you guys. Yeah, well my
Speaker 2: win this week one I had. Guess I'm gonna try
Speaker 2: and do two ones. Speaking at musicals, I saw on
Speaker 2: Wednesday The Color Purple for the second time. Well the
Speaker 2: second time I saw that was the very first Broadway
Speaker 2: show I ever saw when I when I came to
Speaker 2: New York when I was nineteen, was The Color Purple
Speaker 2: with Fantasia, and it was amazing. I I don't remember
Speaker 2: everything about the play, but I remember crying and like
Speaker 2: having a real moment. And because I've had some time
Speaker 2: off in between jobs, my favorite thing to do is
Speaker 2: go see movies and plays by myself. So I in
Speaker 2: like at random times, like two pm or whatever. So
Speaker 2: I got ticket to the two pm Wednesday Matt and
Speaker 2: A show, and I had heard good things about it.
Speaker 2: You know, Jennifer Hudson isn't in it anymore, but the
Speaker 2: actress who replaced her, Heather Heaty, she like originated the
Speaker 2: role of Nalla, the Lion King, and everyone was so
Speaker 2: excited about her playing Sugar Avery, you know, the like
Speaker 2: the jazz singer and the lounge singer in the play.
Speaker 2: I had like as close to a like spiritual awakening
Speaker 2: as I've ever had in this play. Like I almost
Speaker 2: went directly from the theater to the nearest church. And yeah,
Speaker 2: it was so good. I was and I was already
Speaker 2: sort of going through some stuff. And I was kind
Speaker 2: of emotional when I the last half hour because of
Speaker 2: the actress who plays Seely, Cynthia Ervio, who's, like I
Speaker 2: found out later was British. She gives such an amazing performance.
Speaker 2: You I just like was almost if I had had room,
Speaker 2: I would have been on my knees, like doing the
Speaker 2: Holy Spirit wave like and I've never i've like never
Speaker 2: felt compelled to do that before, but it was so
Speaker 2: she just had these moments in the play. You know
Speaker 2: when Ceely and Celia's character she starts off as being
Speaker 2: abused by first her father and then her husband and
Speaker 2: being told she's ugly and worthless and stupid and slow
Speaker 2: and her kids are taken away from a really she
Speaker 2: there's no character I don't think in literature that's been
Speaker 2: beaten down more than Cely. Yeah, and then at the
Speaker 2: end when she finally comes into her own and I
Speaker 2: don't know if you haven't seen it, No, spoilers. But
Speaker 2: she comes into her own she's running a successful business
Speaker 2: and she has this momore. She stands on the stage
Speaker 2: and she just says I'm beautiful, but she screams it,
Speaker 2: and everybody in the theater got up and like cheered.
Speaker 2: Every at like three pm on a Wednesday. It was amazing,
Speaker 2: And yeah, I just had to give a little shout out.
Speaker 2: So that cast extraordinary. If you have money, spend it
Speaker 2: on this. I think my ticket. I got orchestra seat
Speaker 2: for one hundred bucks. Okay, so they're not that well.
Speaker 1: I wanted to share that young boy. Oh go ahead, Kavante.
Speaker 1: I know we're saying his name wrong, Kvante King. I'm
Speaker 1: like leaning on you, Mandy. Mandy's like silent, like were
Speaker 1: you on your own? Oh?
Speaker 2: Sorry, I had it up before. I think it was.
Speaker 2: It was like.
Speaker 1: Covante Cavantes anyway, Covntes Kings just this young boy raised
Speaker 1: by a single mother. He started selling newspapers when he
Speaker 1: was twelve years old, and he was making approximately about
Speaker 1: two hundred dollars a week, and for the last five
Speaker 1: years he's been stashing that money for college. I just
Speaker 1: thought that was really admirable, and so I just wanted
Speaker 1: to say, you know, brown ambition wyn to mister King
Speaker 1: and his mama who raised him, and the fact that,
Speaker 1: you know, while so many kids are saving money for
Speaker 1: you know, fun things or whatever, and there's nothing wrong
Speaker 1: with that, but Covantes was really thinking about his future
Speaker 1: as early as twelve and putting money toward college, and
Speaker 1: so I think that's awesome.
Speaker 2: You know, I recent how much did he earn? Like
Speaker 2: ten thousand dollars a year?
Speaker 1: Yeah?
Speaker 2: Doing that, you know, you can go on the Social
Speaker 2: Securities website. It's like MYSSA dot gov or something like that,
Speaker 2: and you can put in your information and they will
Speaker 2: give you your Social Security Benefits statement, which if you're
Speaker 2: over a certain age you already get it once every
Speaker 2: couple of years or so, but you can go online
Speaker 2: and get it for free downloaded. It gives you like
Speaker 2: a whole history of your earning since when you first
Speaker 2: started taking earning a paycheck or getting a W two.
Speaker 2: And I realized by doing this, like I don't know,
Speaker 2: like a year ago or so, that I made like
Speaker 2: fifteen thousand dollars at my little dinky high school job
Speaker 2: at the Gap in the one and a half years
Speaker 2: I was working there. I don't know where any of
Speaker 2: that money went. Oh actually I do know where when
Speaker 2: it went directly into my closet because it gave us
Speaker 2: fifty percent off.
