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Speaker 1: We live, We laugh, We laugh.

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Speaker 2: Hey Mandy, Hey, how are you on this rainy Sunday?

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Speaker 2: This glorious day the Lord has made.

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Speaker 1: I know, you know, I actually I kind of like

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Speaker 1: a rainy Sunday because it's a nice lazy day you

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Speaker 1: can just chill. I was already like planning out. You

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Speaker 1: don't understand. Like before we got on, I was like,

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Speaker 1: what should we eat for dinner? I'm always pre planning

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Speaker 1: my meals, like in my head, just because I like

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Speaker 1: to eat. And I was like, ooh, chili. And I

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Speaker 1: got so excited that we're going to have chili for dinner.

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Speaker 2: The best part of weekend is deciding what to eat exactly.

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Speaker 1: Forget Polders.

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Speaker 2: I have not left my I have not left my

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Speaker 2: little my new cave, this room that we live in

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Speaker 2: now at my in law's place. I haven't left all morning.

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Speaker 2: I don't know where em fiance is at.

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Speaker 1: He loves You're like, bring me back sustenance.

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Speaker 2: I heard the rain pitter pattern and I was like, ooh,

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Speaker 2: an excuse, let me just right. We were out and

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Speaker 2: about all day yesterday.

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Speaker 1: Really, what you guys do well?

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Speaker 2: My little baby brother's in town, Alex James as I

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Speaker 2: call him. He's in town for a Governor's ball. You

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Speaker 2: know that that, you know music festival that young folks

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Speaker 2: go to when they stand up all day and watch

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Speaker 2: people sing. I don't know, no, not my cup of tea.

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Speaker 2: But I met up with him and his friend back

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Speaker 2: in my old neighborhood for brunch and that was really nice.

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Speaker 2: He's so grown.

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Speaker 1: Oh how does he take it over? It?

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Speaker 2: Twenty four going on forty four. When I tell you,

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Speaker 2: we was sitting down. I hope his girlfriend doesn't listen,

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Speaker 2: but if you're out there, I'm sorry. He was sitting

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Speaker 2: there talking about how with such conviction and it's not

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Speaker 2: like that he's always been this way. He's like, I

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Speaker 2: just feel like my purpose is to have kids. I

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Speaker 2: can't wait to start a family.

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Speaker 1: Yay.

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Speaker 2: And he's like, I don't care what anybody says. I've

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Speaker 2: always known this. People say you're not supposed to know

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Speaker 2: what you want when you're so young, but I've always

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Speaker 2: known I wanted this, And I was like, okay, okay, okay, congrats, congrats.

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Speaker 2: He always was the more stable one. I was the

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Speaker 2: one who was like, you know, I'm going to move

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Speaker 2: to Chile. I'm gonna move here, I'm going to live there,

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Speaker 2: oh New York, you know, and uh, but he's got

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Speaker 2: his he's got his head on straight. But it's it's

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Speaker 2: kind of like it like takes me aback sometimes by

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Speaker 2: how like serious and adulting he is. I was not

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Speaker 2: that way when I was twenty four, for sure.

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Speaker 1: Not at all kind of thing. What was I doing

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Speaker 1: at twenty four? No, I mean honestly I had There's

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Speaker 1: definitely some moments. I feel like I was way more

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Speaker 1: serious in my twenty.

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Speaker 2: You had a house, well, like really young though, right.

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Speaker 1: At twenty five, Yeah, but I wasn't. I was. Yeah,

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Speaker 1: I was way more serious in my twenties than I

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Speaker 1: am now my thirties. So like in my twenties, you

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Speaker 1: would have met me and you'd have been like, okay.

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Speaker 1: I was like, yeah, so I have my four one

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Speaker 1: Kitlin and I've got my financial priority, like I had

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Speaker 1: a house, I had like fifty thousand, thousand, saving eight

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Speaker 1: or two credit score. I mean, I was an adult.

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Speaker 1: And then my mom was like, so, what are you

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Speaker 1: gonna have fun? And I was like, what's that? You

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Speaker 1: and Daddy taught me to like handle business. I'm handling

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Speaker 1: business and they were worried because I cause I didn't

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Speaker 1: know that. I didn't know how to have fun because

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Speaker 1: my whole life they had taught me to be responsible.

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Speaker 1: And I remember my mom was like, you don't even

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Speaker 1: like you wear the same clothes all the time, Tiffany, Like,

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Speaker 1: you know, you should go out and have fun with

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Speaker 1: your friends. I'm like, no, I could put that money

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Speaker 1: in savings. My parents actually, out of desperation, gave me

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Speaker 1: five hundred dollars to buy new clothes. Meanwhile, I had

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Speaker 1: like tens of thousands of my bank accounts, but I

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Speaker 1: took it. I'm sorry abouty Sorry daddy, And I bought

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Speaker 1: new clothes. But meanwhile I bought new clothes all on sale,

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Speaker 1: all mixed separates that I could wear with different outfits.

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Speaker 1: I mean, like yeah, and then when I lost my

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Speaker 1: job during the recession, it shook me up and like

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Speaker 1: made me realize that, like, you never know what life's

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Speaker 1: gonna bring, so to enjoy it.

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Speaker 2: This is true. Yeah, I lost my when I was

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Speaker 2: twenty four. I had gotten laid off. That was my

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Speaker 2: first I was twenty four, right, how old was I

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Speaker 2: when I moved to New York? Who knows? I forget

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Speaker 2: it's been so many years. But yeah, my very first

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Speaker 2: job here was laid off. I got here and I

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Speaker 2: like got a mattress, I bought an iPhone. I was

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Speaker 2: so excited. And promptly two months after my hire, I

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Speaker 2: was let go as part of like a ten percent

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Speaker 2: global staffing. It was at a big magazine, old magazine.

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Speaker 2: I can just say it's Reader's Digest, and yeah, I

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Speaker 2: was completely cut loose and I had like no savings

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Speaker 2: and that was my I'm really I'm really grateful for

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Speaker 2: that though, because I feel like it was a perfect

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Speaker 2: wake up call for me. And it was. I mean,

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Speaker 2: it's the entire reason I got into what I do

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Speaker 2: now writing about money, because I, you know, had no savings.

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Speaker 2: I wasn't prepared, and I was like, well, that's not

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Speaker 2: going to happen again, and just decided that I was

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Speaker 2: never gonna cause you can have you never know what's

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Speaker 2: gonna happen when you work for someone else. You can

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Speaker 2: always be let go. But I just made it my

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Speaker 2: mission to like never be taken by surprise financially.

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Speaker 1: Again, you know what I mean, Yeah, for sure, But it.

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Speaker 2: Is that balance. It's like you want to be smart

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Speaker 2: about what you're doing. But you also want to live

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Speaker 2: your life because you can get hit by a bus tomorrow.

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Speaker 1: So exactly, it is such a hard balance, right because

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Speaker 1: sometimes you sway all the way one way. You're like, okay,

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Speaker 1: but you're likely not going to be hit by a

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Speaker 1: bus tomorrow, so I need you not to spend every penny.

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Speaker 1: But no, yeah, you're right, you know. But then you're like,

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Speaker 1: then you're like, okay, you're you're preparing for the future,

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Speaker 1: that's all you're doing, and you're like, you're not living

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Speaker 1: for today. It's it's definitely, I think a pendulum swing

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Speaker 1: that I'm always trying to especially me as a libra.

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Speaker 1: I always trying to find my balance, like okay of

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Speaker 1: living life and enjoying but also like recognizing there might

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Speaker 1: be more life. So let's prepare. Yes, any any fun

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Speaker 1: things in the news, Any despicable news?

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Speaker 2: Oh there's oh despicable. Yeah, we can start with the despicable.

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Speaker 2: There is I giggled at this. I'm really surprised it

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Speaker 2: was a New York Times story. But so there is

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Speaker 2: this group wait, let me pull up the actual lead

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Speaker 2: of this story. There's this group called pop Out Boys,

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Speaker 2: a rap collective from bedsty and Brooklyn apparently, so all

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Speaker 2: they like write music and put out mixtapes or whatever.

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Speaker 2: They wrote a rap song about their credit card fraud ring.

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Speaker 2: Oh my gosh, some of the lyrics were were in

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Speaker 2: their credit card fraud with that you can go online

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Speaker 2: the dark Internet and you can like buy credit card numbers.

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Speaker 2: So whenever you hear like home Depot credit card members

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Speaker 2: got their you know, information hacked, what happens with all that,

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Speaker 2: Like when these scammers steal thousands and millions of credit

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Speaker 2: card numbers and information, they'll post them on the dark

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Speaker 2: web and they'll sell them like one hundred bucks for

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Speaker 2: this credit card with one thousand dollars limit, five hundred

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Speaker 2: bucks for Stacy Brown with a ten thousand dollars limit.

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Speaker 2: You know. So these guys would go online to buy

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Speaker 2: these credit cards and then go rack up. They racked

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Speaker 2: up more than two hundred and fifty thousand dollars worth

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Speaker 2: of goods from Barney's and Sacks Fifth Avenue over the

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Speaker 2: last year. But the fact that they wrote a song

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Speaker 2: this is I don't even know if I'm gonna get

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Speaker 2: the I'm not a rapper, my little brother is so

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Speaker 2: pardon me. But the lyrics are I'm cracking cards because

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Speaker 2: I'm a scammer. Watch the money do a backflip early

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Speaker 2: morning at Saxon. Yeah you want it, you have it?

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Speaker 1: Yeah, Mandy, you better, you better give us that rend?

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Speaker 2: What idiots?

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Speaker 1: Right?

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Speaker 2: So they got caught obviously, I.

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Speaker 1: Don't know why what is wrong? Because you know right now,

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Speaker 1: like on Instagram, that's like the funny cute thing to

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Speaker 1: talk about that you're a scammer, like you know, basically, well,

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Speaker 1: the Instagram comedians. I follow a lot of Instagram comedians

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Speaker 1: and like that's they do a lot of skits like

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Speaker 1: making you know, teasing at that. But there's a lot

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Speaker 1: of scammers. Back in the day before uh, before I

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Speaker 1: guess it became digital, it was the bootleggers. Oh yeah,

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Speaker 1: you know, Like so there's always a like to get

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Speaker 1: over people. Like even Superman. He would tell me like, oh,

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Speaker 1: like we would drive past someone, He'd be like, oh,

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Speaker 1: such a suppose to be out of jail. I'm like, well,

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Speaker 1: who's that? He's like, Oh, that's the is the bootleggers

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Speaker 1: and the boosters. So the boosters are the people who

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Speaker 1: go to the mall and steal like boosting is like stealing,

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Speaker 1: like retal products and stuff and then come back to

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Speaker 1: come back to wherever and sell them. And I'm like, so,

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Speaker 1: I guess now things have gone online, and.

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Speaker 2: Like it's so much easier now.

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Speaker 1: Yeah, what like someone well it was like old school.

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Speaker 1: But someone stole my credit card? Did that tell about

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Speaker 1: that the other day?

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Speaker 2: I don't think so.

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Speaker 1: So I went to the laundromat and I dropped my

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Speaker 1: credit card at the laundrymat. And I knew I did

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Speaker 1: because when I got in the car and I drove

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Speaker 1: like I was going to like Marshall to return something,

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Speaker 1: and before I got out of the car, I was

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Speaker 1: looking for my credit card and I said, hey, it's missing. Well,

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Speaker 1: I haven't gotten at a car since the laundromat must

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Speaker 1: be there. Drove back, it's like a five minute drive away.

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Speaker 1: Came in, was like, hey, do y'all have my card

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Speaker 1: and they were like, no, we don't have it. So anyway,

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Speaker 1: fast forward ten minutes later, I go home to check

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Speaker 1: my balance and I thought maybe I dropped it in

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Speaker 1: the car, but I couldn't find it. I checked my balance.

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Speaker 1: There's someone who ordered forty dollars worth of cheese steak, Like,

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Speaker 1: what are you low?

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Speaker 2: Ambition.

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Speaker 1: Yes, forty dollars worth of thirty seven ninety nine three

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Speaker 1: effect worth of cheese steak from some cheese steak place.

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Speaker 1: And I was like okay, and I call the credit

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Speaker 1: card companies obviously, and like you know, quickly canceled my

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Speaker 1: card and you know, reported the fraud. And in the

201
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Speaker 1: morning I saw I had another charge. I'm like, how

202
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Speaker 1: is this possible? But I guess it didn't post right away.

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Speaker 1: It was at the same dry cleaner. I had dropped

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Speaker 1: up my dry cleaning. It cost me forty bucks and

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Speaker 1: I saw another charge for forty six bucks, and I'm like, well,

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Speaker 1: that's not me. So I called the dry cleaner and

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Speaker 1: they searched the tapes and they're like, we see you

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Speaker 1: coming in, oh, Tiffany. We see you throwing your garbage

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Speaker 1: bag that you had your clothing away, and when you

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Speaker 1: threw at Tiffany in the garbage, we see the card

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Speaker 1: fall from your hand, and they're like, okay. We see

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Speaker 1: a client, a customer coming after you. We see him

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Speaker 1: pick it up and throw it toward the desk and

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Speaker 1: miss but he doesn't realize he misses. Then they're like,

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Speaker 1: uh oh, now we see an employee pick it up.

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Speaker 1: Look to the left, look to the right, pocket the card.

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Speaker 2: It was an employee.

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Speaker 1: Yes, and then this employee because I mean, clearly, when

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Speaker 1: God was passing our brains, they were getting cheese steak.

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Speaker 2: This employe wouldn't used the card at the drug cleaner.

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Speaker 1: Yeah, at the same dry cleaners were where you were. Honestly,

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Speaker 1: I would not have been able to find them if

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Speaker 1: they had just stuck the cheese steak. But no, they

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Speaker 1: were like, let me use it for my friend and

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Speaker 1: like pay for his clothes. So they were The dry

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Speaker 1: cleaner has literally like forty cameras every angle of the

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Speaker 1: dry clean and so they were able to watch them

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Speaker 1: use my card. And obviously they were fired, and you know,

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Speaker 1: so it's all good now, but we wouldn't have I mean,

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Speaker 1: I would have gotten my money back regardless, But now

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Speaker 1: this person is gone, and I'm like, how dumb. You

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Speaker 1: should have just stuck the cheese steak and just just

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Speaker 1: enjoyed life, but you decided you wanted to call your

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Speaker 1: friends and them and say, hey, come on down, girl,

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Speaker 1: I got a card and your your laundry is on me.

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Speaker 2: I'm laughing, but I get so angry at that kind

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Speaker 2: of thing. Oh, I hate it when you people steal

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Speaker 2: from people. It's just all right.

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Speaker 1: It is hard when someone steals from me because it

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Speaker 1: feels so personal, but to them it's impersonal.

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Speaker 2: I guess I don't know why they want to steal

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Speaker 2: that worthless bottle, but you know what I mean, Like.

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Speaker 1: Cause I remember there was like in middle school, there

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Speaker 1: was like a rash of thieves. It sounds funny now,

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Speaker 1: but at the time, as a middle schooler, who's say,

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Speaker 1: if you're allowance, you finally have five bucks. Losing it

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Speaker 1: is like losing your leg. So like we would go

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Speaker 1: to gym class and then we didn't even have lockers

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Speaker 1: on our lockers at the gym. You know, you have

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Speaker 1: your little locker and your book bag inside your own

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Speaker 1: and your locker and you come back and then all

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Speaker 1: of a sudden, like everybody's money was missing, and we

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Speaker 1: were like no, and I was like devastated, and we

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Speaker 1: found out it was like a friend of ours, and

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Speaker 1: she was like so notchingant, like well, I mean I

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Speaker 1: wanted to get the doll.

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Speaker 2: We were like, girl, where are your parents?

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Speaker 1: Yes? And so it was just crazy. It's how we

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Speaker 1: caught her, because you know, middle schools are so extra.

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Speaker 1: Someone was like, Okay, you know what I'm actually gonna

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Speaker 1: I'm gonna hide in the bathroom after everybody goes into gym,

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Speaker 1: I'll put my legs on the toilet and we're gonna

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Speaker 1: see who comes in after. And that's how we caught her,

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Speaker 1: oh God, and confronting her with our own middle school.

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Speaker 1: I don't even know if we told the teacher. I

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Speaker 1: think we were just like, you know, like we had

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Speaker 1: like an intervention, like what's happening. Oh, I wonder if

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Speaker 1: she still seeks to this day.

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Speaker 2: Well, it's easy to tell. And I mean honestly, like

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Speaker 2: when someone steals your credit card, if you still have it,

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Speaker 2: you can easily like get the money back the bank.

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Speaker 2: You usually are protected, especially if it's credit. But like

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Speaker 2: it's scary. It becomes scary when like this happened to me,

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Speaker 2: is someone just tacked my social Security number and they

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Speaker 2: just opened up a whole other like a Chase credit card. Wow,

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Speaker 2: when I was like eighteen or nineteen. But when I

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Speaker 2: had just turned eighteen nineteen, and I didn't realize it

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Speaker 2: because I didn't own the card, so I didn't like

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Speaker 2: think to go check that account. I didn't realize it

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Speaker 2: until I moved to New York was renting an apartment.

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Speaker 2: Wanted to rent an apartment, and they check your credit

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Speaker 2: and they were like, so you have this twelve thousand

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Speaker 2: or a living on this card from two thousand and

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Speaker 2: five that has been you know, in default or delinquent

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Speaker 2: for like seven however many years, seven eight years. Oh,

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Speaker 2: and it was in a room. It's like completely was

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Speaker 2: destroying my credit. So you do, Oh so I filed

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Speaker 2: errors on all my so you have the three credit

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Speaker 2: reports I went to all I went to free credit

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Speaker 2: report dot com or whatnot. I filed errors and all

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Speaker 2: three accounts and I had the fraud take it off,

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Speaker 2: like they deleted it when I, you know, complained, but

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Speaker 2: I still had to like beg my, uh the landlord

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Speaker 2: to give me the apartment because that kind of stuff

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Speaker 2: takes a long time. I think. I think the credit

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Speaker 2: reporting agencies have like thirty days to get back to

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Speaker 2: you if you are yeah, hi, hi, oh thank you sorry,

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Speaker 2: I'm working.

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Speaker 1: Yes, real life, Mandy, y'all see what's happening. Maybe speaking

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Speaker 1: Spanish too. We got to keep this in. I don't

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Speaker 1: want her to edit this out. This is amazing. So

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Speaker 1: if this happens to you. Guys. Just know that if

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Speaker 1: someone tells your credit, if someone takes your identity, This

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Speaker 1: is why it's so important. Guys. I'm so mandy. I've

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Speaker 1: been doing it.

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Speaker 2: I don't I don't want to leave that in.

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Speaker 1: Leave it in. It's good, it's real.

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Speaker 2: It's pretty so annoyed. I don't want breakfast. I'm not hungry.

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Speaker 2: All right, anyway, let me go back.

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Speaker 1: What was it saying, I'll go back. Let's keep it.

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Speaker 1: It's good. People are gonna love it, I promise you.

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Speaker 2: Oh my god, this is what it's like living with

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Speaker 2: your in laws.

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Speaker 1: People.

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Speaker 2: They just burst into your room when you're working.

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Speaker 1: Yay, you could be naked, like wait, my booms are out.

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Speaker 2: Oh my god. I know she's she's she's a very

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Speaker 2: soft knocker. I didn't even hear her knocking while I

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Speaker 2: was talking.

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Speaker 1: That, you know, because I was just giving an example that, yes,

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Speaker 1: that if this happened. This is why it's so important

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Speaker 1: to really check your credit report periodically throughout the year.