Speaker 1: Yeah, that's the trick you work at these places because
Speaker 1: you're like I want to say, and the end of
Speaker 1: buying clothes, and they're like, thank you for giving your
Speaker 1: paycheck right back to us.
Speaker 2: And I totally could have I graduated with. I graduated
Speaker 2: from college with only about eight thousand dollars a student
Speaker 2: loan debt. I definitely could have saved up and had
Speaker 2: enough for college. I don't know if that's true now
Speaker 2: because college is getting more and more expensive for sure.
Speaker 2: But my little brother went to the same school I
Speaker 2: went to, and what granted he was he was a
Speaker 2: fifth year senior, but he graduated with four times as
Speaker 2: much debt ye years later.
Speaker 1: When you think about it, just like how college, Like,
Speaker 1: what is it going to be by the time, Like
Speaker 1: if we have kids when they get older, it's going
Speaker 1: to be a million dollars a year.
Speaker 2: Seriously, I hope not well, hopefully when you know with
Speaker 2: the election, vote with your feet people, or no, vote
Speaker 2: with your ballots people, whatever, Yeah, listen to what the
Speaker 2: candidates say about their plans for college education in the
Speaker 2: cost of college, I don't believe mister Trump or he
Speaker 2: who must not be named y who's currently being sued
Speaker 2: for his bogus school university. Yeah, I don't think he
Speaker 2: even has so much as an iota of a college
Speaker 2: debt plan, whereas Hillary Clinton, months and months and months
Speaker 2: and months ago released her College Compact plan, which has
Speaker 2: I think a pretty smart khan what's the word, comprehensive
Speaker 2: plan to reduce acost to college and Bernie Sanders too.
Speaker 2: So anyway, I'm just saying, if you're woke about college,
Speaker 2: get woke.
Speaker 1: Yes they woke, stay woke.
Speaker 2: But this is that's a that's a really cool story, paperboy.
Speaker 1: Yeah, that's the king. Oh and rest in peace, Rest
Speaker 1: and power to Muhammad Ali.
Speaker 2: Oh we didn't even you know how I found out
Speaker 2: he passed away. I was we got up early yesterday
Speaker 2: to go into Queens and we took the bus and
Speaker 2: we passed by the Apollo Theater and I saw, like,
Speaker 2: the Apollo Theater in Harlem has you know, in dedication
Speaker 2: and memory of Muhammad Ali. And I was like, wait,
Speaker 2: this is a mistake. He's not dead. And everyone's like, yeah,
Speaker 2: he died this morning, and get with it.
Speaker 1: Woman, Oh that's so sad. You know what what Muhammad Ali?
Speaker 1: What what I truly took away from him because he
Speaker 1: was just so outspoken and so unapologized sure of himself.
Speaker 1: And I just I like that that in business because
Speaker 1: you know, and people always want to tell you, like
Speaker 1: let your work speak for stuff. You don't have to
Speaker 1: tell nobody. But and which is cool for some brands,
Speaker 1: but you know, Muhammad Ali just made it that like, no,
Speaker 1: if you think you're dope, say you're dope. If that's
Speaker 1: what you want. You know, like that's not for everybody,
Speaker 1: but I like the fact that he was like, I'm
Speaker 1: the greatest of all, Like people started calling him that
Speaker 1: because he called himself that, and you know, and I
Speaker 1: just I like like, even though like before Kanye went
Speaker 1: away too munch off the grid, I like that Kanye
Speaker 1: was kind of like, I think I'm dope because you know,
Speaker 1: so many people are out there will tell you otherwise.
Speaker 1: So it's just like, Okay, if that's how you feel
Speaker 1: about yourself, didn't tell the world, There's nothing wrong with that.
Speaker 1: I mean, you know, like Kanye has definitely taken into
Speaker 1: a place where you're just like he needs medication. But yeah,
Speaker 1: I think that Muhammad Ali was one of the one
Speaker 1: of the first people that I've seen if that was
Speaker 1: just so outspoken about about how he felt that himself
Speaker 1: and daring other people to say otherwise.
Speaker 2: I read a good I read a pretty cool story
Speaker 2: about how in the eighties apparently he was he had
Speaker 2: just it was like towards the end of his career,
Speaker 2: he'd just lost a few months before, and he heard
Speaker 2: that there was a man about to throw himself off
Speaker 2: the ledge at some like corporate building or office building
Speaker 2: or something, and he like turned his car around and
Speaker 2: drove all the way there and got into the building
Speaker 2: and like talk this guy off the ledge. Wow, isn't
Speaker 2: that cool? And like you never yeah, I'll never hear
Speaker 2: about that kind of stuff. So rest in peace, Mohammed.
Speaker 2: Another great loss.
Speaker 1: Yeah, great loss indeed. All right, well, it's been fun
Speaker 1: be aing with you.
Speaker 2: Go enjoy your breakfast.
Speaker 1: Yes now that it's killed. Although I was nibbling between chats.
Speaker 2: Oh really, yeah, my toast is called Mama Santo's. Oh man.
Speaker 2: All right, well, we will see you guys next week.
Speaker 2: I will talk to you next week, Miss Tip.
Speaker 1: Tip I'll talk to you too, Miss man.
Speaker 2: Man Wait what man Man?
Speaker 1: I now sorry, Then you can talk. We have so
Speaker 1: much that out