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Speaker 2: Oh so important. Yeah, And I completely was. I had

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Speaker 2: never checked it before. So that guy checking my credit

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Speaker 2: was the first time my credit had been checked any

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Speaker 2: but by anybody, but yeah. I ended up having to

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Speaker 2: write him a letter and ask him to give me

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Speaker 2: a chance, like please, I promise it's fraud blah blah blah.

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Speaker 2: And it worked. But that was my uh my first

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Speaker 2: and last time having that happened to me.

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Speaker 1: Yeah, I can't even imagine imagine that that person. There

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Speaker 1: are people who have had their credits and people bought

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Speaker 1: getting mortgages.

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Speaker 2: Oh yeah, I bet getting like.

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Speaker 1: I remember, like I think I went to one of

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Speaker 1: those kiosks at the mall. I was getting my very

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Speaker 1: first don't don't play me or don't judge me. I

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Speaker 1: was getting a pager.

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Speaker 2: Oh well that's useful, more useful than parasiltan cologne.

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Speaker 1: I know, but I'm like, how old am I getting

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Speaker 1: a damn page? So anyway, he used my account and

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Speaker 1: stuff information to get to open like pagers and cell

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Speaker 1: phones or whatever up and like his friend's name. And

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Speaker 1: meanwhile I was getting the bill at the house, confused,

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Speaker 1: like why is this bill coming? My Dad's like what

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Speaker 1: is this? I was like, I don't know. When I

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Speaker 1: went back to him, he was like, I don't know,

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Speaker 1: But it was that that was so easy to be tracked,

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Speaker 1: So I like called his boss and he was like,

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Speaker 1: uh so the guy who turned out all his friends

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Speaker 1: pagers and stuff on in my name, you know, got

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Speaker 1: obviously fired because I was able to bring in the

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Speaker 1: bills that were still coming to my house. Like if

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Speaker 1: he was smart, he would have sent the bills to

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Speaker 1: his friend's houses cause they had like his friend's name,

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Speaker 1: like hey Jean Paul, but Tiffany's payment information, Like did

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Speaker 1: you think I was gonna pay this? Like how did you?

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Speaker 1: How was this working in your How were you assuming

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00:16:30,720 --> 00:16:32,840
Speaker 1: this was gonna work for you? And so he got fired.

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00:16:32,880 --> 00:16:35,640
Speaker 1: But yeah, it's just really important to check your credit

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Speaker 1: reports regularly. Isn't Annual Credit Report dot com? I believe

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Speaker 1: that's where you can get it for free. And if

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Speaker 1: you could do that, yeah.

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Speaker 2: Yeah, what did I say before? I don't even I

365
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Speaker 2: was like distracted by the knocking Annual Credit Report dot

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Speaker 2: com where you get them off for for free. But

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Speaker 2: and when my stuff was stolen, that was like pre

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Speaker 2: before we had sites like credit Carmel where you can

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Speaker 2: sign up and they would have pinged me saying, hey, Mandy,

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Speaker 2: noticed you have a new hard pull on your account

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Speaker 2: and there's a new Chase credit card. And I would

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Speaker 2: have been like, I didn't open that card, and I

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00:17:05,840 --> 00:17:07,520
Speaker 2: could have. I could have got on top of it,

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Speaker 2: live and learn.

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Speaker 1: I know, any other despicable news or good news.

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Speaker 2: Well good news, you know speaking of credit card credit scores,

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Speaker 2: and you know how all these credit card companies like

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00:17:20,000 --> 00:17:23,320
Speaker 2: American Express, Bank of America, Barkway Cards, City Chase, all

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00:17:23,400 --> 00:17:25,840
Speaker 2: most of them have if you're a customer, you give

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00:17:25,840 --> 00:17:29,480
Speaker 2: you some sort of free BICO score. But discovered this

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00:17:29,800 --> 00:17:32,119
Speaker 2: past week or so, they became the first one to

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Speaker 2: give everybody and their mama a free credit score. Yes,

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Speaker 2: if you go to discover dot com. And of course

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Speaker 2: they're doing it with the hope that while you're there

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Speaker 2: you might you know, they're probably, yeah, sign up for

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Speaker 2: whatever discover it card or whatever kind of credit cards.

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Speaker 2: But you don't have you can ignore all that yeah,

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00:17:46,880 --> 00:17:48,719
Speaker 2: and go on there if you want. And I believe

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00:17:48,840 --> 00:17:52,880
Speaker 2: it is your experience BICO score. They offer you your

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00:17:52,920 --> 00:17:55,679
Speaker 2: TransUnion Biker score if you are one of their customers

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Speaker 2: for the wide open access BICO score. Its experience. The

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00:17:59,800 --> 00:18:02,520
Speaker 2: only reason it matters that it's experienced and not TransUnion.

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Speaker 2: And so there's a three major credit bureaus and when

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Speaker 2: it comes to these like free FIGHTO scores and stuff.

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Speaker 2: You aren't getting your free FIGHTO score from all three bureaus.

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Speaker 2: You're getting them from one, and they should be about

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00:18:14,440 --> 00:18:16,840
Speaker 2: the same in all three. But it's really best to

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Speaker 2: know your score from each of the three credit reporting bureaus.

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Speaker 2: But it's better than nothing.

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Speaker 1: It is, I think credit karma. What do they give

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Speaker 1: I think they give Equifax in TransUnion?

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00:18:27,720 --> 00:18:29,320
Speaker 2: Is that what credit card they do too? Yeah, I

403
00:18:29,320 --> 00:18:31,679
Speaker 2: don't know which ones exactly, but there's definitely they're the

404
00:18:31,720 --> 00:18:34,600
Speaker 2: ones that have that they have two different credit importing

405
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Speaker 2: buers with I think is better than any of the others.

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00:18:37,359 --> 00:18:40,560
Speaker 1: Yeah, so it's just good though everybody. There's no excuse

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00:18:40,640 --> 00:18:42,640
Speaker 1: not to know your score. But I mean, I think

408
00:18:42,680 --> 00:18:44,280
Speaker 1: you mentioned this before that you have to just be

409
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Speaker 1: mindful that versus thinking that this is your final hardcore number.

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00:18:48,200 --> 00:18:51,720
Speaker 1: This is more like a credit score estimate, right, because

411
00:18:52,280 --> 00:18:55,399
Speaker 1: if you go, you're never a nick for magnified money.

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Speaker 1: Your new boss, I remember him saying that, like the

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Speaker 1: only way you'll know one hundred percent for sure is

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Speaker 1: when you hit that lender and the lender pulls your score.

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Speaker 1: You know that's the one but true.

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Speaker 2: Oh and just a quick thing about the credit Karma.

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00:19:07,880 --> 00:19:10,399
Speaker 2: That's not your FIGHTO score. It's some more of like

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00:19:10,440 --> 00:19:12,879
Speaker 2: a credit Karma and the credit sesames they use their

419
00:19:12,920 --> 00:19:16,399
Speaker 2: own like they use their own algorithm or mathematical equation

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00:19:16,440 --> 00:19:17,720
Speaker 2: to come up to your score, and it's supposed to

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00:19:17,720 --> 00:19:20,399
Speaker 2: be close to what your foto is. But when I

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Speaker 2: whenever I've gotten my FIGHTO score checked by I think

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00:19:24,000 --> 00:19:26,359
Speaker 2: I've done it through Bank of America and American Express

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Speaker 2: Capital One, it's always been lower than what credit Karma,

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00:19:30,040 --> 00:19:33,000
Speaker 2: like by about twenty points, which isn't so bad, but

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00:19:33,119 --> 00:19:35,600
Speaker 2: I don't know if it's but it's it's I guess

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00:19:35,600 --> 00:19:37,720
Speaker 2: good for me to know because Fighto is the score

428
00:19:37,760 --> 00:19:40,280
Speaker 2: that ever, like the real like when you're getting a mortgage,

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Speaker 2: that's what they really use, the FIGHTO score.

430
00:19:44,080 --> 00:19:46,600
Speaker 1: So yeah, but credit Carmer, I will say, and the

431
00:19:46,640 --> 00:19:49,120
Speaker 1: sites like that, like the sesames and all them, those

432
00:19:49,119 --> 00:19:52,960
Speaker 1: things are good for not not just your score or

433
00:19:53,000 --> 00:19:57,080
Speaker 1: like you know, your score adjacent, but for learning the why.

434
00:19:57,320 --> 00:19:59,680
Speaker 1: That's what I like about those those like educational sites

435
00:19:59,720 --> 00:20:02,560
Speaker 1: like why is my score this way? What are the

436
00:20:02,600 --> 00:20:04,000
Speaker 1: components of my credit score?

437
00:20:05,440 --> 00:20:07,960
Speaker 2: Totally? And I look. My favorite thing about credit karma

438
00:20:08,000 --> 00:20:09,520
Speaker 2: is that you can put in like, what's going to

439
00:20:09,560 --> 00:20:15,120
Speaker 2: happen if I open a new credit card? Oh my god, yo,

440
00:20:15,320 --> 00:20:21,240
Speaker 2: that's oh no, I'm Superman in the kitchen.

441
00:20:23,040 --> 00:20:24,679
Speaker 1: Oh my god. I could just see him running for

442
00:20:24,720 --> 00:20:27,040
Speaker 1: the album for the what's it called? Like, Oh my god,

443
00:20:27,080 --> 00:20:28,639
Speaker 1: running because you need to press the button on the

444
00:20:29,880 --> 00:20:31,800
Speaker 1: and I know he's like, oh god, Tiffany's tabing. She's

445
00:20:31,800 --> 00:20:32,520
Speaker 1: gonna be mad at me.

446
00:20:33,800 --> 00:20:36,480
Speaker 2: This has just been a day of family interruptions.

447
00:20:37,400 --> 00:20:39,880
Speaker 1: Mean, while I'm sitting in super Girl's purple and pink

448
00:20:39,960 --> 00:20:44,280
Speaker 1: room under her door, the Explorer lamp, like, so this

449
00:20:44,359 --> 00:20:45,399
Speaker 1: is where I'm taping today.

450
00:20:45,960 --> 00:20:48,680
Speaker 2: This is real life people Sunday and the Costa Day

451
00:20:48,680 --> 00:20:52,719
Speaker 2: Tiffany and Costa Day, Mandy exactly. Oh, I have one

452
00:20:52,800 --> 00:20:54,560
Speaker 2: last little bit of good news to uh, you know,

453
00:20:54,920 --> 00:20:57,439
Speaker 2: so I feel like whenever I fly Delta, it's just

454
00:20:57,440 --> 00:21:00,919
Speaker 2: gotten worse. But the service and everything called money. If

455
00:21:00,960 --> 00:21:03,359
Speaker 2: you want to breathe, that'd be five cents, you know

456
00:21:03,400 --> 00:21:06,080
Speaker 2: what I mean. But they just on start in July one.

457
00:21:06,080 --> 00:21:08,280
Speaker 2: They're going to be making all their movies and TV

458
00:21:08,480 --> 00:21:11,879
Speaker 2: and stuff on the plane for free. Awesome free in

459
00:21:12,000 --> 00:21:15,439
Speaker 2: flight movies on ninety percent of its plane, So go ahead, delta.

460
00:21:15,880 --> 00:21:17,960
Speaker 1: No, that's good because it does get very annoying to

461
00:21:17,960 --> 00:21:22,880
Speaker 1: be Nickels had died to death. Yes, ma'am, Yeah, that's good.

462
00:21:23,640 --> 00:21:26,480
Speaker 2: Thank you. I thought so too.

463
00:21:30,760 --> 00:21:33,120
Speaker 1: So what do you It's brown break ground boost.

464
00:21:32,960 --> 00:21:33,879
Speaker 2: Time, yes, ma'am.

465
00:21:34,480 --> 00:21:38,080
Speaker 1: Brown break round booth, Brown break round boost. I am

466
00:21:38,359 --> 00:21:42,040
Speaker 1: giving a brown I thinking did I break last time? Well,

467
00:21:42,040 --> 00:21:45,639
Speaker 1: I'm gonna give a boost a brown boost to essence Fest.

468
00:21:46,480 --> 00:21:49,480
Speaker 1: Just become speaking this year, and I'm super duper excited

469
00:21:49,760 --> 00:21:52,000
Speaker 1: and I've never been. So for those of you who

470
00:21:52,080 --> 00:21:55,840
Speaker 1: are essence Fest heads, you know, definitely tweet me. We

471
00:21:55,920 --> 00:21:58,040
Speaker 1: tweet us at the BA podcast or tweet me at

472
00:21:58,040 --> 00:22:00,199
Speaker 1: the budget Nissa to tell me kind of like what

473
00:22:00,320 --> 00:22:01,919
Speaker 1: are some of the you gotta do this so you

474
00:22:02,000 --> 00:22:04,399
Speaker 1: got to eat this. I've been to New Orleans before,

475
00:22:04,440 --> 00:22:06,840
Speaker 1: but as far as like essence Fest is concerned, because

476
00:22:06,920 --> 00:22:08,600
Speaker 1: although I'll be speaking, you know, I'll have a lot

477
00:22:08,640 --> 00:22:10,760
Speaker 1: of downtime and I want to make the most of

478
00:22:10,840 --> 00:22:13,280
Speaker 1: the best. So I'm brown boosting.

479
00:22:12,880 --> 00:22:16,160
Speaker 2: That because I want to say.

480
00:22:15,040 --> 00:22:17,360
Speaker 1: No, no, it's always July fourth weekend.

481
00:22:17,440 --> 00:22:20,040
Speaker 2: Oh, coming up a month, I know, So.

482
00:22:20,040 --> 00:22:22,480
Speaker 1: I'm excited to go because I just know that I'm

483
00:22:22,480 --> 00:22:24,840
Speaker 1: going to get to see I think I read somewhere

484
00:22:25,119 --> 00:22:29,159
Speaker 1: that Essence Festival is the largest music festival in the

485
00:22:29,240 --> 00:22:32,639
Speaker 1: nation with like last time they had over five hundred,

486
00:22:32,680 --> 00:22:36,480
Speaker 1: six hundred thousand people come to New Orleans for I

487
00:22:36,520 --> 00:22:37,440
Speaker 1: know that's crazy, right.

488
00:22:37,560 --> 00:22:38,520
Speaker 2: Is it outdoors?

489
00:22:39,720 --> 00:22:43,000
Speaker 1: I don't know. I've never been, but I'm assuming there's

490
00:22:43,000 --> 00:22:45,600
Speaker 1: like a convention hall that they have. I'm sure they

491
00:22:45,600 --> 00:22:48,040
Speaker 1: have some outdoor things and some indoor things. I don't know.

492
00:22:48,760 --> 00:22:51,600
Speaker 1: I am nervous about the New Orleans heat because you know,

493
00:22:51,800 --> 00:22:55,160
Speaker 1: oh my god, I know, like whoo child. Last time

494
00:22:55,160 --> 00:22:56,879
Speaker 1: I went to New Orleans. I've been to New Orleans twice.

495
00:22:57,320 --> 00:22:59,480
Speaker 1: I didn't even know that. I was what is that

496
00:22:59,520 --> 00:23:02,119
Speaker 1: thing when you not heat deprivation? What is it like

497
00:23:02,119 --> 00:23:04,359
Speaker 1: when you're heat stroke?

498
00:23:05,080 --> 00:23:11,399
Speaker 2: No, like you're like allergic. No, there's heat allergies.

499
00:23:11,480 --> 00:23:13,560
Speaker 1: That's the right, bro Black Because we were like playing

500
00:23:13,560 --> 00:23:14,960
Speaker 1: like the like I'm playing like the game that I

501
00:23:15,000 --> 00:23:16,720
Speaker 1: played with my dad when he doesn't never remember something

502
00:23:16,760 --> 00:23:20,480
Speaker 1: and I'm naming all these ritts and I'm like toilet paper,

503
00:23:20,720 --> 00:23:24,639
Speaker 1: tissue curtain. He's like, no, Anyway, I had like nearly

504
00:23:24,680 --> 00:23:26,439
Speaker 1: like a heat stroke. I didn't even realize that I

505
00:23:26,600 --> 00:23:33,240
Speaker 1: was dehydrated. Yeah, and I was like stumbling in the street,

506
00:23:33,359 --> 00:23:35,320
Speaker 1: like somebody pulled me to the side. I guess they

507
00:23:35,440 --> 00:23:37,080
Speaker 1: know that a lot of tourists don't realize when they

508
00:23:37,080 --> 00:23:39,639
Speaker 1: get dehydrated. And she was like, you're dehydrated, and she

509
00:23:39,640 --> 00:23:41,240
Speaker 1: pulled me into this bar and they gave me like

510
00:23:41,320 --> 00:23:44,040
Speaker 1: water and had me sit down. And I was like, Wow,

511
00:23:44,280 --> 00:23:48,560
Speaker 1: this New Orleans heat is no joke. So yeah, so

512
00:23:48,600 --> 00:23:50,480
Speaker 1: tell me what I need to like, bring what I

513
00:23:50,520 --> 00:23:52,639
Speaker 1: need to do to prepare, and I cannot wait to

514
00:23:52,680 --> 00:23:53,480
Speaker 1: see y'all.

515
00:23:53,760 --> 00:23:56,680
Speaker 2: You know, at conferences, it's really hard to stay hydrated.

516
00:23:56,800 --> 00:23:58,400
Speaker 2: I found you need to bring in like a water

517
00:23:58,440 --> 00:24:02,199
Speaker 2: bottle around because not every like session has water. And

518
00:24:02,200 --> 00:24:04,280
Speaker 2: then the lunchtimes. I drink so much water when I'm

519
00:24:04,320 --> 00:24:06,520
Speaker 2: at my desk at work, just because I'm like in

520
00:24:06,600 --> 00:24:08,920
Speaker 2: control of everything. But I mean, I'm just gonna do

521
00:24:08,960 --> 00:24:11,199
Speaker 2: a PSA. Bring your own water bottle when you go

522
00:24:11,200 --> 00:24:13,640
Speaker 2: to these conferences, bring a camel pack whatever you gotta

523
00:24:13,680 --> 00:24:18,000
Speaker 2: do those. Yeah, the backpack is that has a straw attached,

524
00:24:18,000 --> 00:24:21,639
Speaker 2: and you just, you know.

525
00:24:20,480 --> 00:24:23,040
Speaker 1: I'm just realizing Nola's like when we really became friends.

526
00:24:23,200 --> 00:24:27,200
Speaker 2: Remember it has a special place in our it does relationship.

527
00:24:27,240 --> 00:24:30,879
Speaker 1: But we were like, so there's a conference going on,

528
00:24:30,960 --> 00:24:32,480
Speaker 1: but we don't want to go in any classes. Want

529
00:24:32,480 --> 00:24:33,080
Speaker 1: to pick a walk.

530
00:24:34,160 --> 00:24:35,960
Speaker 2: I love skipping classes during a conference.

531
00:24:35,960 --> 00:24:38,480
Speaker 1: It's my first thing. It is my favorite thing. And

532
00:24:38,520 --> 00:24:40,879
Speaker 1: it was so nice. Oh my goodness, Yeah, it was

533
00:24:40,880 --> 00:24:41,439
Speaker 1: so nice.

534
00:24:41,600 --> 00:24:44,760
Speaker 2: Well, while you are essence festing and being fabulous, I'm

535
00:24:44,760 --> 00:24:46,840
Speaker 2: going to be in the woods in the Poconos with

536
00:24:46,880 --> 00:24:50,240
Speaker 2: some friends. We are we aren't even We've started out

537
00:24:50,359 --> 00:24:53,080
Speaker 2: originally as like doing an annual Fourth of July camping trip,

538
00:24:53,119 --> 00:24:54,520
Speaker 2: and we've you know how hard it is to keep

539
00:24:54,560 --> 00:24:56,960
Speaker 2: traditions up when you're getting older and your friends are

540
00:24:57,000 --> 00:24:59,879
Speaker 2: getting married and stuff's happening. Like, I'm really proud that

541
00:24:59,880 --> 00:25:02,440
Speaker 2: we you've kept up this tradition. But this year it's

542
00:25:02,520 --> 00:25:05,360
Speaker 2: it's become so far from camping, Like this year we're

543
00:25:05,400 --> 00:25:09,200
Speaker 2: going to be in a house has five bedrooms. It's gorgeous.

544
00:25:10,040 --> 00:25:12,119
Speaker 2: It's like a little mansion in the woods. And I

545
00:25:12,160 --> 00:25:14,520
Speaker 2: but our very first camping trip, we did it in

546
00:25:14,520 --> 00:25:17,800
Speaker 2: New Jersey and it was like the hottest record, hottest

547
00:25:18,200 --> 00:25:21,720
Speaker 2: week on history or something. We were on this hard,

548
00:25:21,880 --> 00:25:25,560
Speaker 2: unforgiving asphalt, like there was nothing to do. There was

549
00:25:25,640 --> 00:25:27,840
Speaker 2: one little lake, but there were so many babies in it,

550
00:25:27,880 --> 00:25:31,880
Speaker 2: and you just knew it was full of feces by time.

551
00:25:32,359 --> 00:25:34,520
Speaker 2: It's just like, oh my god, it was. It was

552
00:25:34,520 --> 00:25:37,199
Speaker 2: such like it was like a five seven day, like

553
00:25:37,240 --> 00:25:39,840
Speaker 2: a sixties of it. It was too long. And yeah,

554
00:25:40,040 --> 00:25:44,240
Speaker 2: just progressively we've gotten older and we've the point of glamping.

555
00:25:44,640 --> 00:25:47,480
Speaker 1: Yeah, like I'd liked, you're gonna be visiting a house

556
00:25:47,520 --> 00:25:49,679
Speaker 1: so like, but how's that camping? We're gonna go outside

557
00:25:49,680 --> 00:25:50,800
Speaker 1: every once in a while on barbecue.

558
00:25:50,840 --> 00:25:51,280
Speaker 2: We're gonna have this.

559
00:25:53,600 --> 00:25:56,919
Speaker 1: No, that sounds awesome though, yes, ma'am. So what about you?

560
00:25:56,920 --> 00:25:58,080
Speaker 1: Are you boosting or breaking?

561
00:25:58,400 --> 00:26:00,560
Speaker 2: I'm gonna take a break this week. And that's been

562
00:26:00,600 --> 00:26:03,840
Speaker 2: a slow it's been a slow building rage inside of

563
00:26:03,880 --> 00:26:08,600
Speaker 2: me directed toward Uber. I feel like every time I

564
00:26:08,640 --> 00:26:10,800
Speaker 2: go to take an uber that I have been taking

565
00:26:10,840 --> 00:26:13,200
Speaker 2: an uber in the past few months, it's been surge pricing.

566
00:26:13,440 --> 00:26:16,520
Speaker 2: Oh it's two pm surge pricing. Oh, it's five am

567
00:26:16,560 --> 00:26:18,760
Speaker 2: in the morning, surge pricing. I woke up on a

568
00:26:18,760 --> 00:26:21,000
Speaker 2: Sunday at I slipped over a friend's house in Brooklyn,

569
00:26:21,080 --> 00:26:24,120
Speaker 2: woke up at Sunday at seven am. Surge pricing seven

570
00:26:24,160 --> 00:26:25,240
Speaker 2: am on a Sunday.

571
00:26:25,680 --> 00:26:28,000
Speaker 1: Yeah, that's just it's too much.

572
00:26:28,040 --> 00:26:30,639
Speaker 2: And it can be like three four times the average

573
00:26:31,000 --> 00:26:33,360
Speaker 2: or the going rate. And that's when you're talking about

574
00:26:33,400 --> 00:26:35,080
Speaker 2: a twenty dollars cab R you can easily spend like

575
00:26:35,280 --> 00:26:36,080
Speaker 2: over one hundred bucks.

576
00:26:36,119 --> 00:26:39,280
Speaker 1: That's which is crazy. So that's why because you're in

577
00:26:39,320 --> 00:26:41,439
Speaker 1: New York. So but you're right though, whenever I go

578
00:26:41,480 --> 00:26:42,800
Speaker 1: to New your what I don't like is a lot

579
00:26:42,840 --> 00:26:44,960
Speaker 1: of Uber drivers will do this. It won't be Serge

580
00:26:45,080 --> 00:26:47,199
Speaker 1: and then they'll drop you and then you'll have to

581
00:26:47,280 --> 00:26:49,160
Speaker 1: like recall them and you're like, oh, it's Surge now,

582
00:26:49,680 --> 00:26:51,800
Speaker 1: so I'll just take a cab. Have you tried Lyft?

583
00:26:52,080 --> 00:26:55,440
Speaker 2: Well I haven't tried Lyft, but here's what I discovered

584
00:26:55,600 --> 00:26:57,639
Speaker 2: in my rage. So when I was in Brooklyn, one

585
00:26:57,640 --> 00:26:59,080
Speaker 2: of my best friends told me, why don't you just

586
00:26:59,200 --> 00:27:02,400
Speaker 2: use this app Call to Ride And it's way too

587
00:27:02,440 --> 00:27:04,880
Speaker 2: with the number two ride and I don't know if

588
00:27:04,880 --> 00:27:07,760
Speaker 2: it's in any cities outside of New York, but it's

589
00:27:07,800 --> 00:27:10,399
Speaker 2: literally like an Uber for yellow cabs. It works the

590
00:27:10,480 --> 00:27:12,400
Speaker 2: exact same way. Because when I was like a way

591
00:27:12,440 --> 00:27:14,439
Speaker 2: out in like nowhere Brooklyn. I wasn't gonna find a

592
00:27:14,440 --> 00:27:16,199
Speaker 2: cab if I went out and haled it, you know,

593
00:27:16,760 --> 00:27:19,200
Speaker 2: but it caused a cab. It shows cabs in your area,

594
00:27:19,760 --> 00:27:22,320
Speaker 2: and you can hail a cab and you link your

595
00:27:22,359 --> 00:27:23,920
Speaker 2: credit card to it and you just pay through the

596
00:27:23,960 --> 00:27:26,680
Speaker 2: app and it works just like uberb but without any

597
00:27:26,680 --> 00:27:30,359
Speaker 2: search pricing. Ooh, I'm done. I don't use Uber anymore.

598
00:27:30,400 --> 00:27:32,200
Speaker 2: I'm done. I'm all that way to ride.

599
00:27:32,240 --> 00:27:33,879
Speaker 1: Oh, Ub, we're going to be careful. See I've been

600
00:27:33,920 --> 00:27:36,679
Speaker 1: hearing a lot of pushback with Uber, so you're not

601
00:27:36,760 --> 00:27:39,920
Speaker 1: the first person. And if they're not careful, I think Uber,

602
00:27:39,960 --> 00:27:42,160
Speaker 1: thanks for the only game in town. But it's like, look,

603
00:27:42,240 --> 00:27:44,720
Speaker 1: cis you know it's not going to be difficult to

604
00:27:44,760 --> 00:27:48,280
Speaker 1: replicate what you're doing or for places like I read

605
00:27:48,280 --> 00:27:52,440
Speaker 1: this article that Austin, Texas had basically kicked Uber out

606
00:27:52,680 --> 00:27:55,160
Speaker 1: or made it so difficult for them to be successful there.

607
00:27:55,440 --> 00:27:57,520
Speaker 1: They're no longer theyred. People were annoyed with Uber, Like

608
00:27:57,560 --> 00:28:01,440
Speaker 1: in Newark, did you see that. I'm the mayor was like, no, Uber,

609
00:28:01,560 --> 00:28:03,800
Speaker 1: you can't go to the airport and you can't go

610
00:28:03,840 --> 00:28:06,040
Speaker 1: to our main like we have a Penn station here

611
00:28:06,040 --> 00:28:09,920
Speaker 1: in Newark, which is our main train station. And Uber

612
00:28:09,960 --> 00:28:13,000
Speaker 1: sent out all these flyers and messages and emails and

613
00:28:13,359 --> 00:28:17,960
Speaker 1: radio spots basically asking us to pressure the mayor to

614
00:28:18,160 --> 00:28:21,000
Speaker 1: like let Uber stay. And I'm like, you got the

615
00:28:21,000 --> 00:28:25,320
Speaker 1: wrong city. Newark does not care. People are like if

616
00:28:25,320 --> 00:28:27,480
Speaker 1: I get one more damn flyer, they do not care.

617
00:28:27,520 --> 00:28:30,959
Speaker 2: They were like, girl, well, what's funny is like taxi

618
00:28:31,000 --> 00:28:35,080
Speaker 2: drivers warning exactly the heroes of metropolitan life before Uber

619
00:28:35,119 --> 00:28:38,239
Speaker 2: came around. But they've almost made it like they are

620
00:28:38,280 --> 00:28:40,120
Speaker 2: the heroes, Like I want to support the yellow cap.

621
00:28:40,240 --> 00:28:43,480
Speaker 2: Let me screw Uber, like Uber's become the big corporate giant,

622
00:28:44,360 --> 00:28:47,440
Speaker 2: like stealing business from the little man, and uh, it's

623
00:28:47,520 --> 00:28:49,240
Speaker 2: kind of I think, yeah, it's backfiring on them.

624
00:28:49,720 --> 00:28:52,959
Speaker 1: Yeah. And the thing is, though, when you start, you

625
00:28:53,000 --> 00:28:56,600
Speaker 1: started a company to help people who otherwise might not

626
00:28:56,640 --> 00:28:58,960
Speaker 1: have gotten help. And now you've lost You've lost the

627
00:28:59,040 --> 00:29:02,360
Speaker 1: core purpose of your mission. Once you lose that, it's like, wait,

628
00:29:02,400 --> 00:29:04,080
Speaker 1: I thought this was supposed to be so I can

629
00:29:04,160 --> 00:29:05,920
Speaker 1: afford to get around and I have to worry. Now

630
00:29:05,920 --> 00:29:09,320
Speaker 1: you're you're literally the opposite. It's like you remember you

631
00:29:09,360 --> 00:29:10,760
Speaker 1: ever read that book Animal farm.

632
00:29:11,440 --> 00:29:15,600
Speaker 2: I oh god, not a year with the like the

633
00:29:15,680 --> 00:29:17,160
Speaker 2: allegory about the animals.

634
00:29:17,240 --> 00:29:19,880
Speaker 1: Yes, yes, like the animals were like the farmers are

635
00:29:19,880 --> 00:29:22,400
Speaker 1: so mean. And then eventually the animals started moving into

636
00:29:22,440 --> 00:29:25,040
Speaker 1: the farmhouse and started treating other animals like like they

637
00:29:25,120 --> 00:29:25,720
Speaker 1: were with them.

638
00:29:25,760 --> 00:29:26,720
Speaker 2: They became the farmers.

639
00:29:26,920 --> 00:29:29,680
Speaker 1: Yes, so Uber, you are animal farm.

640
00:29:30,320 --> 00:29:31,800
Speaker 2: That was on mine. I was like, that was like

641
00:29:31,960 --> 00:29:34,680
Speaker 2: taking me back to like sixth grade literature cannons.

642
00:29:36,600 --> 00:29:39,040
Speaker 1: Yeah, that was a good book though, but yeah, so yes,

643
00:29:39,160 --> 00:29:40,760
Speaker 1: Uber is like the new animal farm.

644
00:29:40,920 --> 00:29:43,720
Speaker 2: You can have the uber boo. How should I boo?

645
00:29:43,840 --> 00:29:49,040
Speaker 2: Uber fight the man fight the startup? All right, I'm done,

646
00:29:49,040 --> 00:29:49,480
Speaker 2: I'm off my.

647
00:29:49,840 --> 00:30:03,040
Speaker 1: All right to please gonna call by an ambition.

648
00:30:04,800 --> 00:30:06,040
Speaker 2: No, that's Beverly Hills cop.

649
00:30:06,280 --> 00:30:11,680
Speaker 1: But you know we can make it. It's fine.

650
00:30:11,840 --> 00:30:14,560
Speaker 2: So this is our p s A. You guys. We

651
00:30:14,640 --> 00:30:17,520
Speaker 2: want your questions. We want to know what your questions

652
00:30:17,520 --> 00:30:20,880
Speaker 2: are about your money, your career, your relationships, you're going

653
00:30:20,920 --> 00:30:23,680
Speaker 2: on vacation, you want tips, anything you want to know.

654
00:30:24,000 --> 00:30:27,280
Speaker 2: Send us a question at Brown Ambition Podcast at gmail

655
00:30:27,360 --> 00:30:27,960
Speaker 2: dot com.

656
00:30:28,120 --> 00:30:40,600
Speaker 3: Do not be shy. So now it's time for wins.

657
00:30:40,640 --> 00:30:46,240
Speaker 1: Wins, y'all. I'm looking Mandy. Go ahead, Mandy. See I

658
00:30:46,280 --> 00:30:48,040
Speaker 1: see you warmed up with a rap earlier, so you

659
00:30:48,080 --> 00:30:50,680
Speaker 1: know you're feeling yourself. Go ahead, you're feeling yourself. I'm

660
00:30:50,680 --> 00:30:51,480
Speaker 1: feeling myself.

661
00:30:52,920 --> 00:30:55,080
Speaker 2: I think I might be good at it. Like spoken word,

662
00:30:55,120 --> 00:30:57,680
Speaker 2: I'm going to see Hamilton. Oh my god, oh my god,

663
00:30:57,720 --> 00:31:00,719
Speaker 2: I'm jelly when I tell you, I bought these tickets

664
00:31:00,720 --> 00:31:04,280
Speaker 2: in September. I'm not kidding. In September, that's how far

665
00:31:04,360 --> 00:31:07,040
Speaker 2: in advance. I bought these tickets and I bought them

666
00:31:07,040 --> 00:31:09,360
Speaker 2: for my fiance for his birthday, which is June twenty eight.

667
00:31:09,920 --> 00:31:12,600
Speaker 2: And I was like, I can hold a secret. By February.

668
00:31:12,680 --> 00:31:15,320
Speaker 2: I just like, I blew it. I told him, and

669
00:31:15,360 --> 00:31:17,280
Speaker 2: you're like, I can't hold it is anore.

670
00:31:18,840 --> 00:31:20,320
Speaker 1: You know what sidebar where I'm going to go see,

671
00:31:20,320 --> 00:31:23,320
Speaker 1: which I'm super excited about. I wasn't going to go,

672
00:31:23,360 --> 00:31:25,240
Speaker 1: but then I saw the clips. I'm totally going to

673
00:31:25,280 --> 00:31:27,640
Speaker 1: the Bad Boy Reunion consent when they come to Newark.

674
00:31:28,360 --> 00:31:30,320
Speaker 2: So you say all that again, I think maybe when

675
00:31:30,320 --> 00:31:33,080
Speaker 2: it's taught, you talk loud, you turn to Darth Vader. Okay,

676
00:31:33,200 --> 00:31:34,120
Speaker 2: your mic doesn't like it.

677
00:31:35,360 --> 00:31:37,720
Speaker 1: So I'm super excited and I didn't think I was

678
00:31:37,760 --> 00:31:39,880
Speaker 1: going to go, but then I saw all the video

679
00:31:39,880 --> 00:31:42,640
Speaker 1: clips on social media and I'm going to the Bad

680
00:31:42,720 --> 00:31:46,080
Speaker 1: Boy reunion concert when they come to Newark, and the

681
00:31:46,120 --> 00:31:48,720
Speaker 1: clips just brought me back to like college. I was like,

682
00:31:48,720 --> 00:31:50,920
Speaker 1: Oh my gosh, like this, I'm going to get my

683
00:31:51,120 --> 00:31:53,760
Speaker 1: entire life. I'm going to do all my old dances

684
00:31:54,200 --> 00:31:56,800
Speaker 1: from the two thousands and like, oh my god, I

685
00:31:56,840 --> 00:31:58,560
Speaker 1: just you have no idea how excited I am? And

686
00:31:58,600 --> 00:32:00,680
Speaker 1: I asked Superman if he wanted to go, and I

687
00:32:00,720 --> 00:32:02,160
Speaker 1: was showing him the clips and I could just we

688
00:32:02,200 --> 00:32:06,160
Speaker 1: both just started dancing, like what what what id So

689
00:32:06,240 --> 00:32:08,640
Speaker 1: that's a yes, right, So we're gonna go, and I'm

690
00:32:08,680 --> 00:32:10,080
Speaker 1: super super duper duper.

691
00:32:10,280 --> 00:32:11,520
Speaker 2: It's all going one twelve.

692
00:32:13,880 --> 00:32:17,280
Speaker 1: What is this? Total is a total? No? Yeah, total

693
00:32:17,400 --> 00:32:19,640
Speaker 1: one twelve? Diddy. I don't know if Mace is there,

694
00:32:19,680 --> 00:32:20,720
Speaker 1: but Louke just.

695
00:32:20,760 --> 00:32:22,440
Speaker 2: Mace on GMA. He must be doing it.

696
00:32:22,880 --> 00:32:24,840
Speaker 1: Oh my god, I have no you have no idea?

697
00:32:24,960 --> 00:32:27,160
Speaker 1: Like that is like that's like literally the peak of

698
00:32:27,200 --> 00:32:30,880
Speaker 1: my like my young adulthood, where like all like when

699
00:32:30,920 --> 00:32:33,840
Speaker 1: Diddy rained, it was like to be able to relive

700
00:32:33,880 --> 00:32:36,840
Speaker 1: that and know every song and just like dance and

701
00:32:36,840 --> 00:32:39,040
Speaker 1: by that's when back when people used to dance and

702
00:32:39,040 --> 00:32:41,960
Speaker 1: not like be so self conscious about it. I just well, cha,

703
00:32:42,000 --> 00:32:44,680
Speaker 1: I'm gonna get my life, honey. I'm wearing comfortable shoes,

704
00:32:44,840 --> 00:32:45,520
Speaker 1: I'm dancing.

705
00:32:45,880 --> 00:32:47,480
Speaker 2: Makes it brings me back to like I might. I

706
00:32:47,560 --> 00:32:50,880
Speaker 2: used to actually watch MTV spring Break, Yes, and they

707
00:32:50,880 --> 00:32:53,120
Speaker 2: would be like one twelve would perform it like every

708
00:32:53,240 --> 00:32:55,520
Speaker 2: single day. Well maybe it was just a rerun. I

709
00:32:55,560 --> 00:32:58,720
Speaker 2: don't know. It's like Peaches and Cream. And I was like,

710
00:32:58,760 --> 00:33:01,440
Speaker 2: I want to be there on the beach with Panama City,

711
00:33:01,440 --> 00:33:02,960
Speaker 2: which is like the worst place on the planet.

712
00:33:04,080 --> 00:33:06,640
Speaker 1: Twelve year old, You're right, like, oh, I want to

713
00:33:06,640 --> 00:33:10,720
Speaker 1: be there so I could take my life. It's no,

714
00:33:11,040 --> 00:33:13,680
Speaker 1: that's just I cannot wait. Like, but it's not until September,

715
00:33:13,720 --> 00:33:16,920
Speaker 1: but I think a friend of mine is actually getting

716
00:33:16,920 --> 00:33:18,960
Speaker 1: a box and she was like, if you want to go,

717
00:33:19,000 --> 00:33:21,160
Speaker 1: everbody could chip in. I'm like, yes, I'm going to

718
00:33:21,200 --> 00:33:26,360
Speaker 1: have the full on like experience with Swank. Yeah, I

719
00:33:26,440 --> 00:33:28,760
Speaker 1: know because you know, usually me because me and Superman

720
00:33:28,800 --> 00:33:31,320
Speaker 1: were talking about it and we like, don't we're always

721
00:33:31,320 --> 00:33:33,480
Speaker 1: we're pretty frugal, and I was like, you know what,

722
00:33:33,560 --> 00:33:36,840
Speaker 1: let's do this. Let's do this little spoil for ourselves.

723
00:33:37,400 --> 00:33:41,320
Speaker 2: That it's fun. Good for you guys. Yeah, well my

724
00:33:41,520 --> 00:33:44,160
Speaker 2: win this week one I had. Guess I'm gonna try

725
00:33:44,200 --> 00:33:46,719
Speaker 2: and do two ones. Speaking at musicals, I saw on

726
00:33:46,760 --> 00:33:50,080
Speaker 2: Wednesday The Color Purple for the second time. Well the

727
00:33:50,120 --> 00:33:52,280
Speaker 2: second time I saw that was the very first Broadway

728
00:33:52,320 --> 00:33:53,840
Speaker 2: show I ever saw when I when I came to

729
00:33:53,840 --> 00:33:55,719
Speaker 2: New York when I was nineteen, was The Color Purple

730
00:33:56,080 --> 00:34:00,560
Speaker 2: with Fantasia, and it was amazing. I I don't remember

731
00:34:00,600 --> 00:34:02,400
Speaker 2: everything about the play, but I remember crying and like

732
00:34:02,440 --> 00:34:05,720
Speaker 2: having a real moment. And because I've had some time

733
00:34:05,760 --> 00:34:07,880
Speaker 2: off in between jobs, my favorite thing to do is

734
00:34:07,920 --> 00:34:10,680
Speaker 2: go see movies and plays by myself. So I in

735
00:34:10,800 --> 00:34:12,799
Speaker 2: like at random times, like two pm or whatever. So

736
00:34:12,840 --> 00:34:15,719
Speaker 2: I got ticket to the two pm Wednesday Matt and

737
00:34:15,840 --> 00:34:18,160
Speaker 2: A show, and I had heard good things about it.

738
00:34:18,200 --> 00:34:20,839
Speaker 2: You know, Jennifer Hudson isn't in it anymore, but the

739
00:34:20,880 --> 00:34:23,880
Speaker 2: actress who replaced her, Heather Heaty, she like originated the

740
00:34:23,960 --> 00:34:27,080
Speaker 2: role of Nalla, the Lion King, and everyone was so

741
00:34:27,120 --> 00:34:30,480
Speaker 2: excited about her playing Sugar Avery, you know, the like

742
00:34:30,520 --> 00:34:32,880
Speaker 2: the jazz singer and the lounge singer in the play.

743
00:34:34,239 --> 00:34:40,160
Speaker 2: I had like as close to a like spiritual awakening

744
00:34:40,200 --> 00:34:42,320
Speaker 2: as I've ever had in this play. Like I almost

745
00:34:42,320 --> 00:34:46,399
Speaker 2: went directly from the theater to the nearest church. And yeah,

746
00:34:46,520 --> 00:34:50,080
Speaker 2: it was so good. I was and I was already

747
00:34:50,160 --> 00:34:51,839
Speaker 2: sort of going through some stuff. And I was kind

748
00:34:51,840 --> 00:34:54,960
Speaker 2: of emotional when I the last half hour because of

749
00:34:55,040 --> 00:34:58,920
Speaker 2: the actress who plays Seely, Cynthia Ervio, who's, like I

750
00:34:59,239 --> 00:35:02,640
Speaker 2: found out later was British. She gives such an amazing performance.

751
00:35:02,800 --> 00:35:05,279
Speaker 2: You I just like was almost if I had had room,

752
00:35:05,280 --> 00:35:06,960
Speaker 2: I would have been on my knees, like doing the

753
00:35:06,960 --> 00:35:10,359
Speaker 2: Holy Spirit wave like and I've never i've like never

754
00:35:10,400 --> 00:35:12,239
Speaker 2: felt compelled to do that before, but it was so

755
00:35:13,239 --> 00:35:14,840
Speaker 2: she just had these moments in the play. You know

756
00:35:14,880 --> 00:35:17,439
Speaker 2: when Ceely and Celia's character she starts off as being

757
00:35:17,480 --> 00:35:20,920
Speaker 2: abused by first her father and then her husband and

758
00:35:21,000 --> 00:35:24,040
Speaker 2: being told she's ugly and worthless and stupid and slow

759
00:35:24,080 --> 00:35:25,799
Speaker 2: and her kids are taken away from a really she

760
00:35:26,160 --> 00:35:28,120
Speaker 2: there's no character I don't think in literature that's been

761
00:35:28,160 --> 00:35:30,799
Speaker 2: beaten down more than Cely. Yeah, and then at the

762
00:35:31,000 --> 00:35:33,120
Speaker 2: end when she finally comes into her own and I

763
00:35:33,160 --> 00:35:34,880
Speaker 2: don't know if you haven't seen it, No, spoilers. But

764
00:35:35,239 --> 00:35:37,720
Speaker 2: she comes into her own she's running a successful business

765
00:35:37,719 --> 00:35:39,720
Speaker 2: and she has this momore. She stands on the stage

766
00:35:39,719 --> 00:35:43,600
Speaker 2: and she just says I'm beautiful, but she screams it,

767
00:35:43,640 --> 00:35:46,320
Speaker 2: and everybody in the theater got up and like cheered.

768
00:35:46,440 --> 00:35:51,480
Speaker 2: Every at like three pm on a Wednesday. It was amazing,

769
00:35:51,719 --> 00:35:54,640
Speaker 2: And yeah, I just had to give a little shout out.

770
00:35:54,640 --> 00:35:57,719
Speaker 2: So that cast extraordinary. If you have money, spend it

771
00:35:57,800 --> 00:35:59,919
Speaker 2: on this. I think my ticket. I got orchestra seat

772
00:36:00,000 --> 00:36:02,680
Speaker 2: for one hundred bucks. Okay, so they're not that well.

773
00:36:02,719 --> 00:36:05,920
Speaker 1: I wanted to share that young boy. Oh go ahead, Kavante.

774
00:36:06,320 --> 00:36:10,200
Speaker 1: I know we're saying his name wrong, Kvante King. I'm

775
00:36:10,200 --> 00:36:12,440
Speaker 1: like leaning on you, Mandy. Mandy's like silent, like were

776
00:36:12,480 --> 00:36:13,279
Speaker 1: you on your own? Oh?

777
00:36:13,320 --> 00:36:14,920
Speaker 2: Sorry, I had it up before. I think it was.

778
00:36:15,360 --> 00:36:15,600
Speaker 2: It was like.

779
00:36:15,640 --> 00:36:21,200
Speaker 1: Covante Cavantes anyway, Covntes Kings just this young boy raised

780
00:36:21,239 --> 00:36:25,319
Speaker 1: by a single mother. He started selling newspapers when he

781
00:36:25,360 --> 00:36:29,640
Speaker 1: was twelve years old, and he was making approximately about

782
00:36:29,640 --> 00:36:32,560
Speaker 1: two hundred dollars a week, and for the last five

783
00:36:32,640 --> 00:36:35,360
Speaker 1: years he's been stashing that money for college. I just

784
00:36:35,360 --> 00:36:38,600
Speaker 1: thought that was really admirable, and so I just wanted

785
00:36:38,600 --> 00:36:42,359
Speaker 1: to say, you know, brown ambition wyn to mister King

786
00:36:43,080 --> 00:36:45,799
Speaker 1: and his mama who raised him, and the fact that,

787
00:36:46,239 --> 00:36:48,680
Speaker 1: you know, while so many kids are saving money for

788
00:36:49,200 --> 00:36:51,319
Speaker 1: you know, fun things or whatever, and there's nothing wrong

789
00:36:51,400 --> 00:36:53,640
Speaker 1: with that, but Covantes was really thinking about his future

790
00:36:53,640 --> 00:36:57,279
Speaker 1: as early as twelve and putting money toward college, and

791
00:36:57,320 --> 00:36:58,480
Speaker 1: so I think that's awesome.

792
00:36:59,080 --> 00:37:01,080
Speaker 2: You know, I recent how much did he earn? Like

793
00:37:01,120 --> 00:37:02,359
Speaker 2: ten thousand dollars a year?

794
00:37:02,680 --> 00:37:03,239
Speaker 1: Yeah?

795
00:37:03,280 --> 00:37:06,080
Speaker 2: Doing that, you know, you can go on the Social

796
00:37:06,120 --> 00:37:09,960
Speaker 2: Securities website. It's like MYSSA dot gov or something like that,

797
00:37:10,520 --> 00:37:13,200
Speaker 2: and you can put in your information and they will

798
00:37:13,239 --> 00:37:16,719
Speaker 2: give you your Social Security Benefits statement, which if you're

799
00:37:16,719 --> 00:37:18,799
Speaker 2: over a certain age you already get it once every

800
00:37:18,880 --> 00:37:21,000
Speaker 2: couple of years or so, but you can go online

801
00:37:21,040 --> 00:37:22,960
Speaker 2: and get it for free downloaded. It gives you like

802
00:37:22,960 --> 00:37:25,239
Speaker 2: a whole history of your earning since when you first

803
00:37:25,239 --> 00:37:27,680
Speaker 2: started taking earning a paycheck or getting a W two.

804
00:37:28,360 --> 00:37:30,799
Speaker 2: And I realized by doing this, like I don't know,

805
00:37:30,840 --> 00:37:32,560
Speaker 2: like a year ago or so, that I made like

806
00:37:32,640 --> 00:37:36,239
Speaker 2: fifteen thousand dollars at my little dinky high school job

807
00:37:36,239 --> 00:37:38,359
Speaker 2: at the Gap in the one and a half years

808
00:37:38,360 --> 00:37:40,360
Speaker 2: I was working there. I don't know where any of

809
00:37:40,360 --> 00:37:43,600
Speaker 2: that money went. Oh actually I do know where when

810
00:37:43,600 --> 00:37:45,600
Speaker 2: it went directly into my closet because it gave us

811
00:37:45,640 --> 00:37:46,399
Speaker 2: fifty percent off.

812
00:37:46,640 --> 00:37:49,040
Speaker 1: Yeah, that's the trick you work at these places because

813
00:37:49,080 --> 00:37:50,360
Speaker 1: you're like I want to say, and the end of

814
00:37:50,400 --> 00:37:52,239
Speaker 1: buying clothes, and they're like, thank you for giving your

815
00:37:52,239 --> 00:37:53,480
Speaker 1: paycheck right back to us.

816
00:37:53,640 --> 00:37:56,040
Speaker 2: And I totally could have I graduated with. I graduated

817
00:37:56,040 --> 00:37:58,880
Speaker 2: from college with only about eight thousand dollars a student

818
00:37:58,920 --> 00:38:01,719
Speaker 2: loan debt. I definitely could have saved up and had

819
00:38:01,800 --> 00:38:03,799
Speaker 2: enough for college. I don't know if that's true now

820
00:38:03,840 --> 00:38:06,640
Speaker 2: because college is getting more and more expensive for sure.

821
00:38:07,440 --> 00:38:09,799
Speaker 2: But my little brother went to the same school I

822
00:38:09,840 --> 00:38:11,960
Speaker 2: went to, and what granted he was he was a

823
00:38:12,000 --> 00:38:14,719
Speaker 2: fifth year senior, but he graduated with four times as

824
00:38:14,800 --> 00:38:18,200
Speaker 2: much debt ye years later.

825
00:38:18,840 --> 00:38:21,360
Speaker 1: When you think about it, just like how college, Like,

826
00:38:21,400 --> 00:38:22,960
Speaker 1: what is it going to be by the time, Like

827
00:38:23,239 --> 00:38:25,239
Speaker 1: if we have kids when they get older, it's going

828
00:38:25,280 --> 00:38:26,480
Speaker 1: to be a million dollars a year.

829
00:38:28,040 --> 00:38:30,480
Speaker 2: Seriously, I hope not well, hopefully when you know with

830
00:38:30,560 --> 00:38:33,319
Speaker 2: the election, vote with your feet people, or no, vote

831
00:38:33,320 --> 00:38:36,759
Speaker 2: with your ballots people, whatever, Yeah, listen to what the

832
00:38:36,760 --> 00:38:40,319
Speaker 2: candidates say about their plans for college education in the

833
00:38:40,320 --> 00:38:44,160
Speaker 2: cost of college, I don't believe mister Trump or he

834
00:38:44,160 --> 00:38:47,240
Speaker 2: who must not be named y who's currently being sued

835
00:38:47,280 --> 00:38:52,719
Speaker 2: for his bogus school university. Yeah, I don't think he

836
00:38:52,760 --> 00:38:55,400
Speaker 2: even has so much as an iota of a college

837
00:38:55,440 --> 00:38:58,839
Speaker 2: debt plan, whereas Hillary Clinton, months and months and months

838
00:38:58,880 --> 00:39:02,879
Speaker 2: and months ago released her College Compact plan, which has

839
00:39:02,920 --> 00:39:08,600
Speaker 2: I think a pretty smart khan what's the word, comprehensive

840
00:39:09,680 --> 00:39:13,719
Speaker 2: plan to reduce acost to college and Bernie Sanders too.

841
00:39:13,800 --> 00:39:16,240
Speaker 2: So anyway, I'm just saying, if you're woke about college,

842
00:39:16,280 --> 00:39:16,719
Speaker 2: get woke.

843
00:39:17,239 --> 00:39:19,160
Speaker 1: Yes they woke, stay woke.

844
00:39:19,320 --> 00:39:21,759
Speaker 2: But this is that's a that's a really cool story, paperboy.

845
00:39:22,480 --> 00:39:26,680
Speaker 1: Yeah, that's the king. Oh and rest in peace, Rest

846
00:39:26,680 --> 00:39:28,160
Speaker 1: and power to Muhammad Ali.

847
00:39:28,640 --> 00:39:30,239
Speaker 2: Oh we didn't even you know how I found out

848
00:39:30,280 --> 00:39:32,880
Speaker 2: he passed away. I was we got up early yesterday

849
00:39:32,920 --> 00:39:34,719
Speaker 2: to go into Queens and we took the bus and

850
00:39:34,760 --> 00:39:37,600
Speaker 2: we passed by the Apollo Theater and I saw, like,

851
00:39:37,680 --> 00:39:41,640
Speaker 2: the Apollo Theater in Harlem has you know, in dedication

852
00:39:41,880 --> 00:39:43,719
Speaker 2: and memory of Muhammad Ali. And I was like, wait,

853
00:39:43,760 --> 00:39:46,759
Speaker 2: this is a mistake. He's not dead. And everyone's like, yeah,

854
00:39:46,840 --> 00:39:48,719
Speaker 2: he died this morning, and get with it.

855
00:39:49,040 --> 00:39:53,399
Speaker 1: Woman, Oh that's so sad. You know what what Muhammad Ali?

856
00:39:53,520 --> 00:39:56,600
Speaker 1: What what I truly took away from him because he

857
00:39:56,640 --> 00:40:02,520
Speaker 1: was just so outspoken and so unapologized sure of himself.

858
00:40:03,400 --> 00:40:06,160
Speaker 1: And I just I like that that in business because

859
00:40:06,160 --> 00:40:08,160
Speaker 1: you know, and people always want to tell you, like

860
00:40:08,239 --> 00:40:09,920
Speaker 1: let your work speak for stuff. You don't have to

861
00:40:09,920 --> 00:40:12,360
Speaker 1: tell nobody. But and which is cool for some brands,

862
00:40:13,239 --> 00:40:16,680
Speaker 1: but you know, Muhammad Ali just made it that like, no,

863
00:40:16,880 --> 00:40:18,920
Speaker 1: if you think you're dope, say you're dope. If that's

864
00:40:18,960 --> 00:40:21,400
Speaker 1: what you want. You know, like that's not for everybody,

865
00:40:21,440 --> 00:40:23,399
Speaker 1: but I like the fact that he was like, I'm

866
00:40:23,440 --> 00:40:25,840
Speaker 1: the greatest of all, Like people started calling him that

867
00:40:25,920 --> 00:40:29,600
Speaker 1: because he called himself that, and you know, and I

868
00:40:29,680 --> 00:40:32,799
Speaker 1: just I like like, even though like before Kanye went

869
00:40:32,840 --> 00:40:35,760
Speaker 1: away too munch off the grid, I like that Kanye

870
00:40:36,000 --> 00:40:39,200
Speaker 1: was kind of like, I think I'm dope because you know,

871
00:40:39,239 --> 00:40:41,200
Speaker 1: so many people are out there will tell you otherwise.

872
00:40:41,239 --> 00:40:44,160
Speaker 1: So it's just like, Okay, if that's how you feel

873
00:40:44,200 --> 00:40:46,239
Speaker 1: about yourself, didn't tell the world, There's nothing wrong with that.

874
00:40:46,360 --> 00:40:48,359
Speaker 1: I mean, you know, like Kanye has definitely taken into

875
00:40:48,400 --> 00:40:52,160
Speaker 1: a place where you're just like he needs medication. But yeah,

876
00:40:52,239 --> 00:40:54,919
Speaker 1: I think that Muhammad Ali was one of the one

877
00:40:54,960 --> 00:40:57,160
Speaker 1: of the first people that I've seen if that was

878
00:40:57,200 --> 00:41:00,760
Speaker 1: just so outspoken about about how he felt that himself

879
00:41:00,800 --> 00:41:02,480
Speaker 1: and daring other people to say otherwise.

880
00:41:03,040 --> 00:41:05,000
Speaker 2: I read a good I read a pretty cool story

881
00:41:05,040 --> 00:41:08,839
Speaker 2: about how in the eighties apparently he was he had

882
00:41:08,920 --> 00:41:10,520
Speaker 2: just it was like towards the end of his career,

883
00:41:10,520 --> 00:41:12,560
Speaker 2: he'd just lost a few months before, and he heard

884
00:41:12,560 --> 00:41:14,480
Speaker 2: that there was a man about to throw himself off

885
00:41:14,480 --> 00:41:17,680
Speaker 2: the ledge at some like corporate building or office building

886
00:41:17,719 --> 00:41:20,120
Speaker 2: or something, and he like turned his car around and

887
00:41:20,200 --> 00:41:22,480
Speaker 2: drove all the way there and got into the building

888
00:41:22,520 --> 00:41:25,799
Speaker 2: and like talk this guy off the ledge. Wow, isn't

889
00:41:25,800 --> 00:41:27,799
Speaker 2: that cool? And like you never yeah, I'll never hear

890
00:41:27,840 --> 00:41:32,360
Speaker 2: about that kind of stuff. So rest in peace, Mohammed.

891
00:41:32,480 --> 00:41:35,000
Speaker 2: Another great loss.

892
00:41:35,080 --> 00:41:39,680
Speaker 1: Yeah, great loss indeed. All right, well, it's been fun

893
00:41:39,719 --> 00:41:40,600
Speaker 1: be aing with you.

894
00:41:40,840 --> 00:41:42,480
Speaker 2: Go enjoy your breakfast.

895
00:41:42,840 --> 00:41:45,680
Speaker 1: Yes now that it's killed. Although I was nibbling between chats.

896
00:41:45,960 --> 00:41:50,880
Speaker 2: Oh really, yeah, my toast is called Mama Santo's. Oh man.

897
00:41:51,000 --> 00:41:52,919
Speaker 2: All right, well, we will see you guys next week.

898
00:41:52,960 --> 00:41:54,560
Speaker 2: I will talk to you next week, Miss Tip.

899
00:41:54,400 --> 00:41:57,280
Speaker 1: Tip I'll talk to you too, Miss man.

900
00:41:57,080 --> 00:41:59,399
Speaker 2: Man Wait what man Man?

901
00:42:00,040 --> 00:42:02,080
Speaker 1: I now sorry, Then you can talk. We have so

902
00:42:02,160 --> 00:42:03,680
Speaker 1: much that out